g: 0 Posted By: mikeg1
Views: 91 Replies: 1 I'm a healthy 29 y/o single male with no tobacco usage. I'm looking at switching jobs on June 1 or July 1.
Temporary health insurance plans from BCBS (Texas) cost significantly less than comparable Obamacare plans. Is there any downside to opting for a "7-12 month" temporary health insurance plan from BCBS ($2 million maximum payout) that happens to end on a date coinciding with the next Obamacare open enrollment period? The Obamacare open enrollment period for 2015 coverage is November 15, 2014 February 15, 2015.
If I stay healthy, I believe I can sign-up for another temporary 7-12 month health insurance plan.
If I were to get sick, I believe I switch to Obamacare on the next open enrollment period (with a higher rate premium, due to it being Obamacare, but guaranteed long-term coverage).
Do I need to worry about the risk of Obamacare no longer being offered as scheduled due to legislative changes?