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g: 0 Posted By: ctgolfer
Views: 142 Replies: 0 49-1/2" screen (measured diagonally from corner to corner)
An excellent size for a living room or mid-sized home theater space.
LED displays are at their best in well-lit rooms
They also perform well in darker rooms, and deliver plasma-like deep blacks and rich colors.
1080p resolution for stunning HD images
Watch Blu-ray movies and 1080p HD content at their highest level of detail.
60Hz refresh rate
Images refresh 60 times per second for basic performance during fast-motion scenes.
Smart TV means a huge world of entertainment
Stream movies, videos, music and more.*
The Internet is now on your TV
Surf your favorite Web sites with the included Web browser. Easily navigate entertainment and content with the Smart Hub interface, and explore Samsung Apps built for your TV.*
Built-in Wi-Fi
Connect to your wireless home network.
Clear Motion Rate 120
Enjoy fast-moving movies, sports and video games with good motion clarity.
Intelligent energy management
Eco Sensor measures the intensity of light in the room and automatically adjusts the TV brightness.
Wirelessly access and stream content
AllShare Play lets you stream movies, music and photos from any compatible device, like a PC.**
Smart TV Signature Services
Share your most precious family moments with Family Story, help stay in shape with Fitness, and combine entertainment and education with Kids Story.
ConnectShare Movie
Watch videos, play music and view photos from a USB connection without needing to use a PC or special equipment. USB cable not included.
Advanced TV sound
Two 10W front speakers and SRS TheaterSound HD provide a simulated surround sound experience.
3 HDMI inputs for the best home theater connection
High-speed HDMI delivers a full 1080p picture and digital surround sound in one convenient cable. HDMI cable not included.
Additional connections
Provides flexibility with 1 component input, 1 optical digital audio output and a built-in Ethernet port.
2 USB ports
Easily connect your digital camera, camcorder or other USB device.

www.bestbuy.com/site/samsung-50-class-49-1-2-diag--led-1080p-60h...
LED TV Deals

Best Buy Coupons
Sears X-Cargo XL 15 cu ft Car Top Carrier $140 Free store Pick up
Added on : Tuesday September 09th 2014 05:00:02 AM
g: 0 Posted By: tedhawkins
Views: 109 Replies: 0 Sears X-Cargo XL 15 cu ft Car Top Carrier $140 Free store Pick up

http://www.sears.com/x-cargo-xl-15-cu-ft-cargo-carrier/p-0287218...

Enjoy long-distance road trips and camping trips with your luggage and equipment safely stowed in this X-Cargo XL car top carrier. Safe for all-weather use, you can sit back and enjoy the ride knowing that all your precious cargo is shielded from the elements. With a capacity of 15 cu.ft. this car top carrier can hold up to 100 lbs. of evenly distributed cargo.

This versatile car top carrier is designed to fit most vans, SUVs and crossover vehicles with factory-installed or after-market roof rack systems with a load capacity of 150lbs. or more. Included u-bolt mounting hardware makes installation easy. Safety lock is designed to keep your luggage safe even on rough terrain. Pack your outdoor gear safely and get ready for some outdoor fun with this X-Cargo car top carrier.

For your convenience, this X-Cargo XL Car Top Carrier comes fully assembled

For easy installation, U-bolt mounting hardware is included,(See Owners Manual for complete Fit Guide)
It's designed to be mounted on the roof of your car for increased portability
Has the capacity to carry a maximum weight of 100 lbs.
It has a medium storage capacity of 15 cu.ft.
Dimensions: 61" (L) x 37" (W) x 18" (H)
One year manufacturer's warranty
Tools & Automotive Deals

Sears Coupons
g: 0 Posted By: Deals4mykids
Views: 115 Replies: 0 SanDisk Ultra 16GB SDHC I Memory Card - Class 10 (Manufacturer Refurbished) For $7.67
+ Free Shipping @ A4C.com

http://www.a4c.com/product/sandisk-ultra-16gb-sdhc-i-memory-card...


High storage capacity holds your most precious data
Seamless speed and performance with SDHC-compatible devices
Waterproof and built to withstand extreme temperatures
Read Speed of up to 30 MB/s minimizes your transfer time.


SD & SDHC Deals

A4C Coupons
7 Miscellaneous Freebies that may interest you
Added on : Sunday August 31st 2014 01:00:10 PM
g: 1 Posted By: aahSomely
Views: 186 Replies: 0 A small collection of Freebies (No SPAM or affiliate links on this page)
1.) Free bag of Dr. Elsey's cat litter | MIR
2.) Free Hammermill Copy Plus printer paper @ Staples.
3.) Lanacane Anti-Itch Cream or First Aid Spray for Free. | MIR
4.) Amazon AppStore - Get a usually paid for Android app every day for FREE.
5.) CreditKarma.com - A no strings credit check online. No bogus claims of being Free, and then requiring some financial or other obligation.
6.) Arm & Hammer Clean Scentsations for Free | MIR up to $9.99
7.) Giveawayoftheday.com - This website coordinates offers with software companies to give away free software every day. Must register software within giveaway time frame.
Totally Free Deals
g: 0 Posted By: ctgolfer
Views: 179 Replies: 0 Shape:
Bar
Weight:
1 Troy Ounce
Precious Metal Content:
99.9%
Dimensions:
1in x 2in
Brand/Mint:
SilverTowne
Thickness:
1/8in
Fineness:
.999
Packaging:
Heat Sealed in Plastic
SKU:
99-00-000677
Composition:
Silver


www.ebay.com/itm/SilverTowne-Logo-1oz-999-Fine-Silver-Bar-LOT-OF...
RC & Hobbies Deals

eBay Coupons
g: 13 Posted By: fivetalents
Views: 1019 Replies: 16 Precious Cat Ultra Premium Clumping Cat Litter
4.4/5 stars (2,062 customer reviews)
#1 Best Seller in Pet Supplies

List Price: $29.99
Sale Price: $13.49 & FREE Shipping on orders over $35 or Prime
Final Price: free after mail in rebate (excludes shipping and taxes)
Ships from and sold by Amaz0n

Hypo-allergenic
All natural
Hard clumping
99.9% dust free
Superior odor control


===========================================================================================================

ETA: there are two other 40lb options that also have free shipping...

Precious Cat Cat Attract Problem Cat Training Litter, 40 pound bag,4.5/5 stars (282 customer reviews) $28.79 & FREE Shipping on orders over $35/Prime, ships from and sold by Amaz0n.

Precious Cat Classic Premium Clumping Cat Litter, 40 pound bag,4.2/5 stars (55 customer reviews), $17.99 & FREE Shipping on orders over $35/Prime, ships from and sold by Amaz0n.

===========================================================================================================

TERMS AND CONDITIONS OF OFFER: This offer is for NEW CUSTOMERS ONLY. Limit one rebate per person, household or family address. Rebates are valid for one bag of any type of Precious Cat litter not to exceed 40lbs. The rebate is for the purchase price of the litter only, no shipping or tax will be reimbursed. No P.O. Boxes accepted. Clubs, groups, organizations, resellers or distributors of Precious Cat products are not eligible. Offer may not be combined with any other rebates, offers or promotions. Rebate certificate must be used. Void if all requirements are not fulfilled or if rebate form is not completely filled out. Rebate requests which do not comply with terms and conditions will be rejected and proofs of purchase will not be returned. Participation in previous Precious Cat rebates or refunds render you ineligible for this rebate. Precious Cat, Inc. reserves the right to amend the rules, alter the rebate amount, or cancel this offer at any time without prior notice. Not responsible for lost or misdirected mail. Please allow 6 to 8 weeks for delivery. Offer void where prohibited, taxed or restricted by law. This offer is not redeemable in stores. Limited to one request per lifetime. Multiple requests will be rejected and materials will not be returned. If you have questions call Precious Cat, Inc. 877-311-2287
Pets Deals

Amazon Coupons
g: 0 Posted By: fivetalents
Views: 527 Replies: 2 Precious Cat Ultra Premium Clumping Cat Litter
4.4/5 stars (2,062 customer reviews)
#1 Best Seller in Pet Supplies

List Price: $29.99
Sale Price: $13.49 & FREE Shipping on orders over $35 or Prime
Final Price: free after mail in rebate (excludes shipping and taxes)
Ships from and sold by Amaz0n

Hypo-allergenic
All natural
Hard clumping
99.9% dust free
Superior odor control


===========================================================================================================

ETA: there are two other 40lb options that also have free shipping...

Precious Cat Cat Attract Problem Cat Training Litter, 40 pound bag,4.5/5 stars (282 customer reviews) $28.79 & FREE Shipping on orders over $35/Prime, ships from and sold by Amaz0n.

Precious Cat Classic Premium Clumping Cat Litter, 40 pound bag,4.2/5 stars (55 customer reviews), $17.99 & FREE Shipping on orders over $35/Prime, ships from and sold by Amaz0n.

===========================================================================================================

TERMS AND CONDITIONS OF OFFER: This offer is for NEW CUSTOMERS ONLY. Limit one rebate per person, household or family address. Rebates are valid for one bag of any type of Precious Cat litter not to exceed 40lbs. The rebate is for the purchase price of the litter only, no shipping or tax will be reimbursed. No P.O. Boxes accepted. Clubs, groups, organizations, resellers or distributors of Precious Cat products are not eligible. Offer may not be combined with any other rebates, offers or promotions. Rebate certificate must be used. Void if all requirements are not fulfilled or if rebate form is not completely filled out. Rebate requests which do not comply with terms and conditions will be rejected and proofs of purchase will not be returned. Participation in previous Precious Cat rebates or refunds render you ineligible for this rebate. Precious Cat, Inc. reserves the right to amend the rules, alter the rebate amount, or cancel this offer at any time without prior notice. Not responsible for lost or misdirected mail. Please allow 6 to 8 weeks for delivery. Offer void where prohibited, taxed or restricted by law. This offer is not redeemable in stores. Limited to one request per lifetime. Multiple requests will be rejected and materials will not be returned. If you have questions call Precious Cat, Inc. 877-311-2287
Pets Deals

Amazon Coupons
40lb Precious Cat Ultra Premium Clumping Cat Litter FAR @ Amazon.com
Added on : Wednesday August 20th 2014 08:00:01 PM
g: 0 Posted By: fivetalents
Views: 53 Replies: 0 Precious Cat Ultra Premium Clumping Cat Litter
4.4/5 stars (2,062 customer reviews)
#1 Best Seller in Pet Supplies

List Price: $29.99
Sale Price: $13.49 & FREE Shipping on orders over $35
Final Price: free after mail in rebate (excludes shipping and taxes)
Ships from and sold by Amazon

Hypo-allergenic
All natural
Hard clumping
99.9% dust free
Superior odor control


TERMS AND CONDITIONS OF OFFER: This offer is for NEW CUSTOMERS ONLY. Limit one rebate per person, household or family address. Rebates are valid for one bag of any type of Precious Cat litter not to exceed 40lbs. The rebate is for the purchase price of the litter only, no shipping or tax will be reimbursed. No P.O. Boxes accepted. Clubs, groups, organizations, resellers or distributors of Precious Cat products are not eligible. Offer may not be combined with any other rebates, offers or promotions. Rebate certificate must be used. Void if all requirements are not fulfilled or if rebate form is not completely filled out. Rebate requests which do not comply with terms and conditions will be rejected and proofs of purchase will not be returned. Participation in previous Precious Cat rebates or refunds render you ineligible for this rebate. Precious Cat, Inc. reserves the right to amend the rules, alter the rebate amount, or cancel this offer at any time without prior notice. Not responsible for lost or misdirected mail. Please allow 6 to 8 weeks for delivery. Offer void where prohibited, taxed or restricted by law. This offer is not redeemable in stores. Limited to one request per lifetime. Multiple requests will be rejected and materials will not be returned. If you have questions call Precious Cat, Inc. 877-311-2287
Pets Deals

Amazon Coupons
Precious Cat Ultra Premium Clumping Cat Litter (40 Lbs) $13.49 @ Amazon
Added on : Wednesday August 20th 2014 02:00:02 PM
g: 0 Posted By: DizzyT71
Views: 262 Replies: 0 Amazon has the Precious Cat Ultra Premium Clumping Cat Litter (40lbs)on sale for $13.49 with free shipping using Prime or orders of $35+.

Next lowest price on Google Products is $27.17 shipped from a rated merchant.

99.9% dust-free and uses heavy, non-tracking granules for less mess
Hypo-allergenic, contains no plant proteins
Contains no perfumes or deodorants
All-natural clumping kitty litter
Prevents moisture from reaching the bottom of litter box or tray
Ideal for sifting/mechanical litter boxes
Superior odor control


4.4/5 Stars based on 2,061 customer reviews on product page.

Note: If you don't have Prime, there's free 30-day trialwith free 2-day shipping, video streaming & more available.


Pets Deals

Amazon Coupons
LEGO The Hobbit - Xbox One $29.20 @ Amazon by dealfisher
Added on : Friday August 15th 2014 08:00:06 AM
g: 0 Posted By: ctgolfer
Views: 247 Replies: 0 free shipping with Prime

Explore Middle-earth and visit key locations from the films, including Bag End, and trek through the treacherous High Pass over The Misty Mountains
Partake in Treasure Quests, mine for gems, discover loot from enemies, and craft powerful magical items or build immense new LEGO structures.
Play as your favorite characters from The Hobbit films, including Bilbo, Gandalf, and the Dwarves: Thorin, Fili, Kili, Oin, Gloin, Dwalin, Balin Bifur, Bofur, Bombur, Dori, Nori and Ori.
Collect, combine and forge new items in the Blacksmith Shop using Mithril, the most precious metal in Middle-earth.
Triumph in a game of riddles and learn to wield the power of The One Ring.


www.amazon.com/dp/B00GY4OB8S/
Xbox One Games Deals

Amazon Coupons
LEGO Friends Jungle Bridge Rescue Building Set (41036) - $24.97 @ Amazon
Added on : Saturday August 09th 2014 10:00:02 AM
g: 0 Posted By: hellokitty27
Views: 205 Replies: 0 Amazon has the LEGO Friends Jungle Bridge Rescue Building Set (41036)for $24.97 w/ free Super Saver shipping on orders $35+. This is the historic low price on Camel.

Includes Matthew and Mia mini-doll figures and baby bear
Features 2 rocky cliffs with stairs and caves, rope bridge, rescue helicopter and off roader
Helicopter features moving rotor, opening cockpit window, lever, winch and rope; Off roader features rolling wheels
Accessories include a stretcher, medic bag, syringe, disinfectant, 2 walkie-talkies, communications headset, frog, fish, berries and 2 precious gems
Helicopter measures 3-in. high, 4-in. long and 1-in. wide; Off roader is 1-in. high, 4-in. long and 1-in. wide; Cliffs and rope bridge is 3-in. high, 7-in. wide and 2-in. deep
Combine with all the other LEGO Friends jungle sets to enjoy more animal rescue adventures

Toys Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 69 Replies: 0 As one of the world's largest online retailers of Gold, Silver, Platinum and Palladium, APMEX is a trusted source for purchasing Precious Metals. For more than 10 years, we have been helping individuals and families in protecting their hard-earned assets and increasing their wealth by investing in physical Gold, Silver, Platinum and Palladium. APMEX provides timely information and education about the Precious Metals market and offers a vast selection of premium quality products at highly competitive prices with best-in-class service. Shop our eBay store today and experience why 96% of our customers would recommend APMEX.

www.ebay.com/itm/10-oz-Johnson-Matthey-Silver-Bar-JM-Logo-Revers...
g: 0 Posted By: Deals4mykids
Views: 60 Replies: 0 http://www.a4c.com/dailydeal/

The SanDisk 16GB SDHC I Memory Card (Class 10) is the ideal companion for multimedia phones. It provides the immediate expansion of memory storage needed for carrying more music, video, photos, games, and mobile software applications in the latest generation of phones.

High storage capacity holds your most precious data
Seamless speed and performance with SDHC-compatible devices
Waterproof and built to withstand extreme temperatures
Read Speed of up to 30 MB/s minimizes your transfer time.

g: 1 Posted By: ctgolfer
Views: 194 Replies: 0 TODAY ONLY: Free After Mail-in Rebate!


The LeapFrog Creativity Camera Case & App Features:

The Perfect Combo: The Creativity Camera combines the high-resolution camera of your iPhone or iPod with the kid-friendly camera case and app.
Easy Installation: Simply place the iPhone or iPod in the camera case and download the included app and let the fun begin!
Learn & Play: Kids can develop their creativity and self-expression while learning from curriculum-based activities.
Worry-Free Protection: You can rest easy knowing that your precious iPhone is safe from drops and scratches inside the LeapFrog camera case.
Kid-Friendly Camera: Large icons and a variety of stamps, filters, and silly effects make this camera perfect for children ages 3-6 years.
The LeapFrog Creativity Camera acts as a case for your iPhone or iPod and works with an app to help your child develop their creativity and self-expression. Simply place the iPhone or iPod in the camera and download the included app, and your child can begin taking and editing photos instantly! Children will love making silly pictures, going on photo missions to create special albums and playing an exciting matching game. Combine your child's love of photography with curriculum-based activities on the LeapFrog Creativity Camera Case & App.

www.a4c.com/dailydeal/
Cameras Deals

A4C Coupons
g: 0 Posted By: ctgolfer
Views: 86 Replies: 0 shipping adds $5

16GB, 32GB or 64GB memory size giving you a smart means of storing all your precious files
Coming under the Class 10 classification, each of these offer 40MB/s Read/Write Speed for speedy transfer of data
Adapter included to fit in regular SD slots
Packaged in jewel case

Shipping Note:Eligible for shipping to all 50 states

Warranty:Lifetime Centon

http://electronics.woot.com/offers/centon-class-10-microsd-cards...


Daily Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 Item specifics
Shape:
Bar
Weight:
1 Troy Ounce
Precious Metal Content:
99.9%
Dimensions:
1in x 2in
Brand/Mint:
SilverTowne
Thickness:
1/8in
Fineness:
.999
Packaging:
Heat Sealed in Plastic
SKU:
99-00-000677
Composition:
Silver

www.ebay.com/itm/SilverTowne-Logo-1oz-999-Fine-Silver-Bar-LOT-OF...
g: 0 Posted By: st4rdust
Views: 34 Replies: 0 APMEX (via eBay) has 10-ct. 2014 Silver American Eagle Coins(1-oz.) for$234.99with free shipping.

Silver
0.999 Fineness
Ungraded
10-oz. Precious Metal Content

APMEX Deals

eBay Coupons
g: 0 Posted By: remick
Views: 48 Replies: 0 http://www.amazon.com/Speed-Math-Bible-electronic-mathematical-e...

How about a book that will explain you how mathematics can give you countless strategic tools to let you earn more money, do better and better at work, improve your study, get back into shape and be always at your best?

How about a book that can show you how to bring destiny on your side in gambling games like Poker and Blackjack just with a couple of mental sums?

How about a book that can easily teach you to sum, divide, multiply even between 5-figure numbers in 10 seconds?

Well how about taking a look at "The Speed Math Bible"? Directly from the years-long research of two software engineers, a revolutionary book that will show you mathematics from a completely new point of view. You'll rapidly learn how to perform extremely complex calculations within a few seconds, you'll acquire precious key-competencies for the academic and business world and you'll see how many priceless strategic tools for the everyday life can be built just by using the simple mathematics you learnt at school. Game theory, Probability Theory, Vedic Mathematics, War strategy, ancient cultures and modern studies will weave themselves together in a volume you'll hardly forget and you'll always want to keep in your library!
g: 0 Posted By: ctgolfer
Views: 94 Replies: 0 49-1/2" screen (measured diagonally from corner to corner)
An excellent size for a living room or mid-sized home theater space.
LED displays are at their best in well-lit rooms
They also perform well in darker rooms, and deliver plasma-like deep blacks and rich colors.
1080p resolution for stunning HD images
Watch Blu-ray movies and 1080p HD content at their highest level of detail.
60Hz refresh rate
Images refresh 60 times per second for basic performance during fast-motion scenes.
Smart TV means a huge world of entertainment
Stream movies, videos, music and more.*
The Internet is now on your TV
Surf your favorite Web sites with the included Web browser. Easily navigate entertainment and content with the Smart Hub interface, and explore Samsung Apps built for your TV.*
Built-in Wi-Fi
Connect to your wireless home network.
Clear Motion Rate 120
Enjoy fast-moving movies, sports and video games with good motion clarity.
Intelligent energy management
Eco Sensor measures the intensity of light in the room and automatically adjusts the TV brightness.
Wirelessly access and stream content
AllShare Play lets you stream movies, music and photos from any compatible device, like a PC.**
Smart TV Signature Services
Share your most precious family moments with Family Story, help stay in shape with Fitness, and combine entertainment and education with Kids Story.
ConnectShare Movie
Watch videos, play music and view photos from a USB connection without needing to use a PC or special equipment. USB cable not included.
Advanced TV sound
Two 10W front speakers and SRS TheaterSound HD provide a simulated surround sound experience.
3 HDMI inputs for the best home theater connection
High-speed HDMI delivers a full 1080p picture and digital surround sound in one convenient cable. HDMI cable not included.
Additional connections
Provides flexibility with 1 component input, 1 optical digital audio output and a built-in Ethernet port.
2 USB ports
Easily connect your digital camera, camcorder or other USB device.

www.bestbuy.com/site/samsung-50-class-49-1-2-diag--led-1080p-60h...
LED TV Deals

Best Buy Coupons
g: 1 Posted By: remick
Views: 136 Replies: 0 Italy for First Timers
http://www.amazon.com/gp/product/B00I9P0VO8/

This book overflows with hands-on, proven techniques for getting the most out of this tripand future trips too! Selecting what to see and do, picking where to stay, where to eat and what to pack, the best guide for making your dream vacation a reality.
Group package tour or devise your own plan? Pros and Cons to help you decide.
Get a great price on airfare and improve your seat assignment before the flight. Find out a few things that reduce hassle with the TSA. Make the flight more comfortable (yes, it can be done!) and much much more.
Gain tools to see through the self-serving marketing on the internet and make your own informed decisions.
Hundreds of good travel ideas, from packing smart to the latest gear on the market to help travelerswearable luggage, neck collars, super-light duffels to name a few.
Jet Lag no more. This really works!
Understanding Italian restaurants: why Americans think they give lousy service, and when you find out why, youll wish we had the same high caliber staff in the US!
The down and dirty scoop on the VAT tax, tourist cards, hotels, trains, subways, sleeping on the plane, and how to use a bidet. An indispensable guide to travel in the 10s.
Time: Your most precious resource. Bring along one small thing weighing about 2 oz.something you probably already ownto safeguard that resource.
This book is your guide to a great time!



Why I Love New Orleans: A Collection of Blogs
http://www.amazon.com/gp/product/B00K62ONZ0/

New York Times Bestselling Author, Heather Graham has had a long standing love for New Orleans, Louisiana. She has used the city as a setting for many of her novels and there are many reasons why. On her blog in 2013 she spent 30 days sharing what she loved about New Orleans. From favorite restaurants, to museums she loves to her most loved ghost stories, she shared what made New Orleans one of her favorite cities in the United States. Now she has compiled these blogs into this ebook that she wants to share with those who are going to New Orleans, those who have dreamed of the city and want to learn more, and those who might want to debate her choices.


London Budget Getaway (Bravo Your City! Book 7)
http://www.amazon.com/gp/product/B00ED2CMLQ

London is expensive, but you can still enjoy it on a budget with these tips, especially if its your first visit!
London Budget Getaway is a perfect travel companion for a short stay in one of the worlds most iconic cities, offering plenty of low cost suggestions so that family, friends and loved ones can experience Londons most popular sights and cultural attractions without breaking the bank.
Tour art galleries, exhibitions, cinemas and the most visited museum in Britain. Encounter otherworldly presences in the haunted London Underground. Explore world famous markets, streets, squares, monuments and intriguing architecture. Sample some of the best beers, ales, ciders and stouts brewed in Britain. Find the best views of the London city skyline.



Shanghai Stories TOP3 - a travel guide and tour as with the best local guide
http://www.amazon.com/gp/product/B007UN45V0

Istanbul Tour Guide Top 3 - a travel guide and tour as with the best local guide
http://www.amazon.com/gp/product/B00EJMPCTO

Tallinn Tour Guide Top 3 - a travel guide and tour as with the best local guide
http://www.amazon.com/gp/product/B007V0CW5I

The Must Sees of Seoul (Bravo Your City! Book 70)
http://www.amazon.com/gp/product/B00FJDEQQ2

Montmartre Neighborhood Guide (Bravo Your City! Book 6)
http://www.amazon.com/gp/product/B00EDE3RC2
Totally Free Deals
g: 1 Posted By: ctgolfer
Views: 202 Replies: 0 SD
32GB memory size giving you a smart means of storing all your precious files
Coming under the Class 10 classification, this offers 10MB/s Write Speed for speedy transfer of data
Packaged in jewel case

http://electronics.woot.com/offers/32gb-class-10-sd-card


MicroSD
32GB memory size giving you a smart means of storing all your precious files
Coming under the Class 10 classification, this offers 10MB/s Write Speed for speedy transfer of data
Adapter included to fit in regular SD slots
Packaged in jewel case

http://electronics.woot.com/offers/32gb-class-10-microsd-card-wi...
Memory Cards Deals

woot! Coupons
Pyle Metal Detector - your choice $21.99$44.99 @ Woot
Added on : Monday June 30th 2014 12:00:03 AM
g: 0 Posted By: ctgolfer
Views: 73 Replies: 0 shipping adds $5

Your choice:



Treasure Hunter

The Pyle Treasure Hunter Metal Detector will help you uncover lost valuables. Find precious metals, artifacts and more with this fully featured metal detector. Features include waterproof and submergible search coils, headphone jack, high-sensitivity operation mode with auto tuning, mounted view meter control box and more. Compact, light-weight and easy-to-use.

Find precious metals and treasures buried underground
Top mounted control box with view meter
Target pinpoint ability with easy pinpoint button
Comfortable arm support - adjustable aluminum stem
Disassembles for easy transport/storage
Low battery indication
Requires (6) AA batteries
3.55mm (1/8) headphone jack, headphones NOT included


Treasure Hunter 1000
Price: $39.99 67% off List Price: $119.99

Full-featured and easy-to-use metal detector
Ability to differentiate ferrous and nonferrous metals
Single mode operation with auto tuning
Adjustable sensitivity and adjustable discrimination
High-sensitivity - volume control tone signals
6.7'' inch waterproof submergible search coil
Weight: 2.7 lbs.


Treasure Hunter 2000
Price: $44.99 66% off List Price: $131.99

Discrimination ability identifies precious metals from lesser metals
Adjustable volume, sensitivity and discrimination control
Tone signals and meter to differentiate between metals
6.5 inch waterproof submergible search coil
Weight: 2.73 lbs.


~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Secure Scan Handheld

The Pyle Secure Scan Handheld Metal Detector allows for reliable security. Use this handheld security scanner anywhere indoor or outdoor events, schools, cafeterias for food safety, sports events or anywhere you need dependable metal detection. Adjustable sensitivity settings allow pin detection at .4 inches and a 20mm steel ball at 2.7 inches depth. Choose between sound or vibration detection alerts. Add that extra line of safety with these metal detectors.

Perfect for security, safety, indoor/outdoor events
High sensitivity even detects small hdden metal objects
Easy and convenient use, no adjustment necessary
High/low sensitivity settings
Detection Sensitivity: 2.5mm Steel Ball
Battery Required: 9V - Battery Depletion Warning
Power Consumption: 270mW- 50mA
Operation Frequency: 22kHz
Operation Temperature: -20 to 90 F


Secure Scan PMD38
Price: $21.99 84% off List Price: $139.99

LED lights alerts to the detection of metal
Choose between sound or vibration alerts
Dimensions: 16" x 3.34" x 1.7"
Weight: 1.11 lbs.


Secure Scan PMD48
Price: $32.99 78% off List Price: $149.99

LED Lights, Vibration and Varying Tone Sound Alerts to the Detection of Metal
Varying Metal Detection Tones According to Metal Object Size
3.55mm Headphone Jack for Detecting in Noisy Environments
Dimensions: 16" x 3.3" x 1.7"
Weight: 0.94 lbs.
Shipping Note: Shipping to Alaska and Hawaii is not available for this item

Warranty: 1 Year Pyle

http://sport.woot.com/offers/pyle-metal-detectors-your-choice
Daily Deals

woot! Coupons
New Arrivals: Les Nereides - Love Garden Large Hoop Earrings
Added on : Thursday June 26th 2014 09:00:16 AM
Love Garden Large Hoop Earrings is a collection which embodies the symbols of love featuring scenes of an imaginary garden in beautifully hand enameled brass with precious flowers and bright beads. French design.
New Arrivals: Les Nereides - Love Garden Drop Earrings
Added on : Thursday June 26th 2014 09:00:16 AM
Love Garden Drop Earrings is a collection which embodies the symbols of love featuring love birds sitting on a branch in beautifully hand enameled brass with precious flowers, bright beads and faceted drop jewel. French design.
g: 0 Posted By: remick
Views: 96 Replies: 0 http://www.amazon.com/gp/product/B00HFA58IM

4.8 out of 5 stars (5 customer reviews)

The Program: Personal Evolution is the definitive, evidence-based guide to developing the lean, muscular physique you have always wanted.

Stop wasting your precious time! One of the biggest fallacies in the world of exercise is that you have to spend hours a day in the gym, day after day, in order to build muscle and burn body fat. As a result, many people give up before they reach their fitness goals.

What they don't know is that by making some simple changes in the WAY they work out they can boost their exercise productivity by over 500%.

The Personal Evolution Training Program will show you how to:

1. Maximize your muscle growth with workouts lasting as short as 20 minutes

2. Boost the intensity of your workouts to double your results.

3. Blast through any training plateaus.

4. Give yourself the mental and physical edge you need.

5. Achieve single digit body fat percentages in record time.

6. Change your bodies metabolism from one that wants to store calories as fat to one that burns fat as fuel around the clock.

7. Boost your production of testosterone and growth hormone.

8. Control your blood sugar and lower insulin levels.

9. Learn how to keep junk food from sabotaging your diet while still indulging yourself.

10. Learn which supplements have real scientific merit and which are just a waste of money.

11. Improve your blood pressure, blood sugar, and cholesterol levels.

12. Lower your risk for heart disease, cancer, and diabetes.
Totally Free Deals
Original Price: 56.75 Sale Price: 399 Deal Price: $36
New Arrivals: Roberto Cavalli - Precious Panther Bangle Bracelet
Added on : Wednesday June 11th 2014 09:00:16 AM
Made in Italy.
g: 0 Posted By: ctgolfer
Views: 130 Replies: 0 Item specifics
Shape:
Round
Fineness:
0.999
Precious Metal Content:
1 oz
Color:
Silver
Brand/Mint:
Highland Mint

www.ebay.com/itm/Lot-of-10-Morgan-Dollar-Design-1-Troy-Oz-999-Fi...
RC & Hobbies Deals

eBay Coupons
ON SALE: Juicy Couture - Flamingo Key Fob
Added on : Saturday June 07th 2014 09:00:05 AM
Flamingo Key Fob sprinkles a little couture into your day. Featuring precious pink enameled flamingo with sparkling pave accents, brilliant crystal charm and gold tone heart charm on a signature logo gold tone fob. Genuine Juicy Couture.
ON SALE: Roberto Cavalli - Indian Flowers Women»s Double Ring
Added on : Saturday June 07th 2014 09:00:05 AM
Indian Flowers Women»s Double Ring by Cavalli crafted in enameled brass is designed to adorn the length of the finger. Featuring beautiful exotic enameled Indian flowers encircling the crowning ring with silver chain attachments to the main ring which features a cabochon tiger»s eye semi precious stone. Signature dust bag included. Made in Italy.
ON SALE: Roberto Cavalli - Luxury Box Clutch
Added on : Saturday June 07th 2014 09:00:05 AM
Luxury Box Clutch by Cavalli, is crafted in smooth brown lamb leather with gold tone box frame creating a bold and exotic style that will turn heads. Featuring a crystal and semi precious stone embellished centerpiece, plaited leather handle with crystal and metal ring accents, push button clasp closure with signature logo and gold tone hardware detail. Signature dust bag included. Made in Italy.
Significant other loves wasting money, what to do?
Added on : Saturday May 31st 2014 05:00:07 AM
g: 0 Posted By: xynder
Views: 99 Replies: 5 I manage our budget between me and my SO.

She is not very concerned about money. Combined, we make about $140,000. As most of you know, this is not very much money when you're paying rent in a decent area (1200/month), maxing retirement accounts, and also trying to sock away some liquid cash.

Anyway, she goes to the god damned airport the other day to go to Vegas (I bought her the ticket using airline points from credit card rewards), and instead of parking in a surface lot for like $10/day, she uses a covered garage at like $30/day. I ask her why, and she says "well I don't know where anything is at so it was just easier." She didn't bother asking anyone or checking the damned airport map.

Yesterday, she phoned an order in at the local italian joint. She went to pick it up and when she paid, she left a tip. A TIP FOR WHAT?!?!?!?!?!! YOU PICKED UP THE F******* FOOD, NOBODY SERVED YOU, WHY ARE YOU LEAVING A TIP?!?!?! I ask her why and she says well because she used to be a waitress she feels bad for them.


How can I train my SO not to waste precious money?
Question Deals
Best Investments?
Added on : Friday May 30th 2014 12:00:07 PM
g: 0 Posted By: JoeSo
Views: 97 Replies: 2 I came into a few thousand dollars and I'd like to know what the best short term,highest yield investments would be to save some of that in...I've heard things like precious metals. Suggestions?
New User Question Deals
Oak Jewelry Box $49.99 + Shipping - JCPenney
Added on : Wednesday May 28th 2014 04:00:03 PM
g: 0 Posted By: afreind
Views: 72 Replies: 0 http://www.jcpenney.com/oak-jewelry-box/prod.jump?ppId=1dda938&c...

Was $110.00

This jewelry box's handsome oak finish and lush ivory lining add classic ambiance to a room while holding precious pieces.Jewelry Box:

top lid with mirror
2 compartments
ivory lining
8 ring rolls
2 doors with hooks
4 curved drawers
oak finish
solid wood, fiberboard, velvet, hardware, other
15 5/8x8 3/8x13 1/16"



Jewelry Deals

JCPenney Coupons
g: 0 Posted By: ctgolfer
Views: 241 Replies: 0 Smart Enabled
Get access to a world of instant entertainment with this product. Just connect to the Internet and stream movies, listen to music, and access a wide variety of other content.
31-1/2" screen (measured diagonally from corner to corner)
A good size for a small living room, bedroom or dorm room.
LED displays are at their best in well-lit rooms
They also perform well in darker rooms, and deliver plasma-like deep blacks and rich colors.
1080p resolution for stunning HD images
Watch Blu-ray movies and 1080p HD content at their highest level of detail.
60Hz refresh rate
Images refresh 60 times per second for basic performance during fast-motion scenes.
Clear Motion Rate 120
Enjoy high-speed action with good motion clarity.
Smart TV means a huge world of entertainment
Stream movies, videos, music and more with Samsung Apps.*
The Internet is now on your TV
Download and install apps, check your social networks and enjoy your photos, videos and music with Smart Hub. Surf your favorite Web sites with the included Web browser.*
Built-in Wi-Fi
Connect to your wireless home network.
Smart TV Signature Services
Share your most precious family moments with Family Story, stay in shape with Fitness, and combine entertainment and education with Kids Story.
Get the best picture possible, no matter the lighting
Eco Sensor technology automatically senses the light levels in a room and adjusts screen brightness for the best image possible.
Bold hues with enhanced colors
Wide Color Enhancer Plus improves the color quality of older films and non-HD content.
Discover new content based on your preferences
Get personalized recommendations for movies, TV shows and more with S-Recommendation.
Wirelessly access and stream content
AllShare Play lets you stream movies, music and photos from any compatible device, like a PC.**
Share photos, videos and mobile content on the big screen
ConnectShare Movie makes it easy to watch videos, play music and view photos from a USB connection without needing to use a PC or special equipment. USB cable not included.
Advanced TV sound
Two full-range 10W speakers and SRS TheaterSound HD provide a simulated surround sound experience.
Advanced stereo audio
DTS Premium Audio creates a richer audio experience using the TV's built-in speakers. DTS 2.0 outputs high-definition stereo audio.
Dolby Digital Plus and Dolby Pulse
Optimizes the sound for TV from sources like Internet movies and music, connected PCs, smartphones and tablets.
Auto volume leveler
Prevents sudden increases in sound, especially for TV commercials and movie soundtracks.
3 HDMI inputs for the best home theater connection
High-speed HDMI delivers a full 1080p picture and digital surround sound in one convenient cable. HDMI cable not included.
Additional connections
Provides flexibility with component and composite (shared) inputs, 2 USB ports and an Ethernet port. Also includes 1 optical digital audio output.

www.bestbuy.com/site/samsung-32-class-31-1-2-diag--led-1080p-60h...
LED TV Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 157 Replies: 0 Smart Enabled
Get access to a world of instant entertainment with this product. Just connect to the Internet and stream movies, listen to music, and access a wide variety of other content.
31-1/2" screen (measured diagonally from corner to corner)
A good size for a small living room, bedroom or dorm room.
LED displays are at their best in well-lit rooms
They also perform well in darker rooms, and deliver plasma-like deep blacks and rich colors.
1080p resolution for stunning HD images
Watch Blu-ray movies and 1080p HD content at their highest level of detail.
60Hz refresh rate
Images refresh 60 times per second for basic performance during fast-motion scenes.
Clear Motion Rate 120
Enjoy high-speed action with good motion clarity.
Smart TV means a huge world of entertainment
Stream movies, videos, music and more with Samsung Apps.*
The Internet is now on your TV
Download and install apps, check your social networks and enjoy your photos, videos and music with Smart Hub. Surf your favorite Web sites with the included Web browser.*
Built-in Wi-Fi
Connect to your wireless home network.
Smart TV Signature Services
Share your most precious family moments with Family Story, stay in shape with Fitness, and combine entertainment and education with Kids Story.
Get the best picture possible, no matter the lighting
Eco Sensor technology automatically senses the light levels in a room and adjusts screen brightness for the best image possible.
Bold hues with enhanced colors
Wide Color Enhancer Plus improves the color quality of older films and non-HD content.
Discover new content based on your preferences
Get personalized recommendations for movies, TV shows and more with S-Recommendation.
Wirelessly access and stream content
AllShare Play lets you stream movies, music and photos from any compatible device, like a PC.**
Share photos, videos and mobile content on the big screen
ConnectShare Movie makes it easy to watch videos, play music and view photos from a USB connection without needing to use a PC or special equipment. USB cable not included.
Advanced TV sound
Two full-range 10W speakers and SRS TheaterSound HD provide a simulated surround sound experience.
Advanced stereo audio
DTS Premium Audio creates a richer audio experience using the TV's built-in speakers. DTS 2.0 outputs high-definition stereo audio.
Dolby Digital Plus and Dolby Pulse
Optimizes the sound for TV from sources like Internet movies and music, connected PCs, smartphones and tablets.
Auto volume leveler
Prevents sudden increases in sound, especially for TV commercials and movie soundtracks.
3 HDMI inputs for the best home theater connection
High-speed HDMI delivers a full 1080p picture and digital surround sound in one convenient cable. HDMI cable not included.
Additional connections
Provides flexibility with component and composite (shared) inputs, 2 USB ports and an Ethernet port. Also includes 1 optical digital audio output.

www.bestbuy.com/site/samsung-32-class-31-1-2-diag--led-1080p-60h...
LED TV Deals

Best Buy Coupons
g: 0 Posted By: jaymanthegreat
Views: 28 Replies: 0 Product Info:

Her bridal set is precious and sentimental; make her dreams come true with this stunning 1 carat certified diamond bridal set. Crafted from 14K white gold and featuring 1 carat of certified halo emerald cut diamond.
FEATURES:
Stone: Diamond, 1 Carat DTW; 0.35-0.40 Carat (Center Stone)
Color: D-E
Clarity: VS1-VS2
Metal: 14K White Gold
Size: 5, 6, 7, 8, 9
Packaging: Gift Box
Expected to ship within 1 - 3 Business Days
Jewelry Deals

1Sale.com Coupons
Fidelity Account Frozen / Restricted
Added on : Saturday May 17th 2014 06:00:05 PM
g: 0 Posted By: Keysersoze617
Views: 143 Replies: 6 I've had a brokerage account with Fidelity for 8 years under a corporation that I own and just recently (within the last 2 weeks) opened up a personal account and transferred all the equities and cash to that account. Today I tried to activate my debit card tied to my Fidelity brokerage / cash account and the operator stated that Fidelity canceled the card. I thought that was strange so I contacted Fidelity to investigate the matter. After speaking with a customer rep, she informed me that Fidelity did indeed cancel the debit card, and not only that, basically froze my account. As of now, I am unable to buy or sell stocks / securities or write checks from the account. She did say that Fidelity will liquidate my securities, my kid's 529 College Plan and cut me a cashiers check and send me on my way.

She also informed me that a letter was sent out Friday notifying me that they are discontinuing service to my account. The letter states that they were recently notified by a industry reporting service of a public record involving me and my activities, and in light of this report they find it necessary to discontinue service to my account.

I have no idea what this could possibly be. The only thing that I can think of was that I recently sold a business and with those funds paid off 2 mortgages, some of which I wired out of my fidelity account. I also bought some precious metals and withdrew some cash ( under 10k) for a vacation i'm going on. I have moved a decent amount of cash around in the last 2 weeks. Would that set off some type of red flag?

​ I went and downloaded my credit report to see if something was on there and found a 10k tax lien, so I'm not sure if that set something off. Regardless of that I have a 800 credit score.

Has anyone experienced this with Fidelity or any other brokerage firm?
Investing Deals
g: 0 Posted By: ctgolfer
Views: 149 Replies: 0 EOS M features:
EOS Full HD Movie mode with Movie Servo AF for continuous focus tracking of moving subjects, manual exposure control and multiple resolution and frame rates, built-in stereo microphone, manual audio level adjustment, and Video Snapshot with editing for expanded video shooting options.
18.0 Megapixel CMOS (APS-C) sensor, ISO 100-6400 (expandable to 12800 in H mode) for video recording, ISO 100-12800 (expandable to 25600 in H mode) for still image shooting from bright to dim light and high performance DIGIC 5 Image Processor for exceptional image quality in video and photos.
Hybrid CMOS AF delivers fast autofocus speed for video and photos.
Touch Screen 3.0-inch Clear View LCD monitor II (approximately 1,040,000 dots) with smudge-resistant coating features multi-touch operation and Touch AF for an easy and intuitive experience and clear viewing when outdoors.
Compatible with the full line of Canon EF and EF-S lenses (Optional Mount Adapter EF-EOS M is required) for expanded creativity.
Scene Intelligent Auto mode delivers expertly optimized photos and improved scene detection for amazing results when shooting at night.
Advanced imaging features like Handheld Night Scene mode, HDR Backlight Control mode, and seven Creative Filters provide added versatility.
Multi Shot Noise Reduction provides outstanding noise reduction while preserving precious detail in photos at high ISO speeds.
Compatibility with SD/SDHC/SDXC memory cards, including new Ultra High Speed (UHS-I) cards.
Dimensions: 4.3 width x 2.6 height x 1.3 depth
Weight: 9.2 ounces

Speedlite 90EX features:
Ultra-compact and ultra-lightweight flash unit, perfect for the Canon EOS M Digital Camera.
Easy and intuitive operation.
Wireless master function (optical) allows multiple flash units to be controlled for creative lighting effects.
Supports 24mm wide-angle lenses (35mm terms).
Max. Guide No. 30 ft./9m at ISO 100.
Standard Canon EOS hot shoe mount
Compatible Cameras: Type-A EOS Cameras (E TTL II/E TTL Autoflash)
Guide Number: Approximately 30 ft./9m at ISO 100
Number of Flashes: Approx. more than 100 times
Recycling Time: Normal flash: Approx. 0.1 - 5.5 sec./ Lamp lights (with size-AAA/LR03 alkaline batteries)
AF Assist Beam: System: Intermittent flash firing system. *The AF-assist beam does not emit light under the wireless flash control mode.
Effective Range (Approx.): At Center: 9.2 ft. / 2.8m; Periphery: 8.2 ft. / 2.5 m
Custom Functions: C.Fn-01: Auto power off (ON/OFF)
Power Source: Two AAA-size/LR03 alkaline (size AAA/LR6 Ni-MH or lithium batteries also possible)
Dimension: 1.7 width x 2 height x 2.6 depth
Weight: 1.8 ounces

http://1sale.com/electronics/cameras-video/eos-m18-55-22mm/
Cameras Deals

1Sale.com Coupons
g: 0 Posted By: H818
Views: 127 Replies: 0 Amazon Deal of the Day Now Live - 40% off select Mattel and Fisher-Price Toys and Fisher-Price Baby Gear!

Items below and links. Looks like today only and ends 5/16.

Perhaps sweeter with FatWallet Cash Back??

http://www.amazon.com/b/ref=nav_sap_fpmatteldotd?_encoding=UTF8&node=9166897011
Disney Princess Fairytale MagiClip Cinderella Fashion Bag Disney Princess Sweet Dreams Rapunzel Doll Disney Princess Sweet Dreams Sleeping Beauty Doll Disney Princess Sweet Dreams Belle Doll Disney Princess Little Kingdom MagiClip Belle Fashion Bag Disney Princess Ariel Bath Bag Disney Princess Rapunzel Bath Bag Fisher-Price Laugh & Learn: Learning Piggy Bank Fisher-Price Bright Beginnings Activity Walker Fisher-Price Laugh & Learn Say Please Tea Set Fisher-Price Drillin' Action Tool Set Fisher-Price Laugh & Learn Learning Lantern Fisher-Price Wheelies Disney Pixar Cars 2 Speed 'n Sounds Race Track Fisher-Price Dora Singing Star Guitar Thomas the Train: Preschool Steam 'n Speed R/C Thomas Fisher-Price Laugh and Learn Say Please Tea Set Fisher-Price Disney's Jake and The Never Land Pirates Hook's Jolly Roger Pirate Ship Thomas the Train: TrackMaster Castle Quest Set Fisher-Price Little People Wheelies: Cars Radiator Springs Playset Skate & Spin Dora & Boots Fisher-Price Laugh and Learn Learning Piggy Bank Fisher-Price Drillin' Action Tool Set Fisher-Price Little People Tow 'n Pull Tractor Thomas the Train: Take-n-Play Spills and Thrills on Sodor Fisher-Price Jake and The Never Land Pirates: Skate Park Playset Disney Planes Runway Flyers Bravo Disney Planes Runway Flyers Dusty Crophopper Disney/Pixar Cars Riplash Racers Rip-Start Challenge Loop Trackset Disney Planes Runway Flyers Bulldog Vehicle Fisher-Price 4-in-1 Sling N Seat Tub Thomas Railroad Rewards Potty, Thomas The Train Fisher-Price Grow with Me High Chair, Bunny Fisher-Price Deluxe Booster Seat, Red/White Fisher-Price Zen Collection Infant Seat Fisher-Price Deluxe Bouncer, My Little Snugabunny Fisher-Price Discover 'n Grow Kick and Play Piano Gym Fisher-Price Infant To Toddler Rocker, Bunny Fisher-Price Deluxe Cradle 'n Swing, Rainforest Friends Fisher-Price Deluxe Bouncer, Rainforest Friends Fisher-Price Deluxe Newborn Vibrating Rock n' Play Sleeper, My Little Snugabunny Fisher-Price Kick and Play Piano Gym, Discover 'N Grow Fisher-Price Kick and Play Piano Gym, Pink Fisher-Price First Steps Jumperoo Fisher-Price Precious Planet 2-in-1 Projection Mobile

Toys Deals

Amazon Coupons
Free Kindle Book- Italy for First Timers
Added on : Sunday May 11th 2014 04:00:16 AM
g: 0 Posted By: remick
Views: 22 Replies: 0 http://www.amazon.com/gp/product/B00I9P0VO8

This book overflows with hands-on, proven techniques for getting the most out of this tripand future trips too! Selecting what to see and do, picking where to stay, where to eat and what to pack, the best guide for making your dream vacation a reality.
Group package tour or devise your own plan? Pros and Cons to help you decide.
Get a great price on airfare and improve your seat assignment before the flight. Find out a few things that reduce hassle with the TSA. Make the flight more comfortable (yes, it can be done!) and much much more.
Gain tools to see through the self-serving marketing on the internet and make your own informed decisions.
Hundreds of good travel ideas, from packing smart to the latest gear on the market to help travelerswearable luggage, neck collars, super-light duffels to name a few.
Jet Lag no more. This really works!
Understanding Italian restaurants: why Americans think they give lousy service, and when you find out why, youll wish we had the same high caliber staff in the US!
The down and dirty scoop on the VAT tax, tourist cards, hotels, trains, subways, sleeping on the plane, and how to use a bidet. An indispensable guide to travel in the 10s.
Time: Your most precious resource. Bring along one small thing weighing about 2 oz.something you probably already ownto safeguard that resource.
This book is your guide to a great time!


also free

Colosseum in Rome - a travel guide and tour as with the best local guide (Rome Travel Stories)
http://www.amazon.com/Colosseum-Rome-travel-Travel-Stories-ebook...

Italy Luxury: Family Hotels & Resorts
http://www.amazon.com/Italy-Luxury-Family-Hotels-Resorts-ebook/d...
g: 0 Posted By: whiteb8791
Views: 148 Replies: 0 http://www.kmart.com/jaclyn-smith-women-s-semiprecious-stones-cl...

List Price: $14.99
Deal Price: $7.49

Product Description

Threaded with clusters of colorful beads and semiprecious stones of various sizes, this Jaclyn Smith women's necklace, bracelet and earrings set is the perfect gift for the perfect lady this Mother's Day. Made for easy matching, she can pair these accessories with her favorite outfits for an extra, elegant sparkle.

Set: Necklace, bracelet and earrings
Cluster design
Semiprecious stones
Beaded
Necklace: Lobster-claw clasp
Bracelet: Elasticized band
Earrings: French hook backings
Includes presentation box
Materials: Man-made
Care: Wipe clean
Imported


Jewelry Deals

Kmart.com Coupons
g: 0 Posted By: ctgolfer
Views: 35 Replies: 0 Item specifics
Brand/Mint:
APMEX
Metal Type:
Silver
Precious Metal Content:
10 oz
Fineness:
0.999
Shape:
Bar
Grade:
Ungraded
Certification:
Uncertified
MPN:
81774
Detailed item info
Properties
GeoUnited States
CompositionSilver

ShapeBar
Diameter (mm.)51/31
Fineness0.999
Thickness (mm)3

Additional Information
Valuations provided are in US dollars only for uncertified coins. A dash "-" indicates a valuation does not exist for the grade or the coin does not exist within the specified condition.

"All data and information is provided from informational purpose only and on as-is basis. Because subtle differences in grade and market demand affect price, no guarantee is made that your item will sell for a specific price. Mint and strike marks may vary from stock photos."

For additional information on buying coins see the Coins Buying Guide. (http://pages.ebay.com/buy/guides/coins-buying-guide/)

Numismatic specification data and valuation estimates provided by Krause Publications' NumisMaster

www.ebay.com/itm/111335610267
RC & Hobbies Deals

eBay Coupons
Claire Jewelry Armoire $37.99 w/FS @ Sears
Added on : Thursday May 01st 2014 07:00:07 PM
g: 0 Posted By: ctgolfer
Views: 19 Replies: 0 This Jewelry Armoire is a quality jewelry chest made to store and protect your most precious rings, necklaces, earrings, pins and bracelets. Sized at 1.75' wide by 33.87' high by 8.5' deep, there is plenty of room to organize your special treasures and keep them safe and sound. The inside of this treasure chest features a plush lining that helps to keep jewelry from scratching or becoming tangled up. This attractive mini armoire has a top that opens up, side doors that open wide, and five deep drawers that pull out to provide storage for even a large collection of jewelry.

The Freestanding Claire Jewelry Armoire has sleek round drawer pulls and straight legs, so it blends in with a variety of decors. Because it's free standing, you don't need to have a jewelry box cluttering the top of your bureau. Its sleek compact design means it won't take up much space. Ring grooves and necklace hooks are extra features that make this pretty piece as functional as it is beautiful.

The Claire Jewelry Armoire top opens up for ring, pin and bracelet storage
The flip top lid comes has a mirror
The side doors open wide and contain hooks for hanging necklaces and bracelets
Deep drawers pull out to provide ample space for storing jewelry pieces
The inside of the armoire features a protective plush lining
This jewelry armoire is a generous size: 11.75' w x 33.87' h x 8.5' d
Five drawers make it easy to organize your jewelry
This armoire is a medium brown color and made from Medium-density fibreboard and veneer.
Some assembly is required

www.sears.com/shc/s/p_10153_12605_00886987000P
Jewelry Deals

Sears Coupons
g: 0 Posted By: ctgolfer
Views: 142 Replies: 0 40" screen (measured diagonally from corner to corner)
A good size for a living room, or if you want a larger bedroom TV.
LED displays are at their best in well-lit rooms
They also perform well in darker rooms, and deliver plasma-like deep blacks and rich colors.
1080p resolution for stunning HD images
Watch Blu-ray movies and 1080p HD content at their highest level of detail.
60Hz refresh rate
Clear Motion Rate 120 helps minimize blurring during action scenes.
Smart TV means a huge world of entertainment
Download a wide range of apps and easily stream movies, videos, music and more.*
The Internet is now on your TV
Surf your favorite sites with the included Web browser.* Smart Hub provides a seamless user experience.
Smart TV Signature Services
Share your most precious family moments with Family Story, help stay in shape with Fitness, and combine entertainment and education with Kids Story.
Wirelessly access and stream content
AllShare Play lets you stream movies, music and photos from any compatible device, like a PC.
ConnectShare Movie
Watch videos, play music and view photos from a USB connection without needing to use a PC or special equipment.
Built-in Wi-Fi
Connect to your wireless home network.
Wide Color Enhancer Plus
Get exceptionally vibrant, natural-looking images, with subtle details and tones.
Advanced TV sound
Two 10W front speakers and SRS TheaterSound HD provide a simulated surround sound experience.
Dolby Digital Plus and Dolby Pulse
Optimizes the sound for TV from sources like Internet movies and music, connected PCs, mobile phones and tablets.
3 HDMI inputs for the best home theater connection
High-speed HDMI delivers a full 1080p picture and digital surround sound in one convenient cable.
2 USB inputs
Easily connect your digital camera, camcorder or other USB device.
Additional connections
Provides flexibility with component and PC inputs, plus an optical digital audio output. Also includes an Ethernet port.

www.bestbuy.com/site/samsung-40-class-40-diag--led-1080p-60hz-sm...
LED TV Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 268 Replies: 2 Item specifics
Brand/Mint:
APMEX
Metal Type:
Silver
Precious Metal Content:
10 oz
Fineness:
0.999
Shape:
Round
MPN:
74758
Certification:
Uncertified
Detailed item info
Properties
GeoUnited States
CompositionSilver

ShapeRound
Diameter (mm.)39.4
Fineness0.999
Thickness (mm)2.9

Additional Information
Valuations provided are in US dollars only for uncertified coins. A dash "-" indicates a valuation does not exist for the grade or the coin does not exist within the specified condition.
"All data and information is provided from informational purpose only and on as-is basis. Because subtle differences in grade and market demand affect price, no guarantee is made that your item will sell for a specific price. Mint and strike marks may vary from stock photos."
For additional information on buying coins see the Coins Buying Guide. (http://pages.ebay.com/buy/guides/coins-buying-guide/)
Numismatic specification data and valuation estimates provided by Krause Publications' NumisMaster

www.ebay.com/itm/111298614262
Home & Garden Deals

eBay Coupons
g: 0 Posted By: treeplant
Views: 184 Replies: 0 Hey all,

It's been a while since I last posted, but I thought I would share a deal too good to pass up. Precious cat is one of my fave clumping litters out there--super low dust and clumps well. I noticed in the hot deals forum, that the lowest it's been going is $14.99 at Amazon.com. Well, it's on sale at chewy.com for $11.99 plus free ship with $49+. If you like to stock up, I think this is a pretty good deal. I may or may not have just bought 320 pounds of cat litter. WTF. I feel bad for my delivery man. Anyway, here's the link: http://www.chewy.com/cat/dr-elseys-precious-cat-ultra/dp/28977

Cheers.
Pets Deals
g: 0 Posted By: remick
Views: 87 Replies: 0 http://www.amazon.com/gp/product/B00FMYYK6Y

4.9 out of 5 stars (18 customer reviews)

This is Tim's COMPLETE House Training Guide, not just housebreaking but everything to get your dog to behave well! It even includes the fundamental dog training skill taught at mygermanshepherd.org that the majority of professional dog trainers not yet have. "High Value Home" doesn't mean "for rich people only" - rather Tim's House Training Guide is dedicated to prudent dog owners who prize their precious belongings, as well as their dog.

Does your puppy or adult dog give you stress? Is your dog not using the crate voluntarily, barking 'too much', occupying your Coach, relieving inside the house, knocking over precious interior,...? Do you sometimes feel challenged by your dog's behavior or non-compliance? Feeling exhausted, or at your wits' end? Apart from emotional stress, dogs can also give us financial trouble too! Dogs that are not trained right can destroy the home when left alone at home. But locking away the dog all day is no solution either.

Here's where Tim's House Training Guide comes in: With this, you can give your dog FREE run of the house, even while you are away, and your dog will keep everything as nice as you expect. Tim's fans love that his training insight "is straight forward, there are no complicated manoeuvres, no acrobatics - just a couple of simple exercises - you could say it's using the kiss method. Very effective. Tim's got it beat!"

Do you really want to continue with the 1960ies dog training techniques the famous TV entertainer dog trainers teach you? Like hitting or kicking the dog, poking in the ribs, rattling by the collar, shouting, the threatening arm raised, choke collar or electronic 'training collar', or bribing and luring the dog with 'treat training'??

ALL of that is sooo yesterday! Say goodbye to that. And say goodbye to your troubles and worries with your dog or puppy too.
Books & Magazines Deals
New Arrivals: Roberto Cavalli - Luxury Box Clutch
Added on : Monday March 24th 2014 09:01:42 AM
Luxury Box Clutch by Cavalli, is crafted in smooth brown lamb leather with gold tone box frame creating a bold and exotic style that will turn heads. Featuring a crystal and semi precious stone embellished centerpiece, plaited leather handle with crystal and metal ring accents, push button clasp closure with signature logo and gold tone hardware detail. Signature dust bag included. Made in Italy.
g: 15 Posted By: remick
Views: 1804 Replies: 1 http://www.amazon.com/dp/B00CFQXKXG

4.6 out of 5 stars (37 customer reviews)

Modern life places extraordinary demands on our brains. Not only do we live longer than ever before, but we must constantly adapt to complex and rapidly evolving personal and professional realities. Yet, we often ignore our most precious resource to do so: our brain.

The SharpBrains Guide to Brain Fitness cuts through the clutter of misconceptions, superficial and conflicting media coverage, and aggressive marketing claims, to help readers discover what really works, and what doesnt, to improve brain health and performance at any age, to delay or prevent cognitive decline, and become smarter consumers of both media coverage and scientific research in the process.

With useful, pragmatic and personalized tips and suggestions that are easy to implement, the SharpBrains Guide offers a groundbreaking new approach for self-assessing current brain fitness needs and identifying the most relevant and evidence-based methods to preserve and enhance brain function throughout life. Whether your goal is to become more resilient, enhance memory, ward off Alzheimers disease, or simply improve mental focus to perform better at work, this how-to guide shows you exactly how to use it or lose it.

This new and much-expanded edition of the guide AARP named a Best Book on Brain Fitness combines a user-friendly tutorial on how the brain works with advice on how to choose and integrate lifestyle changes and research-based brain training. Featuring an independent analysis of hundreds of scientific studies published in the last 10 years, the book also includes in-depth interviews with 20 leading scientists who often challenge conventional wisdom and prevailing brain health thinking and care.
Totally Free Deals
g: -1 Posted By: iLetTheDogsOut
Views: 318 Replies: 5 1 oz Perth Mint Gold Bar - In Assay Card - SKU #57159 $1,419.99 FS @ APMEX via eBay
Brand/Mint: APMEX Metal Type: Gold Precious Metal Content: 1 oz Fineness: 1 Shape: Bar MPN: 57159 Certification: Uncertified
Link to Apmex for current spot prices
Toys & Hobby Deals

eBay Coupons
g: 0 Posted By: iLetTheDogsOut
Views: 142 Replies: 0 2014 1 oz Silver Canadian Maple Leaf Coin - Lot of 10 - SKU #79749 $239.99 FS @ APMEX via eBay

Item specifics
Brand/Mint:APMEX
Metal Type:Silver
Year:2014
Fineness:1
Precious Metal Content:10 oz
Grade:Ungraded
Shape:Coin
MPN:79749
Certification:Uncertified
Toys & Hobby Deals

eBay Coupons
g: -1 Posted By: iLetTheDogsOut
Views: 123 Replies: 0 Walking Liberty Design (10) Troy Oz .999 Fine Silver Bar - Made in USA SKU31006 $237.00 FS @ mcm via eBayspecifics
Shape: Bar Fineness: .999 Precious Metal Content: 10 oz Country/Region of Manufacture: United States

Toys & Hobby Deals

eBay Coupons
Free Ebooks 3-13-14
Added on : Thursday March 13th 2014 05:00:14 AM
g: 0 Posted By: jhall1822
Views: 134 Replies: 0 Note: As always check the price of the books before you purchase, they do not stay free forever! I am posting any books rated 4 stars or higher from FreeEbooksToday

The SharpBrains Guide to Brain Fitness: How to Optimize Brain Health and Performance at Any Age
Rating - 4.6 (37 Reviews)

Modern life places extraordinary demands on our brains. Not only do we live longer than ever before, but we must constantly adapt to complex and rapidly evolving personal and professional realities. Yet, we often ignore our most precious resource to do so: our brain.
The SharpBrains Guide to Brain Fitness cuts through the clutter of misconceptions, superficial and conflicting media coverage, and aggressive marketing claims, to help readers discover what really works, and what doesnt, to improve brain health and performance at any age, to delay or prevent cognitive decline, and become smarter consumers of both media coverage and scientific research in the process.
With useful, pragmatic and personalized tips and suggestions that are easy to implement, the SharpBrains Guide offers a groundbreaking new approach for self-assessing current brain fitness needs and identifying the most relevant and evidence-based methods to preserve and enhance brain function throughout life. Whether your goal is to become more resilient, enhance memory, ward off Alzheimers disease, or simply improve mental focus to perform better at work, this how-to guide shows you exactly how to use it or lose it.
This new and much-expanded edition of the guide AARP named a Best Book on Brain Fitness combines a user-friendly tutorial on how the brain works with advice on how to choose and integrate lifestyle changes and research-based brain training. Featuring an independent analysis of hundreds of scientific studies published in the last 10 years, the book also includes in-depth interviews with 20 leading scientists who often challenge conventional wisdom and prevailing brain health thinking and care.
A thought-provoking, practical and captivating read, the SharpBrains Guide makes the fascinating and complex subject of brain function and neuroplasticity easy to digest with its common sense approach. Its time to rethink, and to truly apply, use it or lose it.

Time Management: How To Get More Done in a Multitasking World
Rating - 5 (13 Reviews)

This book contains proven steps and strategies on how to effectively manage your time and accomplish more even if most of your resources are limited.
This compendium consists of sixteen chapters. Time management is clearly defined in the first chapters: the working principles, the basic techniques, and why it is important. Prioritization is likewise defined, and the basic tips on how to do it effectively are enumerated and explained. Also, the reasons why people procrastinate are explained so that readers will know how to avoid it. Productivity levels can also be improved by following simple steps.
You will learn throughout the chapters that no matter what kind of profession or walk of life you belong to, time management is a very important concept. Students, entrepreneurs, managers, and employees they have varied needs as far as time management is concerned. These are all discussed thoroughly in this book. While passing time, games that will help you develop your skills on time management are also suggested.
Read this book to be enlightened on just what time management is all about. Find out how you can learn to use your time more effectively.

Here Is A Preview Of What Youll Learn After Downloading Time Management Kindle book:

Time Management Techniques
15 Efficient Time Management Tips
Time Management for Entrepreneurs
Time Management for Managers
Time Management for Employees
Time Management for Students
Time Management Tools
Time Management Dos and Donts
Time Management Games
The Art of Prioritizing
Developing Time Management Skills
Set your Goals the Right Way
Productivity
Procrastination
How to Get More Work Done in 2 Hours
Time Management FAQs


How To Be Smarter: Brain Training To Learn New Things (Being Smart, How To Be Intelligent)
Rating - 5 (4 Reviews)

Have you always wanted to have a mental edge on the people around you? Would you like to know REAL ways to boost your brain function without using invasive techniques or hyped pills that are junk science? There ARE ways to get your brain motivated to learn and the best part is it doesnt even seem like work!

New discoveries are made all of the time when it comes to the brain and improving function. Learn the latest and best techniques that are backed by real results by people like you! Put as much or as little effort as you want to in it and you will still see drastic improvements right away. Download this book TODAY to find out:

The best mental exercises for brain function improvement
Science of increasing intelligence
How health affects intelligence
Importance of sleep
Things you can add to your diet that WILL make you smarter!
Download this book NOW and start doing the things you need to BE smarter tomorrow!

My Secret List of Sites that Pay (The Beginners Guide to Quick Easy Money)
Rating - 4.6 (11 Reviews)

Why is it so difficult to determine which websites will pay us real money? Most sites claim to pay, but their payment methods are rarely in the form of cash that can be sent to your bank account and used to pay the bills. In this guide, the author reveals twenty-five websites that will pay you real money. None of these websites will ever ask you for a penny to get started. Stop your search right here, because the links in this book are the only ones that you will ever need.
You do not need to have prior experience for most all of these gigs. If you do have a skill or trade, you can certainly use it to your advantage.

If the following strike your interest, then reading this guide will give you the direct links to the sites that pay, which will walk you through the process so you are confident with what you are doing.

Below are a few of the options that you will find in this guide.

Submitting product/book reviews
Editing small pieces of work for others
Giving professional or personal advice on just about anything you can think of
Getting paid to put together professional slide-shows or short videos for other companies
Posting advertisement banners on the web, and getting paid for the clicks
Making money on a blog, and getting paid to ramble about literally whatever you want
Putting together flyers/logo designs for those needing advertising
Making video testimonials for a product/business
Deciding what to charge per service (my favorite part)


There you have it. Its real, its legit, and its the quickest and easiest cash Ive ever made. Not to mention, from home.

101 Juicing Recipes: The Complete Nutrition Rich Green Vegetables and Fruits Juice Recipes for Weight Loss and Healthy Living
Rating - 4.8 (11 Reviews)

How to apply Juice Fasting Program to lose 7 lbs in 7 days with these Nutritious Rich Juice Recipes.
The juice fasting plan is a fresh fruit and veggie detox that gives the digestive system a much needed break. High vitamins, minerals, and other essential nutritional elements are the key to getting rid of built up toxins and loss of unwanted weight gain.
The Modern World Is Filled With Stressors And Pollutants That Can Be Effectively Eliminated With Fresh Juice.
A Beloved Childhood Snack, Juice Is An On The Go Option That Advances Skin And Organ Health Through Adulthood.

Fresh Fruits and Vegetables Juicing Help You to Transform Your Body For:

* Energy enhancement from oxygen rich chlorophyll.
* Blood detox heals the body by eliminating impurities.
* The immune system is strengthened so that chronic diseases linked to cancer and arterial malfunction are mitigated.
* Weight loss is precipitated with juice enzymes.
* Hair, skin, and nails sustain growth, extending their appearance, and controlling them from premature aging.
* Mental acuity in concentration, memory, and precision are improved with juice.
* Increased muscle and joint flexibility.
* Deal with Insomnia and other sleeping disorder with Juicing.
Also, You will Discover:
* How A Cleanse and Detox Program must be Successful: Ultimate Tips?
* Role of Juices to fight back with cancer!!
* How Your Kidney/Liver Function will be to Improved by Juicing?
More than 101″ Delicious Vegetables and Fruits Juicing Recipes for:
* Weight loss and Fasting
* Cleanse and Detox
* Immune Boosting
* Wrinkle Reducing
* Colon Cleanse
* Prevent & Fight for Cancer, Diabetes
* Increases your Kidney Function
* Muscles Soothing and calming
* Memory Boosting
* Your Kids
* Mental Acuity
* And More
Totally Free Deals
g: 3 Posted By: remick
Views: 100 Replies: 0 http://www.amazon.com/dp/B00CFQXKXG

4.6 out of 5 stars (37 customer reviews)

Modern life places extraordinary demands on our brains. Not only do we live longer than ever before, but we must constantly adapt to complex and rapidly evolving personal and professional realities. Yet, we often ignore our most precious resource to do so: our brain.

The SharpBrains Guide to Brain Fitness cuts through the clutter of misconceptions, superficial and conflicting media coverage, and aggressive marketing claims, to help readers discover what really works, and what doesnt, to improve brain health and performance at any age, to delay or prevent cognitive decline, and become smarter consumers of both media coverage and scientific research in the process.

With useful, pragmatic and personalized tips and suggestions that are easy to implement, the SharpBrains Guide offers a groundbreaking new approach for self-assessing current brain fitness needs and identifying the most relevant and evidence-based methods to preserve and enhance brain function throughout life. Whether your goal is to become more resilient, enhance memory, ward off Alzheimers disease, or simply improve mental focus to perform better at work, this how-to guide shows you exactly how to use it or lose it.

This new and much-expanded edition of the guide AARP named a Best Book on Brain Fitness combines a user-friendly tutorial on how the brain works with advice on how to choose and integrate lifestyle changes and research-based brain training. Featuring an independent analysis of hundreds of scientific studies published in the last 10 years, the book also includes in-depth interviews with 20 leading scientists who often challenge conventional wisdom and prevailing brain health thinking and care.
Totally Free Deals
100% Sold Out: PM's no more.
Added on : Tuesday March 04th 2014 09:00:10 AM
g: -5 Posted By: greling
Views: 290 Replies: 6 I have sold out entirely of my precious metals positions. I no longer own a single ounce of gold and I am now down to just one Silver American Eagle kept for the memories. After seeing the U.S. economy start to improve with Obamacare and the effects of the stimulus bill, I have decided that I now agree with nycll, the Keynesians and economists like Paul Krugman and Janet Yellen. The U.S. economy is turning around. Gold will crash to less than $600 and the stock market will see higher highs, possibly over 20,000 in the next five years. I will be investing my assets into the U.S. economy and doing my part to support the American Dream. I have decided to split my wealth 50/25/25. Half will go into a total stock market index fund with Vanguard. The other half will be split between i-Bonds and a money market fund. I plan to make a down payment on a home in either California or South Florida. The game is over.
Investing Deals
New Arrivals: Roberto Cavalli - Indian Flowers Women»s Double Ring
Added on : Saturday February 15th 2014 09:00:18 AM
Indian Flowers Women»s Double Ring by Cavalli crafted in enameled brass is designed to adorn the length of the finger. Featuring beautiful exotic enameled Indian flowers encircling the crowning ring with silver chain attachments to the main ring which features a cabochon tiger»s eye semi precious stone. Signature dust bag included. Made in Italy.
g: 0 Posted By: ArtieLange
Views: 196 Replies: 0 Precious Cat Ultra Premium Clumping Cat Litter, 40 pound bag $16.99 at Amazon

http://www.amazon.com/Precious-Cat-Premium-Clumping-Litter/dp/B0...


Hypo-allergenic
All natural
Hard clumping
99.9% dust free
Superior odor control

Pets Deals

Amazon Coupons
Seagate Backup Plus 3TB Desktop External Hard Drive $95
Added on : Tuesday February 11th 2014 03:00:07 AM
g: 0 Posted By: myonlyday
Views: 204 Replies: 0 Seagate Backup Plus 3TB Desktop External Hard Drive is $95 now @ Amazon.

Linky.

Keep copies of your precious digital files, in case disaster strikes
Impressive 3 TB storage capacity
Save feature enables user-generated content to be backed up from your favorite social network

External Hard Drives Deals

Amazon Coupons
ON SALE: Moschino - Mini Satin Clutch with Crystal
Added on : Friday January 10th 2014 09:00:13 AM
Irresistible Mini Satin Box Clutch with crystal clasp by Love Moschino. Features a goldtone heart shaped chain wristlet, metal feet and an elegant box shape. Precious accent to any garden party, wedding or night out. Signature dust bag included.
ON SALE: Patrizia Pepe - Precious Fly Brass and Crystals Earrings
Added on : Friday January 10th 2014 09:00:13 AM
�Precious Fly� polished silver-tone brass earrings with rhinestone crystal detailing. Post backing closure. Signature box included.
ON SALE: Patrizia Pepe - Precious Fly Brass with Crystals Earrings
Added on : Friday January 10th 2014 09:00:13 AM
�Precious Fly� polished pink gold-tone brass earrings embellished with rhinestone crystal detailing. Post backing closure. Signature box included.
ON SALE: Patrizia Pepe - Precious Fly Charm Ring
Added on : Friday January 10th 2014 09:00:13 AM
The Patriza Pepe Precious Fly Ring features silver plated metal band with silver signature tag and silver fly and gold tone butterfly charms with crystal embellishments. One size: 6 US/ 11 IT/ L UK/ 51 mm/ 16.2 DE. Signature box included.
ON SALE: Forzieri - Golf Clubs Sterling Silver & Wood Jewelry Box
Added on : Friday January 10th 2014 09:00:13 AM
Preserve the beauty of your jewelry treasures throughout time with this refined wooden jewelry box by Forzieri adorned with a precious non-Tarnish sterling silver golf club decoration. Made in Italy
Torrini creates jewels and precious objects branded with a half clover with a spur, an ancient trademark registered in Florence in 1369. This small flask in sterling silver is part of the "Palazzo Davanzati" collection and reproduces an ornamental decoration from the refined, Renaissance tradition of the Florentine house. This creation is entirely handmade with the technique of lost wax casting and chiselling.• Height: 5 3/8"|13,5 cm • Width: 2 3/8"|6 cm• Handmade in Florence, Italy
ON SALE: Torrini - Sterling Silver Horse Shoe Paperweight
Added on : Friday January 10th 2014 09:00:13 AM
Torrini creates jewels and precious objects branded with a half clover with a spur, an ancient trademark registered in Florence in 1369. This sterling silver horse shoe is a symbol of good luck, and as in the Medieval Era it»s considered a protection against evil. Entirely handmade, this creation also represents an art that has been handed over for six centuries. • Height: 6"|15 cm • Width: 5 1/8"|13 cm• Handmade in Florence, Italy
ON SALE: Francesco Biasia - Angie Leather Bucket Bag
Added on : Friday January 10th 2014 09:00:12 AM
Angie bucket bag in genuine leather made precious with details like the original double handle in patent leather and long leather shoulder strap. Drawstring closure. Available in nappa leather when you’re in the mood for glamour or urban-chic. Made in Italy.
ON SALE: Alcozer & J - Cameo and Crystal Ring
Added on : Friday January 10th 2014 09:00:12 AM
A charming cameo showcased in a gem-encrusted frame, the cameo and crystal ring offers the vintage allure of artisanal crafting and semi-precious gems. One size only: approximately 6 US. Each piece is handcrafted to be unique. Colors and stones may vary. Signature box included. Made in Italy.
ON SALE: Alcozer & J - Flower Bouquet Brooch
Added on : Friday January 10th 2014 09:00:12 AM
Perennial blooms burst with the color of semi-precious gemstones, creating eternal spring wherever you pin them. Each piece is handcrafted to be unique. Colors and stones may vary. Signature box included. Made in Italy.
ON SALE: Alcozer & J - Gemstone and Pearl Bow Earrings
Added on : Friday January 10th 2014 09:00:12 AM
Charming brass bow glittering with semi-precious stones and sparkling beads wrap up perfectly the lovely pearls they feature. Signature box and dust cloth included. Made in Italy.
ON SALE: Alcozer & J - Gemstone Brass Bee Earrings
Added on : Friday January 10th 2014 09:00:12 AM
Everyone will buzz when you wear these charming bumlebees. Realized in brass and semi-precious stones like crystal and garnet, they are the perfect touch of playful elegance to enhance your evening out. Signature box and dust bag included. Made in Italy.
The chic Giada necklace is part of the Riflessi collection by Antica Murrina Veneziana. This precious necklace displays black and silver Murano beads that magically reflect light for one-of-a-kind radiance. Gift box included, Made in Italy.
This extraordinary and colorful elastic bracelet is endowed with a Brazilian and cheerful vibe. Adorn your wrist with this outstanding accent, entirely handmade in Venice with precious Murano glass beads. Gift box included, Made in Italy
ON SALE: Antica Murrina - Laguna - Murano Glass Ring
Added on : Friday January 10th 2014 09:00:12 AM
Handcrafted in precious Murano glass with exquisite inlaid gold leaf accents, each ring is a unique work of art. Ring size may vary slightly- average size 8 US. Gift box included. Made in Italy.
ON SALE: Forzieri - Millefiori Murano Glass Silver Plated Cuff links
Added on : Friday January 10th 2014 09:00:12 AM
A precious addition of Venetian art to your shirt, these cuff links are made in Murano glass with a colorful Millefiori pattern. Each piece is handmade and therefore unique: pattern may vary slightly. Signature box included. Made in Italy.
ON SALE: Forzieri - Mosaic Mother of Pearl Silver Plated Cufflinks
Added on : Friday January 10th 2014 09:00:12 AM
An opalescent mosaic of precious Mother of Pearl makes a refined statement and adds an element of outstanding appeal by Forzieri. Gift box included, Made in Italy.
ON SALE: Francesco Biasia - Angie Calf Leather Bucket Bag
Added on : Friday January 10th 2014 09:00:12 AM
Angie bucket bag in calf leather made precious with added details like the original double handle in patent leather, and long leather shoulder strap. Draw-string closure, in elegant signature lining. Made in Italy.
Delicate and sweet, this pendant in candy-inspired hues gracefully highlighted by the transparency of precious hand-crafted Murano glass is an artwork of swirling colors and play of light, captured and enriched with SWAROVSKI ELEMENTS. Made in Italy.
Delicate and sweet, candy-inspired hues gracefully highlighted by the transparency of precious hand-crafted Murano glass create an artwork of swirling colors and play of light, captured and enriched with SWAROVSKI ELEMENTS. Made in Italy.
Delicate and sweet, candy-inspired hues gracefully highlighted by the transparency of precious hand-crafted Murano glass create an artwork of swirling colors and play of light, captured and enriched by SWAROVSKI ELEMENTS. Made in Italy.
g: 0 Posted By: heyyl0w
Views: 111 Replies: 0 buydig (via eBay) has the Seagate Backup Plus 1TB USB 3.0 Portable Hard Drive (Red)for $57.99 + FS.

Sold about a month ago for $53.

"Protect the most precious of files, music, and media with the Seagate hard drive. The Seagate hard drive is an external hard drive that prevents all user data from being lost in the event that disaster strikes. The Seagate hard drive comes along with an impressive 1 TB storage capacity and is loaded with many other easy to use features. This external hard drive also features a component that backs up the files stored automatically or upon request from the user. The Seagate 1 TB hard drive features USB 3.0 for a rapid transfer of data and is also easily interchanged between Macs and PCs without having to reconfigure the entire setup process. With the Seagate 1 TB hard drive, users can also upload multiple files to various social media websites at the same time. This external hard drive weighs in at 7.94 oz, allowing it to be stored almost anywhere. This hard drive would make a great addition to any home computer or small business setting."
Hard Drives Deals
wdrake.com/ Satin Hangers - Set Of 10 $6.99
Added on : Sunday December 22nd 2013 12:00:02 PM
g: 0 Posted By: DaysFan
Views: 131 Replies: 1 http://www.wdrake.com/walterdrake/default.aspx

http://www.wdrake.com/

source code: 20643010971

This offer expires Midnight CST December 25, 2013. Offer cannot be applied to the purchase of gift certificates, applicable taxes, or be combined with other promotional offers. Free shipping is only available to addresses located in the contiguous United States. No adjustments on previous purchases. We have three express shipping methods in addition to the standard shipping available at an additional cost. If you choose ground, 2nd day, next day air, ship to Canada, or choose to ship to multiple addresses, additional charges will apply. Shipments to additional addresses are not included

1-855-202-7393

Satin Hangers - Set Of 10
http://www.wdrake.com/walterdrake/displayitem.aspx?id=347032&rcmd=347032

Add a feminine touch to your closet. Pink satin hangers with polished chrome accents cushion and secure undergarments and other delicates. Shoulder stops securely anchor strapsno more slipping and sliding! Set of 10 satin hangers is an incredible value! Each 15 1/2" L x 1" dia.
http://www.wdrake.com/buy-storage-shoebox-347099?parentid=clearance-home

Storage Shoebox
Trust your nemories to this beautiful storage. Store and protect your media, photos, documents, keepsakes and other precious items. Quality details include textured cloth-like covering and nickel label holder. Storage Shoebox includes 24 acid-free photo envelopes, ID stickers and 4 glassine sleeves with room for up to 1,000 4"x6" photos. 8 1/2" W x 5" H x 11 1/2" D.

http://www.wdrake.com/buy-large-stackable-storage-box-347103?parentid=clearance-holiday-gifts

Large Stackable Storage Box
Trust your nemories to this beautiful storage. Store and protect your media, photos, documents, keepsakes and other precious items. Quality details include textured cloth-like covering and nickel label holder. 20" W x 3" H x 16" D.
ON SALE: Ileana Creations - Je t»aime Crystal Bracelet
Added on : Saturday December 21st 2013 09:00:16 AM
Adorned with dazzling SWAROVSKI ELEMENTS, this precious creation will be the perfect gift idea for your loved one. • Shortest Length: 7 1/4"|18,5 cm • Longest Length: 8 1/4"|21 cm. Made in Italy.
ON SALE: Masini - Clavis - Jubilee Sterling Silver Key
Added on : Saturday December 21st 2013 09:00:16 AM
The key is an important symbol in our psycological universe, in our dreams, thoughts and hopes. The designs of the sterling silver key collection by Masini are based on ancient European keys and make a perfect and precious gift for any occasion. Gift box included, Made in Italy
ON SALE: Masini - Clavis - Sterling Silver Key of Hope
Added on : Saturday December 21st 2013 09:00:16 AM
The key is an important symbol in our psycological universe, in our dreams, thoughts and hopes. The designs of the sterling silver key collection by Masini are based on ancient European keys and make a perfect and precious gift for any occasion. Gift box included, Made in Italy
g: 0 Posted By: tedhawkins
Views: 34 Replies: 0 Samsung White NX1100 Compact System Digital Camera with 20.3 Megapixels and 20-50mm Lens Included $289.99 @ WalMart

http://www.walmart.com/ip/Samsung-20.3-MP-NX1100/24471469

The Samsung NX1100 White Digital Camera lets you take beautiful shots wherever you are and whenever the moment presents itself. You can also record movies in Full HD 1080p resolution. This compact digital camera with 20.3 megapixels provides plenty of resolution for the professional look you want and is excellent for recording precious family moments. The Samsung NX1100 White Digital Camera with 20-50mm lens will help keep you ready to capture memories.


Samsung NX1100 Compact System Digital Camera:
20.3 megapixel resolution with high-quality still images and video recordings
Featuring scene modes, 1080p Full HD movie recording and image stabilization
Samsung 20-50mm zoom lens
With contrast AF, continuous AF, MF, single AF, glass lens
3.0" TFT LCD screen with image editing features
Featuring histogram, easy-to-read menu system, color TFT LCD screen
Built-in flash with smart flash, auto, red-eye reduction, fill-in
Compact digital camera for all occasions

Additional Features:
1 SD/SDHC/SDXC memory card slot (memory card not included)
Rechargeable lithium-ion battery for up to 320 shots
ISO modes: auto, 12800, 6400, 3200, 1600, 800, 400, 200, 100, 80
File formats supported: JPEG, JPEG (EXIF 2.21), RAW, DPOF 1.1, H.264, AAC
114mm x 37.5mm x 62.5mm; 222g
Built-in wireless
Compact digital camera with 20.3 megapixels gives you high quality photos

Compatibility and Warranty:
Compatible with PC or Mac
1-year limited manufacturer warranty

What's in the Box:
Samsung NX1100 Compact System Digital Camera
Battery, charger and power cable
Cameras Deals

Walmart Coupons
Need help in sorting out the direct deposit mess!
Added on : Monday December 09th 2013 04:00:09 AM
g: 0 Posted By: JuNooNi
Views: 15 Replies: 0 I need some help/directions on how to resolve this issue with my SIL. This has been going on for almost 9 months and there is no end in sight. Here is the story in her words:

Long story:

It's all started back in March, 2013, when I provided my bank account number to my boss to have my checks direct deposited into my bank account. I only gave him the account number (XXXXXXXX) and he completed the form. I waited and waited for my checks to arrive, but found out after two month that my checks never made it to my account. There were about 8 checks. After calling my employer's payroll department and visiting my local bank branch back and forth, I was told that my account number was not written correctly on my direct deposit form therefore my bank has to send those checks back to my employer in order for my employer to reissue them to me. After waiting at last 2 more months, I was able to get four of my checks back in July/August or so. For the other four checks, I'm still in the process of calling and visiting continuously to my employer and to the bank, but seems like no one really care anymore. In September, Bank told me to ask my employer to request the reversal of those checks, and the employer says they cannot do reversal now as so many months have past. I was again in contact with the bank manager (who was quite helpful) and according to him, my checks were deposited into a wrong bank account number that my employer provided, but only ACH department (i.e direct depositing department of the bank) can fix it. When I called ACH, they said they don't see any credit to my account or to the wrong account number, therefore they are unable to do anything further about it.

I kept calling my employer and they gave me the same answer over and over again. However in October, my employer asked me to get a letter from bank and send it to my employer's field office. Bank manager gave me a letter (explaining the matter) and I sent the letter to the address provided by my employer in a hope that they might take the matter further. In November, I called the field office asking if they have received the letter I sent, they told me they did not. Finally I had to go to the field office myself to hand deliver the letter. I have been calling them ever since asking about the status of my request, but seems like they are not working hard enough to resolve this matter and as a matter of fact, during my last call that I made to them last week, the lady told me it has been too long therefore they are unable to take any action about it. I told her that I have been calling since day one and how come no one took action earlier. The dates of my checks that are missing are as follows: 3/5, 3/12, 3/20, and 4/17.

As of December, 2013, it has been nine months and yet no one seems to care about or do any kind of investigation/ search about my earnings of full month of hard work including overtime, which is a lot considering I'm a single mother of two and not to mention, nine months of calling my employer (where wait time for answering calls is 30 minutes or more) and visiting local branch of my bank etc, all adding up to countless hours of wasting my precious time and energy and my overall well being. I am still short to pay my bills and rent every month because of this income gap. I simply ask someone to resolve this matter or provide a solution, as I'm so much exhausted now. Someone, either bank or my employer has my money and I demand them to take care of their businesses properly so people like me with honest earnings won't get hurt because of the mistakes others make.

Shorter version:

1- SIL gave her bank account # to her Manager for enrolling in direct deposit.
2- Waited couple of months but the checks (8 of them) never made it to the bank.
3- Finally found out that the her supervisor made a mistake in entering the bank account # on her direct deposit enrollment form.
4- Was told that her bank needs to send the checks back to her company which then can be reissued to my SIL.
5-Got her 4 (out of total 8) checks after going back and forth between bank and payroll.
6-As for the remaining 4 checks, still no resolution in sight after going back and forth between bank and payroll dept and wasting several hours over the phone and in person.

I am advising her to file a complaint to CFPB. Any other ideas?
g: 2 Posted By: bittul
Views: 285 Replies: 0 NOTE: This is set as a lightning deal for 8:40AM (EST). So it might get even a few dollars cheaper then (if stock isn't gone by then).

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Anyone with experience with Precious Metals IRA account??
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g: 0 Posted By: Bradr19
Views: 95 Replies: 2 I'm considering opening an account with American Bullion to buy gold with. I would transfer about 40% of my ETrade IRA account to them and get gold eagles.
Just concerned with the debt crisis, the dollar no longer being the world reserve currency,all time high stock market, and future inflation. Gold prices are down now and wondering if it might be a good time to invest.
I've completed the paper work, but wondered if others had considered this or if anyone has done it?
Thanks
Brad
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g: 0 Posted By: remick
Views: 109 Replies: 0 http://www.amazon.com/dp/B004ASN9L0/

The Books of Rachel is a fictional microcosm of 500 years of Jewish history. Since the 15th century, in the Cuheno family, the first daughter born to the family is given the name Rachel and a heritage of faith and courage as precious as the family diamond. A saga sweeping from the Spanish Inquisition to the birth of a Jewish homeland.

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Views: 7 Replies: 0 Link

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Views: 0 Replies: 0 POPUSHI Ice Pop Molds - New Exclusive Bright 2013 Colors - Set of 4 with lifetime guarantee $4.80 FS with Prime

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Added on : Saturday August 17th 2013 07:00:06 AM
g: 0 Posted By: VAIndigo
Views: 0 Replies: 0 - Shares have raised to a concerning level but market can be irrational for long time .. that is the scary part
- Bonds bath going on
- Precious metals .. i was expecting a severe rate adjustment but they jumped up again -- beats me
- Commodities ??
I have 100 grand sitting in checking account for past one year hoping to buy a house but irrational market in DC area locked me out.
I still prefer to have the flexibility have the money to buy a house at right opportunity as the rates would jump (Well but again what will real estate market do when the rates jump is a question ..) but at the same time i feel dumb and stupid considering how that 100 grand could have grown in one year even if i put that in large cap fund.Given my situation what would you do now... how can i get the best out of my idle capital. I do have good stream of income coming in every passing day so it is not that without this capital i can't do anything-- short term bonds? hmmm
-- REIT?
-- Munis? hmm
-- short the market ..
-- Gold -- which direction is it going to be considering coming rate hikes
-- Bond funds?Looking for something that returns me around 5% for next 6 months.
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Case Logic SLCC-2 Digital Camera/Camcorder Case @ Sears - $19.20 - FS
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g: 0 Posted By: Farfisa850
Views: 82 Replies: 0 Case Logic SLCC-2 Digital Camera/Camcorder Case @ Sears - $19.20
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Environment Getting Tough For Investors: My Breakdown
Added on : Wednesday April 10th 2013 07:01:17 PM
In the interests of providing some food for thought to the FWF community I thought I would post this for investors here curious about ideas on how to position themselves going forward. I know a lot of smart people right now are looking at the current situation realizing that just about every investment out there is loaded with uncompensated risk and that even includes assets like cash which historically haven't had that much uncompensated risk associated with it. Now I by no means have a crystal ball and if you don't care about the thoughts of some guy on the internet then by all means don't read this. I wouldn't be posting if I didn't think there was some valuable insights in here, but feel free to take everything with a big grain of salt. And sorry for the book, but honestly something as complicated as capital markets requires length otherwise it's not even worth reading or writing.In this I'll address strategy going forward for both more active participants as well as for the Boglehead passive investors(yes I think even you guys have always had a small amount of decision making, it's just a lot smaller than most people; I'll explain it below). The basic fundamental problem that I see among investors today is that just about everything they're relying upon for how to invest for the future is predicated on falling interest rates and falling inflation rates. For 30 years falling interest rates have been the name of the game, and I think the typical investor out there does not understand how Crucial interest rates are to everything they invest in. It is likely a more important factor than any other factor in the entire marketplace and runs through everything. Everything from the valuation of the bond market to the discount rate that equity investors use to value equities to the input costs of firms relying upon short term debt to factoring receivables to sovereign financing to mortgage and home buying/building activity, etc. To give retail investors an idea think about how much you've heard about the impact of higher gasoline prices has on the economy individually and commercially and multiply that concept in your head by at least 10 times and you'll have an idea. Now this isn't some big bearish case at all, clearly economies can function alright with higher gasoline prices and the same is the case for higher interest rates or higher inflation for that matter. The point is that the way the economy and capital markets function under that paradigm shift is very different than what you've grown accustomed to, but while that is the case the vast majority of the 'rules of thumb', assumptions, etc. that all of you and practically every investor out there rely upon involve past history that stretches back 5 years, 10 years, 20 years, or 30 years that all share falling interest rates as a key component in the data you are seeing. Hell if you even go back 50 years most of that data is still colored by a falling interest rate environment and so that is what you'll receive back to confirm these notions that may no longer hold true.
Now I want to be clear about one thing and that is that I'm not predicting US rates to rise in the very near future. I honestly believe I have several rather strong arguments as to why that is probably some time off yet(and quite potentially further falls in US rates before that even happens), but in order for a person to invest wisely over the short term(if desired--obviously not applicable to passive investors) they need to have a good 'home base' or a reliable investment paradigm for the long term in order to feel comfortable with the way they are positioned. So that is why I'm bringing this up. The long term assumptions you're operating off of are likely flawed, and 30 years of pro-cyclical behavior has stacked the quantity of possible bad investments at many multiples of the quantity of good possible investments. And how are you going to deal with that likely reality?
The fundamental underpinning of my argument is that if you bought 50% bonds and 50% equities in the 1980s forgot about it and woke up in 2013 you would have done pretty well over that period of time. On the flip side if you did the same in the early 1960s you probably woke up 30 years later with a *loss* in real terms. That's 30 years and you had a loss. You're fixed income positions took continued capital losses in higher interest rates, the stock market wasn't much of a help, and the purchasing power of your earnings was devalued. There is a term for this; confiscation by the public and private printing press and for the most part it does not discriminate based on what type of financial instrument you own. Again before you accuse me of being an inflation hawk that isn't the only possibility in such an environment there are 2 others(which I'll get into) and I'm not writing this to say which one is the most likely only that you have 3 possible scenarios that are all not ideal for investors long term from where we sit today.
The next assumption that I operate off is a general conceptual way that I believe the world's key policy makers are approaching problems today. And it's not very complicated. Basically, whenever presented with a problem they need to fix they always seem to choose to stack massive quantities of different types of tail risk onto the system for the future in exchange for only a marginal benefit today. For the financially astute, central bankers and politicians have basically made the determination to be sellers of black swan derivatives thinking they can take the small economic benefit today in exchange for taking on the risk of an unlikely event in the future and whenever they find a problem they just add to that position(like a person paying their credit card bills by selling options). For the less financially astute think of a gambler who show's up at the race track and bets against the worst horse every single time and treats the proceeds as income. They might be able to get away with that for a while, but likely not forever(and guessing when is extremely hard). That is your policy makers around the world and they do that because they feel their citizenry demands it(like a boss saying give us earnings no matter where you get them from).
Now lastly in terms of the assumptions I operate off of(and you can feel free to disagree) I alluded to basically 3 possibilities going forward. And these are from where you stand when you're currently at the lower bound of interest rates.
1) Higher inflation
and/or
2) Higher interest rates
and/or
3) Sustained low growthYou can have any combination of these with the exception of a combination of higher growth without higher interest rates or higher inflation. You can have higher growth and higher inflation. You can have higher growth and higher interest rates. You can have higher interest rates and lower growth. You can have all 3 of any of the above. The only thing I would argue is impossible to last is high growth without a rise in interest rates or inflation or both. To believe otherwise is to believe that wealth is unlimited and free(wealth is different than money). If you want to believe that then ignore everything I've said and will say below and knock yourself out and good luck. If you believe like I do that wealth isn't unlimited and isn't free than feel free to continue.
Passive InvestorsFirst off, what passive investors need to realize is that they still have some decision making they make even if they don't realize it. Basically, you're investing by a physical and theoretical definition of asset class. You're just limiting decision making about what's inside of those assets classes, right? So a person that invests 70% S&P 500 index fund and 30% bond index and another person that invests in 40% total market stock index and 60% in a high yield international bond index are still both index investors. So what I just want to remind you of is that:
A) You're still exercising some limited decision making because if you weren't and you really wanted to 'own an index of the entire market' you would end up with something like(and this just a guess I haven't looked this up) 50% currency, 30% bonds with an average maturity of probably 10 years, 15% equities, and 4% commodities, and 1% other. If that is what what you want to own today by all means be my guest and good luck, but I think most people would say that is insane as a long term allocation with the way the future is shaping up.
B) That the real principals of passive investing are just low cost, low turnover, broad diversification, etc. and are not something inherent in using a particular physical or theoretical allocation.
I'll also repeat again. If you bought 50% bond index and 50% equity index in the 1980s no problem 30 years later you wake up and did great. You did the same in the 1960s and whoopsy 30 years later you wake up with an inflation adjusted loss. Now you know maybe the fact that even the average active investor lost as well makes you feel better about it and you're just content taking the loss then by all means don't concern yourself with it and ignore everything else I say.If instead you're of the mindset that you want to position yourself so that this doesn't happen to you while still maintaining a passive investment philosophy than I might have a solution for you. Basically(and again feel free to take this with a grain of salt), it just requires a challenge of the idea of only buying by the 2 main asset classes and instead looking at still using passive investing while utilizing allocation based on some other concept of a similar nature. First of all, without getting deep into the weeds the way people define asset class doesn't have too much basis in reality anyway. Is a junk bond more bond like or more equity like? Answer: Probably more the latter. Is a stock of a company that primarily holds fixed income more like a growth stock or a bond ETF? Answer: Again probably more the latter. Is preferred stock more like a bond or a stock? Answer: It depends upon how consistent and reliable the cash flows are.So let me propose other alternatives:
1) You can buy "index's" of other asset classes(outside of bonds or stocks) that either historically or conceptually would do better in a higher inflation or higher interest rate environment which may include alternative assets, commodities, precious metals(although I have my reservations about them going forward that I wont get into for the sake of length), etc. and that might provide you some relief from a potential lose, lose proposition in just broad stocks and broad bonds. You might want to be careful in the commodity space I mean you have carry cost in there that you're either directly or indirectly paying for and some of them might be predicated on a very ugly supply and demand profile right now.
2) You can recreate your own index around some theoretical concept or theoretical asset. -->
Personally, if I was to create an index today for the environment of the next 30 years I would recategorize everything based upon their environmental characteristics and use things like capital structure and duration to do it. So instead of saying I'm passively investing x% in stocks and y% in bonds. I would say I'm passively invested in x% on higher interest rates, y% on higher inflation, and z% on sustained low economic growth even if there is some overlap between these(which there is theoretical overlap between bonds and stocks anyway), and I would disregard asset labels going forward because they aren't going to help anybody better understand what they actually own going forward.And how I would do that is recategorize everything like the following:
1) Long duration fixed income = sustained low economic growth
2) Short duration fixed income = higher interest rates
3) TIPS = Obviously higher inflation
4) Leveraged loan funds or other sources variable fixed income = higher interest rates
5) Equities with high long term fixed debt = higher inflation(although they would also do better than peers who borrowed shorter term and had higher interest costs in a high interest rate environment as well)
6) Equities who borrow short term = sustained low economic growth
7) Companies that have a higher ability to pass on higher input costs to their customers = higher inflation
8) Companies who's revenue is more static in inflation adjusted terms, but have variable input costs = sustained low economic growth.
9) Commodities that have high consumer or industrial demand = higher inflation
10) The list goes on and on. Granted it's more work, but you just take a look at everything you own or indirectly own and just do your best to blink test it if you need to and given your overall diversification if you blink test enough of the assets on these 3 categories you should accurately categorize in most cases(again it's not like asset class type is perfect either as I explained above).Now you might notice that you currently hold a lot of allocation towards a particular one of these 3 categories that you think is to high(some of you might notice that you're 80%+ invested in a way opposed to higher interest rates and higher inflation--that shouldn't surprise anyone 30 years of pro-cyclicality has created a lot of assets that did better in lower interest rates and lower inflation because those were the ones that did well) and you just have to figure the lowest cost way to alter that to stay within the percentages you want and allows you to stay passive even if that means recreating your own index from scratch and letting that run. Use of sector ETFs might be able to keep the ticket charges down for example.Once when you have your recreated indexes in place you just behave the same way you always have. If low interest rates and low inflation prevail for a while and those positions do better than just periodically rebalance like you would today if an asset class was doing better and that way you keep yourself in the allocation you prefer and makes sure that you don't by default take on a higher position opposed to rising interest rates or higher inflation rates right before that paradigm shifts likely for a long time.
Active investorsFor the smart investors out there today who get that just about every market seems riddled with uncompensated risk(and that includes cash, bonds...everything) I don't blame anyone who just says, "Look if I can't find a safe place to invest without risk of devaluation on one end and market correction on overvalutaion in another than I'm just going to rely on myself to protect my money best I can." I think it's one of those markets where relying upon some of your own talent is pretty justified especially when it comes from a "how do I protect my money against devaluation risk on one end and systemic on the other" instead of "how do I make the most money possible type of mentality". But just keep in mind you're sitting in a world where markets are so dependent upon the personalities and ideas of only a handful of people. You can try to get in the head of people like Bernanke or Kuroda or a Draghi or a Dijsselbloem, but what if you misjudge their reactions to different things? I mean on one end you could see a guy that when massive risks are right around the corner he finally just cuts his losses and deals with the problem and if you were positioned 100% the opposite way you take massive losses. And if you think some policy maker is going to just take his hits to end the length of suffering and finally deal with a glaring problem that you think he's going to finally deal with...well maybe he decides to paper over it for 10 years and devalue you out. I mean if you're active out there you have to keep one foot out that you might be wrong about what these guys are going to do under pressure and how long it even takes them to realize they're under pressure.The other thing is to just always have in the back of your mind the available possibilities of how this thing shapes out once either certain countries kicking the can and/or low inflation and/or zero bound ends. I mean so let's say you're going with the trend today betting that Europe and China will blow over for now and printing will continue for a while with no consequences in the foreseeable future. And let's say you were doing this because you feel that the risk of being devalued out it in the future is the bigger problem right now then you better A) Still be positioned in a way where if that didn't work you wouldn't take such a large lump that you have no dry powder to redeploy to get back in the black with and B) Just make sure you realize that on the other end of that there are some rather large bulldozers(both in terms of purchasing power, discount rate to value everything you hold, and systemic risks in kick the can the countries) that you need to be ever aware of and cautious of if you're not positioned in a way conducive to that particular bulldozer.
My Breakdown of the Current Economic Environment
Added on : Wednesday April 10th 2013 06:01:16 PM
In the interests of providing some food for thought to the FWF community I thought I would post this for investors here curious about ideas on how to position themselves going forward. I know a lot of smart people right now are looking at the current situation realizing that just about every investment out there is loaded with uncompensated risk and that even includes assets like cash which historically haven't had that much uncompensated risk associated with it. Now I by no means have a crystal ball and if you don't care about the thoughts of some guy on the internet then by all means don't read this. I wouldn't be posting if I didn't think there was some valuable insights in here, but feel free to take everything with a big grain of salt. And sorry for the book, but honestly something as complicated as capital markets requires length otherwise it's not even worth reading or writing.In this I'll address strategy going forward for both more active participants as well as for the Boglehead passive investors(yes I think even you guys have always had a small amount of decision making, it's just a lot smaller than most people; I'll explain it below). The basic fundamental problem that I see among investors today is that just about everything they're relying upon for how to invest in the future is predicated on falling interest rates and falling inflation rates. For 30 years falling interest rates have been the name of the game, and I think the typical investor out there does not understand how Crucial interest rates are to everything they invest in. It is likely a more important factor than any other factor in the entire marketplace and runs through everything. Everything from your confidence in the bond market to the discount rate that equity investors use to value equities to the input costs of firms relying upon short term debt to factoring receivables to sovereign financing to mortgage and home buying/building activity, etc. To give retail investors an idea think about how much you've heard about the impact of higher gasoline prices has on the economy individually and commercially and multiply that concept in your head by at least 10 times and you'll have an idea. Now this isn't some big bearish case at all, clearly economies can function alright with higher gasoline prices and the same is the case for higher interest rates or higher inflation for that matter. The point is that the way the economy and capital markets function under that paradigm shift is very different than what you've grown accustomed to, but while that is the case the vast majority of the 'rules of thumb', assumptions, etc. that all of you and practically every investor out there rely upon involve past history that stretches back 5 years, 10 years, 20 years, or 30 years that all share falling interest rates as a key component in the data you are seeing. Hell if you even go back 50 years most of that data is still colored by a falling interest rate environment and so that is what you'll receive back to confirm these notions that may no longer hold true.
Now I want to be clear about one thing and that is that I'm not predicting US rates to rise in the very near future. I honestly believe I have several rather strong arguments as to why that is probably some time off yet(and quite potentially further falls in US rates before that even happens), but in order for a person to invest wisely over the short term(if desired--obviously not applicable to passive investors) they need to have a good 'home base' or a reliable investment paradigm for the long term in order to feel comfortable with the way they are positioned. So that is why I'm bringing this up. The long term assumptions you're operating off of are likely flawed, and 30 years of pro-cyclical behavior has stacked the quantity of possible bad investments at many multiples of the quantity of good possible investments. And how are you going to deal with that likely reality?
The fundamental underpinning of my argument is that if you bought 50% bonds and 50% equities in the 1980s forgot about it and woke up in 2013 you would have done pretty well over that period of time. On the flip side if you did the same in the early 1960s you probably woke up 30 years later with a *loss* in real terms. That's 30 years and you had a loss. You're fixed income positions took continued capital losses in higher interest rates, the stock market wasn't much of a help, and the purchasing power of your earnings was devalued. There is a term for this; confiscation by the public and private printing press and for the most part it does not discriminate based on what type of financial instrument you own. Again before you accuse me of being an inflation hawk that isn't the only possibility in such an environment there are 2 others(which I'll get into) and I'm not writing this to say which one is the most likely only that you have 3 possible scenarios that are all not ideal for investors long term from where we sit today.
The next assumption that I operate off is a general conceptual way that I believe the world's key policy makers are approaching problems today. And it's not very complicated. Basically, whenever presented with a problem they need to fix they always seem to choose to stack massive quantities of different types of tail risk onto the system for the future in exchange for only a marginal benefit today. For the financially astute central bankers and politicians have basically made the determination to be sellers of black swan derivatives thinking they can take the small economic benefit today in exchange for taking on the risk of an unlikely event in the future and whenever they find a problem they just add to that position(like a person paying their credit card bills by selling options). For the less financially astute think of a gambler who show's up at the race track and bets against the worst horse every single time and treats the proceeds as income. They might be able to get away with that for a while, but likely not forever(and guessing when is extremely hard). That is your policy makers around the world and they do that because they feel their citizenry demands it(like a boss saying give us earnings no matter where you get them from).
Now lastly in terms of the assumptions I operate off of(and you can feel free to disagree) I alluded to basically 3 possibilities going forward. And these are from where you stand when you're currently at the lower bound of interest rates.
1) Higher inflation
and/or
2) Higher interest rates
and/or
3) Sustained low growthYou can have any combination of these with the exception of a combination of higher growth without higher interest rates or higher inflation. You can have higher growth and higher inflation. You can have higher growth and higher interest rates. You can have higher interest rates and lower growth. You can have all 3 of any of the above. The only thing I would argue is impossible to last is high growth without a rise in interest rates or inflation or both. To believe otherwise is to believe that wealth is unlimited and free(wealth is different than money). If you want to believe that then ignore everything I've said and will say below and knock yourself and good luck. If you believe like I do that wealth isn't unlimited and isn't free than feel free to continue.
Passive InvestorsFirst off, what passive investors need to realize is that they still have some decision making they make even if they don't realize it. Basically, you're investing by a physical and theoretical definition of asset class. You're just limiting decision making about what's inside of those assets classes, right? So a person that invests 70% S&P 500 index fund and 30% bond index and another person that invests in 40% total market stock index and 60% in a high yield international bond index are still both index investors. So what I just want to remind you of is that:
A) You're still exercising some limited decision making because if you weren't and you really wanted to 'own an index of the entire market' you would end up with something like(and this just a guess I haven't looked this up) 50% currency, 30% bonds with an average maturity of probably 10 years, 15% equities, and 4% commodities, and 1% other. If that is what what you want to own today by all means be my guest and good luck, but I think most people would say that is insane as a long term allocation with the way the future is shaping up.
B) That the real principals of passive investing are just low cost, low turnover, broad diversification, etc. and are not something inherent in using a particular physical or theoretical allocation.
I'll also repeat again. If you bought 50% bond index and 50% equity index in the 1980s no problem 30 years later you wake up and did great. You did the same in the 1960s and whoopsy 30 years later you wake up with an inflation adjusted loss. Now you know maybe the fact that even the average active investor lost as well makes you feel better about it and you're just content taking the loss then by all means don't concern yourself with it and ignore everything else I say.If instead you're of the mindset that you want to position yourself so that this doesn't happen to you while still maintaining a passive investment philosophy than I might have a solution for you. Basically(and again feel free to take this with a grain of salt), it just requires a challenge of the idea of only buying by the 2 main asset classes and instead looking at still using passive investing while utilizing allocation based on some other concept of a similar nature. First of all, without getting deep into the weeds the way people define asset class doesn't have too much basis in reality anyway. Is a junk bond more bond like or more equity like? Answer: Probably more the latter. Is a stock of a company that primarily holds fixed income more like a growth stock or a bond ETF? Answer: Again probably more the latter. Is preferred stock more like a bond or a stock? Answer: It depends upon how consistent and reliable the cash flows are.So let me propose other alternatives:
1) You can buy "index's" of other asset classes(outside of bonds or stocks) that either historically or conceptually would do better in a higher inflation or higher interest rate environment which may include alternative assets, commodities, precious metals(although I have my reservations about them going forward that I wont get into for the sake of length), etc. and that might provide you some relief from a potential lose, lose proposition in just broad stocks and broad bonds. You might want to be careful in the commodity space I mean you have carry cost in there that you're either directly or indirectly paying for and some of them might be predicated on a very ugly supply and demand profile right now.
2) You can recreate your own index around some theoretical concept or theoretical asset. -->
Personally, if I was to create an index today for the environment of the next 30 years I would recategorize everything based upon their environmental characteristics and use things like capital structure and duration to do it. So instead of saying I'm passively investing x% in stocks and y% in bonds. I would say I'm passively invested in x% on higher interest rates, y% on higher inflation, and z% on sustained low economic growth even if there is some overlap between these(which there is theoretical overlap between bonds and stocks anyway), and I would disregard asset labels going forward because they aren't going to help anybody better understand what they actually own going forward.And how I would do that is recategorize everything like the following:
1) Long duration fixed income = sustained low economic growth
2) Short duration fixed income = higher interest rates
3) TIPS = Obviously higher inflation
4) Leveraged loan funds or other sources variable fixed income = higher interest rates
5) Equities with high long term fixed debt = higher inflation(although they would also do better than peers who borrowed shorter term and had higher interest costs in a high interest rate environment as well)
6) Equities who borrow short term = sustained low economic growth
7) Companies that have a higher ability to pass on higher input costs to their customers = higher inflation
8) Companies who's revenue is more static in inflation adjusted terms, but have variable input costs = sustained low economic growth.
9) Commodities that have high consumer or industrial demand = higher inflation
10) The list goes on and on. Granted it's more work, but you just take a look at everything you own or indirectly own and just do your best to blink test it if you need to and given your overall diversification if you blink test enough of the assets on these 3 categories you should accurately categorize in most cases(again it's not like asset class type is perfect either as I explained above).Now you might notice that you currently hold a lot of allocation towards a particular one of these 3 categories that you think is to high(some of you might notice that you're 80%+ invested in a way opposed to higher interest rates and higher inflation--that shouldn't surprise anyone 30 years of pro-cyclicality has created a lot of assets that did better in lower interest rates and lower inflation because those were the ones that did well) and you just have to figure the lowest cost way to alter that to stay within the percentages you want and allows you to stay passive even if that means recreating your own index from scratch and letting that run. Use of sector ETFs might be able to keep the ticket charges down for example.Once when you have your recreated indexes in place you just behave the same way you always have. If low interest rates and low inflation prevail for a while and those positions do better than just periodically rebalance like you would today if an asset class was doing better and that way you keep yourself in the allocation you prefer and makes sure that you don't by default take on a higher position opposed to rising interest rates or higher inflation rates right before that paradigm shifts likely for a long time.
Active investorsFor the smart investors out there today who get that just about every market seems riddled with uncompensated risk(and that includes cash, bonds...everything) I don't blame anyone who just says, "Look if I can't find a safe place to invest without risk of devaluation on one end and market correction on overvalutaion in another than I'm just going to rely on myself to protect my money best I can." I think it's one of those markets where relying upon some of your own talent is pretty justified especially when it comes from a "how do I protect my money against devaluation risk on one end and systemic on the other" instead of "how do I make the most money possible type of mentality". But just keep in mind you're sitting in a world where markets are so dependent upon the personalities and ideas of only a handful of people. You can try to get in the head of people like Bernanke or Kuroda or a Draghi or a Dijsselbloem, but what if you misjudge their reactions to different things? I mean on one end you could see a guy that when massive risks are right around the corner he finally just cuts his losses and deals with the problem and if you were positioned 100% the opposite way you take massive losses. And if you think some policy maker is going to just take his hits to end the length of suffering and finally deal with a glaring problem that you think he's going to finally deal with...well maybe he decides to paper over it for 10 years and devalue you out. I mean if you're active out there you have to keep one foot out that you might be wrong about what these guys are going to do under pressure and how long it even takes them to realize they're under pressure.The other thing is to just always have in the back of your mind the available possibilities of how this thing shapes out once either certain countries kicking the can and/or low inflation and/or zero bound ends. I mean so let's say you're going with the trend today betting that Europe and China will blow over for now and printing will continue for a while with no consequences in the foreseeable future. And let's say you were doing this because you feel that the risk of being devalued out it in the future is the bigger problem right now then you better A) Still be positioned in a way where if that didn't work you wouldn't take such a large lump that you have no dry powder to redeploy to get back in the black with and B) Just make sure you realize that on the other end of that there are some rather large bulldozers(both in terms of purchasing power, discount rate to value everything you hold, and systemic risks in kick the can the countries) that you need to be ever aware of and cautious of if you're not positioned in a way conducive to that particular bulldozer.
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Free Kindle Books 4/9/13
Added on : Tuesday April 09th 2013 06:01:02 AM
Only guranteed FREE at time of posting (check price before ordering, they change)! All have 4-5 stars or are so new they don't have ratings. A variety of genres in the hope you'll find something you'll enjoy!Murder Behind the Closet Door, Abridged, Book One (Detective Bill Riggins Paranormal Mysteries) by Christopher Pinto (Mar 20, 2013) - Kindle eBook
LinkEdited for a faster read! Over 100 pages eliminated from the original, for those who would rather "get to the point". Book One of a Condensed Trilogy.The Original "Murder Behind the Closet Door" is filled with side-stories, literary descriptions and character depth that not all readers find as interesting and thrilling as other. This condensed trilogy is for you! The Story:
"A 5-Star rated murder mystery - ghost story full of adventure, the occult, and dark souls, Murder Behind The Closet Door is an excellent novel for anyone who appreciates Noir fiction, Mickey Spillane-style mysteries and a Stephen King-style thriller wrapped up in one truly original, well told story."(Note: This book contains sex, strong language, violence, and very scary situations. Not for the timid. If it were a movie, the rating would be NC-17. It is a book written for people who love to fall deeper and deeper into a layered mystery. Reading this book is an adventure.)A dilapidated house with an evil secret in the basement. An auto-wrecking yard with the devious, rusted remains of a murderer's getaway car. An unsolved bank robbery with hundreds of thousands of dollars never found. A detective trying to solve an age old murder before his ticker runs out. A slow, agonizing death for an unfortunate victim and his soul reaching from beyond... "Murder Behind The Closet Door" is a murder murder mystery ghost story that keeps you engaged and guessing from the first paragraph. Creepy, riveting, this mystery-ghost story reveals another existence, one just beyond our own, where the occult and the paranormal meet reality and everyday people find themselves swept into very extraordinary circumstances. The story is set in Ocean City and Wildwood, NJ during the late 1970s (with flashbacks to the '30s & '50s), and centers around a young woman who begins her career marketing an amusement pier on the world-famous Wildwood Boardwalk on the Jersey Shore. Just as Heather's adult life really begins to blossom, her torment begins. Not long after moving into a 70 year-old rooming house, Heather's mundane life takes an uncontrolled turn toward insanity. Although she refuses to acknowledge her ghost, a mysterious entity begins to taunt her, an entity impetuously determined to contact her through her bedroom closet. At first these mild encounters are merely disturbing.... Aspirations of a life of quaint mediocrity vanish as she and her friends try to discover the Motives of her tormentor, finding that the truths in which she believed her entire life had been nothing but an elaborate veneer. As Heather falls deeper into the mystery, she finds the physical world around her is much stranger - and more terrifying - than she could ever have imagined.What's missing from the original?
Several "side" stories, including life in Wildwood, NJ in the late 1970s, interesting tales of the characters, and individual charachters' thoughts and revelations. The author, and most readers who enjoy longer books, find these add a considerable amount of "likability" to the book. However, at Stardust Publishing realize that many people in today's fast-paced world would rather cut to the chase. This series does just that, concentrating on the action, without some of the humorous or interesting details.
================================================You Can Have a Healthier Lifestyle with Mediterranean Diet Secrets by Marc Holden (Mar 20, 2013) - Kindle eBook
LinkAre you tired of chasing fad diets that promise immediate success but produce nothing when you attempt them?
Tired of tasteless meals? Want to eat healthy, but don't feel like purchasing expensive and bland health food?
Then the Mediterranean Diet is absolutely PERFECT FOR YOU.
With it you will be able to enjoy all sorts of delicious and tasty food, while managing to not only lose weight, but live an altogether healthier lifestyle.
Based around the foods available in countries like Spain, Italy, Greece, and Morocco, some of the foods you'll be able to enjoy with this diet are:
Chicken
Seafood
Nuts
Beans
Nearly Every Vegetable
Sweet Fruits
A glass or Two of Red Wine
A Piece of Dark Chocolate
And MUCH MORE!
======================================17 Muffins in 7 Steps by Aya Saffouri and Jim Yaghi (Apr 4, 2013) - Kindle eBook
Link17 fun, delicious and easy muffin recipes, with 5 quick frostings and 7 useful tips to introduce your teen or tween to the world of BAKING! This will make a great birthday gift for your girl. Muffins are tasty, Muffins are sweet, They're my favorite food to eat. Blueberry, banana nut, hazelnut berry and Oreo. These yummy muffins are quick and easy to make, and a truly healthy treat.
================================================77 Dinner Recipes From Around The Globe by Claude DeLucca (Apr 5, 2013) - Kindle eBook
Link"77 Dinner Recipes From Around The Globe" containing 77 dinner recipes from around the world: Striped bass en court-boullion, Potatoes hollandaise, Stuffed tomatoes, Stuffing for tomatoes, Sweetbreads braises, Sauce bearnaise, Punch francaise, Roast redhead ducks, Fried hominy for game, Hot rum sauce, Vanilla ice cream, Macaroons, Canapes of caviare, Halibut steaks, Anchovy butter, Potatoes persillade, Leg of lamb, Jardiniere, Roast turkey, Cranberry sauce, Celery salad, Mayonnaise sauce, Cabinet pudding, Prentanier for soup, Sauce normande, Bread croutons, Chicken valencienne, Spring-lamb chops, Soubise sauce, Punch cardinal, and many more...,
=================================================48 Breads And Muffins Recipes: Simple, Authentic and Traditional by Claude DeLucca (Apr 5, 2013) - Kindle eBook
Link"48 Breads And Muffins Recipes: Simple, Authentic and Traditional" containing 48 simple, authentic and traditional Breads and Muffins recipes: Milk bread, Graham bread, Sweet loaf, Shredded wheat bread, Corn bread, Oatmeal bread. Brown bread, Titusville brown bread, Nut bread, Raised muffins, New england blueberry muffins, Date muffins, Western muffins, Lunch rolls, Coffee cake, Coffee muffins, Apple gems, Beaten biscuits, Southern recipe, Bannocks, Batter bread, Rice muffins, Lunch muffins, Saratoga corn cakes and many more...
=================================================Cake Recipes for Dummies by Descubriendo Apps (Apr 6, 2013) - Kindle eBook
http://www.amazon.com/Cake-Recipes-for-Dummies-ebook/dp/B00C8WN2NU/ref=sr_1_34?s=digital-text&ie=UTF8&qid=1365500188&sr=1-34Surprise your family and friends with our delicious desserts.Learn step by step how to create more than 20 different recipes in an easy and fast way.Table ContentFunfetti Dump Cake
Candy Cane Dump Cake
Triple Chocolate Pudding Dump Cake
Angel Food Dump Cake
Chocolate Coconut Dump Cake
Tropical Coconut Dump Cake
Pineapple Orange Dump Cake
Apple Caramel Dump Cake
Chocolate Pumpkin Dump Cake
Strawberry Pineapple Dump Cake
Peach Blueberry Dump Cake
Fruit Cocktail Dump Cake
Lemon Dump CakeAND MORE......
==========================================Georgiana Darcy's Diary: Jane Austen's Pride and Prejudice continued (Pride and Prejudice Chronicles) by Anna Elliott and Laura Masselos (Apr 20, 2011) - Kindle eBook
LinkMr. Darcy's younger sister searches for her own happily-ever-after... The year is 1814, and it's springtime at Pemberley. Elizabeth and Mr. Darcy have married. But now a new romance is in the air, along with high fashion, elegant manners, scandal, deception, and the wonderful hope of a true and lasting love. Shy Georgiana Darcy has been content to remain unmarried, living with her brother and his new bride. But Elizabeth and Darcy's fairy-tale love reminds Georgiana daily that she has found no true love of her own. And perhaps never will, for she is convinced the one man she secretly cares for will never love her in return. Georgiana's domineering aunt, Lady Catherine de Bourgh, has determined that Georgiana shall marry, and has a list of eligible bachelors in mind. But which of the suitors are sincere, and which are merely interested in Georgiana's fortune? Georgiana must learn to trust her heart--and rely on her courage, for she also faces the return of the man who could ruin her reputation and spoil a happy ending, just when it finally lies within her grasp.
===========================================================I am the Great Horse by Katherine Roberts (Jan 9, 2013) - Kindle eBook
LinkClimb on my back, if you dare, and let ME carry you into the battles that changed the world!So speaks Alexander the Great's bold black stallion Bucephalas, one of the most famous horses of the ancient world, as he recounts their epic journey from Macedonia, across Persia and over the Himalayas into India, straight from the horse's mouth.In the tradition of Michael Morpurgos "War Horse" and Anna Sewell's "Black Beauty", this mixture of fiction and history will appeal to readers looking for a lively account of the legends surrounding Alexander of Macedon and the men and women who followed him to the ends of the earth.Originally published in hardcover by Scholastic US and in paperback by Chicken House UK, the ebook includes an illustrated map of Bucephalas hoofprints by artist Brian Sanders.
=======================================================A Trio of Irish Tales (Trio Tales) by Judith Cullen and Micki McIntyre (Mar 5, 2013) - Kindle eBook
LinkMeet Ireland's legendary "Man of the Mists", experience the life of one woman through a sacred oak tree, or delight in the old-world vs new-world clash between an annoyed pooka and a digitally savvy teenager. In this first volume of the "Trio Tales" series, author Judith Cullen celebrates her heritage inspired by family and friends, and she even invites the fairies out to dance.
==========================================================God Painted Us a Rainbow by Katrina Streza and Lisa Graves (Mar 26, 2013) - Kindle eBook (Childrens)
Link Celebrate the beauty of God's creation!
In this rhyming picture book, children learn to thank God for all types of days. Rainy, sunny, foggy or clear, there is so much beauty to be shared. Charming illustrations bring this fun and important concept to life for toddlers, preschoolers and kindergarteners. A perfect addition to a Christian education unit on weather, seasons, or the changing times of day.===================================================================Abc's of Baseball - A Children's Picture Alphabet Rhyming Book about the great game of Baseball (Baby-3) by ANTOINE CAMERON and Michael Golez (Mar 12, 2013) - Kindle eBook
LinkThis baseball rhyming book is great for any toddler learning their abc's and they will get to learn about baseball as well. The book is a rhyming book with 26 beautifully illustrated pictures by Michael Golez. The author Antoine Cameron also has close ties to the game of baseball since he played pro for the Chicago Cubs. You child will enjoy learning his or her abc's as well as the beautiful pictures.
================================================The Alphabet Book of Animals - Easy Ways to Learn the ABCs by Chris Q Sheridan and Booka Booka Publishing (Feb 26, 2013) - Kindle eBook
Link Easy Way to Learn the ABCs BooksIntroducing your child to the alphabet - from ABC to XYZ - in a fabulous way. Explore the alphabet with your child in this exciting animal alphabet book. This animal picture book will capture your childs curiosity about the animal kingdom and the world around him, while he gets his abc learning on. Filled with vibrant, captivating photos of animals from A to Z, it includes the common animals that your child can recognize in her everyday life, as well as the more exotic to engage her in wonder and develop her curiosity. They can all say cat or dog but wont you be proud as she showcases her knowledge when shes the first kid in her preschool to say ibex or koala.Join them on their quest to learn the alphabet as they discover all kinds of wild and domestic life starting with different letters. While learning their ABCs, they will also be exploring the natural world and developing an appreciation for the wide assortment of creatures that roam the earth.Educational and enticing on all fronts, you can also use this as one of the more vibrant abc books in your collection. Use it as a guide to introduce your child to shapes, textures, patterns and colors. From the vibrantly bright green tree frog to the spots/squares on the sleek head and neck of the jaguar to the fuzzy yet regal face of the lion to the striking and mind-twisting, eye-crossing stripes of the zebratake your child on a fascinating trip around the animal kingdom.The book not only lets you share precious bonding time with your child as you explore the animals together, but can be used by parents, grandparents, day care providers, teachers and therapists to lay an early foundation for good observational skills.
================================================================The Amazing Animal Superbook by Tarrant Brothers (Mar 2, 2013) - Kindle eBook
LinkDid you know that there is a snake that can see with its tail? Are you aware that there exists a large mammal that can jump distances of up to fifty feet? How about the virus that turns caterpillars into zombies? The Amazing Animal Superbook has all of this and much, much more. Filled to the brim with over 1,000 incredible and compelling animal facts as well as 350 beautiful full-color photographs and multiple bonus features, no book covers the wide range of the animal kingdom in a more entertaining and informative way.Whether youre interested in lions, bears, birds, sharks, spiders, elephants, snakes, octopuses, bugs, dogs, or earthworms, it doesnt matter. The Amazing Animal Superbook has something for you.This volume was written with young people in mind, but in such a comprehensive way that even experts will find themselves learning new and exciting things. If you're an adult who loves animals, you will adore it. If you buy it for a young person interested in science, it will likely be remembered as one of their favorite books from adolescence. Makes for an awesome coffee table book and conversation starter. The ultimate bathroom reader. Something for everyone!
====================================================Easy Minecraft House Designs: House Design Ideas, Blueprints, Instructions, and More! (Easy Minecraft Guides) by John Alexander (Mar 23, 2013) - Kindle eBook
Link Minecraft is a game of immense possibility, easy to start but hard to master. These Minecraft house designs are intended to TEACH the fundamentals of building different types of structures. You will learn how to:
- Build fences, doors, stairs, skylights, courtyards, ladders, trapdoors, and more!
- Build basic shelters like igloos, caves, and treehouses
- Build simple one room houses, cabins, and ranches
- Build L-shaped houses and houses with porches
- Build multi-story homes
- Build townhouses and motels
- Build towers and lighthouses
- Build fortresses and castles
- Build house-boats
- Build bunkers
- And more!This guide teaches you the basic builds, but leaves the exact customization up to you! Once you know how to build off of these designs, there is nothing you cannot build within Minecraft.
==========================================Growing Up Wired by David Wallace Fleming (Mar 28, 2013) - Kindle eBook
LinkHow will relationships change in the age of the internet?Victor likes to admire his girlfriends' online pictures. These girls can't seem to stop posting self shots to Facebook and all the social sites. Soon all the young men in his fraternity are competing for the attention of these online, amateur pinups.
The classic problems of maturity are complicated for Victor by a set of new challenges. He struggles with smartphones, text-game, recreational pharmaceuticals, sexual guilt, porn addiction, reversed gender roles and a motley crew of well-meaning yet misguided mentors. The technological quandaries get even more confusing in the maelstrom of booze, drugs and social competition. He gets in fights, pops pills and embarks on a quest to learn why young women post so many pics and why guys can't stop themselves from looking? He might just find a young, willful woman to fall in love with - on both sides of the camera. Throughout these discoveries, he wonders: What kind of love is this? ... the wired kind.
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My Lucky Groom (Summer Grooms Series) by Ginny Baird (Apr 4, 2013) - Kindle eBook
LinkIf you liked the HOLIDAY BRIDES, get ready for the SUMMER GROOMS...
MY LUCKY GROOM (A Romantic Comedy Novella)
Book 2 in Ginny's Summer Grooms Series.A story about following your heart and finding your destiny.A superstitious fortune cookie collector finds love and adventure in Washington, DC.MY LUCKY GROOMFollow your fate... It might just lead to the romance of a lifetime!Superstitious fortune cookie collector Ventura Hart has embarked on a new adventure in Washington, DC. Armed with a masters degree in writing, she has ambitions of working for a major news publication. But the job market is tight, and after a while Ventura realizes she can't be that picky. When she meets a handsome young bachelor in need of a nanny, she thinks she's found a temporary solution. Little does Ventura know, she's headed down a new path that will lead to more than she's ever hoped for.Single dad Richard Blake is at his wits' end trying to secure help for his mischievous five-year-old twins. Known as DC's most eligible bachelor, the entrepreneurial magazine editor never imagines he'll fall for the one woman he's sure he can't have. She looks after his kids and has a boyfriend to boot. So his attraction to her is beside the point. But when Ventura becomes enmeshed in his family and Richard finds himself losing his heart, is there a way to secure a happy ending? It could all depend on a little bit of luck, and a whole lot of destiny.A sweet, traditional PG-rated romantic comedy.
Standard novella-length, approximately 30,000 words.
=================================================No Mud, No Lotus by Maya Yonika and Ben Jayston (Mar 13, 2013) - Kindle eBook
LinkNo Mud, No Lotus is a humorous but gritty journey out of substance addiction and sexual trauma and into Sacred Sex and Neo-Tantra! Its the raw, honest, and intimate biography of a Maya who stars in a controversial documentary film about Tantra: Code name "Tantric Seduction, the Dance of Maya."
This isnt the usual life story of a Sacred Sexual, Tantric practitioner, filled with New Age lingo and promises of ecstatic sexual Bliss. Rather, its the genuine, real account of a regular girl who seeks emotional and psychological healing from a past of sexual trauma, abuse, and addictions. No Mud, No Lotus chronicles Mayas determined journey to find depth and meaning within love, sex and relationships.
It also tells the story of Father Ron who believes its Mayas destiny to stand at his side as a Sacred sexual healer, and invites Maya to travel the world with him as his mate and to teach Tantra. Together, they go to places where the lines between black and white, shadow and light, the sacred and the profane become maddeningly unclear and contradictory. But Mayas past already endowed her with strength and a critical eyeassets she didnt know she had-- which serve as her beacon of truth as she negotiates the darkened maze that is Neo-Tantra as practiced in sexually over-charged New Age circles.
===============================================
Free Kindle Books - April 7, 2013
Added on : Sunday April 07th 2013 12:01:06 PM
Don't Try to Stop Stuttering...REPLACE IT! [Kindle Edition]Michael Williams (Author)]http://www.amazon.com/Dont-Try-Stop-Stuttering-REPLACE-ebook/dp/...Book Description
Publication Date: April 4, 2013
Stuttering Treatment: How to Stop StutteringThe logical and traditional way to approach stuttering is to try to treat, stop, overcome or manage it. The only problem is, this way often does not work. This guide will present to you another view, one that I think you'll find far more effective and successful in helping you achieve your fluency and life goals.You know that you are capable of being, doing and having more. You know that you are intelligent and are able or want to be able to contribute more to your job, class, family, community and world. But, something has been holding you back. You've felt limited, even controlled by stuttering. Well, the great news is that you can learn to start speaking more smoothly, fluently and confidently, but only IF you approach it from a completely different direction.My name is Michael Williams and I'm the founder of The Start Speaking Training Center and the PRO90D Speech System, and I stuttered for over 20 years. In this guide, I'm going to share with you no only how I have used stuttering as a springboard to excellent speech, but, how I am helping thousands of people around the globe do the same.If you are truly ready to make a change, and have an open mind, I believe you WILL find something in this guide that will truly transform your entire life. And, I don't say that lightly. This guide contains the pure essence of all of the techniques and strategies I use everyday to help people just like you unlock their speaking potential. This is not hype, or theory. The information contained in this guide is based on Neuroscience, Neuroplasticity, Accelerated Learning Strategies, and real life experience. May this guide be a true blessing to you and everyone your life touches.
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5 Keys to Doing Business With The Right People [Kindle Edition]colin myles (Author)]http://www.amazon.com/Doing-Business-Right-People-ebook/dp/B00BU...Book Description
Publication Date: March 14, 2013
In the 5 Keys to Doing Business with The Right People, author Colin Myles shares the fundementals for dealing with people and companies in business. With time tested and proven keys, Colin reveals a five step excercise to assist you make better choice and decisions, when it comes to spending your money.
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How To Be Successful: 21 Things the Most Successful People Don't Do After Getting Up! [Kindle Edition]Joe Allen (Author), David Donaldson (Author)]http://www.amazon.com/How-To-Be-Successful-ebook/dp/B008NU5F5O/Book Description
Publication Date: July 21, 2012
Do you know why some people are more successful than others? How come some people are earning more than you even they are not smarter than you? Why some people are living in a better life?Well...if you are seeking the answers, one of the reasons is that the most successful people do things differently. By doing things differently, you get different result.You could be like them, too; if you act like them. How?In "How To Be Successful: 21 Things the Most Successful People Dont Do After Getting Up! ", you'll learn the things that the most successful people don't do after they get up from bed, and what you could learn from them.Morning time is the most precious time in a day, the most successful people know how to utilized that time to maximize their day. Success has no secrets, it has patterns. Intimating what the most successful people do is just one method you could learn.Get this book today to know what you shouldn't be doing in the morning after getting up, and how you could benefit from it and start to live in a better life.
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Blood Type Diet [Kindle Edition]Valerie Lewis (Author)]http://www.amazon.com/Blood-Type-Diet-ebook/dp/B00C4W6CJ0/Book Description
Publication Date: March 31, 2013
Blood Type DietFeaturing Blood Type RecipesA blood type diet is one in which you aim to eat the right foods for your type of blood. Four different blood types determine the blood type diet food list. The blood types diet covers type O, A, and AB. The thought is that blood types and diet plays a major role in the health of the person. Each blood type has specific foods that are allowed and not allowed for consumption. Peter D'Adamo who pioneered the diet plan bases the diet plan very much on the book and research. He fully believes that blood type and diet are directly related and we should consume foods or diets for blood types to match each person.This book has an information section explaining all about the blood type diets, the theory behind the thought and goes over the foods list. The largest part of the book covers actual recipes for each blood type, type O, type A, and type AB. Each recipe section contains appetizers, desserts, breads, main dishes, and side dishes. Many of the recipes can be interchanged with some or all of the other blood types. Paying attention to the allowable and not allowable foods list helps to determine which recipes can go best with each blood type. The recipes in this book cover specifically for each blood type for quick and easy reference.Here are a sampling of the recipes for type O blood: Cheese Ball with Herbs, Sugar Cookies, Rye Bread, and Meat Loaf. Type A blood: Sardine Salad Spread, Fudge Cookies, Buttermilk Biscuits, Italian Chicken Breasts and Rice Stuffing. Type B blood: Meatballs A La Turkey, CranNut Cake, Fried Chicken Steak, and Green Beets. Type AB blood: Veggies and Goat Cheese Dip, Risotto Tomato Rice, Chicken Curry, Nutty Baked Yellow Delicious Apples, and Zucchini Bread.___________________________________________________________________________________________Double Your Productivity: How To Get More Done In Less Time [Kindle Edition]Victor L. Fox (Author)]http://www.amazon.com/Double-Your-Productivity-More-ebook/dp/B00...Book Description
Publication Date: April 4, 2013
You'll Be Amazed How Easy It Is To Achieve Your Goals In Half The Time!Do you often wonder how some people can get twice as much work done in a smaller time frame than you? Were these people born with higher energy levels and laser beam focus?Of course the answer is no. However, they do have the right tools, techniques, and strategies that allow their minds, bodies, and emotions to perform at a higher level.The good news is that all these things can be learned and replicated quickly. In fact, you can double your productivity in as little as 30 days.Did you know that most people restrain themselves from performing anywhere near as well as their minds and bodies were naturally designed to perform? Most people believe that productivity is all about prioritizing your tasks throughout the day, but in reality there is a lot more to it than that.The highest level of productivity is like a triangle where all sides support each other. High productivity requires your mind, body, and emotions to work together in a triangular fashion. Every time one of those three elements is out of place, a significant drop-off in productivity will occur. Therefore, you must calibrate each one of those elements for optimal performance.This book will walk you through the intricate process of fine-tuning each one of those areas. Once you mind, body, and emotions are in complete alignment with your goals and desires you will:- Get more work done in less time.
- Enjoy a state of flow while working.
- Hove more time for friends and family.
- Exceed everyone's expectations.
- Improve the quality of your work.
- Blast through projects that used to be difficult.
- Make everyone admire your work ethic and beg you to share your secrets.If I Could Do It, You Can Do It!I've always had big dreams and aspirations, but every time I went after my goals I ended up feeling like I overestimated my abilities. I frequently found myself struggling to meet deadlines, and the harder I worked the more exhausted I felt mentally, physically, and emotionally.Eventually I realize that I wouldn't be able to sustain this kind of workload much longer. That's when I decided that finding a solution to my problem was a must.I started reading tons of books on time management and productivity. Soon I had a lot of useful information. Some things worked better than others, but I was still not getting the kind of results that I wanted.Finally, I realized that it was probably a good idea to ask someone whose work ethic I admired. I wanted to see if they'd be willing to share some of their knowledge with me. I found one individual who was happy to share exactly the kind of information I was looking for. He explained his entire productivity system to me in detail. He said that if I followed everything he taught me, I would double my productivity very quickly. To my amazement, everything worked out just like he said it would.Now I want to share this information with you. And, I want to do it without giving you any useless filler. I don't have time for it and I know you don't either. Here's a taste of what you will learn inside this book:- How one master success ritual can blow open your floodgates of flow, creativity, and productivity.
- How to annihilate distractions once and for all.
- How you can quickly and easily improve your ability to focus and use it to skyrocket your productivity.
- A time management system that aligns with your natural inner clock.
- How to make your mind and body re-energize faster than you ever thought possible.
- And much more!Imagine yourself producing better quality of work in half the time it used to take you. And, you'll get to enjoy your work a lot more. After applying the methods in this book you will be amazed with how easy it is to double your productivity.So take action. Get your copy now, improve your productivity, and reach your goals faster than you ever thought was possible.______________________________________________________________________________________________________
At Office Yoga: Your At Work Yoga Guide For Stiff Bodies That Sit All Day (Just Do Yoga) [Kindle Edition]Julie Schoen (Author), Little Pearl (Author)]http://www.amazon.com/At-Office-Yoga-Bodies-ebook/dp/B00C7WW2XC/Book Description
Publication Date: April 4, 2013
You work hard all day! Don't you deserve a break?Recent studies have proven that sitting for extended periods of time throughout the work day is more than just uncomfortable and boring, it is detrimental to your health! To help combat dangerous side effects of sedentary lifestyles, like obesity, heart disease, depression, and diabetes, you need to move throughout your day -- a lot!At Office Yoga: Your At Work Yoga Guide For Stiff Bodies That Sit All Day shows you how simple doing yoga at work (and before and after) really can be. And it's so good for you too! Practicing yoga throughout the work day will: Increase Metabolism
Improve Posture
Prevent and Manage Carpal Tunnel Syndrome
Decrease Stress and Moodiness
Boost Energy and Productivity
Help You Feel Comfortable, Confident, and Awesome! Julie Schoen, professional yoga teacher based in New Mexico, guides you through three carefully crafted yoga sequences that are designed specifically to help keep you in tip top shape both mentally and physically while at work.The 7th installment of her popular Just Do Yoga series, Schoen's humor, detailed instruction, and beautiful color photographs make this yoga guide one you will return to again and again, beginners to advanced yogis welcome!Make The Best Of Your Work Day Today -- Buy At Office Yoga Now!
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What If? : A Romantic Parallel World Time Travel Thriller [Kindle Edition]IAN C.P. IRVINE (Author)]http://www.amazon.com/What-If-Romantic-Parallel-ebook/dp/B00C7RY...Book Description
Publication Date: April 4, 2013
NOTE: THIS BOOK WAS PREVIOUSLY PUBLISHED ON Amazon AS "London 2012 : What If?"Starting a few days after the Olympics in London have finished, 'What If?' was written for the commuter, for anyone who sits for hours every day travelling to work, and wondering...'is this the life I should be living? Have I made the right choices? ' ...and then wished for something else...The new alternative to The Time Traveler's Wife, this is a must read for everyone, regardless of what city you work in.'What If?' raises many interesting questions that make great topics to be discussed in Book Clubs. This edition comes complete with guideline questions for your book club to debate and discuss.The Story :Contemplating having an affair, bored with work, and convinced there must be something more to it all, James Quinn is a man just about to enter a mid-life crisis. James leads a successful life. But is it the right life? Instead of a Product Manager in Telecoms, should he have been a plumber, an Olympic athlete, or an artist? Life, as they say, isn't a practice run. This is it.
Convinced the 'grass is greener' everywhere else, and worried that he may be missing out, James Quinn is a man full of doubts.It's not that he hates his own life. Far from it. His 'life', as others may call it, is good. It's just that, nowadays he can't stop looking at other people and wondering if he is living the right one? What if James has got it wrong?And then there's Jane, the first girl he kissed at school, and the one that got away. What would life have been like if he had married her instead of his wife? Unable to control his curiosity he tracks her down through Facebook and discovers that she is now a beautiful woman, living in London, and unhappy in her marriage: like a moth drawn to a flame James finds himself heading for infidelity and feels powerless to stop.Then one day, during the normal underground commute to work in London, he looks up from his book and doesn't recognise the station name on the Jubilee Line, and in a split-second, everything changes.Emerging onto a platform at "New Cross Gate North", a station that shouldn't exist, James finds that Canary Wharf has vanished. Gone. And so have Selfridges and mobile phones.Instead, James finds himself in a parallel world, where the city he lived in has changed, and every moment is now a voyage of discovery into a new life: a new career in advertising, a new house, and a new wife: Jane-the object of all his fantasies.In this new world, James discovers that he is a flamboyant, intelligent, charismatic, successful businessman. Yet, even though he now has everything he has always dreamt of, he finds that he longs for everything else that he used to have but has now lost: his two children, Keira and Nicole, and his wife Sarah. Sarah, the woman he loved but took for granted.Convinced that both the past and present are real, he realises that somewhere Sarah must be as real in this world as she was in the last. Longing to hold her in his arms again, and with no apparent way back to his old world, he sets out to find Sarah in his new world. Wherever she is.Using knowledge from their previous life together, he manages to track her down. But James realises that before he can truly be together with Sarah once again, he must first understand what went wrong between them in the other world to avoid it happening again.What is the secret that his subconscious has hidden from his conscious mind, and which made him want to turn away from Sarah and into the arms of another woman? Will it be possible for Sarah to fall in love with him again in this new world? And is it too late to find a way back to the old world, and his old life?Or will he be stuck forever in this other world, yearning for the green, green grass of home?
____________________________________________________________________________________ The Seriously Silly ABC Book: A Rhyming Picture Book for Kids Learning to Read [Kindle Edition]Steve Hodge (Author)]http://www.amazon.com/The-Seriously-Silly-Book-ebook/dp/B00C4W41...Book Description
Publication Date: March 31, 2013
"The Seriously Silly ABC Book" introduces children to the letters of the alphabet one at a time using colorful drawings and simple sentences that emphasize the individual letters in bold, capitalized, brightly-colored type.You will point out the featured letter at the top of each page and encourage your child to find the several other examples of that same letter on that page, making this book a fun, interactive experience for both you and your child each time you share the book together.This book became a #1 Best Seller within days of its release.Once your child becomes familiar with the letters of the alphabet (or if your child is already there) you may want to check out the authors other rhyming picture books for kids learning to read; Things You Might See and More Things You Might See, each of which achieved a #1 Best Seller ranking in their childrens book categories the months they were released. More Things You Might See also earned a #1 Hot New Release ranking.Those books have entertained thousands of children while helping to guide them onto the path toward learning to read.
_____________________________________________________________________________________________Speed Writing for Nonfiction Writers: How to Double or Triple Your Daily Word Count [Kindle Edition]Ryan Healy (Author)]http://www.amazon.com/Speed-Writing-Nonfiction-Writers-ebook/dp/...Book Description
Publication Date: March 9, 2013
If youve ever struggled with the blank screen if writing feels like crawling through mud on your belly or if you just want to write faster than you do today then this book is for you.It will teach you the secrets of "Speed Writing" and how to double or triple your daily writing output.Imagine that you are able to write two or three times as fast as you can today. How much more would you be able to get published each year? More importantly, how much more would you be able to earn as a writer?Heres what youll learn when you read Speed Writing for Nonfiction Writers:* 4 reasons you need to write faster than you do today.* How I wrote an ebook in a single weekend -- and how you can, too.* How to conquer the blank screen once and for all.* How to quickly increase your writing speed so that you are able to double or triple your daily word count.* Mistaken assumptions that keep writers stuck in slow.* The 10 Powers of Speed Writing. How you can layer these powers for bigger gains in speed.* Why anybody with sufficient motivation can become a Speed Writer.* The difference between good writing days and bad writing days.* How to start stacking more high productivity days on top of each other so you can complete impossible writing projects in record time.* How to feel inspired every single time you sit down to write.* And much more.Speed Writing for Nonfiction Writers is for writers of all kinds. It doesn't matter whether you write articles, editorials, sales letters, white papers, or books. You will find techniques and principles that will make you a much faster writer.
Kindle Books 4/6/13
Added on : Saturday April 06th 2013 07:00:42 AM
As always, only guaranteed FREE at time of posting. All will have 4-5 stars, and there will be a mixture of genres, and books both new & old. I';; try to post more later, and please add any you find...The Rock Star's Daughter (The Treadwell Academy Novels) [Kindle Edition] (Teens)
http://www.amazon.com/Daughter-Treadwell-Academy-Novels-ebook/dp...
Pub. 7/5/11At the age of 15, Taylor Beauforte has only met her father twice in person. After all, he is the lead singer of a world-famous rock band, constantly on the cover of music magazines and giving interviews on MTV. He pays for Taylor to attend the Treadwell Academy, a prestigious boarding school in Massachusetts, and provides her mother with monthly checks to cover her basic needs, but has never made much of an effort to play an active part in Taylors life. Taylor's mom Dawn is the only family she has ever really known, and because of Dawn's hard-partying Hollywood lifestyle, studious Taylor is happiest on the other side of the country in Massachusetts with her nose buried in a book.
When Taylor 's mom unexpectedly dies the summer before Taylor starts her junior year, she receives a crash course in fame. She has no choice but to join her father and his new family on their summer concert tour before she has even had a chance to mourn the loss of her mother. Life as the daughter of a rock star seems like it would be enviable, but Taylor can't figure her dad out. He seems like a supportive authority figure (even if he's kind of a fashion tragedy) , but she is collecting a growing pile of evidence that he's a liar and a cheat. Her stepmother, Jill, cant seem to decide if she wants to treat Taylor like a girlfriend or a nuisance. Having had no time to grieve and say goodbye to her childhood before being thrust into the limelight, Taylor is suddenly finding herself in situations she could have never imagined before this summer.
With no one else to turn to, Taylor falls head over heels in love with Jake, the teenage son of one of the band's touring groupies. Taylor has growing concerns about Jake's background and the suspicious relationship between his mom and her own father, but is desperate for something real in her life onto which she can build a future. When Jake offers Taylor an opportunity to join him on a whirlwind adventure and leave her problems with her father far behind, Taylor has to decide should she carve out her own way in the world, or try to repair the relationship she has with her only living parent?
Over the course of the summer with the band, Taylor learns the depths of her own strength, the difficulty of overcoming loss, and that the definition of family means much more than shared bloodlines.Publishers Advisory: This book is intended for readers aged 12 and above. This book addresses topics of grief, infidelity, and includes romantic situations and mild language. We encourage parents to address mature topics associated with the difficult decisions of growing up with teen readers.=============================================
Rippler (The Ripple Trilogy by Cidney Swanson) [Kindle Edition] (Teens)
http://www.amazon.com/Rippler-The-Ripple-Trilogy-ebook/dp/B0052Z...
Pub. 3/08/13Over Two Weeks on the Amazon Teen Bestseller List!
When Samantha Ruiz turns invisible in front of team mates on a rafting trip,she knows something's wrong with her. According to her knowledgeable
friend Will, she's got a rare genetic disorder. Fearing a lifetime
sentence as a lab-rat, Sam wants to keep her ability secret. But she
also wants to know if there's a connection between dark Nazi experiments
on others like her and her own mother's death eight years earlier. At
the same time that Sam is sleuthing, she's falling hard for Will. And
soon, she'll have to choose between keeping her secrets hidden and
keeping Will safe.
========================================================30 Juices in 30 Days: Juicing Recipes for Health and Beauty [Kindle Edition]
http://www.amazon.com/30-Juices-Days-Juicing-ebook/dp/B00ATFVQYK...
Pub. 12.25.12One Month to a Healthier You
In Jeanene Kerr's "30 Juices in 30 Days: Recipes for Health and Beauty", you're going to get her exact steps for creating easy, healthy, and delicious juice recipes anyone can make. The benefits of juicing are immense, and in Kerr's book you'll find juice recipes not only for beautifying, but also to treat your body to nutrients we sorely need. Who has the time to eat 5 servings of vegetables and 4 servings of fruit every day? These juice recipes will allow you to get a super-fast, 15 minute infusion of nutrients your body needs through juicing. Processed foods take anywhere from 6 to 20 hours to fully digest. Vegetable and fruit juices get into your bloodstream and make you feel good in as little as 15 minutes! Included in the book are 30 full juice recipes that will: - Give you glowing, youthful skin and wrinkle fighters
- Energize your mood and strength
- Lower blood pressure and give you a healthier heart
- Aid in weight loss and recipes for meal replacements
- Boost your immune system with antioxidant-rich ingredientsOne juice per day for a month will leave you feeling like a new person. Your body will reward your healthy habit by not only feeling more energized -- you'll start to look healthier, too! That means clearer skin, softer hair, and stronger nails -- and this is just the beginning. These beautifying details are side effects of a healthy lifestyle, and you can have it all just by juicing. Juicing is so easy, anyone can do it. Most recipes are only 5 ingredients or less and take only minutes to make. Best of all -- they're plain ol' delicious! Jeanene shows you how to make any juice delicious with the addition of particular ingredients. Bonus: What to do with all the leftover juice pulp? Don't just throw it away! Jeanene includes a signature recipe for a tasty juice pulp cake and muffins. Baked goods have never tasted so good, while being so good for you.
===========================================================Juicing Recipes For Oranges (Benefits Of Juicing) [Kindle Edition]
http://www.amazon.com/Juicing-Recipes-Oranges-Benefits-ebook/dp/...
Pub. 3/29/13This information was developed by my family to help us enjoy the benefits of juicing. We always grew a garden every year and juicing was a great way to use the ripe fruits and vegetables that we were fortunate to gather throughout the growing season.This book focuses on a favorite of most people--Orange Juice and many tasty combinations with other fruits and vegetables to add variety to this favorite juice.There are three ways to enjoy fruits and vegetables or a combination of fruits and vegetables. Eating, juicing or blending.You will need to try out juicing or blending to see which one will work for your lifestyle. Exploring the options or adding the option that will work for you will make it easy for you to enjoy more fruits and vegetables in your diet.
===================================================Just Desserts [Kindle Edition]
http://www.amazon.com/Just-Desserts-ebook/dp/B00AK3RB7W/...
Pub. 12/6/1244 recipes for festive desserts and drinks for the holiday season, all contributed by the wonderful authors and staff at Tirgearr Publishing.This book is a celebration of our publishing year and instead of the traditional Christmas card, we thought we would put together a book of our favorite festive recipes.All the authors and staff have given their recipes and time to make this book without remuneration.** All proceeds from the sale of this book go to charity. **DESSERTSBe Still My Heart Banana Nut Bread by Patricia McAllister
Bread Pudding by Kemberlee Shortland
Canadian Christmas Pudding with Rum Sauce by Lynette Willows
Cappuccino Mousse by Christine McPherson
Chocolate Fondue by Stephanie Johnson
Chocolate Seduction Cake by Charlene Raddon
Cream Cheese Cookies by Dellani Oakes
Crumbs Crumble by Cathy Mansell
Dark Dream Bites by K.A. Laity
Divinity Fudge by R.L. McCoy
Individual Apple Sponges by Christine McPherson
Irish Brack by Cathy Mansell
Irish Pancakes with Sugar and Lemon by Peter Shortland
Magpie Pie by K.A. Laity
Mexican Wedding Cookies by Scarlett Valentine
Mince Pies by Peter Shortland
Mini Filo Dessert Bites by Isabo Kelly
Oatmeal Cookies by Charlene Raddon
Pecan Pie by R.L. McCoy
Pumpkin Pie by Amanda Stephanie
Pumpkin Roll by Carley Bauer
Pumpkin Spice Bread by Amanda Stephanie
Raspberry-Topped Lemon Pie by Charlene Raddon
Red Velvet Cupcakes by Scarlett Valentine
Rich, Thick and Chocolate Brownies! by Christy Nicholas
Rum Balls by Kristi Ahlers
Savarin Cake by Charlene Raddon
Shes My Cherry Pie by Scarlett Valentine
Shortbread Cookies by R.L. McCoy
Sugar Cookies by Kristi Ahlers
The Real Deal Baked Cheesecake by Patricia McAllister
Walnut Spice Cookies by Isabo KellyDRINKSBrandy Eggnog by Dellani Oakes
Ginger Snap Martini by Stephanie Johnson
Hogmanay by Stella Whitelaw
Holly Berry by Stella Whitelaw
Hot Apple Cider by Kemberlee Shortland
Hot Butterscotch Chocolate by Christy Nicholas
Hot Chocolate Mix by Dellani Oakes
Mulled Cranberry Juice by Lynette Willows
Peppermint Martini by Stephanie Johnson
SnowFall (not Snowball) by Stella Whitelaw
The Manchester by C. Margery Kempe
The Swan Prince by C. Margery Kempe
========================================================Get High Eat Well - Pot Smoker's Guide To the Munchies [Kindle Edition]
http://www.amazon.com/Get-High-Eat-Well-ebook/dp/B00BRYQM2I/...
Pub. 3/09/13Get High Eat Well - Pot Smoker's Guide To the Munchies is the go-to guide or the essential food bible for the food passionate and herbal connoisseur. If you just love to eat damn good food then this is creme da le creme ladies and gentleman.A peculiar phenomenon associated smoking marijuana is increased hunger... This phenomenon is often called, Having the munchies." Research actually shows that smoking marijuana increases food enjoyment and the number of times a person eats each day.So why not be ready? Why not prepare yourself for the "munchies?" World renown Marijuana Enthusiast, "The Pathfinder" shares with YOU, the recreational pot smoker, his very best munchies recipes. Painstakingly researched and compiled over many years of both pot smoking and gourmet cooking, The Pathfinder has created a ONE OF A KIND insider's guide to satisfying those munchies like they've never been satisfied before.Munchies were a relative mystery until recently... However, a recent study by Italian scientists very likely explains what happens to increase your appetite after smoking marijuana. Molecules called endocannabinoids bind with receptors in the brain and activate hunger pangs thereby creating the "munchies."You know you're going to give in to the munchies anyway, so why not give in GOURMET STYLE?
===========================================================Go Veggie! The New Vegetarian Cusine [Kindle Edition]
http://www.amazon.com/Veggie-The-Vegetarian-Cusine-ebook/dp/B00A...
Pub. 11/04/12More and more people want to enjoy a healthy diet, and are discovering the delights of vegetarian cuisine. Go Veggie! contains the entire richness of meatless cuisine that lacks nothing!Whether a quick meal during the working week or a clever recipe to delight guests, everything is explained clearly, step by step, and the many photographs make sure that even beginners can enjoy culinary success. The dishes are all combinations of lots of fresh vegetables, carbohydrates and the important plant proteins such as nuts, legumes, dairy products and eggs healthy and delicious! Go Veggie! will also show you how the protein foods tofu, seitan, and tempeh can be made into delicious dishes.
-----------------------------------------------Lonely Planet Across Asia on the Cheap [Kindle Edition]
http://www.amazon.com/Lonely-Planet-Across-Cheap-ebook/dp/B00BG3...
Pib. 2/01/13Lonely Planet: #1 Travel publisher in the world*
Lonely Planet Across Asia on the Cheap is a reprint of the very first Lonely Planet guide, originally published in 1973. It gives anyone interested in travel a unique insight into how Lonely Planet began and an idea of what it was like to travel Overland from Europe to Asia, 40 years ago. Inside Lonely Planet Across Asia on the Cheap Introduction to the Lonely Planet story
Latest eBooks Discover how far Lonely Planet's books have changed over the last 40 years
Country by country get an understanding of what it was like to travel Overland in the 70s... ideal for the armchair traveller eBook Features Seamlessly flip between pages
Quickly find what you are looking for with search capabilities
Use bookmarks to quickly return to a page
Add notes by touching a word to personalize your guidebook
Inbuilt dictionary allows you to quickly look up the meaning of any word
=========================================================Adventure Travel - 16 stories from a world traveller hoping to provide little inspiration for your next travel... by Ian Usher
http://www.amazon.com/Adventure-Travel-traveller-inspiration-ebo...
Pub. 4/29/12When Ian Usher put his "life" up for sale on eBay in 2008, he had no idea where life's adventure was going to take him next. Asked many times in interviews, "What will you do once you have sold your life?", his usual glib response was, "Anything I like, really!"But what did he really want to do next? After some frantic list writing, and last-minute planning, a two-year adventure developed - a list of 100 lifetime goals, and a challenging timeline of 100 weeks! This book details a few of the more adrenaline-fuelled and adventurous activities found along the way. The amazing adventures chronicled here include:-Bungee jump #1
Tomatina
High-diving
Oktoberfest
Hawk flying
Guns
Jet boat
Horse riding
Dog sledding
Captain Zodiac
Outback 4WD
Ayers Rock/Uluru
Kitesurfing
Cheese rolling
Wall of Death
Running with the bulls at PamplonaThe book also includes photos, and links to videos of many of the adventures too. Who could fail to be inspired to get out there and experience some of the adventure that the world has to offer?
=============================================================Candle in the Darkness (Refiner's Fire Book #1) (Refiner's Fire) [Kindle Edition]
http://www.amazon.com/Candle-Darkness-Refiners-Fire-ebook/dp/B00...
Pub. 1/01/02Book 1 in the Refiner's Fire series. The daughter of a wealthy slave-holding family from Richmond, Virginia, Caroline Fletcher is raised in a culture that believes slavery is God-ordained and biblically acceptable. But upon awakening to the cruelty and injustice it encompasses, Caroline's eyes are opened for the first time to the men and women who have cared tirelessly for her. Her journey of maturity and faith will draw her into the abolitionist movement, where she is confronted with the risks and sacrifices her beliefs entail.
===================================================Modern Buddhism: The Path of Compassion and Wisdom - Volume 1 Sutra by Geshe Kelsang
http://www.amazon.com/Modern-Buddhism-Compassion-Wisdom-ebook/dp...
Pub. 4/16/11Introduction and EncouragementThis eBook Modern Buddhism The Path of Compassion and Wisdom, in three volumes, is being distributed freely at the request of the author Geshe Kelsang Gyatso (the Kindle Store sets the minimum price at 99 cents and also additional taxes are added in many countries). The author says: Through reading and practicing the instructions given in this book, people can solve their daily problems and maintain a happy mind all the time. So that these benefits can pervade the whole world, Geshe Kelsang wishes to give this eBook freely to everyone.We would like to request you to please respect this precious Dharma book, which functions to free living beings from suffering permanently. If you continually read and practice the advice in this book, eventually your problems caused by anger, attachment and ignorance will cease.Volume 1 Sutra explains how to practise basic Buddhist compassion and wisdom in daily life. Covering topics such as What is Buddhism?, Buddhist Faith, The Preciousness of our Human Life, What does our Death Mean?, What is Karma?, The Four Noble Truths & Training in Love and Compassion, this volume shows how we can transform our lives, improve our relationships with others and look behind appearances to see the way things really are.Please enjoy this special gift from Geshe Kelsang Gyatso, who dedicates: May everyone who reads this book experience deep peace of mind, and accomplish the real meaning of human life.
====================================================Your Happily Ever After by Dieter F. Uchtdorf (May 25, 2012) - Kindle eBook
http://www.amazon.com/Your-Happily-Ever-After-ebook/dp/B00867483...Sometimes we need a reminder that life was never all sunshine and roses for fairy-tale princesses. Before the true love's kisses and happily ever afters, there came once upon a times of poisoned apples, spindle pricks, and impossible tasks.Speaking to the princesses of our Heavenly King, President Dieter F. Uchtdorf compares their challenges to those faced by famous fairy-tale heroines. Recounting Belle's captivity, Cinderella's servitude, and the sacrifices of the miller's daughter, President Uchtdorf emphasizes that each princess had to overcome adversity before she reached her happily ever after.Your Happily Ever After is an inspiring and uplifting message that will encourage latter-day princesses to focus on God's plan, to find happiness in service, and to embrace the blessings of the gospel.
=================================================================The Honor of the Queen (Honor Harrington) by David Weber (Mar 1, 2000) - Kindle eBook (Sci Fi)
http://www.amazon.com/The-Honor-Queen-Harrington-ebook/dp/B00BBI...RIGHT WOMAN, WRONG PLACEIt's hard to give peace a chance when the other side regards war as the necessary prelude to conquest, and a sneak attack as the best means to that end. That's why the Kingdom of Manticore needs allies against the so-called ""Republic"" of Haven--and the planet Grayson is just the right strategic place to make a very good ally indeed. But Her Majesty's Foreign Office had overlooked a ""minor cultural difference"" when they chose Honor Harrington to carry the flag: women on the planet Grayson are without rank or rights; Honor's very presence is an intolerable affront to every male on the planet.At first Honor doesn't take it personally; where she comes from gender discrimination is barely a historical memory, right up there in significance to fear of the left-handed. But in time such treatment as she receives from the Graysonites does become wearing, and Honor would withdraw if she could--but then Grayson's fratricidal sister planet attacks without warning and she must stay and prevail, not just for Honor's honor, but for her sovereign's, for--THE HONOR OF THE QUEEN.At the publisher's request, this title is sold without DRM (Digital Rights Management).
===============================================================Viewers (The Viewers Trilogy) by Scott Hawthorne (Mar 28, 2013) - Kindle eBook *Sci Fi)
http://www.amazon.com/Viewers-The-Trilogy-ebook/dp/B00C3N0C3M/re...
Pub. 3/28/13They can access alien technologies with only their minds. Captured by a psychopath, sixteen year old Glen Davies and his friends Alyssa and Neil must now choose between saving their loved ones and the subjugation of the planetSince the dawn of man, there have been Viewers. Leonardo Da Vinci, Issaac Newton, Albert Einstein, Bill Gates. People who, using only their minds, can tap into an alien internet and glimpse advanced technologies. Many of them think what they see comes from their own imagination. Others know better. For ages they have advanced our quality of life through their inventions and discoveries.But now, a mad man has decided to capture every viewer he can, and force them to use their abilities to create for him advanced weaponry with which he will conquer and subjugate every country on Earth. Their only way to stop him is if Glen and his fellow captive viewers fight back but to do so and fail would mean that they, their families, and loved ones would pay the ultimate price.
========================================================The Busy Writer's One Hour Plot by Marg McAlister (May 14, 2012) - Kindle eBook
http://www.amazon.com/Busy-Writers-Hour-Plot-ebook/dp/B0083FXTB6..."I have gone to writer's conferences for over 10 years now and have read most of the books out there on writing. Your One-Hour Plot book is the best tool I have read and heard about. It has completely changed how I write. I HATE outlining and plotting; I am a pantser. But, with your approach, I can do it and not hate it. Using the One-Hour Plot, I am able to create an easy outline. Thank you for writing so simply that I can understand and apply your advice immediately. (But, simplicity does not mean your books are not full of powerful material. On the contrary!)" Stacy DupleaseIf you're a busy writer who loves to write, but hates to plot... the One-Hour Plot System is just what you've been looking for!Lots of people have great ideas for a book. They're so excited that they just can't wait to fire up the computer and start writing. Dizzying visions of being a popular author with fans lining up for the next book have them bashing out page after page... for a few days. Or maybe even a few weeks. Then the harsh reality sets in. They take a day off writing The Novel, because they have come up blank. They can't seem to work out what should happen next... maybe a night off will help?The next day they still can't think of what to do next, so they take another day off. Uh oh. Is this the dreaded 'Writer's Block' they've read about??? Probably not. It's more likely to be You-Forgot-to-Plot-Your-Book Block. The sad truth is that while some writers can write day after day and plot 'on the fly', most of us need to have some idea of where we're going. It's not necessary to sit down and create a 40-page outline or spend days on character profiles (although you can if you want to!) but you will have a better chance of writing your book quickly and easily if:You know what your characters want,
You know why they want it, and
You know how they plan to get it.
That's where the Busy Writer's One-Hour Plot comes in. It shows you how to sit down with a timer and a handful of index cards, and work out a solid framework for your story... in just 60 minutes. But it doesn't stop there. It also shows you: How to prime the pump (so the ideas flow during that 60 minutes)
How to tweak your plot (you have the framework - now start fleshing it out)
How to use sub-plots
How to write a good ending
How to add a twist
Where to find further resources (because good writers are always thirsty for more knowledge!)
Everyone can spare an hour. At the end of it, armed with The Busy Writer's One-Hour Plot, you could also have the beginnings of your own best-seller. More comments from writers: "I've just tried the one-hour plot and loved it! I had no idea how the story would end so this surprised me... this is fast and doesn't let me procrastinate." Sharon Halasz "I closed the door. I muted the mobile. I set the timer for an hour. I started with an idea and I went from there... When the timer buzzed an hour later I had an outline of the plot: setting, character motivation, obstacles, action, character growth and the all-important ending. I had a working outline of my next novel!" Margaret Warner.
=======================================================================If Only I Could Read "Going to the Jungle" (Andy's Alphabet Adventures) by Heather Humbert (Mar 31, 2013) - Kindle eBook
http://www.amazon.com/Could-Jungle-Alphabet-Adventures-ebook/dp/...If Only I Could Read is a book series
"Andy's Alphabet Adventures Volume 1 "Going to the Jungle"
is a fun adventure with each alphabet letter colored for easy learning.
This book takes children on a fun adventure of ideas and imagination.
"If Only I Could Read" will inspire, encourages and teach children that
when they learn how to read and use their imagination...
they can go anywhere and do anything inside any book they are reading!
=========================================================================Understanding Credit Cards (Credit Cards 101) by Soluciones Tainas (Mar 25, 2013) - Kindle eBook
http://www.amazon.com/Understanding-Credit-Cards-101-ebook/dp/B0...Technology continues to advance everyday, with it so do advances in the economy. When it comes to financial resources, innovation; as a result of efficient financial system and services; has actually given individuals the best ways to manage their finances. One of great advances are Credit Cards. But just what are credit cards and how do we use them? How can you find the best one for your needs? This book gives you the basics of proper credit card adquisition, management and credit history maintenance.Est. Reading Time: 10 mins.
===============================================================Natural Mosquito Control: How To Get Rid Of Mosquitos Fast Without Toxic Chemicals or Insecticides (Organic Pest... by Stephen Tvedten (Mar 16, 2013) - Kindle eBook
http://www.amazon.com/Natural-Mosquito-Control-Insecticides-eboo...How To Kill Mosquitoes Without Pesticides or Toxic Chemicals Learn The Secrets of a Natural Bed Bug Pest Control Expert Everything you've been taught about killing mosquitoes is wrong! Learn how to: Kill Mosquitoes Instantly Without Any PesticidesDid you know that spraying pesticides to kill mosquitoes actually increases mosquito populations? This is because the same pesticides that "control" mosquitoes actually kill all the mosquito predators, including dragonflies. And the mosquitoes are much more resilient and respawn faster than their predators. So if you want an even worse mosquito problem, by all means start spraying pesticides. But if you want to get rid of your mosquito problems once and for all, read this book!
11 Natural Mosquito Repellents That Work Better Than DEETDEET and other chemical mosquito repellents aren't nearly as effective as natural insect repellents like catnip and 10 others you'll learn about in this book.
-=============================================================Ultimate Green Cleaning For Busy, Eco-Friendly People by Dylan Cruise (Mar 18, 2013) - Kindle eBook
http://www.amazon.com/Ultimate-Cleaning-Eco-Friendly-People-eboo...Discover how quickly and easily you can convert your home to an eco-friendly, sustainable, safe environment with Ultimate Green Cleaning! You'll learn of remarkable new eco-friendly technologies that save money and clean better than standard chemical cleaning. You'll discover simple, affordable solutions to replace many of the chemicals we use to clean our homes and automobiles. And You'll ultimately save money at the same time, as you won't be paying for over-priced, under-performing, potentially-dangerous chemical solutions for cleaning your home.Clean better. Clean safer. Clean faster. All natural, sustainable, and most importantly, effective solutions are provided in an easy-to-read, step-by-step format.Features and explains two new products that are just recently available to the marketplace, the e-cloth and the PureWash.
Kodak PIXPRO 16MP 36X Optical Zoom HD Video 3" LCD SLR-Style Camera Bundle with 8GB Card and Software
http://www.hsn.comitem # 258-157
- $199.95
Kodak PIXPRO 16MP 36X Optical Zoom HD Video 3" LCD SLR-Style Camera Bundle with 8GB Card and Software
Sure, you could use your camera phone, but why would you trust your Precious Moments to something less than spectacular? A press of the PIXPRO's zoom button quickly moves you from the stands to the field for your son's winning touchdown. Need a wider view? Another click or two captures a sweeping panorama of your national park vacation with the kids. Wherever your sentimental journey takes you, make sure it looks as vivid and dynamic as the day it happened. What You Get

Camera
Lithium-ion rechargeable battery
8GB SDHC card
AC adapter
USB cable
Shoulder strap
Lens cover and cord
Nova 4-title software DVD-ROM
User manual on CD-ROM
Quick-start guide
Manufacturer's 1-year limited warranty Good to Know  
Bundled software is not Macintosh compatible.
Debunking Crugman, Bernanke and Co - deficits do matter
Added on : Tuesday March 12th 2013 08:02:19 PM
Sorry, I know it's a blog-like post, but I enjoyed the article By Laurence Kotlikoff and just must share:
Krugmans Four Dangerous Fiscal FablesThere are four dangerous fiscal fables afloat. The first is that taxes can be cut to raise revenues and lower the deficit. The second is that spending can be raised to raise revenues and lower the deficit. The third is that the deficit can be financed by printing money with no real consequences. And the fourth, and most dangerous, is that the deficit's accumulated value -- the official debt -- is a meaningful measure of our country's or any country's true indebtedness.Paul Krugman, who has been pleading for more deficit spending on a continuous basis in his New York Times column, is hawking all four fables. Pity our children if our policymakers continue to take his views seriously.The Deficit and RealityLet's start with the worst fable, namely that the debt Krugman is considering is, in fact, the right measure of our government's obligations. The measure Krugman is using is the official debt in the hands of the public, which is $11 trillion. But the true debt, known to economists as the fiscal gap, which includes all the off-the-book obligations of the government, is 20 times larger!These off-the-book obligations include the requirement, under current law, to pay today's 40 million seniors, on average, $30,000 per year in today's dollars in Social Security, Medicare, and Medicaid benefits through the rest of their days. They include the requirement, under current law, to pay today's 78 million baby boomers, when fully retired, $40,000 per head, in today's dollars, in Social Security, Medicare, and Medicaid benefits. They include the requirement to pay for all future military expenditures, all future welfare benefits, all future Supreme Court Justices salaries, and the list goes on.Like interest and principal payments on official government debt, these other payments are coming in the future. But of all the expenditures the government is promising explicitly or implicitly to make in the future, only those called "interest and principal payments" are being valued in the present and included in Krugman's measure of government debt.Perhaps Krugman should sit down with a 75-year-old and ask her whether she thinks the government has an obligation to continue sending her a Social Security check every month or a commitment, under Medicare and Medicaid, to help cover her future healthcare bills. Perhaps he should sit down with an admiral and ask whether the government has an obligation to build new submarines and maintain our fleet over time. Perhaps he should ask the head of the Department of Transportation whether there is a requirement to repair federal highways and build new ones.Krugman would quickly learn that these debts -- these obligations to spend -- are no less real and, indeed, a lot more real than the official debt. The official debt, after all, can be wiped out in real terms by printing money and raising prices. Not the case for our transfer payments and direct government purchases. They are either formally or informally indexed for inflation. As for the politics of who will get paid in a crunch, it's not the official debt holders. Just ask Greek bond holders how they fared in recent years compared to Greek retirees collecting state pensions.Paul Krugman is a Nobel Prize winner in economics. He should know the debt is not well defined -- that what's put on the books and what's kept off the books reflects labeling choices by successive Congresses designed to make the official debt as small as possible because, guess what, people like Krugman are writing about the official debt, but not the unofficial debt.Economists have been discussing this labeling problem and have been producing meaningful fiscal gap measures, that are label-invariant, for 40 years. I wrote a column called Deficit Delusion on this in the Public Interest back in 1984 and one in Science back in 1988. My most recent column is posted on the PBS Newshour site.Yet Krugman says in his most recent column that "I have yet to see any coherent explanation of why these longer-run concerns should determine budget policy right now." The coherent explanation is given by economic theory, which makes crystal clear that the choice of fiscal labels is economically arbitrary and that, as a consequence, the projected path of the government's short and long-term cash flows is arbitrary, and that, as consequence, economic theory does not distinguish short-run vs. long-run budget policy. What economic theory tells us is to look at the entire projected path of policy, measure its fiscal gap, and decide on the basis of the size of its fiscal gap whether the policy is sustainable.The equations of our economic models don't define the debt. It's that simple. Nor do the equations in physics define time or distance. In physics, how you measure time and distance is a matter of your frame of reference, which can be viewed as a language or labeling convention.When I was asked in 1988 by Science to write about economics fiscal relativity problem I was struck that the hard scientists could get this point so quickly and that so many economists could not. But, then again, economists are the tailors of this emperor's new clothes and have a very strong incentive to keep discussing fiscal policy using meaningless measures. Krugman is the chief tailor in this regard.The U.S. fiscal gap of $222 trillion is enormous and totally unsustainable. But rather than discuss the fiscal gap, Krugman discusses the official debt which is one-twentieth as large and, as indicated, a measure of the government's words, not its policies.Of course, once you have the emperor convinced that his new clothes are for real, you can take full advantage of his ignorance. Krugman is doing this with his readers. He's taking advantage of their ignorance by showing that a non-measure of government sustainability, intentionally designed to be as small as possible, is not of major concern. And in claiming that the long-run is distinct in terms of policy from the short run and can be ignored until we reach it, he's persuading his readers that they needn't worry about the fiscal Sword of Damocles suspending over our children's heads.This is fiscal child abuse pure and simple, and Krugman should be ashamed of his contribution to it. There is not a single dynamic model of the economy's dynamic transition being published in leading economics journals that doesn't include the constraint that the fiscal gap be zero. But Krugman simply discards what we academic economists call the government's intertemporal budget constraint.Let's be clear. Generationally speaking, paying for the government's spending is a zero sum game. Eliminating the fiscal gap -- satisfying the government's intertemporal budget constraint -- requires either a) an immediate and permanent 64 percent hike in all federal taxes or b) an immediate and permanent 35 percent cut in all projected government outlays including those called "interest and principal." If we wait a decade to take our medicine, these figures become 70 percent and 38 percent respectively. And, guess what? In that case, our children will face even higher taxes or lower spending over their precious lives.These aren't my estimates of the fiscal gap or what's needed to close it. They are my calculations based on the Congressional Budget Office's long-term fiscal forecast called the Alternative Fiscal Scenario. The CBO publishes this forecast in June each year. Last June the fiscal gap was $222 trillion. In June 2011 it was $211 trillion. It rose by $11 trillion between 2011 and 2012, which is the same amount as the entire stock of federal debt! The reason, in large part, is that baby boomers got one year closer to cashing in on all those Social Security, Medicare, and Medicaid payments which they are owed, but which have conveniently been ignored in tallying up federal debt.Krugman dismisses the terrible zero sum generational game we are playing with our kids. He sees our economy operating at less than full employment and says that if the government spends more on what it labels as purchases or transfer payments the economy will be stimulated, everyone will be hired, and the extra spending covered by the associated extra revenues.Something for NothingThis is the second fable -- demand-side voodoo economics -- that more spending will beget more taxes. But it's also the first fable -- supply-side voodoo economics -- that less taxes will beget more taxes. The reason is that cutting someone's taxes is, apart from words, no different that increasing their transfer payments so since Krugman believes that more transfer payments will pay for themselves, he must, perforce, believe tax cuts pay for themselves.Believing that we can get something for nothing -- that we can, in effect, produce mana from heaven by being more fiscally profligate -- is believing in magic. This is why President Bush, the senior, properly called such fantasies, when they were being espoused by Ronald Reagan, "voodoo economics." And when George Bush, the junior, cut taxes, Krugman routinely skewered him for doing precisely what Krugman is now advocating -- praying for mana.But let's assume Krugman has it right and that gambling yet further with our children's economic future will restore the economy to full employment. How much of the fiscal gap will go away? Precious little.Given the recent tax hike and sequester cuts, my guess is that this June's Alternative Fiscal Projection will look better, that the fiscal gap will fall to $200 trillion, and that we'll be short, on an ongoing basis, not 12 percent of GDP, but 11 percent of GDP.The CBO projection has the economy returning to full employment (defined as 5.5 percent) in 2017.If we could miraculously and immediately get back to full employment at no net budgetary cost via spending that pays for itself that would mean, at most, 5 percent more GDP for 4 years relative to what the CBO projects will arise. In terms of lowering the fiscal gap, this would contribute perhaps 2 percent in net revenue for four years against the 11 percent in additional net revenue needed in those years. But, and this is key, it would do nothing to come up with the 11 percent of GDP in net revenue needed for every year in the country's future beyond 2017. The point is that we'd still have an absolutely enormous fiscal gap to deal with even if more voodoo finance pays for itself and immediately gets the economy back to its potential GDP.Earth to Paul Krugman. We've just spent four years experimenting with demand-side and supply-side economics. During this time, the fiscal gap rose by $42 trillion to its current value of $222 trillion. If the fiscal gap in June is $200 trillion, as I predict, its $22 trillion decline won't reflect the healing power of your crude Keynesian voodoo policy, but real tax hikes and spending cuts.So as a means of achieve fiscal solvency, neither Keynesian demand management nor Reagan supply management is working. Yet Krugman and his partner in economic crime -- Larry Summers -- would say more voodoo medicine is needed. But we gave the patient a very big dose and he didn't respond.Meanwhile the underlying structural drivers of the long-term fiscal gap were ignored with all attention focused on the "short term." Again, every passing year brings us closer to all 78 million baby boomers receiving their benefits. These projected payments are like zero-coupon bonds. We're not feeling any cash-flow pain from them now, because Congress arranged the payment stream to delay when they come due. But they will come due shortly.Social Security, Medicare, and Medicaid expenditures are a 35 percent larger share of GDP today than in 2000. President Obama was able to stabilize this growth in his first term, but he didn't reverse it. Meanwhile, the way his healthcare reform was implemented could lead to explosive costs. There is a huge incentive under the Affordable Care Act for employers to shut down their health insurance plans, pay the relatively small penalty, and ship their workers over to the new health exchanges where the vast majority will get very large subsidies. This was one of the few things that Mitt Romney actually got right. But the Congressional Budget Office doesn't have this baked into their projections as far as I know.Don't Forget About InflationThe last fable -- fable three -- is that we can pay off our debts, no matter their labeling, simply by printing money. There is, today, a band of very prominent pundits and policymakers, I'll call them the Money Printers, who think the U.S., the UK, the Eurozone, and Japan can safely print tons and tons of money, pay their bills with this paper, and never have to worry about inflation. The ranks of the Money Printers include not just Krugman, but also Fed Chairman Ben Bernanke, FT columnist, Martin Wolf, Adair Turner, head of the UK's Financial Services Authority, the new Prime Minister of Japan, Shinzo Abe, IMF chief Christine LaGuarde, and the list goes on.But we've seen this movie for five years now, and it's a horror show. Since 2007, the developed world's central banks have roughly tripled the basic amount of money, called the monetary base, that existed in 2007. This has laid the groundwork for a tripling of the price level, i.e., for hyperinflation. Yet the printing presses continue to run at full tilt every second of every minute of every day. Here, again, we have reckless endangerment of our children with no accounting of the generational risks being imposed.In the last century, 20 countries ended up with hyperinflations by using the printing press to avoid taking fiscal responsibility. Now we have virtually the entire developed world printing money out the wazoo.Krugman's response is, "Where is the inflation? Where are the high interest rates?"My answer is give it time. The long history of fiscal and financial crises is that they happen abruptly, at a moment that seems not to matter, but in retrospect it was easy to see that the crisis would eventually materialize.I'm not a religious person, but this quote from the bible seems apt: "When I was a child, I talked like a child, I thought like a child, I reasoned like a child. When I became a man, I put the ways of childhood behind me."The belief in and practice of voodoo economics, extraordinary reliance on the printing press, and the intentional use of deceptive measures of our nation's fiscal obligations is, at its root, childish, selfish, and self-serving behavior by people who don't deserve the title of "adult."Laurence Kotlikoff is an economist at Boston University and President of Economic Security Planning, Inc. whose company markets Maximize My Social Security and ESPlanner (Economic Security Planner).
New Arrivals: Patrizia Pepe - Precious Fly - Jeweled Buckle Suede Belt
Added on : Friday February 22nd 2013 09:01:38 AM
Mex wearable length: 90 cm. Made in Italy.
New Arrivals: Patrizia Pepe - Precious Fly Charm Ring
Added on : Thursday February 21st 2013 09:01:17 AM
One size: 6 US/ 11 IT/ L UK/ 51 mm/ 16.2 DE. Signature box included.
New Arrivals: Patrizia Pepe - Precious Fly Brass with Crystals Earrings
Added on : Thursday February 21st 2013 09:01:17 AM
Signature box included.
New Arrivals: Patrizia Pepe - Precious Fly Brass and Crystals Earrings
Added on : Thursday February 21st 2013 09:01:17 AM
Signature box included.
New Arrivals: Patrizia Pepe - Precious Fly Pink Pendant Necklace
Added on : Saturday February 16th 2013 09:01:58 AM
Signature box included.
New Arrivals: Patrizia Pepe - Precious Fly Pendant Necklace
Added on : Saturday February 16th 2013 09:01:58 AM
Signature box included.
Signature box included.
New Arrivals: Patrizia Pepe - Precious Fly Golden and Pink Bangle Bracelet
Added on : Saturday February 16th 2013 09:01:58 AM
Signature box included.
Aisee BD to MKV Copy at Bits du JourProduct description:Let's face it, Blu-ray movies are way more expensive than their DVD counterparts. While you can find DVDs for as low as $5 a pop, the same title in high definition Blu-ray seems stuck at $25 and never seems to budge! That's why, when you own Blu-ray movies, you want to make sure that nothing damages your precious investment. The best way to do it? Make a backup copy to a digital file. The best way to do that? With today's discount software promotion, Aiseesoft BD to MKV Copy!Aiseesoft BD to MKV Copy lets you backup your Blu-ray movies to MKV files without compromising audio or visual quality. With Aiseesoft BD to MKV Copy, you have your choice of which subtitles and audio tracks to copy, so you lose nothing by converting your hardcopy disc to digital form (except those tracks that you don't want). Best of all, you can even copy 3D Blu-ray movies!Nothing could be easier than using Aiseesoft BD to MKV Copy to make backup copies. A handy preview function lets you see the quality of your results before committing to an entire copy, while a snapshot feature lets you capture screengrabs of your favorite cinematic moments. The entire copying process takes just a few clicks! There's simply no better way to make backups of Blu-ray discs than by using Aiseesoft BD to MKV Copy.
Doctor Visit = blank check? Seeing docs the FW way?
Added on : Wednesday February 13th 2013 02:00:56 AM
I am a long-time reader. I have learned a lot from you all. I think I have something to share that I think it's beneficial to everyone too. One time, I got cotton stuck in my ears when that thing fell off a Q-tip. Being a FWFer, I tried to ask for the price before going to see a doctor. The receptionist asked and got all the information, and even the insurance company and plan, and said it would cost at most 60 - 100. When there, even after all the BS jokes and stuff, the doctor was done in 5 minutes. I tried to pay on the spot too, but they said the insurance company said I have no copay, and they didn't know how much to charge. But when I received the bill like 2 months later (from the doc directly, not from the insurance company), they want $180 for it. I called and asked why such a huge discrepancy, all I got was a combative, rude lip service. I have no choice but to pay, since I don't want to ruin my credit for such a small amount. But isn't it unfair that they can lure you in with one price, and then charge you so much higher? It seems like we as a nation can tolerate this kind of situations but none other(can you imagine false advertising even for your car repair shop? Fry's ads? I know your life is a lot more precious than your Crown Vic, but hey, every doc visit shouldn't be a blank check). I guess I can print this LA Times article out and frame it to make myself feel better:
http://articles.latimes.com/2013/jan/15/business/la-fi-lazarus-20130115 Maybe the FW way to see docs is to pay cash even if we have insurance?
http://articles.latimes.com/2012/may/27/business/la-fi-medical-prices-20120527
New Arrivals: Giuseppe Zanotti - Golden Pyramid Studs Leather Sandal
Added on : Sunday February 10th 2013 09:01:19 AM
A style inspired by geometry and capable of adding a precious touch to every step: sandal with gold metal pyramid accessory, in pink calfskin for extra freshness. Made in Italy.
Storage for your computer made simple.Experience transfer speeds up to 10x faster with the new SuperSpeed USB 3.0! This Verbatim compact external portable hard drive features a sleek piano-black finish and comes with the fastest USB connectivity available. SuperSpeed USB 3.0 lets you blaze through demanding tasks by reading and saving files faster. This external hard drive features Nero BackItUp & Burn Essentials software that allows full system backup and restore functions, the ability to schedule automatic backup by date/time and an encrypted backup option with password control. Save your precious photos, videos, graphics, games, music, data and more in ultimate safety with Verbatim.
Compact, portable drive features a sleek piano black finish
SuperSpeed USB 3.0 increases transfer speed up to 10x faster than USB 2.0
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Includes Verbatim's Green Button energy-saving software
Features Verbatim's Formatter software, allowing users to easily format the drive to either FAT32 or NTFS (or FAT32 to HFS+ for Mac version), based on their own requirements
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Staples Coupons
What's the best thing to do with cash savings?
Added on : Wednesday January 16th 2013 01:01:00 AM
Hello All,I respect all the financially witty people here and I am here for some advice..I was just wondering, what do people do with cash saved left after a 15 month emergency fund and another mini emergency fund for unexpected events/expenses?As this is a hard earned cash, one does not want to lose it, but the FDIC insured accounts only give 1% to 2% at the most now.What other things do people do usually? ETFs? mutual funds? Precious metals? Just curious as to what people do.Another question:What do you do with your short term goal savings, time period under 2.5 yrs? Say something like house down payment savings, Do you invest it in stock market? put it in a FDIC account/CD? or buy ETFs/mutual funds? the goal is not to lose capital is it?Thanks in advance!
Christian Paperbacks $1.49 Prime + 4 for 3 Special Offer @ Amazon
Added on : Sunday January 06th 2013 02:00:03 PM
Christian paperbacks for $1.49 Prime. If you buy any 4, the lowest priced one will be free with Amazon's 4-for-3 promotion.DetailsKnow Your Bible: All 66 Books ExplainedHow to Study the Bible199 Promises of God199 Treasures of Wisdom on Talking with GodHow God Taught Me About ProsperityThe Precious Blood of JesusYou'll see more titles available as you browse.
Also in the same promo, but $1.99...The Bible Promise BookOne Minute Bible for Starters: A 90 Day Journey for New Christians
Not in the promo, but you can also pickup a copy of the NKJV Bible for $2.99 Prime
Amazon Coupons
ON SALE: Patrizia Pepe - Precious Fly - Leather Mini Clutch
Added on : Wednesday January 02nd 2013 09:04:18 AM
Lightly-grained genuine leather accentuates the shining charm of the large logo fly in gold tone metal and resin. A goldtone signature medallion and detachable chain strap add polished flair. Signature box included.
Record each of your precious moments for posterity with 5 Megapixels, high definition camera.If your're looking for the best deals, you've come to the right place This is where you'll find the Top 10 Desktop Computers Deals! Make sure you check back everyday so you don't miss out!
Vivitar DVR508N-RED Digital Video Camcorder - $29.99
Added on : Wednesday January 02nd 2013 09:00:03 AM
Record each of your precious moments for posterity with 5 Megapixels, high definition camera.
Record each of your precious moments for posterity with 5 Megapixels, high definition camera.If your're looking for the best deals, you've come to the right place This is where you'll find the Top 10 Desktop Computers Deals! Make sure you check back everyday so you don't miss out!
Vivitar DVR508N-RED Digital Video Camcorder - $24.99
Added on : Saturday December 29th 2012 09:00:03 AM
Record each of your precious moments for posterity with 5 Megapixels, high definition camera.
WinX HD Video Converter at BitsDuJourI got this from a previous freebie and I use it quite often. It is a nice tool, especially for free.
Product description:WinX HD Video Converter Deluxe
Your Best Burning, Conversion, and Video Download SolutionHow many programs would you need if you wanted to burn DVDs, convert HD video to different formats, and download videos off of YouTube? If your answer is any number other than ONE, you need to know that there's a better way to get all of your video needs satisfied - and that better way is in today's discount software promotion, WinX HD Video Converter Deluxe!WinX HD Video Converter Deluxe has everything you need to convert HD video, burn DVDs and download videos from YouTube, all in one package. In fact, WinX HD Video Converter Deluxe comes with 160 video codecs and 50 audio codecs, ensuring that you'll never need to find and download any third party codecs to make your videos work seamlessly. You can convert video between all popular file formats, in both standard definition and high definition. And if you have a portable player or game console, you'll love the fact that WinX HD Video Converter Deluxe comes with presets that result in video output that's optimized for your device.Ever have one of your favorite online videos go "offline" just when you wanted to show it off? Use WinX HD Video Converter Deluxe to download video content from YouTube, Metacafe, Dailymotion, and other sites for local storage and playback on your own schedule! You can also make digital backups of your precious DVDs and Blu-ray movies, perfect for households with toddlers or clumsy adults!
Tokina 11-16mm F/2.8 ATX Pro Canon Lens $499 @Adorama
Added on : Sunday December 09th 2012 06:00:06 PM
Following up on the precious $549 DealAdorama has the Tokina 11-16mm for $499
Adorama Coupons
Amazon MP3s- $2.99: The #1's- Diana Ross, Number 1's-Marvin Gaye
Added on : Friday December 07th 2012 06:00:02 AM
Lowest price for either according to camelcamelcamel-The #1's: Diana Ross & The Supremes1. Where Did Our Love Go The Supremes 2:39
2. Baby Love The Supremes 2:48
3. Come See About Me The Supremes 2:44
4. Stop! In The Name Of Love The Supremes 3:00
5. Back In My Arms Again The Supremes 3:00
6. I Hear A Symphony The Supremes 2:42
7. You Can't Hurry Love The Supremes 2:59
8. You Keep Me Hangin' On (2003 Remix) The Supremes 3:11
9. Love Is Here And Now You're Gone The Supremes 2:49
10. The Happening The Supremes 3:03
11. Reflections Diana Ross & The Supremes 3:17
12. Love Child Diana Ross & The Supremes 3:14
13. I'm Gonna Make You Love Me Diana Ross & The Supremes 3:10
14. Someday We'll Be Together Diana Ross & The Supremes 3:31
15. Stoned Love The Supremes 3:18
16. Ain't No Mountain High Enough Diana Ross 3:35
17. Touch Me In The Morning Diana Ross 3:24
18. Theme From Mahogany (Do You Know Where You're Going To) Diana Ross 3:21
19. Love Hangover Diana Ross 3:44
20. The Boss Diana Ross 3:53
21. Upside Down Diana Ross 3:37
22. I'm Coming Out Diana Ross 3:55
23. Endless Love Lionel Richie 4:26
24. You Keep Me Hangin' On (The Almighty Remix) The Supremes 3:57
Number 1's: Marvin Gaye1. Let's Get It On 4:00
2. Got To Give It Up - Part 1 4:12
3. Sexual Healing 3:58
4. What's Going On 3:53
5. Ain't Nothing Like The Real Thing 2:14
6. Too Busy Thinking About My Baby 2:55
7. Ain't That Peculiar 2:59
8. I Heard It Through The Grapevine 3:14
9. I Want You 3:55
10. Mercy Mercy Me (The Ecology) 3:13
11. Inner City Blues (Make Me Wanna Holler) 5:27
12. You're All I Need To Get By 2:49
13. I'll Be Doggone 2:46
14. Pride And Joy 2:06
15. Your Precious Love 3:02
16. If I Could Build My Whole World Around You 2:21
17. That's The Way Love Is 3:43
Mr. Coffee 12-Cup Coffeemaker VB13 for $19.99
Added on : Tuesday November 27th 2012 03:00:09 PM
You won't spill a precious drop of your java, as this 12-cup coffeemaker has an ergonomically-designed handle and drip-free spout for your comfort and convenience.
Product Features Brewing Pause 'n Serve lets you pour a cup of coffee while the coffeemaker is still brewing
Removable filter insert lifts out of brew basket for fast and easy filling and cleaning
Dual water windows show the amount of water in the reservoir for accurate filling
Stain-resistant, nonstick warming plate is easy to clean and prevents stains
Lighted on/off switch lets you know when your coffeemaker is operating
Safely stores excess cord length to keep your countertop neat
LINKY
Best Buy Coupons
http://www.sears.com/shc/s/p_10153_12605_SPM6879900813Your cameras had a long, hard-working day. Want to provide it with the comfort and safety it deserves? This professional heavy-duty hard case, constructed from reinforced aluminum, is the perfect solution for keeping your expensive camera or camcorder from being crushed or bounced around while you travel. It also has room for your accessories! Knowing that your precious gear is well protected allows you to transport it worry-free - perfect for on-location shoots or airline travel. The case can be customized to fit your equipment using the high-density foam inserts that may be added or removed for size. Condition: New Packaging: White Box Manufacturer: Vivitar Model: VIV-AX-2020-PRO Features Include: Customizable protection for camera equipment Aluminum material Professionally constructed Removable dividers Pre-cut diced foam Easy latch lock closures Handle and shoulder strap Dimensions: 13 (Width) x 10.25 (Length) x 4.5 (Depth)
New Arrivals: Patrizia Pepe - Precious Fly - Golden Metal Fly Necklace
Added on : Thursday November 22nd 2012 09:05:15 AM
Delicately adorn your look with this fly pendant and necklace in golden non-allergenic metal. Signature box included.
New Arrivals: Patrizia Pepe - Precious Fly - Two Tone Metal Bracelet
Added on : Thursday November 22nd 2012 09:05:14 AM
Delicately adorn your look with this fly and butterfly pendant bracelet in golden non-allergenic metal. Signature box included.
Delicately adorn your look with this butterfly pendant and necklace in golden non-allergenic metal. Signature box included.
ON SALE: Masini - Blue Square Murano Glass & Sterling Silver Bracelet
Added on : Friday November 09th 2012 12:55:09 AM
Delicate and eye-catching, this gorgeous and glamorous bracelet is part of the new Vanita» collection by Masini Gioielli, an Italian brand symbol of quality and prestige since 1946. Tarnish proof Sterling Silver links gently hold precious blue-hued Venetian Murano Glass in an open square shape. Available in two lengths with 5 or 6 glass squares, this jewelry creation features a toggle clasp closure. Made in Italy• Link width: 1.18"|3 cm
ON SALE: Masini - Clear Oval Murano Glass & Sterling Silver Bracelet
Added on : Friday November 09th 2012 12:55:09 AM
Glamorously eye-catching, this gorgeous bracelet is part of the new Vanita» collection by Masini Gioielli, an Italian brand symbol of quality and prestige since 1946. Tarnish proof Sterling Silver links gently hold precious clear Venetian Murano Glass in an open oval shape. Toggle clasp closure, Made in Italy• Link width: 1.50"|3,8 cm
ON SALE: Masini - Clear Oval Murano Glass & Sterling Silver Ring
Added on : Friday November 09th 2012 12:55:09 AM
Sleek and eye-catching, this gorgeous ring is part of the new Vanita» collection by Masini Gioielli, an Italian brand symbol of quality and prestige since 1946. Tarnish proof Sterling Silver gently wraps around precious clear Murano Glass in an open oval shape. Made in Italy
ON SALE: Masini - Clear Round Murano Glass & Sterling Bracelet
Added on : Friday November 09th 2012 12:55:09 AM
Glamorously eye-catching, this gorgeous bracelet is part of the new Vanita» collection by Masini Gioielli, an Italian brand symbol of quality and prestige since 1946. Tarnish proof Sterling Silver links gently hold precious clear Venetian Murano Glass in an open round shape. Available in two lengths with 5 or 6 glass links, closing with a toggle clasp. Made in Italy• Link width: 1.18"|3 cm
A masterpiece of Italian handicraft work, this gorgeous tarnish-proof sterling silver candleholder comes in various sizes and colors. The stem is made with precious amber Murano glass capturing and reflecting the candlelight for magical light effects. Gift box included, Made in Italy.
A masterpiece of Italian handicraft work by Masini, this gorgeous tarnish-proof sterling silver candleholder comes in various sizes and has its columnar stem made in precious Murano glass capturing and reflecting the candlelight for magic light effects. Made in Italy.
A masterpiece of Italian handicraft work by Masini, this gorgeous tarnish-proof sterling silver candleholder comes in various sizes and has its columnar stem made in precious green Murano glass capturing and reflecting the candlelight for magic light effects. Gift box included, Made in Italy
ON SALE: Masini - Black Murano Stone Sterling Silver Cufflinks
Added on : Friday November 09th 2012 12:55:08 AM
With a slightly irregular round shape and made in precious Murano glass, a drop of polished Sterling Silver in the center. Made in Italy.
ON SALE: Masini - Black Round Murano Glass & Sterling Silver Bracelet
Added on : Friday November 09th 2012 12:55:08 AM
Glamorously eye-catching, this gorgeous bracelet is part of the new Vanita» collection by Masini Gioielli, an Italian brand symbol of quality and prestige since 1946. Tarnish proof Sterling Silver links gently hold precious black Venetian Murano Glass in an open round shape. Available in two lengths with 5 or 6 glass links, closing with a toggle clasp. Made in Italy• Link width: 1.18"|3 cm
ON SALE: Masini - Black Square Murano Glass & Sterling Silver Bracelet
Added on : Friday November 09th 2012 12:55:08 AM
Delicate and eye-catching, this gorgeous and glamorous bracelet is part of the new Vanita» collection by Masini Gioielli, an Italian brand symbol of quality and prestige since 1946. Tarnish proof Sterling Silver links gently hold precious black-hued Venetian Murano Glass in an open square shape. Available in two lengths with 5 or 6 glass squares, this jewelry creation features a toggle clasp closure. Made in Italy• Link width: 1.18"|3 cm
ON SALE: Masini - Black Square Murano Glass & Sterling Silver Ring
Added on : Friday November 09th 2012 12:55:08 AM
Sleek and eye-catching, Masini Gioielli»s ring features tarnish proof sterling silver wrapped around precious black Murano glass in an open square shape with a signature 18K gold logo on the band. Gift box included, Made in Italy.
ON SALE: Masini - Blue Murano Stone Sterling Silver Cufflinks
Added on : Friday November 09th 2012 12:55:08 AM
With a slightly irregular round shape and made in precious Murano glass, a drop of polished Sterling Silver in the center. Made in Italy.
ON SALE: Masini - Blue Round Murano Glass & Sterling Silver Bracelet
Added on : Friday November 09th 2012 12:55:08 AM
Glamorously eye-catching, this gorgeous bracelet is part of the new Vanita» collection by Masini Gioielli, an Italian brand symbol of quality and prestige since 1946. Tarnish proof Sterling Silver links gently hold precious blue-hued Venetian Murano Glass in an open round shape. Available in two lengths with 5 or 6 glass links, closing with a toggle clasp. Made in Italy• Link width: 1.18"|3 cm
ON SALE: Masini - Amber Oval Murano Glass & Sterling Silver Ring
Added on : Friday November 09th 2012 12:55:07 AM
Sleek and eye-catching, this gorgeous ring is part of the new Vanita» collection by Masini Gioielli, an Italian brand symbol of quality and prestige since 1946. Tarnish proof Sterling Silver gently wraps around precious amber Murano Glass in an open oval shape. Made in Italy
ON SALE: Masini - Amber Round Murano Glass & Sterling Silver Ring
Added on : Friday November 09th 2012 12:55:07 AM
Sleek and eye-catching, Masini Gioielli»s ring features tarnish proof sterling silver wrapped around precious amber Murano Glass in an open round shape with a signature 18K gold logo on the band. Gift box included, Made in Italy.
ON SALE: Masini - Amber Square Murano Glass & Sterling Silver Bracelet
Added on : Friday November 09th 2012 12:55:07 AM
Delicate and eye-catching, this gorgeous and glamorous bracelet is part of the new Vanita» collection by Masini Gioielli, an Italian brand symbol of quality and prestige since 1946. Tarnish proof Sterling Silver links gently hold precious amber-hued Venetian Murano Glass in an open square shape. Available in two lengths with 5 or 6 glass squares, this jewelry creation features a toggle clasp closure. Made in Italy• Link width: 1.18"|3 cm
ON SALE: Masini - Amber Square Murano Glass & Sterling Silver Ring
Added on : Friday November 09th 2012 12:55:07 AM
Delicate and eye-catching, Masini Gioielli»s ring features tarnish proof sterling silver wrapped around precious amber Murano Glass in an open square shape with a signature 18K gold logo on the band. Gift box included, Made in Italy.
ON SALE: Masini - Amethyst Oval Murano Glass & Sterling Silver Bracelet
Added on : Friday November 09th 2012 12:55:07 AM
Glamorously eye-catching, this gorgeous bracelet is part of the new Vanita» collection by Masini Gioielli, an Italian brand symbol of quality and prestige since 1946. Tarnish proof Sterling Silver links gently hold precious amethyst-colored Venetian Murano Glass in an open oval shape. Toggle clasp closure, Made in Italy• Link width: 1.50"|3,8 cm
Delicate and eye-catching, this gorgeous and glamorous bracelet is part of the new Vanita» collection by Masini Gioielli, an Italian brand symbol of quality and prestige since 1946. Tarnish proof Sterling Silver links gently hold precious amethyst-hued Venetian Murano Glass in an open square shape. Available in two lengths with 5 or 6 glass squares, this jewelry creation features a toggle clasp closure. Made in Italy• Link width: 1.18"|3 cm
ON SALE: Ileana Creations - Je t»aime Choker
Added on : Friday November 09th 2012 12:54:52 AM
Adorned with dazzling SWAROVSKI ELEMENTS, this precious creation is the perfect gift idea for your loved one, showing her how much you care. Made in Italy.• 2.75"|7 cm integrated extender
ON SALE: Forzieri - Mosaic Lime Mother of Pearl Silver Plated Cufflinks
Added on : Friday November 09th 2012 12:54:24 AM
An opalescent mosaic of precious mother of pearl makes a refined statement and adds an element of outstanding appeal by Forzieri. Gift box included, Made in Italy.
Preserve the beauty of your jewelry treasures throughout time with this refined and gorgeous wooden jewelry box by Forzieri adorned with a precious non-Tarnish sterling silver decoration of a riding cap and whip, and featuring two separate interior compartments. Gift box included, Made in Italy
Preserve the beauty of your jewelry treasures throughout time with this refined and gorgeous wooden jewelry box by Forzieri adorned with a precious non-Tarnish sterling silver four-leaf clover decoration, and featuring two separate interior compartments. Gift box included, Made in Italy
ON SALE: Forzieri - Decorated Sterling Silver & Wood Jewelry Box
Added on : Friday November 09th 2012 12:54:10 AM
Preserve the beauty of your jewelry treasures throughout time with this refined and gorgeous wooden jewelry box by Forzieri adorned with a precious non-Tarnish sterling silver square plate, and featuring two separate interior compartments. Gift box included, Made in Italy
ON SALE: Dolce & Gabbana - Two-tone Wool Hooded Jacket
Added on : Friday November 09th 2012 12:53:57 AM
Medium gray herringbone wool fabric pairs nicely with light gray to create an adorable look for baby. Patches at the elbows and a hood add a »grown-up» touch to a precious »little-person» style. Italian design.
ON SALE: Antica Murrina - Sharon - Murano Glass Bead Toggle Necklace
Added on : Friday November 09th 2012 12:53:38 AM
This colorful necklace is entirely handmade in Venice with precious Murano glass beads in exotic colors and reflections that highlight your charm and express your personality. Gift box included, Made in Italy
This exclusive Italian necklace in an opera length is handmade in precious Murano glass beads with exotic colors and reflections for a charming and unique accessory. Gift box included, Made in Italy
Amazon Link
Product Features
Size: 1 TB | Color: Black
Keep copies of your precious digital files, in case disaster strikes
Impressive 1 TB storage capacity,Spindle Speed 5400 RPM
Save feature enables user-generated content to be backed up from your favorite social network
Share feature allows multiple files to be uploaded to social networks at once from your computer
Install the pre-loaded NTFS driver for Mac and use the drive interchangeably between PC and Mac computers without reformatting
Features USB 3.0 for quick data transfer rates; upgrade to Thunderbolt technology or FireWire 800 with the available additional adapternvsc said:   Thanks OP, this is a good deal.
FYI: Newegg has the same deal w/ coupon EMCJNHD69. For CA folks, probably better w/ Newegg since there's a FW CashBack.Newegg Link coupon code: EMCJNHD69
Amazon Coupons
Seagate 1 TB USB 3.0 Portable External Hard Drive $79.99 @Amazon (Was $100)
Added on : Wednesday October 31st 2012 09:00:08 AM
Link
Product Features
Size: 1 TB | Color: Black
Keep copies of your precious digital files, in case disaster strikes
Impressive 1 TB storage capacity,Spindle Speed 5400 RPM
Save feature enables user-generated content to be backed up from your favorite social network
Share feature allows multiple files to be uploaded to social networks at once from your computer
Install the pre-loaded NTFS driver for Mac and use the drive interchangeably between PC and Mac computers without reformatting
Features USB 3.0 for quick data transfer rates; upgrade to Thunderbolt technology or FireWire 800 with the available additional adapter
Amazon Coupons
Hercules Stands istand Electric Guitar Stand $12.99 @ musiciansfriend
Added on : Tuesday October 23rd 2012 07:00:05 AM
Hercules Stands istand Electric Guitar Stand $12.99 @ MusiciansFriendhttp://www.musiciansfriend.com/stupid/FS on $25+
$3.49 S/HProduct DescriptionThe smooth, flowing lines of Hercules' istand for electric guitars allows it to fit inside the pouch pocket of almost any gig bag. No sharp edges ensures there will be no damage your precious instrument. A metal core and retracting rear legs provide exceptional stability, while the durable, injection-molded plastic exterior will withstand years of abuse. Sets up and tears down in seconds. 8" diameter and less than 2" height so it fits easily in virtually any gig bag pouch. Like all Hercules stands, the istand is safe for most nitrocellulose lacquer finish guitars*.*Hercules tests for many types of nitro finish, however some guitar manufacturers change their nitro mixture often. Guitars should never be stored on a standalways in the case.
Features Compact design fits in the pouch of almost any gig bag
No sharp edges ensures damage-free use
Exceptionally stable and durable
Musicians Friend Coupons
Texthttp://www.thinkgeek.com/product/772b/Turn your wimpy mug into a rugged office companion.
The ideal utility belt for your old office mugs
Holds all your office supplies in one place
Twelve durable pockets to hold almost anything
Read more...-------------------------------------------------------------------------------- $5.00 (save 40%) On Sale $2.99 In stock
Turn your wimpy mug into a rugged office companion.Let's get serious for a moment: mugs are essential office gear. They also seem to accumulate from every direction. You get them from co-workers, from spouses, from children, from parents, from friends, from people who want to sell you toner, from . . . you get the idea. But you don't *really* enjoy those mugs, do you? You bought your own mug, your mug, which is your pride and joy. Your precious. What to do with those other mugs then? Do the same thing men in black do with alien remnants cover 'em up with Mug Boss!

Slap a Mug Boss around your least favorite mug and it's now a mega-strong receptacle for all your desk gear. Made with the same tough construction and materials as its larger contractor-grade cousin the Bucket Boss, the brawny Mug Boss is ready to be used and abused. It has twelve durable pockets which can hold almost anything (pens, screwdrivers, laser pointers, paper clips, Bawls Mints, ad infinitum). Larger items can go directly into the mug itself. To top it off, a hook and loop closure holds the whole thing secure (it fastens through the mug handle). Buy it, use it, love it just please don't call it an office tool.       Please select...Mug Boss $2.99Quantity:
ThinkGeek Coupons
Which Stocks Profit from a democrat Victory in November?
Added on : Tuesday October 16th 2012 12:00:54 AM
I'm thinking we'll get another 4 years with our same pres. No judgments or political statements - save that for facebook. Purely discuss what stocks will do good or bad depending on who wins in November.While I am a fan of efficient market hypothesis, I believe unknown outcomes are built in. For example let's say there's a good chance earnings for Company X will increase at their quarterly announcement tomorrow. 80% chance to increase and 20% chance to decrease. Well the stock price has those odds built in. So if the earnings increased, there's still a boost to the stock price because the 20% chance of failure was baked into the price, artificially reducing it a little bit.Same with election. The odds might be 55%/45% one way or the other (I know they are close odds) but whomever wins will cause some price shifts and possibly big ones because precisely that it's a close race so the odds of the alternate are baked in significantly.Again please keep this non political, just ideas on how to profit.HEALTHCARE STOCKS
Specifically hospitals like HCA and Tenet will benefit from a D-victory. The Ds will use federal money to reimburse for more indigent care (i.e. poor people who don't pay their bill). The Rs will cut that.GUN STOCKS
The only 3 publicly traded ones that I know of are Ruger (RGR) Smith and Wesson (SWHC) and Olin (OLN). Olin owns Winchester who makes ammo. Back in 2008 there was a run on ammo because people thought the Ds would ban/restrict it if they took the house. While the Ds didn't make much new anti-gun legislation federally, there's still a sentiment that they might, especially in term 2 since a 3rd term isn't possible, he's not worried about the NRA.That said, OLN's profits only come 29% from ammo and 71% from salt and chlorine. I read the 10K today and found that out. So it might not be as pure of a play.SWHC and RGR are up at huge highs, because of the fear Ds will win and pass new anti-gun legislation, causing a run on the gun market. The problem is that these stocks are already so inflated, I can't see myself thinking they will go much higher but it's worth discussing.
DEFENSE CONTRACTORS
The fear that Ds will win a second term and cut war spending is likely overblown. I believe their stock prices may have too much fear baked in, and regardless of who wins, they may go up. Probably go up significantly with an R win, but also a bit over time with a D win. Here I'm looking at Raytheon, Northup Gruman, Lockheed Martin, L3, etc.INFLATION RELATED STOCKS
If the Ds win, we'll likely have QE Infinity Plus 1 which at some point will trigger inflation. This might be worth a precious metals play although typically gold responds to fear of inflation so it's already likely baked in.However there's some other stocks that do well inflation. Look at Paychex - they do payroll for businesses. As interest rates rise, they get to keep the float (i.e. business pays them the money, and paychex sends out the paychecks, and PayChex keeps any float and profits off it)While not necessarily paired with inflation perse, look at what happens when oil prices rise. Back in the mid 2000s, tanker stocks like Frontline were making 30% per year because people who hedged oil were paying them to store oil in their tanker ships because they couldn't take possession of the oil yet, but couldn't risk the price of oil going up more.As oil goes up, what happens to companies like UPS, FedEx, American Airlines? I haven't done the due diligence, but maybe one of these companies is heavily hedged with oil futures relative to other similar companies, and thus would outperform their peers as oil rises. Or maybe they all go down because it drives up the price of airfare and shipping respectively and people stop using those services.REPUBLIC WIN
I don't want this post to just be about if the Ds win because there's people here would who like the opposite bet. So what happens if Rs win?
I'd suggest if you use index funds to tilt towards large cap stocks. Rs tend to pass laws that benefit huge companies, because that's where their lobbyist money comes from. The Ds get a lot of funding from large Unions and the Rs get funding from big corporations (of course the Ds also get money from corps, but not as much as the Rs).I'll give an example - several recent banking laws passed to help "strengthen" our financial system in response to the housing crisis were hugely beneficial to large banks. The small banks couldn't comply with new regulations and were gobbled up by bigger banks at huge discounts.Laws like SOX benefit huge companies because of the enormous fees involved in abiding by the regulations. The reduction in IPOs of the last decade can be attributed largely to SOX because it's $10M for a company to pay consultants to handle that paperwork so any company IPOing at less than $100M is basically out of luck because too large of a chunk of their IPO would be wasted towards complying with regulations (i.e. can't do a $20M IPO if half is going to accountants and lawyers). Of course the economy has sucked too, also reducing IPOs but SOX is also a main factor.Thus, if you're indexing, instead of using total stock market, perhaps you shift to SP500 or DJIA stocks only. Perhaps you use a Nasdaq 100 stock rather than a full Nasdaq stock.I'm sure I'm leaving a lot out of this post and there's people on this forum a lot smarter than me. Use this as a starting point. If my ideas suck, tell me why and back it up. If you have different ideas, post them too. Let's all profit from this election.
Need to reorganize Roth IRA & General Investment account
Added on : Wednesday September 26th 2012 09:00:57 AM
I've been reading around about different simple portfolios and am not sure what is most logical for me to do. I'm 28 years old and self employed. I currently do some general savings to an ING savings account and have 2 investment accounts with vanguard1. Roth IRA
2. General Investment account (5-7 year time horizon)My holdings are currently as follows:Roth IRA 65% in VFINX Vanguard 500 Index Fund Investor Shares / 35% in VGTSX Vanguard Total International Stock Index Fund Investor Shares
General investment: 100% in Vanguard High-Yield Tax-Exempt Fund Investor Shares VWAHXI've read about a number of possibilities for the different accounts, including:1/3 total stock market 1/3 total real estate 1/3 bonds
25% equities, 25% long term treasuries, 25% short term treasuries, 25% precious metals/gold ETF
60% equities fund / 40% bond fundI'm looking for some specific advice about not only what allocation makes sense, but also which makes sense to have in the Roth IRA and which in the general investment account...
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http://www.tigerdirect.com
Ultra Defender Notebook Messenger Bag - Fits Notebook PCs up to 16", Essentials Organizer, Double-Padded Computer Pocket, File CompartmentItem#: U12-41423 | Model#: U12-41423List Price: $39.99 Instant Savings: - $20.00 (50%) Price: $1999
Shipping: In Stock (Details)Ultra Defender Laptop Messenger Bag
Bring your precious laptop wherever you go with the Ultra Defender Notebook Messenger Bag. The Ultra Defender Notebook Messenger Bag ensures outstanding protection when carrying your laptop up to 16 using its Double-Padded Computer Pocket. Now, you can have a piece of mind every time you head to class, business meeting, or just a simple trip out-of-town. Its Tear Resistant Shoulder Strap also makes it a comfortable carry even youre going from place to place. Plus, it comes with File Compartment, enabling you to bring even your files and folders. Purchase the Ultra Defender Notebook Messenger Bag today! 
What It Is And Why You Need It:
Double-Padded Computer Pocket; fits up to 16 Notebook PCs
Tear Resistant Shoulder Strap; lets you carry your laptop without the wrist strain
File Compartment; provides extra storage for your important documents 
Features
Fits Notebook PC up to 16"
Double-Padded Computer Pocket
Tear Resistant Shoulder Strap
Essentials Organizer
File Compartment
Exterior Zipper Pockets
Trolley Strap
Side Zip Out Mesh Pocket
Overall Dimensions (LxWxH): 15.5"x12"x3.75"
Compartment Dimensions: (LxWxH): 15.5"x12"x3.75"
Device Compatibility: (LxWxH): 15"x8"x2
TigerDirect.com Coupons
I am about to have a child and was looking at the best ways to invest in my and my son's future. I have been looking into lots of differnt areas and have always been real sucessful at finding items that are worth more and turning them for profit on craigslist, eBay, or Amazon. I've taken plenty of hits with investing in electronics, cell phones, tvs, and any purchasing at wholesale prices and lower, but generally am sucessful at making money in the fashion.I lately have been looking into investing into metals and am thinking it is a good idea because there are finite ammounts and technology requires more and more of them as we advance. I guess the metal that I have been looking most specifically at is silver. I feel like its something that I can start small with by looking for coins, good bargains on bars, and other deals like this. I don't have tons of money to start with, but would really like advice on how to start an investment like this without getting burned.So my questions are: Is investing in silver a good idea or should I be concentrating on other metals or is metals all together a bad idea?How do I protect myself from fraudulent sellers of silver and other metals? (I was planning on starting with coins pre 1964 because I imagine they don't fake these, and if they did the they would be facing serious felony charges)What are safe practices for purchasing and storing silver and other metals?Is this something that I should be trying to buy low and sell high or hold long term?I know there are chemical tests to test silver and gold, but are there good sites for info on that and good buy prices that stay current with the actual silver market?Lastly, how will this all work with taxes and how do I protect myself from getting in any trouble with the IRS?
Any advice would be greatly appreciated, and I look forward to your responses.
Batch Picture Resizer for PC - Free Today Only August 31 2012 $29.95 Value bitsdujour.comBatch Picture Resizer
Batch Resize and Watermark
Have you ever spent hours in Photoshop resizing or converting a memory card's worth of images, one-by-one-by-one-by-one...?Batch Picture Resizer is an easy-to-use bulk resizing and watermarking tool. It helps you to resize or watermark large groups of photos in a single go. Use it to prepare multiple images for sending via email or for publishing on the web. Or just use it to save precious megabytes on your hard drive!
Batch Picture Resizer works with all major image formats, including JPG, BMP, TIFF, GIF, PNG, PCX, TGA, etc. It resize, flip, mirror, or rotate your images with little or no quality loss, and provides a one-click function to optimize color levels or convert pictures to grayscale. Batch Photo Resizer can rename image files and can even retrieve orientation information and use it to automatically rotate your images.http://www.bitsdujour.com/software/batch-picture-resizer-2/src=d...
Session Planner Pro, Free Download Today Only @ Giveawayoftheday
Added on : Tuesday August 14th 2012 02:00:02 AM
http://www.giveawayoftheday.com/The program is available for $16.85, but it will be free for our visitors as a time-limited offer. Session Planner Pro helps you manage your time in a very systematic way. You always know what you wanted to be doing in any given moment of the day. This eliminates confusion, stress and creative procrastination. The Timeline Bar helps you visually understand how much each time block takes of your precious 24h, so you can decide where to invest your time more wisely.
Jeremiah Williams has been tending the gardens of the Tennessee governors mansion for over twenty-five years. And like most first families who have come and gone, this one has stolen his heart. Mackenzie and her husband, Governor Gray London, have struggled for ten years to have a child and are now enjoying a sweet season of lifeanticipating the coming reelection and sending their precious daughter, Maddie, off to kindergartenwhen a tragedy tears their world apart. As the entire state mourns, Mackenzie falls into a grief that threatens to swallow her whole. Though his heart is also broken, Jeremiah realizes that his gift of gardening is about far more than pulling weeds and planting flowers. Its about tending hearts as well. As he uses the tools that have been placed in his hands, he gently begins to cultivate the hard soil of Mackenzies heart, hoping to help her realize what it took him years to discover. A Southern tale of loss, love, and living, The First Gardner reminds us that all of life is a gift, but our heart is the most valuable gift of all.http://www.amazon.com/The-First-Gardener-ebook/dp/B005CJKK72
Jeremiah Williams has been tending the gardens of the Tennessee governors mansion for over twenty-five years. And like most first families who have come and gone, this one has stolen his heart. Mackenzie and her husband, Governor Gray London, have struggled for ten years to have a child and are now enjoying a sweet season of lifeanticipating the coming reelection and sending their precious daughter, Maddie, off to kindergartenwhen a tragedy tears their world apart. As the entire state mourns, Mackenzie falls into a grief that threatens to swallow her whole. Though his heart is also broken, Jeremiah realizes that his gift of gardening is about far more than pulling weeds and planting flowers. Its about tending hearts as well. As he uses the tools that have been placed in his hands, he gently begins to cultivate the hard soil of Mackenzies heart, hoping to help her realize what it took him years to discover. A Southern tale of loss, love, and living, The First Gardner reminds us that all of life is a gift, but our heart is the most valuable gift of all.http://www.amazon.com/The-First-Gardener-ebook/dp/B005CJKK72
Sapphire and Diamond Lucy Ring in Sterling Silver $49 FS
Added on : Friday August 10th 2012 07:00:05 AM
Sapphire and Diamond Lucy Ring in Sterling Silver $49 FSwas $149http://www.szul.com/szd30 magnificent, genuine white diamonds are set around this stunning estate style ring with 7 all natural, precious blue sapphires. A beautiful diamond and precious gemstone ring crafted in solid .925 sterling silver. The ring comes in a standard size 7 and can be re-sized by any local jeweler. Please also feel free to contact our customer service department to assist with re-sizing if needed.
300 Carat All Natural Genuine Emerald Necklace in .925 Sterling Silver $79 FSwas $319http://www.szul.com/szdA breathtaking 300 carat, all natural, genuine precious emerald necklace featuring 80 faceted green emeralds and an adjustable sterling silver clasp. This handmade, designer style, big gem creation is truly a statement piece sure to be admired by all. The stones graduate in size from the center up and are hand strung with the utmost attention to detail. The clasp is adjustable between 18 and 20 inches. A very rare and unique item guaranteed to be treasured forever. The gemstones are 100% natural and have a faceted cut and polish. The clasp is crafted in .925 sterling silver.
http://www.livingsocial.com/cities/1845/deals/388706-three-oil-c...
description
map & locations (9)
fine print
You introduce it to your friends as your "baby," you only feed it the finest fuel, and you ensure it's tucked in nice and neat each night. Spare no expense in keeping your well-cared car in tip top shape with today's deal from Auto Care Super Saver. Pay $33 for three full-service oil changes, two complete tire rotations, a radiator service, air-conditioning performance test, and check engine light service (a $179 value). Visit any one of the seven locations in the Tampa Bay area -- ACSS unites auto-lovers with highly regarded service providers, so you can feel confident your precious cruiser is in good hands at spots like AAMCO, Advantage Tire & Auto, All Tube and Lube, All-Car Auto Repair, Goodyear, Meineke Car Care Center, and Running Great Automotive. This 82%-off deal is even transferable between your cars, meaning whenever you're out and about, it'll always be riding smooth in your prized pacer.
LivingSocial Coupons
Landlord fined me for not a very good reason-Help me to fight back
Added on : Sunday July 29th 2012 10:00:49 AM
First of all, this is a small amount ($50). It may not worth the precious time of FW community and also my time. But one part of me says fight back the fine, and the other part of me says pay the fine and live peacefully. I would very much appreciate advice and help.I live in a large apartment complex in the west Chicago suburbs. There is some balcony maintenance work going on in our building and the manager sent out couple of notices. The latest notice asked me remove items off the balcony for a day for power wash. I did removed the items for a day and put them back after power wash. But after couple of days, manager charged me a $50 fine for not removing items off the balcony. I talked to staff in the office and they showed me a different notice which I did not receive it. It is mentioned in that notice that items should be removed for some duration (do not remember exact days). They usually leave the notices in front of the door in a hall way and I may have failed to pick it up. They refused to remove that fine from my account. I sent a certified letter asking the manager to send me the evidence to prove their claim. Manger called me after receiving the letter and refused to waive the fine.I am thinking of filing a law suit in small claims court. The point I want to make is: sending notice does not mean that I received it. Do I have any chance to win?. At least, I want them to work hard to get that $50 from me. I appreciate your help in this matter.Sorry for my poor English grammar. I may have to hire a lawyer if I want to file a law suit in small claims court because of my poor English.
Save $60 on this game capture device. Beats other reputable sellers by $40 and up. Very good reviews, 4/5 eggs rated with 33 reviews. Link
Promo Code: EMCYTZT1963 (expires end of day 7/29)Features:
* Capture HD Gameplay in 1080i
* Work without a PC
* One-click Capture
* H.264 Hardware Compression
* Recording Playback
* Take Snapshots while Gaming or Playback
* Record the Footage without Felt Delay in Actual Gameplay
* Pass-thru Mode Support
* Record to the Internal 2.5" or External USB Hard Drive
* Built-in 2.5" HDD Slot
* Remote Control IncludedCapturing your console gaming triumphs is now much easier! If the living room is your war field, all you need is your video game console, TV set and the Game Capture HD. The Game Capture HD is a standalone HD video capture box which allows users to preserve PlayStation 3 or Xbox 360 HD gameplays to an internal or external hard drive without a PC. Installation is easy. Just connect the Game Capture HD to your game console with Component cables, and there you go! With one click, the Game Capture HD can capture and preview live game footage in 1080i resolution. When youre gaming or playing back your recordings, you can also capture the precious moment in an image file freely. You have the right to decide where to save the recordings or screenshots. Besides, all your recordings and screenshots can be moved between the connected hard drives for portability and sharing.ONE CLICK CAPTURE
Just a press of a button, you can capture HD content up to 1080i from your game consoles, such as PS3 & Xbox360, and record HD gameplays directly to your internal or external hard drives. No PC required. Most attractively, the one-press capture feature allows you to instantly grab high score screen and record your existing gameplay footage without feeling delay in actual gameplay. You can also take a snapshot by pressing the button on the remote control.INTUITIVE MAIN MENU
The Game Capture HD features intuitive main menu including recording and snapshots, file management and settings. Under the recording and snapshot menu, you will see recording gallery in thumbnail. And you will see wise indicator for recording setting under setting menu.PLAYBACK AND SHARE
You can playback recordings instantly or later in 1080i resolution and share them online. Besides the HD gameplay, you will find terse on-screen display with recording information to give you the progress status of the playback
FAR - TREND MICRO Titanium Maximum Security - 1 User + FS @ Newegg
Added on : Thursday July 26th 2012 08:00:12 AM
In addition to their internet security suite, Maximum Secuity is now FAR.LINK
$40 Mail in Rebate
* Valid 7/23-8/1 *Features:Strong, fast and easy-to-use Trend Micro Titanium Maximum Security provides the maximum protection for everything you do online. It's your allin- one security solution.Titanium uses cloud technology to proactively stop viruses, spyware, and other threats before they reach your computer, so it won't slow you down. It's the same technology we use to protect some of the world's biggest businesses. Now, it's available to you and includes parental controls, data theft prevention, secure online storage, smartphone security, and more.With Trend Micro Titanium Maximum Security, your digital life is protected.Key Benefits:
* Automatically stops threats before they reach your computer
* Uses less than half the disk space and memory of competing security products
* Monitors and limits kids' online activity and access to inappropriate content
* Keeps your information like credit card numbers and passwords private
* Protects you from dangerous links posted on sites like Facebook and Twitter
* Stores and shares up to10GB of your precious photos, documents and more in the cloud
* Extends your Titanium security to your smartphones and tablets, including Android devices
* Protects your Mac devicesStrong protection made simple
From the main Titanium console screen, you can run a scan or get up-to-theminute status reports on your computer's security.Social networking security
It protects you from malicious links on Facebook and Twitter.Easy, adjustable parental controls
Protect your children from inappropriate websites and limit their time online.Data theft prevention
Prevent hackers and spyware from stealing sensitive data like credit card numbers, passwords, and email addresses.
Newegg Coupons
http://smartsource.com/smartsource/index.jsp?Link=MKRU3JAAR6CCY
http://www.livingrichwithcoupons.com/2009/05/get-your-smart-sour...
Back on sale is the Sceptre 32" 720p HDTV. Beats other sellers by $60 and up and usually sells out at this price. Very good reviews, 4/5 eggs rated with 120 reviews. LINKFEATURES
* 3 HDMI Inputs
* 1 PC Input
* 1 USB Input
* 1 Component and Composite input
* Digital, Analog and Headphone Audio Ouputs
* 6.5ms Response time
* ATSC/NTSC/QAM Tuner
* On Screen Display Control (OSD): Picture, Sound, Channel, Parental, Setup, Others
* Auto Dynamic Contrast Enhancement
* 3D Comb Filter
* Noise Reduction
* MPEG Noise Reduction
* Surround Mode
* Sound Equalizer Settings
* Auto Volume Level Control
* 30 degree Swivel Angles
* 1 year limited warrantyStylish Black X320BV-HD 32" LCD HDTV features a crystal clear LCD display that emits brighter and more robust colors with 3 HDMI ports and a 6.5 response time for a complete entertainment experience. With the additional feature of a VGA port to help further expand the functionality of your TV, you can connect your computer and use it as a monitor quickly and conveniently.720P HDTV
The widescreen Sceptre X320BV-HD supports up to HDTV signal up to 1080P, HDMI input up to 1080P and VGA input up to 1360 x 768 for a truly high-definition experience.HDMI INPUT
The Sceptre X320BV-HD features three HDMI ports to receive high-definition digital video and audio through a single, convenient cable connection. HDMI's appeal has made it the choice interface for a broad selection of HD-capable video devices and gaming consoles.HIGH CONTRAST RATIO AND BRIGHTNESS
The Sceptre X320BV-HDs impressive 3000:1 contrast ratio, 6.5 response time and 420cd/m2 brightness ensure accurate color reproduction and sharp images even when displaying darker scenes and images for even more breathtaking games and full-motion video!INTEGRATED SPEAKERS
The Sceptre X320BV-HD features built-in high-quality 20-watt speakers with Auto Volume Leveler (AVL) to provide rich stereo sound while saving precious desktop space.
Newegg Coupons
Sceptre 32" 720p LCD HDTV (X320BV-HD) - $179.99 Shipped @ Newegg
Added on : Monday July 23rd 2012 04:00:03 PM
Back on sale is the Sceptre 32" 720p HDTV. Beats other sellers by $60 and up and usually sells out at this price. Very good reviews, 4/5 eggs rated with 120 reviews. LINKFEATURES
* 3 HDMI Inputs
* 1 PC Input
* 1 USB Input
* 1 Component and Composite input
* Digital, Analog and Headphone Audio Ouputs
* 6.5ms Response time
* ATSC/NTSC/QAM Tuner
* On Screen Display Control (OSD): Picture, Sound, Channel, Parental, Setup, Others
* Auto Dynamic Contrast Enhancement
* 3D Comb Filter
* Noise Reduction
* MPEG Noise Reduction
* Surround Mode
* Sound Equalizer Settings
* Auto Volume Level Control
* 30 degree Swivel Angles
* 1 year limited warrantyStylish Black X320BV-HD 32" LCD HDTV features a crystal clear LCD display that emits brighter and more robust colors with 3 HDMI ports and a 6.5 response time for a complete entertainment experience. With the additional feature of a VGA port to help further expand the functionality of your TV, you can connect your computer and use it as a monitor quickly and conveniently.720P HDTV
The widescreen Sceptre X320BV-HD supports up to HDTV signal up to 1080P, HDMI input up to 1080P and VGA input up to 1360 x 768 for a truly high-definition experience.HDMI INPUT
The Sceptre X320BV-HD features three HDMI ports to receive high-definition digital video and audio through a single, convenient cable connection. HDMI's appeal has made it the choice interface for a broad selection of HD-capable video devices and gaming consoles.HIGH CONTRAST RATIO AND BRIGHTNESS
The Sceptre X320BV-HDs impressive 3000:1 contrast ratio, 6.5 response time and 420cd/m2 brightness ensure accurate color reproduction and sharp images even when displaying darker scenes and images for even more breathtaking games and full-motion video!INTEGRATED SPEAKERS
The Sceptre X320BV-HD features built-in high-quality 20-watt speakers with Auto Volume Leveler (AVL) to provide rich stereo sound while saving precious desktop space.
Newegg Coupons
A very good price on this storage tower for the 360 if there is one to pick up in your area, so YMMV. Could not find any in my area but maybe others will have better luck. Average price is around $45 for these. Organizes your games, console, controllers and guitars. 4/5 stars rated with 9 reviews.LINKEvery gamer and guitarist knows that you've got to keep your work area neat and clean if you want to play like the best. How can you lead your team into battle, race for the finish line or make the game-changing play when you're stumbling over unused controllers, wires, your Xbox 360 console and other accessories that litter your gaming area? How can you shred like a true rock star if you're tripping over your amp cords? Clean up your act with the Zig-Zag GTWR Storage Tower.Organize all your important gaming gear with the Zig-Zag GTWR Storage Tower for Xbox 360. The console rests neatly and safely in the designated console bay, which is recessed and ventilated to keep your precious system protected, safe and out of harm's way during your most intense gaming sessions. Soft-coated guitar hooks hold your gaming guitar controller when your concert tour's on hiatus, and the molded controller docks keep your standard controllers organized in one location. Store your game discs and DVDs on the ribbed shelves, so you can always find the one you want. You don't need any tools to put this Tower together it snaps together for easy assembly so you can tidy up your work or play area right away. With a cleaner, neater game zone, you'll Tower over the competition.PRODUCT FEATURES* Organizes your gaming gear
* Store your Xbox games and DVDs on the ribbed shelves (games and DVDs not included)
* Keep your Xbox 360 console neatly packed on the recessed and ventilated storage bay (console not included)
* Store your Xbox controllers on the molded controller docks (controllers not included)
* Hang your gaming guitar controller on the soft-coated guitar hooks when you're not shredding to your favorite tunes (guitar controller not included)
* Snap the tower together for easy assembly that doesn't require tools
Best Buy Coupons
Save $20 after promo code on this massive external hard drive. 4/5 eggs rated with 30 reviews.Link
Promo Code: EMCNCJN56 (expires 7/16)Features
* Storing your digital media collection on your wired or wireless network.
* Sharing videos, music, and photos with all the computers on your network.
* Backing up data from all the PCs and Mac computers in your home.
* Viewing photos and files with your iPhone, iPad, iPod touch, or Android smartphone.
* Streaming media to your Blu-ray Disc players, game consoles, media players, or other DNLA/UPnP devices on your home network.CREATE YOUR OWN PERSONAL CLOUD.
Access your files at home or away with your Mac, PC, smartphone and iPad. Stream videos, music, and photos to your connected TV, game console or media player.CENTRALIZED STORAGE AND WIRELESS BACKUP.
Connect the drive to your wireless router to provide shared storage and wireless backup for all the PC and Mac computers on your home network.BRAWN AND BRAINS FOR ALL YOUR APPLICATIONS.
A built-in, high-powered CPU gives you the horsepower you need for the most demanding applications. Stream media seamlessly and transfer files without skipping a beat.YOUR MEDIA AND FILES ON YOUR OWN PERSONAL CLOUD.
Create your own personal cloud, without the monthly fees and mysterious location of your data. Store your media and files on the drive and access them securely over the Internet with any PC or Mac computer. Or, use WD's mobile apps for easy access with your tablet or smartphone. It's like having up to 3 TB of extra storage for your mobile device.NOW STREAMING TO YOUR HDTV.
Watch your daughter's birthday party video or show off your vacation slideshow on your TV. The built-in media server streams music, photos and movies to any DLNA-certified multimedia device such as a WD TV Live network media player, Blu-ray Disc player, Xbox 360, PlayStation 3, and connected TV. DLNA 1.5 & UPnP certified.SHARED STORAGE FOR ALL YOUR COMPUTERS.
Now you can store your entire family's movies, music, photos, and important files to one place for everyone in the home to share. Just plug the drive into your wireless router so that you can store and access files with any PC or Mac in your home.AUTOMATIC, WIRELESS BACKUP FOR ALL YOUR COMPUTERS.
Protect your precious memories and wirelessly back up all the PC and Mac computers on your network to one reliable location. Windows users can use the included WD SmartWare software and every time you save something, it's instantly backed up. Mac users can utilize all the features of Apple Time Machine backup software to protect their data.SERVE UP YOUR MUSIC WITH ITUNES.
The drive includes iTunes server support so you can centralize your music and video collection and stream it to any Mac or PC with iTunes.SPEED WITHOUT COMPROMISE.
Built with an 800 MHz CPU for maximum performance to power all your applications from streaming to remote access. Designed around the most recent advances in Ethernet chip technology, this product delivers best-in-class read speeds faster than traditional USB 2.0 drives.EASY TO SET UP, EASY TO FIND ON YOUR NETWORK.
Set up is a snap. In just a few minutes, you're up and running. Mac, Windows 7, and Windows Vista computers will automatically find your My Book Live drive in seconds. If you're running Windows XP, our simple discovery software makes it easy to set up the drive.ADD AN EXTRA LAYER OF PROTECTION FOR YOUR FILES.
You can automatically make a second copy, or safepoint, of your My Book Live on another My Book Live or NAS drive on your home network. Now you've got double-safe protection for all your media and ultimate peace of mind.
Newegg Coupons
Olympus Olympus 14MP Digital Camera D705
FREE SHIPPING $69.99
SAVE $80.00Reg. $149.99Texthttp://www.sears.com/
Sears Item# 00303388000 | Model# 228805  Olympus D-705 - Digital camera - compact - 14.0 Mpix - 5 x optical zoom - silver A winning combination of features and style, the easy-to-use VG-120 is the ideal camera for everyday action. Its 5x Optical Zoom, 27mm Wide-Angle Lens and HD Movie mode enable you to capture life's Precious Moments effortlessly. Artistic Magic Filters and an extra large 3.0" LCD enhance any event.
Sears.com Coupons
MakeMe3D, Free Download Today Only @ giveawayoftheday
Added on : Tuesday June 19th 2012 04:00:07 AM
http://www.giveawayoftheday.com/makeme3d/The program is available for $39,99, but it will be free for our visitors as a time-limited offer.June 19, 2012MakeMe3D turns your movies into real 3D-videos! MakeMe3D converts existing 2D-videos automatically into the third dimension. The 3D-videos are compatible to the known Anaglyph 3D glasses and to the new Stereoscopic 3D Hardware.

MakeMe3D is extremely easy to operate. The program supports the import of 2D-videos and others in formats Video-DVD, AVI, WMV, MP4, 3GP, MPG and TS, to mention only the most important. The program stores the converted 3D-videos in formats AVI, MPG, MP4 and WMV.

It is possible to select from numerous target profiles. For example, the video resolution is automatically adjusted to the parameters for iPad, PlayStation PS3 or Xbox 360. When converting a large number of 2D-videos the batch mode is an option. This mode converts all videos of a list and saves user precious time.
Shipping is free @ 50.00Sweet Paris Gift comes with a reversible tote.Yours with any $35.00 Lancome purchase. Up to a $116.00 value.

The 3 choices1) Hydrate & Protect choice includes:
Crme Radiance Clarifying Cream-to-Foam Cleanser, 2 oz.
Hypnse Drama Instant Full Body Volume Mascara
Color Design Sensational Effects Lipcolor. Smooth Hold. in Pale Lip
Renergie Lift Volumetry, .5 oz.
Blush Subtil Delicate Oil-Free Powder Blush in Rose Romantique
Renergie Lift Volumetry Eye, .25 oz. 2) Fight Wrinkles choice includes:
Crme Radiance Clarifying Cream-to-Foam Cleanser,2 oz
Hypnse Drama Instant Full Body Volume Mascara
Color Design Sensational Effects Lipcolor. Smooth Hold. in Pale Lip
High Rsolution Refill=3x
Blush Subtil Delicate Oil-Free Powder Blush in Rose
Romantique
High Rsolution Eye Refill-3X .25 oz. 3) Replenish. Redensify. choice includes:
Crme Mousse Confort Comforting Creamy Foaming Cleanser, 2.0 oz.
Dfinicils Precious Cells
Color Design Sensational Effects Lipcolor. Smooth Hold. in The New Pink
Absolue Premium , .5 oz.
Absolue Eye Premium .25 oz.

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McAfee Total Protection 2012 - 3 PCs - FREE after MIR @ Newegg
Added on : Tuesday June 05th 2012 08:00:12 AM
McAfee Total Protection for up to 3 PC's is free after $65.00 mail in rebate.
Product Link
Mail in Rebate Link
THE McAfee ADVANTAGESecure your digital life with the ultimate security software, complete with real-time anti-virus, anti-malware, spam filters, firewall, and parental controls, plus automated backup to the cloud and an encrypted digital vault. You also get protection against identity theft, risks in social media, physical loss or theft, and hacking of your PC and home network.CONFIDENCE TO PLAY, WORK, AND ENJOY LIFE ONLINE.People want to enjoy the benefits of connecting, surfing, and shopping online and don't want to think about security risks. At McAfee we live and breathe digital security, relentlessly working to stay several steps ahead of the bad guys. Every second of every day, we focus on one thing: keeping your digital life safe, so that you can surf, shop and socialize online with confidence.PROTECT AGAINST VIRUSES AND MALWAREHow would you live without your computer? It's how you get the news, share with friends, schedule your life, shop, and bank online. McAfee helps keep your PC safe from viruses, Trojans, spyware, and malware it might pick up from email, USB sticks, removable hard drives, or simply browsing online. With McAfee security software working in real time, security is there when you need it, invisible when you don't.BLOCK SPAM AND DANGEROUS EMAILUnwanted email is more than a nuisance that wastes your time. Spam introduces offensive and obnoxious content, plus attachments and links may expose you to viruses and worms. McAfee uses the most advanced spam filters, active analysis, and global threat research to screen out unwanted email.PROTECT YOUR FAMILYYou would like your kids to be able to research, play, and socialize online. Yet it can be hard for them and for you to know which specific sites to trust. McAfee parental controls allow you to set rules based on age, categories, and your preferences so your kids can use the Internet safely. These parental controls let you filter your children's web access, limit online time, and track their usage.PROTECT YOUR PERSONAL DATAWhether you face loss, theft, or natural disaster, when you least expect it, you may find your most treasured digital files have disappeared. Keep your essential family photos, tax records, and music safe by backing them up to password-protected, encrypted online storage. Your priceless photos and files will be ready and waiting, even when your PC isn't.PROTECT AGAINST HACKERS AND THIEVESWhen hackers break into your home wireless network, they can spy on your Internet use and dig into your PC for passwords, financial information, and other digital valuables. That precious information also awaits anyone that steals your computer. McAfee encrypts files in a secure digital vault on your PC and blocks wireless network access to your PC-so that your personal computer stays "personal".PROTECT YOUR IDENTITYIdentity thieves try to steal your personal information through websites, fake emails, social networks, or snatching your laptop when you aren't looking. We steer you clear of their risky sites and actively block phishing links you receive in email, IM, and social networks.PROTECT YOUR SOCIAL NETWORKSocial networks, such as Facebook, LinkedIn, and Twitter, make it easy to share and forward links to the content you like. But sometimes that content turns risky when a website with poor Internet security gets hacked by bad guys. McAfee offers unique tools for safely shortening and sharing URLs with friends.
Newegg Coupons
($34.99) (eBay) refurbished Kodak PLAYFULL HD Video Camera 1080p Full HD Video Capture, 5MP Stills, USB ArmText($34.99)Description:
Showcasing a crystal clear 1.5 inch LCD screen with Glare Shield, a 5 megapixel CMOS sensor, the ability to record at full 1080p HD, a built-in speaker, digital image stabilization, smart face tracking technology, and on camera editing features, youll capture every precious moment in perfect clarity every time.Condition: Factory Refurbished
Packaging: White Box
Manufacturer: Kodak
Model: ZE1
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2cd Set "Prom Night" $8 Free Shipping Time-Life
Added on : Monday June 04th 2012 06:00:04 PM
Time-Life Music
10% off +FREE SHIPPING no min with promo code: DADDYDOUBLE
expires 06-17-2012http://www.timelife.comUse FatWallet Link for 3.5% CashBack http://www.fullofdeals.com/TimeLife-coupons/ Prom Night: For Lovers Only
70
http://www.timelife.com/webapp/wcs/stores/servlet/ProductDisplay...
DISC 1
1 Put Your Head on My Shoulder Paul Anka
2 Venus Frankie Avalon
3 It's All in the Game Tommy Edwards
4 Sealed with a Kiss Brian Hyland
5 Only You (And You Alone) The Platters
6 Love Letters in the Sand Pat Boone
7 Unchained Melody The Righteous Brothers
8 Hey There Lonely Girl Eddie Holman
9 Goodnight My Love (Pleasant Dreams) Jesse Belvin
10 Hey, Girl Freddie Scott
11 Roses Are Red (My Love) Bobby Vinton
12 April Love Pat Boone
13 Puppy Love Paul Anka
14 Ebb Tide The Righteous Brothers
15 My Cherie Amour Stevie WonderDISC 2
1 At Last Etta James
2 My Eyes Adored You Frankie Valli
3 Save the Last Dance for Me The Drifters
4 Since I Fell For You Lenny Welch
5 You Belong to Me The Duprees
6 Cherish The Association
7 The Way You Look Tonight The Letterman
8 When a Man Loves a Woman Percy Sledge
9 Baby It's You The Shirelles
10 For Your Precious Love Jerry Butler and the Impressions
11 Can't Take My Eyes Off You Frankie Valli
12 My Own True Love The Duprees
13 Then You Can Tell Me Goodbye The Casinos
14 When We Get Married The Dreamlovers 3:07
15 Goodnite Sweetheart, Goodnite The Spaniels
TimeLife Coupons
Does anyone have any experience with filing a claim based on Mastercard's "Satisfaction Guarantee Coverage" ? One of my Mastercards has this benefit, but I've never had any need to use this benefit for any of my purchases on this card. It is a type of return protection. I'm wondering how much to value this feature when deciding which credit card to use for which purchases. Here is the description: MasterCard cardholders can benefit from the security and safety offered through Satisfaction Guarantee Coverage. If you become dissatisfied with something you bought with your MasterCard card within sixty (60) days of purchase, you may be eligible for benefits under this coverage. Satisfaction Guarantee is an insurance program.Key terms:
> You or Yours means MasterCard cardholder.
> Auction (online or live) means a place or Internet site where items are sold through price bids or price quotes, or where prices fluctuate based on the number of people purchasing, or interested in purchasing, a product. Examples include, but are not limited to, eBay, Ubid, Yahoo, and public or private live auction.To get coverage:
> You must purchase the new item entirely with your MasterCard card for yourself or to give as a gift.
> Original purchase does not have to be registered to receive this benefit.The kind of coverage you receive:
> Most purchases you make entirely with your MasterCard card are covered for sixty (60) days from the date of purchase as indicated on your MasterCard receipt for a full refund in the event that you are dissatisfied with your purchase and the store will not accept the item for return.
> Items you purchase with your MasterCard card and give as gifts also are covered.
> This coverage is secondary to any other applicable insurance or coverage available to you or the gift
recipient. Coverage is limited to only those amounts not covered by any other insurance or coverage.Coverage limitations:
> Coverage is limited to the actual cost of the item (excluding taxes, storage, shipping, and handling costs), up to $250 per claim. There is a maximum of four (4) claims per cardholder, per twelve (12) month period. In no event will we pay more than the purchase price of the item.
> Items must be purchased from a store that provides a return or exchange policy of at least ten (10) days.
> Items must be returned undamaged, in good working condition, and in their original and complete packaging. You are responsible for all mailing costs.
What is NOT Covered:
> Damaged, defective, or non-working items.
> Jewelry, art, used or antique items; collectibles of any kind (such as items designed for people to collect or items that over time become collectibles); recycled, previously owned, refurbished, rebuilt, or remanufactured items.
> Customized/personalized, rare, one-of-a-kind, or special order items.
> Professional services, including workmanship, installation, professional advice/counseling, and technical support or help line.
> Items purchased for resale, professional, or commercial use.
> Plants, shrubs, animals, pets, consumables, and perishables.
> All types of stored data or music (including, but not limited to, computer software, DVDs, video cassettes, CDs, film, and audio cassettes).
> Motorized vehicles, including, but not limited, to automobiles, watercraft/boats, aircraft, and motorcycles, or their motors, equipment, or accessories. Parts, if purchased separately, may be covered
> Land, any buildings (including, but not limited to, homes and dwellings), permanently installed items, fixtures, or structures.
> Game animals, pets, or specimens preserved for display (for example, fish, birds, reptiles, or mammals).
> Travelers cheques, tickets of any kind (for example, for airlines, sporting events, concerts, or lotteries), negotiable instruments, bullion, rare or precious metals, stamps, coins, currency or its equivalent.
> Shipping charges, taxes, storage fees, postage, transportation and delivery charges; promised time frames for delivery.
> Delay, loss of use, loss of market, interruption of business.
> Indirect or direct damages resulting from a loss.
> Products purchased at auctions.How to file a claim under Satisfaction Guarantee coverage:
> Call 1-800-MC-ASSIST to request a claim form. You must report the claim within sixty (60) days of the date of purchase or the claim may not be honored.
> Submit the following documentation within sixty (60) days of the date you report the claim:
> Completed and signed claim form.
> MasterCard receipt showing the purchased item.
> MasterCard statement showing the purchased item.
> Itemized purchase receipt.
> Written documentation from the store manager or equivalent on store letterhead documenting the refusal to accept the returned item.
> A copy of the stores return policy.
> Any other documentation that reasonably may be requested to validate a claim.
> You must send the item to the administrator before any claim will be paid. The item must be returned in its original packaging along with the original owners manuals and warranty information. You are responsible for all mailing or shipping costs to the administrator. Items sent to the administrator will not be returned to you.
Excellent reviews for this very popular monitor. 5/5 eggs average rating with 1513 reviews! $229.99 List
-$30.00 Instant
-$30.00 Promo Code: EMCNEHE22 (expires 5/28)
-----------------------------
$169.99 Final PriceLink The large 24" Asus Splendid LCD monitor is a full high-definition display that delivers crisp text and vivid colors with a 1000:1 contrast ratio, and 1920 x 1080 resolution. Trace Free Technology and 2ms (GTG) quick response time help keep up with your intense gaming and fast-moving video. The glossy piano-black and slim frame exudes the most enduring classics of style.The Asus exclusive Splendid Video Intelligence technology optimizes overall display for the best results in image preview, movie playback and gaming, and an HDMI connection to give you maximum performance from your HD input devices. The integrated 2-watt stereo speakers conserve your precious desk space, without skimping on sound.Whether you're rendering video or graphics, enjoying your photos and movies, or gaming, you won't believe your eyes when you see the stunning color and clarity of the Asus VW246H.
FULL HD FORMAT SUPPORT
With a maximum resolution of 1920x1080 and widescreen (16:9) aspect ratio, the Asus VW246H displays full HD 1080p content in its native format without any loss of image quality.ASUS SPLENDID
The exclusive SPLENDID Video Intelligence Technology from Asus optimizes overall display for the best results in image preview, movie playback and gaming.EXCELLENT VISUAL PERFORMANCE
The Asus VW246H delivers sharp and true-to-life images through the amazing 300cd/m2 brightness and 1000:1 contrast ratio and features an impressive 20000:1 ASUS Smart Contrast Ratio for better movie and video game performance.TRACE FREE TECHNOLOGY
Asus Trace Free technology delivers super-fast 2ms GTG response time for smoother motion video without image delays and ghosting.HDMI INPUT
The Asus VW246H features an HDMI input to receive high-definition digital video and audio through a single, convenient cable connection. HDMI's appeal has made it the choice interface for a broad selection of HD-capable video devices and gaming consoles. With HDCP support, unlock ultra-high resolution and superb-quality protected content.ASUS RAPID REPLACEMENT 2-WAY FREE SHIPPING
ASUS now covers return shipping as well as shipping back to the end user, and offers free cross-shipping advanced swap for all urgent LCD RMAs requiring further expedition. Now you can get a replacement LCD as you send your RMA, because good customer service just makes sense. See here for details: http://service.asus.com/ARR.html.
Newegg Coupons
$69.99 List
-$10.00 Instant
-$10.00 Promo Code: EMCNEHF24
-------------------------
$49.99 Final PriceLink
With a refined, clean Scandinavian design, the M2 Portable Series holds your attention along with your precious data. It also holds up to day-to-day use, thanks to the scratch-resist, fingerprint-resist wave-patterned matte finish that preserves its timeless beauty. The P2 Portable Series design is functional, as well: with concave sides for a better grip when you hold it; so, you'll feel secure when taking it on the go.Model
Brand: SAMSUNG
Series: M2 Portable
Model: HX-M320UAB/GPerformance
Color: Black
Interface: USB 2.0
Capacity: 320GBPhysical Spec
Form Factor: 2.5"Newegg Coupons
http://www.giveawayoftheday.com/The program is available for $29.95, but it will be free for our visitors as a time-limited offer. Wondershare PDF to Word Converter 3.6.0 is an accurate and powerful PDF to Word utility created to help you convert PDF files to editable Word documents. It preserves all the contents as well as layouts and formatting, so you can easily edit or reuse PDF contents in Word even without reformatting or retyping, which can really save your precious time.
WalMart has the 30" Natural Beechwood Bar Stools (Set of 2) on sale for $38.Seems like a great price as the nearly all the (69) reviews are amazing, and similar ones are selling on Amazon for about double. (here and here).Crafted of beautiful beech wood in a soft, neutral finish, this bar stool set will make a fantastic addition to your kitchen counter. You'll enjoy extremely comfortable seating, as the spacious round seat offers a supportive foundation, and the brace bars around the bottom of the counter stools provide a spot to place your feet. The beech wood bar stools also tuck away under any counter-height table when not in use, helping you save precious space. You'll enjoy the versatility of these terrific bar stools for years to come. The beech counter stools arrive fully assembled*, and come in a set of two.
30" Beech Wood Bar Stools in Natural, Set of 2:
Ideal for small spaces
30" H
Crafted of beautiful beech wood in a soft, natural finish
Versatile style matches well to your kitchen or dining room decor
30" Beech Wood Bar Stools require assembly*
Bar stools tuck away under any counter height table when not in use
Color: Natural*?Walmart Coupons
Save $50.00 today.Link SYNOPSISYour photographs of special family memories, fun times with friends and exciting places should never be stuffed away in an album, collecting dust. Each moment you capture stands out in your memory, ignites your spirit and exudes magic. Your photos should do the same. Re-awaken your most precious memories, add your own personal flair to images and enhance your photos with the magic and artistry that inspired you when you first snapped them with Adobe Premiere Elements 10. Let your imagination be your guide as you reconstruct the past using the latest tools and effects from the curve-setting photo editing software. The newest generation of the professionally trusted Photoshop software bursts through the limitations that once held you back, allowing you to sculpt beautifully balanced compositions, add exciting new effects and textures and share faster than ever, with the click of a button. Now, nothing can stop your creative flow. Blending professional-quality technology with beginner-friendly tools and help features, Photoshop Elements 10 encompasses the entire photo-editing process, helping you transform imported files into flawless works of art. If you're embarking on your first editing venture, enjoy the step-by-step support of Guided Edits as you remove imperfections, enhance color, adjust lighting and more, or save time and let the program do the work for you automatically. The fun begins as you play with special-effect tools, painting new textures and patterns onto your images, adding your own voice in curving, flowing text and cropping your photos for the ideal composition. Share your memories and your artistic flair with your family and friends in all-new ways with beautiful new templates, instant Facebook tagging and direct uploads to YouTube. Life adds up to the sum of your memories. Make yours extraordinary with Adobe.FEATURES* From our expanded online assortment; not available in all Best Buy stores
* Make your photos shine and easily share memories with family and friends
* Quickly and easily import photos, file them in the Organizer, then use the Object Search to automatically pinpoint a specific image in your collection
* Automatically delete duplicate or near-duplicate shots to trim the clutter from your image library
* Ease into the editing process with step-by-step assistance from Guided Edits for simulating depth of field, adding lighting effects, breaking up one photo into a collage and more
* Brush on any of 100 effects and patterns, including 31 new options like Snow, Pencil Sketch, Oil Pastel and more
* Apply Rule of Thirds or Golden Ratio composition options to your photo to create an image that appeals to the eye
* Add personal flair with customized text that curves and flows or eye-catching new templates for printed photo creations and Online Albums
* Instantly update your social circle by importing your Facebook Friends list for quick tagging or uploading video clips to YouTube directly from the Organizer
* Print, upload and share your photo creations whatever way suits you best with the option to save to JPEG or PDF file formatsBest Buy Coupons
Sony VRD-P1 DVDirect Express DVD Writer Refurb $14.97 Shipped
Added on : Wednesday May 16th 2012 12:25:10 AM
The Sony VRD-P1 DVDirect Express DVD Writer lets you easily burn a DVD from your compatible Sony Handycam camcorder without a PC. The Sony VRD-P1 DVDirect Express DVD Writers one-touch operation allows you to effortlessly create DVDs for your friends and family using the built-in USB Mini cable for quick connection, preserving their precious memories. From Babys first steps to Juniors first home run, if a video is too good to keep to yourself, share it with the Sony VRD-P1 DVDirect Express DVD Writer. Now you can record full-motion, full-resolution copies for friends and family. What It Is and Why You Need It:Copy your home videos onto DVDs
Easy One-Touch DVD Burning - Simply connect to Sony Handycam camcorder then press Record
Built-in USB Mini Cable for simple, direct connectionTextTigerDirect.com Coupons
Similar thread on housingSimilar thread on precious metalsAs any college student knows, getting a student loan is fairly easy. Just as getting loans for housing was easy back in the heyday of the housing bubble. Will the path of college loans be similar to the path of housing loans?
4/5 eggs with 64 reviews.Link
Promo Code: EMCNEJJ63
Pay attention to this powerful, functional hard drive docking station! The next generation USB 3.0 technology enables lightning fast data transfer speed of up to 4.8 Gbps. Through the Rosewill RX-DU300, any SATA hard drive is turned into an external storage device in minutes. The dock supports all 2.5 inch or 3.5 inch SATA hard disk drives. Thanks to the huge storage, you neednt rack your brains to determine which one should be deleted in your favorite movies, music, photos and precious documents. The dock station is hot-swappable, letting you plug and unplug the unit without needing to reboot.
SUPERSPEED USB 3.0 TECHNOLOGY
The Rosewill RX-DU300 equips the revolutionary SuperSpeed USB 3.0 technology to deliver up to 4.8Gbps bandwidth which is 10x faster than USB 2.0 and boosts data transfer rate between a PC and USB device.SUPPORTS 2.5-INCH & 3.5-INCH HARD DRIVES
The Rosewill RX-DU300 provides broad compatibility with standard 2.5-inch and 3.5-inch hard drives. The Hot-Swap capability allows for rapid swapping between multiple hard drives, best suiting data duplication and backup applications.Newegg Coupons
Text
Kathy Ireland Chocolate Mint 9 Piece Crib Set
$259.99 now $139.991 Day Delivery No Extra Charge Kathy Ireland Chocolate Mint 9 Piece Crib Set
FREE SHIPPING
on this item $259.99 sale $139.991 Day Delivery No Extra Chargeures
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.This 9 Piece Bedding set is everything you need for your baby's nursery. The set includes Bumper, Skirt, Quilt, Crib Sheet, a Chambre Pillow (16x16), Diaper Stacker, Lamp Shade, Mobile, and a Valance (18x51). You also get a great book from Thank You Baby's 2nd Series: Turner McWerner and Hooch the Pooch. The book follows a little girl from infancy through her childhood as she grows up alongside her precious pet dogs.
Product Features
The set includes Bumper, Skirt, Quilt, Crib Sheet, a Chambre Pillow (16x16), Diaper Stacker, Lamp Shade, Mobile, and a Valance (18x51)
Also includes Thank You Baby's 2nd Series: Turner McWerner and Hooch the Pooch
*NOTE* Bumper does not feature ruffle top as pictured

Mimo & Fido - 9 Piece Bedding SetText
5.00 rating (2 reviews)
$140.00 now $49.99In-stock! Ships today!Set includes: quilt, 2 fitted sheets, regular bumper, 2 valances, diaper stack, mobile and crib dust ruffle. TextStokke Red QuiltList Price:$99.99Clearance Price:$9.99 You Save:$90.00 (91%)
 Quilt measures 50.7 x 30.2 inches and makes a warm addition to a nursery. Features a red pin stripe design. Cover is 100% cotton and the filling is 100% polyesters. Works only with Stokke Sleepi.BabyAge Coupons
Women of Faith Store - Entire site 50% off (4/24 only)
Added on : Tuesday April 24th 2012 06:21:41 PM
Women of Faith Online StoreQuoted from my email:Yes, you read that right!Today only, your entire purchase from our online store at womenoffaith.com is 50% off (before tax and shipping) when you enter code: HALFOFF.
Just think, you can save on books, CDs, apparel, gifts . . . anything and everything you choose.
Don't wait too long to make up your mind; an offer this good won't last forever.
In fact, it won't even last through the nightso why are you wasting precious shopping time reading this?While some items were overpriced (IMHO), other sale items were priced pretty hot (hoodies and tees >$7). I didn't look through the books, etc., but I'd expect the same hit and miss concept.Sale is marked as a one-day day, so hurry!
Paula Deen 3-pc. Pie Set: Green by Paula Deen Today's Price: $59.99
Added on : Monday April 23rd 2012 06:30:33 PM
Paula Deen 3-pc. Pie Set: Green by Paula DeenIN STOCK.Item No. 266768
TextList Price: $85.00 Today's Price: $59.99 You Save: $25.01This item has a longer processing time than most. In order to receive this item by Mother's Day you must place your order no later than the following dates:4/27/2012 with UPS Ground
5/2/2012 with UPS 2Day
5/4/2012 with UPS Next DayPRODUCT DESCRIPTIONPies are the most nostalgic dessert I know. From gooey apple pies to sugary pecan pies, I know yall have the sweetest memories of those savory flavors floating through our kitchens. Ive included these timeless and charming pieces in one precious bundle to help recreate those yummy memories. Now all thats missing from my Exclusive Pie Set is the warmth of your home! - Paula DeenSet Includes:
9-in. Pie Dish: Crafted with a unique swirl pattern, this stoneware pie dish is designed to bake and entertain Southern style. Each stoneware pie dish is uniquely glazed so that no two pieces are alike. Ideal for prepping, baking, serving and reheating.Rolling Pin: Distinctly crafted from beautiful acacia wood, this rolling pin rolls out dough evenly for any baking job - large or small. Sturdy handles and a revolving center has just the right heft and balance to help make all your baking a success.18x22-in. Pie Board: Distinctly crafted from beautiful acacia wood, this pie board with gentle rounded edges is perfect for any baking job - large or small. The pie side is engraved with 6-in., 8-in., 9-in. and 10-in. rolling guides, and edged with a 14-in. ruler for easy and accurate baking every time.
Product Overview:
Gold Karat: 14k
Item Type: Necklace
Stone: Pearl
Precious Metal:
Karat: 14k
Overall Type: Gold
Precious Metal Color: Yellow Reg Price: $159.99
$47.99While quantities lastIntermediate markdowns may have been takenSold by Sears http://www.sears.com/shc/s/ProductDisplay?productId=40029777&lan...Sears.com Coupons
$5 Blurays at Inetvideo (plus SH)
Added on : Sunday April 08th 2012 06:26:37 AM
I just received an email from iNetVideo for a group of Blurays on sale for $5 -BluraysIt's not a huge list of Blurays, but there are some decent titles including Precious, Stargate (15th Anniversary Ed.), Rambo, The Visitor, etc.Keep in mind how shipping works at iNetVideo - the more you order, the cheaper the price per item for shipping so it makes sense to shop their website and make a single larger order. The first item costs $2.95 to ship, the second through fifth items are $2.50 each, and above five items are $1 each. Boxsets are higher at $4.95 shipping each.I found a couple of coupon codes to reduce shipping costs, though I haven't tried them yet. RMN35 should reduce the shipping costs by 35% on orders over $35, RMN20 should reduce shipping costs by 20% on orders over $30. Let us know if those coupon codes work.
TextGet 14 travel-size beauty favorites in a pink cosmetics bag with your $125 beauty or fragrance purchase.
Online only.
http://shop.nordstrom.comAnd, for a limited time, spend an additional $25 and receive three deluxe samples from Lancmean additional $30 value.With your $125 beauty or fragrance purchase, receive:
Bottega Veneta Eau de Parfum (0.04 oz.)
Cartier Baiser Vol Eau de Parfum (0.05 oz.)
CAUDALIE Premier Cru Cream (0.06 oz.)
Clarins Extra-Firming Day Wrinkle Lifting Cream for All Skin Types (0.5 oz.)
Clinique Blushing Blush Powder Blush in Aglow (0.11 oz.)
Deborah Lippmann 'The Stripper to Go' Nail Lacquer Remover Finger Mitt (1 packette)
Donna Karan Cashmere Mist Body Creme (1 oz.)
Este Lauder Re-Nutriv Ultimate Lift Age-Correcting Eye Creme (0.17 oz.)
philosophy amazing grace perfumed shampoo, bath & shower gel (1 oz.)
PHYTO PhytoVolume Actif Volumizer Spray (1.77 oz.)
Prada Infusion d'Iris Eau de Parfum Spray (0.05 oz.)
Smashbox Photo Finish Hydrating Foundation Primer (0.25 oz.)
TanTowel Half Body Application - Plus (1 towelette)
Xen-Tan Scent Secure Gold Tinted Moisturizer (1 oz.)
Pink faux-crocodile cosmetics bagSHOP: MAKEUP | SKINCARE | FRAGRANCEHURRY & GET MORE GIFTA $146 COMBINED VALUEFor a limited time, spend an additional $25 and you'll also receive:
Lancme Cils Booster XL Super Enhancing Mascara Base (0.07 oz.)
Lancme Bi-Facil Double-Action Eye Makeup Remover (1.7 oz.)
Lancme Dfinicils Precious Cells Mascara (0.07 oz.)SHOP: MAKEUP | SKINCARE | FRAGRANCEOnline only; not available for in-store pick-up. One per person, while supply lasts. Gift(s) will be added automatically in Checkout and can only be shipped to the same destination as your order. Item(s) cannot be shipped to P.O. boxes, military APO/FPO or international addresses.Nordstrom Coupons
"The Best Financial Advice I Ever Received"
Added on : Friday March 30th 2012 09:09:28 PM
I just read this great article and thought it was worth sharing with FWF.original Link------------------------------------------------------------------The Best Financial Advice I Ever Received
Posted by Jamie Downey May 20, 2009 09:09 AM
A friend asked me last week, What is the best piece of financial advice you ever received? Without much thought, I responded, invest your time, dont spend it. I got that sage advice from Jeff Gitomer, an entrepreneur and author of several best selling books. While the idea is not original to Mr. Gitomer, I had never read it so succinctly nor contemplated so thoroughly.Similar to investing money, investing your time pays dividends for you in the future, while spending time is a quick pleasure that provides little future value. Investing time will improve you, your life, your health and especially your finances.After getting this piece of wisdom, I set out to eliminate the areas of my life where I was spending time. It is now shocking to me how much time I had wasted on activities that did not benefit my life. Here are the biggest areas where I wasted time and see many others doing the same:Television This was the number one waster of time in my life, and based on my anecdotal evidence, I am not the only one guilty of this problem. I now try to limit time in front of the TV to under an hour a day. Usually this is my last hour of the day when I am pretty tired and my mind is not willing to provide me much motivation. When is the last time the television provided any benefit in your life? The answer is never. (One significant time saver get TiVo or a DVR. I will now watch Patriots game in about an hour and fifteen minutes as opposed to three hours and fifteen minutes. This simple act saves me two hours every game.)Commuting Getting to and from work is something we all must do and provides little future value in our life (save our paycheck). We can improve the value of this time though by listening to audio books, thinking or praying. Listening to music and talk radio helps reduce our rage on the road, but like television is only a mental diversion. Commercial radio will provide no real future benefit in your life.Sleeping Obviously we all need sleep. However, most people can do fine with seven to eight hours of sleep a day. Anymore than that is wasting time. My wife likes to sleep in on weekends, usually until around 10:00AM. Last Saturday was one of those glorious spring days in New England. Unfortunately she lost three of those hours in slumber. Time that will never come back.Shopping My time away from work is precious, and I can think of nothing worse than spending this time at the grocery store or in a crowded mall. Consider Peapod and shopping online when possible to avoid this misuse of your time. Shopping is a double whammy, it saps both your time and finances.Traveling My work requires me to travel on occasion and last night was one of those days. I had a three hour flight from Logan to Ft. Lauderdale and was amazed at the time wasting activities involved by most passengers. Here was three hours that could be used in mental engagement and improving ones mental skills. I saw very few involved in such activities. Mostly people were just watching television or playing solitaire on the computer.Here are some activities that I believe Mr. Gitomer would agree are investing activities:Reading This is the activity that I have increased the most since receiving Mr. Gitomers words of wisdom. I now set out to read at least an hour a day. It is usually the first hour that I get up in the morning and do it with a nice cup of coffee. I split this time between books that will improve my craft (business and motivational books) and spiritual books (the Bible and Christian books). Other good sources of information are history books and biographies. There is a website, 800CEORead.com which provides a list of the 100 best business books. I am trying to tick them all off my reading list. Keep away from trashy novels. Investing my time improving my trade will hopefully reap financial rewards in future years. Develop a passion for learning and your financial life will improve dramatically.Exercising Can you think of a more classic example of investing your time than exercising? It is something that we do now that will improve our future time on this planet in the form of good health.Building relationships There is no such thing in life as a self made person. We have all been helped along by family, friends, the church etc. Knowing the right people can help us reach our goals much quicker and easier. Search for the people that can help you reach your career goals and try and develop a relationship with them.Time with Family My daughter Madeline is turning one this weekend. Any time I can spend with her and my wife is a blessing.Thinking Our mind is our biggest asset and can solve most all of our problems. Spending quiet time every day thinking of ways to solve your problems, improve your productivity at work, increase sales, or accomplish a goal, can be done much faster and more efficiently by using your mind. We all have the ability to be creative, however, creativity is hard work and needs time like anything else. To paraphrase Thomas Edison creativity is one percent inspiration and 99 percent perspiration.Thank you to Mr. Gitomer for your wise and inspiring advice. I hope it will pay dividends in my life for years to come. Carpe diem.
Rental home purchase advice
Added on : Saturday March 24th 2012 12:02:49 AM
Wife and I are in the process of searching for another rental home. We own/finance 3 properties, each in a different state. 2 SFHs and 1 condo. The 2 SFHs are rentals and the condo has a family member living in it making the payment (stable job, been there for 3-4 years, not going anywhere anytime soon). I try and summarize the houses details and our financial details.House 1 - purchased 2002. Currently owe 61K and last appraisal 6 months ago at 114k. PITI is 520 and rents at 850 (12% management fee)
House 2 - purchased in 2006 at 216K. Currently owe around 200 (was an 80/20, refi in 2009 to 30 yr fixed). I assume it is worth around 180k (zillow, not an official estimate but seems close). Payment is 1600 and rents at 1450 (8% management)
condo - payment 325 (paid by tenant - no fees and he pays for all maintenance). Owe 26K - value is 80k (units sell all the time and are about the same inside the units. All 2/2 with similar square footage)Assets - Cash accounts (savings, checking, etc) 35K, no real cash account investments other than precious metals (actual coins)
Retirement - TSP current value 86K depositing 1100 /month, Roth at 12k depositing $50 a month.
Income - pretax 130K annual(both wife and I work, stable jobs, stable income)
Debt - 2 car loans total payment 700 month total on the notes is around 30k, no meaningful cc debt (my daily spend card is paid off each month, wife doesnt really use hers despite my best efforts to convince her to try it. No other debt other than the houses previously mentioned.Investment house: VA repo 3/2 SFH. Listed at 106K. Offered 85K. listing agent received 3 offers the same day and only countered the highest (not ours). We submitted an offer at 99.5K which prompted a final and best response to all parties (3 other offers). We have until 10am tomorrow for a response. Vendee financing available (5% down plus closing costs - 3% back from the VA for closing)Rental details - the house is in the same hood as one of our other houses and management agents. She is a good agent and charges 8% to manage. She has managed our home for 2 years without issue or vacancy. Expected rent is 1100-1300. Our other house is bigger with 2 extra bedrooms. The houses are similar construction, lot size, yards etc. Taxes are 1800/year for 2010 but I hope to get that lowered as that is based on a much higher value. Insurance is high in this area and I expect 120/month on a rental policy. Home is in a flood zone (coastal town) and insurance will be around 230/year if I remember correctly. House needs an AC as the old one was cut out (outside unit). Estimate to replace from 2 different companies was similar at 3550, there is some landscaping issues I wont list but the estimate is 2k to repair. Paint and carpet is all I can tell on initial inspection inside the home. No estimates on those yet. No home inspection complete at this point to identify other issues but the home was built in 2001 so it is not terribly old and there is no visible signs of major damage to the home (missing appliances, holes in the wall, water leaks, etc).My gut tells me to sit at 99.5K and wait. I have no idea the value of the other offers, only that we must have been in the ballpark. The house was listed at 130k until december with no offers. I have no idea if that was missing AC and such as that would make a difference to some buyers. last home sold in the hood was January - similar size and construction, same 3/2, same sq footage lot size - sold at 138k so it is reasonable to assume the house is worth 130k in move in condition. Closing will be 8k (including our 5% down). I know it is a lot, just curious what other people think. Ill update either way. Thanks in advance.
http://www.preciouscat.com/pdf/Free_Litter_Fax_Form_fill_8-17-06...
shortyshorts / op / sd
Good deal for you gentlemen whose wives and/or girlfriends appreciate pretty sparkly things and precious metals, but also admire frugality.This is a genuine Swarovski Elements crystal pendant on a dainty sterling chain - you can choose from a pink, blue or lilac teardrop crystal accented with crystal rhinestones, or a pink heart. The crappy cellphone pic doesn't show it very well, but the crystal is gradiated in color (darker at top, lighter at bottom) and has lots of sparkle and fire.It comes with a bonus ornament in the shape of a snowflake, strung on a ribbon that, regrettably, says 2011 on it .... and yes, that is a Christmas-tree-like silhouette on the box, so there's no hiding that this is leftover Christmas stock ... but still and all, it's quite beautiful and the heart, especially, is perfectly appropriate for V-Day. The store I was in had plenty of them .... as always with WalMart, YMMV.$24 online, but this is a better picture. The store I was at did not have any purple hearts that I saw, but I didn't look through them.Walmart Coupons
http://cgi.ebay.com/Vaas-USB-Turntable-with-Built-In-Speakers/31...
This USB Turntable by Vaas lets you convert your old vinyl collection directly to MP3 via USB cord. Simply connect it to your PC, use the included Software CD, and your precious collection will be digitally safe!
Converts vinyl records to MP3 format
USB powered
Built-in speaker
Switch for 33, 45, 78 RPM
Volume control
45 adapter included
"Spirit of Wandering" PC game free today AC @Game.GiveAwayoftheDay.com
Added on : Saturday January 14th 2012 12:37:45 PM
Nice graphics, hidden object game from Playrix. Must download and install during free time period.
Link From the website:
"Join an adventurous captains search for her lost love in this romantic hidden object challenge featuring tropical locations, cursed sailors and the power of true love. Sail the seas with the captain of the Spirit of Wandering to a variety of locations and search for hidden items that will free her cursed crew and point the way to her missing love. Decipher brain-bending riddles and use magical tools to discover precious items drifting between this world and the next. Featuring gorgeous scenes, an original story and hours of hidden object fun, Spirit of Wandering The Legend seeks to answer the question: Can true love really conquer all? Even death? Find out in this romantic quest today!"
http://www.amazon.com/dp/B0029XGOWE/
SentrySafe 1.2 cu. ft. Fire-Safe Water Resistant Biometric Lock $199 Shipped
Added on : Wednesday December 14th 2011 03:32:20 PM
TextProviding maximum security for home offices and small businesses, the SentrySafe DSW3930 Biometric Fire-Safe protects valuables from water, fire and theft. The biometric fingerprint reading lock, with multi-user capacity, includes a backlit electronic keypad and a tubular key for additional security.Advanced fire protection - UL classified for fire endurance (1 hour at 1700 F/927 C), to protect documents, records, and valuables stored inside from fire damage
ETL Verified to pass a 15 foot/4.5 meter drop test to ensure contents remain intact and locked upon impact
ETL Verified for 1 hour fire protection of CDs, DVDs, memory sticks and USB drives up to 1700 F/927 C to protect precious media in the event of a fire
ETL Verified water resistance up to 8 inches for 24 hours
Dual biometric fingerprint lock and tubular key lock provide reliable and sophisticated security
Opens with the swipe of a finger or a programmable personal code
4 live-locking bolts help to prevent unwanted entry and access
Bolt down kit included to prevent unauthorized removal
A multi-position tray to enable easy organization
Key rack, door pocket, and door tray for storage of easy-to-misplace items
MFG Brand Name : SentrySafe
MFG Model # : DSW3930
MFG Part # : DSW3930
Amazon Lightning Deals for 12/8/2011
Added on : Thursday December 08th 2011 09:30:41 AM
Amazon Lightning Deals for 12/8/2011
Event Day Planner
Make a date with deals from your favorite Amazon stores.12/4 Sports & Outdoors
12/5 Video Games
12/6 Tools & Home Improvement
12/7 Movies & TV
12/8 Toyes & Games
12/9 Electronics
12/10 Shoes & Accessories12:00 AM PST Rebecca Minkoff Swing H333BAZ1P Shoulder Bag
2:00 AM PST Lasko MyHeat Personal Ceramic Heater
2:00 AM PST Manhattan Toy Peek-Squeak Activity Toy, Monkey
3:00 AM PST Lauren Luke Full Face Makeup Palette ]
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5:00 AM PST Rugged Ridge 8,500-Pound Winch
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6:00 AM PST Arrow Men's Windowpane Sweater
6:00 AM PST Buffalo by David Bitton Men's Moto Jacket
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12:00 PM PST Faceted Black Onyx Rondelle White Pearl Endless Necklane
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1:00 PM PST Nine West Women's Flax Pump
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1:00 PM PST Upcoming DealHe walks, talks, and dances
2:00 PM PST Weber 6522001 Genesis E-320 Liquid Propane Gas
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2:00 PM PST Upcoming DealWatch as magical unicorn escapes a fierce dragon
2:00 PM PST Weber 6621001 Genesis E-320 Natural Gas Grill, Black
2:00 PM PST Bogs Women's Classic Mid Boot [Amazon.com]
2:00 PM PST Porsche Design Men's Dashboard P'6612 T
2:00 PM PST Skip Hop Treetop Friends Soft Activity Book
2:00 PM PST IZZO Swami 1500 Golf GPS Unit
2:00 PM PST Williams Cashmere Men's Mock-Neck Sweater
2:00 PM PST Sterling Silver Enamel Heart with Diamonds Pendant
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2:00 PM PST Geoffrey Beene Men's Argyle Vest
2:15 PM PST Tiffen Dfx Essentials Creative Digital Effects Software
2:15 PM PST Tiffen DFXCMPV2 Dfx Complete Digital Filter
3:00 PM PST Wagan Twin USB and 12-Volt Cup Holder Power
3:00 PM PST Sterling Silver Cubic Zirconia 8mm Pendant, 18"
3:00 PM PST Upcoming DealWhen your opponent is in sight, grab your blaster and send your DART TAG darts flying
3:00 PM PST Scrubbing Bubbles One Step Toilet Cleaner [Amazon.com]
4:00 PM PST kate spade New York "All Wrapped Up" Pearls Grey
4:00 PM PST Heat Factory Hand and Body Warmers (Large Size, 30
4:00 PM PST Global Views Flower Power Bud Vase, Red
4:00 PM PST Baby Aspen Pig in a Blanket Gift Set, Ivory
4:45 PM PST Brother Multifunction Laser Printer
5:00 PM PST Upcoming DealExpress Your creativity through building
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5:00 PM PST 2-Piece Mother-Daughter Tin Cup White Pearl Necklace
5:45 PM PST Upcoming DealSwingline ClassicCut 15 Inch Guillotine Paper Trimmer
6:00 PM PST Sterling Silver Black Diamond Hoop Earrings (1/4 cttw)
6:00 PM PST Upcoming DealDisney Cars 2 Tokyo racing theme with matching decoration
6:00 PM PST Teton Sports Internal Frame Backpack
6:00 PM PST Alfred Dunner Women's Chenille Sweater
6:00 PM PST Laurens Women's Swarovski Crystal Bezel Red Dial
6:00 PM PST Hella 500 Series Black Magic Halogen Driving Lamp Kit
6:00 PM PST Bodum Bistro Water Carafe 1.0 l, 34 oz., Stainless Steel
6:00 PM PST Bright Starts Drop & Giggle
7:00 PM PST Heather Benjamin "Of the Sea by HB" Horn with Gold
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7:30 PM PST Sterling Silver Morganite, Blue Topaz and Diamond
7:30 PM PST Joanna Laura Constantine Lavender Vine Ring, Size 7
8:00 PM PST Sterling Silver Opal and Blue Topaz Stud Earrings
8:00 PM PST Upcoming DealStar Wars meets Transformers
9:00 PM PST Handmade Black Crystal Cluster Drop Earrings
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Amazon Lightening Deals 12/7
Added on : Wednesday December 07th 2011 09:33:14 AM
Amazon Lightning Deals Rundown - 12/7/11
All times posted are PST.Automotive12:00 AM - Tradesman TAL16TTB 16-Inch Aluminum Trailer Tongue Tool Box 5:00 AM - Fuel Black Large Viper Full Face Helmet 8:00 AM - OTC 1533 Aluminum Racing Jack Kit with 2-Ton Jack and 2-Ton Jack Stands, 80th Anniversary Edition 11:00 AM - Camco 58031 RV Olympian Propane Camp Fire 3:00 PM - Orange Electronic P409S Retrofit Tire Pressure Monitoring System 6:00 PM - Decade Motorsport Street Handlebar Bag (Black) Baby8:00 AM - Summer Infant Sleek and Secure Handheld Color Video Monitor, Grey 10:00 AM - Playtex Drop-Ins Premium Decorated BPA Free Nurser Starter Set 2:00 PM - Playtex Drop-Ins Original BPA Free Nurser Newborn Starter Set 4:00 PM - Playtex VentAire ADVANCED BPA Free Wide Bottle Newborn Starter Set Beauty11:00 AM - Weleda Sea Buckthorn Body Lotion, 3.4 Ounce Books 12:00 PM - B [Hardcover] 7:30 PM - Edward Weston: One Hundred Twenty-five Photographs [Hardcover] Clothing & Accessories6:00 AM - Hurley Boys 8-20 Rico Sketch Hoodie 6:00 AM - Williams Cashmere Men's 100% Cashmere Long Sleeve Crew Neck Sweater 6:00 AM - Tommy Bahama Luggage Nassau 2 Pc Weekender Set 6:00 AM - Guess Men's Passcase Billfold 6:00 AM - Hurley Boys 8-20 Long Sleeve Icon Hoodie 6:00 AM - La Fiorentina Women's Chunky Knit Set 6:00 AM - Nautica Men's Faux Shearling Sherpa Collar Jacket 10:00 AM - DC Men's Anzac Long Sleeve Woven Shirt 10:00 AM - Stephen Joseph Girls 7-16 Simply Stephen Joseph 14 Inch Backpack 10:00 AM - Charlotte Tarantola Women's Mod Paisley Pointelle Cardigan Sweater 10:00 AM - Williams Cashmere Mens Cashmere 100% Cashmere Rib Scarf 10:00 AM - Ranipak Luggage Ranipak 16-Inch Graphic Laptop Messenger Bag with Extra Back Pocket 10:00 AM - Dockers Men's Micro Suede Scuff Slipper 2:00 PM - V Fraas Women's Solid Cashmink Scarf 6:00 PM - Arctic Quest Girls 4-6x Ski Pant Electronics4:15 AM - Sharx Security VIPcella SCNC2606 Wifi Wireless 802.11g Security Network Camera 5:15 AM - VueZone Indoor Motion Detection Add-On Camera (CM2040) 5:15 AM - TRENDnet TV-IP422WN SecurView Wireless Day/Night Pan/Tilt/Zoom Internet Surveillance Camera 6:15 AM - Lorex Edge LH314321C4 Internet Access DVR and 4 Camera Surveillance Bundle 6:15 AM - VueZone System with 2 Indoor Motion Detection Cameras (SM2700) 6:45 AM - HP G6-1c79nr Notebook Computer - Black 7:15 AM - Lorex LW2704B Wireless Digital Security System 7:15 AM - VueZone System with 1 Indoor Camera and 1 Indoor Motion Detection Camera (SX2500) 8:15 AM - Panasonic BL-C230A Wireless Internet Security Camera 8:15 AM - Logitech Alert 750i Master System with Alert 700i Add-On Camera 9:15 AM - TRENDnet TV-IP602WN ProView Wireless Pan/Tilt/Zoom Internet Surveillance Camera 10:15 AM - VueZone System with 1 Indoor Motion Detection Camera (SM2200) 10:15 AM - Levana ClearVu Digital Video Baby Monitor with Color Changing Night Light (LV-TW301) 10:15 AM - Lorex SG6185W Weatherproof Mini Color Camera 11:15 AM - Panasonic BL-C210A Internet Security Camera
11:45 AM - Toshiba Satellite C675-S7321 17.3-Inch Laptop 12:15 PM - TRENDnet TV-IP312WN SecureView Wireless N Day/Night Internet Surveillance Camera Server with 2-Way Audio 1:15 PM - D-Link DCS-930L mydlink-Enabled Wireless-N Network Camera 1:45 PM - Canon imageFORMULA P-150 Portable Document Scanner(Scan-tini) 5:45 PM - Kingston Digital 16 GB Class 10 Flash Memory Card SD10G2/16GB 8:45 PM - Cyber Acoustics 2.1 Computer Speakers (CA-3090) Grocery & Gourmet Food6:00 AM - The Bean Coffee Company Organic Pumpkin Spice, Ground, 36-Ounce 7:00 AM - Penguin Stacking Tower Christmas Holiday Gift Basket 8:00 AM - The Bean Coffee Company Organic Holiday Blend, Vanilla Cinnamon, Ground, 36-Ounce 9:00 AM - Lindor Truffles Holiday, Mini Milk Bag, 1.3-Ounce Packages (Pack of 24) 11:00 AM - Sahale Snacks Explore Taste Gift Box, 2-Pound 12:00 PM - Holiday Drums Tower Christmas Gift Basket 1:00 PM - Ferrero Star Collection Gift Box, 15-Count (Pack of 6) 2:00 PM - Joy To The Season Christmas Holiday Gift Box Set 3:00 PM - Sahale Snacks Classic Snack Basket, 2-Pound
4:00 PM - Harvest Bay Coconut Water, 8.5-Ounce (Pack of 12) Health & Personal Care12:15 AM - Easy Off Heavy Duty Oven and Grill Cleaner, 2 Count Pack 3:00 AM - Febreze Air Effects, Lavender Vanilla & Comfort, 9.7-Ounce (Pack of 9) 7:00 AM - Oral-B Professional Care SmartSeries 5000 Rechargeable Toothbrush 3:00 PM - Febreze Home Collections Flameless Luminary Starter Kit Home & Kitchen6:00 AM - Berghoff Twist 6-Piece Knife Block Set 6:00 AM - Wilton Ultimate Decorating Set 10:00 AM - BergHOFF Single Touch Screen Induction Cook Top 10:00 AM - Intex Easy Set Round Pool Set 12:00 PM - Hoover SteamVac Spinscrub 50 Carpet Cleaner - FH50027 2:00 PM - BergHOFF 8-Piece Forged Knife Set with Detachable Sharpening Steel 2:00 PM - Bounty Hunter QSI Quick Silver Metal Detector 4:00 PM - BergHOFF Earthchef Professional Copper Clad 10-Piece Cookware set 6:00 PM - BergHOFF Earthchef Premium Copper Clad 10-Piece Cookware Set 6:00 PM - BergHOFF Earthchef Acadian 10-Piece Cookware Set 8:00 PM - BergHOFF Earthchef 12" Montane Frying Pan Jewelry6:00 AM - Italian Sterling Silver Bracelet with Purple Murano Glass and Crystal Beads, 7.5" +1" Extender 7:00 AM - Ranjana Khan "Black Tie" Pop Color Cut Glass Necklace 8:00 AM - Joanna Laura Constantine Lavender Vine Bracelet 9:00 AM - Argentium Silver Fleur-de-Lis with Diamonds Pendant Necklace (0.01 cttw, I-J Color, I2 Clarity), 18"
10:00 AM - DiAura Sterling Silver Diamond-Accent Double Butterfly Pendant Necklace, 18" 11:00 AM - Black Glass and White Shell with Rhinestone Rondelle Accents Bracelet 7.5"]12:00 PM - 18k Gold Plated Sterling Silver Angel Pendant (1/4 cttw, I-J Color, I3 Clarity), 18" 1:00 PM - Sterling Silver Pink and White Striped Enamel Mitten with Diamond Cuff Pendant Necklace (0.02 cttw, I-J Color, I2 Clarity), 18" 2:00 PM - Sterling Silver Multi-Colored Freshwater Cultured Necklace and Earring Set, 18" 3:00 PM - Sterling Silver Enamel Angel with Diamonds Pendant (0.03 cttw, I-J Color, I2 Clarity), 18" 4:00 PM - Rhodium Plated Brass Pave Tear Drop Earrings with Peacock Freshwater Pearls 5:00 PM - Sterling Silver Blue Topaz Oval Bracelet, 7" 6:00 PM - Sterling Silver Oval Amethyst with Created White Sapphire Accents Diamond Flower Pendant Necklace, 18" 7:00 PM - Sterling Silver Semi Red Tahitian and White Topaz Earrings 3 Piece Pendant Set (7.5-8mm Pearl, 2.5mm Gemstone), 18" 8:00 PM - Sterling Silver Multi Semi Precious Cluster Pendant, 18" 9:00 PM - Sterling Silver Purple and White Cubic Zirconia Pear Shape Dangle Earrings Magazine Subscriptions12:00 AM - Fast Company (1-year) Movies & TV - .4:30 AM - Thunderball [Blu-ray] (2010) 4:30 AM - From Russia with Love [Blu-ray] 4:30 AM - For Your Eyes Only [Blu-ray] (2008) 4:30 AM - Die Another Day [Blu-ray] (2008) 4:30 AM - Dr. No [Blu-ray] (2008) 8:30 AM - Licence to Kill [Blu-ray] (1989) 8:30 AM - The Man with the Golden Gun [Blu-ray] (1974) 8:30 AM - Live and Let Die [Blu-ray] (2008) 8:30 AM - The World is Not Enough [Blu-ray] (1999) 8:30 AM - Goldfinger [Blu-ray] (1964) 8:30 AM - Moonraker [Blu-ray] (1979) Music7:30 PM - Kristen Chenoweth: A Lovely Way To Spend Christmas 7:30 PM - Elf: The Musical [Cast Recording] 7:30 PM - Amy Grant: The Christmas Collection 7:30 PM - Straight no Chaser: Holiday Spirits [Enhanced] Musical Instruments6:15 AM - Spectraflex Braided Series Lo-Z Microphone Cable, 20 Foot, Black Office Products10:45 AM - Scotch Precision Ultra Edge Non-Stick Scissor, 8-Inch, Brown with Assorted Accent Colors (Dot Color Will Vary) (1468TUNS-MIX)
Shoes6:00 AM - Jessica Simpson Women's Elso Sandal 8:00 AM - Sorel Women's Tivoli Rugged Boot 10:00 AM - BEARPAW Women's Moc II Moccasin 12:00 PM - Naturino 4231 Ballet Flat (Little Kid/Big Kid) 2:00 PM - Adidas Men's Pro Model Zero Basketball Shoe Sports & Outdoors6:00 AM - Bushnell Neo Golf GPS Rangefinder 10:00 AM - SKLZ Speed Resistance Training Parachute 10:00 AM - Sportcraft Prime Time Table Tennis Table 12:00 PM - SKLZ Quick Flat Rung Agility Ladder 2:00 PM - SKLZ 10 Man Flag Football New Deluxe Set 5:00 PM - Lightspeed Quick Cabana 6:00 PM - Paragon The Arctic Blast SnoCone Machine 7:00 PM - Heat Factory Holiday Warmer Pack (6 Pair Hand Warmers, 3 Pair Toe Warmers, 3 Large Body Warmers) 9:00 PM - Toy Story Child Pacific Disney Pixar Helmet and Pads Tools & Home Improvement8:00 AM - Porter-Cable PCL180DRK-2 18-Volt Lithium-Ion Cordless Drill Kit Watches12:00 AM - Stuhrling Original Men's 209XL.33162 Millennia Five-O Skeleton Automatic Silver Dial Watch 6:00 AM - Bulova Men's 98B140 Precisionist Claremont Two-Tone Bracelet Watch 12:00 PM - Victorinox Swiss Army Men's 24833 SAF Airboss Mach 5 GMT Watch 4:00 PM - Victorinox Swiss Army Men's 24783.1000 Airboss Mach 6 Automatic Chronograph Black Dial Watch Possible Mystery Deals 5:00 AM - Wow these Birds are Angry *Something Angry-Birds Related*6:00 AM - Energizer Jump-Start System with Air Compressor and Power Inverter 6:00 AM - Set up a soothing, stylish nursery with a modern, tailored 4-piece crib set 6:00 AM - Tag your Target! 7:00 AM - Construction kit especially for girls 7:45 AM - X-ACTO Teacher Pro Electric Pencil Sharpener with SmartStop 8:00 AM - Bosch Miter Saw with Extra $20 Off at Checkout8:45 AM - VHS to DVD 5.0 Deluxe9:00 AM - 1000 piece jigsaw puzzle: Finished size 24" x 30"10:00 AM - AmazonBasics 32 GB USB Jump Drive 11:00 AM - Build a hammerhead shark, white shark, octopus, piranha, deep sea fish and tropical fish11:00 AM - Type wirelessly on your iPad and iPhone12:00 PM - Blok Squad Police Officers are ready for any mission12:00 PM - AmazonBasics Universal Travel Case for Small Electronics and Accessories (Black) 1:00 PM - Inspired by the new hit Disney/Pixar film, Cars 22:00 PM - Susan Boyle "Someone To Watch Over Me" 2:00 PM - One of the most memorable moments is the magical transformation into a Disney Princess3:00 PM - A sweet spot for sitting!4:00 PM - Clear the roads of ice and snow!5:45 PM - Quartet Tabletop Instant Easel, 13 Inches High 6:00 PM - "One of the funniest police comedies ever!" *Maybe Reno 911*7:45 PM - Manga Studio Debut 4 (Win/Mac)
AyRecovery Lite, Free Download Today Only @ giveawayoftheday
Added on : Friday December 02nd 2011 03:34:14 AM
http://www.giveawayoftheday.com/The program is available for $29.95, but it will be free for our visitors as a time-limited offer.December 2, 2011
AyRecovery Lite is a HDD instant recovery program and also a must-have toolkit for every PC owner. It is the easiest solution to restore and recover your system and precious data to working status at startup in seconds.
AyRecover Lite can effectively prevent your PC from system crash, virus attack, failed software installation, user error and other problems. If your Windows doesnt load, just reboot your PC and everything will go back to the way it was.AyRecovery Lite can easily remove PC failures like system problems, IE corruption and so on. It will protect the whole hard disk for you.
Is GLD Really As Good As Gold?
Added on : Wednesday November 30th 2011 03:07:12 PM
Is GLD Really As Good As Gold?Forbes, 11-15-2011 said: Regular shareholders have no rights of redemption and the gold is not required to be insured by the Trust, which is not liable for loss, damage, theft, nor fraud. Shares are bought in the open market, only after Authorized Participants decide to place or sell them. Therefore a retail investors doesnt actually "own" gold, but an asset that is backed by gold and represents a certain quantity of the yellow metal.

Skeptics have raised doubts over the trusts management of its physical gold, with questions over how much is actually held. HSBC, the custodian, is very secretive regarding its vault. Earlier this year, CNBCs Bob Pisani was allowed to see the vault only after surrendering his cell phone and taken in a van with blacked out windows to an undisclosed location. Once in the vault, Pisani held up a gold bar and explained they were all numbered and registered. Astutely, ZeroHedge noted the bar Pisani held up was missing from the current bar list, fueling further speculation and skepticism.I've been saying for quite a long time that trading precious metals ETFs and owning paper gold in general is like playing with wildfire. It's only a matter of time before one of these firms goes the way of MF Global (see Gerald Celente's nightmare). Owning an ETF like GLD or SLV is nowhere near the same as owning stock in a mine, royalty company or mining exploration firm. And it's definitely nowhere near the same as owing physical metal itself.Sure, the company is regulated by the SEC, but the SEC is charged with financial audits and is not properly qualified to inspect or attest to the quality of precious metals kept inside a vault. It will only be a matter of time when someone figures out that something bizarre is afoot.
Novica.com Daily Deal $47.97 Painted glass box, 'Precious Blue'
Added on : Saturday November 26th 2011 06:26:21 PM
http://www.novica.comPainted glass box, 'Precious Blue'
Delivery by December 24th guaranteed if ordered Normal Shipping by 12/7/2011
Today's Price: $69.95 > $47.97
Luxuriant tendrils frame a regal medallion in a sea of blue. Glowing warmly on a hexagonal chest, they recall colonial art motifs. Edmundo Contreras meticulously paints the motifs on the reverse side of panes of glass. They grace a hand-crafted wood box, edged with Gilt.
An artisan story card will be included with your purchase.
July Birthstone: RubyKnown as "king of the gems" in ancient Sanskrit, the ruby has long been prized for its rarity and its passionate red hue. Those born in July wear rubies as symbols of beauty, love, happiness, and good fortune.History of BirthstonesChances are you can name your birthstone, but have you ever wondered how certain stones came to be associated with particular months? Most gem scholars trace the tradition to the Old Testament story of Aaron, whose breastplate was decorated with twelve precious stones, one for each of the twelve tribes of Israel. Over time, these stones were linked with certain powers and tied to particular astrological signs, and later to calendar months.There are many variations of birthstone lists, including Mystical birthstones, which originate from Tibet and date back over a thousand years, and Ayurvedic birthstones, associated with ancient Indian medicine and beliefs. Birthstones have also been tied to ancient Pagan religions, and even to the collective wisdom of the legendary lost city of Atlantis.The Modern birthstone list, perhaps the most universally known, was released by the American National Association of Jewelers and officially adopted in 1912. Whether you embrace birthstone lore, or look upon it with a skeptical eye, there is an undeniable appeal to collecting a beautiful gemstone that is reputed to hold special power, meaning, and good fortune just for you.http://www.amazon.com/dp/B004GEB9M4/ref=xs_gb_bd_BsB!35nIall-?pf...
linkLexar LSDMI32GBSBNAR Micro SDHC 32GB High Speed Memory Card
Enhance Your Digital Experience with the Lexar LSDMI32GBSBNAR Micro SDHC 32GB High Speed Memory Card. Designed for use with SDHC digital cameras or other SDHC-compatible devices, the Lexar LSDMI32GBSBNAR Micro SDHC 32GB High Speed Memory Card gives you the capacity and power to capture more of what matters, allowing you to save and store your vacation photos, favorite songs, and video clips from last weekend?s soccer game. For photo enthusiasts and those interested in safely storing precious memories, using a high-capacity Lexar SDHC card means you always have the extra storage
FAR cat litter
Added on : Tuesday November 01st 2011 03:03:47 PM
Free bag of Precious Cat with mail in rebate. No mention of size, but "new customers only." No expiration, apparently!Print here: http://www.preciouscat.com/pdf/Free_Litter_Fax_Form_fill_8-17-06...
Citi Price Rewind
Added on : Friday October 28th 2011 03:00:21 PM
Just saw this... I know many of us took advantage of the AMEX program that is no longer... Any comments?
The Citi Price Rewind Program
Description of Coverage:The Citi Price Rewind Program helps you get the best price you can find on many products you buy. If you buy an item with your Citi card, you can register it on www.citipricerewind.com, and if within 30 days of the original purchase date a lower price of at least $25 is advertised for the same item by the same manufacturer in a Printed Advertisement or on a non-auction Internet Advertisement, or a validated lower price is provided from a price tracking entity authorized by Citi, you may be eligible to receive a refund of the price difference, up to $250 per item (up to a maximum of $1,000 per Eligible Person per calendar year.) The advertisement must have been published or disseminated by the merchant on or within 30 days after the original purchase date and must be for the same item by the same manufacturer for a lower price. Same item means the same model number and same model year.What is Covered:Subject to the exclusions below, new items purchased in a retail store or on the Internet and paid for entirely with your Citi card qualifies you for the Citi Price Rewind Program.What is not Covered:The Citi Price Rewind Program does not apply to:
Boats;
Motorized vehicles (including but not limited to airplanes, automobiles and motorcycles), or their motors, equipment, and accessories (including but not limited to communication devices intended solely for use in the vehicle);
Consumables and perishables;
Items which the Eligible Person damages through alteration (including cutting, sawing, or shaping);
Land, permanent structures and fixtures (including but not limited to buildings, homes, dwellings, and building and home improvements);
Travelers' checks, tickets of any kind, negotiable instruments, bullion, stamps, rare or precious coins, cash or its equivalent, lottery tickets or tickets to events or for entertainment;
Live plants or animals;
Used, antique, recycled, previously owned, rebuilt, or remanufactured items, whether or not the Eligible Person knew the item was used, antique, recycled, previously owned, rebuilt, or remanufactured;
Items for which the Printed or Internet Advertisement containing the lower price was published or disseminated by the merchant more than 30 days after the Eligible Person's purchase;
Items purchased subject to rebate, redeemable manufacturer's coupon, or any refund of any sort, in which case the purchase price will be determined by taking into account any such rebate or refund;
Customized/personalized, unique and one-of-a-kind items;
Items purchased for resale, professional or commercial use;
Services (including but not limited to the performance or rendering of labor on new parts eligible for this program or maintenance, repair or installation of products, goods or property, or professional advice of any kind);
Jewelry, collectibles, art, antiques, special order, rare one-of-a-kind items;
Stuffed or mounted animals, animal or fish trophies;
Airline tickets or transportation tickets of any kind;
Differences in price due to shipping, handling costs or sales tax;
Items purchased by a non-U.S. resident;
Items purchased and/or delivered from merchants outside of the United States;
Merchandise offered through special offerings by the Issuing Member.This Coverage does not apply to items advertised in or as a result of price comparisons based on merchant fliers, price lists, price quotes or bids from merchants, advertisements of "limited quantities", "out of stock" items, "going-out-business" sales, "cash only" sales, closeouts, price reductions due to manufacturer's coupons, "free" items or where the advertised price includes "bonus" or "free" offers, special financing, installation or rebate, or one of a kind or other limited offers and prices advertised 31 days after the original purchase by the Eligible Person.What constitutes an advertisement at a lower price:Printed Advertisements:A Printed Advertisement is an advertisement appearing in a newspaper, magazine, store circular, or catalog which states the authorized dealer or store name, item (including model number), and sale price. In order to receive a refund of the price difference, the advertisement must have been published on or within 30 days after the original purchase date and must be for the same (including model number) item by the same manufacturer for a lower price of at least $25.00.Internet Advertisements:An Internet Advertisement is an advertisement appearing on the Internet on a site whose primary purpose is the sale of merchandise and which states the authorized dealer or online store name, item (including model number), and sale price. Internet Advertisements include the online versions of Printed Advertisements. In order to receive a refund of the price difference, the advertisement must have been disseminated by the Internet merchant with a valid tax identification number on or within 30 days after the original purchase date and must be for the same (including model number) item by the same manufacturer for a lower price of at least $25.00.To File a Claim: 1. If you have registered your purchase on www.citipricerewind.com and a lower price is found, you will need to submit the following:
Information Disclosure - Read and sign the Information Disclosures provided with the claim form
Claim Form - Complete the sections marked with an X within the claim form
OR
2. If you chose not to register your purchase on www.citipricerewind.com and would like to file a claim based on an advertised lower price you found, you can file your claim directly by contacting Citicorp Insurance Services, Inc. toll-free at 1-866-934-1140. Claim assistance is available Monday-Friday, 8am-8pm, ET. General information is available Monday-Friday, 7am-7pm; Saturday and Sunday 9am-9pm, ET. At your request, a claim form will be sent to you for completion; 3. All Claims submitted must have legible copies of these two forms of proof-of-purchase with your claim form:
Your original merchant or credit card receipt showing the item purchased.
Copy of credit card statement showing purchase was made with Citi credit card.4. If you are not filing a claim based on a validated lower price from a price tracking entity authorized by Citi, you will need to include with your claim form a legible copy of the advertisement showing the lower price.5. Mail or fax your claim form with all required documents within 90 days from the date of purchase to:  Citicorp Insurance Services, Inc.P. O. Box 901024Fort Worth, Texas 76101Call toll-free 1-866-934-1140Fax to 1-817-820-59176.Once the required documentation is submitted and your claim is verified, you will receive a check for the price difference, up to a maximum of $250. All required claim documentation must be received by the claim administrator within 90 days of the Purchase Date.
Claim Limitations:Coverage is subject to a limit of $1,000 per Eligible Person per calendar year, regardless of the number of accounts or cards held by each cardmember. Multiple purchases of the same item are limited to a $250 maximum claim payment per sales receipt. Claim payment on any claim will not include merchant's credit, discount and/or manufacturer's rebates, and shipping and handling fees. We will only pay one claim per item per day regardless of whether the item is advertised by the same merchant for two (2) different prices on the same day. The required minimum price difference for claim consideration is $25. General Provisions of the Citi Price Rewind Program:This Description of Coverage is an important document and is not a contract of insurance. It is simply an informative statement to each Eligible Person of the principal provisions of the insurance. Complete provisions pertaining to this program of insurance are contained in Policy Number 80609 issued and underwritten by Triton Insurance Company, with administrative offices in Texas. In the event of a conflict between a statement in this Description of Coverage and any provisions in the Policy, the Policy will govern. Citi reserves the right to alter the terms of the Citi Price Rewind Program at any time with 30 days notification. No benefits will be provided in the event of fraud. Benefits to Cardmember:These benefits do not apply if the cardmember's card privileges have been cancelled. However, insurance benefits will still apply for any benefit they were eligible for prior to the date that their account was suspended or cancelled, subject to the terms and conditions of coverage.Legal Action:No action at law or equity shall be brought to recover on the Policy prior to the expiration of sixty (60) days after written proof has been furnished in accordance with the terms of the Policy.No Assignment of Benefits:No person or entity other than the Citi cardmember shall have any legal or equitable right, remedy or claim under or arising out of this coverage. No rights or benefits provided to a Citi cardmember under the Citi Price Rewind Program may be assigned without the prior written consent of the Claim Administrator. Any assignment or transfer without the prior written consent of the Claim Administrator shall be null and void.Cancellation:Citi can cancel the Citi Price Rewind program at any time or choose not to renew the insurance coverage for all cardmembers. If Citi does cancel, you will be notified at least thirty (30) days in advance. If the insurance company terminates, cancels or chooses not to renew the coverage to Citi, you will be notified as soon as practicable. Such cancellation shall be without prejudice to any claim originating prior to the effective date of cancellation, termination or non-renewal, subject to the Description of Coverage.
Anne Geddes - Beginnings Hardcover Book $2.28 (Amazon)
Added on : Wednesday October 26th 2011 09:04:00 PM
Amazon Link$2.28 (FSSS eligible)Product DescriptionAward-winning photographer Anne Geddes founded a new tradition in visual storytelling and captivated an international audience. Now, after spending 12 months photographing, Anne reveals a range of images that are, in her own words, among the most personally rewarding she has ever created. A beautiful gift book with more than 140 never-before-published photographs, BEGINNINGS will be released worldwide on 10.10.10 in countries including, the United States, Canada, Germany, Italy, Portugal, Brazil, Australia and New Zealand.
I have always been fascinated by elements of nature at the moment of transformation, comments Anne. Babies are the human face of beginnings, but all of nature is caught in this insistent stream of seasons, of aging and rebirth, of concealment and bursting forth. Every time I unwrap a newborn, even after all these years of photographing them, I am aware of the miracle before me. This book, Beginnings, took me on a journey of discovery to reveal these everyday miracles of nature, these complementary wonders, in imagery.
Continuing in the tradition that has made her one of the most sought-after and popular photographers in the world, in BEGINNINGS, Anne Geddes presents the simple and elegant elements of nature as we have never seen them before. With her camera, she has conceived a fresh story about the delicate and powerful mystery of new life that will inspire nature lovers just as surely as her images of babies have captured the imaginations of people around the globe. She reveals the intricate beauty of birds nests, the delicacy of eggs, and the glorious color hidden inside the tight, unopened petals of a blossom before it blooms. Then, she expands on her visual metaphor to reveal surprising and illuminating juxtapositions of beginnings in floral and human forms.
Once again, Anne Geddes draws our eye to celebrate those treasures worth nurturing and protecting. Told in a language of love that is understood by so many cultures and people of all ages, BEGINNINGS is sure to transcend boundaries, as her other internationally bestselling books have done. About the AuthorAnne Geddes is one of the most respected and acclaimed photographers in the world. Awarded the Professional Photographers of America 2009 Lifetime Achievement Award, her unique and stunning images of babies capture the beauty, purity, vulnerability, and preciousness of children, embodying her deeply held belief that each and every child must be protected, nurtured, and loved. A two-time New York Times best-selling author, and published in 83 countries around the world, Anne Geddes books have sold more than 18 million copies and have been translated into 24 languages. Her Web site, annegeddes.com, attracts over 3.1 million visits yearly from more than 220 countries.Anne is deeply committed to raising awareness of the prevention of child abuse and neglect. Designated funds from a range of Anne Geddes products are donated through the non-profit Geddes Philanthropic Trust to help prevent child abuse and neglect throughout the world.In 2011 Anne Geddes' gift book Beginnings won the IPPY (Independent Publishers Book Award) gold medal award in the coffee table book category.
More direct lineHere I've used this company before with good results. This is a pre-order NOTE: Licenses will not be available untill Haloween. Very limited time offer.
Acronis True Image Home 2012
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Improved! Ease of Use - Acronis True Image Home 2012 allows you to delay the start of a backup at computer startup so that it doesnt impact your system. It also restarts the backup if any task fails.
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Acronis True Image Online provides 250 GB of secure Online Storage to save you precious data.
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Preorder before Halloween, you can get both Acronis True Image Home 2012 and Malwarebytes Anti-Malware Pro at 67% off. New version of Acronis Image Home and Lifetime license of Malwarebytes. Save $50.00 if you can use both
Does anyone here has an unallocated metal account at Merrill Lynch?
Added on : Wednesday October 19th 2011 09:00:39 PM
ML recently sent out a letter about changes in "Your Precious Metal Holdings". Do those changes apply to UNallocated metal holdings in ML? If yes, what do you plan to do about it, if anything?[I called and was informed that it does apply. The CS told me I can transfer it to an Merill Edge a/c; but he doesn't know what ME's service charge would be. I called ME and was told they don't hold anything anything without a symbol/CUSIP.]Currently, there is no service charge for UNallocated metal holdings -- that is the whole idea for having UNallocated metal vs. Allocated metal!!!You can PM me.TIA
Ocean Life DVD (2010) $19.99
Added on : Tuesday October 11th 2011 06:04:16 PM
http://www.buy.com/retail/product.asp?sku=217109936
Run Time: Approx. 18 hours and 30 minutesMore than 70 percent of the earths surface is covered by the ocean, home to majority of our planets animal and plant species many of which have never even been discovered. The sea creatures we do know are mysterious, beautiful, dangerous and soothing all at the same time. See them like never before in the special 18-disc set, Ocean Life. Join renowned ocean cinematographer John Stoneman for the most spectacular ocean journey available on DVD. From coral reefs and the Bermuda Triangle to the Arctic and the Red Sea, from the majestic whale and the fearsome shark to the tiny blue-ringed octopus and the precious baby harp seal discover something new lurking behind every curious ocean cornerEditor's Note
This stunning nature program captures an epic amount of footage of undersea life, much of which has rarely been seen by the human eye. From hulking killer whales to the rainbow of coral reefs, ocean cinematographer John Stoneman takes the viewer to some of the most spectacular aquatic scenes ever captured. FeaturesDVD
FWF Heavy Hitter 101
Added on : Monday October 10th 2011 03:00:41 AM
I am still learning the fundamentals of becoming a FWF guru. SISs Heavy Hitters thread really opened my eyes. I was extremely narrow-minded since joining I thought Id share some of my journey in understanding the important concepts. Im an engineer so naturally I felt there has to be some magic formula is deciphering opportunities. What I learned is that the magic unicorn of substantial profit with minimal risk and effort is non-existent.The basis of many deals starts with a credit card with some type of CashBack. Maximizing that X% CashBack is the ultimate goal. The first step is to use the credit card for purchases where it makes sense in your daily life and pay it off monthly. Obviously some cards have certain categories of purchases while others apply to all purchases. To stretch the savings, you may even be able to buy gift cards with your high CashBack card to use at places where you could not realize that level of savings. Establishing your credit card ladder is based on your personal tolerance. I have 4 daily credit cards currently and I am at capacity of what I want to manage.Beyond the basics, there are other ways to squeeze out the CashBack. Phase 1 Purchase, Phase 2 - ?, Phase 3 - Profit. This is the black box where you get creative, where the FWF community does not want to spoon feed, and where you may need to assume risk and exert effort. It is good idea to network and I plan to come out of my shell a bit more and interact with some of veterans and rising stars here. While I dont have much to contribute now, I feel it is a matter of time before I discover a Heavy Hitter concept.Before embarking on any endeavors it may be a good idea to mitigate risk and disable cash advances or set the limit to $0 if the credit card company allows it. If they do not, a small trial purchase to minimize financial impact would be wise. The next logical idea would be to purchase items which can be resold or cashed out resulting in a profit when calculating Cash Back. The mint direct ship coins program was one example of this. Some more examples on these forums are buying/reselling precious metals, in demand toys/electronics, imported goods, tickets, discounted gift cards, items which have more value when taken apart, and items which have more value when hacked/upgraded. Coupons, reward programs, rebates, passive and active CashBack sites, pricing errors, store specific credit cards, bankruptcies, FW hot deals, and Slick Deals are your friends. You can even take a small loss on the actual product price and still profit!If you can find a prepaid debit card which allows loading via credit card this is a possible money maker. There are vast arrays of companies online and in the stores which offer these products with different restrictions. It is important to note load fees, monthly fees, ATM fees, etc when selecting the best product. Additionally, depending on your credit card or bank, there may be ways to churn these. Searching FWF for AA (adverse action) and mid-cycle payments is recommended for strategy planning.There are opportunities of funding a checking, savings, investment (CDs, Stock, Forex) account with a credit card. Ask yourself if there are ways to open multiple accounts (personal, business, family members, etc). Funding online casinos, albeit riskier in my opinion, is another option. Buying money orders or travelers cheques with credit is tough, but there are likely ways to work the system. You may be able to use a debit card too and realize a profit.Then there are opportunities which arise dealing with making a minimum purchase and getting a bonus. The Mall Rewards Discover and Publix gas gift card promotions come to mind. Getting creative may mean going to multiple stores, finding friendly cashiers/managers, returning items, or using gift cards to buy other gift cards.Taking advantage of promotions/referrals for opening all kinds of accounts or signing up for services (credit monitoring) is also a common tactic. These may be cash bonuses, electronics, frequent flyer miles, or higher than normal interest returns. Some of these have fine print and tiers to get rewards. If you cant take the time to decipher the requirements, you are probably in the wrong forum.Using payment processors is another trending money maker with much risk. Understanding why others were blacklisted with previous services is important. There are potential ways to structure payments and the tea party A<->B transactions will not cut it. Think out of the box and use multiple accounts, virtual numbers, business accounts, and random charge amounts will help. In your arsenal of tricks, there are ways to leverage and make better use of your assets. Consolidate credit lines when beneficial. Find out if you can get checks for negative balances for ANY account (credit cards, utility bills, taxes, etc). Use credit card payment services when profitable to pay everything, such as tuition, student loans, rent, mortgage, taxes, insurance, car payments, and other bills. Structure payments to meet the promotional period of your card (if any) and pre-pay or stock up when it makes sense. Determine if your credit card company zeros out a small balance each month and take advantage of it. Refinance your loans and make payments towards loans aggressively or conservatively depending on the situation. High interest on a car would have an aggressive pay down schedule, while low interest rates on a student loan may be paid back slowly due to the disability insurance aspect.While not as prevalent as in the past, App-O-Rama opportunities still exist to take advantage of 0 or low APR cash advances. Taking these funds and depositing them in low risk investments or rewards checking accounts and making minimum payments can add up to significant profits. A recurring theme of using family or business accounts here is a typical AOR concept. The important catch here is the balance transfer fee needs to be capped (i.e. $75) or a very low rate for this to work. Reward checking typically provides a much higher interest return than normal checking accounts. Stipulations of direct deposit and minimum use are typical. Additionally, the rates are sometimes subject to change and many small banks with poor websites and limited staff use this to tease customers only to change the rate later on. Even with the negatives, good opportunities still exist.Moving forward, I have realized there is no magic formula. The same strategies work from the Heavy Hitters thread as they always have. Todays environment is tougher; the banks and stores are closing many doors. I am confident we all can continue to open new doors and become Heavy Hitters in our own ways. Additionally, I feel that we can discuss deals with a common understanding of why we cant spell out every detail and follow FWF etiquette.My goal of posting this was selfish. I hope to look back at it when Im seeking inspiration for the next idea. As a side effect, I hope it will spawn new ideas, serve as a framework of how 90% of FWF opportunities are born, and that FWF will contribute to the quest of continuing to make each and every one of our wallets fatter.
Identity Theft - 111 People arrested
Added on : Saturday October 08th 2011 12:00:14 PM
Identity Theft RingI recall mentioning on another thread talking about someone else making another card using a precious metal on your own account if you wanted to make a custom card in reference to someone else with a JP Morgan Chase Palladium credit card. Little did I know there was an identity theft ring that was sophisticated doing just that but not with precious metals or their own accounts but stealing other peoples accounts and in essense stealing from the banks and vendors themselves. Fortunately there was oversight getting rid of these folks and arresting them.Apparently this ring was doing this long before I even mentioned it.
As to your precious Samsung Galaxy Tab P7501 Tablet pc, a smart cover is a necessary part.
It not only protects your tablet from daily damages like dust, scratches, fingerprints, etc.
Moreover, it can be folded into a stand and supports your tablet at the same time.link:http://www.youbuye.com/10-1-smart-cover-protective-leather-case-...
$79 for 18-Inch Pearl Necklace ($450 Value) Groupon
Added on : Saturday September 10th 2011 03:01:52 PM
This link isn't showing up on the main Groupon DC page for some reason, so apologies for the long URL:http://www.groupon.com/deals/my-pacific-pearls-dcTo secure their glistening baubles from sneaky pearl divers, oysters hide all their necklaces in treasure chests disguised as sleeping sharks. Sport the attractive spoils of shark defiance with todays Groupon: for $79, you get an 18-inch pearl necklace in a choice of eight colors from My Pacific Pearls online store (a $450 value).

My Pacific Pearls gathers pearls from the Pacific region that go on to live above-sea-level lives as opulent necklaces, earrings, and other classic and contemporary pieces. The Maria-Theresa Reef Collection's 18-inch princess-style necklace carries 9- to 10-millimeter pearls and comes in eight naturally acquired colors, including classic white, tahitian black aubergine, tahitian black peacock, peach, gray, pink, gold, and multicolor. A 14-karat white-gold clasp unites the precious fabrics of land and sea. After a long day of neck draping, a complimentary satin or velour pouch securely tucks necklaces in with a kiss and a bedtime story. The pearls, which hail from oyster villages that stretch from the South Pacific to the Celebes Sea, link to form a bauble whose versatile length is intended to complement any neckline. Each necklace comes with high ratings for luster, nacre, surface, shape, and pearl matching.

Groupon customers also receive two $50 vouchers toward future purchases of any item of $100 or more among the wide array of jewelry on the My Pacific Pearls website. As with actual princesses, each princess necklace comes with care instructions and a certificate of authenticity and valuation.Here's the collection:
http://www.mypacificpearls.com/shop/pearl-categories/maria-there...
Pfaltzgraff Melannco Glass Chess/Checker Photo Set, Black
MSRP: $40.00 Our Price: $19.99 $14.99 Sale
Save $25.01 off MSRP
40% Off Item Code: AUG2011
Item Total: $8.99
Shipping Total: $7.95
Order Total: $16.94http://www.pfaltzgraff.com/Glass-Chess/Checker-Photo-Set%2C-Blac...
2 In 1 Game Set! Chess & Checkers are two of the most famous games in the world and brings hours of fun as an intellectual game. The glass tabletop board holds (32) 2" x 2" photographs, so you can add a personal touch to the game. When not playing the game, you can keep the game board as a decorative piece, always keeping your family & friends on display. Game includes 16 frosted and 16 clear chess pieces as well as 16 frosted and 16 clear checker pieces. This item is so universal, for men and women, and besides being a great self purchase it makes the perfect gift for back to school, graduation, holiday, mother's day, father's day, even valentine's day and especially if you give it to someone with some pictures already inside. Game board is 17" square.+++++++++++++Melannco Photo Clock, 12"
MSRP: $30.00 Our Price: $19.99 Sale price $14.99
w/ 40% Off Item Code: AUG2011
Item Total: $8.99
Shipping Total: $7.95
Order Total: $16.94http://www.pfaltzgraff.com/melannco-photo-clock/5020728,default,...
Photos are the key to your most precious memories, solitary moments captured in time, yours to cherish forever. This wall clock features a black finish and has 8 openings for your favorite photos. 12" square, holds (8) 2 1/2" x 2 1/2" photos. AA Battery not included.
Merlot Contemporary Jewelry Armoire Sale $69.99
Added on : Monday August 22nd 2011 03:03:48 PM
Merlot Contemporary Jewelry Armoire
Sale $69.99
Original $200.00
TextSale $69.99
Original $200.00

You don't have to sacrifice your contemporary decor when storing your most precious valuables with this stunning dark armoire.
sleek, modern styling in a merlot finish
lid lifts open to reveal mirror, ring rolls and sectioned compartments
side doors swing open to reveal necklace storage
4 drawers offer plenty of storage options for any accessory item
modern merlot finish
our lining is tarnish-free and keeps your jewelry from being tarnished by the lining
solid wood and fiberboard
13x10x37"H
Link to the first of the epic FWF housing bubble threadsThis thread inspired by gold bubble pop comments hereThe purpose of this thread is to discuss if there is a precious metals bubble, and, if there is, discuss what might pop it.As many of you know, I value FWF primarily for its predictive value as a contrary indicator. Whenever you get 3 or more threads in a week saying you should buy XYZ, it's nearly always a good time to sell. And whenever you get 3 or more panic threads in a week, it's often a good time to buy.If there was any moral to the original housing bubble thread, it was not that people incorrectly predicted a bubble, but that they may have been too early. As for me, the current FWF focus on SHTF scenarios seems like a strong signal that things may actually start to get better. I don't know where or how, but I trust FWF to be consistently wrong when it comes to investments.As for precious metals -- specifically gold and silver -- many of you may recall me being one of the first here to be buying gold 10 years ago. (That was under a different member id. It got banned because I did a very bad thing. Repeatedly. But that's OT.) I bought gold when it was selling for less than the average cost of production. Most below $300 and the rest below $400. Back then people thought I was a nutcase for buying something that had been dead money for a generation.Today, gold sells for roughly 3x the cost of production and silver sells for anywhere from 2x to much much higher depending on whose model you use.To me, it all feels very much like how residential real estate felt in 2005. So why do I care? I still hold a fair amount of gold and silver. I don't want to sell too early and miss out on profits. Similarly, I do not want to hold on to long and be stuck with what I think will be tragically lower prices.I'll start off the discussion by saying I do think precious metals and specifically gold and silver are in a bubble.I think at least 3 things have the potential to pop the bubble, either individually or in combination
1. Rising interest rates increase the carrying cost of gold and gold loans form the current near zero to 3-4%, thereby making it much more expensive to park money in gold
2. Mining capital expenditures currently in process come on line significantly increasing the annual production of PM
3. The current banking/currency panic abates, as all panics eventually doWhat do you think might pop the bubble?Note: Any political posts or SHTF posts will be OT for the purposes of this thread.
Free TrailerChix sticker
Added on : Wednesday August 17th 2011 12:00:25 PM
I'm a chick, send me my free bumper sticker
Don't worry. Your information is very precious to us. We will never sell it or abuse it!http://trailerchix.wufoo.com/forms/z7x4a3/
Precious Metals IRA
Added on : Thursday August 04th 2011 06:00:12 PM
I had my parents IRA account at citibank and for the last year out of over $40k they made only $200 on so called "High Yield Account" which is ~ 1/2%.
I figured that if they would invest this money into Precious Metals IRA account with silver coins by now they would have over $80k (08/2010 price was $18 per TO). I can consider other silver coins and silver bullion as well as gold coins and gold bullion or gold Krugerrands.So seeing that want to help my parents to open a PM IRA account for them (and maybe for myself as well)
and asking if you have any suggestions which company to pick:
1) which one has the lowest application fee (I see it varies from $25 - $100)
2) storage options and fees
3) maintenance fees ( as low as $100 annual fees , $35 per month or percentage of the account )
4) termination fees ($100-$250)
5) anything else I am missing
Easiest way to invest in Precious Metals?
Added on : Friday July 15th 2011 09:00:09 PM
I wanted to invest $10K or more into precious metal. Probably going buy some silver or gold. My question is what is the easiest way to do this? Just buy some paper gold/silver products some companies offer? Actually buy and take physical delivery of it? Of course I do want to make sure I don't get ripped off.
Debt Limit "Deadline" Approaches
Added on : Friday July 08th 2011 12:00:05 AM
There was another thread about this way back in January but it is archived.As the title suggests, the fight over the Federal "debt limit" (in quotes because it is technically a self-imposed control) is raging on as we grow ever nearer to the deadline of August 2nd given by Geithner and Co. @ Treasury.If a deal is not reached by then, we'd definitely be entering uncharted waters. What would the impacts be on us FWFers when we wake up on August 3rd? I'm assuming the markets would not take the news well and commodities would jump due to the dollar tanking. I'm also assuming delzy would be laughing all the way to the bank with his precious metals.Let's keep this non-political - strictly finance.Edit: Very good points made by a number of posters. I suppose I was a little naive to think I could divorce politics from this particular "story".
There was another thread about this way back in January but it is archived.As the title suggests, the fight over the Federal "debt limit" (in quotes because it is technically a self-imposed control) is raging on as we grow ever nearer to the deadline of August 2nd given by Geithner and Co. @ Treasury.If a deal is not reached by then, we'd definitely be entering uncharted waters. What would the impacts be on us FWFers when we wake up on August 3rd? I'm assuming the markets would not take the news well and commodities would jump due to the dollar tanking. I'm also assuming delzy would be laughing all the way to the bank with his precious metals.Let's keep this non-political - strictly finance.
Kodak Mini HD 720p Waterproof Ultra Slim Camcorder (refurb)
This waterproof camcorder lets you capture all of lifes precious moments, anywhere, any time, and under any conditions. Offering 720p HD video, 3x digital zoom, and the ability to capture still shot images, the camcorder features a 1.8 inch color LCD display. Built-in video editing software allows you to transform photos and videos, while the integrated pop-out USB arm makes it easy to share with your extended network of friends and family members!
Altec Lansing M402SR Moondance Glow Speaker System with Clock Radio, Snooze Remote, and iPod Dock
Price is $42.97 plus $5 shipping.This is a special price for members only. No big deal just sign up for free with no obligation and you can view daily the "Sneak Peek" special. Its compact size (12.2 x 3.1 x 5.3 inches (W x D x H) conserves that precious space in your bedroom. Plus, the Moondance Glow is backed by a one-year warranty.What's in the Box
Moondance Glow stereo alarm clock, snooze remote pad and dongle, wireless remote control, iPod docking adapters, power supply, user's guide, and quick connect instructions.
Free Companion Airfare w/ $50 Kodak Gallery Order
Added on : Wednesday June 22nd 2011 12:01:06 PM
0 Posted By: FatWallette
Views: 170 Replies: 3



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-1 Posted By: FatWallette
Views: 614 Replies: 12



Precious metals are widely regarded as a defensive asset that can provide a level of security for an investors principal during volatile economic times. Right now, there is massive global demand for the physical ownership of precious metals because of the financial turmoil in world markets. Gold and silver are in huge demand and in the media spotlight daily, which means people everywhere are shopping online for precious metal products. Over the past 40 years, precious metals have continued to maintain their value and have gradually risen in value; in fact, gold has increased well over 300% in value over the past five years. With continued economic uncertainty, high unemployment rates, government deficit spending, weakness in the U.S. Dollar, and the looming threat of a long-term recession and increased inflation, the growing desire for the stability and security of gold and silver has dramatically increased. The most trusted and recognized name in precious metals would like to partner with you. $5.00-$15.00 Cash Back Available

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6/14 Daily Jewelry Deal at DiamondShark + 2% Cash Back
Added on : Tuesday June 14th 2011 12:01:42 PM
0 Posted By: FatWallette
Views: 123 Replies: 0



Diamondshark is the Premier Jewelry Deal a Day Site on the Internet. Every item is crafted with Genuine Diamonds, Gold, Silver, Precious & Semi-Precious Stones and sold at the Absolute Lowest Prices Possible. If they don't have the lowest price from anywhere on the web they don't sell it. In addition Diamondshark prides itself on it's outstanding customer service and due to this, is an Elite member of Reseller Ratings. 2.0% Cash Back Available

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APMEX America the Beautiful Flash Sale 24 HR
Added on : Thursday June 09th 2011 03:01:25 PM
SILVERAPMEX America the Beautiful Flash Sale 24 HRFor you silverbug over thereAPMEX America the Beautiful Flash Sale 24 HR 3.49 per oz over spot you can't eat silver
APMEX 24 Hour Special .999 1oz Silver Rounds $.99 over spot
Added on : Friday June 03rd 2011 03:01:04 AM
Great deal at APMEX for the next 16 hours:
1 oz Sunshine Minting Silver Round .999 FineAny quantity only $0.99 per round over spot!
Quantity of 20 or more come in sealed tubes and boxes of 500. Product Specifications
Product ID:55208
Diameter:38.5 mm
Thickness:2.8 mm
Kohls (26 items) Sorry they took the b1g1 for $1 off over night
Added on : Thursday June 02nd 2011 03:05:24 PM
As the wife and I expected they removed the Buy 1 Get 1 for $1 before adding them to clearance. Look for the other few that I already posted.Fetco Brimfield Floral 4" x 6" Frame
original $19.99 now $7.99Link 1Fetco picture frames add a sweet touch to your photos. Flower and vine accents make this Brimfield frame perfect for your favorite snapshot. In plum.Metal construction offers lasting beauty.
Details:
5"H x 8"W
Holds one 4" x 6" photo
Horizontal display
Attached easel
MetalFetco Brimfield Flip Album
original $21.99 now $8.79Link
2Flip through your memories with this Fecto photo album. Floral appliques give this flip album a sweet look. Plus it has an attached easel, so you can easily display your pictures on your desk or table. In teal/purple.Protective sleeves keep your snapshots as vibrant as the day they were printed.
Details:
6 1/2"H x 6 1/2"W
Holds forty 4 x 6 photos
Horizontal display
Attached easel
MetalMalden "laugh" 2 1/2'' x 3 1/2'' Black Frame
original $9.99 now $3.99Link 3The best medicine for stylish decor is this black "laugh" frame.Silver-tone "laugh" caption is sure to make you smile.
Black finish looks great in any setting.
Wood construction offers long-lasting use.
Details:
4 3/4"H x 3 3/4"W
Holds one 2 1/2" x 3 1/2" photo
Vertical display
Attached easel
Wood/glass/plasticMalden 4" x 6" Black "Generations" Frame
original $16.99 now $6.79Link 4Talking 'bout my generation. A simple sophisticated way to showcase your favorite memories, this frame features silver-tone "generations" lettering at the bottom. And a simple, black wooden frame that'll outline your captured moments beautifully. With an attached easel, so it's easy to display on any stable surface. Plus, a protective glass pane shields your precious moments from everyday wear and tear. In black.6"H x 7 1/2"W
Holds one 4" x 6" photo
Horizontal display
Attached easel
WoodMalden Baseball 4" x 6" Frame
original $16.99 now $6.79Link 5This picture frame is sure to hit a home run with your lil' slugger. Let your little one display a favorite sports moment in this adorable frame. In black."Baseball" caption lends sporty style.
Details:
5 1/2"H x 7 1/2"W
Frame holds one 4" x 6" photo
Horizontal display
Attached easel
WoodMalden 4" x 6" Girl's Night Frame
original $16.99 now $6.79Link 6Girls just wanna have fun! This 4" x 6" frame will add a fun touch to your decor. In black."Girl's night" caption lends sweet style.
Black finish provides classic appeal.
Wood construction ensures durability.
Details:
5 1/2"H x 7 1/2"W
Holds one 4" x 6" photo
Horizontal display
Attached easel
WoodMalden "The Guys" 4" x 6" Frame
original $16.99 now $6.79
Link 7Boyish good looks and charm. This adorable frame has it all. In black."The guys" graphic in silver lettering captures the feeling.
Black finish offers a classic look.
Wood construction promises years of use.
Details:
5 1/2"H x 7 1/2"W
Holds one 4" x 6" photo
Horizontal display
Attached easel
Wood/glassMalden 4" x 6" Goal Getter Frame
original $19.99 now $7.99Link 8Goal! Your little all-star will love this 4" x 6" frame. In green/blue."A real goal getter" caption and soccer accent lend sporty style.
Wood construction ensures long-lasting display.
Details:
7"H x 8"W
Holds one 4" x 6" photo
Horizontal display
Attached easel
WoodFetco Glenrock Floral 4" x 6" Frame
original $19.99 now $7.99link 9Let memories bloom in this Fetco picture frame. Sweet floral graphics make this Glenrock frame perfect for your favorite snapshot. In brown.Metal construction offers lasting beauty.
Details:
8"H x 6"W
Holds one 4" x 6" photo
Vertical or horizontal display
Attached easel
MetalFecto Averson 5" x 7" Leaf Frame
original $21.99Link 10This Fetco frame is a natural choice for your cherished snapshot. The Averson frame surrounds your photo with a charming leaf border. In khaki.Metal construction offers lasting beauty.
Details:
8 3/4"H x 7"W
Holds one 5" x 7" photo
Vertical or horizontal display
Attached easel
MetalMalden "twice as nice" Double Frame
original $19.99 now $7.99Link 11Double your presentation with this charming "twice as nice" wooden frame, and show off two of your favorite photos. In black.Silver-tone "twice as nice" lettering stands out against the black frame to create an impressive visual effect.
Openings are the perfect size for your favorite snapshots.
Sturdy wood construction ensures long-lasting use.
Details:
8 1/4"W x 6 1/4"H
Holds two vertical 3" x 5" photos
Horizontal display
Attached easel
Wood/glassFetco Chadwick Grandkids 4" x 6" Frame
original $19.99 now $7.99Link 12Put your family on display with this Fetco picture frame. A sweet floral pattern and "grandkids" caption add sweet appeal to your photograph. In blue.Wood construction offers lasting beauty.
Details:
6"H x 8"W
Holds one 4" x 6" photo
Horizontal display
Attached easel
WoodFetco Annika "Family" 3-Opening Collage Frame
original $39.99 now $15.99Link 13Fetco picture frames give your photos a special display. This collage frame highlights three of your favorite photos with a family-inspired caption and leaf graphics. In white."The love of a family makes life beautiful" caption creates instant charm.
Wood construction offers lasting beauty.
Details:
11 1/4"H x 22"W
Frame holds two 4" x 6" photos & one 4" x 4" photo
Horizontal display
Attached easel
Wood/glassFlip-Flop Wall Hook
original $19.99 now $7.99Link 14You'll flip for this decorative wall hook. Its flip-flop design adds a whimsical touch to your home while keeping your things neat and tidy. In copper tone.Durable metal construction ensures lasting beauty.
Details:
10"H x 3.5"W
Vertical display
Attached hanging hooks
Metal
By New View Gifts & AccessoriesMalden "Little All-Star" Frame
original $19.99 now $7.99Link 15Add sporty style to your little one's decor with this frame. In red/blue."Little all-star" caption and baseball graphic offer a fun look.
Durable construction promises years of use.
Details:
7"H x 8 1/4"W
Holds one 4" x 6" photo
Horiztonal display
Attached easel & hanging hooks
Wood"Love Makes Our House a Home" Wall Hook
original $19.99 now $7.99Link 16Welcome your guests with this decorative wall hook. Its warm "Love makes our house a home" caption makes it the perfect addition to your entryway. In black.Crystal-like knob doubles as a hook.
Details:
8 1/4"H x 5"W
Vertical display
Attached hanging hook
Resin
By New View Gifts & Accessories"Love Begins at Home" Wall Hook
original $19.99 now $7.99Link 17Give your guests a warm welcome with this wall hook. Its inspirational "Love begins at home" caption gives your foyer an inviting feel. In burgundy.Crystal-like knob makes a decorative hook.
Details:
8 1/2"H x 4 1/2W
Vertical display
Attached hanging hook
Resin
By New View Gifts & AccessoriesMalden "It's A Girl" 4" x 6" Frame
original $19.99 now $7.99Link 18Perfect in pink. Showcase the newest member of your family in this charming frame. In pink."It's a Girl!" and "Little hands, little feet, simply precious and oh so sweet" sayings offer sweet style.
Durable wood construction ensures lasting use.
Details:
7 1/2"H x 7 3/4"W
Holds one 4" x 6" photo
Vertical display
Attached easel
Wood/glassFetco Ashton Floral 4" x 6" Frame
original $19.99 Link 19Fetco frames give your favorite picture a special display. This Ashton frame surrounds your photo with a sweet floral print. In green.Wood construction offers lasting beauty.
Details:
7 3/4"H x 5 3/4"W
Holds one 4" x 6" photo
Vertical display
Attached easel
WoodFetco Richfield 5" x 7" Frame
original $21.99 now $8.79Link 20Get classic style with this frame. In Tuscan bronze.Braided accent and decorative border lend a unique look.
Metal construction ensures long-lasting use.
Details:
8 1/2"H x 6 1/2"W
Holds one 5" x 7" photo
Vertical or horizontal display
Attached 2-way easel
MetalFetco Ashton Floral 5" x 7" Frame
original $21.99 now $8.79Link 21Fetco picture frames add an irresistible finish to your photos. This Ashton frame surrounds a special snapshot with a sweet floral border and applique. In plum.Wood construction offers lasting beauty.
Details:
9"H x 7"W
Holds one 5" x 7" photo
Horizontal or vertical display
Attached easel
WoodFloral Memo Board
original $21.99 now $8.79Link 22Instant messaging. This memo board is the perfect place to hang your memos, pictures and notes. Add a fun touch to your decor with this floral memo board. In purple/multi.Floral design lends a retro look.
Fabric cover over plush batting lets you hang memos with thumbtacks.
Purple grosgrain ribbons with fabric-covered button accents keep photos and greeting cards in place.
Details:
15"H x 18"W
Horizontal or vertical display
Attached hanging hook
Fabric/wood
By New View Gifts & AccessoriesFetco Middleton 5" x 7" Frame
original $21.99 now $8.79Link 23Classic decor starts with this frame. In Tuscan bronze.Decorative border lends a unique look.
Metal construction ensures long-lasting use.
Details:
8 1/2"H x 6 1/2"W
Holds one 5" x 7" photo
Vertical or horizontal display
Attached 2-way easel
MetalBird Tree Wall Sticker
original $22.99 now $9.19Link 24Bring the calming effects of nature into the nursery with this bird tree wall sticker. Your little one is sure to feel safe day and night.Tree and bird graphics add a cute touch.
Stitching detail makes the art pop.
Self-adhesive vinyl construction clings to the wall like a decal, so you can remove and reposition without harming your paint.
Details:
Includes: 34 stickers
Vinyl
By Die Cuts With A ViewFetco Richfield 3-Opening Collage Frame
original $32.99 now $13.19Link 25Get classic style with this collage frame. In Tuscan bronze.Braided accent and decorative border lend a unique look.
Metal construction ensures long-lasting use.
Details:
8"H x 16"W
Holds three 5" x 7" photo
Horizontal display
Attached easel
MetalBELOW IS NOT BUY 1 GET 1 for $1SONOMA life + style Palm Tree 4" x 6" Shadow-Box Frame
original $21.99 now $3.52Link 26 NOT BUY 1 GET 1 FOR $1This SONOMA life + style picture frame brings the beach to you. The woven grass mat, palm tree and post card designs make this shadow-box frame a fun way to display your favorite moments. Add a relaxed touch to your decor with this great picture frame. In brown/green.Shadow-box styling lends an eye-catching look.
Grass matting lends natural charm.
Details:
7 3/4"H x 9 3/4"W
Frame holds one 4" x 6" photo
Horizontal display
Attached hanging hook
Wood/grass/polyresin
Kohls Buy 1 Get 1 for $1 (25 items + 1 that is not b1g1 for $1)
Added on : Thursday June 02nd 2011 03:01:50 AM
I cannot do anymore right now this is work! Pics will most likely be at the bottom and the bottom link is NOT Buy 1 Get 1 for $1Look for the other few that I already posted.Fetco Brimfield Floral 4" x 6" Frame
original $19.99 now $7.99Link 1Fetco picture frames add a sweet touch to your photos. Flower and vine accents make this Brimfield frame perfect for your favorite snapshot. In plum.Metal construction offers lasting beauty.
Details:
5"H x 8"W
Holds one 4" x 6" photo
Horizontal display
Attached easel
MetalFetco Brimfield Flip Album
original $21.99 now $8.79Link
2Flip through your memories with this Fecto photo album. Floral appliques give this flip album a sweet look. Plus it has an attached easel, so you can easily display your pictures on your desk or table. In teal/purple.Protective sleeves keep your snapshots as vibrant as the day they were printed.
Details:
6 1/2"H x 6 1/2"W
Holds forty 4 x 6 photos
Horizontal display
Attached easel
MetalMalden "laugh" 2 1/2'' x 3 1/2'' Black Frame
original $9.99 now $3.99Link 3The best medicine for stylish decor is this black "laugh" frame.Silver-tone "laugh" caption is sure to make you smile.
Black finish looks great in any setting.
Wood construction offers long-lasting use.
Details:
4 3/4"H x 3 3/4"W
Holds one 2 1/2" x 3 1/2" photo
Vertical display
Attached easel
Wood/glass/plasticMalden 4" x 6" Black "Generations" Frame
original $16.99 now $6.79Link 4Talking 'bout my generation. A simple sophisticated way to showcase your favorite memories, this frame features silver-tone "generations" lettering at the bottom. And a simple, black wooden frame that'll outline your captured moments beautifully. With an attached easel, so it's easy to display on any stable surface. Plus, a protective glass pane shields your precious moments from everyday wear and tear. In black.6"H x 7 1/2"W
Holds one 4" x 6" photo
Horizontal display
Attached easel
WoodMalden Baseball 4" x 6" Frame
original $16.99 now $6.79Link 5This picture frame is sure to hit a home run with your lil' slugger. Let your little one display a favorite sports moment in this adorable frame. In black."Baseball" caption lends sporty style.
Details:
5 1/2"H x 7 1/2"W
Frame holds one 4" x 6" photo
Horizontal display
Attached easel
WoodMalden 4" x 6" Girl's Night Frame
original $16.99 now $6.79Link 6Girls just wanna have fun! This 4" x 6" frame will add a fun touch to your decor. In black."Girl's night" caption lends sweet style.
Black finish provides classic appeal.
Wood construction ensures durability.
Details:
5 1/2"H x 7 1/2"W
Holds one 4" x 6" photo
Horizontal display
Attached easel
WoodMalden "The Guys" 4" x 6" Frame
original $16.99 now $6.79
Link 7Boyish good looks and charm. This adorable frame has it all. In black."The guys" graphic in silver lettering captures the feeling.
Black finish offers a classic look.
Wood construction promises years of use.
Details:
5 1/2"H x 7 1/2"W
Holds one 4" x 6" photo
Horizontal display
Attached easel
Wood/glassMalden 4" x 6" Goal Getter Frame
original $19.99 now $7.99Link 8Goal! Your little all-star will love this 4" x 6" frame. In green/blue."A real goal getter" caption and soccer accent lend sporty style.
Wood construction ensures long-lasting display.
Details:
7"H x 8"W
Holds one 4" x 6" photo
Horizontal display
Attached easel
WoodFetco Glenrock Floral 4" x 6" Frame
original $19.99 now $7.99link 9Let memories bloom in this Fetco picture frame. Sweet floral graphics make this Glenrock frame perfect for your favorite snapshot. In brown.Metal construction offers lasting beauty.
Details:
8"H x 6"W
Holds one 4" x 6" photo
Vertical or horizontal display
Attached easel
MetalFecto Averson 5" x 7" Leaf Frame
original $21.99Link 10This Fetco frame is a natural choice for your cherished snapshot. The Averson frame surrounds your photo with a charming leaf border. In khaki.Metal construction offers lasting beauty.
Details:
8 3/4"H x 7"W
Holds one 5" x 7" photo
Vertical or horizontal display
Attached easel
MetalMalden "twice as nice" Double Frame
original $19.99 now $7.99Link 11Double your presentation with this charming "twice as nice" wooden frame, and show off two of your favorite photos. In black.Silver-tone "twice as nice" lettering stands out against the black frame to create an impressive visual effect.
Openings are the perfect size for your favorite snapshots.
Sturdy wood construction ensures long-lasting use.
Details:
8 1/4"W x 6 1/4"H
Holds two vertical 3" x 5" photos
Horizontal display
Attached easel
Wood/glassFetco Chadwick Grandkids 4" x 6" Frame
original $19.99 now $7.99Link 12Put your family on display with this Fetco picture frame. A sweet floral pattern and "grandkids" caption add sweet appeal to your photograph. In blue.Wood construction offers lasting beauty.
Details:
6"H x 8"W
Holds one 4" x 6" photo
Horizontal display
Attached easel
WoodFetco Annika "Family" 3-Opening Collage Frame
original $39.99 now $15.99Link 13Fetco picture frames give your photos a special display. This collage frame highlights three of your favorite photos with a family-inspired caption and leaf graphics. In white."The love of a family makes life beautiful" caption creates instant charm.
Wood construction offers lasting beauty.
Details:
11 1/4"H x 22"W
Frame holds two 4" x 6" photos & one 4" x 4" photo
Horizontal display
Attached easel
Wood/glassFlip-Flop Wall Hook
original $19.99 now $7.99Link 14You'll flip for this decorative wall hook. Its flip-flop design adds a whimsical touch to your home while keeping your things neat and tidy. In copper tone.Durable metal construction ensures lasting beauty.
Details:
10"H x 3.5"W
Vertical display
Attached hanging hooks
Metal
By New View Gifts & AccessoriesMalden "Little All-Star" Frame
original $19.99 now $7.99Link 15Add sporty style to your little one's decor with this frame. In red/blue."Little all-star" caption and baseball graphic offer a fun look.
Durable construction promises years of use.
Details:
7"H x 8 1/4"W
Holds one 4" x 6" photo
Horiztonal display
Attached easel & hanging hooks
Wood"Love Makes Our House a Home" Wall Hook
original $19.99 now $7.99Link 16Welcome your guests with this decorative wall hook. Its warm "Love makes our house a home" caption makes it the perfect addition to your entryway. In black.Crystal-like knob doubles as a hook.
Details:
8 1/4"H x 5"W
Vertical display
Attached hanging hook
Resin
By New View Gifts & Accessories"Love Begins at Home" Wall Hook
original $19.99 now $7.99Link 17Give your guests a warm welcome with this wall hook. Its inspirational "Love begins at home" caption gives your foyer an inviting feel. In burgundy.Crystal-like knob makes a decorative hook.
Details:
8 1/2"H x 4 1/2W
Vertical display
Attached hanging hook
Resin
By New View Gifts & AccessoriesMalden "It's A Girl" 4" x 6" Frame
original $19.99 now $7.99Link 18Perfect in pink. Showcase the newest member of your family in this charming frame. In pink."It's a Girl!" and "Little hands, little feet, simply precious and oh so sweet" sayings offer sweet style.
Durable wood construction ensures lasting use.
Details:
7 1/2"H x 7 3/4"W
Holds one 4" x 6" photo
Vertical display
Attached easel
Wood/glassFetco Ashton Floral 4" x 6" Frame
original $19.99 Link 19Fetco frames give your favorite picture a special display. This Ashton frame surrounds your photo with a sweet floral print. In green.Wood construction offers lasting beauty.
Details:
7 3/4"H x 5 3/4"W
Holds one 4" x 6" photo
Vertical display
Attached easel
WoodFetco Richfield 5" x 7" Frame
original $21.99 now $8.79Link 20Get classic style with this frame. In Tuscan bronze.Braided accent and decorative border lend a unique look.
Metal construction ensures long-lasting use.
Details:
8 1/2"H x 6 1/2"W
Holds one 5" x 7" photo
Vertical or horizontal display
Attached 2-way easel
MetalFetco Ashton Floral 5" x 7" Frame
original $21.99 now $8.79Link 21Fetco picture frames add an irresistible finish to your photos. This Ashton frame surrounds a special snapshot with a sweet floral border and applique. In plum.Wood construction offers lasting beauty.
Details:
9"H x 7"W
Holds one 5" x 7" photo
Horizontal or vertical display
Attached easel
WoodFloral Memo Board
original $21.99 now $8.79Link 22Instant messaging. This memo board is the perfect place to hang your memos, pictures and notes. Add a fun touch to your decor with this floral memo board. In purple/multi.Floral design lends a retro look.
Fabric cover over plush batting lets you hang memos with thumbtacks.
Purple grosgrain ribbons with fabric-covered button accents keep photos and greeting cards in place.
Details:
15"H x 18"W
Horizontal or vertical display
Attached hanging hook
Fabric/wood
By New View Gifts & AccessoriesFetco Middleton 5" x 7" Frame
original $21.99 now $8.79Link 23Classic decor starts with this frame. In Tuscan bronze.Decorative border lends a unique look.
Metal construction ensures long-lasting use.
Details:
8 1/2"H x 6 1/2"W
Holds one 5" x 7" photo
Vertical or horizontal display
Attached 2-way easel
MetalBird Tree Wall Sticker
original $22.99 now $9.19Link 24Bring the calming effects of nature into the nursery with this bird tree wall sticker. Your little one is sure to feel safe day and night.Tree and bird graphics add a cute touch.
Stitching detail makes the art pop.
Self-adhesive vinyl construction clings to the wall like a decal, so you can remove and reposition without harming your paint.
Details:
Includes: 34 stickers
Vinyl
By Die Cuts With A ViewFetco Richfield 3-Opening Collage Frame
original $32.99 now $13.19Link 25Get classic style with this collage frame. In Tuscan bronze.Braided accent and decorative border lend a unique look.
Metal construction ensures long-lasting use.
Details:
8"H x 16"W
Holds three 5" x 7" photo
Horizontal display
Attached easel
MetalBELOW IS NOT BUY 1 GET 1 for $1SONOMA life + style Palm Tree 4" x 6" Shadow-Box Frame
original $21.99 now $3.52Link 26 NOT BUY 1 GET 1 FOR $1This SONOMA life + style picture frame brings the beach to you. The woven grass mat, palm tree and post card designs make this shadow-box frame a fun way to display your favorite moments. Add a relaxed touch to your decor with this great picture frame. In brown/green.Shadow-box styling lends an eye-catching look.
Grass matting lends natural charm.
Details:
7 3/4"H x 9 3/4"W
Frame holds one 4" x 6" photo
Horizontal display
Attached hanging hook
Wood/grass/polyresin
I was involved in a couple of financial discussions surrounding "made my first million by".What is the proper measuring stick since this is a very deceiving marketing term? Did I make my first million through job/ SE income cumulatively, even though I've spent it and may not have one million liquid today. Or did I make my first million when I surpass one million in assets of all classifications (RE, retirement, savings, precious metals)?
Picture Collage Maker 2.5.4
April 27, 2011
Picture Collage Maker is a powerful, versatile way to build any photo collage and scrapbook project-whether youre just starting out or have been collaging for years. You can also create your calendar, greeting card, invitation card, poster and more you can think of! Whether you see collaging as a relaxing pastime or a way of life, Picture Collage Maker can improve your efficiency, save you money and help you transform your priceless pictures into precious memories.
Key features:
Choose from hundreds of collage templates;
Personalize your photo collage with your own digital photos;
Decorate your photo collage with frames, masks, text and cliparts;
Print or email your collage direct to friends and family.http://www.giveawayoftheday.com/picture-collage-maker-2-5-4/
(note-regional differences can apply to any given list/coupon)
5/1 Smart Source #1 & #2 PreviewSmart Source #1
Betty Crocker Fruit Shapes, Fruit by the Foot, etc. (6/25/11)
Betty Crocker Supreme Brown or Dessert Bar Mix .50 (6/25/11)
Campbell's Chunky soup $1/4 (6/12/11)
Chex Mix or Chex 100 Calorie Snack $1/2 (6/25/11)
Colgate Toothpaste 4 oz+ .75 (5/21/11)
Colgate Max White Sonic Power or 360 Sonic Power Toothbrush $1 (5/21/11)
Colgate Adult or Children's Toothbrush .75 (5/21/11)
EggLands Best Cage Free Dozen or Organic Dozen Eggs .50 (9/30/11)
Egglands Best Eggs .35 (9/30/11)
Ensure 4 packs B3G1F to $8.99 (8/7/11)
Ensure 4-pack $2 (8/7/11)
Fiber One 90 Calorie Chewy Bars .50/2 (6/25/11)
General Mills cereals $1/3 (6/11/11)
Glade Plugins Scented Oil twin refill or two single refills $1 (6/11/11)
Glucerna Shake $2 (6/26/11)
Glucerna Bars $1.50 (6/26/11)
Hamburger Helper, Tuna Helper, or Chicken Helper .75/3 (6/25/11)
Hershey's Kisses, Reeses, Miniatures and York candy bags $1/3 (6/15/11)
Hasbro Ratucki buy 1, get another Hasbro card game free to $5.99 (6/7/11)
John Frieda product $1 (6/4/11)
John Frieda Precious Foam Color $5 (6/4/11)
John Frieda Root Awakening $3 (6/4/11)
Nature Valley Granola Bars .50/2 (6/25/11)
Speed Stick or Lady Speed Stick .50 (5/21/11)
Irish Spring Body Wash or 2 Multi-Bar Packs 3 pack+ .50 (5/21/11)
Irish Spring Deodorant .50 (5/21/11)
Palmolive Dish Liquid 20oz+ .25 (5/21/11)
Palmolive Soft Touch Dish Liquid Only 20 oz+ .75 (5/21/11)
Phillips Sonicare FlexCare+ or FlexCare Rechargeable Toothbrush $15 (8/31/11)
Phillips Sonicare Rechargeable Toothbrush excludes Xtreme Battery $10 (8/31/11)
Phillips Sonicare Brush Heads Multipack or Philips Sonicare Xtreme Battery Toothbrush $5 (8/31/11)Smart Source #2
Alpo cans $1/8 (6/13/11)
Alpo 13.2 oz can B1G1F to $.89 (6/13/11)
DiGiorno Small Cheese Stuffed Crust Pizza 8.5-9.2 oz $1 (6/30/11)
Lean Cuisine $1/4 (8/7/11)
Nestle Bars, Sandwiches, Nestle Drumsticks or Push-Up Frozen Snacks 4 ct+ $1/2 (6/25/11)
Nestle Purelife Purified Water .5 liter multi-packs (20 pack+) $1/2 (6/12/11)
Nestle Purelife Purified Water 8 oz Multi-Packs 24 pack+ $1/2 (6/12/11)
Purina Tidy Cat $1 (8/1/11)
Purina Kitten Chow or Cat Chow $1 (6/26/11)
Purina Whisker Lickins $1/2 (8/1/11)
Purina Dog Chow or Puppy Cho 17.6 lb $1.50 (5/28/11)
Purina Dog Chow or Puppy Chow 4.4 lb $1 (5/28/11)
Purina Moist & Meaty 54 oz+ $1 (6/13/11)
Purina Mighty Dog 12 cans or 12 count variety pack $2 (6/20/11)
Purina T Bonz or Purina Tiny T Bonz $1 (8/1/11)
Purina Beneful Snackin Slices $1 (8/1/11)
Purina Busy $1 (8/1/11) Pepsico Moments to Save $20 Savings
$2 wyb 3 Life, Quaker Oatmeal squares, Cap'n Crunch Cereal 12-24 oz, or Tropicana pure premium and Trop50 59oz or larger (5/21/11)
Free 32 oz Gatorade WYB 1 Gatorade Prime and 1 recover (5/21/11)
Free Pepsi Max 2-ltr WYB Tostitos Chips (9oz or larger) and Tostitos Dip 15oz (5/21/11)
$1 Tostitos Tortilla chips 9oz or larger or any Tostitos Dip 15oz or larger any (5/21/11)
$2 any 2 Pepsi Brand 18pck, 20 pk, or 24 pk 12 oz cans (5/21/11)
$2/2 Lipton 12 pks any (5/21/11)
$2/2 Frito Lay 22ct Multipacks any (5/21/11)
$2/2 Starbucks Frappuccino or Double Shot 4pks (5/21/11)
.55/2 Quaker Quakes Rice Snacks 3oz or larger (5/21/11)
$1 Propel or Propel Zero 6pk (5/21/11)
$1.50 any 5 Sobe 20oz (5/21/11)
$2/2 Lays Kettle Cooked Potato Chips, Sunchips, or Rold Gold Pretzels 8.5oz (5/21/11)
Free Sierra Mist Natural wyb any Sunchips or Lays Kettle Chips 8.5 oz or larger (5/21/11)***************************************************************************************************************************************this preview is from SE Ohio.
I will add the bigger preview whenever it is availableRedplum 5/1/11Ball Park $0.75/2 any products DND, DNT (6/4/11)
Ball Park $0.75/1 any new deli style beef franks DND, DNT (6/4/11)
Cesar $1/1 any dog treats (6/12/11)
Dove $1/1 any bag of chocolate (8.5oz 9.5oz) DND (6/12/11)
Dove $0.75/2 any chocolate large bars (3.3oz) DND (6/12/11)
Dove $1/1 any Dovebar multipack, Dove miniatures, or Dove ice cream 8.67 fl oz or larger (8/31/11)
Emerald $1/1 any Breakfast on the Go! product 7.5 oz or larger DND (6/11/11)
Eucerin $1.50/1 any hand or body product (2oz - 16.9oz) (6/25/11)
Jimmy Ds $0.55/1 any product DND, DNT (6/30/11)
Kelloggs $1/3 any Special K cereals (11.4oz or larger, any flavor, mix or match) (6/12/11)
Kelloggs $2/2 any Special K protein meal bars, protein snack bars, protein shakes and/or K2O protein water mixes (4ct or larger, any flavor, mix or match) (6/26/11)
Nicorette $7/1 any product (72ct or larger) (6/5/11)
Pedigree $1/1 any Goodbites treats for dogs (6/12/11)
Pedigree $2/1 any bag of new food for dogs (8.8lbs or larger) (6/5/11)
Pedigree B3G1 FREE any canned food for dogs (13.2oz) (6/5/11)
Pedigree $1/1 any Dentastix treats for dogs (6/12/11)
Rhodes $0.75/1 any warm n serv rolls (8/31/11)
Temptations $1/1 any new mixups treats for cats (6/12/11)thanks to doulas3babes on wucAnother version of the 5/1 Red Plum. This one is from NJ
thanks to Cpontes on wuc5/1 Red PlumAdvantage brands $1.00/1 (8/1/11)
Ball Park, any products $1.00/2 DND, DNT (6/4/11)
Carolina or River Rice .50/1 (8/31/11)
Cesar dog treats any $1.00/1 (6/12/11)
Citrucel Bulk Fiber Therapy $1.50/1 (8/1/11)
Dove any bag of chocolate (8.5oz 9.5oz) $1.00/1 DND (6/12/11)
Dove any chocolate large bars (3.3oz) $1.00/2 DND (6/12/11)
Dove any Dovebar multipack, Dove miniatures, or Dove ice cream 8.67 fl oz or larger $1.00/1 (8/31/11)
Dry Idea or Right Guard product product Buy One Get One FREE Up to $4.49 DND (5/31/11)
Ecotrin Aspirin product $1.50/1 (8/1/11)
Emerald any Breakfast on the Go! product 7.5 oz or larger $1.00/1 DND (6/11/11)
Eucerin any hand or body product (2oz - 16.9oz) $1.50/1 (6/25/11)
Garnier Fructis style product any $1.00/1 no trial (8/1/11)
Garnier Frustic Shampoo, conditioner or treatment $1.00/1 no trial (8/1/11)
Garnier Moisturizer or Treatment $2.00/1 (8/1/11)
i-flex 120 ct $5.00/1 (5/31/11)
Jimmy Ds any product DND, DNT $1.00/1 (6/30/11)
Kelloggs any Special K cereals (11.4oz or larger, any flavor, mix or match) $1.00/2 (6/12/11)
Kelloggs any Special K protein meal bars, protein snack bars, protein shakes and/or K2O protein water mixes (4ct or larger, any flavor, mix or match) $2.00/2 (6/26/11)
L'Oreal Paris lip product $2.00/1 (6/26/11)
Luigi's Real Italian ice product .50/1 (6/12/11)
Nicorette any product (72ct or larger) $7.00/1 (6/5/11)
Nivea Body lotion (8.4 floz - 16.9 fl oz ) $1.00/1 (6/5/11)
Nivea Sun-Kissed Gradual Tanner (6.7 fl oz - 8.4 fl oz) $2.00/1 (6/5/11)
Noxzema Spa Shave 4-blade shaver 4-pack, Super Smooth Triple blade shaver 4-pack or larger, Premium-pivot twin blade 12 pack OR Bikini shaver 3 pack $2.00/1 (6/30/11)
Os-Cal Calcium supplement $1.50/1 (8/1/11)
Pedigree any Goodbites treats for dogs $1.00/1 (6/12/11)
Pedigree any bag of new food for dogs (8.8lbs or larger) $2.00/1 (6/5/11)
Pedigree any canned food for dogs (13.2oz) Buy THREE get ONE FREE up to $1.09 (6/5/11)
Pedigree any Dentastix treats for dogs $1.00/1 (6/12/11)
Pure Protein drink or powder $1.00/1 (6/26/11)
Pure Protein Bars $1.00/2 (6/26/11)
Purex Complete Crystals softener $1.00/1 (6/12/11)
Purex Laundry Detergent (50 oz - 100 oz) no trial $1.00/1 (6/12/11)
Purex laundry detergent 150oz or larger no trial $3.00/1 (6/12/11)
Superpretzel Pretzel dogs product .50/1 (6/12/11)
Tabasco brand of family flavor any size-flavor .50/1 DND (6/12/11)
Temptations any new mixups treats for cats $1.00/1 (6/12/11)
Zyrtec Adult any 12 ct or larger $3.50/1 (6/30/11)
Zyrtec Adult any 24 ct or larger $4.00/1 (6/30/11)************************************************************************************************************************************P&G SAVER

P&G 5/1/11 Preview
Save $0.25 On any ONE Cascade 5/31/2011Save $1.00 On any ONE Cascade Rinse Aid 5/31/2011Save $0.25 On any ONE Dawn 5/31/2011Save $0.50 On any ONE Dawn PLUS 5/31/2011Save $0.25 On any ONE Downy Liquid Fabric Softner or Dryer Sheets 5/31/2011Save $0.50 On any ONE Downy Liquid Fabric Softner or Dryer Sheets 5/31/2011Save $0.35 On any ONE Tide Detergent 5/31/2011Save $1.00 On any ONE Tide Stain Release 5/31/2011Save $3.00 On any ONE Tide Stain Release 26-50 oz powder, 15-34 ct duo pac or 36-68 oz liquid 5/31/2011Save $1.00 On any ONE Tide To Go 5/31/2011Save $0.50 On any ONE Febreze Fabric Refresher 5/31/2011Save $0.50 On any ONE Febreze Air Effects 5/31/2011Save $1.00 On any ONE Febreze Noticeables Refill Pack 5/31/2011Save $1.00 On any ONE Febreze Candle 5/31/2011Save $0.50 On any ONE Febreze Set & Refresh 5/31/2011Save up to $3.29 Buy any ONE Febreze Noticeables Refill, Get any ONE Warmer FREE 5/31/2011Save $0.50 On any ONE Mr. Clean Products (Liquid, Spray or Eraser) 5/31/2011Save $1.50 On any ONE Mr. Clean twin pack or TWO any other items (spray, liquid, eraser) 5/31/2011Save $2.00 On any ONE Swiffer Starter Kit 5/31/2011Save $0.25 On any ONE Bounty Towels or Napkins 5/31/2011Save $0.25 On any ONE Charmin 5/31/2011Save $1.50 On any ONE Pampers Diapers or Pants 5/31/2011Save $2.50 On any ONE Pampers Diapers or Pants 5/31/2011Save $0.50 On any ONE Pampers Wipes 60ct+ 5/31/2011Save $1.00 On any ONE Pampers Wipes 60ct+ 5/31/2011Save $1.50 On any ONE Pampers Easy Ups Trainers, UnderJams Night Wear or Splashers 5/31/2011Save $0.50 On any ONE Always Pad, Clean or Feminine Cleansing Cloth 5/31/2011Save $0.50 On any ONE Always Pantiliners (34 ct. or higher) 5/31/2011Save $1.00 On any ONE Always Infinity 5/31/2011Save $1.00 On any ONE Tampax Pearl or Tampax Pearl Compak (18 ct or higher) 5/31/2011Save $0.50 On any ONE Tampax (18 ct. or higher) 5/31/2011Save $3.00 On any ONE Align 5/31/2011Save $1.00 On any ONE Metamucil product 5/31/2011Save $1.00 On any ONE Metamucil product 5/31/2011Save $1.00 On any ONE Prilosec 5/31/2011Save $10.00 On any ONE Crest 3D White 2 Hour Express or Professional Effects Whitestrips 5/31/2011Save $0.75 On any ONE Crest Rinse 440mL or larger 5/31/2011Save $1.50 On any ONE Crest Pro-Health or Crest Sensitivity Treatment and Protection Toothpaste 4.0 oz. or larger 5/31/2011Save $1.00 On any TWO Crest 4.0 oz. or larger (excludes Crest Cavity, Baking Soda, Tartar) 5/31/2011Save $1.50 On any ONE Oral-B Pulsar, CrossAction, Advantage OR any TWO Indicator OR Cavity Defense 5/31/2011Save $0.75 On any ONE Oral-B Satin, Glide Floss 25M or more or Glide Floss Picks 30ct or higher 5/31/2011Save up to $3.00 Get ONE Fixodent Cleanser FREE 5/31/2011Save $0.50 On any ONE Fixodent Adhesive or Fixodent Cleanser 5/31/2011Save $0.50 On any ONE Herbal Essences OR Aussie product (excludes trial size) 5/31/2011Save $1.00 On any ONE CoverGirl product 5/31/2011Save $3.00 On any TWO Venus Disposables 2ct, 3ct, or 6ct , Simply Venus 4ct, Daisy3 4 ct or 8 ct, or Daisy 10 ct, 12 ct or 18 ct 5/31/2011Save $0.55 On any ONE Gillette Series Shave Preps 5/31/2011Save up to $4.99 Buy any ONE Gillette Bodywash, Get ONE Gillette Deodorant FREE (excluding trial size) 5/31/2011Save $3.00 On any TWO Pantene products (excludes trial size) 5/31/2011Save $4.00 Buy any ONE Secret, Olay PCC and Olay H&B together 5/31/2011
Save up to $3.99 Buy any ONE Old Spice Bodywash, Get any ONE Old Spice Bodywash FREE (of equal or lesser value) 5/31/2011Save $1.00 On any TWO Old Spice products (1.7oz or larger) 5/31/2011Save $1.00 On any ONE Secret 5/31/2011Save up to $4.00 Buy any ONE Secret Clinical Strength, Get $4 off any ONE Gillette Clinical Strength Deodorant 5/31/2011Save $3.00 Buy any ONE Secret Deodorant, Get $3 off any ONE Olay Bar, Body Wash, In Show Body Lotion OR Hand & Body Lotion 5/31/2011Save $2.00 On any ONE Nice N Easy 5/31/2011Save $2.00 On any ONE Natural Instincts Hair Color 5/31/2011Save $2.00 On any ONE Venus razor 5/31/2011Save $5.00 Buy any ONE Venus Cartridge, Get $5 off ONE Olay Facial Moisturizer 5/31/2011
If anyone here signed up for APMEX's emailed inventory alert on the America the Beautiful 2010 silver bullion coin set, you might finally be able to order here:APMEX ATB 2010 Sales PageThe system will kick the item out of your cart if you don't qualify according to their 'lottery' list - at least that's how it works for many since the sales began yesterday. At some point, if inventory lingers, I'm guessing the public will be given ordering opportunity as well.The deal is great for multiple reasons, but maybe the most unique thing is that these coins are all graded by PGCS at no extra cost. Most of the other authorized purchasers sold them without that benefit at or above this cost.Enjoy!
Tip - enter a large number like 9999 in the add to cart quantity box to see how many sets are left in their inventory.
S&H is reported to be either $10 or $19.95...I'm not sure why this varies.These are strictly 1 per household when ordered. Note that the 5oz weight is per coin so this is for 25oz of bullion per set.
SanDisk 4GB Compact Flash Memory, 15Mbps, Bulk PackagedItem Includes
SanDisk Lifetime Limited Warranty
Features
SanDisk Ultra CompactFlash
Works great with Compactflash compatible digital SLR's, & other feature-rich Compact Cameras
Delivers the high performance that these more advanced cameras command
A high-quality card you can trust with your precious memories
A high-speed card featuring fast 15/MB/sec Read/Write speeds
High performance card for cutting out the wait when transferring data from camera to PC
Solid reliability backed by a lifetime limited warranty
Higher capacity card for capturing more photos and longer video
Mint Bullion Below Spot - ATB 2010 sets @ APMEX $959.95 + S&H
Added on : Friday April 15th 2011 09:43:59 PM
If anyone here signed up for APMEX's emailed inventory alert on the America the Beautiful 2010 silver bullion coin set, you might now finally be able to order here:APMEX ATB 2010 Sales PageThe system will kick the item out of your cart if you don't qualify according to their 'lottery' list - at least that's how it works for many since the sales began yesterday. At some point, if inventory lingers, I'm guessing the public will be given ordering opportunity as well.The deal is great for multiple reasons, but maybe the most unique thing is that these coins are all graded by PGCS at no extra cost! Most of the other authorized purchasers sold them without that benefit at or above this cost.Enjoy!
Tip - enter a large number like 9999 in the add to cart quantity box to see how many sets are left in their inventory.
S&H is reported to be either $10 or $19.95...luck of the draw apparently.
The Amazon MP3 Daily Deal for Thursday, April 7, 2011 is: Pete Yorn (Amazon MP3 Deluxe Exclusive), by Pete Yorn, for $3.99.
Reviews, track-samples and purchase-link here.Track-list: 1. Precious Stone 3:26 2. Rock Crowd 4:49 3. Velcro Shoes 3:50 4. Paradise Cove l 4:08 5. Badman 3:14 6. The Chase 4:04 7. Sans Fear 4:17 8. Always 3:27 9. Stronger Than 3:3910. Future Life 4:1111. Wheels 3:1812. Future Life (Acoustic) (Amazon Exclusive) 3:5613. Precious Stone (Acoustic) (Amazon Exclusive) 3:0014. Rock Crowd (Acoustic) (Amazon Exclusive) 3:3715. Velcro Shoes (Acoustic) (Amazon Exclusive) 3:26
0 Posted By: FatWallette
Views: 4 Replies: 0



Kodak Gallery (www.kodakgallery.com), formerly known as "Ofoto", is the leading online digital photo developing service. We provide consumers with a secure and easy way to view, store and share their photos with friends and family. Along with creating real Kodak prints, customers can personalize a variety of photo products including photo books, cards and apparel. Keep your precious memories with the name you trust, Kodak. 7.5% Cash Back Available

Special Offers from Kodak Gallery:

4x6 Prints 10 Sale Cash Back

5x7 Folded Cards from .99 cents (limit 5) Cash Back

15% Off Archive DVD's Cash Back
Spy Gear Security Scanner $6.30 with CC @ Kohls
Added on : Wednesday March 30th 2011 09:43:43 AM
Spy Gear Security Scanner for $6.30 with couponMy little boy will love this.
The Security Scanner is a hand-held metal detector that mimics those used by Transportation Security Administration (TSA) officials at airports. To ensure visitors aren't hiding any metal objects (such as cameras or microphones), screen them before they enter spy headquarters (or your room). The scanner will beep and a bright red LED will shine if they're trying to smuggle metal into your space. For extra security, scan them on their way out to make sure none of your precious metals disappear. Works great along with the Lie Detector and Evidence Kit.NOTE: Requires 1 9-Volt battery, sold separately
Use coupon SAVEATKOHLS for 30% off at Kohls with your Kohls card.Don't forget Cash Back!
50% Off First Kodak Gallery Order + 7.5% Cash Back!
Added on : Thursday March 24th 2011 12:40:50 PM
0 Posted By: FatWallette
Views: 101 Replies: 0



Kodak Gallery (www.kodakgallery.com), formerly known as "Ofoto", is the leading online digital photo developing service. We provide consumers with a secure and easy way to view, store and share their photos with friends and family. Along with creating real Kodak prints, customers can personalize a variety of photo products including photo books, cards and apparel. Keep your precious memories with the name you trust, Kodak. 7.5% Cash Back Available

Special Offers from Kodak Gallery:

Buy One Get One 50% off Photo Books

20% off $15 Photo Cards purchase

Photo Gifts Under $20

New Photo Luggage Tags from $5.49

New Customers: 50% off first purchase excludes Same-Day Pickup orders, shipping fees, applicable taxes, Gift Certificates, PhotoStamps, KODAK cameras and other products and services sold through www.kodak.com, subscription fees for the KODAK Gallery Premier and Mobile services



Kodak Gallery Coupons & Cash Back
7.5% FatWallet Cash Back Available! Cash Back not available on promo contact cards.


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What to do with extra cash in my emergency fund
Added on : Tuesday March 01st 2011 01:40:07 PM
I decided a while back, that I wanted to have at least 26 weeks (6 months) of money marked for emergencies. Since then I've surpassed that amount and will continue to surpass it as I contribute at least $25 a week. Also, I realized I don't need all of it to be liquid immediately, I figure 10 weeks would be more than enough to keep liquid.So what does everyone here do with the rest? (About 10k) My thoughts were possibly with EverBank in foreign currency/precious metal accounts (split between Euro, Renmimbi, Gold) depending on the minimums, as to help protect against inflation/dollar collapse.
Philips Premium Adjustable In-Ear Headphones $6 + $6 Shipping (Ergonomically shaped headphone enhances user comfort)Today only, ThingFling.com offers the Philips Premium Adjustable In-Ear Headphones in White, model no. SHE9501, for $5.99. With $6 for shipping. They come with a choice of three cap sizes and a transport case.
LINKIn-ear headphones for pure, premium sound. Ultra-small speakers and a choice of 3 cap sizes deliver the sound closer to the ear while also creating a perfect in-ear seal that blocks external noise. Choice of cap size also ensures comfortable fit.
The Super-small speaker drivers fit comfortably inside the ear and thanks to the exceptionally snug fit the outside noise is sealed out for a high-intensity listening experience. Neodymium is the best material for producing a strong magnetic field for greater sensitivity in a voice coil, better bass response and higher overall sound quality.You can rest assured that the precious metal gold finishing on the plug will give you a more reliable connection for better quality audio.
With a choice of 3 interchangeable ear caps from size small to large, surely there is a pair that fits your ear perfectly. The ultra-soft rubber material on the rubber caps is sensational to the touch and adapts effortlessly to your ear. In-ear headphones have never been this comfortable. This headphone is designed around the shape of your ear for extra comfort and more enjoyment during longer periods of listening
This simple yet highly effective solution to cable tangling works effectively by enabling you to hang the cable behind your neck instead of under your chin. The carrying case is the most convenient way to look after your headphones and prevent the cable tangling when not in use. A soft, flexible part protects the cable connection from damage that otherwise would occur due to repeated bending. This standard cable has a 3.5 mm socket on one end and a 3.5 mm plug on the other for extending your freedom of movement with headphones.Acoustic system: open
Magnet type: Neodymium
Voice coil: CCAW
Diaphragm: Mylar dome
Frequency response: 6 23 500 Hz
Impedance: 16 ohm
Maximum power input: 50 mW
Sensitivity: 102 dB
Speaker diameter: 10 mm
Type: Dynamic
Connectivity
Cable Connection: two-parallel, asymmetric
Cable length: 0.6 m + 0.6 m
Connector: 3.5 mm
Finishing of connector: Gold-plated
Type of cable: OFC
What is the current price of Gold for something I want to scrap?
Added on : Saturday February 19th 2011 01:40:09 PM
Every website I search wants to sell gold something-or-other. I even looked up "precious metals price", but still can't figure it out.I have some gold jewerly that I want to sell to one of those places that scrap it and I want to know what the fair market value of it is (based on weight) before I leave the house.Some of my stuff is 10K and some 14K.Is there a website that can tell me the current market price?Thank you.
Select Calvin Klein ties $10.49 each @ CalvinKlein.com (+ $8 shipping)
Added on : Friday February 18th 2011 04:41:21 PM
Today CalvinKlein.com is having a 30% off everything sale and I found two different styles of ties already on sale, making the final price in cart $10.49 each.Shipping is a little high if you are only buying one tie, but if you buy a few it's a little more worth it. Tried to find a free ship code for CK.com and could not. If anybody else has one, feel free to share! graphite steel stripe tiecharcoal | grey/slate | misty lilac
semi precious slim stripe tielight purple
Lancome deluxe samples and free shipping w/ $45 purch LAST DAY!
Added on : Friday February 18th 2011 09:42:34 AM
So I bought my girlfriend some things from Lancome the other month and started receiving e-mails from this for special offers, and this one seems particularly good. If you spend $45 online at Lancome's website, you will receive 5 free "deluxe samples" and free shipping. The samples are:Link to E-mail offerBrush Subtil Compact
Absolue Premium BX
High Resolution Eye Refil-3x
Definicils Precious cells mascara
Cils Booster XL mascara baseUse Promo code DLUXFEB also today is the last day for the offer.Now from what I've seen, it doesn't take much to spend $45 on their products. I think they are a bit pricey, but I know people who use them who swear by them.
HSN Inscribed Footprints 10K Band Ring $90 FREE Shipping
Added on : Friday February 18th 2011 03:42:00 AM
HSN
Michael Anthony Jewelry Footprints 10K Band Ring
HSN Price: $89.95 or 2 payments of $44.97
Shipping & Handling: FREEhttp://jewelry.hsn.com/michael-anthony-jewelry-footprints-10k-ba...4.5 out of 5 based on 65 Reviews
Select Size: 5 6 7
Represent the timeless allegory of faith with these Michael Anthony Jewelry Footprints 10K Band Ring. Fashioned from yellow gold, this simple, yet elegant band ring showcases a polished silhouette with textured "footprint" designs around the circumference. The design reminds you that your beliefs will stand beside your through all that life brings your way.
Inscribed on the inside "..it was then that I carried you"
Measures approx. 1/8"W x 13/16"H; tapered shank 1/8"W
Polished finish / Stamped 10K / Made in USA
Boxed / Comes with a manufacturer's lifetime limited warranty The end of the "Footprints" poem ( PM me if you want the whole poem, I'd be happy to send it to you)
The LORD replied, my precious, precious child, I Love you and I would never leave you! During your times of trial and suffering when you see only one set of footprints, it was then that I carried you.
Carter's 4 piece Layette Set $12.60 / Styles: Duck, Puppy, Kitty
Added on : Wednesday February 16th 2011 06:45:37 PM
StageStores
Carter's 4 piece Layette Set
Sale $16.80 Original: $24.00 You Save: $7.20 (30%)
FINAL COST $12.60 Offer expires 2/18/11.
ENTER CODE: 25247 Save 25% Off Your Entire Purchase +
fREE SHIPPING WITH $29 ORDER ( THEY ADDED THAT AT 3PM ON WED- SORRY)Duck- http://shop.stagestores.com/kids/layette/4pc-duck-layette-set.ht...
Adorable yellow duck layette set includes sleeper, hat, booties and bib...adorable for boy or girl.
100% Cotton /Newborn - 9 months Domestic
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Blue Puppy - http://shop.stagestores.com/kids/layette/cpr-4-piece-puppy-layet...
Cute as a puppy layette set; sleeper, bib, cap & booties.
100% Cotton / Boys Newborn - 9 months
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Pink Floral Kitty - http://shop.stagestores.com/kids/layette/cpr-4-piece-floral-laye...
Floral printed precious & practical set; sleeper, bib, cap & booties with kitty cat details.
100% Cotton / Newborn girls
StageStores
Carter's 4 piece Layette Set
Sale $16.80 Original: $24.00 You Save: $7.20 (30%)
FINAL COST $12.60 Offer expires 2/18/11.
ENTER CODE: 25247 Save 25% Off Your Entire Purchase + FREE SHIPPINGDuck- http://shop.stagestores.com/kids/layette/4pc-duck-layette-set.ht...
Adorable yellow duck layette set includes sleeper, hat, booties and bib...adorable for boy or girl.
100% Cotton /Newborn - 9 months Domestic
--------------
Blue Puppy - http://shop.stagestores.com/kids/layette/cpr-4-piece-puppy-layet...
Cute as a puppy layette set; sleeper, bib, cap & booties.
100% Cotton / Boys Newborn - 9 months
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Pink Floral Kitty - http://shop.stagestores.com/kids/layette/cpr-4-piece-floral-laye...
Floral printed precious & practical set; sleeper, bib, cap & booties with kitty cat details.
100% Cotton / Newborn girls
Unusual investments
Added on : Monday February 14th 2011 04:40:07 PM
One guy recently posted about art investing, which isn't my cup of tea, but it got me to thinking: What kinds of other more unusual, less traditional investments are out there?Traditional investments include:- stocks
- bonds
- real estate
- precious metalsSome unusual ideas:- art
- wine
- land for timber (NOT stock in a company that invests therein)I know a very little bit about wine investing, which I threw a small amount of money into last year, so I'll say a little bit about it. Most investment wines are of French origin. The biggest money goes into Bordeaux and less into Burgundy, Sauternes, and non-French wines like Barolo, Nebbiolo, Super Tuscans, and Port. Typically investors buy these wines "en primeur," which means when they are still in the barrel, about two years prior to being bottled. Investment grade Bordeaux starts in the range of $800 a case. I bought two cases of it last year, in which was sold the 2009 vintage, which supposedly will be very good. If the investment doesn't pan out, I'll still have some great wine I can drink 10-20 years from now.What other strange investments are out there? What do you know about them?
Logitech Speaker System Z520 (Black) $69.99 ar / shipped @ amazon
Added on : Monday February 14th 2011 05:41:02 AM
linkazonTechnical Details * Logitech 360-degree sound fills the room with rich audio detail
* Amplified two-way design for clear, defined bass, mid-range and highs
* 26 Watts (RMS) power delivers powerful party-level volume
* Convenience auxiliary input for quick and easy iPod plug-in
* Sleek twin speaker design saves precious desktop space
BonTon1.00 c.t. t.w. Diamond and Sterling Silver Heart Pendant
Originally $150. Special Buy price $39.97
Free shipping w/ $50 order or shipping adds $7.http://www.bonton.com/shop/jewelry/necklaces-pendants/precious-g...Affordable enough to wear everyday, put a spark in her eyes with this dazzling 1.00 ct. t.w. diamond and sterling silver heart pendant.
Pandigital Digital Photo Frames 7"- $25 / 10" - $60 After MIR @ BonTon
Added on : Friday February 11th 2011 09:41:13 AM
BonTon Store FREE Shipping on orders of $50 or moreBest Resolution / Pandigital 10.1" Digital Photo Frame PI1003DW
https://www.bonton.com/shop/home/electronics/digital-frames/pand...
Original: $240.00 Sale: $79.99 Free Shipping
$59.99 after $20 mail in rebate http://www.bonton.com/wcsstore/BonTon/text/ancillary/customerser...
View and store digital photos on this black frame by transferring them from a memory card or computer. View a singular photo or watch them all in a slide show. 512MB internal memory stores up to 2,500 JPEG images.
Aspect ratio: 16:10/ Resolution: 800 x 480/ Component input: USB, mini USB, SD, MS, MS Pro, MMC, xD / Five-button controls: left, right, enter, exit, setup
Additional features: headphone jack, real-time clock, calendar, alarm, programmable on/off, image rotate and resize. 400:1 contrast ratio
Included accessories: flat black wood frame, remote control, AC adapter, USB cable, owner's manual, quick start guide /Manufacturer's 1-year warranty
Price comparisons- http://www.google.com/products/catalog?hl=en&q=Pandigital+PI1003...Pandigital PanImage 7" PI7002AWB LED Digital Photo Frame
https://www.bonton.com/shop/home/electronics/digital-frames/pand...
Original: $100.00 Sale: $39.99
Shipping $7.95 or FREE Shipping on $50 or more (LOTS of sale items)
$24.99 after $15 mail in rebate http://www.bonton.com/wcsstore/BonTon/text/ancillary/customerser...
Stylish, packed with features and easy to use, this Pandigital picture frame helps you get precious memories out of your camera and into your life. The 7" frame features one-touch picture loading without a computer (just insert a memory card!), plus the industry's simplest interface to use, allowing you to focus on your photos, not the manual.
Aspect ratio: 16:9 / Resolution: 480 x 234/ Internal memory: 256MB; stores up to 2,000 images / Component input: 5-in-1 card reader supports SD, x-D Picture Card, Memory Stick, Memory Stick Pro, MMC
Image formats supported: JPEG / Additional features: Clock, calendar, programmable on/off, image rotate/resize Included accessories: AC adapter, manual, stand / 11.5"H x 12"W x 4"D; 3.3-lbs. Manufacturer's 1-year warranty
Price comparisons- http://www.google.com/products/catalog?q=pandigital+photo+frame&...Pandigital 7" Digital Photo Frame p17002AW
https://www.bonton.com/shop/home/electronics/digital-frames/pand...
Original: $100.00 Sale: $39.99
Shipping $7.95 or FREE Shipping on $50 or more (LOTS of sale items)
$24.99 after $15 mail in rebate http://www.bonton.com/wcsstore/BonTon/text/ancillary/customerser...
View and store digital photos on this black frame by transferring them from a memory card or computer. View a singular photo or watch them all in a slide show. 512MB internal memory stores up to 4,000 JPEG images thanks to the 7" frame's intelligent compression feature.
Aspect ratio: 16:10 /Resolution: 480 x 234 / Component input: USB, mini USB, SD, MS, MS Pro, MMC, xD Five-button controls: left, right, enter, exit, setup / Additional features: headphone jack, real-time clock, calendar, alarm, programmable on/off, image rotate and resize. 400:1 contrast ratioIncluded accessories: flat black wood frame, remote control, AC adapter, USB cable, owner's manual, quick start guide Manufacturer's 1-year warranty
Price comparisons- http://www.google.com/products/catalog?q=Pandigital+PI7002AW&hl=...REBATE- Get Cash Back by mail when you purchase this Pandigital photo frame. Visit the Rebate Center under our Customer Service section to read details and print your mail-in rebate form. Limit one per customer. Offer good on purchases from January 23 through February 16, 2011.
Sterling Silver and 1.00 c.t. t.w. Diamond Heart Pendant with Chain $50.
Added on : Thursday February 10th 2011 06:40:39 PM
Elder Beerman
Sterling Silver and 1.00 c.t. t.w. Diamond Heart Pendant
Original: $150.00 Sale: $49.99
use code: BEMINEFEB11 to save 15% -$42.49
plus $7.95 shipping & applicable tax
Orders over $99. receive free shipping
https://www.elder-beerman.com/shop/jewelry/necklaces-pendants/pr...Display your love with this dazzling 1.00 ct. t.w. diamond and sterling silver heart pendant.
Details include:
1.00 ct. t.w. diamonds will dazzle and amaze
Sterling silver is a classic choice
Ct. t.w. = carat total weight. All diamond weights are approximate. Variance must be .05 carat. Diamond grades may vary. Some styles include single-cut diamonds.
Carved Wood Tabletop Curio Cabinet $35 Shipped / 2 styles
Added on : Monday January 31st 2011 10:40:40 PM
Koehler Home Decor
Wooden Tabletop Curio Cabinet
MSRP: $79.95 Our Price: $26.34
Shipping: $8.85 Final total $35.19
Double Door Chest link http://www.koehlerhomedecor.com/39088.html
Curving ivy vines form an entrancingly lovely filigree pattern, adding fascination to this stunning double-door cabinet.
The ideal storage spot for a trove of precious treasures, this tabletop curio boasts classically romantic styling and warm rosewood glaze. A timelessly beautiful enhancement to your home! Wood. One interior shelf. 14 1/8" x 6 3/8" x 19 3/4" highSingle Door Chest link http://www.koehlerhomedecor.com/39087.html
Exquisite botanical ornamentation and rich rosewood finish turn a classic wood curio cabinet into a focal piece of astonishing beauty!
A graceful round-top shape is elegantly adorned with rope and rosette trim; at the center of the door, a carved ivy vine offers a peekaboo glimpse at the treasures within. Wood. Two interior shelves. 12 7/8" x 7 1/2" x 26" high.
Disclaimer for guys: these are glass, not semi-precious gemstone, and as such should not be the primary Valentines' Day gift for your sweetie, unless you're into the whole abstinence thing. Nonetheless, I find them very eye-catching. Then again, I lived through the 60's and remember Timothy Leary. Suggested use: affix one of these to the outside of a really nice gift---a velvet box containing a diamond tennis bracelet, airline tickets to Paris, or that really nice ashtray she's always wanted. She may never wear the pendant, but every time she stumbles on to it in the kitchen junk drawer, she'll have one of those little Lifetime Channel moments where she gets all choked up remembering that Valentines Day you got her that beautiful ashtray---and when you get home that night from your thankless job at the cat food plant, she will be all over you, and will briefly forget about your tendency to pee in the shower. At least that's the way it works in my house.If you have an Amazon VISA, you get an extra 20% off of these at checkout if you enter the code VDAYGIFT. (I had some promotional giftcard balance left over in my account, and the code took the 20% off even though the entire balance was paid for with giftcard, not my Amazon VISA. So it MIGHT even work with other credit cards, can't promise that, didn't try. Someone please post if it does).Here are the ones which qualify for the 20% off:$18($14.40 AC)
$18 ($14.40 AC)$19 ($15.20 AC)$20 ($16 AC)$22 ($17.60 AC)$25 ($20 AC)$26 ($20.80 AC)
$26 ($20.80 AC)$27 ($21.60 AC)
$27 ($21.60 AC)
$27 ($21.60 AC)They have a lot of other dichroic hearts, some less than $10. Most of these do not appear in the 20% sale, but you should try the coupon on them and see if you get lucky: Search listing for dichroic heart pendantsThousands of other pieces of jewelry are included in the 20% off promo, FYI: Promotion landing pageYou can get 3% CashBack from Amazon purchases via yoyopanda.
eBay Free Listings up to 100 items 1/25-2/8!
Added on : Tuesday January 25th 2011 01:40:14 AM
Great to unload all the precious "bounty" you got on FW for more $$$!Its a great time to sell! From January 25 through February 8, list Auction-style free at any starting price, including high-ticket items. List up to 100 items, and pay only if your item sells.This limited-time offer applies to all sellers on eBay, eBay Motors Parts & Accessories and/or eBay Canada except those with current eBay Store subscriptions. See our information page for complete details.Dont miss this offer start selling today!
eBay Free Listings up to 100 items 1/25-2/8!
Added on : Tuesday January 25th 2011 12:40:34 AM
Great to unload all the precious "bounty" you got on FW for more $$$!Its a great time to sell! From January 25 through February 8, list Auction-style free at any starting price, including high-ticket items. List up to 100 items, and pay only if your item sells.This limited-time offer applies to all sellers on eBay, eBay Motors Parts & Accessories and/or eBay Canada except those with current eBay Store subscriptions. See our information page for complete details.Dont miss this offer start selling today!
Sylvania HD1Z HD Digital 720p Resolution Video Camera $39.97
Added on : Friday January 21st 2011 10:40:36 AM
LINK
Easy-to-use Sylvania HD1Z HD Digital Video Camcorder you can record 720p HD video and 5MP digital still photo. The HD1Z features a retractable Flip USB 2.0 arm for quick uploads, HDMI and A/V outputs which allows you to enjoy the high-definition experience on HDTV. The HD1Z includes MemoriesOnTV 4 software to create captivating digital video and photo shows. $5.00 Shipping With the Sylvania HD1Z 720p HD Digital Video Camera you can capture all of life's most precious memories. Its compact size makes it perfect to store it in your pocket and snap pictures or record videos quickly and easily -- All on its vibrant 2" TFT display.The HD1Z HD Digital Video Camcorder lets you record 720p HD video and 5MP digital still photos with the click of a button. Store your footage to either MMC, SD and SDHC cards (up to 32GB) or to the 64MB built-in flash memory.Sylvania HD1Z also features a retractable flip-style USB 2.0 arm for quick uploads. With HDMI and A/V outputs you can enjoy the high-definition experience on your HDTV. The Sylvania HD1Z includes MemoriesOnTV 4 software to create captivating digital video and photo shows. With the included software you can even upload your videos directly to YouTube or your Computer.
LINKOverview
400 GB USB 2.0 Portable External Hard Drive: Store your data efficiently and quickly with 400GB USB 2.0 Portable External Hard Drive from Toshiba. It is a hassle free, simple and easy solution to all your data backup needs. Besides, this hard drive features a sleek, glossy finish and contemporary design with click-free, switch-free and button-free operation. With easy to use backup software - NTI Shadow, it takes the mystery out of backing up your most precious digital memories. Large Cargo Laptop Sleeve: The Large Cargo Laptop Sleeve from Built NY streamlines the transport of your laptop and computer essentials. Composed of extra-thick neoprene, this sleeve stretches to fit your laptop and offers a substantial amount of protection. Furthermore, it features three external slip pockets that provide snug and convenient storage for various sized gadgets and accessories. With the zigzag stitched seams to improve water resistance and durability, this Cargo Laptop Sleeve stretches to custom-fit a range of laptops. Fits Laptops with Screen Sizes Up to 17-inch Wireless Laptop Optical Mouse 3000 - Slate: Enjoy wireless freedom and high precision with the Wireless laptop Optical Mouse 3000 from Microsoft. The mouse incorporates High Definition Optical Technology that enables smooth tracking and lets you navigate quickly and easily even in confined space. You can plug in the tiny snap-in receiver when you're ready to work, and then snap it into your mouse when you travel. Featuring an ambidextrous design, this mouse makes clicking and scrolling more comfortable and convenient - no matter which hand you use.
petFINDER ID collar $18.94 shipped from HSN
Added on : Thursday January 06th 2011 11:40:32 AM
LinkEnjoy peace of mind with the petFINDER Pet ID Collar Tag. If you're ever separated from your precious pet, take comfort knowing that whoever finds him will be able to reach you no matter what. This revolutionary ID tag's toll-free calling system connects the finder of your lost pet directly to 3 of your contact numbers. Update your contact information anytime even when you're traveling with your cuddly critter. Pink or Black.petFINDER Pet ID Collar Tag Features: * With 1 toll-free call from and to any phone in North America (including Hawaii and Puerto Rico), this system automatically and directly connects the
finder of the lost pet to the owner
* Protects owner's privacy - caller is connected to owner's contact numbers without the numbers being revealed
* Make unlimited changes whenever the need arises, even after you are separated from your pet
* Lifetime service - 1-time purchase cost with no other fees or costs
* Measures approx. 1-1/2"L x 1"W
* Made of metal
* Made in USA
Giveaway of the Day - Daniusoft DVD Creator 1.5.0
http://www.giveawayoftheday.com/
Burn your precious videos to DVD with amazing DVD menu and share them with your friends and family. Daniusoft DVD Creator offers you the easiest and fastest way to burn any format video and photo to DVD for playback on various DVD players or backup them as ISO files or DVD folder. And HD videos are also supported like AVCHD video (MTS/M2TS), TS, TRP, HD MOV.The program is available for $19.95, but it will be free for our visitors as a time-limited offer.
Iomega Select 1TB Desktop HD USB 2.0 $69.99 FS @ EbayDOD
Added on : Saturday January 01st 2011 07:40:21 PM
LINKThe condition of this item is New
Mfr Part# 34966 Iomega Select 34966 1TB External Desktop Hard Drive
Get Simple, cost effective storage with the Iomega Select 34966 1TB External Desktop Hard Drive. The Iomega Select 34966 1TB External Desktop Hard Drive is the affordable way to save your precious memories. Not only is the Iomega Select 34966 1TB External Desktop Hard Drive economical but it is very easy-to-use and preformatted for simple set up just plug and play.
Giveaway of the Day - AyRecovery Lite
Added on : Wednesday December 29th 2010 04:40:36 AM
LINKAyRecovery Lite is a HDD instant recovery program and also a must-have toolkit for every PC owner. It is the easiest solution to restore and recover your system and precious data to working status at startup in seconds. AyRecover Lite can effectively prevent your PC from system crash, virus attack, failed software installation, user error and other problems. If your Windows doesnt load, just reboot your PC and everything will go back to the way it was. AyRecovery Lite can easily remove PC failures like system problems, IE corruption and so on. It will protect the whole hard disk for you.
Haurex Men's Stainless Steel Diver's Watch $105 ebay deal of the day
Added on : Tuesday December 28th 2010 12:40:25 AM
These are going for around $200 with the metal band.link $105 with free shipping.Haurex Men's Stainless Steel Diver's Watch 7A354USS
Add a touch of enchantment to every precious moment with this Haurex Italy Caimano diver's watch. This sporty timepiece features a stainless steel case, rotating bezel and luminous hands for easy night reading.
Haurex 7A354USS
Quartz movement
Mineral crystal
Silver dial
Deployment with safety clasp
Stainless steel case and band
Stainless steel rotating bezel
Band length: 8.5
Case diameter: 45 millimeters
Case Thickness: 12 millimeters
Band width: 24 millimeters
Water resistant up to 200 meters
Figi's After Chistmas Sale (Up to 50% off) @ Figi's
Added on : Monday December 27th 2010 07:40:15 PM
Enter one of the following item numbers into the search field and add the corresponding item to your cart as a free gift with any order:
Item # 4658: Cheese and Sausage Sampler with Bonus Free GiftItem # 4705: Three Boxes of Caramel Pecan ClustersFun finds:
Precious Moments Christmas Tree Angel, $19.99 (was $44.99)Moo Cow, $8.99 (was $17.99)Mom's bracelet, $9.99 (was $19.99)Traditional ecclefechan tarts, $10.99 (was $22.99)Berry Best syrups, $12.99 (was $24.99)
Giveaway of the Day - Christmas Eve 3D Screensaver
Added on : Saturday December 18th 2010 03:40:25 AM
LINKLet this fabulous animated 3D screensaver take you away to a magic winter park on Christmas Eve. Feel the holiday atmosphere in the air. Enjoy a gorgeous Christmas tree decorated with shimmering lights that go on and off as if singing along to the music. Watch the funny rabbits jumping around in excitement, waiting to get to the precious presents from Santa. Cheerful music and high-quality graphics help to create a truly festive Christmas mood.
6 inch Gemstone Globe $69.99 @ NewEggmall.com
Added on : Saturday December 18th 2010 03:40:24 AM
LINKDescription
This ivory jasper ocean gemstone globe has been painstakingly assembled by hand using 37 different semi-precious stones from all over the world! Our globe is 6 inches in diameter, mounted on a contemporary three-legged, polished brass stand. At the bottom of the stand, there is a precise glass-topped integral brass compass. Each country is inlaid from a different, individually cut stone that has been polished and set into this exquisite piece of art--ivory, lapis lazuli, mother-of-pearl, amethyst, African jade, tiger's eye, jasper, turquoise, purple quartz, onyx, unakite, abalone and many other beautifully hued stones. The latitude and longitude lines are thin ribbons of brass, embedded through the globe. This is the perfect gift for any world collector, or geography buff! Dimensions:9.5 in. diameter x 10 in. high.
LINKProduct Features:
This digital photo frame is perfect for displaying your digital photos in either stand still mode or slide show.
Photo frame is portable with 4 AAA batteries (not included)What You Get:
Digital Concepts 2.4 Digital Desktop Photo Frame
My Digital Brag Book Photo Framing Software
AC Adapter
User ManualNew Retail Packaging
1 Year Warranty
1928 has a dozen different frames with colored stones and enamel, some with sparking crystals; sizes are 2x2 pic or 3 1/2 x 5 pic (listing says 3x5 but additional info inside photo of frame indicates 3 1/2 x 5--not sure which size is real);some are 3-D as well; very beautiful. Prices I quote include 30% off code (dealcember) and 6% FW CB. Free regular shipping. I did expedited shipping on one of my orders ($8.55 for two frames). When I went back 1 minute later to place second order, one frame was already sold out, so going fast. Lovely gifts at fabulous prices--I bought 11 for various uses throughout the year (and, ok, yes there were three for me in there!). Listed under "Name Brands of Sale" on main page. Examples:Precious Patterns Sapphire Dreams 3x5
Pyramids Squared Emerald Hues 2x2There is a previous post from imagine1128 for clearance jewelry:All Jewelry/Frame Clearance Items
LINKDescription:
With the ultra-compact size and light weight, users can easily enjoy transfer experience anytime, anywhere at their precious moment. Apart from its ultra-slim size, C003 generates all practical functions from classic USB flash drives as its three hallmarks: Compact size, easy operation and price wise. Meanwhile, the C003 is conveniently designed with a strap hole so that users could make it as a decoration or accessory hooking on to a keychain or a mobile phone. The C003 serves more than just a storage device but also a unique taste for fashion. C003 is born to blend a functional device into a trendy accessory with its simplicity.Features:Elegant slider type with retractable USB connector
Slim compact design
Small and easy to carry
Fascinating flash drive strap design
Easy plug-and-play
RCM (Royal Canadian Mint) versus non-RCM minted precious metals
Added on : Tuesday November 30th 2010 05:40:03 PM
I was looking at the prices on Kitco and noticed that they have RCM (Royal Canadian Mint) and non-RCM minted bars. They are the same price. What is the difference between the two products? Why would someone want non-RCM minted bars?
Scott Pilgrim's Precious Little Boxset $36 Shipped DeepDiscount
Added on : Monday November 29th 2010 09:40:22 PM
http://www.deepdiscount.com/scott-pilgrim-box-set-half-price/Looking for the perfect entry point into the world of SCOTT PILGRIM? Well, this is it, buddy! All six volumes of Bryan Lee O'Malley's epic tale of a slacker's quest to win the heart of the girl of his dreams by defeating her seven evil ex-boyfriends! All together in a beautiful new slipcase! Also includes an exclusive poster! ISBN: 9781934964576


This Deal Has Expired
Wells Fargo - will it expand NYC Branches?
Added on : Saturday November 27th 2010 05:40:03 PM
With the Wachovia and Wells Fargo integration, it remains to be seen if further out in 2011 after the Wells Fargo and Wachovia integration is in place, if Wells Fargo will add to its approx 80 plus Wachovia branches in the New York Metro area. Today banks have gotten more larger in scale and scope with many big mergers taking place to combine branch structures in the USA.Small community banks have nothing to offer rate or feature wise. Even those small banks which absorb ATM fees wind up eating up precious profit margins with ATM fees which could be spent in more resourceful ways for the consumer and the business proper.I know Ariana Huffington was saying that people should have money in the community banks but this theory is just plain wrong and only seeks to hurt the consumer and the process. The big banks aren't the problem, the problem was Domestic Monetary Policy and the like and the federal reserve and the way the regulatory agencies were setup and the like.
LINKDescription:
With the ultra-compact size and light weight, users can easily enjoy transfer experience anytime, anywhere at their precious moment. Apart from its ultra-slim size, C003 generates all practical functions from classic USB flash drives as its three hallmarks: Compact size, easy operation and price wise. Meanwhile, the C003 is conveniently designed with a strap hole so that users could make it as a decoration or accessory hooking on to a keychain or a mobile phone. The C003 serves more than just a storage device but also a unique taste for fashion. C003 is born to blend a functional device into a trendy accessory with its simplicity.Features:Elegant slider type with retractable USB connector
Slim compact design
Small and easy to carry
Fascinating flash drive strap design
Easy plug-and-play
0 Posted By: FatWallette
Views: 126 Replies: 0



Kodak Gallery (www.kodakgallery.com), formerly known as "Ofoto", is the leading online digital photo developing service. We provide consumers with a secure and easy way to view, store and share their photos with friends and family. Along with creating real Kodak prints, customers can personalize a variety of photo products including photo books, cards and apparel. Keep your precious memories with the name you trust, Kodak. 7.5% Cash Back Available

Special Offers from Kodak Gallery:

Up to 35% off Holiday Photo Cards and Card Sets

Up to 50% off Photo Gifts and Free Shipping on purchases over $30 use coupon 4UCJGIFTS

25% off $25 Holiday Cards purchase use coupon 4UCJCARDS

0 Posted By: FatWallette
Views: 252 Replies: 0



Kodak Gallery (www.kodakgallery.com), formerly known as "Ofoto", is the leading online digital photo developing service. We provide consumers with a secure and easy way to view, store and share their photos with friends and family. Along with creating real Kodak prints, customers can personalize a variety of photo products including photo books, cards and apparel. Keep your precious memories with the name you trust, Kodak. 7.5% Cash Back Available

Special Offers from Kodak Gallery:

Free Companion Airfare with $75+ order.

Holiday Photo Gifts Under $20.

Save up to 50% off Photo Gifts + Free Shipping on $30+ orders.
GOLD dispensing ATMs coming to your area
Added on : Sunday November 14th 2010 08:40:04 PM
Oct 3, 2010
NEW YORK (CNNMoney.com) -- If you want to cash in on the gold rush, you no longer need a passport to get in on the action. The maker of gold ATMs will debut its gold-dispensing machines in two U.S. locations next month.Twenty ATMs have already popped up in hotels, airports and stores in tourist destinations like Abu Dhabi, Munich and Madrid. And 20 more are waiting in the wings.Email Print CommentStarting next month, Vegas gamblers and Florida beach bums will be the first to get their hands on the machines in the United States. Gold to go won't reveal exact locations. But Thomas Geissler, CEO of Ex Oriente Lux AG, which owns Gold to go, told CNNMoney that the ATMs will open in "a well-known Las Vegas casino" and a Floridian resort city -- most likely Boca Raton.Contracts have been signed for both locations. And the opening dates, which are expected to be in early November, will be finalized early next week.The ATMs, which dispense gold coins and bars weighing up to eight ounces at prices updated every 10 minutes based on the real-time spot price of gold, churn out 20 to 100 gold pieces a day depending on traffic. Gold to go's machines began showing up last year amid worries about the health of the global economy. They really gained popularity as euro zone nations' debt ballooned and the U.S. economy remained stuck in a rut. "When there's a feeling of a crisis, our gold ATMs will make ten times more money," Geissler said. And with gold on a record-breaking streak (prices are above $1,300 an ounce), now is the perfect time to expand the ATM's presence, he added.
0:00 /2:54Gold: So precious these days
With only 25 internal employees and more than 250 requests from locations in the U.S., Gold to go is struggling to keep up with the red hot demand."We're feeling pretty overworked right now; all of these inquiries have been a little bit much for us," Geissler said. "But that said, we are very satisfied with our success and are excited to show up in many more locations."Vegas, baby: "Vegas has always been the best place in the world to spend a lot of money," said Geissler. After introducing the ATMs in Las Vegas and Florida, Geissler hopes to open ATMs in New York City, followed by Dallas, Los Angeles and Minnesota."These cities are where most of the inquiries have come from so far, but we hope to soon be many other places, including Toronto and Vancouver," said Geissler. "Our target is the wealthy and those people who want to secure value with a certain amount of gold instead of having only paper money."Who's stocking up on gold?: "We see two kinds of clients," Geissler said. "The client who will buy a small gold bar of one or two ounces as a gift, and we see consumers who buy gold for private wealth and buy bars up to eight ounces."Analysts say the market is limited. For one thing, you can't sell your gold back to the ATM when you want to get rid of it. But most agree that Gold to go has changed the gold-buying landscape by making the precious metal readily available to consumers
DailySteals.com
Product Features:
These super plush Cuddlee Pet Pillows are great for kids of all ages to take along on sleepovers, camping trips, and to even have in their beds at home.
The large size of the pillows (18" x 15" x 5") will allow for plenty of head space or room to carry clothes or precious sleep-away necessities when folded.What You Get:
Bunny Cuddlee Pet Pillow
OR
Bear Cuddlee Pet Pillow
OR
Dog Cuddlee Pet Pillow
OR
Cat Cuddlee Pet Pillow
OR
Lady Bug Cuddlee Pet Pillow
OR
Panda Cuddlee Pet Pillow
PLease Note: This Is the Extra Large Not The Small
New
1 Year Warranty
Belk Black Friday Ad
Added on : Thursday November 11th 2010 08:40:17 AM
Text from http://bfinsider.com/Belk-Black-Friday-AdFull adscan here: http://www.mediafire.com/?bemwse4d12nsvf7 (28mb). Two partials are attached.Belk - 419 items

APPAREL
$10 OFF Your First $50 or More - $10 OFF [EarlyBird]
3-pc. Set - Kim Rogers Intimates Pajamas - $24.00
3-pk. Socks from Nautica, Izod & More - $4.99 [EarlyBird]
Alfred Dunner and Koret Sportswear - 60% OFF
b.o.c. Katina Clog - 50% OFF [EarlyBird]
b.o.c. katy slip-on - 50% OFF [EarlyBird]
BareTraps Breesen Fleece Bootie - 60% OFF [EarlyBird]
BareTraps Excellent Fleece Boot - 55% OFF [EarlyBird]
BareTraps Trudy Boot - 50% OFF [EarlyBird]
be inspired Half-Zip Microfleece Pullover - $12.99
Better Sportswear Knits from Rafaella, Jones New York Sport, Madison & more - 55% OFF
Big & Tall Pants from haggar, Savane & Lee - 21.99-24.99 [EarlyBird]
Boys 4-20 Collegiate & Levi's
Fleece Hoodies - $14.99 [EarlyBird]
Brahmin "Darby" Tote - $255.00
Carribbean Joe Long Sleeve Reversible Knits - $19.99
Chaps Boxers 3-pk. Boxed Set - $12.99 [EarlyBird]
Chaps Fleece & Outerwear - 50% OFF
Chaps Long Sleeve Knit Shirts - 50% OFF
Chaps Long Sleeve Woven Shirts - 50% OFF
Chaps Men's Boots - 50% OFF [EarlyBird]
Character Sleepwear, including Hello Kitty, LEGO Star Wars, Disney Princess, SpongeBob and more - $9.99 [EarlyBird]
Clarks Men's Boots - 50% OFF [EarlyBird]
Clarks Patty Chile Clog - 50% OFF [EarlyBird]
Clarks Prairie Flower Clog - 50% OFF [EarlyBird]
Coats - 60% OFF
Collegiate Apparel for Juniors - 40% OFF
Columbia Benton Spring Fleece for Girls - $19.99
Columbia Fleece - 24.99-29.99
Columbia Hart Mountain Hoodie - $29.99
Columbia Long Sleeve Knit Shirts - $24.99
Columbia Outerwear - 49.99-99.99
Columbia ROC Pant - $29.99
Columbia Steens Mountain Fleece for Boys - $19.99
Cozy Gifts of Style - 40%-50% Off
Dooney & Bourke Leather Medium Grommet Sac - $295.00
Entire Stock Alexander Julian Dress Shirts & Tie Boxed Sets - $18.99
Entire Stock Athletic Shoes for Men & Women - 29.99-49.99
Entire Stock Basic Denim from Red Camel for Young Men - $14.99
Entire Stock Big & Tall Sportswear - 30-50% OFF
Entire Stock Bras: Barely There, Vanity Fair, Bali, Playtex, Maidenform, and more - $19.99
Entire Stock Career Sportswear by Kim Rogers, Choices, Ruby Rd., Alfred Dunner and Koret - 30 - 50% off
Entire Stock College & NFL Snuggies and Comfy Throws - $16.99
Entire Stock Dresses for Misses, Petites and Today's Woman - 40% OFF
Entire Stock Etienne Aigner Handbags & Wallets - 25% OFF
Entire Stock Kids Sets for BT Kids, Kids Headquarters, Rare Editions & more - 60% OFF [EarlyBird]
Entire Stock Kids' Denim - 12.99 - 27.99
Entire Stock Ladies Coats - 40 - 50%
Entire Stock Ladies Cold Weather Accessories - 30% OFF
Entire Stock Ladies' Neckwear - 50% OFF [EarlyBird]
Entire Stock Madison Denim-Friendly Sportscoats - 65% OFF
Entire Stock Men's Haggar and Louis Raphael Casual & Dress Pants - 65% OFF [EarlyBird]
Entire Stock Men's Saddlebred Quarter-zip Fleece Jackets - $8.99 [EarlyBird]
Entire Stock ND Intimates Bras - $7.99
Entire Stock ND New Directions Sportswear for Misses, Petites, and Today's Woman - 30 - 40% off
Entire Stock of 3-pc. Folded Giftable Pajamas - $17.99
Entire Stock of Baby's My 1st Christmas Gifts & Apparel from Nursery Rhyme, Carter's and Little Me - 60% OFF [EarlyBird]
Entire Stock of Big & Tall Knit & Woven Shirts, Sweaters & Tees - 60% OFF [EarlyBird]
Entire Stock of Boys & Girls Basics - 60% OFF [EarlyBird]
Entire Stock of Bras from Bali, Maidenform, Playtex, Barely There, Vanity Fair and more - $14.99
Entire Stock of Carter's & Little Me for Newborn and Infant Babies - 55% OFF [EarlyBird]
Entire Stock of Chaps Sweaters - 60% OFF
Entire Stock of Cuddl Duds Warmwear - 50% OFF
Entire Stock of Dresses - 55% OFF
Entire Stock of Geoffrey Beene & Saddlebred Sweaters - 50% OFF
Entire Stock of Girls 7-16 Novelty Tops & Sweaters - 60% OFF [EarlyBird]
Entire Stock of Izod Denim - 50% OFF
Entire Stock of Izod Sweaters - 50% OFF
Entire Stock of J. Khaki baby & Nursery Rhyme Satin Hanger Apparel for Newborn and Infant Babies - 60% OFF [EarlyBird]
Entire Stock of JK Indigo Denim for Boys 2-7 & Girls 2-6x - $8.99 [EarlyBird]
Entire Stock of Jockey Underwear - 25% OFF
Entire Stock of Juniors Red Camel Sportswear - 55% OFF
Entire Stock of Kids Dresses & Dresswear - 60% OFF [EarlyBird]
Entire Stock of Kids J. Khaki & Red Camel Sportswear - 60% OFF [EarlyBird]
Entire Stock of Kids OshKosh Sportswear - 60% OFF [EarlyBird]
Entire Stock of Kids Outerwear from Rothschild, London Fog & more - 60% OFF [EarlyBird]
Entire Stock of Kids Sleepwear from J. Khaki, Carter's, Little Me & St. Eve - 60% OFF [EarlyBird]
Entire Stock of Ladies Boots and Shoes - 40% OFF
Entire Stock of Ladies Cold Weather Accessories - 50% OFF [EarlyBird]
Entire Stock of Ladies Lee Platinum Label - $24.99
Entire Stock of Ladies Sleepwear from Character, Aria, Kim Rogers Intimates & Miss Elaine - 55% OFF [EarlyBird]
Entire Stock of Ladies Slippers - 30% OFF
Entire Stock of Ladies' Gloves - 50% OFF [EarlyBird]
Entire Stock of Ladies' Slippers - 50% OFF [EarlyBird]
Entire Stock of Ladies' Wallets (excludes Fossil) - 50% OFF [EarlyBird]
Entire Stock of Lee Regular or Wrangler Regular, Loose or Relaxed Bootcut Jeans - $17.99 [EarlyBird]
Entire Stock of Long Wrap Robes from Kim Rogers Intimates & more - $19.99
Entire Stock of Men's Casual & Dress Pants - $18.99 [EarlyBird]
Entire Stock of Men's Dockers Signature Khaki Pants - $32.99
Entire Stock of Men's Leather Jackets by Callozione, Chaps, Boston Harbour & Perry Ellis - 75% OFF [EarlyBird]
Entire Stock of Men's Saddlebred 5-pocket Regular, Carpenter or Bootcut Jeans - $9.99 [EarlyBird]
Entire Stock of Minibags (excludes Fossil) - 50% OFF
Entire Stock of New Directions Handbag - 50% OFF
Entire Stock of Perry Ellis & Select Men's Clarks Casual Shoes - 50% OFF [EarlyBird]
Entire Stock of Pro Tour & Izod Golf Apparel - 40-50% OFF
Entire Stock of Saddlebred Corduroy Sportscoat - $29.99
Entire Stock of Saddlebred Performance Wool Blazer - $69.99
Entire Stock of Saddlebred Sport Fleece or Windwear Separates - $9.99
Entire Stock of Saddlebred Topcoats - $89.99
Entire Stock of Sleep tees & pants from Slumber, Cypress, ND Intimates & Kim Rogers Intimates - $8.99
Entire Stock of Vests by Kim Rogers & Jane Ashley - $12.99
Entire Stock Panties - Vanity Fair, HUE, ND Intimates, Maidenfor, Olga, and more - 4 for $24
Entire Stock Panties from Vanity Fair, Maidenmore, HUE & more - $4.00
Entire Stock Saddlebred Silk Ties - $9.99
Entire Stock Shapewaer from Bali, Flexees & Maidenform - 50% OFF
Entire Stock Sleepwear and Robes - 40% OFF
Entire Stock Sperry Top-Sider for Men, Women & Kids - 34.99-89.99
Entire Stock Young Men's Red Camel Faux Leather Jackets - $34.99
Famous Designer Knit Shirts - $59.99
Famous Maker Handbags from Fossil, Nine West, Guess, Ruby Rd. & more - 25% OFF
Fashion Bottoms - $24.99
Fashion Denim for Juniors - 19.99 - 24.99
Fashion Sweaters for Juniors - $19.99
Fossil Small Leather Goods - 25% OFF
G-Shock and Baby G Watches - 79.00-130.00
Geoffrey Beene & Nautica Dress Shirts - 50% OFF
Geoffrey Beene Suit or Madison Tuxedo Separates - $99.98
Hallmark Christmas Ties - $14.99
Handbags by Bueno, Strada, Kim Rogers & D'Margeaux - 50% OFF
Handbags from ninewest, Ruby Rd., Anne Klein, The Sak, Etienne Aigner and more - 40% OFF
HUE Socks, Tights & Leggings - 25% OFF
Izod Boxed Loungewear Sets 2-pc. Sets - $16.99 [EarlyBird]
Izod Long Sleeve Knits & Fleece - $16.99
Izod Long Sleeve Woven Shirts - $19.99
Izod or Perry Ellis Wrinkle-Free Dress Shirts - $14.99
Jane Ashley Velour Separates for Misses and Petites - $19.99
Jeanne Pierre Shawl Collar Cable Sweater - $34.99
Jeanne Pierre Perfect Turtleneck - $29.99
Jeanne Pierre Striped turtleneck - $34.99
JPK Paris Nylon Bucket - $165.00
Juniors fashion Denim from Grane, Wallflower, Bu, YMI, Almost Famous, Hydraulic & Red Camel - $14.99
Juniors Ribbed Sweaters - $10.99
Juniors Tunic Sweaters - $12.99
Juniors Wool Blend Outerwear - $29.99
Kensie Girl Elindo Rosette Boot - 50% OFF [EarlyBird]
Kim Rogers & Jane Ashley Velour Separates for Misses and Petites - $12.99 [EarlyBird]
Kim Rogers Active Sets - $19.99
Kim Rogers and Choices Sportswear - 60% OFF
Kim Rogers and Jane Ashley Jackets for Misses & Petites - $13.99
Kim Rogers Argyle Sweater 2fer for Misses and Petites - $21.99
Kim Rogers Cable Cowlneck Sweater for Misses and Petites - $21.99
Kim Rogers Cable Crewneck Sweater for Misses and Petites - $19.99
Kim Rogers Cable Turtleneck Sweater - $19.99
Kim Rogers Cashmalon Sweaters - $12.99
Kim Rogers Christmas Sweaters & Vests - $19.99
Kim Rogers Esther Boot - $19.99 [EarlyBird]
Kim Rogers Fashion Knit Tops - $9.99
Kim Rogers Fleece Separates - $7.99
Kim Rogers Fleece Separates for Misses and Petites - $11.99
Kim Rogers Handbag Holders - $14.99
Kim Rogers Nikki Mule or Harper Flat - 60% OFF [EarlyBird]
Kim Rogers One-Button Cable Cardigan for Misses and Petites - $19.99
Kim Rogers Phoenix Dress Boot - $19.99 [EarlyBird]
Kim Rogers Stay Home Socks or 3-Pack Legale Basic Socks - $4.99 [EarlyBird]
Kim Rogers Stay@Home Long Wrap Robe and Plush Slippers - 8.99 - 29.99
Kim Rogers Sweaters - $12.99
Kim Rogers Tie-Neck Sweater - $21.99
Kim Rogers V-neck, Mockneck, Crewneck, or Turtleneck Knit Tops - $7.99
Kim Rogers Velour Separates for Misses and Petites - $19.99
Kim Rogers Zada Dress Boot - $19.99 [EarlyBird]
LA Gear Toning Shoes - 60% OFF [EarlyBird]
Ladies Active Coats from Nautica, Jones New York, Gallery & Esprit - $59.99
Ladies Better Sportswear from Select Designers - 55% OFF
Ladies Better Sweaters from Select Designers - 60% OFF
Ladies Denim from Nine West Vintage American Collection, Jones New York Sport & calvin klein jeans - $29.99
Ladies Fashion Wool Coats from Guess, Jessica Simpson, Calvin Klein, Anne Klein, Gallery & Kristen Blake - $89.99
Ladies Faux Leather Coats from Big Chill, Giacca, Esprit & Bernardo - $39.99
Ladies Madison Denim - $14.99
Ladies Suits from Le Suit & Evan Picone - $59.99
Ladies Wool Coats from AK Anne Klein, Madison, Calvin Klein, London Fog, Esprit, Gallery & Nautica - $69.99
Lauren Microsuede or Nautica Cashtouch Sportscoat - $69.99
Lauren Pleated Microfiber, Calvin Klein Flat Front or Madison Modern Fit Dress Slacks - $24.99
Lauren, Eagle & W.H. Belk Non-Iron Dress Shirts - $34.99
Levi's
514 Slim Straight Jean for Boys - $24.99
Levi's
514 Slim Straight Jean for Boys 4-7 - $18.99
Levi's
514 Slim Straight Jean for Toddlers - $16.99
Levi's
Jeans for Juniors - $31.99
Levi's
Sweeheart Bootcut Jean for Girls (4 - 6x) - $18.99
Levi's
Sweetheart Bootcut Jean for Toddlers - $16.99
Levi's
Sweetie A Flare Jean for Girls - $19.99
Levi's
, Bandonlinoblu and Lee Platinum Label Denim for Misses and Petites - 24.99 - 32.99
Life Stride Usher Short Boot - $19.99 [EarlyBird]
Madison Cara Boot - 50% OFF [EarlyBird]
Madison Cashmere - $44.99
Madison Cashmere - $59.99
Madison Novelty Cardigan - $44.99
Madison Pointelle Sweater - $44.99
Madison Ruffle Cardigan - $44.99
Madison Sportswear - 40% OFF
Men's Collegiate Fleece, Tops, Bottoms or 3-pk Tees - $14.99
Men's Isotoner Fleece Glove - $7.99 [EarlyBird]
Men's Levi's
505 Regular & 550 Relaxed Fit Jeans - $32.99
Men's Levi's
Red Tab 511 Skinny Fit Jeans - $36.99
Men's Levi's
Red Tab 559 Relaxed Straight, 569 Loose, 527 Boot Cut or 514 Slim Fit Jeans - $32.99
Men's Outerwear by Saddlebred, Izod, Columbia, Chaps, Perry Ellis, London Fog and Weatherproof - 65% OFF [EarlyBird]
Naturalizer Armen Slip-Ons - 50% OFF [EarlyBird]
Naturalizer Fitz Slip-On - 50% OFF [EarlyBird]
Nautica Fleece - $39.99
Nautica Outerwear - 50% OFF
Nautica Sweaters - $29.99
ND New Directions Chain Stitch Belted Wrap Sweater - $24.99
ND New Directions Clean Dress Pant - $29.99
ND New Directions Cowl Neck Tunic Sweater for Misses and Petites - $24.99
ND New Directions Hope Tall Boot - $19.99 [EarlyBird]
ND New Directions Removable Scarf Sweater - $24.99
ND New Directions Sweaters for misses and petites - $18.99 [EarlyBird]
ND New Directions Two-Button Flyaway Cardigan - $29.99
New Balance 608 Cross-Trainers - 50% OFF [EarlyBird]
New Direction Solid Basic Knit Tops - $9.99
New Directions Sportswear Faux Leather Jackets - $27.99
Outerwear for Juniors - $49.99
Petites Sportswear - 30 - 50% off
Rafaella Cable Knit Cowlneck Sweater - $29.99
Rafaella Printed Cardigan - $29.99
Rafaella Split Neck Popcorn Sweater - $34.99
Rampage Abagail Fur Boot - $19.99 [EarlyBird]
Rampage Benji & Korrie - $19.99 [EarlyBird]
Rampage Benji & Korrie Kids Sizes - $14.99 [EarlyBird]
Rampage Benji Bootie - $19.99 [EarlyBird]
Rampage Immi Short Boot - $19.99 [EarlyBird]
Rampage Korrie Boot - $19.99 [EarlyBird]
Rampage Korrie Boot Kids - $14.99 [EarlyBird]
Rampage Teena Tall Boot - $19.99 [EarlyBird]
Rampage Tiffany Kids Bootie - $14.99 [EarlyBird]
Rampage Trish Bootie - $19.99 [EarlyBird]
Red Camel Sherpa & Thermal Lined Fleece Hoodies - 24.99-29.99
Red Camel Sportswear - $24.99
Red Camel Sportswear for Juniors - 40% OFF
Retrofit Thermals - $17.99
Rockport Men's Boots - 50% OFF [EarlyBird]
Ruby Rd. Bristol Bootcut Pant - $32.60
Ruby Rd. Bristol Pant - $32.99
Ruby Rd. Embellished Keyhole Neck Knit Top - $32.60
Ruby Rd. Embellished Split Neck Tee - $35.99
Ruby Rd. Laminate Jacket - $46.99
Saddlebred & Madison Suit Separates - $149.98
Saddlebred 5-pk. Tee Shirts - $12.99 [EarlyBird]
Saddlebred Easy Care Flannel Woven Shirts - $9.99
Saddlebred Jersey Knits - $7.99 [EarlyBird]
Saddlebred Knit Shirts - 50% OFF
Saddlebred Loungewear Pants - $6.99 [EarlyBird]
Saddlebred Oxford Dress Shirts & Silk Neckwear - $14.99
Saddlebred Slippers - $7.99 [EarlyBird]
Saddlebred Sweaters - $14.99
Saddlebred Wallets - $9.99 [EarlyBird]
Saddlebred Wrinkle-Free Woven Shirts - $12.99 [EarlyBird]
Select Ladies Easy Spirit - 39.99-49.99
Shirt Jackets - $29.99
Special 6-pk. Crewneck or V-neck Tees - $30.00
Sperry Top Sider Intrepid for Men & Women - 50% OFF
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Ties by Izod, Madison, Haspel, Geoffrey Beene & Perry Ellis - $18.99
Ties by Nautica, Lauren, W.H. Belk, Calvin Klein, Countess Mara & Daniel de Fasson - $24.99
Timberland Sportswear - 50% OFF
Today's Woman Sportswear - 30 - 50% off
Today's Woman Sweaters by New Directions & Kim Rogers - $19.99
Unlisted Good Tuck Charm Boot - 50% OFF [EarlyBird]
Van Heusen Woven Shirts - $14.99
Van Heusen Wrinkle-Free Dress Shirts & Silk Ties - $17.99
VanHeusen Knit Shirts - $19.99
White Mountain Grant Clogs - $19.99 [EarlyBird]
White Mountain Lib Clogs - $19.99 [EarlyBird]

BED & BATHROOM
100% Cotton Center Medallion bedspread or matelasse coverlet - $59.99 [EarlyBird]
610-Thread Count Wrinkle-Free Sheets Sets By Sterling Manor - $44.99 [EarlyBird]
7-pc quilt sets (queen or king) - $49.99 [EarlyBird]
7-pc. Luxury Jacquard Bedding Ensembles - $49.99 [EarlyBird]
8-pc. Luxury Bedding Ensembles - $139.99
Biltmore For Your Home 600-thread Count Wrinkle-free Sheet Sets - $89.99
Biltmore For Your Home Microcotton Towels - $9.99
Conair Hair Straightner or Dryer - $16.99 [EarlyBird]
Entire Stock Fiber Mattress pads From Home Accents, Beautyress & Hollander - 50% OFF [EarlyBird]
Entire Stock of Bath Accessories and Rugs - 50% OFF [EarlyBird]
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Entire Stock Throws - 40-50% OFF
French Tiles 100% Cotton Quilt (Full/Queen) - $59.99
Home Accents Cotton Towels - $2.99
Home Accents Down & Down Alternative Comforters - 50% OFF [EarlyBird]
Home Accents Egyptian Cotton Towels - $4.00 [EarlyBird]
Home Accents Flannel Sheet Sets - 50% OFF
Home Accents Microfiber Sheets - $12.99 [EarlyBird]
Home Accents Turnstyle Bedding Ensembles - $39.99 [EarlyBird]
Isotonic Perfect or memory foam pillows - $19.99 [EarlyBird]
isotonic Ultimate Foam or Perfect Memory Foam Topper - $79.99 [EarlyBird]
Pillows - 65% OFF [EarlyBird]
Sanders 8-pc. Ensambles - $79.99 [EarlyBird]
Softspun Comforter - $39.99 [EarlyBird]
Waverly 100% cotton quilt sets - $99.99 [EarlyBird]

CAMCORDERS
Vivitar 8.1 Megapixel HD Camcorder - $69.99 [EarlyBird]
Vivitar Flip Video Recorder - $39.99 [EarlyBird]

DIGITAL CAMERAS
Vivitar iTwist Digital Still Camera - $49.99 [EarlyBird]

ELECTRONICS
Crosley Director Musicwriter - $189.99 [EarlyBird]
Discovery Expedition Projector - $79.99 [EarlyBird]
Einstein Touch Screen games - $14.99 [EarlyBird]
GPX Digital Picture Frame - $29.99 [EarlyBird]
GPX Portable DVD Player - $59.99 [EarlyBird] [MIR]
GPX Undercabinet CD Player - $29.99 [EarlyBird]
iLive iPod Docking Station - $39.99 [EarlyBird]
iLive Portable Speaker Dock - $29.99 [EarlyBird]
LaCrosse Large Number Weather Station - $12.99 [EarlyBird]
Sharper Image Binocular Camera - $24.99 [EarlyBird]
Sharper Image Literati full color wireless E-Reader - $119.99 [EarlyBird] [MIR]

GPS DEVICES
Garmin Nuvi 1300 GPS 4.3 - $119.99 [EarlyBird] [MIR]

HOLIDAY ITEMS
7' Douglas Fir Pre-lit Christmas Tree - $79.99 [EarlyBird]
Christmas china & crystal Best Buy giftware - 60% OFF [EarlyBird]
Christmas Dinners, Salads and Mugs by Lenox & Spode - 50% OFF
Entire Stock Holiday Decorative Pillows & Throws - 60% OFF [EarlyBird]
Entire Stock of Holiday Decor by Home Accents - 60% OFF [EarlyBird]
Entire Stock of Holiday Table Linens - 50% OFF [EarlyBird]
Entire Stock of Home Accents Holiday Ornaments - 60% OFF [EarlyBird]
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Holiday Decorative Towels & Accent Rugs - 50% OFF [EarlyBird]
Home Accents Pre-lit Porch Trees - $39.99 [EarlyBird]
Kim Rogers "Merry Christmas" Top - $15.99
Mistle Totes Umbrella - $12.99 [EarlyBird]
Winter Joy 52x70" Holiday Tablecloth - $7.99 [EarlyBird]

HOME ITEMS
Beauty Fleece Electric Blankets & Mattress Pads - $69.99 [EarlyBird]
Crystal giftware by Celebrates by Mikasa, Crystal Clear and Godinger - 60% OFF [EarlyBird]
Down alternative Throws - $9.99 [EarlyBird]
Emerson Binoculars, LED Lantern, Rechargeable Shaver or 2-pk. Heated Auto Mugs - $8.99 [EarlyBird]
Entire Stock Frames & Albums - 65% OFF [EarlyBird]
Entire Stock of Floorcare from Euro-Pro Shark - 20% OFF
Entire Stock of Irons - 40% OFF [EarlyBird]
Entire Stock of Oxo Pop Storage Containers - 40% OFF
Home Accents 310-Thread Count Wrinkle-free Sheets Sets - $29.99 [EarlyBird]
Home Accents Candles, Glass Lighting and Floral - 60% OFF [EarlyBird]
Home Accents dinnerware & faltware sets - 60-65% [EarlyBird]
Home Accents Fleece Blankets - $14.99 [EarlyBird]
home-Accents 400 Thread Count Wrinkle-free Sheets - $34.99 [EarlyBird]
Homedics Garmet Steamer - $39.99 [EarlyBird]
Microplush Body Blanket with Sleeves or throw with Footwarmer Pocket - $12.99 [EarlyBird]
Pfaltzgraff 92-pc. Flatware or 45-pc. Dinnerware - $49.99 [EarlyBird]
Silver giftwear and serveware by Wilton Armtale, Home Accents and Godinger - 60% OFF [EarlyBird]
Stay home Microplush throws - $9.99 [EarlyBird]
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JEWELRY
1/10 Ct. t.w. 3-Stone Ring - $39.99
1/10 Ct. t.w. Diamond Key Pendant in Silver - $69.99
1/5 Ct. t.w. Diamond Studs - $139.99
14k 8-9mm Tahitian Pearl Studs - $179.99
14k with Sterling Silver Drop Earrings - $89.99
1Ct. t.w. Diamond Weave Ring in Silver - $299.99
2Ct. t.w. Diamond "X" Bracelet - $539.99
AK Anne Klein Watches - 55.00-95.00
Diamond Stud Earrings - 50% OFF
Entire Stock Belk Silverworks sterling silver jewelry - 70% OFF [EarlyBird]
Entire Stock of 14k Gold Earrings - 50% OFF
Entire Stock of Belk Silverworks Boxed Jewelry - 70% OFF
Entire Stock of Bulova, Citizen & Seiko Watches - 25% OFF
Entire Stock of Clearance Jewelry - $5.99
Entire Stock of Diamond Pendants - 60% OFF
Entire Stock of Diamond Pendants - 40-50% OFF
Entire Stock of Diamond Rings - 60% OFF
Entire Stock of Diamond Rings - 40% OFF
Entire Stock of Erica Lyons Jewelry - 30% OFF
Entire Stock of Gold Chains and Pendants - 40% OFF
Entire STock of Jewelry by Erica Lyons & New Directions - 60% OFF
Entire Stock of Kim Rogers Jewelry - 60% OFF
Entire Stock of Men's & Ladies Watches - 30% OFF
Entire Stock of Napier Jewelry and Monet Boxed Jewelry - 50% OFF
Entire Stock of New Directions Boxed Cubic Zirconia Jewelry - 60% OFF
Entire Stock of New Directions Cubic Zirconia Bracelets - 60% OFF
Entire Stock of New Directions Jewelry - 30% OFF
Entire Stock of Pearls - 60% OFF
Entire Stock of Pearls - 40% OFF
Entire Stock of Precious & Semi-precious Jewelry - 40-50% OFF
Entire Stock of Semi-precious Jewelry - 60% OFF
Entire Stock of Sterling Silver & Diamonds - 50% OFF
Entire Stock of Sterling Silver with 14K Jewelry - 65% OFF
Entire Stock of Sterling Silver with 14K Jewelry - 50% OFF
Erica Lyons Boxed Jewelry - $19.99
Famous Maker Vintage Boxed Jewelry - $19.99
Famouse Maker Watches - 50% OFF
Fine Jewelry Clearance - 75% OFF
Fyzz Watches - $9.99
Gold Earrings - 65% OFF
Guess Watches - 65.00-185.00
Home Accents Jewelry Armoire - $79.99 [EarlyBird]
Jewelry by Jessica Simpson, Napier, Monet and other Famous Makers - 30% OFF
Sterling Silver Created Opal Boxed Set - $119.99
Sterling Silver Freshwater Pearl - $39.99
Sterling Silver Sapphire Ring - $99.99
Sterling Silver Wide Cuff - $89.99
Sterling Silver with 14k Gold Pendant or Earrings - $89.99

KITCHEN
Bella Cucina Rotating Wafflemaker - $39.99 [EarlyBird] [MIR]
Calphalon Simply Hard Anodized Nonstick Cookware - $199.99
Cuisinart PowerBlend Food Processor / Blender - $69.99 [EarlyBird] [MIR]
Cuisinart Thermal 10-cup Programable Coffeemaker - $69.99 [EarlyBird] [MIR]
Emerilware Stainless Cookware 10-pc. Set with Double Bonus - $199.99
Entire Stock Coffeemakers - 40% OFF [EarlyBird]
Entire Stock glassware by Libbey, Home Accents and Home Essentials - 60% OFF [EarlyBird]
Euro-Pro Toaster Oven - $29.99 [EarlyBird] [MIR]
George Foreman Champ Grill with Bun Warmer - $29.99 [EarlyBird] [MIR]
Homer Laughlin Fiesta or Pfaltzgraff 4-pc. Place Settings - B1G1
KitchenAid Artisan Stand Mixer - $269.99
Mr. Cofee 4-cup Coffeemaker - $19.99 [EarlyBird] [MIR]
Presto 17" Electric Skillet - $39.99 [EarlyBird] [MIR]
Presto 20-Inch Cool Touch Electric Griddle - $19.99 [EarlyBird] [MIR]
Presto Cool Daddy Deep Fryer - $39.99 [EarlyBird] [MIR]
Rival SmartPot 5-qt. Slow Cooker - $29.99 [EarlyBird] [MIR]
Sunbeam Retractable Cord Hand Mixer - $19.99 [EarlyBird] [MIR]
Waring Pro Toaster Oven - $69.99 [EarlyBird] [MIR]

MISC
60% OFF Entire Stock Belk Silverworks Jewelry -
Home and Shoes Purchases - Extra 10% Off [EarlyBird]
Home and Shoes Purchases with Belk Rewards Card - Extra 15% OFF [EarlyBird]
Regular and Sale Purchases Storewide - Extra 15% Off [EarlyBird]
Regular and Sale Purchases Storewide with Belk Rewards Card - Extra 20% Off [EarlyBird]

PERSONAL CARE
The New Pretty - The Ultimate Makeup Artist Palette - $14.99

PROMOTIONAL ITEMS
$20 Belk Giftcard with Purchase of Navigator, Vac Steam Mop or Portable Steam Pocket - Free [MIR]

TOOLS
13-bulb LED Flashlight - $6.99 [EarlyBird]
Entire Stock Gifts for Him from Columbia & Saddlebred - 50% OFF

TOYS
2010 Limited Edition Belkie Bear - $9.99 [EarlyBird]
Discovery Kids Aquarium or Moon Lamp - $9.99 [EarlyBird]
Discovery Kids Play Tent - $16.99 [EarlyBird]
Discovery Kids Pottery Wheel - $16.99 [EarlyBird]
Discovery Kids Toy Laptop - $16.99 [EarlyBird]
Monster Tumbler or Robot wireless remote control cars - $9.99 [EarlyBird]
Pillot Pets - $17.99 [EarlyBird]

TRAVEL
Leisure Spinners or Oleg Cassini Lightweights - $39.99 [EarlyBird]
Luggage by Samsonite, Delsey, Wenger, Ricardo & More - 60% OFF [EarlyBird]
Saddlebred Luggage - $39.99 [EarlyBird]

VIDEO GAMES
Entire Stock of Kim Rogers Jewelry - 30% OFF
http://www.wsws.org/articles/2010/nov2010/pers-n09.shtmlIn the run-up to the G20 summit of leading economies, to be held Thursday and Friday in Seoul, the president of the World Bank has published a column in the Financial Times calling for a fundamental revamping of the global currency system involving a lesser role for the US dollar and a modified gold standard. The Financial Times underscored the significance of the column by making it the subject of its front-page lead article on Monday. .......
So is the 600 billion easing just an attempt to eeek out some more goods/services ect. for ink on paper before the big cookie crumbles. Will inflation go nuts?I am thinking of increasing my international exposure a bit more with recent news and events but an not going all in on the precious metal train or anything. Just scary to see the greenback get scrutiny form the world bank but it is deserved. Sure the US will bail out the world and this will be our thanks.
25% Off Christmas Advent Calendars at Calendars.com + 12% Cash Back!
Added on : Tuesday November 09th 2010 10:40:31 AM
0 Posted By: FatWallette
Views: 44 Replies: 0



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How High can Precious metals go?
Added on : Monday November 08th 2010 05:40:05 PM
Commodities are spiking so far this month and the trending since early October has been relatively positive. The one month change for Gold is in the green by 3.4%. Silver has seen a huge spike as the one month change for this precious metal is up 14.84%. Platinums one month change is in the green as well by 4.43% and copper is following about the same trends by posting a one month upward change of 4.71%.
Commodity futures show gold trading before opening bell for the U.S. trading session is in the green by 1.06%. The Federal Reserves plans to buy Treasury bonds should continue to make positive waves in the realm of precious metal commodities. The Feds made the move to buy up bonds to lower interest rates and thus entice the public to spend, borrow and pay on mortgages and other loans. The dollar should continue to struggle as devaluation is in play with the large injection of the greenback into the American economy. This should lift precious metal trading value as interest in the safe haven assets peek. Last week, gold prices came off of a fresh record and the expectation is that excess liquidity will depreciate the dollar further which is normally an inverse relative to gold and commodity values. After the Feds made their announcement last week, commodities have been on a tear. Spot gold and Gold for December delivery should continue the positive trending today. Record levels are expected again today.Author: Camillo Zucari I just sold a roll of Silver Eagles to Kitco for over $500, I am going to clean up, most of my Silver was bought at WAY under 10$, should i wait to sell more? Thoughts?
Personalize Precious Moments Christmas Skater Doll - $12.67
Added on : Thursday November 04th 2010 10:40:14 AM
Original price $29.98 - Cute Christmas present for little girls.link
0 Posted By: FatWallette
Views: 161 Replies: 0



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Woodstock Chimes Precious Stones Chimes $10.50 free shipping @ Amazon
Added on : Sunday October 24th 2010 01:40:15 PM
Woodstock Chimes Precious Stones Chimes 10$ free shipping
Woodstock Chimes Precious Stones Chimes -
In Your Choice of Colors
LINK  thanks kfmc
New X- Large Cuddlee Pet Pillow - The Perfect Super Plush Pillow For Kids of All Ages, Your Choice of Six Animal DesignsWWW.DAILYSTEALS.COM $6.99 + $5 SHIPPING
Product Features:
These super plush Cuddlee Pet Pillows are great for kids of all ages to take along on sleepovers, camping trips, and to even have in their beds at home.
The large size of the pillows (18" x 15" x 5") will allow for plenty of head space or room to carry clothes or precious sleep-away necessities when folded.What You Get:
Bunny Cuddlee Pet Pillow
OR
Bear Cuddlee Pet Pillow
OR
Dog Cuddlee Pet Pillow
OR
Cat Cuddlee Pet Pillow
OR
Lady Bug Cuddlee Pet Pillow
OR
Panda Cuddlee Pet Pillow
PLease Note: This Is the Extra Large Not The Small
New
1 Year Warranty
Karat Platinum Hand-Blown Murano Black Heart Pendant $21.79 @ Amazon
Added on : Wednesday October 20th 2010 12:40:16 PM
Link. As usual, free Super Saver shipping over $25, or "free" 2-day shipping with Prime.For the uninitiated: these glass hearts come from Murano, Italy, and are made in a variety of colors and containing a variety of shiny precious metals. As such they are interesting and fairly cheap little baubles, and this is the lowest I have seen this one priced at Amazon. These hearts commonly go on sale around Valentine's Day, when this one was $24.99 if memory serves. Of course they are meant to be worn as jewelry, but I also use them as flashy adornments on gifts for my sweetie---wrapped around a bunch of flowers, affixed to a gift box, etc. They are sold on a basic black 20" cord, which you can replace with a nicer silver or gold chain if you are so inclined.
linked
Choose a color that fits your mood or personal style- Red Wine, Blue Dusk or Carbon Fiber. There is a style, color and capacity for everyone all backed by Hitachi local and online backup for complete, unbeatable protection.Looking for a reliable drive that has something more? Hitachi Portable drives have it! The Carbon Fiber Mini is sleek black and glossy and like all Hitachi Portable drives feature cool underside lighting that lets you know everything is OK. Red Wine and Blue Dusk portable drives are velvety smooth to the touch and has an easy grip side. Just plug one in, and inside you'll find smart ways to protect and manage all your precious stuff.
General
Device Type

Hard drive - external
Weight

4.2 oz
Enclosure Color

Carbon fiber
Hard Drive
Form Factor

2.5"
Capacity

500 GB
Interface Type

Hi-Speed USB
Expansion / Connectivity
Interfaces

1 x Hi-Speed USB - 4 pin USB Type A
Miscellaneous
Cables Included

1 x USB cable - external
Software / System Requirements
Software Included

Hitachi Local Backup, Joggle digital content manager
Manufacturer Warranty
Service & Support

3 years warranty
Service & Support Details

Limited warranty - 3 years Technical support - 3 years
linked
Choose a color that fits your mood or personal style- Red Wine, Blue Dusk or Carbon Fiber. There is a style, color and capacity for everyone all backed by Hitachi local and online backup for complete, unbeatable protection.Looking for a reliable drive that has something more? Hitachi Portable drives have it! The Carbon Fiber Mini is sleek black and glossy and like all Hitachi Portable drives feature cool underside lighting that lets you know everything is OK. Red Wine and Blue Dusk portable drives are velvety smooth to the touch and has an easy grip side. Just plug one in, and inside you'll find smart ways to protect and manage all your precious stuff.
General
Device Type

Hard drive - external
Weight

4.2 oz
Enclosure Color

Carbon fiber
Hard Drive
Form Factor

2.5"
Capacity

500 GB
Interface Type

Hi-Speed USB
Expansion / Connectivity
Interfaces

1 x Hi-Speed USB - 4 pin USB Type A
Miscellaneous
Cables Included

1 x USB cable - external
Software / System Requirements
Software Included

Hitachi Local Backup, Joggle digital content manager
Manufacturer Warranty
Service & Support

3 years warranty
Service & Support Details

Limited warranty - 3 years Technical support - 3 years
Are you fully invested in the market?
Added on : Thursday October 07th 2010 12:40:03 PM
What is everyone's current asset allocation?I'm 24 and have been working full time for about a year now. My 401(k) is currently 50% in a Fidelity 2050 Target fund, and the rest is in cash. Given my long time horizion, I'm thinking about switching my allocation back to equities to be fully invested. 20% Large Cap Dividend / Value
20% SP 500 Index
20% Emerging Markets
30% Small Cap Value Stocks
10% Bond Fund (maybe PIMCO total return)What do ya'll think? Are you fully invested? Exposed to precious metals?
Non-conventional IRA - real estate, precious metals, etc
Added on : Wednesday October 06th 2010 01:40:03 PM
has anyone invested in a non-conventional ira? how has your ira performed? i know the risks but here is why i'm looking into it.in 2000, my wife and i had a combined $1 million in our traditional equities based ira accts, thanks to my daytrading skills and dot.com stocks. i seriously thought about transferring $500k to buying a home in manhattan beach, ca with a real estate ira, and receive $3k+ monthly rent to go back into the real estate ira any pay the ira custodian fee, property taxes and maintenance. unfortunately, i kept our ira in stocks and by 2002 or so the accts dropped to about $350k. (fwiw, that 3 br manhattan home is worth over $1 mil today and the monthly rent is > $4k/mo.....oh well.)today our accts are up to $800k again, mostly because of $10-20k annual contributions to our 401(k) accts, which we then rolled over to self-directed iras when we left our jobs. i also had a few "home run" stocks in our iras during the past decade which helped our portfolios.well, i honestly realize that most of our gains have been due to my "luck" in stock picking, but i don't want to watch my stock portfolios as much and i'm getting stressed by the volatility of the markets.i'm thinking of transferring $100-350k into a real estate ira, but i live in socal and even in today's depressed real estate market that amount doesn't buy much so i'm also starting to look out of the area, but don't know enough about other real estate markets. i already own real estate investments in socal so i want to diversify by owning outside the area.fwiw, i've been investing in the stock market for about 30 yrs, and have owned socal real estate for about 25 yrs and the amount of equity in our real estate holdings exceed our stock holdings. if i had never sold some of my earlier stock holdings i would be retired by now, but like most investors i panicked and sold too early. i actually bought 4 shrs of berkshire hathaway "A" shares back in 1985 when it was about $2,500/shr, and i was still living at home with my parents. i panicked in the 1987 october "black monday" crash and also because the wsj said the shrs were overpriced, and sold at no gain and didn't get back into the market for a while. today those 4 shrs are worth about $500k. i learned about warren buffet and berkshire hathaway from reading the wsj, but it was also the wsj that caused me to panic and sell!from experience, buying and holding stocks, or trading stocks is not easy to stomach. i'm sure there will be more market crashes (black monday, flash crashes, etc.,) that's why i'm looking to diversify our iras. anyone else interested in looking into non-conventional iras? i missed the precious metals boom but real estate is still depressed so i'm more interested in real estate iras.
"No to Big Government" bumper sticker
Added on : Wednesday September 29th 2010 04:40:06 PM
No to Big Goverment bumper sticker and newsletter signup - Pacific Legal FoundationSay No to Big Government and Yes to FreedomThe natural progress of things is for liberty to yield and government to gain ground.
--Thomas JeffersonHave you had enough of Big Government? Career bureaucrats and activist groups vow to expand the reach and power of government in the year ahead. That cant be good for our liberties. You and other Americans possess the power to fight back. Join Pacific Legal Foundations No to Big Government Campaign. Why is PLF important in this fight against arrogant, overreaching government? PLF is Americas leading legal champion for our constitutional freedoms. Since 1973, PLF attorneys have taken big government to court when the fundamental rights of Americans have been trampled by freedom-killing regulations, excessive taxes, and restrictions. PLFs brand of pro-freedom litigation is just what citizens need most now as regulators and activists set their sights on taking more of our liberties away. PLF fights for private property rights a cornerstone of our liberties. Citizens all over the nation are fighting government to build or remodel homes. Some are trying to protect property from erosion. In some outrageous cases, government regulators threaten to take their property without paying them a dime. We cant fight this important battle alone. As a public interest legal organization, PLF provides pro bono legal representation to the victims of government intimidation. Our extensive legal program exists on the generosity of Americans like you. Your tax-deductible contributions leverage the fight for liberty from coast to coast. We need your help now.Your support of PLF gives hard-working, freedom-loving Americans the muscle they need to challenge overreaching, out-of-control government agencies and special interests in the courts. PLF attorneys have quite a track record of fighting and winning cases on behalf of property owners and business owners across America. The victories PLF attorneys achieved for the victims of big government in 2009 were possible only because of committed supporters who refuse to give up or give in even in difficult economic times like these. PLF supporters help give one of the most precious gifts of all freedom! If you have already joined this fight, please accept my sincere thanks. If youd like to join it now, we welcome your help in putting government in its proper role serving the needs of the people. Not the other way around! Join PLFs No to Big Government Campaign.
Sincerely,ROBIN L. RIVETT
President
Scott Pilgrim Books 1-6 - $5 or less - Amazon.com
Added on : Tuesday September 28th 2010 07:40:25 PM
The individual Scott Pilgrim books (except Volume 2 - priced at $6.99) are currently priced at $4.22 or less on Amazon.com. See pricing details and links below:Scott Pilgrim, Vol. 1 - $3.63
Scott Pilgrim, Vol. 2 - $4.49
Scott Pilgrim, Vol. 3 - $3.81
Scott Pilgrim, Vol. 4 - $3.99
Scott Pilgrim, Vol. 5 - $3.73
Scott Pilgrim, Vol. 6 - $4.22Edit to reflect price change in Vol. 2 - Thanks Nov032007
0 Posted By: FatWallette
Views: 482 Replies: 0



Saks.com is the online source for luxury retailer Saks Fifth Avenue. Catering to an upscale, fashion-forward customer, saks.com specializes in top designer names for women, men and children. From apparel, shoes, handbags, beauty and jewelry to home, gourmet and electronics, saks.com is the premier choice for the finest in fashion and home.
Free Ultra Deluxe 14-Day Supply of Absolue Precious Cells Advanced Regenerating & Reconstructing Cream w/ Any $50 Lancome Purchase. Coupon Code: LANCOME22

Free Shipping on any order. Coupon Code: SHIPAFF10


More Offers from Saks Fifth Ave

5.0% FatWallet Cash Back! Terms Gift Card Details: Cash Back not valid on gift card purchases or redemptions

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Fall Beauty Offers: Saks Fifth Avenue + 5.0% Cash Back!
Added on : Monday September 27th 2010 01:40:12 AM
0 Posted By: FatWallette
Views: 136 Replies: 0



Saks.com is the online source for luxury retailer Saks Fifth Avenue. Catering to an upscale, fashion-forward customer, saks.com specializes in top designer names for women, men and children. From apparel, shoes, handbags, beauty and jewelry to home, gourmet and electronics, saks.com is the premier choice for the finest in fashion and home.
Free Ultra Deluxe 14-Day Supply of Absolue Precious Cells Advanced Regenerating & Reconstructing Cream w/ Any $50 Lancome Purchase. Coupon Code: LANCOME22

Free Shipping on any order. Coupon Code: SHIPAFF10


More Offers from Saks Fifth Ave

5.0% FatWallet Cash Back! Terms Gift Card Details: Cash Back not valid on gift card purchases or redemptions

Receive the Hot Deals and Offers Added Each Day by Email!
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Scott Pilgrim Books 1 and 3-6 - $5 or less - Amazon.com
Added on : Monday September 27th 2010 12:40:12 AM
The individual Scott Pilgrim books (except Volume 2 - priced at $6.99) are currently priced at $4.22 or less on Amazon.com. See pricing details and links below:Scott Pilgrim, Vol. 1 - $3.63
Scott Pilgrim, Vol. 2 - $6.99 (it was under $5 a few days ago)
Scott Pilgrim, Vol. 3 - $3.81
Scott Pilgrim, Vol. 4 - $3.99
Scott Pilgrim, Vol. 5 - $3.73
Scott Pilgrim, Vol. 6 - $4.22
Precious metal investing...Where?
Added on : Thursday September 23rd 2010 08:40:04 PM
Folks,I don't have any investment in PM and would like to invest some. Gold is now very bullish. I was thinking of buying 10oz bars through Monex but now I am not sure. How is monex for buying precious metal ( physical I mean)?What other vehicles available for PM? ETF (GLD) doesn't seems to have direct correlation with gold. How people buy gold on eBay...Thanks
50%+ off of digital download games - Direct2Drive
Added on : Wednesday September 22nd 2010 04:40:17 PM
Football Manager 2010Football Manager 2009 is the most successful in the Football Manager series to date, selling in over 1 million copies worldwide. According to data gathered from Football Manager 2009, people played the game for an average of 240 hours each and developer Sports Interactive has spent the last year working closely with consumers and the Football Manager community to implement key improvements to this years game. Football Manager 2010 features new tools and changes across the board including some big additions to improve ease of use, navigation and feedback from the game with the introduction of a brand new match tactics system, the debut of a Match Analysis tool, a completely new look and new User Interface among other features.
Regular: $19.95
Sale: $9.95
Europa Universalis 3: Heir to the Throne
Europa Universalis 3 Complete is required to install this expansion.Requested by the fans, Heir to the Throne is the third expansion to the preeminent historical strategy game Europa Universalis III. The expansion takes the hugely successful game beyond Complete, with improvements across the board.
Regular: $19.95
Sale: $6.00
Red Faction: GuerrillaSet 50 years after the climactic events of the original Red Faction, Red Faction: Guerrilla allows players to take the role of an insurgent fighter with the newly re-established Red Faction movement as they battle for liberation from the oppressive Earth Defense Force. Red Faction: Guerrilla re-defines the limits of destruction-based game-play with a huge open-world, fast-paced guerrilla-style combat, and true physics-based destruction.
Regular: $19.95
Sale: $6.00
WarfareSaudi Arabia, one of the worlds leading oil suppliers and a key U.S. ally, has been taken over by a highly organized group of radical terrorists. The government is in a state of collapse and turmoil and you have been chosen to lead the United States armed forces to restore control.Search and destroy using the latest military hardware from the Abrams tank to the Apache helicopter in realistic settings ranging from the open desert to close-quarters infantry combat. Wear down enemy morale by capturing vehicles, weapons and buildings.Plan and execute, the soldiers who survive will gain experience and move with you from mission to mission. Youll need elite forces to destroy the worlds best-armed fanatics, bent on world-wide economic collapse.
Regular: $19.95
Sale: $6.00
Dracula OriginDracula: Origin retranscribes Bram Stokers world faithfully. The player evolves by a traditional Point & Click gameplay. Plunged into a troubling, Gothic atmosphere, the player will find all the typical themes of an adventure game through superb graphics with a skilful mix of 2D environments and 3D characters. The player will have both his mind and his nerve tested by the traps and mysteries that he will have to face. Stake, crucifix, garlic clove, mirror these are some of the 150 vampire-themed objects in the game that you need to use alone or in combination to succeed in your mission. You will meet Bram Stokers epic heroes: Van Helsing the disciplined scientist, Dracula, the insatiable vampire, Mina, the idealized reincarnation of Draculas dearest one... You will meet more than fourty other disturbing or angelic characters with whom you need to interact with intelligence in order to gather precious clues.Those adventurers who may struggle to solve mysteries will be pleased to hear that Dracula: Origin offers an exclusive Help System. It allows players to be helped progressively out of their fixes by providing clues that slowly give more and more away.Travel through a rich variety of decors and locations as you hunt; a hunt full of Leaps and Bounds that will take you throughout Europe, to London and to Transylvania via Vienna and with a breathtaking stop in Egypt. Plunge into a Gothic adventure, where everyones every move is driven by the horror of blood and the longing for Eternal Love. Supported by a sound track quite terrifying, the player is forever propelled towards more suspense and horror preparing to take part in the struggle between two conceptions of the world: chaos and order, fantasy and reality.
Regular: $19.95
Sale: $6.00
Gratuitous Space BattlesGratuitous Space Battles is a unique strategy game where you play the role of supreme commander of vast fleets of spaceships, battling against AI controlled or player-designed enemy fleets. GSB is not a conventional strategy game, but more of an RTS/Tower Defense hybrid, where you design the ships, position the fleet, issue pre-battle orders and then sit back and watch the explosive galactic mayhem take place. Did you include enough fusion beams on your capital ships? Maybe you should have assigned some fighters to escort those ships in the middle of the fleet? GSB also allows you to challenge other players by uploading your best fleets to serve as their opposition, in a massively single-player galactic smorgasbord of laser-death!
Regular: $22.95
Sale: $6.00
7 Sins
You must be 18 years or older to purchase this title.For the citizens of Apple City, life is all about who you know and what they can do for you.7Sins is an action-oriented life simulation that immerses mature players in a world of celebrity and greed, where the right relationship can help you claw your way up the career and social ladder. In a game universe where fame and fortune are all that really matter, players charm, finagle, fib, and finesse their way through seven campaigns with over 60 sub-missions in hopes of reaching the top.Throughout the course of the game, players make decisions based on the seven deadly sins: pride, anger, greed, envy, lust, sloth and gluttony. As they explore the city and manipulateer, interact with old friends and new companions, they build relationships to unlock new missions and opportunities for success.Within the seven chapters, players are totally free to explore and meet whoever they want. In each interaction, players must discover the best way to break through superficial personas to gain knowledge, find other valuable contacts and satisfy needs. From one meeting to the next, players increase relational and social skills by boosting their sense of humour, authority, culture, politeness, celebrity, and other vital characteristics. Along the way, players must overcome instinctual weaknesses: fear, violence and sex.
Regular: $19.95
Sale: $6.00
A Farewell To DragonsA Farewell to Dragons is a classic Action/RPG that takes place in the universe based on the fantasy book written by famous Russian writers Sergey Lukyanenko and Nikolay Perumov. Fateful times began in the Middle World, from now on its destiny depends on Victor, main character of the game. He will learn the magic of four elements, master the Power and fulfill his destiny. Leaded by young sorceress Telle the hero has to grasp in intrigues, experience himself and accept his fate. Will he become Dragon the Created or Dragon Slayer?
Regular: $29.95
Sale: $6.00
City Life 2008City Life is a next-generation City Builder. Its 3D game engine provides a level of detail and animation unprecedented in the City Builder genre and total freedom of construction.From superb villas in residential neighbourhoods to imposing skyscrapers in the financial district, design, construct and develop the city of your dreams. Provide comfort and satisfaction for your citizens by offering them work, health care, entertainment facilities, and much more and ensure that your citys coffers are brimming. Its up to you to manage this city efficiently, ensuring booming development while at the same time regulating the very delicate issues of pollution and traffic. Let peace reign between the six unique subcultures, or pay the price if the situation deteriorates into conflict, riots, and, in the worst-case scenario, fires.
Regular: $19.95
Sale: $6.00
Sword of the StarsSword of the Stars is a breakthrough Space Strategy game that seeks to reinvigorate the sub-genre. Players will explore planets, manage their empire and research new technology. Sword of the Stars provides quick, intuitive play, state-of-the-art graphics and tactical combat that make the game instantly involving and rewardingly fun.Playing as one of 4 unique races, gamers will explore planets, research new technologies and create empires in a hostile universe where weakness means extinction and only the strongest will survive. Sword of the Stars provides quick, intuitive play, state-of-the-art graphics and tactical combat that make the game instantly involving and rewardingly fun.
Regular: $9.95
Sale: $6.00  About Direct2Drive:

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Some perspective on Gold
Added on : Wednesday September 22nd 2010 01:40:03 PM
Not that we need another gold thread, but here's some perspective. I admit I have some precious metals in my safe for when SHTH, and I mostly opted for silver, but I did order some gold and I was frankly aghast at how much I got for what I paid.Take a look at this photo. If you physically shopping for gold, would you pay $70 for this amount of gold? Because it's how much it cost.
Droplitz $2.00 [80% off] - Steam
Added on : Tuesday September 21st 2010 04:40:13 PM
Droplitz for $2.00Immerse yourself in this addictive puzzler that's all about strategically twisting and connecting mismatched dials to save precious droplitz. Just making a single junction is child's play; can you master the art of the combo or will you let your pipes runneth over? Normally $9.99
On sale for $2.00 until 23-Sept-2010 @ 5pm PST
linkazonTechnical Details * FlexArmor DuraNeoprene fabric conforms to your precious dSLR and protects it
* Constructed with high quality material and stitching to ensure long-lasting use. Comes with a 3 YEAR Manufacturer's Warranty.
* Neoprene sleeves are perfect for protecting dSLR's on their own, or giving added protection while in a bag. Neoprene offers great protection to the finish and LCD Screen. Keep your valuable camera looking just like new.
* A zippered accessory pocket fits small accessories such as memory cards, spare batteries and lens filters.
* Interior Dimensions: 5.8" x 4.4" x 2.9"
WinX DVD Author 5.5.8 Full Version FREE, no CC, no email reg (normal $39.95)
Softpedia has a special WinX DVD Author free, full version download available. The normal cost is $39.95. The registration code is included in the download so no email registration is needed. These Softpedia promo's are time limited, we just don't know how long. So if you want this be sure and get it ASAP. You can find out more info about the promo here- Use the download link at link below that says "Softpedia Mirror (US) - v 5.5.8 FULL VERSION [EXE]"http://www.softpedia.com/progDownload/WinX-DVD-Author-Download-4... WinX DVD Author description
Create and burn DVD format from AVI, WMV, DivX, Mpeg, Xvid, RM, etc.WinX DVD Author is a professional DVD tool to create and burn DVD from various video files, it brings you perfect DVD authoring experience with much easier manipulation. Create a full 4.3G high video quality DVD within one hour, easily edit video by clipping, cropping or trimming. WinX DVD Author is the best DVD authoring solution for pros and fresh. And it is the unique DVD software which supports two kinds of burn modules.Fast and powerful DVD converter
With high quality and fastest decode & encode engine inside, batch conversion supported, WinX DVD Author could convert AVI, MP4, WMV, DivX, Xvid and RM to DVD with subtitle together.Automatic DVD Menu maker
Automatically created DVD menu & Chapter menu, flexibly and easily. Support background music and picture selection, supply kinds of templates to colorize your design.Versatile DVD Burner
With DVD video disc burner inside, WinX DVD Author is the unique DVD software which supports two kinds of burn modules. Full compatible with DVD+/-R, DVD+/-RW, DVD DL+R, DVD DL+/-RW perfectly helps you backup your precious files.Give WinX DVD Author a try to fully assess its capabilities!
Here are some key features of "WinX DVD Author": Supports almost all video formats converted to DVD
High quality and super fast speed (With high quality and fastest converting engine inside)
Support batch conversion
Support 16:9 widescreen and 4:3 standard TV, NTSC and PAL video
Support adding subtitle (srt*) to DVD
Support all current hardware interfaces (IDE / SCSI / USB / 1394 / SATA)
Support Dolby Digital AC-3 Audio
Finance charge AFTER paying balance in full
Added on : Wednesday August 25th 2010 03:40:05 PM
Never had this happen before. I paid my balance in full on my Capital One card last month (I did carry a balance over from the precious month). However, this months statement show a finance charge from last month. So while I thought I had paid the card off in full apparently this is not the case. I've called and written and have gotten 3 different answers, one saying you may must pay your balance in full to avoid interest rates (I did) and another saying that I must pay the balance for 2 consecutive months before I avoide finance charges. I've poured over card member argeements and can't seem to find anything referencing this. Never had this problem on any of my other cards.
The Amazon MP3 Daily Deal for Thursday, August 12, 2010 is: Esperanza, by Esperanza Spalding, for $3.99.She's a highly acclaimed multi-instrumentalist, best known for her work on Jazz bass and vocals. Amazon describes her as a "Jazz prodigy". Worth checking out:
http://en.wikipedia.org/wiki/Esperanza_Spalding.Reviews, track-samples and purchase-link here.
Track-list: 1. Ponta De Areia 5:39 2. I Know You Know 3:46 3. Fall In 3:57 4. I Adore You 7:27 5. Cuerpo Y Alma (Body & Soul) 8:01 6. She Got To You 4:29 7. Precious 4:24 8. Mela 6:57 9. Love In Time 5:4710. Espera 4:4011. If That's True 7:3312. Samba Em Preludio 5:11
List Price:$6.99
Price:$2.99Airport Mania
Pack your bags for a trip through the skies in Airport Mania! Travel through 8 amusing airports while you land a variety of planes, purchase upgrades, and avoid delays. Stay on your toes as some planes carry precious cargo and will need to land in a hurry, while others might need a trip to the repair shop. But, with good planning, you'll make it to the gate on time! With unique challenges, whimsical characters, and fun that will put a smile on your face, Airport Mania is one flight you can't miss!Fishdom
Build up your Fishdom! Solve immersive puzzles and earn cash to create the aquarium of your dreams! Use the money to buy eye-candy fish, attractive ornaments and accessories for three differently themed tanks. Win awards and upgrade your virtual tank as you perfect your aquarium design skills and have fun with the lovely tropical fish! With a unique fusion of classic game play and brilliant new ideas, Fishdom will bring you many joyful moments!
Effective Portfolio with Proper Indexed Asset Allocation?
Added on : Sunday August 08th 2010 03:40:03 PM
I have been trying to simplify my investments as much as possible into low cost ETFs. Having recently read a profound article which preaches "Don't try to beat the market but be in the market," I am going to try to remove my ego from my investing and realize that I am not going to be able to pick the next Google everytime. I am risk averse on an individual stock basis and this has caused me to not invest as much as I should. I figure, if I have a plan that I can blindly invest in monthly, I will be able to look past the risk and manage to my target allocations. I wanted to get some thoughts from some of the most finance savvy individuals on the web before I ventured down this road...Some background:
29 years old in Louisville, KY
190K annual income (100 + 90 bonus) - Will make more this year. Job secure and so is bonus.
Car paid for (2006 Infiniti G35 - low miles and maintained)
~170K house (conservative estimate) with 118K left on mortgage (4.5% biweekly 15 year).
0 Debt besides mortgage
100K Cash
55K taxable investment accounts
122K in 401K (mostly bonds)
28K in ROTH IRA
51K mortgage holder on mother's house (4.5% for 15years biweekly - I consider this a bond of sorts. We help out family where we can but never for free ).Upcoming events:
Plan to move to Baltimore in late 2011 - May rent house in Louisville or sell depending on market and demand. B-more has a significantly higher cost of living but large bonus expected in March 2011 to aid in additional capital for house.As a long time fatwallet reader, I have heeded the wise advice and used it to build quite a stable financial situation but I am not optimizing. My thoughts are to throw 4k a month in sharebuilder ($12 a month for 12 trades plan)and allocate it to the ETFs listed below until I have transitioned a lot of cash into investments. I currently save ~1000 a month easily so this could take a while (which ill help even out market volatility hopefully). However, if I see a large market move downward, I may increase my contribution to dollar cost down. I would also keep my current taxable investments as a bit of a playground but I envision moving more away from that as the portfolio below gets established.Portfolio (Sorry if formatting looks odd - no table options on FW):%SymbolExpense RatioCategoryStock
10VWO0.27% Emerging MarketsVanguard Emerging Markets ETF
15VT0.30% Intl Stocks S&P Total Worl Stock Index ETF
5IWC0.60% Microcaps iShares Russell Microcap Index
15IVV0.09% US Stocks iShares S&P 500 Index
10PFF0.48% Preferred StocksiShares S&P U.S. Preferred Stock Index
5VNQ0.11% US Real EstateVanguard REIT ETF (US)
5WPS0.48% INTL Real EstateiShares S&P Dev ex-US Property Index
10AGG0.20% US Bonds iShares Barclays Aggregate Bond
10LQD0.15% Corporate Bonds iShares iBoxx $ Invest Grade Corp Bond
5JNK0.40% Junk Bonds SPDR Barclays Capital High Yield Bond
5TIP0.20% TIP Bonds iShares Barclays TIPS Bond
5VGPMX0.27% Precious MetalsVanguard Precious Metals and Mining
1000.27% WACOG expense ratioQuestions:
1) Any corrections or glaring holes in the allocation listed above? Anyone have a similar strategy/portfolio they are using with success? If so, please share.
2) Any thoughts on a better online broker to assist in dollar cost averaging? Sharebuilder seems easy enough and low cost. I also thought about Charles Schwab and Fidelity because of their commission-free ETFs but there were not enough of them to cover my needs.
3) I will still keep at least 20K in cash at all times so hopefully we can avoid the "cash allocation" questions.Thanks in advance.
Stila Cosmetics is having an online warehouse sale, with savings of up to 80% on makeup, gift sets, brushes and bags.

Some of the juicier finds:

Pictured, Stila Star Power Set, which includes Red Apply Lip Glaze, Glaze Lip Liner, #5 all over shadow brush, 3 eye shadows and a hair accessory, $12.00 (originally $36.00). 

Stila Precious Pearl Palette, a collection of six eyeshadow shades illuminated with genuine crushed pearl, $15.00 (originally $40.00). 

Shipping is $7.95 (and free on orders of $50.00 or more).



This Deal Has Expired
Gold coins, safe investment??
Added on : Thursday July 29th 2010 01:40:02 PM
On a different thread, I asked question about potential for gold being "diluted", (tungston being used to water it down content) without detection. Consensus was , it could not be done with coins.did a search of subject & came up with this gem.http://joshfulton.blogspot.com/2010/07/russian-central-bank-dilu...Sunday, July 18, 2010
Russian central bank diluting gold content?
Ug.Zero Hedge: Here's a head scratcher: as everyone knows from elementary chemistry courses, gold is the most inert metal in the world - it does not rust, nor corrode. Yet this is precisely what Russian commercial precious metal trading company, International Reserve Payment System, discovered on thousands of (allegedly) 999 gold coins "St George" (pictured insert) issued by the Central Russian Bank. The serendipitous discovery occurred after various clients of the company had requested that their gold be stored not in a safe, but in a far more secure place: "buried under an oak tree." As the website of IRPS president German Sterligoff notes: once buried, "the coins began to oxidize under the influence of moisture." And hence the headscratcher: nowhere in history (that we know of) does 999, and even 925 gold, oxidize, rust, stain, spot or form patinas, under any conditions. Furthermore, as IRPS discovered, Sberbank of Russia released an internal memorandum ordering the purchase of the defective coins with the spotted appearance. Sterligoff concludes: "It should be noted that the weight and density of the rusty coins coincide with the characteristics of gold that would be expected after after conventional testing methods would reveal. We think that the experts will be interesting to determine the nature of this phenomenon." So just how "real" is 999 gold after all, either in Russia or anywhere else?  As Zero Hedge has pointed out previously, the Central Bank of Russia has been one of the biggest purchasers of gold in 2010, having bought gold every single month. It would be embarrassing if it were discovered that not only is the bank diluting the gold content once received with oxidizable materials, but subsequently passing it off for 999 proof precious metal.Bookmark and Share
Posted by Josh at 11:36 AM
Labels: fraud, gold, russia, war So, anyone knowledgable to answer questions:Are gold coins being deluted without way to detect?
What methods could a novise use to detect the debasing, lets say tungston was used as substitute to drop content down from 99% to some lower content?
From what little I know, the old conventional ways to detect do not work anymore.
Can someone out there who is familiar with metals respond?      s
Link at Direct2Drive
Best of Indie Bundle Vol. 3Includes: * Braid Braid
Braid treats your time and attention as precious; there is no filler in this game. Every puzzle shows you something new and interesting about the game world. * Osmos Osmos
Your objective is to grow by absorbing other motes. Propel yourself by ejecting matter behind you. But be wise: ejecting matter also shrinks you. Relax... good things come to those who wait. * World of Goo World of Goo
Drag and drop living, squirming, talking, globs of goo to build structures, bridges, cannonballs, zeppelins, and giant tongues. The millions of Goo Balls that live in the beautiful World of Goo are curious to explore. * Cogs Cogs
Cogs is a puzzle game where players build machines from sliding tiles. Players can choose from 50 levels and 3 gameplay modes. New puzzles are unlocked by building contraptions quickly and efficiently. * Machinarium Machinarium
You control a little robot whos been thrown out to the scrap yard behind the city and must return and confront the Black Cap Brotherhood to save his robot-girl friend. * The Maw The Maw
The pinnacle of alien evolution, Maw is a cowardly fat blob concerned mostly with snacking and lounging. He can, however, absorb the traits of anything he eats, is virtually indestructible, and can grow to unlimited size. * Crayon Physics Deluxe Crayon Physics Deluxe
You get to experience what it would be like if your drawings would be magically transformed into real physical objects. Solve puzzles with your artistic vision and creative use of physics. * Aaaaa! Aaaaa!
You dive off a skyscraper, relying on quick reflexes to negotiate the intricate tangle of girders that make up the floating city. All eyes are on you as the judges mark your score. * Puzzlegeddon Puzzlegeddon
Puzzlegeddon features an inventive mix of puzzle, action and strategy where you can battle each other online or challenge yourself in the games different single player modes. * Gish Gish
Gish is a ball of tar. A Sunday stroll with his lady friend Brea goes awry when a shadowy figure emerges from an open man hole and pulls Brea into the ground below.Offer Available: July 27th, 2010 at 10AM PST - August 3rd, 2010 at 10AM PST
Just in time for heading back to school, capture and show precious memories this  the Kodak EasyShare M550 12 MP Digital Camera . Featuring high-resolution quality, up to 5x optical zoom and a 2.7'' LCD monitor, Kodak EasyShare M550 12 offers a professional touch to any occasion.

Face detection technology ensures no one is left behind in your family photos, while a variety of modes allows you to adapt the Kodak EasyShare M550 12 to a diverse range of photo opportunities.

Whether you're an amateur photographer or a seasoned one, the Kodak EasyShare M550 12 MP Digital Camera provides a wide assortment of options no matter what the occasion.
This Deal Has Expired
Daniusoft DVD Creator Free Download Today Only @ Giveaway of the Day
Added on : Saturday July 17th 2010 03:40:10 AM
http://www.giveawayoftheday.com/Burn your precious videos to DVD with amazing DVD menu and share them with your friends and family.Daniusoft DVD Creator offers you the easiest and fastest way to burn videos like AVI, WMV, MP4, MKV, MOV, FLV, ASF, MOD, VOB, MPEG to DVD for playback on various DVD players or backup them as ISO files or DVD folder. And HD videos are also supported like AVCHD video (MTS/M2TS), TS, TRP, HD MOV. In addition, you can create customized DVD menu with free preset templates, name DVD as you like, create chapters for videos to skip playback and even customize the thumbnail.
Toshiba Digital Photo Frame ($69.99 was $79.99) @ Buy.com
Added on : Tuesday July 13th 2010 04:40:28 PM
Preserve precious memories and more with the Toshiba DMF82XWU Digital Photo Frame. The digital picture frame has an 8'' 800 x 840 LCD screen and features MP3/WMA playback so you can put your family pictures directly to music.

Plus, Wi-Fi capabilities allow you to securely hook up to the Internet to grab pictures off Facebook and even play movies right on the digital picture frame. With 1GB of memory already included, the Toshiba DMF82XWU Digital Photo Frame brings a multimedia experience directly to your photo album!

This Deal Has Expired
FREE sampler from Amazon: "Sample This Sh*t" by Various
Added on : Thursday July 08th 2010 03:40:07 AM
Another free sampler from Amazon: Sample This Sh*t, by Various.
Reviews, track-samples and download-link here.Track-list: 1. Shake, Shiver, And Moan 22-20s 5:05 2. Slow Burn The Henry Clay People 3:00 3. Supertoys Autolux 4:37 4. Oslo Campfire Port O'Brien 3:05 5. They Done Wrong/We Done Wrong White Rabbits 4:30 6. So So Happy Making Hatcham Social 2:43 7. Precious Air (Demo) Other Lives 3:58
Exclusive Enchanting Ruby Jewelry at Ice.com + Up to 10% Cash Back!
Added on : Wednesday July 07th 2010 12:40:19 PM
0 Posted By: FatWallette
Views: 65 Replies: 0


Up to 10.0% Cash Back Available

Special Offers from Ice.com:

FW Exclusive: $30 Off 6 1/2 Carat Ruby & White Topaz Sterling Silver Bracelet - $95 This stylish bracelet combines rubies, white topaz, and sterling silver for a look that is classic and up-to-date all at once. Faceted round rubies are prong-set in sterling silver and highlighted with sparkling white topaz. A timeless piece.


FW Exclusive: $45 Off 1 3/4 Carat Created Ruby & Diamond 10K White Gold Ring - $150 This stunning ring glistens with the vivid red glow of created ruby and dazzling diamonds. An elegantly sleek band design is gorgeously crafted from lustrous 10K white gold. An exquisite look.


FW Exclusive: $20 Off 1 Carat Ruby Sterling Silver Heart Pendant w/ Chain - $75 This intricate heart pendant is an instant classic: with its full carat of luxurious, crimson-colored rubies and sleek sterling silver openwork design, it is as timeless as it is stunning. A gorgeous gift for yourself or someone special.


FW Exclusive: $40 Off 4 5/8 Carat Ruby Sterling Silver Ring - $85 BThis stunning ring glistens with the vibrant rosy glow of rubies, one of the worlds most precious stones. A dramatic quadruple row design is gorgeously rendered in lustrous sterling silver, set with vivid red rubies. A perfect everyday look.



More Offers from Ice.com

Up to 10.0% FatWallet Cash Back Available!4.0% on loose diamonds and configured wedding, engagement and diamond rings10.0% Other items.Use of coupons not found on FatWallet's Coupons & Cash Back pages can void Cash Back.

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Hold pens and display precious family moments simultaneously with the refreshingly original Visionquest White 3.5" Pen Holder Digital Frame. Each pen holder doubles as a digital picture frame with a 3.5'' screen with 240 x 320 resolution.

With audio and video playback as well as 4MB built-in memory, the Visionquest White 3.5" Pen Holder Digital Frame is an inventive way to store pictures at home and around the office easily and conveniently.

This Deal Has Expired
Patriot Corza RAID Sub-System NAS $39.99 AR FS @Newegg
Added on : Friday June 25th 2010 04:40:07 AM
Patriot PCZ35SNAS2 Corza RAID Sub-SystemLinkyDual 3.5" Hotswappable Bays
SATA I/II 1.5Gb/s - 3Gb/s
USB2.0 Backwards Compatible to USB 1.1
10/100/1000M LAN
Raid Support: 0, 1, Linier
Up to 4TB (2x2TB) Drive Support
Automatic Temperature Control
Precious Aluminum design
User Management Support
FTP, File Server
Print Server
Torrent Download Management
iTunes music Server
FCC, CE, RoHS Certified
Compatible with Windows XP/Vista/7, Mac OSX10.2 and better, Linux
100% Tested
2 Year WarrantyOriginal $99.99
Less $60.00 Rebate (Expired Jun 30) Rebate
Net $39.99 (Don't forget FW CashBack)Free shippingCustomer reviews are not very favorable. There is a great user group in the forum. At this price level, it may be a good bargain even for a dual bay enclosure.
should I be buying all the real estate I can?
Added on : Friday June 25th 2010 02:40:07 AM
I know that nobody likes a property flipper, but is now the time to load up and get out of my precious metal holdings? Some things to consider:* The same news media who predicted a full economic recovery in 2009, and failed to predict the timing of real estate crash, is now predicting gold is in a bubble. Link* When they said that certain investment picks were fine, people watching fox and cnbc actually listened to them. Surely most people turned out OK.* Total market Index funds have proven to be the best investment of the last decade for most 401ks, money market funds are virtually risk free and I-bonds were earning a crap load of interest and are therefore brilliant protectors against inflation.* Some say the downturn in housing has much further to go. Not so sure that's the case. Two weeks ago my dad easily sold his beachfront condo due to it being 65% below its 2006 market price. Normally, in a bubble like the tulip or dot-com boom, people are looking to BUY as much as they can, not sell. And that creates the bubble. I don't even know anyone who owns any of Carleton Sheets or Robert Kiyosaki's books anymore.Love these two charts.
KOHLS-Fisher-Price Bouncer Shipped $15.40
Added on : Friday June 04th 2010 10:40:07 AM
15% off code -- SUMMER15 (no Kohls card required)Fisher-Price Precious Planet Happy Giraffe Bouncer
original $39.99 LINKSubtotal: $15.99
Percent Off (15%) $2.40
Estimated Shipping: $0.99
Estimated Tax (6%): $0.82
Total: $15.40  or
LINKFisher-Price Lil' Laugh & Learn Bounceroriginal $44.99
Subtotal: $17.99
Percent Off (15%) $2.70
Estimated Shipping: $0.99
Estimated Tax (6%): $0.92
Total: $17.20
KOHLS-FISHER PRICE MEALTIME BOOSTER SEAT $13.59 shipped
Added on : Friday June 04th 2010 09:40:06 AM
15% off code - SUMMER15 (no Kohls card required).99 shippingLINKFisher-Price Precious Planet Healthy Care Booster Seat
original $34.99
Subtotal: $13.99
Percent Off (15%) $2.10
Estimated Shipping: $0.99
Estimated Tax (6%): $0.71
Total: $13.59 good reviews on Amazon

For your little wild one. This Fisher-Price Precious Planet Deluxe Healthy Care booster seat makes baby's mealtime a breeze.Whale, penguin, crocodile and gorilla toys snap onto the feeding tray to keep you lil' one entertained.
Straps securely attach to most seats for easy accessibility.
Three-point harness safely holds your child in place.
Foldable/detachable seat back makes portability easy.
Removable feeding tray is dishwasher safe for added convenience.
Details:
Online exclusive
Ages 6 months & up
Weight restriction: 50 lbs.
Dishwasher safe
Model no. P8906
Certain promotions and price discounts may not apply to this Web-exclusive item.
Feds probing JPMorgan trades in silver pit?
Added on : Wednesday June 02nd 2010 02:40:02 AM
Feds probing JPMorgan trades in silver pit (NY Post)Federal agents have launched parallel criminal and civil probes of JPMorgan Chase and its trading activity in the precious metals market, The Post has learned.The probes are centering on whether or not JPMorgan, a top derivatives holder in precious metals, acted improperly to depress the price of silver, sources said.(Read More)---Mainstream press is still blacked-out and has refused to pick this up, probably because so many who write for the WSJ and NYT are alumni of JPMorgan, Goldman, and the other firms caught in the loop.
Feds probing JPMorgan trades in silver pit
Added on : Wednesday June 02nd 2010 01:40:03 AM
Feds probing JPMorgan trades in silver pit (NY Post)Federal agents have launched parallel criminal and civil probes of JPMorgan Chase and its trading activity in the precious metals market, The Post has learned.The probes are centering on whether or not JPMorgan, a top derivatives holder in precious metals, acted improperly to depress the price of silver, sources said.(Read More)---Mainstream press is still blacked-out and has refused to pick this up, probably because so many who write for the WSJ and NYT are alumni of JPMorgan, Goldman, and the other firms caught in the loop.
Mwave.com has the 12 Real Rose w/ 24k Gold Trim for $39.99 + free shipping for its Mclub members. Mclub is free to join. Link will send you to the red rose, however you can choose from five different colors. Pink, White, Yellow, Purple and Red. http://www.mwave.com/mwave/SKUSearch_v3.asp?px=FW&scriteria=JW00...Description:
12-inch RED 24k gold trimmed color rose.
This 12-inch RED 24k gold trimmed color rose was selected at the peak of its beauty and preserved through a unique 40 step process. Each rose is individually hand selected and preserved to ensure its uniqueness. This is the perfect gift for all occasions. Whether it is Valentine's day, Mother's day, Graduation, Father's day, Weddings, Christmas or simply to say hello or I'm sorry, you know you have the perfect gift that will last a lifetime. Each rose is enclosed in a beautiful decorative gift box along with a fact sheet describing the beauty of this one of a kind rose.
Real Rose Lasting Forever
Roses have long been a symbol of love and beauty. All roses are carefully selected, sized and formed while it is fresh at the peak of its beauty. It is then electroplated in copper for its durability, and finished in rich 24 karat yellow gold for your lifetime enjoyment.
To preserve the color of a natural rose and to enhance the beauty, these real roses are chosen at the peak of their bloom and then covered in 24k gold to preserve the natural beauty that would normally fade within days. Each 24k gold rose is unique and created through a 40 step process which preserves the beauty of these 24k gold roses yet makes them strong enough to hold and last forever.
Indeed our 24k gold roses are the ideal gifts for anyone on Valentine's Day, Mother's Day, and Christmas holiday. They are the best memorable gift idea for anyone's birthday, anniversary, and wedding. Finally, they are simply good for any special occasion that warrants a unique and precious gift.
Rose Color Meaning
Red Roses: Red roses say, "I love you." Red roses are the ultimate symbol of romantic love and enduring passion. Florists can't keep up with the Valentines Day demand for red roses, which makes them especially expensive in February.
Combining Colors
Put two or more colors of roses together, and a new rose meaning arises:
White Roses + Yellow Roses:A symbol of harmony.
Red Roses + Yellow Roses:A message of happiness and celebration.
Red Roses + White Roses:An indication of bonding and harmony.
Other Rose Symbolism
These are acceptable ways to convey a meaning giving roses:
12 Roses: Gratitude.
Any bouquet in full bloom also implies the "full flowering" of the emotion being conveyed: a bouquet of red roses in full bloom implies the full flowering of love.
24 Roses:
Congratulations
48 Roses:
Unconditional love
Single Red Rose:
'I love you', A single red rose in a bud vase is a great way to surprise and charm a loved one.
Single Rose of Any Color:
'Thank you,'
Two Roses Entwined:
An engagement or marriage is in the near future.
S&P 500 Crash Just Starting?
Added on : Thursday May 27th 2010 12:40:02 AM
Sprott Says S&P 500 Crash Just Starting as Economy DeterioratesMay 27 (Bloomberg) -- The month-long slump thats erased 12 percent from the Standard & Poors 500 Index is the beginning of a collapse that will drive the measure below its weakest level of 2009 in the next year, money manager Eric Sprott said.The $1 trillion European rescue package announced May 10 has failed to stop the global equity slump, indicating investors are skeptical that efforts to address the debt crisis will work, said Sprott, manager of the best-performing Canadian mutual fund with at least $1 billion in assets in the past 10 years. In response, Sprott is buying gold and betting against stocks.Sprott is betting that governments around the world have run out of ammunition in their attempt to boost economic growth and counter banking losses through stimulus spending and lower interest rates. The S&P 500 surged as much as 80 percent after sinking to a 12-year low on March 9, 2009, after the U.S. government spent, lent or guaranteed up to $9.66 trillion to end the financial crisis.Our thesis is were in for a long, deep cycle, and weve thought that since 2000, but up to this point, governments and central banks have always tried to stave it off, Sprott, manager of the Sprott Canadian Equity Fund, said yesterday in his Toronto office. With budget deficits surpassing 10 percent of gross domestic product in Ireland, Greece, the U.K. and Spain, and the U.S. at 9.3 percent, policy makers have no choice but to pare spending, threatening economic growth, he added.Trouncing the S&P/TSXThe Sprott Canadian Equity Fund returned 519 percent in the 10 years that ended April 30, compared with a 62 percent gain for the S&P/TSX Composite Index. The Sprott Hedge Fund, which the 65-year-old investor also manages, has jumped more than 488 percent since its establishment in November 2000.In December, Sprott said the S&P 500 would eventually sink below 676.53, its closing level on March 9, 2009, without providing a timeline.He said U.S. consumers, China and the turmoil in Europe have convinced him this months equity retreat, unlike previous drops in the past year, marks the return to a bear market. The S&P 500 plunged 57 percent between October 2007 and March 2009.U.S. consumers are showing signs of financial stress that wouldnt be present in a sustainable recovery, he said. Chain- store sales as measured by the International Council of Shopping Centers fell 2 percent in the first three weeks of May. In a conference call on May 18, Wal-Mart Stores Inc. Chief Financial Officer Tom Schoewe said, More than ever, our customers are living paycheck to paycheck.Chinas RetreatChina, the fastest-growing major economy, is starting to struggle, Sprott said. The Shanghai Composite Index tumbled 24 percent through yesterday since climbing to a 14-month high on Aug. 4. The government has taken steps to cool the nations expansion and reduce the risk of asset bubbles, or unsustainable price increases.Finally, the European debt crisis has raised the prospect that austerity measures will reduce growth -- a phenomenon Sprott said will spread to the U.S. because of the record American budget deficit.We can see the dots aligning that the worlds economies are not what they thought they would be, and theyre not going where we thought they would go, he said. It seems more clear-cut now.Economists anticipate 3.2 percent growth in U.S. GDP this year and 10.1 percent in China, according to the median estimates in a Bloomberg survey.Sprott has added to his holdings of gold, which is rallying for a 10th straight year in New York, and shares of the metals producers this month.Bearish on CanadaHe boosted bets against financial companies and maintained short sales on Toronto-Dominion Bank and Bank of Nova Scotia, both based in Toronto, and National Bank of Canada, which has its headquarters in Montreal. His view puts him at odds with the World Economic Forum, which has said for two straight years that the nations banking system is the soundest globally.Short selling is the sale of borrowed stock in the hope of profiting by buying the securities later at a lower price and returning them to the shareholder.Investors have driven the S&P/TSX Bank Index to a 14 percent gain since Jan. 31 as analysts forecast a 22 percent combined profit increase this year for its nine companies. The bank measure has advanced to a record 112 percent premium over an index of insurers in the S&P/TSX, which started at the same level as the bank gauge in 2000.Bank taxes are likely to rise around the world despite the opposition of the Canadian government, and Canadian lenders remain overleveraged and too dependent on government support, Sprott said.Limited AnalysisThere hasnt been as much critical analysis of the governments involvement in the Canadian banking system as there certainly has been in the U.S., he said.Sprott continues to favor precious metals as a haven. On March 31, gold and silver accounted for 34 percent of the net asset value of the Canadian Equity Fund, with reseller Gold Wheaton Gold Corp. of Vancouver the top equity holding.While both gold and the U.S. dollar have gained this month as investors shy from risk, only the former will continue to advance as the crisis deepens, Sprott said.The debt, the deficits are enormous. The industrial capacity has been gutted, he said of the U.S. One cannot make a positive story for it other than some temporary trading phenomenon because something else is uglier than the dollar.
http://www.amazon.com/Attractive-Necklace-5-55ctw-Precious-Stone...
Attractive Brand New Necklace With 5.55ctw Precious Stones - Genuine Diamonds and Topaz Beautifully Designed in 925 Sterling silver Length 18in $9
http://www.amazon.com/Charming-Necklace-0-75ctw-Precious-Stones/...
Charming Brand New Necklace With 0.75ctw Precious Stones - Genuine Diamonds and Sapphires Well Made in 925 Sterling silver Length 18in $9
http://www.amazon.com/Wonderful-Necklace-0-81ctw-Sapphires-Sterl...
Wonderful Brand New Necklace With 0.81ctw Genuine Sapphires Made of 925 Sterling silver Length 18in $12I am sure the diamonds won't be big, or the best quality, but the other stones will probably be nice.
Available Sizes At Time Of Posting:
8, 8.5, 9, 9.5, 10, 10.5, 11, 11.5, 12, 12.5, 13, 7, and 7.5 Here is another awesome deal from Tanga
on a nice titanium ring This one is a little wider at 10mm and has comfort fit.LINKTitanium is commercial grade (the most pure type of titanium (99% pure)
Titanium has many benefits over precious metals like gold and platinum.
Titanium wont tarnish and turn your finger green, ding or dent.
Titanium is very light weight (about half the weight of steel but much stronger).
Titanium is also hypo-allergenic which means that in most cases those with allergic reactions to jewelry can easily wear and enjoy it.
Comfort fit!
Chase Rewards Plus CC vs Chase Cash Rewards CC
Added on : Saturday May 15th 2010 06:40:02 PM
Both cards earn 5 points at grocers, gas stations, and pharmacies (except excluding big box stores like WalMart). If not 5 points in those 3 categories, everything else earns 1 point.The Chase Rewards Plus CC offers far more reward possibilities, but for the $50 statement credit reward, it "costs" more points to redeem, it costs 6000 points on the REWARDS PLUS card, but only 5000 points on the CASH REWARDS card.Chase Rewards Plus CC CM58185FR Custom Accessories Deluxe Emergency Repair Kit 2,500 In Stock
CGAZ25FR $25 Amazon.com gift certificate 3,000 In Stock
CGB25FR $25 Gap giftcard 3,000 In Stock
CGBB25FR $25 BLOCKBUSTER GiftCard 3,000 In Stock
CGEB25FR $25 Eddie Bauer Gift Card 3,000 In Stock
CGNV25FR $25 Old Navy giftcard 3,000 In Stock
CGSB25FR $25 Starbucks Card 3,000 In Stock
CM10010FR $25 Borders and Waldenbooks Gift Card 3,000 In Stock
CM10010FR $25 Borders and Waldenbooks Gift Card 3,000 In Stock
CM10012FR $25 Chili's Grill & Bar, Romano's Macaroni Grill, On The Border, Maggiano's Gift Card 3,000 In Stock
CM10013FR $25 ExxonMobil Cash Card 3,000 In Stock
CM10070FR $25 Darden Restaurants, Inc. Gift Card 3,000 In Stock
CM10073FR $25 Best Buy Gift Card 3,000 In Stock
CM10076FR $25 Pier 1 Gift Card 3,000 In Stock
CM62162FR George Foreman 36 Sq. In. Grill 3,000 In Stock
CM80066FR $25 Shell Gift Card 3,000 In Stock
CM81158FR $25 Hertz Check Voucher 3,000 In Stock
CM81371FR $25 Target GiftCard 3,000 In Stock
CM81374FR $25 T.G.I. Friday's Gift Card 3,000 In Stock
CM81703FR $25 Toys "R" Us Gift Card 3,000 In Stock
CM89325FR $25 Best Western Travel Card 3,000 In Stock
CM89454FR $25 Bed Bath & Beyond Gift Card 3,000 In Stock
FR1035FR $25 BP Gift Card 3,000 In Stock
FS10057D $25 Macy's Gift Card 3,000 In Stock
FS10071D $25 JCPenney Gift Card 3,000 In Stock
FS80043D $25 Lowe's Gift Card 3,000 In Stock
FS81370 $25 The Home Depot Gift Card 3,000 In Stock
FS89488RA $25 Lands' End(R) Gift Card 3,000 In Stock
CC1001FRRP $25 Chase Rewards Plus Cash Check 3,500 In Stock
CM57233FR Proctor-Silex Belgian Waffle Baker 3,500 In Stock
CM61782C Sesame Street Elmo 3,500 Delayed Shipping
CM77136D Petmate Fresh Flow Fountain 3,500 Large or Special Order
FM85435F Igloo Icy Tunes Gripper Cooler 3,500 In Stock
CM67239FR Ogio Half Dome Duffel Bag 4,000 In Stock
CM56343FR Presto Cool Touch Griddle 4,500 In Stock
CM61059H Stansport Magnum 4-Mantle Propane Lantern 4,500 Large or Special Order
CM68994FR Chicago Cutlery 14-Pc. Cutlery Set 4,500 In Stock
CM79246FR Shark Rapido Electronic Iron 4,500 Delayed Shipping
CGAZ50FR $50 Amazon.com gift certificate 5,000 In Stock
CGB50FR $50 Gap giftcard 5,000 In Stock
CGEB50FR $50 Eddie Bauer Gift Card 5,000 In Stock
CGNV50FR $50 Old Navy giftcard 5,000 In Stock
CM55319FR Fisher Price Precious Planet Musical Playtime Gym 5,000 In Stock
F81703K $50 Toys"R"Us/Babies"R"Us Gift Card 5,000 In Stock
F81980 $50 BLOCKBUSTER GiftCard 5,000 Delayed Shipping
FC10016 $50 Borders and Waldenbooks Gift Card 5,000 In Stock
FC10017 $50 JCPenney Gift Card 5,000 In Stock
FC10018R $50 Macy's Gift Card 5,000 In Stock
FC10019 $50 Darden Restaurants, Inc. Gift Card 5,000 In Stock
FC10020 $50 Chili's Grill & Bar, Romano's Macaroni Grill, On The Border, Maggiano's Gift Card 5,000 In Stock
FC10022 $50 The Home Depot Gift Card 5,000 In Stock
FC10023 $50 Best Buy Gift Card 5,000 In Stock
FC10037R $50 Avis Rental Certificate 5,000 In Stock
FC10060 $50 Pier 1 Gift Card 5,000 In Stock
FS80073R $50 Lowe's Gift Card 5,000 In Stock
FS80622RA Universal Studios, CA - Adult 5,000 In Stock
FS80623RC Universal Studios, CA - Child 5,000 In Stock
FS81374-K $50 T.G.I. Fridays Gift Card 5,000 In Stock
FS81516R $50 Hertz Check Voucher 5,000 In Stock
FS81521R $50 Marriott TravelCard 5,000 In Stock
FS81524 $50 Office Depot Gift Card 5,000 In Stock
FS81695 $50 Target GiftCard 5,000 In Stock
FS81958R $50 Hyatt Check Certificates 5,000 In Stock
FS89355 $50 Bed Bath & Beyond Gift Card 5,000 In Stock
FS89481 $50 Starbucks Card 5,000 In Stock
FS89485R $50 Lands' End Gift Card 5,000 In Stock
IGC50FR $50 iTunes Gift Card 5,000 In Stock
CC50MBFRRP $50 Chase Mortgage Bucks Check 5,500 In Stock
CC50FRRP $50 Chase Rewards Plus Cash Check 6,000 In Stock
CM57131FR Cuisinart Automatic Frozen Yogurt & Ice Cream Maker 6,000 In Stock
CM59342FR Braun Thermoscan Deluxe Ear Thermometer 6,000 In Stock
CM61418A Small Snoozer Cozy Cave 6,000 Large or Special Order
CM83705FR Hamilton Beach Blender/Food Processor 6,000 Delayed Shipping
CM84529FR SKIL Cordless Palm Size Screwdriver 6,000 In Stock
CT1014FRRP United Mileage Plus Transfer- 5000 Miles 6,000 In Stock
FC10038R Busch Gardens 1 day Adult Pass 6,000 In Stock
FC10039R Busch Gardens 1 day Child Pass 6,000 In Stock
FS81445RA Sea World Orlando - Adult 6,000 In Stock
FS81446RC Sea World Orlando - Child 6,000 In Stock
FS81447RA Sea World San Diego - Adult 6,000 In Stock
FS81447RC Sea World San Diego - Child 6,000 In Stock
CM84183FR Petmate Fresh Flow Bundle 7,000 Large or Special Order
CM56976FR T-FAL Initiatives 9-Pc. Cookware Set 8,000 In Stock
CM61694FR Samsonite Synergy Ladies' Business Tote 8,000 Large or Special Order
CM69722FR Radio Flyer Classic Red Tricycle 8,000 Large or Special Order
CM59385 Samsonite Business One Mobile Office 8,500 Large or Special Order
CM69848FR George Foreman G-Broil Deluxe Grill 8,500 In Stock
CM85229FR Mr. Coffee 12-Cup Programmable Coffeemaker 8,500 In Stock
CC100FRRP $100 Chase Rewards Plus Cash Check 10,000 In Stock
CM52779FR Cuisinart Smart Power Duet Blender/Food Processor 10,000 Delayed Shipping
CM59195FR Allied 235-Pc. Mechanic's Tool Set 10,000 In Stock
CM84782FR Sony MP3/CD/FM Walkman 10,000 In Stock
CT1010FR Continental Airlines OnePass Points Transfer - 5,000 Miles 10,000 In Stock
F89243R $100 Orvis Gift Card 10,000 In Stock
FC10028 $100 The Home Depot Gift Card 10,000 In Stock
FC10029 $100 Best Buy Gift Card 10,000 In Stock
FS80075R $100 Pottery Barn(R) Gift Certificate 10,000 In Stock
FS81164 $100 Hertz Check Voucher 10,000 In Stock
FS81706R $100 Toys "R" Us Gift Card 10,000 In Stock
FS81966R $100 Hyatt Check Certificates 10,000 In Stock
FS83005R $100 Marriott TravelCard 10,000 In Stock
CC100MBFRRP $100 Chase Mortgage Bucks Check 11,000 In Stock
CM55747FR Hamilton Beach Contact Grill with Probe 11,000 In Stock
CM59266FR Cuisinart Chef's Classic 7-Pc. Stainless Steel Cookware Set 11,000 In Stock
CM60191F Premium Bag Triple Play Duffle 11,000 In Stock
CM61157FR Nesco Professional 3-In-1 Digital Pressure Cooker 11,000 In Stock
CM67367FR the north face Yavapai II Daypack 11,000 Large or Special Order
CM80886F American Tourister I Lite XL 21" Upright 11,000
CM83765FR Shop-Vac 5-Gal. Hangup Wet/Dry Vac 11,000 In Stock
CM85243FR Waring Pro Professional Buffet Server and Warming Tray 11,000 In Stock
FM62103S Sony 2GB Walkman MP3 Player 11,000 In Stock
CM60771FR Skil Plunge and Fixed Router Base Kit 12,000 In Stock
CT1013FRRP United Mileage Plus Transfer- 10,000 Miles 12,000 In Stock
CM61126 Halex Electronic Dartboard in Cabinet 13,000 Large or Special Order
CM60876FRCR Rachael Ray 10-Pc. Cookware Set 14,000 In Stock
CM58712FR Weber One-Touch Gold Charcoal Kettle 15,000 Large or Special Order
CM69371S Coby 8.5" Portable DVD Player 16,000 Large or Special Order
CC150MBFRRP $150 Chase Mortgage Bucks Check 16,500 In Stock
CM69405 iLuv Slim Desktop DVD Player with iPod Dock 16,500 Large or Special Order
CM79305 Samsonite Silhouette Spinner Garment Bag 16,500 Large or Special Order
FS81405R $200 Carnival Cruise Lines Gift Certificate 18,500 In Stock
CM59254FR Brother 5-in-1 Color Multi-function Center 20,000 In Stock
CT1011FR Continental Airlines OnePass Points Transfer - 10,000 Miles 20,000 In Stock
FR1003 British Airways Point Transfer - 10,000 Miles 20,000 In Stock
CM55361FR iLive 2-CD Home Music System with iPod Dock 21,000 Large or Special Order
CM59208FR KitchenAid 12-Cup Food Processor 21,000 In Stock
CTP325 Unrestricted Round Trip Ticket, Any Class, Any Destination (Max Value $325) (Call 1-800-603-2265) 25,000 In Stock
CM70394FR Samsonite Corsica 5 Pc. Luggage Set 27,000
CM10949FR KitchenAid Artisan Stand Mixer 30,000 In Stock
CM54975FR DeWalt Heavy-Duty XRP 14.4v 1/2" Adjustable Clutch Cordless Drill/Driver Kit 30,000 In Stock
F1582RP United Mileage Plus Points Transfer Certificate25,000 Miles 30,000 In Stock
CM60085FR Fuji Mountain Bike 31,000 Large or Special Order
CM62027S TaylorMade R9 Driver 32,000 Large or Special Order
CM89748B iRobot Roomba Vacuum Cleaning Robot 35,000 Large or Special Order
CM55210FR Heys Eco-Case 3-Piece Luggage Set 38,000 Large or Special Order
CM56337FRB Bose VCS-30 Series II Center/Surround Speaker Set 40,000 In Stock
CM62264 Sony Cybershot Digital Camera 40,000 Delayed Shipping
CM62772B Apple iPod 160GB classic 40,000 In Stock
CM67031FR Hewlett Packard All-in-One Color Printer 40,000 Large or Special Order
CM62711D Samsung Blu-ray DVD Player 50,000 Large or Special Order
CM69916E Trek Recreational Hybrid 52,000 Large or Special Order
CM80762FR ION Block Rocker 52,000 Large or Special Order
CM56054FR Bose Wave Radio with CD 56,500 In Stock
CM60244FR Escalade Harvard 7-Ft. Hockey Table 60,000 Large or Special Order
CM62895 Margaritaville Tailgater Grill 60,000 Large or Special Order
FM61206 Weber Genesis S-310 Gas Grill 60,000 Large or Special Order
CM59067FR HP iPAQ Pocket PC 65,000 Large or Special Order
CM50387FR Bose Acoustimass 10 Series II Speaker System 100,000
CM59576FR Bose 3-2-1 GS Series II Home Theater System 130,000 In Stock
vs Chase Cash Rewards CC CM81371FR $25 Target GiftCard 3,000 In Stock
FST0013 $25 Statement Credit 3,000 In Stock
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FC10020 $50 Chili's Grill & Bar, Romano's Macaroni Grill, On The Border, Maggiano's Gift Card 5,000 In Stock
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9MM Titanium Ring w/Matte Finish & Polished Edges
Nice and Wide, Comfort Fit and Very Cool!Sizes Available At Time Of Posting: 7, 7.5, 8, 8.5, 9, 9.5, 10, 10.5, 11, 11.5, 12, 12.5, 13http://www.tanga.com/deals/current/accessoryFit: Comfort Fit
Here is another awesome deal from Tanga
on a nice titanium ring This one is a little wider at 9mm and has comfort fit.Titanium is commercial grade (the most pure type of titanium (99% pure)
Titanium has many benefits over precious metals like gold and platinum.
Titanium wont tarnish and turn your finger green, ding or dent.
Titanium is very light weight (about half the weight of steel but much stronger).
Titanium is also hypo-allergenic which means that in most cases those with allergic reactions to jewelry can easily wear and enjoy it.
Comfort fit!
Sizes Available At Time Of Posting: 7, 7.5, 8, 8.5, 9, 9.5, 10, 10.5, 11, 11.5, 12, 12.5, 13 (if your size is gone, it means it is sold out!)
LINK
Here is another awesome deal from Tanga
on a nice titanium ring This one is a little wider at 10mm and has comfort fit.Titanium is commercial grade (the most pure type of titanium (99% pure)
Titanium has many benefits over precious metals like gold and platinum.
Titanium wont tarnish and turn your finger green, ding or dent.
Titanium is very light weight (about half the weight of steel but much stronger).
Titanium is also hypo-allergenic which means that in most cases those with allergic reactions to jewelry can easily wear and enjoy it.
Comfort fit!
Digital Concepts Pro Series Photo/Video Large Hard Case With Reinforced Aluminum Construction and Dual Keyed Secure Locks.Note Please Dont Go By The Photo In The Ad.
Please Go By The Posted Dimensions: 18 x 12.75 x 6.75 inches. http://wireless.1saleaday.com/ Your cameras had a long hard-working day. Want to provide it with the comfort and safety it deserves? This professional heavy-duty photo and video hard case, constructed from reinforced aluminum, is the perfect solution for keeping your expensive camera or camcorder from being crushed or bounced around while you travel. It will hold your accessories too. Knowing that your precious gear is well protected allows you to transport them worry-free - perfect for on-location shoots or airline travel. The case can be customized to fit your equipment using the high-density foam inserts that may be added or removed for size.Features Include:Heavy Duty Reinforced Hard Case
Adjustable & Removable Shoulder Strap
Dual Keyed Secure Locks
Aluminum Reinforced Corners
Heavy Duty Hinges
Adjustable and Removable Dividers
Tongue & Groove Lid
High Density Foam
Removable Diced Cube Foam
Reinforced Aluminum Hard Side Construction
Dimensions: 18 x 12.75 x 6.75 inches
http://www.amazon.com/gp/goldboxWith a absolute accumulated weight of 1/2 carat, these precious stones are abreast achromatic (H-I color) and affectation a minimum I2 clarity. The fourteen karat white gold ambience offers accomplished backbone and durability, forth with a beaming afterglow that altogether complements the diamond's ablaze sparkle. Enjoy FREE one-day shipping
DiamondShark Exclusive 5% Off Mother's Day Gift Guide + 2.0% Cash Back!
Added on : Wednesday April 21st 2010 01:27:40 AM


Diamondshark is the Premier Jewelry Deal a Day Site on the Internet. Every account is crafted with Genuine Diamonds, Gold, Silver, Precious & Semi-Precious Stones and awash at the Absolute Everyman Prices Possible. If they don't accept the everyman amount from anywhere on the web they don't advertise it. In accession Diamondshark prides itself on it's outstanding chump account and due to this, is an Elite affiliate of Reseller Ratings.2.0% Cash Back Available

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Ice.com Mother's Day Gifts + Up to 11.34% Cash Back!
Added on : Monday April 19th 2010 09:52:48 PM

ICE.com, the arch online jeweler, is committed to bringing you adornment for every day. ICE.com is committed to accouterment their barter the best value, quality, account and alternative of adornment in the world. Each section in their aces accumulating is advised and fabricated with superior and appearance in mind. ICE.com offers accumulation up to 70% off retail, chargeless shipment on all orders until February 14th, no accident 30-day money aback guarantee, and simple account paymentsSpecial Offers from Ice.com:

Mother's Day 2010 Gift Guide.

Up to 70% Off Deal of the Day

3 Carat Black Design 14K White Gold Solitaire Earrings alone $295.

29 Carat Sapphire Sterling Silver Bracelet alone $100.

25.875 Carat Created Pink Sapphire & White Topaz Sterling Silver Bracelet alone $65.

8 Carat Green Amethyst and Design 14K White Gold Earrings alone $160.

5.625 Carat White Topaz & Black Design 10K White Gold Ring alone $215.

10K White Gold Design Heart Key Pendant w Chain alone $125.






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Up to 11.34% FatWallet Cash Aback Available!
Cash Aback auction ends 4/30/20104.0% on apart precious stones and configured wedding, assurance and design rings11.34% Other items.Use of coupons not begin on FatWallet's Coupons & Cash Aback pages can abandoned Cash Back.

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