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g: 0 Posted By: billrubin
Views: 108 Replies: 0 Got this in the mail today.

http://www.tdameritrade.com/yourgoals

Receive 60 days of free tradeswith a $2,000 deposit and

Get a cash
bonusof: When you open or roll over to a new account by 11/15/14 with: $1,500 $500,000 or more $1,000 $250,000‑$499,999 $500 $100,000‑$249,999 $200 $50,000‑$99,999 $50 $10,000‑$49,999

Plus receive a $150 transfer fee rebate with a minimum transfer of$10,000.*

New IRAs using the Amerivest service require a minimum deposit of $25,000andare not eligible to receive free trades. TDAmeritrade chargesnocommissions for all eligible transactions in TDAmeritrade InvestingAccountsusing the Amerivestservice.

Fine print:

*Offer valid for one new Individual, Joint, IRA account or a new account using the Amerivest service. New accounts funded with $2,000 or more are eligible for free trades. Accounts using the Amerivest service require a minimum funding of $25,000 and are not eligible to receive the free trades. Once the new account using the Amerivest service is opened, please contact Amerivest at 888-310-7921 to have your account registered for the offer. TD Ameritrade accounts must be registered for the offer by 12/31/14(this date is dynamic) and funded within 180 days. To receive $50 bonus, account must be funded with $10,000 or more within 180 days of account opening. To receive the $200 bonus, account must be funded with $50,000 or more within 180 days of account opening. To receive the $500 bonus, account must be funded with $100,000 or more within 180 days of account opening. To receive the $1,000 bonus, account must be funded with $250,000 or more within 180 days of account opening. To receive the $1,500 bonus, account must be funded with $500,000 or more within 180 days of account opening. Transfer fee refund of $150 requires a $10,000 transfer within 180 days of account opening. Please allow 3-4 weeks from account funding for the cash bonus and/or transfer fee rebate to post to your account. Offer is not transferable and not valid with internal transfers, TD Ameritrade Institutional accounts, or with other offers. Qualified commission-free Internet equity, ETF or options orders will be limited to a maximum of 500 and must execute within 60 days of new account funding. Contract, exercise, and assignment fees still apply. Limit one offer per client. Account value of the qualifying account must remain equal to, or greater than, the value after the net deposit was made (minus any losses due to trading or market volatility or margin debit balances) for 12 months, or TD Ameritrade may charge the account for the cost of the offer at its sole discretion. TD Ameritrade reserves the right to restrict or revoke this offer at any time. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Taxes related to TD Ameritrade offers are your responsibility. Promotional items and cash received during the calendar year will be included on your consolidated Form 1099. Please consult a legal or tax advisor for the most recent changes to the U.S. tax code and for rollover eligibility rules. New account offer code: 715.
Investing Deals
iHop - Kids Rec A Free Scary Face Pancake On 10/31
Added on : Wednesday September 10th 2014 01:00:12 PM
g: 0 Posted By: CindyLouWho2
Views: 159 Replies: 0 ~~iHop_ On Halloween 10/31 Kids Rec A Free Scary Face Pancake
Bring the kids into your local IHOP for a free Scary Face Pancake on Friday, October 31, 2014 Halloween. Kids 12 and under will be treated to a free scary face pancake (think whipped cream, candy corn, a strawberry and blueberries) between 7 a.m. to 10 p.m. at participating locations. Dine in only. No coupon required.http://www.ihop.com/
Limited Eligibility Deals
A DOLPHN TALE 2 ADVANCE SCREENING PASS - CHICAGO
Added on : Sunday September 07th 2014 06:00:04 AM
g: 0 Posted By: Afrotrek
Views: 66 Replies: 0 Two-person passes to the advance screening of "A DOLPHIN TALE 2" on September 8 at Showplace ICON Theaters. Simply go to GOFOBO and us the code TREKTG03. First come first served.
Limited Eligibility Deals
PenFed Cash Rewards CC - eligibility change
Added on : Friday September 05th 2014 06:00:12 AM
g: 1 Posted By: tag1979
Views: 104 Replies: 2 If you are like me about one year ago you learned that you had to invest a minimum of $1k with PenFed in a Money Market Certificate (i.e., CD) to maintain the 5% Cash Back at gas stations associated with the PenFed Cash Rewards CC. Today my MMC is maturing so I called to see what options I have and learned that maintaining a MMC is no longer required for the PenFed Cash Reward CCs. Instead all you need to do is open a money market savings account (which is free) and fund it with a minimum of $25 - all of which can be done over the phone.

Easy way for some of us to free up $1k for other purposes!
Credit Deals
g: 0 Posted By: KCQT
Views: 75 Replies: 0 https://www.sdge.com/webform/2833/no-cost-energy-efficiency-kit-offer
The kit includes three faucet aerators and a low-flow showerhead to help you save energy and water. These devices allow air to enter into the water stream, maintaining a high-pressure flow while reducing water usage.
Limited Eligibility Deals
Free Yoplait yogurt cup at Meijer for mperks members
Added on : Wednesday September 03rd 2014 01:00:05 AM
g: 2 Posted By: salzmane
Views: 537 Replies: 2 Login or register andenter the offer code FREEYOPLAIT14 and clip the coupon for a free Yoplait yogurt cup.

Then shop at Meijer before September 13 and purchase a Yoplait 6 oz. original, light, or 4 oz whips. Enter your mPerks account number and pin at checkout and the amount will automatically deduct.

mperks
Limited Eligibility Deals
Yoplait yogurt cup at Meijer for mperks members
Added on : Tuesday September 02nd 2014 06:00:06 PM
g: 2 Posted By: salzmane
Views: 355 Replies: 2 Login or register andenter the offer code FREEYOPLAIT14 and clip the coupon for a free Yoplait yogurt cup.

Then shop at Meijer before September 13 and purchase a Yoplait 6 oz. original, light, or 4 oz whips. Enter your mPerks account number and pin at checkout and the amount will automatically deduct.

mperks
Limited Eligibility Deals
Verizon Fios Free Epix preiview
Added on : Sunday August 31st 2014 10:00:07 AM
g: 0 Posted By: Kuchana
Views: 79 Replies: 0 Verizon Fios users free preview of Epix. Channels 895 HD and 395 SD. September 10-14. Set your DVR
Limited Eligibility Deals
g: 0 Posted By: Redmaggie
Views: 40 Replies: 1 Pirates vs. Milwaukee Brewers - Friday, Sept. 19 at 7:05 pmYou pick the T-Shirt for our final Free Shirt Friday of the 2014 season. The first 25,000 fans get to take home the free Pirates T-Shirt you select in the Twitter balloting!
Vote
Limited Eligibility Deals
Free Xbox Games (Gold Membership Required) for September
Added on : Thursday August 28th 2014 01:00:05 PM
g: 0 Posted By: remick
Views: 107 Replies: 0 http://news.xbox.com/2014/08/games-games-with-gold-september

Xbox 360

9/1-9/15
Monaco: What's Yours is Mine
http://marketplace.xbox.com/en-US/Product/Monaco-Whats-Yours-is-...

9/16-9/30
Halo: Reach
http://marketplace.xbox.com/en-US/Product/Halo-Reach/66acd000-77...



Xbox One

9/1-9/30
Super Time Force
https://store.xbox.com/en-US/Xbox-One/Games/Super-Time-Force/90c5260d-0e1b-42f2-a121-c286d0952a5f?

(extended from August)
Crimson Dragon
https://store.xbox.com/en-US/Xbox-One/Games/Crimson-Dragon/22562d7e-152c-4b14-8091-c8656dcb7f46?
Limited Eligibility Deals
victoriassecret.com/ $15 Off a $100 Order
Added on : Sunday August 24th 2014 01:00:14 AM
g: 0 Posted By: DaysFan
Views: 127 Replies: 0 http://www.victoriassecret.com/


Special Offer
$15 Off a $100 Order
$30 Off a $150 Order
$75 Off a $250 Order Add qualifying items totaling $100 or more to your shopping bag.
Enter offer code SAVE14VS at checkout.
Discount will be deducted after code is applied.
Valid through 11:59pm PST August 27, 2014.Clearance (items with prices ending in $.99), Hunter, Sorel, UGG Australia, Ash, [L=Superga]http://www.superga-usa.com/L], Converse, gift cards, gift wrap & kits, store and previous purchases do not qualify toward offer eligibility. Shipping & handling and taxes do not qualify towards the minimum purchase. Offer value is subject to adjustment: If items are returned, cancelled or exchanged, the offers value will be deducted from your refund. Discount cannot be redeemed for cash or used as payment toward your Victorias Secret Angel Credit Card. Orders shipping outside the US may not be eligible; additional taxes and duties may apply. Not valid with shipping offers or other offers that provide discounts on your entire order. Offer may be modified or discontinued at any time without notice.[/L]
Clothing Deals
g: 0 Posted By: kmsandrbs
Views: 131 Replies: 0 Microsoft Office 365 University

Through Microsoft Store (go on, buy through the FW link!)

Higher education students, faculty, or staff get a 4-year subscription including Word, Excel, PowerPoint, Outlook, Access, One Note, and Publisher, OneDrive cloud storage, and Skype PC-to-phone world calling for 2 devices, including PCs, Macs, iPads, or Windows tablets.

Application availability and features vary by platform and device. Publisher and Access available on PC only. OneNote for Mac is available as a separate download from the Mac App Store. Current Office application versions for Office 365 are Office 2013 for Windows and Office 2011 for Mac. Customers with an active subscription will be entitled to the newest versions when available. Windows 7, 8, or 8.1, Mac OS 10.6 or later, and Internet connection required.

$25 giftcard for the Microsoft Store
Offer Valid August 18, 2014 until September 21, 2014, or while supplies last. Available in select Microsoft retail and online stores in US (including Puerto Rico) and Canada. Valid with purchase of select first party Microsoft software. Some exclusions apply, including Office 365 Home and Personal monthly subscriptions, Office Language Packs. Microsoft store promotional gift card/code redeemable for future purchase, single use only. Customers will receive a promotional gift card/code either upon pick-up of the item in store, or at the email address associated with purchase within 10 days of purchase/shipping. Gift code funds can only be used for purchases at Microsoft stores. Microsoft store gift card terms apply. Not valid on prior orders or purchases; cannot be transferred or otherwise redeemed for cash or gift cards. Not combinable with other offers. Price discount does not include taxes, shipping or other fees. Void where prohibited or restricted by law. Microsoft reserves the right to modify or discontinue offers at any time. Limit 1 per customer.

The code for my giftcard was in the email receipt I received. (Home and Personal are Excluded, but University is NOT excluded.)

1 TB OneDrive storage
This is in addition to what you already have. I actually think that this is what makes the deal. 1 TB of online storage for four years can get pricey (though prices are coming down). Actually, I was surprised to find that Microsoft is offering 1 TB for $2.50/Month ($30/year) right now. So you can look at it as a $10/year discount for pre-paying for 4 years, plus you get Office 365 and a $25 GC. My extra 1 TB showed up immediately. It is extra (on top of what you already have). Note that there is verbiage on the page about sharing your subscription and others getting the 1 TB - but that is for the Home version ($99 for one year, five licenses, no GC).


I get that some people are happy enough with Google Docs or OfficeOnline for free. Fine. But some want (or need) the full versions of Microsoft Office products.


Program eligibility requirements
This Program is available only to individuals who meet the criteria described below (the "Eligible Students"):

Individual must be either a full- and part-time enrolled student, or a faculty / staff member of a qualified, accredited higher education institution. Alumni of these institutions arent eligible. Qualified, accredited higher education institutions include Universities, Polytechnic schools, and Institutes of Technology, as well as other post-secondary level institutions, such as colleges and vocational schools that award academic degrees or professional certifications. Restrictions may vary by country.
Individual must successfully verify their eligibility status through the Offer Sites online academic verification process; and
Individual must have a Microsoft account or create one at the time of purchase.

I was sent a verification email which I had to copy and open a link during the transaction process. No, I have no idea if fake edu addresses or alumni addresses will work, but they are clearly against the terms of the agreement. Do note that while it talks about students, faculty and staff are eligible as well.

Subscription may be renewed only once.
Software Deals

Microsoft Store Coupons
g: 0 Posted By: VivYip
Views: 414 Replies: 3 credit dealnews

Cathay Pacific has business class tickets for RT flights from Hong Kong (HKG) for $100 on August 26th to celebrate Cathay Pacific winning this Skytrax^ award for an unprecedented
fourth time, were offering a total of 2014 Business and Premium Economy tickets

http://www.cathaypacific.com/cx/en_HK/latest-offers/flights/fanfares/index.html
To celebrate Cathay Pacific winning this Skytrax^ award for an unprecedented
fourth time, were offering a total of 2014 Business and Premium Economy tickets
for $100# each!

Be ready to book at 8am on Tuesday, 26 August 2014.


Tickets go on sale at 8am on Tuesday, 26 August 2014
Maximum of 2 tickets per transaction for this special promotion, only available on this site.
Bangkok
Cebu
Kuala Lumpur
Nagoya
Osaka
Taipei
Chicago
London
Maldives (Mal)
New York (Newark)
Sydney
*Fares quoted are subject to applicable taxes and other surcharges.

As reference only, the fuel surcharges for tickets issued on/after 1 May 2014 are as follows:

For flights between Hong Kong and Southwest Pacific, North America, Europe, Africa, Middle East and Indian Subcontinent HKD857 per flight sector;

For all other regional flights not mentioned above HKD193 per flight sector;

Taxes and surcharges are subject to change.

For full details on the currently applicable fuel surcharge, please click here.


Sales and Offer details

Maximum of 2 tickets per transaction.
Tickets are available at cathaypacific.com/fanfares only.
Seats are limited and subject to availability.
journeys must begin and end in Hong Kong.
Tickets are valid only on flights operated by Cathay Pacific.
Offers are valid on selected flights in specific travel periods.
Tickets are valid on flights/dates shown and are non-refundable.
Fares are inclusive of Hong Kong Security Service Charge, but subject to applicable taxes and other surcharges.
Asia Miles accrual is applicable.
Cathay Pacific, and Asia Miles terms and conditions apply.
Passengers are advised to check the latest Hong Kong Government Outbound Travel Alert before planning their trip.
For Club Miles / Club Sectors eligibility, please refer to Frequent Flyer Benefits


*Asia Miles terms and conditions

Valid for members residing in Hong Kong and Macau only. Residency is determined by the registered members preferred mailing address as registered with Asia Miles.
Membership number must be entered in the booking before the commencement of the first sector of the trip.
Applicable to flights marketed and operated by Cathay Pacific only.
Asia Miles will be credited to the member's account 6 to 8 weeks after completion of travel.
Cathay Pacific Airways Ltd. reserve the right to suspend, amend or modify any of these terms and conditions at any time at their sole discretion, without any prior notice or liability.
This offer cannot be used in conjunction with any other offer, discount or promotion.
Other Asia Miles terms and conditions apply.

I believe this is a hot enough deal for Hot Deals. Hope this might help someone. Thank you for reading.

updated title to reflect the RT from HKG, not to...
Flight Deals Deals
cathay pacific: $100 for business tickets (RT to HKG) purchase on 8/26
Added on : Wednesday August 20th 2014 02:00:02 PM
g: 0 Posted By: VivYip
Views: 0 Replies: 0 credit dealnews

Cathay Pacific has business class tickets for RT flights to Hong Kong (HKG) for $100 on August 26th to celebrate

http://www.cathaypacific.com/cx/en_HK/latest-offers/flights/fanfares/index.html

To celebrate Cathay Pacific winning this Skytrax^ award for an unprecedented
fourth time, were offering a total of 2014 Business and Premium Economy tickets
for $100# each!

Be ready to book at 8am on Tuesday, 26 August 2014.


Tickets go on sale at 8am on Tuesday, 26 August 2014
Maximum of 2 tickets per transaction for this special promotion, only available on this site.
Bangkok
Cebu
Kuala Lumpur
Nagoya
Osaka
Taipei
Chicago
London
Maldives (Mal)
New York (Newark)
Sydney
*Fares quoted are subject to applicable taxes and other surcharges.

As reference only, the fuel surcharges for tickets issued on/after 1 May 2014 are as follows:

For flights between Hong Kong and Southwest Pacific, North America, Europe, Africa, Middle East and Indian Subcontinent HKD857 per flight sector;

For all other regional flights not mentioned above HKD193 per flight sector;

Taxes and surcharges are subject to change.

For full details on the currently applicable fuel surcharge, please click here.


Sales and Offer details

Maximum of 2 tickets per transaction.
Tickets are available at cathaypacific.com/fanfares only.
Seats are limited and subject to availability.
journeys must begin and end in Hong Kong.
Tickets are valid only on flights operated by Cathay Pacific.
Offers are valid on selected flights in specific travel periods.
Tickets are valid on flights/dates shown and are non-refundable.
Fares are inclusive of Hong Kong Security Service Charge, but subject to applicable taxes and other surcharges.
Asia Miles accrual is applicable.
Cathay Pacific, and Asia Miles terms and conditions apply.
Passengers are advised to check the latest Hong Kong Government Outbound Travel Alert before planning their trip.
For Club Miles / Club Sectors eligibility, please refer to Frequent Flyer Benefits


*Asia Miles terms and conditions

Valid for members residing in Hong Kong and Macau only. Residency is determined by the registered members preferred mailing address as registered with Asia Miles.
Membership number must be entered in the booking before the commencement of the first sector of the trip.
Applicable to flights marketed and operated by Cathay Pacific only.
Asia Miles will be credited to the member's account 6 to 8 weeks after completion of travel.
Cathay Pacific Airways Ltd. reserve the right to suspend, amend or modify any of these terms and conditions at any time at their sole discretion, without any prior notice or liability.
This offer cannot be used in conjunction with any other offer, discount or promotion.
Other Asia Miles terms and conditions apply.

I believe this is a hot enough deal for Hot Deals. Hope this might help someone. Thank you for reading.
Target: $5 off your next $50 order*
Added on : Saturday August 09th 2014 06:00:03 AM
g: 0 Posted By: sams1997
Views: 210 Replies: 0 $5 off your next $50 order at Target*
use promo code TGT4QBJF at checkout ends 8/13/14

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
* okay, so heres the fine print:

EVERYDAY FREE SHIPPING. EASY IN-STORE RETURNS.
Free shipping available on Target.com purchases when you use your REDcard. Offer applies on standard shipping to all 50 states, as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. Not valid on previous orders.

Promotions valid Sunday-Saturday unless otherwise stated. Pricing, promotions, and availability may vary by location and online. Descriptive, typographic and photographic errors are subject to correction and Target shall have no liability for such errors.

*For messages containing promotional codes: Discount not applicable to gift wrap, tax, or shipping and handling charges. May not be applied to previous orders. Excludes electronics and clearance items.

REDcard: Target Visa Credit Card and Target Credit Card are issued by Target National Bank, an affiliate of Target Stores. Subject to credit approval. Target Check Card is issued by Target Corporation. Subject to eligibility requirements.

2014 Target.com. Target and the Bullseye Design are registered trademarks of Target Brands, Inc. All rights reserved.
Home & Garden Deals

Target Coupons
g: 0 Posted By: BigBoyMichigan
Views: 0 Replies: 0 Employer Bus Program


Eligiblity Requirements Smart Bus





SmartBus>About Us>Overview>Employer ProgramsEmployer ProgramsSMART Employer Programswill help your business meet your environmental goals, attract job applicants and ease your employees commute to work. See how our Employer Programs can help you.Get A Job, Get A Ride!The Get A Job, Get A Ride! Program helps new employees save on their transportation costs. Eligible participants hired within the past 30 days who are permanent, full time employees can receive acomplimentary31 Day Pass ($66.00 value)to ride SMARTs Fixed Route service. The employer must first enroll in the program and each employee must meet certaineligibility requirements.SMART is experiencing a few technical issues with the Get A Job, Get A Ride Program. If you are having trouble please call 313-223-2349.Click heretologinto Get A Job, Get a Ride!Click heretoregisterfor Get A Job, Get a Ride!Forquestions regarding the Get A Job, Get A Ride! Program can be directed toCustomer InformationorSMARTGJGR@smartbus.org.TransitChek ProgramTransitChekis a program developed to encourage the use of public transportation. Employers can subsidize their employees' bus commuting costs.Employer Benefits

The Program helps recruit new employees concerned with commuting expenses, the difficulty of driving and parking or the lack of transportation.
The TransitChek Program can reduce employee turnover and enhance employee morale.
With TransitChek items, there are no federal or state payroll related taxes to pay, whether the employer offers the Traditional fringe or the Pre-tax employee fringe benefit.

Employee Benefits

Employees will have more choices in how to get to work and how it is paid for. The tax savings or additional benefits lessen the cost of commuting for the employee, no matter how the benefit is offered. TransitChek is a win-win situation for the employee.
By using public transportation, commuters are helping make the environment cleaner and less congested.
Riding SMART means more money in your pocket to spend on other items that are important to

g: 0 Posted By: ctgolfer
Views: 53 Replies: 0 use code: ES123

*Offer Valid For A Limited Time. $10 Off orders of $30 or more - $20 off order of $50 or more or $30 off orders of $100 or more. To qualify, orders must be placed online at AdvanceAutoParts.com for home delivery or in store pick up. Core charges, shipping and handling charges, fees, and taxes are not included in calculating eligibility for discounts. Purchases made in a store do not qualify for this offer. Sorry - no rain checks. Not combinable with other coupons. Coupon has no cash value. Applies to purchases of in-stock items only and is not valid for backorders, special orders, gift cards, gift certificates, or promotional priced items. Void where prohibited by law. AdvanceAutoParts.com and its affiliates reserve the right to correct, change, update or modify any sales, promotions, coupons, and related offers at any time, in their sole discretion, except as prohibited by law.

**Receive free Standard Shipping to any address in the continental United States on all orders totaling $75.00 or higher. Shipments to Alaska, Hawaii or U.S. Territories are not eligible for Free Shipping. Core charges, shipping and handling charges, fees and taxes are not included in calculating eligibility for Free Shipping.

http://shop.advanceautoparts.com/o/save-today.html
Auto Parts Deals

Advance Auto Parts Coupons
Amex Gold Card Retention
Added on : Monday July 28th 2014 06:00:10 AM
g: 0 Posted By: Fobinator
Views: 89 Replies: 2 Hey FW's

I'm debating on whether to keep my Amex Gold Card and it's 175 dollar annual fee. I do like AMEX's customer service and benefits on the card, but I'm finding that I'm using my Venture Card a bit more. I'm also trying to keep an eye out on one of these AMEX platinum 100k MR offers - I've heard conflicting things about eligibility, specifically, that you can't have a gold/platinum account for the previous 6 months.

I called in and I got the following offers -

50 dollar credit now, and if I spend x amount of dollars, another 50 dollars credit - so the annual fee would only be 75
or
10k membership rewards points and an additional 5k for spending 2000 in 60 days.

Any thoughts on what I should do?


Credit Deals
g: 0 Posted By: CardzXtcetera
Views: 249 Replies: 1 Special Offer
$15 Off a $100 Order
$30 Off a $150 Order
$75 Off a $250 Order
$150 Off a $500 Order Add qualifying items totaling $100 or more to your shopping bag.
Enter offer code FALL14 at checkout.
Discount will be deducted after code is applied.
Valid through 11:59pm PST August 13, 2014.
https://www.victoriassecret.com/beauty *Use Code Beauty50 for free Tote.

*Free Standard Shipping & Handling with Bra Purchase
Add qualifying bra to your shopping bag.
Enter offer code BRASHIP at checkout.
Shipping & handling charges will automatically be deducted for eligible orders after offer code is applied.Valid for free standard shipping & handling anywhere in the 48 contiguous United States; Alaska, Hawaii and the U.S. Territories only $4.99. Orders shipping outside the US may not be eligible; additional taxes and duties may apply.
SPECIAL OFFER DETAILS:
*25% OFF SWIM (IN SELECT STORES ONLY)
In select non-outlet U.S. Victoria's Secret stores. Excludes PINK and already-reduced Swim. While items last.

FREE SHIPPING ON ORDERS OF $100 OR MORE
Add qualifying items totaling $100 or more to your shopping bag. Enter offer code 100SHIP at checkout. Shipping & handling charges will automatically be deducted for eligible orders after offer code is applied. Valid through 11:59pm PST on August 13, 2014. Valid for free standard shipping & handling in the 48 contiguous United States and Canada; Alaska, Hawaii & the US Territories only $4.99. Gift cards, gift wrap and kits, shipping & handling and taxes do not qualify toward offer eligibility. Offer subject to adjustment due to returns, cancellations and exchanges. Excludes previous purchases and store purchases. Not valid with any other shipping offers or offers that provide discounts on your entire order. For orders outside the US, additional taxes and duties may apply. Offer may be modified or discontinued at any time without notice.
Clothing Deals
Free Destiny Beta for PS4, PS3, Xbox One, Xbox 360
Added on : Friday July 25th 2014 01:00:05 AM
g: 0 Posted By: remick
Views: 39 Replies: 0 http://www.bungie.net/7_Destiny-Beta-is-Live/en/News/News?aid=11...

If youve yet to get a code and download the Beta, now is the time. Every single Guardian with a pre-order code is welcome to join us in the Tower. Detailed instructions for scoring a code and redeeming a code can be found right here.

If youve already played, you havent seen everything yet. Weve got some surprises in store, and if you play on Saturday, July 26th beginning at 2pm PDT, weve got a permanent reward on reserve that will commemorate the experience.

http://www.bungie.net/en/View/Bungie/DestinyBetaFAQ

July 24 UPDATE: As of 4 PM PDT today, The Destiny Beta is now open to all who would like to play. You no longer need a code to download. Just navigate to the store on your console (PlayStation 4, PlayStation 3, Xbox One, Xbox 360) and search for the Destiny Beta.

Q. Hey, what is the Destiny Beta and when is it?

The Destiny Beta is your chance to play Destiny and give us invaluable data and feedback prior to launch on September 9th, 2014. The Beta will include character creation, story missions, cooperative and social activities, competitive multiplayer, and more.

The Destiny Beta will be available without a code on PS4, PS3, Xbox One, and Xbox 360 on July 24th at 4PM PDT. The Destiny Beta will close at end of the day on July 26th PDT.

Q. I get an error about a corrupt download when downloading on Xbox One. What do I do?

If you try to start playing the Destiny Beta on Xbox One before the download is complete you may get the following message:

The installed game is corrupted. You must delete the installed game and then reinstall it to play this game.

Your download is likely not corrupted, and happily downloading in the background. Do not delete and re-download. Please wait until the Destiny Beta is 100% downloaded before launching.

To monitor the progress of your Destiny Beta download, please navigate to the Games & Apps tile from the Xbox One home screen.
Limited Eligibility Deals
Free Colgate Bright Smiles Bright Futures Kit for 2015 (teachers)
Added on : Monday July 21st 2014 06:00:09 PM
g: 0 Posted By: remick
Views: 137 Replies: 0 http://kindergarten.colgatebsbf.com/

If you got this in 2013 or 2014 you dont need to sign up again.

The Kit Includes:

Take-Home Materials
Storybook (English or Spanish)
Parent Take-home (English or Spanish)
Parent Checklist (English or Spanish)
Colgate Kids Toothbrush
Colgate Kids Toothpaste

Classroom Materials
Animated Movie (DVD)
Classroom Big Book
2-sided Poster
Teachers Guide for Grades K-1
Limited Eligibility Deals
Free Direct General Backpack - 1st 400 select states
Added on : Saturday July 19th 2014 09:00:11 AM
g: 0 Posted By: remick
Views: 210 Replies: 0 http://www.directgeneral.com/back-to-school

Alabama, Arkansas, Florida, Georgia, Illinois, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, Texas, and Virginia only
Limited Eligibility Deals
Free Gold Card & Shaker Cup When You Show a Valid College ID at GNC
Added on : Saturday July 19th 2014 07:00:07 AM
g: 0 Posted By: remick
Views: 159 Replies: 0 https://www.facebook.com/GNCLiveWell/posts/10152533623237418
Limited Eligibility Deals
g: 0 Posted By: remick
Views: 102 Replies: 0 http://starthappy.fruit.com/negativenancys

NANCYS, DEBBIES AND GUSES - YOUR NAMES MAY HAVE A NEGATIVE CONNOTATION, BUT THATS OKAY. WERE GIVING YOU A FREE PAIR OF REINVENTED UNDERWEAR SO YOU CAN START THE DAY HAPPY.
Limited Eligibility Deals
Free Admission for Military to MI Adventure 7-4-14
Added on : Friday July 04th 2014 03:00:16 AM
g: 0 Posted By: puggle
Views: 109 Replies: 0 https://www.miadventure.com/events/things-to-do/special-events/T...
Limited Eligibility Deals
Free Military Admission at Cedar Point through 7-6-14
Added on : Friday July 04th 2014 03:00:15 AM
g: 0 Posted By: puggle
Views: 98 Replies: 0 https://www.cedarpoint.com/events/plan-a-visit/events/Stars-Stri...
Limited Eligibility Deals
Free Military Admission to Carowinds 7/4-7/5
Added on : Friday July 04th 2014 03:00:14 AM
g: 0 Posted By: puggle
Views: 101 Replies: 0 https://www.carowinds.com/events/plan-a-visit/special-events/Mil...
Limited Eligibility Deals
Free Military Admission to Kings Dominion through 7-5-14
Added on : Friday July 04th 2014 03:00:13 AM
g: 0 Posted By: puggle
Views: 95 Replies: 0 https://www.kingsdominion.com/events/plan-a-visit/special-events...
Limited Eligibility Deals
Free Military Admission to Valleyfair through 7-6-14
Added on : Friday July 04th 2014 03:00:12 AM
g: 0 Posted By: puggle
Views: 93 Replies: 0 https://www.valleyfair.com/events/things-to-do/events-promotions...
Limited Eligibility Deals
Tigerdirect $20 off $100 MIR 6/28-6/29
Added on : Friday June 27th 2014 06:00:02 PM
g: 0 Posted By: flyhighutah
Views: 1 Replies: 0 LINK

Fine Print
*$20 Mail-in Rebate for a single online purchase with a minimum of $100 of item(s) (net of any coupons or other discounts) excluding gift cards on a single transaction receipt, for orders made at www.tigerdirect.com or the mobile web sites. Online/Web only. Rebate redemption does not invalidate eligibility of other product specific rebates or promotions. Eligibility is limited to end-consumers only. Business customers or commercial resellers are ineligible to participate in this offer. Rebate must be postmarked within 60 days of purchase. Order must ship for rebate to be valid. Cancelled or returned orders are ineligible for rebate redemption, and any refund or credit resulting from an item returned after rebate issuance will be reduced by the amount of the rebate. Limit (1) only ONE rebate per person, billing address, or household. The rebate is in USD currency and may be paid with a prepaid reward card. It is recommended to keep copies of all materials submitted for your records. Click here for more details and to download the rebate.
g: 0 Posted By: DaysFan
Views: 186 Replies: 0 http://www.homedepot.com/c/Paint_Offers $5 off 1 gallon cans
$20 off 5 gallon cans

http://www.homedepot.com/hdus/en_US/DTCCOM/HomePage/Categories/Events/Red_White_Blue_2014/Images/RWB-2014-HERO-B.jpg
Paint and Stain Seasonal Savings

Save BIG on our best interior and exterior paints and stains via online or mail-in rebate. Offers vary by location. Valid 6/26/14-7/6/14.

BEHR Interior and Exterior Paints, Stains, DeckOver, Decorative Finishes and Waterproofers
GLIDDEN Interior Paint + Primer and Glidden Premium Interior and Exterior Paints, Porch & Floor Paint, and Premium EZ Track Ceiling Paint
FLOOD Exterior Stains
SIKKENS Wood Finishes

Receive $5 off 1-gallon cans and $20 off 5-gallon buckets by manufacturer mail-in rebate with online purchase of BEHR Interior and Exterior Paints, Stains, DeckOver, Decorative Finishes and Waterproofers, Glidden Interior and Exterior Paints, Porch & Floor Paint, Glidden Premium EZ Track Ceiling Paint, Flood Exterior Stains and Sikkens Wood Finishes. Promotion not valid on any other brands or products not listed above. Valid in U.S., HI, AK, Guam, Puerto Rico and U.S.V.I. stores. Promotion not valid in/around select locations including Traverse City, Cadillac, Bear Creek, Gaylord, Alpena, Ludington, Houghton Lake, West Branch. ALBANY ONLY: one 1-gallon can $5 off, one 5-gallon bucket $20 off; two 1-gallon cans $12 off, two 5-gallon buckets $48 off; three 1-gallon cans $21 off, three 5-gallon buckets $84 off. Max rebate is on 4 or more 1 gallon cans $32 off, 4 or more 5-gallon buckets $128. Promotion listed above valid only for shipping and corresponding billing addresses for select Albany, NY areas. Promotion is not valid in additional U.S., Guam, Puerto Rico or U.S.V.I. locations. MINNESOTA & WISCONSIN ONLY: Receive $10 off all 1-gallon cans and $40 off all 5-gallon buckets by manufacturer mail-in rebate with the online purchase and shipment of any previously listed products lines and also including Glidden Professional Ultra-Hide 440 and Rust-Oleum Restore 4X Deck Coat. Promotion not valid on any other brands or products not listed above. Promotions listed valid only for shipping and corresponding billing addresses in select Minnesota and Wisconsin areas. Promotion is not valid in additional U.S., Guam, Puerto Rico or U.S.V.I. locations. ALL PROMOTIONSValid on online purchases made between 6/26/147/6/14. No returns on paint. Online selection and shipping availability may vary by state. Promotions are not valid with any other offers. Ask an Associate for details. Void where prohibited, licensed, restricted or taxed by law. Rebate provided via prepaid MasterCard card. The prepaid MasterCard card is issued by JP Morgan Chase pursuant to a license from MasterCard International Incorporated and can be used at any merchant accepting MasterCard debit cards. MasterCard is a registered trademark of MasterCard International Incorporated. Terms and conditions apply. Allow 68 weeks for delivery of your rebate after receipt of the completed offer form. If rebate is not received after 10 weeks, call 1-866-451-1357 or visit homedepotrebates.com. This form cannot be submitted and rebates cannot be redeemed at The Home Depot stores. No reproductions of UPC codes will be accepted. The Home Depot is not held liable for any lost, late, stolen, ineligible, misdirected or postage-due mail. WARNINGFraudulent submissions of form may result in federal prosecution for mail fraud under 18 U.S.C. Sections 1341, 1342. For more information, go to HomeDepot.com. To check the status of your rebate, call 1-866-451-1357 or visit: homedepotrebates.com. Return of merchandise will invalidate this offer. RETAIN A COPY OF ALL SUBMITTED MATERIALS FOR YOUR RECORDS.
How to receive your redemption:1Purchase qualifying product outlined above between 6/26/14 and 7/6/14.Online Purchases- Only mail-in rebate forms for promotion code 14-86479 are accepted. Mail this form along with a copy of the original The Home Depot online receipt and the original UPC number cut from the paper label of each 1-gallon and/or 5-gallon sized product purchased (for printed cans only, please write the UPC number in the space provided below). Rebates must be postmarked no later than 8/6/14. Multiple UPC numbers may be written on separate paper and attached to this form. UPC# - - - MAIL ITEMS TO: RED, WHITE AND BLUE http://www.homedepot.com/hdus/en_US/DTCCOM/HomePage/Offers/Paint/Body/Docs/2014_RWB_Online_Rebate.pdf


HUGE In-Store Paint Savings!

Save BIG on our best interior and exterior paints and stains via online or mail-in rebate. Offers vary by location. See store associate for details. Valid 6/26/14-7/6/14
http://www.homedepot.com/hdus/en_US/DTCCOM/HomePage/Offers/Paint/Body/Docs/2014_RWB_REBATE_Tearpad.pdf.
Please print in the spaces provided below. Complete the entire form to ensure eligibility.First NameLast NameStreet AddressCityState ZIP Code Telephone (including area code)Email address (To notify you of the status of your redemption request only.)Yes, The Home Depot may contact me, as indicated above, with additional information on this or other promotions and products. Initial Here_______________Receive $5 off 1-gallon cans and $20 off 5-gallon buckets by manufacturer mail-in or online rebate with the purchase of BEHR Interior and Exterior Paints, Stains, DeckOver, Decorative Finishes and Waterproofers, Glidden Interior and Exterior Paints, Porch & Floor Paint, Glidden Premium EZ Track Ceiling Paint, Flood Exterior Stains and Sikkens Wood Finishes. Promotion not valid on paints not listed above. Valid in U.S., HI, AK, Guam, Puerto Rico, U.S.V.I. stores. Promotion not valid in Traverse City, Cadillac, Bear Creek, Gaylord, Alpena, Ludington, Houghton Lake, West Branch. ALBANY ONLY: (1) 1-Gallon can $5 Off, (1) 5-Gallon bucket is $20 Off; (2) 1-Gallon cans $12 Off, (2) 5-Gallon buckets $48 Off; (3) 1-Gallon cans $21 Off, (3) 5-Gallon buckets $84 Off. Maximum rebate is on 4 or more gallon cans $32 off, 4 or more 5-gallon buckets $128. Valid stores: Saratoga Springs, Shenectady, Albany, Binghamton, Latham, Albany, N Greenbush, Clifton Park, Amsterdam, Glens Falls, Oneonta. MINNESOTA & WISCONSIN: Receive $10 off all 1-gallon cans and $40 off all 5-gallon buckets by manufacturer mail-in or online rebate with the purchase of previously listed products and also including Glidden Professional Ultra-Hide 440 and Rust-oleum Restore 4X Deck Coat. Promotion not valid on paints not listed above. Valid in select Minnesota & Wisconsin stores. ALL PROMOTIONSValid on purchases made between 6/26/14-7/6/14. No returns on paint. Promotions are not valid with any other offers, Pro Rewards Paint, or clearance items. Ask an Associate for details. Void where prohibited, licensed, restricted or taxed by law. Rebate provided via prepaid MasterCard card. The prepaid MasterCard card is issued by JP Morgan Chase pursuant to a license from MasterCard International Incorporated and can be used at any merchant accepting MasterCard debit cards. MasterCard is a registered trademark of MasterCard International Incorporated. Terms and conditions apply. Please allow 6-8 weeks for delivery of your rebate after receipt of the completed offer form. If rebate is not received after 10 weeks, please call 1-866-451-1357 or visit homedepotrebates.com. This form cannot be submitted and rebates cannot be redeemed at The Home Depot stores. No reproductions of UPC codes will be accepted. The Home Depot is not held liable for any lost, late, stolen, ineligible, misdirected or postage-due mail. WARNINGFraudulent submissions of form may result in federal prosecution for mail fraud under 18 U.S.C. Sections 1341, 1342. For more information, go to HomeDepot.com. To check the status of your rebate, call 1-866-451-1357 or visit us at: homedepotrebates.com. Return of merchandise will invalidate this offer. PLEASE RETAIN A COPY OF ALL SUBMITTED MATERIALS FOR YOUR RECORDS. How to receive your redemption:Purchase qualifying product outlined above between 6/26/14 and 7/6/14. Only in-store purchases with valid receipt number may be submitted online. For online purchases, refer to the online purchases form. To submit online go to homedepotrebates.com (if you submit online, you DO NOT need to mail in the offer form or receipts). EACH SALES RECEIPT REQUIRES A SEPARATE ENTRY FOR ONLINE SUBMISSION.Or submit by mailing this form along with a copy of the original The Home Depot cash register receipt and the original UPC number cut from the paper label of each gallon and/or five gallon sized product purchased (for printed cans only, please write the UPC number in the space provided below). Rebates must be postmarked no later than 8/6/14. Multiple UPC numbers may be written on a separate piece of paper and attached to this form. UPC# - - - MAIL THESE ITEMS TO: RED, WHITE AND BLUE PAINT OFFER PROMO CODE: 14-86477, P.O. BOX 540059 EL PASO, TEXAS 88554-0059.12Customer Service: 1-866-451-1357

Home & Garden Deals

Home Depot Coupons
NTB buy 2 tires get 2 free - thru 29th
Added on : Thursday June 26th 2014 02:00:01 PM
g: 0 Posted By: tightpapa
Views: 75 Replies: 0 You have to get their premium package. But is still a good deal.

SUMMER PRICE BREAK: Buy 2 Tires, Get 2 Free with Purchase of Value Installation Package
Value Installation Package includes:

Installation, for all four tires
Road Hazard, our warranty that includes replacement service if your tire gets damaged during the first year or first 12,000 miles
1-Year Alignment, to help your tires wear evenly and maintain control of your vehicle
Balancing (for the life of your tires), to keep your ride smooth

PLUS: Combine this offer with our name-brand rebates and save even more!
Up to $160 Rebate on Goodyear/Dunlop Tires
Up to $70 Rebate on Cooper Tires
Up to $80 Rebate on Falken Tires
$60 Rebate on Pirelli Tires
Terms & Conditions
Offer valid June 25, 2014 June 29,2014 on purchase of two select in-stock Cooper,BF Goodrich, Nitto, Goodyear, or Pirelli tires with the purchase of regular price value installation package. Plus up to 10% shop fee based on non-discounted retail price not to exceed $35 (where permitted). Local, state and/or tire disposal fees where applicable. Not valid with other discount offers. Eligibility may vary depending on tire size and model. No cash value. See store for details.


Shop & Schedule



Auto Parts Deals
Free Dominos pizza - 1st 20,000 on 6/19 or 6/20 at Noon PDT
Added on : Wednesday June 18th 2014 08:00:03 PM
g: 1 Posted By: remick
Views: 190 Replies: 0 http://mlb.mlb.com/sponsors/dominos/dominono/

Dodgers' Clayton Kershaw tossed a no-hitter

Upon the occurrence of each of the first and second No-Hitter, the first 20,000 Eligible Fans (as defined below) who register at MLB.com/dominono during the Promotion Window (as defined below) will be emailed a promotion code, which code may redeemed at www.dominos.comor through any of Domino's mobile or tablet applications for the Free Pizza. (Approximate Retail Value of each Free Pizza is $7.99, prices may vary.) Limit one (1) promotion code per Eligible Fan, per No-Hitter, while supplies last.

On the first (1st) business day following a No-Hitter, Eligible Fans must go to MLB.com/dominono beginning at 12:00 pm (noon) PDT and while supplies last and register by submitting his/her MLB.com username and password. Upon verification of eligibility, MLB.com will email Eligible Fans the promotion code to the email address associated with his/her MLB.com account

CARRYOUT ONLY. FREE PIZZA AWARDED IN THE FORM OF A CODE. CODE MUST BE CLAIMED AND REDEEMED WITHIN 5 DAYS STARTING FROM 12PM PDT THE FIRST BUSINESS DAY FOLLOWING THE NO-HITTER.
MUST HAVE AN MLB.COM ACCOUNT.


Im not sure of when the game ended so it could be today or tomorrow
Dominos Deals
g: 0 Posted By: remick
Views: 23 Replies: 0 http://lowesbuildandgrow.com/pages/default.aspx
Limited Eligibility Deals
IRA Contribution Deduction vs AGI
Added on : Friday June 13th 2014 10:00:12 AM
g: 0 Posted By: chickenballz
Views: 55 Replies: 0 Haven't been able to find an answer to these question, thought I'd ask the FW crowd:

My AGI exceeds the threshold that allows for full IRA contribution deduction.

1. What can I do to reduce my AGI (line 37 on 1040) in order to qualify for full IRA contribution deduction? FSA and 401k are already used, am not self-employed, no tuition/loans.
2. Is line 37 of 1040 the AGI that is used to calculate IRA contribution deduction eligibility? Line 32 of 1040 is the IRA deduction, so it seems like the chicken or the egg type of deal if you're close to the threshold cutoff.

Thanks
Investing Deals
g: 0 Posted By: canavja
Views: 131 Replies: 0 Got an e-mail from Crumbs offering a free item from their new breakfast line at New York City locations tomorrow from 7:00 - 10:00 AM:

http://www.elabs10.com/functions/message_view.html?mid=3246445&mlid=236650&siteid=2010001066&uid=33d32dc37b

One item per customer, but I'd imagine you could Crumb-crawl all over Manhattan for it should you so desire.

Limited Eligibility Deals
g: 0 Posted By: remick
Views: 106 Replies: 0 http://www.gofobo.com/rsvp/landing/17871016
Limited Eligibility Deals
g: 0 Posted By: timothytuxedo
Views: 14 Replies: 0 I'm hoping for some guidance on what my investment strategy should be. Currently a junior officer in the military with no plans to stay in for 20 years (but anything is possible).

My wife also works and has access to a 403(b). We're both young professionals and anticipate we will move into higher tax brackets as our careers progress. Based on my understanding we are eligible to invest in:
-her 403b
-her Roth IRA
-my thrift savings plan (either Roth or tax deferred up to a combined limit of $17,500)
-an additional Roth IRA for me

Right now we're putting $5500/year each in her Roth IRA and my Roth TSP and splitting the rest of our retirement investments between my tax-deferred TSP and her 403b. I didn't realize until recently that we could theoretically invest significantly more in Roth accounts ($5,500 each in two Roth IRAs and another 17,500 in a Roth TSP).

My questions:
-is this in fact the case?
-if so, should we be maxing our all the Roth options before using a tax deferred investment vehicle?

I figure we'll only have access to the Roth for a few years because we'll soon exceed the MAGI for Roth IRA eligibility and the Roth TSP will only be an option for as long as I remain in the military. I don't want to lose the tax break, but most of the research I've done suggests young people in the lower stages of their earning careers (ie us) should take full advantage of the Roth. Thoughts?
Free Take Care of Texas sticker (TX only)
Added on : Friday June 06th 2014 04:00:08 PM
g: 0 Posted By: remick
Views: 145 Replies: 0 http://takecareoftexas.org/do-your-part/i-pledge-take-care-texas
Limited Eligibility Deals
Borderlands 2 SHiFT Codes for PS3, Xbox 360, or PC/Mac for free
Added on : Friday June 06th 2014 03:00:07 PM
g: 0 Posted By: remick
Views: 288 Replies: 1 https://twitter.com/Borderlands/status/474989350841643008

PlayStation 3: CTKJ3-JT6X9-WBK95-9JWT3-9JHJZ
Xbox 360: CTKJ3-JT6T5-THR69-5RTT3-9JH69
Windows / Mac: C3CT3-9FH6T-HCJRC-BB3TT-33TXR

To redeem, at the Borderlands 2 Main Menu select Extras then SHiFT Code. For help with Borderlands 2 or SHiFT, visithttps://gearboxsoftware.zendesk.com/home
Limited Eligibility Deals
g: 0 Posted By: remick
Views: 86 Replies: 0 http://www.ign.com/prime/promo/deus-ex-free
Limited Eligibility Deals
Free Summer Roller Skating for Kids
Added on : Saturday May 31st 2014 09:00:09 AM
g: 0 Posted By: remick
Views: 152 Replies: 0 http://kidsskatefree.com/index.php
Limited Eligibility Deals
g: 0 Posted By: Gauss44
Views: 183 Replies: 0 http://nutellausa.tumblr.com/post/86208709048

http://www.boston.com/news/local/massachusetts/2014/05/29/nom-th...


(I cannot speak to how generous they will or will not be.)
Limited Eligibility Deals
g: 0 Posted By: Gauss44
Views: 125 Replies: 0 http://nutellausa.tumblr.com/post/86208709048

http://www.boston.com/news/local/massachusetts/2014/05/29/nom-th...


(I cannot speak to how generous they will or will not be.)
Limited Eligibility Deals
Free Dominos pizza - 1st 20,000 on Tuesday at Noon PDT
Added on : Sunday May 25th 2014 03:00:05 PM
g: 7 Posted By: remick
Views: 1132 Replies: 4 http://mlb.mlb.com/sponsors/dominos/dominono/index.jsp

Josh Beckett pitched a no hitter,

Upon the occurrence of each of the first and second No-Hitter, the first 20,000 Eligible Fans (as defined below) who register at MLB.com/dominono during the Promotion Window (as defined below) will be emailed a promotion code, which code may redeemed at www.dominos.comor through any of Domino's mobile or tablet applications for the Free Pizza. (Approximate Retail Value of each Free Pizza is $7.99, prices may vary.) Limit one (1) promotion code per Eligible Fan, per No-Hitter, while supplies last.

On the first (1st) business day following a No-Hitter, Eligible Fans must go to MLB.com/dominono beginning at 12:00 pm (noon) PDT and while supplies last and register by submitting his/her MLB.com username and password. Upon verification of eligibility, MLB.com will email Eligible Fans the promotion code to the email address associated with his/her MLB.com account

CARRYOUT ONLY. FREE PIZZA AWARDED IN THE FORM OF A CODE. CODE MUST BE CLAIMED AND REDEEMED WITHIN 5 DAYS STARTING FROM 12PM PDT THE FIRST BUSINESS DAY FOLLOWING THE NO-HITTER.
MUST HAVE AN MLB.COM ACCOUNT.
Restaurants & Entertainment Deals
Free Dominos pizza - 1st 20,000 on Monday or Tuesday at Noon PDT
Added on : Sunday May 25th 2014 01:00:03 PM
g: 4 Posted By: remick
Views: 409 Replies: 4 http://mlb.mlb.com/sponsors/dominos/dominono/index.jsp

Josh Beckett pitched a no hitter,

Upon the occurrence of each of the first and second No-Hitter, the first 20,000 Eligible Fans (as defined below) who register at MLB.com/dominono during the Promotion Window (as defined below) will be emailed a promotion code, which code may redeemed at www.dominos.comor through any of Domino's mobile or tablet applications for the Free Pizza. (Approximate Retail Value of each Free Pizza is $7.99, prices may vary.) Limit one (1) promotion code per Eligible Fan, per No-Hitter, while supplies last.

On the first (1st) business day following a No-Hitter, Eligible Fans must go to MLB.com/dominono beginning at 12:00 pm (noon) PDT and while supplies last and register by submitting his/her MLB.com username and password. Upon verification of eligibility, MLB.com will email Eligible Fans the promotion code to the email address associated with his/her MLB.com account

CARRYOUT ONLY. FREE PIZZA AWARDED IN THE FORM OF A CODE. CODE MUST BE CLAIMED AND REDEEMED WITHIN 5 DAYS STARTING FROM 12PM PDT THE FIRST BUSINESS DAY FOLLOWING THE NO-HITTER.
MUST HAVE AN MLB.COM ACCOUNT.
Restaurants & Entertainment Deals
g: 0 Posted By: CindyLouWho2
Views: 133 Replies: 0 ~~SchoolMate - Free 2014-2015 Free Planner & Folder Samples - Educators
Educators can sign up to receive free School Mate Planner and Folder samples. Just complete the request form on the linked page to claim yours.https://www.schoolmate.com/request-info/index.cfm
Limited Eligibility Deals
g: 0 Posted By: exmiuwu
Views: 82 Replies: 0 http://www.cagreatamerica.com/events/things-to-do/special-events/Military-Days-5-18-13-10
Limited Eligibility Deals
Ritas Free italian ICES 5/23 10am - 10pm
Added on : Thursday May 22nd 2014 07:00:07 PM
g: 0 Posted By: nucoffe
Views: 24 Replies: 0 Hey guys not sure if this has been posted but here it is! Free ices for all from Ritas if you are in NYC!!!Ritas Free italian ICES 5/23 10am - 10pm!!!
Limited Eligibility Deals
g: 0 Posted By: puggle
Views: 129 Replies: 0 http://www.viewguard.com/nba-playoffs/
Limited Eligibility Deals
eBay offer - refer a friend, you both get $15
Added on : Thursday May 08th 2014 03:00:03 PM
g: -2 Posted By: ciber
Views: 47 Replies: 0 ~eBay offer - refer a friend, get a $15 Coupon - YMMV (for selected sellers)
Just received:Help a friend earn extra cash! When your friend lists an item for the first time, youll both
get a $15 eBay Coupon. Refer five friends, get $75.Ends June 19Could be YMMV, according to T&C below.eBay Seller Referral Program (the "Program") runs for six (6) weeks beginning at 9:00:00 AM Pacific Time (PT) on May 8, 2014 and ending at 11:59:59 PM PT on June 19, 2014 (the "Program Period"). Open to legal residents of the fifty (50) United States and the District of Columbia, 18 years of age or older, who are registered members of eBay in good standing at time of participation and who participate in the Program during the Program Period ("Eligible Participants"). Void where prohibited, taxed or restricted. For full Terms and Conditions, go to https://projects.promotw.com/rule...ogram.html.Eligibility: Open to legal residents of the fifty (50) United States and the District of Columbia, 18 years of age or older, who are registered members of www.ebay.comin good standing at time of participation and who participate in the Program during the Program Period (Eligible Participants). Void where prohibited, taxed or restricted.Program Description: eBay will send out an email invitation to select eBay sellers (Seller Referrers) requesting that they refer a friend (Referred Friend) to create an eBay listing during the Program Period. For purposes of this Program, a Referred Friend is defined as an eBay member that has never sold, or that has been inactive as a seller for at least 12 months.To participate, invited Seller Referrers can go to http://eshopping.promotw.com/refe...index.htmland sign on to eBay with their eBay User ID and password. Once you have successfully signed on, provide the email addresses of those friends you wish to refer. You may only enter the email addresses of people with whom you have a personal or business relationship. Referred Friends will receive an email with a unique link for the Seller Referrer asking them to start selling on eBay.com during the Program Period. The emails you send must comply with the CAN-SPAM Act, so you must use the email tools provided by Sponsor in order to honor your Referred Friends opt-out preferences.
g: 1 Posted By: Devo666
Views: 248 Replies: 0 Hola,

I just got an email for this. Might be targeted and/or regional (my offer is for a Chicago theater). Offer is tied to my U.S. Bank Cash+ Visa (which I think a lot of FWers may have). Offer is for up to 2 free tickets + popcorn/drinks to an advance 3D screening of the new X-Men: Days of Future Past movie. Screening takes place on Thurs, May 22 at 7PM in Chicago and space is limited. Ihad to provide my CC number to claim my tickets. Link I received in email is below:

http://cashplus.usbank.com/XMenDaysOfFuturePast/
Limited Eligibility Deals
Kids build a flower truck at Lowe's Free
Added on : Wednesday May 07th 2014 03:00:08 AM
g: 0 Posted By: puggle
Views: 138 Replies: 0 Saturday, May 10 (10:00 AM)
Mother's Day is right around the corner! Bring your child to Lowe's and they can build this cool Flower Delivery Truck. Add a flower and it's the perfect way to deliver a special gift to Mom!
http://www.lowesbuildandgrow.com/pages/default.aspx
Limited Eligibility Deals
g: 0 Posted By: puggle
Views: 105 Replies: 0 Come learn how to build a pint-size riding lawn mower.
FREE hands-on workshops; designed for children ages 5 - 12
All kid get to keep their craft, receive a FREE certificate of achievement, a Workshop Apron, and a commemorative pin while supplies last.
Children must be present at the store to participate in the workshop and receive the kit, apron and pin.
Kids Workshop activities are scheduled on a first come/first served basis. Please do not arrive before 9:00 a.m.
Thank you for registering online to help us better plan our craft kit quantities needed.

http://workshops.homedepot.com/workshops/kids-workshops

Limited Eligibility Deals
Giveaway of the Day - MobiSecret 4.0
Added on : Monday April 28th 2014 09:00:08 PM
g: 0 Posted By: yannijhn
Views: 87 Replies: 0 MobiSecret is a tool to check targeted iPhone or iTunes backup files, including text messages, calls and WhatsApp, even those have been deleted on purpose or accidentally. It provides users with the ability of going through the data in targeted iPhone, especially for spouse or children. Besides, it can retrieve deleted conversation history, including call log, text message and WhatsApp messages.

http://www.giveawayoftheday.com/mobisecret-4-0/

only 22 minutes left for the post. Hurry.
Limited Eligibility Deals
2 free Notebooks for Teachers-My Skoobi.com
Added on : Sunday April 27th 2014 12:00:07 PM
g: 0 Posted By: sunpuppy
Views: 118 Replies: 0 https://www.myskoobi.com/help/free-sample-request-for-teachers

Dear Teacher,

Thank-you for your interest in My Skoobi: were happy to send you two free notebooks so you and your students can experience the high quality of our notebooks and get your creative juices flowing.

Please fill in the information below so we can choose the perfect samples for your needs.

Well follow up with you for a quick confirmation by telephone or email before we send your free samples. But dont worry, we promise to be friendly and efficient, just like our notebook making process.

Did you know that My Skoobi publishes school year day planners? We will create a fully-customized day planner for your school, with unique artwork, up to 25 custom dates integrated right into your calendar (for example, pro-D days and holidays), and up to 4 pages of custom content. All at no extra cost!
Limited Eligibility Deals
g: 0 Posted By: cardreader
Views: 100 Replies: 1 ~~A pass is your ticket to more than 2,000 federal recreation sites. Each pass covers entrance fees at national parks and national wildlife refuges as well as standard amenity fees at national forests and grasslands, and at lands managed by the Bureau of Land Management and Bureau of Reclamation. A pass covers entrance and standard amenity fees for a driver and all passengers in a personal vehicle at per vehicle fee areas (or up to four adults at sites that charge per person). Children age 15 or under are admitted free.~~2012-Active-Military-Pass-200pxwidth
Free Annual Pass for U.S. Military
Available to U.S. military members and dependents in the Army, Navy, Air Force, Marines and Coast Guard and also, Reserve and National Guard members.
Must be obtained in person at a Federal recreation site by showing a Common Access Card (CAC) or Military ID (Form 1173).

~~Access Pass
Free
For U.S. citizens or permanent residents with permanent disabilities.
May be obtained in person at a federal recreation site or through the mail using this application form. The cost of obtaining an Access Pass through the mail is ten dollars ($10) for processing the application (the Pass is free). Applicants must provide documentation of permanent disability and residency or citizenship.
May provide a 50 percent discount on some amenity fees charged for facilities and services such as camping, swimming, boat launching, and specialized interpretive services.
Generally does NOT cover or reduce special recreation permit fees or fees charged by concessioners
~~Access Pass
Free
For U.S. citizens or permanent residents with permanent disabilities.
May be obtained in person at a federal recreation site or through the mail using this application form. The cost of obtaining an Access Pass through the mail is ten dollars ($10) for processing the application (the Pass is free). Applicants must provide documentation of permanent disability and residency or citizenship.
May provide a 50 percent discount on some amenity fees charged for facilities and services such as camping, swimming, boat launching, and specialized interpretive services.
Generally does NOT cover or reduce special recreation permit fees or fees charged by concessioners
http://www.nps.gov/findapark/passes.htm

Limited Eligibility Deals
FREE iPad 2/3/4 Air mini keyboard case/rugged case-beta test
Added on : Thursday April 24th 2014 01:00:09 PM
g: 1 Posted By: takyc
Views: 225 Replies: 0 Just bought an New Trent productand got an invite to beta test iPad case sample for FREE. So I want to share here ifyou might be interested in if own aniPad 2/3/4 iPad Air/iPad mini. Use the test team code TF04BB when sign up, then you might have a higher chance to be selected https://www.facebook.com/NT.Fans/app_127709503932081
Limited Eligibility Deals
VictoriasSecret.com SWIM: BUY ONE GET ONE 50% OFF (ONLINE ONLY)
Added on : Sunday April 20th 2014 05:00:07 PM
g: 2 Posted By: DaysFan
Views: 261 Replies: 2 SWIM: BUY ONE GET ONE 50% OFF (ONLINE ONLY)
http://www.VictoriasSecret.com

Add two qualifying regular-price swimwear to your shopping bag. Enter offer code DOUBLESWIM at checkout. The price of the lowest-priced swimwear will be adjusted after offer code is applied. Clearance merchandise does not qualify. Valid through 11:59pm PST on April 20, 2014, while supplies last. One discounted swimwear per order. No substitutions. Offer subject to adjustment due to returns, cancellations and exchanges. For orders outside the US, additional taxes and duties may apply. Offer may be modified or discontinued at any time without notice. Not valid with any other swim offer.**REDEEM YOUR SECRET REWARD CARD WORTH $10, $50, $100 OR $500
Online: Add any in-stock merchandise to your shopping bag and enter your Secret Reward card number and PIN in the Gift Cards & Secret Rewards field of the "Payment" section during checkout and click "apply". Your discount will be deducted after the card number and PIN have been applied. Can be combined with select discounts and offers.Catalogue: Provide your Secret Reward card number and PIN to the Sales Associate who will reveal its value. Can be combined with select discounts and offers.In U.S. Stores: Present your Secret Reward card at checkout. Discount will be deducted from your total after Secret Reward value is applied. Not valid with any other discount or offer except Angel Rewards. Offer details and participation may vary by store.Limit use of one Secret Reward card per customer per transaction. Secret Reward card is redeemable through 11:59pm EST on April 29, 2014, online, by phone or in stores, excluding outlets. Not valid on previous purchases. Offer not valid in Canada. Secret Reward card has no value until March 31, 2014. Card's value will be revealed at checkout; lost, stolen, mutilated or destroyed cards will not be replaced. Any unused value will remain on card until April 29, 2014. Gift cards, gift wrap and kits, shipping & handling and taxes do not qualify toward offer eligibility. Nontransferable, save where required under statutory rights (which are not affected). Offer may be modified or discontinued at any time without notice. See back of Secret Reward card or visit VictoriasSecret.com/Secret-Rewards for more details. Associates of Victoria's Secret and its affiliates aren't eligible.FREE SHIPPING ON U.S. ORDERS OF $50 OR MORE
Add qualifying items totaling $50 or more to your shopping bag. Enter offer code SHIP50VS at checkout. Shipping & handling charges will automatically be deducted for eligible orders after offer code is applied. Valid for free standard shipping & handling anywhere in the 48 contiguous United States; Alaska, Hawaii and the US Territories only $4.99. Offer subject to adjustment due to returns, cancellations and exchanges. Not valid with other shipping offers or offers that provide discounts to your entire order except $20 off orders of $125+ with offer code 20OFF125.$20 OFF ORDERS OF $125 OR MORE
Add qualifying items totaling $125 or more to your shopping bag. Enter offer code 20OFF125 at checkout. Discount will automatically be deducted for eligible orders after offer code is applied. Offer excludes clearance merchandise, Hunter, Frye, Sorel and UGG Australia. Offer value is subject to adjustment: If items are returned, cancelled or exchanged, the offer's value will be deducted from your refund. Discount cannot be redeemed for cash or used as payment toward your Victoria's Secret Angel Credit Card. Not valid with shipping offers or other offers that provide discounts to your entire order except free shipping & handling on U.S. orders of $50 with offer code SHIP50VS.BOTH OFFERS: FREE SHIPPING ON $50 AND $20 OFF $125
Valid through 11:59pm PST on April 20, 2014. Gift cards, gift wrap & kits, shipping & handling and taxes do not qualify toward the minimum purchase. Not valid on previous or store purchases. Orders shipping outside the US may not be eligible; additional taxes and duties may apply. Offer may be modified or discontinued at any time without notice.
http://www.VictoriasSecret.com
Clothing Deals
g: 12 Posted By: remick
Views: 417 Replies: 2 https://www.marlboro.com

​check your offers
Limited Eligibility Deals
g: 0 Posted By: remick
Views: 82 Replies: 0 https://www.marlboro.com

​check your offers
Limited Eligibility Deals
g: 0 Posted By: C320
Views: 105 Replies: 0 Coupon
Limited Eligibility Deals
Free unknown "Token of Our Appreciation" from the Weather Channel
Added on : Friday April 11th 2014 07:00:14 AM
g: 2 Posted By: remick
Views: 282 Replies: 1 http://www.weather.com/thankyou.html

This might only be for DIRECTV subscribers
Limited Eligibility Deals
g: 1 Posted By: Redbeard25
Views: 68 Replies: 1 link

"New Member Welcome Certificate"
site said: ​Who can become a member?
You are eligible to join Christian Community Credit Union in one of two ways:
1)Through Your Church or Ministry if you are affiliated with a Christian ministry (including many Protestant Christian churches and schools) that is within Christian Community Credit Unions field of membership. You may be a member, attendee, employee, missionary, or student/alumnus.
> See if your church, ministry, or school is eligible for membership.

2)Through Your Family if you are a relative of a current member of Christian Community Credit Union. Relatives include: spouse, father/mother (and in-laws), brother/sister (and in-laws), son/daughter (and in-laws), grandparent, grandchild, aunt, uncle, niece, nephew or cousin.For more information about your membership eligibility, call800.347.CCCU (2228).

Early withdrawal is $25+90-days interest.

There is PLENTY of discussion about the organizationhereandhere.If you're ASI-averse, or church-averse this isn't the CD for you. And, when I completed the application, the maximum deposit it would take was $2500 - not sure where the $5K figure on their website comes in.
Deposits Deals
Parents' large assets to Roth best transfer options?
Added on : Monday April 07th 2014 04:00:07 PM
g: 0 Posted By: derfderf1984
Views: 81 Replies: 0 Question: What should my parents do to reduce cost (Tax) and increase amount in Roth or fringe benefits?

Details:
- Dad is fixated/bitter to the fact that he worked hard and was responsible, but will have his assets depleted before most assistance programs kick in while those not lucky enough to get a pension buyout will get the government aid free sooner.
- Generousparents want to get the funds to a ROTH IRA so that my brother and I can inherit the funds andkeep them in non-taxable accounts only taking mandatory withdraws.
- They want to keep the taxes they pay on the transfer to a minimum or receive a benefit that makes up for the tax hit. Today comfortable with staying in the 25% tax bracket.
- Parents are 65ish
- The first world problem is, the stock market gains are more than the amount they can roll over to a ROTH every year thus they will never be able to roll over the whole amount into a non-taxable account.

My thoughts on options:
1) Just stick to the plan the tax hit is not justified until I loose one of my parents. (Pro: keep taxes low Con: may incur taxes later, might not accomplish their goal.)
2) Take more of a hit to get to the point of no reportable income. Then apply for aid programs that do not have means tests to determine eligibility. (Pro: goal complete,minor benefits poor people get Con: lost flexibility in accomplishing goal, feel like deadbeats)
3) Is there a way to take a loan fromyour traditionalIRA secured by some note that the traditional keeps while you fund the Roth with the loan money so it is not income just loan money? (Don't know if doable because it is loan money not earned money going into ROTH)
Investing Deals
Free Camarena Mini Micro-Buff Smartphones Cleaner 1st 4500
Added on : Thursday April 03rd 2014 02:00:06 PM
g: 0 Posted By: remick
Views: 290 Replies: 0 http://www.savecinco.com/pledge.php

To enter, visit the microsite and enter the pledge. After your pledge is received,
Sponsor will then verify via email your eligibility, including that you are of legal drinking age,
within 48 hours. If you have opted in to receive future communications from the brand, you will
receive email updates until you unsubscribe. In the event that you do not respond within the
timeframe or are found ineligible, the corresponding prize will be forfeited and an alternative
winner may be selected at Sponsors discretion. Once verification of eligibility is completed one
(1) mini micro-buff will be shipped to each eligible winner. No purchase required. A maximum
of four thousand five hundred (4,500) mini micro-buff smartphone cleaners will be awarded.
Electronics Deals
g: 1 Posted By: bxd20
Views: 199 Replies: 2 Hello.

I know this is a big enough event that I should seek the advice of a lawyer, andplanning todo so, but right now I have a few minutes so I thought I'd post this here and perhaps get some angles/suggestions that even a lawyer wouldn't bring up.

What started as seeminglybenign digestive system complaints for my mom(a couple scope tests came back clear), kept getting worse. The doctors finally ordered a CT scan which revealed ovarian cancer that has spread. They are scheduling surgery for one week from today, followed by chemo. If they open her and find the cancer has spread more than the CT even shows,it's all about buying time for her at this point.

I am the only child. My dad is still alive. Mom and dadare both elderly and only have Medicare part A (the level that everyone gets).

Sorry if these questions aren't organized very well, it's a very emotionally difficult time for us.

1. We are not concerned about medical bills in the range of 4 figures or even low 5 figures.My parents have a decent amount of assets (mid 6 figuresif everything is included). If I understand Medicare correctly, the hospital stay will be covered up to 60 days, and their portion will besomewhere around $1300. After 60 days it's about $300 a day. Does the surgery itself fall underthis 'hospitalization' category byMedicare? I would assume so. Surgeon says she will be in hospital 7-10 days. If she's not as covered as I think she is, is there any way to get a very high deductible catastrophic coverage plan, even with preexisting condition, on extremely short notice? Does Obamacare help at all here?

2. My next focus is on protecting the assets if surgery doesn't go well and she requires long term nursing home care. I know the 5 year rule about gifting. How are joint accounts handled when assessing for Medicaid eligibility? In other words... she has some joint accounts where I am named with her, on some her brother is named, on some,her husband (my dad) is named. I think there is one investment house (rental property)with her and her brother on it. Would all of these joint assets be 100% at risk should the bills mount? Or is a joint account viewed as 50/50 in ownership? What if we go to the bank and remove her name from a CD - I assume that triggers the 5 year gift timer? Or is that somehow OK, if they've been joint on the account over 5 years?

Again - I apologize if I asked any dumb questions. Sometimes FW members come down hard on people. Please try to go easy on me. My parents haven't really wanted my help/advice in the area of financials. Sure, in retrospect, they probably should have been carrying supplemental insurance. At this point I need clear heads to help me through a dark time in my life.

I greatly appreciate your time and thoughts.
Personal Finance Deals
Food Service ppl ONLY: move-over butter sample
Added on : Monday March 31st 2014 01:00:05 PM
g: 0 Posted By: iowahawkeye
Views: 99 Replies: 0 http://conagrafoodservice.com/contact_us.do?inquiryNature=Reques...
Limited Eligibility Deals
g: 0 Posted By: tommythe
Views: 139 Replies: 0 ~~McDonald's nationalcampaign FREE small coffee12 ozuntil 4/13/14 breakfast only 10.30 am
Limited Eligibility Deals
Free GNC Gold Card & Shaker Cup When You Show a Valid College ID - FB
Added on : Wednesday March 26th 2014 06:00:14 AM
g: 0 Posted By: remick
Views: 188 Replies: 0 https://www.facebook.com/GNCLiveWell/posts/10152275782702418
Limited Eligibility Deals
YNAB budgetting software is Now Free for College Students
Added on : Wednesday March 26th 2014 06:00:12 AM
g: 0 Posted By: remick
Views: 194 Replies: 0 http://www.youneedabudget.com/blog/2014/ynab-is-now-free-for-col...

Were fighting free with free. I was given a free t-shirt when I signed up for my first Visa credit card while in college (charged a mattress on it, forgot about the payment, paid it off, and cut it up in disgustthe card, not the mattress).

More kids are graduating from college absolutely weighed down by student debt. I dont know what portion of their debt is avoidable, but Im confident that if those students were following YNABs Four Rules, they would graduate with less debt.

Starting today, if youre a college student (even only part-time), well let you use YNAB for free while youre in school.

How to Obtain Your Free Copy of YNAB

Write to us at support@youneedabudget.com and include proof of registration at your college.

Well send you a special license key, good until the end of the calendar year.

At the end of the year, just shoot us another email if youre still cranking away on your schoolwork, and well send you a new license key thats good for the entire next year
Limited Eligibility Deals
XM Radio Free 2 month trial, No credit card req'd
Added on : Monday March 24th 2014 10:00:04 AM
g: 3 Posted By: rmf1981
Views: 198 Replies: 0 Just received this in the mail. Had my car in for service last week @ the dealer (warranty service ... don't worry) and got this mailer that I'm "eligible" for a free 2 month trial of XM Radio.

Interestingly, the deal also worked for my girlfriend's older vehicle as well (that was not recently in for service).

You'll need your radio ID to "check eligibility." (Instructions on how to get that are on the first page). You do need to sign up for an account, but you do not need to provide a CC. I did it over the phone, so I can't comment on how it works if you do it online. If there's an issue, just call them - took me all of 5 minutes to get it up and running.

Link here: https://care.siriusxm.com/preownedvehiclestrial_view.action


Services Deals
Free first aid kit and pedometer - IN & CA
Added on : Monday March 24th 2014 01:00:04 AM
g: 0 Posted By: remick
Views: 87 Replies: 0 Indiana
http://www.ourfightagainstcancer.com/free-offer/


California
http://www.stjosephhealth.org/Our-Services/Register-for-Pedomete...
Limited Eligibility Deals
Northwest Savings Bank $200 Checking Bonus (May be limited)
Added on : Saturday March 22nd 2014 11:00:06 AM
g: 0 Posted By: ntr91
Views: 60 Replies: 0 https://www.northwestsavingsbank.com/switch.htmApplication link on right hand side.

*Qualifications: Bonuses only available to customers who have not had an open checking account within six months of opening a new MyNorthwest checking account (Account). All account owners must be qualifying customers. Bonuses limited to $200 per Account. Within 6 months of Account opening, two ACH Direct Deposits (Deposit(s)) of $200 or more made by an employer or other outside source must be deposited into Account. Internal transfers between accounts or deposits made at a branch or ATM do not qualify as Deposit(s). First bonus of $100 will be posted to Account within 14 calendar days of the second Deposit. Eligibility to receive the first $100 bonus will expire 6 months from date Account is opened. Second bonus of $100 will be paid to Account within 14 calendar days after one year anniversary of Account being opened provided: (i) customer qualifies for first bonus; and, (ii) two Deposits were received within two months prior to one year anniversary of date Account was opened. Bonus credits not considered part of minimum balance to open Account. My Northwest Interest Checking accounts not included in promotion. Employees of Northwest Savings Bank and affiliates not eligible for Bonuses. Bonuses subject to IRS 1099 INT reporting for year in which received. Offer may be extended, modified or discontinued at any time without prior notice and may vary by market. **Your mobile carrier data charges may apply. ***Includes ATMs accessed through Northwests membership in the Allpoint ATM Network. For more information, visit www.allpointnetwork.com.Member FDIC

I haven't tested it since I'm already a customer, but online apps may be limited to certain parts of PA, NY, MD, and OH.
Deposits Deals
Free Tee Shirt from Life Technologies for life science professionals
Added on : Wednesday March 19th 2014 10:00:15 AM
g: 1 Posted By: remick
Views: 129 Replies: 0 http://www.lifetechnologies.com/us/en/home/global/forms/amplify-...

**No purchase necessary. This promotion is open only to customers who are life science professionals 21 years or older and who submit a completed survey. Only one T-shirt per customer. The estimated value of the T-shirt is $8 USD. Life Technologies will fulfill T-shirt size requests whenever possible, but reserves the right to substitute sizes if necessary. By submitting a survey, you warrant that you are not prohibited by employment, contract, or law from accepting a gift from Life Technologies and, where required, that your employer has consented to you receiving a gift. Offer valid for surveys received no later than December 31, 2014, or until gift supplies are depleted, whichever comes first. Offer void where prohibited, licensed, or restricted by federal, state, provincial, or local laws or regulation or agency/institutional policy. Other restrictions may apply.
Limited Eligibility Deals
g: 0 Posted By: CindyLouWho2
Views: 43 Replies: 0 A&W Restaurants - Join Mug Club & Rec A Free Root Beer Float On Your B-Day


Sign up for the Mug Club to receive monthly coupons, a
Free Root Beer Float on you birthday and other
exclusive Mug Club member-only offers.


http://www.awrestaurants.com/fun-stuff

https://www.facebook.com/awrestaurants/app_246630238838316
Limited Eligibility Deals
g: 0 Posted By: remick
Views: 65 Replies: 0 http://www.ancestry.com/cs/us/irish?

Discover the Irish in you with free access to select collections.
Search newly released Irish collections to uncover details about your Irish heritage and find out how it all fits into your unique family story.
Free access ends March 17 at 11:59 p.m. ET.
Limited Eligibility Deals
Free Sample Of Black Diamond Aged Cheddar Cheese for businesses
Added on : Saturday March 15th 2014 03:00:05 PM
g: 1 Posted By: remick
Views: 159 Replies: 1 http://www.lactalisculinary.com/sample/
Limited Eligibility Deals
Recharacterization Reversal Roth
Added on : Wednesday March 12th 2014 02:00:11 PM
g: 0 Posted By: jmailey
Views: 38 Replies: 2 Well Guys,

I need some advice here

Last year i put in a contribution into Roth ira for 5500 and it turned to 230k, My income limits exceeded the eligibility this year. So at that point i thought i was in eligible and did a recharacteriztion to Traditional IRA.. While the paperwork was being done by broker, I found later,i would be better off keeping it in the Roth IRA and paying a Penalty on contributions of 6% (330).. I called the broker yesterday/and emailed insiting on canceling this process. The right people to do this had already left for the day as this was 7pm at night. I woke up this morning all the funds have been moved into a Traditional IRA, i guess it was an overnight batch process that was set off. Talked to broker, sent a notarized email saying i made a mistake and would like this reversed as this action never happened.Thebroker is still waiting on the clearing house to see if it can be done. Im a little concerned here obviously the cost of this mistake is huge if i cannot get it back to the roth IRA.. Just in today's valueon a cash out its 80k in taxes, i don't retire for another 30 years, who knows what it'll be then. Has anyone had any luck inReversing a Recharacterization? I keep readingthings but sometimes i think the language of convert and recharacterize are being used interchangebly but they have2 different meanings.


Thanks in advance
Investing Deals
g: 0 Posted By: CindyLouWho2
Views: 47 Replies: 0 Zaxby's - Join Zax Mail or Test Club - Rec A Free Meal Deal + Free Nibbler on B-Day

Join Zax Mail Club or Text Club and receive a free meal deal, plus a free nibbler on your birthday.

http://www.zaxbys.com/join_our_clubs/zax_mail_club.aspx

http://www.zaxbys.com/join_our_clubs/zax_mail_club.aspx
Limited Eligibility Deals
Buffalo Wings & Rings - Free Starter For Signing Up
Added on : Monday March 10th 2014 02:00:04 AM
g: 1 Posted By: CindyLouWho2
Views: 163 Replies: 1 Buffalo Wings & Rings - Free Starter For Signing Up

Join Club 84 and receive a free starter for signing up. Gifts for your birthday and registration anniversary as well. Kids eat free every Monday.


http://www.buffalowingsandrings.com/#/club84

http://www.buffalowingsandrings.com/#/promotions

http://buffalowingsandrings.fbmta.com/members/UpdateProfile.aspx?Action=Subscribe
Limited Eligibility Deals
g: 1 Posted By: attaallah
Views: 175 Replies: 0 today through Sunday, March 9 you can get a free battery and cleaning cloth if you have a Fossil Watch

http://s17.postimg.org/rxz5xeva7/fossil.jpg



Limited Eligibility Deals
2 Free Chicken Tacos and Shake on Birthday at Del Taco
Added on : Tuesday March 04th 2014 02:00:10 AM
g: 0 Posted By: attaallah
Views: 99 Replies: 0 2 Free Chicken Tacos and Shake on Birthday at Del Taco

http://www.deltaco.com/connect.html

Register and within a day or so youll get a coupon for 2 free tacos. Youll also get a free shake coupon on your birthday.
Limited Eligibility Deals
g: 0 Posted By: quasarcat
Views: 219 Replies: 0 At Victoria's Secret get free shipping plus free panty through Monday 3/3/14 11:59 pm PST.
Here's the deal:

Free Standard Shipping & Handling with Bra Purchase
Add qualifying bra to your shopping bag.
Enter offer code SHIPBRA at checkout.
Shipping & handling charges will automatically be deducted for eligible orders after offer code is applied.

Valid for free standard shipping & handling anywhere in the 48 contiguous United States; Alaska, Hawaii and the U.S. Territories only $4.99. Orders shipping outside the US may not be eligible; additional taxes and duties may apply.

Free Panty with Bra Purchase
Add qualifying bra and a Flawless Hiphugger (item #317-457) or Flawless Thong (item #317-459) to your shopping bag.
Enter offer code FLAWLESS at checkout.
The price of your panty will be adjusted after offer code is applied. One free panty per order, while supplies last. No Show panty available Black (DL3), White (DK9), Nude (DJ5), sizes XS-XL. No substitutions.
Both Offers
Valid through 11:59pm PST on March 3, 2014. Excludes clearance. Gift cards, gift wrap and kits, shipping & handling and taxes do not qualify toward offer eligibility. Offer subject to adjustment due to returns, cancellations and exchanges. Not valid on previous purchases or store purchases. Not valid with any other bra/panty offers, shipping offers, or offers that provide discounts on your entire order. May be combined with $15 off $100, $30 off $150 and $75 off $250 offers. Offers may be modified or discontinued at any time without notice.

http://www.victoriassecret.com


Clothing Deals
Free Hylands Baby Teething Tablets at 1 PM EST 1st 2,000 - FB
Added on : Friday February 28th 2014 12:00:04 AM
g: 0 Posted By: remick
Views: 93 Replies: 0 https://www.facebook.com/HylandsTeething?sk=app_466894036743114

like the page beforehand and then be on time if you want to get this
Limited Eligibility Deals
g: 0 Posted By: CindyLouWho2
Views: 113 Replies: 0 William Sonoma Junior Chef Classes - Free
Williams-Sonoma Junior Chef Classes (for children)
Saturdays at 9:30AM

March 1 Baking 101
March 8 All About Strawberries
March 15 Chop & Slice It!
March 22 Let's Stir Fry!
March 29 Easter Egg Decorating

http://www.williams-sonoma.com/customer-service/store-events.html
Limited Eligibility Deals
victoriassecret.com/ $15 Off a $100 Order $30 Off a $150 Order
Added on : Thursday February 27th 2014 01:00:10 AM
g: 0 Posted By: DaysFan
Views: 206 Replies: 0 http://www.victoriassecret.com/Special Offer
$15 Off a $100 Order
$30 Off a $150 Order
$75 Off a $250 Order Add qualifying items totaling $100 or more to your shopping bag.
Enter offer code SPRING14 at checkout.
Discount will be deducted after code is applied.
Valid through 11:59pm PST March 6, 2014.
Clearance, Frye, Hunter, Sorel, UGG Australia, gift cards, gift wrap & kits, store and previous purchases do not qualify toward offer eligibility. Shipping & handling and taxes do not qualify towards the minimum purchase. Offer value is subject to adjustment: If items are returned, cancelled or exchanged, the offers value will be deducted from your refund. Discount cannot be redeemed for cash or used as payment toward your Victorias Secret Angel Credit Card. Orders shipping outside the US may not be eligible; additional taxes and duties may apply. Not valid with shipping offers or other offers that provide discounts on your entire order. Offer may be modified or discontinued at any time without notice.

Clothing Deals
g: 3 Posted By: RXC96
Views: 280 Replies: 0 $50 off orders over $125.

Enter promo code WD9 at checkout. Online only. Buy online, pick up in store, or get FREE shipping on orders over $75.

Parts Link

$50 maximum savings
Cannot combined with other promotional offers or coupons.
Promotional codes are for single use only, and have no cash value. Void where prohibited by law.
Excludes gift cards, Hot Items and special offers including, but not limited to, Buy OneGet One, 2-For-1, and Oil Change Specials.
Excludes select items and categories: air chucks, couplers and blow guns, air compressors, air hammers, commercial tools and equipment, electrical tools and testers, engine hoists/stands, floor jacks, generators, Hot Items, hydraulic fluid and motor oil.
Applies to purchases of in-stock items only and is not valid for backorders, gift cards or gift certificates. AdvanceAutoParts.com and its affiliates reserve the right to correct, change, update or modify any sales, promotions, coupons, and related offers at any time, in their sole discretion, except as prohibited by law.

Receive free Standard Shipping to addresses in the continental United States on orders totaling over $75. Shipments to Alaska, Hawaii or U.S. Territories are not eligible for Free Shipping offer. Coupons, core charges, shipping and handling charges, fees and taxes are not included in calculating eligibility for Free Shipping offer. Motor oil is available for in-store pick-up only, due to shipping restrictions. Items purchased using the In-Store Pickup option will be available for eight days from the date the order was placed. Any unclaimed orders will be cancelled and returned to stock.

DOES NOT WORK ON OIL
Additional working coupon codes:

A124 - $10 off $30+ / $25 off $70+ / $40 off $110+
TRT41 - $40 off $100+
TRT37 - $30 off $75+
TRT30 - 30% off sitewide, max savings $50


thanks Straycat76 @ SD
Tools & Automotive Deals

Advance Auto Parts Coupons
Victoria's Secret $15 Off $100, $30 Off $150, $75 Off $250
Added on : Monday February 24th 2014 12:00:02 PM
g: 0 Posted By: quasarcat
Views: 23 Replies: 0 At Victoria's Secret you can get $15 off your $100 order, $30 off $150, or $75 off $250 with promo code SPRING14.
Offer valid through 3/6/14 11:59 pm PST.

The fine print:Clearance, Frye, Hunter, Sorel, UGG Australia, gift cards, gift wrap & kits, store and previous purchases do not qualify toward offer eligibility. Shipping & handling and taxes do not qualify towards the minimum purchase. Offer value is subject to adjustment: If items are returned, cancelled or exchanged, the offers value will be deducted from your refund. Discount cannot be redeemed for cash or used as payment toward your Victorias Secret Angel Credit Card. Orders shipping outside the US may not be eligible; additional taxes and duties may apply. Not valid with shipping offers or other offers that provide discounts on your entire order. Offer may be modified or discontinued at any time without notice.

http://www.victoriassecret.com
Clothing Deals
g: 0 Posted By: remick
Views: 47 Replies: 0 500 calorie menu
http://www.firehousesubs.com/OurMenu.aspx?MenuID=56

Participating Locations:

NE Florida/Jacksonville:

Mandarin
9825 San Jose Blvd.
Jacksonville, FL 32257
(904) 886-2179

Dunn
1038-1 Dunn Ave.
Jacksonville, FL 32218
(904) 338-0098

Baymeadows
8380-8 Baymeadows Rd.
Jacksonville, FL 32256
(904) 737-3473

Deerwood
8221-4 Southside Blvd.
Jacksonville, FL 32256
(904) 996-0894

Cassat
1855 Cassat Ave.
Jacksonville, FL 32254
(904) 695-1055

Kingsley
2285-B Kingsley Ave.
Orange Park, FL 32073
(904) 276-1537

Ponte Vedra
357 Marsh Landing Pkwy.
Jacksonville, FL 32250
(904) 280-9404

Atlantic & Hodges
13245-9 Atlantic Blvd.
Jacksonville, FL 32225
(904) 220-7140

San Marco
1949-1 San Marco Blvd.
Jacksonville, FL 32207
(904) 396-0001

Julington Creek
465 State Road 13
Jacksonville, FL 32259
(904) 287-3495

University
4347-1 University Blvd.
Jacksonville, FL 32216
(904) 731-1888

CR 210
2245 County Road 210 W.
Jacksonville, FL 32259
(904) 823-9914

Eagle Harbor
1581 County Road 220
Fleming Island, FL 32003
(904) 215-7302

Middleburg
2640 Blanding Blvd.
Middleburg, FL 32068
(904) 291-4411

Normandy
6752-03 Normandy Blvd.
Jacksonville, FL 32205
(904) 338-9000

Oldfield
4268 Oldfield Crossing Drive
Jacksonville, FL 32223
(904) 338-0142

St. Johns Town Center
10261 River Marsh Dr.
Jacksonville, FL 32246
(904) 674-0536

103rd St.
6352 103rd. St.
Jacksonville, FL 32210
(904) 854-0224

Hodges
13470 Beach Boulevard
Jacksonville, FL 32224
(904) 223-9557

5 Points
1620 Margaret Street
Jacksonville, FL 32204
(904) 674-2204

NAS
6331 Roosevelt Blvd.
Jacksonville, FL 32244
(904) 854-0057

Blanding
36B Blanding Blvd
Orange Park, FL 32073
(904) 276-0701

Macclenny
1452 South Sixth Street
Macclenny, FL 32063
(904) 259-3473

Penman Rd.
1234 Beach Blvd.
Jacksonville, FL 32250
(904) 339-0312

Fernandina
1978 S. 8th St.
Fernandina Beach, FL 32034
(904) 491-8095

Neptune
233 3rd St. N.
Neptune Beach, FL 32266
(904) 249-6013

River City Marketplace
790 Skymarks Dr.
Jacksonville, FL 32218
(904) 674-2799

SE Georgia:

Brunswick
919 Glyn Isles
Brunswick, GA 31525
(912) 262-2120

Kingsland
1393 GA Highway 40 East
Kingsland, GA 31548
(912) 729-FIRE

Waycross
1905 Memorial Drive
Waycross, GA 31501
(912) 285-7506

St. Augustine:

Cobblestone
200 Cbl Dr.
St. Augustine, FL 32086
(904) 819-1808

Lake City:

Lake City Village Square
2929 W US Hwy 90
Lake City, FL 32055
(386) 438-5195

Gainesville:

Gainesville UF
1412 W. University Avenue
Gainesville, FL 32603
(352) 337-2631

Gainesville
3221 SW 35th Blvd.
Gainesville, FL 32608
(352) 336-0419


Limited Eligibility Deals
g: 0 Posted By: PatrickM213
Views: 21 Replies: 0 I was just hired as a truck driver in the oilfield. It's fairly dangerous work(aside from driving, I will be around many large objects that can explode or fall).

I've never purchased or concerned myself with things like disability insurance before and I am hoping to get some feedback on my options. My employer offers ADD insurance(1x base pay) with the option of purchase additional coverage, as well as optional short term and long term disability.

I'm single with no dependents, and currently no major assets(live in a travel trailer out in the oilfield). I am not so concerned about short term as I plan on having a significant emergency fund. If I die, so be it.. but I am concerned about the very real chance of being seriously injured(lost limbs, fingers, broken bones etc. A friend's brother lost an arm for example). My intention is to work in the oilfield for 5 years, not necessarily as a truck driver but in just as if not more dangerous contexts.

Suggestions, feedback and links to educational resources are appreciated!

Rates for additional coverage for me would be:
ADD:$0.07 / $1000 (Increments of 10k from$20,000 and $2 million. The maximum
coverage cannot exceed ten times your annual base pay)
STD: $.32 / $10 of weekly coverage (Up to 60% of base pay after 14 days. Max 24 weeks out of 12 months for same condition).
LTD: $.97 / 100 of monthly (If you meet the disability requirements and are unable to work due to sickness or injury after
180 consecutive calendar days, you may receive up to 60% of your regular monthly base
pay. Your disability coverage may continue until age 65, provided you continue to meet
eligibility requirements.)


Personal Finance Deals
$10 reward card from AT&T for every account you enroll in AutoPay
Added on : Thursday February 13th 2014 03:00:06 AM
g: 0 Posted By: mechiah
Views: 30 Replies: 0 got this when logging into my AT&T account today.

T&C, bold mine:
https://www.att.com/olam/viewInterstitialPromo.myworldsaid:*Promotion card redemption via AT&T Reward Visa Prepaid Card(Reward Card). Automatic Payments (AutoPay) Offer effective 7/1/13 through 6/30/14. Eligibility - $10 Reward Card to AT&T Mobility, AT&T U-verse, or AT&T Home Phone/Internet residential customers who enroll in Automatic Payments during Offer effective dates for one or more AT&T accounts using a debit card or direct bank account draft. Limit of one $10 Reward Card for enrollment in AutoPay per account per 12-month period. AT&T Employees excluded. AutoPay Offer Redemption details provided to customer by email within 8 weeks of activation of qualified enrollment. For redemption, customer must retain qualified enrollment in AutoPay for a minimum of 90 days from the time processing of reward is completed.

Reward Visa Prepaid Card is not redeemable for cash and may not be used at automated gasoline pumps or for cash withdrawal at any cash dispensing locations. Card expires 90 days after issuance. For cardholder agreement and other terms and conditions go to http://rewardcenter.att.com/myrewardcard/agreement.pdf. Visa prepaid cards are issued by U.S. Bank National Association and/or MetaBank, pursuant to a license from Visa U.S.A. Inc.

the card is provided "within" 8 weeks of enrolling, then you have to remain enrolled in autopay for 90 more days. that's about 5 billing cycles.

seems worthwhile if you don't/can't pay your AT&T bill with a rewards CC
to break even vs paying with a 1.5% CashBack CC, your monthly bill would have to be $133 or less, more and your CC is a better choice
to break even vs paying with a 5% CashBack CC, your monthly bill would have to be$40 or less, more and your CC is a better choice

personally, my AT&T bill is$120, meaning i've wasted more time on this post than i could personally get value out of this program, lol.
Deal Deals
Chick-Fil-A. Free Sandwich. Feb 17-21. (Dallas/Ft. Worth only)
Added on : Wednesday February 12th 2014 07:00:10 AM
g: 2 Posted By: ChiefBrody
Views: 339 Replies: 3 Participating Chick-fil-Arestaurants are giving away one of a variety ofFREE entresto customers who make a reservation online, subject to theOfficial Rules.Search for a Restaurant near you to get started!

​BaBaBlinko
Limited Eligibility Deals
g: 0 Posted By: Gauss44
Views: 150 Replies: 0 Eligibility:http://www.loc.gov/nls/eligible.html

Sign Up Here (if eligible): http://www.choicemagazinelistening.org/content/subscribe

Magazine Selection:http://www.choicemagazinelistening.org/content/source-list

I am personally a hospital volunteer. I figure that there are also other people on this forum who sign up for stuff, donate, or suggest these items to other people. (I personally donate a good deal of free magazines to my local hospital's volunteer office. Those magazines end up in waiting rooms and on book carts for inpatients.)
Books & Magazines Deals
16 free mp3s- PV Digest by Various artists - available on Tuesday 2/11
Added on : Monday February 10th 2014 09:00:13 AM
g: 0 Posted By: remick
Views: 91 Replies: 0 http://www.amazon.com/PV-Digest-Various-artists/dp/B00I34AJM4
Limited Eligibility Deals
Lowe's Build & Grow - Registration open for new 2/22 clinic (Claw Game)
Added on : Sunday February 09th 2014 10:00:06 PM
g: 0 Posted By: nick555
Views: 108 Replies: 0 Lowe's Build & Grow

Claw Game

Saturday, February 22 (10:00 AM)

No need to put quarter after quarter into this fun project-it's a guaranteed win! Bring your kids to Lowe's this weekend and they can build their very own Claw Game!
Limited Eligibility Deals
Get $25 Back* on $100 Orders Of Clearance Item(s)-tigerdirect.com
Added on : Friday February 07th 2014 07:00:02 PM
g: 0 Posted By: rajraj1
Views: 268 Replies: 0 http://www.tigerdirect.com/sectors/campaigns/promo/rebatepromo.a...

Special offer,

~~$25 Mail-in Rebate for a single online purchase with a minimum of $100 of select item(s). Your order must contain a minimum of $100 of item(s) that have prices ending in .97 in order to qualify for this rebate. Example $129.97 or $59.97 and $49.97 purchased together on a single order.See Terms. Restrictions Apply. NOTICE: Limit (1) ONE rebate per person, billing address, company, or household

~~Ends 2/14/2014
~~$25 Mail-in Rebate for a single online purchase with a minimum of $100 of select item(s). Your order must contain a minimum of $100 of item(s) that have prices ending in .97 in order to qualify for this rebate. Examples:: $129.97 or $59.97 and $49.97 purchased together on a single order (net of any coupons or other discounts) excluding gift cards on a single transaction receipt, for orders made at www.tigerdirect.com or the mobile web sites of any brand.Online/Web only. Rebate redemption does not invalidate eligibility of other product specific rebates or promotions. Eligibility is limited to end-consumers only. Business customers or commercial resellers are ineligible to participate in this offer. Rebate must be postmarked within 60 days of purchase. Order must ship for rebate to be valid. Cancelled or returned orders are ineligible for rebate redemption, and any refund or credit resulting from an item returned after rebate issuance will be reduced by the amount of the rebate. Limit (1) only ONE rebate per person, billing address, or household. The rebate is in USD currency and may be paid with a prepaid reward card. It is recommended to keep copies of all materials submitted for your records. Click here for more details and to download the rebate.
Electronics Deals

Tiger Direct Coupons
Taylormade Project (a) Golf Balls **First 10,000**
Added on : Friday February 07th 2014 01:00:09 AM
g: 1 Posted By: dee16
Views: 100 Replies: 0 https://taylormade.chirpify.com/projecta/want

10-29 handicap

The approximate retail value of a sleeve of Project (a) golf balls is $7.99. There are 10,000 sleeves of Project (a) golf balls available. Sleeves of Project (a) golf balls available only while supplies last.

Limited Eligibility Deals
g: 15 Posted By: ddhoffman83
Views: 1218 Replies: 3 Link to eligible products:http://www.costco.com/wcsstore/CostcoUSBCCatalogAssetStore/Attac...

Link to rebate form:http://www.costco.com/wcsstore/CostcoUSBCCatalogAssetStore/Attac...

Link to rebate webpage:http://www.costco.com/pg-rebate.html



Eligibility InstructionsBuy:
More than $100 of P&G products sold at Costco warehouses or Costco.com between 1/30/14 and 3/31/14. Purchase total must be more than $100 before tax and after any coupons or other discounts are applied.


Mail:
This original form, completed
Write UPCs in the spaces provided on this form
Original, dated sales receipt(s) with eligible
products circled
Must be postmarked no later than 5/1/14


Mail to:
P&G/Costco Rewards Program
P.O. Box 3200
Grand Rapids, MN 55745-3200If more than 7 items are purchased, please use 2 reward forms to list all items and mail together. Please allow 6-8 weeks after program close (5/1/14) for delivery of your Costco Cash Card. Please print clearly. Proper delivery depends on complete and correct address. For the status of your rebate, call 1-888-304-3841.Costco Cash Card fulfillment will not take place in Costco warehouse locations. For all questions regarding this offer, please contact the Customer Service line at
1-888-304-3841.


Limit two redemptions per name, household, or address. U.S. residents only. Offer valid on P&G product purchases between 1/30/14 and 3/31/14. Reward request(s) must be postmarked by 5/1/14. Costco Cash Cards may be used to shop at any Costco location in the United States, Canada, Puerto Rico and online at Costco.com or Costco.ca. Costco Cash Cards are not redeemable as cash except where required by law. Only Costco members can reload Costco Cash Cards. Use of multiple addresses or P.O. boxes to obtain additional refunds is fraud and may result in prosecution. Multiple submissions will not be acknowledged or returned. $100 reward eligibility total is based on price paid before taxes and after any coupon or discount has been applied. This form must accompany your request. If UPC numbers and valid original dated receipts are not included in the request for reward, your Costco Cash Card will not be issued. Reproduction, alteration, sale, trade, or purchase of this official form or proof of purchase is prohibited. Proof of purchase must be obtained from product purchased by you. No requests from groups, clubs, or organizations will be honored. We will not honor incomplete submissions. Not responsible for lost, late or undelivered submissions. Please allow 6-8 weeks after program close for delivery of your Costco Cash Card. For any questions regarding this offer please contact us at 1-888-304-3841.
Home & Garden Deals
g: 0 Posted By: ddhoffman83
Views: 137 Replies: 0 Link to eligible products:http://www.costco.com/wcsstore/CostcoUSBCCatalogAssetStore/Attac...

Link to rebate form:http://www.costco.com/wcsstore/CostcoUSBCCatalogAssetStore/Attac...

Link to rebate webpage:http://www.costco.com/pg-rebate.html



Eligibility InstructionsBuy:
More than $100 of P&G products sold at Costco warehouses or Costco.com between 1/30/14 and 3/31/14. Purchase total must be more than $100 before tax and after any coupons or other discounts are applied.


Mail:
This original form, completed
Write UPCs in the spaces provided on this form
Original, dated sales receipt(s) with eligible
products circled
Must be postmarked no later than 5/1/14


Mail to:
P&G/Costco Rewards Program
P.O. Box 3200
Grand Rapids, MN 55745-3200If more than 7 items are purchased, please use 2 reward forms to list all items and mail together. Please allow 6-8 weeks after program close (5/1/14) for delivery of your Costco Cash Card. Please print clearly. Proper delivery depends on complete and correct address. For the status of your rebate, call 1-888-304-3841.Costco Cash Card fulfillment will not take place in Costco warehouse locations. For all questions regarding this offer, please contact the Customer Service line at
1-888-304-3841.


Limit two redemptions per name, household, or address. U.S. residents only. Offer valid on P&G product purchases between 1/30/14 and 3/31/14. Reward request(s) must be postmarked by 5/1/14. Costco Cash Cards may be used to shop at any Costco location in the United States, Canada, Puerto Rico and online at Costco.com or Costco.ca. Costco Cash Cards are not redeemable as cash except where required by law. Only Costco members can reload Costco Cash Cards. Use of multiple addresses or P.O. boxes to obtain additional refunds is fraud and may result in prosecution. Multiple submissions will not be acknowledged or returned. $100 reward eligibility total is based on price paid before taxes and after any coupon or discount has been applied. This form must accompany your request. If UPC numbers and valid original dated receipts are not included in the request for reward, your Costco Cash Card will not be issued. Reproduction, alteration, sale, trade, or purchase of this official form or proof of purchase is prohibited. Proof of purchase must be obtained from product purchased by you. No requests from groups, clubs, or organizations will be honored. We will not honor incomplete submissions. Not responsible for lost, late or undelivered submissions. Please allow 6-8 weeks after program close for delivery of your Costco Cash Card. For any questions regarding this offer please contact us at 1-888-304-3841.
Bank of the West $150 bonus for new checking acct
Added on : Tuesday February 04th 2014 10:00:07 AM
g: 0 Posted By: Pipboy
Views: 86 Replies: 1 https://www.bankofthewest.com/change

I'm in CA. Not sure what states this is good for. Some of the fine print:

To receive the $100 bonus, customer must establish a direct deposit of at least $250 (two or more direct deposits that add up to $250 do not qualify). Direct deposit must be payroll, Social Security, pension or other government benefits. The first direct deposit must be posted to the account by 05/30/14.

To receive the $50 bonus, customer must request, receive and use a new Bank of the West Debit Card for 10 or more debit card purchases per month for each of the 2 full calendar months immediately following the month in which the opening deposit posts to the account. Opening deposits must be received and posted to the account no later than 03/15/14. Each purchase must be $3 or more. All required purchases must be posted by 05/30/14.

Limit of one combined consumer bonus per mailing address for the period of 01/24/13 through 06/19/14. Account must have a positive balance as of 05/30/14 to be paid any bonus. Combined total of bonuses earned will be credited to open checking account by 06/20/14. Any account that meets the eligibility requirements as of 05/30/14, but is not in an open status when the bonus is paid, will not receive the bonus. Offers do not apply to second or multiple checking accounts. An early closure fee of $25 will apply if an account is closed within 91 days of the account opening date.

Deposits Deals
g: 3 Posted By: sylwiawasowicz
Views: 512 Replies: 3 Test-drive any new Kia by March 31, 2014, and receive a $25 Kia Visa Prepaid Card

https://www.kiatestdriveoffer.com/

Test-drive any new Kia by March 31, 2014, and receive a $25 Kia Visa Prepaid Card_ while supplies last. Simply enter your information below, then select Print Now to receive a certificate to submit to your Kia Salesperson. You may also select Mobile Email or Text Me for a virtual certificate that can be completed with the dealer personnel directly on your mobile device.

TERMS AND CONDITIONS: Test-drive offer is valid from January 31, 2014, to March 31, 2014. To be eligible, test-driver must be 18 years of age or older with a valid driver's license. This offer is non-negotiable and non-transferable. One $25 Kia Visa Prepaid Card per household. Test-drive and dealer validation required. Only the completed certificate with an original dealer signature and unique Personal Priority Code will be honored. Your envelope with the original, completed certificate inside must be postmarked by 4/15/2014. All matters of program eligibility and qualification will be conclusively resolved by Kia Motors America, Inc., in its sole discretion. Offer valid only in the continental United States; void in outlying areas. Void where prohibited. Offer limited to first 10,000 completed certificates received, valid while supplies last. Kia is not responsible for mistakes or typographical errors. Kia is not responsible for lost or misdelivered mail. Kia's liability is limited to the value of the Visa prepaid card. Your Visa prepaid card is issued by MetaBankTM pursuant to a license from Visa U.S.A. Inc. For comments or questions, please call 1-877-883-4913.

Services Deals
g: 0 Posted By: slervik
Views: 57 Replies: 0 $25 Mail-In Rebate w/ $100+ Purchase that includes at least 1 Clearance Item w/ Price Ending in .96, .97, .00 @ TigerDirect.com REBATE LINK

Special Instructions:
$25 off any $100 order (net or any coupons or other discounts) excluding gift card on a single transaction receipt, for orders made at TigerDirect.com or the mobile web sites of any brand that contains at least one sku with price ending in .96, .97, .00. Rebate redemption does not invalidate eligibility of other product specific rebates or promotions. eligibility is limited to end-consumers only. Business customers or commercial resellers are ineligible to participate in this offer. Rebate must be postmarked within 60 days of purchase. Order must ship for rebate to be valid. Cancelled or returned orde3rs are ineligible for rebate redemption, and any refund or credit resulting from an item returned after rebate issuance will be reduced by the amount of the rebate. Limit ONE rebate per person, billing address, or household. The rebate is in USD currency and may be paid w/ a prepaid reward card. Keep copies of all materials for your records.

NOTE: The rebate instruction form for this January 2014 offer is not currently available, but should show up sometime this afternoon/weekend! Here is an example of the previous clearance instruction form from December 2013

Example 1:
Add ADATA SO900 Premier Pro 256GB 2.5-in. SSDto cart.
Add 1 Clearance Item (this,thisor this)
Apply coupon code "YBW115738" at checkout
Total: $131.96 (after coupon and USB Cable as Clearance) $106.96 After $25 Tiger Direct Clearance Rebate

Example 2:
Add Klipsch HD300 5.1 Channel Home Theater Speaker Systemto cart.
Apply coupon code "CTF110986" at checkout.
Total: $169.97 (after coupon) $114.97 After Rebates
$25 TigerDirect Clearance Rebate
$30.00 Klipsch Rebate

Free Coffee at Get-Go (PA & OH) on 1/27-1/29 w/ advantage card
Added on : Monday January 27th 2014 09:00:13 AM
g: 0 Posted By: pghphil
Views: 73 Replies: 0 Free Coffee at Get-Go (PA & OH) on 1/27-1/29 w/ advantage card

Coupon
Limited Eligibility Deals
Kelty Queen Size Airbed $50 or $40 AR with filler @ TigerDirect
Added on : Friday January 24th 2014 12:00:06 AM
g: 0 Posted By: thx
Views: 237 Replies: 0 Go to bed

Kelty Queen Size Sleep Easy Airbed - Circular Coils, PVC Free, 6V Rechargeable Pump

Be able to sleep like you're on cloud nine with this wonderful Queen Size Sleep Easy Airbed from Kelty. This queen size airbed is a must-have for any outdoor or camping trips. It's better than most airbeds as it stretches less, weighs less, and can withstand higher levels of abrasion. Made from nylon, not PVC.

Standard Coil for Support
Soft Flocked Top for Comfort
6V Rechargeable Pump with Car Charger and Wall Charger
Includes Kelty Binto for storage

Video

$49.97 plus shipping

A $10 MIR* on a purchase of $50 is available,so any filler should qualify. Checkhere.

*$10 back on any $50 order(net of any coupons or other discounts) excluding gift cards on a single transaction receipt, for orders made at TigerDirect.com, TigerDirect.ca, and TigerDirect.pr. Valid from 12:00AM ET on Friday, January 17, 2014 through 11:59PM ET on Friday, January 24, 2014. Rebate redemption does not invalidate eligibility of other product specific rebates or promotions.
Camping Deals

Tiger Direct Coupons
Free appetizer at Lonestar Steakhouse on Friday 1/24
Added on : Thursday January 23rd 2014 09:00:11 AM
g: 0 Posted By: remick
Views: 2 Replies: 0 https://www.lonestarsteakhouse.com/promotions/2014/january/five-buck-starter/

not valid in AK, OK, PA, or UT
Limited Eligibility Deals
Free: The Dark Eye: Chains of Satinav (Point & Click Adventure PC Game)
Added on : Wednesday January 22nd 2014 03:00:09 PM
g: 0 Posted By: keithdt
Views: 50 Replies: 0 Developer is giving 40,000 free copies of The Dark Eye: Chains of Satinav, a point & click adventure game for PC. You need to PM the developer on Reddit, they'll reply with a messagewith a link you can use toredeem the gameon GOG.com (you'll needto setup aGOG account if you don't have one). Expires on 1/24 or when they give away 40k copies, whichever is first.

Here's the link to the offer on Reddit:
http://www.reddit.com/r/IAmA/comments/1vuvzb/iama_developer_of_blackguards_daedalic/

Here's the text of the offer:
"Woo Hoo! GOG.com and Daedalic Entertainment have launched Blackguards: DRM-Free Special Edition and we're giving away 40,000 copies of the a fantastic adventure game set in the same universe: The Dark Eye: Chains of Satinav to celebrate while we host an AMA! Blackguards is now Daedalics third game which is set in the The Dark Eye RPG universe. Unlike Daedalics previous releases Chains of Satinav and Memoria, though, Blackguards isnt a point & click adventure game, but rather an RPG with a good dash of tactical combat that's got more than 40 hours of gameplay.First up: I'm sure you're interested in how to get your free copy of The Dark Eye: Chains of Satinav:

Send a PM to user /u/GOGaway. Keep it simple, since we're not going to be reading the PMs here. Maybe you wanna tell GOGaway what you did last summer, or your secret plans for world domination. Whatever you say there, we won't judge.
Wait. We have 40,000 codes to give away and Reddit's API recommends a 3 second delay between each PM; that means that it will be, like, a minimum of 36 hours until we give all of the keys out. Don't worry, though. We got your PM. I totally checked.
The bot will read the mail and send you a PM with a GOG.com key for the The Dark Eye: Chains of Satinav.
We'll edit the top of this post to let you know when all of the keys are distributed.

Eligibility: We are only allowing 1 key per account. You have to have a Reddit account to receive a key (der). We are only accepting PMs until 24 January 2014 at 15:59 pm GMT or we run out of codes (whichever happens first), although due to the nature of time and lag and APIs, you may not actually get your gift code until after then."

Enjoy!


Toys, Games,& Collectibles Deals
TigerDirect Get $10 Rebate on Orders Over $50
Added on : Friday January 17th 2014 06:00:23 AM
g: 7 Posted By: flyhighutah
Views: 1426 Replies: 2 TD
http://www.tigerdirect.com/sectors/campaigns/promo/rebatepromo.a...
Rebate LINK
Thanks Tektek @SD
Note: If link does NOT work try copy & paste http://www.tigerdirect.com/sectors/campaigns/promo/rebatepromo.a...
Fine Print
$10 back on any $50 order (net of any coupons or other discounts) excluding gift cards on a single transaction receipt, for orders made at TigerDirect.com, TigerDirect.ca, and TigerDirect.pr. Valid from 12:00AM ET on Friday, January 17, 2014 through 11:59PM ET on Friday, January 24, 2014. Rebate redemption does not invalidate eligibility of other product specific rebates or promotions. Eligibility is limited to end-consumers only. Business customers or commercial resellers are ineligible to participate in this offer. Rebate must be postmarked within 60 days of purchase. Order must ship for rebate to be valid. Cancelled or returned orders are ineligible for rebate redemption, and any refund or credit resulting from an item returned after rebate issuance will be reduced by the amount of the rebate. Limit only ONE (1) rebate per person, billing address, or household. The rebate is in USD currency and may be paid with a prepaid reward card. It is recommended to keep copies of all materials submitted for your records. Click herefor more details and to download the rebate.
Electronics Deals

Tiger Direct Coupons
2013 Free File Taxes your AGI was $58,000 or less (various programs)
Added on : Friday January 17th 2014 05:00:24 AM
g: 1 Posted By: terriprg
Views: 219 Replies: 0 IRS just released list of companies providing 2013 tax free file for people withadjusted gross income was $58,000 or less. List is available here: http://apps.irs.gov/app/freeFile/jsp/index.jsp?ck

Before you begin:

There are 14 commercial tax software companies that make their products available for free, only through Free File at IRS.gov.
Each company sets its own eligibility criteria, generally based on income, age, state residency, eligibility for the Earned Income Tax Credit and military status.
If your adjusted gross income was $58,000 or less, you will find one or more free software options.
Once at the company's website, review their information to ensure it meets your needs. For example, some offer free state tax returns, and some charge a fee.
You may either browse the list of software offers below or use our tool, Help Me Find Free File Software.

TurboTax:

Adjusted Gross Income: $30,000 or less, or
$58,000 or less for Active military, or
Eligible for the Earned Income Tax Credit, and
Live in any state
Free Extensions

1040NOW.NET:

Adjusted Gross Income: $58,000 or less, and
Live in any of these states: AL, AZ, AR, CA, GA, ID, IN, IA, KY, MI, MN, MS, MO, NY, NC, ND, OK, OR, RI, SC, VT, VA or WV
U.S. Citizens and resident aliens with foreign addresses OR
Adjusted Gross Income: $58,000 or less, and
Age: 60 or younger, and
Live in any of these states: CO, CT, DE, DC, HI, IL, KS, LA, ME, MD, MA, MT, NE, NJ, NM, OH, PA, UT or WI

TaxACT Free File Edition:

Adjusted Gross Income: $52,000 or less, and
Age: between 18 and 57, and
Live in any state or U.S. Citizens and resident aliens with foreign addresses
Free Extensions

Free1040TaxReturn.com:

Adjusted Gross Income: $58,000 or less, and
Age: 71 or younger, and
Live in any state, except: FL, NH, NV, SD, TN and TX
Free Extensions

TaxSlayer:

Adjusted Gross Income: $30,000 or less, and
Live in any state or U.S. Citizens and resident aliens with foreign addresses
en Espaol
Free Extensions

Tax Simple:

Adjusted Gross Income: $58,000 or less, and
Age: 62 or younger, and
Live in any state, except: AK, FL, NH, NV, SD, TN, TX, WA, and WY

EfileTaxReturns.com:

Adjusted Gross Income: between $4,000 and $58,000, and
Live in any state except: AK, FL, NV, SD, TN, TX, WA and WY

Online Taxes at OLT.com:

Adjusted Gross Income: between $13,000 and $58,000, and
Live in any state or U.S. Citizens and resident aliens with foreign addresses

1040.com Free File Edition:

Adjusted Gross Income: $58,000 or less, and
Age: 52 or younger, and
Live in any state or U.S. Citizens and resident aliens with foreign addresses
Free Extensions

FreeTaxUSA IRS Free File Edition:

Adjusted Gross Income: $58,000 or less, and
Age: between 17 and 75, and
Live in any state, except: AK, FL, NV, NH, SD, TN, TX, WA and WY
Free Extensions

eSmartTax By Liberty Tax Service:

Adjusted Gross Income: $58,000 or less, and
Age: between 18 and 54, and
Live in any state
Free Extensions

ezTaxReturn.com:

Adjusted Gross Income: $58,000 or less, and
Live in any of these states: AL, AR, AZ, CA, CO, GA, IL, LA, MA, MD, MI, MS, NC, NJ, NY, OH, PA, VA, and WI

FileYourTaxes.com:

Adjusted Gross Income: between $9,000 and $58,000, and
Age: between 16 and 69 and
Live in any state or U.S. Citizens and resident aliens with foreign addresses

H&R Block's Free File:

Adjusted Gross Income: $58,000 or less, and
Age: 52 or younger, and
Live in any state

Services Deals
TigerDirect Get $10 Back on Orders Over $50
Added on : Thursday January 16th 2014 07:00:10 PM
g: 1 Posted By: flyhighutah
Views: 308 Replies: 0 TD
http://www.tigerdirect.com/sectors/campaigns/promo/rebatepromo.a...
Rebate LINK
Thanks Tektek @SD
Note: If link does NOT work try copy & paste http://www.tigerdirect.com/sectors/campaigns/promo/rebatepromo.asp
Fine Print
$10 back on any $50 order (net of any coupons or other discounts) excluding gift cards on a single transaction receipt, for orders made at TigerDirect.com, TigerDirect.ca, and TigerDirect.pr. Valid from 12:00AM ET on Friday, January 17, 2014 through 11:59PM ET on Friday, January 24, 2014. Rebate redemption does not invalidate eligibility of other product specific rebates or promotions. Eligibility is limited to end-consumers only. Business customers or commercial resellers are ineligible to participate in this offer. Rebate must be postmarked within 60 days of purchase. Order must ship for rebate to be valid. Cancelled or returned orders are ineligible for rebate redemption, and any refund or credit resulting from an item returned after rebate issuance will be reduced by the amount of the rebate. Limit only ONE (1) rebate per person, billing address, or household. The rebate is in USD currency and may be paid with a prepaid reward card. It is recommended to keep copies of all materials submitted for your records. Click herefor more details and to download the rebate.
Electronics Deals

Tiger Direct Coupons
Free Yoplait Greek 100 yogurt for Betty Crocker members
Added on : Thursday January 16th 2014 07:00:17 AM
g: 0 Posted By: attaallah
Views: 118 Replies: 1 Free Yoplait Greek 100 yogurt for Betty Crocker members

https://www.bettycrocker.com/Coupons-Promotions/Greek-Yogurt-Jan...
Limited Eligibility Deals
g: 0 Posted By: nick555
Views: 51 Replies: 0 Lowe's Build & Grow

Love Note Holder

Saturday, February 08 (10:00 AM)

Valentine's Day is right around the corner! Bring your child to Lowe's and they can build this Love Note Holder!
Limited Eligibility Deals
$199 for a Hilton Orlando Getaway Easy to join
Added on : Friday January 10th 2014 08:00:02 AM
g: 0 Posted By: TomPtz
Views: 92 Replies: 1 One of the warmest places in the country in January!
4 days and 3nights for $199 + tax
Enjoy the year-round fun and excitement of the most magical city on earth. From world-famous theme parks and championship golf courses to premier shopping, dining and exciting nightlife, Orlando is a playground for kids of all ages.Orlando vacation also includes: 10,000 Hilton HHonors Bonus Points =12pt $200 Spend a Night on Us certificate good for your next stay at a Hilton Worldwide portfolio hotel=12ptCall Now! 877-925-4482
Reservation Code: HHNJAN14Secure your vacation price today, and you'll have up to 6 months to travel!
Offer expires January 31, 2014. Details of ParticipationEligibility.
No one is excluded from visiting our properties or purchasing a timeshare.You must attend a two hour timeshare sales presentation in order to participate in this promotion. If you do not meet the qualifications of this promotion or attend presentation, the difference between the special package price and the currently published nightly rate for the applicable resort at that time, plus premium costs and taxes, may be charged to your credit card.Possession of a major international credit card is required. You must present personal identification such as a driver's license or passport at time of sales presentation.You may not participate in this promotion if you have an open, incomplete package requiring attendance at a sales presentation, or have participated in a sponsor promotion requiring attendance at a sales presentation: (i) within the last year at the property or properties promoted in this offer, or (ii) within the last six (6) months at any other properties. hilton grand vacations Club or Hilton Club Members, employees of hilton grand vacations, Hilton Worldwide or their affiliates are not eligible. If married or living together, couples must attend sales presentation together; individuals may purchase separately. Offer valid one per family only. No groups, consisting of more than one couple traveling together, permitted.Accommodation Details.
Reservations are on a space-available basis. Savings and available accommodations may vary by season. Accommodations: Orlando, standard hotel room at a Hilton Worldwide portfolio hotel. Standard value of up to $169/night; Las Vegas, studio unit for up to four people at hilton grand vacations Club on the Las Vegas Strip resort. Upgrades may be available at an additional cost. Package includes accommodations and named gifts only. All other charges, sales taxes, expenses, and the cost of travel are your sole responsibility and not included in this special rate. Holiday, high season or weekend rates may apply. Written confirmation required to check-in.Premiums/Gifts.
Orlando: Guests will receive 10,000 Hilton HHonors Points (valued at $100), and a $200 "Spend a Night on Us" certificate.
Las Vegas: Guests will receive 10,000 HHonors Bonus Points (valued at $100) and a $200 "Spend a Night on Us" certificate.You must be a member of Hilton HHonors to earn HHonors bonus points. Hilton HHonors membership, earning of Points & Miles, and redemption of points are subject toHHonors Terms and Conditions. Please allow six to eight weeks for HHonors points to be deposited into your account. $200 "Spend a Night on Us" certificate is good towards up to a $200 rebate on a one night stay at any Hilton Worldwide portfolio hotel in the U.S. See rebate certificate for terms and conditions. Premiums are awarded after attendance at sales presentation and may not be redeemed for cash.Reservations.
Full pre-payment using a major credit card is required. This is a non-refundable, nontransferable advance purchase package. A $19.95 charge applies to each reservation change made up to 30 days of arrival. Should your plans change within 14 days of your scheduled arrival requiring a change of your reservation dates or arrival date, the equivalent of one night at the currently published rack rate will be applied to the cost of the package. The above fees do not apply when purchasing additional nights consecutive to an existing reservation. Packages expire 6 months from date of purchase. Packages must be purchased by January 31, 2014.Purpose of Promotion.
Promotions requiring attendance at a sales presentation are for the purpose of introducing the benefits of vacation ownership. As a result of state registration requirements, guests may not be eligible to purchase a vacation ownership interest in the project where the sales presentation occurs. Sponsor reserves the right to change this offer prior to purchase without notice. Offer not valid with any other promotional offer. Information gathered through this promotion will be used to solicit timeshare sales.State Disclosures.
Offer sponsored by Hilton Resorts Corporation located at 6355 MetroWest Blvd. Suite 180, Orlando, FL 32835, to advertise hilton grand vacations Club vacation ownership (timeshare). NJ Reg. No. 07/04-0018; 02/38-009; 06/34-004; 07/34-0016; 07/17-0015.THIS ADVERTISING MATERIAL IS BEING USED FOR THE PURPOSE OF SOLICITING SALES OF A VACATION OWNERSHIP PLAN (TIMESHARE) IN FLORIDA, NEVADA, NEW YORK, HAWAII, OR SOUTH CAROLINA. THE COMPLETE OFFERING TERMS ARE IN AN OFFERING PLAN AVAILABLE FROM THE SPONSOR. Prices of deeded weeks range from $10,900 - $613,000. Prices subject to change.This is not an offer to sell or a solicitation to purchase to any person who is a resident of any state in which the registration requirements of that state have not been met.hilton grand vacations is a registered trademark of HLT Domestic IP, LLC. and is licensed to hilton grand vacations Company. Hilton HHonors is a registered trademark of Hilton HHonors Worldwide, LLC. This offer is sponsored by Hilton Resorts Corporation, 6355 MetroWest Blvd., Suite 180, Orlando, FL 32835. hilton grand vacations is the exchange agent.
g: 0 Posted By: TheDiggler
Views: 110 Replies: 2 http://www.fkfcu.org/visa-promo.html
0% APR promotion applies to new and existing VISA accounts (Student VISA excluded). Transfers ($500 - $25,000) made between January 1 to March 31, 2014. Does not apply to balance transfers from existing Fort Knox Federal Credit Union VISA card accounts. 0% APR is effective for six (6) months from the first qualifying balance transfer date. Cash Back rebates on VISA Platinum only. 5.00% off gas purchases paid at the pump. All rebates will not be shown at the time of purchase but will appear on your monthly billing statement.

FKFCU (often pronounced FuK-FuC-U) is arguably one of the most incompetent FCU's out there. They are also one of the strictest with theirCC approvals:

1. You need to furnish them w/ proof of income (by faxing or snail mailing paycheck stubs). If you don't have paycheck stubs (such as some self employed and/or high net worth individuals), you may be SOL (part of FKFCU's incompetence).

2. New members are limited to a maximum CL of $2,000. After you're a member for a year or so, you can requested a CL increase (up to $25K), but that would entail another HARD PULL against your CR at that time.

3. Like almost any other FCU, youfirst need to become an FKFCU member, which costs $15(one-time $10 membership fee + $5 for one share in the CU, which I believe gets deposited into your new FKFCU savings account, so effectively $10 to join). They perform a HARD PULL when becomnig a member, but they can use that same Credit Report towards the CC application. So if you're joining to sign-up for the CC, no "extra" HARD PULL should be performed.



TL; DR - Perhaps a good deal for existing cardholders. FKFCU is incompetent & has strict CC sign-up policies. New cardholders are limited to $2K CL max. Costs$15 to join($10 membership fee + $5 into savings)
Deposits Deals
g: 0 Posted By: remick
Views: 69 Replies: 0 http://workshops.homedepot.com/workshops/kids-workshops
Limited Eligibility Deals
g: 3 Posted By: Mulox
Views: 230 Replies: 1 KEY DETAILS OF THE OFFER:

Order must include 1 clearance item in order to be eligible
Can combine with manufacturer specific rebate offers
Can also combine with Amex 30 off 100 deal
Lastly, don't forget 1% FW CB
I see some great potential for FAR $100+ items or even make money!


TERMS:
ORDERS MUST INCLUDE one or more item that has a price that ends in .96 or .97 or .00 (this indicates that the item is CLEARANCE PRICED) $25 off an order of $100 or more (net of any coupons or other discounts) excluding gift cards on a single transaction receipt, for orders made at TigerDirect.com, TigerDirect.ca, or the mobile sites of either brand.

ADDITIONAL TERMS:
This promotion is online/web only. Rebate redemption does not invalidate eligibility of other product specific rebates or promotions. Eligibility is limited to end-consumers only. Business customers or commercial resellers are ineligible to participate in this offer. Rebate must be postmarked within 60 days of purchase. Order must ship for rebate to be valid. Cancelled or returned orders are ineligible for rebate redemption, and any refund or credit resulting from an item returned after rebate issuance will be reduced by the amount of the rebate. Limit only one (1) rebate per person, billing address or household. The rebate is in USD currency and may be paid with a prepaid reward card. It is recommended to keep copies of all materials submitted for your records. This rebate is valid from 12:00AM ET on Thursday, December 26, 2013 through 11:59PM ET on Tuesday, December 31, 2013. Happy Holidays from www.tigerdirect.com.

Linky
Computers Deals

Tiger Direct Coupons
Free Soy Biodiesel Chemistry Kit IN Teachers
Added on : Tuesday December 24th 2013 09:00:09 AM
g: 0 Posted By: remick
Views: 84 Replies: 0 http://indianasoybean.com/component/chronoforms/?chronoform=BiodieselKitOrderForm
Limited Eligibility Deals
g: 0 Posted By: minghi
Views: 119 Replies: 0 So, I was looking for a business checking offer since I recently started a business (just got my first check in the mail over the weekend woohoo) and this is the best new account bonus offer I could find. Does anyone have any idea on how this bank is or are they any similar/better offers. Since its a CU, I feel there shouldn't be any issues.http://www.aacreditunion.org/business-promo-checking.aspx


Apply today to receive up to $200!American Airlines Credit Union is here to lift you up with $200. Open a Primary Business Checking Account today and receive an opening deposit of $100 at account opening, and then receive another deposit of $100 after you make at least 10 (ten) transactions with your Business Visa CheckCard within the first 45 days of account opening*. Click on the Apply Online link below to get started!Your Primary Business Checking Account also gives you:

LOW Fees

No Monthly Services Fee1
No Hidden Fees!

High-Quality Personalized Service We're not here for profit, we're here for you.
Paid Dividends Earn dollars with your business checking account (APY is tiered based on average daily balance)2
FREE Account Features

First 100 deposited checks free and first 100 paid checks free3
Free Business Visa CheckCards up to four cards per account4
FREE Mobile Banking
Free Online Banking & Bill Pay


Take advantage of this limited time offer and APPLY TODAY!

Click:Apply Online
Call: (800) 533-0035, Ext. 4123

* Open a new American Airlines Credit Union Primary Business Checking Account between 9/15/13 and 12/31/13 to receive the initial $100 bonus posted to your new business checking account at account opening. A new business account includes savings and checking with a required minimum balance of $25 in each. To receive the second $100 bonus in your business checking account, you must qualify for a Business Visa CheckCard and then complete 10 (ten) CheckCard transactions with your new Business Visa CheckCard within 45 days of account opening. After those two requirements are met, the second $100 will be posted to your business checking account by 2/28/14. Your checking account must remain open for six (6) months or the up to $200 bonus you were given will be withdrawn from your account at closing. Member must be in good standing for account to be eligible. Business checking and the Business Visa CheckCard are subject to credit approval. This offer is non-transferable and cannot be combined with any other offer. Any awards of monies received in association with this promotion may be subject to IRS reporting requirements. Recipients are responsible for income tax liability if any.1Member-initiated fees may apply.2APY is Annual Percentage Yield. Member must be in good standing for account to be eligible. Dividend period is calendar month. APY and dividend rates are accurate as of the last dividend declaration date and are subject to change monthly as determined by the American Airlines Credit Union Board of Directors. Dividends will be paid on the average daily balance to all business checking accounts maintaining a minimum of $25.00 during the calendar month. Fees may reduce earnings on account. Ask the Credit Union for details.3After the first free 100 deposited checks and first free 100 paid checks, the following fee schedule will automatically be instated. Deposited items: 0 100 are free, 101 250 are $0.15/ea, and over 250 are $0.35/ea. Items Paid: 0 100 are free, 101 250 are $0.15/ea, and over 250 are $0.35/ea.4Must be a business owner to be approved for a Business Visa CheckCard, and a maximum of four business owners can be issued a Business Visa CheckCard per account.
Deposits Deals
Boost credit by adding joint account owner?
Added on : Friday December 20th 2013 05:00:10 AM
g: 0 Posted By: dahmn
Views: 142 Replies: 2 I have excellent credit, and my wife has bad credit due to a foreclosure/bankruptcy. Research tells me that if i add her as a joint account holder that she will gain all of my excellent account history, and it will hot have any effect on my credit (she has excellent spending habits, and the plan is to never have the card leave the filing cabinet).

Will my credit score be calculated differently since the account is changing from a single holder to jointly owned?

Will HER credit report appear as if she owned the account when i opened it years ago?

I make significantly more money than she does, and I make all possible purchases through some of the credit cards for Cash Backrewards. Would her credit score be negatively impacted due to my spending on the card and her significantly lower annual income? What about eligibility for a car loan, or do they only factor in minimum amounts due?

Personal Finance Deals
New Lower Price on iPhone 5s iPhone 5c at Sam Club
Added on : Thursday December 19th 2013 05:00:08 AM
g: 1 Posted By: woodsnake
Views: 305 Replies: 2 FYI,

I received email from Sam Club. I don't know if they have it online. I think it's only 16G version.

$119 with purchase of 2 year contract

$24 with purchase of 2 year contract

http://www.samsclub.com/sams/pagedetails/content.jsp?pageName=ip...

Limited Quantities. No Rainchecks.

* Carriers, coverage and products may vary by location. Featured devices may require select plan and data subscriptions, 2-year agreement, credit approval, activation fees (per line, up to $36 for Sprint) and termination fees (per line, up to $350 for Sprint). Upgrade eligibility may vary. 4G not available in all markets. See in-club materials. iPhone 5c colors may vary and change over time. LTE is available in select markets through select carriers. Check with your carrier for details. Speeds will vary based on site conditions. Case sold separately. Available in store only.
Cell Phones Deals

Sams Club Coupons
g: 1 Posted By: wahoo900
Views: 1137 Replies: 1 This may have been posted elsewhere... In my receipt last week, I noticed a "Get $5 coupon" when you check your mobile phone upgrade eligibility. Expires 12/28

You just ask one of the EasyTech guys for help. The guy didn't even ask for my information & told me to see the cashier when I was ready to checkout. But I insisted he do the "check" which requires entering your mobile phone number into their computer system. You need to have billing zip code, last 4 digits of SSN (of the primary account holder)...and the numeric PIN / passcode on the account.

UPDATE: just came back from Staples. It's an "instant" coupon that you can use. At the cash register, they scan a special SKU. I didn't read the fine print but think standard exclusions apply. MM if you're buying this week's FAR/$0.01 photo paper!

I bought 2 x photo paper and 2 reams of the multi-purpose paper. Out of pocket total: $21Note: I ask the cashier to ring up the 1 of the photo paper separately and apply the "$5 off" on that transaction.
Item Availability Deals

Staples Coupons
g: 1 Posted By: wahoo900
Views: 270 Replies: 0 This may have been posted elsewhere... In my receipt last week, I noticed a "Get $5 coupon" when you check your mobile phone upgrade eligibility. Expires 12/28

Details:

You just ask one of the EasyTech guys for help. The guy didn't even ask for my information & told me to see the cashier when I was ready to checkout. But I insisted he do the "check" which requires entering your mobile phone number into their computer system. You need to have billing zip code, last 4 digits of SSN (of the primary account holder)...and the numeric PIN / passcode on the account.
It's an "instant" coupon that you can use. At the cash register, they scan a special SKU.I didn't read the fine print but think standard exclusions apply.MM if you're buying this week's FAR/$0.01 photo paper or multipurpose paper!


I bought 2 x photo paper and 2 reams of the multi-purpose paper. Out of pocket total: $21Note: I ask the cashier to ring up the 1 of the photo paper separately and apply the "$5 off" on that transaction.

edit
quick reply
reply
quote
top
bottom


Office & School Supplies Deals

Staples Coupons
g: 1 Posted By: wahoo900
Views: 114 Replies: 0 This may have been posted elsewhere... In my receipt, I noticed a "Get $5 coupon" when you check your mobile phone upgrade eligibility. Expires 12/28

UPDATE: just came back from Staples. It's an "instant" coupon that you can use. At the cash register, they scan a special SKU. I didn't read the fine print but think standard exclusions apply. MM if you're buying this week's FAR/$0.01 photo paper!

I bought 2 x photo paper and 2 reams of the multi-purpose paper. Out of pocket total: $21
Item Availability Deals

Staples Coupons
Skype FREE 3-month Unlimited World (Eligibility: BB10 Users)
Added on : Sunday December 15th 2013 08:00:05 AM
g: 0 Posted By: pradeepkrcv
Views: 203 Replies: 0 Link

To celebrate the arrival of Skype on BlackBerry 10, BlackBerry is giving away a stack of 3-month Skype Unlimited* World subscriptions. Simply claim your voucher and download the Skype app to enjoy free calls to over 60 countries. Hurry while voucher supplies last!

ONCE YOU SUBMIT THE FORM, IF YOU ARE ELIGIBLE YOU WILL SEE VOUCHER CODE IN NEXT PAGE & YOU WILL GET THE SAME TO YOUR MAIL.
once you got voucher code you can redeem on Skype.com & use ANY OS PHONE(IOS/ANDROID) FOR CALLS.
you should redeem the voucher by 24th jan 2014.
Services Deals

Skype Coupons
g: 0 Posted By: MISTERCHEAP
Views: 150 Replies: 0 http://tvapps.samsungrebate.com/


Get up to $100
of movies and music
from your favorite TV App.
with the purchase of a qualifying Samsung Smart TV.*

Hulu Plus: Hulu Plus allows you to stream current and classic hit TV shows and movies anytime, anywhere.
M-GO: Instantly watch the latest and greatest movies and TV shows. No subscription fees.
Netflix: Stream your favorite TV shows and movies instantly on your Samsung Smart TV with Netflix.
Rhapsody: With Rhapsody you can play, save and share more than 20 million songs ad-free.
Vudu: Vudu delivers a cinema-like experience at home with the hottest new releases and the largest HD library.

Eligibility Model

*Eligible models:
UN46F6300, UN46F6350, UN46F6400, UN46F7100, UN50F6300, UN50F6350, UN55F6300, UN55F6350, UN60F6300, UN60F6350, UN65F6300, UN65F6350, UN 75F6300, UN46F6400, UN50F6400, UN55F6400, UN60F6400, UN65F6400, UN75F6400, UN46F7100, UN55F7050, UN55F7100, UN60F7050, UN60F7100, UN65F7050, UN65F7100, UN46F7500, UN55F7450, UN55F7500, UN60F7500, UN46F8000, UN55F8000, UN60F8000, UN65F8000, UN75F8000, UN55F9000, UN65F9000, PN51F5500, PN60F5500, PN64F5500, PN51F8500, PN60F8500, PN64F8500
Terms & Conditions
This offer is only good for the product purchased between December 8, 2013 and January 4, 2014 and limited to the original end consumer only. All claims must be received within 30 days of purchase. Claim forms received after the program closing date will not be honored. Claims from dealers/distributors, retailers, or warehouse facilities, groups or organizations will not be honored. It is illegal to submit multiple requests for the same individual or family. Offer void where taxed, prohibited or restricted by law. Offer good only in the USA. Please allow 1 to 2 weeks for delivery. Samsung reserves the right to audit any claims, request additional information regarding this claim and to nullify any claims, which cannot be substantiated. Samsung reserves the right to provide an alternate model. Visit TVapps. samsungrebate.com for further promotion eligibility dates. Quantities are limited. Promotion applicable to the choice of one App. All other product and brand names are trademarks or registered trademarks of their respective owners. Available Apps may vary by product/model and may require fees. Internet service required. Screen images are simulated. Samsung is not responsible for changes to or modifications of any third party terms and conditions.

I purchased mine on Nov 25th or 26th 2013 but it still worked after me entering purchase date as 12/10/2013
TV Deals

Samsung Coupons
g: 3 Posted By: ShakuniMama
Views: 1696 Replies: 17 WD My Passport 2TB Portable External USB 3.0 Hard Drive Storage Silverfor $50

And WD My Passport 2TB Portable Hard Drive - USB 3.0for $70

Also, WD Red 3 TB NAS Hard Drivefor $60

Shipping is free with AmExcomplimentary ShopRunner Membership

​TD 1% Cashback


Limit (1) only ONE rebate per person, billing address, or household.
.
.
.
maynard7 said:   
The item is on sale for $119.99. There's the regular rebate of $20 on the product itself. Then it says Now until Monday, 12/16: Receive an extra $20 rebate by mail on your $100 TigerDirect purchase. Since the item being sold is over $100, you would also qualify for this extra $20 rebate. Then you pay with your Amex card that has the "$30 off $100 or more purchase at Tiger Direct".The fine print for the "$20 off any $100 order" rebate says: $100 purchase (net of any coupons or other discounts) excluding gift cards on a single transaction receipt, for orders made at TigerDirect.com, TigerDirect.ca, or the mobile web sites of either brand. Online/Web only.Rebate redemption does not invalidate eligibility of other product specific rebates or promotions.So you can apparently submit both rebates & qualify. However, you will have to submit 2 separate rebates & they are counting on a lot of people not submitting both of those rebates in time, of course.
$119.99 (WD My Passport 2TB Portable External USB 3.0 Hard Drive)
- 20.00 product rebate
- 20.00 Tiger Direct general rebate over $100 purchase
- 30.00 Amex Sync statement credit
_______________
$49.99 (and free shipping with Shoprunner)

External Hard Drives Deals

Tiger Direct Coupons
Free 2014 Panda Express Learn With Me Program Kit for Teachers
Added on : Wednesday December 11th 2013 10:00:10 AM
g: 0 Posted By: remick
Views: 79 Replies: 0 http://www.pandaexpress.com/chinesenewyear

school name required

Panda Express, Americas largest Asian restaurant chain, is offering a FREE educational program for your school. Our Chinese New Year Learn with Me Program has provided educators with an instructional resource to encourage learning about Chinas most important holiday celebration.
Limited Eligibility Deals
Webroot SecureAnywhere AntiVirus - FREE for Ally Bank customers
Added on : Friday December 06th 2013 08:00:11 AM
g: 0 Posted By: SickPup404
Views: 56 Replies: 0 Log in to your Ally.com account, then clickLinkage(or click the "Security" link at the bottom of the page, then the Webroot banner on the left side). This replaces Prevx (Webroot bought out Prevx in 2010 and this is a complete redesign.)

Compatible with Windows/Mac/Android (NOT iOS).

Each device requires a new registration key, but it looks like they just keep generating them for your account.

Webroot gets good reviews from PC Mag and the Gartner report was good too. Coexists nicely with MSE, but I can't speak to Norton/McAfee/etc.
Limited Eligibility Deals
HSA/FSA mess up - need help fixing
Added on : Thursday December 05th 2013 04:00:08 PM
g: 0 Posted By: nagemnna2
Views: 170 Replies: 0 Good Day All,

I think I messed up with our FSA and HSA and I would like help fixing it if its even possible. We are both covered under the same health insurance plan. We switched from my employer's plan to his plan in May since his plan was much better. I have a dependent care and medical FSA though my employer. My spouses plan was an HSP with a HSA. I thought i read somewhere before setting this up that as long as I didn't double dip I could have both a FSA and a HSA, but everything I read over the last week says I can't unless its a limited FSA. I can't seem to find an IRS document to help me, any links are appreciated. Below is what we had/have and when we had it. My questions are: How bad did I mess up and what do I do now?

05-01-2012 - 04-30-2013

NOT HSPMedical/Dental/Vision Insurance through my employer for me + spouse - Ended 4/30/13
FSA Medical (Out-of-Pocket) Expenses though my employer Eligibility: 05-01-2012 - 04-30-2013 - contributed 900

05/01/13 - 12/01/13

HSP with HSAMedical/Dental/Vision Insurance through spouse's employer - for me + spouse- 05/01/13 - 12/01/13
HSA thoughspouse's employer- contributed 3000

12/01/13 and on

NOT HSP Medical/Dental/Vision Insurance through spouse's employer - for me + spouse - Started 12/1/13
FSA Medical (Out-of-Pocket) Expenses though my employer Eligibility: 05-01-2013 - 04-30-2014 - set to contribute 400 by 4/30/14
FSA Dependent Care Expenses though my employer Eligibility: 05-01-2013 - 04-30-2014 - set to contribute 5000 by 4/30/14


Personal Finance Deals
g: 0 Posted By: JennyCooks
Views: 114 Replies: 0 Free Storia eBooks at The Scholastic Store-

free download for limited time, no purchase required at all
101 Ho-Ho-Holiday Jokes (eBook)
The 39 Clues: The Cahill Files: Silent Night (eBook)

These are ebooks for kids and for the Storia eReader (eReader is also free). These are wonderful books with a lot of great extra features for learning
Limited Eligibility Deals
Cyber Monday Starbucks Visa eGift Promo (Send One Get One $5 eGift)
Added on : Monday December 02nd 2013 05:00:06 AM
g: 0 Posted By: soxfan2004
Views: 168 Replies: 0 Now through 12/6 send a red cup eGift using a Visa card and receive a $5 eGift on us -Link

Terms & Conditions

Starbucks will give away 75,000 Promotional Gifts between 12/1/13 and 12/6/13.To receive a Promotional Gift, you must own a valid Visa card and meet other eligibility requirements below. Limit one Promotional Gift per person.
Gifts Deals

Starbucks Store Coupons
Free PlaceMats set WP of Select Nutella (In Stores that Carry Nutella)
Added on : Thursday November 28th 2013 08:00:10 PM
g: 1 Posted By: JoelPlemm
Views: 607 Replies: 0 Free set of 4 Place Mats When you buy specially marked Nutella (the sticker is on the lid)
Go to http://facebook.com/thebreakfasttable , and complete the entry form, then enter the code you'll find inside the sticker. It's like a pocket.

Entries must be received by 2/14/2014, limit one set per household.


Limited Eligibility Deals
Free PlaceMats set WP of Select Nutella (In Stores that Carry Nutella)
Added on : Thursday November 28th 2013 05:00:13 PM
g: 1 Posted By: JoelPlemm
Views: 216 Replies: 0 Free set of 4 Place Mats When you buy specially marked Nutella (the sticker is on the lid)
Go to http://facebook.com/thebreakfasttable , and complete the entry form, then enter the code you'll find inside the sticker. It's like a pocket.

Entries must be received by 2/14/2014, limit one set per household.


Limited Eligibility Deals
g: 0 Posted By: lessalesa
Views: 664 Replies: 3 *Update* - It seems this is for Arkansas Entergy customers only. Sorry.

I dont know if this is targeted. It worked for me, and my brother.

Sign up with Entergys rewards club. (Must be a customer, must have your account number.)

https://www.entergysolutionsrewards.com/

1500 points for signing up. (This is the YMMV part.)

Now go to Earn more points:

200 points - Complete home profile

150 points - Share your pledge on face book

150 points - View your home energy report.

= 2000 points!

Each 1000 points gets you a $10 gift card. Amazon is sent to your email immediately (be sure to check your spam folder if you dont see it). Here are the gift cards they have:

Amazon.com
Barnes & Noble
Chili's
Foot Locker
GameStop
Gander Mountain
golfsmith
Groupon
iTunes
Maggiano's
Marriott
Old Navy
Overstock.com
Regal Cinemas
Sephora
Stein Mart
Target
TGI Friday's
The Cheesecake Factory
The Home Depot
Wine Enthusiast

Limited Eligibility Deals
Entergy customers - possible free $20 in gift cards - expires 11-30-13
Added on : Tuesday November 26th 2013 10:00:08 PM
g: 0 Posted By: lessalesa
Views: 111 Replies: 0 I dont know if this is targeted. It worked for me, and my brother.

Sign up with Entergys rewards club. (Must be a customer, must have your account number.)

https://www.entergysolutionsrewards.com/

1500 points for signing up. (This is the YMMV part.)

Now go to Earn more points:

200 points - Complete home profile

150 points - Share your pledge on face book

150 points - View your home energy report.

= 2000 points!

Each 1000 points gets you a $10 gift card. Amazon is sent to your email immediately (be sure to check your spam folder if you dont see it). Here are the gift cards they have:

Amazon.com
Barnes & Noble
Chili's
Foot Locker
GameStop
Gander Mountain
golfsmith
Groupon
iTunes
Maggiano's
Marriott
Old Navy
Overstock.com
Regal Cinemas
Sephora
Stein Mart
Target
TGI Friday's
The Cheesecake Factory
The Home Depot
Wine Enthusiast

Limited Eligibility Deals
Sees.com Sees Chocolates $5 flat rate shipping or free shipping wyb $60
Added on : Sunday November 24th 2013 12:00:06 AM
g: 0 Posted By: DaysFan
Views: 161 Replies: 0 http://www.sees.com
Starting 11/15/13, enjoy $5 flat-rate shipping, and FREE standard shipping on orders over $60.

Offer valid for a limited time only. $5 shipping rate applies to orders of $60 and under. Free shipping applies to orders of $60.01 and above. Valid online at Sees.com and on phone orders. Applied only to orders shipped via UPS Ground to a street address within the Contiguous U.S., excluding Alaska and Hawaii. Flat rate shipping and free shipping automatically applied to all eligible orders (no promotional code needed). Not valid on any Express or Rush Shipping service. Not valid on previously purchased orders. Offer based on each recipient's shipment total, not order total. If shipping to multiple addresses, each recipient's total must be $60.01 or above to receive free shipping offer, otherwise $5 flat rate will be applied to each address/recipient shipment. Product price, excluding tax, used to calculate eligibility. Cannot be combined with any other promotional offers or discounted pricing. Offer may be cancelled or modified at any time. All rights reserved.
Food Deals

See's Candies Coupons
g: 0 Posted By: BrianGa
Views: 159 Replies: 0 GET A FREE SMALL SMOOTHIE OR 12OZ. JUICE EVERY TIME YOU PAY WITH THE ISIS MOBILE WALLET

http://www.jambajuice.com/campaigns/isis

Appears to be droid only. https://www.paywithisis.com/get-started.html

Offer available to Isis Mobile Wallet users with an established Isis Account. Subject to Isis Terms of Service, available atpaywithisis.com. Offer expires earlier of April 30, 2014 or until one million free drinks redeemed by Isis users. Offer is valid for any small smoothie or 12oz. juice at participating locations. Boosts and other menu selections are not included but may be purchased at the listed menu price. Limit one free smoothie/drink per visit per day. May not be combined with any other offer or discount. No cash, credit or reimbursement will be provided. Jamba Juice employees are not eligible for participation. Eligibility of payment cards, loyalty cards and offers depends on card issuer and merchant participation. Message and data charges may apply. Ability to tap or transmit loyalty and offer information varies among participating merchants. Isis, Isis Mobile Wallet, Isis Ready and the associated logos are trademarks of JVL Ventures, LLC. Contactless Symbol is property of EMVCo, LLC. Other third-party trademarks are the property of their respective owners. 2013 JVL Ventures, LLC and 2013 Jamba Juice Company. All rights reserved.
Restaurants & Entertainment Deals
Alliant CU - Refer a Friend who joins - you get $10, they get $10
Added on : Wednesday November 20th 2013 05:00:14 AM
g: 0 Posted By: tajar96
Views: 38 Replies: 0 Just got this -

Share the Alliant Advantage and get $10 for you (and $10 for someone else).
As a member of Alliant Credit Union, you already know about the Alliant Advantage.
Now isn't it time to share what you know?
For every person you refer to Alliant who joins, we will deposit $10 into your primary Alliant savings account. Plus, the new member will receive a $10 savings deposit, too! (see Program Rules for details.)
It's easy! Just click on the "Share The Advantage" button, provide the name and email of the person(s) you'd like to refer and we will email your referral(s) an invitation to join Alliant.
Refer your co-workers, family members and friends today!


The link in the email took me to a personalized page with this fine print -

Share the Alliant Advantage $10 Membership Referral Program Rules
Thank you for sharing the Alliant Advantage. To be eligible for the $10 bonus deposit, the referral (applicant) must meet eligibility requirements for Alliant membership and open an Alliant savings account. We will deposit one $10 bonus directly into your primary savings account for each referral who joins Alliant. And we will deposit one $10 bonus directly into the primary savings account of your referral who joins Alliant. Deposits will be made by January 31, 2014. Check the status of your bonus deposit on Alliant Online Banking. Offer is void if referral is already an Alliant member. The bonus deposit(s) for the $10 & $10 Bonus Membership Referral Program are considered as taxable income and will be paid as a special dividend and reported on IRS Form 1099-INT.
$10 & $10 Bonus Membership Referral Program is available November 1, 2013 - December 31, 2013.

Enjoy!

Deal Deals
Free BC Fibre Force Back Bar Prize Pack for Salons - 1st 1,000
Added on : Thursday November 14th 2013 02:00:11 AM
g: 0 Posted By: remick
Views: 71 Replies: 0 http://schwarzkopfprofessionalgames.com/

Scroll down to enter
Limited Eligibility Deals
g: 2 Posted By: MISTERCHEAP
Views: 295 Replies: 0 $50 off orders over $100 for first 1000 customers
$40 off orders over $100 for next 1000 customers
30% off nearly everything for next 2000 customers

Enter promo code DOW46 at checkout.


www.advanceauto.com

up to 15% Cash Back at SHOP DISCOVER


Online only.

Buy online, pick up in store, or get FREE shipping on orders over $75.



$50 maximum savings
Cannot combined with other promotional offers or coupons.
Promotional codes are for single use only, and have no cash value. Void where prohibited by law.
Excludes gift cards, Hot Items and special offers including, but not limited to, Buy OneGet One, 2-For-1, and Oil Change Specials.
Excludes select items and categories: air chucks, couplers and blow guns, air compressors, air hammers, commercial tools and equipment, electrical tools and testers, engine hoists/stands, floor jacks, generators, Hot Items, hydraulic fluid and motor oil.
Motor oil and other selected products are available for in-store pick-up only. Core charges, shipping and handling charges, fees, and taxes are not eligible when determining qualifying order. Applies to purchases of in-stock items only and is not valid for backorders, gift cards or gift certificates. AdvanceAutoParts.com and its affiliates reserve the right to correct, change, update or modify any sales, promotions, coupons, and related offers at any time, in their sole discretion, except as prohibited by law.

Receive free Standard Shipping to addresses in the continental United States on orders totaling over $75. Shipments to Alaska, Hawaii or U.S. Territories are not eligible for Free Shipping offer. Coupons, core charges, shipping and handling charges, fees and taxes are not included in calculating eligibility for Free Shipping offer. Motor oil is available for in-store pick-up only, due to shipping restrictions. Items purchased using the In-Store Pickup option will be available for eight days from the date the order was placed. Any unclaimed orders will be cancelled and returned to stock.

DOES NOT WORK ON OIL
Tools & Automotive Deals

Advance Auto Parts Coupons
FREE Bagel & Shmear at Noah's For Our Veterans!
Added on : Monday November 11th 2013 12:00:05 AM
g: 0 Posted By: Ayla
Views: 48 Replies: 0 .


FREE Bagel & Shmear at Noah's For Our Veterans!




https://www.facebook.com/photo.php?fbid=10151725082382479&set=a....


Limited Eligibility Deals
Veterans or Active duty Cocos free slice of pie valid 11-11-13 only
Added on : Friday November 08th 2013 06:00:12 AM
g: 0 Posted By: puggle
Views: 53 Replies: 0 http://cocos.fbmta.com/shared/images/2147483748/2147483748_ALoRG...
http://cocos.fbmta.com/a/0/2150947258/2148186902/default.aspx

http://cocos.fbmta.com/a/0/2150947258/2148186903/default.aspx| http://cocos.fbmta.com/a/1/2150947258/2148186904/default.aspx?Member=39d7a7fea1ea45d2815f2c13b9cc81bc| http://cocos.fbmta.com/a/1/2150947258/2148186905/default.aspx?_u=aHR0cDovL2NvY29zLmZibXRhLmNvbS9tZW1iZXJzL1Vuc3Vic2NyaWJlLmFzcHg_TWVtYmVyPTM5ZDdhN2ZlYTFlYTQ1ZDI4MTVmMmMxM2I5Y2M4MWJjJk1haWxpbmc9MjE0NzUyNjY3Mw2
http://cocos.fbmta.com/a/0/2150947258/2148186906/default.aspx This email was sent because you joined Cocos e-Club in one of our restaurants, online or at one of our events. Your email address will not be shared with anyone. You can take your name out of Cocos e-Club at any time by clicking the unsubscribe link on this email and you will be removed from our list immediately. Catalina Restaurant Group, Inc., 2200 Faraday Avenue, Suite 250, Carlsbad, CA 92008.
To ensure delivery, add cocos@cocos.fbmta.com to your address book.
http://cocos.fbmta.com/a/2150947258/2147526673/default.gif
Limited Eligibility Deals
g: 0 Posted By: rsuaver
Views: 131 Replies: 0 Thank you is just the beginning.
This Veterans Day, we invite all former and active duty service members and their spouses to enjoy a tall brewed coffee on us.

Hats off to all who served and/or are in service and their spouses too!
Limited Eligibility Deals
g: 0 Posted By: jayliu
Views: 70 Replies: 0 Just got this in email. Unlimited Shoprunner benefits for registering your AMEX card.

Link

Part of Condition

Maintaining the Benefit.Shoprunner has an Express Checkout feature that makes it faster to complete purchases online at participating stores. If you choose to use Express Checkout to complete a purchase, billing information from the payment method you set as the default in your Shoprunner account will be provided to the participating Shoprunner store at checkout unless you use a different payment method for that purchase. When you enroll an eligible Card for this benefit, that Card will be set as your default payment method in Express Checkout.

To maintain this benefit on your Shoprunner account, you must keep an eligible Card as its default payment method in Express Checkout. The benefit may be cancelled on your Shoprunner account if you change your default payment method to anything other than an eligible Card.

If you change your default payment method to a different eligible Card, that new eligible Card will be enrolled in the benefit. The same eligible Card cannot serve as the default payment method in Express Checkout for more than one Shoprunner account enrolled in the benefit.

During your enrollment in the benefit, Shoprunner and American Express will verify the eligibility of your default payment method. Treatment of Existing Shoprunner Memberships.If you enroll in the benefit and sign up with an existing Shoprunner account, Shoprunner will cancel the term of your existing Shoprunner account.

If you paid a fee for any unused portion of the cancelled term of membership, Shoprunner will provide you with a pro rata refund for that portion in accordance with Shoprunners refund policy. The refund will be processed within 2-4 weeks after enrollment and will be issued to the payment method you used to pay the fee.

If a portion of the cancelled term of membership was promotional or free, the free period will be cancelled by Shoprunner and forfeited by you. If you currently have a free or promotional membership on your Shoprunner account, you should consider whether to enroll in the benefit at this time.
Services Deals
Free ShopRunner Account with AmEx Card
Added on : Tuesday November 05th 2013 06:00:08 PM
g: 0 Posted By: ryangoldstein
Views: 164 Replies: 1 American Express is now offering a free Shoprunner membership as a card member benefit.

Link

Warning: The T&C says that enrollment will cancel any free/promotional period.

Additionally, enrolling will set your AmEx card as the default payment method in Express Checkout; you have to keep your enrolled card as the default payment method to remain eligible for this benefit.

Benefit Terms and Conditions (as of 11/5/13)
Enrolling an Eligible Card in the Benefit: To get the free Shoprunner membership benefit compliments of American Express (the benefit), you must go to www.shoprunner.com/americanexpress and enroll an eligible Card by verifying your eligibility for the benefit and then completing the sign up for a Shoprunner membership account (Shoprunner account). You may also be able to enroll in this benefit through access provided to Shoprunner at participating online stores. An eligible Card means an American Express U.S. Consumer or Small Business credit or charge Card that is not cancelled and that is issued to you by a U.S. banking subsidiary of American Express. Prepaid cards and products, American Express Corporate Cards and American Express-branded cards or account numbers issued by other financial institutions are not eligible. Shoprunner will verify with American Express the eligibility of your credit or charge card account number for the benefit during enrollment.

Maintaining the Benefit: Shoprunner has an Express Checkout feature that makes it faster to complete purchases online at participating stores. If you choose to use Express Checkout to complete a purchase, billing information from the payment method you set as the default in your Shoprunner account will be provided to the participating Shoprunner store at checkout unless you use a different payment method for that purchase. When you enroll an eligible Card for this benefit, that Card will be set as your default payment method in Express Checkout. To maintain this benefit on your Shoprunner account, you must keep an eligible Card as its default payment method in Express Checkout. The benefit may be cancelled on your Shoprunner account if you change your default payment method to anything other than an eligible Card. If you change your default payment method to a different eligible Card, that new eligible Card will be enrolled in the benefit. The same eligible Card cannot serve as the default payment method in Express Checkout for more than one Shoprunner account enrolled in the benefit. During your enrollment in the benefit, Shoprunner and American Express will verify the eligibility of your default payment method.

Treatment of Existing Shoprunner Memberships: If you enroll in the benefit and sign up with an existing Shoprunner account, Shoprunner will cancel the term of your existing Shoprunner account. If you paid a fee for any unused portion of the cancelled term of membership, Shoprunner will provide you with a pro rata refund for that portion in accordance with Shoprunners refund policy. The refund will be processed within 2-4 weeks after enrollment and will be issued to the payment method you used to pay the fee. If a portion of the cancelled term of membership was promotional or free, the free period will be cancelled by Shoprunner and forfeited by you. If you currently have a free or promotional membership on your Shoprunner account, you should consider whether to enroll in the benefit at this time.

General Terms: One benefit enrollment per eligible Card. American Express may receive and use your personal data from Shoprunner, which may include personally identifiable information and credit card information, to determine eligibility and further develop features and services related to the benefit. Any information American Express collects from you or from Shoprunner shall be governed by the American Express Online Privacy Statement (https://www.americanexpress.com/privacy). American Express may change, modify, cancel, revoke, or terminate this benefit at any time.
Services Deals
g: 0 Posted By: remick
Views: 80 Replies: 0 http://hpb.com/blackfriday/
Limited Eligibility Deals
g: 0 Posted By: fatpug
Views: 208 Replies: 0 http://radioshackwireless.com/template/simpleautocontent.aspx?pageid=9484

You can select Sprint as the Carrier

Enter a phone number

You can leave the PIN blank

Enter a valid email to receive your $5 coupon

If the phone is not a Sprint line that is eligible for an update you will receive an error
"The Sprint system cannot verify your data, please re-enter to verify your eligibility, or continue shopping and we will verify eligibility after the order is submitted."

The $5 of $5 coupon is still emailed to you within 1 day

This works great if you have free shipping at RadioShack with Shoprunner


Electronics Deals

RadioShack Coupons
Solo 401 K eligibility
Added on : Saturday October 19th 2013 04:02:11 AM
g: 0 Posted By: samandy
Views: 5 Replies: 0 Gurus:


I was employed full time with my employer till April this year and then May to July part time.
In May I became member of LLC which was having a sole member(my wife). From August we both have payroll through own LLC(partnership).
LLC was started in 2012 but no profits but now it has profits. I have few questions:
-I already contributed 5500 to traditional IRA for 2013 (my wife did not any yet). In this situation are we eligible for solo 401 K?If yes how much?
- We don't have any employees this year but next year we may have employees (1-4?). So Can we pursue solo 401 this year? or should we not complicate? Are there options can I just open regular 401K or it's expensive?

Thanks in advance!


Personal Finance Deals
Maximum Income For Indiana School Voucher
Added on : Saturday October 19th 2013 04:02:11 AM
g: 0 Posted By: newerascout
Views: 30 Replies: 0 In the state of Indiana you can get a voucher to send your kids to private school. Eligibility is based on your income relative to the free lunch guidelines. Up to the free lunch limit you get 90% of an amount determined by which school district you are in and up to 150% of the school lunch limit you get 50%. So for a family of four the 150% limit is $65,352 which from what I can find appears to be defined as Adjusted Gross Income. My question is how high of an income can you possibly have and still get the voucher?

If you start at the $65352 and make a full IRA contribution of $10k (assumes married filiing jointly 5k each), maximum 401K contribution of $17,500, maximum HSA contribution of $6450 (assumes you're eligible), you could have a family income of close to 100,000 and still get the voucher correct?
Personal Finance Deals
g: 0 Posted By: remick
Views: 82 Replies: 0 http://stores.lego.com/en-us/worldwide-news/halloween-keychain?shareurl=http%3a%2f%2fstores.lego.com%2fen-us%3fid%3d2942E311-A499-4B80-A7BE-5A5BD0AB5B52
Limited Eligibility Deals
g: 2 Posted By: remick
Views: 223 Replies: 1 https://www.pillsbury.com/login?returnUrl=/coupons/ultimate-hamburger-helper-three-cheese-marinara


Next Month's FREE Sample Sneak Peek: Progresso Soup
Limited Eligibility Deals
Free Slice of Pizza at Villa Fresh Italian Kitchen on 10/15
Added on : Friday October 11th 2013 07:00:12 AM
g: 1 Posted By: remick
Views: 155 Replies: 0 https://d2xcq4qphg1ge9.cloudfront.net/assets/129225/1867439/original_c3f85a786f6f07ea591bb0ff89c0dd92.jpg?1380304688
Limited Eligibility Deals
Maximizing Obamacare ACA Insurance Exchange Subsidies
Added on : Thursday October 03rd 2013 11:00:04 PM
g: 0 Posted By: calwatch
Views: 91 Replies: 0 With the new Affordable Care Act (Obamacare) in place, tax planning is even more Crucial than ever because of the subsidies provided to buy health insurance on an ACA exchange. Through some income shifting, and estimation, on can take advantage of some of the loopholes in the law and gain health insurance at little cost. Conversely, there are many sub-poverty individuals who cannot qualify for Medicaid expansion since their state didn't sign up, but through a back door way can still get affordable insurance simply by making large estimated tax payments to a state or projecting future income above the poverty line. For those near the poverty line in a Medicaid expansion state, paying attention to the deadlines can avoid having to cycle back and forth between private insurance and the Medicaid system, which generally offers far less choice than most exchange plans.

All income referenced to is MAGI (which is AGI plus nontaxable Social Security, tax exempt interest, and foreign earned income). Regulations on premium tax credit (with examples)

Making too much money

If you think the phaseout for the tuition and fees credit or earned income tax credit is abrupt, the ACA phaseout is even more so. At 400% Federal Poverty Limit (FPL) the subsidy is completely eliminated and there is no cap on repayment amount.

So if you are trying to get income below 400% FPL in order to qualify you need to make sure that you'll hit that. The only way to adjust MAGI after December 31 is through deductible IRA/HSA contributions but traditional IRA deductions phase out for single/HOH AGI over ~$60k or MFJ over ~$100k. Since 400% FPL is $62k for a 2 person household and $110k for a 5 person household this quickly becomes nonviable. To qualify for HSA you have to use an HDHP - I have heard of some exchanges with HSA compatible Bronze plans in Obamacare, but you have to be eligible for HSA prior to December 1 of the tax year. So you have to reduce income below 12/31 which means the usual - contribute max to 401ks, 457s, and 403bs, tax loss harvest to get the $3000 capital loss deduction, and advance business expenses. This also makes income spiking a better deal - if you know you aren't going to qualify for the subsidy, then you could opt to spike income by taking bonuses/income or deferring expenses one year to stay far above 400% FPL, while managing expenses and deductions to remain below 400% FPL other years. Also since recoveries like state income tax refund is treated above the line it is important to manage those so that they don't send someone intentionally above 400% FPL.

The same considerations are at the break point at 133% FPL, where there is a 2% MAGI to 3% MAGI jump.

One interesting loophole in the regulations is the maximum recapture limit on the credit, which can have interesting impacts depending on how you estimate your income. Lower income means more subsidies AND access to special Silver plans that have reduced cost sharing. So for instance a single 60 year old declaring $20,000 in annual income (175% FPL) in LA County gets a $470 monthly subsidy for a "Silver 87" plan with a $2250 out of pocket cap. At the end of the year, they really had a $45,000 MAGI (390% FPL). Normally a $45,000 MAGI qualifies for a "Silver 70" plan with a $6350 OOP cap and a $199 monthly subsidy. Now let's say they got the subsidy for 12 months. The maximum recapture limitation (regulations 1.36B-4-a-3) is $1,250 for the year. But the actual "unearned" subsidy for the year is $3,252, and this for a better plan with a $4100 lower out of pocket cap. Thus, $2,002 (the unearned subsidy above $1,250) is now written off, and up to $4,100 in OOP are never incurred. Just make sure you stay below 400% FPL or else you will have to pay the whole subsidy back (although presumably not the out of pocket cost).

Generally, due to time value of money, if you can afford to repay the credit should you estimate wrong, you should do so, since those credits only need to be repaid April 15 after the year that you receive the advance credits. I can't tell if you have to pay estimated tax penalty on advance credit repayments, but most people should avoid them anyway due to the 100% of prior year tax safe harbor rule.

There are better articles that go into the farce of the "estimation" process for ACA subsidies. Still, even without fraud, one could have honest reasons not to report changes in income - perhaps the job is temporary or unstable and you want to wait until it is stable before reporting the change in income. Regardless, you take advantage of the recapture cap.

For those who want to take advantage of the subsidy this makes the usual advice to do Traditional to Roth conversions in low income periods questionable as Roth conversions are in MAGI. While this may not be an issue for higher income or younger people (a 30 or 40 year old making 390% FPL gets no subsidy anyway in CA since the Silver plan is deemed affordable as a share of MAGI), that 40 year old making $20,000 in odd jobs and unemployment gained $2,112 in subsidy. Is it worth it to convert $25,000 in the 401k to Roth to fill the 15% tax bracket (the normal advice), and lose that $2,112, which is in effect another 8% tax on the conversion?

Making too little money

First, for states without Medicaid expansion, for those below 100% FPL who can control their income, the obvious answer is to get more income. Sell and immediately rebuy winning investments to reset basis and create capital gains (which may also qualify for 0% LTCG), move tax inefficient investments to taxable, do 401k/Traditional IRA conversions, get a job, gamble and report your winnings honestly, sell things and report the income with zero basis on the items sold (since you have no documentation proving the acquisition cost), etc.

But what if you didn't have to do that?

From a Bogleheads thread (where I was admonished not to "game the system"):

My reading of the regulations states that, as long as you estimate at the time of enrollment that your MAGI is between 100% and 400% of FPL, that you are still eligible for subsidies, even though your actual income falls below 100% of FPL. This could happen, for instance, if one lost their job in the middle of the year, which takes them below 100% of FPL. Even if they had to pay back subsidies, an additional provision in regulations limits that to $300 for singles, and $600 for other taxpayers.

1.36B2 Eligibility for premium taxcredit.

[...]
(b) Applicable taxpayer(1) Ingeneral. Except as otherwise providedin this paragraph (b), an applicabletaxpayer is a taxpayer whose householdincome is at least 100 percent but notmore than 400 percent of the Federalpoverty line for the taxpayers familysize for the taxable year.
[...]
(6) Special rule for taxpayers withhousehold income below 100 percent ofthe Federal poverty line for the taxableyear. A taxpayer (other than a taxpayerdescribed in paragraph (b)(5) of thissection) whose household income for ataxable year is less than 100 percent ofthe Federal poverty line for thetaxpayers family size is treated as anapplicable taxpayer if
(i) The taxpayer or a family memberenrolls in a qualified health planthrough an Exchange;
(ii) An Exchange estimates at the timeof enrollment that the taxpayershousehold income will be between 100and 400 percent of the Federal povertyline for the taxable year;
(iii) Advance credit payments areauthorized and paid for one or moremonths during the taxable year; and
(iv) The taxpayer would be anapplicable taxpayer if the taxpayershousehold income for the taxable yearwas between 100 and 400 percent of theFederal poverty line for the taxpayersfamily size.

(7) Computation of premiumassistance amounts for taxpayers withhousehold income below 100 percent ofthe Federal poverty line. If a taxpayer istreated as an applicable taxpayer underparagraph (b)(5) or (b)(6) of this section,the taxpayers actual household incomefor the taxable year is used to computethe premium assistance amounts under 1.36B3(d).

1.36B3 Computing the premiumassistance credit amount.

[...]
(d) Premium assistance amount. Thepremium assistance amount for acoverage month is the lesser of
(1) The premiums for the month forone or more qualified health plans inwhich a taxpayer or a member of thetaxpayers family enrolls; or
(2) The excess of the adjustedmonthly premium for the applicablebenchmark plan over 1/12 of theproduct of a taxpayers householdincome and the applicable percentage
for the taxable year.

That "applicable percentage" is defined in 1.36B-3(g) and is 2.0% of household income (MAGI) for those under 200% of FPL.

Also, for those making under 400%, a "repayment" clause applies further limiting the actual tax subsidy repayment for those under 200% FPL to $300 for singles, $600 for all other taxpayers.

1.36B4 Reconciling the premium taxcredit with advance credit payments.
(a) Reconciliation
(1) Coordinationof premium tax credit with advance
credit payments
(i) In general. Ataxpayer must reconcile the amount ofcredit allowed under section 36B withadvance credit payments on thetaxpayers income tax return for ataxable year. A taxpayer whosepremium tax credit for the taxable yearexceeds the taxpayers advance creditpayments may receive the excess as anincome tax refund. A taxpayer whoseadvance credit payments for the taxableyear exceed the taxpayers premium taxcredit owes the excess as an additionalincome tax liability.

(3) Limitation on additional tax(i)In general. The additional tax imposedunder paragraph (a)(1) of this section ona taxpayer whose household income isless than 400 percent of the Federalpoverty line is limited to the amountsprovided in the table in paragraph(a)(3)(ii) of this section (or successortables). For taxable years beginning afterDecember 31, 2014, the limitationamounts may be adjusted in publishedguidance, see 601.601(d)(2) of thischapter, to reflect changes in theconsumer price index.

This refers to a table which shows the maximum subsidy repayment for single taxpayers ("determined under section 1(c)") with MAGI under 200% FPL at $300, or $600 for other taxpayers.

So for sub poverty level in non-Medicaid expansion states the answer is clear - be more optimistic in declaring income. Note that the exchanges do check reduction in income (to qualify for more subsidy) but don't check increase in income (and, even if this were the case, one paycheck from a seasonal job can be extrapolated for the year). For the super honest, Bogleheads had an interesting tactic of prepaying state estimated tax in the previous year and itemizing (taking care to pay more than the standard deduction normally received), and then receiving the entire state tax refund as income, thus generating enough MAGI to go above 100% FPL. An alternative way is to declare cash income from self employment, as described in this great Forbes article (which includes other loopholes and outright frauds).

Unfortunately, this will help dull some of the movement complaining about the "donut hole" in coveragesince some advocacy groups are already publicly encouraging people to be optimistic.

In Medicaid expansion states, there will be those at the low end that want to avoid Medicaid, since the exchanges may offer more choice. Unfortunately premium credits are not available to those who are eligible for Medicaid (called "government sponsored minimum essential coverage"). Therefore, people will cycle in and out of Medicaid and the exchange depending on income. But, there is a minimum three months grace period to application date, never mind actual receipt of Medicaid. Even if you were ultimately ineligible you are still subject to the subsidy recapture cap.

Under the final regulations,an individual who fails to complete therequirements necessary to receivebenefits available under a government sponsoredprogram by the last day of thethird full calendar month following theevent that establishes eligibility istreated as eligible for the coverage onthe first day of the fourth calendarmonth. Because an individual whotimely completes the necessaryrequirements is treated as eligible forgovernment-sponsored minimumessential coverage no earlier than thefirst month that the individual mayreceive benefits, this 3-month timeperiod does not include the time neededfor a government agency to process anapplication.

See also Example 6 under 1.36B-4. Although it uses employer coverage as an example, it calculates how much needs to be repaid and states that it is subject to the cap. So if you are below 133% of FPL in a Medicaid eligible state, then file the paperwork on the last day of the third month after you become eligible for Medicaid. (But how do you know you are eligible if you can control your income at will? That would be based on the Medicaid regulations for eligibility.)This also works great for people who originally qualify for the exchange but then work for an employer with unaffordable or undesirable coverage, but coverage that still meets Obamacare's minimum requirements. An example would be an unemployed person who has exchange insurance but then gets a job which only offers a Obamacare-qualified captive HMO as its coverage option. They don't want to switch doctors, but they never notify the exchange of their employment. They are subject to the annual recapture cap, at least until the exchange recertifies (at which point the person would then perjuring themselves by signing the certification that they have no qualified coverage).

The married filing separately vs. jointly calculations are even more interesting but that is an exercise left to the reader.





Discussion Deals
g: 0 Posted By: Jatene
Views: 56 Replies: 0 Find a location near you:
http://www.banfield.com/Landing-Pages/coupon-new-display

READ and take coupon (also attached):
http://www.banfield.com/coupon-page

Do not link please.
Expires December 31, 2013

Limited Eligibility Deals
EXPIRED - Boston Only - free pasta every wednesday in september
Added on : Wednesday September 25th 2013 05:00:08 PM
g: 0 Posted By: Gauss44
Views: 1283 Replies: 2 See second to last paragraph here:http://www.bostonglobe.com/business/2013/09/03/prince-pasta-brand-celebrates-anniversary/8RImwWrnZI07kpEQRZENKL/story.html

See food truck schedule here:http://prince.newworldpasta.com/100thanniversary/foodtruck.cfm


Limited Eligibility Deals
g: 0 Posted By: Gauss44
Views: 1256 Replies: 2 See second to last paragraph here:http://www.bostonglobe.com/business/2013/09/03/prince-pasta-brand-celebrates-anniversary/8RImwWrnZI07kpEQRZENKL/story.html

See food truck schedule here:http://prince.newworldpasta.com/100thanniversary/foodtruck.cfm


Limited Eligibility Deals
g: 7 Posted By: Ayla
Views: 3590 Replies: 15 http://www.newegg.com/Product/ComboDealDetails.aspx?ItemList=Com...


1x Microsoft Windows 8 Professional Upgrade $69.99
1x Total Defense Premium Internet Security - 5 User $50.00

Combined Total: $119.99
Combo Discounts: -$40.00
Combo Price: $79.99

Shipping: $0.99

$19.99 after $60.00 Mail-In Rebate:


Required: Valid .edu email address necessary for eligibility.

Mail-in Rebates are limited to one per household for each item according to manufacturer restrictions. For example, 2 identical hard drives sold in a combo will only have one valid mail-in rebate.

~~~~~~~~~~~~~~~~~~~~~~~~~
THIS IS ON THE ORDER PAGE:
~~~~~~~~~~~~~~~~~~~~~~~~~

$50 Activation rebate on Total Defense Internet Security Suite:
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
1. Purchase a qualified product listed on this form between dates 6/10/2013
and 9/30/2013.
2. Go to
http://totaldefense.4myrebate.com/?oc=TDI-10250
to claim your
rebate (Details Below).
3. Print the rebate application at
http://totaldefense.4myrebate.com/?oc=TDI-10250
4. Mail in all the appropriate Documents.

OR:


$60.00 Activation Rebate when purchased with a Qualifying purchase:
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
over $39.99 on Newegg.com. Not to be combined with any other
offers.
1. Purchase a qualified product listed on this form between dates 9/11/2013
and 10/31/2013.
2. Go to
http://totaldefense.4myrebate.com/?oc=TD9-10044
to claim your
rebate (Details Below).
3. Print the rebate application at
http://totaldefense.4myrebate.com/?oc=TD9-10044
4. Mail in all the appropriate Documents
Software Deals

Newegg Coupons
g: 3 Posted By: Ayla
Views: 862 Replies: 2 http://www.newegg.com/Product/ComboDealDetails.aspx?ItemList=Com...


1x Microsoft Windows 8 Professional Upgrade $69.99
1x Total Defense Premium Internet Security - 5 User $50.00

Combined Total: $119.99
Combo Discounts: -$40.00
Combo Price: $79.99

Shipping: $0.99

$19.99 after $60.00 Mail-In Rebate:


Required: Valid .edu email address necessary for eligibility.

Mail-in Rebates are limited to one per household for each item according to manufacturer restrictions. For example, 2 identical hard drives sold in a combo will only have one valid mail-in rebate.

~~~~~~~~~~~~~~~~~~~~~~~~~
THIS IS ON THE ORDER PAGE:
~~~~~~~~~~~~~~~~~~~~~~~~~

$50 Activation rebate on Total Defense Internet Security Suite:
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
1. Purchase a qualified product listed on this form between dates 6/10/2013
and 9/30/2013.
2. Go to
http://totaldefense.4myrebate.com/?oc=TDI-10250
to claim your
rebate (Details Below).
3. Print the rebate application at
http://totaldefense.4myrebate.com/?oc=TDI-10250
4. Mail in all the appropriate Documents.

OR:


$60.00 Activation Rebate when purchased with a Qualifying purchase:
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
over $39.99 on Newegg.com. Not to be combined with any other
offers.
1. Purchase a qualified product listed on this form between dates 9/11/2013
and 10/31/2013.
2. Go to
http://totaldefense.4myrebate.com/?oc=TD9-10044
to claim your
rebate (Details Below).
3. Print the rebate application at
http://totaldefense.4myrebate.com/?oc=TD9-10044
4. Mail in all the appropriate Documents
Software Deals

Newegg Coupons
Microsoft Windows 8 Professional Upgrade - $11.99 W/rebate at Newegg
Added on : Friday September 20th 2013 10:00:02 PM
g: 1 Posted By: Ayla
Views: 226 Replies: 0 http://www.newegg.com/Product/ComboDealDetails.aspx?ItemList=Com...


1x Microsoft Windows 8 Professional Upgrade $69.99
1x Total Defense Premium Internet Security - 5 User $50.00

Combined Total: $119.99
Combo Discounts: -$40.00
Combo Price: $79.99

Shipping: $0.99

$19.99 after $60.00 Mail-In Rebate:


Required: Valid .edu email address necessary for eligibility.

Mail-in Rebates are limited to one per household for each item according to manufacturer restrictions. For example, 2 identical hard drives sold in a combo will only have one valid mail-in rebate.

~~~~~~~~~~~~~~~~~~~~~~~~~
THIS IS ON THE ORDER PAGE:
~~~~~~~~~~~~~~~~~~~~~~~~~

$50 Activation rebate on Total Defense Internet Security Suite:
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
1. Purchase a qualified product listed on this form between dates 6/10/2013
and 9/30/2013.
2. Go to
http://totaldefense.4myrebate.com/?oc=TDI-10250
to claim your
rebate (Details Below).
3. Print the rebate application at
http://totaldefense.4myrebate.com/?oc=TDI-10250
4. Mail in all the appropriate Documents.

OR:


$60.00 Activation Rebate when purchased with a Qualifying purchase:
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
over $39.99 on Newegg.com. Not to be combined with any other
offers.
1. Purchase a qualified product listed on this form between dates 9/11/2013
and 10/31/2013.
2. Go to
http://totaldefense.4myrebate.com/?oc=TD9-10044
to claim your
rebate (Details Below).
3. Print the rebate application at
http://totaldefense.4myrebate.com/?oc=TD9-10044
4. Mail in all the appropriate Documents
Software Deals

Newegg Coupons
g: -1 Posted By: Gauss44
Views: 504 Replies: 0 See second to last paragraph here:http://www.bostonglobe.com/business/2013/09/03/prince-pasta-brand-celebrates-anniversary/8RImwWrnZI07kpEQRZENKL/story.html

See food truck schedule here:http://prince.newworldpasta.com/100thanniversary/foodtruck.cfm


Limited Eligibility Deals
g: 0 Posted By: Gauss44
Views: 314 Replies: 0 See second to last paragraph here:http://www.bostonglobe.com/business/2013/09/03/prince-pasta-brand-celebrates-anniversary/8RImwWrnZI07kpEQRZENKL/story.html

See food truck schedule here:http://prince.newworldpasta.com/100thanniversary/foodtruck.cfm
Limited Eligibility Deals
PNC $200 Opening Bank Account- Georgia only, ends 9/28
Added on : Tuesday September 17th 2013 04:00:16 AM
g: 0 Posted By: leenga
Views: 116 Replies: 0 http://pnc.com/get200

Open a Virtual Wallet with Performance Spend in Georgia and get unlimited use of any ATM - PNC or not - for FREE. Plus, get $200* when you establish a qualifying direct deposit and make at least one payment with PNC Online Bill Pay.

* $200 offer not available in these counties: Dooly, Macon, Marion and Troup. See complete offer details below.

Hurry, $200 offer ends 09/28/2013!

Open any one of these accounts to make every ATM free and to get $200*:
Virtual Wallet with Performance Spend
Performance
Virtual Wallet with Performance Select
Performance Select


* New Performance, Performance Select Checking account, Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select must be opened online via the "Apply Now" links on this web page or at a branch using the appropriate coupon between 09/08/13 and 09/28/13.


New checking account must be opened in the state of Georgia, excluding Dooly, Macon, Marion and Troup counties.


To qualify for the $200 reward, a qualifying Direct Deposit must be received, and 1 payment must be completed via PNC Online Bill Pay (from the Spend account for Virtual Wallet products) within 60 days of account opening. Your checking account must remain open in order for you to receive the $200 reward, which will be credited to the eligible account within 60 days after all conditions have been met and will be identified as "Cash Trans Promo Reward" on your monthly statement. A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into a Performance or Performance Select Checking Account, or the Spend Account of a Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select. The total amount of all qualifying Direct Deposits credited to your checking account must be at least $2,000. Credit card cash advance transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as Qualifying Direct Deposits. New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. For this offer, signing authority will be defined by the customer name(s) and social security number(s) registered on the account.


In the event that we determine in our sole discretion that your account does not meet the eligibility criteria or the activity on your account does not qualify as a Qualifying Direct Deposit, we will not be obligated to credit your account with the payout.


*New checking account must be opened in the state of Georgia. Subject to change at any time.

1.For Purchase Payback cash rewards, you must have an eligible checking account with a PNC Bank Visa Check Card, or a PNC CashBuilder Visa credit card, and online banking to participate. PNC Purchase Payback offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa card to make purchases. Not everyone will get the same offer.

2.For detailed information about bonus rewards, visit pnc.com/creditcards.

3.A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.

4.PNC deposit accounts include consumer checking, savings, money market, certificate of deposit, and retirement certificate of deposit. PNC loan accounts include line of credit, auto or home equity installment loan, and mortgage loan. PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement. Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. A maximum of ten (10) linked PNC accounts, including this account, may be included in the combined average monthly balance relationship. Customer must request account be linked to receive relationship benefits. The outstanding balance on lines of credit, and the original principal amount on installment and mortgage loans, will be used to determine the combined average monthly balance



Deposits Deals
g: 0 Posted By: remick
Views: 171 Replies: 0 http://pollotropical.com/press-releases/national-chicken-lovers-day-start-week-fun-free-meal-pollo-tropical-arrive-dressed-head-toe-yellow-participating-locations-get-free-lunch/?
Limited Eligibility Deals
Free 10 Gallons Valspar Paint for Professionals
Added on : Wednesday September 11th 2013 05:00:02 AM
g: 1 Posted By: remick
Views: 67 Replies: 2 http://www.valsparpro.com/paint-trial-offer.jsp

Sign up below for our free paint trial offer for qualified business customers. A local Valspar sales representative will contact you to learn more about your specific paint needs and will meet with you to make a product recommendation based on the needs of your business. The trial provides up to 10 gallons of Valspar paint, free of charge. All fields required. One entry per person. See Official Rules for complete details and eligibility. Offer ends on October 4, 2013 at 11:59:59 p.m. EST.

To be eligible for the Offer, entrant must at the time of entry and redemption:

(i) Be a legal resident of the fifty (50) United States or the District of Columbia;
(ii) Be at least twenty-one (21) years old;
(iii) Accept and abide by these Official Rules;
(iv) Not currently be purchasing paint from Valspar or Lowe's for entrant's business needs;
(v) Be a professional new home construction contractor, general painting contractor, paint and wallcovering contractor, home remodeler or restoration contractor, property manager or property investor, as determined by Valspar in its sole discretion;
(vi) Provide entrant's contact details and express an interest in a trial of Valspar paint product; and
(vii) Accept a contact from a Valspar territory manager or sales representative for purposes of scheduling a Valspar paint trial at a mutually agreed location in entrant's area.
The Offer is not open to the general public. Officers, directors, employees and their immediate family members (spouse, parents, siblings and children) and household members of The Valspar Corporation ("Valspar"), its affiliated companies and its advertising or promotional ("Promotion Parties") and Lowe's Companies, Inc. and its affiliated companies are not eligible. The Offer is subject to all applicable federal, state, and local laws and regulations. Void where prohibited or restricted by law or regulation. Valspar reserves the right, at any time, to verify eligibility requirements. By participating, entrant agrees to these Official Rules, which are final and binding in all respects.
Home & Garden Deals
Free Dunkin Donuts coffee w/app - Greater Philadelphia Only
Added on : Tuesday September 10th 2013 03:00:14 PM
g: 0 Posted By: remick
Views: 504 Replies: 0 https://www.facebook.com/photo.php?fbid=620524217969977&set=a.189664294389307.41808.186399181382485

Philadelphia Eagles won last night which means you WIN too! Score a FREE Med. Hot or Iced Coffee TODAY (9/10) with the Dunkin Mobile App! Don't see the Offer? Click the "FIND" button in the App. If a notification pops up, turn on your GPS feature so the App knows you are in Greater Philadelphia.
Limited Eligibility Deals
Free Duncan Donuts coffee w/app - Greater Philadelphia Only
Added on : Tuesday September 10th 2013 07:00:06 AM
g: 0 Posted By: remick
Views: 82 Replies: 0 https://www.facebook.com/photo.php?fbid=620524217969977&set=a.189664294389307.41808.186399181382485

Philadelphia Eagles won last night which means you WIN too! Score a FREE Med. Hot or Iced Coffee TODAY (9/10) with the Dunkin Mobile App! Don't see the Offer? Click the "FIND" button in the App. If a notification pops up, turn on your GPS feature so the App knows you are in Greater Philadelphia.
Limited Eligibility Deals
g: 0 Posted By: BigBoyMichigan
Views: 54 Replies: 0 Cascade Regional Blood Services - FREE PINT OF BEER - ONGOING
STATE OF WASHINGTON



ABOUT
Give Blood Get Beer is a theme for a series of blood drives conducted by Cascade Regional Blood Services that enables local restaurants and pubs to support our community in a unique and fun way. CRBS brings a bloodmobile to the sponsoring business for a Pint-for-Pint blood drive around lunch time or early afternoon. All registered donors receive a prepaid coupon for a pint of beer that can be redeemed beginning the day following the drive.


HOW IT BEGAN
Cascade Regional Blood Services started Give Blood Get Beer with a Pint-for-Pint Blood Drive in September 2008 at The Swiss in Tacoma. Because The Swiss Pub was already supporting the community in a variety of ways, they were a great initial partner to help us promote the fact that blood donations are always needed. The calendar quickly filled that first year, with five other establishments booking Pint-for-Pint Blood Drives. Drives were spaced every 56 days to give donors the opportunity to donate the maximum number of times allowed.


WHAT YOU SHOULD KNOW BEFORE GOING TO A PINT-FOR-PINT BLOOD DRIVE
================================================================
MAKE AN APPOINTMENT: You may make an appointment by calling 1-877-24-BLOOD. Walk-ins are always welcome, Then schudule your next appointment for 56 days later for more beer.

PREPARE: Before donating blood, be sure to eat well and drink plenty of non-caffeinated beverages.

AT THE DRIVE: The bloodmobile will be parked in front of, or near the sponsors location. When they register to donate, donors will receive their pre-paid coupon that can be redeemed for a pint of beer at the sponsors location beginning the following day.

REDEEMING YOUR COUPON: YOU MUST BE AGE 21 OR OLDER W/ PHOTO ID TO REDEEM COUPON, NO EXCEPTIONS! - As always, CRBS recommends abstaining from caffeine, alcohol or tobacco prior to donating, and at least 4-6 hours after donating. The pre-paid coupon is redeemable beginning the following day. The expiration date is set by the drive sponsor.

SCHEDULE YOUR NEXT APPOINTMENT FOR ANOTHER PINT-FOR-PINT BLOOD DRIVE:
Be sure to schedule your appointment for the next blood drive! When donors register for their 5th Pint-for-Pint Blood Drive, they will receive their promotional Give Blood Give Beer t-shirt.





THE GIVE BLOOD GET FREE BEER TOUR 2013-2014 PINT FOR PINT BLOOD DRIVE DATES
==============================================================================
The HUB- 203 Tacoma Ave South, Tacoma, WA 98402 -Friday, September 13, 2013

Forza Coffee - 130 Marvin Road Southeast #130 - Lacey, WA 98503 - Sunday, September 15, 2013

Sparks Firehouse Deli- 621 5th Street SW, Puyallup, WA 98371 - Sunday, January 12, 2014

The Spar Blues Bar - 2121 North 30th Street, WA 98403 - Friday, January 24, 2014

Adriatic Italian Grill- 4201 South Steele St., Tacoma, WA 98409 - Friday, January 31, 2014

Steilacoom Pub- 1202 Rainier St., Steilacoom, WA 98388 -Saturday, February 1, 2014

Tides Tavern-2925 Harborview Drive, Gig Harbor, WA 98335 -Saturday, June 7, 2014

The Swiss Restauant & Pub -1904 Jefferson Ave, Tacoma, WA 98402 - Friday, June 13, 2014

The Spar Blues Bar - 2121 North 30th Street, WA 98403 - Saturday, July 12, 2014 - (Old Town R&B Festival)

Sparks Firehouse Deli- 621 5th Street SW, Puyallup, WA 98371 - Sunday, July 27, 2014

Steilacoom Pub- 1202 Rainier St., Steilacoom, WA 98388 - Saturday, August 08, 2014

The Office Bar & Grill-813 Pacific Ave, Tacoma, WA 98402 - Wednesday, August 13, 2014=13px

Mama Stortini's Restaurant-3207 East Main, Puyallup, WA 98372 -=13pxFriday, August 15, 2014



MAKE YOUR APPOINTMENT
=====================
Cascade Regional Blood Services
Online...http://www.crbs.net/schedule_appointment/index.htm
Phone....1-877-24-BLOOD


Want to start a Pint-for-Pint Blood Drive at your Restaurant or Bar? Contact us at Email:marketing@crbs.net


Source
Limited Eligibility Deals
NCUA Warns Federal Credit Unions About Open Membership
Added on : Saturday September 07th 2013 09:00:12 PM
g: 2 Posted By: NEDeals
Views: 86 Replies: 1 The National Credit Union Administration, a federal agency based in Old Town Alexandria, Virginia has sent a letter to federal credit unions warning them against open membership policies. They seem unhappy the credit unions are advertising that their credit union is available to all via relaxed membership policies or a field of membership that contains access easily obtainable by all. This could make it much more difficult to join some credit unions (e.g. State Department, PenFed, DCU, etc.) that heavily advertise for new members. Credit union members are supposed to have common bonds and the NCUA states guidelines for associations that are used in a field of membership, including paying dues, having meetings etc. .

As the NCUA is a federal agency and thus its works are not copyrightable, here is the text of the letter which is also available at
http://www.ncua.gov/Resources/Pages/LFCU2013-03.aspx
NCUA LETTER TO FEDERAL CREDIT UNIONS
NATIONAL CREDIT UNION ADMINISTRATION
1775 Duke Street, Alexandria, VA 22314
DATE: September 2013 LETTER No.: 13-FCU-03
TO: All Federal Credit Unions
SUBJ: Potential Violations of Common Bond Advertising Requirements

​Dear Board of Directors and Chief Executive Officer:
If your credit union is advertising that anyone, without limitation, is able to become a member of your credit union, then you may be in violation of federal law and regulation.

Some overly aggressive marketing campaigns by federal credit unions to facilitate membership through associational groups are providing consumers with misleading information about single and multiple common bond membership requirements.

NCUA is particularly concerned about advertising by federal credit unions stating their fields of membership are open to anyone. Several recent examples of such overly expansive advertising focus on becoming a credit union member by first joining a particular association. Mainstream financial publications have picked up on this message, as evidenced by recent articles listing federal credit unions perceived to have open membership. This gives the false impression that there are no restrictions on joining a federal credit unionwhich is not the case.

In light of these issues, this letter is intended to remind you of the:



Common bond requirements in the Federal Credit Union Act and NCUA rules;



Requirements for accuracy of advertising in NCUA rules; and


Consequences of failing to comply with these requirements.


Common Bond Requirements
Section 109(b) of the Federal Credit Union Act limits federal credit union membership to three basic types single common bond, multiple common bond, and community: 1

A single common bond credit union consists of persons related by their occupation, (i.e., their place of employment or trade, industry or profession), or related by their association (i.e., place of worship or affiliations).

A multiple common bond credit union consists of more than one group of persons related by either their occupational or associational affiliations.

NCUA rules, specifically the Chartering and Field of Membership Manual, 2 explain the requirements for the associational common bond. 3 NCUA determines whether a group satisfies the associational common bond requirements based on a totality of the circumstances test, which has the following seven factors 4

1) Whether members pay dues;

2) Whether members participate in the furtherance of the goals of the association;

3) Whether the members have voting rights;

4) Whether the association maintains a membership list;

5) Whether the association sponsors other activities;

6) The associations membership eligibility requirements; and

7) The frequency of meetings.

NCUAs Office of Consumer Protection has begun conducting quality control reviews of federal credit unions that may be improperly using associations to sign up members without a common bond.

Advertising Requirements

Section 740.2 of NCUAs Accuracy of Advertising rule prohibits any advertising or representation that is inaccurate or deceptive. Advertisements that include language to the effect that anyone can join or membership is open to everyonewithout any qualifying languagecan give the impression that the Federal Credit Union Acts single or multiple common bond requirements do not apply. When this occurs, the advertisements are inaccurate or deceptive.

Please review your credit unions advertising and promotional practices and ensure all current and future materials accurately portray membership eligibility.

Consequences of Non-Compliance

The Federal Credit Union Act provides NCUA with a broad array of supervisory and administrative tools to enforce the law and rules. Depending on the degree of non-compliance, NCUA may initiate a supervisory contact, require a federal credit union to divest an associational group from its field of membership, and/or issue a Cease and Desist order.

The tool NCUA chooses will depend on a variety of factors including the severity of a particular violation, available methods to rectify a violation, and the extent of a federal credit unions cooperation.

Upholding the membership standards of every federal credit union charter is essential to maintaining the integrity of the federal credit union system.

If you have any questions about NCUAs common bond or advertising requirements, please contact the Office of Consumer Protection at 703-518-1140 or OCPMail@ncua.gov.

​Sincerely,

/s/

Debbie Matz
Chairman

1 12 U.S.C. 1759(b). Community credit unions serve persons and organizations within the boundaries of a well-defined local community, neighborhood, or rural district.
2 12 C.F.R. 701, Appendix B.
3 12 C.F.R. 701, Appendix B (Chapter 2, Section III.A.1). A single associational common bond consists of individuals (natural persons) and/or groups (non-natural persons) whose members participate in activities developing common loyalties, mutual benefits, and mutual interests.
4 12 C.F.R. 701, Appendix B (Chapter 2, Section III.A.1). The Chartering Manual notes specific examples of categories of groups that may or may not qualify as having an associational common bond.​
National Credit Union Association


Free $5 Amazon GC for Time Warner Cable Customers YMMV
Added on : Saturday September 07th 2013 07:00:06 PM
g: 0 Posted By: FatMoneyClip
Views: 247 Replies: 0 Time Warner Cable Customers: CHECK YOUR MAIL...

I was getting ready to throw away some "junk" mail today when one piece caught my eye:
It was a dark blue post cardwith really thin, white letters that read:
A SPECIAL THANK YOU
Enjoy a Gift Card on us.

I pried it open to findan offer for anoffer for a free $5 Amazongift card (as an apology for recent inconveniences).The interior read:
AN Amazon.COM GIFT CARD ON US
Just to say thanks.
...
Request your Amazon.com Gift Card at twcloyalty.com or call 1-800-211-4132 and use your Redemption Code.
Your Amazon.com Gift Card will arrive in the mail within 4-6 weeks.
Act now, this offer expires 10/31/2013
...

Picture of the offer isattached. T&C copied from www.twcloyalty.com and pasted below:

Amazon Terms and Conditions - CBS LOYALTY ONLY
Amazon.com Gift Cards offers expire 10/31/13. Offer not available to residents of Hawaii. Gift Card values may vary depending upon selected services, customer category and geographic location. Specific Gift Card values and service, geographic and other eligibility requirements are set forth in the promotional materials describing the specific offer to which you are responding.To receive the Amazon.com Gift Card, customer must be an active Time Warner Cable subscriber and register by 11:59 p.m. EST on 10/31/13 at this site: www.twcloyalty.com. Gift Card will be mailed approximately 4-6 weeks after eligibility has been validated.Gift cards may be subject to separate terms and conditions imposed by issuer. See front and back of Gift Card and any accompanying materials for additional details. Limit one (1) Gift Card per eligible residential service and this offer may not be combined with any other offers.Time Warner Cable does not assume any responsibility for lost, late, mutilated, misdirected or postage due materials if applicable. Offer is not available to customers with past due balances with Time Warner Cable during the program period or customers who have been disconnected for non-payment in the twelve (12) month period preceding this offer. Gift Cards can only be mailed to addresses in the United States.Time Warner Cable is not responsible for activation or maintenance of the Amazon.com Gift Cards or for any Gift Cards that are lost or stolen. All materials submitted in connection with this offer become property of Time Warner Cable and are non-returnable. Forged or fraudulent requests, of any kind not obtained through authorized channels will be void. Time Warner Cable has no obligation to acknowledge, return or redeem any requests that are not in compliance with these terms and conditions. Invalid or duplicate requests will not be honored. Time Warner Cable reserves the right in its sole discretion to modify, suspend or terminate the offer at any time.By participating in the offer, customers agree to be bound by these terms and conditions and the decisions of Time Warner Cable which are final and binding, including any decisions concerning any violation or non-satisfaction of these terms and conditions. Customer also agrees that Time Warner Cable shall have no obligation to provide, and customer shall have no right to receive, an Amazon.com Gift Card under this promotion unless customer first fulfills all requirements of this promotion, including but not limited to properly completing the registration process required under the terms of this promotion.Card holder should call 1-800-211-4132 to report an Amazon.com Gift Cards lost or stolen. The card holder is required to provide their name, the card number, original value and transaction history. If records show a balance still remains on the card, the original card will be canceled and a refund of the balance amount will be issued in the form of a new standard design Amazon.com Gift Cards.Amazon.com is not a sponsor of this promotion. Except as required by law, Gift Cards cannot be transferred for value or redeemed for cash. Gift Cards may be used only for purchases of eligible goods on Amazon.com or certain of its affiliated websites. No expiration or service fees. For complete terms and conditions, see www.amazon.com/gc-legal. Gift Cards are issued by ACI Gift Cards, Inc., a Washington corporation. ,, Amazon.com Inc. and/or its affiliates, 2013.2013 Time Warner Cable Inc. Time Warner Cable and the Time Warner Cable logo are trademarks of Time Warner, Inc. Used under license.
Services Deals

TimeWarnerCableOffers.com Coupons
MetroPCS up to $100 MIR (BYOD and Port your number) for New customers
Added on : Tuesday September 03rd 2013 05:00:04 AM
g: 0 Posted By: fw4evva
Views: 194 Replies: 0 This is really a HOT Deal for those seriously considering switching plans. Be sure to check out their coverage map. However, I am thinking with their recent T-Mobile deal, they would have same or similar coverage area.

Their lowest cost prepaid plan is $40/month unlimited talk, text, data (first 500MB at 4G). Check the website for more plans HERE

1. Bring your own device BYOD (Must not be activated on T-Mobile line previously) and get $50 after MIR.

Check if your phone is compatible
$50 BYOD Mail in Rebate

Offer Terms and Conditions: Rebate has no cash value. Limited time offer. New activations only. Limit five (5) per household. Between July 26, 2013 and September 30, 2013, bring in an eligible phone which is compatible with MetroPCS service and has never been activated on the T-Mobile network to a participating MetroPCS store, purchase a SIM card, and activate MetroPCS phone service, and receive a MetroPCS Prepaid MasterCard Card, after submission of a properly completed redemptionform and satisfaction of all rebate offer requirements. Must be an active MetroPCS subscriber 35 days after activation of phone. MetroPCS Prepaid Cards are issued by Citibank, N.A. pursuant to a license from MasterCard International and managed by Citi Prepaid Services. Cards will not have cash access and can be used everywhere MasterCard debit cards are accepted. Card is subject to terms and conditions found on card. Can be combined with Bring Your Phone Number rebate offer but notwith any other rebate offers. MetroPCS does not sell the iPhone and is not affiliated with Apple Inc. Only T-Mobiles (which are not eligible for the above rebate offer) and AT&Ts iPhones, and Verizons and Sprints iPhone 5 will work on the MetroPCS

2. Bring your phone number (T-Mobile customers not eligible). Get $50 after MIR.

Check their coverage map
$50 Port your number Mail in Rebate

Offer Terms and Conditions: Rebate has no cash value. Limited time offer. New activations only. Limit five (5) per household. Excludes phone numbers that currently are activated on the T-Mobile network. Between July 26, 2013 and September 30, 2013, activate MetroPCS service at a participating MetroPCS store or by calling *228 from your MetroPCS phone and port-in your existing phone number, and receive a MetroPCS Prepaid MasterCard Card, after submission of a properly completed redemption form and satisfaction of all rebate offer requirements. Must be an active MetroPCS subscriber 35 days after activation of phone. See store associate or www.metropcs.com for forms and rebate eligibility requirements and complete details.
Services Deals
Free HBO and Cinemax on Directv 9/6- 9/9
Added on : Monday September 02nd 2013 03:00:10 PM
g: 0 Posted By: nerraw00
Views: 65 Replies: 0 Free HBO and Cinemax this weekend on DirecTV.
Limited Eligibility Deals
Free Breast Cancer Awareness lunch bag for AAA members Oct 1 thru Nov 30
Added on : Thursday August 22nd 2013 08:00:12 AM
g: 2 Posted By: turtlebug
Views: 226 Replies: 0 From AAA Going Places Magazine September/October 2013 edition-

"AAA Prescription Savings is supporting Breast Cancer Awareness by offering AAA members a free Breast Cancer Awareness lunch bag when requesting information on the AAA Prescription Savings program from October 1, 2013 thru November 30, 2013. Through this program, members save an average of 24 percent on prescription medication not covered by insurance for the whole family- including pets.To request information (and the free gift starting Oct. 1), call 1-866-222-7283 and press 3... One lunch bag per household. Offer good 10/1 - 11/30 or while supplies last. Allow 3 - 6 weeks for delivery..."
Limited Eligibility Deals
Free Subscription to Yes! Magazine for Teachers and School Librarians
Added on : Thursday August 22nd 2013 06:00:17 AM
g: 0 Posted By: remick
Views: 195 Replies: 0 http://www.yesmagazine.org/forms/free-subscriptionWho is eligible?

Classroom teachersin middle school, high school, university and adult continuing education.
Middle school, high school, college, and universitylibrarians.
Homeschool teacherswho work at a resource center or with a consortium.
Eligible teachers and school librarians must have a U.S. mailing address.
We regret we do not have funding for pre-K, daycare, elementary, or individual family home school educators.

Limited Eligibility Deals
g: 4 Posted By: SweetClover
Views: 2980 Replies: 10 Free https://www.livebetteramerica.com/login?returnUrl=%2fcoupons%2fnature-valley-soft-baked-oatmeal-squares-august-2013 for Live Better America members on August 21th. If youre not a Live Better America member, be sure to https://www.livebetteramerica.com/login?returnUrl=%2fcoupons%2fnature-valley-soft-baked-oatmeal-squares-august-2013 soon, so you will be eligible for this offer.


It just went live, hurry!

"Thank you for being a Live Better AmericaMember!
Your FREE* sample of Nature Valley Soft Baked Oatmeal Squares will arrive in the mail in 6-8 weeks."
Limited Eligibility Deals
g: 0 Posted By: View
Views: 7 Replies: 0 BBVA Compass is offering another free tablet. IMO it is a slight downgrade from Kindle Fire HD 7 last year. (~200 value to ~169)
But another free(before taxes) tablet shouldn't hurt......
This time the requirements are also higher because 10 visa card transactions with $25 or higher are required...(could be a deal breaker to some.)
http://www.bbvacompass.com/special/201306/samsung/
T&C:SAMSUNG GALAXY TAB 3 Account Opening BonusConsumer checking accounts opened from July 15, 2013 to September 30, 2013, may be eligible for a Samsung Galaxy Tab 3 7-inch (Wi-Fi). Checking accounts are subject to approval, which may include credit approval. $25 minimum opening deposit required. Miscellaneous fees and service charges may apply. Please review the following information to understand how to qualify for the bonus.Within sixty (60) days of account opening, the accountholder must meet all of the following requirements: (A) at least one qualifying direct deposit of at least $500 from an unrelated third party must post to the account; (B) ten (10) BBVA Compass Visa Check Card transactions of at least $25 each (excluding ATM transactions) must post to your account AND (C) three (3) bill payments of at least $50 each to 3 unique, unrelated third parties through the bill pay service in BBVA Compass Online or Mobile Banking must post to the account . Transfers made from PayPal, ING Direct, or from accounts owned by the accountholder (or related parties) at other financial institutions do not qualify. Bill payments must be completed by the deadline. Payments made by check or person-to-person (P2P) payments do not qualify. Payments made by a third party debiting your account do not qualify.The Samsung Galaxy Tab 3 7-inch (Wi-Fi) will be shipped via UPS or FedEx to the statement address associated with the checking account. Signature will be required at time of delivery. Bonus will be mailed within 90 days of meeting the eligibility requirements. Image shown in advertisement is for illustration only; color may vary according to availability. Account must be open and in good standing at the time bonus is mailed.Offer valid only for new consumer checking accountholders who have not had an existing BBVA Compass consumer checking account within the last 90 days. NBA Checking Accounts are not eligible. BBVA Compass employees and household members are not eligible. Maximum of one (1) bonus per household. Offer not valid with any other offer and subject to change without notice. BBVA Compass may report the value of the bonus to the IRS as required by law. Galaxy Tablet is a trademark of Samsung. Galaxy Tablets are given away on behalf of BBVA Compass. Samsung is not a sponsor of nor affiliated with this promotion. Other limitations may apply.


Deposits Deals
g: 1 Posted By: SweetClover
Views: 2881 Replies: 8 Free https://www.livebetteramerica.com/login?returnUrl=%2fcoupons%2fnature-valley-soft-baked-oatmeal-squares-august-2013 for Live Better America members on August 21th. If youre not a Live Better America member, be sure to https://www.livebetteramerica.com/login?returnUrl=%2fcoupons%2fnature-valley-soft-baked-oatmeal-squares-august-2013 soon, so you will be eligible for this offer.


It just went live, hurry!

"Thank you for being a Live Better AmericaMember!
Your FREE* sample of Nature Valley Soft Baked Oatmeal Squares will arrive in the mail in 6-8 weeks."
Limited Eligibility Deals
g: 0 Posted By: lovelybones
Views: 181 Replies: 0 linky Enter offer code FALL13 at checkoutSpecial Offer
$15 Off a $100 Order
$30 Off a $150 Order
$75 Off a $250 Order
$150 Off a $500 Order
Add qualifying items totaling $100 or more to your shopping bag.
Enter offer code FALL13 at checkout.
Discount will be deducted after code is applied.
Valid through 11:59pm EST August 21, 2013. Clearance merchandise, Frye, Sorel, UGG Australia, gift cards, gift wrap & kits, store and previous purchases do not qualify toward offer eligibility. Shipping & handling and taxes do not qualify towards the minimum purchase. Offer value is subject to adjustment: If items are returned, cancelled or exchanged, the offers value will be deducted from your refund. Discount cannot be redeemed for cash or used as payment toward your Victorias Secret Angel Credit Card. Orders shipping outside the US may not be eligible; additional taxes and duties may apply. Not valid with shipping offers or other offers that provide discounts on your entire order. Offer may be modified or discontinued at any time without notice.
Clothing Deals
g: 0 Posted By: NoMoneyInMyWallet
Views: 190 Replies: 0 https://www.amazon.com/gp/feature.html?ie=UTF8&docId=1001278361&To receive FREE One-Day Shipping on eligible items:Claim this offer by clicking the Claim button on the landing page for this promotion.
Add eligible item(s) to your Shopping Cart.
Ship your item(s) to a single address.
IMPORTANT: You must select One-Day Shipping at checkout. PRIME members: Select $3.99/item One-Day Shipping.
You must select your eligible Citi credit card as your method of payment.
Complete your eligible purchase.
The shipping discount will be reflected in the Order Summary.
Enjoy free One-Day Shipping on eligible items shipped to your specified address.Terms and Conditions:This promotion is valid for a limited time only. Amazon reserves the right to modify or cancel the promotion at any time without notice.
You must claim this offer by clicking the Claim button on the landing page for this promotion.
The promotion applies only to purchases of eligible items made with an eligible Citi credit card. If for any reason your Citi credit card is inactive, denied or ineligible, you will not be eligible for this promotion.
If you do not purchase the eligible item(s) added to your Shopping Cart when the promotion is in effect, you will not receive free One-Day Shipping.
The promotion applies only to eligible item(s) offered in the promotion that are sold and shipped by Amazon.com. It does not apply to the same item(s) sold by other sellers. For example, if the promotion applies to cookware offered by Amazon.com, the same cookware offered by other sellers on the Amazon.com website does not qualify. Only products displaying (a) Special Offers with a link to these Terms and Conditions or (b) these Terms and Conditions, in each case in the product offer detail pages are eligible for FREE One-Day Shipping.
If you return any of the eligible item(s) you purchased using this promotion, you may be charged for the cost of One-Day Shipping.
If you alter the shipping method in any way, this promotion is no longer valid.
If you add item(s) to your Shopping Cart that are not eligible for this promotion, you will be charged shipping fees for those item(s).
Canceling eligible item(s), combining orders, or changing your shipping address, speed, or preference may affect your order's eligibility for the promotion.
The promotion applies only to orders shipped via One-Day Shipping to a single address.
Void where prohibited. Applies to U.S. delivery addresses in the continental US only. Excludes Alaska and Hawaii. Geographic shipping restrictions may apply to particular products. Applies to APO/FPO addresses when using a United States ZIP Code only.
Does not apply to orders placed with 1-Click.
Offer may not be combined with other offers.
If you violate any of the Terms and Conditions, the offer will be invalid, and the shipping discount will not apply.
Offer void where prohibited and in case of fraud.
The promotion is not transferable, not for resale and is not redeemable for cash.
One-day shipping subject to availability.
Services Deals

Amazon Coupons
g: 0 Posted By: SweetClover
Views: 169 Replies: 0 Free Nature Valley Oatmeal Squares Bar for Live Better America members on August 20th. If youre not a Live Better America member, be sure to sign up soon, so you will be eligible for this offer.
Limited Eligibility Deals
Free Minties Dog Treats Sample for Sams Club members
Added on : Thursday August 08th 2013 11:00:06 AM
g: 0 Posted By: remick
Views: 116 Replies: 0 http://www5.samsclub.com/Featured-Brand/TrueScience/VetIQ/defaul...
Limited Eligibility Deals
g: 0 Posted By: remick
Views: 36 Replies: 0 http://www.costco.com/FREE-SAMPLE-Kirkland-Signature%25E2%2584%2...
Limited Eligibility Deals
g: 0 Posted By: kirbydog
Views: 183 Replies: 0 OfferPurchase any two charms and receive our
Forged Link Charm Bracelet as our gift to you.
Offer available:
In store Visit any of our store locations and ask an associate
Online To take advantage of this offer online:
Add any two charms from our Charms categories to your cart
Add the Forged Link Charm Bracelet B-599 to your cart
Once the two charms and the Forged Link Charm Bracelet B-599 are in your cart, $49 for the price of the bracelet will be deducted
Continue through checkout (no promo code needed)
By phone Mention Our Gift to You offer
1-800-283-1770 Mon.Fri. 8am8pm CDT Sat. 9am5pm CDT
Offer valid July 26 - September 2, 2013 while supplies last. Eligibility for a free sterling silver Forged Link Charm Bracelet (B-599) requires the purchase of two charms in a single transaction. May not be combined with any other offer or applied to previous purchases, and substitutions will not be allowed. We reserve the right to limit quantities. No cash/credit back.The bracelet is sterling silver and is offered in 3 different lengths. It's a great 'starter' charm bracelet. Charm price range seems to be between $29 and $49 each.Love the quality of James Avery jewelry. Yes you can get less expensive jewelry and often the quality reflects the prices. I have been a satisfied customer there for many many years. Their Customer Service is excellent and just what I would expect from a quality jeweler.
Jewelry Deals
Free condoms for college students 18-29 from GACC
Added on : Wednesday August 07th 2013 02:00:07 AM
g: 0 Posted By: remick
Views: 150 Replies: 0 http://amplifyyourvoice.org/gacc-applythey are meant to be distributed on campus
Limited Eligibility Deals
Free Cinemax this weekend on DIRECTV
Added on : Tuesday August 06th 2013 03:00:09 AM
g: 0 Posted By: RML51
Views: 159 Replies: 0 Free Preview of Cinemax on DirecTVFree Preview Begins: August 9, 2013 (Friday)
Free Preview Ends: August 11, 2013 (Sunday)BTW - I've heard that the free previews such as this generally start at 6am on Friday and end at 6am on Monday. I have not confirmed this.
Limited Eligibility Deals
Screwed on 401k match
Added on : Monday August 05th 2013 05:00:06 PM
g: 0 Posted By: martint
Views: 114 Replies: 3 Need some help for a friend. Here are the details:Last year, the company's 401k summary plan description (SPD) said to be eligible for discretionary match:​You must work a minimum of 1,000 hours during the Plan Year (calendar year) AND be employed on December 31, 2012 to be eligible to receive any matching contribution.Subsequently (after April 2013) they changed the SPD to say this:"To become eligible to receive Matching Contributions, you must complete 1 year of service with the Employer. Your initial eligibility measuring period will be the 12-month period beginning with your hire date. If you do not satisfy the eligibility requirements during that first measuring period, eligibility will be calculated based on the Plan Year.
To become eligible to receive Profit Sharing Contributions, you must complete 1 year of service with the Employer. Your initial eligibility measuring period will be the 12-month period beginning with your hire date. If you do not satisfy the eligibility requirements during that first measuring period, eligibility will be calculated based on the Plan Year.
You will be credited with a year of service if you work 1000 hours or more during the Plan Year."The employee worked >1,000 hours during 2012 and was employed Dec 31 2012. The match was paid to employees around April 2013. This employee didn't get the match -- CFO says the reason is the employee start date was after January 1 2012. This was no where in the 2012 SPD and doesn't seem to be a requirement even with the updated SPD. What recourse does the employee have?
Personal Finance Deals
Ways to reduce cell phone costs?
Added on : Wednesday July 24th 2013 03:00:10 AM
g: 0 Posted By: misterspaghetti
Views: 7 Replies: 0 Currently paying $130/mo for an AT&T family plan (DW and myself) that includes 2 iphones, essentially unlimited talk, 2 data plans (one grandfathered unlimited), and 200 text messages.The cost isn't killing me, but I do think there's got to be a cheaper alternative out there.Are there other comparable plans that you've found for cheaper? I would need to keep essentially the same plan (iphones, data plans, some texts, and a reasonable number of anytime minutes). I would also prefer to keep my eligibility for a discounted phone upgrade every 18 months or so.Thoughts, ideas, and criticisms welcome!
Free Natures Bounty shaker bottle
Added on : Monday July 22nd 2013 10:00:06 AM
g: 3 Posted By: remick
Views: 247 Replies: 0 https://www.naturesbounty.com/walgreens/default.aspx
Limited Eligibility Deals
Marriott Hotels and United Airlines - New Program for VIP Perks
Added on : Tuesday July 16th 2013 05:00:08 AM
Marriott and United announced yesterday a partnership that will give their most loyal customers reciprocal VIP perks in their hotels and on flights. The new "RewardsPlus" program, which begins today, will give Marriott Rewards Platinum Elite members, who spend 75 nights a year at Marriott hotels, Premier Silver status in United's MileagePlus program, an elite tier on United. Conversely, those in United's elite tiers above SilverGlobal Services, Premier 1K, Premier Platinum and Premier Goldwill receive Marriott Rewards Gold Elite status, the second-highest tier in Marriott's program that requires 50 night a year.Travelers who link their accounts will have until Jan. 31, 2014, to use their benefits. As long as they keep their travel up and meet eligibility requirements for their particular tier on the original partner, Marriott and United will renew their reciprocal status each year.The move combines the world's largest airline with one of its biggest hotel chains in a bid to lure the most coveted frequent travelers at a time when traditional loyalty programs that just reward points are not necessarily making customers loyal. United has 90 million members in its MileagePlus program while Marriott has about 43 million. Both companies declined to disclose how many of those have elite status."It's really a very interesting combination that is going to be very beneficial for our respective customers," says Tom O'Toole, senior vice president of marketing and loyalty for United."MileagePlus Premier Silver status provides:◾Complimentary access to Economy Plus at check-in (when available);
◾Complimentary Premier Upgrades (when available);
◾Premier Access(SM) priority airport services;
◾One complimentary standard checked bag (50 lbs.);
◾25% Premier bonus award miles on United flights Link for United Frequent Fliers to sign upLink for Marriott Platinum members to sign up for Premier Silver Status with United
staybridge Hotels $50 rebate offer
Added on : Sunday July 14th 2013 07:00:11 AM
Texthttp://www.ihg.comGET $50 BACK*
SPENDING THE NIGHT
FORGETTING ABOUT WORK  Getting your $50 Vacation Pay Prepaid MasterCard is easy.* Heres how:
   
The fun doesn't have to stop when your trip ends. Stay for two consecutive weekend nights (Friday, Saturday or Sunday) and well give you a $50 Vacation Pay Prepaid MasterCard (up to $200) when you pay for your stay with a MasterCard card.
 Participating hotels include: InterContinental Hotels & Resorts, InterContinental Alliance Resorts, Crowne Plaza Hotels & Resorts, Hotel Indigo , Holiday Inn, Holiday Inn Express, Holiday Inn Resort, Holiday Inn Club Vacations, Staybridge Suites, and Candlewood Suites.Register for the promotion
before your stay and print
out your registration
confirmation page (US and
Canadian residents only)Book and complete a qualifying
stay at any hotel in the IHG
Family of Brands and pay with
your MasterCard card between
May 31, 2013 and
September 1, 2013.Mail your completed rebate
form, registration confirmation
page and hotel bill showing
your qualifying stay to:

Vacation Pay
Dept. 121900
PO Box 52106
Phoenix, AZ 85072Your $50 Vacation Pay Prepaid MasterCard will arrive within 6-8 weeks.  
Eligibility:

Registration for promotion is required in advance of stay. A MasterCard card must be used to pay for the qualified stay. Registration can be completed at www.ihg.com/vacationpay. Valid email address is required for registration. Must register on or after May 14, 2013 through September 1, 2013 and stay between May 31, 2013 September 1, 2013. Registration must take place prior to the booking the stay. IHG brands are InterContinental, Crowne Plaza, Hotel Indigo, Holiday Inn, Holiday Inn Express, Holiday Inn Club Vacations, Holiday Inn Resorts, Staybridge Suites and Candlewood Suites. Open to residents of the 50 United States and the District of Columbia and Canada who have attained the age of majority in the jurisdiction of their residence. A stay is defined as two consecutive weekend nights (Friday, Saturday, Sunday) at the same hotel, regardless of frequency of check-in/out. A stay is qualified when paying qualifying rates, which include most business and leisure rates. Qualifying Room Rates do not include the following reduced room rates: net wholesale individual and group rate, certain package rates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker/crew rate, 50% travel club discount rate, travel industry discount rate, distressed passenger rate, IHG Rewards Club Nights/Airline Hotel Reward rate, Best Price Guarantee Free Reward rate, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate. Also excluded are opaque rates and name your own price rates (where hotel name, location and/or rate not visible until after booking is submitted). Guests of an InterContinental Alliance Resort (The Venetian or The Palazzo) must book their qualifying reservation through IHG channels (brand websites, call centers, and GDS) to become eligible, and such guests who book in any other way, including directly with The Venetian or The Palazzo or any other hotel, will be ineligible.

Rebate:

One $50 rebate ($50 Vacation Pay Prepaid MasterCard) will be awarded on a qualifying minimum two-night weekend stay booked on or after May 31, 2013 at participating InterContinental, Crowne Plaza, Hotel Indigo, Holiday Inn, Holiday Inn Express, Holiday Inn Club Vacations, Holiday Inn Resorts, Staybridge Suites and Candlewood Suites hotels for U.S. and Canada resident stays worldwide between May 31, 2013 September 1, 2013. Guest must use their MasterCard card to pay for the stay. Up to four (4) qualified rebates awarded per household for stays during the promotional period. Limit one (1) rebate per qualifying registration confirmation per weekend period.

Rebate documents required:

1) Copy of your Registration Confirmation, 2) Hotel folio with reservation number (bill) Rebate redemption must be postmarked no later than October 3, 2013. Any rebate redemption postmarked after October 3, 2013 will not be honored. If you misplace your registration confirmation, visit Vacationpayregistration.com and click on Already Registered button to print another copy.
The Vacation Pay Prepaid MasterCard has no cash value and is not redeemable for cash or usable at any ATM. Terms and Conditions apply to the prepaid card and will be received with the prepaid card. Subject to applicable law, the prepaid card will expire six months after the card is issued.
In Canada, card is issued by Peoples Trust Company and in the U.S., card is issued by MetaBank, Member FDIC, pursuant to license by MasterCard International. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. The prepaid card is given to you as a reward for which no consideration has been provided by you in exchange for the card. Card issued in the name of entrant and is not transferable; card cannot be issued to minors. Card does not have cash access and can be used wherever (Debit) MasterCard is accepted. Card valid for up to 6 months. fees may apply, see the terms that accompany your card for details regarding funds after card expiration. Card terms, conditions, and limitations apply; see http://www.cardbalancesite.com/Terms-And-Conditions/NON-REL-MC-P... in Canada, or myprepaidcenter.com/site/mastercard-promo in the U.S. for details.
InterContinental Hotels Group (IHG) reserves the right to substitute a check of equal value in lieu of a prepaid MasterCard card at its discretion. MasterCard is not the sponsor of nor shall have liability for this promotion. All rights reserved.
Offer valid only on purchase of hotel room nights at IHG brand hotels as stated above. Your rebate rights cannot be transferred. Keep copies of all materials submitted: originals will not be returned. Warning: Fraudulent submission could result in federal prosecution under mail fraud statutes (Title 18, USC Sections 1341 & 1342). Your reward will be mailed within 68 weeks after receipt of registration confirmation and folio. If you have not received your reward within 10 weeks, visit www.vacationpayrebate.com or call 877-837-3919 .
Reward will be returned to the name and address designated on the required registration confirmation U.S. addresses only will be fulfilled in U.S. dollars via a prepaid MasterCard card for US residents. Prepaid MasterCard cards mailed to Canadian residents will be in the amount of $50 in Canadian dollars. Claims postmarked after applicable dates, incomplete or illegible submissions, counterfeit copies of registration confirmation or receipts, and duplicate submissions will be rejected. IHG is not responsible for loss of registration confirmation, hotel folio or rewards due to lost or misdirected mail or for illegible entries. Good for actual purchases by end users only; excludes resellers and distributors of products and their families. Limit one reward per person, receipt, household, family or address per qualifying weekday stay. Maximum four (4) rewards per household during the promotion. IHG reserves the right to request additional information regarding this claim. IHG reserves the right to terminate promotion at any time.
Employees and their family members of any IHG company or any IHG branded hotel, Engauge, Innovar, InteliSpend or Mindshare are not eligible to participate in this promotion. Offer void where prohibited, taxed, or restricted by law. Promotion sponsor is Six Continents Hotels, Inc. For full rebate details, and to download rebate form, go to www.ihg.com/vacationpay
2013 InterContinental Hotels Group. All rights reserved. Most hotels are independently owned and/or operated.
Hi Everyone. I frequent these forums daily and really enjoy all the knowledge and insight. I essentially did a mini AOR for the sign-up bonuses. I'm 23, with a 50k income, 11 month AAoA, 2 years 2 month oldest account (Authorized User).I've taken about 8 HP's on my credit in the past year, FICO was 750, now 700 and climbing. Here are the cards I was approved for over the past year & bonus:
-CSP (40k UR)
-Chase Ink Bold (60k UR)
-AMEX Gold Personal (25k MR I realize this is a bad bonus now)
-Chase Southwest RR Plus (50k RR Miles)
-AMEX BCP ($250 Bonus, 0% 18 months)
-AMEX Gold Business (75k MR)
-Credit Union Card (No bonus)My issue is this, almost all of my revolving lines of credit will have annual fee's coming up soon and I do not wish to pay for all of them. I would also like to be able to get bonus's for cards again. For example, with the CSP Visa Signature, should I product change it to a freedom when the annual fee comes so that I may keep the age of the account, and apply for a new CSP upon reaching eligibility for the bonus? I would also like to close the AMEX Gold Personal so that I may wait for one of the 100k MR bonus's to pop up. Will having a lot of "closed by consumer" on my credit report scare away banks from letting me open up new cards? Should I apply for some no annual fee cards and let them sit in the drawer so that my AAoA increases? Basically, am I damaging my credit by applying for CC's for their bonus's with such a "thin profile" and low AAoA?
Thanks everyone.
Getting your $50.00 Vacation Pay Prepaid MasterCard is easy.* Heres how:
http://www.cokesummer.com/#/travelhttp://www.ihg.com/hotels/us/en/global/offers/offers/get50
The fun doesn't have to stop when your trip ends. Stay for two consecutive weekend nights (Friday, Saturday or Sunday) and well give you a $50.00 Vacation Pay Prepaid MasterCard (up to $200.00) when you pay for your stay with a MasterCard card.Participating hotels include:
* InterContinental Hotels & Resorts
* InterContinental Alliance Resorts
* Crowne Plaza Hotels & Resorts
* Hotel Indigo
* Holiday Inn
* Holiday Inn Express
* Holiday Inn Resort
* Holiday Inn Club Vacations
* Staybridge Suites
* Candlewood Suites
* The Venetian
* The Palazzo1) REGISTER & PRINT
Register for the promotion before
your stay and print out your
registration confirmation page
(US and Canadian residents only)
2) BOOK
Book and complete a qualifying
stay at any hotel in the IHG
family of brands and pay with your
MasterCard card between
May 31, 2013 and September 1, 2013.
3) MAIL
Mail your completed rebate
form, registration confirmation
page and hotel bill showing
your qualifying stay to:

Vacation Pay
Dept. 121900
PO Box 52106
Phoenix, AZ 85072 4) PLAY
Your $50 Vacation Pay Prepaid MasterCard will arrive within 6-8 weeks. ELIGIBILITY:
Registration for promotion is required in advance of stay. A MasterCard card must be used to pay for the qualified stay. Registration can be completed at www.ihg.com/vacationpay. Valid email address is required for registration. Must register on or after May 14, 2013 through September 1, 2013 and stay between May 31, 2013 September 1, 2013. Registration must take place prior to the booking the stay. IHG brands are InterContinental, Crowne Plaza, Hotel Indigo, Holiday Inn, Holiday Inn Express, Holiday Inn Club Vacations, Holiday Inn Resorts, Staybridge Suites and Candlewood Suites. Open to residents of the 50 United States and the District of Columbia and Canada who have attained the age of majority in the jurisdiction of their residence. A stay is defined as two consecutive weekend nights (Friday, Saturday, Sunday) at the same hotel, regardless of frequency of check-in/out. A stay is qualified when paying qualifying rates, which include most business and leisure rates. Qualifying Room Rates do not include the following reduced room rates: net wholesale individual and group rate, certain package rates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker/crew rate, 50% travel club discount rate, travel industry discount rate, distressed passenger rate, IHG Rewards Club Rewards Nights/Airline Hotel Reward rate, Best Price Guarantee Free Reward rate, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate. Also excluded are opaque rates and name your own price rates (where hotel name, location and/or rate not visible until after booking is submitted). Guests of an InterContinental Alliance Resort (The Venetian or The Palazzo) must book their qualifying reservation through IHG channels (brand websites, call centers, and GDS) to become eligible, and such guests who book in any other way, including directly with The Venetian or The Palazzo or any other hotel, will be ineligible.
Rebate: One $50 rebate ($50 Vacation Pay Prepaid MasterCard) will be awarded on a qualifying minimum two-night weekend stay booked on or after May 31, 2013 at participating InterContinental, Crowne Plaza, Hotel Indigo, Holiday Inn, Holiday Inn Express, Holiday Inn Club Vacations, Holiday Inn Resorts, Staybridge Suites and Candlewood Suites hotels for U.S. and Canada resident stays worldwide between May 31, 2013 September 1, 2013. Guest must use their MasterCard card to pay for the stay. Up to four (4) qualified rebates awarded per household for stays during the promotional period. Limit one (1) rebate per qualifying registration confirmation per weekend period.
Rebate documents required:1) Copy of your Registration Confirmation, 2) Hotel folio with reservation number (bill) Rebate redemption must be postmarked no later than October 3, 2013. Any rebate redemption postmarked after October 3, 2013 will not be honored. If you misplace your registration confirmation, visit Vacationpayregistration.com and click on Already Registered button to print another copy.
The Vacation Pay Prepaid MasterCard has no cash value and is not redeemable for cash or usable at any ATM. Terms and Conditions apply to the prepaid card and will be received with the prepaid card. Subject to applicable law, the prepaid card will expire six months after the card is issued.
In Canada, card is issued by Peoples Trust Company and in the U.S., card is issued by MetaBank, Member FDIC, pursuant to license by MasterCard International. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. The prepaid card is given to you as a reward for which no consideration has been provided by you in exchange for the card. Card issued in the name of entrant and is not transferable; card cannot be issued to minors. Card does not have cash access and can be used wherever (Debit) MasterCard is accepted. Card valid for up to 6 months. fees may apply, see the terms that accompany your card for details regarding funds after card expiration. Card terms, conditions, and limitations apply; see http://www.cardbalancesite.com/Terms-And-Conditions/NON-REL-MC-P... in Canada, or myprepaidcenter.com/site/mastercard-promo in the U.S. for details.InterContinental Hotels Group (IHG) reserves the right to substitute a check of equal value in lieu of a prepaid MasterCard card at its discretion. MasterCard is not the sponsor of nor shall have liability for this promotion. All rights reserved.
Offer valid only on purchase of hotel room nights at IHG brand hotels as stated above. Your rebate rights cannot be transferred. Keep copies of all materials submitted: originals will not be returned. Warning: Fraudulent submission could result in federal prosecution under mail fraud statutes (Title 18, USC Sections 1341 & 1342). Your reward will be mailed within 68 weeks after receipt of registration confirmation and folio. If you have not received your reward within 10 weeks, visit www.vacationpayrebate.com or call 877-837-3919 .
Reward will be returned to the name and address designated on the required registration confirmation U.S. addresses only will be fulfilled in U.S. dollars via a prepaid MasterCard card for US residents. Prepaid MasterCard cards mailed to Canadian residents will be in the amount of $50 in Canadian dollars. Claims postmarked after applicable dates, incomplete or illegible submissions, counterfeit copies of registration confirmation or receipts, and duplicate submissions will be rejected. IHG is not responsible for loss of registration confirmation, hotel folio or rewards due to lost or misdirected mail or for illegible entries. Good for actual purchases by end users only; excludes resellers and distributors of products and their families. Limit one reward per person, receipt, household, family or address per qualifying weekday stay. Maximum four (4) rewards per household during the promotion. IHG reserves the right to request additional information regarding this claim. IHG reserves the right to terminate promotion at any time.
Employees and their family members of any IHG company or any IHG branded hotel, Engauge, Innovar, InteliSpend or Mindshare are not eligible to participate in this promotion. Offer void where prohibited, taxed, or restricted by law. Promotion sponsor is Six Continents Hotels, Inc. For full rebate details, and to download rebate form, go to www.ihg.com/vacationpay
2013 InterContinental Hotels Group. All rights reserved. Most hotels are independently owned and/or operated. http://www.ihg.com/hotels/us/en/global/offers/offers/get50
Venetian Las Vegas Coupons
Advance Auto Parts *$40 off order over $100* Enter promo code DOW27
Added on : Tuesday July 02nd 2013 04:00:04 AM
Online only.
LINK
Use code DOW27Buy online, pick up in storeto get your order even faster!
Or, get FREE shipping on orders over $75.
*Offer valid for online orders placed July 2nd, 2013 through July 6th, 2013 before 11:59pm ET, using promo code DOW27. You must sign in to your account or create a new account during checkout, and place an order online at AdvanceAutoParts.com. Orders must be placed for home delivery or in-store pick up. Promotion is not valid on purchases made at Advance Auto Parts retail stores, or on commercial transactions. Sorryno rain checks.
Not combinable with other promotional offers or coupons.
Limited to one redemption per customer.
Promotional codes and/or coupons apply to regular-priced merchandise only; sale and clearance items not eligible.
Excludes gift cards, Hot Items and special offers including, but not limited to, Buy OneGet One, 2-For-1, and Oil Change Specials.
Excludes select items and categories: air chucks, couplers and blow guns, air compressors, air hammers, commercial tools and equipment, electrical tools and testers, engine hoists/stands, floor jacks, generators, Hot Items, hydraulic fluid and motor oil.Motor oil and other selected products are available for in-store pick-up only. Core charges, shipping and handling charges, fees, and taxes are not eligible when determining qualifying order. Applies to purchases of in-stock items only and is not valid for backorders, gift cards or gift certificates. AdvanceAutoParts.com and its affiliates reserve the right to correct, change, update or modify any sales, promotions, coupons, and related offers at any time, in their sole discretion, except as prohibited by law.Receive free Standard Shipping to addresses in the continental United States on orders totaling over $75. Shipments to Alaska, Hawaii or U.S. Territories are not eligible for Free Shipping offer. Coupons, core charges, shipping and handling charges, fees and taxes are not included in calculating eligibility for Free Shipping offer. Motor oil is available for in-store pick-up only, due to shipping restrictions. Items purchased using the In-Store Pickup option will be available for eight days from the date the order was placed. Any unclaimed orders will be cancelled and returned to stock.
Advance Auto Parts Coupons
Apple is offering a $100 App Store gift card with purchase of a new Mac computer or a $50 App Store gift card with purchase of iPad or iPhone.LinkDetails:
Youll receive your App Store Gift Card with your purchase when you buy a qualifying product from one of these stores:**Apple Online Store for Education
Apple Retail Store
Apple Authorized Campus StoreTo qualify for the App Store Gift Card and get education pricing on a Mac, you must be a college student, a student accepted to a college, a parent buying for a college student, or a faculty or staff member from any grade level. DetailsBuy a qualifying Mac and receive a $100 App Store Gift Card, or buy a qualifying iPad or iPhone and receive a $50 App Store Gift Card. The Mac or iPad must be purchased from Apple or a participating Apple Authorized Campus Store from July 2, 2013, through September 6, 2013. iPhone devices must be purchased from Apple; Apple Authorized Campus Store iPhone purchases are not eligible. iPhone eligibility may vary by model. Purchaser must be eligible for Apple Education Individual Pricing; education pricing is not available for iPad or iPhone. Quantity limits may apply. The App Store Gift Card may be used on the Mac App Store, the iTunes Store, the App Store, and the iBookstore. If the Mac, iPhone, or iPad is returned, your refund may be reduced by the full amount of the App Store Gift Card. Terms and conditions apply. The Mac App Store, the iTunes Store, the App Store, and the iBookstore are available only to persons age 13 or older in the U.S. Terms apply. See www.apple.com/legal/itunes/terms.html for more information.**iPhone is not available at Apple Authorized Campus Stores.
Apple Store Coupons
MetroPCS is back with the $25 Unlimited Talk+Text promotion.
No data included. Perhaps good for elderly people or someone like me who are mostly connected to WiFi.$25 Unlimited Talk+TextBest part - MetroPCS currently has 2 phones Free after Mail-In-Rebate that can go with this $25 plan.
2 Free MIR PhonesYou may check the specs of those phones here,
Huawei Verge
Huawei Pinnacle 2Terms & Conditions for the $25 Unlimited Talk+Text plan
Limited time offer, while supplies last. Restrictions apply. Offer only valid with new activation of MetroPCS Samsung Freeform III, Huawei Pinnacle 2, Huawei M735 Blue, LG Beacon, Samsung Contour 2, LG Select, Kyocera Presto, and Huawei Verge handsets. $10 promotion fee on acceptance of offer. $25 per month service plan offer includes unlimited talk and text, voice mail, local and long distance calling, nationwide coverage, 3-way calling, caller ID and call waiting. MMS and other data services not included. Offer not available with other add-on features, other than MetroGUARD℠ insurance and the Picture Messaging (MMS) add-on service. Nationwide long distance only available to continental US and Puerto Rico. Nationwide coverage of over 280 million population based on 2011 Target Pro data. Any change in phone will forfeit this promotional service plan, and service will be charged at then available rates. Offer cannot be combined with any other offer. Offer not available for Family Plan discount or participation in Family Plan. No rain checks. Coverage and services not available everywhere. Rates, services and features subject to change. See store or metropcs.com for details and Terms and Conditions of Service. MetroPCS services for personal use only. MetroPCS-related brands and trademarks are the exclusive properties of MetroPCS. All other trademarks are the properties of their respective owners.MetroPCS - Mail-in Rebate Offer Terms & Conditions
Mail-in Rebate Offer: Rebate has no cash value. Limited time offer. New activations only. Purchase a qualifying MetroPCS feature phone and receive, with proper completion of redemption form, a MetroPCS Visa Prepaid Card. See store of metropcs.com for list of qualifying phones and rebate details. MetroPCS Visa Prepaid Card is issued by MetaBank , Member FDIC, pursuant to a license from Visa U.S.A. Inc. Cannot be combined with other rebate offers. Must be an active MetroPCS subscriber 35 days after activation of phone. Not all phones available on all rate plans. See associate for forms and rebate eligibility requirements. Certain restrictions apply. Sales tax not included and is collected in accordance with state and local laws. No rain checks. Certain restrictions apply. MetroPCS 4GLTE service available only in a MetroPCS 4GLTE coverage area. MetroPCS 4GLTE and CDMA coverage and services not available everywhere. Nationwide long distance available only to continental U.S. and Puerto Rico. Rates, services and features subject to change. Phone selection and availability may vary by store. Screen images are simulated and are subject to change. Not all features available on all service plans. MetroPCS features and services for personal use only. See store or metropcs.com for details, coverage maps, restrictions and Terms and Conditions of Service (including arbitration provision). MetroPCS-related brands, product names, company names, trademarks, service marks, and other intellectual property are the exclusive properties of T-Mobile USA,Inc. All other brands, product names, company names, trademarks, service marks, and other intellectual property are the properties of their respective owners. Copyright 2013 T-Mobile USA, Inc. $25 Talk and Text Plan: Limited time offer, while supplies last. Eligible phone availability may vary and is not guaranteed. A onetime $10 promotion fee charged on acceptance of offer. Offer only valid with new activation or reactivation of select phones. Android , 4G and BlackBerry phones not eligible. Offer includes unlimited talk, text, voicemail, long distance calling, nationwide coverage, 3-way calling, caller ID and call waiting. Data services not included. Picture messaging available as an Add-on feature. Offer not available with any other add-on features. Coverage and services not available everywhere. Nationwide long distance only available to continental U.S. and Puerto Rico. Phone changes forfeit promotional rate; thereafter service charged at non-promotional rates. Cannot be combined with other offers. Family Plan and Family Plan discount not available with Offer. No rain checks. Rates, services and features subject to change. MetroPCS services for personal use only. Network Management: Service may be slowed, suspended, terminated, or restricted for misuse, abnormal use, interference with our network or ability to provide quality service to other users, or significant roaming. See store or metropcs.com for details, coverage maps, restrictions and Terms and Conditions of Service (including arbitration provision). MetroPCS-related brands and trademarks are the exclusive properties T-Mobile USA, Inc. All other trademarks are the properties of their respective owners. Copyright 2013 T-Mobile USA, Inc.
3 Free boxes of Monkey Bars - select areas only
Added on : Tuesday June 18th 2013 06:00:09 AM
http://iwantmonkeybars.com/getvouchers.php15 bars in total. Eligibility is based on proximity to retail stores that sell these. They will call before sending.
USAA Eligibility Question
Added on : Monday May 27th 2013 10:00:03 PM
My wife's stepfather, grandfather and also her aunt's husband have served in the US military. I want to ask if I could be eligible for membership as the husband of a wife whose stepfather, grandfather and/or aunt's husband have served for the US military.Any input? Thanks guys!
Here's how to get the most out of the deal:$49 for iPhone 5
$79.99 Everything Data 450 Plan includes unlimited mobile to mobile, data, roaming and text, 450 min to landlines
Up to 25% off monthly plan with a corporate discount. Check eligibility here: Text
($50) Invoice credit when you enter SAVE50 promo code at checkout. See TextStart here:
Sprint Pre-Owned iPhone 5 $49 when you port your phone number
Sprint Coupons
https://www.key.com/personal/promotions/dda/kbvcm2013.jsp?ppc=13...Apparently only available in certain states.
From now until June 14, 2013, switch to a qualifying eligible KeyBank checking account and get $150 cash.To get your cash reward:
+
Open a qualifying KeyBank checking account online and enter offer code ONVM0413 by June 14, 2013, and
+
Make at least 30 payments and/or purchases within 3 months of account opening, plus
+
Make 3 direct deposits each of $500 or more within 3 months of account opening. Required minimum opening deposit of $50.00. Each statement cycle, you will be required to have at least seven (7) customer initiated transactions (ANY deposits, withdrawals, including transfers) on your Key Express Checking Account or have deposits (including transfers into this Account) totaling $500.00 or more credited to your Key Express Checking Account. If you do not meet one of these requirements a $5.00 monthly Maintenance Service Charge will be assessed.
2 There may be an annual fee for the KeyBank Relationship Rewards program based on the type of checking account you have. Redemption of rewards points is subject to a service fee.
* Between 4/15/2013 and 6/14/2013, you must open a Key Express (this is the basic banking account in NY), Key Coverage, Key Advantage, Key Privilege, or Key Privilege Select Checking Account online and make at least 30 posted payments and/or purchases from the new checking account within three months of account opening, plus within three months of account opening make a total of three direct deposits each of $500 or more to get your gift. One month is calculated as 31 calendar days from account opening date (three months equals 93 calendar days from account opening date). Limit one gift per qualifying account. Limit one gift per individual. The value of your gift will be reported on Form 1099-INT. Your gift will be deposited within 90 days of meeting requirements. Qualifying purchase and payment transactions include checks, MasterCard signature, PayPass and PIN-based purchases, Key Bill Pay, debit card automated payments, PayPal transactions, and Automated Clearing House (ACH) direct payments. Direct deposit transactions are limited to payroll, Social Security, pension, and government benefits. Offer not available to individuals who have had a KeyBank checking account in the last 12 months. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer. If you close your account within 180 days of account opening, you will be charged a $25.00 account early closure fee. Accounts overdrawn or closed as of 9/27/2013 are not eligible for this offer. Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility. Offer is subject to cancellation without notice and cannot be combined with any other offer. Other miscellaneous charges may apply.
New KeyBank checking account $150 cash bonus
Added on : Tuesday May 14th 2013 08:00:06 AM
https://www.key.com/personal/promotions/dda/kbvcm2013.jsp?ppc=13...
From now until June 14, 2013, switch to a qualifying eligible KeyBank checking account and get $150 cash.To get your cash reward:
+
Open a qualifying KeyBank checking account online and enter offer code ONVM0413 by June 14, 2013, and
+
Make at least 30 payments and/or purchases within 3 months of account opening, plus
+
Make 3 direct deposits each of $500 or more within 3 months of account opening. Required minimum opening deposit of $50.00. Each statement cycle, you will be required to have at least seven (7) customer initiated transactions (ANY deposits, withdrawals, including transfers) on your Key Express Checking Account or have deposits (including transfers into this Account) totaling $500.00 or more credited to your Key Express Checking Account. If you do not meet one of these requirements a $5.00 monthly Maintenance Service Charge will be assessed.
2 There may be an annual fee for the KeyBank Relationship Rewards program based on the type of checking account you have. Redemption of rewards points is subject to a service fee.
* Between 4/15/2013 and 6/14/2013, you must open a Key Express (this is the basic banking account in NY), Key Coverage, Key Advantage, Key Privilege, or Key Privilege Select Checking Account online and make at least 30 posted payments and/or purchases from the new checking account within three months of account opening, plus within three months of account opening make a total of three direct deposits each of $500 or more to get your gift. One month is calculated as 31 calendar days from account opening date (three months equals 93 calendar days from account opening date). Limit one gift per qualifying account. Limit one gift per individual. The value of your gift will be reported on Form 1099-INT. Your gift will be deposited within 90 days of meeting requirements. Qualifying purchase and payment transactions include checks, MasterCard signature, PayPass and PIN-based purchases, Key Bill Pay, debit card automated payments, PayPal transactions, and Automated Clearing House (ACH) direct payments. Direct deposit transactions are limited to payroll, Social Security, pension, and government benefits. Offer not available to individuals who have had a KeyBank checking account in the last 12 months. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer. If you close your account within 180 days of account opening, you will be charged a $25.00 account early closure fee. Accounts overdrawn or closed as of 9/27/2013 are not eligible for this offer. Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility. Offer is subject to cancellation without notice and cannot be combined with any other offer. Other miscellaneous charges may apply.
Chase $200 Coupon Code With Direct Deposit Expires May 15th!
Added on : Sunday May 12th 2013 06:00:11 AM
I recently came across this link and thought I would share with the fatwallet community as this type of coupon is regularly requested through out the forums. Each code will be unique so no one will have to use the "guess method" to be able to take advantage of this deal. https://www.chase.com/ccp/index.j...r%E2%80%A6As per usual here are the terms and conditions for the bonus:Must be a new Chase Total Checking customer.*Service Fee - Chase Total CheckingSM has no Monthly Service Fee when you do any one of the following each statement period: Option #1: Have monthly direct deposits totaling $500 or more made to this account; OR, Option #2: Keep the daily balance in your checking account at or above $1,500; OR, Option #3: Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances. Otherwise a $12 Monthly Service Fee will apply ($10 Monthly Service Fee for CA, OR and WA). We will notify you of changes to your account terms or fees. For more information, please see a banker or visit chase.com/checking.Bonus/Account Information: Offer not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance. To receive the bonus: 1) open a new Chase Total CheckingSM account, which is subject to approval; 2) deposit $100 or more within 10 business days of account opening; AND 3) have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After you have completed all the above requirements, we'll deposit the bonus in your new account within 10 business days. The bonus cannot be used as the opening deposit. You can only receive one checking account-related bonus per calendar year. Bonus is considered interest and will be reported on IRS Form 1099-INT.Account Closing: If your checking account is closed within six months, we will deduct the bonus amount at closing.Banker Instructions:Eligibility: Personal checking accounts except for High School, College, and Access Checking. Coupon good one time and may not be transferred to others.
Account opening: Enter coupon code. Customer has 60 days to have their first direct deposit post to this account and then bonus will be deposited within 10 business days.
E-Coupon Receipt: Print and give to the customer.Enjoy your bonus!
How to meet minimum spend requirements on AMEX
Added on : Saturday May 11th 2013 12:00:04 PM
I opened AMEX card about 2 months back and need to meet $1000 minimum spend requirements for bonus eligibility. I have penfed card for Fuel - 5%
Groceries etc - Citibank - 5%
Restaurants - Chase - 5%I don't have any major expenses apart from the above categories and hence thinking of buying Costco GCs. Just wondering if there are any better suggestions or ways to buy cheap gift cards or any other category.Thank You
Advance Auto Parts Coupon: $50 off $100+ for Online PurchasesLink www.advanceautoparts.com

$50 off orders over $100 for first 500 customers
$40 off orders over $100 for next 1000 customers
30% off nearly everything for next 2000 customers

Enter promo code DOW17 at checkout.

Online only.

Buy online, pick up in store, or get FREE shipping on orders over $75.

$50 maximum savings
Cannot combined with other promotional offers or coupons.
Promotional codes are for single use only, and have no cash value. Void where prohibited by law.
Excludes gift cards, Hot Items and special offers including, but not limited to, Buy OneGet One, 2-For-1, and Oil Change Specials.
Excludes select items and categories: air chucks, couplers and blow guns, air compressors, air hammers, commercial tools and equipment, electrical tools and testers, engine hoists/stands, floor jacks, generators, Hot Items, hydraulic fluid and motor oil.
Motor oil and other selected products are available for in-store pick-up only. Core charges, shipping and handling charges, fees, and taxes are not eligible when determining qualifying order. Applies to purchases of in-stock items only and is not valid for backorders, gift cards or gift certificates. AdvanceAutoParts.com and its affiliates reserve the right to correct, change, update or modify any sales, promotions, coupons, and related offers at any time, in their sole discretion, except as prohibited by law.

Receive free Standard Shipping to addresses in the continental United States on orders totaling over $75. Shipments to Alaska, Hawaii or U.S. Territories are not eligible for Free Shipping offer. Coupons, core charges, shipping and handling charges, fees and taxes are not included in calculating eligibility for Free Shipping offer. Motor oil is available for in-store pick-up only, due to shipping restrictions. Items purchased using the In-Store Pickup option will be available for eight days from the date the order was placed. Any unclaimed orders will be cancelled and returned to stock.

DOES NOT WORK ON OIL thx straycat76
Advance Auto Parts Coupons
Termination!! Obviously sob stories.. What to do next?
Added on : Saturday April 13th 2013 06:02:20 PM
Hello, I hope that you are having pleasant day. I've been learning a lot from FW finance forum- today, I humbly ask for your honest opinion of what I should do next. Since I didn't want to get this issue known to anybody(though this is anonymous forum... crazy, I know), I used Alt-ID and for that, I am genuinely so sorry about those who don't like to see Alt-ID: never knew I would be the one that would be using it. After the graduation of college, I decided to stay at college town so that my fiance could finish her degree. (I majored in Economics, for those who care). Since I wanted to do something useful while waiting, I started my first career as a teller in a local bank. Even though I knew that being a teller wasn't going to strengthen my resume, I worked really hard as if becoming teller was my destiny. I quickly reached incentive level and reached top 10 percent of tellers among five states, which was all good. The cash flow from being a teller wasn't big enough, but I was able to put food on the table along with some nice gift for my gal. I was a happy man back then. Then the cookie started to crumble. The relationship between my fiance and me went south- after breakup, I realized that I do not have any connection or friends. While I don't want to say that the time that I spent with her was a waste, I certainly should have had my personal life. I was floating in middle of nowhere in geographic sense(not in a big city like Boston, Chicago, San Francisco etc) either. I was stressed as is and this was what happened after a week of breakup. I was preparing to move to another big city so that I can finally start my second beginning albeit it was without her. We, as retail tellers, occasionally help the commercial tellers because there is so much for the commercial tellers to do. That day was the day that commercial room wasn't able to handle the workload that they are given. After 5:00PM, I realized that I was 5.14 dollars short from the drawer and the commercial room asked for the help they needed. Grudgingly any available retail tellers started to help them out. At 7:00PM, everybody was tired and wanted to go home. At the very last deposit, I found a deposit slip where they did not write down the amount of deposit. THIS WAS WHERE IT WENT WRONG. For some reason, I put 5 dollars less than what the actual deposit was (not 5.14!!!). I did not know what got into my head- the balancing wasn't my motive to put that money into my drawer since I ended up writing off 14 cents. My balancing rate was more than 95 percent so I knew for sure that my supervisor would not mind me being off 5.14 dollars let alone 14 cents. My coworkers saw me underwriting from the deposit and reported to supervisor that I shorted them for 5 dollars. Few minutes later, managers available at 7PM all gathered up and asked me whether I did that terrible act. He asked me whether I really did that since he could not believe the fact that I, who were so enthusiastic and friendly about this bank, would commit this serious issue. I told them the truth as I wouldn't lie. They asked me that whether I have been doing that more than once and I told them that I did not. If that was the case, I would've denied the fact that I shorted commercial deposit at the first place instead of admitting it. They agreed that I am not the character like that and yet were deeply shocked by this incidence. They told me to correct the transaction and come back tomorrow for further action. Feeling terrible and befuddled about the motive of force balancing, I showed up to my work after that day. I have concluded that the recent crumble with the relationship that went south interfered with the clear thinking that I always had. They took the whole day to investigate whether I shorted other customers to balance myself. Of course, they was not able to find the supporting evidence as I never did such act prior to this. After escalating this issue to vice president and HR, they decided to terminate me. I was asked to sign the paper where it read as "the bank has lost trust to employee XXXXX for this action and has decided to terminate his position". However, the head of HR told me that the bank and supervisors do not believe that I did this in any malicious way- but they have to follow the compliance. Long story short, I was terminated with free of charge(no, they did not call police), which was fortunate. The head of HR further told me that they will only verify the start date and duration of employment, the tile as a teller- they would not answer the question of eligibility of rehire. She added that they use the term terminated for every single person who leave the bank: whether it is their own accord, retired, or terminated. I honestly think that this is the end of line for me- I lost everything that I took pride and loved. I lost my fiance, and now I lost my career where I once took my pride and excelled at. With the big termination mark at teller job, I do not think that any financial institution would hire me. I wanted to apply asset management careers after getting myself married and moving to a big city but all those dreams turned into ashes. Honestly, who would hire me after hearing this story? While I certainly don't hope that this would lead to depression or any sort, I would like to ask for your opinion. Am I done for the life? Would I be better off throwing myself from the building? <-Okay, that was little bit extreme, but I really, really don't know what to do. I don't even know whether I should be posting this. Please share me your thought.
Advance Auto Parts Coupon: $25 off $75 Online Orders or More
Added on : Monday April 08th 2013 12:00:09 PM
Save and save again!
$25 off orders of $75 or more!**
In appreciation of your business, we've got even another great deal
just for youuse code THX113 at checkout to redeem your coupon.
**Offer valid for online orders placed by April 20, 2013, before 11:59 PM ET. Save $25 on orders over $75 purchased online at AdvanceAutoParts.com, with promotional code THX113. To qualify, orders must be placed for home delivery or in-store pick up. Promotion is not valid on purchases made at Advance Auto Parts retail stores, or on commercial transactions. Sorry-no rain checks.

Not combinable with other promotional offers or coupons.
Coupons have no cash value. Void where prohibited by law.
Excludes gift cards, Hot Items and special offers including, but not limited to, Buy OneGet One, 2-For-1, and Oil Change Specials.
Excludes select items and categories: air chucks, couplers and blow guns, air compressors, air hammers, commercial tools and equipment, electrical tools and testers, engine hoists/stands, floor jacks, generators, Hot Items, hydraulic fluid and motor oil.
Motor oil and other selected products are available for in-store pick-up only. Core charges, shipping and handling charges, fees and taxes are not eligible when determining qualifying order. Applies to purchases of in-stock items only and is not valid for backorders, gift cards or gift certificates. AdvanceAutoParts.com and its affiliates reserve the right to correct, change, update or modify any sales, promotions, coupons, and related offers at any time, in their sole discretion, except as prohibited by law.

Receive free Standard Shipping to addresses in the continental United States on orders totaling over $75. Shipments to Alaska, Hawaii or U.S. Territories are not eligible for Free Shipping offer. Coupons, core charges, shipping and handling charges, fees and taxes are not included in calculating eligibility for Free Shipping offer. Motor oil is available for in-store pick-up only, due to shipping restrictions. Items purchased using the In-Store Pickup option will be available for eight days from the date the order was placed. Any unclaimed orders will be cancelled and returned to stock.
Advance Auto Parts Coupons
Microsoft Project Professional 2013 - $9.95 through Microsoft HUP
Added on : Friday March 29th 2013 11:00:06 AM
Microsoft Project Professional 2013 - $9.95 http://www.microsofthup.com/hupus/home.aspx?country_id=US&dialect_id=en-US&WT.mc_id=vc411&lookupValid for Companies that are part of the Microsoft HUP (Home Use Program). You must use you company email to qualify. I have also seen school & military emails work for this deal.Even if your company email is not working, but you know they are part of HUP. You can get a program code from HR/Admin and enter it in at the program eligibility page.
http://www.microsofthup.com/hupus/home.aspx?country_id=US&dialect_id=en-US&WT.mc_id=vc411&lookupThen click "Enter Program Code Manually" on the right hand sideThis is a digital download but you have the option of a back disc as well.Expires: May 1st 2013Follow these simple steps:
Step 1. http://www.microsofthup.com/hupus/home.aspx?country_id=US&dialect_id=en-US&WT.mc_id=vc411&lookup
Step 2. Enter your work email address to check your company's eligibility.
Step 3. Buy the software and download. Enjoy!
Free Newborn Onesies from Elizabeth Street
Added on : Monday March 25th 2013 08:00:47 AM
https://www.elizabethstreetcontests.com/hmgiveaway/MUST ACCEPT NEWSLETTERS
1.H&M Onesie Giveaway: How to Enter: Beginning March 21, 2013, at 12:01 a.m. (ET) through April 21, 2013, at 11:59 p.m. (ET), go to www.elizabethstreetcontests.com/hmgiveaway and submit the entry form pursuant to the on-screen instructions. Sponsor reserves the right to terminate the Onesie Giveaway at any time, for any reason or no reason.
Recipients Selection: Each participant that submits multiple entries (as provided in the on-screen instructions) will receive up to three (3) Giveaway Packages each comprising of: one (1) baby onesie and one (1) printed catalog containing a 20% discount coupon on purchases of kids and baby products.
Giveaway Package & Approximate Retail Value: Each Giveaway Package contains one (1) baby onesie suggested retail price of $12.95 and one (1) printed catalogue (retail value $0). The Giveaway Packages will be awarded to participants subject to Giveaway Packages availability. As soon as practicable when supplies are finished Sponsor will in its own discretion either post a notice online or terminate the Onesie Giveaway. The use of the coupon by participants shall be regulated by the terms of the coupon. Coupons are not cumulative and cannot be combined with other offers or discounts. Entrants will be notified via phone, e-mail, or postal mail, at Sponsor's discretion, on or about April 30st, 2013 or will receive the Giveaway Packages by mail.
2. ENTRIES: Each participant to the H&M Onesie Giveaway that submits multiple entries (as provided by the on-screen instructions) will receive up to (3) Giveaway Packages per person and/or email address for the (referred to as the "Promotion").
More than three (3) entries from the same person and/or email address will be disqualified at the discretion of the Sponsor. Entries using macro, robotic, script, or other forms of automatic entry will be disqualified. Entries become the property of the Sponsor and will not be returned. Proof of submission does not constitute proof of receipt. If there is a dispute as to the identity of entrant, the Giveaway Packages will be awarded to the authorized account holder of the e-mail address. The "authorized account holder" is defined as the natural person to whom the e-mail address is assigned by an Internet service provider, online service provider, or other organization (e.g., business, educational institution, etc.) that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address.
3. ELIGIBILITY: Open to legal residents of the 50 United States and the District of Columbia who are 18 years of age or older. Void in Puerto Rico and where prohibited by law. Employees of Sponsor, its parents, affiliates, and subsidiaries, participating advertising and promotion agencies, and Giveaway Packages suppliers (and members of their immediate family and/or those living in the same household of each such employee) are not eligible.
4. CONDITIONS OF PARTICIPATION: In order to enter the Promotion, you must (i) complete the entry form pursuant to the on-screen instructions, and enter your complete information including a valid US mailing address, e-mail address, and (ii) accept to receive mail offerings, email communications from the Sponsor and/or any of its business partners, and the Elizabeth Street newsletter by email from Elizabethstreet.com, and (iii) accept to receive mail offerings, email communications from H & M Hennes & Mauritz AB or its affiliated companies. If you fail to (i) complete the entry form pursuant to the on-screen instructions, or (ii) to enter your complete information including a valid US mailing address, e-mail address or (iii) do not accept to receive mail offerings, email communications from the Sponsor and/or any of its business partners and the Elizabeth Street newsletter by email from Elizabethstreet.com and (iv) to receive email offers and other communications from H & M Hennes & Mauritz AB or its affiliated companies, your name will not be included in the list of participants for purposes of obtaining the Giveaway Package(s) as provided herein by the Sponsor. For purposes of this Promotion P.O. Boxes are not considered as a valid US mailing addresses. Entries generated by script, macro or other automated means are void, as are entries that are illegible, garbled, incomplete or that contain errors. Normal time, toll, connection and usage rates, if any, charged by your Internet service provider will apply. Entrants must fill out all the information requested and have a valid e-mail address, and a valid US mailing address and it is entrant's responsibility to update Sponsor of any change in e-mail address or mailing address by notifying the Sponsor at the address indicated below. Expenses not specifically included in Giveaway Package description and all taxes are the sole responsibility of the winner. Each Giveaway Package is awarded "AS IS" with no warranty or guarantee, either express or implied, outside of manufacturer's limited warranty, and cannot be exchanged or returned. No transfer, assignment, or substitution of a Giveaway Package is permitted, except that Sponsor reserves the right to substitute an item in the Giveaway Package with an item of equal or greater value in the event that an advertised item is unavailable. All federal, state, provincial, and local laws and regulations apply. Entrants agree to be bound by the terms of these Official Rules and by the decisions of Sponsor, which are final and binding on all matters pertaining to this Promotion. Winner may be required to sign and return an Affidavit of Eligibility, a Liability Release, and, where legally permissible, a Publicity Release within 7 days following the date of first attempted notification. Failure to comply with this deadline may result in forfeiture of the Giveaway Package and selection of an alternate winner. Return of any Giveaway Package/Giveaway Package notification as undeliverable may result in disqualification and selection of an alternate winner. Winner hereby further agrees that he/she will sign any documents necessary to transfer copyright of the entry to Sponsor within 7 days following the date of first attempted notification. By accepting Giveaway Package, participant agrees to hold Sponsor, its advertising and promotion agencies and their respective parent companies, subsidiaries, affiliates, partners, representative agents, successors, assigns, officers, directors, and employees harmless for any injury or damage caused or claimed to be caused by participation in the Promotion or acceptance or use of the Giveaway Package. Sponsor is not responsible for any printing, typographical, mechanical, or other error in the printing of the offer, administration of the Promotion, or in the announcement of the Giveaway Package.
victoriassecret.com 2 Secret Reward Cards w/ a $10 purchase + $6 s&h
Added on : Saturday March 23rd 2013 01:00:03 PM
victoriassecret.com
http://www.victoriassecret.com/
Limited Time!
2 Free Secret Reward Cards with $10 Online Purchase. 
Add any in-stock item totaling $10 or more to your shopping bag.
Enter offer code SECRETBONUS at checkout.
Your bonus free Secret Reward card will be added to your order after offer code is applied.
Your package will include a total of (2) Secret Rewards.
Valid through 11:59pm EST on March 25, 2013, while bonus Secret Reward cards last.
Not valid in Stores. One bonus Secret Reward card per order. Previous purchase, gift cards, gift wrap and kits, shipping & handling and taxes do not qualify toward offer eligibility. Secret Reward card is redeemable April 1- April 30, 2013 online, by phone or in stores; excluding outlets. Secret Reward card has no value until April 1, 2013. Offer not valid in Canada. Cards value will be revealed at checkout; lost or stolen cards will not be replaced. Nontransferable, save where required under statutory rights (which are not affected). Offer may be modified or discontinued at any time without notice. See back of Secret Reward card or visit VictoriasSecret.com/Secret-Rewards for more details
Add qualifying items totaling $100 or more to your shopping bag
Enter offer code SHIP13 at checkout.
Shipping & handling charges will automatically be deducted for eligible orders after offer code is applied.
Valid through 11:59pm EST on March 25, 2013.

Valid for free standard shipping & handling in the 48 contiguous United States; Alaska, Hawaii & the US Territories only $4.99. Gift cards, gift wrap and kits, shipping & handling and taxes do not qualify toward offer eligibility. Offer subject to adjustment due to returns, cancellations and exchanges. Excludes previous purchases and store purchases. Not valid with any other shipping offers or offers that provide discounts on your entire order. For orders outside the US, additional taxes and duties may apply. Offer may be modified or discontinued at any time without noticeAdd 7 qualifying panties from the 7/$26 Panty Offer collection to your shopping bag.
Enter offer code PARTYON at checkout.
The price of your panties will be adjusted after code is applied
Valid through 11:59pm EST March 25, 2013.

Discount applied to panties purchased in multiples of 7, while supplies last. Individual items are priced as marked. No substitutions. Gift cards, gift wrap and kits, shipping & handling and taxes do not qualify toward offer eligibility. Offer subject to adjustment due to returns, cancellations and exchanges. Offer excludes clearance merchandise, previous purchases and store purchases. Discount cannot be redeemed for cash or used as payment toward your Victorias Secret Angel Credit Card. Not valid with any other panty offer. Orders shipping outside the US may not be eligible; additional taxes and duties may apply. Offer may be modified or discontinued at any time without notice.
http://www.sees.comFree 2 Day Shipping Upgrade on any order.Terms and conditions: Shipping upgrade offer ends 10:30am PT, 3/27/13. Valid online at Sees.com and on phone orders. Offer does not apply for deliveries to Alaska, Hawaii, foreign country, P.O. Boxes or APO/FPO addresses. Not valid on previously purchased orders. Options shown will vary based on delivery address. Standard shipping rate charged at checkout; shipping upgrade automatically applied. Offer may be cancelled or modified at any time. All rights reserved.

Save $4.00 on a purchase of $40.00 or more
your discount will appear at checkout.
http://www.sees.com/Simply continue shopping at Sees.com and make a purchase that meets the criteria shown below (do not close this window).
Order must be placed by 3/30/13 to qualify.
Discount will be automatically applied at checkout for each recipient totaling $40.00 or more.
Product price is used to calculate eligibility; tax and shipping charges excluded.
Offer cannot be combined with other offers or discounts.
Valid online or by calling See's at 800-697-3372 only; not available in shops.
Please reference coupon code A1309132 when calling.
BBVA Compass branches are not available all across the US.
Find out if they have location close to you Location Finder
Important information about this offerConsumer checking accounts opened from January 14, 2013 to March 31, 2013, may be eligible for a Kindle Fire HD. Checking accounts are subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms and Conditions (account disclosure) for complete details. Products, features, and benefits offered with accounts are subject to change. Miscellaneous fees and service charges may apply. Please review the following information to understand how to qualify for the bonus.Within ninety (90) days of account opening, the accountholder must meet both of the following requirements: (A) have at least one qualifying direct deposit of at least $300 from an unrelated third party post to the account; AND (B) three (3) online bill payments of at least $50 each to unrelated third parties through the BBVA Compass Online Banking with Online Bill Pay service must post to the account. Transfers made from PayPal, ING Direct, or from accounts owned by the accountholder (or related parties) at other financial institutions do not qualify. Online bill payments must be processed electronically and completed by the deadline. Payments made by check or person-to-person (P2P) payments do not qualify. Payments made by a third party debiting your account do not qualify.The Kindle Fire HD will be shipped via UPS or FedEx to the statement address associated with the checking account. Signature will be required at time of delivery. Bonus will be mailed within 90 days of meeting the eligibility requirements. Account must be open and in good standing at the time bonus is mailed.Offer valid only for new consumer checking accountholders who have not had an existing BBVA Compass consumer checking account within the last 90 days. NBA Checking Accounts are not eligible. BBVA Compass employees and household members are not eligible. Maximum of one(1) bonus per household. Offer not valid with any other offer and subject to change without notice. BBVA Compass may report the value of the bonus to the IRS as required by law. Kindle, Kindle Fire, Amazon, and the Amazon Kindle logo are trademarks of Amazon.com, Inc. or its affiliates. Kindle devices are given away on behalf of BBVA Compass. Amazon is not a sponsor of this promotion. Other limitations may apply.Mobile Banking: Message and data rates may apply. Check with your wireless carrier about such fees or rate plans.Linkymods: I searched this offer and could not find it on FW. Please delete if duplicate
sees.com/ Easter Family Basket $63.50 and free shipping
Added on : Tuesday March 12th 2013 12:00:07 AM
http://www.sees.com/$5 flat rate shipping or Free shipping wyb $60
*Shipping offer valid for a limited time only. $5 shipping rate applies to orders of $60 and under. Free shipping applies to orders of $60.01 and above. Valid online at Sees.com and on phone orders. Applied only to orders shipped via UPS Ground to a street address within the Contiguous U.S., excluding Alaska and Hawaii. Offer does not apply to PO Box, APO and FPO destinations. Flat rate shipping and free shipping automatically applied to all eligible orders (no promotional code needed). Not valid on any Express or Rush Shipping service. Not valid on previously purchased orders. Offer based on each recipient's shipment total, not order total. If shipping to multiple addresses, each recipient's total must be $60.01 or above to receive free shipping offer, otherwise $5 flat rate will be applied to each address/recipient shipment. Product price, excluding tax, used to calculate eligibility. Offer may be cancelled or modified at any time. All rights reserved. item# 579
Text
3 lb. 8 oz. $63.50
Easter Family Basket Filled with everyone's favorites, and then some. This big basket has it all, from a one-pound box of Assorted Chocolates to Jelly Beans and a huge 7.5-ounce Chocolate Butter Egg with Walnuts. Thank you, Easter Bunny! Cheerful basket comes adorned with a pretty pastel bow. Measures approximately 14" wide.

Includes:
1 lb Assorted Chocolates in festive Easter wrap
7.5 oz Decorated Chocolate Butter Egg
12 oz Jelly Beans
4 oz Peanut Butter Egg
6 Marshmallow Eggs
8 oz Milk Chocolate Foil Eggs
1 Medium Milk Chocolate Rabbit
See's Candies Coupons
Here's a quick deal for Capital One credit card holders, you will ALSO need an iPhone or Android phone.To summarize, "eligible cardholders" who download and make a purchase on the ShopSavvy app can get $20 back as a statement credit for a $40 purchase. Here are the terms [shopsavvy.com] which outline eligibility at the top. I got an e-mail about this offer from Capital One. The details and instructions are on the link:https://capitalone.shopsavvy.com/?
Discover Card 5% Home Improvement April - June 2013 Sign-up is open!
Added on : Saturday March 09th 2013 09:00:03 AM
Just a reminder to all ...Fresh for spring! Sign up right now to get 5% CashBack Bonus on up to $1,500 in purchases at Home Improvement Stores from April through June 2013.www.discover.com* Sign up to earn 5% CashBack Bonus on purchases made at home improvement stores 4/1/13 (or the date on which you sign up, whichever is later) through 6/30/13, subject to a cap of $1500 in purchases. Home improvement stores are defined as home supply retail stores, lumber/building material stores, paint/wallpaper stores, hardware stores and lawn and garden supply centers. These purchases must post to your account by 6/30/13 and do not count towards determining your eligibility to earn 1%. Purchases made at warehouse clubs, wholesale distributors, and discount stores are not eligible. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible. If a purchase is coded for a category other than listed above, it will not qualify. Rewards are added to your CashBack Bonus account within 2 billing periods. See CashBack Bonus Program Terms and Conditions for further details.
2.1% Cash Back BOA card
Added on : Sunday February 24th 2013 02:01:42 PM
While there has been much discussion of 2% cards, especially since the demise of the 2% Schwab card.However, there appears to be one possibly 2.1% card out there which I have seen little discussion of. This is the "BankAmericard Privileges credit card with Travel Rewards. this card appears to earn 2 points per dollar spent. These can be redeemed against travel purchases to get 2% back, or you can wait until you have a 25,000 points ($12,500 in spending) and get a $250 check. If the rewards are directed to a BOA active bank account, "youll automatically receive an annual 10% customer points bonus on your total purchases when you have a qualifying Bank of America account:. This makes the card a 2.2% card.
They mention it in the literature for the Platinum Privilege Program, but do not provide a link for
.http://creditcardforum.com/blog/bankamericard-privileges-card-re...They state "$0 introductory annual fee for the first year, $75 fee thereafter. The fee will be waived each year if you maintain at least $50,000 in assets with Bank of America or its affiliates." Thus, if you got the card even for one year it might be valuable. Once you qualify for the Platinum Privilege Program, it appears free.Getting details is a little hard. At first the "$50,000 in assets with Bank of America or its affiliates" makes it seem unattractive since BOA bank accounts pay low interest, and parking $50,000 there just to save an annual fee on a credit card, or even to get it, seems not worth it. However, Merrill Edge is a BOA affiliate and parking $50,000 there appears more attractive. getting information has proved difficult, so I am turning to the experts at Fatwallet. The Merrill Edge literature mention the Platinum Privilege eligibility for %50,000 in assets, but the representatives I talked to culd not say much since it was a BOA status. My local BOA branch knew the program existed if I kept $50,000 with the bank, but they knew little about how to qualify via Merrill Edge, although it seem clearly possible (and even automatic according to the Merril Edge representative (who was unsure what it got you).The Merril Edge brokerage appears a low cost place to park $50,000 in assets you already own since they have no maintenance fee. They also have incentives to bring the money over, as I duscussed in the thread on Brokerage bonuses. They offer up to $600 (for $200,000) for bringing money over in a brokerage account or IRA, plus $50 for a each 529 plan (over $5,000). They aggregate all the accounts (plus you bank accounts) to reach $50,000. If you do, you also get 50 free trades per month (nice). My wife expects to qualify via an IRA ($100 bonus) of less than $40,000, plus three 529 plans (total of $150 in bonuses).They promise this will get us the "privilege" (after a credit check I presume) of applying for one of their two privileges cards. The Travel one is the attractive one for me. While we would have to apply, I suspect I could get one. I am not naive enough to believe that just have "Privilege" status would get approval, but in theory, knowing you have $50,000 in assets should make them feel more confident (they could know you actually have assets rather than just relying on what you claim (which could be a lie). I have three 529 plans, each with over $5,000 (and expect $150 in bonuses), and am wiring them another $200,000 to get another $600 in bnuses. My wife may do the same. Thus, a credit analyst might conclude that with that many assets with them that the default risk was low.The card is actually issued by FIA, which from experience I know can be persuaded to do manual underwriting, and usually will give a card if you are willing to reallocate from another card (I already have three 2% cards with them). Still several recent inquiries have hurt my score, and I hesitate to request the card if it is no better than the three 2% cards I already have with the (or my 2% Priceline card).A big question is whether the reward process would really yield 2% quickly. I am hoping a Fatwallet member with experience would report how many expenditures got classified into the categories that you could use to redeem for without waiting till you have done you first $12,500 in spending). There is always a risk that what looks like a good deal might be modified later. This card is probably unprofitable on a stand alone basis (especially if no annual fee is collected) but as part of a Privileges package that induces someone to keep $50,000 at low interest with BOA, it may be profitable. However, $50,000 parked at Merrill Edge can generate little profits (especially if you have paid bonuses to get it to come there). I suspect the inclusion of Merrill Edge in this BOA promotion is unprofitable for them, and someday someone may notice. The description of the reward process is below. This is for the BankAmericard Travel Rewards card whose rewards are stated to be 1.5 points per dollar spent, but I hope the Privileges version is the same with regard to these details.https://www.managerewardsonline.bankofamerica.com/RWDapp/home?mc...The $25 amount for redemption is the same as for Priceline. the "travel" category appears to be broadly defined and some who do not make long distance trips may find other redemption opportunities,such as local buses or possibly subways (anyone know), or "attractions" or "rental agencies.""You can redeem Points for a statement credit in U.S. dollars to offset qualifying travel purchases ("Travel Credit"). To obtain a Travel Credit visit the Site or telephone us. The redemption value for Points redeemed for Travel Credits may vary and is subject to change. Current Travel Credit values and their respective Points requirements can be obtained by signing into the Site. A Travel Credit will only be available to redeem for purchases from the Travel Center or for qualifying travel purchases made elsewhere as defined by the following merchant category codes ("MCC"): (a). Airlines, Air Carriers (MCC Codes 3000-3299, 4511) or (b). Lodging-Hotels, Motels, Resorts (MCC codes 3501-3999, 7011) or (c). Car Rental Agencies (MCC codes 3351-3441, 7512, 4121) or (d) Cruise Lines (MCC code 4411) or Travel Agencies and Tour Operators (MCC codes 4722, 4416, 4417) or (e) Passenger Railways (MCC code 4112) or (f)Transportation-Suburban and Local Commuter Passenger, including Ferries (MCC Code 4111) or (g) Bus Lines (MCC codes 4131, 4722) or (h) Transportation Servicesnot elsewhere classified (MCC code 4789 or (i) Real Estate Agents and ManagersRentals (MCC code 6513) or (j) Timeshares (MCC code 7012) or (k) Campgrounds and Trailer Parks (MCC Code 7033) or (l)Motor Home and Recreational Vehicle Rental (MCC Code 7519) or (m) Tourist Attractions and Exhibits (MCC Code 7991, 5971) or (n) Amusement Parks, Carnivals, Circuses, Fortune Tellers (MCC Code 7996) or (o) Aquariums, Dolphinariums, Zoos, and Seaquariums (MCC Code 7998) or (p) Boat Leases and Boat Rentals (MCC Code 4457) or (q) Recreation Services-not elsewhere classified (MCC 7999). The minimum redemption value for a Travel Credit is $25. This can be comprised of a single credit that equals at least $25 or multiple individual credits that total at least $25 redeemed in one event. Purchases will be available for redemption for a Travel Credit on the Site for a period of 6 months from the posting date of the transaction and by phone for a period of 12 months from the posting date of the transaction.
Redeemed Points will be deducted from your Points balance on the date you request the Travel Credit. Travel Credits will be applied to your existing balance with the highest priced Annual Percentage Rate (APR). Receipt of a Travel Credit does not affect your responsibility to pay your Total Minimum Payment shown on each Statement you receive from us.
Merchandise and Gift Certificate Rewards"
Redeem Points for merchandise, gift cards or certificate selections at the Site or through the Redemption Center. All redemptions are final. The selection of items and the number of Points needed to obtain them may change at any time. Rewards are shipped prepaid. Returns or exchanges are only permitted for damaged or defective Rewards. The return must occur within"
2.2% Cash Back BOA card
Added on : Monday February 18th 2013 07:01:02 PM
While there has been much discussion of 2% cards, especially since the demise of the 2% Schwab card.However, there appears to be one possibly 2.1% card out there which I have seen little discussion of. This is the "BankAmericard Privileges credit card with Travel Rewards. this card appears to earn 2 points per dollar spent. These can be redeemed against travel purchases to get 2% back, or you can wait until you have a 25,000 points ($12,500 in spending) and get a $250 check. If the rewards are directed to a BOA active bank account, "youll automatically receive an annual 10% customer points bonus on your total purchases when you have a qualifying Bank of America account:. This makes the card a 2.2% card.
They mention it in the literature for the Platinum Privilege Program, but do not provide a link for
.http://creditcardforum.com/blog/bankamericard-privileges-card-re...They state "$0 introductory annual fee for the first year, $75 fee thereafter. The fee will be waived each year if you maintain at least $50,000 in assets with Bank of America or its affiliates." Thus, if you got the card even for one year it might be valuable. Once you qualify for the Platinum Privilege Program, it appears free.Getting details is a little hard. At first the "$50,000 in assets with Bank of America or its affiliates" makes it seem unattractive since BOA bank accounts pay low interest, and parking $50,000 there just to save a few on a credit card, or even to get it, seems not worth it. However, Merrill Edge is a BOA affiliate and parking $50,000 there appears more attractive. getting information has proved difficult, so I am turning to the experts at Fatwallet. The Merrill Edge literature mention the Platinum Privilege eligibility for %50,000 in assets, but the representatives I talked to culd not say much since it was a BOA status. My local BOA branch knew the program existed if I kept $50,000 with the bank, but they knew little about how to qualify via Merrill Edge, although it seem clearly possible (and even automatic according to the Merril Edge representative (who was unsure what it got you).The Merril Edge brokerage appears a low cost place to park $50,000 in assets you already own since they have no maintenance fee. They also have incentives to bring the money over, as I duscussed in the thread on Brokerage bonuses. They offer up to $600 (for $200,000) for bringing money over in a brokerage account or IRA, plus $50 for a each 529 plan (over $5,000). They aggregate all the accounts (plus you bank accounts) to reach $50,000. If you do, you also get 50 free trades per month (nice). My wife expects to qualify via an IRA ($100 bonus) of less than $40,000, plus three 529 plans (total of $150 in bonuses).They promise this will get us the "privilege" (after a credit check I presume) of applying for one of their two privileges cards. The Travel one is the attractive one for me. While we wuld have to apply, I suspect I could get one. I am not naive enough to believe that just have "Privilege" status would get approval, but in theory, knowing you have $50,000 in assets should make them feel more confident (they could know you actually have assets rather than just relying on what you claim (which could be a lie). I have three 529 plans, each with over $5,000 (and expect $150 in bonuses), and am wiring them another $200,000 to get another $600 in bnuses. My wife may do the same. Thus, a credit analyst might conclude that with that many assets with them that the default risk was low.The card is actually issued by FIA, which from experience I know can be persuaded to do manual underwriting, and usually will give a card if you are willing to reallocate from another card (I already have three 2% cards with them). Still several recent inquiries have hurt my score, and I hesitate to request the card if it is no better than the three 2% cards I already have with the (or my 2% Priceline card).A big question is whether the reward process would really yield 2% quickly. I am hoping a Fatwallet member will experience would report how many expenditures got classified into the categories that you could use to redeem for without waiting till you have done you first $12,500 in spending). There is always a risk that what looks like a good deal might be modified later. This card is probably unprofitable on a stand alone basis (especially if no annual fee is collected) but as part of a Privileges package that induces someone to keep $50,000 at low interest with BOA, it may be profitable. However, $50,000 parked at Merrill Edge can generate little profits (especially if you have paid bonuses to get it to come there). I suspect the inclusion of Merrill Edge in this BOA promotion is unprofitable for them, and someday someone may notice. The description of the reward process is below. This is for the BankAmericard Travel Rewards card whose rewards are stated to be 1.5 points per dollar spent, but I hope the Privileges version is the same with regard to these details.https://www.managerewardsonline.bankofamerica.com/RWDapp/home?mc...The $25 amount for redemption is the same as for Priceline. the "travel" category appears to be broadly defined and some who do not make long distance trips may find other redemption opportunities,such as local buses or possibly subways (anyone know), or "attractions" or "rental agencies.""You can redeem Points for a statement credit in U.S. dollars to offset qualifying travel purchases ("Travel Credit"). To obtain a Travel Credit visit the Site or telephone us. The redemption value for Points redeemed for Travel Credits may vary and is subject to change. Current Travel Credit values and their respective Points requirements can be obtained by signing into the Site. A Travel Credit will only be available to redeem for purchases from the Travel Center or for qualifying travel purchases made elsewhere as defined by the following merchant category codes ("MCC"): (a). Airlines, Air Carriers (MCC Codes 3000-3299, 4511) or (b). Lodging-Hotels, Motels, Resorts (MCC codes 3501-3999, 7011) or (c). Car Rental Agencies (MCC codes 3351-3441, 7512, 4121) or (d) Cruise Lines (MCC code 4411) or Travel Agencies and Tour Operators (MCC codes 4722, 4416, 4417) or (e) Passenger Railways (MCC code 4112) or (f)Transportation-Suburban and Local Commuter Passenger, including Ferries (MCC Code 4111) or (g) Bus Lines (MCC codes 4131, 4722) or (h) Transportation Servicesnot elsewhere classified (MCC code 4789 or (i) Real Estate Agents and ManagersRentals (MCC code 6513) or (j) Timeshares (MCC code 7012) or (k) Campgrounds and Trailer Parks (MCC Code 7033) or (l)Motor Home and Recreational Vehicle Rental (MCC Code 7519) or (m) Tourist Attractions and Exhibits (MCC Code 7991, 5971) or (n) Amusement Parks, Carnivals, Circuses, Fortune Tellers (MCC Code 7996) or (o) Aquariums, Dolphinariums, Zoos, and Seaquariums (MCC Code 7998) or (p) Boat Leases and Boat Rentals (MCC Code 4457) or (q) Recreation Services-not elsewhere classified (MCC 7999). The minimum redemption value for a Travel Credit is $25. This can be comprised of a single credit that equals at least $25 or multiple individual credits that total at least $25 redeemed in one event. Purchases will be available for redemption for a Travel Credit on the Site for a period of 6 months from the posting date of the transaction and by phone for a period of 12 months from the posting date of the transaction.
Redeemed Points will be deducted from your Points balance on the date you request the Travel Credit. Travel Credits will be applied to your existing balance with the highest priced Annual Percentage Rate (APR). Receipt of a Travel Credit does not affect your responsibility to pay your Total Minimum Payment shown on each Statement you receive from us.
Merchandise and Gift Certificate Rewards"
Redeem Points for merchandise, gift cards or certificate selections at the Site or through the Redemption Center. All redemptions are final. The selection of items and the number of Points needed to obtain them may change at any time. Rewards are shipped prepaid. Returns or exchanges are only permitted for damaged or defective Rewards. The return must occur within"
http://shop.advanceautoparts.com/
Here you'll find details about our current promotions
How long the offers last:
Offers valid for online orders placed February 18-23, 2013.
What qualifying orders get:
15% off orders over $50.*
A $25 coupon towards a future purchase of $50 or more, when you spend $50.*
FREE shipping on orders over $75, or choose in-store pickup, if applicable.
Details you need to know:
You must enter promo code FE18 in shopping cart.
Maximum savings discount is $50.
Promotional codes are for single use only and have no cash value. Void where prohibited by law.
Promotional codes and/or coupons apply to regular-priced merchandise only; sale and clearance items not eligible.
Offers exclude motor oil, gift cards, Hot Items and special offers including, but not limited to, Buy OneGet One, 2-For-1, and Oil Change Specials.
To qualify for the $25 coupon, your order total must be $50 or more, before the promotional code has been applied, and does not include core charges, shipping and handling charges, fees or taxes.
Coupons are not combinable with any other promotional offers.
You must sign in to your account, or create a new account for your purchase, and use promo code FE18 to qualify for the $25 coupon.
To redeem this coupon on a future online purchase of $50 or more, you must be signed in to the same account you used for the original qualifying order.
Shoppers using Guest checkout will not qualify.
Coupons are for single use only and have no cash value.
PayPal shoppers still need to sign in, or register for a new Advance Auto Parts account to qualify.
Coupons will be emailed on March 6, 2013 and will be valid through April 5, 2013.
Spend $50, Get $25 FAQs:
Q: When do I get my $25 off coupon?
A: Coupon codes will be emailed to all qualified customers on March 6, 2013, and can be used through April 5, 2013, before 11:59 PM, ET. Please make sure we have a valid email address on file and that you have not opted out of receiving email from Advance Auto Parts or you may not receive the email containing your coupon code.Q: How much do I have to spend to qualify?
A: To qualify for the $25 coupon, your order total must be $50 or more, before the promotional code has been applied, and does not include core charges, shipping and handling charges, fees or taxes. Customers must be registered and signed in. Orders must be placed February 18-23, 2013, using promo code FE18 at checkout.Q: Why do I need to sign in or register to get the coupon?
A: In an effort to monitor the use of these deep-discount coupons and prevent abuse, we need to be able to identify you as a qualified customer when you return to redeem your coupon. By registering, we are able to ensure that you get the correct discount and that your coupon is valid.Q: I use PayPal and it requires that I sign in to pay for my Advance Auto Parts order. Is this necessary?
A: Yes, if you are using PayPal as a payment method, you will still need to be signed in to your Advance Auto Parts account to qualify for the coupon. If you are not registered yet, you may select the option to create a new account during checkout, which will qualify you to receive the coupon.Q: What if I place multiple orders of $50 or more during the qualifying period, will I receive multiple coupons?
A: Sorry, coupons are limited to one per customer.Q: What happens if I return my qualifying order do I still get to use the coupon?
A: We understand there may be a need to return items from your qualifying order and will not restrict you from using the coupon if items were returned in good faith. However, we do screen aggressively for abuse and will block abusers from using the coupon.*Both offers valid for online orders placed from 12:00am ET on February 18, 2013, through February 23, 2013, before 4:59pm, ET, using promo code FE18. You must sign in to your account or create a new account during checkout, and place an order online at AdvanceAutoParts.com. Orders must be placed for home delivery or in-store pick up. Promotion is not valid on purchases made at Advance Auto Parts retail stores, or on commercial transactions. Sorryno rain checks. Customers who order and qualify during the promotional period will receive a coupon via email on March 6, 2013, for $25 off of a future online order of $50 or more. The coupon will be valid through April 5, 2013, before 11:59pm ET.
Not combinable with other promotional offers or coupons.
Promotional codes are for single use only and have no cash value. Void where prohibited by law.
Promotional codes and/or coupons apply to regular-priced merchandise only; sale and clearance items not eligible.
Maximum savings discount is $50.
Excludes gift cards, Hot Items and special offers including, but not limited to, Buy OneGet One, 2-For-1, and Oil Change Specials.
Excludes select items and categories: air chucks, couplers and blow guns, air compressors, air hammers, commercial tools and equipment, electrical tools and testers, engine hoists/stands, floor jacks, generators, Hot Items, hydraulic fluid and motor oil.
To qualify for the $25 coupon, your order total must be $50 or more, before the promotional code has been applied, and does not include core charges, shipping and handling charges, fees or taxes.
Coupons are limited to one per customer, are for single use only, have no cash value, and are not valid with any other promotional offers, or for commercial purchases. Void where prohibited by law.
Motor oil and other selected products are available for in-store pick-up only. Core charges, shipping and handling charges, fees, and taxes are not eligible when determining qualifying order. Applies to purchases of in-stock items only and is not valid for backorders, gift cards or gift certificates. AdvanceAutoParts.com and its affiliates reserve the right to correct, change, update or modify any sales, promotions, coupons, and related offers at any time, in their sole discretion, except as prohibited by law.
Receive free Standard Shipping to addresses in the continental United States on orders totaling over $75. Shipments to Alaska, Hawaii or U.S. Territories are not eligible for Free Shipping offer. Coupons, core charges, shipping and handling charges, fees and taxes are not included in calculating eligibility for Free Shipping offer. Motor oil is available for in-store pick-up only, due to shipping restrictions. Items purchased using the In-Store Pickup option will be available for eight days from the date the order was placed. Any unclaimed orders will be cancelled and returned to stock
Advance Auto Parts Coupons
Buy 1 Fisher-Price infant toy priced $25.00 or more Get 1 Fisher-Price infant toy priced up to $24.99 FREE!Head over to coupons.com for Fisher Price printables (under "Popular Categories" click 'more' to pull-down and choose 'Toys & Games'). Coupons are currently available for:
$3 off Giggle Gang
$5 off Laugh & Learn Puppy
$5 off LOL Elmo
$5 off Poppity Pop Musical Dino
$10 off Stride-to-Ride Puppy
$10 off Fun with Friends Musical TableB&M Example - get both the Poppity Pop Musical Dino and Laugh & Learn Puppy for $29.99 (assuming tru doesn't allow coupons on the "free" item)B1G1F online Free Standard Shipping on any purchase of $79+ and common for sale items at TRU, no SR eligibility
Toys R Us Coupons
Microsoft Home Use Program - MS Office Po 2013, Mac Office 11, Visio, all $9.95 each. It requires your corporate email ID for bulk purchase pricing eligibility check.http://www.microsofthup.com/hupus/home.aspx?dialect_id=en-US&cou...FAQ Page: http://www.microsofthup.com/hupus/faq.aspx?culture=en-USThe Home Use Program is a Software Assurance benefit available to Microsoft volume licensing customers with active Software Assurance coverage on their Office applications. Employees who use the covered licenses at work are eligible to purchase these Office applications for use on a home PC during the term of their employment. This temporary license expires with the employers Software Assurance coverage, or upon termination of employment with the covered customer.
NWFCU $100 checking account bonus 2/01/13 3/30/13
Added on : Monday February 04th 2013 01:00:56 PM
Northwest Federal Credit Union has a $100 sign up bonus on checking accounts opened 2/01/13 3/30/13. Three consecutive Direct Deposits are required. https://www.nwfcu.org/bundle/They have a free basis checking account without fees at https://www.nwfcu.org/bundle/Membership: https://www.nwfcu.org/membership-eligibility/Field of Membership: Employees of these U.S. Government Agencies
Employees of these Member Companies
Employees of these Partner Organizations
Family Members* of any of the above groups
Household Members* of any of the above groups Another Option for MembershipFinancial Awareness Network (FAN): If you are not eligible to join Northwest Federal via the relationships defined above, you can join by enrolling in the Financial Awareness Network (FAN), an organization dedicated to promoting and supporting financial education. There is a one-time $10 fee to join FAN
FAN membership is open to anyone ages 13 and older
There is no additional paperwork. Simply, select Financial Awareness Network (FAN) in the eligibility section of your Northwest Federal membership application and fund your FAN $10 membership fee.
0 Posted By: FatWalletTopDeals
Views: 18 Replies: 0

Parallels Desktop for Mac: Academic + Free Upgrade to Parallels 8 @ Newegg - $19.99 after Coupon
Compare at $39.99
Free Shipping!

Coupons
PACEN20 - $20 off

Includes:4GB Kingston DataTraveler USB 2.0 /w Parallels Desktop for Mac1 Student LicenseFree Registration to Parallels 8 (Upgrade)
Valid .edu email address necessary for eligibility
(FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Newegg Coupons
http://www.thekiaoffer.com/BigGame/TERMS AND CONDITIONS: Test-drive offer is valid from January 30, 2013, to March 31, 2013. To be eligible, test-driver must be 18 years of age or older with a valid drivers license. This offer is non-negotiable and non-transferable. One (1) $25 Kia Visa Prepaid Card per person. Test-drive and dealer validation required. Only the completed certificate with an original dealer signature and unique Personal Priority Code will be honored. Your envelope with the original, completed certificate inside must be postmarked by April 15, 2013. All matters of program eligibility and qualification will be conclusively resolved by Kia Motors America, Inc., in its sole discretion. Offer valid only in the continental United States; void in outlying areas. Void where prohibited. Offer is limited to the first 10,000 completed certificates received or while supplies last. Kia is not responsible for mistakes or typographical errors. Kia is not responsible for lost or misdelivered mail. Kias liability is limited to the value of the Visa prepaid card. The Visa prepaid cards to be issued by by MetaBank pursuant to a license from Visa U.S.A. Inc. For comments or questions, please call 1-877-883-4913.
Open a new checking account. Get $50 for doing 20 debit card transactions of at least $3 each. Get $100 for setting up direct deposit of at least $250 in a single transaction.This is only available at their three new branches in the San Fernando Valley:20516 Devonshire Bl.
Chatsworth 91311100 S. San Fernando Bl.
Burbank 915023808 W. Riverside Dr.
Burbank 91505 (they call this one their "Toluca Lake" branch)Web page describing the offer:https://www.bankofthewest.com/la.htmlThis is supposed to be the small print, but I don't know how to make it small:1 All offers valid only for new Easy Checking, Choice Interest Checking, or 55 Plus Checking* accounts opened at the Burbank, Toluca Lake and Chatsworth Branches between 12/10/12 and 01/25/13 with a minimum checking account opening deposit of $100 or more with funds new to Bank of the West (Bank). Offers are not available for existing Bank customers with an open checking account as of 12/09/12. Customers who received any consumer bonus from the Bank between 12/09/11 and 12/09/12 are not eligible.

2 To receive the $100 bonus, customer must establish a direct deposit of at least $250 (two or more direct deposits that add up to $250 do not qualify). Direct deposit must be payroll, Social Security, pension or other government benefits. The first direct deposit must be posted to the account by 3/30/13.

3 To receive the $50 bonus, customer must request, receive and use a new Bank of the West Debit Card for 10 or more debit card purchases per month for each of the 2 full calendar months immediately following the month of account opening. Each purchase must be $3 or more. All required purchases must be posted by 3/30/13.

Total of combined consumer bonuses is limited to $150 and cannot be combined with any other consumer offers. Limit of one combined consumer bonus per mailing address. Account must have a positive balance as of 3/30/13 to be paid any bonus. Combined total of bonuses earned will be credited to open checking account by 04/19/13. Any account that meets the eligibility requirements as of 3/30/13, but is not in an open status when the bonus is paid, will not receive the bonus. Offers do not apply to second or multiple checking accounts. An early closure fee of $25 will apply if an account is closed within 91 days of the account opening date. Any applicable taxes associated with these offers are the responsibility of the account holder. To the extent required by law, Bank will report total value of the offers to the IRS on Form 1099 for tax year 2013. All accounts are subject to the Banks standard terms and conditions and fee schedule.

*If you do not qualify for a checking product listed in this offer, you may be offered an alternate checking product to which the bonus may apply.
Victoria Secret - Last Day at the Semi-Annual sale + FS on $25
Added on : Wednesday January 23rd 2013 06:00:05 AM
http://www.victoriassecret.comCode: SHIP25SPECIAL OFFER DETAILS:
FREE STANDARD SHIPPING & HANDLING ON U.S. ORDERS OF $25 OR MORE
Add qualifying items totaling $25 or more to your shopping bag. Enter offer code SHIP25 at checkout. Shipping & handling charges will automatically be deducted for eligible orders after offer code is applied. Valid through 11:59pm EST on January 23, 2013. Valid for free standard shipping & handling in the 48 contiguous United States; Alaska, Hawaii & the US Territories only $4.99. Gift cards, gift wrap and kits, shipping & handling and taxes do not qualify toward offer eligibility. Offer subject to adjustment due to returns, cancellations and exchanges. Excludes previous purchases and store purchases. Not valid with any other shipping offers or offers that provide discounts on your entire order. For orders outside the US, additional taxes and duties may apply. Offer may be modified or discontinued at any time without notice.
BB&T Checking $125 AL, DC, FL, GA, IN, KY, MD, NC, SC, TN, VA, WV
Added on : Saturday January 19th 2013 05:01:05 PM
Promo code AJIAZ by May 31 2013
www.bbt.com/plus125From previous threads:
Hard pull (eq?)
No CC fundingSouth East footprint, looks like.Open a personal checking account,
use direct deposit or bill pay,
get $125!1
Sign up for a new checking account today and get $125.
Plus, you'll get all of these great features for free:
Debit card with cash rewards
Online banking and bill payment
Mobile banking and alerts2
Mobile check deposit21Eligibility: This special limited time offer is available for personal checking accounts only that are opened between 1/01/2013 and 5/31/2013. Offer is subject to change or be withdrawn at any time without notice and cannot be combined with any other offer. Offer is limited to one incentive per household, and does not apply to second or multiple personal accounts. In order to receive the $125 incentive, clients must open a checking account and do at least one of the following. 1) Use BB&T online bill payment service to initiate 3 online bill payments (minimum payment of $25) from your new checking account within 90 days of account opening; OR 2) Enroll in and receive 2 direct deposits (minimum of $100 each) to the new personal checking account within 90 days of account opening. Any account not in good standing, closed, and/or with a balance less than or equal to zero at the time we review account eligibility (between 90-120 days of account opening) will not receive the $125 incentive. Normal minimum balance requirements apply. Some BB&T checking account options accrue interest. For example, an Elite Gold account earns 0.01% Annual Percentage Yield (APY) for balances $0 - $2,499, 0.01% APY on balances of $2500 - $24,999 and 0.01% APY on all balances $25,000 - $99,999,999,999 in North Carolina; rates good as of 11/5/2012 and are subject to change. The $125 incentive will be deposited directly to your account within 120 days of account opening if qualifiers above are met; and will be reported to the IRS as required by law.2Fees from your mobile or data carrier may apply.
Free Kindle Fire HD with BBVA Compass Bank New Checking Acct
Added on : Saturday January 19th 2013 05:01:05 PM
BBVA Compass is offering free Kindle Fire HD if you open new checking account with them.Link below :

http://www.bbvacompass.com/special/201301/kindle/Applicable only for residents of Alabama[min 19 yrs] & AZ, CA, CO, FL, TX ,NM [min 18 yrs]Consumer checking accounts opened from January 14, 2013 to March 31, 2013, may be eligible for a Kindle Fire HD. Checking accounts are subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms and Conditions (account disclosure) for complete details. Products, features, and benefits offered with accounts are subject to change. Miscellaneous fees and service charges may apply. Please review the following information to understand how to qualify for the bonus.Within ninety (90) days of account opening, the accountholder must meet both of the following requirements: (A) have at least one qualifying direct deposit of at least $300 from an unrelated third party post to the account; AND (B) three (3) online bill payments of at least $50 each to unrelated third parties through the BBVA Compass Online Banking with Online Bill Pay service must post to the account. Transfers made from PayPal, ING Direct, or from accounts owned by the accountholder (or related parties) at other financial institutions do not qualify. Online bill payments must be processed electronically and completed by the deadline. Payments made by check or person-to-person (P2P) payments do not qualify. Payments made by a third party debiting your account do not qualify.The Kindle Fire HD will be shipped via UPS or FedEx to the statement address associated with the checking account. Signature will be required at time of delivery. Bonus will be mailed within 90 days of meeting the eligibility requirements. Account must be open and in good standing at the time bonus is mailed.Offer valid only for new consumer checking accountholders who have not had an existing BBVA Compass consumer checking account within the last 90 days. NBA Checking Accounts are not eligible. BBVA Compass employees and household members are not eligible. Maximum of one(1) bonus per household. Offer not valid with any other offer and subject to change without notice. BBVA Compass may report the value of the bonus to the IRS as required by law. Kindle, Kindle Fire, Amazon, and the Amazon Kindle logo are trademarks of Amazon.com, Inc. or its affiliates. Kindle devices are given away on behalf of BBVA Compass. Amazon is not a sponsor of this promotion. Other limitations may apply.
Streamlined Refinance vs. AOR
Added on : Sunday January 13th 2013 03:01:08 PM
I think I know the answer to my question, but I figured it never hurts to get the collective FW wisdom.Situation:
-lived in home for ~19 months (July '11)
-refinanced 9 months ago (April '12) to 15 years @ 3.25%
-current LTV 75%
-did a 4 card AOR at end of July '12 (~5.5 months ago)
-current FAKO score 750 per Credit Karma
-wife did 6 app, 5 received AOR end of October '12
-her current FAKO score is ~723 but is reporting already paid balances on the cards from meeting minimum spends, should go up
-we rely on my income for mortgage (in my name, etc.); income was up about 20% from last year
-currently paying extra on mortgage to expedite payoff (yes, know others will argue can get better returns elsewhere, but want this thing paid off)When I login to my mortgage company's website (Wells Fargo) I see a streamlined refinance option. Granted it is just a simple stating of current rates, but it has the refinance rate at 2.75%.By my calculations if I keep the same payment I am making now (higher normal payment + extra principal) and apply it to the new mortgage, I will reduce my total interest expense by about $11k over 11 years until payoff.I'm thinking I would have to be dumb not to do this, but wanted to make sure I'm not missing something. It looks to be no or minimal closing costs.Has enough time passed since my AOR to result in no problems with getting streamlined? How soon after streamlining should I try another AOR? Am I missing anything?Here is the disclaimer on the streamlined section:As an existing Wells Fargo Home Mortgage customer, you may be eligible for our streamlined online refinance. With this program, you may be able to reduce your loan term, interest rate, or both.
Features

Evaluation of your eligibility for government programs, such as the Home Affordable Refinance Program.
No application or appraisal fees.
No closing costs.1
Loan pricing that is locked once your completed application is submitted.2

Benefits

Reduced paperwork and documentation.
Reduced costs.
Convenient online process.
Easy closing process.

Considerations

You must be an existing Wells Fargo Home Mortgage customer.
You cannot do a cash-out refinance or a refinance requiring a title change through the online refinance program.

TD Ameritrade: $1000 bonus + 90 days free trades $250K min
Added on : Sunday January 06th 2013 05:01:02 PM
This appears to be back - accounts need to be opened by 3/31/2013.https://www.tdameritrade.com/offer/ta90days/index.html?Offer valid for one new Individual, Joint or IRA TD Ameritrade account opened by 3/31/2013 and funded within 60 days of account opening with $2,000 or more. To receive $100 bonus, account must be funded with $25,000-$49,999 within 60 days of account opening. To receive $200 bonus, account must be funded with $50,000-$99,999 within 60 days of account opening. To receive $500 bonus, account must be opened with $100,000-$249,999 within 60 days of account opening. To receive $1000 bonus, account must be funded with $250,000 or more within 60 days of account opening. Offer is not transferable and not valid with internal transfers, accounts using the Amerivest service, TD Ameritrade Institutional accounts, current TD Ameritrade accounts or with other offers. Qualified commission-free Internet equity, ETF or options orders will be limited to a maximum of 300 and must execute within 90 days of account funding. Contract, exercise, and assignment fees still apply. Limit one offer per client. Account must remain open with minimum funding required for participating in the offer for 9 months, or TD Ameritrade may charge the account for the cost of the cash awarded to the account. TD Ameritrade reserves the right to restrict or revoke this offer at any time. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Please allow 3-5 business days for any cash deposits to post to account. Taxes related to TD Ameritrade offers are your responsibility. Retail values totaling $600 or more during the calendar year will be included in your consolidated Form 1099. Please consult a legal or tax advisor for the most recent changes to the U.S. tax code and for rollover eligibility rules.
Enter for a Chance to Win a $50 Lowe's Gift Card from FatWallet
Added on : Sunday January 06th 2013 05:00:05 AM
Saw that this FW Contest wasn't posted in Hot Deals, so here goes:Here's how to enter for a chance to win a $50 Lowe's Gift Card from FatWallet:
Step 1: Fill out the form on Facebook to enter or enter on FatWallet.Step 2: Visit the Lowe's website and enjoy up to 2.5% Cash Back through FatWallet!Check out Lowe's Coupons & Deals on FatWallet here!Eligibility: Eligible entries will be received between January 4, 2013 3:00 PM CT and January 31, 2013 at 11:59 pm CT. Limit one entry per eligible individual. Additional replies welcome but will not improve your odds of winning.One FatWallet member will be chosen randomly to receive the $50 Lowe's Gift Card from FatWallet. Please read the Official Rules of this giveaway. (Hey NY, FL and RI members: You're also included in this Giveaway! So have at it & have fun!) Winning member will be notified by PM (private message) and email. Good Luck to All!!(Seen at the FatWallet Blog: "Win a $50 Lowe's Gift Card to Get Organized this Year!")
Lowe's Coupons
$25 AT&T reward card w/sign up for autopay (was $10!)
Added on : Sunday January 06th 2013 03:00:02 AM
$25 AT&T reward card w/sign up for autopay (was $10!)AT&T [att.com]
https://www.att.com/olam/loginAction.olamexecute?pId=W_PassThru_...*You must maintain your AutoPay status for at least 90 days in order to be eligible for your $25 AT&T reward card. Upon eligibility verification your gift card will arrive in 4-6 weeks.
Cookie21
HSA contributions
Added on : Friday January 04th 2013 05:00:59 PM
Does anyone know - does my employer need to make HSA contributions for me or can I make them myself and ask them not to deduct anything from my paycheck?Also, do employer contributions count towards the annual limit?Last, how is funding related to reimbursement eligibility? Do I need to deposit funds to the HSA before the expense date or can it be any time before reimbursement?
victoriassecret.com The Semi-Annual Sale starts online today!
Added on : Saturday December 22nd 2012 10:00:07 AM
Victoria's SecretFree Shipping
on U.S. Orders of $100 or More. 
Add qualifying items totaling $100 or more to your shopping bag.
Enter offer code SHIP100 at checkout.
Shipping & handling charges will automatically be deducted for eligible orders after offer code is applied.
Valid through 11:59pm EST on January 23, 2013.Valid for free standard shipping & handling anywhere in the 48 contiguous United States; Alaska, Hawaii & the US Territories only $4.99. Gift cards, gift wrap and kits, shipping & handling and taxes do not qualify toward offer eligibility. Offer subject to adjustment due to returns, cancellations and exchanges. Excludes previous purchases and store purchases. Not valid with any other shipping offers or offers that provide discounts on your entire order. For orders outside the US, additional taxes and duties may apply. Offer may be modified or discontinued at any time without notice  The Semi-Annual Sale starts online today!
http://www.victoriassecret.com
Another HSA eligibility question and possible messup
Added on : Wednesday December 19th 2012 11:01:06 PM
My whole family was covered under my non-HDHP plan through Sept of this year. Starting in Oct I removed my wife from my plan and she gained HDHP coverage through her new employer. This employer provides an HSA and contributes to it on her behalf. I had an FSA this year as well however all the funds were spent before she opened and contributed to her HSA. It's unclear to me if that means the FSA "can pay" for her medical expenses or if its just "will pay" or "may pay". Was she ineligible and if so what can I do to correct it at this point? What of the contributions that my wife's employer made to the account? I just transferred some funds from the HSA to reimburse for some expenses but that's the only withdrawal so far. Next year I'm not contributing to my FSA. Will she remain ineligible next year as well?
Intel X25-M 160GB SSD SATA $119.99-$39MIR = $89.99 AR + free shipping
Added on : Wednesday December 19th 2012 03:00:03 AM
Intel X25-M 160GB SSD SATA $119.99-$39MIR = $89.99 AR + free shippingIntel X25-M SATA Solid State Drive - 160 GB, 2.5 inches - $119.99 - $30MIR=$89AR w/ Free S/H
http://www.tigerdirect.com/applications/SearchTools/item-details...

$30 MIR Rebate Expires on 12-23-2012:
http://static.highspeedbackbone.net/rebates/TD-8071%20%28US%29.P... The order page says
"Restrictions Apply. NOTICE: Limit (1) ONE rebate per person, billing address, company, or household"
Further down it says:
"NOTICE: Limit (1) ONE rebate per person, billing address, company, or household"
HOWEVER, the fine print of the Rebate form say Limit (2) so make sure you read everything carefully.
"Limit Two (2) rebate per qualifying rebate offer, per person, billing address, company, household and receipt/invoice/packing slip during
the eligibility period, except were prohibited by law. Only one (1) rebate application per envelope."

As many anticipated, they re-issued the MIR for this one today. Unfortunately they didn't drop it another $10 to keep it in line w/ the 80GB's Price per GB. - Yes this is SATA II but it's one if not the most reliable SSD series (SSD) made and
- It's MLC NAND

The step up from mechanical hard drive to SSD is enormous the difference between this several year old line & current top of the line SSDs the quality of memory here being better aside the real world difference is much smaller than the leap from rotating HD to SSD. Bdubslawman op
Looks similar to the deal BB was/is having. $50 off the price of the iPhone 5, with 2 year contract. Limit 5 per Member. Valid through December 30. Quantities limited. No rain checks. Carriers, coverage and products may vary by location. Featured devices require select plan and data subscriptions, 2-year agreement, credit approval, activation fees and termination fees may apply per line. Upgrade eligibility may vary. 4G not available in all markets. See in-club materials.
Sam's Club Coupons
$25 sign up bonus for Prepaid Visa Gold after two $500 direct deposits
Added on : Tuesday December 04th 2012 12:01:04 PM
https://goldvisa.accountnow.com/secure/signup.aspx?pcode=Cc042Sv...To qualify for the $25 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 per month via recurring direct deposit in two or more consecutive months. See www.accountnow.com/help for additional direct deposit and bonus eligibility requirements. The card does have some fees, https://goldvisa.accountnow.com/company/terms_conditions.aspx
Promo code: "DSCVRHSP"To receive FREE One-Day Shipping:Add eligible item(s) to your Shopping Cart.
Ship your item(s) to a single address.
IMPORTANT: You must select One-Day Shipping at checkout. PRIME members: Select $3.99/item One-Day Shipping.
You must select your Discover Card or CashBack Bonus as your method of payment. See the Payment section in Your Account for more information on CashBack Bonus.
Enter promo code "DSCVRHSP" in the "Gift Cards & Promotional Codes" area and click the "Apply" button.
The shipping discount will be reflected in the Order Summary.
Enjoy free shipping on qualifying items shipped to your specified address.
Terms and Conditions:Promotion valid from November 1, 2012 through December 15, 2012 or while promotional funds last. Amazon reserves the right to modify or cancel the promotion at any time.
The promotion applies only to purchases of eligible items made with a Discover Card or CashBack Bonus. If for any reason your Discover Card or CashBack Bonus is inactive, denied or ineligible, you will not be eligible for this promotion.
If you do not purchase the eligible item(s) added to your Shopping Cart when the promotion is in effect, you will not receive free one-day shipping.
The promotion applies only to eligible item(s) offered in the promotion that are sold and shipped by Amazon.com. It does not apply to the same item(s) sold by other sellers. For example, if the promotion applies to cookware offered by Amazon.com, the same cookware offered by other sellers on the Amazon.com website does not qualify. Only products displaying these Terms and Conditions in the product offer detail pages are eligible for FREE one-day shipping.
You must enter promotion code "DSCVRHSP" at checkout.
If you return any of the eligible item(s) you purchased using this promotion, you may be charged for the cost of one-day shipping.
If you alter the shipping method in any way, this promotion is no longer valid.
If you add item(s) to your Shopping Cart that are not eligible for this promotion, you will be charged shipping fees for those item(s).
Canceling eligible item(s), combining orders, or changing your shipping address, speed, or preference may affect your order's eligibility for the promotion.
The promotion applies only to orders shipped to a single address.
Void where prohibited. Applies to U.S. delivery addresses in the continental US only. Excludes Alaska and Hawaii. Geographic shipping restrictions may apply to particular products. Applies to APO/FPO addresses when using a United States ZIP Code only.
Does not apply to orders placed with 1-Click.
Discover Card Coupons
https://www.godiva.com/on/demandware.store/Sites-Godiva-Site/def... (must be logged in to your rewards account to see the offer.)
LOYALTY $5 OFF $10 PURCHASE - ONLINE OR IN BOUTIQUEDates of eligibility Thu Nov 15 2012 - Mon Dec 24 2012
Details - Loyalty $5 Off $10 Purchase - Online or In BoutiqueOffer exclusively for Godiva Chocolate Rewards Club members and is non-transferable. Proof of membership may be required in Boutiques. Limit to one-time use, in a single transaction only, through December 24th, 2012, 11:59:59 PM ET. Minimum purchase of $10 in merchandise required. To redeem in U.S. Godiva Boutiques, either present this email on your mobile device or print and bring email to store. To redeem online, sign into your account when you shop online and select the "Loyalty $5 Off $10 Purchase - Online or In Boutique" under promotions during checkout. The offer is applied to total merchandise purchase, before shipping and/or tax, and excluding gift card purchases. Not redeemable for cash. Cannot be applied to previous purchases or purchase of gift cards. Limit 1 per person and per account. Cannot be combined with other price or discount offers or promotions. Godiva reserves the right to cancel any promotion at any time.
How to Redeem - Loyalty $5 Off $10 Purchase - Online or In BoutiqueOnline: Offer available at Checkout for logged in eligible Rewards Club members. In Boutique: Visit a GODIVA Boutique and provide your Rewards Club number, phone number or email address to confirm club membership & eligibility.
Godiva Chocolatier Coupons
Godiva $5 Off $10 Purchase - Online or In Boutique, exp. 12/24/12
Added on : Thursday November 29th 2012 04:00:03 PM
https://www.godiva.com/on/demandware.store/Sites-Godiva-Site/def... (must be logged in to your rewards account to see the offer.)
LOYALTY $5 OFF $10 PURCHASE - ONLINE OR IN BOUTIQUEDates of eligibility Thu Nov 15 2012 - Mon Dec 24 2012
Details - Loyalty $5 Off $10 Purchase - Online or In BoutiqueOffer exclusively for Godiva Chocolate Rewards Club members and is non-transferable. Proof of membership may be required in Boutiques. Limit to one-time use, in a single transaction only, through December 24th, 2012, 11:59:59 PM ET. Minimum purchase of $10 in merchandise required. To redeem in U.S. Godiva Boutiques, either present this email on your mobile device or print and bring email to store. To redeem online, sign into your account when you shop online and select the "Loyalty $5 Off $10 Purchase - Online or In Boutique" under promotions during checkout. The offer is applied to total merchandise purchase, before shipping and/or tax, and excluding gift card purchases. Not redeemable for cash. Cannot be applied to previous purchases or purchase of gift cards. Limit 1 per person and per account. Cannot be combined with other price or discount offers or promotions. Godiva reserves the right to cancel any promotion at any time.
How to Redeem - Loyalty $5 Off $10 Purchase - Online or In BoutiqueOnline: Offer available at Checkout for logged in eligible Rewards Club members. In Boutique: Visit a GODIVA Boutique and provide your Rewards Club number, phone number or email address to confirm club membership & eligibility.
I was reading the suggestions from the FW Blog and it was a good ideaBecome a MOCA member and receive 10% off your purchases at the MOCA Store. >>> Join Today!
http://www.mocastore.org/ http://mocamembers.myshopify.com/Non-Clutter gifts on the FW Blog
Individual
$85.00 One year | $145.00 Two years
Free admission, invitations and priority access to Members' openings and events, and more.

Details
-100% of membership is tax deductible
-One personalized membership card
-Free admission for two
-Opportunity to purchase up to four discounted admission tickets ($5 each) for accompanying guests on each visit
-Invitations to Members Openings and Members Preview Days
-Invitations to the MOCA Insider Tour 10% discount at the MOCA Store 10% discount at Lemonade at MOCA (excludes alcohol)
-Subscription to MOCAs monthly e-newsletter
-Subscription to Dwell magazine
-Eligibility to join the MOCA Contemporaries
   
One yearTwo years 
Household / Dual
$125.00 One year | $212.00 Two years
Same as individual membership but times two! The whole family can enjoy this membership. 
Details    Individual member benefits
+- A second personalized membership card
- Free admission for four
- Unlimited free admission for all household members ages 17 and under- Reciprocal membership benefits at over 300 North American museums through the North American Reciprocal Museum (NARM) program       One yearTwo years 
Contributing
$200.00 One year | $340.00 Two years
Expand your horizons with reciprocal membership benefits at 30 North American Museums.
Radio Shack is offering a $5 off of $5 coupon for checking your cell phone upgrade eligibility for Sprint and Verizon customers.
Just enter your cell phone number, billing zip code, and email address, no purchase necessary.
My coupon(unique number) took about 10 hours to show up in my email.
Link to deal.
RadioShack.com Coupons
Victoria Secret - Today only! 2 free Secret Reward Cards w/ $10 and more
Added on : Monday November 26th 2012 03:00:12 AM
http://www.victoriassecret.com2 free Secret Reward Cards + Free ship on $50 + $30 OFF $150FREE Slippers with most-loved PJs.SPECIAL OFFER DETAILS:
2 FREE SECRET REWARD CARDS WITH $10 ONLINE PURCHASE
Add any in-stock item totaling $10 or more to your shopping bag. Enter offer code MONDAY at checkout. Your bonus free Secret Reward card will be added to your order after offer code is applied. Valid through 11:59pm EST on November 26, 2012, while supplies last. One bonus Secret Reward card per order. Your order will include a total of two Secret Rewards. Gift cards, gift wrap and kits, shipping & handling and taxes do not qualify toward offer eligibility. Secret Reward card is redeemable November 29-December 20, 2012 online, by phone or in stores; excluding outlets. Secret Reward card has no value until November 29, 2012. Offer not valid in Canada. Card's value will be revealed at checkout; lost or stolen cards will not be replaced. Nontransferable, save where required under statutory rights (which are not affected). Offer may be modified or discontinued at any time without notice. For additional information about Secret Rewards, visit www.VictoriasSecret.com/Secret-Rewards.FREE SLIPPERS WITH MOST-LOVED PJ'S PURCHASE
Add sleepwear from the "Most-Loved PJ's" collection and qualifying slippers to your shopping bag. (Search "SLIPPERS12" to view eligible slipper styles.) Enter offer code SLIPPERS12 at checkout. The price of your slippers will be adjusted after offer code is applied. Valid through 11:59pm EST on December 3, 2012; while supplies last. One free pair of slippers per every eligible sleepwear set purchased. Qualifying sleepwear includes: Dreamer Flannel PJ, Pillowtalk Tank PJ, Fireside Thermal PJ, the Tee-Jama and the Sleepover Cotton PJ. Shorties and sleepshirts do not qualify. No substitutions. Gift cards, gift wrap and kits, shipping & handling and taxes do not qualify toward offer eligibility. Offer subject to adjustment due to returns, cancellations and exchanges. Not valid on clearance merchandise, previous purchases, store purchases or with any other sleepwear offer. Orders shipping outside the US may not be eligible; additional taxes and duties may apply. Offer may be modified or discontinued at any time without notice.FREE STANDARD SHIPPING & HANDLING ON U.S.ORDERS OF $50 OR MORE
Add qualifying items totaling $50 or more to your shopping bag. Enter offer code FREE50 at checkout. Shipping & handling charges will automatically be deducted for eligible orders after offer code is applied. Valid for free standard shipping & handling anywhere in the 48 contiguous United States; Alaska, Hawaii and the U.S. Territories only $4.99. Offer subject to adjustment due to returns, cancellations and exchanges. Not valid with other shipping offers or offers that provide discounts to your entire order except $30 off orders of $150+ with offer code 30OFF150.
$30 OFF ORDERS OF $150 OR MORE
Add qualifying items totaling $150 or more to your shopping bag. Enter offer code 30OFF150 at checkout. Discount will automatically be deducted for eligible orders after offer code is applied. Offer excludes clearance, Frye, Sorel and UGG Australia. Offer value is subject to adjustment: If items are returned, cancelled or exchanged, the offer's value will be deducted from your refund. Discount cannot be redeemed for cash or used as payment toward your Victoria's Secret Angel Credit Card. Not valid with shipping offers or other offers that provide discounts to your entire order except free shipping & handling on US orders of $50 with offer code FREE50.BOTH FREE STANDARD SHIPPING ON PURCHASES OF $50 OR MORE AND $30 OFF ORDERS OF $150 OR MORE
Valid through 11:59pm EST on November 27, 2012. Gift cards, gift wrap & kits, shipping & handling and taxes do not qualify toward the minimum purchase. Not valid on previous or store purchases. Orders shipping outside the US may not be eligible; additional taxes and duties may apply. Offer may be modified or discontinued at any time without notice.
100$ Twitter advertising credits
Added on : Wednesday November 21st 2012 10:00:16 AM
In support of Small Business Saturday, and the Shop Small initiative, Twitter is giving away up to $1 million in free advertising credits to businesses. The first 10,000 eligible business advertisers to register will receive $100 in free Twitter advertising credits.See below for full details on eligibility and other terms.*Here are some tips for how to qualify:Is your business based in the U.S?
Do you Tweet regularly?
Do you have a fully filled out bio and profile picture?
Do you have 20 or more followers?
Are you a new advertiser?
If you answered yes to these questions, you may qualify for a $100 Twitter ad credit! Complete these fields to register now.Visit promo page : https://tweet.twitter.com/shopsmall
Chase Freedom $75 gift in the mail / Visa Signature Concierge Advert?
Added on : Sunday November 18th 2012 01:00:57 AM
Not sure where this belongs, but maybe Chase Freedom customers should be on the lookout for a holiday-card-looking envelope from Chase that contains a note saying "We appreciate your loyalty. And we're showing it with $75 Cash Back." They say they will deposit 7500 points to my rewards account next statement. I thought that was very nice of them and I certainly didn't expect it. Anyone else get this? What's the eligibility? My spouse did not get this and has the same card as I.
Pre-order Black Ops 2 from the Microsoft Store for $59.99FS and get some points and $10 coupon as a bonus.Xbox LIVE 1600 pts Coupon
$10 coupon for your next Microsoft Store online purchase.
Standard shipping is free.Link*Offer valid from September 4, 2012 through close of business on November 19, 2012. Other conditions with respect to preorder may apply. Gift card (in-store purchases) or Promo Code (online purchases) and 1600 Xbox Live points will be issued upon redemption of preordered product and eligibility will be verified with receipt upon redemption. No photocopies or facsimiles of receipt will be accepted. Neither Gift Card nor Promo Code may be used toward the purchase of preordered product and neither may be transferred or redeemed for cash. Other conditions on use of gift card may apply. Limit one per customer.
Microsoft Store Coupons
Murphy USA Facebook coupon for free pack of "Big Red" gum
Added on : Saturday October 27th 2012 02:00:35 PM
Murphy USAcoupon for free pack of "Big Red" gum Get coupon here- https://apps.facebook.com/promotionshq/contests/300064Present the coupon at your local Murphy USA or Murphy Express to redeem.Coupon Eligibility -Only persons residing in Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Minnesota, Mississippi, Missouri, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia who are at least 13 years of age can enter.Coupon Expires- November 10, 2012 @ 11:59 pm (CST)Only one coupon per transaction.
Take Test Drive at Local Chevy Dealer = FREE $50 Cabelas Gift Card
Added on : Wednesday October 17th 2012 05:00:03 PM
I entered the sweep at www.chevyoutdoors.com to win the new Silverado or Cabelas gift card. You click submit and a screen popped up (after I didnt share it with others) to do a test drive for Chevy and get a $50 Cabelas gift card WOOT! You just print that page, take it to the dealer and they will submit the test drive. I chose 1-3 months on interest in purchasing. Not sure if that tripped it, but it showed up when I did choose that.  
To get your $50 Cabelas Gift Card, simply print the page and bring it to your local Chevy Dealer for a test drive. Upon completion of the the test drive, give the print out to your dealer and they will validate your test drive. Upon validation, you will receive your gift card within 4-6 weeks. Expires 12/31/12. To find your local Chevy Dealer, visit http://www.chevydealer.com*ELIGIBILITY: Employees of Chevrolet Motor Division (Sponsor), General Motors, LLC, Cabelas Marketing and Brand Management ,Jack Morton Worldwide, Goodby Silverstein & Partners, MRM Worldwide, Synergy Marketing Partners (Administrator), and their respective parents, affiliates, subsidiaries, dealerships, dealership employees, distributors, and the members of their immediate families (spouses and parents, siblings, children and their spouses and in-laws) and persons living in the same household with such individuals (whether related or not) are not eligible to receive the $50 Cabelas test drive incentive.thx collin/hts and others
Serve - $10 if you spend $20 - YMMV
Added on : Monday October 15th 2012 07:00:03 PM
This is likely a targeted promo. Hence the YMMV. I found this in my spam folder so you may want to check!
I got a serve card from another FW promo - http://www.fullofdeals.com/forums/hot-deals/1226350/ a few moons ago. Anyways, the new promo is

http://f.email.serve.com/i/42/2087824113/srv231title.png

Get a $10 account credit when you use your Serve Card for one purchase of $20 or more through November 30, 2012.1 Shop online or in stores everywhere American Express Cards are accepted in the U.S.

... and now the fine print ...Please note: This e-mail was sent from a notification-only address that cannot accept incoming e-mail.1Valid for original recipient of this email only and is nontransferable. Load, person-to-person send/receive money transactions, and ATM withdrawals do not qualify as spend transactions to receive a credit. Statement credits may take up to seven days after the qualifying transaction to post to your account. Limit one statement credit per account. Subaccount holders are not eligible to earn a credit and a subaccount transaction does not qualify towards earning a credit. Offer subject to change or cancellation at any time.2MoneyPak purchase fees of up to $4.95 may apply. Cash advance fees for credit card loads may apply; check with your card issuer for details.3Messaging and data fees may apply. Serve mobile app not available for all devices.Serve accounts available to U.S. residents who are over 18 years old only and for use within the U.S. subject to verification. Fees may apply. Certain fees are waived through March 15th, 2013. Other eligibility and restrictions apply. See the Serve Consumer User Agreement for details.Serve Virtual Enterprises, Inc. is a wholly-owned subsidiary of American Express Travel Related Services Company, Inc. Serve Service and Card are provided and issued by American Express Travel Related Services Company, Inc. 200 Vesey Street, New York, NY 10285. American Express Travel Related Services Company, Inc. is licensed to engage in the transmission of money on behalf of the public. Click here for information about addressing complaints regarding our money services business, lists of our money services business licenses and other disclosures. 2012 Serve Virtual Enterprises, Inc. All rights reserved. Serve.com P.O. Box 989, Saint Petersburg, FL 33731
The Great Dropbox Space Race! Just by signing up, you get 3 GB for two yearsDirect Link to Sign Up: https://www.dropbox.com/spaceraceHow it worksEarn points by referring your classmates, friends, and professors to Dropbox (they just need to sign in with their school email and install Dropbox if they havent already), and by getting them to complete the Get Started guide. As you and your classmates earn more points, everyone from your school registered for Space Race will get more free space. Cosmic.The DetailsRules
You must register for Space Race with an eligible school email address (if you have an existing Dropbox account you can still join)!
If youve signed up for Dropbox with a non-school email, no problem! You can verify your school account on the Space Race page.
Your school gets 1 point for each person who registers for Space Race and installs Dropbox on their computer (if they havent already).
Your school gets 2 more points for each person that goes through the Get Started guide (including you!)
Free Space!
Just by signing up, you get 3 GB for two years.
Each level your school achieves means more free space. That means the more classmates and friends you rally to Dropbox, the more space every Space Racer at your school gets, up to 25 GB for two years!
In addition to earning points, youll still get the normal 500 MB bonus for each referral.
Youll have 8 weeks to get as many people as you can from your school signed up for Space Race!
[...]P.S. Check out our Terms and Conditions for more details on eligibility.
This mailer with a promo card showed up today; it may be a local extension of this (now expired) bonusTo celebrate the new Chase branch opening at 6300 Wilshire Blvd., bring in this card, open a Chase Total CheckingSM account, and youll get $200.Not sure how much theyll enforce having to bring the card in person; if anyone tries sweet-talking a teller, please update thread. Otherwise, lookout for similar mailers in LA (or where there are new branches opening).Details on back of card for Banker Instructions:1)Eligibility: Personal checking accounts except High School, College and Access Checking. Coupon good one time and may not be transferred to others.2)Account Opening: Enter coupon code. Customer has 60 calendar days to deposit at least $100 and then bonus will be deposited within 10 days.3)E-Coupon Receipt: Print and give to the customerImportant Information below card on mailer (nearly identical to those in above link):Service Fee: Chase Total CheckingSM has no Monthly Service Fee when you do any one of the following each statement period: Option #1: Have monthly direct deposits totaling $500 or more made to this account; OR, Option #2: Keep the daily balance in your checking account at or above $1,500; OR, Option #3: Keep an average balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances. Otherwise a $12 Monthly Service Fee will apply ($10 Monthly Service Fee for CA, OR and WA). We will notify you of changes to your account terms or fees. For more information, please see a banker or visit Chase.com/checking.Bonus/Account Information: Offer not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or with a negative balance. To receive the bonus: 1) open a new Chase Total CheckingSM account, which is subject to approval; AND 2) deposit $100 or more within 60 days of account opening. The bonus cannot be used as the opening deposit. After we receive your minimum $100 deposit, well deposit the bonus in your new account within 10 business days. You can only receive one checking account-related bonus per calendar year. Bonus is considered interest and will be reported on IRS Form 1099-INT.Account Closing: If your checking account is closed within six months, we will deduct the bonus amount at closing.
Highlights:
plug-and-play XM satellite radio
swiveling, flexible stalk plugs into vehicle's power port
includes magnetic roof-mount antenna, FM transmitter, and aux input cable
5 presets
2-line LCD display shows artist, song, and channel info
dimensions: 2-3/4"W x 3-3/16"H x 1-5/8"D
warranty: 90 dayshttp://www.crutchfield.com/S-N6KuxqFPlrm/p_220XSN1V1/XM-Snap.htm...offer details Track your rebate Customer Service

promotion Details - Step 1 of 5Product: Sirius or XM Radio Promotion: Purchase any Sirius, XM or SiriusXM Satellite Radio at Participating Retailers and Activate with a Select or Greater Subscription Package and Be Eligible for a $50 SiriusXM Visa Prepaid CardValid Purchase Dates: 04-29-2012 through 12-31-2012Postmarked By: 01-30-2013Rebate Reward: $50.00 Prepaid Debit CardRequired Product: Sirius or XM RadioPromotion Details: Purchase and activate an eligible satellite radio, from 4/29/12 to 12/31/12, with a Select or greater recurring subscription package and receive a $50 SiriusXM Visa Prepaid Card. Who May Redeem? You must be at least 18, a resident of the 48 contiguous USA or D.C. (or PR for Sirius only); submit a valid credit card (may be combined with a SiriusXM prepaid service card) at time of activation; and maintain uninterrupted service for at least 60 days. Service will automatically renew and bill at then-current rates until you call us at 1-866-635-2349 to cancel. See our Customer Agreement for complete terms at www.siriusxm.com. Fees and taxes apply. How To Redeem? Visit www.siriusxmrewards.com, go to Offer Details page and follow steps on or before 1/30/13. Or mail the following, postmarked by 1/30/13, to the address on the Official Rebate form: (1) A completed rebate form; and (2) copy of purchase receipt to SiriusXM Rebate Processing, Offer# 12-79346, PO Box 540035, El Paso, TX 88554-0035. Limit 1 rebate per radio 3 per address. We are not responsible for lost or delayed mail, or for Internet submissions which are incomplete, inaccurate, delayed or have failed. Eligibility / Continuing Conditions: This offer cannot be combined with any other. Offer not valid on pre-owned radios, or on radios or tuners that replace an existing radio or tuner on an account. Purchases from Amazon.com, Best Buy, BestBuy.com, shop.sirius.com, shop.siriusxm.com, CarMax, CarMax.com, HSN, HSN.com, QVC, QVC.com, Radio Shack, RadioShack.com, Wal-Mart.com and Wal-Mart store locations are not eligible for this offer. How Long Will It Take? If the necessary information has been submitted by 1/30/13, we will verify that your subscription has been activated and that the account is active and in good standing for 60 days. Your Visa prepaid card will be mailed to the name and address on the rebate form within 8-10 weeks after verification. If your Visa prepaid card is not received within 8 weeks after submission is received, check status online at www.siriusxmrewards.com or call 1-866-430-5192. Card Details: Use your card everywhere Visa debit cards are accepted. Your SiriusXM Visa Prepaid Card cannot be redeemed for cash at an ATM, is not refillable, returnable, or refundable. Use your card soon after activation because your card is subject to a Card Account Maintenance Fee, applied each month after six months, until the balance of the card account is $0.00. See your new SiriusXM Visa Prepaid Card Cardholder Agreement for further details. SiriusXM Visa Prepaid Card is issued by MetaBank, member FDIC, pursuant to a license from Visa U.S.A. Inc. 2012 Sirius XM Radio Inc. Sirius, XM and all related marks and logos are trademarks of Sirius XM Radio Inc. All other marks, channel names and logos are the property of their respective owners. All rights reserved.
Crutchfield Coupons
$100 Checking Account Bonus from Firstmark Credit Union
Added on : Sunday September 23rd 2012 03:00:53 PM
https://www.firstmarkcu.org/Checking_and_Savings/Checking.php Use promo code GET100.After opening the account, the member must complete the following four activities, each qualifies for $25: Choose Online Statements
Use your Debit Card
Pay One Bill with Online Bill Pay
Sign Up for Direct DepositServices must be activated within 30 days of account opening. Bonus amounts will be added systematically within 60 days of the service activation. You must select online statements/ turn off paper statements. Credit can take as long as 90 days because the account goes through our statement processing. You must make a minimum of two $50 direct deposits within 60 days (ensures your money is in your account faster) credit occurs within 24 hours of the second ACH deposit of $50 or more (If it's a paycheck and they only get paid once a month, it can take 60+ days.) Limit one $100 bonus per member.The checking account has no monthly service charge. Bill pay and mobile banking are free, and the first box of checks is free. Another perk is Cash Back for debit card purchases. They give 10 cents back for each debit card purchase (non-PIN only).Firstmark Credit Union makes it easy for anyone to join via an association membership. The following is listed in the credit union's membership qualifications page:Members of the Friends of the San Antonio Parks Foundation are eligible to join Firstmark Credit Union. Firstmark Credit Union will pay your first-year membership fee directly to the Foundation; you are not required to renew your Friends of the Park membership.If you click "open an account" button, it'll take you to an online application. From the first application page, select "become a member". That takes you to the application eligibility page. If you select "Other Eligible Groups" and "none of the above", and then select "next", it will display the following:You are eligible to join Firstmark Credit Union by becoming a member of The Friends of the Park Foundation. Firstmark Credit Union will pay your first-year membership fee directly to the Foundation; you are not required to renew your Friends of the Park membership.Membership requires a minimum $5 balance in the Smart Savings Share Account.Source: http://www.depositaccounts.com/blog/2012/09/100-checking-account...
Celebration Certificate1
It's Member Appreciation Week, and we're offering you this special limited-time certificate!

- Open with just $25
- 12-month term
- $4,000 maximum balance
- 4.00% APY*

Limit one Celebration Certificate per member. Not available for IRAs or ESAs. Accepts additional deposits. Hurry! This certificate will be offered from September 17-23, 2012. To open, call 1-888-842-6328 or visit your local branch today. Not available for purchase online.

*APY=Annual Percentage Yield. Navy Federal reserves the right to end or modify these offers at any time. Offering rates may change. Penalty for early withdrawal on term share accounts.

1Limit one Celebration Certificate per member. This offer, including the stated APY, is effective September 17-23, 2012. Not available for IRAs or ESAs. $4,000 maximum balance. Accepts additional deposits. At maturity, the Celebration Certificate will automatically renew to a $100 minimum, standard EasyStart Certificate at the prevailing dividend rate unless member specifies otherwise. Federally insured by NCUA.

DNFIS

Offer is valid only this week, so get on it.

Link:
https://www.navyfederal.org/products-services/checking-savings/c...
https://www.navyfederal.org/membership-benefits/offers-discounts...

Auto-Refi Bonus
Bring your auto loan to Navy Federal for a low rate and $400.4 There's no refinance charge, just the opportunity to lower your rate and recieve a cash bonus.
Apply now right here. For more information, or to speak with a representative, visit your nearest branch, or call 1-888-842-6328.
Membership eligibility (Hard pull on TU or EQ to join):
https://www.navyfederal.org/about/eligibility-checklist.php
NFCU Member Appreciation Week - 4% APY 1-year CD on up to $4k
Added on : Monday September 17th 2012 03:00:53 PM
Celebration Certificate1
It's Member Appreciation Week, and we're offering you this special limited-time certificate!

- Open with just $25
- 12-month term
- $4,000 maximum balance
- 4.00% APY*

Limit one Celebration Certificate per member. Not available for IRAs or ESAs. Accepts additional deposits. Hurry! This certificate will be offered from September 17-23, 2012. To open, call 1-888-842-6328 or visit your local branch today. Not available for purchase online.

*APY=Annual Percentage Yield. Navy Federal reserves the right to end or modify these offers at any time. Offering rates may change. Penalty for early withdrawal on term share accounts.

1Limit one Celebration Certificate per member. This offer, including the stated APY, is effective September 17-23, 2012. Not available for IRAs or ESAs. $4,000 maximum balance. Accepts additional deposits. At maturity, the Celebration Certificate will automatically renew to a $100 minimum, standard EasyStart Certificate at the prevailing dividend rate unless member specifies otherwise. Federally insured by NCUA.

DNFISOffer is valid only this week, so get on it.Link:
https://www.navyfederal.org/products-services/checking-savings/c...
https://www.navyfederal.org/membership-benefits/offers-discounts...Membership elegibilty (Hard pull on TU or EQ to join):
https://www.navyfederal.org/about/eligibility-checklist.php
ATT: $25 reward card for enrolling in AutoPay
Added on : Saturday September 15th 2012 04:00:02 PM
I got an email from AT&T about this promotion.Direct link: https://www.att.com/olam/loginAction.olamexecute?pId=W_PassThru_...
AT&T said: *You must maintain your AutoPay status for at least 90 days in order to be eligible for your $25 AT&T reward card. Upon eligibility verification your gift card will arrive in 4-6 weeks.
It was out of stock yesterday and alive again today.
Link to productOffer valid from September 4, 2012 through close of business on November 19, 2012. Other conditions with respect to preorder may apply. Gift card (in-store purchases) or Promo Code (online purchases) and 1600 Xbox Live points will be issued upon redemption of preordered product and eligibility will be verified with receipt upon redemption. No photocopies or facsimiles of receipt will be accepted. Neither Gift Card nor Promo Code may be used toward the purchase of preordered product and neither may be transferred or redeemed for cash. Other conditions on use of gift card may apply. Limit one per customer.
Microsoft Store Coupons
Micrsoft Store is offering a promotion on a few pre-order games for XBOX 360. The promotion includes game, $10 MS Coupon for your next online purchase and 1600 MS XBOX Live Points ($20 value). The points are a nice add-on, since you can use them for DLC packs, movies, XBL arcade games, etc. Shipping is free. $59.99 Resident Evil 6 (+$10 Coupon + 1600 XBL Points) Ships 11/20/12
$59.99 FIFA Soccer '13 (+$10 Coupon + 1600 XBL Points) Ships 10/31/12
$59.99 Metal of Honor Warfighter: Limited Edition (+$10 Coupon + 1600 XBL Points) Ships 10/23/12Also: Borderlands 2Promotion Details:*Offer valid from September 4, 2012 through close of business on November 19, 2012. Other conditions with respect to preorder may apply. Gift card (in-store purchases) or Promo Code (online purchases) and 1600 Xbox Live points will be issued upon redemption of preordered product and eligibility will be verified with receipt upon redemption. No photocopies or facsimiles of receipt will be accepted. Neither Gift Card nor Promo Code may be used toward the purchase of preordered product and neither may be transferred or redeemed for cash. Other conditions on use of gift card may apply. Limit one per customer.ALL SALES ARE FINAL. In the case of a manufacturer defect, you must notify us within 30 days of purchase. In that case, the item will be replaced with the same product or, if that item is no longer available, a merchandise credit will be issued within 30 days.
Microsoft Store Coupons
http://www.microsoftstore.com/store/msstore/pd/Borderlands-2-for...Quote :
*Offer valid from September 4, 2012 through close of business on November 19, 2012. Other conditions with respect to preorder may apply. Gift card (in-store purchases) or Promo Code (online purchases) and 1600 Xbox Live points will be issued upon redemption of preordered product and eligibility will be verified with receipt upon redemption. No photocopies or facsimiles of receipt will be accepted. Neither Gift Card nor Promo Code may be used toward the purchase of preordered product and neither may be transferred or redeemed for cash. Other conditions on use of gift card may apply. Limit one per customer. sd
Reminder for Discover Card holders: Signup is now available for the OCT-DEC 5% Cash Back. Category - Dept Stores & Online shoppingMax CB is $75 (5% of 1500 in purchases). Linky* Earn 5% CashBack Bonus for Department store and online purchases from 10/1/12 (or the date on which you signed up, whichever is later) through 12/31/12, subject to a cap of $1500 in purchases. Department stores are defined as retailers selling a wide variety of merchandise, with separate checkout counters in each department.Amounts that are not charged to your card during your online purchase will not qualify. These purchases must post to your account by 12/31/12 and do not count towards determining your eligibility to earn 1%. Purchases made at warehouse clubs or discount stores are not eligible. If a purchase is coded for a category other than those listed above, it will not qualify. Rewards are added to your CashBack Bonus account within 2 billing periods. See CashBack Bonus Program Terms and Conditions for further details
Discover Card Coupons
Home Depot- Free Shipping - No Min *on Most Orders* 8/23 - 8/29
Added on : Wednesday August 22nd 2012 10:00:05 PM
Home Depot - Free Shipping 8/23-8/29 on Most Orders, no minimum (looks like these are the items that normally would normally qualify for free shipping with a $45 purchase). I got this in an e-mail, no code given so shouldn't be needed.*FREE standard shipping and residential delivery on most orders made at HomeDepot.com . Some exclusions apply. See product detail for free shipping eligibility. Plus, FREE delivery and haul away on most major appliances. See product descriptions for free shipping eligibility. This offer is not valid on gift cards or prior purchases or certain items containing weight and/or size shipping restrictions (details in item descriptions). This offer is valid on parcel and residential delivery only; it does not include express or expedited shipping. We reserve the right to change or end this offer at any time. Selectitems can ship to Alaska & Hawaii. We cannot ship to APO/FPO, P.O. Boxes, or U.S. Territories. Please allow 3-5 business days for parcel ground delivery and 5-10 business days for home delivery in addition to order processing time which varies by product.
The Home Depot Coupons
Borrower's mortgage insurance for elderly grandparent
Added on : Tuesday August 21st 2012 04:00:55 PM
My wife's grandfather is not in the world's best health and apparently he has a universal whole life policy with a $60k death benefit that he has not been making full premium payments on in quite some time. He did not understand how this product works apparently and never increased his monthly premium payments. So the policy will be terminated next summer unless he makes really significant contributions to it to keep it going, or he can take out the current value of $1100 today.I helped him shop around a little for a term policy but at 79 and a long history of being a smoker (plus his health right now isn't exceedingly great), there aren't many policies available to him, maybe $15-20k tops which does not cover the amount left on the mortgage and the monthly premiums are nontrivial (as they should be).In speaking with him, he owes $40k on the mortgage (house is worth maybe twice that) and his primary concern is dying and leaving that mortgage for his wife to handle. It occurred to me that perhaps borrower's mortgage insurance might make sense in this situation as his age and health are not generally a component for eligibility for these products.His wife is in better health, around the same age, and runs an in-home daycare for some neighbors and family so they do have income in addition to social security (nothing dramatic). She also has life insurance and I don't know the details but I'm sure the same agent sold them universal whole life for her with similar death benefits and I'm sure they have been underpaying but her premiums are less so it will not terminate for a few more years.Having never purchased borrower's mortgage insurance (and in fact expressly declining it in previous mortgage paperwork), I'm curious:
1. how to add this insurance, if it requires a refinance or can simply be added to his existing mortgage
2. who sells this insurance, would it be via the bank who owns his mortgage, the company who services his mortgage or a random third party
3. approximate pricing for this type of insurance
4. if it is possible for this insurance to pay out if one or the other dies, or only if both die, or does this depend entirely on who's name is on the title and mortgage?I understand why this is generally a loser of a product but think in this specific scenario it may actually make some sense.Thanks for replies and any other suggestions you may have!
WF Escrow Account Deletion Eligibility Requirements
Added on : Tuesday August 21st 2012 04:00:54 PM
Thought the community might find this useful. Wells Fargo lists their requirements for deleting an escrow account attached to a mortgage. I erroneously assumed escrow could be dropped just like PMI when the LTV dipped below 80%. But here is the letter:Deleting your Escrow Account Based on Payment Record and Property Value:Thank you for your recent request to delete your escrow account. To delete your Escrow account all the guidelines below must be met. The account did not meet one or more of these guidelines.1. You must not have any 30-day late payments in the last 12 months, and your load must be paid current with no past due payments owed.
2. Your escrow account balance cannot be in a negative status.
3. Your credit score must not be less than 680 and has not declined since loan closing.
4. You must not currently be in a mortgage repayment plan and have made your regular mortgage payments for 24 consecutive months after completing the plan.
5. Your loan closing date must be 12 months or greater.
6. You must not have Lender Placed Insurance on your loan.
7. Your loan must meet the required LTV ratio of 80% for primary residences, or 65% for non primary residences.***The requirements to delete Private Mortgage Insurance (PMI) are different than the requirements to delete your Escrow Account.***
Please note that the above requirements are valid for 30 days from the date issued. Please contact us when you feel you have reached the requirements.
(Boilerplate contact us information)
Sincerely,
Wells Fargo Home Mortgage.
Free CFL light bulbs for Duke Energy customers
Added on : Friday August 17th 2012 11:00:38 AM
Free CFL light bulbs for Duke Energy customersGet FREE energy-saving light bulbs*Duke Energy wants to help our customers save energy and money. We're giving eligible customers free compact fluorescent light bulbs (CFLs) to jump-start their savings. CFLs use 75 percent less energy and last 10 times longer than incandescent bulbs.
CHECK ELIGIBILITY or CHECK STATUS of an existing order here.*Free CFLs must be installed at the service location of the Duke Energy account.https://ols.duke-energy.com/037/PublicCFL/publiccfl?Mode=0
Free 1 day shipping from Amazon (Must pay with Discover Card)
Added on : Thursday August 09th 2012 08:00:07 PM
I am not sure if this is the right category so feel free to move it where it needs to go.Got to learn you can get FREE 1 day shipping from Amazon. See below for rules and stuff.http://www.amazon.com/gp/feature.html/?docId=1000772031To receive FREE One-Day Shipping:1. Add eligible item(s) to your Shopping Cart.
2. Ship your item(s) to a single address.
3. IMPORTANT: You must select One-Day Shipping at checkout. PRIME members: Select One-Day shipping for $3.99.
4. You must select your Discover Card as your method of payment.
5. Enter promo code DSCVRFSP in the Have any gift certificates or promotional claim codes? area and click the Apply button.
6. The shipping discount will be reflected in the Order Summary.
7. Enjoy free shipping on qualified items shipped to your specified address.Terms and Conditions:1. The promotion is valid for a limited time only. Amazon reserves the right to modify or cancel the promotion at any time.
2. The promotion applies only to purchases of eligible items made with a Discover Card. If for any reason your Discover Card is inactive, denied or ineligible you will not be eligible for this promotion.
3. If you do not purchase the qualifying eligible product(s) added to your Shopping Cart when the promotion is in effect, you will not receive free one-day shipping.
4. The promotion applies only to eligible product(s) offered in the promotion that are sold and shipped by Amazon.com. It does not apply to the same product(s) sold by other sellers. For example, if the promotion applies to cookware offered by Amazon.com, the same cookware offered by other sellers on the Amazon.com website does not qualify. Only products displaying (a) Special Offers with a link to these Terms and Conditions or (b) these Terms and Conditions, in each case in the product offer detail pages are eligible for FREE one-day shipping.
5. You must enter promotion code DSCVRFSP at checkout.
6. If you return any of eligible product(s) you purchased using this promotion, you may be charged for the one-day shipping.
7. If you alter the shipping method in any way, this promotion is no longer valid.
8. If you add product(s) to your Shopping Cart that are not eligible for this promotion, you will be charged shipping fees for those product(s).
9. Canceling eligible product(s), combining orders, or changing your shipping address, speed, or preference may affect your order's eligibility for the promotion.
10. The promotion applies only to orders shipped to a single address.
11. Void where prohibited. Applies to U.S. delivery addresses in the continental US only. Excludes Alaska and Hawaii. Geographic shipping restrictions may apply to particular products. Applies to APO/FPO addresses when using a United States ZIP Code only.
Amazon Coupons
Free 1 day shipping from Amazon (Must pay with Discover Card)
Added on : Thursday August 09th 2012 01:00:33 PM
I am not sure if this is the right category so feel free to move it where it needs to go.Got to learn you can get FREE 1 day shipping from Amazon. See below for rules and stuff.http://www.amazon.com/gp/feature.html/?docId=1000772031To receive FREE One-Day Shipping:1. Add eligible item(s) to your Shopping Cart.
2. Ship your item(s) to a single address.
3. IMPORTANT: You must select One-Day Shipping at checkout. PRIME members: Select One-Day shipping for $3.99.
4. You must select your Discover Card as your method of payment.
5. Enter promo code DSCVRFSP in the Have any gift certificates or promotional claim codes? area and click the Apply button.
6. The shipping discount will be reflected in the Order Summary.
7. Enjoy free shipping on qualified items shipped to your specified address.Terms and Conditions:1. The promotion is valid for a limited time only. Amazon reserves the right to modify or cancel the promotion at any time.
2. The promotion applies only to purchases of eligible items made with a Discover Card. If for any reason your Discover Card is inactive, denied or ineligible you will not be eligible for this promotion.
3. If you do not purchase the qualifying eligible product(s) added to your Shopping Cart when the promotion is in effect, you will not receive free one-day shipping.
4. The promotion applies only to eligible product(s) offered in the promotion that are sold and shipped by Amazon.com. It does not apply to the same product(s) sold by other sellers. For example, if the promotion applies to cookware offered by Amazon.com, the same cookware offered by other sellers on the Amazon.com website does not qualify. Only products displaying (a) Special Offers with a link to these Terms and Conditions or (b) these Terms and Conditions, in each case in the product offer detail pages are eligible for FREE one-day shipping.
5. You must enter promotion code DSCVRFSP at checkout.
6. If you return any of eligible product(s) you purchased using this promotion, you may be charged for the one-day shipping.
7. If you alter the shipping method in any way, this promotion is no longer valid.
8. If you add product(s) to your Shopping Cart that are not eligible for this promotion, you will be charged shipping fees for those product(s).
9. Canceling eligible product(s), combining orders, or changing your shipping address, speed, or preference may affect your order's eligibility for the promotion.
10. The promotion applies only to orders shipped to a single address.
11. Void where prohibited. Applies to U.S. delivery addresses in the continental US only. Excludes Alaska and Hawaii. Geographic shipping restrictions may apply to particular products. Applies to APO/FPO addresses when using a United States ZIP Code only.
LinkPrice: $55.99 - $11.20 (Coupon code: EMCNBNA99) = $44.79 NOTE:- This is STUDENT and TEACHER EDITION! You need the "Proof of eligibility"
- Coupon code may not works for everybody. I received it from the Newegg email newsletter.
EDIT: Price changed from $55.90 this morning to 62.50 now before the coupon.
Newegg Coupons
Free 1 day shipping from Amazon
Added on : Thursday August 09th 2012 12:00:34 PM
I am not sure if this is the right category so feel free to move it where it needs to go.Got to learn you can get FREE 1 day shipping from Amazon. See below for rules and stuff.http://www.amazon.com/gp/feature.html/?docId=1000772031To receive FREE One-Day Shipping:1. Add eligible item(s) to your Shopping Cart.
2. Ship your item(s) to a single address.
3. IMPORTANT: You must select One-Day Shipping at checkout. PRIME members: Select One-Day shipping for $3.99.
4. You must select your Discover Card as your method of payment.
5. Enter promo code DSCVRFSP in the Have any gift certificates or promotional claim codes? area and click the Apply button.
6. The shipping discount will be reflected in the Order Summary.
7. Enjoy free shipping on qualified items shipped to your specified address.Terms and Conditions:1. The promotion is valid for a limited time only. Amazon reserves the right to modify or cancel the promotion at any time.
2. The promotion applies only to purchases of eligible items made with a Discover Card. If for any reason your Discover Card is inactive, denied or ineligible you will not be eligible for this promotion.
3. If you do not purchase the qualifying eligible product(s) added to your Shopping Cart when the promotion is in effect, you will not receive free one-day shipping.
4. The promotion applies only to eligible product(s) offered in the promotion that are sold and shipped by Amazon.com. It does not apply to the same product(s) sold by other sellers. For example, if the promotion applies to cookware offered by Amazon.com, the same cookware offered by other sellers on the Amazon.com website does not qualify. Only products displaying (a) Special Offers with a link to these Terms and Conditions or (b) these Terms and Conditions, in each case in the product offer detail pages are eligible for FREE one-day shipping.
5. You must enter promotion code DSCVRFSP at checkout.
6. If you return any of eligible product(s) you purchased using this promotion, you may be charged for the one-day shipping.
7. If you alter the shipping method in any way, this promotion is no longer valid.
8. If you add product(s) to your Shopping Cart that are not eligible for this promotion, you will be charged shipping fees for those product(s).
9. Canceling eligible product(s), combining orders, or changing your shipping address, speed, or preference may affect your order's eligibility for the promotion.
10. The promotion applies only to orders shipped to a single address.
11. Void where prohibited. Applies to U.S. delivery addresses in the continental US only. Excludes Alaska and Hawaii. Geographic shipping restrictions may apply to particular products. Applies to APO/FPO addresses when using a United States ZIP Code only.
LinkPrice: $55.99 - $11.20 (Coupon code: EMCNBNA99) = $44.79 NOTE:- This is STUDENT and TEACHER EDITION! You need the "Proof of eligibility"
- Coupon code may not works for everybody. I received it from the Newegg email newsletter.
Newegg Coupons
Discover Back To School Free One Day Shipping on Amazon.com Select Discover card as method of payment, select one day shipping and enter promo code: DSCVRFSP at checkout.

Offer valid from August 1, 2012 through September 15, 2012 or while promotional funds last. Void where prohibited. Applies to qualifying products shipped to delivery addresses in the continental US only. Excludes Alaska and Hawaii. Geographic shipping restrictions may apply to particular products. Applies to APO/FPO addresses when using a United States ZIP Code only.Enter Promo Code: DSCVRFSP at Checkout Amazon.com "Discover Free One-Day Shipping" Offer
To receive free one day shipping:1. Add eligible item(s) to your Shopping Cart.
2. Ship your item(s) to a single address.
3. IMPORTANT: You must select One-Day Shipping at checkout. PRIME members: Select One-Day shipping for $3.99.
4. You must select your Discover Card as your method of payment.
5. Enter promo code DSCVRFSP in the Have any gift certificates or promotional claim codes? area and click the Apply button.
6. The shipping discount will be reflected in the Order Summary.
7. Enjoy free shipping on qualified items shipped to your specified address.Terms and Conditions:1. The promotion is valid for a limited time only. Amazon reserves the right to modify or cancel the promotion at any time.
2. The promotion applies only to purchases of eligible items made with a Discover Card. If for any reason your Discover Card is inactive, denied or ineligible you will not be eligible for this promotion.
3. If you do not purchase the qualifying eligible product(s) added to your Shopping Cart when the promotion is in effect, you will not receive free one-day shipping.
4. The promotion applies only to eligible product(s) offered in the promotion that are sold and shipped by Amazon.com. It does not apply to the same product(s) sold by other sellers. For example, if the promotion applies to cookware offered by Amazon.com, the same cookware offered by other sellers on the Amazon.com website does not qualify. Only products displaying (a) Special Offers with a link to these Terms and Conditions or (b) these Terms and Conditions, in each case in the product offer detail pages are eligible for FREE one-day shipping.
5. You must enter promotion code DSCVRFSP at checkout.
6. If you return any of eligible product(s) you purchased using this promotion, you may be charged for the one-day shipping.
7. If you alter the shipping method in any way, this promotion is no longer valid.
8. If you add product(s) to your Shopping Cart that are not eligible for this promotion, you will be charged shipping fees for those product(s).
9. Canceling eligible product(s), combining orders, or changing your shipping address, speed, or preference may affect your order's eligibility for the promotion.
10. The promotion applies only to orders shipped to a single address.
11. Void where prohibited. Applies to U.S. delivery addresses in the continental US only. Excludes Alaska and Hawaii. Geographic shipping restrictions may apply to particular products. Applies to APO/FPO addresses when using a United States ZIP Code only.maharadhi op
Northwest FCU-200.00, 5 x 500 DD
Added on : Friday July 27th 2012 08:00:47 AM
I'm assuming that linking may cause issues for this bonus: http://www.fullofdeals.com/forums/finance/1186268/Does not appear to be targeted this time.The "link" is nwfcu.org /pays$200 BONUSOpen a new checking account by September 19th with qualifying direct deposits and youll get $200*Membership eligibility and minimum $5 deposit required to become a Northwest Federal Credit Union member.1 Qualifications for checking account apply. To earn $200 bonus; must be your first checking account with NWFCU and opened between 7/19/12 9/19/12. Closed accounts reopened during the promotion period are not eligible. Three consecutive payroll direct deposits of at least $500 each to the new checking account must be received by NWFCU between 7/19/12 10/31/12. $100 Bonus will be credited to members NWFCU checking account on the business day following the third qualifying direct deposit. Additional $100 Bonus will be credited to the checking account on 12/14/12 if account remains active and a minimum of two consecutive payroll direct deposits of at least $500 each have been received between 11/1/12 - 12/13/12 into the NWFCU checking account. The bonus will be reported on your year-end 1099-INT statement. Offer cannot be combined with other direct deposit offers.
Victoria Secret - Free ship on $25 today only
Added on : Monday July 23rd 2012 09:00:04 AM
http://www.victoriassecret.comFREE SHIPPING AND HANDLING ON U.S. ORDERS OF $25 OR MORE
Add qualifying items totaling $25 or more to your shopping bag. Enter offer code FREE25at checkout. Shipping & handling charges will automatically be deducted for eligible orders after code is applied. Valid through 11:59pm EST on July 23, 2012. Valid for free standard shipping & handling anywhere in the 48 contiguous United States; Alaska, Hawaii & the U.S. Territories only $4.99. Gift cards, gift wrap and kits, shipping & handling and taxes do not qualify toward offer eligibility. Offer subject to adjustment due to returns, cancellations and exchanges. Not valid on previous purchases or store purchases. Not valid with any other shipping offers or offers that provide discounts on your entire order. For orders outside the U.S., additional taxes and duties may apply. Offer may be modified or discontinued at any time without notice.
Free Panty with Dream Angels Bra Purchase! FS with 50$+
Added on : Friday July 20th 2012 10:00:08 PM
victoriasecret
Add a qualifying Angels by Victorias Secret bra and either a Seamless Cheeky Panty (item #294-713) or a Seamless Hiphugger Panty (item #294-716) in the color of your choice to your shopping bag.
Enter offer code DAYDREAM at checkout.
The price of your panty will be adjusted after offer code is applied.
Valid through 11:59pm EST on July 30, 2012, while supplies last.
One free qualifying panty per order. No substitutions. Seamless Cheeky available in Black (DL3), Black Dots (93B), Night Sky (J47), Nude (DJ5), Nude Dots (GL1), White (DK9), Wild Pink Dot (DH7), and Yellow Knockout (G24). Seamless Hiphugger available in Black (DL3), Black Dots (93B), Nude (DJ5), Nude Dots (GL1) and White (DK9). Sizes XS-XL. Gift cards, gift wrap and kits, shipping & handling and taxes do not qualify towards offer eligibility. Offer subject to adjustment due to returns, cancellations and exchanges. Not valid on clearance merchandise, previous purchases, store purchases or any bra/panty offer. Orders shipping outside the U.S. may not be eligible; additional taxes and duties may apply. Offer may be modified or discontinued at any time without notice
Stay 2 weekend nights get $75 Rebate Mastercard
Added on : Wednesday July 18th 2012 07:00:03 PM
Linkytel Terms & ConditionsEligibility: Registration for promotion is required in advance of stay. Registration can be completed at www.ihg.com/vacationpay. Valid email address is required for registration. Must register on or after May 14, 2012 and book and stay at any IHG brand hotel worldwide on or after May 14, 2012 through September 3, 2012. Registration must take place prior to the booking the stay. IHG brands are InterContinental, Crowne Plaza, Hotel Indigo, Holiday Inn, Holiday Inn Express, Express by Holiday InnTM, Holiday Inn Club Vacations, Holiday Inn Resorts, Staybridge Suites and Candlewood Suites. Open to residents of the 50 United States and the District of Columbia who have attained the age of majority in the jurisdiction of their residence. A stay is defined as two consecutive weekend nights (Friday, Saturday, Sunday) at the same hotel, regardless of frequency of check-in/out. A stay is qualified when paying qualifying rates, which include most business and leisure rates. Qualifying Room Rates do not include the following reduced room rates: net wholesale individual and group rate, certain package rates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker/crew rate, 50% travel club discount rate, travel industry discount rate, distressed passenger rate, Priority Club Rewards Nights/Airline Hotel Reward rate, Best Price Guarantee Free Reward rate, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate. Also excluded are opaque rates and name your own price rates (where hotel name, location and/or rate not visible until after booking is submitted). Guests of an InterContinental Alliance Resort (The Venetian or The Palazzo) must book their qualifying reservation through IHG channels (brand websites, call centers, and GDS) to become eligible, and such guests who book in any other way, including directly with The Venetian or The Palazzo or any other hotel, will be ineligible.
Rebate:One$75 rebate ($75 Vacation Pay Prepaid MasterCard) will be awarded on a qualifying minimum two-night weekend stay booked on or after May 14, 2012 at participating InterContinental, Crowne Plaza, Hotel Indigo, Holiday Inn, Holiday Inn Express and Express by Holiday Inn, Holiday Inn Club Vacations, Holiday Inn Resorts, Staybridge Suites and Candlewood Suites hotels for U.S. resident stays worldwide between May 14, 2012 September 3, 2012. Up to four qualified rebates awarded per household for stays during the promotional period. Limit one (1) rebate per qualifying rebate redemption form per weekend period.
Rebate documents required:1) Copy of your Registration Confirmation, 2) Hotel folio with reservation number (bill) and 3) Rebate redemption form which can be found at www.ihgrebate.com along with copies of the other required documents as stated above to the address shown on the rebate redemption form. Rebate redemption form must be postmarked no later than October 3, 2012. Any rebate redemption form postmarked after October 3, 2012 will not be honored.The Vacation Pay Prepaid MasterCard has no cash value and is not redeemable for cash or usable at any ATM. Terms and Conditions apply to the prepaid card and will be received with the prepaid MasterCard card. Subject to applicable law, a monthly maintenance fee of $3 (USD) applies, but is waived for the first six months after the card is issued. The card is issued by MetaBankTM pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Cards can be used wherever Debit MasterCard cards are accepted. InterContinental Hotels Group (IHG) reserves the right to substitute a check of equal value in lieu of a prepaid MasterCard card at its discretion.Offer valid only on purchase of hotel room nights at IHG brand hotels as stated above. Your rebate rights cannot be transferred. Keep copies of all materials submitted: originals will not be returned. Warning: Fraudulent submission could result in federal prosecution under mail fraud statutes (Title 18, USC Sections 1341 & 1342). Your reward will be mailed within 68 weeks after receipt of all correct forms. If you have not received your reward within 10 weeks, visit www.ihgrebate.com or call 1-877-829-8587. Reward will be returned to the name and address designated on the required rebate form (U.S. addresses only) and will be fulfilled in U.S. dollars via a prepaid MasterCard card. Claims postmarked after applicable dates, incomplete or illegible submissions, counterfeit copies of forms or receipts, and duplicate submissions will be rejected. IHG is not responsible for loss of rebate forms or rewards due to lost or misdirected mail or for illegible entries. Good for actual purchases by end users only; excludes resellers and distributors of products and their families. Limit one reward per person, receipt, household, family or address per qualifying weekday stay. Maximum four (4) rewards per household during the promotion. IHG reserves the right to request additional information regarding this claim. IHG reserves the right to terminate promotion at any time.Reward will be returned to the name and address designated on the required rebate form (U.S. addresses only) and will be fulfilled in U.S. dollars via a prepaid MasterCard card. Claims postmarked after applicable dates, incomplete or illegible submissions, counterfeit copies of forms or receipts, and duplicate submissions will be rejected. IHG is not responsible for loss of rebate forms or rewards due to lost or misdirected mail or for illegible entries. Good for actual purchases by end users only; excludes resellers and distributors of products and their families. Limit one reward per person, receipt, household, family or address per qualifying weekday stay. Maximum four (4) rewards per household during the promotion. IHG reserves the right to request additional information regarding this claim. IHG reserves the right to terminate promotion at any time.Employees or their family members of IHG companies, Engauge, Innovar or Mindshare are not eligible to participate in this promotion. Offer void where prohibited, taxed, or restricted by law. Promotion sponsor is Six Continents Hotels, Inc. For full rebate details, and to download rebate form, go to www.ihg.com/vacationpay 2012 InterContinental Hotels Group. All rights reserved. Most hotels are independently owned and/or operated.
Free American Spa Magazine
Added on : Wednesday July 18th 2012 10:00:39 AM
Free American Spa MagazineRequest Your Complimentary Magazine NOW!American Spa is dedicated to providing timely, must-read information to more than 28,000 spa owners, managers, and skincare professionals.American Spa is dedicated to helping spa professionals better their businesses. They provide spa owners and managers with inside information and trends on everything from the bottom line to wellness.Through the use of evocative photographs and an elegant design, they build a community by taking their readers deep inside the spa world. Twelve times throughout the year American Spa delivers the highest quality news and stories in the spa industry. Quality editorial is driven by experienced and excellent editors, disseminating more relevant information than any other industry publication.
Geographic Eligibility: USA (Print and Digital version), Select International (Digital version only)Offered Free by: Questex Media
http://absolute-portal.tradepub.com/free/aspa/
CORPORATE ANGEL NETWORK arranges FREE air transportation for cancer patients traveling to treatment using the empty seats on corporate jets flying on routine business.
http://www.corpangelnetwork.org/
ELIGIBILITYCorporate Angel Network arranges free travel on corporate jets for cancer patients, bone marrow donors and bone marrow recipients, as long as they:1) Travel to or from an approved* cancer treatment center
2) Are able to walk up and down the steps to a private plane without assistance
3) Do not require oxygen, IV or any other form of life support during the flight BENEFITS
By taking a Corporate Angel flight, a patient:1) Saves the expense of commercial airline tickets
2) Avoids crowds in air terminals and on the aircraft
3) Is permitted to bring an adult companion; children can travel with two adults
4) Travels in comfort and ease, as often as necessary
HOW TO OBTAIN FREE AIR TRANSPORTATION: Call the Corporate Angel Network Toll-Free Patient Line at (866) 328-1313 to register within three weeks of a specific appointment at a recognized* cancer treatment center; or email us and provide a phone number where you can be reached.You must make back-up travel arrangements with the travel agency or airline of your choice, as we cannot guarantee we will find you a flight.We will immediately call you if and when we find a match.* Recognized cancer treatment centers are listed with the
American College of Surgeons
National Institutes of Health (NIH) - Listed By StateCorporate Angel Network
Westchester County Airport
One Loop Road
White Plains, NY 10604-1215
Toll-Free 1-866-328-1313
info@corpangelnetwork.org
SUPPORT GROUP USA - CANCER RESOURCES - REQUIRES U TO BE SIGNED ON TO YAHOO TO USE
Fidelity Premium client status and eligibility?
Added on : Tuesday July 10th 2012 06:00:44 PM
Anyone here have Fidelity Premium client status? Do they make exceptions to the $250K rule below?  https://scs.fidelity.com/customeronly/ipoprosp.shtml
Per Chat with Fidelity:
Mary Collins: In general terms, that client group requires $250,000 in account balances (or more).
Mary Collins: Right now, you meet this criteria:
Mary Collins: IPOs and follow-on offerings led by Kohlberg Kravis Roberts & Co. (KKR) are reserved for brokerage customers with a minimum of $100,000 in certain assets at Fidelity.
Mary Collins: Please go to this page online: Research > IPOs
Mary Collins: I can also provide the direct Premium Services number for you to call and discuss your specific situation.
Mary Collins: How do you wish to proceed? Mary Collins: have you visited the Web page for IPOs and clicked "Participate" for Kayak? Please try that now, time permitting.me: Yes, it gave me a error.
me: ineligible but it made me pick 1 account only and I don't have 100K in 1
Mary Collins: Thank you for verifying that information; yes, you will need to contact our Premium group to discuss asset movement to qualify and the time period involved to have you updated to Premium status.
Mary Collins: I understand and thank you for contacting us with your interest in Premium Services and our IPO offerings.
Using HSA for Insurance Premiums After Quitting (not laid off)
Added on : Friday July 06th 2012 01:00:47 AM
Hey All,
I voluntarily resigned and will be moving to Germany for a few years. I had thought I could use my HSA to pay for German health insurance (as required for a residence permit). I found a company (ALC Health Insurnace) that's qualified to sell private health insurance that bills in USD, EUR, or GBP. The plan is high deductible, and not travel insurance so would probably qualify as a HDHP, so thought I had scored.In reading the IRS publication on the HSA however, it appears as though there's a bizarre condition on paying insurance premiums, specifically fromYou cannot deduct qualified medical expenses as an itemized deduction on Schedule A (Form 1040) that are equal to the tax-free distribution from your HSA.
Insurance premiums.

You cannot treat insurance premiums as qualified medical expenses unless the premiums are for:
-Long-term care insurance.
-Health care continuation coverage (such as coverage under COBRA).
-Health care coverage while receiving unemployment compensation under federal or state law.

-Medicare and other health care coverage if you were 65 or older (other than premiums for a Medicare supplemental policy, such as Medigap).

http://www.irs.gov/publications/p969/ar02.html#en_US_2011_publin...



This affects me, since I voluntarily resigned my position, and was not laid of. As such, I can not receive unemployment, and can not use my HSA to pay for insurance. COBRA isn't recognized for a German residence permit, and it's too high a cost, so I dug a bit more - pub 502 (Medical and Dental Expenses) says the exact opposite:

Insurance Premiums

You can include in medical expenses insurance premiums you pay for policies that cover medical care. Medical care policies can provide payment for treatment that includes:
-Hospitalization, surgical services, X-rays,
-Prescription drugs and insulin,
-Dental care,
-Replacement of lost or damaged contact lenses, and

Long-term care (subject to additional limitations). See Qualified Long-Term Care Insurance Contracts under Long-Term Care, later.

If you have a policy that provides payments for other than medical care, you can include the premiums for the medical care part of the policy if the charge for the medical part is reasonable. The cost of the medical part must be separately stated in the insurance contract or given to you in a separate statement.

http://www.irs.gov/publications/p502/ar02.html#en_US_publink1000...




However, the actual text of the law Congress passed doesn't specifically mention a COBRA requirement, but rather the period when COBRA is in effect!

Qualified medical expenses do not include expenses for insurance other than for
(1) long-term care insurance,
(2) premiums for health coverage during any period of continuation coverage required by Federal law,
(3) premiums for health care coverage while an individual is receiving unemployment compensation under Federal or State law, or
(4) in the case of an account beneficiary who has attained the age of Medicare eligibility, health insurance premiums for Medicare, other than premiums for Medigap policies.

http://www.gpo.gov/fdsys/pkg/CRPT-109hrpt704/pdf/CRPT-109hrpt704...

I rather interpret this to be the period associated with COBRA (18 months), rather than COBRA itself. In short, am I the first person to voluntarily resign, and want to use my HSA to pay for health premiums? I thought that was the whole point of an HSA - save the money for use later.
http://reg.e.staples.com/c/s/tagfrm/hBOJnz1B7SHGCB8ca0ODh7JhSUo/...note--while coupon shows an expiration of 7/23/11, my guess is, that's a typo. Based on the "fine print" of exclusions of this coupon, it appears to be a "new" coupon. Coupons in 2011 did not have the "beats audio" and some of those other exclusions listed.Price in store is $59.99, less 20% coupon is $47.99 + taxLess $50 MIR limit 1
http://www.staples.com/McAfee-Total-Protection-2012-1-User-Boxed...Product: McAfee 2012 Total Protection 1 User
Rebate reward: $50.00 Check

Purchase dates: 06-10-2012 through 07-07-2012
Postmark date: 07-30-2012
Promotion: $50 Mail in Rebate on 2012 McAfee Total Protection 1 User (SKUs 369123, 398467) at Staples.
Promotion details:
Offer valid in U.S., U.S. Territories, and Canada and void where prohibited by law. All requests for rebates must be postmarked by 08/07/12. All requests from groups, post office boxes or organizations will not be honored. Rebate amount paid to customer for single or combined rebate offers may not exceed the purchase price of the McAfee product. One rebate per product per household. McAfee, Inc. is not responsible for lost or misdirected mail. Tax not refunded. Please allow 8-10 weeks for delivery. $50 US maximum rebate. McAfee Total Protection 1User 2012 and McAfee, Inc. are registered trademarks of McAfee, Inc. and/or its affiliates in the US and/or other countries. All other registered and unregistered trademarks in this document are the sole property of their respective owners. You are required to cash any rebate check we send to you within 90 days of the check issuance date. This is an essential eligibility requirement of this offer and we have no rebate obligation to you if you are unable, unwilling, and/or do not perform this requirement. 2012 McAfee, Inc. All rights reserved. Rebate status toll free number: (866) 880-9644. You are required to cash any rebate check we send to you within 90 days of the check issuance date. Original UPC is required for boxed software versions. Download confirmation email is required for downloadable software versions.
Staples Coupons
$100 Amazon Gift Card From Prosper
Added on : Tuesday June 26th 2012 12:00:50 PM
I received an email from Propser.com, the upshot of which was that if I applied for a loan by midnight tonight (6/26) and it was funded they would provide me a $100 gift card. I looked into it, the origination fee is $10.00 for a $2,000 loan, I see no reason I can't pay it off the day it funds. So at best I figure I'm getting $85-$90 dollars out of this, but I'm a grinder and the work is minimal. The terms state:To be eligible for the $100 Amazon Gift Card you (i) must be the recipient of this email; (ii) must post a loan listing on Prosper.com between June 24, 2012 7:00AM and June 26, 2012 11:59PM; (iii) have to reach Verification Stage 3 within 1 week of posting the listing; (iv) cannot have posted a loan listing on Prosper.com within the past 30 days; and (v) may not withdraw your loan listing. If you meet these criteria, Prosper.com will send an electronic Amazon Gift Card to the email you provided in your loan application. This promotion cannot be combined with any other promotional offer from Prosper.com. Eligibility for a loan is not assured and requires that a sufficient number of investors commit to invest in your loan. Refer to Borrower Registration Agreement for all terms and conditions. All loans made by WebBank, a Utah-chartered Industrial Bank, Member FDIC.So there is a requirement to have received the email, not sure if anybody else had it come in to their mail and missed it, so figured I'd post a notice about it.
Free Sample Of BBQ Bros. Rub - facebook
Added on : Thursday June 21st 2012 09:00:36 AM
Free Sample Of BBQ Bros. RubEligibility
Only persons residing in United States who are at least 18 years of age can enter.
Survey Starts
June 20, 2012 @ 12:00 pm (PDT)
Survey Ends
June 22, 2012 @ 11:59 pm (PDT) https://www.facebook.com/BbqBrosRubs/app_100986888577This promotion is powered by Wildfire Promotion Builder. Wildfire Interactive, Inc. ("Wildfire") does not sponsor, administer or endorse this promotion. Participants must read and agree to Wildfire's Terms & Conditions of Use and Privacy Policy before entering or participating in this promotion.
Free download of Usher - Scream (mp3 single) w/ valid AmEx card
Added on : Monday June 11th 2012 09:00:30 AM
AmexUnstaged.com/UsheriTunes
To celebrate Usher's American Express UNSTAGED performance, Cardmembers can download his latest single "Scream" on iTunes free of charge.Just enter the first six digits of your American Express Card number to validate your eligibility
The USAA Bank Thread, Version 3.0
Added on : Friday June 08th 2012 09:00:51 AM
Since the previous two "ultimate" USAA Bank threads (the original thread by GoCowboys and the 2.0 thread by DaveHanson) are closed, I took the liberty to open this one, version 3.0. Below is the extract from the previous thread. Hope it helps. USAA checking and savings accounts are now open to general public. GENERAL INFORMATION:
Website: www.usaa.com
To gain access to the full website, you need a member number. There is no obligation, and this will allow you to see USAA's full product range. Call 1-800-531-2265 if you are elligible to do so.Routing Number: 314074269Eligibility Requirements
- Property and Casualty Insurance: To get property or casualty insurance from USAA, you have to have a military affiliation.
- Banking: Open to general publicFeatures of Checking Accounts
T&C: linkGeneral
- No monthly service fees and no minimum balance required
- Free bill pay (no balance or direct deposit requirements)
- Free checks for the life of the account (custom blue USAA non-duplicate checks, one box per order)
- $25 to open. New accounts can be funded by mailing a check, by initiating an ACH transfer from another bank, or by using a credit/debit card ($500 maximum on credit/debit cards; may be treated as "cash advance").
- Next-day single-party check deposits via most UPS stores (free envelopes). "Easy Deposit" This deposit method allows members to send checks overnight via UPS for posting the next day. Dropping off a free envelope at any UPS store before the UPS cutoff time will get funds posted the next day.
- Deposit checks instantly with a computer and scanner with or from an iPhone or Android smart phone (must have military affiliation to qualify).ATM
- Free Debit MasterCard
- "Free ATMs nationwide." USAA Bank refunds up to $15 in other banks' ATM usage fees each month and does not charge a fee for the first 10 ATM withdrawals. Subsequent transactions will be charged $2.00 each. (The ATM surcharge rebates and Debit Card rebates are deposited into your account automatically at the end of the statement cycle; you do not have to mail in ATM receipts for the ATM surcharge rebate.)
- A 1% foreign transaction fee applies to ATM withdrawals outside the United States.
- You cannot make deposits at a non-USAA ATM.ACH
- USAA has an ACH transfer capability which allows you to electronically transfer funds from any of your other bank accounts at other financial institutions. The service is very fast.
- ACH transfers into a USAA account requested before 8:00 p.m. Central Time will be used to pay checks the same night.
- ACH transfers involving non-USAA accounts are limited to an aggregate $5,000 per day, including future/scheduled transfers. These limits can be increased upon request and review by the bank. Also, larger amounts can be moved on a per-request basis by speaking with representatives or their supervisors.
- DaveHanson cautions people from using USAA simply to transfer funds to and from other bank accounts. There are several reported cases of USAA closing accounts when they determine they are being used simply as "transfer accounts."Bill Pay
With Bill Pay, there are 3 different ways that a payment could be made (remember that "Payment Date" means the date you want the payee to receive the payment):
- Electronic Payment - the funds for the bill payment are withdrawn from your account on the Payment Date.
- Check Payment - funds are withdrawn when the payee cashes the check.
- "Guaranteed Funds" Check Payment - funds are withdrawn on the Payment Date.
ELIGIBILITY REQUIREMENTS AND TERMS OF USE
Eligibility: Patients are not eligible if their prescriptions are paid in part or in full by any state or federally funded programs, including but not
limited to Medicare or Medicaid, Medigap, VA, DOD or TRICARE. Offer not valid in Massachusetts or where prohibited by law, taxed or restricted. Offer good only in the USA and Puerto Rico.Terms of Use: Eligible (commercially-insured or cash-paying) patients whose out-of-pocket expense for 30 Plavix(clopidogrel bisulfate) tablets is more than $37 can receive up to $176.50 in savings. Savings not applicable to monthly out-of-pocket expense of $37 or less. This card is valid toward out-of-pocket expense only, excluding applicable taxes. This offer is only valid when your card is activated and accompanied by a prescription from your doctor for brand name PLAVIX. Void where prohibited by law. Offer valid between 5/17/2012 and 12/31/2012. Card expires on 12/31/2012. The Bristol-Myers Squibb/Sanofi Pharmaceuticals Partnership retains the right to rescind, revoke or amend this offer at any time, without notice. The PLAVIX Choice Card is not an insurance program. If you have prescription drug insurance, your acceptance of this offer confirms that this is consistent with your insurance and that you will report the value received as may be required by your insurance provider.
http://www.plavix.com/Index.aspx
Free $5 Starbucks Gift Card (Possibly Verizon Customers Only)
Added on : Tuesday May 22nd 2012 12:19:21 PM
I randomly came across a promotion that Verizon is doing via their "Share the Network" program (basically their referral program) if you refer somenoe via MOBILE DEVICE. (I went to log-in to my account and saw a little advertisement on the log-in page. Ironically, once logged in, the ad is gone and I had to log back out to see the details ...).Basically if you go to http://www.sharethenetwork.com and signup for an account, then go to the site ON YOUR MOBILE PHONE and send a referral out (I posted to Facebook), you'll get a $5 Starbucks Gift Card sent to you via email (at your registered email address). (I am sure you can register via the phone too, but I figured it was easier to sign up for a referral account on my PC first).I did this yesterday and it said you had to refer three people, but all I did was select to share via Facebook and posted the message to my wall. They "verified my eligibility" and I received a $5 Gift Card emailed to me today (already added it to my existing card in my Starbucks account). No one needs to follow the post and actually sign up - you get credit just for sharing the word.This promotion ends tomorrow (May 23)!Hope maybe someone else can get in on the deal. I don't know if you have to be a Verizon customer or not ... but I know it didn't ask for any account information when I registered, so I am thinking not.
IHG Hotels (Holiday Inn/Crowne Plaza/Intercontinental/Candlewood Suites etc): Stay 2 Weekend Nights, Get $75Note: I did a search and found nothing about this deal, if this is a repost please be nice about it.See this link [ichotelsgroup.com]Stay for two consecutive weekend nights (Friday, Saturday or Sunday) between May 14, 2012 and September 3, 2012 at any one of the over 4,500 hotels in the IHG Family of Brands and well give you a $75 Vacation Pay Prepaid MasterCard (up to $300) to play.Participating hotels include: InterContinental Hotels & Resorts, InterContinental Alliance Resorts, Crowne Plaza Hotels and Resorts, Hotel Indigo, Holiday Inn, Holiday Inn Express, Holiday Inn Resort, Holiday Inn Club Vacations, Staybridge Suites, Candlewood Suites. STEP ONE: REGISTER AND PRINTRegister for the promotion before your stay and print out your registration confirmation page.STEP TWO: BOOKStay for two consecutive weekend nights (Friday, Saturday or Sunday) at any hotel in the IHG Family of Brands between May 14, 2012 and September 3, 2012.
STEP THREE: DOWNLOADDownload and complete the rebate form from ihgrebate.comSTEP FOUR: MAILMail in three documents to include: 1) completed rebate form, 2) registration confirmation page, and 3) hotel bill showing your qualifying stay to:IHG Dept. 12-82806P.O. Box 540027El Paso, TX 88554-0027STEP FIVE: ESCAPEYour $75 Vacation Pay Prepaid MasterCard will arrive within 6-8 weeks.Terms and Conditions:Eligibility: Registration for promotion is required in advance of stay. Registration can be completed at www.ihg.com/vacationpay. Valid email address is required for registration. Must register on or after May 14, 2012 through September 3, 2012. Registration must take place prior to the booking the stay. IHG brands are InterContinental, Crowne Plaza, Hotel Indigo, Holiday Inn, Holiday Inn Express, Express by Holiday InnTM, Holiday Inn Club Vacations, Holiday Inn Resorts, Staybridge Suites and Candlewood Suites. Open to residents of the 50 United States and the District of Columbia who have attained the age of majority in the jurisdiction of their residence. A stay is defined as two consecutive weekend nights (Friday, Saturday, Sunday) at the same hotel, regardless of frequency of check-in/out. A stay is qualified when paying qualifying rates, which include most business and leisure rates. Qualifying Room Rates do not include the following reduced room rates: net wholesale individual and group rate, certain package rates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker/crew rate, 50% travel club discount rate, travel industry discount rate, distressed passenger rate, Priority Club Rewards Nights/Airline Hotel Reward rate, Best Price Guarantee Free Reward rate, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate. Also excluded are opaque rates and name your own price rates (where hotel name, location and/or rate not visible until after booking is submitted). Guests of an InterContinental Alliance Resort (The Venetian or The Palazzo) must book their qualifying reservation through IHG channels (brand websites, call centers, and GDS) to become eligible, and such guests who book in any other way, including directly with The Venetian or The Palazzo or any other hotel, will be ineligible. Rebate: One $75 rebate ($75 Vacation Pay Prepaid MasterCard) will be awarded on a qualifying minimum two-night weekend stay booked on or after May 14, 2012 at participating InterContinental, Crowne Plaza, Hotel Indigo, Holiday Inn, Holiday Inn Express and Express by Holiday Inn, Holiday Inn Club Vacations, Holiday Inn Resorts, Staybridge Suites and Candlewood Suites hotels for U.S. resident stays worldwide between May 14, 2012 September 3, 2012. Up to four qualified rebates awarded per household for stays during the promotional period. Limit one (1) rebate per qualifying rebate redemption form per weekend period.Rebate documents required:1) Copy of your Registration Confirmation, 2) Hotel folio with reservation number (bill) and 3) Rebate redemption form which can be found at www.ihgrebate.com along with copies of the other required documents as stated above to the address shown on the rebate redemption form. Rebate redemption form must be postmarked no later than October 3, 2012. Any rebate redemption form postmarked after October 3, 2012 will not be honored.The Vacation Pay Prepaid MasterCard has no cash value and is not redeemable for cash or usable at any ATM. Terms and Conditions apply to the prepaid card and will be received with the prepaid MasterCard card. Subject to applicable law, a monthly maintenance fee of $3 (USD) applies, but is waived for the first six months after the card is issued. The card is issued by MetaBankTM pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Cards can be used wherever Debit MasterCard cards are accepted. InterContinental Hotels Group (IHG) reserves the right to substitute a check of equal value in lieu of a prepaid MasterCard card at its discretion.Offer valid only on purchase of hotel room nights at IHG brand hotels as stated above. Your rebate rights cannot be transferred. Keep copies of all materials submitted: originals will not be returned. Warning: Fraudulent submission could result in federal prosecution under mail fraud statutes (Title 18, USC Sections 1341 & 1342). Your reward will be mailed within 68 weeks after receipt of all correct forms. If you have not received your reward within 10 weeks, visit www.ihgrebate.com or call 1-877-829-8587.Reward will be returned to the name and address designated on the required rebate form (U.S. addresses only) and will be fulfilled in U.S. dollars via a prepaid MasterCard card. Claims postmarked after applicable dates, incomplete or illegible submissions, counterfeit copies of forms or receipts, and duplicate submissions will be rejected. IHG is not responsible for loss of rebate forms or rewards due to lost or misdirected mail or for illegible entries. Good for actual purchases by end users only; excludes resellers and distributors of products and their families. Limit one reward per person, receipt, household, family or address per qualifying weekday stay. Maximum four (4) rewards per household during the promotion. IHG reserves the right to request additional information regarding this claim. IHG reserves the right to terminate promotion at any time.Employees or their family members of IHG companies, Engauge, Innovar or Mindshare are not eligible to participate in this promotion. Offer void where prohibited, taxed, or restricted by law. Promotion sponsor is Six Continents Hotels, Inc. For full rebate details, and to download rebate form, go to www.ihg.com/vacationpayCrowne Plaza Hotels & Resorts Coupons
http://www.ichotelsgroup.com/ihg/hotels/us/en/global/offers/offe...
Stay for two consecutive weekend nights (Friday, Saturday or Sunday) between May 14, 2012 and September 3, 2012 at any one of the over 4,500 hotels in the IHG Family of Brands and well give you a $75 Vacation Pay Prepaid MasterCard (up to $300) to play.Participating hotels include: InterContinental Hotels & Resorts, InterContinental Alliance Resorts, Crowne Plaza Hotels and Resorts, Hotel Indigo, Holiday Inn, Holiday Inn Express, Holiday Inn Resort, Holiday Inn Club Vacations, Staybridge Suites, Candlewood Suites. STEP ONE: REGISTER AND PRINTRegister for the promotion before your stay and print out your registration confirmation page.STEP TWO: BOOKStay for two consecutive weekend nights (Friday, Saturday or Sunday) at any hotel in the IHG Family of Brands between May 14, 2012 and September 3, 2012.
STEP THREE: DOWNLOADDownload and complete the rebate form from ihgrebate.comSTEP FOUR: MAILMail in three documents to include: 1) completed rebate form, 2) registration confirmation page, and 3) hotel bill showing your qualifying stay to:IHG Dept. 12-82806P.O. Box 540027El Paso, TX 88554-0027STEP FIVE: ESCAPEYour $75 Vacation Pay Prepaid MasterCard will arrive within 6-8 weeks.Terms and Conditions:Eligibility: Registration for promotion is required in advance of stay. Registration can be completed at www.ihg.com/vacationpay. Valid email address is required for registration. Must register on or after May 14, 2012 through September 3, 2012. Registration must take place prior to the booking the stay. IHG brands are InterContinental, Crowne Plaza, Hotel Indigo, Holiday Inn, Holiday Inn Express, Express by Holiday InnTM, Holiday Inn Club Vacations, Holiday Inn Resorts, Staybridge Suites and Candlewood Suites. Open to residents of the 50 United States and the District of Columbia who have attained the age of majority in the jurisdiction of their residence. A stay is defined as two consecutive weekend nights (Friday, Saturday, Sunday) at the same hotel, regardless of frequency of check-in/out. A stay is qualified when paying qualifying rates, which include most business and leisure rates. Qualifying Room Rates do not include the following reduced room rates: net wholesale individual and group rate, certain package rates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker/crew rate, 50% travel club discount rate, travel industry discount rate, distressed passenger rate, Priority Club Rewards Nights/Airline Hotel Reward rate, Best Price Guarantee Free Reward rate, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate. Also excluded are opaque rates and name your own price rates (where hotel name, location and/or rate not visible until after booking is submitted). Guests of an InterContinental Alliance Resort (The Venetian or The Palazzo) must book their qualifying reservation through IHG channels (brand websites, call centers, and GDS) to become eligible, and such guests who book in any other way, including directly with The Venetian or The Palazzo or any other hotel, will be ineligible. Rebate: One $75 rebate ($75 Vacation Pay Prepaid MasterCard) will be awarded on a qualifying minimum two-night weekend stay booked on or after May 14, 2012 at participating InterContinental, Crowne Plaza, Hotel Indigo, Holiday Inn, Holiday Inn Express and Express by Holiday Inn, Holiday Inn Club Vacations, Holiday Inn Resorts, Staybridge Suites and Candlewood Suites hotels for U.S. resident stays worldwide between May 14, 2012 September 3, 2012. Up to four qualified rebates awarded per household for stays during the promotional period. Limit one (1) rebate per qualifying rebate redemption form per weekend period.Rebate documents required:1) Copy of your Registration Confirmation, 2) Hotel folio with reservation number (bill) and 3) Rebate redemption form which can be found at www.ihgrebate.com along with copies of the other required documents as stated above to the address shown on the rebate redemption form. Rebate redemption form must be postmarked no later than October 3, 2012. Any rebate redemption form postmarked after October 3, 2012 will not be honored.The Vacation Pay Prepaid MasterCard has no cash value and is not redeemable for cash or usable at any ATM. Terms and Conditions apply to the prepaid card and will be received with the prepaid MasterCard card. Subject to applicable law, a monthly maintenance fee of $3 (USD) applies, but is waived for the first six months after the card is issued. The card is issued by MetaBankTM pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Cards can be used wherever Debit MasterCard cards are accepted. InterContinental Hotels Group (IHG) reserves the right to substitute a check of equal value in lieu of a prepaid MasterCard card at its discretion.Offer valid only on purchase of hotel room nights at IHG brand hotels as stated above. Your rebate rights cannot be transferred. Keep copies of all materials submitted: originals will not be returned. Warning: Fraudulent submission could result in federal prosecution under mail fraud statutes (Title 18, USC Sections 1341 & 1342). Your reward will be mailed within 68 weeks after receipt of all correct forms. If you have not received your reward within 10 weeks, visit www.ihgrebate.com or call 1-877-829-8587.Reward will be returned to the name and address designated on the required rebate form (U.S. addresses only) and will be fulfilled in U.S. dollars via a prepaid MasterCard card. Claims postmarked after applicable dates, incomplete or illegible submissions, counterfeit copies of forms or receipts, and duplicate submissions will be rejected. IHG is not responsible for loss of rebate forms or rewards due to lost or misdirected mail or for illegible entries. Good for actual purchases by end users only; excludes resellers and distributors of products and their families. Limit one reward per person, receipt, household, family or address per qualifying weekday stay. Maximum four (4) rewards per household during the promotion. IHG reserves the right to request additional information regarding this claim. IHG reserves the right to terminate promotion at any time.Employees or their family members of IHG companies, Engauge, Innovar or Mindshare are not eligible to participate in this promotion. Offer void where prohibited, taxed, or restricted by law. Promotion sponsor is Six Continents Hotels, Inc. For full rebate details, and to download rebate form, go to www.ihg.com/vacationpayHoliday Inn Coupons
Outback Steakhouse is teaming up Florida Blood Services in an effort to save lives in our community. Every blood or platelet donor who donates at least two times between May 1 and Aug. 31, will receive a voucher for a free steak dinner courtesy of Outback Steakhouse. In addition, each donor will be entered into a drawing to win Outback for a Year and a suite package from the Tampa Bay Rays. All donors receive a wellness check-up consisting of blood pressure, pulse, temperature, iron count and a cholesterol screening each time they give blood. Generally, healthy people age 16 or older, who weigh at least 110 pounds can be blood donors. For eligibility information or to find donation locations, visit www.fbsdonor.org.
From Maximising MoneyOnly available to people with an address in these states: AK, CO, CT, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, and WA. The account must be opened online.https://www.key.com/gen/html/mkt-q212may-150cash30-3rd.html To get your $150 cash reward: open a qualifying KeyBank checking account online and enter offer code ONFT0512 by June 1, 2012, and make at least 30 payments and/or purchases within 3 months of account opening, plus make 3 direct deposits each of $500 or more within 3 months of account opening.

"Payments" seem to be classified as any kind of transaction going on in the account.

To keep the most basic account free you have to either have a total of $500 in deposits a month or have seven transactions post to the account. Key Express Account

It appears that from past threads a push from another bank will count as direct deposit.

 

*Between 4/28/12 and 6/1/12, you must open a Key Express (this is the basic banking account in NY), Key Coverage, Key Advantage, Key Privilege, or Key Privilege Select Checking Account online and make at least 30 posted payments and/or purchases from the new checking account within three months of account opening, plus within three months of account opening make a total of three direct deposits each of $500 or more to get your gift. One month is calculated as 31 calendar days from account opening date (three months equals 93 calendar days from account opening date). Limit one gift per qualifying account. Limit one gift per individual. The value of your gift will be reported on Form 1099-INT. Your gift will be deposited within 90 days of meeting requirements. Qualifying purchase and payment transactions include checks, MasterCard signature, PayPass and PIN-based purchases, Key Bill Pay, debit card automated payments, PayPal transactions, and Automated Clearing House (ACH) direct payments. Direct deposit transactions are limited to payroll, Social Security, pension, and government benefits. Offer not available to individuals who have had a KeyBank checking account in the last 12 months. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Accounts overdrawn or closed as of at the time of fulfillment are not eligible for this offer. Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility. You must have a U.S. mailing address at the time of fulfillment to be eligible. Offer is subject to cancellation without notice and cannot be combined with any other offer. Other miscellaneous charges may apply.
Only post I saw was from 2010 with a bogus link.BB&T is offering a $100 bonus for opening a checking account with promo code AIEAP. In order to qualify for the $100 bonus, new customers must open a BB&T checking account and set-up direct deposit OR make 3 online bill payments. Apply by 5/31/2012.Unsure on the usuals i.e. ACH count as DD etc... Never used BB&T in the past.BB&T LinkageFrom their site:Eligibility: This special limited time offer is available to new clients that open a new personal checking account between 03/25/2012 and 05/31/2012 through BBT.com. A new client is a person who is not currently a signer and who has not been a signer within the last 6 months on any BB&T personal checking account. Offer is subject to change or be withdrawn at any time without notice, and cannot be combined with any other offer. Offer is limited to one incentive per household, and does not apply to second or multiple personal accounts. In order to receive the $100 incentive, new clients must do at least one of the following: 1) Use BB&T online bill payment service to initiate 3 online bill payments (minimum payment of $25) from your new checking account within 90 days of account opening, OR 2) Enroll in and receive 2 recurring direct deposits (minimum of $100) to the new personal checking account within 90 days of account opening. Any accounts not in good standing, closed, and/or with a balance less than or equal to zero at the time we review account eligibility will not receive the $100 incentive. Normal minimum balance opening requirements apply. Some BB&T checking account options accrue interest. For example, an Elite Gold account earns 0.02% annual percentage yield in North Carolina; rates good as of 02/01/2012.Eligible in: Florida
Georgia
Alabama
North Carolina
South Carolina
Tennessee
Texas
Kentucky
Indiana
Virginia
West Virginia
Maryland
Washington DC
http://www.thebodyshop-usa.comDetails hereThe "Free Shipping & Free Gift Online offer" entitles online customers free ground shipping and a free 8.4fl oz Camomile Eye Makeup Remover (limit one per order while supplies last) with any $30 purchase that is made between 4:00 am EST on Tuesday, April 17, 2011 and 4:00 am EST on Wednesday, April 18, 2012 (the "Free Shipping Offer"). Eligibility for the Free Shipping Offer shall be determined after applying all discounts, but before tax. The Free Shipping Offer not valid in-store or in Canada. Ground shipping available in the continental U.S. only. Use coupon code SPRINGTREAT at checkout.The Body Shop Coupons
How to deal with ROTH IRA excess contribution for 2012
Added on : Monday April 16th 2012 03:08:46 PM
Hi, I am a long time FW follower and have learnt tons of stuff with experts out here. Here is my situation for which I need some advice from fellow members.I am 32 and married with a child. I work in a pretty software development company in NYC and wife does not work. I will make $182k this year and will be maxing out my 401k (have been doing so for a few years now), and that will make my MAGI 182-17 = 165k. Wife does not work (she is on a dependent visa). We file our taxes as married filing jointly. In 2010, I opened a ROTH IRA accounts in her and my names and deposited $5k in both of those for 2010 and 2011, so total contribution so far is 20k (my income was below the limit specified by the IRA for both of these years). This year also, I thought my MAGI ($165k) is going to be well below the IRS specified limit (173-183k) and so I made a contribution to both the ROTH IRA accounts for $5k each.The thing is that my wife will start working probably next month and depending on how much she is going to make, our combined income may go beyond the specified income limit for ROTH IRA contribution and thus we will be overcontributing to our respective ROTH IRAs for the year 2012.That leaves me with a dilemma. I am trying to find a simple way to address this. On google I found various links which essentially told me I have two options.
1) Re-charecterization of ROTH to Trad IRA: The money currently help in the ROTH IRA is an after tax money, so I am not sure what which happen when I recharecterize that as traditional IRA. Moreover, looks like the income limit to contribute to a traditional is even less, so I am confused how that is supposed to work.
2) Take out the excess amount (along with proportional earnings) and pay taxes on the earnings + 10% penalty. The earning is not that much so I am okay with paying the taxes and the penalty.Questions:
1) With regards to the point 1 above, am I right about our ineligibility to recharecterize to trad IRA?
2) Is 2 the best way to go?
3) This may be a silly question, but is there a way we can contribute something for year 2009?I know that I have until Apr 15 of 2013 to decide the best course but it does not hurt to know my options.Thanks all for taking the time.
Link
Coupon Code: LR4STE25 See STE Eligibility Requirements here:
Students
Faculty and TeachersTeam 8GB Secure Digital High-Capacity (SDHC) Flash Card Model TG008G0SD28X
Add to cart automatically, discount reflected at checkout.Newegg Coupons
Amazon - Trade in Used CDs for Gift Cards
Added on : Thursday April 12th 2012 12:09:43 PM
Amazon now lets you trade in cds for gift cards Online retailer Amazon is extending its Trade-In Program today to also cover CDs you know, those round, shiny things collecting dust in the back of your closet? Starting now, customers can send in their old CDs to Amazon in exchange for Amazon.com Gift Cards, which can then used to purchase anything on Amazon.com, including, of course, any of Amazons 19 million MP3′s. (sorry category is wrong and I can't change on G. Chrome)

The Amazon Trade-In Program, for those unfamiliar, is a service that allows customers to send in items to a third-party merchant in exchange for Amazon gift cards. The program currently supports a wide variety of merchandise including movies, textbooks, video games, electronics (including phones, iPads, iPods, Kindles, non-Kindles, laptops, etc.), and more. The items can be packed up and shipped in one box, so if you want to throw your old iPod on top of your CD collection, you can now do that too.

Trade-ins take somewhere between 6 to 10 business days to process, depending on how you shipped them in (e.g., UPS, Post Office). Once verified, youll be notified that your item was accepted by the merchant, which you can track in your Trade-In account.

Also currently unavailable is pricing information that is, how much youll be able to get for your CDs once sent in. Surely pricing will be variable depending on artist, we would guess. After all, your Beatles CD will probably sell fastyour Barry Manilow, not so much.

Weve reached out to Amazon for more details on this, and will update when we hear back.

Update, 1 PM ET: Weve been calling and emailing Amazon all day to get pricing details. No response. But for what its worth, when listing a new CD for sale (as a merchant), it goes for around $2.00.

Update: 6 PM ET: Finally! The site has gone live. Heres what Amazon says about pricing:

Values will be determined based on the individual CD; you can search titles to see the costs.

Items that dont meet the product description or eligibility criteria are considered not acceptable and will be subject to the Trade-In Return Terms and Conditions. Rejected Items that are eligible for return will be shipped to you within 14 days after receipt, at no cost to you. Rejection reasons and shipping progress tracking for the return package can be viewed from Your Trade-In Account.
http://www.amazon.com/Music-Trade-In/b/ref=banner_TI_CD?t=UTF8&n...Amazon Coupons
Adobe Photoshop Lightroom 4 for Windows & Mac - Full Version
Link
$20 off with promo code 24HRSALE411G, ends 4/11
Alternatively, Adobe Photoshop Lightroom 4 for Windows & Mac - Student & Teacher Edition
Link
10% off w/ promo code ADOBESTETEN, limited offer.
Reg. $79.00Eligibility:
Students
Faculty and TeachersNewegg Coupons
http://pnc.com/get200New personal checking account must be opened between 03/24/2012 and 05/05/2012.To qualify for a $200 reward, a qualifying direct deposit must be received within 60 days of account opening. Your checking account must remain open in order for you to receive the $200 reward, which will be credited to the eligible account within 60 days after all conditions have been met and will be identified as "Cash Trans Promo Reward" on your monthly statement. A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited into a Performance or Performance Select Checking account, or the Spend account of a Virtual Wallet with Performance Spend. The total amount of all qualifying direct deposits credited to your checking account must be at least $2,000. Transfers from one account to another, or deposits made at a branch or ATM, do not qualify as Direct Deposits. New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. For this offer, signing authority will be defined by the customer name(s) and social security number(s) registered on the account. PNC Bank customers with an existing consumer checking account are not eligible for this offer.In the event that we determine in our sole discretion that your account does not meet the eligibility criteria or the activity on your account does not qualify as a Qualifying Direct Deposit, we will not be obligated to credit your account with the payout.Offer may be extended, modified or discontinued at any time and may vary by market. Offer only available to residents of OH and Erie/Youngstown PA.
Bravo Canada: budget cut, penny eliminated, real immigration policy
Added on : Friday March 30th 2012 09:09:30 PM
For a while I quietly admire now financially astute were Canadians comparing to US - at least during this century.I came around to this article and I thought we should pay some attention:
Canada budget raises pensions benefit age and cuts pennyAdmittedly, like many Americans I'm ignorant of Canada, and I'm sure it has it's share of the problems, but...BBC said: The budget outlines C$5.2bn (3.3bn) in cuts, with reductions across defense, health care and agriculture.

It also stops the minting of the Canadian penny, for a savings of C$11m. Pennies can still be used in purchases.

Canada now joins at least 10 countries in ending the minting of low denomination coins, including Switzerland and Brazil. The cost of producing a one cent coin is 1.6 Canadian cents.

Department cuts include C$1.1bn for defense, and C$370m for public safety, while the budget looks to encourage skilled immigrants by refunding the application fee to the immigration scheme.

The foreign skilled worker programme will now also include nurses, doctors and teachers.

The eligibility age for Canada's Old Age Security (OAS) benefits will rise to 67 from 65 starting in 2023, as part of the government's new budget.

A few more observations of my own:

neophyte said: Canada escaped our real estate fiasco by keeping government away - no RE tax brakes, no subsidized loans, no bailout = no bubble

We keep calling their healthcare "socialized", but dollar for dollar it is more efficient than ours

And if their medicine is socialized, our housing/mortgage schema is positively socialistI wonder - why Canadians can, but we can't ?
Assistance with MAGI / Roth IRA Contributions 2011 & 2012
Added on : Thursday March 29th 2012 03:09:53 AM
All-My wife and I are in a predicament this year due to some miscalculation in regards to salaries / bonuses etc last year and contributing to a Roth IRA. We both started Roth IRAs in May of 2011 and have continued to do so up until now. So that means we have each contributed about $3K for 2011, and an additional $1200 for 2012. We learned while preparing our taxes that we are over the MAGI limit for making contributions to Roth. I have been doing some research online and found out about a backdoor or loophole that has not been closed yet but I do not quite understand how to proceed and was hoping to get some guidance.I have read that you can withdraw the over-contribution back out of the Roth (so in my case roughly 3K and my wifes case roughly 3K for 2011) and then open and put it in a traditional, non-deductible IRA. After the money is put into the traditional non-deductible IRA, you can then roll it back into a Roth IRA as a rollover. My questions are as follows:
-Will there be a charge / fee / penalty for withdrawing or getting the over-contribution out of the Roth? Wont it be viewed as a distribution or something?
-Should I transfer ALL the funds out now (including the 2012 contribution) or just the 2011 contribution? Can you even include the 2012 amount?
-Should we leave our Roth accounts open with the same firm so we can transfer the money back from the traditional IRA or will they not do that? Seems as though these companies / firms are not too familiar or not willing to take part in this whole rollover dealjust the impression I get from checking around.
-Where should we open up a traditional IRA that will accommodate this request and are there a lot of fees that are going to be involved?
-I am assuming I will have to perform this maneuver yearly, or at least until the loophole is closed, if we are over the income eligibility again next year?
-Is this just a onetime thing as far as being able to do a rollover? Hearing conflicting stories, some people say you can only do 1 rollover per lifetime, and others say you can do 1 rollover per year?
-Say you complete this rollover deal for the next few years, what happens to the existing funds in your Roth IRA if they do close the loophole and you can no longer complete a rollover? Basically the money that you have previously rolled over just sits in the Roth IRA until you need to take distribution? And then you are just stuck with contributing to a traditional IRA?Anything else I may need to know about before attempting to move these funds?Thanks for any assistance you can provide..
$79 for Permit to Carry Certification Course, Firearm Rental, Targets & Eye & Ear Protection from Blue Line Defense ($180 Value). Robbinsdale, MN - Cambridge, MN - Prior Lake, MNhttp://www.gearhog.com/Deal Overview
Defense of yourself, and of your family, is not something to take lightly. If you've made the decision to protect your family, store or home with a handgun, Blue Line Defense is your next step in learning how to properly use, and care for your firearm. Purchase today's deal for a Permit to Carry Certification course at one of Blue Line Defense's training venues for only $79 ($180 value), which includes firearm rental, targets & eye & ear protection, range time, and personal instruction from highly trained and experienced law enforcement instructors. A popular course amongst many, this class will give you the proper training on subjects ranging from safe firearm storage & handling, to shooting fundamentals, legal issues, critical incidents, laws, firearm selection and more. This class satisfies the requirement to apply for a Permit to Carry in Minnesota, Florida, and Wisconsin.■Expires 03/14/2013.■No purchase limit

■May buy additional as gifts

■Limit 1 voucher per visit

■Reservation required for classes & subject to availability

■24 hour cancellation policy or voucher subject to forfeiture

■Sign up online

■Locations subject to change

■For more information visit www.bluelinedefense.com or call (612) 424-3700

■Must be 21 or order to participate

■No alcohol at event or before the event

■Eligibility to attend is based on no prior felonies

■No prior firearms experience necessary
Advance Auto 20off100 30off150 plus 50off100 future purchase
Added on : Tuesday March 13th 2012 06:27:21 AM
Advanced Auto Parts.com
Thru March 17thUse code MA30 for
20 off 100 plus coupon for 50 off next purchase of 100
30 off 150 plus coupon for 50 off next purchase of 100 LinkThe fine print:Here you'll find details about our current promotionsHow long the offers last: Offers valid for online orders placed March 11-17, 2012.What qualifying orders get: Up to $30 off.*
A $50 coupon towards a future purchase of $100 or more, when you spend a $100.*
FREE shipping on orders over $75, or choose in-store pickup, if applicable.Details you need to know: You must enter promo code MA30 in shopping cart.
You must sign in to your account, or create a new account for your purchase, and use promo code MA30 to qualify for the $50 coupon.
Excludes gift cards, Hot Items and special offers including, but not limited to, Buy OneGet One, 2-For- 1, and Oil Change Specials.
Excludes select items and categories: air chucks, couplers and blow guns, air compressors, air hammers, commercial tools and equipment, electrical tools and testers, engine hoists/stands, floor jacks, generators, Hot Items, hydraulic fluid and motor oil.
To qualify for the $50 coupon, your order total must be $100 or more, before the promotional code has been applied, and does not include core charges, shipping and handling charges, fees or taxes.
Coupons are not combinable with any other promotional offers.
To redeem this coupon on a future online purchase of $100 or more, you must be signed in to the same account you used for the original qualifying order.
Shoppers using Guest checkout will not qualify.
Coupons are for single use only and have no cash value.
PayPal shoppers still need to sign in, or register for a new Advance Auto Parts account to qualify.
Coupons will be emailed on March 28, 2012, and will be valid through April 27, 2012.Spend $100, Get $50" FAQs:Q: When do I get my $50 off coupon?
A: Coupon codes will be emailed to all qualified customers on March 28, 2012, and can be used through April 27, 2012, before 11:59pm, ET. Please make sure we have a valid email address on file and that you have not opted out of receiving email from Advance Auto Parts or you may not receive the email containing your coupon code.Q: How much do I have to spend to qualify?
A: To qualify for the $50 coupon, your order total must be $100 or more, before the promotional code has been applied, and does not include core charges, shipping and handling charges, fees or taxes. Customers must be registered and signed in. Orders must be placed March 11-17, 2012, using promo code MA30 at checkout.Q: Why do I need to sign in or register to get the coupon?
A: In an effort to monitor the use of these deep-discount coupons and prevent abuse, we need to be able to identify you as a qualified customer when you return to redeem your coupon. By registering, we are able to ensure that you get the correct discount and that your coupon is valid.Q: I use PayPal and it requires that I sign in to pay for my Advance Auto Parts order. Is this necessary?
A: Yes, if you are using PayPal as a payment method, you will still need to be signed in to your Advance Auto Parts account to qualify for the coupon. If you are not registered yet, you may select the option to create a new account during checkout, which will qualify you to receive the coupon.Q: What if I place multiple orders of $100 or more during the qualifying period, will I receive multiple coupons?
A: Sorry, coupons are limited to one per customer.Q: What happens if I return my qualifying order do I still get to use the coupon?
A: We understand there may be a need to return items from your qualifying order and will not restrict you from using the coupon if items were returned in good faith. However, we do screen aggressively for abuse and will block abusers from using the coupon.*Both offers valid for online orders placed March 11-17, 2012, before 11:59pm, ET, using promo code MA30. You must sign in to your account or create a new account during checkout, and place an order of $100 or more online at AdvanceAutoParts.com. Customers, who order and qualify during the promotional period, will receive a coupon via email on March 28, 2012, for $50 off of a future online order of $100 or more. The coupon will be valid through April 27, 2012, before 11:59pm, ET. Orders must be placed for home delivery or in-store pick up. Promotion is not valid on purchases made at Advance Auto Parts retail stores, or on commercial transactions. Sorryno rain checks. To qualify for the $50 coupon, your order total must be $100 or more, before the promotional code has been applied, and does not include core charges, shipping and handling charges, fees or taxes.
Coupons are limited to one per customer, are for single use only, have no cash value, and are not valid with any other promotional offers, or for commercial purchases. Void where prohibited by law.
Excludes gift cards, Hot Items and special offers including, but not limited to, Buy OneGet One, 2-For- 1, and Oil Change Specials.
Excludes select items and categories: air chucks, couplers and blow guns, air compressors, air hammers, commercial tools and equipment, electrical tools and testers, engine hoists/stands, floor jacks, generators, Hot Items, hydraulic fluid and motor oil.Motor oil and other selected products are available for in-store pick-up only. Core charges, shipping and handling charges, fees, and taxes are not eligible when determining qualifying order. Applies to purchases of in-stock items only and is not valid for backorders, gift cards or gift certificates. AdvanceAutoParts.com and its affiliates reserve the right to correct, change, update or modify any sales, promotions, coupons, and related offers at any time, in their sole discretion, except as prohibited by law.Receive free Standard Shipping to addresses in the continental United States on orders totaling over $75. Shipments to Alaska, Hawaii or U.S. Territories are not eligible for Free Shipping offer. Coupons, core charges, shipping and handling charges, fees and taxes are not included in calculating eligibility for Free Shipping offer. Motor oil is available for in-store pick-up only, due to shipping restrictions. Items purchased using the In-Store Pickup option will be available for eight days from the date the order was placed. Any unclaimed orders will be cancelled and returned to stock.Advance Auto Parts Coupons
Old Navy Super Cash is Back 3/8-3/21, redeem 4/9-4/17
Added on : Saturday March 10th 2012 09:27:27 PM
These were the terms last timeSuper C-A-S-H Terms & Conditions
1. How To Participate in Old Navy's Super C-A-S-H Promotion ("Promotion"): For every $20 spent on Eligible Purchases (defined below) at an Old Navy retail store in the United States or Canada ("Participating Stores") between 12/26/11 and 1/22/12, customer will receive $10 in Super C-A-S-H, up to a maximum of $30 in Super C-A-S-H per transaction. Eligible purchases include sale, regular and clearance merchandise ("Eligible Purchases") but exclude gift cards, packaging, applicable taxes and prior purchases. Super C-A-S-H will be available in increments of $10, $20, and $30.For example:Spend $20-39.99 Earn $10 in Super C-A-S-H
Spend $40-59.99 Earn $20 in Super C-A-S-H
Spend $60 or more Earn $30 in Super C-A-S-H (maximum earn per transaction)Super C-A-S-H is earned on the amount of customer purchases after all applicable discounts are applied and before tax is imposed. Purchases that do not meet the above minimum thresholds do not qualify for Super C-A-S-H. Any purchase amounts remaining after Super C-A-S-H thresholds have been reached do not carryover to future purchases or qualify for additional Super C-A-S-H. Only one (1) Super C-A-S-H coupon can be earned per transaction while supplies last. Super C-A-S-H is not legal tender. No Cash Back. In the case of unavailability of Super C-A-S-H, Old Navy reserves the right to substitute a reward of equal or greater value.2. Eligibility: Void where prohibited, taxed, or restricted by law.3. How to Redeem Super C-A-S-H: Customer can redeem $10 in Super C-A-S-H on Eligible Purchases in $20 increments. In other words, customer can redeem $10 in Super C-A-S-H on an Eligible Purchase of $20 or more, or $20 in Super C-A-S-H on an Eligible Purchase of $40 or more, or $30 in Super C-A-S-H on an Eligible Purchase of $60 or more. Only one (1) Super C-A-S-H coupon may be redeemed per transaction. Redemption must be made at Participating Stores between 1/27/12 and 2/8/12 ("Redemption Period"). Any Super C-A-S-H that is not redeemed during the Redemption Period is forfeited. Customer is responsible for remaining balance of purchase not covered by Super C-A-S-H. To redeem, customer must surrender the Super C-A-S-H coupon to the cashier at checkout. Customer's Super C-A-S-H will be deducted from the total purchase price (exclusive of applicable taxes). Super C-A-S-H is non-transferable. No substitutions or cash redemptions. Offer is good for one-time use only and cannot be combined with other offers or discounts, including Gap Inc. employee discount. The value of your Super C-A-S-H will not be returned if you make a return or exchange.Super C-A-S-H cannot be applied (i) to purchases of jewelry, charitable merchandise, or gift cards; (ii) to reduce customer's Old Navy charge account balance; or (iii) to packaging, applicable taxes, or as price adjustments on prior purchases.4. General Conditions: Void if Super C-A-S-H is copied, transferred, sold, auctioned, exchanged or expired. Super C-A-S-H is not redeemable in any manner other than as provided herein. By participating, customer agrees to release and hold harmless Old Navy, and its advertising and promotion agencies and their respective parent companies, subsidiaries, affiliates, partners, representatives, agents, successors, assigns, employees, officers and directors (collectively, the "Released Parties"), from any and all liability, for loss, harm, damage, injury, cost or expense whatsoever including without limitation, property damage, which may occur in connection with the Promotion, or possession, acceptance and/or use or misuse of Super C-A-S-H. Old Navy reserves the right, in its sole discretion, to cancel, terminate, modify, extend or suspend this Promotion should cheating, fraud or other causes beyond its control corrupt or affect the administration, security, fairness or proper conduct of the Promotion.5. Governing Law: For US residents, the laws of the State of California shall govern this promotion and these Terms and Conditions. For Canadian residents, the laws of their province of residence shall govern this promotion and these Terms and Conditions.6. Arbitration Agreement (US Residents): PLEASE READ THIS CAREFULLY. IT AFFECTS YOUR RIGHTS. If you have a concern about the Promotion, please call Old Navy Customer Service at 1-800-653-6289. In the unlikely event that Customer Service or Old Navy is unable to resolve a complaint you may have to your satisfaction, we each agree to resolve the dispute through binding arbitration or small claims court. Any arbitration will take place on an individual basis; class arbitrations and class actions are not permitted. For any non-frivolous claim that does not exceed $75,000, Old Navy will pay all costs of the arbitration. You agree that, by participating in the Promotion, you are bound by this Agreement and you and Old Navy are each waiving the right to a trial by jury or to participate in a class action. This Agreement evidences a transaction in interstate commerce, and thus the Federal Arbitration Act governs the interpretation and enforcement of this provision. To seek arbitration, either party must first send to the other, by certified mail, a written Notice of Dispute ("Notice") setting forth the nature and basis of the claim or dispute and the specific relief sought. The Notice to Old Navy should be addressed to: Gap Inc. Legal Department, 2 Folsom Street, San Francisco, CA 94105. If Old Navy and you do not reach an agreement to resolve the claim within 30 days after the Notice is received, you or Old Navy may commence an arbitration proceeding. The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes of the American Arbitration Association ("AAA") and will be administered by the AAA. The arbitrator is bound by the terms of this Agreement. The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim. YOU AND Old Navy AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and Old Navy agree otherwise, the arbitrator may not consolidate more than one person's claims and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void. In such event, Customer hereby expressly consents to exclusive jurisdiction and venue in the courts located in California for all matters arising in connection with these Terms and Conditions or customer's participation in the Promotion.Sponsored by: Old Navy LLC, 550 Terry Francois Blvd., San Francisco, CA 94158 (United States); or Old Navy (Canada) Inc., 600 Bloor Street West, Suite 1501, Toronto, ON M4W 3B8 (Canada), collectively referred to in these Terms and Conditions as "Old Navy."If you have any questions about our privacy policy, contact our customer service center via email at custserv@OldNavy.com, or call us at 1-800-OLD-NAVY (1-800-653-6289). You may also contact us by postal mail at OldNavy.com Customer Service, 200 Old Navy Lane, Grove City, OH 43123-8605.Everyday Free Shipping is valid in the U.S. only (including Puerto Rico) on purchases of $50 or more in the same order. Gift cards, packaging, taxes and prior purchases do not qualify toward the minimum purchase requirement and offer cannot be applied to such items. Eligible customers must select this option during checkout in order to receive free shipping. Offer is good for the order's first "ship-to" address anywhere in the U.S. (including Puerto Rico). If you choose another shipping option, additional charges will apply. Cannot be combined with other offers or discounts. No adjustments on previous purchases. Offer is non-transferable and subject to change without notice. Not valid on international shipmentsOld Navy Coupons
How to approach employer for bonding vacations
Added on : Friday March 02nd 2012 03:20:02 PM
I work as Manager in small company in California ($40-50 mm sales), not that many employees, may be around 250, been here for more than a year. The top management is actually owners them self, very stingy and micromanagers. I applied for vacations last year and they denied. I have a new born baby now 1 month old and want to take bonding vocation for at least 3-4 weeks
I checked with EDD for eligibility, according to them I do qualify for PFL (paid family leave); will go for PFL and FMLA. I have one week of personal leave accumulated and I am sure will not get paid any more from my employer.
How should I approach my employer?
How much EDD pay on PFL?
FMLA gridline says, employer can deny if you are in top 10% of wage earner (I think I belong to this category), strategy to get over it?
Thanks for your help and comments!
FSA eligibility questions
Added on : Thursday February 09th 2012 03:16:02 PM
I remember that OTC products like Tylenol became ineligible for FSA a few years ago. I'm wondering, are other OTC products also ineligible now? In particular, I use a CPAP and have purchased some supplies (tube cover to prevent condensation) for it but without prescription. I also buy moisture goggles for the CPAP and for medical reasons but also without prescription. Would those also not be eligible anymore? I have a note from the Optho for artificial tears but that's it. Also, how long is that note good for?
Starwood Preferred Guest (SPG) account eligibility change
Added on : Wednesday February 08th 2012 03:06:13 AM
I just read the fine print on the Starwood website and it appears that you now need a hotel stay or Starwood credit card purchase every 12 months to remain eligible in the programYou will be considered an "Active Member" so long as (a) your Membership has not been cancelled (by you or us), and (b) you have had an Eligible Stay at a Participating Property within the previous 12 months, or (c) you have earned Starpoints by using a Starwood Preferred Guest Credit Card during the previous 12 months. Starpoints resulting from transfers or earnings from Program affiliates do not count toward active status.If you do not remain an Active Member, we will close your Membership account and all Starpoints in the account shall be forfeited without notice.I know that in the past I made a purchase through their website to extend my membership but the rules now don't allow this. Big bummer if they follow these rules.
Adobe CS5.5 Design Premium Student for PC or Mac downloads for $337
Added on : Monday February 06th 2012 09:57:14 AM
Today only, Adobe offers downloads of Adobe Creative Suite 5.5 Design Premium Student and Teacher Edition for Windows or Mac for $336.75. This software suite combines Adobe Photoshop CS5 Extended, Illustrator CS5.5, InDesign CS5.5, Flash Catalyst CS5.5, Flash Professional CS5.5, Dreamweaver CS5.5, Fireworks CS5, and Acrobat X Pro.
LINKNote: This software is only for use by students and educators meeting the eligibility criteria. Click here for more information.: LINKAdobe Store Coupons
$25 Visa GC for Test Driving A Kia Optima (2/1 - 3/31/12)
Added on : Monday February 06th 2012 03:52:40 AM
LINK PREPAID CARD DISCLOSURE: The Visa prepaid card is not redeemable for cash or usable at any ATM. The plastic Visa prepaid card itself expires 12 months after issuance; provided, however, the funds available on the prepaid card do not expire. If funds remain on the card after expiration of the prepaid card, please contact Customer Service at 1-877-883-4913 to request the issuance of a new card. Applicable replacement card fee of $6.95 will be deducted from the current balance of the prepaid card in order to issue a new prepaid card. Terms and Conditions apply to the card. Subject to applicable law, a monthly maintenance fee of $3 (USD) applies, but is waived for the first 6 months after the card is issued. Cards can be used at any merchants that accept Visa debit cards. Kia reserves the right to substitute a check of equal value in lieu of a Visa prepaid card at its discretion.TERMS AND CONDITIONS: Test-drive offer is valid from 2/1/12 to 3/31/12. To be eligible, test-driver must be 18 years of age or older with a valid driver's license. This offer is non-negotiable and non-transferable. One $25 Kia Visa Prepaid Card per household. Test-drive and dealer validation required. Only the completed certificate with an original dealer signature and Personal Customer Code will be honored. Your envelope with the original, completed certificate inside must be postmarked by 4/15/12. All matters of program eligibility and qualification will be conclusively resolved by Kia Motors America, Inc., in its sole discretion. Offer valid only in the continental United States; void in outlying areas. Void where prohibited. Offer valid while supplies last. Kia is not responsible for mistakes or typographical errors. Kia is not responsible for lost or misdelivered mail. Kia's liability is limited to the value of the Visa prepaid card. Your Visa prepaid card is issued by MetaBank pursuant to a license from Visa U.S.A. Inc. For comments or questions, please call 1-877-883-4913.
If youre a loyal Sprint customer in need of a new phone, but youre not quite eligible for an upgrade, Sprint still may have a deal waiting for you. Starting on February 5th, Sprint will begin reaching out to customers via email and snail mail to offer them a potential discount of $25, $50, or $100. This offer is on a case by case basis and will be flagged on your account. The best part about this great offer is the fact that it can also be combined with eligible upgrades as well. The only catch here is that it does require a new two year service agreement, which is the same as any upgrades.Remember this is set on a case by case basis, so nothing is guaranteed, but it doesnt hurt to check. Like most communications from Sprint, this promises great savings in the vaguest most confusing way possible. Does, "not quite eligible for an upgrade" mean that customers who are eligible for an upgrade get nothing?If you can get this extra discount, "combined with eligible upgrades" does that mean that some customers will be able to combine the $100 discount with the $150 2-yr Agreement Upgrade Discount for $250 off or would that only happen if a customer rolled into eligibility for a 2-year agreement during the promotion?Stay tuned until Feb 5th to find out. Check your email and snail mail for more cryptic details.
My health care solution. What do you think?
Added on : Thursday January 26th 2012 06:35:54 PM
Assumptions:
1. we are not a country prepared to let people die on the steps of hospitals for lack of funds for treatment;
2. the government pays for approximately 60% of all health care expenditures already, and that is steadily increasing;
3. we have some of the most technologically advanced health care in the world and we want to preserve that, including research;
4. we have some of the highest costs in the world, and that is not sustainable;
5. health care delivery is overly complex;
6. many of our dissatisfactions with health care are due to poor health outcomes associated with poor lifestyle decisions;
7. others stem from our country's complex and heterogenous population;
8. health care costs are the elephant in the room with regards to both our debt and deficit, and solving health care will again make the US one of the best places in the world to do business;
9. a mentally and physically healthy population is a national security issue, because a bunch of obese, diabetic, drug addicts make poor soldiers.
10. health care insurance, as it were, can only work when healthy people participate in the pool.OK, here we go.1. phase out medicare and Medicaid over 30 years.2. eliminate the Medicare payroll and investment taxes.3. rather than mandating insurance, the government provides, for free, basic health insurance to every US citizen.4. basic health insurance is basic. generic meds only. no fancy-schmancy stuff. prenatal visits and annual physicals and stuff that makes sense and is proven to work is covered. everything else is not. simvastatin is covered; Crestor is not. citalopram is covered; Lexapro is not. You get the idea. A multi-year, transparent process to develop the covered procedure/medication list will be required (but see below)5. the federal government offers 'take it or leave it' pricing to providers. Providers are not required to accept this insurance, but will be incentivized due to volume. Providers will know, in advance, what is covered, and what is not. They may cover additional services as they see fit, but they will not be reimbursed by the feds. Patients might have their own private insurance (see below). The insurance will offer higher pricing to critical access providers to increase likelihood of acceptance, ie, underserved communities.6. in addition to this basic insurance, a national marketplace for 'add-on' insurance will be created. This marketplace will operate completely in the free market. It will be purchased by individuals, or by corporations for their employees. This would be like 'medigap' insurance. The only requirements for these plans is 1. the costs and benefits of each plan must be clearly spelled out and 2. once an individual has been approved for and purchased into a plan, that individual can NEVER be droopped from the plan or have their premium increased by more than the average rate of premium increase for all plans, SO LONG as they make their monthly premium payment and remain an active member of the plan. Other than that, prices are set by the insurers without restriction. No more taking money from the healthy, then dumping patients when they get sick.7. the tax deduction for employer-sponsored health care will be eliminated.8. if you are not a US citizen, you are not eligible for the free federal coverage. You may purchase insurance in the national marketplace described above.9. malpractice reform is necessary to protect providers from not providing uncovered care. In other words, providers must be protected from witholding uncompensated care; they cannot be forced to work for free. They may choose to, out of charity or compassion, but they cannot be forced to.10. a cash bonus is given for lifestyle changes with proven cost reduction outcomes. We pay people to quit smoking. We pay people to lose weight and keep it off. We pay people to stay clean off opiates. It is cheaper in the long run than having these folks show up years later with COPD, diabetes, neuropathy, nephropathy, and cardiovascular disease. It's time to be honest about preventative medicine and that means incentizing behavior change.11. by eventually winnowing down employer-based health care, employees are freer to leave work. This means the young old can retire without fear of going naked. This frees up jobs for younger employees. It improves the environment for entrepreneurship, allowing employees to take risks on business ventures without fear of losing insurance or becoming uninsurable.12. how to pay for it. A national sales tax (of whatever is required - say 10%) - on every retail purchase except for food, gas, and medicine. This tax must be dedicated solely to the federal insurance program, with the exception that 10% of the fees collected are dedicated to non-profit research. It must fully pay for the program costs each year; it cannot run a deficit. It can be adjusted up or down by the will of Congress, ostensibly representing the will of the people, as the people demand more or less health care, or more or less taxes. For instance, if the people are not satisfied with the level of coverage provided by the insurance plan, they may persuade Congress to increase the tax to 12%. If they feel their taxes are too high, they may persuade Congress to lower the tax to 8% - and receive fewer services in the insurance plan. This funding mechanism has several advantages over our current system. First, it is dedicated. Second, it is transparent: there is a direct link between level of taxation and level of service. Third, it is shared by everyone including the healthy but moderately progressive in that it excludes food, gas, and medicine and the wealthy spend more money than the poor.13. charity care by providers and social service agencies will attempt to fill the gaps between the basic federal plan the private plans... just like we do now.14. we publicly acknowledge that we cannot afford unlimited health care for every patient.This system does away with complex formulas governing eligibility, reimbursement, and cost-sharing for programs like Medicaid and Medicare. It replaces that with a single, shared, but very basic health care plan which will use the power of the federal government to negotiate lower prices, over time, with providers. It has dedicated, sustainable, and transparent funding for health care, and the level of service (and taxation) can be clearly adjusted by the people as they see fit. It automatically increases the pool of participants to make health insurance actual insurance. It gets rid of all the risks around preexisting conditions, uninsurable patients, and insurers dropping ill patients. It will result in lower prices across the board as providers compete with each other for the largest chunk of business, and with each other for cash-paying customers and national insurers. It provides a basic level of humane health care without promising 'the world' to everyone. It removes some of the inequitability of the employer-health care tax deduction. It offers a true, free-market insurance solution available to everyone. It provides for continued research to support technological advances. It recognizes the need for individual responsibility in managing lifestyle diseases and incentivizes change in a cost-effective way which benefits our health and our national security. It supports the formation of small businesses and it provides 'through-put' for the labor force to increase employment for younger workers. It will be cheaper and by definition will be non-deficit-generating.I think that's it for now.OK... hit me. what's wrong with this plan?
Losing dental insurance. What are my best options for dental care?
Added on : Thursday January 26th 2012 03:14:05 PM
I'm a college student and will be losing eligibility on my parents' dental plan soon. For the time being, I won't have a job that offers dental benefits. So I need to decide what the best/most frugal options are for dental care.When does it make sense to get dental insurance? I've had my wisdom teeth pulled, orthodontic work done in the past, and had some fillings (kicking my soda habit), but there's a chance I might need 1 or 2 more in the future. Is it a possibility to have a (high-deductible) policy for "catastrophic" events, not just routine dental care and minor work?If I don't have dental insurance, what are my best options for regular cleanings/checkups, and other procedures if necessary? Here's possibilities I've thought of:
- Dental schools: i've heard these are a good option to get dental work done inexpensively. There's 2 of them in my metro area. Any opinions on this? Actual price (vs dentist), hurdles to getting service (income restrictions, waitlist, etc), or quality of work?
- Negotiating with dentist: how possible is it to negotiate a good deal from a "conventional" dentist if I'm not paying with insurance? Can I get a substantial discount on the "sticker price", maybe a little like uninsured folks do at the ER? I know it's not going to be 90% off or anything...i.e. they're not obligated to treat you as the ER is and often prices aren't so absurdly inflated (no $20 tylenol).
- Mexican dentist (for major work): this is only really a possibility if I'll need major work done, which is unlikely. As I understand, medical/dental professionals in other countries do pretty good work at a much lower price. You'd probably have to be talking $4000+ worth of work to make it worth the travel cost, time, and risk.
- Offers at Groupon (or similar): some dentists run offers for cleaning/x-ray/etc at a good price from time to time. But i'd be concerned about going to such a dentist. They do expect some return from selling their services at a loss on Groupon, and i'd think they would be more likely to push unnecessary procedures.Any thoughts? Thanks all!
List Price:$72.00
1 month ago: ~$36 (according to camelx3)
Now: $26.15 This item is also eligible for the 4 for 3 promotion, taking the price down to $19.61/($3.27 per glass) if you either buy 4 sets or mix-and-match items with the same promotion eligibility at equal or greater pricing.TextEnjoy!  EDIT: You may consider mixing and matching with the 6 pc espresso set here/
victoriassecret.com Pink Sale
Added on : Saturday January 07th 2012 12:24:29 PM
http://www.victoriassecret.com/search/sale/pinkVintage Flare PantMore Colors Orig. $39.50 Sale $29.50 .Boyfriend PantMore Colors Orig. $44.50 Sale $29.50 .Flannel PantMore Colors Orig. $29.50 Clearance $15.99 .Wear Everywhere Zip HoodieMore Colors Orig. $39.50 Sale $29.50 .Signature Pullover HoodieMore Colors Orig. $49.50 Sale $29.50Signature Zip HoodieMore Colors Orig. $49.50 Sale $29.50 .New York Yankees Hipster PantyMore Colors Orig. $10.50 Clearance $3.99 .
Philadelphia Phillies Hipster PantyMore Colors Orig. $10.50 Clearance $3.99 .San Francisco Giants Hipster PantyMore Colors Orig. $10.50 Clearance $3.99 .
Chicago Cubs Hipster PantyMore Colors Orig. $10.50 Clearance $3.99
Raglan SleepshirtMore Colors Orig. $24.50 Clearance $12.99 .Classic Long-sleeve Raglan TeeMore Colors $22.50 or Special 2/$36 .Vintage Flare PantMore Colors Orig. $42.50 Clearance $24.99 .
Free Shipping and Handling on $100 or more VS100
Expires 1/22/12
Valid for free standard shipping & handling anywhere in the 48 contiguous United States. Standard shipping & handling to Alaska, Hawaii and the U.S. Territories only $4.99. Gift cards, gift wrap and kits, shipping & handling and taxes do not qualify toward offer eligibility.
TextReceive US Tennis Association Junior 1-Year Membership (for kids 10 and under) for FREE (Ends 12/31). With this Free membership includes an annual subscription to the Bounce newsletter, eligibility to participate in USTA Junior tournaments and Junior Team tennis
TextReceive US Tennis Association Junior 1-Year Membership (for kids 10 and under) for FREE (Ends 12/31). With this Free membership includes an annual subscription to the Bounce newsletter, eligibility to participate in USTA Junior tournaments and Junior Team tennis
Newegg Dell Insprion 15R Notebook Giveaway
Added on : Monday January 02nd 2012 12:41:01 PM
1 Posted By: HeatherS4
Views: 82 Replies: 0

Welcome to FatWallet Giveaways!Happy New Year! It's time to go back to school, back to work, and start tackling those New Year's resolutions and we've got the perfect tool to help you do it...A new DELL laptop with a switch lid from Newegg!

Newegg Giveaway: Dell Insprion 15R Notebook!



DELL Inspiron 15R (i15RN-7296DBK) Notebook Intel Core i5 2410M(2.30GHz) 15.6" 4GB Memory DDR3 640GB HDD 5400rpm 8X Dual Layer DVD+/-RW Drive Intel HD Graphics 3000

Laptop also comes with a switch lid!

You can get all the details for the laptop here on Newegg's website.


To Enter the Newegg Dell Laptop GiveawayThere are two ways to enter the Newegg Giveaway but please be aware that only ONE entry will be counted, even if you enter in both places.

Option 1: Head over to our Facebook page. This offer is exclusive to our FatWallet friends and members, so if you don't already like our page, please click the like button to view the giveaway form. Enter your information into the form on the Giveaway tab to enter.

Option 2: Sign up or Sign in to FatWallet. Visit the Newegg website and reply to this topic telling us what your dream prize from Newegg would be! (If you feel like shopping wile you're there, they've got some awesome year end clearance sales and 3% cash back on FatWallet!)

Eligibility: Eligible entries will be received between December 22, 11:30 a.m. CST, and December 29, 11:30 a.m. CST. Limit one entry per eligible individual.

Additional replies welcome but will not improve your odds of winning. One lucky winner will be chosen randomly to receive Dell Notebook from Newegg. Please read the Official Rules of this giveaway.

Please remember to check back soon after the end of this promotion. Winning member will be notified by PM (private message) and listed at the top of this thread upon confirmation.

The giveaways aren't over!Our sales team is hard at work filling up the month of January with more giveaway love for you!Like us on Facebook for notification of upcoming giveaways!

Good luck & have fun!

:) Heather

Navy Credit Union - 3% CD 20 months- IRA max 18k
Added on : Sunday December 25th 2011 03:13:45 PM
Good for seniors living off a fixed income. Membership is restricted; ask a family member who is a Navy FCU member to invite you.
This offer is effective December 19, 2011. The 20-Month Special Certificate has a maximum balance limit of $18,000. Only one 20-Month Special Certificate per member is allowed. You may make additional deposits to the certificates at any time. At maturity, the certificate will automatically renew to a $1,000, 24-Month certificate at the prevailing rate. Federally insured by NCUA.Navy FCU
Membership Eligibility ChecklistNavy Federal's field of membership is determined by the National Credit Union Administration.
If you fall under any of these categories, you're eligible to join:All Department of Defense (DoD) uniformed personnelArmy, Marine Corps, Navy and
Air Force retirees and annuitantsAll Department of Defense ReservistsArmy, Marine Corps, Navy and Air Force retirees
and annuitantsAll Army and Air National Guard Personnelcivilian employees, retirees and annuitantsAll Delayed Enlistment Program (DEP) PersonnelAll DoD Officer Candidate programsMidshipmen and cadets at the United States Naval Academy,
United States Military Academy, United States Air Force Academy, United States Coast Guard Academy
and the United States Merchant Marine Academy; Other Officer Programs*U.S. government employees assigned to DoD installations (including Coast Guard)All DoD civilian employeesincluding retirees and annuitantsDoD contractors assigned to U.S. Government installationsFamily Membersincluding grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household membersOnce your family members have joined, they can extend the membership opportunity to their family members, too.Still not sure if you are eligible? Use our Membership Eligibility Wizard or call us at 1-888-842-6328, then press *31.
Crestor 30-Day Free Trial
Added on : Wednesday November 30th 2011 03:11:11 PM
Crestor 30-Day Free Trial
Insane how much this drug costs even with insurance, hope this helps others savehttp://www.crestor.com/c/crestor-patients/crestor-savings/index....CRESTOR Money-Saving Offers
and Support
Share
If you're considering CRESTOR (rosuvastatin calcium) or are already taking it, there's
a savings program that may be right for you including a CRESTOR 30-day FREE Trial Offer* and a CRESTOR Savings Card��_. For details on these savings offers and to take advantage of CRESTOR support, choose one of the following two options:Considering Crestor
Currently Taking CrestorFREE Trial Offer
Patient Eligibility: Offer is good for qualified customers with commercial insurance for up to 30 tablets of CRESTOR (rosuvastatin calcium) 5 mg, 10 mg, or 20 mg and may not be used for any other product. The 40-mg tablets are not eligible for this offer. This offer may not be combined with any other free trial, coupon, discount, prescription savings card, or other offer. This offer is void in MA and where prohibited by law, taxed, or restricted. Not valid for mail order,
self-paying customers, or prescriptions paid in full or part by Medicare, Medicaid, TRICARE, or any other federal or state health care plan. It is illegal for any person to sell, purchase, or trade this voucher. Offer valid only for product manufactured for AstraZeneca Pharmaceuticals LP, and lawfully purchased from an authorized retailer or distributor in the US or
Puerto Rico. Offer good only in the US and Puerto Rico.
Patient Instructions: Present this offer for CRESTOR to your pharmacist along with your insurance card and a valid prescription for 30 tablets of CRESTOR 5 mg, 10 mg, or 20 mg. This offer may be changed or discontinued at any time without notice. For cardholder questions, please call:
1-888-729-4100. frankie1470/op
0 Posted By: FatWallette
Views: 150 Replies: 0




Fatwallet Wireless store (powered by Wirefly) has a Free for all phone sale. On the Internet, you always see incentive for new customers. But what sales do we ever see for the existing customer? The following phones are free for all lines:





Sprint @ FatWallet
Up to $95 Cash Back Available!

Samsung Transform

BlackBerry Curve 9330


T-Mobile @ FatWallet
Up to $95 Cash Back Available!

T-Mobile Mytouch

T-Mobile Mytouch Q


Verizon @ FatWallet
Up to $95 Cash Back Available!

Droid X2 by Motorola

Samsung Stratosphere

LG Revolution

Upgrade Eligibility Checker: Using the Upgrade Eligibility Checker you have the ability to see if and when you are eligible for your next phone upgrade. It can also tell you the status of all lines of an account with just one phone number from that account. If you are not upgrade eligible, when the time is nearing, you can elect to receive a complimentary reminder call, e-mail or text message.
I posted this in the Small business thread, but posing a separate thread. Bought a threader earrings from here for 25.00. There are 3 items 11361, 11171 and 11181 listed for $25.00 in Gifts under 50. YMMV on eligibility for AMEX as payment is through PayPal, although the business is listed in small business at fb under zip 07746. Still a good deal at this price (50% off).
BJ's Restaurant Buy $100 in GC's get 4 BJ's Mugs + surprise reward card
Added on : Friday November 25th 2011 12:18:09 AM
http://www.bjsrestaurants.com/holidayhttp://www.bjsrestaurants.com/promos/gift-cardsBJS 2011 HOLIDAY SURPRISE PROMOTIONAL CARD NO PURCHASE OR PAYMENT OF MONEY NECESSARY TO RECEIVE OR DETERMINE THE VALUE OF YOUR BJS HOLIDAY SURPRISE PROMOTIONAL CARD. A PURCHASE OR PAYMENT WILL NOT INCREASE THE ODDS OF YOUR RECEIPT OF A MORE VALUABLE HOLIDAY SURPRISE PROMOTIONAL CARD.

OPEN TO ELIGIBLE LEGAL RESIDENTS OF AZ, CA, CO, FL, IN, KY, LA, NV, OH, OK, OR, TX OR WA WHO ARE 21 YEARS AND OLDER AS OF DATE OF ENTRY.
1.HOW TO PARTICIPATE IN BJS HOLIDAY SURPRISE PROMOTIONAL CARD (Promotion): The Promotion starts 11/15/11 at 12:00 AM ET and ends at 11:59:59 PM ET on 12/24/11 (Promotion Period). There are two ways to receive a BJ's Holiday Surprise Promotional Card" (Promotional Card"): (A) You will receive a Promotional Card when you purchase a BJs Gift Card during the Promotion Period worth at least Seventy Five ($75); or, (B) You can receive a Promotional Card, while supplies last, without a purchase by printing your name, complete address (no P.O. Boxes allowed), phone number and date of birth on a 3x5 card and mailing it, along with a self-addressed stamped envelope, in a properly stamped outer envelope, to BJs Holiday Surprise Promotional Card Request, 35610 Mound Road, Dept. 900, Sterling Heights, MI 48310 postmarked by 12/26/11, and received by 1/6/11. No mechanical reproductions allowed. Each request must be mailed in a separate, properly stamped outer envelope. Sponsor is not responsible for late, lost, non-delivered, illegible or postage due mail. Requests and other Promotion materials become the property of Sponsor and will not be returned.

2.HOW TO DETERMINE THE VALUE OF YOUR PROMOTIONAL CARD:To determine the reward (Reward) that you will be eligible to receive for your Promotional Card, visit a BJs Restaurant between 12/26/11 and 2/29/12, and prior to being seated, present your Promotional Card to the BJ's Restaurant Manager and request him/her to swipe your Promotional Card. For your Promotional Card to be valid, it must be swiped by a BJs Restaurant manager. Each Promotional Card will be associated with one of the Rewards described below. If your Promotional Card is associated with the Vail trip or the $1,000 BJs Gift Card, you will receive documentation memorializing that. If your Promotional Card is associated with one of the other BJs Gift Cards, the Promotional Card itself will contain the value of that Gift Card. Except for the $1,000 BJs Gift Card, all Gift Cards may only be used for purchases occurring prior to 2/29/12. Further details about the available Rewards follow

3.Vail Trip (1): One (1) Promotional Cardholder will receive a trip (Trip) for two to Vail, Colorado consisting of round trip coach airfare for two from major airport nearest to Promotional Cardholders residence to Vail, Colorado; 4 day/3 night hotel accommodations at Arrabelle at Vail Square (1 standard room; double occupancy); 3-day Lift ticket passes; one (1) nights dinner for two at Kelly Likens highly acclaimed restaurant; one (1) Spa Treatment for two. (Total ARV: $4,300). If actual retail value is less than the stated Total Approximate Retail Value, the Promotional Cardholder will not receive the difference in value. All expenses not specified above, such as meals, beverages, mini-bar, entertainment, telephones, souvenirs, gratuities, ground transportation, insurance, personal or spa services, etc., are solely the Promotional Cardholders responsibility. All accommodations and reservations will be arranged by Sponsor and are subject to advance notice, holiday black-out dates and availability. TRIP MUST BE COMPLETED PRIOR TO 12/31/12. Other restrictions may apply. Promotional Cardholder and guest must possess required travel documents and travel together on same itinerary. Sponsor has no responsibility for lost, stolen, misplaced, or mutilated tickets and/or travel documents, baggage, flight delays, or any other occurrences beyond its control. Sponsor has no responsibility for Promotional Cardholders inability or failure to accept or utilize the Trip as described herein. Promotional Cardholder and guest must each be 21 years of age or older. Odds of receiving the Trip: 1:33,000. Upon presentment of Promotional Card to BJs Restaurant manager, the Promotional Card holder will be given an Affidavit of Compliance/Eligibility & Publicity/Liability Release (Affidavit & Release) to read and sign, as allowed by law, and promptly return as instructed. Failure to sign and promptly return the required documents may result in forfeiture of the Trip, and an alternative Promotional Card holder selected at random from all of the other Promotional Card holders. As a special bonus, Sponsor will deduct $25 from the Promotional Cardholders check on the occasion that the Promotional Card is scanned. Promotional Cardholders guest must also sign and return a Release, as allowed by law. Neither this Promotional Cardholder nor a member of his/her household is eligible to receive another Reward.

4.$1,000 BJs Gift Card (1): One Promotional Cardholder will receive a BJs Gift Card worth One Thousand Dollars ($1,000) for food purchases at a BJs Restaurant. Odds of receive the $1,000 BJs Gift Card: 1:33,000. Upon presentment of Promotional Card to BJs Restaurant manager, the Promotional Card holder will be given an Affidavit & Release to read and sign, as allowed by law, and promptly return as instructed before the Gift Card will be activated. Failure to sign and promptly return the required documents may result in forfeiture of the Gift Card, and an alternative Promotional Card holder selected at random from all of the other Promotional Cardholders. Additionally, the Promotional Cardholder must provide his/her Social Security Number and will receive a Form 1099, as required by law, in the amount of One Thousand ($1,000) Dollars. Sponsor will deduct $25 from the Promotional Cardholders check on the occasion that the Promotional Card is scanned. Neither this Promotional Cardholder nor a member of his/her household is eligible to receive another Reward.

5.Other BJs Gift Cards: The remaining Rewards will consist of BJs Gift Cards pre-loaded with funds in the amounts set forth below, redeemable for food, beverages (excluding alcohol), and merchandise purchases at participating BJs Restaurants:

6.$500 BJs Gift Card (10):Ten (10) PromotionalCard- holders will each receive a $500 BJs Gift Card. Odds of receiving this award: 1:3,300

7.$25 BJs Gift Card (1,143): One Thousand One Hundred Forty Three (1,143) Promotional Cardholders will each receive a $25 BJs Gift Card. Odds of receiving this award: 1:29

8.$10 BJs Gift Card (6,039): Six Thousand Thirty Nine (6,039) Promotional Cardholders will each receive a $10 BJs Gift Card. Odds of receiving this award: 1:5

9.$5 BJs Gift Card (25,806): Twenty Five Thousand Eight Hundred Six (25,806) Promotional Card holders will each receive a $5 BJs Gift Card. Odds of receiving this award: 1:1.3

ODDS OF RECEIVING ONE OF THE ABOVE REWARDS: 1:1. All odds are based on an anticipated maximum distribution of 33,000 Cards.
Free Orange Onions Crazy Bands
Added on : Thursday November 24th 2011 12:08:45 AM
https://www.facebook.com/OrangeOnions?sk=app_28134323652Prize Details Just fill out the form and well mail you a 24 pack of Crazy Bands! Great as a reward for a job well done or a stocking stuffer for Christmas! They are FREE when you sign up for OrangeOnions.com email newsletter. The OrangeOnions.com email newsletters are packed full of great products and specials. Please provide your address when signing up for the email newsletter so we know where to send the Crazy Bands. We only have a limited number of Crazy Bands in stock, so act now before you miss out!
Prize Eligibility
Only persons residing in United States who are at least 18 years of age can enter.
Sweepstakes Starts
November 16, 2011 @ 05:00 pm (EST)
Sweepstakes Ends
November 28, 2011 @ 11:59 pm (EST)
Need more Details?
Read the Official Rules
$25 Visa GC for Test Driving A Kia Optima (11/7 - 12/31/11)
Added on : Tuesday November 08th 2011 06:30:01 PM
Just got an email from Kia from when I signed up for the $25 Kizashi test drive deal. In it was this link to a new $25 test drive on the Kia Optima. This does not look to be limited by area either!Enjoy!http://optimaiii.meredith.com/opp3_landing.aspTERMS AND CONDITIONS: Test-drive offer is valid from 11/7/11 to 12/31/11. To be eligible, test-driver must be 18 years of age or older with a valid driver's license. This offer is non-negotiable and non-transferable. One $25 Kia Visa Prepaid Card per person. Test-drive and dealer validation required. Only the completed certificate with an original dealer signature and Personal Customer Code will be honored. Your envelope with the original, completed certificate inside must be postmarked by 1/15/12. All matters of program eligibility and qualification will be conclusively resolved by Kia Motors America, Inc., in its sole discretion. Offer valid only in the continental United States; void in outlying areas. Void where prohibited. Offer valid while supplies last. Kia is not responsible for mistakes or typographical errors. Kia is not responsible for lost or misdelivered mail. Kia's liability is limited to the value of the Visa prepaid card. Your Visa prepaid card is issued by MetaBank pursuant to a license from Visa U.S.A. Inc. For comments or questions, please call 1-877-883-4913.
Earn 5 Disney movie rewards points everyday (from 12/1 to 12/25) in December ABC Family's 25 Days of Christmashttp://abcfamily.go.com/specials/25-days-christmas/blogs-details...
"Disney Movie Rewards members can earn 5 points daily from 12/1 to 12/25!
Just visit ABC Family's 25 Days Of Christmas home page starting December 1, and click on the Disney Movie Rewards logo it's that easy!Buy Disney movies on Blu-ray and DVD plus see them in theaters to earn points for cool stuff at Disney Movie Rewards.This is a special offer from Disney Movie Rewards. Visit DisneyMovieRewards.com [go.com] for eligibility requirements, details, Terms & Conditions, point collection and redemption details and expiration dates.* Codes posted Monday through Thursday are valid 9:00 a.m. PT 8:59 a.m. PT. Codes posted Friday are valid 9:00 a.m. PT through the following Monday 8:59 a.m. PT. Limit one code per member account per day. Must be a Disney Movie rewards members. Promotion ends 12/25/11 at 11:59 p.m. PT."
Disney Rewards all the month of December
Added on : Monday November 07th 2011 09:03:59 PM
Disney Movie Rewards members can earn 5 points daily from 12/1 to 12/25!
Just visit ABC Family's 25 Days Of Christmas home page starting December 1, and click on the Disney Movie Rewards logo it's that easy!Buy Disney movies on Blu-ray and DVD plus see them in theaters to earn points for cool stuff at Disney Movie Rewards.This is a special offer from Disney Movie Rewards. Visit DisneyMovieRewards.com for eligibility requirements, details, Terms & Conditions, point collection and redemption details and expiration dates.* Codes posted Monday through Thursday are valid 9:00 a.m. PT 8:59 a.m. PT. Codes posted Friday are valid 9:00 a.m. PT through the following Monday 8:59 a.m. PT. Limit one code per member account per day. Must be a Disney Movie rewards members. Promotion ends 12/25/11 at 11:59 p.m. PT.
Bank of America $50 Checking account Bonus until 1/20/2012I saw this Bank of America $50 bonus for opening a checking account. I think u gotta set up direct deposit and use offer code is GROUP50. The deal expires 1/20/2012. Credit goes to the bank bonuses list at HMB. 1) Fill out our easy online application using Offer Code GROUP50.
2) Set up a qualifying Direct Deposit into your new checking account within 60 days of account opening. Learn how to set up Direct Deposit.
3) Receive your $50 bonus, directly deposited to your new checking account, within 120 days once qualifications are met.
T&Cs:Offer expires 1/20/2012. Bank of America may terminate the offer before that date. To receive the offer, you must open a personal checking account through the Bank of America at Work program and set up qualifying direct deposit into your checking account within 60 days. You must use the Offer Code GROUP50 in order to qualify for this offer. Limit one incentive per customer. The new customer must not be a current personal checking customer and the new checking account must remain open until we can verify its eligibility, which generally takes no more than 120 days. The new customer is not eligible for this offer if they were a signer on a Bank of America checking account that was closed within the last three months. All accounts are subject to our normal approval process. Offer does not apply to second or multiple accounts. This offer cannot be combined and is not eligible with other offers. The minimum deposit required to open a new personal checking account and receive this offer are subject to normal opening deposit requirements of the specific account being opened. For example, the minimum opening deposit for a MyAccess Checking account is $25. Account must be in good standing at the time of qualification. We generally direct deposit the incentive into the new Bank of America checking account within 120 days of account opening. If for any reason we are unable to successfully direct deposit the funds, a check will be issued. We may report to the IRS the value of any premium and applicable taxes are the responsibility of the recipient. We offer a variety of interest-bearing and noninterest bearing personal checking accounts. For Tiered Interest personal checking accounts, the minimum balance to open is $100 and the Annual Percentage Yields (APYs) are as follows: less than $10,000, 0.05%; $10,000-$99,999, 0.10% and $100,000 and over, 0.25% as of 2/15/2011. The rate may change after the account is opened or anytime after this date. Fees could reduce the earnings on the account. Please consult a banking center associate, visit bankofamerica.com or see our Personal Schedule of Fees for more information. Reproduction, purchase or sale of this offer is prohibited.

Bank of America $50 Business Referral & $25 Personal Referral Bonus valid until 1/31/2012

This offer expires no later than 1/31/2012. Bank of America may terminate the offer before that date. This offer cannot be combined with any other new customer offer.

Existing Customer (Referrer): We pay the incentive to an existing Customer (referrer) by check after we verify that the new customer they referred opened a qualifying new checking account and also met the other terms of this offer. We generally issue all checks within 90 days of a qualifying account opening. We may report to the IRS the value of any incentive or other premium and any applicable taxes are the responsibility of the recipient.

Bank of America reserves the right to determine in its sole discretion the eligibility of new customers (referees) and existing customers (referrers) for this offer. We reserve the right to disqualify referrals in circumstances where we reasonably believe they were not sent to us in good faith.

New Customer (Referee): To Qualify for the Incentive: You must present this referral form at the time of the account opening and satisfy the terms of the applicable referral program. For Personal Checking accounts you must open a new checking account with a minimum opening deposit of $125 and make a minimum of one debit card purchase during the first 30 days from account opening. For Business checking accounts you must open a new checking account with a minimum opening deposit of $250 and make a minimum of one debit card purchase in the first 30 days from account opening. All accounts are subject to our normal approval process.

Free McAfee with new BOA account - no expiration date - $70 value

Steps to get your free McAfee offer:

1. Sign in above using your Online Banking ID. You will be redirected to the McAfee site.
2. Create a McAfee user account and create a password.
3. Enter your registration information (name, address, city, state and phone number).
4. Provide your billing information for future automatic renewals. Please note your credit or debit card will not be charged at this time and you are under no obligation to renew your subscription. You may cancel the automatic renewal at any time.

When your free 12-month subscription expires, you will receive a 50% discount on your renewal subscription, which is currently $34.98 ($69.99 MSRP).

BOA $250 Bonus with Keep the Change Program.

BoA's KTC: said: 1Keep the Change Matching Promotion We match 100% of the amount of your Keep the Change transfers during the first three months after you enroll, and we will match 5% thereafter. The maximum total match is $250 per year. Limited to five checking accounts. Matching funds are paid annually after the anniversary of enrollment on accounts that remain open and enrolled. Savings accounts eligible to receive matching funds include, but are not limited to, Regular Savings, which requires a minimum opening balance of $25 and pays a variable Annual Percentage Yield that was 0.10% as of 01/15/10. Money Market savings accounts are also eligible. Fees could reduce earnings. The promotional matching funds will be reported to the IRS on Form 1099.

BOA $0 Equity Trade for customers with $25,000 or more in all asset across BoA deposit accounts, including checking, savings, and CDs.

BOA page: said: Offer available with an individual or joint Banc of America Investment Services, Inc. (BAI) Self-Directed Brokerage account. If you have a combined total of $25,000 or more in your deposit accounts at Bank of America N.A., BAI waives its commission fee for as many as 30 online equity trades each month. When you make an online equity trade, BAI determines whether you meet the balance requirement to qualify that trade for the commission fee waiver. BAI adds the average collected balances in your checking and savings accounts as of the prior month to the balances in your CD and FDIC-insured IRA accounts as of the prior business day. If this calculation reflects a combined total of less than $25,000, BAI then makes a second calculation to see if the trade qualifies by adding the balances in your checking, savings, CD and FDIC-insured IRA accounts as of the prior business day. Offer applies only to online equity trades, including stock and exchange traded fund (ETF) trades. Standard commission fees apply when the balance requirement is not met, or when you exceed 30 qualifying trades.
LinkHere you'll find details about our current promotionsHow long the offers last:Offers valid for online orders placed 8pm (ET) on October 31, to 2am (ET) on November 1.
What qualifying orders get:20% off orders over $100.*
A $50 coupon towards a future purchase of $100 or more, when you spend a $100.*
FREE shipping on orders over $75, or choose in-store pickup, if applicable.
Details you need to know:You must enter promo code TREAT in shopping cart.
Offers exclude motor oil, gift cards, Hot Items and special offers including, but not limited to, Buy OneGet One, 2-For-1, and Oil Change Specials.
To qualify for the $50 coupon, your order total must be $100 or more, before the promotional code has been applied, and does not include core charges, shipping and handling charges, fees or taxes.
Coupons are not combinable with any other promotional offers.
You must sign in to your account, or create a new account for your purchase, and use promo code TREAT to qualify for the $50 coupon.
To redeem this coupon on a future online purchase of $100 or more, you must be signed in to the same account you used for the original qualifying order.
Shoppers using Guest checkout will not qualify.
Coupons are for single use only and have no cash value.
PayPal shoppers still need to sign in, or register for a new Advance Auto Parts account to qualify.
Coupons will be emailed on November 16, 2011 and will be valid through December 16, 2011.
"Spend $100, Get $50" FAQs:Q: When do I get my $50 off coupon?
A: Coupon codes will be emailed to all qualified customers on November 16, 2011, and can be used through December 16, 2011, before 11:59 PM, ET. Please make sure we have a valid email address on file and that you have not opted out of receiving email from Advance Auto Parts or you may not receive the email containing your coupon code.Q: How much do I have to spend to qualify?
A: To qualify for the $50 coupon, your order total must be $100 or more, before the promotional code has been applied, and does not include core charges, shipping and handling charges, fees or taxes. Customers must be registered and signed in. Orders must be placed from 8pm (ET) on October 31 through 2am (ET) on November 1, 2011, using promo code TREAT at checkout.Q: Why do I need to sign in or register to get the coupon?
A: In an effort to monitor the use of these deep-discount coupons and prevent abuse, we need to be able to identify you as a qualified customer when you return to redeem your coupon. By registering, we are able to ensure that you get the correct discount and that your coupon is valid.Q: I use PayPal and it requires that I sign in to pay for my Advance Auto Parts order. Is this necessary?
A: Yes, if you are using PayPal as a payment method, you will still need to be signed in to your Advance Auto Parts account to qualify for the coupon. If you are not registered yet, you may select the option to create a new account during checkout, which will qualify you to receive the coupon.Q: What if I place multiple orders of $100 or more during the qualifying period, will I receive multiple coupons?
A: Sorry, coupons are limited to one per customer.Q: What happens if I return my qualifying order do I still get to use the coupon?
A: We understand there may be a need to return items from your qualifying order and will not restrict you from using the coupon if items were returned in good faith. However, we do screen aggressively for abuse and will block abusers from using the coupon. *To qualify for the $50 coupon, your order total must be $100 or more, before the promotional code has been applied, and does not include core charges, shipping and handling charges, fees or taxes. Customers must be registered and signed in. Orders must be placed from 8pm (ET) on October 31 through 2am (ET) on November 1, 2011, using promo code TREAT at checkout. You must sign in to your account or create a new account during checkout, and place an order of $100 or more online at AdvanceAutoParts.com. Customers who order and qualify during the promotional period will receive a coupon via email on November 16, 2011, for $50 off of a future online order of $100 or more. The coupon will be valid through December 16, 2011, before 11:59 PM ET. Orders must be placed for home delivery or in-store pick up. Promotion is not valid on purchases made at Advance Auto Parts retail stores, or on commercial transactions.To qualify for the $50 coupon, your order total must be $100 or more, before the promotional code has been applied, and does not include core charges, shipping and handling charges, fees or taxes.
Coupons are limited to one per customer, are for single use only, have no cash value, and are not valid with any other promotional offers, or for commercial purchases. Void where prohibited by law.
Offers exclude motor oil, gift cards, Hot Items and special offers including, but not limited to, Buy OneGet One, 2-For-1, and Oil Change Specials.
Motor oil and other selected products are available for in-store pick-up only. Core charges, shipping and handling charges, fees, and taxes are not eligible when determining qualifying order. Applies to purchases of in-stock items only and is not valid for backorders, gift cards or gift certificates. AdvanceAutoParts.com and its affiliates reserve the right to correct, change, update or modify any sales, promotions, coupons, and related offers at any time, in their sole discretion, except as prohibited by law.Receive free Standard Shipping to addresses in the continental United States on orders totaling over $75. Shipments to Alaska, Hawaii or U.S. Territories are not eligible for Free Shipping offer. Coupons, core charges, shipping and handling charges, fees and taxes are not included in calculating eligibility for Free Shipping offer. Motor oil is available for in-store pick-up only, due to shipping restrictions. Items purchased using the In-Store Pickup option will be available for eight days from the date the order was placed. Any unclaimed orders will be cancelled and returned to stock.
Alive again...https://additup.bankofamerica.com/promotions/grp2011q3nea/promotion.jspSign in, click on NEA in-store offers (top left).For a limited time, NEA members can earn 5% Cash Back in-store at Best Buy, The Home Depot, Barnes & Noble, Office Depot and BJ's Wholesale. Use your NEA Credit Card that is registered in the Add It Up program at these participating retailers through December 31, 2011 to earn 5% Cash Back (up to $25) on your statement.Don't wait. Take advantage of this exclusive member-only offer before it expires!NEA members who have recently registered in the Add It Up program will earn Cash Back on eligible transactions made in the store at participating retailers starting 5 days after they register in the Add It Up program.

BJ's Wholesale
5% Cash Back

Barnes & Noble
5% Cash Back

Best Buy
5% Cash Back

Office Depot
5% Cash Back

The Home Depot
5% Cash BackTerms and Conditions
You must be registered in the Add It Up program to be eligible for the 5% Cash Back promotion ("Promotion") to earn Cash Back on eligible transactions made at Best Buy, The Home Depot, Barnes & Noble, Office Depot and BJ's Wholesale ("5% Cash Back In-store Retailers"). Promotion period is 10/1/2011 through 12/31/2011. Existing Add It Up customers will earn Cash Back on eligible transactions made in the store at participating retailers starting on 10/1/2011. Customers who have recently registered in the Add It Up program will earn Cash Back on eligible transactions made in the store at participating retailers starting 5 days after they register in the Add It Up program. Purchase amounts accumulate separately for each registered card; you cannot combine qualifying purchases from multiple cards. Only transactions made in the store at 5% Cash Back In-store Retailers with a NEA credit card from Bank of America qualify for 5% Cash Back. Total maximum Cash Back for the Promotion is $25 per registered NEA credit card. All Cash Back will appear on your Add It Up statement approximately 8-12 weeks after the Promotion end date. Use of coupon or promo codes may disqualify eligibility for Cash Back.
https://www.lipitor.com/patients/lipitorforyou.aspx
LIPITOR $4 Co-Pay Card Terms and Conditions
By using the LIPITOR $4 Co-Pay Card (the "Card"), you acknowledge that you currently meet the eligibility criteria and will comply with the terms & conditions described below:This Card is not valid for prescriptions that are eligible to be reimbursed, in whole or in part, by Medicaid, Medicare or other federal or state healthcare programs (including any state prescription drug assistance programs and the Government Health Insurance Plan available in Puerto Rico [formerly known as "La Reforma de Salud"]).The Card is not valid for prescriptions that are eligible to be reimbursed by private insurance plans or other health or pharmacy benefit programs which reimburse you for the entire cost of your prescription drugs.To qualify for this offer, your out-of-pocket expense must be greater than $4 per prescription. If your out-of-pocket expenses for a 1-month supply (30 tablets) are $54 or less, you will pay $4 for a 1-month supply. If your out-of-pocket expenses for a 1-month supply (30 tablets) exceed $54, you qualify for up to $50 in savings for a 1-month supply. In either case, you can only qualify for up to $600 of savings per calendar year. After maximum of $600, you will pay usual monthly out-of-pocket costs.You must deduct the value received under this program from any reimbursement request submitted to your insurance plan, either directly by you or on your behalf.The Card is not valid for Massachusetts residents whose prescriptions are covered in whole or in part by third-party insurance, or where otherwise prohibited by law.This Card cannot be combined with any other rebate/coupon, free trial or similar offer for the specified prescription.The Card will be accepted only at participating pharmacies.This Card is not health insurance.Offer good only in the U.S. and Puerto Rico.The Card is limited to 1 per person during this offering period and is not transferable. Offer limited to 1 use per month.Pfizer reserves the right to rescind, revoke or amend the program without notice at any time.Card and Program expires 12/31/2012.No membership fees.For reimbursement when using a non-participating pharmacy/mail order: Pay for LIPITOR prescription and mail copy of original pharmacy receipt (cash register receipt NOT valid) with product name, date and amount circled to:LIPITOR Co-Pay Card
6501 Weston Parkway, Suite 370
Cary, NC 27513
Be sure to include a copy of the front of your Co-Pay Card, your name and mailing address.
Armani Exchange - Happy Hour Starts at 4PM EST - 40% Off Styles
Added on : Thursday October 13th 2011 12:07:30 PM
Armani Exchange - Happy Hour Starts at 4PM EST - 40% Off Styles
Got an email from Armani Exchange that at 4PM EST today for 3 hours, they will be running specific items at 40% Off.Select Styles 4PM - 7PM EST.Shop - http://www.armaniexchange.com*40% Off Select Styles - 3 Hours Only - Offer valid online only on 10.13.11 from 4:00PM EST through 7:00PM EST. Discount taken automatically at checkout. 40% Off applies to select styles only. Offer applicable online only in the United States and Puerto Rico. Refer to Canada website for offer eligibility and details.  Thanks LennyTumbler13
Bank of America $50 Checking account Bonus until 1/20/2012I saw this Bank of America $50 bonus for opening a checking account. I think u gotta set up direct deposit and use offer code is GROUP50. The deal expires 1/20/2012. Credit goes to the bank bonuses list at HMB. 1) Fill out our easy online application using Offer Code GROUP50.
2) Set up a qualifying Direct Deposit into your new checking account within 60 days of account opening. Learn how to set up Direct Deposit.
3) Receive your $50 bonus, directly deposited to your new checking account, within 120 days once qualifications are met.
T&Cs:Offer expires 1/20/2012. Bank of America may terminate the offer before that date. To receive the offer, you must open a personal checking account through the Bank of America at Work program and set up qualifying direct deposit into your checking account within 60 days. You must use the Offer Code GROUP50 in order to qualify for this offer. Limit one incentive per customer. The new customer must not be a current personal checking customer and the new checking account must remain open until we can verify its eligibility, which generally takes no more than 120 days. The new customer is not eligible for this offer if they were a signer on a Bank of America checking account that was closed within the last three months. All accounts are subject to our normal approval process. Offer does not apply to second or multiple accounts. This offer cannot be combined and is not eligible with other offers. The minimum deposit required to open a new personal checking account and receive this offer are subject to normal opening deposit requirements of the specific account being opened. For example, the minimum opening deposit for a MyAccess Checking account is $25. Account must be in good standing at the time of qualification. We generally direct deposit the incentive into the new Bank of America checking account within 120 days of account opening. If for any reason we are unable to successfully direct deposit the funds, a check will be issued. We may report to the IRS the value of any premium and applicable taxes are the responsibility of the recipient. We offer a variety of interest-bearing and noninterest bearing personal checking accounts. For Tiered Interest personal checking accounts, the minimum balance to open is $100 and the Annual Percentage Yields (APYs) are as follows: less than $10,000, 0.05%; $10,000-$99,999, 0.10% and $100,000 and over, 0.25% as of 2/15/2011. The rate may change after the account is opened or anytime after this date. Fees could reduce the earnings on the account. Please consult a banking center associate, visit bankofamerica.com or see our Personal Schedule of Fees for more information. Reproduction, purchase or sale of this offer is prohibited.

Bank of America $50 Business Referral & $25 Personal Referral Bonus valid until 1/31/2012

This offer expires no later than 1/31/2012. Bank of America may terminate the offer before that date. This offer cannot be combined with any other new customer offer.

Existing Customer (Referrer): We pay the incentive to an existing Customer (referrer) by check after we verify that the new customer they referred opened a qualifying new checking account and also met the other terms of this offer. We generally issue all checks within 90 days of a qualifying account opening. We may report to the IRS the value of any incentive or other premium and any applicable taxes are the responsibility of the recipient.

Bank of America reserves the right to determine in its sole discretion the eligibility of new customers (referees) and existing customers (referrers) for this offer. We reserve the right to disqualify referrals in circumstances where we reasonably believe they were not sent to us in good faith.

New Customer (Referee): To Qualify for the Incentive: You must present this referral form at the time of the account opening and satisfy the terms of the applicable referral program. For Personal Checking accounts you must open a new checking account with a minimum opening deposit of $125 and make a minimum of one debit card purchase during the first 30 days from account opening. For Business checking accounts you must open a new checking account with a minimum opening deposit of $250 and make a minimum of one debit card purchase in the first 30 days from account opening. All accounts are subject to our normal approval process.


No bank of America credit card to apply for the above bonus? Get $75 with a Bank of America Accelerated Cash Rewards Card or Cash Rewards Signature.

Fine print:

* Get a $50 statement credit after qualifying transactions◊. Get an additional $25 statement credit after registering and using your Card at The H0me Dep0t, T.G.I. Friday's or Wal-Martt.◊ * Earn 1.25% Ca$h Back on net retail purchases * No earnings limit * No annual fee

BOA $250 Bonus with Keep the Change Program.

BoA's KTC: said: 1Keep the Change Matching Promotion We match 100% of the amount of your Keep the Change transfers during the first three months after you enroll, and we will match 5% thereafter. The maximum total match is $250 per year. Limited to five checking accounts. Matching funds are paid annually after the anniversary of enrollment on accounts that remain open and enrolled. Savings accounts eligible to receive matching funds include, but are not limited to, Regular Savings, which requires a minimum opening balance of $25 and pays a variable Annual Percentage Yield that was 0.10% as of 01/15/10. Money Market savings accounts are also eligible. Fees could reduce earnings. The promotional matching funds will be reported to the IRS on Form 1099.

BOA $0 Equity Trade for customers with $25,000 or more in all asset across BoA deposit accounts, including checking, savings, and CDs.

BOA page: said: Offer available with an individual or joint Banc of America Investment Services, Inc. (BAI) Self-Directed Brokerage account. If you have a combined total of $25,000 or more in your deposit accounts at Bank of America N.A., BAI waives its commission fee for as many as 30 online equity trades each month. When you make an online equity trade, BAI determines whether you meet the balance requirement to qualify that trade for the commission fee waiver. BAI adds the average collected balances in your checking and savings accounts as of the prior month to the balances in your CD and FDIC-insured IRA accounts as of the prior business day. If this calculation reflects a combined total of less than $25,000, BAI then makes a second calculation to see if the trade qualifies by adding the balances in your checking, savings, CD and FDIC-insured IRA accounts as of the prior business day. Offer applies only to online equity trades, including stock and exchange traded fund (ETF) trades. Standard commission fees apply when the balance requirement is not met, or when you exceed 30 qualifying trades.
Wish I stumbled across this sooner as it expires on September 30, but you have 2 days. Was looking for a way to save a few bucks on an iPad 2, and found this (YMMV as it looks like you must already have signed up for the Add It Up program):https://additup.bankofamerica.com/promotions/grp2011q3nea/promotion.jspSign in, click on NEA in-store offers (top left).For a limited time, NEA members can earn 5% Cash Back in-store at Best Buy, The Home Depot, Barnes & Noble, Office Depot and BJ's Wholesale. Use your NEA Credit Card that is registered in the Add It Up program at these participating retailers through September 30, 2011 to earn 5% Cash Back (up to $25) on your statement.Don't wait. Take advantage of this exclusive member-only offer before it expires!NEA members who have recently registered in the Add It Up program will earn Cash Back on eligible transactions made in the store at participating retailers starting 5 days after they register in the Add It Up program.

BJ's Wholesale
5% Cash Back

Barnes & Noble
5% Cash Back

Best Buy
5% Cash Back

Office Depot
5% Cash Back

The Home Depot
5% Cash BackTerms and Conditions
You must be registered in the Add It Up program to be eligible for the 5% Cash Back promotion ("Promotion") to earn Cash Back on eligible transactions made at Best Buy, The Home Depot, Barnes & Noble, Office Depot and BJ's Wholesale ("5% Cash Back In-store Retailers"). Promotion period is 7/1/2011 through 9/30/2011. Existing Add It Up customers will earn Cash Back on eligible transactions made in the store at participating retailers starting on 7/1/2011. Customers who have recently registered in the Add It Up program will earn Cash Back on eligible transactions made in the store at participating retailers starting 5 days after they register in the Add It Up program. Purchase amounts accumulate separately for each registered card; you cannot combine qualifying purchases from multiple cards. Only transactions made in the store at 5% Cash Back In-store Retailers with a NEA credit card from Bank of America qualify for 5% Cash Back. Total maximum Cash Back for the Promotion is $25 per registered NEA credit card. All Cash Back will appear on your Add It Up statement approximately 8-12 weeks after the Promotion end date. Use of coupon or promo codes may disqualify eligibility for Cash Back.
Wish I stumbled across this sooner as it expires on September 30, but you have 2 days. Was looking for a way to save a few bucks on an iPad 2, and found this (YMMV as it looks like you must already have signed up for the Add It Up program):https://additup.bankofamerica.com/promotions/grp2011q3nea/promotion.jspSign in, click on NEA in-store offers (top left).For a limited time, NEA members can earn 5% Cash Back in-store at Best Buy, The Home Depot, Barnes & Noble, Office Depot and BJ's Wholesale. Use your NEA Credit Card that is registered in the Add It Up program at these participating retailers through September 30, 2011 to earn 5% Cash Back (up to $25) on your statement.Don't wait. Take advantage of this exclusive member-only offer before it expires!NEA members who have recently registered in the Add It Up program will earn Cash Back on eligible transactions made in the store at participating retailers starting 5 days after they register in the Add It Up program.

BJ's Wholesale
5% Cash Back

Barnes & Noble
5% Cash Back

Best Buy
5% Cash Back

Office Depot
5% Cash Back

The Home Depot
5% Cash BackTerms and Conditions
You must be registered in the Add It Up program to be eligible for the 5% Cash Back promotion ("Promotion") to earn Cash Back on eligible transactions made at Best Buy, The Home Depot, Barnes & Noble, Office Depot and BJ's Wholesale ("5% Cash Back In-store Retailers"). Promotion period is 7/1/2011 through 9/30/2011. Existing Add It Up customers will earn Cash Back on eligible transactions made in the store at participating retailers starting on 7/1/2011. Customers who have recently registered in the Add It Up program will earn Cash Back on eligible transactions made in the store at participating retailers starting 5 days after they register in the Add It Up program. Purchase amounts accumulate separately for each registered card; you cannot combine qualifying purchases from multiple cards. Only transactions made in the store at 5% Cash Back In-store Retailers with a NEA credit card from Bank of America qualify for 5% Cash Back. Total maximum Cash Back for the Promotion is $25 per registered NEA credit card. All Cash Back will appear on your Add It Up statement approximately 8-12 weeks after the Promotion end date. Use of coupon or promo codes may disqualify eligibility for Cash Back.
Panasonic EPP deals on E3 Series LED HDTV's
Added on : Tuesday September 27th 2011 09:09:02 PM
Just got an email from Panasonic advertising TV's and when I logged in with my EPP account, the prices were considerably better. Says offer is good through Oct 1.Here are a few examples of their E3 Series LED HDTV's:Link (Remember the best prices are sown when you're logged in to your EPP account!)TC-L42E3
42" Class VIERA E3 Series LED
(42" Diagonal)
IPS LED Panel
Easy IPTV
VIERA Image Viewer (Photo & Movie)
DLNA
ENERGY STAR QualifiedRetail Price: $949.95
You Save: $392.49
Your Price: $557.46 TC-L37E3
37" Class VIERA E3 Series LED
(37.0" Diagonal)
IPS Alpha LED Panel
Easy IPTV
VIERA Image Viewer (Photo & Movie)
DLNA
ENERGY STAR QualifiedRetail Price: $799.95
You Save: $269.99
Your Price: $529.96
TC-L32E3
32" Class VIERA E3 Series LED
(31.5" Diagonal)
IPS Alpha LED Panel
Easy IPTV
VIERA Image Viewer (Photo & Movie)
DLNA
ENERGY STAR QualifiedRetail Price: $699.95
You Save: $254.99
Your Price: $444.96
Again, these are EPP prices. You must have en EPP account. If you don't have an EPP account and you're an employee of an organization participating in the Panasonic Employee Purchase Program, you may be eligible to receive discounts on Panasonic products.Click here to check your illegibility.
Join WWJ-TV at The Michigan Renaissance Festival on Friday, September 23, 2011 from 3-7pm for our Lets Make A Deal Free Contestant Search!Tell us why you want to be a contestant on Lets Make A Deal and you could be one of two persons from the Detroit Contestant Search that will be flown to LA to see the show and make a deal with host Wayne Brady! Winners will fly from Detroit to Los Angeles for a once-in-a-lifetime chance to be a contestant on Lets Make A Deal. U.S. legal residents 18 and over are invited to come down to the Michigan Renaissance Festival with a completed application and eligibility form. Review the eligibility requirements (Pdf File) and download the Lets Make A Deal application here. See you at the Michigan Renaissance Festival!
Michigan Renaissance Festival
12600 Dixie Highway
Holly, MI 48442Official Rules - Pdf File - Click Here
Standard Bank 200 Checking Bonus ( IL & IN Only)
Added on : Monday September 05th 2011 09:00:04 PM
didn't see this new offer posted on FW, though this is going on for quite some time.LinkyNeed:1. Two DDs of 300+ within 90 Days in 2 cycles
2. 12 signature based debit card trans ( > 10 ) in 90 Days Good for IL & IN only.T & C : *Offer good 04/8/2011 thru 09/30/2011 and may be cancelled at any time without notice.
This offer is for NEW CUSTOMERS RESIDING IN ILLINOIS AND INDIANA ONLY.
Cash bonus of $200.00 will be credited directly to customers Standard Bank checking
account within 90 days of verification of a minimum of $300.00 in payroll direct deposit
credits per statement cycle for two consecutive statement cycles and verification that
customer completed twelve signature-based (non-PIN) transactions over $10.00 each
using their Standard Bank Debit MasterCard. The recurring direct deposits must be
made by an employer or an outside agency. Credit card cash advance transfers, transfers
from one account to another or deposits made at a branch or ATM do not qualify. In the
event that we determine through our sole discretion that your account does not meet the
eligibility criteria or the activity on your account does not qualify according to the
restrictions above, we will not be obligated to credit your account with the payout.
Minimum opening deposit for checking accounts is $100.00. Fees, minimum balance
requirements and other charges may apply. This offer may not be used in combination
with any other offer. One offer per household. Offer good on new my green checking and
e-checking accounts only. Cash bonuses may be considered interest and may be subject
to 1099 reporting. Other restrictions may apply. MEMBER FDIC.
TradeKing $100 referral bonus is back until 9/30
Added on : Friday September 02nd 2011 03:00:09 AM
I would've bumped an older thread but they are locked I guess. I know a few people who appreciated the thread before, sorry for those of you who are annoyed by it (though honestly it isn't like the topics in this forum are many )Requires referral from current tradeking account owner, both parties get $100.Requires $1000 deposit and at least 1 trade execution. For new accounts only (no other account can be associated with the household you use).All eligibility rules are found here https://referrals.tradeking.com/rules/RAF.html
Bank of America $50 Checking account Bonus until 1/20/2012I saw this Bank of America $50 bonus for opening a checking account. I think u gotta set up direct deposit and use offer code is GROUP50. The deal expires 1/20/2012. Credit goes to the bank bonuses list at HMB. 1) Fill out our easy online application using Offer Code GROUP50.
2) Set up a qualifying Direct Deposit into your new checking account within 60 days of account opening. Learn how to set up Direct Deposit.
3) Receive your $50 bonus, directly deposited to your new checking account, within 120 days once qualifications are met.
T&Cs:Offer expires 1/20/2012. Bank of America may terminate the offer before that date. To receive the offer, you must open a personal checking account through the Bank of America at Work program and set up qualifying direct deposit into your checking account within 60 days. You must use the Offer Code GROUP50 in order to qualify for this offer. Limit one incentive per customer. The new customer must not be a current personal checking customer and the new checking account must remain open until we can verify its eligibility, which generally takes no more than 120 days. The new customer is not eligible for this offer if they were a signer on a Bank of America checking account that was closed within the last three months. All accounts are subject to our normal approval process. Offer does not apply to second or multiple accounts. This offer cannot be combined and is not eligible with other offers. The minimum deposit required to open a new personal checking account and receive this offer are subject to normal opening deposit requirements of the specific account being opened. For example, the minimum opening deposit for a MyAccess Checking account is $25. Account must be in good standing at the time of qualification. We generally direct deposit the incentive into the new Bank of America checking account within 120 days of account opening. If for any reason we are unable to successfully direct deposit the funds, a check will be issued. We may report to the IRS the value of any premium and applicable taxes are the responsibility of the recipient. We offer a variety of interest-bearing and noninterest bearing personal checking accounts. For Tiered Interest personal checking accounts, the minimum balance to open is $100 and the Annual Percentage Yields (APYs) are as follows: less than $10,000, 0.05%; $10,000-$99,999, 0.10% and $100,000 and over, 0.25% as of 2/15/2011. The rate may change after the account is opened or anytime after this date. Fees could reduce the earnings on the account. Please consult a banking center associate, visit bankofamerica.com or see our Personal Schedule of Fees for more information. Reproduction, purchase or sale of this offer is prohibited.

Bank of America $50 Business Referral & $25 Personal Referral Bonus valid until 9/30/2011

This offer expires no later than 9/30/2011. Bank of America may terminate the offer before that date. This offer cannot be combined with any other new customer offer.

Existing Customer (Referrer): We pay the incentive to an existing Customer (referrer) by check after we verify that the new customer they referred opened a qualifying new checking account and also met the other terms of this offer. We generally issue all checks within 90 days of a qualifying account opening. We may report to the IRS the value of any incentive or other premium and any applicable taxes are the responsibility of the recipient.

Bank of America reserves the right to determine in its sole discretion the eligibility of new customers (referees) and existing customers (referrers) for this offer. We reserve the right to disqualify referrals in circumstances where we reasonably believe they were not sent to us in good faith.

New Customer (Referee): To Qualify for the Incentive: You must present this referral form at the time of the account opening and satisfy the terms of the applicable referral program. For Personal Checking accounts you must open a new checking account with a minimum opening deposit of $125 and make a minimum of one debit card purchase during the first 30 days from account opening. For Business checking accounts you must open a new checking account with a minimum opening deposit of $250 and make a minimum of one debit card purchase in the first 30 days from account opening. All accounts are subject to our normal approval process.


No bank of America credit card to apply for the above bonus? Get $75 with a Bank of America Accelerated Cash Rewards Card or Cash Rewards Signature.

Fine print:

* Get a $50 statement credit after qualifying transactions◊. Get an additional $25 statement credit after registering and using your Card at The H0me Dep0t, T.G.I. Friday's or Wal-Martt.◊ * Earn 1.25% Ca$h Back on net retail purchases * No earnings limit * No annual fee

BOA $250 Bonus with Keep the Change Program.

BoA's KTC: said: 1Keep the Change Matching Promotion We match 100% of the amount of your Keep the Change transfers during the first three months after you enroll, and we will match 5% thereafter. The maximum total match is $250 per year. Limited to five checking accounts. Matching funds are paid annually after the anniversary of enrollment on accounts that remain open and enrolled. Savings accounts eligible to receive matching funds include, but are not limited to, Regular Savings, which requires a minimum opening balance of $25 and pays a variable Annual Percentage Yield that was 0.10% as of 01/15/10. Money Market savings accounts are also eligible. Fees could reduce earnings. The promotional matching funds will be reported to the IRS on Form 1099.

BOA $0 Equity Trade for customers with $25,000 or more in all asset across BoA deposit accounts, including checking, savings, and CDs.

BOA page: said: Offer available with an individual or joint Banc of America Investment Services, Inc. (BAI) Self-Directed Brokerage account. If you have a combined total of $25,000 or more in your deposit accounts at Bank of America N.A., BAI waives its commission fee for as many as 30 online equity trades each month. When you make an online equity trade, BAI determines whether you meet the balance requirement to qualify that trade for the commission fee waiver. BAI adds the average collected balances in your checking and savings accounts as of the prior month to the balances in your CD and FDIC-insured IRA accounts as of the prior business day. If this calculation reflects a combined total of less than $25,000, BAI then makes a second calculation to see if the trade qualifies by adding the balances in your checking, savings, CD and FDIC-insured IRA accounts as of the prior business day. Offer applies only to online equity trades, including stock and exchange traded fund (ETF) trades. Standard commission fees apply when the balance requirement is not met, or when you exceed 30 qualifying trades.
Must have a Facebook accountLINKWhat is the FREE POPCORN promotion?It's our way of making summer movie season even hotter for Yahoo! Movies' fans. We've partnered with Regal Entertainment Group to give away a million bags of free popcorn this summer at any Regal Cinemas, United Artists Theatres or Edwards Theatres location.Sounds great. So how do I get my free popcorn?There are two options to get your free popcorn. Read on for more details.Option 1 - If you have a phone with SMS capabilities and a mobile browser, visit our Facebook page and follow the instructions to get a mobile coupon sent to your phone via SMS*. The SMS will contain a link to display your mobile coupon in your mobile browser. You can bring this coupon to concessions to redeem for your free small popcornOption 2 - If you have a smartphone with GPS/Location services and a mobile browser, you can visit any Regal Cinemas, United Artists Theatres or Edwards Theatres location this summer. While you're there, use your smartphone browser to visit http://popcorn.yahoo.net and follow the on-screen instructions.After you complete the instructions, you'll get an instant coupon on your phone good for a free small popcorn you can redeem immediately. Please note, you must follow the steps on our mobile site and you cannot get a mobile coupon by logging in directly to Facebook.If you want to save some time at the theatre, text "popcorn" to 35350 before you go, and a link to the mobile site will be sent to your phone. You can also "Like" us on Facebook ahead of time and skip that step at the theatre.When does this free popcorn offer end?August 31, 2011 or when one million coupons have been redeemed, whichever comes first.Do I need to give out any personal information to get my free popcorn?We don't collect or save any personal information for this promotion. However, you will need to log in to your Facebook account to participate. (This is so we can verify your location and coupon eligibility.) If you don't have a Facebook account, you can create one for free at Facebook.com.Do I need to print the coupon?No, you do not need to print the coupon in order to receive your free popcorn. This is a mobile coupon promotion, which means the coupon can be scanned directly from the screen on your smartphone.Do I have to use the coupon right away and how often can I get a coupon?You can get one coupon once per day. The coupon is valid until 8am EST seven days after being activated.How do I find my nearest Regal theatre?Visit www.regmovies.com/ticketsandshowtimes/ to find locations and showtimes and to buy tickets at participating theatres.What are the rules of the promotion?Offer valid through August 31, 2011 at 11:59 PM EDT or until one million coupons have been redeemed (whichever comes first), at participating Regal Cinemas, United Artists Theaters or Edwards Theaters locations. . No substitutions allowed. Present coupon at concession stand for redemption. Coupon expires once redeemed. Coupons redeemed in theater are valid for same day use and will auto-expire at 8:00am EDT the coupon is issued. Coupons redeemed through SMS expire 7 days from being sent to phone. A Facebook account and phone with mobile browser and SMS capabilites are required for instant coupon redemption. Limit one coupon per person. Void if copied or transferred and where prohibited or restricted by law. May not be combined with any other coupon, discount or promotion. Coupon may not be reproduced, copied, purchased, traded, sold, transferred or redeemed for cash. Redistribution (via Internet or any other channel) is prohibited. Coupon has no cash value. Offer may end without notice.What is Facebook Places?Places is a Facebook feature that allows you to see where your friends are and share your location in the real world. You can check into nearby Places to tell your friends where you are, tag your friends in the Places you visit, and view comments your friends have made about the Places you visit. Learn more at the Facebook Help Center.What do I need to use Facebook Places?First, you need a valid Facebook login. If you don't have a Facebook account, you can create one for free at www.facebook.com.You also need to make sure the Places feature is enabled on your Facebook account. To do this from the Facebook site:
Go to Account > Privacy Settings
Click Customize settings
Choose the settings you want for Places you check in to, Include me in "People Here Now," and Friends can check me in to Places.It's also important that you have Location Services or GPS enabled so your phone can get your location (see Troubleshooting below for more information).Currently, the Places application is available to users in select countries with mobile access to the Facebook application for iPhone, Android, Blackberry v1.9, or touch.facebook.com.Learn more at the Facebook Help Center.Do I need a smartphone?For option 2, to complete the check-in process in the theatre you need a mobile phone with internet browsing and GPS/Location services. This promotion involves visiting a mobile website that detects your physical location in relation to the nearest theatre location.If your smartphone does not have GPS/Location services, you can visit our Facebook page to receive a mobile coupon via SMS*. You must have a mobile internet browser to display the coupon.I've checked in and liked' Yahoo! Movies but I didn't get a coupon, now what?You must ensure you check in using the mobile site http://popcorn.yahoo.net. You won't be able to redeem the coupon by checking in with Facebook places separately. If you've already liked the Yahoo! Movies Facebook page, you will skip this step and go directly to your coupon.My phone can't find the theatre. What's wrong?First, make sure you are physically present at a Regal, UA or Edwards Theatre and that you are getting a cell signal on your phone. Then make sure you have Location Services/GPS and JavaScript enabled on your phone and browser (see instructions below). Finally, return to http://popcorn.yahoo.net on your phone's browser and try again.Why do I need to turn on GPS/Location Services on my phone?Facebook Places uses your phone's GPS feature to figure out where you are and what Places are near you. Without it, there'd be no way to know which of the many thousands of possible Places you can check in to.Is JavaScript required for this promotion?In order to check in, you will need JavaScript enabled on your phone. Check your phone and browser settings to ensure you have JavaScript enabled.I am getting a message on my phone that says the site can only be viewed on a GPS enabled smarthphone and I am using one. Why is my phone not recognized?Some phones automatically default to viewing the computer version of a website instead of the mobile version. This is common on the Android devices. In order to change the setting on an Android, go to Menu, More, Settings and then check Mobile View to change your default.I accidentally closed the coupon before redeeming. How do I get back to it?Open your smartphone browser and navigate back to http://popcorn.yahoo.net. The coupon should still be active until it's either been redeemed or expires (at 8am EST the following day).I don't see any locations in Facebook Places. Did I do something wrong?Your phone probably doesn't have Location Services enabled. Setting it up so the phone and browser can get your location is a little different for each type of smartphone - see below for details on iPhone, BlackBerry and Android setup.How do I get Facebook Places to work on my iPhone?Location Services must be enabled so the phone can get your location.Go to Settings > General
Make sure Location Services is set to On
Tap on Location Services and make sure the switch for Safari is On
If you have the Facebook app installed on your iPhone, you may also need to tap Location Services and make sure the switch for Facebook is set to On.Once you've checked your settings, return to the Safari browser and visit popcorn.yahoo.net to continue.How do I get Facebook Places to work on my BlackBerry?This promotion is available on all BlackBerry devices with software 5.0 and above. There are a few steps you must take to allow the Places application to find your location and check you in.On a BlackBerry smartphone with BlackBerry Device Software 5.0:
Select Options > Advanced Options > GPS
Ensure GPS Services is set to Location On
Select Browser settings > Browser Configuration
Ensure JavaScript is Enabled
Select Browser settings > General Properties
Ensure JavaScript Location is Enabled
On a BlackBerry smartphone with BlackBerry 6:
From the home screen, select the Search icon
Type Location Services
Select Options > Location Settings
Ensure Location Services is set to Location On
(Please note that if Location Services is not available, your wireless carrier may not be allowing GPS access. Contact your wireless provider for more information.)
If you have the Facebook app for BlackBerry installed, you may also need to enable the Share my Location with Facebook option within the app.
Open the Facebook app
Click the Places (P) icon
Click the Check In button once it appears
Select a location from the list that appears
Click Accept when the disclaimer appears. The Share my Location with Facebook checkbox will be automatically enabled.
Once you've checked these settings, return to your browser app and visit http://popcorn.yahoo.net to continue.How do I get Facebook Places to work on my Android?Your Android smartphone uses two different ways to determine your location: GPS and Network Location Finding. For best results, you should make sure that both are enabled in your system settings.Go to your home screen and tap the Menu key
Choose Settings > Location & Security
Make sure Use wireless networks and Use GPS satellites are both on
Tap Return, then under Settings choose Privacy
Make sure Use my Location is checked
You may also need to enable your browser app to find your location:
Start the Android browser app
Tap Menu > More > Settings
Under Privacy Settings, make sure Enable Location is checked.
Once you've checked these settings, return to the Android browser and visit popcorn.yahoo.net to continue.I have a question that isn't answered here. How do I get help?If you have a different smartphone model and need more help, first check the documentation for your phone and the Facebook Help Center for answers. If you don't find what you need, you can email Yahoo! Customer Support at popcorn@yahoo-inc.com.* Standard carrier message and data rates may apply. Text STOP to cancel. Text HELP for help.
Now through December 31, 2011, receive a $50 Hertz Check Voucher with any purchase of a Marriott GiftCard valued at $250 or more. Marriott GiftCard and Hertz Check Voucher will be shipped together. Hertz voucher is needed to make a car reservation. This promotion is an online offer only. See Marriott GiftCards Terms and Conditions. Shipping and handling fees apply.Link to buy gift cards
Not sure if I like the conditions much though.HERTZ TERMS AND CONDITIONS:Advance reservations are recommended. The car rental value will be applied at the time and place of rental. The eligibility of use of this voucher will expire on the date shown, is redeemable for a one time use at Hertz worldwide corporate locations only and is valid toward a rental made in accordance with the terms and conditions of the Hertz rental agreement, up to the amount stated on this voucher. Renter must meet Hertz standard age, driver and credit qualifications in effect at the time and place of rental. The benefits associated with the CDP# on this voucher apply. No other CDP# benefits apply. Up to three vouchers identified by the same CDP# and IT Code can be used on the same rental. This voucher cannot be combined with any other voucher, coupon, certificate, Prepay Rate, Tour Rate, Group Rate or promotion. This voucher may not be redeemed in whole or part for cash. No change or refunds will be given upon return and no credit will be issued for unused portions of this award. This voucher is not a guarantee of performance or a confirmation of reservation. Renter will not receive credit for Frequent Travel or Loyalty Program miles/points when using this voucher. Hertz is not responsible for lost or stolen vouchers.
Lowest price I've seen - Adobe Photoshop Lightroom 3 Student and Teacher Edition $59.99 shipped at Amazon.Note the Adobe Student & Teacher Edition Eligibility Conditions
Sometimes it pays to maintain non-active checking account: Found this offer on the top of checking account page.$50 Bonus when you start using FREE Web BillPay and make five payments to non-USAA payees.Take advantage of a $50 Bonus when you start using Free USAA Web BillPay and make five or more payments to non-USAA payees.1 This exclusive online offer ends June 20, 2011. Take advantage of it today. * Pay your bills anytime, anywhere using your mobile phone or PC with USAA Web BillPay.
* Easy to set up, saving you time and postage with all your bills in one convenient secure location.
* Try it now by clicking "Accept" and make five payments to non-USAA payee with in the offer period, with payment processing no later than July 20, 2011.1. $50 Web Billpay Bonus with five payments: Available only during Offer Period. Offer good only for existing USAA Free Checking accounts for account holders who have not used Web BillPay within 120 days prior to March 21, 2011. To receive the $50 bonus, account holder must start using USAA Web BillPay during the Offer Period and make five or more payments to non-USAA payees within the Offer Period, with payment processing no later than July 20, 2011. Web BillPay transactions made before or after Offer Period are not eligible for $50 bonus. Limit one $50 payment per household, during the Offer Period. Deposit account must remain open to allow for the $50 bonus to be deposited no later than July 30, 2011. No other forms of distribution of the $50 will be allowed. Receipt of this offer may constitute a taxable event. Additional restrictions and conditions may apply. Valid for U.S. citizens or permanent residents. Void where prohibited. Offer may be modified or terminated without notice.Availability restrictions apply. Purchase of a bank product does not establish eligibility for or membership in USAA property and casualty insurance companies. Bank products provided by USAA Federal Savings Bank, Member FDIC.
May be regional...Frys in the Dallas area has this listed for one day only! Three user pack for $99.99....3 bonus applications for eligible college students...check eligibility at www.office.com/3appbonusBonus applications are Outlook, Publisher and AccessGreat deal if you have a Frys nearby and if you qualify for the bonus applications. Website does not mention this deal or price
Adobe Photoshop Lightroom v.3.0 (Student & Teacher Edition) $64.99
Added on : Tuesday July 26th 2011 06:01:19 PM
Adobe Photoshop Lightroom 3 Mac/Win Student and Teacher Edition
Linky Need to meet Eligibility Criteria
Eligibility-linky
Armani Exchange - Extra 30% OFF Sale + Free Shipping Today Only
Added on : Monday July 25th 2011 12:04:19 PM
Take 30% Off Already Reduced Styles - Limited Time Only*
*Discount automatically taken at checkout. 30% Off applies to Already Reduced styles only. Offer applicable online only in the United States and Puerto Rico. Refer to Canada website for offer eligibility and details.Free Standard Shipping No Minimum - Today Only*
*Offer valid online only. Discount automatically taken at checkout. Offer applies to free ground shipping or discount off express shipping.
http://www.armaniexchange.com/
$40 Off $120 Or More!**
Plus, a $50 coupon valid towards a future online purchase of $100 or more.**
To qualify for the $50 coupon, your order subtotal must still be over $80 - after any discounts have been applied.Enter promo code DOTD722 at checkout. Online only. Valid through July 23, 2011   Know someone else who enjoys saving cash? Share the love.   --------------------------------------------------------------------------------Don't forget, you can always buy online and pick up your order in storeto get it even faster! You can also get FREE shipping on orders over $75.Service is our best part.sm--------------------------------------------------------------------------------**Offer valid through July 23, 11:59 PM EDT. Save $40 on orders over $120 at AdvanceAutoParts.com. To qualify for the Spend $100, Get $50 offer, you must sign in to your account or create a new account during checkout, and place an order with a subtotal of $80 or more online at AdvanceAutoParts.com. Customers who order and qualify during the promotional period will receive a coupon via email on August 3, 2011, for $50 off of a future online order of $100 or more. The coupon will be valid through September 2, 2011, before 11:59 PM EST. Orders must be placed for home delivery or in-store pick up. Promotion is not valid on purchases made in store, or for commercial customers. Sorryno rain checks.
* To qualify for the "Spend $100, Get $50" offer, your order must be over $80, after any promotional discounts have been applied, and does not include core charges, shipping and handling charges, fees or taxes.
* Coupons are limited to one per customer, are for single use only, have no cash value, and are not valid with any other promotional offers, or for commercial purchases. Void where prohibited by law.
* Excludes motor oil, gift cards, Hot Items and special offers including, but not limited to, Buy OneGet One, 2-For-1, and Oil Change Specials.
Motor oil and other selected products are available for in-store pick-up only due to shipping restrictions. Core charges, shipping and handling charges, fees, and taxes are not eligible when determining qualifying order. Applies to purchases of in-stock items only and is not valid for backorders, gift cards or gift certificates. AdvanceAutoParts.com and its affiliates reserve the right to correct, change, update or modify any sales, promotions, coupons, and related offers at any time, in their sole discretion, except as prohibited by law.
Receive free Standard Shipping to addresses in the continental United States on orders totaling over $75. Shipments to Alaska, Hawaii or U.S. Territories are not eligible for Free Shipping offer. Coupons, core charges, shipping and handling charges, fees and taxes are not included in calculating eligibility for Free Shipping offer. Motor oil is available for in-store pick-up only, due to shipping restrictions. Items purchased using the In-Store Pickup option will be available for eight days from the date the order was placed. Any unclaimed orders will be cancelled and returned to stock.
Columbia Bank offering $100 Cash Bonus for Opening new account....which doesn't require Direct Deposit (not mentioned in requirements).http://www.columbiabankonline.com...c/freegiftListing same on this page as follows:* No Columbia Bank fee when you use the Visa CheckCard. Other banks fees may apply.** Get a free gift when you open Totally Free Advantage, Advantage Plus, or Small Business Checking accounts with a $100 or greater deposit. Advantage Plus requires a daily minimum balance of $1,000 to avoid a monthly service charge. Accounts opened with funds from existing Columbia Bank accounts are not eligible for this offer. No warranties on gifts except those of the manufacturer, if any. No cash substitutions for gifts. If gift is unavailable, we reserve the right to substitute a gift of comparable value. Limit of one gift per promotional account. Limit of two promotional accounts per household. Gift is awarded when account is opened. Ask us for details.��_New checking customers will be eligible for up to $100 in cash bonuses: $25 for registering for Bill Pay and completing 5 bill payments within 60 days of account opening; $25 for signing up for the Columbia Bank Visa days of account opening; $25 for registering for eStatements; $25 for meeting the above Bill Pay, CheckCard, and eStatement requirements within 60 days of account opening. You must be a registered Online Banking member to register for Bill Pay and eStatements. Eligibility for bonuses will be verified 60 days following account opening, and all earned bonuses will be credited to the new checking account within 4 weeks of verification. Accounts opened with funds transferred from existing Columbia Bank accounts are not eligible for the above bonuses. The value of the bonuses will be reported as interest to the IRS and a 1099-INT will be issued to you. This bonus offer may be discontinued without prior notice. Limit of two accounts with cash bonus offer (totaling a maximum of $100 per account) per household.Enjoy Free Money if you can manage a few of those activities....Cheers,
~nV!
ALMOND BREEZE Milk Try It/Like It or Money Back by MIR to 12/31/11
Added on : Tuesday July 12th 2011 12:00:04 PM
http://www.almondbreeze.com/documents/Almond_Breeze_Redemption_F...
Terms & Conditions and Eligibility Requirements:
Offer good only in the United States for product purchased by Dec 31, 2011 as identified on the purchase receipt. Completed redemption form, original store-identified cash register receipt and original UPC symbol from Almond Breeze must be included. Limit of one redemption request per name, address or household. Allow 6-8 weeks for shipment. Unless expressly prohibited by law, Payee authorizes reasonable dormancy fees deducted if check not cashed within 180 days. Requests from employees, retailers, distributors, resellers, groups, clubs or organizations will not be honored. Duplicate requests will not be honored or acknowledged. Mail fraud statutes prohibit acts to obtain money or property by means of false pretense, including fraudulent submissions and the use of false names or addresses. (Title 18, U.S.C., Sections 1341 and 1342) We reserve the right to verify identification. Not responsible for lost, late or undeliverable responses. No post office boxes allowed; only street or rural route addresses are acceptable. Rights to the rebate are not assignable or transferable. Void where
Bank of America $50 Checking account Bonus until 1/20/2012I saw this hot Bank of America $50 bonus for opening a checking account. I think u gotta set up direct deposit and use offer code is GROUP50. The deal expires 1/20/2012. Credit goes to the bank bonus list at HMB. 1) Fill out our easy online application using Offer Code GROUP50.
2) Set up a qualifying Direct Deposit into your new checking account within 60 days of account opening. Learn how to set up Direct Deposit.
3) Receive your $50 bonus, directly deposited to your new checking account, within 120 days once qualifications are met.
T&Cs:Offer expires 1/20/2012. Bank of America may terminate the offer before that date. To receive the offer, you must open a personal checking account through the Bank of America at Work program and set up qualifying direct deposit into your checking account within 60 days. You must use the Offer Code GROUP50 in order to qualify for this offer. Limit one incentive per customer. The new customer must not be a current personal checking customer and the new checking account must remain open until we can verify its eligibility, which generally takes no more than 120 days. The new customer is not eligible for this offer if they were a signer on a Bank of America checking account that was closed within the last three months. All accounts are subject to our normal approval process. Offer does not apply to second or multiple accounts. This offer cannot be combined and is not eligible with other offers. The minimum deposit required to open a new personal checking account and receive this offer are subject to normal opening deposit requirements of the specific account being opened. For example, the minimum opening deposit for a MyAccess Checking account is $25. Account must be in good standing at the time of qualification. We generally direct deposit the incentive into the new Bank of America checking account within 120 days of account opening. If for any reason we are unable to successfully direct deposit the funds, a check will be issued. We may report to the IRS the value of any premium and applicable taxes are the responsibility of the recipient. We offer a variety of interest-bearing and noninterest bearing personal checking accounts. For Tiered Interest personal checking accounts, the minimum balance to open is $100 and the Annual Percentage Yields (APYs) are as follows: less than $10,000, 0.05%; $10,000-$99,999, 0.10% and $100,000 and over, 0.25% as of 2/15/2011. The rate may change after the account is opened or anytime after this date. Fees could reduce the earnings on the account. Please consult a banking center associate, visit bankofamerica.com or see our Personal Schedule of Fees for more information. Reproduction, purchase or sale of this offer is prohibited.

Bank of America $75 Bonus til 6/26/10 with offer code CH75OL1. **You must have a Bank of America Credit Card to Qualify**

To get $75, you must:

1. Open your new MyAccess Checking account online with offer code CH75OL1
2. Fund your new account with $125 within 30 days
3. Receive your $75 within 90 days of account opening

BOA offer page: said:
You will receive your $75 credit to your new account within 90 days of opening your new personal checking account online. Limit one $75 incentive per household every 6 months. This is a special offer to existing Bank of America credit card customers and only valid only for new MyAccess Checking accounts. This offer does not apply to current checking customers or student checking accounts. You must use the Offer Code CH75OL1 and fund your account with the $125 minimum opening deposit requirement within 30 days in order to qualify for this offer. We may report the value of any premium to the IRS. This offer expires on 6/26/2010. This offer may be withdrawn or modified at any time without notice. The $75.00 credit can only be made to your new account. This new account must be still open at this time to receive your $75.00 credit. Reproduction, purchase, sale, transfer or trade of this online-only offer and use of offer code CH75OL1 is prohibited. MyAccess Checking has no monthly maintenance fee when opened online. Other account related service fees still apply.


No bank of America credit card to apply for the above bonus? Get $75 with a Bank of America Accelerated Cash Rewards Card or Cash Rewards Signature.

Fine print:

* Get a $50 statement credit after qualifying transactions◊. Get an additional $25 statement credit after registering and using your Card at The H0me Dep0t, T.G.I. Friday's or Wal-Martt.◊ * Earn 1.25% Ca$h Back on net retail purchases * No earnings limit * No annual fee

BOA $250 Bonus with Keep the Change Program.

BoA's KTC: said: 1Keep the Change Matching Promotion We match 100% of the amount of your Keep the Change transfers during the first three months after you enroll, and we will match 5% thereafter. The maximum total match is $250 per year. Limited to five checking accounts. Matching funds are paid annually after the anniversary of enrollment on accounts that remain open and enrolled. Savings accounts eligible to receive matching funds include, but are not limited to, Regular Savings, which requires a minimum opening balance of $25 and pays a variable Annual Percentage Yield that was 0.10% as of 01/15/10. Money Market savings accounts are also eligible. Fees could reduce earnings. The promotional matching funds will be reported to the IRS on Form 1099.

BOA $0 Equity Trade for customers with $25,000 or more in all asset across BoA deposit accounts, including checking, savings, and CDs.

BOA page: said: Offer available with an individual or joint Banc of America Investment Services, Inc. (BAI) Self-Directed Brokerage account. If you have a combined total of $25,000 or more in your deposit accounts at Bank of America N.A., BAI waives its commission fee for as many as 30 online equity trades each month. When you make an online equity trade, BAI determines whether you meet the balance requirement to qualify that trade for the commission fee waiver. BAI adds the average collected balances in your checking and savings accounts as of the prior month to the balances in your CD and FDIC-insured IRA accounts as of the prior business day. If this calculation reflects a combined total of less than $25,000, BAI then makes a second calculation to see if the trade qualifies by adding the balances in your checking, savings, CD and FDIC-insured IRA accounts as of the prior business day. Offer applies only to online equity trades, including stock and exchange traded fund (ETF) trades. Standard commission fees apply when the balance requirement is not met, or when you exceed 30 qualifying trades.
Nikon Binocular $20 Rebate 6/20 - 7/9
Added on : Saturday July 02nd 2011 03:01:05 AM
See further for less.... see farther for less... hmmm..Main Site: http://nikonpromo.com/
Order: http://nikonpromo.com/summer_savings.html
PDF Form: http://nikonpromo.com/lib/summer_savings_form.pdfAuthorized Dealers: http://www.nikonusa.com/fileuploads/pdfs/Authorized_Dealers/Nikon_AuthDealers.pdfe.g. Nikon 7218 (Sold by 17th St Photo, on Amazon.com, both Authorized Resellers): $150 > $77.89 - $20 = $57.89
http://www.amazon.com/Nikon-7218-Action-50mm-Binoculars/dp/B0001A3N58/ref=pd_rhf_p_t_2[L=http://nikonpromo.com said: TERMS]http://nikonpromo.com]TERMS[/L] OF OFFER: 1) Time period: Nikon Action, Action Extreme, Travelite & ProStaff Compact Binocular "Summer Binocular Savings $20 Mail-In Rebate" is valid only for retail sales of new eligible Nikon binocular products (listed on front side of this form) purchased from Nikon Inc. by Nikon authorized dealers or distributors and sold to consumer purchasers by Nikon authorized dealers from June 1, 2011 through July 9, 2011. All applications must be postmarked no later than August 9, 2011. Applications posted after that date will be rejected. Used, demo or refurbished products, products that have been returned for refund/exchange, and products purchased outside these dates, do not qualify for this rebate offer. Rebate products are subject to availability. 2) Subject to fulfilling all other terms of this offer, Nikon Inc. will send a check directly to the consumer purchaser at the address stated on the application in the amount indicated on this form. The rebate check will be mailed within 4-6 weeks after Nikon Inc. has received and verified the application, copy of bill-of-sale, and the original bottom panel of the Action, Action Extreme, Travelite or ProStaff Compact Binocular box showing the UPC code. Rebate checks are void if not cashed within 90 days of issuance and cannot be reissued. 3) Purchase confirmation: This application must be completed, signed and mailed by the consumer purchaser. It must be returned to Nikon "Summer Binocular Savings $20 Mail-In Rebate", P.O. Box 407, Dept No. 582, Cinnaminson, NJ 08077 with A) a copy of your bill-of-sale (do not send original) stating the consumer purchasers name, address, date of purchase, and eligible product(s) purchased, with such eligible product(s) circled on the bill-of-sale and stating that the item has been delivered to the consumer purchaser; your bill-of-sale must also indicate the name of the Nikon authorized Dealer who sold the eligible product(s), and; B) the original bottom panel of the Nikon product box which includes the UPC code of each eligible Nikon product you purchased. Copies of the box showing the UPC code will not be accepted. The application must be filled out completely or it will be rejected. All applications and accompanying documentation becomes the property of Nikon Inc. and cannot be returned. 4) Who qualifies: Offer is open to any bona fide retail consumer purchaser who meets the terms of the offer. Nikon authorized dealers and distributors, their employees and families, as well as the employees, agencies, representatives of Nikon Inc., and its affiliates and their families, are specifically excluded from this offer. 5) This rebate is offered exclusively by Nikon Inc. only for consumer purchasers of new eligible Action, Action Extreme, Travelite or ProStaff Compact Binocular products (listed on front side) sold to a consumer purchaser and delivered in the 50 United States, the District of Columbia, Puerto Rico and the U.S. Virgin Islands. Purchases made in or delivered to other countries are ineligible. Nikon products sold by other Nikon subsidiaries or affiliates throughout the world are not eligible for these rebates. 6) Retail sales made to a retail customer not physically present at the dealer location, e.g., internet or catalog sales, and shipped by the dealer to the retail customer via common carrier to an address outside the 50 United States, the District of Columbia, the U.S. Virgin Islands or Puerto Rico, are excluded from this offer. 7) Only one rebate check per unit of eligible binocular product purchased. Nikon "Summer Binocular Savings $20 Mail-In Rebate" cannot be combined with any other Nikon offer. Available only at participating Nikon authorized dealers. Void where prohibited, taxed or restricted by law. Offer is not transferable. Nikon is not responsible for lost, invalid, illegible, incomplete, stolen or misdirected submissions. No substitutions or rain checks. 8) This offer may be amended or withdrawn without notice at the option of Nikon Inc. Misuse of this application constitutes fraud. This rebate offer is voided by the provision of any inaccurate information or misrepresentation on the rebate form or otherwise, the provision of false or forged documents or the submission of multiple rebate claims. Your Nikon authorized dealer is not authorized to change the terms of the offer. All decisions regarding eligibility for this offer are at the sole discretion of Nikon Inc. or its assigned representatives. 9) All Nikon trademarks are the property of Nikon Corporation.
Hilton - Get Double Points or Double Miles with Double your HHonors
Added on : Wednesday June 29th 2011 06:00:01 PM
promoOffer valid for stays completed between July 1 and September 30, 2011 (Promotion Period). Hilton HHonors members must first register at HHonors.com/DoubleYourHHonors prior to check-in of your stay within the Promotion Period. Your selection of Double Points or Double Miles applies to all stays completed during the Promotion Period at participating hotelsand cannot be changed. Member must confirm the appropriate Double Dip Earning Style within their HHonors profile. If registering for Double Miles, you must select Points and Variable Miles or Points and Fixed Miles as your earning style; if registering for Double Points, you must select the HHonors Points and HHonors Points earning style. "Double Points" means you will receive a bonus equal to the number of Base Points earned during a stay. Bonus Points earned on Base Points do not count toward tier qualification. Double Miles are only available with participating airlines. A preferred airline must be selected in your HHonors profile. Airline Miles accrued and awards issued are subject to the Terms and Conditions of each participating airline's reward program, as applicable. Certain airlines may not participate with the brand at which your stay is consumed. For details on the eligibility of your stay to earn miles, please click here. Southwest Airlines Rapid Rewards members who select Double Miles and have Southwest Airlines Rapid Reward as their preferred airline will receive double Southwest Rapid Rewards points. That is 1,200 Rapid Rewards Points versus the standard 600 Rapid Rewards Points earned per stay. Please allow six to eight weeks from completion of your stay for points or miles to appear in your HHonors account. Offer is not transferable, is not valid for groups and cannot be combined with other select offers. Hilton HHonors membership, earning of Points & Miles, and redemption of Points are subject to HHonors Terms and Conditions.
$10 credit for sharing Shutterfly project
Added on : Tuesday June 28th 2011 12:01:35 AM
Just purchased some cards from Shutterfly and was given the following offer. Embed your project on your blog and get a $10 Shutterfly credit. Easy money if you already use Shutterfly.Copy and paste of terms:Embed your project on a blog or Web site you own. Email an active link (no screenshots, please) to the Web page containing your embedded project to: shareproject@Shutterfly.com. We will confirm placement and reply to your email with a discount code.
Limit one per customer. See terms & conditions below.
The offer is only available to individuals embedding the Shutterfly widget on their website or blog.Promotional codes provided will expire August 31, 2011.Promotional codes are good for a one-time $10 credit towards a purchase of $10 or more (excluding shipping, handling and taxes) at www.shutterfly.com.Only one promotional offer per person. To redeem the code, you must have or create a Shutterfly account, and enter the code in your account.Your reward card is not redeemable for cash and cannot be transferred to another Shutterfly account or combined with other offers, discounts, promotions or credits. Shutterfly is not responsible for lost or stolen reward promo codes. Not for resale. Void where prohibited or restricted by law. The use of this reward card is governed by the laws of the State of California.
Shutterfly may refuse to allow any individual to participate or continue to participate in the offer, or disqualify any individual, who is suspected of: failing to meet any of the eligibility requirements set forth herein; being ineligible, or tampering with the entry process or operation of the offer. Shutterfly also reserves the right modify, postpone, clarify, delay, suspend, cancel, and/or terminate the offer, in whole or in part, including without limitation by modifying these terms and conditions, if the offer is not capable of continuing as planned for any reason, including without limitation by reason of damage by computer virus, worms, bugs, tampering, unauthorized intervention, fraud, technical limitations or failures, or any other causes which, in Shutterfly's sole opinion, could corrupt, compromise, undermine, or otherwise affect the administration, security, fairness, integrity, viability, or proper conduct of the offer.
Great Deal - but be careful on the qualifications...Amazon Link PC
Amazon Link MACThis is the full current version of Dreamweaver 5.5. I have been using Dreamweaver for almost a year now after
volunteering to update a school website. (I had no idea
what I was getting myself into)Dreamweaver has a VERY steep learning curve (mostly
because HTML and CSS Web Design is so convoluted),
however is a great tool for any web developer -- novice to pro.This is a GREAT price - and may be a price mistake.
The Student version is normally $150 and rarely discounted
more than a couple bucks. The Full Retail Version is Almost $400!Warning - Adobe is very strict about the eligibility for the
"Student and Teacher" version. You need an Student/Teacher ID
with a date on it. If you do not have that, they will ask
for a bunch of other supporting docs. Like Pay Stubs. You may
end up in a loop where you cannot get the Product key. Just make
sure you read the requirements carefully and that you do truly
qualify. If you do, then this is an excellent deal. At this price it's worth to get just to get your feet wet.
http://apps.facebook.com/logansbogo/contests/130940?ogn=facebook
Coupon Details
Coupon (Up To $15.00 Value) Offer Valid To First 100,000 Fans.Coupon Eligibility
Only persons residing in United States who are at least 13 years of age can enter.
Campaign Starts
June 22, 2011 @ 08:00 am (CDT)
Campaign Ends
June 30, 2011 @ 11:59 pm (CDT)
Coupon Expires
June 30, 2011 @ 11:59 pm (CDT)
Need more Details?
Read the Redemption Policy
About the Company
Logans Roadhouse revisits the classic roadhouse from days past and brings it to life in a modern way through its welcoming hospitality, attentive service and kickin upbeat atmosphere.
Free Stuff Friday: Summer T Edition
Added on : Friday June 10th 2011 12:00:47 PM
0 Posted By: lpickles
Views: 317 Replies: 47

Win your next cut-off, cropped, tanked, fringed...T-Shirt

You're like: The Summer Solstice is 11 days away and I don't have a thing to wear.

FatWallet's all: Let's own the Summer Solstice by giving our members some black FatWallet Ts.

It's a win win (puke). Four lucky FatWallet members will win Black FatWallet T-shirts, ready for 80s rocker customization.



To Enter: Reply to this Free Stuff topic.

Today's bonfire chat: What's your favorite Summer pastime?

Eligibility: Eligible entries will be received before June 10, 11:59 p.m. CST. Limit one entry per eligible individual. Additional replies welcome but will not improve your odds of winning. Please read the Official Rules of this giveaway.
5/5 ARM - DCU
Added on : Sunday June 05th 2011 09:00:11 AM
An alternative to the PenFed 5/5, with similar terms:NEW 5/5 Fixed/Adjustable This 30-year mortgage starts out with a low fixed rate for 5 years. Thereafter, the interest rate may change no more than 2% every 5 years and 5% over the life of the loan. - link(Current rate: 3.25%
Index 1.77% (probably Five-Year Treasury Constant Maturity)
Margin 2.75%
Up to 95% loan-to-value. Loan to values over 90% are subject to additional loan level pricing adjustment.
Available in all 50 states.
Anyone can join DCU via Eligibility by Organization.
Free Stuff Friday: Donut Day Edition
Added on : Friday June 03rd 2011 06:00:42 PM
3 Posted By: lpickles
Views: 467 Replies: 29

National Donut Day - Enter to WIN a FatWallet Mug and "Gourmet" Donuts In honor of our nation's fallen donuts who served valiantly dunking in coffee and destroying the enemy with deadly powdered sugar choke dust, FatWallet is giving one humble winner the spoils of Donut Day victory: 1 FatWallet coffee mug and a 10.5 oz. bag of "gourmet" donuts.



To Enter: Reply to this Free Stuff Forum topic

Fill us in: What's the ultimate donut

Eligibility: Eligible entries will be received before June 3, 11:59 p.m. CST. Limit one entry per eligible individual. Additional replies welcome but will not improve your odds of winning. Please read the Official Rules of this giveaway.
BOWLERS! Get a $25-50 MIR on Select BRUNSWICK Bowling Balls
Added on : Sunday May 29th 2011 09:02:16 PM
http://www.bowlerstore.com/images/document/brunswick-rebate-form...
Terms and Conditions
1.) This offer is good for a $25.00 rebate when you purchase one (1) Brunswick Loaded Revolver bowling ball or this offer is good for a $50.00 rebate when you purchase one (1) Brunswick
Wicked Siege bowling ball, or one (1) Brunswick C(System) alpha-max bowling ball. 2.) Offer valid for qualified, first quality, current production purchases made between January 1 and
June 30, 2011. 3.) The mail-in rebate registration form, including UPC code from package, and original receipt, must be postmarked no later than August 31, 2011. 4.) Offer participants must
allow 8-10 weeks for processing and delivery of a rebate check. 5.) Offer participants must be at least 18 years of age at time of participation. 6.) Limit one (1) rebate per bowling ball may be
submitted for receipt of offer. Subject to U.S.P.S. mail fraud title 18 U.S.C. Section 1341. 7.) Offer valid in the United States and Canada only. No rebate check will be mailed to addresses outside
the United States or Canada. Limit four (4) rebates per household. 8.) Employees of Brunswick Bowling & Billiards Corporation, their representatives, affiliates, subsidiaries, distributors,
pro shop employees, advertising and promotion agencies, immediate family members and/or those living in the same household of any of these are NOT ELIGIBLE to participate in this
offer. 9.) Offer may not be transferred, assigned or used in conjunction with any other offer. 10.) Offer may be redeemed only in the event that all terms and conditions, as stated herein, have
been satisfied. 11.) Brunswick Bowling & Billiards Corporation is not responsible for lost, stolen, late, misdirected, mutilated, destroyed, incomplete, illegible or non-compliant mail-in rebate
registration forms. 12.) Nonconforming and/or duplicate mail-in rebate registration forms will not be acknowledged, processed or returned. 13.) Brunswick Bowling & Billiards Corporation
reserves the final right of decision on all matters regarding the use of the offer. 14.) This program is for promotional use only. 15.) Offer is void where prohibited by law. 16.) Do not rely on
any representations other than those stated within this offer. 17.) Fraudulent offer submissions may result in prosecution. 18.) Brunswick Bowling & Billiards Corporation reserves the right
to modify or cancel this program at any time without notice. 19.) Brunswick Bowling & Billiards Corporation will make the final determination regarding eligibility for the cash rebate. 20.)
For inquiries, please contact: consumerproducts@brunbowl.com 21.) To receive your rebate please fill out the rebate registration form completely and send by U.S. mail to: CONSUMER
PRODUCTS REBATE PROGRAM, BRUNSWICK BOWLING & BILLIARDS, P.O. BOX 329, MUSKEGON, MI 49443-0329. Be sure to include your original receipt and UPC code from package.
Free Stuff Friday: 3-Day Weekend Edition - Beer Mug!
Added on : Friday May 27th 2011 12:01:13 PM
0 Posted By: lpickles
Views: 66 Replies: 4

Behold the Holy Grail of FatWallet Schwag - The Beer Mug



In celebration of this 3-day weekend, we're giving one lucky winner the coveted FatWallet Beer Mug. Frost it, fill it with your beverage of choice, and flaunt its sweaty greatness at block parties and company picnics. When your boss asks, "Where'd you get that rare FatWallet.com mug?"

"I won it playing Free Stuff Friday at work!"

TO ENTER: Reply to this Free Stuff topic.

Today's party conversation: What's in your mug?

Eligibility: Eligible entries will be received before May 27, 11:59 p.m. CST. Limit one entry per eligible individual. Additional replies welcome but will not improve your odds of winning. Please read the Official Rules of this giveaway.
Free PS3 and PSP games downloads (PSN WELCOME BACK)
Added on : Tuesday May 17th 2011 12:00:31 AM
Now that some PlayStation Network and Qriocity services have been restored and youre once again enjoying online gaming and entertainment, were happy to provide details about the Welcome Back appreciation program for customers in North America. We developed the program as an expression of our gratitude for your patience, support and continued loyalty during the service outage. From all of us at PlayStation, thank you and welcome back!This package will be made available to all existing registered PlayStation Network and Qriocity users in North America (US and Canada), and will be made available shortly after we have fully restored the service. More specific details about these offers and eligibility requirements will be posted as the services go live.All PlayStation Network customers can select two PS3 games from the following list. The games will be available for 30 days shortly after PlayStation Store is restored and can be kept forever.Dead Nation
inFAMOUS
LittleBigPlanet
Super Stardust HD
Wipeout HD + FuryFor PSP owners, you will be eligible to download two PSP games from the following list. The games will be available for 30 days shortly after PlayStation Store is restored and can be kept forever.LittleBigPlanet (PSP)
ModNation Racers
Pursuit Force
Killzone Liberation A selection of On Us rental movie titles will be available to PlayStation Network customers over one weekend, where Video Service is available. Those titles will be announced soon. 30 days free PlayStation Plus membership for non PlayStation Plus subscribers.Existing PlayStation Plus subscribers will receive an additional 60 days of free subscription.Existing Music Unlimited Premium Trial subscription members will receive an additional 30 days of free premium subscription. Additional 30 days + time lost for existing members of Music Unlimited Premium/Basic subscription free of charge for existing Premium/Basic members.To welcome users Home, PlayStation Home will be offering 100 free virtual items. Additional free content will be released soon, including the next addition to the Home Mansion personal space, and Ooblags Alien Casino, an exclusive game.Wed like to thank all of our publishing and development partners whove contributed to the Welcome Back program, including Bigbig Studios, Codeglue, Digital Leisure, Guerilla Games, Heavy Water, Housemarque, Lockwood, Loot, Mass Media, Media Molecule, SCE Cambridge Studios, SCE Studio Liverpool, SCE San Diego Studios, and Sucker Punch Productions. We couldnt have created such a compelling package without them!As a reminder, you will be able to access the above content shortly after services are fully restored. We are doing everything we can to make that happen as soon as possible. Please visit the following sites for more information about the Welcome Back program in Europe and Latin America.Thank you again for your support!
Joint Mortgage - how credit works
Added on : Sunday May 15th 2011 03:00:25 PM
Hello FWers,My parents own a house (both title and mortgage is under both parents name) (House #1)
My wife and I own a house (title is joint in my wife and my name, but mortgage is only under my name) (House #2)
With the current state of the real estate market, my dad and I were planning to buy an investment condo (House #3).
I might need to buy another house with wife (start a family) in 2 years and put House#2 on rent (House #4).
Currently my parents are in a much higher tax bracket but that might change next year. (my wife will start working this year)For simplicity lets assume the mortgage+tax+maintenance on all 4 houses is $2000 each per month
Also lets assume house#2 and house#3 can be rented out for $2000 each per month.Question1: When mortgage companies check eligibility for mortgage, do they consider joint ownerships? When I'm looking for a mortgage for house#4, will my eligibility for mortgage be reduced by $4000 (full payments for house2 and house3) or $3000 (full payment for house2 and partial payment for house#3)Question2: Also how do they account for rent? If the incoming rent equals outgoing mortgage+maintenance+tax, does that mean I can borrow against my entire wage salary for house#4?Question3: For House #3, would it be better to have the mortgage held jointly under my dad and my name or should only one of us (him) hold the mortgage. Any pros/cons for jointly held v/s one person holding the mortgage.I'm thinking ahead so that I can maximize the available credit for my family. I don't want to hurt 2 credit history's if it makes sense to only hold mortgages in one person's name.
ADVANCE AUTO PARTS $40 off $100 online exp. 5/14
Added on : Friday May 13th 2011 06:06:53 PM
Save $40 on orders over $100!*Online only. Through May 14.Use coupon code DOTD513TextOffer valid for online orders placed through May 14, 2011, before 11:59 PM EST. Save $40 off orders over $100 online at AdvanceAutoParts.com. To qualify, orders must be placed for home delivery or in-store pick up. Purchases made in-store do not qualify. Sorry-no rain checks. Not combinable with other promotional offers or coupons. Void where prohibited by law. Excludes motor oil, gift cards, Hot Items and special offers including, but not limited to, Buy One-Get One, 2-For-1, and Oil Change Specials. Motor oil and other selected products are available for in-store pick-up only, due to shipping restrictions. Core charges, shipping and handling charges, fees, and taxes are not eligible when determining qualifying order. Coupon has no cash value. Applies to purchases of in-stock items only and is not valid for backorders, gift cards or gift certificates. AdvanceAutoParts.com and its affiliates reserve the right to correct, change, update or modify any sales, promotions, coupons, and related offers at any time, in their sole discretion, except as prohibited by law. Receive free Standard Shipping to addresses in the continental United States on orders totaling over $75. Shipments to Alaska, Hawaii or U.S. Territories are not eligible for Free Shipping offer. Coupons, core charges, shipping and handling charges, fees and taxes are not included in calculating eligibility for Free Shipping offer. Motor oil is available for in-store pick-up only, due to shipping restrictions. Items purchased using the In-Store Pickup option will be available for eight days from the date the order was placed. Any unclaimed orders will be cancelled and returned to stock.
Kingston SSDNow V+ Series 128GB SSD $159.99 AR FS Newegg
Added on : Friday May 13th 2011 03:05:50 PM
Didn't notice this up yet. Pretty good price for a decent SSD.http://www.newegg.com/Product/Product.aspx?Item=N82E16820139109This is a Kingston SSDNow V+ Series SNVP325-S2/128GB 2.5" 128GB SATA II MLC Internal Solid State Drive (SSD)Price: $219.99
Rebate: $60Rebate eligibility expires 5/15/11Review: http://www.bit-tech.net/hardware/2010/02/17/kingston-ssd-now-v-s...
AnandTech Bench for comparison: http://www.anandtech.com/bench/SSD/66
Sometimes it pays to maintain non-active checking account: Found this offer on the top of checking account page.$50 Bonus when you start using FREE Web BillPay and make five payments to non-USAA payees.Take advantage of a $50 Bonus when you start using Free USAA Web BillPay and make five or more payments to non-USAA payees.1 This exclusive online offer ends June 20, 2011. Take advantage of it today. * Pay your bills anytime, anywhere using your mobile phone or PC with USAA Web BillPay.
* Easy to set up, saving you time and postage with all your bills in one convenient secure location.
* Try it now by clicking "Accept" and make five payments to non-USAA payee with in the offer period, with payment processing no later than July 20, 2011.1. $50 Web Billpay Bonus with five payments: Available only during Offer Period. Offer good only for existing USAA Free Checking accounts for account holders who have not used Web BillPay within 120 days prior to March 21, 2011. To receive the $50 bonus, account holder must start using USAA Web BillPay during the Offer Period and make five or more payments to non-USAA payees within the Offer Period, with payment processing no later than July 20, 2011. Web BillPay transactions made before or after Offer Period are not eligible for $50 bonus. Limit one $50 payment per household, during the Offer Period. Deposit account must remain open to allow for the $50 bonus to be deposited no later than July 30, 2011. No other forms of distribution of the $50 will be allowed. Receipt of this offer may constitute a taxable event. Additional restrictions and conditions may apply. Valid for U.S. citizens or permanent residents. Void where prohibited. Offer may be modified or terminated without notice.Availability restrictions apply. Purchase of a bank product does not establish eligibility for or membership in USAA property and casualty insurance companies. Bank products provided by USAA Federal Savings Bank, Member FDIC.
Advance Auto $40 off a $90 purchase. EXP 4/30 HURRY.
Added on : Friday April 29th 2011 10:42:37 PM
Advance Auto $40 off a $90 purchase. EXP 4/30 HURRY.
Only one full day left on this one.
I got this in an email that advertised their twitter acct.
I searched for the code on slickdeals and didn't find it. Sorry if it's a repost. (this is my first deal post in a while.)Use the code:
TW40
to get $40 off a $90 or more purchase.Must order online, but you can pick-up in store if your local AA has items in stock.fine print...
*Offer valid through April 30, 2011 before 11:59 PM EST. Take $40 off orders of $90 or more, online at AdvanceAutoParts.com. To qualify, orders must be placed for home delivery or in-store pick up. Purchases made in-store do not qualify. Sorry-no rain checks. One use per household. Not combinable with other promotional offers or coupons, including the current site-wide promotion. Void where prohibited by law. Excludes motor oil, gift cards and special offers including, but not limited to, Hot Items, Buy One-Get One, 2-For-1, and Oil Change Specials. This promotional discount will not work if any Hot Items or Oil Change Specials are placed in your cart. If you'd like to purchase those items, simply place a separate order. Motor oil and other selected products are available for in-store pick-up only due to shipping restrictions. Core charges, shipping and handling charges, fees, and taxes are not eligible when determining qualifying order. Coupon has no cash value. Applies to purchases of in-stock items only and is not valid for backorders, gift cards or gift certificates. AdvanceAutoParts.com and its affiliates reserve the right to correct, change, update or modify any sales, promotions, coupons, and related offers at any time, in their sole discretion, except as prohibited by law.Receive free Standard Shipping to addresses in the continental United States on orders totaling over $75. Shipments to Alaska, Hawaii or U.S. Territories are not eligible for Free Shipping offer. Coupons, core charges, shipping and handling charges, fees and taxes are not included in calculating eligibility for Free Shipping offer. Motor oil is available for in-store pick-up only, due to shipping restrictions. Items purchased using the In-Store Pickup option will be available for eight days from the date the order was placed. Any unclaimed orders will be cancelled and returned to stock.pulled from sd
GOOD HANDS ROADSIDE ASSISTANCE PAY PER USE LIMITATIONS. NO ANNUAL FEE
Good HandsSM Roadside Assistance, is a new Allstate service that gives you free access to Allstate's 24/7 Roadside Network should your car break down for any reason. Need service now? Call 1-800-ALLSTATE.
No annual fees. Pay only for the service as you need it and when you need it - in most cases just $75 per tow and $50 per other service.
Available to everyone in the U.S. - not just Allstate customers.
Service covers any driver, any car, any time.
Download the Good HandsSM Roadside mobile app to your smartphone for faster, easier service. Available now on iPhone. BlackBerry and Android available December 2010.
http://www.allstate.com/auto-roadside-services.aspx
BENEFITS: Tow up to 10 miles, jump start, tire change, lockout service & fuel delivery (up to 3 gallons included in service price).
COVERAGE AND BENEFIT LIMITS: $75 for a tow up to 10 miles; Additional $3 per mile after first 10 miles; $50 for other service related events (i.e. jump start, tire change, lockout service & fuel delivery (up to 3 gallons) in all 50 states for most passenger cars and light duty trucks (see below). Not available in Canada or Puerto Rico or any other country/jurisdiction outside the 50 states of the United States. Additional terms and conditions may apply.
VEHICLE ELIGIBILITY: Non-commercial use passenger automobiles and trucks not greater that 10,000 lbs. gross vehicle weight at the rates stated above. Service is available at a higher price for motorcycles, medium and heavy duty trucks and recreational vehicles.
Wash & Alaska Save $10 off Full Circles Farm-to-Table box subscriptionFull Circle is a family owned organic delivery service based out of a 400+ acres farm in Carnation, Washington. We specialize in delivering organic produce and artisan goods directly to you, bringing the farm to your table.

Use this coupon to receive $10 off when you sign up for Full Circles Farm-to-Table box subscription
Coupon Eligibility
Only persons residing in Alaska and Washington who are at least 18 years of age can enter.
Campaign Starts
April 07, 2011 @ 09:00 am (PDT)
Campaign Ends
May 31, 2011 @ 09:00 pm (PDT)
Coupon Expires
April 14, 2011 @ 04:48 pm (PDT)http://apps.facebook.com/promotionshq/contests/67048?ogn=faceboo...
navy federal platinum card - 8% APR, no annual fee
Added on : Thursday March 31st 2011 05:40:22 PM
Credit unions often have better CC rates than commercial banks. Navy Federal's platinum card is 7.99%. (That's not a teaser rate - that's the normal rate).To become a member of Navy Federal Credit Union, check out this page. You must be either:
All Department of Defense (DoD) uniformed personnelArmy, Marine Corps, Navy and Air Force retirees and annuitantsAll Department of Defense ReservistsArmy, Marine Corps, Navy and Air Force retirees and annuitantsAll Army and Air National Guard Personnelcivilian employees, retirees and annuitantsAll DoD Officer Candidate programsMidshipmen and cadets at the United States Naval Academy, United States Military Academy, United States Air Force Academy, United States Coast Guard Academy and the United States Merchant Marine Academy; Other Officer Programs*U.S. Government employees assigned to DoD installations (including Coast Guard)All DoD civilian employeesincluding retirees and annuitantsDoD contractors assigned to U.S. Government installationsFamily Membersincluding grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members.
navy federal platinum card - 8% APR, no annual fee
Added on : Thursday March 31st 2011 04:43:58 PM
Credit unions often have better CC rates than commercial banks. Navy Federal's platinum card is 7.99%. (That's not a teaser rate - that's the normal rate).To become a member of Navy Federal Credit Union, check out this page. You must be either:
All Department of Defense (DoD) uniformed personnelArmy, Marine Corps, Navy and Air Force retirees and annuitantsAll Department of Defense ReservistsArmy, Marine Corps, Navy and Air Force retirees and annuitantsAll Army and Air National Guard Personnelcivilian employees, retirees and annuitantsAll DoD Officer Candidate programsMidshipmen and cadets at the United States Naval Academy, United States Military Academy, United States Air Force Academy, United States Coast Guard Academy and the United States Merchant Marine Academy; Other Officer Programs*U.S. Government employees assigned to DoD installations (including Coast Guard)All DoD civilian employeesincluding retirees and annuitantsDoD contractors assigned to U.S. Government installationsFamily Membersincluding grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members.
Free Beauty.com Coupon- Poss $25 off $25, $5 off $25+, $10 off $45+, or $15 off $60+ orderhttp://apps.facebook.com/savingsbeauty/contests/105119?ogn=faceb...Like Beauty.com and Savings.com to receive code and then type code in at checkout where it says IF YOU HAVE A PROMO CODE, ENTER IT HERE to redeem.Receive one of four possible discounts: $5 off $25+, $10 off $45+, $15 off $60+, or $25 off your order.Coupon Eligibility-Only persons residing in United States who are at least 18 years of age can enter.Campaign Starts- March 25, 2011 @ 04:50 pm (PDT)

Campaign Ends- April 16, 2011 @ 12:00 pm (PDT)/ Coupon Expires -April 16, 2011 @ 11:59 pm (PDT)Codes are one-time use only and must be redeemed by 4/16/2011. Offer ends when a total of 15,023 codes have been distributed. Valid on Beauty.com items only, excluding gift cards, gift certificates and Bliss, Perricone, Voluspa, Jane Iredale, Origins, Darphin, Ojon, Smashbox, Aramis, DKNY, Donna Karan, Sean John, Missoni, Tommy Hilfiger, Michael Kors, Jurlique, Fresh, Talika, Murad
, Nars. Must be at least 18 years-old and resident of the U.S.** 6% Fat Wallet CashBack** http://www.fullofdeals.com/search/index.php?query=beauty.com&type=I got a code for $10 off $45,.. send me a PM if you want it - Specific one-time use, so only the first PM can have it
Northwest Florida Blood Services
Holds
MARDI GRAS MADNESS
$10.00 Gas Card Blood Drives
FRIDAY, MARCH 04, 2011 - TODAY
8:00 AM - 5:00 PMNorthwest Florida Blood Services holds a Mardi Gras Madness $10.00 Gas Card Blood Drive on Friday, March 4 from 8am to 5pm at all blood centers.
Dont let the gas prices keep you away there are lives to save at our hospitals. All March and April blood donors will be entered to win a 2 night stay at the elegant Emerald Grande Hotel at Harbor Walk in Destin.
Eligibility requirements are: 16 years of age, weigh 110 pounds, present a picture ID and be in good health. Donors may check the website to learn about different types of donations at www.nfbcblood.org and other special promotions or may call 850-473-3853 for an appointment or information. Locations participating in the Mardi Gras Madness $10 Gas Card Blood Drives are:

Northwest Florida Blood Center
405 Racetrack Rd NE # 104
Fort Walton Bch, FL 32547-3960
(850) 862-4216 ‎ Northwest Florida Blood Services
2696 Florida 77
Panama City, FL 32405-4415
(850) 785-9950 ‎
Northwest Florida Blood Services
1999 E. 9 Mile Road
Pensacola FL 32514
(850) 473-3853
Northwest Florida Blood Services
2209 N. 9th Avenue
Pensacola FL 32503
(850) 434-2535
Northwest Florida Blood Services
Bay Medical Center
615 N. Bonita Avenue
Panama City, FL 32401
(850) 747-6570
http://apps.facebook.com/shiseidoandburton/contests/99772?ogn=fa...
Eligibility to win sample product: the first 5,000 (or while supplies last) participants who enter will receive a Shiseido Ultimate Sun Protection Cream SPF 55 sample.
Recent Grad Financial Planning Questions: From Student Loans to 401ks
Added on : Thursday March 03rd 2011 08:40:20 PM
Hi FWF,I have several questions for the finance forum but first some background to provide context.I am 22 and just graduated with a bachelors in a technology program and accepted a job with a large financial institution earning me a salary of slightly north of 50k in a below average cost of living city.When I was growing up my mother was awful with money, and having observed this from a young age I am especially frugal and dislike debt.My current take home pay is around $3100 a month.My cost of living including rent(600)/utilities(125)/food(300?)/car(150?)/intertubes(50)/notv(0) is around $1000-1400. I share my apartment with my girlfriend who works at McDonald's as she is still in school. She contributes around $200 a month toward utilities/rent and still allows her to save 400 a month with extra for 'fun'.I have $15,000 in fed. unsubsidized student loans and I am still in grace period for 3 months. The interest rate is fixed at 6.8%.My $15,000 student loans are divded among 3 loans. One is with a traditional bank and the other 2 were sold to the Dept. of Education.I have $7,000 in the bank- due to never really spending money from 12 to 22 and thanks to a nice signing bonus with my company.(Irrelevant Anecdote:

My Signing bonus was taxed at 40%~ but not on the check they gave to me. They gave me a nice clean check for $5,000 which I hastily deposited. They taxed it by taking 20% of $5000 out of my first paycheck and another 20% of $5000 out of my second paycheck. The result of this tax is that my income for the past month was only $1200 which made planning a budget around a monthly basis impossible this month.
)
All of my 'move-in' expenses have been paid and my apartment is more or less liveable.I have 2 credit cards and carrying 0 balance monthly. One gives me 5% Cash Back on gas and the other is the Chase Freedom for general purpose. Both cards have highish APRs.Goals:Short-Intermediate: Id like to get rid of my student loans within 5 years for sure but if I could pull it off within 2 years I would be pleased. I don't like having debt looming over my head like an unattended/postponed responsibility.Intermediate: Within 5 years I would like to be able to purchase a |new| car and probably obsess about paying it off as quickly as possible.Long: I have no intention of owning a house anytime soon. To stay debt free/minimal and mobile/able to adapt to whatever comes my way is my prerogative
----Now for the questions;I am not a fan of loans- or more precisely carrying debt. It would be satisfying to me to be loan free in <2 years. Since I am so graced as to have 7,000 dollars on hand right out of school, I am debating with myself daily if I should pay off 2-4k of my student debts right now just to stop interest accumulation.If I SHOULD do this- How should I do it? Since I am targeting a VERY aggressive repayment plan the idea of repaying with my Cash Back CC is very attractive, however, my loan servicer does not accept CC payments.
So, I have been reading into consolidating my (3) loans primarily for the purpose of allowing me to use a CC so I can get Cash Back rewards. However, I have read that loan consolidation can raise your interest rate by .075%.Getting Cash Back rewards for large payments in the short term doesn't seem to outweigh the penalty of an interest increase? The Cash Back bonus may not sound like much but with such an aggressive repayment plan 20-50 dollars for free can go quite a long ways.This sounds like an exploitative question to ask but since my freedom card gives me bonus points for every purchase, is there anything to prevent me from processing a $10 loan repayment everyday? or twice a day? or 10 times a day? Thus earning a lot more Cash Back on loan repayment? If I pay $10 at a time my Cash Back % is 2.1%. If I pay $1 at a time my Cash Back would be 11.1% I have to assume I am not the first person to think of this.I am aware that student loan repayment is tax deductable up to $2,500 a year but I anticipate ineligibility due to income within 3-5 years. Or- Is there something else entirely I should do with my money? I have read that many people will sit on their student loans for a long time if they have a low interest rate, but at 6.8% I dont think it makes since to invest elsewhere.I am going to start investing 5%~ of my income towards a 401k or Roth IRA. My company matches 5% of income to a 401k program, but not for the first year of employment. I am not sure if I should begin with 5% (unmatched) in 401k this year, or just put the same amount toward a Roth IRA, or maybe just divert these funds into getting rid of my student debt sooner?My girlfriend is not quite as versed in personal finance as I am. I have been hounding her to get a credit card so she can build her credit.... well she did.... sort of...
She came home with a store card to a department store. I read reviews online and it is not very well received. Awful customer service and poor accountability is a common theme. The credit line is also only $150.Should I advise her to just close this account? Cut it up, throw it away and pretend it doesn't exist? or just hold onto it with once-a-month purchases to establish a lengthy credit relationship? My concern is that the shady creditor may arbitrarily decide to start imposing inactivity fees or monthly maintenance fees.
I found a few great gas cards on this forum I will be advising her to open for sure.
TD Ameritrade (IRA) promotion
Added on : Thursday March 03rd 2011 12:40:10 AM
Any other brokers have a better deal than this?:
TD Ameritrade IRA Rollover promotion.
- Deposit/ transfer $25,000 -$99,999 and receive $100
- Deposit/ transfer $100,000 - $249,999 and receive $250
- Deposit/ transfer $250,000 + and receive $500 Offer valid for clients who open a new TD Ameritrade retirement account or a new eligible TD Ameritrade Investing Account (IRA) using the Amerivest service by 05/31/2011 and meet funding requirements within 6 months of account opening, or add required funding to an existing TD Ameritrade retirement account with a transfer of assets from a qualified retirement plan within 6 months of registering online for the offer. Funding/rollover of $25,000 - $99,999 receives $100, funding/ rollover of $100,000 - $249,999 receives $250, funding/rollover of $250,000 or more receives $500. Limit one offer per client. Not transferable and not valid with internal transfers or with other offers. Cash awards are valid within your IRA only and non-transferable to another existing TD Ameritrade account. Please consult a legal or tax advisor for the most recent changes to the U.S. tax code and for rollover eligibility rules. Void where prohibited. Please allow 3-5 business days for any cash deposits to post to account. Account must remain open with minimum funding for 9 months, or TD Ameritrade may charge the account for the cash awarded to the account. TD Ameritrade reserves the right to restrict or revoke this offer. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.Amerivest is an investment advisory service of Amerivest Investment Management, LLC, an SEC registered investment advisor. Brokerage services are provided by TD Ameritrade, Inc. Amerivest Investment Management, LLC and TD Ameritrade, Inc. are both wholly owned subsidiaries of TD Ameritrade Holding Corporation. Amerivest is a trademark of TD Ameritrade IP Company, Inc.TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade is a trademark jointly owned by TD AMERITRADE IP Company, Inc. and The Toronto-Dominion Bank. 2008 TD Ameritrade IP Company, Inc. All rights reserved. Used with permission.
If you have any further questions please feel free to contact TD Ameritrade via email or at 800-669-3900.
$20 Cash Rebate from Mr.Rebates for trying Netflix [New Customers Only]
Added on : Thursday February 17th 2011 09:42:25 PM
Terms:
* Valid for new customers of Netflix only.
* Gift Subscriptions excluded
* FREE TRIAL must be completed and one successful charge to your credit card must be completed for eligibility
* Cash-Back reported TWO WEEKS after the FREE TRIAL period. Cash-Back given on initial subscription fee only.
Must be Mr.Rebates Member. Please search on their site. I am not allowed to link directly.
Financial Aid for College while owning rental property
Added on : Sunday February 13th 2011 12:40:04 PM
I am in my mid 30s and have decided to finish up my Bachelors degree. Ive got about one more year left, and I am attending more than full time, with a minimum of 15 credit hours a semester and most of the time more like 18. The problem I am having is with financial aid. My wife is the only one who is working, and last year she only showed about 20K in revenue and we are unable to get any type of financial aid for school.
The problem is that we own rental property. We have 7 houses that are rentals, but none of them bring in a profit. All of the revenue from the houses goes to mortgage payments, property taxes, etc.. Because of these houses I cant get any financial aid for school, and currently I am taking unsubsidized loans to pay for my education. This is fine, and I am willing to take on the debt, but I am wondering if there is any way to be eligible for financial aid if we put these houses in a trust, or a LLC, or any other thing. It seems that as long as these houses are in our name, my financial aid eligibility is zero.
If anyone knows anything about this type of thing, or has any other advise please let me know.Thanks,
Ron
federal energy tax credit eligibility question- solar panel install
Added on : Saturday February 12th 2011 03:40:15 PM
I'm hoping someone here may be able to clarify whether or not I will be able to take advantage of the fed energy tax credit for a solar system at my primary residence.
the issue is that I am taking out a rehab loan to cover costs and the loan issues payouts directly to the contractors involved. it's a draw acct like a 203k. although the contract for the solar install will be in my name the check paid is in the name of the lending entity.
will this disqualify me from getting the tax credit?
no one I've spoken to seems to know the answer and the kra/energy tax credit site doesn't seem to have any answers either.
any help would be appreciated.thanks guys and gals!
Get 20% Off With Your Free Reusable smart assists Savings Card at K mart
Added on : Friday February 11th 2011 10:42:01 AM
Get 20% Off With Your Reusable smart assists Savings Card
Eligibility:
Kmart customers who present state-issued identification (drivers license or identification card) and a state-issued unemployment benefits enrollment confirmation are eligible to participate in the program (Eligible Participants). At checkout, cardholders will be required to show their valid discount card, their state-issued identification card for signature verification and their state-issued unemployment benefits enrollment verification. Valid signature verification is required to use the card
http://www.kmart.com/shc/s/dap_10151_10101_DAP_Unemployment+Prog...
Kmart -Get 20% Off With Your Reusable smart assistsm Savings Card
Added on : Friday February 11th 2011 09:41:11 AM
Get 20% Off With Your Reusable smart assistsm Savings Card
Eligibility:
Kmart customers who present state-issued identification (drivers license or identification card) and a state-issued unemployment benefits enrollment confirmation are eligible to participate in the program (Eligible Participants). At checkout, cardholders will be required to show their valid discount card, their state-issued identification card for signature verification and their state-issued unemployment benefits enrollment verification. Valid signature verification is required to use the card
http://www.kmart.com/shc/s/dap_10151_10101_DAP_Unemployment+Prog...
Apple Store Refurbish Macbook Air 11" - 849 - 100 AR w/ printer - fs
Added on : Thursday February 10th 2011 02:40:49 AM
Been looking for a deal on the current gen 11in Macbook Air for awhile now. Saw the last refurb deal that was 850, but recently found out about an additional 100 rebate at http://www.apple.com/promo/ that also applies to refurbished purchases (if you purchase a new printer with it)There's also 5% back if you shopdiscover... or 1% FatWallet CashBack as well. so 849 + printer - fs - 100 rebate.LinkedP.S. - ended up choosing the HP printer for 99.95. Has that HP eprint service which seems to be pretty dang cool. If not, hopefully I can sell it for ~65 bucks.P.P.S - no pc vs mac wars please.
Rebate terms:PRODUCT ELIGIBILITY: Only Apple computers, as defined in this paragraph, and the printers identified in this paragraph qualify for this promotion. For purposes of this
promotion, Apple computers means and is limited to MacBook, iMac, MacBook Pro, MacBook Air, Mac Mini, and Mac Pro. Configure-to-order and refurbished versions of these
Apple computers qualify for this promotion. In addition, for purposes of this promotion, only the following HP, Canon, Samsung, Epson, and Lexmark printer models qualify
(the Qualifying Printers)
Apple Store Refurbish Macbook Air 11" - 850 - 100 AR w/ printer - fs
Added on : Thursday February 10th 2011 01:41:01 AM
Been looking for a deal on the current gen 11in Macbook Air for awhile now. Saw the last refurb deal that was 850, but recently found out about an additional 100 rebate at Apple.com/promo that also applies to refurbished purchases (if you purchase a new printer with it)There's also 5% back if you shopdiscover... or 1% FatWallet CashBack as well. so 850 + printer - fs - 100 rebate.P.S. - ended up choosing the HP printer for 99.95. Has that HP eprint service which seems to be pretty dang cool. If not, hopefully I can sell it for ~65 bucks.P.P.S - no pc vs mac wars please.
Rebate terms:PRODUCT ELIGIBILITY: Only Apple computers, as defined in this paragraph, and the printers identified in this paragraph qualify for this promotion. For purposes of this
promotion, Apple computers means and is limited to MacBook, iMac, MacBook Pro, MacBook Air, Mac Mini, and Mac Pro. Configure-to-order and refurbished versions of these
Apple computers qualify for this promotion. In addition, for purposes of this promotion, only the following HP, Canon, Samsung, Epson, and Lexmark printer models qualify
(the Qualifying Printers)
Coupon Offer: - 2 Nights at The Riviera Hotel in Las Vegas. - $50 prepaid Discover Card. - $100 restaurant.com Card To purchase this package: You must be between 25 to 75 years of age and gainfully employed or retired with a combined household income of $50,000 or more. You must be a US citizen that understands and speaks English fluently. You must be married, engaged, co-habiting, or in a significant relationship, both you and your spouse/partner must have matching photo ID's and must attend our informative 90-minute audio/visual sales presentation together. Children under 12 are not allowed to attend the presentation with you; no daycare available. No pets. You MUST have a valid photo ID, a major credit card and meet the above qualifications. The marketing agent for this program is Casablanca Express, Inc (CBE) 6141 S. Rainbow Blvd., Ste 105 Las Vegas, NV 89118; seller of Travel registration: CA #1020730-40, WA #601-682-521, NV Dept. of Business & Industry Reg. No. #2002-0454. Should you fail to check in on your scheduled arrival date, meet all eligibility requirements and complete the required sales presentation, CBE will bill an additional charge of $99.00 to your credit card on file. This Vacation Package is non-transferable and cannot be combined with other offers. Casablanca Express reserves the right to substitute lodging or feature with one of equal or greater value. Features: Package accommodations provided in one room for up to two adults in the Riviera Hotel. Accommodation property may require a credit card imprint or deposit upon check-in to cover incidental expenses. restaurant.com $100 Gift Card may not be exchanged for cash, has no cash value and may only be redeemed at http://Dine.Restaurant.com; click on Redeem Certificate. Upon redemption, you may print your Gift Certificate(s) for the restaurant(s) of your choice. restaurant.com features thousands of participating restaurants nationwide for you to choose from. Gift Card has no expiration date. If you have further questions, please call the toll-free number on the back of the restaurant.com Gift Card. Discover Network Prepaid Card worth $50 is valid anywhere Discover is accepted; activation may be required. Each purchase will be deducted from the amount on the Card. Card cannot be redeemed for cash and is valid only through the expiration date shown on the front of the Card. Unused balance is forfeit at expiration. See card packet for additional terms. Expires 1 year from date of purchase. Limit 1 Per Household/Couple. No gifting of extra coupons. Excludes Fridays, Saturdays, & New Years Eve. Room tax is included. Must redeem from Casablanca Express. Casablanca Express maintains the following seller or travel registrations: CST #1020730-40. WA #601-682-521. NV Dept. of Business & Industry Reg. No. #2002-0454. http://www.yourbestdeals.com/deal.aspx?dealid=195
Free Subscription to EQ Music Magazine
Added on : Friday January 28th 2011 01:40:16 PM
TextEQ For nearly 20 years, EQ has been a key resource for recording aficionados from musicians to full-fledged audio pros.Detailed Description EQ is complimentary to qualified professionals.
Geographic Eligibility: USA
The publisher determines qualification and reserves the right to limit the number of free subscriptions.
DONATE BLOOD AND RECEIVE A FREE ??????? THREAD - List yours Here - Ongoing
Added on : Wednesday January 26th 2011 06:40:10 AM
PLEASE LIST THE TYPE OF BLOOD DRIVE, THE FREEBIE GIVEN, CITY & STATE LOCATED AND DATE THAT IT ENDS - THANKS =) Free Dunkin' Donuts Coffee For Red Cross Blood Donations - HARTFORD, CT - ENDS JAN. 31, 2011
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The holidays may be over, but that doesn't mean the giving should stop. Donate blood to the American Red Cross between now and Jan. 31, and receive a free pound of Dunkin' Donuts coffee. Blood supplies are at critically low levels in the wintertime, and the need is immediate, according to the organization.Connecticut is one of seven states participating in the "Give A Pint, Get A Pound" blood drive. To find a local Red Cross blood drive in your area, call 1-800-RED CROSS (1-800-733-2767) or click here to schedule your appointment online.
SOURCE-CLICK HERE  Free T-Shirt and Buy 1, Get 1 Free Dallas Stars Tickets - Rusk, TX - ENDS FEB. 25, 2011
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ETMC Rusk sponsors blood drive Feb. 25
Blood donors are often silent heroesgoing about their lifesaving work without telling others. They are humble and generous people who give blood because they can and they want to help.This year, Carter BloodCare grants these donors bragging rights and asks them to speak-up about giving blood. They are invited to tell someone they are a volunteer who gives blood to help sustain the community supply. They are encouraged to invite someone they know to give blood at the upcoming blood drive hosted by East Texas Medical Center to benefit Carter BloodCare on Tuesday, Feb. 25. 1:00 PM - 5:00 PM
The blood drive will be held at:Rusk Medical Center, Texas - ETMC
1325 N Dickinson Dr
Rusk, TX 75785.
For more information and to register for an appointment time, contact Becky Ford at (903) 683-3601. All donors will receive a free t-shirt and a buy-one-get-one-free ticket to see the Dallas Stars in action.Potential donors can be 16 years old with a parents consent; 17-year-olds may donate independently and there is no upper age limit for donating blood.
All donors must weigh at least 110 pounds, be in good general health and present a photo ID. Ideally, a donor should also eat a good meal and drink plenty of fluids before giving blood. For more information about donor eligibility, call Carter BloodCare at 1-800-DONATE-4 or visit carterbloodcare.org.  
DONATE BLOOD AND GET A FREE WEEK AT WISCONSIN ATHLETIC CLUB & T-SHIRT - West Allis, WI - JAN. 31
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BloodCenter of Wisconsin and the Wisconsin Athletic Club will have their Host the Resolutions Blood Drive, Monday, January 31, from 7 a.m. to 7 p.m. The mega drive will be held in the Tommy G Thompson Youth Center
640 South 84th Street
West Allis, WI
(414) 266-7042Attempt to donate and receive a limited edition t-shirt and a complimentary one-week pass to the Wisconsin Athletic Club. Staff from the WAC will be on site, to answer questions about healthy dieting and exercise routines. Free childcare will be provided.Complete info click link  FREE TOLEDO WALLEYE HOCKEY TICKET PACKAGE - TOLEDO, OH - FEB. 16
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Give blood at the Red Cross Blood Drive on Tuesday, February 16 at the Huntington Center! Everyone who schedules an appointment to donate at the Walleye blood drive will receive a ticket to a Walleye game!Individuals who are at least 17 years old (16 with parental permission in some states), meet height and weight requirements (at least 110 pounds based on height) and are in general good health may be eligible to donate blood. Red Cross donor card or valid ID required.Blood Drive details:
Tuesday, February 15, 2011
2pm - 7pm
Huntington Center
500 Jefferson Avenue
Toledo, OH 43604
(419) 255-3300
To schedule an appointment call 1-800-GIVE-LIFE or visit givelife.org and enter sponsor code: WALLEYE
When you come to give blood:►Receive a ticket to the February 23 Toledo Walleye game! (quantity limited)
►Enter to win Toledo Walleye memorabilia!
►Enter to win a Toledo Walleye Experience package!
►Meet Toledo Walleye players and mascots!
►Enjoy FREE parking at the Port Lawrence Garage! (receive your free parking pass at the blood drive)THE GAME IS LOCATED AT:
======================
The Toledo Walleye
406 Washington Street
Toledo, OH 43604
(419) 725-WALL SOURCE - CLICK HERE
Lending Club: $100 bonus on new account when you invest $2500
Added on : Wednesday January 26th 2011 01:40:03 AM
Get $100 when you invest $2500 (new lendingclub.com account).LINKI found this offer on www.mint.comTo be eligible for the bonus, all funds must be newly transferred to your account within 45 days of your registration date, continuously maintained in your Lending Club account and fully invested on the Lending Club platform within 45 days of your registration date. Your bonus, if any, will be placed in your Lending Club account within 15 business days following the determination of your eligibility. This offer may be discontinued at any time without notice. Transactions in the secondary market (the trading platform operated by FolioFN) do not count as "investing funds" or towards unlocking the bonus. This bonus payment is taxable so please consult with your personal tax advisor. You are responsible for any taxes related to this offer. Void where otherwise prohibited. This offer may not be combined with any other offer. By clicking Open an Account you agree to the terms and conditions of this offer.
Pelican Shops is once again sponsoring a massive 2011 drive for blood. You have until January 31st to help out your local community. In exchange, you get the above voucher, good for one free $40.00 outerwear gift card Click here for eligibility requirements and guidelines.
Anyone who donates blood between January 1st and 31st and brings their original donation letter from the hospital / center they donated at to Pelican Ski & Snowboard stores will receive an $40.00 outerwear gift card. Blood donors donating blood at local hospitals, or blood centers must present their original letter to Pelican Ski & Snowboard Shop by February 5th, $40.00 outerwear gift card will be given to donor at the time they present the letter.To be eligible to donate blood a person must be 17 years old, be in good health and weigh at least 110 pounds. It isnt everyday you can save someones life. Most of us can give this gift and keep giving regularly.
If you do plan on donating before the end of the month (during the month of January 2011), Pelican will offer a $40.00 outerwear gift card to those who bring in their original donation letter by Feb 1st, 2011.Additionally, our Pelican Location in Whitehouse, NJ will be hosting 2 Blood Mobiles this Saturday, January 29th. In recognition of those donating at this event, Pelican will issue everyone who donates at this Blood Drive a FREE $40.00 outerwear gift card.Again, Pelican's hope is that individuals genuinely recognize the very real need for Blood Donations this time of year and will continue to donate. LOCATIONS
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Whitehouse, NJ
MorrisPlains, NJ
East Brunswick, NJ
Quakertown, PA
Langhorne, PAwww.pelicanshops.com
Kia Motors Test Drive for Atlanta Hawks Tickets Offer Terms & Conditions  
INDIVIDUALS MUST MENTION OFFER AT TIME OF TEST DRIVE IN ORDER TO RECEIVE A VOUCHER FOR THE TICKETS.
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Kia Motors Test Drive for Atlanta Hawks Tickets Offer (the Offer) is a limited time, while supplies last offer. The Offer is sponsored by Kia Motors America, Inc. (Kia), 111 Peters Canyon Road, Irvine, CA 92606, and its authorized Metro Atlanta-area participating dealerships listed below, and administered by the Atlanta Hawks, L.P. (the Hawks), 101 Marietta Street NW, Suite 1900, Atlanta, GA 30303 (collectively, the Offer Entities). The terms you or your mean the person to whom a Certificate (defined below) is issued to. Participation in the Offer constitutes the participant's full and unconditional agreement to these Terms and Conditions. Receipt of Certificate may require participants to sign paperwork issued by the Offer Entities. 1. How To Qualify : To qualify for the Offer, eligible consumers will need to test drive any new, unused, 2010-2011 Kia automobile at a participating Metro Atlanta-area Kia Retailer listed below during the Offer Qualifying Period (defined below). On the completion of the test drive, consumers will receive a Promotional Code (defined below) for two (2) upper level Hawks tickets (valued at up to $100 each, $200 total), while supplies last, to a home Hawks regular season basketball game. Limit one (1) test drive/Promotional Code per person. Individuals will not receive more than one (1) Promotional Code if they choose to test drive multiple Kia vehicles. Redemption of the Offer is expressly conditioned upon acceptance of and compliance with all of these Offer "Terms and Conditions".
Participating Metro Atlanta-area Kia Retailers:
==============================================
http://www.nba.com/hawks/kia/testdrive_2011_rules.html Offer Qualifying Period :Offer Qualifying Period: January 15, 2011 until March 15, 2011 or while supplies last.2. Eligibility: Except as expressly set forth in this Section 2, the Offer is only open to legal residents of the U.S. and the state of Georgia who live within a seventy-five (75) mile radius of Philips Arena, eighteen (18) years of age or older at the time of vehicle test drive. The Offer is subject to all Kia Retailer test drive requirements, as applicable. Failure of an individual to satisfy any such requirement (e.g., failure to produce a drivers license at the dealership) will disqualify such individual from the Offer. Further, any individual who has been banned from attending 2010-11 Hawks home games is not eligible. Employees of the Offer Entities and each of their respective parents, subsidiaries, affiliates, and agents and the immediate family (spouse, parents, siblings, and children) and household members (whether legally related or not) of each such employee are not eligible to participate. 3. Tickets /Receive Your Certificate: On the completion of a test drive of a new Kia automobile at one of the participating Metro Atlanta-area Kia Retailers, eligible customers will receive a certificate (Certificate) containing a unique promotional code (the Promotional Code). The Promotional Code is redeemable online at LINKY(the Website). The Promotional Code is a one time use only promotional access code good towards two (2) upper level tickets for a participating Hawks home game at Philips Arena, based on availability. The Promotional Code must be redeemed prior to the date set forth on the Certificate. When redeeming the Promotional Code on the Website, individuals may be required to complete a short survey. After redemption of the Promotional Code on the Website, tickets can ultimately be picked up at will-call at Philips Arena on game day. A list of potential Hawks home games will be selected by the Offer Entities in their sole and absolute discretion. Eligible participants will choose from the list of available games, which are subject to change without notice. The Offer Entities may substitute games in their sole and absolute discretion. Further, the Offer Entities make no promises or representations regarding the location of the seats of the tickets in the arena. Individuals who satisfy the Offer requirements will not be permitted to select the location of their seats. Additionally, the Offer is subject to all of the terms and conditions set forth on the tickets, including, without limitation, compliance with the NBA Fan Code of Conduct. Tickets are subject to Offer availability and venue capacity restrictions. Tickets to a particular game are not guaranteed. Any and all taxes of any kind, fees, and other related costs incurred in conjunction with attending the games associated with the tickets, including, without limitation, transportation and costs for parking at the arena, are the sole responsibility of the recipient. Promotional Code and tickets cannot be replaced if lost, stolen or destroyed and are only valid for the games and seats for which they are issued. Tickets are not transferable or reproducible and may not be sold or auctioned or bartered. No cash value or Cash Back if games are cancelled for any reason. Further, tickets are a revocable license and admission to the games may be refused for any or no reason by the Hawks. All redemptions are final. The Offer cannot be combined with other product offers or promotions. Use of the Promotional Code for unauthorized advertising, marketing or other promotional purposes is strictly prohibited. Promotional Codes are void if (a) not obtained in accordance with these Terms and Conditions and through legitimate channels; or (b) any part of the Promotional Code is counterfeit, altered, defective, tampered with or irregular in any way. In the event you receive a defective Promotional Code, your sole remedy (and the Offer Entities' sole liability) is to replace the defective Promotional Code (while supplies last). The Promotional Code must be redeemed while supplies last. 4. Limited Time Offer/While Supplies Last: This Offer is a limited time offer and is subject to availability and while supplies last. 5. Administration: Kia and/or the Hawks expressly reserve the right to amend, suspend or terminate this Offer at any time without prior notice or consent. Administration of this Offer is at the sole discretion of Kia and/or the Hawks. Any questions relating to eligibility, these Terms and Conditions or any other questions concerning this Offer will be resolved at the sole discretion of Kia and/or the Hawks and their decisions will be final and binding with respect thereto. No requests for exchanges, seat location, or cash equivalent for the tickets will be considered and no substitutions will be made. Qualified individuals must sign any required documents in connection with the Offer as determined by Kia and/or the Hawks in their sole and absolute discretion. No responsibility is assumed by the Offer Entities or its affiliates for cancelled, delayed, suspended or rescheduled events. No groups, clubs, corporations, companies, partnerships, or organizations may participate in this Offer or reproduce or distribute any portion of these Terms and Conditions to their members. 6. Release and Waiver of Liability: By redeeming this Offer, individuals agree to release, defend, indemnify and hold harmless the Offer Entities, including the National Basketball Association, its member professional basketball teams (including the Hawks), and each of their respective parent corporations, subsidiaries, advertising and promotion agencies, affiliates, directors, officers, employees, representatives and agents from and against any and all liability claims or actions of any kind whatsoever (however named or described) for injuries, death, damages or losses to persons and property which may be sustained in connection with (i) participants participation in the Offer; and (ii) the receipt, use or misuse of the tickets, or while preparing for, participating in, and/or traveling to any ticket-related activity. The Offer Entities expressly disclaim any responsibility or liability for injury or loss to any person or property relating to the delivery and/or subsequent use or misuse of the tickets. In consideration of the tickets, each individual hereby agrees and consents, without further authorization, compensation or remuneration of any kind, to the use of such individuals name, photograph, likeness (including his/her voice), biographical information and statements concerning the Offer, in any and all advertising, promotions and other publicity conducted by the Offer Entities, and/or the National Basketball Association, its member professional basketball teams (including the Hawks), and each of their respective parents, subsidiaries and affiliates. 7. Construction/Disputes: All issues and questions concerning the construction, validity, interpretation and enforceability of these Terms and Conditions, or the rights and obligations of any individual or the Offer Entities, shall be governed by, and construed in accordance with the laws of the State of Georgia, without giving effect to any choice of law or conflict of law rules or provisions (whether of Georgia, or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than Georgia. The parties agree that all disputes arising out of or connected with these Terms and Conditions or the Offer will be resolved individually, and without resort to class action. 8. DISCLAIMER OF WARRANTIES/LIMITATION OF LIABILITY: TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, INDIVIDUALS WHO PARTICIPATE IN THE OFFER AGREE THAT ANY TICKETS RECEIVED ARE PROVIDED AS-IS WITHOUT ANY WARRANTY, REPRESENTATION, OR GUARANTEE, EXPRESS OR IMPLIED, IN FACT OR IN LAW, WHETHER NOW KNOWN OR HEREINAFTER ENACTED, RELATIVE TO THE USE OR ENJOYMENT OF THE TICKETS, INCLUDING, WITHOUT LIMITATION, ITS QUALITY, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. SOME JURISDICTIONS LIMIT OR DO NOT ALLOW THE DISCLAIMER OF IMPLIED OR OTHER WARRANTIES SO THE ABOVE DISCLAIMER MAY NOT APPLY TO THE EXTENT SUCH JURISDICTIONS LAW IS APPLICABLE TO THESE TERMS AND CONDITIONS. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, NONE OF THE OFFER ENTITIES ARE RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, ECONOMIC, EXEMPLARY, PUNITIVE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY, DIRECTLY OR INDIRECTLY, TO REDEMPTION OF THE OFFER, EVEN IF FORESEEABLE OR EVEN IF THE OFFER ENTITIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.9. Miscellaneous: No waiver of any of the provisions of these Terms and Conditions shall be deemed or shall constitute a waiver of any other provisions hereof, nor shall waiver constitute a continuing waiver unless otherwise expressly provided. If any provision of these Terms and Conditions is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of these Terms and Conditions, which will otherwise remain in full force and effect.
Kia Motors Test Drive for Atlanta Hawks Tickets Offer Terms & Conditions  
INDIVIDUALS MUST MENTION OFFER AT TIME OF TEST DRIVE IN ORDER TO RECEIVE A VOUCHER FOR THE TICKETS.
===================================================================================================
Kia Motors Test Drive for Atlanta Hawks Tickets Offer (the Offer) is a limited time, while supplies last offer. The Offer is sponsored by Kia Motors America, Inc. (Kia), 111 Peters Canyon Road, Irvine, CA 92606, and its authorized Metro Atlanta-area participating dealerships listed below, and administered by the Atlanta Hawks, L.P. (the Hawks), 101 Marietta Street NW, Suite 1900, Atlanta, GA 30303 (collectively, the Offer Entities). The terms you or your mean the person to whom a Certificate (defined below) is issued to. Participation in the Offer constitutes the participant's full and unconditional agreement to these Terms and Conditions. Receipt of Certificate may require participants to sign paperwork issued by the Offer Entities. 1. How To Qualify : To qualify for the Offer, eligible consumers will need to test drive any new, unused, 2010-2011 Kia automobile at a participating Metro Atlanta-area Kia Retailer listed below during the Offer Qualifying Period (defined below). On the completion of the test drive, consumers will receive a Promotional Code (defined below) for two (2) upper level Hawks tickets (valued at up to $100 each, $200 total), while supplies last, to a home Hawks regular season basketball game. Limit one (1) test drive/Promotional Code per person. Individuals will not receive more than one (1) Promotional Code if they choose to test drive multiple Kia vehicles. Redemption of the Offer is expressly conditioned upon acceptance of and compliance with all of these Offer "Terms and Conditions".
Participating Metro Atlanta-area Kia Retailers:
==============================================
http://www.nba.com/hawks/kia/testdrive_2011_rules.html Offer Qualifying Period :Offer Qualifying Period: January 15, 2011 until March 15, 2011 or while supplies last.2. Eligibility: Except as expressly set forth in this Section 2, the Offer is only open to legal residents of the U.S. and the state of Georgia who live within a seventy-five (75) mile radius of Philips Arena, eighteen (18) years of age or older at the time of vehicle test drive. The Offer is subject to all Kia Retailer test drive requirements, as applicable. Failure of an individual to satisfy any such requirement (e.g., failure to produce a drivers license at the dealership) will disqualify such individual from the Offer. Further, any individual who has been banned from attending 2010-11 Hawks home games is not eligible. Employees of the Offer Entities and each of their respective parents, subsidiaries, affiliates, and agents and the immediate family (spouse, parents, siblings, and children) and household members (whether legally related or not) of each such employee are not eligible to participate. 3. Tickets /Receive Your Certificate: On the completion of a test drive of a new Kia automobile at one of the participating Metro Atlanta-area Kia Retailers, eligible customers will receive a certificate (Certificate) containing a unique promotional code (the Promotional Code). The Promotional Code is redeemable online at LINKY(the Website). The Promotional Code is a one time use only promotional access code good towards two (2) upper level tickets for a participating Hawks home game at Philips Arena, based on availability. The Promotional Code must be redeemed prior to the date set forth on the Certificate. When redeeming the Promotional Code on the Website, individuals may be required to complete a short survey. After redemption of the Promotional Code on the Website, tickets can ultimately be picked up at will-call at Philips Arena on game day. A list of potential Hawks home games will be selected by the Offer Entities in their sole and absolute discretion. Eligible participants will choose from the list of available games, which are subject to change without notice. The Offer Entities may substitute games in their sole and absolute discretion. Further, the Offer Entities make no promises or representations regarding the location of the seats of the tickets in the arena. Individuals who satisfy the Offer requirements will not be permitted to select the location of their seats. Additionally, the Offer is subject to all of the terms and conditions set forth on the tickets, including, without limitation, compliance with the NBA Fan Code of Conduct. Tickets are subject to Offer availability and venue capacity restrictions. Tickets to a particular game are not guaranteed. Any and all taxes of any kind, fees, and other related costs incurred in conjunction with attending the games associated with the tickets, including, without limitation, transportation and costs for parking at the arena, are the sole responsibility of the recipient. Promotional Code and tickets cannot be replaced if lost, stolen or destroyed and are only valid for the games and seats for which they are issued. Tickets are not transferable or reproducible and may not be sold or auctioned or bartered. No cash value or Cash Back if games are cancelled for any reason. Further, tickets are a revocable license and admission to the games may be refused for any or no reason by the Hawks. All redemptions are final. The Offer cannot be combined with other product offers or promotions. Use of the Promotional Code for unauthorized advertising, marketing or other promotional purposes is strictly prohibited. Promotional Codes are void if (a) not obtained in accordance with these Terms and Conditions and through legitimate channels; or (b) any part of the Promotional Code is counterfeit, altered, defective, tampered with or irregular in any way. In the event you receive a defective Promotional Code, your sole remedy (and the Offer Entities' sole liability) is to replace the defective Promotional Code (while supplies last). The Promotional Code must be redeemed while supplies last. 4. Limited Time Offer/While Supplies Last: This Offer is a limited time offer and is subject to availability and while supplies last. 5. Administration: Kia and/or the Hawks expressly reserve the right to amend, suspend or terminate this Offer at any time without prior notice or consent. Administration of this Offer is at the sole discretion of Kia and/or the Hawks. Any questions relating to eligibility, these Terms and Conditions or any other questions concerning this Offer will be resolved at the sole discretion of Kia and/or the Hawks and their decisions will be final and binding with respect thereto. No requests for exchanges, seat location, or cash equivalent for the tickets will be considered and no substitutions will be made. Qualified individuals must sign any required documents in connection with the Offer as determined by Kia and/or the Hawks in their sole and absolute discretion. No responsibility is assumed by the Offer Entities or its affiliates for cancelled, delayed, suspended or rescheduled events. No groups, clubs, corporations, companies, partnerships, or organizations may participate in this Offer or reproduce or distribute any portion of these Terms and Conditions to their members. 6. Release and Waiver of Liability: By redeeming this Offer, individuals agree to release, defend, indemnify and hold harmless the Offer Entities, including the National Basketball Association, its member professional basketball teams (including the Hawks), and each of their respective parent corporations, subsidiaries, advertising and promotion agencies, affiliates, directors, officers, employees, representatives and agents from and against any and all liability claims or actions of any kind whatsoever (however named or described) for injuries, death, damages or losses to persons and property which may be sustained in connection with (i) participants participation in the Offer; and (ii) the receipt, use or misuse of the tickets, or while preparing for, participating in, and/or traveling to any ticket-related activity. The Offer Entities expressly disclaim any responsibility or liability for injury or loss to any person or property relating to the delivery and/or subsequent use or misuse of the tickets. In consideration of the tickets, each individual hereby agrees and consents, without further authorization, compensation or remuneration of any kind, to the use of such individuals name, photograph, likeness (including his/her voice), biographical information and statements concerning the Offer, in any and all advertising, promotions and other publicity conducted by the Offer Entities, and/or the National Basketball Association, its member professional basketball teams (including the Hawks), and each of their respective parents, subsidiaries and affiliates. 7. Construction/Disputes: All issues and questions concerning the construction, validity, interpretation and enforceability of these Terms and Conditions, or the rights and obligations of any individual or the Offer Entities, shall be governed by, and construed in accordance with the laws of the State of Georgia, without giving effect to any choice of law or conflict of law rules or provisions (whether of Georgia, or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than Georgia. The parties agree that all disputes arising out of or connected with these Terms and Conditions or the Offer will be resolved individually, and without resort to class action. 8. DISCLAIMER OF WARRANTIES/LIMITATION OF LIABILITY: TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, INDIVIDUALS WHO PARTICIPATE IN THE OFFER AGREE THAT ANY TICKETS RECEIVED ARE PROVIDED AS-IS WITHOUT ANY WARRANTY, REPRESENTATION, OR GUARANTEE, EXPRESS OR IMPLIED, IN FACT OR IN LAW, WHETHER NOW KNOWN OR HEREINAFTER ENACTED, RELATIVE TO THE USE OR ENJOYMENT OF THE TICKETS, INCLUDING, WITHOUT LIMITATION, ITS QUALITY, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. SOME JURISDICTIONS LIMIT OR DO NOT ALLOW THE DISCLAIMER OF IMPLIED OR OTHER WARRANTIES SO THE ABOVE DISCLAIMER MAY NOT APPLY TO THE EXTENT SUCH JURISDICTIONS LAW IS APPLICABLE TO THESE TERMS AND CONDITIONS. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, NONE OF THE OFFER ENTITIES ARE RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, ECONOMIC, EXEMPLARY, PUNITIVE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY, DIRECTLY OR INDIRECTLY, TO REDEMPTION OF THE OFFER, EVEN IF FORESEEABLE OR EVEN IF THE OFFER ENTITIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.9. Miscellaneous: No waiver of any of the provisions of these Terms and Conditions shall be deemed or shall constitute a waiver of any other provisions hereof, nor shall waiver constitute a continuing waiver unless otherwise expressly provided. If any provision of these Terms and Conditions is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of these Terms and Conditions, which will otherwise remain in full force and effect.
Not sure if just available for new customers or also existing, but just signed up for 3mb cable internet for $10/mo (regular price is $30)They are also offering a $100 Cash_Back MIR (again not sure on all the restrictions)They have deals for TV, Internet, and Phone (who needs that?!?), and you can get $100 MIR for each service you add.main link
http://cox.com/offersarkansas linkthe fine print says for Arkansas/Kansas only, but not sure if other states are eligable or if they have other, similar offers available.Again,not sure for current customers, but I am a new customer so I at least know that i'm eligible for all the offers. this may be the best offer i've ever seen on internet service (at 12mo is a pretty good length for a promotion)Sorry I don't have more knowledge of the detials, but there is lots of fine print to scramble one's brain on. Just hoping this offer helps someone get a good deal.good luck!Some of the fine print:Available to customers in Cox Kansas/Arkansas service areas. Excludes installation, taxes, equipment fees, and surcharges. Offer expires 1/31/11. $10 per month applies to Cox High Speed Internet Essential for 12 months. After 12 month promotional period regular rates apply. Cashh Back offer available only to residential consumers in Cox Kansas/Arkansas service areas who add a new qualifying Cox service(s) between 1/1/11 and 2/28/11 and submit a completed rebate form by 5/15/11 along with your Cox bill dated after 1/1/11. A rebate form will be mailed to you once service has been activated. Qualifying services include Preferred Cox Advanced TV; Essential, Preferred, Premier or Ultimate Cox High Speed Internet; and Essential, Preferred or Premier Cox Digital Telephone service. $100 Cashh Back, up to $300, for each new qualifying TV, Internet or Telephone service added. Qualifying services disconnected within 60 days prior to subscribing to this offer and service upgrades are ineligible for this offer. 24 month Price Lock Guarantee contract and a minimum of two qualifying products required for new Cox customers meeting eligibility requirements.
http://www.amazon.com/gp/goldboxSimple and elegant black diamond earrings. 1/2 carat of sizzling black diamonds bedazzles this simple 14 karat white gold earring display. You'll enjoy wearing these earrings just about anywhere you go. This is an exclusive offer from MyJewelryBox and is Fulfilled By Amazon with FREE Super Saver Shipping and Amazon Prime eligibility.
For those with the money, enjoy..http://www.us.hsbc.com/1/2/3/hsbcpremier/prom/jan-11?code=code=P...Offer(s) valid when you begin a new personal Premier relationship in the United States funded in new money from January 10, 2011 to March 4, 2011. To qualify for HSBC Premier status, you need to open a Premier Checking Account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal Premier relationship, but these balances cannot be used to meet the new money requirements. With a minimum qualifying balance of $100,000, select your choice of a $500 Apple Gift Card or a $500 Amazon.com Gift Card. With an initial qualifying balance of $50,000 or more, select your choice of an Apple iPod Touch or a $200 Amazon.com Gift Card. Offer(s) not valid for Insurance Products, which includes Annuities, or for existing HSBC Premier Clients regardless of what other non-Premier Accounts they have or how they are listed on account titles. New money is defined as funds or positions not previously held by any member of the HSBC Group over the past six consecutive months. For qualifying customers upgrading to Premier, new money must be in addition to existing deposit and investment balances as of the close of business on January 7, 2011 ("Existing Balances"). Premier relationship in the U.S. must remain open; new money and Existing Balances must remain on deposit for a minimum of six months or the value of gift will be deducted from account proceeds if time requirement has not been met. A monthly maintenance fee of $50.00 will be incurred if minimum balance requirements are not maintained. You have up to 90 days after account opening to meet the full $100,000 balance requirement. The Annual Percentage Yield (APY) and balance for a Premier Checking Account which is accurate as of January 10, 2011 is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings. Qualified Premier Clients will be notified via mail within 90 days of account opening; notification will include instructions for redeeming gift of choice. Eligibility requirements may apply for some gift choices. Limit one gift per eligible new Premier relationship. This offer cannot be combined with any other offers or promotions, is nontransferable, good while supplies last. Any gift not chosen by May 31, 2011 will be forfeited. The cost of the gift will be reported on IRS Form 1099.
Coupon for Free ThermaCare Heatwrap ~ Facebook **First 10,000**
Added on : Wednesday January 12th 2011 12:40:12 PM
http://www.facebook.com/thermacare?ref=ts&v=app_7146470109#!/the...
This promotion requires that you have internet access, a valid e-mail address, and you must Like the ThermaCare Brand Fan Page where you can find and register for the promotion. No purchase necessary. ThermaCare Brand is not responsible for any misdirected, lost, late or incomplete sample requests or for any network failures or technical malfunctions of any kind. Eligibility limited to US residents age 18 and older. Promotion valid only in the 50 United States and the District of Columbia. Please allow 4-6 weeks for delivery of your coupon. Limit one per household.
$5 Video AND MP3 credit at Amazon with $50 in textbooks
Added on : Monday January 10th 2011 09:40:33 PM
Technically this isn't /entirely/ free, but the next semester is coming for college students (and may have already started for some), and while purchasing books I found that with $50 in eligible books (there's a ton) you get $5 to Video and $5 to MP3 on Amazon.
While not totally free, it's somewhat nice. It most likely beats the price of your local bookstore for books.
Details here:
http://www.amazon.com/gp/feature.html?docId=1000414631
I am not sure how to change the type of freebie to 'limited eligibility' so... if you know how, that'd be great
$5 Video AND MP3 credit at Amazon with $50 in textbooks
Added on : Monday January 10th 2011 08:40:11 PM
Technically this isn't /entirely/ free, but the next semester is coming for college students (and may have already started for some), and while purchasing books I found that with $50 in eligible books (there's a ton) you get $5 to Video and $5 to MP3 on Amazon.
While not totally free, it's somewhat nice. It most likely beats the price of your local bookstore for books.
Details here:
http://www.amazon.com/gp/feature.html?docId=1000414631
I am not sure how to change the type of freebie to 'limited eligibility' so... if you know how, that'd be great
Mods if you feel this post belongs in the free or finance forums please go ahead and move it.MassMutual is offering a free $50,000 life insurance policy for low income parents that will put $50,000 into a trust that will go for educational expenses.Some of the qualifications of this program are:Between the ages of 19 and 42;
The parent or legal guardian of one or more dependent
children under age 18;
A permanent, legal resident of the United States;
Currently employed full or part time with a total
family income not less than $10,000 or more than
$40,000 annually;
The only parent or legal guardian in your household
who has applied; and
In good health as determined by MassMutuals
underwriting guidelines.Under the LifeBridge Free Life Insurance Program,
Massachusetts Mutual Life Insurance Company
(MassMutual) will issue a $50,000 term life insurance
policy to a trust for a period of 10 years and at no cost
to you. MassMutual pays the premiums. If you die
within that time period, the $50,000 is used to cover the
educational expenses of your children.I don't qualify but I know several parents who would.link
Mods if you feel this post belongs in the free or finance forums please go ahead and move it.MassMutual is offering a free $50,000 life insurance policy for low income parents that will put $50,000 into a trust that will go for educational expenses.Some of the qualifications of this program are:Between the ages of 19 and 42;
The parent or legal guardian of one or more dependent
children under age 18;
A permanent, legal resident of the United States;
Currently employed full or part time with a total
family income not less than $10,000 or more than
$40,000 annually;
The only parent or legal guardian in your household
who has applied; and
In good health as determined by MassMutuals
underwriting guidelines.Under the LifeBridge Free Life Insurance Program,
Massachusetts Mutual Life Insurance Company
(MassMutual) will issue a $50,000 term life insurance
policy to a trust for a period of 10 years and at no cost
to you. MassMutual pays the premiums. If you die
within that time period, the $50,000 is used to cover the
educational expenses of your children.I don't qualify but I know several parents who would.link
10% off Hotels.com Coupon OR Better with Facebook "Like"
Added on : Saturday January 08th 2011 12:40:35 AM
Like "Hotels.com" on Facebook and get a 10% off coupon at minimum. A few lucky people will get loyalty credits (worth $150) or a flip camcorder. 10% off coupons are capped at 6,200 participants, so act fast if you want one - YMMV....Coupon expires March 1, 2011.Hotels.com said:
Gift Details:
We are giving away a coupon to every person that likes the Hotels.com fan page. Its as simple as that. Just click OPEN YOUR GIFT to enter your information and you could receive a coupon good for a free night, bonus welcomerewards credit, booking discount or booking incentive. Grab a code while supplies last! Click the Terms & Conditions link for more information on the coupons we are giving away. Eligibility Only persons residing in United States who are at least 18 years of age can enter. Facebook Gifts Promotion Official Rules: No Purchase Necessary. A Purchase will not Increase Your Chances of Winning.

1. Eligibility:
The Promotion is open only to legal US residents who are eighteen (18) or older. Employees of Hotels.com, L.P., Expedia, Inc., or other companies associated with the Promotion, as well as the immediate family (spouse, parents, siblings, and children) and household members of each such employee are not eligible.

2. Sponsor:
The Promotion is sponsored by Hotels.com, L.P., 10440 North Central Expressway, Suite 400, Dallas, TX 75231 (Sponsor). The Promotion is not sponsored, endorsed, administered by, or associated with Facebook
3. Agreement to Official Rules: By entering the Promotion, you indicate your full and unconditional agreement to, and acceptance of, (a) these Official Rules and (b) Sponsors decisions, which are final and binding. Winning a prize is contingent upon fulfilling all requirements set forth herein.

4. Timing:
The Promotion beings at 12:01am CST on December 31, 2010 and ends at 11:59pm CST on January 31, 2011, or when there are no more prizes available, whichever occurs first. Entries submitted before or after the Entry Period will not be eligible. Sponsors computer is the official time-keeping device for the Sweepstakes.

5. How to Play:
Visit the Hotels.com US Facebook Page, Like the page, and you will have the opportunity to opt in to receive a random prize. When you play, you will randomly win one of the prizes set forth below. There is a limit of one (1) play per person.

6. Prizes:
Following is a list of prizes available at the start of the Promotion, and the odds of winning at the start of the Promotion: (a) Sixty-two hundred (6,200) participants will each receive a 10% discount on an eligible booking on Hotels.com valid until March 1, 2011 (Odds 1:1.1). (b) Twenty (20) participants will each receive ten (10) welcomerewards bonus loyalty credits good for one (1) free night (Odds 1:327). The credits are worth $150.00 each. Thirteen (13) participants will each receive a Flip Ultra camcorder, with an approximate retail value of $150 (Odds 1:503). (d) Three hundred (300) participants will each receive a welcomerewards credit to be added to their Hotels.com welcomerewards account (Odds 1:22). The value of the credits will not impact the average daily rate in determining the value of any free night. General Terms: A potential winner may be required to complete an affidavit of eligibility and liability/publicity release in order to receive a prize. To use welcomerewards credits, you must become a welcomerewards member by February 15, 2011, if you are not a member already. Membership is free. Allow 4-6 weeks for credits to be added to your account. See the welcomerewards Terms & Conditions regarding redemption of loyalty credits. Sponsor, in its sole discretion, shall determine whether winners are eligible to receive bonus loyalty credits and reserves the right to subtract all bonus loyalty credits if welcomerewards accounts are combined or merged. A winner is responsible for paying any applicable income taxes and any and all other costs and expenses not listed as being part of the prize. Any prize details not specified will be determined by Sponsor in its sole discretion. A prize may not be transferred and must be accepted as awarded. You may not request cash or a substitute prize; however, Sponsor reserves the right to substitute a prize with another prize of equal or greater value if the prize is not available for any reason, as determined by Sponsor in its sole discretion.

7. General Conditions:
In the event that the operation, security, or administration of the Promotion is impaired in any way for any reason, Sponsor may, in its sole discretion, either: (a) suspend the Promotion to address the impairment and then resume the Promotion in a manner that best conforms to the spirit of these Official Rules; or (b) award any prizes that could not be awarded because of the impairment in a random drawing. No more than the intended number of prizes described herein will be awarded. If, for any reason, Sponsor receives more valid prize claims than there are prizes available, Sponsor will award the intended number of prizes through a random drawing from among all outstanding valid prize claims. If for any reason an entrants Promotion play was corrupted, the entrants sole remedy is another Promotion play. Sponsor reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the operation of the Promotion or to be acting in violation of these Official Rules or in an unsportsmanlike or disruptive manner. Any attempt by any person to undermine the legitimate operation of the Promotion may be a violation of criminal and civil law, and, should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law. Failure by Sponsor to enforce any term of these Official Rules shall not constitute a waiver of that provision. Proof of sending any communication to Sponsor shall not be deemed proof of receipt of that communication by Sponsor. The Promotion is subject to federal, state, and local laws and regulations and is void where prohibited.

8. Release and Limitations of Liability:
By participating in the Promotion, you agree to release and hold harmless Sponsor, Expedia, Inc., Facebook, their respective parent, subsidiaries, affiliates, and each of their respective officers, directors, employees, and agents (the Released Parties) from and against any claim or cause of action arising out of participation in the Promotion or receipt or use of any prize, including, but not limited to: (a) unauthorized human intervention in the Promotion; (b) technical, programming, or seeding errors; printing errors; (d) lost, late, postage-due, misdirected, or undeliverable mail; (e) errors in the administration of the Promotion or the processing of entries; or (f) injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrants participation in the Promotion or receipt or use of any prize. You further agree that in any cause of action, the Released Parties liability will be limited to the cost of entering and participating in the Promotion, and in no event shall the Released Parties be liable for attorneys fees. You waive the right to claim any damages whatsoever, including, but not limited to, punitive, consequential, direct, or indirect damages.

9. Publicity:
Except where prohibited, participation in the Promotion constitutes your consent to Sponsors use of your name, likeness, voice, opinions, biographical information, and state of residence for promotional purposes in any media without further payment or consideration.

10. Disputes:
Except where prohibited, you agree that any and all disputes, claims and causes of action arising out of, or connected with, the Promotion or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in the State of Texas. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, your rights and obligations, or the rights and obligations of Sponsor in connection with the Promotion, shall be governed by, and construed in accordance with, the laws of the State of Texas, without giving effect to any choice of law or conflict of law rules (whether of the State of Texas or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Texas.

11. Results:
To request a list of winners, send a self-addressed, stamped envelope to Hotels.com Gifts Winners List, Fanscape, La Cienega Drive, 3rd Floor, Los Angeles, CA 90048. Requests must be received by February 1, 2010.
Mileage Penalty for Emerald Club Membership?
Added on : Friday January 07th 2011 10:40:02 PM
Has anyone encountered a mileage 'penalty' for being an Emerald Club member? We are looking at renting a car from a smaller airport location. When I just hit the website & select from the cars I have to go to a mid-size to pick up a 1500 mile eligibility (we will need around 1400). However, as soon as I enter my Emerald ID, the mileage drops to 1000 miles & then a .20 upcharge for each mile after that. I tried this using several different codes & without codes & it does the same thing no matter what code or coupon I am using. (Actually first code used was for Geico Priviledges which is supposed to have unlimited mileage, but obviously they aren't even participating in that - although it did give the 20% discount).
LIPITOR Cholesterol Lowering Drug $4 co-pays with Card at link
Added on : Monday January 03rd 2011 08:40:38 PM
https://www.lipitor.com/patients/lipitorcopaycard.aspx
Terms and conditions apply.Co-Pay Card Terms and Conditions
By using the LIPITOR $4 Co-Pay Card (the Card), you acknowledge that you currently meet the eligibility criteria and will comply with the terms & conditions described below:This Card is not valid for prescriptions that are eligible to be reimbursed, in whole or in part, by Medicaid, Medicare or other federal or state healthcare programs (including any state prescription drug assistance programs and the Government Health Insurance Plan available in Puerto Rico [formerly known as La Reforma de Salud]).The Card is not valid for prescriptions that are eligible to be reimbursed by private insurance plans or other health or pharmacy benefit programs which reimburse you for the entire cost of your prescription drugs.To qualify for this offer, your out-of-pocket expense must be greater than $4 per prescription. If your out-of-pocket expenses for a 1-month supply (30 tablets) are $54 or less, you will pay $4 for a 1-month supply. If your out-of-pocket expenses for a 1-month supply (30 tablets) exceed $54, you qualify for up to $50 in savings for a 1-month supply. In either case, you can only qualify for up to $600 of savings per calendar year. After maximum of $600, you will pay usual monthly out-of-pocket costs.You must deduct the value received under this program from any reimbursement request submitted to your insurance plan, either directly by you or on your behalf. The Card is not valid for Massachusetts residents whose prescriptions are covered in whole or in part by third-party insurance, or where otherwise prohibited by law.This Card cannot be combined with any other rebate/coupon, free trial or similar offer for the specified prescription.The Card will be accepted only at participating pharmacies.This Card is not health insurance.Offer good only in the U.S. and Puerto Rico.The Card is limited to 1 per person during this offering period and is not transferable. Offer limited to 1 use per month.
40% off $40 or more at Advance Auto Parts
Added on : Saturday January 01st 2011 07:40:22 PM
Saw this on SD - thanks spamalot40% off $40 or more at Advance Auto Parts expires 01/30/11
For a limited time, you can save big at Advance Auto Parts.
Get: $16 off any order over $40, or $24 off any order over $60, or $32 off any order over $80, or $40 off any order over $100.
Just apply code LC123 during checkout to get the discount on most car and truck parts, automotive tools, car batteries, brakes, radiators, car accessories and more!Free Shipping On Orders Over $75.
Terms and Conditions:
*Offer valid for online orders placed before January 31, 2011, 11:59 PM EST. Offer valid for one use per customer. To qualify, spend over $40 and get $16 off, or spend over $60 and get $24 off, or spend over $80 and get $32 off, or spend over $100 and get $40 off at AdvanceAutoParts.com. To qualify, orders must be placed for home delivery or in-store pick up. Purchases made in-store do not qualify. Sorryno rain checks. Not combinable with other promotional offers or coupons. Void where prohibited by law. Excludes motor oil, gift cards and special offers including, but not limited to, 10% off specific parts categories, Buy OneGet One, 2-For-1, and Oil Change Specials. This promotional discount will not work if motor oil or any special offers are placed in your cart. If youd like to purchase those items, simply place a separate order. Motor oil and other selected products are available for in-store pick-up only due to shipping restrictions. Core charges, shipping and handling charges, fees, and taxes are not eligible when determining qualifying order. Coupon has no cash value. Applies to purchases of in-stock items only and is not valid for backorders, gift cards or gift certificates. AdvanceAutoParts.com and its affiliates reserve the right to correct, change, update or modify any sales, promotions, coupons, and related offers at any time, in their sole discretion, except as prohibited by law.**In-store service are for most vehicles, most locations, unless prohibited by law.Receive free Standard Shipping to addresses in the continental United States on orders totaling over $75. In-store pick-up orderswhich must be completed separately at this timecannot be combined with orders to obtain free shipping. Shipments to Alaska, Hawaii or U.S. Territories are not eligible for Free Shipping offer. Coupons, core charges, shipping and handling charges, fees and taxes are not included in calculating eligibility for Free Shipping offer. Motor oil is available for in-store pick-up only, due to shipping restrictionsEnjoy !!
Will my wife's auto loan affect my credit?
Added on : Tuesday December 21st 2010 01:40:03 AM
I am considering to purchase a home for the first time, however, my wife and I are in need of a new car as well. My wife is no longer employed and I do not think she needs to be on the mortgage for now. I have read online that it is best to wait until the home is closed before applying for auto financing. If this is the case, what if my wife was able to get approved for an auto loan on her own? Would this affect our home purchase or credit eligibility, even if it is only me on the mortgage? We file joint tax returns, and I am not sure if this would appear on my credit or not. Any advice would be greatly appreciated.
Best Tax submission sources/tools/consultants
Added on : Wednesday December 15th 2010 10:40:05 PM
Hello All,Its now end of 2010 and soon we have to submit Fed Tax and State Tax. I got eligibility to submit taxes last year only. Then I was not much aware of the tax submission sources, so I submitted thru an online website for FREE, blindly. At that time I got hardly a minimum amount (around 250 bucks ??) in the form of returns. But some of my friends have took some consultancy help and got more returns (I am afraid to dare).So, now I am thinking whether follow them or find some other source which give me good returns @ NO RISK.This is just I am posting to know
what are all the possible listings in tax sheet
risks and considerations
sources/tools/consultancies and their consultation fees vs performance
finally - of course, balance all and decide which one would be a better one, at least.. !!
OFFER LINK
==========
http://www.redcrossblood.org/make-donation-sponsor?date[min][date]=&date[max][date]=&field_sponsor_code_value=grocery&distance[search_units]=mile
** MAKE SURE YOU COPY AND PASTE ENTIRE LINK ABOVE **
ELIGIBILITY REQUIREMENTS - CLICK HERE LOCATIONS
=========
Date Location Details
12/26/2010
10:00 AM - 04:00 PM - EST Clear Channel- December 26th Save A Life Sunday Garden City Hospital
6245 Inkster Road
Garden City, MI 48135
6245 Inkster Road Garden City, MI 48135
12/26/2010
10:00 AM - 04:00 PM - EST Clear Channel- December 26th Save A Life Sunday Dearborn Donor Center
23400 Michigan Avenue
Dearborn, MI 48124
23400 Michigan Avenue Dearborn, MI 48124
12/26/2010
10:00 AM - 04:00 PM - EST Clear Channel- December 26th Save A Life Sunday Farmington Hills Donor Center
31150 Haggerty Road
Farmington Hills, MI 48331
31150 Haggerty Road Farmington Hills, MI 48331
12/26/2010
10:00 AM - 04:00 PM - EST Clear Channel- December 26th Save A Life Sunday Livonia Donor Center
36650 Five Mile Road
Livonia, MI 48154
36650 Five Mile Road Livonia, MI 48154


12/26/2010
10:00 AM - 04:00 PM - EST Clear Channel- December 26th Save A Life Sunday Riverview Donor Center
14031 Pennsylvania Road
Riverview, MI 48192
14031 Pennsylvania Road Riverview, MI 48192 
REGISTRATION MESSAGE
====================Thank you for making an appointment for this special holiday promotion. Plan on keeping your appointment time as it will make your donation experience more efficient. You will receive your $25.00 grocery certificate at the blood drive. The certificate is for your personal use only.

You cannot donate if you have received a tattoo in the past 12 months. You must be in general good health and have not donated blood within the past 56 days. In addition, you must weigh at least 110 pounds and meet height and weight requirements. For further eligibility inquiries, you may call 1-866-236-3276. Please bring your Red Cross donor card or valid ID.

Thank you for coming to donate blood this time of year you have truly given the gift of life. Celebrate with a fabulous meal!
Remote deposit now available for existing US Bank customers
Added on : Tuesday December 14th 2010 10:40:04 AM
I found this information when I logged into my bank account today:
Make a Deposit Online
Deposit paper checks from the convenience of your home!
Congratulations! Making deposits just got easier! With DepositPointTM you can deposit checks from your home or office using U.S. Bank Internet Banking and your scanner. It's the ultimate in deposit convenience, allowing you to access funds faster, save time by reducing trips to the branch and extend your deposit deadline with no contract requirements!

Congratulations!
You have met the eligibility requirements. Enroll now and start depositing checks in to the following eligible accounts:
* Checking xxxx
* Checking xxxx


Follow these easy steps to start depositing checks today:# Endorse your check.
# Select an account.
# Enter deposit details.
# Choose your scanner.
# Scan your check.
# Select "Submit," and you're done! DepositPoint Banking Highlights * Consumers: Deposit up to $2,500 per day, and up to $5,000 every five business days
* Small Business: Deposit up to $7,500 per day and up to $15,000 every five business days
* Only $.50 per check deposited.
* Funds for checks deposited by 6 p.m. CT are generally available the next business day.DepositPoint EligibilityTo be eligible for DepositPoint, you must have an eligible U.S. Bank Checking or Savings account for at least 12 months, be an active U.S. Bank Internet Banking user, and had no more than 2 returned deposited items in the past consecutive 90 days.  A few things to note; first, there is a 50 cent charge per remote deposit - this is the only bank I have seen which charges a fee for personal accounts using this. Second, you have to use their scanning software and it does require 32 bit Java version 1.6 and higher - which means that 64 bit Windows machines may not be able to use this feature, and also gives you no option to improve the quality of the image before submission. Third, you are not notified immediately if your deposit is accepted - you may have to wait to find out that the scan quality was not acceptable. They don't give a time frame for acceptance either.I will give this at least one try to see if it is able to process a check that has given me problems in the past with my other remote deposit account, and will report back on what happened.Ruth
WTDirect $350 Bonus with $50K deposit for 3 months plus 1.2% APY
Added on : Saturday December 11th 2010 12:40:05 PM
Link
Deposit $50k for 3 months and get $350 bonus.
APY at 1.21%1.Open and fund your savings account with $10,000 or more by December 17th
2.Maintain your balance for three months
3.Receive a cash bonus directly in your WTDirect accountThis offer is available to new WTDirect clients only. First account holder must NOT have held a WTDirect account in the past 12 months. WTDirect account must be opened and funded via electronic (ACH) transfer received by 12/17/10. Eligibility for bonus is based upon maintaining a minimum daily balance of $10,000 during the promotional period of 12/17/10 - 3/17/11. Bonuses will be paid approximately 2 weeks after the end of the promotional period to clients whose accounts remain open and in good standing. Wilmington Trust employees and their family members are not eligible. WTDirect reserves the right to cancel or modify this promotion at any time without notice.** Annual Percentage Yield. APYs are effective as of 7/21/10 and may change at any time. There is no minimum deposit required to open the account. For the first 60 days from the date the account is opened, regardless of the account balance, the account will earn our highest APY, which is currently 1.21%. After the first 60 days, the APY for the account will have two tiers: (a) a higher APY for accounts with balances of $10,000 or more (currently 1.21% APY); and (b) a lower APY for accounts with balances of less than $10,000 (currently 0.15% APY).. 2010 Wilmington Trust FSB. WTDirect is a division of Wilmington Trust FSB, Baltimore, Maryland. Member FDIC
Armani Exchange $250 off $450, free shipping
Added on : Saturday December 11th 2010 02:40:18 AM
Armani Exchange
This discount is possible due to the stackable discounts listed at the bottom of this post. So you basically get $450 worth of stuff for $200 shipped free.
This deal is good until Monday. -By spending $450, you qualify for the $100 off $300 discount.
-An amount of $450 also qualifies you for the "Take $50 Off $150 - Womens Only" discount. This womens discount applies 3 times (one for each set of $150).*Must enter promo 50FORHER at checkout. Also must have at least one qualifying womens item in cart.Stackable discounts:Spend More Get More - Get $20 Off $100, $50 Off $200 or $100 Off $300 or More* *Offer valid through 12.13.10. Offer applicable online and in stores in the United States and Puerto Rico only. Offer not valid in outlet stores. Discount automatically
taken at checkout. Offer applies to orders on the merchandise total excluding tax and shipping.Refer to Canada website for offer eligibility and details.Take $50 Off $150 - Womens Only - 11.29.10 through 12.15.10* *Shop from 11.25.10 through 11.28.10 and receive $50 Off Purchases of $150 or more for Womens merchandise only. Offer begins 11.29.10 and lasts through 12.15.10. Enter code at checkout to apply discount. One-time use per customer. Offer applicable online and in stores in the United States, Canada and Puerto Rico. Offer not valid in outlets.Offer applies to orders with womens merchandise only with a total of $150 or more, tax and shipping excluded. Refer to Canada website for offer eligibility and details.
Put Shutterfly card/project on your blog, get $25
Added on : Friday December 10th 2010 10:40:25 PM
If you have a blog (facebook & myspace don't count) and you order something with Shutterfly they're offering $25. For example, you buy$1.19 (Christmas 5x7 folded card) + shipping for one card $.99 -- don't forget Cash Back. After you place the order look for a link on the confirmation page. You fave 30 min to cancel/change your order if the link doesn't show up. Here's what you get if you click on the link.Help us spread the word. Embed project and receive a $25 gift certificate. Here's how:
Embed your project on a blog or Web site you own. Email an active link (no screenshots, please) to the Web page containing your embedded project to: shareproject@Shutterfly.com. We will confirm placement and reply to your email with a discount code.
Limit one per customer. See terms & conditions below.(terms, blah,blah, etc)The offer is only available to individuals embedding the Shutterfly widget on their website or blog. Offer ends January 31st, 2011 (11:59PM PST). Promotional codes provided are valid until February 15, 2011 (11:59PM PST) and valid for one-time redemption per qualifying order per member. Qualifying merchandise order must total $25 or more before taxes, shipping and other charges in order for discount to apply. Taxes, shipping and handling will apply. You must have or create an active, opted-in Shutterfly account and enter the promo code at checkout. Your reward card is not redeemable for cash and cannot be transferred to another Shutterfly account or combined with other offers, discounts, promotions or credits. Shutterfly is not responsible for lost or stolen reward promo codes. Not for resale. Void where prohibited or restricted by law. The use of this reward card is governed by the laws of the State of California.Shutterfly may refuse to allow any individual to participate or continue to participate in the offer, or disqualify any individual, who is suspected of: failing to meet any of the eligibility requirements set forth herein; being ineligible, or tampering with the entry process or operation of the offer. Shutterfly also reserves the right modify, postpone, clarify, delay, suspend, cancel, and/or terminate the offer, in whole or in part, including without limitation by modifying these terms and conditions, if the offer is not capable of continuing as planned for any reason, including without limitation by reason of damage by computer virus, worms, bugs, tampering, unauthorized intervention, fraud, technical limitations or failures, or any other causes which, in Shutterfly's sole opinion, could corrupt, compromise, undermine, or otherwise affect the administration, security, fairness, integrity, viability, or proper conduct of the offer.
Most likely targeted, and I do not see a "sign-up" page. I received an email early this morning referring only to my AMEX Biz card (not any personal cards, and that's repeated in the T&C's). The fine print indeed states that it's (one time) $50 credit on >$50 in purchases at Epson, HPDirect.com, Logoworks by HP, OfficeMax or Symantec.Offer Page T&C'sNote that the OfficeMax fine print condition of >$100 is for the normal OPEN Savings of 5% on purchases of >$100, not this promotion.
Terms & Conditions
1 $50 statement credit applies to any combination of Epson, HPDirect.com, Logoworks by HP, OfficeMax or Symantec transactions totaling $50 or more made between December 5, 2010 and December 31, 2010 and will appear as a statement credit on your billing statement. Statement credits are generally issued within 10 business days upon completion of the eligible transaction(s), but may take up to 2 billing cycles to post to your account. The maximum discount available for this bonus offer is $50 per Card account. This promotional offer pertains to a particular American Express Business Card product. Please reference the OPEN Savings summary on your monthly billing statement or online at open.com to determine Card eligibility.2 OPEN Savings: Savings range from 3% to 10%. Payment must be made with an American Express Business Card at the time of purchase; savings will be credited to your account. If purchases that received the OPEN Savings discount are refunded, the OPEN Savings discount will be reversed and debited to your account. Other restrictions or limitations may apply. Subject to offer terms and conditions located at open.com/opensavings. Merchant participation and offers are subject to change without notice.3 OfficeMax: Valid on total purchase of $100 or more at OfficeMax retail locations, by phone or online. Purchase amount, including taxes, must be $100 or more after any coupons or other discounts are applied. Visit officemax.com/opensavings for OfficeMax terms and conditions.4 HP Direct: Valid only for purchases made online at www.HPDirect.com or by calling 1-866-511-0279. Discount is not valid for purchases made in retail stores or any other online website. Discount is not valid on purchases of gift cards. Unauthorized resellers are not eligible for the program discount. Maximum annual savings is $5,000 per Card account. Visit www.HPDirect.com to see all other HP terms and conditions that apply.5 Logoworks by HP: Valid on all graphic design services.6 Epson: Valid only on purchases made in the U.S. at www.Epsonstore.com and telephone purchases made by calling 1-800-873-7766. Discount will not be applied to any sales transactions for Epson products and services not made via EpsonStore.com or the telephone number set forth herein.7 Symantec: Valid only on purchases made at the Symantec online store. Resellers are not eligible for this discount.
Most likely targeted, and I do not see a "sign-up" page. I received an email early this morning referring only to my AMEX Biz card (not any personal cards, and that's repeated in the T&C's). The fine print indeed states that it's (one time) $50 credit on >$50 in purchases at Epson, HPDirect.com, Logoworks by HP, OfficeMax or Symantec.Offer Page T&C'sNote that the OfficeMax fine print condition of >$100 is for the normal OPEN Savings of 5% on purchases of >$100, not this promotion.
Terms & Conditions
1 $50 statement credit applies to any combination of Epson, HPDirect.com, Logoworks by HP, OfficeMax or Symantec transactions totaling $50 or more made between December 5, 2010 and December 31, 2010 and will appear as a statement credit on your billing statement. Statement credits are generally issued within 10 business days upon completion of the eligible transaction(s), but may take up to 2 billing cycles to post to your account. The maximum discount available for this bonus offer is $50 per Card account. This promotional offer pertains to a particular American Express Business Card product. Please reference the OPEN Savings summary on your monthly billing statement or online at open.com to determine Card eligibility.2 OPEN Savings: Savings range from 3% to 10%. Payment must be made with an American Express Business Card at the time of purchase; savings will be credited to your account. If purchases that received the OPEN Savings discount are refunded, the OPEN Savings discount will be reversed and debited to your account. Other restrictions or limitations may apply. Subject to offer terms and conditions located at open.com/opensavings. Merchant participation and offers are subject to change without notice.3 OfficeMax: Valid on total purchase of $100 or more at OfficeMax retail locations, by phone or online. Purchase amount, including taxes, must be $100 or more after any coupons or other discounts are applied. Visit officemax.com/opensavings for OfficeMax terms and conditions.4 HP Direct: Valid only for purchases made online at www.HPDirect.com or by calling 1-866-511-0279. Discount is not valid for purchases made in retail stores or any other online website. Discount is not valid on purchases of gift cards. Unauthorized resellers are not eligible for the program discount. Maximum annual savings is $5,000 per Card account. Visit www.HPDirect.com to see all other HP terms and conditions that apply.5 Logoworks by HP: Valid on all graphic design services.6 Epson: Valid only on purchases made in the U.S. at www.Epsonstore.com and telephone purchases made by calling 1-800-873-7766. Discount will not be applied to any sales transactions for Epson products and services not made via EpsonStore.com or the telephone number set forth herein.7 Symantec: Valid only on purchases made at the Symantec online store. Resellers are not eligible for this discount.
Staples camera deals after instant savings, rebate and coupon: Canon PowerShot A3100 $49.99, Nikon Coolpix S3000 $59.99, Canon PowerShot SD1300 $79.99, and others
This deal combines instant saving in the form of a product coupon that is on the camera's product page, a Staples Easy Rebate that pays out in the form of a Staples Gift Card (redeemable in-store only) and a dollar off coupon (e.g. $25 off $100, $30 off $150) that will have to be acquired from the usual suspects.The Staples Easy Rebate is #10-40283. It requires the camera's regular price to be $149.99 or greater. The cameras below all have regular prices that meet that requirement. The limit on the rebate is 10.The dollar off coupon can be combined with the product specific coupon regardless of the terms of the coupon (at least online).For those that like camera and printer combos, there is also the Canon SELPHY CP800 Compact Photo Printer which will be $29.99 ($79.99 - $50 mail in rebate) after rebate. The limit on the rebate is "one $50 rebate per purchase of eligible product." The camera and printer must be purchased on the same receipt.
$49.99 ( + filler if necessary) after $25 coupon and $25 rebate:Kodak EasyShare M575 Digital Camera Series link
Reg:$149.99
Save:-$10.00
Now:$139.99
Instant Savings:-$40.00
Rebate:See Details
Price before rebate:$99.99
less coupon: $25.00
less rebate: $25.00Canon PowerShot A3100 IS Digital Camera, Red link
Reg:$159.99
Save:-$12.00
Now:$147.99
Instant Savings:-$48.00
Rebate:See Details
Price before rebate:$99.99
less coupon: $25.00
less rebate: $25.00 $59.99 after $25 coupon and $25 rebate:Nikon Coolpix S3000 Digital Camera Series link
Reg:$149.99
Save:-$8.00
Now:$141.99
Instant Savings:-$32.00
Rebate:See Details
Price before rebate:$109.99
less coupon: $25.00
less rebate: $25.00
$79.99 after $25 coupon and $25 rebate:Sony Cyber-shot W330 Digital Camera link
Reg:$149.99
Save:-$4.00
Now:$145.99
Instant Savings:-$16.00
Rebate:See Details
Price before rebate:$129.99
less coupon: $25.00
less rebate: $25.00Canon PowerShot SD1300 IS Digital Camera Series link
Reg:$179.99
Save:-$10.00
Now:$169.99
Instant Savings:-$40.00
Rebate:See Details
Price before rebate:$129.99
less coupon: $25.00
less rebate: $25.00
$89.99 after $25 coupon and $25 rebate:Nikon Coolpix S4000 Digital Camera, Champagne Silver link
Reg:$179.99
Save:-$8.00
Now:$171.99
Instant Savings:-$32.00
Rebate:See Details
Price before rebate:$139.99
less coupon: $25.00
less rebate: $25.00Sony Cyber-shot W350 Digital Camera Series link
Reg:$169.99
Save:-$6.00
Now:$163.99
Instant Savings:-$24.00
Rebate:See Details
Price before rebate:$139.99
less coupon: $25.00
less rebate: $25.00
$104.99 after $30 coupon and $25 rebate:Olympus Stylus TOUGH-3000 Digital Camera Series link
Reg:$199.99
Save:-$8.00
Now:$191.99
Instant Savings:-$32.00
Rebate:See Details
Price before rebate:$159.99
less coupon: $30.00
less rebate: $25.00
$114.99 after $30 coupon and $25 rebate:Sony Cyber-shot W370 Digital Camera link
Reg:$199.99
Save:-$6.00
Now:$193.99
Instant Savings:-$24.00
Rebate:See Details
Price before rebate:$169.99
less coupon: $30.00
less rebate: $25.00Nikon Coolpix S6000 Digital Camera, Champagne Silver link
Reg:$199.99
Save:-$6.00
Now:$193.99
Instant Savings:-$24.00
Rebate:See Details
Price before rebate:$169.99
less coupon: $30.00
less rebate: $25.00
Rebate Terms:
Camera Rebate: Staples Easy Rebate #10-40283
Promotion: Get a $25 Staples Gift Card with the Purchase of a Camera or Camcorder Regular Price $149.99 or more at Staples
Rebate Reward: $25.00 Gift Card
Valid Dates: 12-05-2010 through 12-11-2010
Postmark Date: Purchase Date Plus 60 Days
Promotion Details:
Purchase must be made between 12/05/10 and 12/11/10. Requests MUST be submitted online or postmarked within 60 days from date of purchase. To submit online go to www.stapleseasyrebates.com and follow the instructions. To mail rebate Staples STORE PURCHASE: Send ONLY the completed ORIGINAL rebate redemption form printed from the cash register, the ORIGINAL submission form printed from www.stapleseasyrebates.com, or the ORIGINAL PDF submission form provided by a Staples store. Staples.COM/CATALOG PURCHASE: Send an ORIGINAL completed rebate redemption form with the ORIGINAL or a COPY of a packing slip. Offer valid in US only. Good for actual purchases by end users; excludes resellers and distributors of products and their families. You should receive your Staples Gift Card within 6-8 weeks after claim is received. Staples gift card may be used toward the purchase of merchandise and services at any Staples U.S. retail store; your receipt will show the remaining balance on the card. For balance, or if you have questions, call 888-609-6963 or visit Staples.com/giftcards. Value can be added to this card at any Staples U.S. retail store. See Staples Gift Card for complete terms and conditions. We are not responsible for lost or misdirected mail and illegible entries. Staples logo and product names are trademarks of Staples and their respective companies. Limit 10 Staples Gift Cards per name/address/household. For questions about your rebate call 877-266-6483. Fraudulent submission of multiple requests could result in federal prosecution under the U.S. Mail Fraud Statutes (18 USC, Section 1341 & 1342). Keep a copy of your documents for future reference.
Camera/Printer Combo Rebate: Mail-in Rebate #3286171*
Promotion: $50 Mail-in rebate on a Canon SELPHY CP800 Printer (SKU 904721) and ANY Digital Camera at Staples or Staples.com.
Rebate Reward: $50.00
Valid Dates: 10-31-2010 through 01-31-2011
Postmark Date: 03-02-2011
Promotion Details:
TERMS AND CONDITIONS: This rebate is not eligible for online submission. It must be mailed. Limit one $50 rebate per purchase of eligible product. Envelope containing claim form, ORIGINAL PROOF OF PURCHASE 12-digit UPC bar code cut from the Canon SELPHY CP800 Printer box (Must cut through the box, leaving hole in the box), and a legible copy of sales receipt from Staples or Staples.com with eligible printer and digital camera purchase circled must be postmarked no later than March 2, 2011 and received no later than March 19, 2011 to qualify. Purchase of a new Canon SELPHY CP800 Printer and any Digital Camera from Staples or Staples.com must be made between 10/31/2010 and 1/31/2011 to be eligible for the offer. Photocopied UPC bar codes or bar codes other than ORIGINAL PROOF OF PURCHASE barcodes will not be accepted. All required information on the claim form must be hand printed; no mechanical reproductions or labels will be accepted. One claim form required for each claim requested. Keep copies of materials submitted; originals submitted become vendor's property and will not be returned. Allow 60 days for processing of claim. Incomplete or illegible claim forms and claims that do not comply with terms and conditions of this offer will be rejected and will not be returned. Vendor and/or its agents reserve the right to substantiate claims and request additional identification and/or documentation. In the event of questions regarding claims, program or policy, vendor will review all documents and make the final determination of claim eligibility. Offer good in the 50 United States, District of Columbia and Puerto Rico, on products purchased by end-user customer from a participating Staples or Staples.com in the 50 United States, the District of Columbia and Puerto Rico only. Offer void where taxed, restricted or otherwise prohibited by Federal, State or Local law. Dealers, distributors and other resellers are not eligible for this offer. Rebate check will only be mailed to a street address (except where prohibited by law) in the 50 United States, District of Columbia and Puerto Rico. Rebate checks are void if not cashed within 180 days of issuance. Offer does not apply to purchases of refurbished or used products nor for a camera and printer packaged together and sold for one price. Canon reserves the right to seek reimbursement of any rebate paid on a product that is accepted for return by a reseller after the rebate is paid to you. Quantities of advertised printers and Digital cameras may be limited. Vendor is not responsible for lost, stolen, misdirected or undelivered mail, nor for misprints or typographical errors. No claims against "lost" materials will be honored unless accompanied by proof of receipt (e.g. certified mail). Cash value 1/100 cent. ___Please check this box if you do not want to receive information about other Canon products and promotions that may be of interest to you. For questions regarding this offer call 1-866-668-9861 from 8:00 a.m. to 8:00 p.m., ET, Monday-Friday, excluding holidays. For a status on your rebate visit https://www.acbpromotions.com/canonrebates. Copyright 2010 Canon U.S.A., Inc. Canon is a registered trademark of Canon Inc. in the United States and may also be registered trademarks or trademarks in other countries. All other product and brand names are trademarks of their respective owners.
(*) - This rebate is processed by Canon's rebate processor, not Staples' rebate processor (Parago).
FREE Xbox Live 12-Month Gold Card with Purchase!
For a limited time, buy the Xbox 4GB System (216907636) and get a FREE 12-Month Xbox Live Card (211086907). To take advantage of this offer, simply add both items to your shopping cart. Discount will be automatically applied to your cart when eligibility has been met. While Supplies Last. Not valid with any other offer or coupon.
(Applies only to products sold by Buy.com. Does not apply to products sold on our site by third-party merchants through Buy.com Marketplace.)
Offer valid from 11/29/2010 to 11/30/2010LinkyDon't forget 4% with FW Cash Back...
AX - Cyber Monday - Today Only - 25% Off + Free Shipping Online Only
Added on : Monday November 29th 2010 12:40:20 AM
*25% Off Everything - Offer begins 11.29.10 at 12:00AM EST and lasts through 11.30.10 at 12:00AM EST. Offer valid ONLINE ONLY for one day only. Discount automatically taken at checkout. 25% Off is applied to merchandise total, tax and shipping excluded. Refer to Canada website for offer eligibility and details. *Free Shipping No Minimum - Offer begins 11.29.10 at 12:00AM EST and lasts through 11.30.10 at 12:00AM EST. Offer valid ONLINE ONLY for one day only. Discount automatically taken at checkout. Offer applies to free ground shipping or discount off express shipping. Refer to Canada website for promotion eligibility and details.
Texas Tuition Promise Fund - Prepaying for college - Worth it?
Added on : Sunday November 28th 2010 09:40:04 PM
I was reading about how the Texas Tomorrow Fund may be bankrupt by 2015. Now they have a new fund called the Texas Tuition Promise Fund that is open for enrollment. Different fund, but possibly the potential for the same problems as the Texas Tomorrow Fund? Benefits listed on the website:

Federal tax-free growth
No Federal tax is imposed on earnings portion of qualified distributions
No Federal gift tax is imposed on contributions up to $60,000 ($120,000 for married couples)
Contributions to contract are generally considered completed gifts for federal gift and estate tax purposes

The risks listed on the website are:

Federal and State tax laws may change
Tuition Unit prices will be subject to change annually for each enrollment period
Fees may be changed periodically by the board
The weighted average cost of tuition and required fees may change annually and eligible educational institutions whose costs are at the weighted average may change annually.
Purchases of contracts may affect the eligibility of the Purchaser or the Beneficiary for federal, state or institutional benefits (e.g., financial aid and Medicaid).
Earnings may be paid with a refund only if the Board determines that such payment will not adversely affect the actuarial soundness of the Fund to pay the costs of Plan administration and operations and to meet the obligations of the Plan.
If a refund is requested, the amount of a refund will be affected by the market value of the Plan's assets at the time a refund is requested.
If the Plan becomes financially infeasible, the Board may suspend new enrollment in the Plan or the Plan may be modified or terminated.
Contracts and investment are not FDIC insured, nor insured by guaranteed by the State of Texas or any other agency.
From running the numbers, they say I could lock in 4 years of prepaid tuition for under $50K. It is estimated to cost about $250,000 by the time my preschooler starts college. I'm not so sure it's worth losing the $50K "investment" if the plan goes belly-up before my child can make use of it. I'm not sure if I'm just too risk-averse or if this plan just sounds like it's too good to be true. The risks sound pretty bad to me.Anyone have anything to add on these prepaid plans? Good idea, bad idea?
Home Affordable Refinance
Added on : Thursday November 25th 2010 06:40:03 PM
When I called Citimortgage a few days ago (because my web access had been locked up), at the end of that conversation, they convinced me to look into a refinancing. I have 4 mortgages with them and interest rates are between 5.0% and 6.125%.This refinance was described to happen under the "Home Affordable Refinance" program (HARE?):
Supposedly it's available for rental properties.
The mortgages should be owned (?) by Fannie Mae or Freddie Mac
FreddieMac owned mortgages can only be refinanced with the same servicer.
Refi can go up to 125% LTV.
Self-employed is not a problem.Well, we picked 2 mortgages that are 5.625% (15 yr term) and 6.0% (30 yr term) and I locked in 4.75%.
My LTVs are 115% and 80%. Balances are between 100k and 200k.It is important to me that this is not some sort of 'loan modification' that will hurt my credit rating.When I research 'Home Affordable Refinance' I read that it is available for owner-occupied units.
(I note: the article does not explicitly state non-availability for rentals.)Can anyone shine some light on this?
Is the article (on ActiveRain) wrong?
The article on ActiveRain describes it more as a modification e.g. mentions principal reduction.
Any possibility that the program has changed or that there is another similar program?The loan officer told me verbally that this refinance will not affect my credit report other than one inquiry.Maybe someone here has done this kind of refi?Thanks!P.S.:Found out that the proper acronym is HARP. http://makinghomeaffordable.gov/refinance_eligibility.html
Thanksgiving weekend SamsClub.com has most of the Samsung Galaxy S Android phones for 96 cents plus free activation and free FedEx shipping.
4 Day Sale ends 11/28.LINKIncludes the AT&T Samsung Captivate, the Verizon Samsung Fascinate, and the T-Mobile Samsung Vibrant. These are virtually the same phone.
The Epic (Sprint) and the Continuum (Verizon) are different and are the only Galaxy S phones not included.T-Mobile deal does not have free activation until Friday.
AT&T Captivate deal also includes a $30 bill credit from AT&T.
Same price for new lines, upgrades, add-a-lines, and family plans (all lines).
2-year agreement required. Full upgrade eligibility with the carrier required (no early upgrades).As with many of these deals, not all of the cheaper (under $50) plans are available with upgrades.
Verizon Droid Incredible is $0.00 for upgrades or new accounts plus free activation + $25 Dell Gift Card + free FedEx shippingLINKSimilar to the Wirefly deal, but you get the Dell gift card instead of FatCash or BofA AddItUp.More specifically, the price is:
$0.00 for new lines of service
$0.00 for adding a line to a family plan
$0.00 for upgrades of individual plans or family plan/primary lines
$49.99 for upgrades of family plan/non-primary linesTerms are similar as well:
- a 2-year agreement is required
- Upgrade prices require full eligibility from Verizon
- Cannot be combined with New Every Two discounts
- Upgrade prices are not always available with the cheaper (under $50) plans
- If you have a corporate discount, upgrading via Dell.com does not affect your discount.
Credit card eligibility with property underwater
Added on : Tuesday November 23rd 2010 02:40:03 PM
All:I have a rental property that, due to market conditions since purchase, is underwater (market value < mortgage debt). The property is not in jeopardy -- no missed payments, and rental income is always above the mortgage payment. My credit score is good (above 700), and have no other black marks on my credit. However, I went to apply for what appeared to be a better Credit Card deal (Capital One), and was denied. At first, they refused to give me any feedback on why, referring me to Transunion, etc. In contacting TU and EF, they stated flatly that they could see no reason for a denial. I then called (nagged) Capital One for a formal response, and got a letter indicating that (paraphrasing) "debt held on a property is higher than market value". I have had no other issues with my current cards, and have even gotten offers to extend the credit limit (thanks, but no thanks). Should I expect this denial from all CC companies, some, or just Capital One? Is there anything I can do (short of paying down the debt gap on the mortgage) to address this?Thoughts?
Free $25 gift certificate from Shutterfly
Added on : Tuesday November 16th 2010 12:40:18 AM
See this after order my free 7x9 photobook.
Help us spread the word. Embed project and receive a $25 gift certificate. Here's how:
Embed your project on a blog or Web site you own. Email an active link (no screenshots, please) to the Web page containing your embedded project to: shareproject@Shutterfly.com. We will confirm placement and reply to your email with a discount code.
Limit one per customer. See terms & conditions below.The offer is only available to individuals embedding the Shutterfly widget on their website or blog. Offer ends January 31st, 2011 (11:59PM PST). Promotional codes provided are valid until February 15, 2011 (11:59PM PST) and valid for one-time redemption per qualifying order per member. Qualifying merchandise order must total $25 or more before taxes, shipping and other charges in order for discount to apply. Taxes, shipping and handling will apply. You must have or create an active, opted-in Shutterfly account and enter the promo code at checkout. Your reward card is not redeemable for cash and cannot be transferred to another Shutterfly account or combined with other offers, discounts, promotions or credits. Shutterfly is not responsible for lost or stolen reward promo codes. Not for resale. Void where prohibited or restricted by law. The use of this reward card is governed by the laws of the State of California.
Shutterfly may refuse to allow any individual to participate or continue to participate in the offer, or disqualify any individual, who is suspected of: failing to meet any of the eligibility requirements set forth herein; being ineligible, or tampering with the entry process or operation of the offer. Shutterfly also reserves the right modify, postpone, clarify, delay, suspend, cancel, and/or terminate the offer, in whole or in part, including without limitation by modifying these terms and conditions, if the offer is not capable of continuing as planned for any reason, including without limitation by reason of damage by computer virus, worms, bugs, tampering, unauthorized intervention, fraud, technical limitations or failures, or any other causes which, in Shutterfly's sole opinion, could corrupt, compromise, undermine, or otherwise affect the administration, security, fairness, integrity, viability, or proper conduct of the offer.
$25 gift certificate from Shutterfly
Added on : Monday November 15th 2010 11:40:25 PM
See this after order my free 7x9 photobook.
Help us spread the word. Embed project and receive a $25 gift certificate. Here's how:
Embed your project on a blog or Web site you own. Email an active link (no screenshots, please) to the Web page containing your embedded project to: shareproject@Shutterfly.com. We will confirm placement and reply to your email with a discount code.
Limit one per customer. See terms & conditions below.The offer is only available to individuals embedding the Shutterfly widget on their website or blog. Offer ends January 31st, 2011 (11:59PM PST). Promotional codes provided are valid until February 15, 2011 (11:59PM PST) and valid for one-time redemption per qualifying order per member. Qualifying merchandise order must total $25 or more before taxes, shipping and other charges in order for discount to apply. Taxes, shipping and handling will apply. You must have or create an active, opted-in Shutterfly account and enter the promo code at checkout. Your reward card is not redeemable for cash and cannot be transferred to another Shutterfly account or combined with other offers, discounts, promotions or credits. Shutterfly is not responsible for lost or stolen reward promo codes. Not for resale. Void where prohibited or restricted by law. The use of this reward card is governed by the laws of the State of California.
Shutterfly may refuse to allow any individual to participate or continue to participate in the offer, or disqualify any individual, who is suspected of: failing to meet any of the eligibility requirements set forth herein; being ineligible, or tampering with the entry process or operation of the offer. Shutterfly also reserves the right modify, postpone, clarify, delay, suspend, cancel, and/or terminate the offer, in whole or in part, including without limitation by modifying these terms and conditions, if the offer is not capable of continuing as planned for any reason, including without limitation by reason of damage by computer virus, worms, bugs, tampering, unauthorized intervention, fraud, technical limitations or failures, or any other causes which, in Shutterfly's sole opinion, could corrupt, compromise, undermine, or otherwise affect the administration, security, fairness, integrity, viability, or proper conduct of the offer.
Free Cell Phone for Lower Income Families..
Added on : Saturday November 13th 2010 05:40:06 PM
Free Cell PhoneThis is legit, because I just received mine today. You don't get very many minutes, the most being about 250, but if you choose one of the two first plans and you have minutes left over they roll over, which is nice. If you can't afford a cell phone and would like one for emergencies, this is it.(As of October 2009, SafeLink has over 2 million customers and is available in 31 states - Alabama, Arkansas, Connecticut, DC, Delaware, Florida, Georgia, Illinois, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia and Wisconsin. Today, there are over 1,700 companies in the United States currently providing discounted telephone service. But, thanks to its extensive outreach promoting SafeLink, TracFone Wireless is one of the largest providers of Lifeline services in the United States, second only to AT&T.
Only certain Americans are eligible for SafeLink. Eligibility guidelines vary by state but in general individuals qualify if they participate in a public assistance program such as Food Stamps, Medicaid, Supplemental Security Income (SSI), Temporary Assistance for Needy Families (TANF), Low Income Home Energy Assistance Program (LIHEAP), National Free School Lunch, Federal Housing/Section 8 Assistance, or if they do not receive any of these public assistance programs, they may also qualify based on total household gross monthly income. Customers can learn more or apply by calling 1-800-SAFELINK or visiting www.SafeLink.com)
Amazon Lightning Deals on Clothing Every Thursday Starting at 2pm EST
Added on : Thursday November 11th 2010 02:40:19 PM
I don't know if this has been around for a while, but I never heard until Am@zon sent me an email, so I thought I's share.Every thursday at 2pm EST, te Am@zon clothing store offers lightning deals that include free shipping on $25+ and free returns.www.amazon.com 
----------------------------------------Qualifications and Details below--------------------------------------------
Please note that product prices and availability are subject to change. Prices and availability were accurate at the time this newsletter was sent; however, they may differ from those you see when you visit Amazon.com.*To receive FREE Super Saver Shipping on your eligible product(s): 1. Place at least $25 of eligible products in your Shopping Cart. (Eligible product(s) will say eligible for FREE Super Saver Shipping ... next to their price.) 2. Proceed to checkout. 3. Ship your items to a single U.S. address. 4. Select Group my items into as few shipments as possible as your shipping preference. 5. Select FREE Super Saver Shipping as your shipping speed. Once your items are available, your order will be delivered within 5-9 business days. 6. Place your order, and enjoy the FREE Super Saver Shipping! To receive Free Returns on your eligible product(s): 1. If you are not satisfied with your purchase, return the new qualifying eligible product(s) for a full refund in accordance with our returns policy located at [[L=www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=9018...]www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=901888][/L] . 2. Just visit our online Returns Center at www.amazon.com/returns and we will guide you through the process and even supply you with a prepaid return mailing label you can print out. 3. Amazon will process your return and issue a full refund with no deduction for shipping after receiving your return of the new qualifying eligible product(s).Terms and Conditions: FREE Super Saver Shipping applies only to orders with at least $25 of eligible product(s), excluding gift-wrap charges and taxes. You will not receive FREE Super Saver Shipping on your order if any eligible product(s) are canceled, bringing the total below $25. Canceling eligible product(s), combining orders, or changing your shipping address, speed, or preference might affect your order s eligibility for FREE Super Saver Shipping. Weekend delivery cannot be requested. We use a variety of carriers to deliver orders, and some do not deliver on weekends. FREE Super Saver Shipping applies only to orders shipped to a single address. The promotion on qualifying eligible product(s) is valid for a limited time only. Amazon reserves the right to cancel or modify the promotion it at any time. If you do not purchase the eligible product(s) added to your Shopping Cart when the promotion is in effect, you may not receive Free Returns. FREE Super Saver Shipping and Free Returns excludes product(s) that do not include a statement that they are eligible for FREE Super Saver Shipping and Free Returns on the product detail page. Products that indicate they are eligible for Free Returns on the product detail page are eligible regardless of shipping method. The promotion only applies to product(s) fulfilled by Amazon.com. It does not apply to the same product(s) fulfilled by other sellers. Look for the FREE Super Saver Shipping and Free Returns on the product detail page in all listings to see if the item from any particular seller is eligible. If you return product(s) that are ineligible for the promotion with your qualifying eligible product(s), Amazon may deduct the shipping costs for the ineligible products(s) from your refund amount in accordance with Amazons general returns policy at [[L=www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=9018...]www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=901888][/L] . Some special product, order, or handling fees may still apply. Applies to U.S. delivery addresses in the 50 states only, including Alaska and Hawaii. Geographic shipping restrictions may apply to particular products. Applies to APO/FPO addresses when using a United States ZIP Code only.
2010 Amazon.com, Inc. or its affiliates. All rights reserved. Amazon, Amazon.com, the Amazon.com logo, and 1-Click are registered trademarks of Amazon.com, Inc. or its affiliates. Amazon.com, 1200 12th Ave. S., Suite 1200, Seattle, WA 98144-2734. Reference: 17601510
Small Business Saturday Free $100 Facebook Advertising Program!
Added on : Monday November 08th 2010 11:40:16 AM
Another part of the AMEX Small Business Saturday that seems to have been overlooked, is that AMEX is giving local small businesses who take AMEX and wish to participate in this program, $100 in Facebook Ad credit! So get free advertising, and use that to get local folks to come in and spend $25 in order to get their free money! Talk about a win-win proposition!Small Business Saturday Biz InfoSmall Business Saturday Free $100 Facebook Advertising Program
Terms of Participation
By participating in the Small Business Saturday Free $100 Facebook Advertising Program (Program), you agree to be bound by these Terms of Participation and the decisions of American Express Travel Related Services Company, Inc. (American Express) and its agents, which are final and binding on all matters, including, but not limited to, with respect to whether your small business is eligible to participate.

ELIGIBILITY: The Program is only available to small businesses which have a website or Fan Page on Facebook and $10 million in annual revenue or less. By participating in this Program, you represent and warrant that (i) your small business complies with the requirements set forth herein and (ii) you are the owner of the small business and have the right to participate in this Program on behalf of your small business and to grant the rights herein. Program is subject to all applicable federal, state and local laws.

PROGRAM PERIOD: Program is offered on a first come, first serve basis, while supplies of the dedicated advertising inventory lasts. Program will end at 11:59 p.m. ET on November 18, 2010 or whenever supplies of dedicated inventory have been exhausted, whichever is sooner (Program Period).

ENROLLMENT: To enroll in the Program, visit www.facebook.com/OPEN during the Program Period and follow the directions provided to complete and submit the registration information and advertisement submission form as directed (Ad Form). Ad Forms are subject to review by (i) American Express and/or its agents and will be rejected if they do not comply with these Terms of Participation and (ii) Facebook and its agents and will be rejected if they do not comply with the Facebook Advertising Guidelines, as American Express and Facebook determine in their sole discretion. Note: American Express does not guarantee that any ad submitted as part of this Program will be run on Facebook or will run for any particular period of time or will run on any particular Facebook pages. Limit one (1) Ad Form per person/small business. Multiple Ad Forms received from the same person/small business will be void. For purposes of this limitation, multiple locations of a business will together constitute one small business.

Facebook Ads that are accepted in connection with this Program will be run on Facebook beginning November 22, 2010 and until the $100 value has been reached.

AD STRUCTURE: Facebook Ads made available as part of this Program will be provided as a predetermined template. Limited customization of content of Facebook Ad (not to exceed twenty-five (35) characters for the business name and one hundred thirty five (135) characters for the body copy) will permitted provide such content complies with these Terms of Participation. The actual number of clicks and/or impressions provided as part of the $100 of Facebook Advertising will vary depending on the range of bids that are currently winning any auction among ads similar to yours. Facebook Ads will run throughout site.

AD CONTENT: Your Facebook Ad must be truthful and any claims made therein must be adequately substantiated. Neither the small business nor the content of the Facebook Ad or the website linked to the Facebook Ad can promote any of the following: pharmaceuticals, drugs, politics, pornography or sexual aids, diet aids, gambling, liquor, tobacco, firearms/weapons, or any sensitive topic with respect to current events. In addition, the Facebook Ad may not contain any type of offer, sale, sweepstakes, contest or other promotion of any other kind. Facebook Ad cannot contain content that: (i) is sexually explicit or suggestive; unnecessarily violent or derogatory of any ethnic, racial, gender, religious, professional or age group; profane or pornographic; (ii) is obscene or offensive; endorses any form of hate or hate group; (iii) defames, misrepresents or contains disparaging remarks about American Express or its products or services or other people or companies; (iv) defames or invades the publicity rights or privacy of any person, living or deceased, or otherwise infringe upon any persons personal or property rights or any other third party rights; (v) communicates messages or images inconsistent with the positive images and/or good will with which American Express and Facebook wish to associate; and/or (vi) violates any law. American Express reserves the right to reject any Facebook Ad that American Express determines, in its sole and absolute discretion, does not meet American Expresss criteria or is otherwise objectionable. American Express also reserves the right to make non-substantive edits to your Facebook As to correct misspellings and grammatical mistakes, write out abbreviations, to fit Facebook Ad t character count, etc.

Notwithstanding its review and/or editing, of any Facebook Ad submitted in this Program, American Express is not responsible for the content of any Facebook Ad. By participating in this Program, you understand and acknowledge that you are solely responsible and agree to accept all liability associated with the content of any Facebook Ad submitted by you.

NAME AND TRADEMARK LICENSE: By participating in the Program, you are providing a license for the use of the name of your small business, and your website and/or Fan Page on Facebook in the Facebook Ad and in any advertising and promotion of the Program by American Express.
http://www.actos.com/Popups/ACTOS_Online_Rebate_03.31.2011.pdf
Eligibility Requirements
This rebate cannot be used if any part of your prescription is covered by: (i) any
federal or state healthcare program (Medicare, Medicaid, VA, TriCARE, etc.),
including a state medical or pharmaceutical assistance program, (ii) the
Medicare Prescription Drug Program (Part D), or if you are currently in the
coverage gap, (iii) insurance that is paying the entire cost of the prescription,
or (iv) an insurer or other Third Party Payor in Massachusetts.
Get free 2-day shipping when you use your MasterCard to purchase $75 or more in eligible items from our Holiday Toy List that are sold and shipped by Amazon. If you're an Amazon Prime member, you'll receive a $10 credit towards a future purchase.Hopefully this link works.... Amazon Holiday Toy List 
How to Qualify:Step 1:
Select $75 or more of qualifying eligible product(s) from our Holiday Toy List that are sold and shipped by Amazon. When you are finished shopping, click the "Proceed to Checkout" button. (Eligible product(s) will say "Free 2-day Shipping" on the product detail page).Step 2:
Ship these items to a single address.Step 3:
Select 2-day shipping (if 2-day shipping is not selected, free standard shipping will be chosen by default).Step 4:
When choosing your payment method, select or enter the information for any one of your active MasterCard cards.Step 5:
Place your order and enjoy free 2-day shipping on product(s) shipped to your specified address.Terms and Conditions: * The promotion is valid for a limited time only. Amazon reserves the right to modify or cancel it at any time.
* If for any reason your MasterCard is inactive, denied or ineligible you will not be eligible for this Offer.
* The promotion only applies to qualifying Holiday Toy List product(s) sold and fulfilled by Amazon. It does not apply to the same product(s) sold or fulfilled by other sellers.
* If you do not purchase the items added to your Shopping Cart when the free 2-day shipping promotion is in effect, you will not receive free shipping.
* Amazon Prime customers who make a qualifying purchase during the promotional period will receive a $10 credit (applied to their account) after the end of the promotion, but no later than 45 days thereafter. This Offer is limited to one $10 credit per customer.
* This promotion does not apply to orders placed with 1-Click, except where your 1-Click purchase qualifies for the Offer threshold (including that you use a MasterCard to pay and select 2-day shipping).
* Void where prohibited.
* If you return eligible product(s) shipped using this promotion and your order drops below the threshold, you may be charged a shipping fee.
* Shipping fees for ineligible product(s), giftwrap charges, and taxes are not included in calculating purchase amount threshold of $75.
* Removing product(s) or cancelling your order may affect eligibility for this free 2-day shipping promotion and Prime $10 credit.
* The promotion applies only to orders shipping to a single address.
* The promotion is not for resale and is not redeemable for cash.
* Free 2-day shipping applies only to orders with at least $75 of eligible product(s), excluding ineligible product(s), gift wrap charges and taxes. You will not receive free 2-day shipping if any eligible product(s) are removed or canceled, bringing the total below the $75 threshold.
* Combining orders, or changing your shipping address, speed, or preference might affect your order's eligibility for free 2-day shipping.
* Weekend delivery cannot be requested. We use a variety of carriers to deliver orders, and some do not deliver on weekends.
* Some special product, order, or handling fees may still apply.
* If your order is eligible for free 2-day shipping but your order also contains one or more ineligible product(s), you may be charged shipping fees for those ineligible product(s).
* The promotion applies to U.S. delivery addresses in the 50 states only, including Alaska and Hawaii. Geographic shipping restrictions may apply to particular products. Applies to APO/FPO addresses when using a United States ZIP Code only.
I just got a mailer from American Express with this offer.Spend $400 or More in One Transaction at Best Buy or BestBuy.com and Get a $50 Statement Credit. First, register any eligible American Express Card in your name below. Then, use your registered Card to spend at least $400 in one transaction at any US Best Buy store or BestBuy.com to receive a $50 statement credit between October 25 and December 31, 2010.
You can try this link and see if you are able to register your AMEX card for this offer.
amexnetwork.com/BestBuyHoliday (link is case sensitive)
Just a warning, on the mailer I received, it says "To be eligible for this offer, you must be the named recipient of this invitation" so you may want to call AMEX to confirm your eligibility after registering. The following Merchant Offer Terms are specific to the Merchant Offer above:To be eligible for this offer, you must register any eligible American Express Card at amexnetwork.com/BestBuyHoliday between October 25 and December 31, 2010. You may only register one Card for this offer and only transactions made on the Card registered for the offer are eligible. Using the same registered Card, you must make a single purchase at a US Best Buy store location or online at BestBuy.com of $400 or more between October 25 and December 31, 2010. Prepaid, American Express OPEN, and corporate cards, and ExpressPay transactions are not eligible. If your Card is replaced during the promotional period, please call the customer service number on the back of your Card for assistance. Limit one offer per Cardmember. Statement credits are generally issued within 5 business days after your qualifying purchase, but may take up to 2 billing cycles to post to your account. Additional terms apply; see Registration Terms and Conditions for details.
Saving Accounts
Added on : Tuesday October 26th 2010 06:40:04 PM
The Pensions Policy Institute (PPI) has issued a report which supports the Pension Commissions recent demand for reform in the structure of the basic state pension. In fact the report goes further than simply backing the report, it calls for reforms to be implemented more rapidly than the Commission has recommended.Essentially, the reforms that are proposed are for simplifications to be made to the current variations in available state pensions for those who are eligible. Means testing, currently used in determining eligibility and the extent of the pension available, would be dropped in favour of an across the board pension rate. Additionally, tax breaks for those who try to save for a personal pension would be put in place to encourage saving.These reforms would serve to make pension availability, and budgeting for retirement, much clearer to understand and buy into, thereby preventing nasty surprises for the individual late in life, or the government as a generation becomes dependant on a state pension. A recent survey by the Financial Services Authority (FSA) concluded that very little provision is being made for the future by those aged 18-40 and that a very large number of UK citizens could well become dependant on state pensions.Personal finance has become a boom sector amongst that same generation, with online access to personal finance databases such as Moneynet (http:www.moneynet.co.uk ) and Motley Fool (http:www.fool.co.uk ) providing a wealth of options for UK consumers. However despite the fact that many of those options include savings and pension schemes, it appears that they are rarely taken up, with consumers opting for credit card deals, mortgages, insurance, and personal loans instead.Pension experts have showed their backing for the proposed Pension Commission reforms with their overwhelming response in the PPI report, and it is to be hoped that the simplifying of the state pension will bring the importance of the issue to the attention of the age range identified by the FSA.
Post Office Savings Accounts
20% off, no minimum, at Advance Auto through Oct 11, online only
Added on : Thursday October 07th 2010 10:40:16 AM
AAPTheir online header says, "20% off everything!*" so here's the fine print:Thats right, theres no minimum order requirement.
Good for all online orders placed during October 7-11.
Excludes motor oil, gift cards and special offers such as Buy OneGet One, 2-For-1, and Oil Change Specials.
This promotional discount will not work if motor oil or any special offers are placed in your cart. If youd like to purchase those items, simply place a separate order. Motor oil is available for in-store pick-up only.
Enter code 1YEAR in shopping cart.*Offer valid for online orders placed October 7-11, 2010, before 11:59 PM EST. Save 20% on your entire order when placed online at AdvanceAutoParts.com. To qualify, orders must be placed for home delivery or in-store pick up. Purchases made in-store do not qualify. Sorryno rain checks. Not combinable with other promotional offers or coupons. Void where prohibited by law. Excludes motor oil, gift cards and special offers including, but not limited to, Buy OneGet One, 2-For-1, and Oil Change Specials. This promotional discount will not work if motor oil or any special offers are placed in your cart. If youd like to purchase those items, simply place a separate order. Motor oil and other selected products are available for in-store pick-up only due to shipping restrictions. Core charges, shipping and handling charges, fees, and taxes are not eligible when determining qualifying order. Coupon has no cash value. Applies to purchases of in-stock items only and is not valid for backorders, gift cards or gift certificates. AdvanceAutoParts.com and its affiliates reserve the right to correct, change, update or modify any sales, promotions, coupons, and related offers at any time, in their sole discretion, except as prohibited by law.Receive free Standard Shipping to addresses in the continental United States on orders totaling over $75. Shipments to Alaska, Hawaii or U.S. Territories are not eligible for Free Shipping offer. Coupons, core charges, shipping and handling charges, fees and taxes are not included in calculating eligibility for Free Shipping offer. Motor oil is available for in-store pick-up only, due to shipping restrictions.
Bank of America AmEx Limited 10% Cash back
Added on : Tuesday October 05th 2010 12:40:02 PM
Just got this e-mail with a unique code for my AMEX. Limited to $25 (or $250 in charges).Earn 10% Cash Back on qualifying purchases through December 31, 2010* As a preferred customer, we have a special offer just for you. Use your Bank of America RewardsTM American Express Card to earn 10% Cash Back (up to $25) on purchases at Gas Stations, Grocery Stores, Drug Stores and Restaurants. Simply register and shop before December 31, 2010.
*To be eligible for this Cash Back offer, your account must be open with charging privileges and you must register for this offer by December 31, 2010. From the date you register through December 31, 2010, you will earn 10% Cash Back for eligible purchases, up to a total of $25. Eligible purchases exclude any credits, returns and adjustments. To qualify for this Cash Back offer, the transaction must be assigned one of the following specified merchant category codes: Gas Stations (5541-5542), Grocery Stores (5411, 5422, 5441, 5462, and 5499), Drug Stores/Pharmacies (5122, 5295 and 5912) and Restaurants (5811-5814) (each an "eligible purchase" for this offer). Purchases made at a merchant that does not process transactions under these codes, balance transfers, cash advances, including purchases of cash equivalents, fees, interest charges and unauthorized or fraudulent transactions will not qualify. You will receive your Cash Back reward in the form of a statement credit to your account. Allow up to 10-12 weeks from the end of the promotion for the statement credit to appear on your credit card billing statement or online statement. Receipt of a statement credit does not affect your responsibility to pay your Total Minimum Payment shown on your monthly billing statement. We reserve the right to verify eligibility of all transactions.
Free Bottle of Advil
Added on : Monday October 04th 2010 12:40:05 PM
http://www.takeadvil.com/
No purchase necessary. Offer limited to first 500,000 eligible US registrants, and offer ends when supply of 500,000 coupons is exhausted. Limit one (1) coupon request per household while supplies last except where prohibited by law. Coupon valid for one (1) package of either 24 count Advil Tablets or 20 count Advil LIQUI-GELS. Pfizer, Inc. is not responsible for any misdirected, mutilated, lost, late, or incomplete coupon requests or mail, or for any network failures or technical malfunctions of any kind. Please allow 1-3 weeks for shipment of your coupon. Eligibility limited to US residents age 18 and older. Coupons good only in the 50 United States and the District of Columbia. Coupons expire 1/31/11. Void where prohibited.
AARP Member Discount Program @ Walgreens
Added on : Friday October 01st 2010 04:40:02 AM
http://www.walgreens.com/topic/promotion/aarpcard.jspCheck back each month for
special AARP member savings
Walgreens and AARP are working together to provide AARP members convenient access to products, services and information that can help improve your life and save you money.Now, AARP members get even more at Walgreens. Simply show your AARP membership card at time of purchase for an opportunity to receive exclusive offers available only to AARP members.*New offers are available in store every week, so present your card every time you shop.
AARP Member Discount Program
Official Rules
Walgreen Co. ("Walgreens") will engage in a marketing and sales program ("the Program") in which Walgreens will issue retailer and/or manufacturer coupons to qualified AARP members that entitle them to a reduction in the purchase price of products sold at Walgreens retail locations. The exclusive savings offered at Walgreens retail locations will be provided by Walgreens and not by AARP or its affiliates. AARP members elect to participate in the program by scanning their AARP membership card at time of purchase and by performing this act agree to the Walgreens program rules set forth below.1. PROGRAM BENEFITS
Beginning September 19, 2010, when an AARP member visits at any Walgreens retail location in the United States and Puerto Rico and presents his or her AARP membership card at time of purchase, he or she is eligible to receive a savings offer each week. There will be one offer available per week, per AARP account.2. ELIGIBILITY
Customers must have an active AARP membership at time of purchase and redemption. After March 2011, AARP membership cards that do not have a readable magnetic strip or barcode will not be accepted at Walgreens retail locations.3. EARNING OFFERS
An AARP membership card must be presented at time of purchase, prior to payment, to receive the weekly savings offer. Customers will receive one offer, per account, per calendar week (Sunday through Saturday). Customers, who present their AARP membership card more than once within the same week, will not receive additional offers. Offers will be delivered in the form of a coupon upon completion of a purchase. Some offers will be promoted through Walgreens advertising vehicles. If an offer time period is stated in the advertising, customers are eligible to receive the offer only once during this time period. If a required purchase amount is stated in advertising or on the coupon, all items must be purchased in one shopping order. Purchase amount is calculated before taxes and after all other Walgreens discounts are applied. Tax charged on pre-coupon price where required. Certain items will not count towards purchase requirement, including mandatory prescription co-pays, prescriptions, membership fees, transportation passes, charitable contributions, stamps, phone or other gift cards, tobacco, and liquor products.4. OFFER REDEMPTION
Offers are valid in-store only and the coupon must be presented, along with a valid AARP membership card, at time of purchase. Offers are valid only as stated on the coupon and may not be redeemed for cash or credit. The coupon and offer are void if altered, duplicated, copied, reproduced, transferred, traded, sold, purchased, auctioned, exchanged, or where prohibited, taxed or restricted by law. The number of coupons redeemed may not exceed the number of items in the transaction. Individual offer exclusions and restrictions may apply, see coupon for details. 5. PARTICIPATING STORES
AARP members are eligible to receive offers at any Walgreens retail location in the United States and Puerto Rico.6. PROGRAM MODIFICATION AND TERMINATION
The Program and its benefits are offered at the sole discretion of Walgreen Co. Walgreen Co. reserves the right to modify or terminate the Program at any time without prior notice.7. GENERAL INFORMATION
AARP is responsible for all membership card issuance and maintenance. Walgreens is not responsible for lost or stolen membership cards.Walgreen Co. will protect the privacy of customer information in accordance with our company privacy policies including the Notice of Privacy Practices and Online Privacy and Security posted at www.walgreens.com.AARP receives a royalty for the use of its intellectual property. Amounts paid are used for the general purposes of AARP and its members.8. CONTACT INFORMATION
You may contact Walgreen Co., at 200 Wilmot Road, Deerfield, IL 60015-6003; 1-800-Walgreens (1-800-925-4733)
0 Posted By: FatWallette
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Sink Your Teeth into Halloween Savings Get $50 off from BuyCostumes.com! Enter to win a $50 gift coupon. 20 Lucky Winners. Scary good costumes and decor.
Most Popular Savings Offers from BuyCostumes.com
BuyCostumes.com is the largest source of Halloween costumes, Halloween accessories and party supplies for people (and even pets!) of all ages. Bring out the Halloween in YOU with over 15,000 items from a wide range of categories. Whether you want to go for scary or cutesy costumes, we have the most complete selection of Halloween costumes for you.




10% off $40+ order. use coupon vamp10

Buy One, Get One 20% off. use coupon bogo20

Costumes Under $10

Costumes Under $20

Costumes Under $30

{5 Items Under $5} - Updated Daily

Save Up to 80% Everyday

BuyCostumes.com: 8.0% FatWallet Cash Back
(See offers, coupons, ratings, and applicable restrictions.) To Enter Sign up or Sign in and then REPLY TO THIS TOPIC.


To enter, reply to this topic.

Halloween is the perfect opportunity to. (fill in the blank).




Eligibility: Eligible entries will be received between September 27, 12:00 p.m. CST, and September 30, 11:59 a.m. CST. Limit one entry per eligible individual. Additional replies welcome but will not improve your odds of winning. Please read the Official Rules of this giveaway.

Please remember to check back soon after the end of this promotion. Winning members will be notified by PM (private message) and listed at the top of this thread upon confirmation.

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City Smart - $5 off with promo code (free stuff)
Added on : Friday September 24th 2010 01:40:06 PM
I'm not sure if this applies to other areas as well as I'm in Boise, ID. They have a promo code of 'smart5', which knocks $5 off the price of a gift card you buy which are always discounted anyways. Today I bought a $5 card worth $10 at gandolfos deli, and with this $5 promo code I got it for free, although it still asks for you CC (It's reliable, I met a guy at my collage) (and most times they expect you to pay so they didn't edit the thing).
You just print your gift card off and your done.
Not sure what areas apply or if smart5 even works in other areas. If not, I know it works in Boise for a while. .
Happy freebies if you can get one at $5!! They have good deals regardless.
Edit: How do you change the type of post? Like Free Stuff>Surveys and Rewards or Free Stuff>Limited Eligibility?
Marriott and Visa are offering up to two free nights at over 3,200 hotels when booked using a Visa card.

Click the "Get It" button and then click "Register" and register by October 31st, 2010 to guarantee eligibility.

Stay at any of the more than 3,200 participating hotels between September 15, 2010 and January 15, 2011.

Select one of 3,200 participating locations and stay between 9/15/10 and 1/15/11 and ear a free night for every other paid stay. This starts on your second stay and participants can earn up to two free nights.
United Airlines Electronic Vouchers
Added on : Wednesday September 08th 2010 01:40:11 AM
Booking a flight on United.com and want to save some money??$250 discount electronic certificates selling for $200 each!$150 discount electronic certificates selling for $110 each!!You can apply one ecert per single passenger reservation. Flights must be operated by United and have a base airfare higher than the face value of the ecert. Good for US/Canada. Paypal accepted. Varying expiration dates, all several months away though. You can earn miles when using these!!!Email me at mike83044@gmail.com if interested!Here are the full termsermitted Travel Area: You must begin your travel in the 50 United States, Puerto Rico, U.S. Virgin Islands, and fly to a destination within the 50 United States, Puerto Rico, U.S. Virgin Islands or Canada. 2. Discount Amount: $ off a qualifying itinerary purchased at United.com. The discount applies only to the base fare, and not to any taxes, fees or surcharges, including, but not limited to Passenger Facility Charges (PFCs), departure and arrival taxes and carrier-imposed surcharges. The total price shown on United.com for qualifying itineraries will comprise the discounted base fare and all applicable taxes, fees and surcharges3. Eligibility Restrictions: This discount may only be applied to the purchase of one new ticket and may not be applied to previously issued tickets. 4. Valid Carrier: United, United Express(R) operated flights; It is not valid on flights operated by other airlines, such as United-Marketed code share and Star Alliance Flights.5. Ticketing Dates: Valid for 1 year from August 1, 20106. Travel Dates: Valid for 1 year from August 1, 20107. Blackout Dates: None8. Advance Purchase: Per rule of fare purchased9. Min/Max Stay Requirements: Per rule of fare purchased10. Valid Routing: Roundtrip or One way only. Circle trips, or trips with multi-city itineraries are not permitted. You must follow a permitted routing.11. Stopovers: Not permitted12. Qualifying Fares: This discount may be used on any published United First(R) class, United Business(R) class or United Economy(R) class fares.13. Additional Taxes and Fees: All taxes, fees and carrier imposed surcharges are additional14. Restricted Fares: This discount may not be used on the following fares: companion, travel industry, G class, contract, bulk, convention, tour conductor, children, family plan, government, group, military, senior citizen, student, youth, infant, tour basing, Round the World, Circle the Pacific, Visit USA, or any non-published fares. The discount certificate is not valid and does not apply if the discount amount equals or exceeds the base fare amount, therefore, the discount certificate will never be greater than the base fare and a residual value will not apply.15. Fare Rules: All rules of the fare purchased apply. Reservations and ticket purchases on United.com must be completed simultaneously. The published fare you qualify for depends on what class of service is available on the days you travel. Not all flights are eligible for an e-certificate discount. In some instances you may find flights that are not e-certificate eligible because they have already been discounted, and are less expensive than the e-certificate eligible flights.16. Combinability: Not combinable with other discount offers17. Maximum number of users per certificate: One18. Maximum number of passengers per itinerary: One19. Ticketing: You may redeem this electronic certificate on United.com only. Discount only applies when ticket is purchased within the 50 United States, Puerto Rico, or U.S. Virgin Islands. Discount only applies when ticket is purchased on United.com using the certificate number and a credit card that has a valid U.S. billing address. All dollar levels are stated in U.S. Currency. Electronic certificates cannot be redeemed by calling United Airlines or your travel professional.20. Residual Value of Certificate/Discount: The discount certificate is not valid and does not apply if the discount amount equals or exceeds the base fare amount, therefore, the discount certificate will never be greater than the base fare and a residual value will not apply.21. Mileage Plus(R)Accrual: Permitted22. Upgrades: To determine if the fare purchased with this discount allows the use of an upgrade certificate refer to the terms and conditions and booking class restrictions associated with the upgrade type you are using.23. Changes: Rules of the fare determine if changes are permitted. If changes are allowed, there may be service charges and fess associated with a change. You will receive the value of the discounted ticket, less any of the aforementioned service charges and/or fees towards the purchase of a new ticket.24. Refunds: This discount is non-refundable; once used, the discount will not be reissued for future use. Any refund due is based on the amount actually paid minus any service fees. The discount may not be applied toward the purchase of another ticket when exchanging or refunding your original ticket, except when the original ticket qualifies for a reduced fare (guaranteed airfare rule applies). Check with United.25. Denied Boarding Compensation: Permitted26. Transfer of Certificate: This certificate is transferable, but void if sold or bartered. Other restrictions may apply.27. Important Notes: The certificate has no cash value and may not be altered, duplicated, sold or bartered. If lost, stolen, expired or destroyed certificates will not be replaced. Only one discount certificate, discount voucher or discount is permitted per ticket. Offer subject to change without notice. Other restrictions may apply.