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Walmart / Green Dot Team to Offer Checking Accounts
Added on : Tuesday September 23rd 2014 04:00:24 PM
g: 0 Posted By: NEDeals
Views: 2 Replies: 0 It looks like WalMart might finally meet its goal of offering banking services. Its new relationship with Green Dot allows it to sidestep federal regulators who didn't want WalMart becoming a bank.
(NY Times) After years of thwarted efforts to break into banking, Walmartis making its biggest foray yet into everyday financial services.WalMart, the nations largest retailer, is teaming up with Green Dot,known for its prepaid payment cards, to supply checking accounts to almost anyone over 18 who passes an identification check.Daniel Eckert, senior vice president at WalMart, said on Tuesday that the accounts would be available nationwide by the end of October. The accounts are intended to be low-cost alternatives to traditional bank checking accounts, with no fees for overdrafts or bounced checks and no minimum account balance.In comparison, a basic checking account at Citibank charges $12 if a check is returned and $34 for overdrafts.Green Dot accounts with direct deposits of less than $500 a month will cost $8.95 a month. Mr. Eckert said that most people on Social Securityor fixed pensions would qualify.GoBank, as the service is known, is part of WalMarts long-running push into financial services for people with little or no access to traditional banking. In recent years, many banks have reduced services to those with weak credit. According to the Federal Deposit Insurance Corporation, an estimated 10 million households in the United States do not use a bank.

New York Times article http://www.nytimes.com/2014/09/24/business/finding-a-door-into-b...
g: 0 Posted By: ctgolfer
Views: 167 Replies: 0 6" (15 cm) touch screen
Safe and easy navigation on the big screen. See your next instruction better on biggest and sharpest screen yet. Bigger menus and buttons on the extra-large 15 cm (6"), high-resolution screen make input a touch simpler.
Split screen junction view
See two views at once and never miss an exit. In one glance, see a 3D view of road signs with arrows indicating which exit to take and a "birds-eye" view of complex intersections on your route.
IQ routes
The world's biggest database of real travel times is built into every TomTom device. Which means you'll get the fastest routes and most accurate arrival times. It's genius!
Advanced lane guidance
Clearly shows which lane to take at junctions so you don't miss your turn. On the most difficult highway intersections, realistic 3D representation of the junction keeps you relaxed and safe.
QuickGPSfix
QuickGPSfix speeds up the time it takes to fix your GPS position to help you drive off more quickly.
Rich maps
You are ready to go with the rich maps. IQ routes gives you arrival times you can rely on. And with a wealth of points of interest, such as phone numbers and opening times, you have even more information at your fingertips.
Points of interest
Your pre-installed map has Points of Interest from gas stations to hotels, so you are sure to find what you want.
Speeding alert
Alerts you when you're speeding, even if you're not in navigation mode.
Help me, emergency menu
You can find help with local emergency service information at your fingertips. From hospitals to roadside assistance, this information will be useful in any area.
Safety preferences
Recommends driving breaks; warns when approaching places of worship or schools; unpaved road warnings; reminds you not to leave device in car; hides map view above a selected speed; reminds you which side of road to drive when abroad.
Fast route planning
No more waiting around - your route is calculated in a matter of seconds, so you get on your way much faster than ever before.
Eco routes
Driving with these fuel-efficient routes saves you money as well as reducing your impact on the environment.


www.sears.com/tomtom-6inch-touchscreen-gps-via-1605m/p-057294970...
GPS Deals

Sears Coupons
$35 for $50 at Saks Fifth Avenue OFF 5TH Stores and saksoff5th.com @ Groupon
Added on : Wednesday September 17th 2014 11:00:07 PM
g: 0 Posted By: ctgolfer
Views: 161 Replies: 0 $35 for $50 at Saks Fifth Avenue OFF 5TH Stores and saksoff5th.com

This offer is valid both at Saks Fifth Avenue OFF 5TH store locations and online at saksoff5th.com.

At Saks Fifth Avenue OFF 5TH's 80 locations nationwideas well as onlineracks brim with luxurious dresses, outerwear, denim, cashmere sweaters, dress shirts, handbags, jewelry, and other fashionable essentials.

Selections include designer looks direct from Saks, as well as several brand-exclusive lines. Whether in-store or online, everyday markdowns of up to 70% off give customers the chance to score a deal on the biggest names in fashion.



www.groupon.com/deals/saks-fifth-avenue-off-5th-1-5-chicago
Clothing Deals

Groupon Coupons
Alibaba IPO this Friday 9/19
Added on : Wednesday September 17th 2014 03:00:15 PM
g: 0 Posted By: xerty
Views: 96 Replies: 4 The IPO is scheduled to start this Friday and the old discussion thread got archived.

http://www.fullofdeals.com/forums/arcmessageview.php?catid=52&thre...

The indicative price range of $66-68/share values the company at $170B or so. At those prices, that would put it right around the 20th biggest company.If they get off to a good start, they might give Coke or Facebook a run for their money in terms of total valuation. It should also be an exciting day for Yahoo, since YHOO is selling some of their stake in the IPO, and is largely worthless aside from that.

If you like the company, you might pick up some shares since the index funds won't be buying this one. It's a complex Cayman based company structure to get around Chinese foreign ownership rules, so it doesn't qualify for inclusion in most of the standard indexes (although that may get changed eventually if they're embarrassed by missing such a big company). The ADR trading in the US will have the ticker BABA.

Personally I think it's probably worth more than the IPO is currently pricing, but I'm not smoking the same drugs as these guyswho think it's worth $100/share.

Disclosure: already long
Discussion Deals
g: 0 Posted By: acro2014573
Views: 83 Replies: 1 I was one of those "abusers" of the Amazon Payments system. Me along with my room mate would, using Amazon Payments, transfer $1 15 times or so for each high yield checking account we each had, satisfying the transaction count requirement. Now, we just realized we have to close all our checking accounts (since they all have fees if the transaction count is not met). The bigger problem is the question of where do I move my money.

I have Ally savings/checking accounts.. I am in the process of ACHing my money from everywhere into Ally checking right now. I only have around $40k + some tiny amounts spread into 4 checking accounts (they only offer the APY for upto $10k).

Any suggestions on where to save it now? My only 2 requirements are free ATM withdrawals where possible, and atleast a decent interest rate.

Any reviews of Mango and Union Plus Debit cards as places to just park money? They have only $5k limits, but that's cool, I don't plan on needing $10k in the near future and can let my money sit between Mango and Union Plus cards.

Does loading money into a Amazon Serve Prepaid card via a debit card count as a transaction?

Note:
As you might have noticed, this is my first post. I have lurked on FWF for a long time and learned a lot. The biggest thing I have learnt is perhaps to do things silently so as to not raise any flags (such as never call a bank representative if I have a problem with an Amazon Payments transaction ) . But given my biggest interest-earner is getting washed away, thought I would come here for help.

I don't use debit cards normally. I have the FIA 2% for most purchases, the BofA Gas-3.3%, Groceries-2.2% card that I primarily use, a CapOne 1.5% card and a Citi 2% on its way. So I am not interested in programs that reward debit card usage. I would like to stick with credit cards.

Thanks!

EDIT: I looked at SmartyPig. Seems to be the highest online savings account at 1% . Anyone with SmartyPig savings account? How reliable is the bank that SmartyPig stores its money in?
EDIT: I mean the Mango and Union Plus savings card rather.
Deposits Deals
Japan's Rakuten considers buying U.S. web operator Ebates
Added on : Monday September 08th 2014 08:00:13 AM
g: 0 Posted By: elptrainerny
Views: 75 Replies: 1 Ebates own Fatwallet.. If so how will Rakuten owning Fatwallet impact the website?


(Reuters) - Shares in Rakuten Inc (4755.T) fell to their lowest in over two months on Monday as investors questioned the ability of Japan's biggest e-commerce firm to digest another acquisition after the company said it was considering buying a U.S. website operator.In a statement on Saturday, Rakuten said it was in talks with U.S. rebate site operator Ebates about a potential purchase. Japanese media said any deal would be worth at least 100 billion yen ($950 million), or almost the same amount Rakuten paid for U.S. messaging app Viber in February.
General Economics Deals
g: 0 Posted By: HKSturboKid
Views: 285 Replies: 0 http://www.glassesshop.com/promotion/ten-years-1dollar-part-7

A 10th birthday for us, a sale for you!
It's our BIGGEST SALE of the year!
Select $29.95 Glasses are on sale for $1
Sale runs for a limited time only, and only while supplies last.

Use code: 1dollar

Lenses:
1.50 Durable Standard Lens - $0.00
1.56 Durable Thinner Lens (Doctor Recommended) - $9.95
1.56 Trix Lens (Impact resistant & lighweight lenses great for athletes & kids) - $39.95
1.61 Super Thin Lens (Doctor Recommended -6.00 to +6.00) - $29.95
1.67 Ultra Thin Lens (Doctor Recommended - 4.00 to -12.00 & +2.00 to +6.00) $62.95
1.74 Extreme Thin Lens (Doctor Recommended -4.00 to -18.00 & +4.00 to +10.00) - $109.95
1.56 Photochromic Lens (Sun Perfection) - $39.95
1.50 Transitions VI Photochromic Lens (Indoor & outdoor Light adaptive lenses) - $119.95
1.61 Transitions VI Photochromic Lens (Indoor & outdoor Light adaptive lenses) - $159.95
1.67 Transitions VI Photochromic Lens (Indoor & outdoor Light adaptive lenses) - $229.95
1.50 Glare Reducing Polarized Lens - $39.95
1.591 Diamond Clear Polycarbonate Single Vision Lens - $12.95
1.591 PC (Polycarbonate) Photochromic Single Vision - $99.95

Coatings:
Anti-Reflective Coating $4.95
Anti-scratch Coating Free
UV Coating $4.95
Super Hydrophobic (water resistant)coating $9.95
Color Tint: $9.95
Gradient Tint: $12.95

Shipping:

Free Shipping on orders $49 and up

Standard Shipping - $4.95
All the countries 12-20 working days shipping
USA 7-15 working days shipping

Expedited Shipping - $14.95
All the countries DHL/FDX/UPS 2-7 working days shipping

Global free shipping-orders over $49; and if you want to use Expedited Shipping, you will be entitled to save $4.95 off the original shipping fee.
Global free express- orders over $149
Health & Beauty Deals
Whetstone Reaver Finger Claw-Blackend SilverIron $7.98 Shipped @ Tanga
Added on : Saturday August 23rd 2014 05:00:17 PM
g: 0 Posted By: DizzyT71
Views: 154 Replies: 0 Tanga has theWhetstone Reaver Finger Claw-Blackend SilverIronon sale for $5.99 + $1.99 shipping = $7.98.

Compare at Neweggfor $36.60 shipped.

This claw is constructed from solid, high polished, cast metal with very intricate details and designed to fit on virtually any size finger. The outstretched blade is stainless steel with an anodized finish and extends upward in a poised, ready to strike position. The hinged armor moves with your finger creating a fearsome sight to behold.
A great gift for any collector of body or defense armor. Also a great piece for your gothic lifestyle.
Will fit all but the biggest (or smallest) of fingers Will fit most index, middle or ring fingers (You can have one on each finger) Made of steel, the iron reaver features three joints which move smoothly with your finger Needle

Tools Deals

Tanga Coupons
g: 0 Posted By: ctgolfer
Views: 54 Replies: 0 use promo code: SEARS50

price will show at checkout

Samsung 4.5 cu. ft. Top-Load Washer - White
Aquajet Technology provides a better rinse and cleaner clothes for even your biggest laundry loads
Smart Care for easy diagnosis and troubleshooting right from your smartphone
Self Clean Technology keeps your washer fresh without the use of harsh chemicals
VRT Technology reduces vibration and noise to keep the washing machine balanced and virtually noiseless, even at high speeds
Powerful 1000 rpm Maximum Spin Speed for top-of-the-line performance
Diamond Drum design with a durable, stainless steel pulsator and direct drive mechanism motor
Ice Blue LED Display for accurately selecting options when doing laundry
Stylish spray deco tinted glass door lid
11 preset wash cycles including Normal, Water Proof, Heavy Duty, Permanent Press, Bedding, Colors/Darks, Active Wear, Delicates/Hand Wash, Quick Wash, Rinse and Spin and Spin Only
Seven Options including Aquajet, Self Clean, Delay End (Up to 19 Hours), Pre Soak, Extra Rinse, Sound On/Off, Child Lock and Smart Care
Five temperature settings including Hot, Warm, Eco Warm, Cold and Tap Cold
Four Spin Settings including High, Medium, Low and No Spin
Three Soil Settings including Heavy, Normal and Light

www.sears.com/samsung-4.5-cu-ft-top-load-washer-white/p-02636452...

Samsung 7.4 cu. ft. Electric Dryer - White
Large, 7.4 cu. ft. capacity
Smart Care for quick diagnosis and troubleshooting your dryer with your smartphone
Four temperature settings including High, Medium, Low and Extra Low
Four dry levels including Very Dry, More Dry, Normal Dry and Damp Dry
Seven drying options including Mixed Load Bell, Wrinkle Prevent, Adjust Time, Sound On/Off, Child Lock, Smart Care and Drum Light
Sensor Dry Technology automatically detects moisture and adjusts drying time so your clothes wont over-dry
Dryer Drum Light and reversible see-through door lets you monitor the progress of each cycle
Child lock for safety
11 preset drying cycles including Normal, Heavy Duty, Towels, Permanent Press, Bedding, Delicates, Sanitize, Time Dry, Air Fluff, Wrinkle Release and Quick Dry for exceptional versatility
Three-way venting for excellent drying performance
Handy My Cycle option and lint filter indicator
On/Off signal level settings

www.sears.com/samsung-7.4-cu-ft-electric-dryer-white/p-026664520...
g: 0 Posted By: ctgolfer
Views: 166 Replies: 0 use promo code: FATWALLET

The Atlantic

Founded in 1857, The Atlantic is one of America's great thought leader magazines. It features ground-breaking articles on politics, social trends, education, literature and arts. Famous for its excellent writing and artistic quality, The Atlantic has won more National Magazine Awards than any other monthly magazine. The Atlantic stories change minds through their fair, unbiased approach and respect for facts. The Atlantic presents the smartest, bravest thinking on the biggest, most important ideas of our time, entertaining readers while stimulating their minds and their civic spirits.

www.discountmags.com/product/4333/the-atlantic
Magazines Deals

DiscountMags.com Coupons
Quicken Mac 2015 released
Added on : Thursday August 21st 2014 05:00:06 PM
g: 0 Posted By: DrForce
Views: 68 Replies: 2 Intuit has released the final version of the venerable quicken software for Mac version 2015. The two biggest features of this release are mobile integration and investment tracking. It's still not at feature parity with quicken 2007 Mac or quicken windows but it is getting closer. Still no bill pay but that is a likely feature for a future release. Costs $75.http://www.quicken.com/mac
Discussion Deals
Free Kindle Book- Penny Dreadful Multipack Vol. 1
Added on : Thursday August 21st 2014 06:00:05 AM
g: 1 Posted By: remick
Views: 169 Replies: 0 http://www.amazon.com/dp/B00HB6337S

Three epic PENNY DREADFUL CLASSICS remastered for Kindle with original art, essays, free audio recordings and detailed annotations:

Wagner The Wehr-Wolf, Varney The Vampire and The Mysteries of London.

WAGNER THE WEHR-WOLF

Published in 1847, 'Wagner' is one of the first werewolf novels in English Literature. It is set in the sixteenth century and begins with a recently abandoned old man waiting in vain for his granddaughter to return and care for him as a storm rages in the ancient forest surrounding his isolated cottage. To his surprise, a stranger appears and offers him something he cannot refuse: beauty and youth. But it comes with a price as he must also suffer the curse of the werewolf. Love, violence, and intrigue are all weaved around Fernand Wagner as he struggles to balance being a human and a murderous animal. As things become more out of hand and uncontrollable, the secret he has been trying to hide may just have to come forth and be faced by all involved, including his beloved Nisida.

VARNEY THE VAMPIRE

One of the earliest penny dreadfuls, 'Varney' is the original vampire story and it was wildly popular with Victorian readers, remaining the Number One serial for two years. It appeared in eight part installments every month between 1845-7. The full version collected here clocks in at an epic 667,000 words. This hugely influential work continues to enthrall and is presented here in electronic book form for the first time with its original illustrations.

THE MYSTERIES OF LONDON VOL. 1

Largely forgotten now, 'The Mysteries of London' was one of the biggest selling novels in mid-Victorian England, outselling contemporaneous works from Dickens and Thackeray. The first series was published in weekly installments from 1844-46, priced at a penny each. George W. M. Reynolds wrote the first two series of this long-running narrative of life in the seedy underbelly of mid-nineteenth-century London. Thomas Miller wrote the third series and Edward L. Blanchard wrote the fourth series of this immensely popular title.

*Over 150 period illustrations
*Annotated with two original essays "What is a Penny Dreadful?" and "Who was George W. M. Reynolds?"
*Links to free, full-length audio recordings of Varney the Vampire and The Mysteries of London
*Total page count: 3, 376

All three pulp classics for one unbeatable low price!

*An individual, active Table of Contents for each book accessible from the Kindle "go to" feature.
*Perfect formatting in rich text compatible with Kindle's Text-to-Speech features.
Totally Free Deals
5 pairs Men's Dress Slacks for $116+ Free Shipping BELK
Added on : Friday August 08th 2014 06:00:06 AM
g: 0 Posted By: imagine1128
Views: 321 Replies: 0 Belk
Buy 2 qualifying pairs of men's pants from Haggar, Saddlebred, Madison, orSavane
and get 3 pairs FREE.
Prices range per pair $57.99 - $74.99
w/ FREE shipping on orders $99+
Many styles, colors and sizes available including "Extended Sizes" up to 42" x 34"
Qualifying pants have "Buy 2, Get 3 Free" below the price on the preview page.
PANTS LINK
Clothing Deals
5 pairs Men's Dress Slacks for $124+ Free Shipping BELK
Added on : Friday August 08th 2014 05:00:02 AM
g: 0 Posted By: imagine1128
Views: 158 Replies: 0 Belk
Buy 2 qualifying pairs of men's pants from Haggar, Saddlebred, Madison, orSavane
and get 3 pairs FREE.
Prices range per pair $61.99 - $74.99
w/ FREE shipping on orders $99+
Many styles, colors and sizes available including "Extended Sizes" up to 42" x 34"
Qualifying pants have "Buy 2, Get 3 Free" below the price on the preview page.
PANTS LINK
g: 0 Posted By: ctgolfer
Views: 128 Replies: 0 Xbox One Standard Edition Starter Bundle:

Comes with:
Xbox One + Kinect Console
Your Choice of Xbox One Game
Bonus Forza 5 Download Card

Xbox One: The All-in-One Entertainment System

8 Cores:An 8-core x86 processor lets you instantly switch between a game and your favorite entertainment apps with ease.
HDMI Pass-thru:Connect your cable or satellite box to your Xbox One and prepare for lift off. HDMI pass-through enables you to watch TV through your Xbox, which makes switching inputs seem almost pre-historic.
Loaded with memory:8GB of RAM and a 500GB* hard drive give you plenty of memory for your games, demos, movies, apps, music, and more.
Blu-ray:Watch movies and play games in stunning HD with a Blu-ray player.
What it does:From the biggest blockbuster games to the most popular TV shows to the best of the Web, Xbox One does it all. But this is just the beginning. Thanks to the power of the cloud, Xbox One will keep getting better, with more games, TV, movies, music, and apps launching all the time.


www.walmart.com/ip/Xbox-One-Kinect-Console-w-Forza-5-Download-an...
Xbox One Deals

Walmart Coupons
g: 0 Posted By: alamo11
Views: 0 Replies: 0 I know it's Fox but..

This is how unethical servicers make money!


One of the country's largest overseers of troubled home loans, Nationstar Mortgage Holdings Inc., is quietly trying to sell a $100 million insurance agency that doesn't appear to exist.Harwood Service Co. has no website, no independent offices and only a single registered agent. The switchboard operators at Nationstar's headquarters in Lewisville, Texas, haven't heard of Harwood. Call-center employees of Assurant Inc., the insurance carrier whose policies Harwood sells, say the company is just a name used to refer Nationstar business.Only one thing justifies Harwood's nine-figure price tag: The ethereal company has long collected commissions on high-priced insurance that Nationstar compels otherwise-uninsured homeowners to buy. If homeowners can't pay for this "force-placed" coverage, Nationstar forecloses on their homes and sends the bill to mortgage bond investors.New rules by the Federal Housing Finance Agency, investigations by state regulators and class-action settlements now prohibit servicers from collecting commissions on such insurance policies, and the country's biggest brand-name banks have renounced the practice.But some large subprime-mortgage servicers appear to be trying to skirt those rules. They are selling or have sold the nearly nonexistent insurance agencies or have already made profitable business arrangements to try to comply with the new rules.The multimillion-dollar deals illustrate how regulators are still wrestling with messy banking practices more than six years after the housing market's collapse. They also mean that newly sold insurance subsidiaries have an incentive to compel struggling homeowners to buy costly policies, to justify the high sales prices commanded when the insurance agencies were sold.Harwood collected more than $40 million last year on more than $200 million worth of insurance billed to homeowners, according to two people familiar with Nationstar's confidential sales pitch for the business but who spoke on condition of anonymity because they were not authorized to discuss it.Force-placed insurance is a type of backup property insurance meant to protect mortgage investors' stake in uninsured properties. Standard mortgages require borrowers to maintain homeowners insurance and authorize the loan's servicer to buy coverage when borrowers don't. If the borrowers don't pay for the new insurance, servicers foreclose on their properties and stick the bill to mortgage investors.Nationstar's first attempt to sell its affiliated insurance agency fell through early this month after The Associated Press raised questions about the deal, prompting New York's Department of Financial Services to take a look. Nationstar is still seeking to sell the insurance agency, said one person who is familiar with its efforts and requested anonymity to discuss its business affairs without authorization to do so publicly.Nationstar declined to discuss details of Harwood's business.In court, however, Nationstar has opted not to fight to defend its arrangements. Earlier this month, Nationstar and Assurant Inc. reached a deal to settle a class-action lawsuit in the U.S. District Court for the Southern District of Florida that alleged Harwood existed solely to "funnel profits" to Nationstar at borrowers' expense.It's unclear how or whether the Federal Housing Finance Agency, the industry's principal U.S. regulatory agency in Washington, will respond to such sales. In a statement, it expressed concern about the deals. But it said it could not stop servicers from selling their insurance agencies, even as it said it would work with Fannie Mae and Freddie Mac if the companies were circumventing the new rules.The nation's third-largest servicing company, Walter Investment Management Corp., disclosed in its Securities and Exchange Commission filings that rules banning commissions will cost it roughly $20 million a year and said it was "actively looking at alternatives" to giving up the cash. A spokeswoman, Whitney Finch, declined to explain further but said the company would comply with all rules and regulations.Another company, Carrington Mortgage Services LLC of Santa Ana, California, didn't sell its insurance agency. It just agreed to let someone else collect the profits.In an Irish bond prospectus filed last year, Carrington's parent company disclosed that a buyer had paid it $21.25 million in late 2012. If Carrington doesn't send back at least that amount to the agency's buyer in commissions, it will have to give back some of the money it received.Carrington executives denied that its obligation to deliver $21.25 million of commissions would in any way affect homeowners or mortgage investors, and noted that it is not subject to the finance agency rules because it services loans owned by private investors. In its Irish prospectus, however, Carrington warned that some regulators believe the commissions "may constitute an improper 'kickback'," and added: "Should any regulator decide to take action, we may be forced to pay restitution."

http://www.foxbusiness.com/markets/2014/08/01/some-subprime-mort...
Tanga Biggest Ring Sale of Summer: Men's Rings Starting at $3.99
Added on : Thursday July 31st 2014 08:00:02 AM
g: 0 Posted By: ShoppingChick
Views: 96 Replies: 0 Tanga Biggest Ring Sale of Summer has Men's Stainless Steel, Titanium & Light Tungsten Ringsstarting at $3.99with free shipping.
Jewelry Deals

Tanga Coupons
PetsMart Biggest Sale of the Year (Up to 30%)
Added on : Sunday July 27th 2014 06:00:02 PM
g: 0 Posted By: NorCal2013
Views: 236 Replies: 0 PETsMART has a sale for both in store and online purchases. Save are up to 30%. See the link below and click on the pictured pet for those pet products that pertains to your pet needs.

http://www.petsmart.com/sale/cat-36-catid-900000
Pets Deals

PetSmart Coupons
g: 0 Posted By: ShoppingChick
Views: 225 Replies: 0 DiscountMags has Us Weekly & OK! Bundle1-Yr. Subscriptionfor $125.00 - 80% off promo code FATWALLET = $25.00with free shipping. Order up to 3-years. Offer starts 7/24/14 and expires 7/25/14.

"Us Weekly magazine is a revealing, insider's look at all the trends and personalities important to the entertainment industry. Us Weekly is packed with fascinating news reports that take you way beyond the headlines. Us Weekly covers the romances, the scandals and the people behind them. Us Weekly gives you the smack-dab truth on everyone you hear about -- Paris Hilton, Kanye West, Britney Spears, Jennifer Lopez, Jennifer Aniston, Brad Pitt, Ashton Kutcher and so many others. Every weekly issue of Us Weekly brings you celebrities, gossip, photos, fashion and much more!"

"OK! is the world's biggest weekly celebrity magazine. Each issue is filled with celebrity photographs, interviews, close-up views inside their homes, on their vacations, and all the details of their daily lives. Get the latest scoop on celebrity hook-ups, break-ups, weddings, babies, diet, fashion and more! No magazine subscription gives you a more in-depth look into celebrity lives every week."

Magazines Deals

DiscountMags.com Coupons
Corp To Corp versus 1099 Sole Prop Consulting? Pros/Cons?
Added on : Sunday July 20th 2014 07:00:07 PM
g: 0 Posted By: robronson
Views: 33 Replies: 0 I'm currently doing 1099 consulting. I've considered doing Corp To Corp (C2C) consulting such that I can form an S-Corp, hire myself as a W2, pay for things such as HSA Contribution pre-FICA tax, retain some of the money in the business to avoid SE Tax, and also to enroll in state unemployment because I believe my line of work will be dying out in the next 6 to 36 months. I see UI as a net positive given the tax-deductible cost of enrolling a single employee compared to 6 months of payouts when my consulting work eventually dries up.

Further, I work through third-party consulting firms through a loose relationship where they land me gigs, and a few of these consulting firms do not offer 1099 relationships, only W2 (through them) or C2C. I refuse to be someone else's W2.

Third point is I started a thread earlier this year that fizzled out, where I suggested it may be beneficial to have two separate entities to perform consulting through, such that you may be able to reduce state income tax. For example, perhaps you can do work in NY/CA through your S-Corp, max out your HSA contribution, Employee and Employer 401k Contribution, etc, through that S-Corp, and then the second part of the year, if you do work in TX/FL, you do it through your Sole Prop without any deductions. In theory, if you did everything through one entity, you'd have to reduce your 401k contributions/etc across all income equally such that you only get to deduct a portion of your deduction against your NY/CA income versus if you separated entities, you could say the S-Corp got all of those tax benefits and reduce taxes owed to the high-income tax states.

Fourth point is the ability to mess with income tax withholding through your S-Corp. Suppose you work Jan through August as a 1099 and decide to pay nothing in quarterly taxes. But then you withhold your entire paycheck from your W2 September through December and mail those to the IRS biweekly. I know married couples do this trick where husband does 1099 and underpays quarterly taxes and wife adjusts her withholding the last few months of the year to compensate. No penalties. Not sure if this works as an individual.

My biggest concerns with using an S-Corp are:

1) If I have to register as a foreign entity in each state I do consulting in. That seems like a hassle, and expensive. I think California was $500 to register as a foreign entity per year. I am nearly certain as a sole prop this is not necessary.

2) How difficult doing payroll for myself as a W2, filing UI payments with the state, etc. I've never used an accountant. I prefer learning things myself and handling as much as I can, and so far as a 1099, it's cake. I prefer this because as a true fatwalleteer, I use my understanding on a daily basis to plan the year out. I don't wait until April of the following year to talk to my accountant only to learn I should have done something differently the previous year. Doing things myself has a huge net positive benefit that exceeds the cost savings of paying for the accountant.

3) Anything else I missed?

Tax Deals
9 Free Digital Valiant Comics from Comixology
Added on : Tuesday July 15th 2014 07:00:05 AM
g: 0 Posted By: remick
Views: 18 Replies: 0 http://comicbook.com/blog/2014/07/14/valiant-makes-their-1-issue...

In celebration of The Valiant, Valiant's upcoming, prestige format mini-series from superstar creators Jeff Lemire, Matt Kindt, and Paolo Rivera, the publisher announced today that they are making nine of its biggest #1 issues available as FREE downloads on comiXology for the month of July.

From now through July 31st, jump on board each of Valiant's ongoing series with an all-access pass to some of the publisher's most acclaimed #1 debuts, from Archer & Armstrong to X-O Manowar.

Here are the links and descriptions, as provided by Valiant:

ARCHER & ARMSTRONG #1 by Fred Van Lente & Clayton Henry

It's history in the breaking! Eighteen-year-old adventurer Obadiah Archer and the immortal miscreant currently called Armstrong will have to work together if modern civilization is to stand any chance of surviving a centuries-old conspiracy that stretches from the catacombs beneath Wall Street to the heights of the Himalayas!

NOTE: Archer & Armstrong is reportedly being developed as a feature film.

BLOODSHOT #1 by Duane Swierczynski & Manuel Garcia

Heroes aren't bornthey're built. Brought back from the dead and infused with cutting-edge nanotechnology, the walking weapon of mass destruction now known as Bloodshot has escaped his handlers at Project Rising Spirit and vowed to bring war down up his mastersbut first he'll have to figure out where the programming ends and the real "him" begins.

NOTE: Bloodshot is being developed as a feature film, to be directed by X-Men: First Class's Matthew Vaughn.

ETERNAL WARRIOR #1 by Greg Pak & Trevor Hairsine

Soldier. Guardian. Warrior. Legend. Across ten millennia and a thousand battlefields, Gilad Anni-Padda has traversed the darkest, most mysterious corners of history. But the horror and bloodshed of constant warfare has finally taken its toll on the man who vowed to serve the Earth as its Eternal Warriorand soon his oath will bring an ancient war roaring down on modern day.

HARBINGER #1 by Joshua Dysart & Khari Evans

Read minds. Bend steel. Break all the rules. Runaway teenager Peter Stanchek is on a dangerous path. Skipping across the country in a desperate attempt to stay one step ahead of the authorities, Peter is quickly realizing that hes a telekinetically powered harbinger with the potential to reshape the course of human history. His first lesson? All power comes with a price.

QUANTUM AND WOODY #1 by James Asmus & Tom Fowler

KLANG! Once upon a time, Eric and Woody Henderson were inseparable. Adopted brothers. Best friends. Brilliant minds. Years later, they are estranged siblings, petty rivals, and washed-up failures. But when their fathers murder leads them into the throes of a life-altering scientific accident, Eric and Woody will find themselves with a whole new purpose and a perfectly legitimate reason to wear costumes and fight crime.

RAI #1 by Matt Kindt & Clayton Crain

Japan in the 41st century! The year is 4001 A.D. led by the artificial intelligence called Father, the island nation of Japan has expanded out of the Pacific and into geosynchronous orbit with the ravaged Earth below. With billions to feed and protect, it has fallen to one solitary guardian to enforce the law of Fathers empire the mysterious folk hero known as Rai.

SHADOWMAN #1 by Justin Jordan & Patrick Zircher

There are a million dreams in the Big Easy. But now its worst nightmare is about to come true. As the forces of darkness prepare to claim New Orleans as their own, Jack Boniface must accept the legacy he was born to uphold. As Shadowman, Jack is about to become the only thing that stands between his city and an army of unspeakable monstrosities from beyond the night.

Note: Shadowman has a feature film in development written by J.M. Straczynski.

UNITY #1 by Matt Kindt & Doug Braithwaite

The worlds most dangerous man, Toyo Harada, has been struck by the one thing he never thought possible fear. Halfway across the globe, a new power threatens to topple modern civilization and, to preempt the cataclysm that is to come, Harada will unite the most lethal, most volatile, most unforgiving team the world has ever known UNITY. Their mission: defeat the warrior king armed with the universes most powerful weapon. Kill X-O Manowar!

X-O MANOWAR #1 by Robert Venditti & Cary Nord

Born into battle, Aric of Dacia heir to the throne of the Visigoth people has never known peace. After a brutal encounter with a mysterious enemy known as The Vine leaves him a prisoner on an alien world, the only hope Aric has of returning to his family and saving them from slavery is to seize armored suit capable of incalculable destruction and become X-O Manowar!
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g: 0 Posted By: babstexas
Views: 121 Replies: 0 Been looking for a deal. Will likely cancel or re-negotiate after the 12 weeks. Got this in a mailer. May be for new subscribers only?

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Added on : Sunday July 06th 2014 04:00:09 PM
g: 0 Posted By: davidbeckham
Views: 91 Replies: 0 Hi all

I am a single professional in service industry, and of course I get killed in taxes(36% combined for fed and state). I get paid as an independent contractor for one of my part time jobs. I have now come to a career point where I am ready to start my own shop soon. I need some tax gurus helping me out with this one. I am thinking of signing the lease for space and starting buildout before the end of the year since construction would be the biggest expense of my endeavor, and this way I would be allowed to write the cost of construction off my tax this year. Next year I'd see a drop of my income because the new business would require significant advertising and me investing my time while I could work for an established business and make a decent income. I am hoping to be eligible for a lower tax bracket. If I did everything in one year, I might not have sufficient income to enjoy the tax writeoff. The idea here is to split the project in two tax years and maximize tax savings. Is this plan reasonable? Is there any advantage to squeeze equipment or supplies purchases this year as well?
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Legal Advice in Civil Injury Case and Necessary Actions
Added on : Thursday July 03rd 2014 10:00:10 AM
g: 0 Posted By: couponkid319
Views: 52 Replies: 2 Hey guys,

Sorry if this is in the wrong forum, but a little advice would be greatly appreciated. A family member of mine in PA was injured recently in an accident on public transportation, and started a civil injury case. He hired a lawyer, went to court, and has had many medical expenses. Recently, this family member received a letter informing him that a settlement had been reached and agreed to by his lawyer (without his consent.) He has talked to his lawyer, and his lawyer claims that he had verbally agreed to the conditions of the settlement which is not true. He is now trying to reach out to the court and set aside that settlement and trying to take the case back to trial. What forms must he submit to the court? To further complicate the issue, the court has said the settlement was reached in March (but he had not heard anything or had anything presented to him until last week.) His lawyer has been completely unresponsive and refuses to forward documents. The biggest problem in the settlement is that he claimed medical expenses (past and future) would be covered, but that is not at all the case. He proceeded to have my family member visit many doctors who did virtually nothing and charged exorbitant fees, which are being claimed as part of the settlement. Can he still fire the lawyer? Does he have to petition the court to have him removed? If not, what happens when the lawyer demands his settlement fees. My family member has offered to pay all consultation fees for the lawyer's time but will not accept a settlement that leaves him with nearly nothing but thousands in medical bills. What document is needed to set aside the settlement? And is this a case of "nunc pro tunc?" Please help, I'm ignorant when it comes to these subjects and spent countless hours at a law library and searching the web to figure very little out.

Thanks!
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Added on : Thursday June 19th 2014 02:00:07 AM
g: 0 Posted By: tink3975
Views: 64 Replies: 2 I recently read quite a few responses to(what banks fingerprint you and which ones don't) . I heard some of the funniest responses, not just one. First off banks are only allowed to ask for you state i'd. If they ask for your social or your fingerprint and you decide not to give out that information then that is your right as an American citizen to keep your debtor number, as it should be called. You use your as card to keep up with your debt. Today if you owe money to the bank you are put on check systems. Which turns over every 5 years. Not you credit. The only way they can garnish your wages, throw you in jail or apply it to your credit is through the courts. They have to sue you and prove without a doubt you owe this money. They never think you will show up so they never bring the correct documents. Ask for one page if they can't produce it case dismissed. Now the reason I HAD to say something is because Americans recieve the wrong information through different sources such as these message boards. Spend more time at a library studying the constitution and all amendment. If a bank turns you down for not giving them your social you can sue them. Nothing besides credit cards go through you social. Banks use your I'd to list you on check systems. NOW the funny thing I heard many people say which horrifies me as an American citizen that there are so many uneducated Americans. More than once and I quote the only people whose fingerprints show anything is if they have been scanned before for either for getting in trouble or having a business license or some sort of document you put your print on. Ok first and funniest everyone has been fingerprinted....when you are born. And since so many are so undereducated let me guide you to investigate more about what your rights are. You can even deny fingerprinting in jail. The process may take a but longer but that up to you. Most just listen and do what they are told. The only thing you are even required to give the police is what they ask for first off. Licence and registration. Now back to the bank not letting you open some kind of account without giving your social. You syes because they defiled your right to withhold your private information. That is against the constitution. Bank don't have time for court usually well maybe...bend over backward- REALLY? At least they're honest. All a bank does is take your money, keep up with your amount that you are letting them hold on to for a price usually. And most of our money is tied up in the stock market. You are investing in that bank and if it fails to properly use their customers money they go bankrupt and get out quick. Now for a normal person you say my money is right there they are not using it for profit..... A bank is a business just like any other. They must pay their employees which some make triple digits btw and we pay them to not mess up. Now there are I m not going to say good but decent banks with great interest rates as long as they don't go under or get our ol famous bailouts. Check how many banks got OUR money to decide how to fix the problems. A lot of banks still couldn't make it or where not close enough to the government to get the bailouta or become an elite group of bankers who work the treasury dept. If I m not mistaken please forgive me for my ignorance but I believe there are 5 treasury dept employees that not only got the biggest bailout, enough for personal 20000 $ bonuses inside the company but then they manage all our debt cause we don't have money, but they sure do. Extensive paychecks, personal vehicles, gascards, you name it. State government are finally getting recognized for all OUR money. I know I m going on and on. Last info before I go the government has you on record wether you have done anything wrong or good. They hear your calls, they check your email..... In the name of safety and security.lol yea if they need to find you they will. It may take 20 years or even after you are pronounced dead.....Jesus were dumb. Or just be Snowden and go tell the people we owe millions of trillions of $ to that we are illegally spying on them and asked for protection. Some say he is a traitor I personally think he is doing right by himself. He knew he saw stuff and dipped. Cause here we kill people that are problems or disagree with our misguided used of what our founding fathers stood for, or the homeless sick and old veterans starving on food stamps if at all, we give little pricks all the power. Everyday all day. Why would one person matter. Why do we not stock together like Egypt? Why do we constantly allow the few to speak geberish and fight over the most trivial things....I could fix all our problems: no job? To many people. I m not racist in anyway but how does it make any sense that we don't have enough work for American born citizens why would we continue to accept new visas. If you became a citizen correctly and not hopped over the border and pop a kid out. Sound harsh? You pay for them. They get grants for a house, a car and a tax free business for 5 years then switch it to another family members name to avoid taxes. I have an Indian friend who explained what he has been soon for years. Then instead of pumping the $ into our amazing country that they had to come to they send it home. Now I do believe black people (yes I m white) and black people came from all over under the assumption they too would work and be taken care of only to be enslaved and kept here against their will. And they don't get approved for grants half as much as they should and usually its nowhere near what they deserve or what they need. The majority fight in the streets for not even a quarter of old Richey rich who is older than sort most the time. Or even the American Indians. No foreigner should be allowed to take our hard earned cash to make a living. I don't mean to sound heartless but if your country is that bad, then God places you there for a reason. I think some.not all of 3rd world countries are better off. We eat things that we created- we have horrible FDA standards- our income gaps are atroshish. Who ever thought a man that plays a game would make millions and our teachers,police officers, and emergency personal make barely over min. Wage. Let the visas run out and shot since we give then grants anyways help the get on their feet at home until population control and the economy gets back to Clinton days. Oh who cares he got his young sec to go down on him, if his wife obviously didn't care. He made us money, I could leave out one day and have five jobs. Now we live on too of one another either so rich the the united states were suing him for monopolizing the internet, which how do you monopolize on something you created..anyway- or we have the I'm middle class who look rich but have nothing because their pride and greed.or you have the almost what 75% of our population is starving and then they buy the most cheap groceries which are full of hormones and God knows what else. I know I said I would stop and I am but last last thing I would recommend finding out more about you social security card all together. Find out what all the numbers and letters mean. It will shock you
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g: 0 Posted By: remick
Views: 96 Replies: 0 http://www.amazon.com/gp/product/B00HFA58IM

4.8 out of 5 stars (5 customer reviews)

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Views: 231 Replies: 0 $400 lower than normal pricing everywhere.

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g: 0 Posted By: remick
Views: 205 Replies: 0 http://www.amazon.com/dp/B00E0TND74

Kelly Frost, a textiles conservator, is invited to the Massachusetts coastal city of New Bedford to restore a 150-year-old Mariner's Compass quilt. But there is one stipulation: she must live and work in Gray House, a former whaling captain's home, where the quilt is stored. There she meets Army veteran Tom Pereira, the caretaker of Gray House, whose heart seems as hard as the rocky Massachusetts coastline. Over the long-lit months as Kelly works to restore the quilt, she and Tom grow closer. And as she reads stories in a daily journal penned by Mary Gray, she learns the secrets of the quilt and Mary's own sad tale of regret. Then Tom learns secrets of his own family's past, and both Tom and Kelly learn they are tied to Gray House in ways they never imagined.



Out of Focus (An Adams Grove Novel)
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In OUT OF FOCUS, Kasey Phillips thinks her biggest problem is deciding whether to photograph Cody Tuggles honky-tonkin tour, until an accident on Route 58 claims the life of her husband.
In a desperate race against time as a hurricane threatens the eastern seaboard, they search for her three-year-old son who is missing from the wreckage.
A community and friends rally to help, but someone knows more than they are telling.



Capture
http://www.amazon.com/dp/B008CNJE4A

Nominated for a 2013 Spinetingler Magazine Best Novel Award

IN A CITY WHERE THE LINES BETWEEN RICH AND POOR ARE DRAWN IN BLOOD, THE TRUTH IS JUST THE LIE YOU BELIEVE THE MOST.
As four-year-old Sunny Exley drowns in the icy waters off a luxury beach house, her father, Nick, smokes weed on the shore and her mother, Caroline, is lost in the arms of a lover. Hidden on nearby boulders, rent-a-cop Vernon Saul watches the child die and chooses to act only when it is too late.
In the days following Sunny's death, gutted by grief and guilt, Nick falls under the spell of Vernon who presents himself as a friend in time of need. When the sinister Vernon's true Motives are revealed, Nick is drawn into a spiral of manipulation and murder that leaves him fighting for his sanity and his life.



THE DEADLINE (David Grossman Series)
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THE DEADLINE is the story of David Grossman, a Baby Boomer approaching sixty who loses his high-paying corporate job, forcing him to review his options and priorities. Desperate for a last chance at personal fulfillment, David makes a one-year deal with his wife. If he fails, his life-long dream is likely over and he must return to the corporate grind, a life lived under the steady lash. At first, one year seems like ample time, but David had not counted on having to deal with a moody culinary genius from the Amazon, a high priestess of the dark arts, a dying mother, and sinister thugs from the Mob. With each passing day, Grossman feels the pressure of time slipping away and the likely end to his dream.



Only For You
http://www.amazon.com/dp/B00FEDCKK6

All Everleigh Carsen wanted to do was complete her final semester at Hensley University and begin the life she planned.
When a wave of violent crime seizes campus, Everleigh is persuaded by her best friend to attend a school sponsored self-defense seminar, where she meets volunteer instructor, Hunter Charles. After Everleighs biting sarcasm induces Hunter to eject her from class, an explosive relationship is born.
Everleigh is determined to forget the striking man, but fatethat fickle shrew continuously intervenes. Unable to escape him, she casts Hunter as her prime adversary. The only complicationHunter is resolutely pursuing his vindicationby any means necessary. Verbal warfare ensues, and despite Everleighs ingenious efforts, in Hunter, she has finally found her equal.



The Gemini Factor
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Murders are common. Serial murders are less common. Serial murders committed in two different countries at exactly the same time, in exactly the same way, are unheard of. ..until now.



City of Whispers
http://www.amazon.com/dp/B006N1OA4M

When an epidemic turns most New Yorkers into vampires, a handful of remaining humans find themselves struggling to survive in a quarantined Manhattan. As their numbers dwindle, Ailis Laurent undergoes a transformation of her own: she becomes a hardened vampire killer.

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g: 0 Posted By: remick
Views: 69 Replies: 0 Why watch PlayStations E3 Press Conference on a puny browser window when you can see it on the silver screen? On June 9th, were inviting PlayStation fans in the US and Canada to experience the E3 press conference in a new way live, on a massive screen in more than 40 movie theaters.
Join us and host Geoff Keighley for the PlayStation E3 Experience, featuring an HD simulcast of the PlayStation E3 Press Conference. Attendees will also see 30 minutes of extra content, including exclusive extended game footage and interviews with the worlds biggest game developers. And hey, if you show up, we might even cough up a few surprise gifts.
Best of all, its free. Space is limited, so make sure to register for the event soon here: http://eventgrid.com/Custom/playstatione3
If you dont live near one of the fine cinemas listed below, never fear: Youll be able to watch all the gaiety from your computer or smart phone right here on PlayStation.Blog (or PlayStation.com and Ustream.tv/playstation).

PlayStation E3 Experience The TL;DR Version
When: Monday June 9th at 8:30pm ET / 5:30pm PT (show starts at 9:00pm ET / 6:00pm PT)
Where: 40-50 theaters across US and Canada
What: Watching the PlayStation Press Conference LIVE in HD from the comfort of a movie theater with other PlayStation fans. Event features 30 minutes of exclusive content, including extended game footage and developer interviews. Plus surprise giveaways!
RSVP: Free to attend, but space is limited. RSVP here: http://eventgrid.com/Custom/playstatione3

Locations
ST CITY THEATRE NAME
AK Anchorage Cinemark Anchorage 16 with XD
AL Birmingham Regal Trussville 16
AZ Phoenix AMC Ahwatukee 24
BC Vancouver Cineplex Cineplex Odeon International Village (Tinseltown)
CA Los Angeles AMC Century City 15 with IMAX
CA San Diego AMC Mission Valley 20 with IMAX
CA San Francisco Cinemark Century 9 San Francisco Centre with XD
CO Denver Regal Pavilions 15
DC Washington AMC Mazza Gallerie 7
FL Miami AMC Sunset Place 24 with IMAX
FL Orlando Regal Waterford Lakes Stadium 20 with IMAX
FL Jacksonville Regal The Avenues Stadium 20
GA Atlanta Regal Hollywood 24 @ North I-85
ID Boise Regal Boise Stadium 22 with IMAX
IL Chicago Regal City North 14 with RPX
IN Indianapolis Regal Galaxy 14
KY Louisville Cinemark Tinseltown Louisville
LA Baton Rouge Regal Citiplace 11
MA Boston Regal Fenway 13 with RPX
MN Minneapolis Regal Brooklyn Center 20
MO Fenton Regal Gravois Bluffs Stadium 12
MO Kansas City Regal Kansas City 18 Cinemas
NC Charlotte Regal Stonecrest 22 @ Piper Glen with IMAX
NE Omaha AMC Oakview 24 with IMAX
NM Albuquerque Regal Cottonwood 16
NV Las Vegas Regal Village Square 18
NY New York Regal Union Square Stadium 14
NY Buffalo Regal Transit Center Stadium 19 with IMAX
OH Columbus Regal Georgesville Stadium 16
OK Oklahoma City Cinemark Tinseltown USA
ON Toronto Cineplex Yonge & Dundas
OR Portland Regal Lloyd Center 10 with IMAX
PA Philadelphia Regal Riverview Plaza
PA Pittsburgh Cinemark Pittsburgh North 11
PQ Montreal Cineplex Scotiabank Theatre Montreal + IMAX
SC Columbia Regal Columbiana Grande Stadium 14
TN Nashville Regal Opry Mills 21 with IMAX
TX Houston Regal Houston Marq*E Stadium 22 plus IMAX
TX San Antonio Regal Cielo Vista 18
TX Dallas Regal Galaxy Theatre
UT Salt Lake City Cinemark Salt Lake City 16
VA Virginia Beach AMC Lynnhaven 18 with IMAX
WA Seattle AMC Pacific Place 11
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Views: 198 Replies: 1 Service Provider :
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g: 0 Posted By: SieSilverStars
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Added on : Friday May 23rd 2014 11:00:05 AM
g: 0 Posted By: remick
Views: 197 Replies: 0 https://www.hyundaiusa.com/becausefutbol/?

The worlds biggest sporting event is here. Select your country and show your pride for the 2014 FIFA World CupTM with your free Hyundai Because Ftbol team clings. #BecauseFutbol
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g: 1 Posted By: remick
Views: 189 Replies: 0 Think Analog - Work Digital: Tracking & Recording: More than 50 techniques step-by-step secrets for Recording Drums, Bass, Guitars, Vocals, and more
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Recording Secrets Revealed
Learn to get Killer Sounds and Recordings like a Pro!

In the DIY market there is a wealth of knowledge out there on mixing that claim they are giving away their secrets, which they are, but it's polishing an already great sounding recording. Not a lot of information on how to get that initial sound. There are many Recording & Music Schools out there that are teaching a very minimal and safe way of doing music production and techniques, but charging a bundle.

Not all schools are robbing people blind, but there are those who have a wealth of gear, but not a wealth of knowledge. A microphone plugged straight into Pro Tools and recorded as loud as possible, while letting the mixer figure out the rest is not the way professional records are made.

Why does this happen?
Whether it is intentional or not remains to be seen. It's a way of giving you the recipe without showing you how to find and prepare the ingredients.

What is the result?
Most independent records that come out end up sounding thin and weak. The mixes sound over processed to compensate for a lackluster recording. Worst of all the artist is not being well represented of there art.

Where do we go from here?
Most worthwhile studios are closed or are closing up. There are fewer chances to have internships or apprentice under a true engineer/producer. There are some producers that still cover their settings with black curtains so you don't see what they are doing with their signal chain.

This eBook series shows what's behind the curtain and helps you get the most out of your recordings.

This Book Covers:
How to plan your recording sessions like a professional engineer and producer
Keys to "how" and "why" you need to do Preproduction
Lots of images and references so there is no guesswork
Learn the two biggest mistakes in recording audio and the simple changes to sounding bigger and open
Working with Hybrid effects and/or 100% in the box
Straight-ahead approach for novice and experts alike
Studio secrets used by top audio engineers
Drums, Bass, Guitars, Acoustic Guitars, Piano, Vocals, Gang Vocals, Strings, & more...
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How to find good real estate attorney quick / semi FSBO
Added on : Tuesday May 13th 2014 05:00:09 PM
g: 0 Posted By: GermanExpat
Views: 75 Replies: 1 I have a question around selling our house. We are getting our house ready to sell and had picked a Realtor that we were ready to sign a contract with some time later in the week or next week. There were still some small things to be done to get the house ready (some tiles to be replaced, get the clutter out etc.).

By chance we found a letter in our mailbox from somebody asking if they can look at the house. They did hear from a friend living in our extended neighborhood that probably knew from our neighbors that we are getting ready to sell.

We called the number on the letter and talked to the family and they did tour the house today for an extended time (with me partially present at the beginning). I just got a call that they are interested in the house and would like to know our price. They do know we don't have a realtor yet and are willing to deal without a realtor and just use real estate attorneys. Ok now making a long story short I have to get back to them with our price and will give them a discount on our price based on not involving a realtor.

But now we are a bit unprepared to go through with a (semi) FSBO but for sure a realtor is not worth the 50k+ commission on our house just for holding our hands. I am trying to get a crash course now how to sell myself. So here are my questions and please add anything I might have missed:

- get a real estate attorney asap, how do I go finding a good one?
- ask the seller to send an offer in with earnest money attached to it (I assume our real estate attorney could hold it in a trust account?)
- find a title company for the closing (I assume this has some time or should I just ask the real estate attorney after finding one). It is Colorado and from what I understand in most cases the seller picks the title company albeit the buyer can select one as well.

I assume my biggest issue is finding a real estate attorney right away and have them check out the offer. The potential buyer stated he has a relative (uncle) in his current state he can use to draft the offer. So how do I go to find a good real estate attorney within a day?

Anything else I should consider?

Also on a side note the realtor did have a 1 week limited agreement. We already had a letter in the mailbox 2 weeks ago and asked him to follow up and signed a limited agreement with him for a couple days to show the house to this potential buyer and 2 of his agent friends had candidates that wanted to see the house as well. One buyer made a lowish offer and we did not accept it and our verbal counter was too high for them. The realtor was kind of pushy to talk us down price wise (ok, no surprise here). They then decided to wait for us to put the house on the market probably hoping it gets closer to their Target price. I don't feel we owe our realtor anything because he didn't have to do any work yet (no MLS listing, no adds etc.) and the limited agreement expired anyway. We are not in a hot area of the country, sales are doing reasonable well and not a huge inventory of houses comparable to ours (and they seem to sell much quicker then last year in our price range). But we were still a bit puzzled to have people show up before we even are ready to sell it. The realtor also kind of tried to low ball our house based on he didn't like our style (our house is quite contemporary and he has a more traditional style preference) and probably also to make it sell quicker (he did use some debatable comps and focused on per square foot price but we have e.g. a lot premium because of the lot location).
g: 0 Posted By: ctgolfer
Views: 131 Replies: 0 Description
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Alibaba IPO
Added on : Tuesday May 06th 2014 12:00:06 PM
g: 0 Posted By: CptSavAHo
Views: 175 Replies: 2 Alibaba, arguably the world's biggest e-commerce company, filed paperwork on Tuesday that sets the stage for what could be the biggest initial public offering in U.S. history.

The Chinese tech behemoth filed with the Securities and Exchange Commission to raise $1 billion, but that figure is seen as just a placeholder. Analysts have said it could haul in more than the $16 billion Facebook raised in 2012

http://money.cnn.com/2014/05/06/investing/alibaba-ipo/index.html

So basically the world's largest portal for counterfeit goods and grey market products is about to become a publicly traded company on the US stock exchange. How on earth this is even under consideration by the SEC is beyond me.
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g: 3 Posted By: remick
Views: 289 Replies: 0 http://www.amazon.com/gp/product/B00K2E9CSA

Developers across the world face database issues daily. While immersed in procedural languages with loops, RDBMS forces them to think in terms of sets without loops. It takes transition. It takes training. It takes experience. Developers are exposed also to Excel worksheets, or spreadsheets, as they were called in the not so distant past. So, if you know worksheets, how hard can databases be? After all, worksheets look pretty much like database tables, dont they? The big difference is the connections among well-designed tables. A database is a set of connected tables, which represent entities in the real world. A database can be 100 connected tables or 3000. The connection is very simple: row A in table Alpha has affiliated data with row B in table Beta. However, even with 200 tables and 300 connections (FOREIGN KEY references), it takes a good amount of time to become familiar to the point of having an acceptable working knowledge.

"The Cemetery of Computer Languages" is expanding. You can see tombstones like PL/1, Forth, Ada, Pascal, LISP, RPG, APL, SNOBOL, JOVIAL, Algol the list goes on. For some, the future is in question: PowerBuilder, ColdFusion, FORTRAN and COBOL. On the other hand, SQL is running strong after 3 decades of glorious existence. What is the difference? The basic difference is that SQL can handle large datasets in a consistent manner based on mathematical foundations. You can throw together a computer language easily: assignment statements, looping, if-then conditional, 300 library functions, and voila! Here is the new language: Mars/1, named after the red planet to be fashionable with NASA's new Mars robot. However, can Mars/1 JOIN a table of 1 million rows with a table of 10 million rows in a second? The success of SQL language is so compelling that other technologies are tagged onto it like XML/XQuery, which deals with semi-structured information objects. In SQL you are thinking at a high level. In C# or Java, you are dealing with details lots of them. That is the major difference.

Why is so much of the book dedicated to database design? Why not plunge into SQL coding and eventually the developer will get a hang of the design? Because high-level thinking requires thinking at the database design level. A farmer has six mules. H how do we model it in the database? We design the Farmer and FarmAnimal tables, and then connect them with FarmerID FOREIGN KEY in FarmAnimal referencing the FarmerID PRIMARY KEY in the Farmer table. What is the big deal about it? It looks so simple. In fact, how about just calling the tables Table1 and Table2 to be more generic. Ouch! Meaningful naming is the very basis of good database design. Relational database design is truly simple for simple well-understood models. The challenge starts in modeling complex objects such as financial derivative instruments, airplane passenger scheduling, or a social network website. When you need to add 5 new tables to a 1000 table database and hook them in (define FOREIGN KEY references) correctly, it is a huge challenge. To begin with, some of the five new tables may already be redundant, but you don't know that until you understand what the 1000 tables are really storing. Frequently, learning the application area is the biggest challenge for a developer when starting a new job.

The SQL language is simple to program and read even when touching 10 tables. Complexities abound though. The very first one: does the SQL statement touch the right data set 999 records and 1000 or 998? T-SQL statements are turned into Transact-SQL scripts, stored procedures, and user-defined functions, and trigger server-side database objects. They can be short 5 statement programs or long 1000 statement programs. The style of Transact-SQL programming is different from the style in procedural programming languages. There are no arrays, only tables or table variables.
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g: 0 Posted By: remick
Views: 166 Replies: 0 http://www.amazon.com/gp/product/B00IGVVIJM

5.0 out of 5 stars (26 customer reviews)

Would you like to discover the SPECIFIC dos and donts when it comes to experiencing real happiness?

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When it comes to happiness that is exactly what The Guidebook to Happiness does. It guides you SPECIFICALLY on what to do (or not do) and how, when it comes to increasing your level happiness.

Written by Carl Massy - a happiness strategist - who has blended over a decade of research and practice in the art of happiness as a NLP Life Coach, personal fitness trainer, and Reiki master with 20 years of strategic planning as an Olympic Games consultant and ex-army officer. Carl has also travelled to over 53 countries and knows the true value of a great Guidebook.

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As a King Features syndicated author, Sally Huss has been creating inspirational messages, called "Happy Musings," for newspapers in the U.S. and Canada for many years. Her first book in this series (Self-Help That Works) YOUR SURVIVAL GUIDE: 14 WAYS TO STAY AFLOAT became an Amazon bestseller in several categories. This book continues the stream of information regarding the importance of attitude and positive action in the lives of everyone today.
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Added on : Tuesday April 15th 2014 05:00:12 PM
g: 0 Posted By: fsidos
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g: 0 Posted By: remick
Views: 160 Replies: 0 http://www.amazon.com/dp/B00HMT7IWU


Learn Killer Craps Strategy In Record Time!
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g: 0 Posted By: robronson
Views: 100 Replies: 0 I am self employed as a consultant. I fly to various states throughout the year, some of which, like California, have high state income tax. I'm toying with the idea of creating a series of entities for my consulting to maximize profit by minimizing state income tax burden. I don't have a solid plan, just some ideas to hash out and hear thoughts on.

The general idea would be to use a different entity for clients in different states. For example, suppose I make $20k from California and $180k combined from various other states. I could do consulting in California as a Sole Prop and do the business in other states through an S-Corp. That would let me specify that my $17.5k Individual 401k Employee contribution could come from the California income, reducing the state tax burden.

The alternative would be doing all consulting under a single entity (whether it be sole prop or S-corp or whatever), and the $17.5k 401k contribution gets equally deducted (allocated) from all income. It doesn't make sense to deduct the contribution from income derived from states with zero or low state income tax if I can specify that it came from California income. The only way I can think to do that would be separate entities.

I'm also looking at the possibility of S-Corp with me being a W2 for some of my income because California, and perhaps other states, appear to count W2 income earned differently. For example, as a non-resident of California, if I earn $20k in Cali and $180k externally, if I can segregate the $20k of Cali income, perhaps through a sole prop from the $180k which perhaps goes through an S-Corp that pays me as a W2, then I can more easily show my W2 income was derived entirely from non-California sources and if I can count my 401k contribution to the sole prop income, I can really get my Cali income low. I'm using Cali as an example of my idea and hoping it could be used in other ways.

Another idea is to S-Corp and make me a W2 for partial parts of the year (I have flexibility in my consulting gigs so I can structure each one however I want). Being a W2 might afford me some possible tax benefits such as contributing $3250 to my HSA, from the S-Corp itself, to avoid SE Taxes, as opposed to contributing to my HSA as a sole prop where there's no SE tax deduction. I wouldn't necessarily want to be a W2 through my own S-Corp for the whole year due to overhead costs of payroll, but I could potentially do it for one month, contribute the full annual HSA amount, and then be sole prop for the other 11 months.

I've also heard if I'm an S-Corp I can pay for non-reimbursable medical expenses on a pre-(SE)-tax basis. With high deductible insurance, little is covered, so maybe I could drive my annual $1k or $2k of out-of-pocket expenses to come from my S-corp and save more taxes. Not sure how this works exactly, I only read someone allude to it in another thread.

Finally, as an S-Corp, I should be able to save on SE-Taxes because right now I earn $200k as a sole prop but there's consulting firms who do the same work as me who offered me $120k as a W2 (plus benefits). I think I could take that offer letter for $120k and make a justification to the IRS that if my S-Corp earns $200k, I only have to pass $120k down to myself, pay SE Taxes on $120k, and pass through the other $80k as dividends. However, since the "FICA cap" is around $120k, maybe that won't really do anything to save taxes.

My biggest concern with this is the possible need to register as a foreign corporation in each state I do business as an S-Corp. As a sole prop, I'm free to go wherever and do consulting work. As an S-Corp, I probably have to drop up to a few hundred dollars to register my S-Corp as a foreign entity in each state I work.

Not sure if there's any benefit to having one or more of the S-Corps used this way to be taxed as a C-corp, perhaps to keep AGI down for things like Student Loan income-based repayment or to push AGI down below a threshold for a phase out. Obviously you will be double taxed on the money, but you can defer that second tax until much later, keeping your AGI down right now, which might be useful.

There may be a possibility to bypass the equal quarterly tax withholding payment rule by becoming an S-Corp as a W2 for the last few months of the year. You could maybe pay $0 in quarterly estimated payments and then as a W2 in November/December, you could withhold your entire W2 paycheck to taxes. Since W2 income tax doesn't need to be withheld equally throughout the year. Not sure if this would work or if the penalty would still apply but I have heard of married couples where the husband is self-employed, pays nothing in quarterly tax payments and the wife modifies her W4 to withhold her entire paycheck to taxes the last 2 or 3 months of the year. That might work as a single person if you can make yourself a W2 the last few months of the year.
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Tax treatment
Added on : Saturday March 29th 2014 07:00:14 PM
g: 0 Posted By: VAIndigo
Views: 188 Replies: 0 Backgound:
Bought house in July 2005 for 440k - primary 20% down payment
Market took a hit and went way south - to around 280k
May 2012 bought another house(7 miles away from first house) for 300k and moved into it
Rented first house in 2012 Aug - cashflow negative by 250 every month without considering maintenance. Market value as of that time is around 305k but county value was 280k
Market value as of today for the first house is 340 - 350k. Remaining mortgage is 310k

Old house facts:
Not sure of the real estate future in this area as the recovery in this neighborhood is sub-par compared to other areas in the region
Metro train coming within 5 miles in next 5 - 7 years which could be good and give good uplift to values
Avg to below average rental area as of today
Paying 4.75% rate

Questions:
If I sell this house today - how will the tax treatment be -- can i deduct losses?
What if i sell and buy a rental in better location (with additional funding) would it make good business sense?
From pure financials point of view - does it make sense to sell at this point?

Have other rentals too but this is my biggest dud

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ESPN Magazine 1-yr. Subscription - $4.99 @ DiscountMags
Added on : Wednesday March 26th 2014 04:00:04 AM
g: 0 Posted By: SieSilverStars
Views: 252 Replies: 4 ESPN.com Magazine 1-Yr. Subscription is on sale for $4.99 at DiscountMags.

No coupon this time guys, just the straight sale.

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Amazon Free App of the Day - The Bard's Tale (reg $2.99)
Added on : Wednesday March 19th 2014 03:00:10 AM
g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/gp/product/B008S3EJSU/

Product Features
A vast world to explore with towns, wild forests, rivers, castles, towers, secret dungeons, snowy mountains, caverns, haunted tombs and more
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Includes original classic game The Bard's Tale 1 & 2. 3 Coming soon!
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They said it couldnt be done a full-scale massive 3D epic role-playing game on Kindle Fire! See why its the BIGGEST Kindle Fire game ever made!

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The Bards Tale is easily the funniest game Ive ever played, and Ive played all the funny games out there. IGN

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Includes the original classic games The Bards Tale I: Tales of the Unknown and The Bard's Tale 2: The Destiny Knight! 3 coming soon!
Tall, Dark Alpha Boxed Set (10 full-length stories) for 99 Cents
Added on : Tuesday March 18th 2014 09:00:04 AM
g: 0 Posted By: cocobuttr72
Views: 94 Replies: 0 Tall, Dark and Alpha Boxed Set $. 99 Cent For 10 Full-Length StoriesTall, Dark and Alpha Boxed Set is a collection of 10 full-length stories about alpha males. Value saved for getting this boxed set is $30

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LIST OF INCLUDED BOOKS

Rock My Boat by Afton Locke:Rhonda Simms embarks on a cruise to create an ad campaign. Instead, she lands Simon Mann, a blue marlin shape shifter who will do anything to be human again. Will she let him rock her boat?

Silver Tongued Devils by Dawn Montgomery:Captain Na'varr and his executive officer, Brom, know they have a good thing when they capture stowaway hacker, Raesa, with her hot temper and dangerous curves. They want her, body and soul just as she wants them. But such trust endangers them in ways none of them can anticipate. Dare they risk it all?

Fight for Love by Delaney Diamond:Rafael Lopez, former professional wrestler and "Sexiest Athlete Alive," is back and determined to hold onto the woman he lost, but still loves, and the son he never knew existed.

Crazy (Vampire Love) by Eve Langlais:Ella hears voices and they don't like anyone. But not even poltergeists can stand in the way of a vampire in love.

Sex with an Ex by Eve Vaughn:When these two divorcees reunite in the bedroom, the sex is hotter than ever. But can their hearts survive the second time around?

In Her Wildest Dreams by Farrah Rochon :When Erica Cole, owner of "Your Wildest Dreams" event planning, requests his help in creating a Valentine's Day fantasy date for her clients, chocolatier Gavin Foster sees it as the perfect opportunity to show her just how sweet their reality could be.

Player's Challenge by Koko Brown:Sports agent Gemma Clarke must face the biggest challenge of her young career: represent her former lover and bad boy footballer, Devin Spencer. Their passionate love affair ended badly. Now he's back to prove to Gemma he's changed and convince her to give them one more chance.

Two Cops, a Girl, and a Pair of Handcuffs by Paige Tyler:Cilla Garner has it bad for hot cops Hayes Prescott and Reed Lockwood. If they both end up asking her out, she doesn't know how she'll choose. Having a threesome doesn't even enter her mind until they hint at it, and then it's all she can think about.

Chase and Seduction by Randi Alexander:Country music superstar/actor Chase Tanner has never wanted anything or anyone more than gorgeous screenplay writer Reno Linden. To Reno, Chase is larger than life, sinfully sexy and hell-bent on getting her into bed. Reno risks the plunge into Chase's arms, but will their attraction survive the glitz and stress of fame?

Tall, Dark and Apocalyptic by Sam Cheever: He's a hunter in a world turned upside down. She's his prey, a creature of dark magic. But the passion burning within them may be their undoing.
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Retractable Metal Baton With Pouch for $7.99 + free shipping
Added on : Thursday March 13th 2014 06:00:01 AM
g: 0 Posted By: Deals4mykids
Views: 80 Replies: 0 A tool so perfect for self defense it's even used by the biggest police forces from around the globe. It measures 16" when fully extended and 5 3/8" when retracted. Comes with a Nylon Case that can be attached to a belt or fit easily in a purse.




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Effort/Risk to Reward Analysis of 2014 FWF Techniques (such as MS)
Added on : Thursday March 13th 2014 05:00:15 AM
g: -1 Posted By: robronson
Views: 76 Replies: 3 I'm big on calculating effort-reward ratios to determine if something is worth my time. I also factor risk in there. It seems like most of the things being done in 2014 on FWF have substantial risk with lots of effort involved to receive the reward.

When it comes to risk mitigation, one needs to consider both the magnitude of the bad thing happening and the likelihood. Just because something is rare, like a hurricane or an earthquake, doesn't mean one should ignore insuring against it because the devastation is so high that if it occurs, you're really screwed. Apply that to MS techniques.

What if the FBI decides you might be involved in money laundering or terrorism because you suddenly start transferring tens of thousands of dollars through gift cards for MS? Now you're on the no-fly list and can never get on an airplane ever again. There's no appeal process for that. Maybe the FBI shows up at your job to interview you and it costs you a promotion or even causes you to be fired depending on how aggressive they are. Sure, the chances of this happening are small, but so is an earthquake, and you insure against that.

Then there's the effort of driving to different places to buy the gift cards and load them. And the risk of losing one of them. If you lose one of your $500 reloadable cards then you've wiped out several months of profits. And given the hundreds of cards you're carrying around, the chances of losing one of them is reasonable.

Reward checking accounts don't seem to be worth it anymore. I had one that was 2% that got dropped down to 1%. It's so close to what Alliant CU is paying in the regular checking account that it's not worth fulfilling the requirements for 1%. But I still have the CHEX ding for applying for this account plus the hassle of paperwork and logging in regularly to check for fraud. I thought I might get a new rewards checking and found one that offered a 3% rate in the FWF sticky thread. Then I realized with a $10k cap, I'm making $300 per year. But I could be making $100/year keeping it in a 1-year CD or $70/year at Alliant. So really, the marginal gain is only around $200 per year, which is maybe $120 after taxes. So I'd have to jump through hoops and make sure I use the stupid debit card 12 times per month for $10/month in profit. Subtract out the reward bonus I am losing by virtue of not using my credit card on those 12 transactions and maybe I'm gaining $5 to $8 in profit for a lot of effort. Not worth it to me.

It seems like the biggest value is in credit card signup bonuses because those can be $500 or so in value with minimal effort. The risk being that your accounts may get shut down if they think you're churning. Since Chase is the biggest one currently doing signups, and because I value maintaining my relationship with Chase for actual legitimate (non-churning reasons), I avoid doing signup bonuses with them.

Further, there is risk in doing signup bonuses because your other banks may decide to cancel your credit cards if you have too many new inquiries. That risk varies depending on your credit score and what CCs you currently have. That said, it would be terrible if one of my good credit cards like my grandfathered fee-free 5% PenFed Cash Gas card got cancelled because I had too many new inquiries and PenFed got squeamish. That would cost me a lot of money in the long run for a short-term gain of some bonus points on new card apps. Personally, I find the maximum risk-value with credit card signups to be 2 to 3 per year because that's a "reasonable" amount that won't likely get my accounts at other places closed and I'm still getting decent free stuff.

Everyone's personal value of their time, risk tolerance, and personal situation will be different so you need to decide for yourself what's worth doing and what isn't.
Discussion Deals
Free Nook Book - Entertainment Weekly's Comic-Con Special Issue 2013
Added on : Wednesday March 12th 2014 03:00:10 PM
g: 0 Posted By: remick
Views: 160 Replies: 0 http://www.barnesandnoble.com/w/entertainment-weeklys-comic-con-...

Entertainment Weekly's special Comic-Con issue will be the must-have, must-read guide for the passionate, engaged and influential Comic-Con attendee. The issue will be enriched by EW's unparalleled access to the biggest movies, TV shows, games and comics at the festival, showcase the biggest trends, and create buzz on the most exciting projects Hollywood has to offer.
Books & Magazines Deals
$51k in bank, 24 years young... time to buy my own pad?
Added on : Thursday March 06th 2014 04:00:10 PM
g: 0 Posted By: tol835
Views: 209 Replies: 6 I have been racking my brain about the idea of buying my own place... please read on if you are also pondering this or have something to contribute!

I live in Chester County in Pennsylvania. I have 51k in savings, 7k in other fairly liquid assets (Also it is stuff I could part with) not including my car, and 12.5k in my 401k (current total contribution is 10%). My monthly take home is $3,106. I am currently paying $600 a month for a small room in a nice 2,000 sq. ft. three story townhouse worth about $260,000 with 2 other roommates that I tolerate but don't enjoy living with all that much. The one guy owns the place. EVERYTHING is included for the $600 and I am NOT in any type of contract. The house is 2 miles from the office which is the biggest benefit of living here. I have no other financial obligations besides my car and renter's insurance.I have a 2 year specialized technology degree and have been working full time in my career for 4 years at the same company.

I have looked at a few houses, and am considering purchasing a townhouse for around 160k, putting 20% down making the loan $128,000. In addition to annual property taxes of around 2-3k, I would likely have a monthly HOA fee of $125-$215.

I am very independent and like being in control and living with 2 roommates is starting to get very taxing on me. If I get lonely at my own place (Im not sure if this would happen or not) I could always rent out a room and also pay the mortgage off faster. Also, living with only one other person in the house who I can choose myself shouldnt be too bad if I vet and choose the right person.

Having said all that the obviously other choice is to rent a one (maybe two) bedroom studio apartment for around $800-$1,000 a month plus utilities so maybe $1,200ish. Thats double what Im paying now but would likely still be within 5-7 miles of where I work. The other big downside to this choice would be that I would be in a contract, so purchasing a house wouldnt be as easy when the time came. However, I would try to get a lease with an out provided I give the landlord a 3 month or so heads up.

Thoughts from the older and wiser would be much appreciated!
Real Estate Deals
g: 2 Posted By: remick
Views: 1068 Replies: 3 http://www.amazon.com/dp/B00BFG8YQK

5.0 out of 5 stars (20 customer reviews)

Break into the fashion modeling indutry without spending a fortune on bogus modeling agencies and professional photography!!
The Model's Bible + Global Modeling Agency Contact List, was written by international supermodel R.C. Lane, and is a straight forward fashion industry insiders guide on how to break into the modeling industry and succeed in creating a lucrative career as a professional working model in the fashion industry.

Develop a strategic plan to get signed!
The Models Bible + Global Modeling Agency Contact List, will help you develop a strategic plan to get signed with a modeling agency or commercial agency and begin working in as little time as possible. Everything you need to know as a professional working model is covered in great detail drawing from firsthand experience of over a decade of working with professional photographers and top clients in the fashion capitals of the world including NYC, Paris, Milan, London, and many more.

Learn how the pro's globally submit themselves to top modeling agencies for consideration no matter where they are located using a simple digital camera.

Gain access to the highly sought after, Global Modeling Agencies Contact List and get contact information to legitimate agencies in every viable fashion modeling market around the globe including top modeling agencies in NYC, Paris, Milan, Berlin, Los Angeles, London, Cape Town, Sydney and many many more!

Learn the techniques professional fashion models use on big budget modeling sets to create bullet proof confidence and make the job look easy!

Know how to spot a scam from a mile away and avoid the mistakes many new fashion models make that can be damaging to a modeling career.

Determine which market you have the most potential for working in among the many available segments of the modeling industry around the world including high fashion modeling, commercial modeling, fitness modeling, runway modeling, plus size or child and baby modeling.

Everything you need to know about commissions, day rates, and modeling contracts in order to get the best possible deals and keep the most money in your pocket.

Gain an exclusive backstage perspective on Fashion Week in NYC, Milano, and Paris and step by step instruction on what it takes to strut the runways like a seasoned pro.

What other readers are saying!:
"The Model Bible" by R.C Lane was indeed informative at explaining the ins and outs of the model industry. Another cool thing about the book is that at the end of the book there are actual addresses to model management companies all over the world." -Danielle Benji

"Anyone planning to start a career as a model, having their child enter the field, or just curious about the life of a model, would benefit by reading this." -James Liston

"The list of contact information for over one hundred modeling agencies around the world is worth the price of the book." -Frank Coopa

About the Author:
Author of The Model's Bible, R.C. Lane, has worked with the biggest clients and agencies in the fashion industry including Lancme, Maybelline, Calvin Klein, Guess Jeans, Armani, Vogue Magazine, and Harper's Bazaar to name a few. He has been featured in hundreds of campaigns, commercials, and magazines over a career spanning more than fifteen years as a working top model.
Books & Magazines Deals
g: 1 Posted By: remick
Views: 231 Replies: 0 http://www.amazon.com/dp/B00BFG8YQK

5.0 out of 5 stars (20 customer reviews)

Break into the fashion modeling indutry without spending a fortune on bogus modeling agencies and professional photography!!
The Model's Bible + Global Modeling Agency Contact List, was written by international supermodel R.C. Lane, and is a straight forward fashion industry insiders guide on how to break into the modeling industry and succeed in creating a lucrative career as a professional working model in the fashion industry.

Develop a strategic plan to get signed!
The Models Bible + Global Modeling Agency Contact List, will help you develop a strategic plan to get signed with a modeling agency or commercial agency and begin working in as little time as possible. Everything you need to know as a professional working model is covered in great detail drawing from firsthand experience of over a decade of working with professional photographers and top clients in the fashion capitals of the world including NYC, Paris, Milan, London, and many more.

Learn how the pro's globally submit themselves to top modeling agencies for consideration no matter where they are located using a simple digital camera.

Gain access to the highly sought after, Global Modeling Agencies Contact List and get contact information to legitimate agencies in every viable fashion modeling market around the globe including top modeling agencies in NYC, Paris, Milan, Berlin, Los Angeles, London, Cape Town, Sydney and many many more!

Learn the techniques professional fashion models use on big budget modeling sets to create bullet proof confidence and make the job look easy!

Know how to spot a scam from a mile away and avoid the mistakes many new fashion models make that can be damaging to a modeling career.

Determine which market you have the most potential for working in among the many available segments of the modeling industry around the world including high fashion modeling, commercial modeling, fitness modeling, runway modeling, plus size or child and baby modeling.

Everything you need to know about commissions, day rates, and modeling contracts in order to get the best possible deals and keep the most money in your pocket.

Gain an exclusive backstage perspective on Fashion Week in NYC, Milano, and Paris and step by step instruction on what it takes to strut the runways like a seasoned pro.

What other readers are saying!:
"The Model Bible" by R.C Lane was indeed informative at explaining the ins and outs of the model industry. Another cool thing about the book is that at the end of the book there are actual addresses to model management companies all over the world." -Danielle Benji

"Anyone planning to start a career as a model, having their child enter the field, or just curious about the life of a model, would benefit by reading this." -James Liston

"The list of contact information for over one hundred modeling agencies around the world is worth the price of the book." -Frank Coopa

About the Author:
Author of The Model's Bible, R.C. Lane, has worked with the biggest clients and agencies in the fashion industry including Lancme, Maybelline, Calvin Klein, Guess Jeans, Armani, Vogue Magazine, and Harper's Bazaar to name a few. He has been featured in hundreds of campaigns, commercials, and magazines over a career spanning more than fifteen years as a working top model.
Books & Magazines Deals
g: 0 Posted By: CaliforniaDriver
Views: 24 Replies: 2 So first of all im debt free. I understand doing this will negatively impact my credit score as my utilization ratio will increase making my score go down. If I were to do a bunch of balance transfers across most of my credit cards, can the credit card companies see that I am doing it with other credit card companies and pose a risk factor? From my understanding, they cant pull my credit and freak out but then again, maybe they still do. My biggest concern is that if they feel that I am going to be a risk factor, it would result in decreasing my credit lines which then would really hurt me on my credit score. I plan on borrowing this money short term and plan on paying it back in full.
Credit Deals
VTech Switch & Go Dinos - Jagger The T-Rex Dinosaur $31.49 @ Amazon
Added on : Saturday February 22nd 2014 03:00:09 PM
g: 0 Posted By: NationSurf
Views: 180 Replies: 0 VTech Switch & Go Dinos - Jagger The T-Rex Dinosaur
List Price: $69.99
Price: $31.49

Jagger is 16" tall and the biggest of all the Switch & Go Dinos
Walks and responds to 20 voice commands
Motorized actions make Jagger walk, drive, launch the drill and more
Plays over 90 wild sounds and phrases
Includes a small t-rex that transforms into a bulldozer

Toys Deals

Amazon Coupons
(Kindle) Life on Two Legs (Founding Manager of Queen)
Added on : Saturday February 22nd 2014 08:00:04 AM
g: 0 Posted By: BennyZz
Views: 76 Replies: 0 www.amazon.com/Life-Two-Legs-Record-Straight/dp/0957513313/ref=s...

Norman Sheffield, founder of Trident Studios, London and founding Manager of Queen, breaks his silence for the first time in forty years in an autobiography about what really went on behind closed doors.

http://www.amazon.com/Life-Two-Legs-Record-Straight/dp/095751331...

Recording some of the biggest selling songs of all time such as "Hey Jude"-The Beatles, "Space Oddity"-David Bowie, "Candle in the Wind"-Elton John and many others, Trident was at the epicentre of the music industry's biggest names but it was one band in particular that caught the eye of the ex-drummer a four piece unknown band called Smile. That band, under Sheffield's management, went on to become one of the biggest selling artists in the world that band was Queen. It was a tumultuous relationship filled with twists, turns, trials and tribulations, scandal and rumour and one that ultimately led to an acrimonious split. Queen's volatile leader Freddie Mercury famously dedicating the opening track on their Night of the Opera album to Norman: Death on Two Legs.

With original unseen photography and copies of the original 1972 Queen Contracts this book shines a light on a time that could never exist in today's society, a place in rock and roll history that - in Freddie Mercury's own words - was guaranteed to blow your mind.

Funny, fascinating and occasionally irreverent and with a foreword by Sir Paul McCartney this is an unmissable memoir that brings to vivid life some of rocks greatest characters.
Books & Magazines Deals
OneStopPlus Everything 50% or More Off
Added on : Friday February 21st 2014 07:00:09 PM
g: 0 Posted By: MrsGuin
Views: 12 Replies: 0 http://www.onestopplus.com/Plus-Size-biggest-winter-sale.aspxDeptId=27451&affiliate_id=009&affiliate_location_id=01&cid=OS14067&mid=5555600568545&sssdmh=OS14067200000
g: 0 Posted By: mrmonty
Views: 263 Replies: 1 I just purchased an iPhone 5s from Target mobile and they had a special with the following for most smartphones (I believe):
* $35 activation fee waived
* $100 account credit after 60 days
* the biggest surprise was unlimited voice/text and 1 GB data for $60 (and for those that need lesser data $45 for 250 MB).

For those that need Verizon wireless reliability, may be this is a good deal. I also found a link

http://www.verizonwireless.com/wcms/consumer/shop/shop-data-plan...
Cell Phones Deals

Target Coupons
g: 1 Posted By: remick
Views: 343 Replies: 1 http://www.amazon.com/Number-One-Business-Book-Entrepreneurs-ebo...

This is a MUST Read for anyone who has been thinking about being in your own business, or in your own business and feel like you are missing something. This is a hands on straightforward (and fun) book that has proven, definitive ways to guarantee your success of becoming a true champion in all areas of life Success comes in many shapes and forms. You define your success. You are in charge of your own destiny. It is Your Journey and you are the Master of your Life.You are already a success if you are willing to read and use this book.My intent for writing this book is to be able to put my 30 years of experience in one, easy read book with a formula that anyone can use to achieve the success they want. It is designed to clear obstacles that keep you from living a satisfying life in both Business and Individual relationships. This book has also been designed for the individual to develop and achieve the most meaningful goals in their life and subsequently their business.



20 Things I've Learned as an Entrepreneur
http://www.amazon.com/20-Things-Ive-Learned-Entrepreneur-ebook/d...


Part-Time Entrepreneurship: Start Small, Leverage Technology, Minimize the Risk and Build a Successful Business
http://www.amazon.com/Part-Time-Entrepreneurship-Leverage-Techno...


7 Biggest Marketing Mistakes Entrepreneurs Make, And How To Avoid Making Them
http://www.amazon.com/Biggest-Marketing-Mistakes-Entrepreneurs-M...
Books Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 33 Replies: 0 http://www.amazon.com/Number-One-Business-Book-Entrepreneurs-ebo...

This is a MUST Read for anyone who has been thinking about being in your own business, or in your own business and feel like you are missing something. This is a hands on straightforward (and fun) book that has proven, definitive ways to guarantee your success of becoming a true champion in all areas of life Success comes in many shapes and forms. You define your success. You are in charge of your own destiny. It is Your Journey and you are the Master of your Life.You are already a success if you are willing to read and use this book.My intent for writing this book is to be able to put my 30 years of experience in one, easy read book with a formula that anyone can use to achieve the success they want. It is designed to clear obstacles that keep you from living a satisfying life in both Business and Individual relationships. This book has also been designed for the individual to develop and achieve the most meaningful goals in their life and subsequently their business.



20 Things I've Learned as an Entrepreneur
http://www.amazon.com/20-Things-Ive-Learned-Entrepreneur-ebook/d...


Part-Time Entrepreneurship: Start Small, Leverage Technology, Minimize the Risk and Build a Successful Business
http://www.amazon.com/Part-Time-Entrepreneurship-Leverage-Techno...


7 Biggest Marketing Mistakes Entrepreneurs Make, And How To Avoid Making Them
http://www.amazon.com/Biggest-Marketing-Mistakes-Entrepreneurs-M...
Books Deals

Amazon Coupons
g: -1 Posted By: dacoroman
Views: 212 Replies: 2 I have the smaller Oontz and find the quality of the sound great. I think this is a nice value for the biggest size Cambridge Audio offers.
Linky


Headphones & Speakers Deals
Anker Astro E5 15000mAh External Battery - $39.99 A/C w/ FSSS @ Amazon
Added on : Tuesday February 04th 2014 06:00:03 AM
g: 1 Posted By: ksenn
Views: 131 Replies: 0 Amazon has the Anker Astro E5 15000mAh External Batteryfor $39.99 after coupon code FM5FE4TP with free Super Saver shipping. Available in black or white.

4 status LEDs keep you informed of remaining capacity. Built-in flashlight for dark or low-light environments.
Ultra-high density battery cells make this the world's most compact 15000mAh external battery. Use a 5V / 1.5A adapter (not included) for fastest charging (9-10 hours).
Monster capacity (15000mAh) charges the iPhone almost 7 times, large-capacity phones like the Galaxy S4 4 times or almost a full charge to an iPad 3 / 4. In terms of power, this is the biggest, baddest battery in the Anker mobile line.
Super-fast charge output (5V / 3A total) through dual USB ports (5V / 2A and 5V / 1A) allow for simultaneous charging of your iPad, iPhone, Android, and more at high speed.
Package contents: Anker Astro E5 External Battery, Micro USB cable, travel pouch, instruction manual.

Batteries & Chargers Deals

Amazon Coupons
giveaways at AAA.com/Travelmarketplace 3/15 Hempstead, NY
Added on : Monday February 03rd 2014 01:00:08 PM
g: 0 Posted By: SinglePapa
Views: 174 Replies: 0 AAA.com/TravelmarketplaceDON'T MISS THE BIGGEST TRAVEL EVENT OF THE YEAR
Saturday, March 15, 10am - 5pm @ Hofstra Sports & Exhibition Arena
Over 100 cruise lines, tour operators, hotels and more!ADMISSION IS FREE
Bring your family and friends; they can take advantage of the same great savings and offers.VACATION DEALS
Book your vacation at the event and save up to $200*! Plus you can receive: Free luggage, priority check-in, onboard credits, room upgrades, free AAA memberships** and much more!TRAVEL CONTESTS
Pre-register for a chance to win a Walt Disney World vacation for a family of 4. Other grand prizes: 8-night trip to Italy for 2.SEMINARS
Explore local and distant lands on one of our travel seminars: Renowned packing expert, Anne McAlpin, presents "Pack an 18-lb Carry-on Bag for a 2-Week Trip"; Honeymoon and Romance Getaways with Sandals and Solo Travel with Gutsy Women Travel.FUN FOR KIDS
Play "Kids Passport to Prizes" game, learn the Hawaiian Hula dance, meet favorite characters from Universal and SeaWorld, and get creative in the LEGOLAND play area.TRAVEL STORE
Save an additional 40% on luggage from Samsonite, Delsey, American Tourister, and Ricardo Brands; also save on travel bags from Baggallini, PacSafe, Ameribag, travel accessories and kids travel games.AAA VISA REWARDS
Open a new AAA Member Rewards Visa card and receive a $100 Gift card and $75 credit on your statement.AUTOMOTIVE SERVICES
Current AAA members can have their vehicle battery tested
254 Hofstra Northern Blvd
Travel & Tickets Deals
GF's Insurance gone & pregnant - what are options? (lapse in coverage)
Added on : Monday January 27th 2014 07:00:16 AM
g: 0 Posted By: Muscle
Views: 0 Replies: 0 I'll try to keep this short. My (now 6 month pregnant) GF graduated college this past December. She was incorrectly told that her college insurance would continue until June of this year, but today found out this morning that it in fact expired almost 2 weeks ago. So, she's without insurance at all. She's working part time in the service industry but that's going to come to a halt soon as the pregnancy progresses.

We've been exploring options since we found out this morning, but I need to know what I can do ASAP.

She's applying right now to see if she's eligible for Medicaid, but after a phone call with them they said it would take a packet in the mail, followed by her filling it out, sending it in, receiving another packet with healthcare options, and sending that in. All in all this could take 1-2 months, so what can be done in the interim? She's can't go 2 months without insurance. Looking at options through the ACA website too.

As for me, I'm on personal health insurance through Anthem, so maybe I can add her on there if that's quicker? Will she get covered for pregnancy expenses as this is a 'pre-existing condition'?

I'm just trying to figure out options on how to get her covered ASAP as we have other baby appointments coming up and because, well, it's dumb to go without insurance. Literally just found out this morning that we were given incorrect information about her school's insurance duration.

Lastly, will any of these applications retroactively pay for appointments or other issues that come up prior to actual coverage? I thought I read somewhere some places will back-pay up to 3 months or so. My biggest concern is the lapse in coverage.

Thanks for any help. Somewhat panicking right now.
Free streaming of Howard Stern's Birthday Bash on 1/31
Added on : Wednesday January 22nd 2014 11:00:08 AM
g: 0 Posted By: remick
Views: 68 Replies: 0 http://www.howardstern.com/news/the-birthday-bash-for-everyone

We couldn't keep the biggest party of the year just to ourselves. That's why we're excited and proud to announce that on Friday, January 31st the entire world will be able to listen to the broadcast!
You do not need to be a subscriber. You do not need to give us an email address, fill out any forms or promise us your first born. All you have to do is go to SiriusXM.com on Friday, click the link to listen, and enjoy the show!
But wait, there's more! Along with the live, streaming audio broadcast we'll be live blogging the entire show! As you listen you'll get the latest pics, updates, info and more straight from the party!
"Howard Stern's Birthday Bash" will be broadcast live from the Hammerstein Ballroom in New York City on the evening of January 31, 2014. The broadcast starts at 4:00 pm ET with a two-hour pre-show featuring red carpet interviews and more; the main event starts at 6:00 pm ET and will be hosted by Jimmy Kimmel, with guests including Louis C.K., David Letterman and Sarah Silverman, with musical performances by Jon Bon Jovi, John Fogerty, Steven Tyler and many others.
Encore presentations of Howard Sterns Birthday Bash will air on Monday, February 3 beginning at 6:00 am ET on Howard 100 and 6:00 am PT on Howard 101 and through the free stream at siriusxm.com. Immediately following this replay, Howard Sterns Birthday Bash will be available on SiriusXM On Demand for subscribers listening via the SiriusXM Internet Radio App for smartphones and other mobile devices or online at siriusxm.com.
Movies & Music Deals
g: 2 Posted By: MISTERCHEAP
Views: 1237 Replies: 4 http://www.biggestbook.com/dyn/rebates/content/q1_2014_ubb_2pgr....

NOTE:

Only the BLACK and the WHITE Colors on the 1.5" Binders qualify. No others.
Office & School Supplies Deals

Target Coupons
g: 1 Posted By: MISTERCHEAP
Views: 262 Replies: 1 http://www.biggestbook.com/dyn/rebates/content/q1_2014_ubb_2pgr....

NOTE:

Only the BLACK and the WHITE Colors on the 1.5" Binders qualify. No others.
Office & School Supplies Deals

Target Coupons
Rite Aid 1/19 - 1/25
Added on : Sunday January 19th 2014 10:00:06 AM
g: 0 Posted By: melachri
Views: 52 Replies: 1 Didn't see a thread for this week yet, so I'll start one.

Biggest deal for me was the Post Great Grains cereal (because my wife LOVES this stuff) 2/$6 - $2 +Up nets $2 per box even without coupons (couldn't find any). Bought 4 and was surprised with an unadvertised catalina for a free gallon of milk (up to $4). And got $12 towards +Up RG.

Also a good deal is Physician's Formula cosmetics buy $15 - $10 +Up. Couldn't find any current coupons.

And Mennen Speed Stick (and Ladies) 2.99 - 1 +Up. Use the B1G1 in today's SS, plus a $1.50 catalina from a few weeks ago (exp 7 Feb). $0.51 MM plus $5.98 towards +Up RGs.

Nothing else that really excited me, though.
Grocery Deals
g: 0 Posted By: remick
Views: 155 Replies: 0 http://www.amazon.com/gp/product/B00DGVFUJG

Fall in love with the Sullivans in Bella Andre's New York Times and USA Today bestselling contemporary romance series! Over a million books sold so far!

In THE WAY YOU LOOK TONIGHT, as a very successful private investigator who has caught most of the cheaters in Seattle with their pants down, Rafe Sullivan believes true, lasting love only happens once in a blue moon. Needing to get away from the city to clear his head, he finds the lake house where he spent the best summers of his life is now a wreck...but the sweet girl next door is all grown up and prettier than anything he's ever seen.
While Brooke Jansen is happy making and selling chocolate truffles in her small Pacific Northwest lake town, she secretly longs to experience something wild. So when her favorite "Wild Sullivan" moves in again next door after more than a decade away, and sparks fly between them, she can't stop wondering if being bad is really as good as it always seemed...and just how long it will be before she can find out.
But when their summer fling quickly spirals into deeper emotions than either of them were expecting, can they survive the heat between them? Or will Rafe make the biggest mistake of his life and end up losing the best thing that's ever happened to him?

AUTHOR BIOGRAPHY
Having sold more than 2.5 million books, Bella Andre's New York Times and USA Today bestselling novels have been #1 bestsellers around the world. Known for "sensual, empowered stories enveloped in heady romance" (Publishers Weekly), her books have been Cosmopolitan Magazine "Red Hot Reads" twice and have been translated into nine languages.
Totally Free Deals
Panasonic LUMIZ DMC-TS20 16MP Waterproof Camers - $99 w/ FS @ B&H
Added on : Friday January 10th 2014 06:00:10 AM
g: 1 Posted By: slervik
Views: 259 Replies: 2 B&H Photo has the Panasonic LUMIX DMC-TS20 16MP Digital Camera on sale for $99.00 with free shipping.

16MP Resolution
2.7" Intelligent LCD Monitor
25-100mm Ultra-Wide Angle Lens
4x Optical Zoom/ 8x Intelligent Zoom
1280 x 720 HD Video Capture
Water/Shock/Freeze/Dust Proof

Review: PCMag REVIEW LINK

The biggest downfall people seemed to mention with this camera is the 720p Video Resolution.

LUMIX LINKKKK

Cameras Deals

B&H Photo & Video Coupons
g: -1 Posted By: remick
Views: 112 Replies: 0 A Confident Heart, Learning to Live in the Power of God's Promises
http://www.amazon.com/dp/B0055PLK2C

4.8 out of 5 stars (497 customer reviews)

Often the biggest obstacle to living out our faith is our own doubt--about our worth, our abilities, our relationship with God, and situations in our lives. A Confident Heart gives voice to the questions, doubts, struggles, and hopes so many women have. Author Renee Swope shows women how to identify, overcome, and even use doubt in order to live confidently in God's power, truth, and grace. Perfect for women's small groups or individuals, A Confident Heart is an authentic, insight-filled and encouraging message for any woman who wants to exchange destructive thought patterns with biblical truth that will transform the way she thinks, feels, and lives.



Also free at the time of posting:

The Year Of The Lord's Favor?: A Dramatic Vision of 9/11 Two Days Before it Happened and How it Can Change You Today
http://www.amazon.com/dp/B00CKEUDFG
4.9 out of 5 stars (26 customer reviews)

31 Powerful Prayers - Guaranteed To Make Tremendous Power Available and Avail Much!
http://www.amazon.com/dp/B007JWGKH4
4.5 out of 5 stars (23 customer reviews)
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g: 7 Posted By: remick
Views: 909 Replies: 1 http://www.amazon.com/Pocket-Your-Dollars-Attitude-Financial-ebook/dp/B00AHY0RKW

4.6 out of 5 stars (99 customer reviews)

Countless free budget plans are available for every possible income level and stage of life. So why do more than 60 percent of U.S. households still live paycheck to paycheck? The key to financial stability and success isn't just about money--it's about attitudes.

Rocha uses the lessons she learned overcoming personal debt to teach readers how to triumph over the lies we tell ourselves, such as "I deserve a treat," "Fake it till you make it," and "I can't afford it." Each chapter uses real-life examples to explain faulty thinking about money, followed by step-by-step instructions for how to overcome these pitfalls. Budgets are helpful, but real change won't happen without a financial attitude adjustment.


also:

The How to Guide to Money
http://www.amazon.com/How-Guide-Money-Brian-Carr-ebook/dp/B006ZN7T3W

The How to Guide to Money is a one-stop read for anyone interested in learning more about how to get their personal finances under control.
When you consider how tough the current economy is, with household income falling and jobs hard to come by, learning these skills now amounts to economic survival.

By purchasing The How to Guide to Money you will:
* Learn how to painlessly and easily create and stick to a monthly budget
* Get access to a simple Excel-based budget template that is easy to follow and reduces the amount of work required to create and track your budget.
* Learn about how changing the way you view money (hint: time really does equal money) is the single biggest step toward living a frugal lifestyle.
* Discover over 345 ways you can drastically cut your monthly expenses without affecting your quality of life or lifestyle.

Don't waste any more time being lazy about your financial future and goals. Buy The How to Guide to Money and start your budget and saving more money today!


The Fast Track Route To: Eliminate All Debt Financially Guaranteed
http://www.amazon.com/Fast-Track-Route-Financially-Guaranteed-ebook/dp/B00HGTBIPO

I personally have been in debt myself, and discovered the exact solution to getting out of debt, and I FINANCIALLY GUARANTEE that it will work for you as well. All you have to do is follow the instructions, steps, and methods explained within the E-book. You will get out of debt, after implementing this valuable information in your life.


A Story of Debt
http://www.amazon.com/gp/product/B00A04S4TK

The 14-month story of how I paid off $20,500 of credit card debt.


The How to Guide to Money
http://www.amazon.com/How-Guide-Money-Brian-Carr-ebook/dp/B006ZN7T3W

The How to Guide to Money is a one-stop read for anyone interested in learning more about how to get their personal finances under control.



Simplified - Living More Efficiently and More Affordably
http://www.amazon.com/Simplified-Living-More-Efficiently-Affordably-ebook/dp/B00HL6OWBO

Todays world is a fast pace, and individuals have less time. Being simplified means more time for your activities, family and for better decision making. It is a new form of a five star champagne and luxury lifestyle through less complexities and stress.



Frugal Cooking for Simple Living (90+ Recipes)
http://www.amazon.com/dp/B00CTVOVD0

Your family will love trying new delights from this cookbook and you'll quickly find that eating frugally can equal eating well!



Inexpensive Meals - The Ultimate Recipe Guide
http://www.amazon.com/Inexpensive-Meals-Ultimate-Recipe-Guide-ebook/dp/B00H7IEZTK

Preparing meals at home allows you to control their nutritional value, but planning healthy meals on a budget can seem overwhelming. With a bit of planning, the task becomes much less daunting. We have collected the most affordable and delicious recipes from around the world. Enjoy!

Books Deals

Amazon Coupons
Free Kindle Book- Hot Doug's: The Book (was $24.95)
Added on : Wednesday January 01st 2014 03:00:03 AM
g: 0 Posted By: remick
Views: 8 Replies: 0 http://www.amazon.com/gp/product/B00B0SBFQO

4.7 out of 5 stars (13 customer reviews)

When it comes to hot dogs, Hot Doug's head chef Doug Sohn is the master of the craft. His introduction of gourmet ingredients and professionally trained culinary flair to the world of encased meats has earned him national recognition and praise. In Hot Doug's: The Book, Sohn takes the reader on a fun, irreverent trip through the history of hot dogs, his restaurant, and the many patrons -- both famous and average Joe -- who have declared Sohn the king of dogs.

As told through Sohn's own stories, this book will combine photos, favorite anecdotes, lessons learned, and lists ranging from general restaurant etiquette to most-repeated sausage double-entendres (Doug's heard 'em all). Stories included will reveal fact from the folklore of the restaurant's founding, retell the tale of Hot Doug's infamous 2006 run-in with Chicago City Hall, and even provide accounts of Hot Doug's-inspired tattoos, which if presented upon order privilege the bearer to free hot dogs for life. Contributions from some of Hot Doug's biggest fans will be spread throughout the book, with raves from Paul Kahan, Steve Albini, Dan Sinker, Mindy Segal, Homaro Cantu, Aziz Ansari, many other local and national figures, and an introduction from Graham Elliot.
Books Deals

Amazon Coupons
HELOC for new construction??
Added on : Thursday December 26th 2013 06:00:08 AM
g: 0 Posted By: palongee1
Views: 47 Replies: 0 Hi everyone, ive searched hi and low for some answers pertaining to my situation and so far have found little help, hopefully someone here can give me some direction, here goes
I own a property outright, several acres zoned agricultural. The property was appraised for 500k in 2009.The property has a old home and outbuildings (barns, shops, etc) The old home was built in the 1880's whichwas apparent once I started taking a hard look at the structure underneath the home.From the exterior and interior it looks fine. My original plan was a complete rennovation but the costs are so excessive that im leaning toward building new on the same parcel then removing the old house once the new home is finished. I have looked into a construction loan which requires a contractor and a pretty shorttimline. I have access to all the sub contractors I would need to contract the build myself as well as doing some of the work myself. My concerrns are if I were approved for a heloc and built the new house then removed the old house could I potentially be in a trouble with the bank? The new home would obviously be bigger and worth much more then the existing structure, im just concerned that I could be insome kind of violation of the loan?My reasons for wanting to build this way are 1, I dont want to pay a contractor to do what I can do. Also,my definition of "good enough" is much different then what some of these contractors ideas are. 2, I dont want to be on a stringent timeline to complete the build, I have certain guys I would like to use for certain subs as well as I would like to do some of the work on my own. My biggest issue is financing. Im looking to use some cash but id need to borrow appx 165k to get the project done. Its a unique situation i know, any help anyone could give me would be much appreciated! Thanks for your time! Mike
Personal Finance Deals
Battlefield 4 Game (PC) $29.99 Amazon
Added on : Wednesday December 25th 2013 11:00:04 AM
g: 0 Posted By: ArtieLange
Views: 162 Replies: 1 Amazonhas the Battlefield 4 Game (PC) for a low $29.99. Free Shipping on orders $35+ or Free 2 Day Shipping NO MINIMUM with Amazon Prime Membership.

http://www.amazon.com/Battlefield-4-PC/dp/B00EDJLXHI

This game scores an excellent 83/100 rating at metacritic. Buy it for the multiplayer mode. There are many differences between this game and Call of Duty, but the biggest is probably the inclusion of vehicular combat.


Video Games Deals

Amazon Coupons
HANES UP TO 50% OFF ON OVER 500 STYLES
Added on : Wednesday December 25th 2013 01:00:04 AM
g: 1 Posted By: tigresslil
Views: 138 Replies: 0 OUR BIGGEST UNDERWEAR SALE EVER !!!

UP TO 50% OFF ON OVER 500 STYLES
including Bras, Panties, Socks Hosiery, Shapers, & Thermals.

50% OFF TEES

END OF SEASON CLEARANCE 50% - 70% OFF

Free shipping on orders $70.00+

http://www.hanes.com/




Clothing Deals

Hanes Coupons
Free Google Play Songs
Added on : Tuesday December 24th 2013 03:00:06 PM
g: 0 Posted By: fsidos
Views: 48 Replies: 0 https://play.google.com/store/music/collection/series_overview_t...

All month long, Google Play is giving away free tracks and discount albums from some of music's biggest stars. Grab these while you can, and check back next week for another batch of gifts by your favorite artists.
Movies & Music Deals
g: 1 Posted By: Aeromark
Views: 135 Replies: 0 ClickedIn has a coupon for the Alamo Draft Houselocations in San Antonio and New Braunfels, TX.

http://www.clickedin.com/alamoDont trust the elves, get your gifts from Alamo Drafthouse 2 movie tickets + $10 gift card for $20

Now that Wurstfest is over, its time to start thinking about the biggest Holiday of them all! Get up to 42% off two movie tickets and a $10 gift card, all for only $20. Immerse yourself in the Alamo Drafthouse experience with craft beer, fantastic local cuisine and a no nonsense texting policy.At savings this big, it makes the perfect gift for anyone on your list or even for yourself, so relieve some holiday stress and buy your tickets today.

Get two movie tickets plus a $10 gift card for only $20
Valid at Westlakes, Park North, Stone Oak and the new cinema in New Braunfels
No one wants any more plaid socks, give them this amazing Alamo offer instead

The tickets and gift card can be redeemed from the Park North, Westlakes, Stone Oak or Marketplace locations from November 22, 2013, until March 31, 2014. The food and beverage certificate must be used in one visit and there is no Cash Back. The movie tickets are valid on all shows, including 3D. Maximum value of each ticket is $13 (total of $26 for both tickets). Maximum value of the food and beverage certificate is $10 and has no cash value and is non-refundable. All patrons must be 18 years or older or be accompanied by a parent. Children under 6 are not admitted except during the matinee show times every Tuesday (Baby Day), and children under 13 will not be admitted to any Rated R feature.
Restaurants & Entertainment Deals
g: 0 Posted By: canavja
Views: 164 Replies: 0 A)Get your Groupon on for Red Envelope(as usual time and quantity are limited on the offer and undefined).

B) If you like to easily make your own beer (or know of someone who does) Red Envelope has a sale on 2 styles of Mr. Beer Refill kits (3 refills per kit) for $29.99 each:
International Canadian Draft, Wheat Weizenbier, Octoberfest Lager
American Classic Blonde, Golden Lager, Red Ale

Personally I doubled up on the Internationals to use up my Groupon amount as I like to sip beers, the German ones.

Do note that this isn't the standard kit with the fermenter and bottles, it's just the ingredients to slap together inside of them.

Use code RED for 15% off your order. Enter it in the Special Codes field after adding items to your cart.
Enter your Groupon Redemption Code when checking out in the Special Codes field under the Payment Info Section (they sure do make you go througha lot of screens at check out).

There is a FREESHIP49 code for free shipping over $49 and would be worth $1 more than the 15% off one, but I couldn't get the site to process that along with the Groupon code (as it was it took some finesse to get the RED code through with the Groupon, perhaps someone else can work it out and educate the world on how to).

So for the 6 refills I spent $25 @ Groupon + $16.38 @ RedEnvelope ($.98 for the balance of the two refills after 15% off + $9.99 shipping + $5.41 tax (NYC on the pre-Groupon amount) = $41.38
Per refill that's $6.90 per. 2 Gallons of beer = 256 ounces. That's over 21 12 ounce beers for <$7.
I didn't calculate in the CashBack as I've done enough math for a Friday night but be sure to use Fatwallet for that as they've got nice returns for Groupon and Red Envelope.

If you're not so into the beerand find something more pricy at RedEnvelope and spend over $100 after the Groupon discount, you can get $20 off with AMEX offers too provided you added it to your card first.

As an add-on (not so hot), the Mr. Beer site is having what they call, their biggest sale of the year 30% off refill/beer bottle bundles thru 12/16.Their e-mail about it was the impetus for me to find the best deal I could on refills. If you prefer other varieties that may not easily be found for cheap (craft/seasonal) or want their fresh bottles, now is probably the time to grab them there.

If you want to partake in this but don't yet have the fermenter and bottles, the best valueI can find out there (I didn't look hard) is the Gold kit for $39.99 at Cabela's (free ship to store).
For a better deal I'd advise to wait until the holiday's are over and the stores get tired of seeing the kits take up so much space on their shelves. I got my deluxe kit from Rite Aid in January for $12.

Between this and the wine deal I'm looking to keep the parties going well into 2014. Prost!
Categories Deals

Groupon Coupons
43% off domain renewals at GoDaddy
Added on : Thursday December 12th 2013 01:00:03 PM
g: 0 Posted By: prolyfik
Views: 149 Replies: 0 Deal found via another site...
TB said: GoDaddy, a web hosting site, is offering 43% off Renewals after Coupon Code: "GDC776" (Exp Soon). This is the biggest discount we've seen for Renewals at GoDaddy.


Services Deals

GoDaddy Coupons
g: 0 Posted By: bittul
Views: 186 Replies: 0 Jos A Bank has a sale practically every (other?) day of the year.

The sales on the suits range from B1G2 Free to B1G3 Free. The biggest discount they ever offer (which is the time to buy) is 75% off.

This time, they're stacking $25 off (every $125), on top of the 75% off. Making this a really nice deal.

So if you've been holding off getting a JAB suit, this sale is as cheap as it gets (afair).

www.josbank.comUse code: SAVE25

Shipping is free after $50.

While you're there consider their Topcoats on Sale for $119. And/or their Shoe Trees on sale 3 for $25 ($8.33 each!). Just keep in mind that the maximum discount on the SAVE25 is $125.

Direct links:
75% off suits = www.josbank.com/menswear/shop/SubCategory_11001_10050_9213000
$119 Topcoats = http://www.josbank.com/menswear/shop/SubCategory_11001_10050_9327058
Ceder Shoe Tree = http://www.josbank.com/menswear/shop/Product_11001_10050_101593
Clothing Deals

Jos. A. Bank Coupons
Lego Friends Olivia's House - 40% OFF - $44.99 @ Amazon
Added on : Sunday December 08th 2013 05:00:07 AM
g: 4 Posted By: craftsmd
Views: 368 Replies: 2 One of the biggest of the LEGO Friend's sets at 695 pieces. MSRP is $74.99, but Amazon has it right now at $44.99 (40% Off).

http://www.amazon.com/LEGO-Friends-Olivias-House-3315/dp/B005VPR...
Toys Deals

Amazon Coupons
g: 0 Posted By: daBomb
Views: 95 Replies: 2 .
www.goodRx.com/revatio/price


Revatioisabrandnamefor Sildenafil,whichisalsomarketedasViagra.

Thebiggestdifferencebetween Revatio and Viagra isthat theFDAhasapprovedagenericequivalentforRevatiowhichisalreadyavailable in the U.S.

OnLongIsland,NY, 10brandname 100mgViagratabletscostabout $250,while 50generic 20mgSildenafiltabletsgoforaslittleas $40atWalMartandSam'sClubpharmacies-withafreegoodRx.comDiscountCard.

That's $250 for 1000mgofViagravs. $40for 1000mgofSildenafil.

Sounds like a hot deal to me!


www.goodRx.com/revatio/price

Health Deals

Sams Club Coupons
Free Kindle Book- Personal Training 101 Selling Mistakes (was $10.02)
Added on : Monday December 02nd 2013 10:00:02 AM
g: 0 Posted By: remick
Views: 71 Replies: 0 http://www.amazon.com/Personal-Training-101-Selling-Mistakes-ebook/dp/B00GZ0TI7K

In this book Gervasio Da Gloria will share with you 101 Personal Training Selling Mistakes that your competitors don't have a clue about. This book will be such a powerful tool for you, because it gives you access to a massive library of business, and personal training sales 'know-how' proven numerous times to get BIG results. All you have to do is put them in practice and make them work for you.


NOT investing in yourself, your business, your future, your freedom can be one of the biggest regrets of your life. Simple because you dont have to make all the mistakes I did in selling personal training to be successful; you simply need to find out what my mistakes were and avoid them and save your own business from certain disaster.

Once you tap into Gervasio Da Gloria experiences, you will be saving your time and money straightaway with exactly what works. He will let you see and grab his inside secrets in how to make money from personal training thats pulled in steady profits month after month for over 10 years.
g: 0 Posted By: gizmo
Views: 187 Replies: 0 Linkazon
Imagine One of Gotham Citys biggest criminals, Bane, in Gotham City Jail, when, with the turn of a disk, he powers up and begins to glow. That cant be good for Batman. Turn a figure on another disk and jailbreak- Bane is free. Rotate the Bat-Signal to call Batman for help. Its a whole new adventure every time you play. Includes Batman and Bane figures.
Toys Deals

Amazon Coupons
Hanes Black Friday Deals Start Today
Added on : Thursday November 28th 2013 12:00:05 AM
g: 1 Posted By: tigresslil
Views: 337 Replies: 1 1 - 20% OFF ORDERS OF $70+: Discount reflected at checkout. Expires midnight 11/29/13
2 - TEES & SWEATS UP TO 60% OFF
3 - BIGGEST UNDERWEAR SALE EVER - up to 50% off 500+ styles
4 - $1.99 SHIPPING OR FREE SHIPPING ON ORDERS $70+ Standard delivery only. Expires midnight 11/29/13

PLUS MUCH MORE
http://www.hanes.com/



Clothing Deals

Hanes Coupons
The BIGGEST discount you may find in guided tours
Added on : Tuesday November 26th 2013 02:00:02 PM
g: 0 Posted By: mikecat
Views: 50 Replies: 1 Tripedition.com offers 20% off if you share their website on your facebook. It is simple, just go to their website. On the home page, there is a banner ads. Just click it and it will direct you to your facebook page. Must book between Nov 28th to Dec 2.
Restaurants & Entertainment Deals
g: 0 Posted By: Virgil27
Views: 1404 Replies: 2 Urge Basics Sound Brick Bluetooth Speaker with Built-In Microphone @ Groupon - $34.99 after Coupon
compare at $42.99
Free Shipping!Get literally the biggest bang for your buck with this Urge Basic Sound Brick Bluetooth Speaker for $13 off the next lowest price plus free shipping.
   (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Headphones & Speakers Deals

Groupon Coupons
Marriott Cyber Monday 2013 Shop Offers
Added on : Monday November 25th 2013 06:00:04 PM
g: 0 Posted By: thedbn
Views: 229 Replies: 0 Get exclusive early access to Cyber Monday savings‏
Marriott Rewards members save $600 off the Marriott Bed our biggest discount to date. Enter code "REWARDS" at checkout.
link
Save 20% off Marriott Pillows
Save 25% off Marriott Blankets
Save 30% off Bath & Spa
Save 25% off Mattress Toppers

FYI deal is available now
Requires Marriott Rewards membership
Bedding Deals

Marriott Hotels and Resorts Coupons
g: 0 Posted By: Virgil27
Views: 295 Replies: 0 Urge Basics Sound Brick Bluetooth Speaker with Built-In Microphone @ Groupon - $29.99 after Coupon
compare at $42.99
Free Shipping!Get literally the biggest bang for your buck with this Urge Basic Sound Brick Bluetooth Speaker for $13 off the next lowest price plus free shipping.
Coupons
5OFF15 - $5 off $15  (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Headphones & Speakers Deals

Groupon Coupons
China Announces That It Is Going To Stop Stockpiling U.S. Dollars
Added on : Friday November 22nd 2013 04:00:09 PM
g: 0 Posted By: unnamedny
Views: 127 Replies: 0 http://seekingalpha.com/article/1857411-china-announces-that-it-...
1 said: China just dropped an absolute bombshell, but it was almost entirely ignored by the mainstream media in the United States. The central bank of China has decided that it is "no longer in Chinas favor to accumulate foreign-exchange reserves". During the third quarter of 2013, China's foreign-exchange reserves were valued at approximately $3.66 trillion. And of course the biggest chunk of that was made up of U.S. dollars. For years, China has been accumulating dollars and working hard to keep the value of the dollar up and the value of the yuan down. One of the goals has been to make Chinese products less expensive in the international marketplace. But now China has announced that the time has come for it to stop stockpiling U.S. dollars. And if that does indeed turn out to be the case, than many U.S. analysts are suggesting that China could also soon stop buying any more U.S. debt. Needless to say, all of this would be very bad for the United States
Question Deals
Amazon Black Friday deals press release - Starts Sunday the 24th
Added on : Thursday November 21st 2013 07:00:08 AM
g: 15 Posted By: Murrow
Views: 3031 Replies: 8 Black Friday deals offered earlier than ever before starting Sunday, November 24

Eight days filled with thousands of deep Black Friday discounts

Offering more Lightning Deals including a 32" LED TV for $98 and 50% off the Amazon Exclusive LeapPad2 - Doc McStuffins Bundle

SEATTLE--(BUSINESS WIRE)--Nov. 21, 2013-- (NASDAQ:AMZN) Today, Amazon.com announced Black Friday deals will start a day earlier this year, beginning on Sunday, November 24, with new daily deals as often as every ten minutes. Customers can also enjoy free shipping on millions of eligible items including leading electronics and some of the most anticipated toys, or unlimited Free Two-Day Shipping on more than 15 million items with Amazon Prime.

"We are heading into the busiest and most fun time of the year for Amazon, with an astonishing number of deals for customers," said Craig Berman, Vice President, Amazon Global Communications. "Beginning this Sunday, customers can expect to find a new deal every 10 minutes, including electronics, toys, books, movies, tools and much more and all these deals can be scooped up from the comfort of home or while on the go through our mobile shopping app."

Following are examples of some of the amazing deals that will be available at various times starting Sunday, November 24 through Black Friday weekend (www.amazon.com/blackfriday):

Electronics:
Vizio E550i-A0 55-Inch 1080p 120Hz Smart HDTV, $479.99
Seiki 32-inch 720p 60Hz LED HDTV, $98
Seiki 50-Inch 1080p 60Hz LED HDTV, $229
Vizio 60-inch 1080p 120Hz HDTV, $688
Samsung 65-Inch 1080p 120Hz LED HDTV (Black), $999
Samsung 55-Inch 1080p 240Hz 3D Ultra Slim Smart LED HDTV, $1297.99
Sony BDP-S3100 Blu-ray Disc Player with Wi-Fi, $54.99
Google Chromecast streaming media player, $29.99
Save on a selection of laptops from great brands like Asus, Dell and Lenovo starting at $239.99
Save $80 on a waterproof action camera
Canon T3 Digital SLR Camera, under $400
Nikon D3200 Digital SLR Camera and 2 lens kit, under $500
Save $300 on Fujifilm XS-1 26x long zoom camera
Jawbone Jambox Bluetooth Speaker, $99.99
HTC One, $0.01 with a new 2 year contract (with Sprint, Verizon, AT&T)

Toys:
50% off LeapFrog LeapPad2 Learning Tablet - Doc McStuffins Bundle (Amazon Exclusive)
50% off K'NEX Angry Birds Christmas Advent Calendar (Amazon Exclusive)
Up to 50% off SpongeBob toys
50% off select VTech toys

Video Games:
Save up to 90% on select titles in the Amazon Appstore
Xbox 360 250 GB Holiday Value Bundle including Halo 4 and Tomb Raider, $189.99
PS3 250GB Bundle including The Last of Us and Batman Arkham Origins, $199
$34 for popular games like Grand Theft Auto V and Batman Arkham Origins
Call of Duty Ghosts, $39.96
$25 for popular games like FIFA 14, Madden 25, Battlefield 4, NCAA
Skylanders Swap Force Characters Buy 2 Get 1 Free

Books and Movies:
Up to 53% off popular books throughout Black Friday weekend, including LIFE: The Day Kennedy Died
25 Cinematic Kindle Books, $1.99 each
Up to 63% off 8,000 popular movies and TV shows including Dexter, Jack Reacher, and The Heat
Hourly Lightning Deals with savings up to 80% on over 440 movies & TV shows

Kitchen:
Mr. Coffee single-cup brewer powered by Keurig (assorted colors), $64.99
Skybar 1-Chamber Wine Preservation System, $179.99
Oster Rechargeable and Cordless Wine Opener with Chiller, $14.99

Tools:
Up to 60% off best-selling tools from DEWALT and Bosch
$10 off purchase of $50 or more on select Black & Decker tools

DIY:
Save $100 on SINGER Fashion Mate 70-Stitch Computerized Free-Arm Sewing Machine
Bond Pink 5-Piece Garden Tool Bag and Gift Set, Under $20

Pets:
ABO Gear, Fun Tunnel for Cats, $21.19
45% off Perky-Pet Copper Triple Tube Bird Feeder

Music:
Up to 60% off popular albums including New by Paul McCartney, Blurred Lines by Robin Thicke and Blunderbuss by Jack White
MP3 albums start at $5.99 including Luke Bryan, Kasey Musgraves, The Head & The Heart, The Avett Brothers, Vampire Weekend, Janelle Monae, Phoenix and Drake
Memorex SingStand 2 Karaoke System, $54.99
First Act Kids Instrument Bundle, $99.99

Baby:
Save 50% or more on Philips AVENT Infant Starter Gift Set
Save 60% or more on Levana Stella Baby Monitor
Save up to 30% on select Skip Hop Diaper Bags
Save 40% or more on BABYBJORN Organic Baby Carrier

Fashion and Apparel:
Up to 60% off jackets & coats
Up to 65% off sweaters & fleece
Up to 60% off pajamas & robes
25% off boots, slippers & more

All prices available at select times and while supplies last.

Black Friday Countdown Deals THIS WEEK

Continue to check Amazon's early Black Friday deals event for more countdown deals this week including the LG 50-inch HDTV for $448, great deals on toys and popular video games under $50.

Save up to 90% on select titles in the Amazon Appstore

Throughout the holiday season, the Amazon Appstore will have hundreds of titles that are either free, as part of the Amazon Free App of the Day program, or available between 50% - 90% off. The deals will include popular titles like Super Why!, Where's My Mickey, Monopoly, Angry Birds Star Wars II, NBA2K14, Wheel of Fortune and OfficeSuite Pro, among others. Starting on Black Friday and running through Cyber Monday, the Amazon Appstore will feature discounts on OfficeSuite Pro from $14.99 to $.99 and Wheel of Fortune from $2.99 to $.99 including a holiday update that is only available to Android customers via the Amazon Appstore for a limited time. Customers can find all the latest deals in the Amazon Appstore by visiting www.amazon.com/appstore.

Thanksgiving Becomes Mobile Shopping Holiday

Pass the turkey and the mobile phone, Thanksgiving Day has become one of the biggest mobile shopping days on Amazon. People love shopping on a mobile device so much, millions of Amazon customers shop exclusively on a mobile device all year. The free Amazon mobile shopping app offers customers an on-the-go shopping solution, now with opt-in push notifications, making it easy for customers to keep up with the latest deals, allowing customers to go from "I want that" to "I bought that" in under 30 seconds.

Find Toy and Electronic Gift Ideas

Shoppers can visit Amazon's curated and easy to navigate toy and electronics gift lists to discover some of the hottest items of the season. For more details, visit www.amazon.com/holidaytoylist and www.amazon.com/electronicsgiftlist.

Support your Favorite Charitable Organization

Shop on AmazonSmile (smile.Amazon.com) this holiday and find the exact same Amazon you know and love, with the added bonus that Amazon will donate a portion of the purchase price to your favorite charitable organization.

Save More with the Amazon.com Rewards Visa Card from Chase

Chase has joined Amazon in celebrating Black Friday Deals this holiday season. All year long, customers using the Amazon.com Rewards Visa Card from Chase can earn 3X points for purchases at Amazon.com. To learn more about the Amazon.com Rewards Visa Card, customers can visit www.amazon.com/rewards.

Fast, Free Shipping Everyday on Amazon

Amazon Prime members enjoy unlimited Free Two-Day Shipping on more than 15 million items for only $79 a year. To become a member of Amazon Prime, or to learn more about the membership program, customers can visit www.amazon.com/prime. Amazon also offers free shipping on millions of items every day, year-round, on eligible orders $35 and over.

About Amazon.com

Amazon.com, Inc. (NASDAQ:AMZN), a Fortune 500 company based in Seattle, opened on the World Wide Web in July 1995 and today offers Earth's Biggest Selection. Amazon.com, Inc. seeks to be Earth's most customer-centric company, where customers can find and discover anything they might want to buy online, and endeavors to offer its customers the lowest possible prices. Amazon.com and other sellers offer millions of unique new, refurbished and used items in categories such as Books; Movies, Music & Games; Digital Downloads; Electronics & Computers; Home & Garden; Toys, Kids & Baby; Grocery; Apparel, Shoes & Jewelry; Health & Beauty; Sports & Outdoors; and Tools, Auto & Industrial. Amazon Web Services provides Amazon's developer customers with access to in-the-cloud infrastructure services based on Amazon's own back-end technology platform, which developers can use to enable virtually any type of business. Kindle Paperwhite is the world's best-selling and most advanced e-reader. It features new display technology with higher contrast, the next generation built-in light, a faster processor, the latest touch technology, and exclusive new features designed from the ground up for readers. Kindle, the lightest and smallest Kindle, features improved fonts and faster page turns. The new Kindle Fire HDX features a stunning exclusive 7" or 8.9" HDX display, a quad-core 2.2 GHz processor, 2x more memory, and 11 hours of battery life, as well as exclusive new features of Fire OS 3.0 including X-Ray for Music, Second Screen, Prime Instant Video downloads, and the revolutionary new Mayday button. The all-new Kindle Fire HD includes an HD display, high-performance processor and dual speakers at a breakthrough price.

Amazon and its affiliates operate websites, including www.amazon.com, www.amazon.co.uk, www.amazon.de, www.amazon.co.jp, www.amazon.fr, www.amazon.ca, www.amazon.cn, www.amazon.it, www.amazon.es, www.amazon.com.br, www.amazon.in, www.amazon.com.mx, and www.amazon.com.au. As used herein, "Amazon.com," "we," "our" and similar terms include Amazon.com, Inc., and its subsidiaries, unless the context indicates otherwise.

Forward-Looking Statements

This announcement contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Actual results may differ significantly from management's expectations. These forward-looking statements involve risks and uncertainties that include, among others, risks related to competition, management of growth, new products, services and technologies, potential fluctuations in operating results, international expansion, outcomes of legal proceedings and claims, fulfillment and data center optimization, seasonality, commercial agreements, acquisitions and strategic transactions, foreign exchange rates, system interruption, inventory, government regulation and taxation, payments and fraud. More information about factors that potentially could affect Amazon.com's financial results is included in Amazon.com's filings with the Securities and Exchange Commission, including its most recent Annual Report on Form 10-K and subsequent filings.
Electronics Deals
Amazon Black Friday deals press release
Added on : Thursday November 21st 2013 05:00:02 AM
g: 1 Posted By: Murrow
Views: 244 Replies: 0 Black Friday deals offered earlier than ever before starting Sunday, November 24

Eight days filled with thousands of deep Black Friday discounts

Offering more Lightning Deals including a 32" LED TV for $98 and 50% off the Amazon Exclusive LeapPad2 - Doc McStuffins Bundle

SEATTLE--(BUSINESS WIRE)--Nov. 21, 2013-- (NASDAQ:AMZN) Today, Amazon.com announced Black Friday deals will start a day earlier this year, beginning on Sunday, November 24, with new daily deals as often as every ten minutes. Customers can also enjoy free shipping on millions of eligible items including leading electronics and some of the most anticipated toys, or unlimited Free Two-Day Shipping on more than 15 million items with Amazon Prime.

"We are heading into the busiest and most fun time of the year for Amazon, with an astonishing number of deals for customers," said Craig Berman, Vice President, Amazon Global Communications. "Beginning this Sunday, customers can expect to find a new deal every 10 minutes, including electronics, toys, books, movies, tools and much more and all these deals can be scooped up from the comfort of home or while on the go through our mobile shopping app."

Following are examples of some of the amazing deals that will be available at various times starting Sunday, November 24 through Black Friday weekend (www.amazon.com/blackfriday):

Electronics:

Vizio E550i-A0 55-Inch 1080p 120Hz Smart HDTV, $479.99
Seiki 32-inch 720p 60Hz LED HDTV, $98
Seiki 50-Inch 1080p 60Hz LED HDTV, $229
Vizio 60-inch 1080p 120Hz HDTV, $688
Samsung 65-Inch 1080p 120Hz LED HDTV (Black), $999
Samsung 55-Inch 1080p 240Hz 3D Ultra Slim Smart LED HDTV, $1297.99
Sony BDP-S3100 Blu-ray Disc Player with Wi-Fi, $54.99
Google Chromecast streaming media player, $29.99
Save on a selection of laptops from great brands like Asus, Dell and Lenovo starting at $239.99
Save $80 on a waterproof action camera
Canon T3 Digital SLR Camera, under $400
Nikon D3200 Digital SLR Camera and 2 lens kit, under $500
Save $300 on Fujifilm XS-1 26x long zoom camera
Jawbone Jambox Bluetooth Speaker, $99.99
HTC One, $0.01 with a new 2 year contract (with Sprint, Verizon, AT&T)
Toys:

50% off LeapFrog LeapPad2 Learning Tablet - Doc McStuffins Bundle (Amazon Exclusive)
50% off K'NEX Angry Birds Christmas Advent Calendar (Amazon Exclusive)
Up to 50% off SpongeBob toys
50% off select VTech toys
Video Games:

Save up to 90% on select titles in the Amazon Appstore
Xbox 360 250 GB Holiday Value Bundle including Halo 4 and Tomb Raider, $189.99
PS3 250GB Bundle including The Last of Us and Batman Arkham Origins, $199
$34 for popular games like Grand Theft Auto V and Batman Arkham Origins
Call of Duty Ghosts, $39.96
$25 for popular games like FIFA 14, Madden 25, Battlefield 4, NCAA
Skylanders Swap Force Characters Buy 2 Get 1 Free
Books and Movies:

Up to 53% off popular books throughout Black Friday weekend, including LIFE: The Day Kennedy Died
25 Cinematic Kindle Books, $1.99 each
Up to 63% off 8,000 popular movies and TV shows including Dexter, Jack Reacher, and The Heat
Hourly Lightning Deals with savings up to 80% on over 440 movies & TV shows
Kitchen:

Mr. Coffee single-cup brewer powered by Keurig (assorted colors), $64.99
Skybar 1-Chamber Wine Preservation System, $179.99
Oster Rechargeable and Cordless Wine Opener with Chiller, $14.99
Tools:

Up to 60% off best-selling tools from DEWALT and Bosch
$10 off purchase of $50 or more on select Black & Decker tools
DIY:

Save $100 on SINGER Fashion Mate 70-Stitch Computerized Free-Arm Sewing Machine
Bond Pink 5-Piece Garden Tool Bag and Gift Set, Under $20
Pets:

ABO Gear, Fun Tunnel for Cats, $21.19
45% off Perky-Pet Copper Triple Tube Bird Feeder
Music:

Up to 60% off popular albums including New by Paul McCartney, Blurred Lines by Robin Thicke and Blunderbuss by Jack White
MP3 albums start at $5.99 including Luke Bryan, Kasey Musgraves, The Head & The Heart, The Avett Brothers, Vampire Weekend, Janelle Monae, Phoenix and Drake
Memorex SingStand 2 Karaoke System, $54.99
First Act Kids Instrument Bundle, $99.99
Baby:

Save 50% or more on Philips AVENT Infant Starter Gift Set
Save 60% or more on Levana Stella Baby Monitor
Save up to 30% on select Skip Hop Diaper Bags
Save 40% or more on BABYBJORN Organic Baby Carrier
Fashion and Apparel:

Up to 60% off jackets & coats
Up to 65% off sweaters & fleece
Up to 60% off pajamas & robes
25% off boots, slippers & more
All prices available at select times and while supplies last.

Black Friday Countdown Deals THIS WEEK

Continue to check Amazon's early Black Friday deals event for more countdown deals this week including the LG 50-inch HDTV for $448, great deals on toys and popular video games under $50.

Save up to 90% on select titles in the Amazon Appstore

Throughout the holiday season, the Amazon Appstore will have hundreds of titles that are either free, as part of the Amazon Free App of the Day program, or available between 50% - 90% off. The deals will include popular titles like Super Why!, Where's My Mickey, Monopoly, Angry Birds Star Wars II, NBA2K14, Wheel of Fortune and OfficeSuite Pro, among others. Starting on Black Friday and running through Cyber Monday, the Amazon Appstore will feature discounts on OfficeSuite Pro from $14.99 to $.99 and Wheel of Fortune from $2.99 to $.99 including a holiday update that is only available to Android customers via the Amazon Appstore for a limited time. Customers can find all the latest deals in the Amazon Appstore by visiting www.amazon.com/appstore.

Thanksgiving Becomes Mobile Shopping Holiday

Pass the turkey and the mobile phone, Thanksgiving Day has become one of the biggest mobile shopping days on Amazon. People love shopping on a mobile device so much, millions of Amazon customers shop exclusively on a mobile device all year. The free Amazon mobile shopping app offers customers an on-the-go shopping solution, now with opt-in push notifications, making it easy for customers to keep up with the latest deals, allowing customers to go from "I want that" to "I bought that" in under 30 seconds.

Find Toy and Electronic Gift Ideas

Shoppers can visit Amazon's curated and easy to navigate toy and electronics gift lists to discover some of the hottest items of the season. For more details, visit www.amazon.com/holidaytoylist and www.amazon.com/electronicsgiftlist.

Support your Favorite Charitable Organization

Shop on AmazonSmile (smile.Amazon.com) this holiday and find the exact same Amazon you know and love, with the added bonus that Amazon will donate a portion of the purchase price to your favorite charitable organization.

Save More with the Amazon.com Rewards Visa Card from Chase

Chase has joined Amazon in celebrating Black Friday Deals this holiday season. All year long, customers using the Amazon.com Rewards Visa Card from Chase can earn 3X points for purchases at Amazon.com. To learn more about the Amazon.com Rewards Visa Card, customers can visit www.amazon.com/rewards.

Fast, Free Shipping Everyday on Amazon

Amazon Prime members enjoy unlimited Free Two-Day Shipping on more than 15 million items for only $79 a year. To become a member of Amazon Prime, or to learn more about the membership program, customers can visit www.amazon.com/prime. Amazon also offers free shipping on millions of items every day, year-round, on eligible orders $35 and over.

About Amazon.com

Amazon.com, Inc. (NASDAQ:AMZN), a Fortune 500 company based in Seattle, opened on the World Wide Web in July 1995 and today offers Earth's Biggest Selection. Amazon.com, Inc. seeks to be Earth's most customer-centric company, where customers can find and discover anything they might want to buy online, and endeavors to offer its customers the lowest possible prices. Amazon.com and other sellers offer millions of unique new, refurbished and used items in categories such as Books; Movies, Music & Games; Digital Downloads; Electronics & Computers; Home & Garden; Toys, Kids & Baby; Grocery; Apparel, Shoes & Jewelry; Health & Beauty; Sports & Outdoors; and Tools, Auto & Industrial. Amazon Web Services provides Amazon's developer customers with access to in-the-cloud infrastructure services based on Amazon's own back-end technology platform, which developers can use to enable virtually any type of business. Kindle Paperwhite is the world's best-selling and most advanced e-reader. It features new display technology with higher contrast, the next generation built-in light, a faster processor, the latest touch technology, and exclusive new features designed from the ground up for readers. Kindle, the lightest and smallest Kindle, features improved fonts and faster page turns. The new Kindle Fire HDX features a stunning exclusive 7" or 8.9" HDX display, a quad-core 2.2 GHz processor, 2x more memory, and 11 hours of battery life, as well as exclusive new features of Fire OS 3.0 including X-Ray for Music, Second Screen, Prime Instant Video downloads, and the revolutionary new Mayday button. The all-new Kindle Fire HD includes an HD display, high-performance processor and dual speakers at a breakthrough price.

Amazon and its affiliates operate websites, including www.amazon.com, www.amazon.co.uk, www.amazon.de, www.amazon.co.jp, www.amazon.fr, www.amazon.ca, www.amazon.cn, www.amazon.it, www.amazon.es, www.amazon.com.br, www.amazon.in, www.amazon.com.mx, and www.amazon.com.au. As used herein, "Amazon.com," "we," "our" and similar terms include Amazon.com, Inc., and its subsidiaries, unless the context indicates otherwise.

Forward-Looking Statements

This announcement contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Actual results may differ significantly from management's expectations. These forward-looking statements involve risks and uncertainties that include, among others, risks related to competition, management of growth, new products, services and technologies, potential fluctuations in operating results, international expansion, outcomes of legal proceedings and claims, fulfillment and data center optimization, seasonality, commercial agreements, acquisitions and strategic transactions, foreign exchange rates, system interruption, inventory, government regulation and taxation, payments and fraud. More information about factors that potentially could affect Amazon.com's financial results is included in Amazon.com's filings with the Securities and Exchange Commission, including its most recent Annual Report on Form 10-K and subsequent filings.
Vivitar 85mm f/ 1.4 manual lens for Canon - $124 shipped
Added on : Wednesday November 20th 2013 12:00:02 PM
g: 0 Posted By: Reminor
Views: 168 Replies: 0 Yes, manual, but WTH! It is so cheap for apparently great portrait lens. The biggest pluses are it is f/1.4 and EF (full frame, also compatible with APS-S crop cameras).

I figured you set your DSLR to shutter priority, use manual focus (I do it anyway) and fire away. Easy peasy.

Text
Cameras Deals

Adorama Coupons
g: 0 Posted By: VivYip
Views: 86 Replies: 0 credit techbargains

roberts camera via eBay has this refurb'd item for $675 with free shipping

Canon EOS Rebel T4i / 650D 18MP Digital SLR Camera Kit w/18-135mm STM Lens USA
Includes:
EOS Rebel T4i Body
EF-S 18-135mm f/3.5-5.6 IS STM lens
Eyecup Ef
Battery Pack LP-E8
Battery Charger LC-E8E
Camera Cover R-F-3
Wide Strap EW-100DBIV
USB Interface Cable IFC-130U
EOS Digital Solution Disc & Software Instruction Manual CD
Camera Instruction Manual
The biggest features of the t4i include an articulating touchscreen LCD, dual-drive continuous autofocusing for video, and new DIGIC 5 image processor.

Hope thsi migth help someone. Thank you for reading.
Stores open on Thanksgiving to begin the sales for Black Friday
Added on : Wednesday November 13th 2013 02:00:04 PM
g: 0 Posted By: Ayla
Views: 252 Replies: 2 I was at a site, and found this information, and thought I would share, if anyone has more information, for other stores, please feel free to add the information. If I find more, I will edit and add.

1. WalMartThanksgiving day opening: Specials begin at 6:00 p.m. and 8:00 p.m. (Many stores open 24 hrs.)Wal-Mart Stores posted more than $328 billion in retail sales at its more than 4,500 U.S. stores last year. Overall, WalMart's sales were greater than the seven other retailers on this list combined. But with Thanksgiving falling on November 28, later than in most years, and consumer budgets expected to be tight, the retail giant moved its opening hours earlier in an attempt to capture sales. WalMart also pushed up the start of its online annual holiday deals by one month, to early November.

2. TargetThanksgiving day opening: 8:00 p.m.Target plans to open stores at 8 p.m. on Thanksgiving, an hour earlier than last year. The stores will remain open all night and close on Black Friday at 11 p.m. However, Target had limited success on Black Friday last year. According to Placed, a location analytics firm, Target failed to match the performance of other top retailers on this critical shopping day. This year, the chain also plans to offer Thanksgiving deals to online shoppers and lead up to the Thanksgiving opening hour with a special online-only promotion of 15 daily discounts. The online promotion will last two weeks. In 2012, Target's 1,778 stores had revenues of nearly $72 billion, more than 5% more than the prior year.

3. Best BuyThanksgiving day opening: 6:00 p.m.Best Buy announced last week that more than 1,000 stores will be open all night on Thanksgiving, starting at 6 p.m., and close on Friday at 10 p.m. Best Buy's U.S. sales totaled $34.4 billion in 2012, an increase of just 1.1% from the prior year. In recent years, the consumer electronics retailer has been has lost sales to online retailers. While traffic at the stores may have remained the same, many customers simply used the stores to test products before buying them at Amazon.com or other e-commerce sites, a phenomenon called "showrooming." This year the company is embracing its showroom reputation and hopes to boost sales by bringing in additional foot traffic. Best Buy also said that it would lead up to Thanksgiving with special offers for rewards card members in the days before the holiday.

4. SearsThanksgiving day opening: 8:00 p.m. at Sears stores and 6:00 a.m. at Kmart StoresSears Holdings will open its Sears stores at 8 p.m. on Thanksgiving. The stores will remain open until 10 p.m. on Black Friday. At its Kmart stores, the shopping season will get an even earlier start. Kmart stores will open at 6 a.m. on Thanksgiving morning and remain open for 41 hours, until 11 p.m. Friday night.

5. Macy'sThanksgiving day opening: 8:00 p.m.Macy's stores will open on Thanksgiving for the first time in the company's history, and they will stay open through Black Friday evening. The company's chief stores officer noted that it was time for Macy's to join "the fun and excitement" of the Black Friday shopping spree. The company already had a significant presence on Thanksgiving, however. Macy's has sponsored the Macy's Thanksgiving Day Parade in New York since the 1920s. Last year, Macy's posted U.S. sales of about $27 billion in 2012, up 5% over 2011 sales.

6. Kohl'sThanksgiving day opening: 8:00 p.m.Most Kohl's stores will open Thursday evening at 8 p.m. and close again at midnight on Black Friday. This is the store's earliest ever Thanksgiving opening. The company is offering more than 500 online deals beginning on the Tuesday before Thanksgiving. Kohl's called the Black Friday shopping frenzy a "much-anticipated tradition enjoyed with family and friends" sort of like Thanksgiving dinner. Kohl's posted U.S. sales of more than $19 billion in 2012, up 2.5% from 2011.

7. J.C. PenneyThanksgiving day opening: 8:00 p.m.J.C. Penney is opening its retail stores a full 10 hours earlier than it opened its stores last year. J.C. Penney posted U.S. sales of about $13 billion in 2012, a drop of nearly 25% from the prior year, and this year's sales are going to be much worse, judging from its performance so far. J.C. Penney cannot afford to stay closed if competitors like Kohl's and Macy's are open. Whether the extended hours will help the struggling retailer at all is questionable. But J.C. Penney already held what it called its "biggest sale ever" in early November. Whether the company chose to launch the sale to clear out old products before Black Friday, or to raise desperately needed cash, has not been disclosed.

8. The GapThanksgiving day opening: 9:00 a.m. at Old Navy storesThe Gap plans to open more than 900 Old Navy stores from 9 a.m. to 4 p.m. on Thanksgiving Day. Additionally, about 700 stores will reopen at 7 p.m. that day and remain open until the end of Black Friday. In order to generate excitement, and compete for consumer dollars during a cutthroat holiday season, Old Navy plans to give away $1 million to one shopper during its Black Friday event. The company has not posted extended Thanksgiving hours for Gap or Banana Republic stores. Gap posted $12 billion in U.S. sales last year, up 5% from 2011.
Home & Garden Deals
Starting New Job, Working Out Logistics and Seeking Opinions
Added on : Tuesday November 05th 2013 04:00:12 AM
g: 0 Posted By: Dus10
Views: 0 Replies: 0 Well, an opportunity and its timing have finally worked themselves out for me to make an employment move. I have been working at my current employer for nearly 4 years and it has been a tremendously positive experience. When I started, it was a 15% pay increase and had some requirements for higher end industry certifications for which they funded training. Over the years, I received good reviews with a carrot of promotion which eluded me because I took on our biggest project and it left me without any time for some of the new duties I would have in addition to it. In addition, they paid for about 4/5 of a masters degree for me and most of that has rolled off of the tuition payback timetable. Each year I have had at least one job offer that was for significantly more money, but the benefits were less; while it came out positively for the move, I decided to stay because of the short-term costs of paying back my tuition that would have been more significant and I felt I was doing good work that would benefit me into the future. This year, I have had three job offers and this latest is a good opportunity, I believe. The pay is slightly less than other opportunities, but it has a better bonus potential and benefits that are very close to what I have now.

So, I have some logistics to work out assuming I accept the offer (which is my plan). First, the new employer has a 30-day waiting period for insurance. This is a big deal for me as my wife has been ill for many years. The last time I had a small gap in insurance, it was a big deal. The new recruiter thought that perhaps my current employer would have my coverage through the end of the month, so I could have my last day be at the beginning of the month and it would give me that month to absorb those 30 days. The timing isn't working out well, though, as the next orientation opportunity would be Dec 2nd, making my last day Nov 29th. Is the "through the end of the month" common? I will definitely get the information from my insurance company to see. I would hate to do it, but perhaps I should schedule my last day to be the end of the first week, and just call in that week? Honestly, I don't like it, but the insurance is a big deal. What other options, besides COBRA do I have? COBRA is ridiculously expensive. Maybe ask for a sign on bonus that would cover COBRA, or leaving something equivalent to the premiums I would be paying with the new insurance?

Now, I still have some tuition reimbursement to pay back, but it is relatively small compared to what it would have been earlier in the years ($12k then, about $3k now). I have a full month of PTO accrued which will be enough to cover that and still give me a few thousand after taxes are taken out... so it mostly works out like a bonus.

Now, both companies offer professional services, though my new company also sells products (for which my current employer is in a partnership with them for). In these situations, how amenable do you think be current and future employers would be to working out an arrangement for my old employer to subcontract my new employer for me to continue work with them? My current employer is a federal contractor and I have privileged access that would be active for several more years. They need someone to fill my role for the next several months until the system I am supporting is outsourced. The contract they are on expires next year, so perhaps it is in their interest to have me continue to work (perhaps 50% instead of 100%) with them. My current employer offers this same kind of service and they have plenty of work, but my current utilization is 100% (meaning I must be billable for 8 hours a day each working day of the month or use flex time or PTO to cover the difference), but my new employer only requires a 65% utilization to meet bonus. I could walk in the door and have 50% of my time full utilized and take on the new work that they have for me and effectively be at 100+% utilization (more than full-time). This would have me exceeding my standard bonus requirements and get me the maximum eligible bonus. Granted, these two companies are in partnership... so they work together already, and my current contract is a foot in the door that is leading to a much broader partnership. I would like to pursue this, but if anyone has experience diving off of something like this, I would greatly appreciate your insight. I would imagine I should ask my new employer first if they would even have interest in that (I can't imagine they wouldn't... they are in business to earn money). Then, if things are doable, as the current employer when I hand in my resignation.

Now, there is a chance that when I hand in my resignation that they will walk me out. However, this has never been the case so far with folks that are leaving on good terms. It would actually work out favorable for me if they did, as they would be terminating my employment at that point, meaning I pay back none of the tuition reimbursement and I get severance. This happened to a former coworker as he gave them a resignation that was two months into the future, and they ended it within two weeks, but things were going downhill for him for a while, which is the reason he left. The difference for me is that I am on good terms and my boss has actually been hoping to get me to work on another contract with him. If I could get them to have me work with them on a continued basis on this current contact, perhaps that could extend to a new contract.

What are your thoughts? Thanks FWF.
55 perc off Aiseesoft Oct. 31, 3013
Added on : Thursday October 31st 2013 09:00:05 AM
g: 0 Posted By: freedesk
Views: 146 Replies: 0 Just got this in mail today and took advantage of it. Sceptical of software that promises so much, yet not a fail. Both dvd to mp4 and their pdf to word worked extremely well. This my first offer of a code. I got it in an email, so hope okay to post it here - let me know immediately if this an issue. When I went to web they asked for code before asking my name, credit card, etc, so I will assume okay to pass it on to you. Here is copy of body of email received. By the way, no issue with using the code more than once as fully honored during checkout, tho it says only for TODAY. In case not obvious in email below: 55% off coupon code - AISEOTN- Valid for All products.

NOT SURE how to do a link, so you have to just go there for this.
------------------------------------------------------
Get biggest discount Ever (55% off) & win Amazon Voucher/Free App from Aiseesoft!

Aiseesoft
Today at 5:13 AM

To [my email]

Having trouble reading this email? View it on the web

You never know what might happen on Halloween. Wait until dark for some spooky surprises. The creatures of the night are waiting. But we won't keep you waiting. Join the Halloween party of Aiseesoft. Enjoy the groovy Halloween before night comes! We give you 55% discount coupon code which is valid for all Aiseesoft products! Share your Halloween photo with us on Facebook and win an Amazon gift card!
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Software Deals
Here we go again: meet CRO - Collateralized Rent Obligations
Added on : Friday October 25th 2013 01:00:15 PM
g: 0 Posted By: neophyte
Views: 15 Replies: 0 I've heard a tidbit on Bloomberg TV, and followed the rabbit's hole: Blackstone is about to introduce rental-backed bonds aka CROs - Collateralized Rent Obligations

We all remember the CDO debacle; well it crushed the RE prices so Blackstone and others were loading up thousands upon thousands of RE units at discount and converting them to rentals (remember, we are having the miraculous RE recovery going)

Well, they were so successful they became the biggest investors in single-family rental homes, so what you'd think they will do - ride this recovery and sell at profit or keep renting for a cash flow why letting the capital gains to accumulate ?

Nope, how wrong and naive are we, why should they wait and risk the exposure to to downside - they will Collateralize instead !!!
Jump in investors, you can't possibly lose on rentals

Some reading:
Blackstone's rent-secured bonds sound too familiar
Here We Go Again: Step Aside RMBS, Rent-Backed Securities Are Here, And With Them The Beginning Of The End
Home rental bond secures credit rating
Bonton.com 325 Bonus Buys plus free shipping available
Added on : Sunday October 20th 2013 11:00:03 AM
g: 0 Posted By: DaysFan
Views: 239 Replies: 0 bonus buys


http://www.bonton.comOnline Code: ANNIVERS13C Discount details for our Anniversary Sale
Wednesday, October 16 - Thursday, October 24, 2013Save an extra 25% on sale price women's, men's and kid's apparel categories, except dresses, maternity and outerwear; all sale price fine jewelry; save an extra 15% on sale price accessories, dresses, footwear, intimate apparel, ladies' and men's outerwear, maternity, home store and luggage; save an extra 10% on sale price fashion watches, toys, small electrics, and health & wellness.
Standard delivery $9.95 FREE with promo code: [COUPON=51771]FREESHIP[/COUPON]
Use promo code FREESHIP to receive FREE standard shipping on any online purchase.How to receive your discount online:

After adding items to your shopping bag, proceed to the Checkout.
Enter FREESHIP in the Promotion Code box. Click "Apply."
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Your shipping discount will be shown in checkout step 4. Free Shipping Offer with promo code: FREESHIP applies to one Contiguous US location

Clothing Deals

Bon-Ton Stores Coupons
g: 0 Posted By: archena
Views: 21 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase

SS Thistlegorm - The True Story of the Red Sea's Greatest Shipwreck [Kindle Edition] was $6.99

John Kean (Author)

http://www.amazon.com/dp/B00ALCLAQK

5 Reviews ★★★★.5

Publication Date: December 8, 2012

#1 in Kindle Store > Kindle eBooks > History > Military > World War II

SS Thistlegorm The True Story of the Red Seas Greatest Shipwreck

This amazing book reads like a fictional thriller novel and leaves the reader feeling like theyve just watched an epic movie; however, all of the events and characters in this definitive title are real.

The all-new and fully updated true story of the Red Seas greatest shipwreck is revealed here in spectacular and colourful detail. This immense wealth of information spans over one hundred years from the origins of Thistle ships, the Merchant Navy, WW2, Jacques Cousteau and to present day scuba diving on the wreck. It silences, once and for all, the rumours and speculation surrounding this famous and mysterious diving site. In the last twenty years, SS Thistlegorm has attracted over half a million visitors and continues to be one of the biggest draws for a shipwreck anywhere in the world. It is more than a wreck; it is a living story with many characters and mysteries.

Packed full of never-seen-before photography, including recently discovered surface shots of Thistlegorm in World War Two, the book gives hair raising and living eye-witness accounts of the ships life before, during and after the bombing in 1941. These include exclusive interviews by award winning TV producer, Caroline Hawkins with survivors of the wreck in the 1990s during the making of the BBCs documentary, Thistlegorms Last Voyage.

The Thistle Ship Company, Merchant Navy crew, German attack pilots, Jacques Cousteau, Sinai Bedouins, veteran scuba divers, Egyptians, an Israeli pirate, residents of Sharm el Sheikh and a bomb disposal expert also have their amazing stories told mostly through firsthand eyewitness accounts about their associations with this famous wreck.

Featuring accounts and photography of actual dives to the wreck, this book also serves as an excellent tool for scuba divers and guides wishing to get the most out of a visit to Thistlegorm. So, sit back and enjoy the most comprehensive and revealing book ever written about the Red Seas Greatest Shipwreck.
Books & Magazines Deals
Are mutual funds holding ETF's doubling down on expenses?
Added on : Sunday October 13th 2013 05:00:05 PM
g: 0 Posted By: dougan778
Views: 10 Replies: 0 I have a small amount of money in a mutual fund (UFSGX) that my parents got for me years ago. I have never really looked at it much until lately. I see the expense ratio is 1.44%. But, when I scroll down, I see that some of the top holdings are ETFs. For example, the biggest holding (~8%) is iShares MSCI EAFE ETF, which looks like it has a .34% expense ratio. I'm assuming that the expenses from this ETF aren't factored into my 1.44% for the mutual fund, so I think it's compounding. Right?

At a glance, 6 out of the top 10 holdings have "index" or "etf" in the name. I guess it seems pretty lame to me to have a 1.44% expense ratio on a fund that is relying on ETF holdings to do its dirty work. But beyond that, 1.44% is pretty high for me in general, so if I'm paying even more for fees in the end, I probably will cash out of this and put it into a lower-cost holding.
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Significant cash - how/where to invest at this time?
Added on : Saturday October 12th 2013 02:00:11 PM
g: 0 Posted By: quana
Views: 35 Replies: 1 As you will see from below, I did something that has turned out be the lifetime pinnacle of financial stupidity albeit in retrospect. I have experienced enough pain to realize that I need to go to a financial planner and I am meeting few over next two weeks to select one (I am considering only fixed-fee planners). I am posting here to prepare myself for these meetings to be able to have a somewhat educated discussions. Browsing this forum as a lurker for quite sometime, I am hoping I will find a broad spectrum of useful opinions and suggestions. Thank you in advance for your help. And since I have already accepted my stupidity, I would appreciate only constructive remarks to stop and mitigate the damage already done. As far as beating on me, I do that enough of it myself and need no help

I was able to get through the worst of the Great Recession but finally panicked in July 2010 and went to all cash in my investment accounts. S&P that day closed at 1024. I am a news junkie and the sky-is-falling cry not only got to me then but has kept me out of the market since. The fear of the recession was replaced by the fear of QE-fueled bubble. My brain chemistry, torched by the tech and housing bubbles, has not dealt well with the prospect of a QE bubble, imaginary or real. So here I am with significant cash in my accounts (no stocks or bonds whatsoever). Everyday market goes up, I feel the pain that is almost physical now. Hence, the decision to finally seek help. So I have a simple question for the savvy crowd here: if you were sitting on significant amount of cash and nothing else and this accounted for all your savings, how would you deploy it at this point in time when the stock market is at a historic high and a bond market that is just waiting to be crushed at the mid-to-long end once the QE fumes subside? I understand the status quo can continue for a very long time, but would feel very foolish to invest in with now and lose 20-30% in coming years.

Having sat out the biggest rally of my investing lifetime, here are the choices confronting me:

(1) Should I just sit on sidelines for this bubble to eventually burst? That is, is it too late to get into the market for now? Isn't my upside much lower than downside (although one can only speculate)?
(2) Should I dollar cost average into risky assets (stocks and bonds) over next few months at market dips such as the on seen earlier this month? This would entail investing my savings and then just close my eyes and let everything go on autopilot until I retire about 15 years from now. If I go this route, what should be my asset allocation to cash, stocks and bonds (for reference, most target date funds for my age are currently recommending 80% stocks and 20% bond funds). I understand that bond funds have lower volatility but what is the rationale of owning them right now if they can only go down in value. Wouldn't QE bubble burst finally take away the flight-to-safety argument that supports bond valuations and make the two asset classes (stocks and bonds) very much correlated on their way down if and when this happens?

Am I over thinking?





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ebay: $2,575 Canon EOS 5D Mark III DSLR Camera (Body Only) (F/S)
Added on : Friday October 11th 2013 11:00:02 AM
g: 0 Posted By: VivYip
Views: 112 Replies: 0 credit techbargains

big value inc via eBay has this item for $2,575.00 with free shipping

Canon EOS 5D Mark III DSLR Camera (Body Only)
Product Features
22.3MP Full-Frame CMOS Sensor
3.2" Clear View High Resolution LCD
DIGIC 5+ Image Processor
61-Point High Density AF
Full HD 1080/30p and 720/60p Formats
Built-In HDR and Multiple Exposure Modes
Extended ISO Range (50-102400)
Up to 6.0 FPS Continuous Mode
Dual CF and SD Memory Card Slots
Durable Magnesium-Alloy Construction

Original box included
Canon EOS 5D Mark III DSLR Camera (Body Only)
LP-E6 Rechargeable Lithium-Ion Battery Pack (7.2V, 1800mAh)
LC-E6 Charger for LP-E6 Battery Pack
AVC-DC400ST Stereo AV Cable
Eyecup Eg
R-F-3 Camera Cover
IFC-200U USB Interface Cable - 6.9' (1.9 m)
Wide Neck Strap EW-EOS5DMKIII
EOS Digital Solution Disk
Camera Instruction Book
Software Instruction Book
Pocket Guide
Digital Learning Center Leaflet
The 5D Mark III is the successor to probably the most popular full frame digital camera, the 5D Mark II. There are several upgrades over the Mark II, with the biggest difference being the improved autofocusing system (41-point all-cross type vs 9-point 1-cross-type).


Thank you for reading
g: 0 Posted By: avash
Views: 310 Replies: 0 Home Depot is running a promo until end of October, where they're including a bonus 4Ah battery for free (regularly $119 by itself) with either their RIDGID X4 5-piece kit ($499) or hammer kit ($279).
Don't forget 3% Cash Back

The RIDGID X4 5-piece kit ($499) with bonus 4Ah batteryModel R9651-AC840087 (Link)comes with:

R8611501X4 Hammer Drill (1/2" chuck, selector to switch between hammer/drill/drive)
TwoAC840083standard 3Ah 18V Hyper Li-Ion battery
AC840093dual chemistry charger (compatible with all 9.6V - 18V Ridgid slide pack batteries, Ni-Cad or Li-Ion)
bonusAC840087 4Ah 18V Hyper Li-ion battery
R8651circular saw (6-1/2" blade)
R86034impact driver (1/4" hex)
R8641reciprocating saw (with dial for orbital/normal)
R8691LED work light


If you don't care for all the circular saw, impact driver, reciprocating saw or LED work light and just want the hammer drill kit and bonus battery for $279:
The RIDGID X4 hammer drill combo with bonus 4Ah battery ModelR8611501K-AC840087 (Link)comes with:

R8611501X4 Hammer Drill (1/2" chuck, selector to switch between hammer/drill/drive)
TwoAC840083standard 3Ah 18V Hyper Li-Ion battery
AC840093dual chemistry charger (compatible with all 9.6V - 18V Ridgid slide pack batteries, Ni-Cad or Li-Ion)
bonusAC840087 4Ah 18V Hyper Li-ion battery



Why is this hot?
1) The combo prices are regular but you get a bonus 4Ah battery which HD normally sells for $119. So basically, you're getting a free extended battery.
2) The Lifetime Service Agreement warranties ALL batteries in the combo for life, including the bonus 4Ah battery.


Ridgid offers a free Lifetime Service Agreement (LSA) to the original owner if registered within 90 days, and the coversnormal wear items such as brushes, chucks, motors, switches, gears and batteries within the combo. However, standalone batteries purchased outside of a combo are not covered for life. Purchasing one of these combos nets you an extra extended 4Ah battery in addition to the two existing standard 3Ah batteries.There are no other combos that offer that many "larger capacity" batteries.

Ridgid also has other cheaper X4 combos previously discussed on FWsuch as theRIDGID 18-Volt X4 Hyper Lithium-Ion Drill Driver and Impact Driver Combo Kit (2-Tool) for $189 (Link)or RIDGID 18-Volt X4 Hyper Lithium-Ion Cordless Drill and Impact Driver Combo Kit (3-Tool) with Radio for $199(Link)but both these kits only come with two compact 1.5Ah batteries AC840085.

IMO, these cheaper < $200 combos would be fine if you don't need/want a hammer drill or any of the tools and don't expect to expand your 18V cordless lineup to more power hungry tools where the those compact 1.5Ah batteries will run out of juice quicker.I was originally going to go with the $189 combo (which has a faster charger vs the $199 combo which has an extra radio) but decided that the compact 1.5Ah batteries would be a hindrance since that is my biggest problem with my current cordless drill always running out of juice halfway through a project.

Not to mention the fact that I really wanted a reciprocating saw. I was on the fence on whether I needed a hammer drill as I don't deal with concrete much but after renting one for $20 last week to drill 4 holes in concrete, I decided it might prove useful "just to have".
I didn't expect the circular saw to be decent but got a chance to play with an open box kit at Home Depot and was surprised at how nice they felt, also the circular saw had awesome "kick" which I've never felt with my Ryobi One+ 18V circular saw on Ni-Cad batteries that always struggled to handle anything I threw at it, so I always resorted to my trusty Porter cable corded circular saw.
RIDGID also has some nice Jobmax 18V and other bare tools which generally run around $100/ea and are all covered under LSA, so it can help me expand my tool lineup and utilize my three decently sized lifetime-warrantied batteries I got with the combo kit.

I've spent some times revading through various X4 reviews and they generally seem favorable, with some complaints on the < $200 kit not having decent battery life to do some jobs (what to expect with 1.5Ah compact batteries?!!). I found a review that seems rather "glowy" but I thought I'd post it anyways since it has decent pics of the kit in use:Glowy review ... hmmmm.

My local HD store told me that there's an authorized RIDGID service center within 5 miles of me, so I don't have to worry about shipping anything in for service ... just drop it off and pick it up, so hopefully warranty through LSA will be a breeze. I've read mixed reviews about warranty service, especially if you have to ship it in but I think that is with just about anything (car dealerships, repair centers, etc).
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g: 6 Posted By: archena
Views: 1154 Replies: 3 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase

The 10 Biggest Civil War Battles: Gettysburg, Chickamauga, Spotsylvania Court House, Chancellorsville, The Wilderness, Stones River, Shiloh, Antietam, Second Bull Run, and Fredericksburg [Kindle Edition] was $9.99

Charles River Editors (Author)

http://www.amazon.com/dp/B00ATQVZ5O

Publication Date: December 26, 2012

Publisher: Charles River Editors

12 Reviews ★★★★

#1 in Kindle Store > Kindle eBooks > History > Americas > United States > 19th Century

#1 in Kindle Store > Kindle eBooks > History > Americas > United States > Civil War


*Includes pictures of the battles' important generals.
*Includes several maps of the battles.
*Includes accounts of the battles written by important generals. .
*Includes a Bibliography for each battle..
*Includes a Table of Contents.

Americans have long been fascinated by the Civil War, marveling at the size of the battles, the leadership of the generals, and the courage of the soldiers. Since the war's start over 150 years ago, the battles have been subjected to endless debate among historians and the generals themselves.

The Civil War was the deadliest conflict in American history, and had the two sides realized it would take 4 years and inflict over a million casualties, it might not have been fought. Since it did, however, historians and history buffs alike have been studying and analyzing the biggest battles ever since.

The 10 biggest Civil War battles were incredibly bloody, desperate fights that involved the war's most famous figures and determined the fate of several states. All told, over a quarter of a million casualties were inflicted by the two sides during the 10 largest battles, and the fates of the battles and the war itself hung in the balance.

Shiloh, Stones River and Chickamauga would all feature Union heroes like Ulysses S. Grant and George H. Thomas preserving Federal control over Tennessee and Kentucky. But during those same periods of time, Robert E. Lee was leading the Army of Northern Virginia to victory over several Union commanders at Fredericksburg, Second Bull Run, and Chancellorsville.

Of course, the most famous battles of the war involved the Army of the Potomac blunting Lee's offensives at Antietam and Gettysburg. Antietam was the bloodiest day of the war and forced Lee out of Maryland, allowing Lincoln to issue the Emancipation Proclamation. The following summer would see the biggest and most famous battle at Gettysburg. Lee would try and fail to dislodge the Union army with attacks on both of its flanks during the second day and Picketts Charge right down the center of the line on the third and final day. Meades stout defense held, barely, repulsing each attempted assault, handing the Union a desperately needed victory that ended up being one of the Civil Wars turning points.

At the Battle of the Wilderness (May 5-7, 1864), Ulysses S. Grant and Robert E. Lee fought to a standstill in their first encounter, failing to dislodge each other despite incurring nearly 30,000 casualties between the Union Army of the Potomac and the Confederate Army of Northern Virginia. Despite the fierce fighting, Grant continued to push his battered but resilient army south, hoping to beat Lees army to the crossroads at Spotsylvania Court House, but Lees army beat Grants to Spotsylvania and began digging in, setting the scene for on and off fighting from May 8-21 that ultimately inflicted more casualties than the Battle of the Wilderness. In fact, with over 32,000 casualties among the two sides, it was the deadliest battle of the Overland Campaign.

The 10 Biggest Civil War Battles comprehensively covers all 10 battles, including the events that led up to the battle, the fighting itself, and the aftermath of the battles. Accounts of the battles by important participants are also included, along with maps of the battles and pictures of important people, places, and events. You will learn about the 10 bloodiest Civil War battles like you never have before.
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FREE Kindle Book - The 10 Biggest Civil War Battles was $9.99
Added on : Sunday September 29th 2013 10:00:10 PM
g: 0 Posted By: archena
Views: 81 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase

The 10 Biggest Civil War Battles: Gettysburg, Chickamauga, Spotsylvania Court House, Chancellorsville, The Wilderness, Stones River, Shiloh, Antietam, Second Bull Run, and Fredericksburg [Kindle Edition] was $9.99

Charles River Editors (Author)

http://www.amazon.com/dp/B00ATQVZ5O

Publication Date: December 26, 2012

Publisher: Charles River Editors

12 Reviews ★★★★

#1 in Kindle Store > Kindle eBooks > History > Americas > United States > 19th Century

#1 in Kindle Store > Kindle eBooks > History > Americas > United States > Civil War


*Includes pictures of the battles' important generals.
*Includes several maps of the battles.
*Includes accounts of the battles written by important generals. .
*Includes a Bibliography for each battle..
*Includes a Table of Contents.

Americans have long been fascinated by the Civil War, marveling at the size of the battles, the leadership of the generals, and the courage of the soldiers. Since the war's start over 150 years ago, the battles have been subjected to endless debate among historians and the generals themselves.

The Civil War was the deadliest conflict in American history, and had the two sides realized it would take 4 years and inflict over a million casualties, it might not have been fought. Since it did, however, historians and history buffs alike have been studying and analyzing the biggest battles ever since.

The 10 biggest Civil War battles were incredibly bloody, desperate fights that involved the war's most famous figures and determined the fate of several states. All told, over a quarter of a million casualties were inflicted by the two sides during the 10 largest battles, and the fates of the battles and the war itself hung in the balance.

Shiloh, Stones River and Chickamauga would all feature Union heroes like Ulysses S. Grant and George H. Thomas preserving Federal control over Tennessee and Kentucky. But during those same periods of time, Robert E. Lee was leading the Army of Northern Virginia to victory over several Union commanders at Fredericksburg, Second Bull Run, and Chancellorsville.

Of course, the most famous battles of the war involved the Army of the Potomac blunting Lee's offensives at Antietam and Gettysburg. Antietam was the bloodiest day of the war and forced Lee out of Maryland, allowing Lincoln to issue the Emancipation Proclamation. The following summer would see the biggest and most famous battle at Gettysburg. Lee would try and fail to dislodge the Union army with attacks on both of its flanks during the second day and Picketts Charge right down the center of the line on the third and final day. Meades stout defense held, barely, repulsing each attempted assault, handing the Union a desperately needed victory that ended up being one of the Civil Wars turning points.

At the Battle of the Wilderness (May 5-7, 1864), Ulysses S. Grant and Robert E. Lee fought to a standstill in their first encounter, failing to dislodge each other despite incurring nearly 30,000 casualties between the Union Army of the Potomac and the Confederate Army of Northern Virginia. Despite the fierce fighting, Grant continued to push his battered but resilient army south, hoping to beat Lees army to the crossroads at Spotsylvania Court House, but Lees army beat Grants to Spotsylvania and began digging in, setting the scene for on and off fighting from May 8-21 that ultimately inflicted more casualties than the Battle of the Wilderness. In fact, with over 32,000 casualties among the two sides, it was the deadliest battle of the Overland Campaign.

The 10 Biggest Civil War Battles comprehensively covers all 10 battles, including the events that led up to the battle, the fighting itself, and the aftermath of the battles. Accounts of the battles by important participants are also included, along with maps of the battles and pictures of important people, places, and events. You will learn about the 10 bloodiest Civil War battles like you never have before.
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Philips Dimmable LED Flood Light Bulb $14.97 at Home Depot
Added on : Tuesday September 24th 2013 08:00:03 PM
g: 0 Posted By: aacook
Views: 107 Replies: 0 I have CFL replacement flood lights and the biggest drawback is the warm up time. Plus, I want to install a dimmer and apparently CFLs don't perform well with dimmers. LEDs, on the other hand, dim well and have a fast warm up time (similar to a regular bulb).

Highly rated on Amazon and $19.97.
$14.97 on Home Depot.

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Acer 24in Monitor with speakers at Newegg - $150 with Free Shipping
Added on : Tuesday September 24th 2013 12:00:06 PM
g: 0 Posted By: TSC
Views: 268 Replies: 0 Not a flaming hot deal, but decent considering it's got built-in speakers.3 year warranty. 4 star average rating. Biggest complaint is the speakers aren't very loud.

Matte screen (my preference) and cables included.

Linky
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Novica - $10 off $25 purchase thru 9/27
Added on : Tuesday September 24th 2013 08:00:02 AM
g: 0 Posted By: archena
Views: 166 Replies: 0 http://www.novica.com

$10 off $25 with Code: GRATITUDE

Dear friend,

Over the weekend we rolled out the biggest improvement to our website in over a decade. The new site is faster and more user-friendly, with a modern design that we hope will do justice to all the talented artisans with whom we are fortunate enough to work.

In honor of International Gratitude day (the day our new site went live) we want to thank all of you for supporting NOVICA over the years - it means the world to our artisans, and we hope the new improvements mean you continue to enjoy it for years to come.

So please use your $10 and give it a whirl!
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Save 80% on Operation Flashpoint: Red River PC Game $9.99 at Microsoft
Added on : Sunday September 22nd 2013 02:00:03 AM
g: 0 Posted By: Ayla
Views: 93 Replies: 0 http://www.microsoftstore.com/store/msusa/en_US/pdp/Operation-Fl...



Was $49.99

Now $9.99

No Shipping


Blood and Gore, Strong Language Rating Reason, Violence Rating Reason

Between Afghanistan and China, the world's next flashpoint is about to erupt. The valleys, towns, and mountains of Tajikistan will become bloody frontlines for the might of the People's Liberation Army, insurgent guerilla fighters, and the United States Marine Corps.

You and your fireteam can make a difference. How much is up to you. It's not the soldier with the most expensive gun or the biggest heart who wins on the battlefield. It's the smartest. Semper Fi, Marine.

Get close to the experience of the US Marines on campaign with this tactical infantry shooter
Become immersed in an engrossing narrative which unfolds over three acts in campaign mode
Earn and spend XP on weapons, attachments, and abilities for each of the fireteam's specialists

Stand together with four-player drop-in/drop-out online co-op multiplayer in campaign mode and standalone Fire Team Engagements
Play as Grenadier, Scout, Rifleman, and Automatic Rifleman classes, each with unique strengths and weaknesses for increased replay value
Call in combat support such as mortars, howitzers, and Joint Direct Attack Munitions (JDAMs), while AH-1Z helicopters and A-10 ground attack aircraft provide close air support


~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Amazon HAS SOME THAT WILL COST LESS, BUT NOT MANY, SO I DID NOT LIST THE PRICE IN THE TITLE OF THIS POST
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


http://www.amazon.com/Operation-Flashpoint-Red-River-Pc/dp/B004P...



Price: $7.75 - (2 left at this price...but look at the note below)

Shipping $4.98


**Below the information of thie game on Amazon, it says there are 42 available new from $1.78+ shipping up...Be careful some end out costing $12+.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

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RadioShack PRO-444 Race Scanner Only $19.97
Added on : Saturday September 21st 2013 10:00:03 AM
g: 0 Posted By: cyberpitstop
Views: 2 Replies: 0 link
The PRO-444 Race Scanner lets you listen in on your favorite drivers. It's even preloaded for the biggest events like the Nationwide Series and the Sprint Cup. Plus, it has a built-in intercom with a microphone and headset that lets you talk with a friend while listening.

Dual LCD display lets you view frequencies with ease
Preloaded frequencies for ARCA, IRL, Indy Lights, Nationwide Series, Sprint Cup and more
Built-in intercom function with optional headset/mic lets you talk with a friend while listening
Cellular phone function with optional headset/mic
One-touch MRN (Motor Race Network) key for one-touch operation

Electronics Deals
BIG, HUGE DOCUMENT LEAK! Fed's 2008 AIG & bailout docs leaked! 3GB worth!
Added on : Monday September 09th 2013 04:00:09 PM
g: -1 Posted By: greling
Views: 205 Replies: 2 Sometimes, you've got to LOVE anonymous hackers!
This is a HUGE leak! I'm sure they're going to seriously ream whoever did this, if they manage to catch them!

Source link
#AntiSec said: 3GB of confidential emails and documents from the 2008 AIG Meltdown, Federal Reserve of New York boardmembers, New York Federal reserve chair Timothy Geithner (Kissinger Associates, Bilderberg, Council on Foreign Relations), Goldman Sachs, Maiden Lane II and Maiden Lane III toxic assets transactions and much much more documenting the $182 billion dollar "bailout" of AIG - the biggest financial fraud in history! Too Big To Fail? More like Too Big To Keep Secret! And may Wall Street forever be Occupied!


I can't wait to see this on the news real soon!

Direct link to docs
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XBOX MUSIC Stream for free for now.
Added on : Monday September 09th 2013 01:00:02 PM
g: 2 Posted By: Monkeybiz
Views: 334 Replies: 0 Xbox Music streams songs on-demand for free on the web (for a fee on mobile devices)Go here and try it out for six monthshttp://www.xbox.com/en-US/musicI just clicked "listen for free now" and logged into my Gold account. Not sure if Gold is required.



Microsoft is expanding itsXbox Musicservice in a big way. The company islaunching new Android and iOS appswhich you can use to stream millions of songs and albums for $10 per month or $100 a year. Or you can listen for free using theXbox Music website.http://liliputing.com/2013/09/xbox-music-streams-songs-on-demand-for-free-on-the-web-for-a-fee-on-mobile-devices.htmlThe biggest news is the news that doesnt cost a cent. You can fire up a web browser on pretty much any PC (in the US anyway), and stream millions of tracks on demand.Its an ad-supported service, but its entirely free for the first 6 months. After that, Microsoft will restrict the number of hours you can listen for free, but youll be able to sign up for an Xbox Music Pass for unlimited service.


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g: 0 Posted By: remick
Views: 140 Replies: 0 http://www.amazon.com/Dallas-Cowboys-Free-Preview-ebook/dp/B008JFQPWK
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Navy FCU 0% balance transfer for 12 months coming in September
Added on : Friday August 30th 2013 06:00:08 AM
g: 0 Posted By: brettdoyle
Views: 0 Replies: 0 WSJ said: The offers are coming from the country's biggest credit-card issuers, including J.P. Morgan Chase JPM -0.45% & Co., Discover Financial Services Inc., DFS -0.57% and Citigroup Inc. C -1.22% Credit unions are also joining in: Navy Federal Credit Union is starting a promotion in September that offers all of its 4.5 million members, as well as new customers, an interest-free balance transfer for 12 months.

According to the Wall St Journal, numerous companies will be offering 0% balance transfer deals. In particular they mention that Navy FCU will be rolling out a 0% offer for 12 months in September. Hopefully this turns out to be true.

http://online.wsj.com/article/SB10001424127887324906304579036992333629898.html
g: 0 Posted By: lovelybones
Views: 67 Replies: 0 Coach Factory
The biggest clearance event of the season!
g: 2 Posted By: 77Rus
Views: 173 Replies: 2 I will do it 1 to 10, so it is easier to read. Hopefully, somebody finds it useful if you have a tire problem one day. I didn't realize thatthere are so many things involved to get the tire warranty honored.

1. June of 2010 Ive got4 Michelin Hydroedge tires 195/60R15 for my wifes Toyota. I like to use Sams club for that because they do a simple $15/tire installation and balancing, plus they offer free rotation/balancing for the life of the tires plus free flat tire repair. I pay $118 per tire plus installation costs, around $520 OTD.
2. Hydroedge tires have 90,000 miles treadwear warranty from Michelin (Sams club tells me about), however warranty has a fine print (they dont tell me about) you have to do tire rotation every 6,000 miles (6K per Sams club, Michelin says 6K-8K miles for any tires).
3. My wife drives less than 10K miles a year, for3 years she has put less than 27K on the tires. Two weeks ago, while checking the tire pressure (I do that at least once a month), to my surprise I see that all 4 tires have big cracks on them (see picture). Not small hairline, spider web, superficial whatever cracks, but some deep long nasty cracks that actually made me very uncomfortable to think that she has to drive on interstate at the posted 70 MPH on these tires.
4. I drive to Sams club. Hello, can you check you system with my membership number? I have purchased a set of tires from you about 3 years ago and they have cracks on them now for an unknown reason, look! They try; the system only allows them to search for 2 years so no dice. They want original receipt anyway, plus they want to know if the tires were rotated every 6K miles. Man, it is dry rot, it is normal in Alabama. They suggest calling Michelin since they can help me better than Sams.
5. I search the house and find the receipt! And I call Michelin. Michelin tells me5 important things: a) Cosmetic ozone or weather cracking is not covered 2) tires have 6 years workmanship/materials warranty 3) I need to take the car to a local retailer for inspection with original installation invoice and , hello, a completed service form 4) the retailer will check and if they agree that it is covered, they will use prorated formula to give me credit for new tires counting the remaining tire life and the original price5) any installation costs are not covered.I ask them politely WTF is a completed service form??? Well, they reply, any records that can show that the tires were rotated and inspected every 6K-8K miles. OK, thanks Michelin.
6. The only time I took my other car to Sams to do rotation theyve spent 2 1/2 hrs on it! Since then Ive decided to do tire rotation myself when I check the brakes, and I check those about once a year. Am I complaining about treadwear? No, Im complaining about deep long cracks on all 4 wheels. Those have nothing to do with rotation IMHO, especially on Hydroedge tires which are directional tires and can only be moved front to back same side, but not front to rear opposite side.
7. I go to http://www.toyota.com/owners/web/pages/homeand fill the service history myself, that page doesn't care who did what, you can enter whatever. I print it for Michelin after that to have the completed service form.
8. I go to Sams club. Young shift manager of the tire department checks the original receipt andwalks outside to take a look. Our conversation goes like this:
- It is dry rot. It is normal, Im sorry.
- The tires are 3 years old and have 90K warranty on them
- 90K warranty does not apply here; it is dry rot, normal weather damage.
- Listen, my other car has Dunlop tires for 4 years. They dont have cracks. I may have to replace them soon because of treadwear, but they dont have cracks.
- You dont expect tires to last 10 years, do you?
- Hell no. I expect them to last at least 6 years, thats what the warranty Michelin has for material.
- Weather cracking is not covered
- COSMETIC WEATHER CRACKS are not covered, deep cracks are not "cosmetic"...
- I dont know, man. I dont decide. I will call the store manager and if he OKs it we will see.
- I understand. Michelin said I can get credit for unused tire life, just check the tread. I have 63,000 miles left per their warranty.
9. Store manager comes. Actually, a very nice guy. I start showing him my tire service records, Michelin warranty I have printed, stick a cent into one of the biggest cracks, tells him that my other Sams club tires dont have this problem so it is probably just a bad batch. Store manager OK the replacement using 75% of the original life left!
10. We walk to the register and I purchase a set of BFGoodrich tires with 75K warranty (Sams club tells me about, see #2 above) for $6.62/each after discount, plus installation costs, total $93.13 OTD

Why did Michelin cracked? I still dont know. But Im highly suspicious that it is because of Armor All tire shine Ive started using onthe wife'scar to make her happy. Ive noticed that the tire walls started getting lighter and lighter with time, so I was applying more and more of that crap.
Thanks.
Personal Finance Deals
Getting replacement tires from Sams club and Michelin. Success story.
Added on : Tuesday August 27th 2013 06:00:06 PM
g: 0 Posted By: 77Rus
Views: 25 Replies: 0 I will do it 1 to 10, so it is easier to read. Hopefully, somebody finds it useful if you have a similar problem one day.

1. June of 2010 Ive got4 Michelin Hydroedge tires 195/60R15 for my wifes Toyota. I like to use Sams club for that because they do a simple $15/tire installation and balancing, plus they offer free rotation/balancing for the life of the tires plus free flat tire repair. I pay $118 per tire plus installation costs, around $520 OTD.
2. Hydroedge tires have 90,000 miles treadwear warranty from Michelin (Sams club tells me about), however warranty has a fine print (they dont tell me about) you have to do tire rotation every 6,000 miles (6K per Sams club, Michelin says 6K-8K miles for any tires).
3. My wife drives less than 10K miles per year. For 3 years she has put less than 27K miles on the tires. Two weeks ago, while checking the tire pressure (I do that at least once a month), to my surprise I see that all 4 tires have big cracks on them (see picture for an example). Not small hairline, spider web, superficial whatever cracks, but some deep long nasty cracks that actually made me very uncomfortable to think that she has to drive on interstate at the posted 70 MPH on these tires.
4. I drive to Sams club. Hello, can you check you system with my membership number? I have purchased a set of tires from you about 3 years ago and they have cracks on them now for an unknown reason, look! They try; the system only allows them to search for 2 years so no dice. They want original receipt anyway, plus they want to know if the tires were rotated every 6K miles. Man, it is dry rot, it is normal in Alabama. They suggest calling Michelin anyway, since they can help me better than Sams.
5. I search the house and find the receipt! And I call Michelin. Michelin tells me 4 important things: a) Cosmetic ozone or weather cracking is not covered 2) tires have 6 years workmanship/materials warranty 3) I need to take the car to a local retailer for inspection with original installation invoice and , hello, a completed service form 4) the retailer will check and if they agree that it is covered, they will use prorated formula to give me credit for new tires counting the remaining tire left and their price 5) any installation costs are not covered.I ask them politely WTF is a completed service form??? Well, they reply, any records that can show that the tires were rotated and inspected every 6K-8K miles. OK, thanks Michelin.
6. The only time I took my other car to Sams to do rotation theyve spent 2 1/2 hrs on it! Since then Ive decided to do tire rotation myself when I check the brakes, and I check those about once a year. Am I complaining about treadwear? No, Im complaining about deep long cracks on all 4 wheels. Those have nothing to do with rotation IMHO, especially on Hydroedge tires which are directional tires and can only be moved front to back same side, but not front to rear opposite side.
7. I go to http://www.toyota.com/owners/web/pages/homeand fill the service history just in case so Michelin fills better; I print it after that for the same reason so they can get their completed service form.
8. I go to Sams club. Young shift manager of the tire department checks the original receipt andwalks outside to take a look. Our conversation goes like this:
- It is dry rot. It is normal, Im sorry.
- The tires are 3 years old and have 90K warranty on them
- 90K warranty does not apply here; it is dry rot, normal weather damage.
- Listen, my other car has Dunlop tires for 4 years. They dont have cracks. I may have to replace them soon because of treadwear, but they dont have cracks.
- You dont expect tires to last 10 years, do you?
- Hell no. I expect them to last at least 6 years, thats what the warranty Michelin has for material.
- Weather cracking is not covered
- COSMETIC WEATHER CRACKS are not covered, deep cracks are "cosmetic"...
- I dont know, man. I dont decide. I will call the store manager and if he OKs it we will see.
- I understand. Michelin said I can get credit for unused tire life, just check the tread. I have 63,000 miles left per their warranty.
9. Store manager comes. Actually, a very nice guy. I start showing him my tire service records, Michelin warranty I have printed, stick a cent into one of the biggest cracks, tells him that my other Sams club tires dont have this problem so it is probably just a bad batch. Store manager OK the replacement using 75% of the original life left!
10. We walk to the register and I purchase a set of BFGoodrich tires with 75K warranty (Sams club tells me about, see #2 above) for $6.62/each after discount, plus installation costs, total $93.13 OTD

Why did Michelin cracked? I still dont know. But Im highly suspicious that it is because of Armor All tire shine Ive started using on her car to make her happy. Ive noticed that the tire walls started getting lighter and lighter with time, so I was applying more and more of that crap.
Thanks.
Personal Finance Deals
Abyss's AB-1266 Headphones - $5,495.00
Added on : Tuesday August 27th 2013 11:00:07 AM
g: 0 Posted By: polishdreamer
Views: 52 Replies: 0 Great Headphones link !!

CNET Review

Elegantly designed, affordable products are marvels of our age, but then there are the extreme, defiantly outrageous ones designed to thrill. Take the new 640-horsepower http://www.caranddriver.com/news/2013-srt-viper-photos-and-info-news: this $120,000 supercar looks like a venomous snake with wheels and can propel its owner to insanely fast speeds, but the http://reviews.cnet.com/car-tech/ probably won't be of much practical use as a grocery hauler or picking up the kids from soccer practice. The http://www.abyss-headphones.com/index.html is the SRT Viper GTS of headphones. It's a no-holds-barred attempt to build the best-sounding headphone on the planet.The mostly metal design is heavy, almost 1.5 pounds; that's twice the weight of most full-size audiophile headphones. The heft was a concern until I put it on my head, the weight is evenly distributed, and since the AB-1266's real lambskin earpads barely contact my ears there's no "clamping" pressure at all. I can wear my glasses without having the earpads pushing against the glasses' sidepieces, and I can also hear environmental sounds from all around me. I know it doesn't look like it could possibly be comfortable, but the AB-1266 is, for many hours at a time. That's a huge advantage. The biggest downside is the price; the AB-1266 retails for $5,495!
2 Night Hotel Stay & Dinner @Saveology $59
Added on : Tuesday August 27th 2013 06:00:12 AM
g: -5 Posted By: SinglePapa
Views: 2023 Replies: 9 http://www.saveology.crowdsavings.com/national/21037-vacation-ge...

The required hoops are spelled out in Fine Print. If fulfilled, it looks like $59 out of pocket (after $10 processing) for 2 nites and a "$50 dinner". I'd assume regular hotel taxes are also payable (the amount better be investigated in advance). I think the biggest catch is you probably have to be very flexible with your dates.

Also, it appears Saveology purchases may earn Fatwallet Cash
Hotel Deals

Saveology Dining Club Coupons
2 Night Hotel Stay Dinner @Savology $59
Added on : Tuesday August 27th 2013 03:00:06 AM
g: -5 Posted By: SinglePapa
Views: 1874 Replies: 9 http://www.saveology.crowdsavings.com/national/21037-vacation-ge...

The required hoops are spelled out in Fine Print. If fulfilled, it looks like $60 out of pocket (after $10 processing) for 2 nites and a "$50 dinner". I'd assume regular hotel taxes are also payable (the amount better be investigated in advance). I think the biggest catch is you probably have to be very flexible with your dates
Hotel Deals

Saveology Dining Club Coupons
2 Night Hotel Stay Dinner @Savology $49
Added on : Monday August 26th 2013 09:00:04 AM
g: -3 Posted By: SinglePapa
Views: 354 Replies: 0 http://www.saveology.crowdsavings.com/national/21037-vacation-ge...

The required hoops are spelled out in Fine Print. If fulfilled, it looks like $60 out of pocket (after $10 processing) for 2 nites and a "$50 dinner". I'd assume regular hotel taxes are also payable (the amount better be investigated in advance). I think the biggest catch is you probably have to be very flexible with your dates
Hotel Deals

Saveology Dining Club Coupons
"Almost" free Saveology 2-nite stay voucher:
Added on : Monday August 26th 2013 07:00:09 AM
g: 0 Posted By: SinglePapa
Views: 18 Replies: 0 http://www.saveology.crowdsavings.com/national/21037-vacation-ge...

The required hoops are spelled out in Fine Print. If fulfilled, it looks like $60 out of pocket (after $10 processing) for 2 nites and a "$50 dinner". I'd assume regular hotel taxes are also payable (the amount better be investigated in advance). I think the biggest catch is you probably have to be very flexible with your dates
Hotel Deals
kmully's wife's 2nd AOR
Added on : Sunday August 25th 2013 09:00:07 AM
g: 1 Posted By: kmully
Views: 114 Replies: 0 We did my wife's first AOR in late October 2012.

Applied for and approved/not approved:

Citi AA Visa - approved
Citi AA AMEX - approved
Chase Southwest - not approved, tried reconsideration, not approved
Chase Marriott - approved
AMEX Biz Gold - approved
Barclay's US Airways Mastercard - approved

She also has:

Authorized User on my AMEX Blue Cash (Original) since 2007 -- too late to change now, this is her oldest card
Authorized User on my Chase Amazon since ... 2007/2008? -- again, feel like it is too late to change now due to account length
Chase Freedom since January 2012 (for 5% rotating)

I'm looking to get her (in order):

Citi AA Visa Platinum (FT reports that this is churnable regardless of how many other AA cards you have so no need to cancel current AA cards?) - 50k miles after $3k in 3 months, $0 AF then $95 after that
Chase British Airways - 50k miles after $2k in 3 months, $0 AF then $95 after that (I know they've had the 100k mile offer, but it requires a TON of spend and I think this is a better offer)
AMEX SPG - 30k after $5k in 6 months, $0 AF then $65 after that
Chase Ink Plus - 50k UR points after $5k in 3 months, $0 AF then $95 after that
AMEX SPG Biz - 30k after $5k in 6 months, $0 AF then $65 after that

Justification for why these cards:

Trying to acquire AA miles first for a bunch of trips in 2015, yes, 2015. First class from Hawaii to Chicago, Chicago to London, London to Chicago, Chicago to San Francisco... all for 125k miles per person = winning
BA miles for Avios 9,000 Avios mile roundtrips to get us to and from Chicago so we can use our AA miles for international first class tickets
SPG points (TBD whether to convert to airline miles with the 20k SPG = 25k airline mile conversion or to use for points + cash stays at SPG) plus want SPG because even if we don't convert the bonus to airline miles it is like having a 1.25x point airline mile card which is better than the Citi Cards
Ink Plus because hoping to use the one inquiry from BA and might as well, biggest offer on the business side for Chase
SPG Biz for same reasons, going to have the inquiry so might as well try to get more points

Other cards considered:

Chase United MileagePlus Explorer - because of Chase inquiries, but I'm guessing with her currently holding Freedom and Marriott and being an AU on Amazon, only room for maybe two cards with Chase? Might have to give up the Freedom and/or spread credit lines to get the ones above anyways.
BOA Alaskan Airlines - 30k miles instantly on approval, $75 AF - felt I might be pushing my luck with the inquiries if we throw another one there from BOA, plus 30k miles is okay but not ideal compared to other offers. Really wish the BOA/BOH Hawaiian combo was still around.
Citi Hilton Hhonors - Not because Hilton points are worth much but because it is a no-fee card with some category bonuses that she could use over the long run to increase account age. However, what I've read on FT re:the Citi AA Platinum Visa above is that Citi now won't let you do a personal and a business back to back, have to separated by 65+ days.

Questions:

Should I cancel the AMEX Biz Gold now or use it as bait to cancel to get the AMEX SPG cards?
Should I cancel her US Airways card? It has an annual fee and would bring her total account age up if I am doing my math right. She's already gotten all the bonus opportunities possible on the card. I have one as well (that I'm considering dropping in February) so if we travel on US Airways for the near future we have a few more months of bag-fee coverage.
Should I cancel her Citi Visa just to be sure? Planning on keeping the AMEX for Small Business Saturday to help offset part of the AF.
Any other cards I missed?
Any flaws in the plan that you see?

AOR Deals
How can I budget with such wacky income?
Added on : Thursday August 22nd 2013 07:00:12 AM
g: 0 Posted By: RecklessRin
Views: 188 Replies: 5 So here's my story:

I was always great with my money. Never had debt. Until I met my husband. When I was 19 (5 years ago), I did a voluntary repo on my car, and had a bankruptcy. My husband had sweet talked me into getting in over my head in debt. Over the years it's gotten worse, and I've decided that enough is enough; I'm taking over of our finances. I mean, I do have a kid and one more on the way, I just want the best for them!

I'm a pre med student. I'm National Guard so luckily I don't pay for it, yet. My husband just got a really good job, his first one ever, though we've yet to see a paycheck. I'm a bartender at a busy chain restaurant, on unemployment, and recieve a small amount of money each month to go to school.

The problem is, our rent is expensive (we can't move because no one else will accept our two Great Danes), our car is expensive (again, can't get a lower payment on ANYTHING because of my crappy credit), and I have no idea how to budget for food, gas, and daycare. I'm off to a late start at 24, and my husband, 31, has never budgeted in his life.

The biggest problem is that my husband likes to eat out, a lot. Always going to restaurants or picking up a sandwich at a gas station. As much as I tell him it bothers me, he won't stop. My plan is to give him a weekly allowance to do with as he pleases.

How can I set up a budget with suck wacky income? And how can I stand up for myself and my kids against my husband? I'm definitely not a "take charge" type of person, but I am desperate. Thank you in advance for any advice you may be able to give!





Personal Finance Deals
g: 0 Posted By: itprofessional
Views: 202 Replies: 0 Deal is Back On until Aug 23rd. Use coupon QH2S79LX24DL9N for the %30 off. All other instructions are the same.

Information first. There are 3 types of Latitude 10 tablets, they are: Essentials, Standard, Enhanced Security. For the purpose of this deal I went with the Standard version. I've included a great PDF for more information below on the difference between the two. My biggest pluses for going with the standard were: Removable Battery, Digitizer for Active Stylus, GPS, Micro HDMI, Micro USB charging.

http://fullofdeals.com/redirect/bounce.php?afsrc=1&mid=17920063&eurl=http%3A%2F%2Fwww.dell.com%2Fdownloads%2Fglobal%2Fproducts%2Flatit%2Fen%2Fdell-latitude-10-tablet-spec-sheet.pdf&orig=forums.expired-deals

First this is a two part deal. Start by getting your http://fullofdeals.com/redirect/bounce.php?afsrc=1&mid=17920063&eurl=http%3A%2F%2Fwww.dell.com%2F&orig=forums.expired-deals Gift cards http://www.fullofdeals.com/forums/hot-deals/1291885/

This will give you the $350.00 gift cards. You can not stack them online but you can over the phone. I confirmed 3 orders today and so far 7 other friends confirmed getting the same deal.

Once you have your cards ready call http://fullofdeals.com/redirect/bounce.php?afsrc=1&mid=17920063&eurl=http%3A%2F%2Fwww.dell.com%2F&orig=forums.expired-deals outlet at: 1-888-518-3355, choose option 3 to place your order.

http://fullofdeals.com/redirect/bounce.php?afsrc=1&mid=17920063&eurl=http%3A%2F%2Foutlet.us.dell.com%2FARBOnlineSales%2FOnline%2FInventorySearch.aspx%3Fc%3Dus%26cs%3D28%26l%3Den%26s%3Ddfb%26brandid%3D222808%26fid%3D9092%26fid%3D4949&orig=forums.expired-deals I'm including the link for inventory but this is a phone only deal as the Gift Cards will not stack online.

To get the Standard Version you will want to tell them you want Latitude 10 Standard - $475.00, this minus your 30% (QH2S79LX24DL9N) should net you $332.50 and then add in your local tax. Mine was $21.04, so my total was $353.04 - my Gift cards of $350.00 for a total of $3.04 on my cc plus the $300 for the gift cards made my total $303.54 with tax included.

I ordered the Essentials first for 259 but cancelled after putting together this deal. I got an additional 32gb of space this way in a 64gb tablet with Windows 8 pro and all the other pluses of the standard version for about 44 bucks. Well worth a post I would think.

This is the line item for the Latitude 10 Standard - V7W8N 1 BASE,NBK,LAT,CTO,ST2
This is the line item for the Latitude 10 Essentials - 4J3F4 1 Base,Notebook,Latitude,Balanced Technology Extended,ST2E

Notice the ST2 vs the ST2E. If you got the E version then you miss out of the GPS, MiniHDMI, Digitizer, and MicroUsb Charging and replaceable battery.

Happy Hunting guys. For around 300 bucks and a solid tablet with Windows 8 pro I had to jump on it.

Also I found a good deal on replacement active stylus as well. http://fullofdeals.com/redirect/bounce.php?afsrc=1&mid=17920063&eurl=http%3A%2F%2Fwww.parts-people.com%2Findex.php%3Faction%3Ditem%26id%3D14085&orig=forums.expired-deals
Windows Tablets Deals

Dell Consumer Coupons
Dell Latitude 10 Standard - $303.54 (Windows 8 Pro, 64gb) Phone Only!
Added on : Friday August 16th 2013 09:00:05 AM
g: 2 Posted By: prologix
Views: 465 Replies: 4 Ok. There is a similar post to this up but it doesn't really go into any details about the differences and it was really regarding the Essentials version of the tablet and the OP didn't include some important information for those who may be looking to buy a more full version of tablet. For the price difference it's a no brainer in my book to go for standard for just a little bit more money.Information first. There are 3 types of Latitude 10 tablets, they are: Essentials, Standard, Enhanced Security. For the purpose of this deal I went with the Standard version. I've included a great PDF for more information below on the difference between the two. My biggest pluses for going with the standard were: Removable Battery, Digitizer for Active Stylus, GPS, Micro HDMI, Micro USB charging.Latitude 10 DifferencesFirst this is a two part deal. Start by getting your Dell Gift cards HereThis will give you the $350.00 gift cards. You can not stack them online but you can over the phone. I confirmed 3 orders today and so far 7 other friends confirmed getting the same deal.Once you have your cards ready call Dell outlet at: 1-888-518-3355, choose option 3 to place your order.Dell Inventory Search I'm including the link for inventory but this is a phone only deal as the Gift Cards will not stack online.To get the Standard Version you will want to tell them you want Latitude 10 Standard - $475.00, this minus your 30% (FBDX99605PW3S3) should net you $322.50 and then add in your local tax. Mine was $21.04, so my total was $353.04 - my Gift cards of $350.00 for a total of $3.04 on my cc plus the $300 for the gift cards made my total $303.54 with tax included.I ordered the Essentials first for 259 but cancelled after putting together this deal. I got an additional 32gb of space this way in a 64gb tablet with Windows 8 pro and all the other pluses of the standard version for about 44 bucks. Well worth a post I would think. This is the line item for the Latitude 10 Standard - V7W8N1BASE,NBK,LAT,CTO,ST2
This is the line item for the Latitude 10 Essentials - 4J3F4 1 Base,Notebook,Latitude,Balanced Technology Extended,ST2E Notice the ST2 vs the ST2E. If you got the E version then you miss out of the GPS, MiniHDMI, Digitizer, and MicroUsb Charging and replaceable battery.Happy Hunting guys. For around 300 bucks and a solid tablet with Windows 8 pro I had to jump on it.Also I found a good deal on replacement active stylus as well. $19.99 plus shipping (Free Shipping over $99)
Android Tablets Deals

Dell Consumer Coupons
Tipping on take-out, aka Drew Brees 'controversy'
Added on : Monday August 05th 2013 09:00:04 AM
g: 0 Posted By: tuphat
Views: 227 Replies: 9 Where do FW Finance junkies stand on this issue?Drew Brees amazed at tip reaction
ESPN.com.com news servicesMETAIRIE, La. -- Drew Brees says he's amazed his $3 tip on a $74 takeout order last month has become a talking point on national television and the Internet.The quarterback was in the locker room at Saints headquarters Thursday morning when he noticed a discussion on a network morning show about tipping on takeout orders, referencing a photograph of his takeout receipt that was circulated online.Brees said he figures the person who initially photographed the receipt did so innocently because he visits the San Diego-area restaurant regularly and poses for photos with staff.The quarterback said he was disappointed "that it actually got spun and perceived as -- you immediately jump to the conclusion that he stiffed a waiter or waitress. That's the part that bothers me."Brees responded to the blog himself on Twitter.Brees suggested the headline to the initial blog post, which referred to him as "cheap," could have just as easily stated instead that he typically gives restaurant staff a few extra dollars on takeout orders, "but nobody's going to read that."Brees' contract with the Saints pays $100 million over five years.The quarterback did not appear deeply disturbed by the matter, smiling often while discussing it. He said he'll be happy if his takeout tip turns out to be the biggest controversy he has to discuss all season.
General Economics Deals
Grocery strategy
Added on : Thursday August 01st 2013 08:00:11 AM
g: 0 Posted By: nic3456
Views: 138 Replies: 2 So I'm trying to determine a strategy to get the biggest bang of savings while minimizing the time for grocery shopping
I realize you can always do more but I don't want to spend hours a week going through sale ads to save $.25 off the ground beef
(For example the extreme couponers spending 40 hours a week to save 200 bucks)
Basically thinking about the 80/20 rule - spend 20% of the time and get 80% of the potential savings
Discussion Deals
FREE Kindle Book - The Devil's Double Original Book was $9.99
Added on : Tuesday July 30th 2013 07:00:13 PM
g: 0 Posted By: archena
Views: 42 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase.The Devil's Double Original Book, (which was made into a feature film of the same name, This Book Sold Over 6.7 Million Copies Worldwide in Twenty Languages.) [Kindle Edition] was $9.99Latif Yahia (Author)http://www.amazon.com/dp/B009SFWLXMPublication Date: October 15, 2012Publisher: Arcanum Media Group10 Reviews ★★★★#1 in Kindle Store > Kindle eBooks > Biographies & Memoirs > Leaders & Notable People > Presidents & Heads of State#1 in Kindle Store > Kindle eBooks > History > Americas > United States > Military History > Operation Desert StormTHE DEVILS DOUBLE:
is the first of 3 autobiographical books chronicling Latif Yahias incredible life story.
It vividly describes how Latif was forced to become Uday Husseins fidai (body double) and gives a unique insight into the extreme extravagance and cruelty of the Saddam regime.
Latif survived assassination attempts and witnessed Udays psychotic temper, rapes, orgy parties, torture atrocities, and sadistic murders. The book has recently been made into a highly acclaimed movie.THE BLACK HOLE:
gives a fascinating account of what happened to Latif in Europe after he escaped from Iraq. How he was treated by western governments and the CIA. How Uday sought revenge on Latif and vice-versa. How he was offered a British passport by Saudis to murder a dissident and how they beheaded Latifs Saudi princess lover. How Latif made and lost a fortune. How he strived in vain for a peaceful life and survived 4 more assassination attempts.Forty Shades of Conspiracy:
brings Latifs story right up to date by detailing his time in Ireland. His run-ins with drug-dealers, Corrupt Irish Garda officers and Irish politicians who continually denied him Irish citizenship.
His despair as a beggar on the streets and the happiness he found after he met the love of his life. His reaction to Uday and Saddams deaths and his opinion on the current political situation in Iraq all makes fascinating reading.Book Description:
In 1987, Latif Yahia was taken to Saddam's headquarters to meet Uday, Saddam's eldest son, and told that a great honour had been bestowed upon him: that because of the great likeness between them, he had been chosen to be Uday's double.
For many Iraqis it would have been the highlight of their lives, but for Latif, a peace-loving man who did not agree with Saddam's brutal regime, it was not. He refused. Following a week of torture, and realising he would be killed if he continued to refuse, Latif was forced to accept the role.
After a gruesome training programme during which he was made to watch over thirty films of torture, hours of tapes of Uday, and undertake a final remodelling of his appearance, Latif was deemed ready.
But it was only after the final test, a meeting with Saddam himself, that Latif made his first public appearance. And so began his life as Uday's double - a life on the perimeter of the inner circle of Saddam's eldest son, a witness to the horror of his insane life of debauchery, excess and brutality, and an experience for which he almost paid with his life on more than one occasion. From The Publisher:
Latif Yahia has never attained citizenship from another country, still stateless since his flight from Iraq in 1992, he attributes this to the fact that he refused to work with intelligence services against his country. There should be a distinction made between Saddam and Iraq, being against the invasion of Iraq in 2003 did not mean that he was for Saddam, he opposed the war because he knew what it would do to the Iraqi people and the country as a whole and also who would be appoionted Iraqs new leaders and what they too were capable of. At the beginning of the invasion, Latif Yahia warned the American led forces that they may remove one Saddam but they would create one hundred and they may remove one Uday but make one hundred more. This has been proved by recent events in Iraq, After his flight from Iraq Latif Yahia was considered by Saddam and the regime to be a Traitor, now within the new government he is considered to be a collaborator.
A no win situation.You may or may not be aware that Mr. Yahia is donating his royalties from all sales of the book, to the Iraqi children Orphaned by the American invasion of Iraq in 2003 and the subsequent warA note from the Author This book was written in 1992, originally it was 1,000 pages long with even more facts and details than contained in the pages herein, because of it's size the original publisher trimmed it down to the 300 or so pages that it is today. After the fall of Saddam Hussein and his regime in 2003 the facts in this book were confirmed. Many of Uday Hussein's employees found new masters over the years since my flight from Iraq, some work for the US intelligence services, some for the UK, but no matter how they may try to discredit me and my story the facts remain and as you now know I had already put them on paper in 1992, eleven years before the regime fell. I did not have a crystal ball to know all these things, I knew them because I was there, that was my life. Uday's employees have admitted in the Western media to being Pimps for him, they also admit to working as spies against him for the US and the UK intelligence services in return for citizenship of the respective country, what I ask is this, If a man is willing to sell women to a man that he knows to be a sadist, if he is willing to sell his country and himself, is it not then conceivable that he will sell his soul and say anything for money? I have paid a high price for my refusal to co-operate with the intelligence services, the CIA in particular, after twenty years in the West I am still stateless, I cannot return to Iraq because the new Government consider me a colaborator of the Hussein regime, although while they were in oppossition to Saddam they found my book to be a useful tool against him and his regime. Saddam while in power considered me a traitor. I do not regret my decision to leave Iraq or write my story, but I have not found the Western governments to be as open and democratic as they were portrayed to us in the Middle-East. In my search for a new counry to call home, I have found that those whose story is a fabrication are given the protection of the state as they are no threat, money is their only goal in life so they will not rock the boat', while I, who have an opinion and voice it openly (that is probably my biggest problem) am ignored, refused and while not told to leave am not made especially welcome either, I am tolerated. I do not nor did I ever seek fame, I have not made money from my story and if I do it will go to charity. It amuses me how the tables turn, when Saddam was in power my book was held up in the US Congress and given as a reason for Saddam's removal, now that Saddam is gone those that once used my story for their benefit have tried to denounce me, I have been interviewed by the world's biggest and best names over 1,800 TV, Print and Radio, journalist's who do their research and know who to ask for opinion, the old guard who took pride in their work and valued their reputation. While there are still some true journalists out there many work to order if their editor wants a specific story they make it, true or not, there is no oversight. Although it was never my intention, this book has been used as propaganda for the War on Iraq, my intention when I wrote it was to open the eyes of the world to the horrors and atrocities committed by the regime and to spur the Iraqi people into action. It will always disturb me that the Iraqi people never had a chance to participate in The Arab Spring and depose Saddam and his regime themselves, It may be a very different place today if they had had the chance to do so. Best regards to all, Latif Yahia . --A note from the Author.In Iraq, where political leaders have traditionally been the targets of assassination, there exists an institution called fidai (body double). The author, who bore a remarkable resemblance to Saddam Hussein's oldest son, Uday, was pulled out of the front lines during the Iran-Iraq War and transformed into an exact likeness of Uday. From that va --D. Smith, wall street journal.In Iraq, where political leaders have traditionally been the targets of assassination, there exists an institution called fidai (body double). The author, who bore a remarkable resemblance to Saddam Hussein's oldest son, Uday, was pulled out of the front lines during the Iran-Iraq War and transformed into an exact likeness of Uday. From that vantage point he was, he reports, privy to all the machinations and horrific excesses perpetrated on the Iraqi people by the family and government of Saddam Hussein. After serving in that capacity from 1987 to 1991, Yahia was imprisoned and tortured before being released?then fled to Europe, where he still lives. The author's message seems to be a warning to the rest of the world: If you thought Saddam was a cruel tyrant, just wait until Uday takes over! Although this work is easy enough to read, it is filled with graphic details of torture, murder, and rape. Recommended only for large collections in the subject area.? --David P. Snider, casa Grande P.L., Ariz. Library JournalThis is The Story of A man who knows too Much... He Looted Kuwait, Survived Assassina - Tion Attempts, and was at his Boss Uday Hussein's Side During Some of Iraq's Grisliest Moments. --D. Smith, wall street journal.
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g: 0 Posted By: lovelybones
Views: 160 Replies: 0 Xbox 360 Game +Bonus $10 Gift CardPlaystation3 Game +Bonus $10 Gift CardThis is a pre-order, Ship date is September 17th, 2013.Los Santos: a sprawling sun-soaked metropolis full of self-help gurus, starlets and fading celebrities. Once the envy of the Western world, now struggling to stay afloat in an era of economic uncertainty and cheap reality TV.

Amidst the turmoil, three very different criminals plot their own chances of survival and success: Franklin, a street hustler looking for real opportunities and serious money; Michael, a professional ex-con whose retirement is a lot less rosy than he hoped it would be; and Trevor, a violent maniac driven by the chance of a cheap high and the next big score. Running out of options, the crew risks everything in a series of daring and dangerous heists that could set them up for life.

The biggest, most dynamic, and most diverse open world ever created, Grand Theft Auto V blends storytelling and gameplay in new ways, as players repeatedly jump in and out of the lives of the game's three lead characters, playing all sides of the game's interwoven story.

All the classic hallmarks of the groundbreaking series return, including incredible attention to detail and Grand Theft Auto's darkly humorous take on modern culture, alongside a brand-new and ambitious approach to open world multiplayer
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g: 0 Posted By: DaysFan
Views: 136 Replies: 1 The Biggest Loser: The Workout - Boot Camp (2008)
Bob Harper (Actor), Cal Pozo (Director) | Rated: NR | Format: DVD
Text
List Price: $14.98
Price: $3.99
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You Save: $10.99 (73% Amazon.com: Online Shopping for Electronics, Apparel, Computers, Books, DVDs & more
ASIN: B001GP5TLS

Product Description
Just like the contestants on NBC's hit show, you too can rev up your fat-burning furnace and experience dramatic weight loss in less time. Join "The Biggest Loser" trainer, Bob, and show contestant winners and finalists for a 6-8 week program that beats the bulge one intensity level at a time. Begin with Boot camp 1 and as you improve, add on Boot camps 2 and 3 for a powerful workout that challenges every muscle with dynamic moves designed to give those unwanted pounds the boot! WARM-UP (5 Minutes): Prepare your body for boot camp with athletic conditioning moves that get the heart pumping and the muscles warm. LEVEL 1 (Weeks 1 and 2) -Boot camp Level 1 (20 Minutes): Bob turns on the burn with upper- and lower-body strength intervals, then revs your metabolism with calorie-crushing cardio. LEVEL 2 (Weeks 3 and 4) - Boot camp Level 2 (15 Minutes): Pick up the pace and drop the pounds with Bob's innovative power moves that integrate fat-blasting bursts of cardio. LEVEL 3 (Weeks 5 and 6) - Boot camp Level 3 (10 Minutes): Challenge your balance and fine-tune your physique using bands and weights to further chisel your newfound muscle. COOL-DOWN (5 Minutes): Reward and energize your body with athletic and yoga-inspired stretches that soothe tight muscles and improve posture.
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g: 0 Posted By: RhizzleBop
Views: 0 Replies: 0 I thank you to those willing to read my story here. Sorry if its long but I feel its necessary to explain the deal.I have a BS in mechanical engineering from a major state university, not any type of elite school.
I worked in consulting HVAC, plumbing, and fire protection design for 6.5 years. It was a small 8 person firm with no upside. I became bored and tired of it so I left that.I then moved to a manufacturing company working as an applications engineer for now 2.5 years.
This role has a lot more going on.
In this job my duties are:
directly interact with customers who reach out to us for new designs. I design, price, quote, and sell sealing solutions for high performance high demand industries.
I also work with ouside sales guys who chase bigger customers and bring in bigger opportunities. I then design and sell them solutions as well.
For even bigger opportunities, heavy engineering gets involved for FEA analysis and development. In this cases I then have to manage the project along its path, and ultimately quote and sell, and be the middle man between the manufacturing team, and the outside sales guys/customers.
I have to deal with all departments in the building from purchasing, manufacturing, safety, EH&S, sales, operations, etc.
Also, when there are problems with making one of my designs I have to deal with, coordinate, and push people to resolve the problems internally.
When customers have a problem I have to work with them to resolve it, ranging from redesigning, to working through their usage and conditions to ensure they are using the products correctly.
We are tasked with ensuring we get proper margins on our pricing, winning the business, making everyone inside "Want" to work with me and help, and also making the outside guys happy and making them "want" to work with us.Its a LOT. I deal with customers in Europe, asia, all over the US, Canada, etc etc. My biggest strength is technical understanding and cmprehension, and I'm able to apply that in my work.My biggest weakness is that I'm not a brown noser, and sometimes I'm just not in the mood to "shoot the crap" with a customer, or smile and chat the customer up when I'm not happy. I mean by that, I'm just not an "always on" sales guy type.I like to be very realistic, and honest. I don't get off on designing something marginal because I dont want to fight a problem with it later, so when someone brings a questionable application, I get acused of being more of a "cannot" than a "yes" man.With that said, I'm pretty comfortable speaking in front of a crowd. Doesn't really bother me cause I'm confident I know my subject. I'm interested in changing again. I'm thinking about jobs outside engineering as well.
However, I'm not sure what type of jobs to go after outside o engineering.I've read that finance companies and banks hire engineers but I'm not sure for what type of jobs to look at. These articals I've read that these types of businesses love the analytical strength of engineers, but I havn't read for what type of jobs they would hire me for.If its relavent, I'm very interested in building some web businesses, and I've been working to have two sites up over the last 10 months, however, I do not have time to really focus attention there as I need to. I've considered looking for a part time contract job draftsman if it pays well enough so that I could work 20-30 hours a week and then focus on my sites. (if that type job is possible).
I'm married now, and could join my wifes benefits, but I need to make significant money until we get her student loans and our cars paid off. So, not working to focus on my businesses is not an option yet.I've considered a 1 year program to become a "big data scientist", but not sure if I want to focus a year there, and not focus on my web projects, or to focus on web projects and just work somewhere now in engineering, or an alternate line of work. I live in the southeast, 2 hours from charlotte, and my wife just took a great job at a school here so I'm not looking to move right now.Thoughts are welcome here now.
Car damage-- issue with insurance! need advice
Added on : Friday July 19th 2013 05:00:04 PM
g: 0 Posted By: ovaloffice
Views: 224 Replies: 3 I have a 2004 camry which was parked in my works parking lot next to a wall. Today afternoon an 84 yo grandpa while trying to park his car on the other side of the wall hit the wall. It happened that the wall broke and fell on my car. Total of six cars were damaged and I got the biggest damage among all. on my hood, looks mostly cosmetic, but not sure if engine etc are damaged. The car appears to be drivable. Grandpa was nice.. he felt sorry and gave all the insurance info. I felt sorry of the old man too, he hit it gas pedal by mistake. Anyways I got the police report no etc. I called his insurance (all state) today and they told me to use my own insurance. She mentioned that there might be "coverage issues" and the investigation will be very long. To expedite the issue I should use my own insurance.I called my insurance (State Farm) and they told me that my current deductible will apply. She said that I will not be at fault and this incident will not be counted against me. My questions are:
1. Should I trust the allstate agent that this is going to be a long investigation or is this just a strategy to avoid paying for the damage.
2. As far as my car insurance is concerned, even though they said that they will not count this accident against me... am I still at a risk of having higher premiums next time?
3. If i ask my insurance (State Farm) to be involved, is there any possibility I can get some of the reimbusement of deductible from all state?Totally confused.. please advise.
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Car damage-- issue with insurance! need advise
Added on : Friday July 19th 2013 04:00:07 PM
g: 0 Posted By: ovaloffice
Views: 0 Replies: 0 I have a 2004 camry which was parked in my works parking lot next to a wall. Today afternoon an 84 yo grandpa while trying to park his car on the other side of the wall hit the wall. It happened that the wall broke and fell on my car. Total of six cars were damaged and I got the biggest damage among all. on my hood, looks mostly cosmetic, but not sure if engine etc are damaged. The car appears to be drivable. Grandpa was nice.. he felt sorry and gave all the insurance info. I felt sorry of the old man too, he hit it gas pedal by mistake. Anyways I got the police report no etc. I called his insurance (all state) today and they told me to use my own insurance. She mentioned that there might be "coverage issues" and the investigation will be very long. To expedite the issue I should use my own insurance.I called my insurance (State Farm) and they told me that my current deductible will apply. She said that I will not be at fault and this incident will not be counted against me. My questions are:
1. Should I trust the allstate agent that this is going to be a long investigation or is this just a strategy to avoid paying for the damage.
2. As far as my car insurance is concerned, even though they said that they will not count this accident against me... am I still at a risk of having higher premiums next time?
3. If i ask my insurance (State Farm) to be involved, is there any possibility I can get some of the reimbusement of deductible from all state?Totally confused.. please advise.
Marriott Hotels and United Airlines - New Program for VIP Perks
Added on : Tuesday July 16th 2013 05:00:08 AM
Marriott and United announced yesterday a partnership that will give their most loyal customers reciprocal VIP perks in their hotels and on flights. The new "RewardsPlus" program, which begins today, will give Marriott Rewards Platinum Elite members, who spend 75 nights a year at Marriott hotels, Premier Silver status in United's MileagePlus program, an elite tier on United. Conversely, those in United's elite tiers above SilverGlobal Services, Premier 1K, Premier Platinum and Premier Goldwill receive Marriott Rewards Gold Elite status, the second-highest tier in Marriott's program that requires 50 night a year.Travelers who link their accounts will have until Jan. 31, 2014, to use their benefits. As long as they keep their travel up and meet eligibility requirements for their particular tier on the original partner, Marriott and United will renew their reciprocal status each year.The move combines the world's largest airline with one of its biggest hotel chains in a bid to lure the most coveted frequent travelers at a time when traditional loyalty programs that just reward points are not necessarily making customers loyal. United has 90 million members in its MileagePlus program while Marriott has about 43 million. Both companies declined to disclose how many of those have elite status."It's really a very interesting combination that is going to be very beneficial for our respective customers," says Tom O'Toole, senior vice president of marketing and loyalty for United."MileagePlus Premier Silver status provides:◾Complimentary access to Economy Plus at check-in (when available);
◾Complimentary Premier Upgrades (when available);
◾Premier Access(SM) priority airport services;
◾One complimentary standard checked bag (50 lbs.);
◾25% Premier bonus award miles on United flights Link for United Frequent Fliers to sign upLink for Marriott Platinum members to sign up for Premier Silver Status with United
OK! MAGAZINE FOR AS LOW AS $10.00 PER YEAR!
Added on : Saturday July 13th 2013 12:00:03 PM
Just found this this magazine deal, and this one gets better with each year that you add to your subscription! This is a weekly magazine, so you get a lot of bang for your buck with this deal:1 Year Subscription to OK! Magazine for only $15.00 with coupon code: SHESAVED
2 Year Subscription for only $25.00 with coupon code: SHESAVED
3 Year Subscription for only $30.00 with coupon code: SHESAVED ( 156 issues = under $0.20cents per issue!)
(with a 3 year subscription, each year is only $10.00! Cover price on three years would be over $500!!)OK! is the worlds biggest weekly celebrity magazine. Each issue is filled with celebrity photographs, interviews, close-up views inside their homes, on their vacations, and all the details of their daily lives. Get the latest scoop on celebrity hook-ups, break-ups, weddings, babies, diet, fashion and more! No magazine subscription gives you a more in-depth look into celebrity lives every week.This deal will be live through tonight, July 13th at midnight (est)
I was in Sears today saw a flyer for a "secret" member event on 7/14/2013.It says members get extra Shop Your Way Rewards points:
5%: Electronics, water softeners, water filtration, appliances
10%: Household, luggage, home fashions, footwear, mattresses, recliners, and Lands End Shop
15%: Auto, fine jewelry, tools, lawn and garden, outdoor living, fitness, sporting goodsThere is a long list of exclusions, that I'm not going to type, but the biggest one is that it isn't good on apparel, which is strange since usually the rewards are highest on apparel.Valid at participating stores in AZ, CA, HI, ID, NV, OR, UT, WA. If you are not in one of these states, it may be worth a look to see if there is a similar event going on. It could be nationwide, but with slightly different terms in different regions.
Sears Coupons
LINKRight now Amazon has the Kindle Tablet Edition of Angry Birds Star Wars Premium HD for free (normally $2.99). You also earn 30 Amazon Coins with this purchase. Ultimately it's like they are giving you Angry Birds Star Wars HD Kindle Edition and 30 cents worth of credit for Kindle Fire compatible apps and in-app purchases for free. Note: the 30 Amazon Coins will expire at the end of the month one year from the time they are earned, if you don't use them. Also, this version of Angry Birds is compatible with the regular (non-HD) Kindle Fire as well.JOIN THE ANGRY BIRDS IN THEIR BIGGEST ADVENTURE YET!
A long time ago, in a galaxy far, far away...
...a group of desperate rebel birds faced off against a galactic menace: the Empire's evil Pigtroopers! Rebel birds, striking from a hidden base, have won their first victory against the evil Imperial Pigs. During the battle, Rebel spies managed to steal secret plans to the Empire's ultimate weapon, the PIG STAR, and are racing to deliver the plans to the rebel birds.Now they need your help! Join an epic adventure with the Angry Birds in the legendary Star Wars universe! Use the Force, wield your lightsaber, and blast away Pigtroopers on an intergalactic journey from the deserts of Tatooine to the depths of the Pig Star -- where you'll face off against the terrifying Darth Vader! Can you become a Jedi master and restore freedom to the galaxy? Time to grab your lightsaber and join the adventure! May the birds be with you!
LINKRight now Amazon has the Kindle Tablet Edition of Angry Birds Star Wars Premium HD for free (normally $2.99). You also earn 30 Amazon Coins with this purchase. Ultimately it's like they are giving you Angry Birds Star Wars HD Kindle Edition and 30 cents worth of credit for Kindle Fire compatible apps and in-app purchases for free. Note: the 30 Amazon Coins will expire at the end of the month one year from the time they are earned, if you don't use them. Also, this version of Angry Birds is compatible with the regular (non-HD) Kindle Fire as well.JOIN THE ANGRY BIRDS IN THEIR BIGGEST ADVENTURE YET!
A long time ago, in a galaxy far, far away...
...a group of desperate rebel birds faced off against a galactic menace: the Empire's evil Pigtroopers! Rebel birds, striking from a hidden base, have won their first victory against the evil Imperial Pigs. During the battle, Rebel spies managed to steal secret plans to the Empire's ultimate weapon, the PIG STAR, and are racing to deliver the plans to the rebel birds.Now they need your help! Join an epic adventure with the Angry Birds in the legendary Star Wars universe! Use the Force, wield your lightsaber, and blast away Pigtroopers on an intergalactic journey from the deserts of Tatooine to the depths of the Pig Star -- where you'll face off against the terrifying Darth Vader! Can you become a Jedi master and restore freedom to the galaxy? Time to grab your lightsaber and join the adventure! May the birds be with you!
State: PA
This is my third week of living in the house. Moved in the day the previous tenant moved out.Hey guys I am a Masters student and moved into a new house. The house itself is nice, the landlords seem a little strange but nice, fully renovated 'modern' apartment with a TV and couch and bed. I did my apartment hunting really late, subletted for the first two weeks of school and fell way behind in school. A few things even as I looked at the apartment it is kind of in the basement (half way). If I look outside my two windows, I would say my torso and above is above ground while my other half is below ground.My apartment, especially me bed is by the only unfinished/not shabby part of the house-the laundry room which has a lot of dark places in it. I noticed a few drainbugs when I moved in flying around, and later that the water wouldn't evaporate two days after I had taken a shower (indicating a very humidf environment
Anyways fast foward, I see three house centipedes one night while waking up. GROSS and freaked me out,they were the BIGGEST I'd ever seen. lost two days of sleep and delayed a midterm because of it (the worst part). Turns out the last tenant slammed the bed into the wall creating a hole while boning his girlfriend. Landlord seals the hole. I don't see any around my bed walls (my bed is kind of in a corner). I mean these things are so ugly that you can't even look at them, and they move so fast you just need to kill them before they get away. Noticed the shower water wouldn't evaporate a day after I left it. Hand up a Damppdrid. Walk in the next day from school after hanging a Damprid in the bathroom and see a smaller centipede (than those by the beds sitting in the sink. I am not sure if this is a good sign after I kill it because if the Damprid worked well and it had to retreat to the most humid place under the sink faucet in the bathroom OR it crawled out of the drain.
I start putting DE in every crack seal opening I can find (and there are a few since its a basement job, in the drains, in any openings I see, coating my bed posts with it). I also make the landlord put one dehumidifier in my apartment. I think I might see a few more these next few days but hopefully when I get a humidity monitor it will tell me I have a few questions. I know house centipedes, I've seen them before at my home home in NJ (but not nearly as ginormous as the ones I saw by my bed earlier this week).
1. How long do I have to run this dehumidifier intially and at what frequency (every day during the summer- every 2 days), and what humidity level should I keep in my apartment? 2. I want to prepare for the worst- breaking a lease and the landlord keeping $1300 (one months rent) in case I want to break the lease after my finals are done and move to another place. I have been emailing every problem to them. I have not taken any photos of the centipedes but there are shoe marks and part of their bodies where I left them that I could take a photo of. At a 10 coutn right now for the week. The bad thing, in terms of written record, for the landlord is they didn't do much until I really pestered them to, from internet servicing, fixing the support beam under my bed, house centipedes, a leak in the kitchen, their response was weeks late at a time. I also realize they had a honeymoon/wedding the week I moved in, and they might be sweet and nice but they seriously didn't hustle until I wrote them an email asking them urgently to work on these things. They literally came down that night. In fact I would yell their names (without going into their bedroom) and as big as the house is, I doubt they couldn't hear me. I guess they got tired of me asking them to do things. One thing they still haven't done and were suppose to have done was seal damage from a leak in the kitchen earlier. It is a big split in the kitchen roof and very noticeable. I have basically been making written logs of this (emails I send to them) but receive very few responses. Should I proceed with emailing them or just writing this just for myself? I asked them to call pest control and gave them a few suggestions on mesh wiring for laundry room drians, caulk, got an iffy response/we'll wait on your result with the humidifier, no date for the handyman to come by and seal and caulk these drains etc. It seems like I practically have to beg these people to do what they should do. They would literally ignore my calling out their name in the same house (I could hear them but they couldn't hear me- go fiure). The sad part is had I waited a month I would have gotten a cheaper more reputable apartment, but since rental housing is so hard and I had school in Western Philly suburbs. I took it.3. The lady who owns the place used to be a leasing agent. I noticed in the agreement that my father co-signed with me (since I'm financially dependent on him as a student) there is no explicit mention of pest control, even though from my conversation with her she was fine with paying for it. I wonder even if I let her keep the extra month deposit (or take her to a small calims court) will it affect my dad's credit score at all?My largest concern and expense is my education at this point. I won't be moving until my last final on the 23rd, and I just need a few good nights of sleep. For paying slightly more than apartments around me, I seem to be getting a lot less service. I also don't think a dehumidifier is the solution to a lot more structural problems that I discoverd (ie crawl space behidn the refrigarator) after I moved in
Edit: Ended up seeing and killing another while typing this.
Victory Garden - Victory Garden Guide for Self Sufficiency and Self Sufficient Living [Kindle Edition] worth $4.99Zachary Carver (Author)http://www.amazon.com/dp/B00DQHI90WPublication Date: July 1, 2013No Reviews#1 in Kindle Store > Kindle eBooks > Crafts, Hobbies & Home > Gardening & Horticulture > Techniques > Urban#6 in Kindle Store > Kindle eBooks > NonfictionHistorys Biggest and Deadliest Food Shortage Is Upon Us!By food shortage I'm not talking about a lack of "quantity" of foods on store shelves (although that's coming too), I'm talking about the lack of "quality" of foods available today.In the shadows of store shelves around the world is hidden a group of sinister manipulators putting on a full court press to destroy the nutritional value of foods. And with that the total destruction of your health.Did you know that a study released by the International Journal of Biological Sciences shows that GMOs are linked to organ failure?GMOs are also associated with a multitude of diseases and illnesses.Eating GMO fruits, veggies, bread or GMO fed meats is a death sentence that is a slow boil that brings your life to a grinding, painful stop.From debilitating diseases to incompetence that is immobilizing, the foods you are eating are making you sick, slow and stupid.Take Your Survival Skills, Self-Sufficiency and Food Freedom to the NEXT Level...Today's survivalists are more than long bearded men in the wilderness hunting wild game. Today, a survivalist is anyone looking to get off the suicidal, homicidal and genocidal path that today's toxic and tainted food pools have put us on.Each trip you make to the grocery store to load up with more toxic bathed foods is taking you and your loved ones a step closer to an early grave.It's incremental death by a thousand cuts... or should I say a thousand bites.You see, our immune systems are under attack by chemicals exploding like nukes in our cells. Our bodies were not designed to fight off these manufactured assaults and as a result, the acceleration of everything bad is over running our bodies.And since you can't change the food in the store, then change the food you eat.Discover:: Proven Methods For Producing Bigger, Healthier, Tastier and More Sustainable FoodInside the "Survivalist Victory Garden Guide" you'll discover:∙ Starting Your Survivalist Victory Gardening Step-By-Step (With picture tutorials)
∙ Starting Your Seeds Step-By-Step (With picture tutorials)And tons more like the...∙ 8 Victory Vegetables (Best Veggies To Beat A Breakdown)
∙ 7 Persistent Produce (Perennial Vegetables That Keep On Giving)
∙ 7 Must Have Medicinal Herbs (Natures Doctor In Your Yard)
∙ 4 Super Seeds For Sure-Fire SurvivalYou will also learn about...∙ Creating Your Water World (Harvesting Water So You Can Harvest Your Crops)
∙ How To Grow Crazy Giant Vegetables Naturally (Become King Of The Crops)
∙ The #1 Way To Naturally Eliminate Garden Pest (When Your Garden Thrives, You Can Survive)
∙ And more!Additionally, you can turn any garden into a victory garden. That means container gardening, raised bed gardening like square foot gardening, tower gardening and even water gardening can be turned into a victory garden.Ready to learn how to take control of your food and turn any empty space into an abundant food place?Would You Like To Know More?
Download now and take your food freedom to the next level.
Casio Men's W800H-1AV Classic Digital Sport Watch - $10 + FSSS eligible at Amazon
Here's one for all you super cheap nerdy watch enthusiasts. Amazon has the Casio Men's W800H-1AV Classic Digital Sport Watch for the lowest its ever been at $10 + FSSS eligible. This goes at WalMart for $18.93 and Target for $24.99 and the lowest it had been until a few days back was $14 and before that $16 regularly:
Link here.....http://www.amazon.com/Casio-W800H-1AV-Classic-Digital-Sport/dp/B...Note that this watch is a definite upgrade to the ever-popular F91 in that it:- Is water resistant up to 100m whereas the F91 is simply "water resistant" on the surface (really down to about 20 feet in my experience)- Has the "Illuminator***" feature which lights up the face with a neon glow instead of a little yellow light from the side like the F91- Has the full date and 3 letter abbreviation of the day of week (vs. just month and day with 2 letter abbreviation for the F91)- Has a larger face than the F91 and looks more substantial on the wrist- Has a much better band than the F91, which is the F91's biggest problem probably.*** The illuminator feature on the W800 is sort of a hybrid in that it doesn't illuminate from the back, but from the side but with a neon green light. Same effect though, just a bit duller than the more expensive Casios. Sometimes that's good if you're checking early in the morning.Anyway, that's the rundown, this is a great little watch with a 10 year battery life and like most casio digitals it will literally last a couple decades if you don't break it against something. Enjoy!
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Panasonic TC-L55ET60 55-Inch 1IPS LED HDTV $1099 @ Amazon
Added on : Thursday July 04th 2013 04:00:04 PM
Panasonic TC-L55ET60 55-Inch 1080p 120Hz Smart 3D IPS LED HDTV, sells for $1300 + elsewhere, so you come out ahead even if you have to pay tax. This is the midrange LED TV from Panny, its biggest distinction over the value line being an IPS panel. You also get a 2% Amazon credit with it, for a little extra kick. Unfortunately, it does not qualify for the $100 or $200 credit like the low-end line. Bummer, that would have made it a killer deal.P.S. The Amazon reviews for this are a bit mixed. It is mind boggling that this set gets worse reviews than the TC-L58E60 (which also has a great price on Amazon). I saw them side by side, and there is absolutely no contest, the picture of the IPS panel is so much better in terms of blacks, color richness, and motion fidelity.Linky
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FIOS $2.99 movies thread
Added on : Thursday July 04th 2013 02:00:02 PM
The Biggest 2013 On Demand Hits, Only $2.99 (plus taxes & fees).
Dont miss the chance to see the On Demand movies everyone has been buzzing about this year like Argo, The Hobbit: An Unexpected Journey and Gangster Squad in our new 2013 On Demand Hits folder. On sale now starting at $2.99 (plus taxes & fees). Big movies on sale every week this summer!
Using Your Remote, Press: 1. On Demand 2. Whats Hot 3. 2013 On Demand Hits.
Victory Garden - Victory Garden Guide for Self Sufficiency and Self Sufficient Living [Kindle Edition] worth $4.99Zachary Carver (Author)http://www.amazon.com/dp/B00DQHI90WPublication Date: July 1, 2013No Reviews#1 in Kindle Store > Kindle eBooks > Crafts, Hobbies & Home > Gardening & Horticulture > Techniques > Urban#6 in Kindle Store > Kindle eBooks > NonfictionHistorys Biggest and Deadliest Food Shortage Is Upon Us!By food shortage I'm not talking about a lack of "quantity" of foods on store shelves (although that's coming too), I'm talking about the lack of "quality" of foods available today.In the shadows of store shelves around the world is hidden a group of sinister manipulators putting on a full court press to destroy the nutritional value of foods. And with that the total destruction of your health.Did you know that a study released by the International Journal of Biological Sciences shows that GMOs are linked to organ failure?GMOs are also associated with a multitude of diseases and illnesses.Eating GMO fruits, veggies, bread or GMO fed meats is a death sentence that is a slow boil that brings your life to a grinding, painful stop.From debilitating diseases to incompetence that is immobilizing, the foods you are eating are making you sick, slow and stupid.Take Your Survival Skills, Self-Sufficiency and Food Freedom to the NEXT Level...Today's survivalists are more than long bearded men in the wilderness hunting wild game. Today, a survivalist is anyone looking to get off the suicidal, homicidal and genocidal path that today's toxic and tainted food pools have put us on.Each trip you make to the grocery store to load up with more toxic bathed foods is taking you and your loved ones a step closer to an early grave.It's incremental death by a thousand cuts... or should I say a thousand bites.You see, our immune systems are under attack by chemicals exploding like nukes in our cells. Our bodies were not designed to fight off these manufactured assaults and as a result, the acceleration of everything bad is over running our bodies.And since you can't change the food in the store, then change the food you eat.Discover:: Proven Methods For Producing Bigger, Healthier, Tastier and More Sustainable FoodInside the "Survivalist Victory Garden Guide" you'll discover:∙ Starting Your Survivalist Victory Gardening Step-By-Step (With picture tutorials)
∙ Starting Your Seeds Step-By-Step (With picture tutorials)And tons more like the...∙ 8 Victory Vegetables (Best Veggies To Beat A Breakdown)
∙ 7 Persistent Produce (Perennial Vegetables That Keep On Giving)
∙ 7 Must Have Medicinal Herbs (Natures Doctor In Your Yard)
∙ 4 Super Seeds For Sure-Fire SurvivalYou will also learn about...∙ Creating Your Water World (Harvesting Water So You Can Harvest Your Crops)
∙ How To Grow Crazy Giant Vegetables Naturally (Become King Of The Crops)
∙ The #1 Way To Naturally Eliminate Garden Pest (When Your Garden Thrives, You Can Survive)
∙ And more!Additionally, you can turn any garden into a victory garden. That means container gardening, raised bed gardening like square foot gardening, tower gardening and even water gardening can be turned into a victory garden.Ready to learn how to take control of your food and turn any empty space into an abundant food place?Would You Like To Know More?
Download now and take your food freedom to the next level.
Song: Check the Meaning
Artist: Richard AshcroftDescription: Richard Ashcrofts biggest hit with his former band the Verve (the Stones-sampling Bittersweet Symphony) combined sullen rock swagger with orchestral arrangements, and his solo song Check the Meaning plumbs similarly bluesy, downtempo depthsall set to even weepier strings. Eric Grandy, Google Playhttps://play.google.com/store/music/album?id=Bqjxr4odnqkxivatk5w..."Free Song of the Day" is a free Android app that will notify you daily about the new Free Song of the Day
Search for FSOTD in the Play Store, or download it here
https://play.google.com/store/apps/details?id=com.taggahertz.fre...
Death by China: Confronting the Dragon - A Global Call to Action [Kindle Edition] was $25.99Peter W. Navarro (Author), Greg Autry (Author)
http://www.amazon.com/dp/B004GXB41GPublication Date: May 5, 2011Publisher: Prentice Hall Professional119 Reviews ★★★★

This is the eBook version of the printed book.Bestselling author Peter Navarro (The Coming China Wars) and Greg Autry challenges the dominant paradigm of a "Chinese Miracle" - the one featuring a modernizing, progressive Chinese state heading toward political reform and driving global economic growth with its new found embrace of capitalism and freedom.
Tearing this delusion away, Death by China documents the myriad ways that a powerful, wealthy, and corrupt Chinese Communist Party emboldened by a growing nationalistic frenzy is becoming the biggest threat to global peace, prosperity, and health since Nazi Germany.
From currency manipulation and abusive trade policies, to slave labor and deadly consumer products, China's ruthless rulers threaten the livelihood of the citizens of every developed nation. These thugs have created a frightening amoral society ruled by a constant fear hidden to outsiders and bought off with the ill gotten profits of a myopic quest for economic advantage at any cost - social, environmental, or civil rights concerns be damned. Worse, as with everything else, China is scaling and exporting the model around this world, threatening their neighbors and exploiting developing nations across the globe with a new imperialism.
While America worries that Al Qaeda or Iran may get their hands on a weapon of mass destruction, China is using our Wal-Mart dollars to build them by the score; filling brand new nuclear submarines with missiles aimed at our heartland and building stealth planes designed to obliterate our friends in Japan, Korea, and Taiwan.
America's policy of appeasement and perpetual bending to Beijing's tacit threat to stop funding our unsustainable consumption based economy and deficit addicted government has left the Chinese people and the world in a frightening position while achieving absolutely nothing. With each new attempt at further "engagement" China simply rounds up more artists, writers, and political dissidents into its gulags and continues its policies of virtual genocide against the peoples of Tibet and the Uighars of East Turkestan. It tightens control over media and the Internet and expands its regional, territorial and resource claims. Laughing at our timidity, it becomes ever bolder in executing its plan to shutter every last manufacturing plant in the West.
Meanwhile, Western turncoat CEO's are content with pumping up one more quarterly report by driving every last high-value manufacturing jobs to Guangzhou or Chengdu. Congress is happy to be re-elected with contributions from those same corporations. Together they are happy to leave the rest of us with a future of low paying service and retail "careers" based on selling junk made in China to each other while accumulating a pile of Chinese debt and building a geopolitical time bomb of epic proportions.
For every American, European, Japanese or Korean reader who wonders where his job has gone and worries about the world his children will inherit, Death by China is a must read. The book features an inspiring Forward by Chinese Dissident, Baiqiao Tang and a brilliant Epilog by Congressman Dana Rohrabacher.About the Author
Peter Navarro is a business professor at the University of California Irvine and a CNBC contributor. He is the author of several path-breaking books including The Coming China Wars, The Well-Timed Strategy, and Always a Winner as well as the bestselling investment book If It's Raining in Brazil, Buy Starbucks.
Peter's articles on economics, business, and China have appeared in a wide range of publications, from Business Week, Los Angeles Times, New York Times, and wall street journal to Harvard Business Review, the Sloan Management Review, and the Journal of Business. He is a widely-sought after and gifted public speaker and appears frequently on Bloomberg TV and radio, CNN, CNBC, and NPR, as well as on allthree major network news shows.
Professor Navarro holds a Ph.D in economics from Harvard.
Greg Autry is an entrepreneur, writer, and educator. He has published extensively on business, economics, politics, space and China andassisted Professor Navarro in research and preparation for the revised edition of The Coming China Wars.
Greg holds a BA in history from Cal Poly Pomona and an MBA from the Merage School of Management at UC Irvine. As a lecturer, he's taught business strategy and macroeconomics at Merage where he is currently completing a Ph.D in the area of Economics and Policy. His dissertation is on the evolution of the private commercial space launch industry.
Fancy Student Loan Forgiveness Footwork
Added on : Friday June 28th 2013 08:00:07 AM
tl;dr - Trying to formulate a plan to pay the least amount back for my student loans with the loan forgiveness program.I wanted to run this plan by the Fatwallet community to gather some thoughts. Also, if anybody knows who I could speak to about all this other than my alma mater's financial aid office that would be great. In my experience, they weren't really that helpful when I was in school. Maybe an accountant? I don't know. Do they even have accountants that specialize in student loans? And please keep your political views at a minimum. Chances are, if you're b***hing about something political here, I probably already agree but that's not going to stop me from taking advantage of the system if I qualify!

Situation:

Just graduated and I owe about $160K
My AGI will be around 85-100K. It's pretty stable in my field with low potential for income growth. Actually, I just got hired for an entry-level government job that pays AGI $85K.
Payment Plans

Standard Repayment Plan

Pay 1800/month for 10 years
Total interest accumulated/paid within 10 years is $60K
Total paid back cumulatively is $216K at 10 years

Income Contingent Plan

Pay starts at $1200/month then gradually goes up to $2200/month

Not sure how they get to $2200 but I think that's only assuming my AGI increases. Tried to look for something like an amortization schedule with no luck.

Total payment time is 25 years then the rest is forgiven if there's anything left.
Interest is estimated $88K accumulated/paid at 25 years
Total estimated paid back cumulatively is $250K at 25 years


Loan Forgiveness: If I work for any government or non-profit for 10 years full time and I make the above monthly payments on time, the rest of my student loans are forgiven.

Under the Standard Repayment Plan, this doesn't matter cause the loan is already paid off in 10 years.
Under the Income Contingent Plan

Assuming my AGI stays relatively the same, I'll I keep paying $1200/month
After 10 years, I'd have paid $144K and the rest would be forgiven. This is a potential savings of AT LEAST $77K!

I want to pay with Income Contingent Plan schedule and get my loans forgiven after 10 years. My biggest concern is if the loan forgiveness program will still be in place within the next 10 years. If not, I'll have to pay more interest on the 25-year plan since I didn't do a 10-year plan.
Complete Collection of Financial Resouces
Added on : Tuesday June 25th 2013 11:00:07 PM
How I would go about learning finance today if I was a newbieI've been getting this more and more in my own private life and via PM on here(and a long response just accidentally deleted broke the camels back on me answering it piecemeal).Obviously depending on where you're at already would determine where you would probably want to hop in.It's my belief that most people should follow some pattern like this:
1) They see something in the space that captures their attention and interests them
2) Learn the basic building blocks like time value of money(and get good at it on excel), basic bond valuation, basic macro/micro, etc.
3) Pick up regular financial habit like reading a particular financial news site or show on TV. It just has to be something that interests you enough to be able to keep up with it. This one is very important since most people aren't going to be able to 'crash course' enough information in large blocks of dense reading to really get that far. In most cases it's the regular stuff that really gets someone up there.
4) The real great thing is using google, wikipedia, and investopedia to look up something you don't quite understand every time it comes up from those regular financial habits. See nobody really has the attention span to jump from constant wikipedia entries to more entries. Instead it's the occasional article with some term you don't know much about that spawns a few dense readings that is pretty bearable.
5) Then supplement all of this with the occasional book focused on some particular subject matter that interests you in a more dense fashion.List of many of my financial site bookmarks
Aggregation:
-Street Sleuth probably the best financial news aggregator online that has the last handful of headlines from numerous online sources, many of whom are listed below
-RealClearMarkets Very good focused aggregator of financial news sort of like a Drudgereport of financial news for the day
-Finviz News Besides being quite likely the best free stock screener online Finviz has pretty decent rolling news aggregator
-Then obviously google and yahoo financial news although it's pretty sub par unless you use specific keyword searches into their news search engine.Main general publications:
-Wall Street Journal needs no introduction, WSJ allows a person coming from Google to get by the pay wall a certain number of times a day so if you see an article you want to read just search it's title and you can get past the pay wall
-Financial Times
-CNBC
-Bloomberg
-Businessweek
-Forbes
-Barrons
-NYT Business
-Reuters Business
-Investors Business Daily
-CNN Money
-Fortune Mag(CNN money)
This list is really quite endless and the interesting this is that you'll basically get all of the same information from each of these places because they all rely on the wires to determine content minus maybe a few idiotic personal finance pieces thrown in as filler.Specialized and Original WorkGeneral Dense:
-Zerohedge Despite some of the more apocalyptic postings from some of the staff and very weird comment community they do quite often produce some of the best work in the business
-Dealbreaker A little more 'inter workings' focused news site for original content with a little bit of comedic side of shoveling $hit at key Wall Street players in a TMZ fashion
-Dealbook(nyt) Basically an advanced financial news site for industry professionals
-Market Folly Not particularly high volume, but good valuable information you wont find too many other places. Their weekly "hedge fund links" is usually a great source of info.
-Motley Fool Not particularly more advanced than your typical news site
-247 Wall Street Same as aboveInternational English:
-Globe and Mail Investor
-Spiegel Business
-South China Morning Post Business
-Arabian Business
-African Business News DigitalGeneral Econ:
-The Economist More high brow
-Mish's Global Economic Analysis More low brow
-A lot of this is covered in the general news section otherwise the next place is to go to the think tank publications like Cato, Brookings, etc. depending on the persuasion your after(my quick dig: fyi in this area Krugman doesn't really count since practically all of the think tanks out there actually do real work except him).Trading/Investing News:
-Seeking Alpha Primary utility to me has been their aggregation of company conference calls
-Value Walk Value focused news site
-Value Investors Club Value focused research community
-Wall St. Cheat Sheet Stock specific news and useful earnings report cliff notes
-The Street Even though it's Jim Cramer's baby it has become a bigger player in stock news so it deserves to be mentionedUseful Trading Investment Tools, Research, etc.:
-Zacks Probably best free equity research site
-Morningstar Best free mutual fund and ETF research and info online
-ETF Database Good ETF screener and source of lists
-Finviz Probably the best free stock screener online
-Firecalc Best free historical and/or monte carlo simulator online
-MSN Money Great for stock research particularly in their interactive graphing, historical revenue and income numbers, and tracking of earnings estimates.
-Google Finance Mostly for equity research. Laid out well, but pretty similar to what else you'll see.
-Yahoo Finance Really yahoo key statistics is really all that is left that I like about of habit I still yahoo to look up SEC filings. Places like MSN have mostly beaten them in all the other areas. They have their message boards as a semi unique offering, but those have mostly become a joke.
-Quantum Online Good outfit for researching things like Preferreds
-Big Charts Really nice interactive charts. Great because you can easily customize date ranges, have dividend dates appear on the map, even include the number of news stories for each day, etc. pretty useful
-Earnings Whispers Good source of information on guidance, changes in earnings expectations prior to an earnings release, etc.
-Conference Call Transcripts A search engine for transcripts of company conference calls
-ZenWealth Time Value of Money Calc FYI it defaults to type 0 for payments which means that it assumes end of period payment
-Stock Mapper Mostly just a cool heat map type of site for how the NYSE is doing at any point of the day. Provides a great visual plus it's pretty to look at.
-Citron Research These guys do some pretty damn good short focused researchTech, Angel/Venture Capital, etc.:
-Venture Beat Financial news site for start ups
-Tech Crunch Financial news site for start ups
-Finovate Site for financial start ups. Can watch many of the pitches onlineFollowing Key Financial Investors/Hedge Fund Managers/etc.:
-Financial Titan Thread FWF thread I started covering many famous financial figures
-GuruFocus Site dedicated to following the actions of famous investors
-Hedge Fund Letters A site dedicated to being a depository of letters to investors from various hedge funds. Not particularly up to date on many of them they cover.
-Name.Blogspot One gentlemen has a created a list of blogs for famous financiers and updates new information quite regularly. This one is devoted to Kyle Bass, but if you look in the lower right you'll see other ones this individual follows and posts on.
-Titan Search Query 1 One of 3 search queries I run for a list of names. From there I go to search tools and specify a period of time(maybe 1 month or 1 week) and just look at the recent results mentioning these people. I also go to videos to see if they've done any recent video interviews or presentations
-Titan Search Query 2 Same as before just another list of names.
-Titan Search Query 3 Same as the prior 2Financial Documentaries/Media/Online Class
-Financial Documentaries
-Top Documentaries Go to the Economics section
-Coursera Site for free online courses taught by good professors from top schools
-MIT OpenCourseWare Can look at the course notes of any financial or accounting class you likeTax Information:
-Fairmark Probably the best online source for new tax info out that I know of
-PWC 2013 Tax Planning GuideBooks(note I have a high preference for audiobook so I only *read* a whole book if I think it's worth it):
-The Intelligent Investor
-Security Analysis 6th edition
-Snowball: Warren Buffett
-Berkshire Hathaway Letters to Shareholders (you can actually get all of these online and avoid the book)
-Market Wizards, New Market Wizards, Hedge Fund Market Wizards
-Wilmott's Reading List I probably wouldn't trust anyone more than Wilmott to provide a solid reading list for those that want to look at more advanced books
-Wiley Finance Otherwise if looking at solid financial textbooks today I would mostly stick to what is published by Wiley.Audiobooks(slim pickings out there in good finance books most are the more entertaining sort):
-Liar's Poker
-The Big Short
-Boomerang
-Fools Gold: JP Morgan
-House of Cards: Bear Stearns
-Crash of the Titans: Merrill and BofA
-All the Devils are Here
-The Match King: Ivar Kreuger
-The Dark Genius of Wall Street: Jay Gould
-Den of Thieves: Drexel Burnham Lambert
-King of Capital: Schwarzman
Specifically What Kind of Program Would I Probably Put Someone on That was Interested1) Watch "The Ascent of Money"2) Watch "Commanding Heights: Battle for the World Economy"(probably the biggest list of key world figures taking part in one documentary ever made)3) Seek out a basic understanding of the following concepts(via google, wikipedia, investopedia, or a class on coursera or MIT OCW):
a) Time Value on Money calculations: Should set a goal to get pretty good on multi step calculations on excel
b) Key assets: Coupon bonds, zero coupon bonds, convertible bonds, preferred shares, common stocks, and shares in pass through entities such as Master Limited Partnerships and Real Estate Investment Trusts.
c) Collections of exchange traded assets: ETFs, mutual funds, index funds, etc.
d) Trade execution: Bid, ask, long vs. short, market order vs. limit order, stop loss(don't use), trailing stop loss(don't use)
e) More complicated assets/derivatives: Call option, put option, asset backed security/mortgage backed security.
f) How call and put options operate from the perspective of the seller or buyer to the point they could draw an options return profile themselves.
g) Bond valuation
h) How to read financial statements(income statement, balance sheet, cash flows) knowledge of how to write up journal entries not required.4) Pick up some regular financial habit(s). The list above should provide plenty of options. If I were to suggest a couple I would say:
a) Street Sleuth for a while. You'll eventually start to notice you navigating to particular sites on Street Sleuth, but at first it's a great place to see what headlines grab your attention.
b) Real Clear Markets. Content is just nice and balanced. Good mix of basic and more advanced. Good mix of bullish and bearish work. Good mix of the main news for the day with some of the less talked about stuff. Just a very well designed news site.
c) Whatever else listed above interests you. WSJ is a good choice. So is Zerohedge and Dealbreaker. Snagging video from the financial titan search queries are really interesting as well.5) I would then supplement that with some reading.
-The Intelligent Investor
and
-Security Analysis
are probably the most ideal starting points
This is all I've got for tonight I might add more later on. I'm sure I forgot a bunch and it's getting late.
Hit and run - got plowed on a bicycle
Added on : Tuesday June 25th 2013 05:00:04 PM
Someone exiting a freeway in California hit me on my bicycle. I was in the crosswalk that divides the off-ramp to the street; it was a green for me and a red for them. The person made impact, knocked me over and fled the scene. I memorized his plate and called 911 immediately after the accident. Luckily I was not seriously injured. The city police bickered with the CHP on who should write the report. Five hours later a CHP officer showed up to take my statement.Twelve days later I'm reflecting on the accident. My wounds aren't terrible but my bike is pretty bent up. Based on the damage I'll most likely need a new one all together. $3,500 retail for the bike itself. I've been riding to work both ways for over a year and don't own a car to cut expenses. No car means I don't have auto insurance.What is my recourse here? Should I be calling an ambulance chasing lawyer? Wait for the report to be sent to me? Biggest question - in my position would you file an SR-1 with the CA DMV? Considering that it may be impossible to finger who the driver of the car was I may not be in the position to collect? Will filling an SR-1 raise my insurance rates in the future? It states you need to file within 10 days - I just noticed this today.
LINKMicro Guides are ideal for reduced weight and increased castability. Characterized by their miniscule insert rings, Micro Guides are very possibly the biggest innovation since the Fuji Concept System in the late 1990s. Although small super light weight guides arent new to the fishing rod industry as they had been being used quite extensively in the 80s and 90s in Europe for carp rods. The main difference in todays guides are that they are the lowest possible frames and smallest rings available for the application the end user has in mind.
LINKMicro Guides are ideal for reduced weight and increased castability. Characterized by their miniscule insert rings, Micro Guides are very possibly the biggest innovation since the Fuji Concept System in the late 1990s. Although small super light weight guides arent new to the fishing rod industry as they had been being used quite extensively in the 80s and 90s in Europe for carp rods. The main difference in todays guides are that they are the lowest possible frames and smallest rings available for the application the end user has in mind.
http://subway.workoutmusic.com/
TextJillian Michaels - 30 Day Shred (2008)
Format: DVD
4.6 out of 5 stars See all reviews (3,982 customer reviews) --------------------------------------------------------------------------------
List Price: $14.98
Price: $7.69 & FREE Shipping on orders over $25. Details
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In Stock.
ASIN: B00127RAJY http://www.amazon.comProduct Description
Jillian Michaels is TV's toughest trainer, but she is committed to getting big results. As your own personal trainer, Jillian will guide you through her exclusive 3-2-1 Interval System that combines strength, cardio and abs to blast through calories for a dramatic 30 DAY SHRED. The program includes three complete 20-minute workouts which progress by level of intensity. Start with Level 1 and advance through Level 3 in no time you'll achieve a lean, shredded body.

TextProvida Six Week Body Makeover Kit; Weight Loss Program
ASIN: B000UU6H7U $59.90 + $4.99 shippingMichael Thurmond's Six Week Body Makeover kit DVD version from Provida. Here's what's in the kit: 1. Custom Eating Plan (several pages with a black binder to organize it all). 2. Infinite menu planner. 3. Dining out guide. 4. Makeover meals recipe cards. 5. Personalized 18-minute body scuplting program. 6. Body Sculpting Band. 7. DVD: Precision Body Sculpting. 8. CD: In Case of Emergency. 9. CD: The Science of Eating More and Exercising Less. 10. CD: Unleashing your Body's Fat-Burning Potential. 11. DVD: Quick Start. 12. DVD: 6 Day Mini-Makeover (Lose a dress size in 6 days). 13. Help when you need it support package with free membership. 14. Quick Start Program "Find out what foods cause your body to lose weight". 15. Quick Start Program "Blueprinting your body step by step"TextThe Biggest Loser: The Workout - Boot Camp (2008)List Price: $14.98
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In Stock.  Product Description
Just like the contestants on NBC's hit show, you too can rev up your fat-burning furnace and experience dramatic weight loss in less time. Join "The Biggest Loser" trainer, Bob, and show contestant winners and finalists for a 6-8 week program that beats the bulge one intensity level at a time. Begin with Boot camp 1 and as you improve, add on Boot camps 2 and 3 for a powerful workout that challenges every muscle with dynamic moves designed to give those unwanted pounds the boot! WARM-UP (5 Minutes): Prepare your body for boot camp with athletic conditioning moves that get the heart pumping and the muscles warm. LEVEL 1 (Weeks 1 and 2) -Boot camp Level 1 (20 Minutes): Bob turns on the burn with upper- and lower-body strength intervals, then revs your metabolism with calorie-crushing cardio. LEVEL 2 (Weeks 3 and 4) - Boot camp Level 2 (15 Minutes): Pick up the pace and drop the pounds with Bob's innovative power moves that integrate fat-blasting bursts of cardio. LEVEL 3 (Weeks 5 and 6) - Boot camp Level 3 (10 Minutes): Challenge your balance and fine-tune your physique using bands and weights to further chisel your newfound muscle. COOL-DOWN (5 Minutes): Reward and energize your body with athletic and yoga-inspired stretches that soothe tight muscles and improve posture.
Amazon Coupons
FREE Online Course on Financial & Valuation Modeling worth $199
Added on : Sunday June 23rd 2013 10:00:03 PM
https://www.udemy.com/financial-and-valuation-modeling/Received this in email today. This is huge, biggest till date from Udemy.com. The email says "As a token of appreciation to our OLD students, we give this course worth $199 for FREE. Please use coupon "TINTIN" and enjoy the course. For limited number of coupons, students looking for a career in Investment Banking, PE Firms, Hedge Funds etc. should only enroll. Please do not waste coupons". The deal is for limited period. So, take it for FREE asap.Coupon code: TINTINsd
http://www.express.com/$15 off $30: 4246
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$75 off $225: 4613Free Shipping on Orders of $125+Biggest discounts come at pre-discount totals of $130 (56.92% total discount including shipping) and $380 (59.74% total discount).
EXPRESS Coupons
Mad Catz Street Fighter X Tekken - Arcade FightStick PRO
Xbox360 or PS3 / "Cross" or "Line" designAmazon LinkNote: The PS3 versions are in stock, the Xbox360 versions are not. Either Xbox360 controller will default to a third-party seller, just use "More Buying Choices" on the right to select Amazon as the seller.
Quoted 2-4 weeks shipping, it will probably be sooner especially if a bunch of FW'ers purchase together.Here comes a new challenger! Get ready for the next battle when the two biggest fighting games clash head-to-head in Street Fighter X Tekken! Created to appeal to the serious fighting game enthusiast, nothing brings the arcade experience closer to home than the Street Fighter X Tekken Arcade FightStick PRO. Approved by both Capcom and Namco, and embellished with exclusive game artwork, the FightStick PRO uses arcade-quality components from legendary Japanese arcade manufacturer, Sanwa Denshi. Featuring a Japanese-style ball-handled joystick and 30mm action buttons placed to match the Vewlix arcade cabinet configuration, arcade gamers will feel right at home.The legacy of the Tournament Edition continues with the brand new design of the FightStick PRO!
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Amazon Coupons
Updates to US Bank checking accounts (starting Aug 12, 2013)
Added on : Friday June 14th 2013 10:00:02 PM
US Bank going to nerf all their checking accounts.LinkIMO 2 biggest changes from now (Link):
1. No more 25% monthly bonus on Cash+ or FlexPerks cc rewards with Gold and Platinum checking.
2. Harder to waive the monthly fee.
Free Activation @ Best Buy on Verizon Wireless Smartphones!
Added on : Friday June 14th 2013 04:00:03 PM
Hey all,
If you're a Verizon Wireless customer and are looking to upgrade your smartphone, Best Buy is offering free activation on both new accounts and upgrades! To me, the activation fee is the biggest abuse in an already abusive industry.. the notion of paying a fee to get onto contract and be bound by ETF's and other nonsense makes my blood boil. That's why this promotion by Best Buy is so amazing! I see it on bestbuy.com and I was able to get it in store. I purchased both an iPhone 5 and GS4 this afternoon and paid $0 in activation or upgrade fees! I just looked on the bestbuy.com site and the promotion is still valid. No promo codes needed, no bs to deal with. If you're a VZW customer or are looking to join, act now! Oh, and I was able to get all other offers (199 instant price on GS4, $50 off all iPhones, etc.) in addition to not paying the activation or upgrade fee!good luck everyone!
Best Buy Coupons
http://www.macys.com/cms/deals/BIGGEST_ODS_Sale_10dollars_off_W3...
The US Federal Reserve has tethered the Quantitative Easing measures to the recovery in job markets. If the jobless claims indicate a climb in the insurance filings, USD may trade down creating uptrend in gold and silver.The 'watch out time' is between 6.30 PM and 7.00 PM IST on Thursday if you are an investor in gold, silver, crude oil and base metals like copper on India's MCX. The futures would be moved by the following data releases from the other side of Atlantic for the day.US Core retail sales (y/y) and retail sales (m/m)Also known as pace indicator of the economy, core retail sales provide definitive indications on consumer spending in US, the biggest economy in the world. It measures the difference in the total value of sales at the retail level in US excluding automobiles.Core retail sales previous: -0.2%
Core retail sales forecast: 0.3%Meanwhile retail sales provide inflation adjusted sales at the retail level in US which also include automobile sales. This time around, with cheap loans available, Americans seem to have bought more number of cars. If that be the case, the retail sales data may effect positive sentiments in Dollar thereby pulling down gold and helping base metals to trade up.Retail sales previous: 0.1%
Core retail sales forecast: 0.4%US Initial jobless claimsInitital jobless claims measure the number of applicants for insurance claims for the first time in last week.Forecast:345K
Previous:346KThe US economy added 175000 jobs in May compared to just 149000 in April.US unemployment rate has climbed to 7.6% and private nonfarm pay rolls expanded just by 178000 compared to the forecast of 180000 in May.The US Federal Reserve has tethered the Quantitative Easing measures to the recovery in job markets. If the jobless claims indicate a climb in the insurance filings, USD may trade down creating uptrend in gold and silver.
FreedomPop Phone
Youtube AdCopy/paste from engadget:Oh, hell. FreedomPop might really be onto something this time. The company best known for doling out 500MB of free mobile data per month to hotspots, iPods and home routers will step up its game later this summer with a free phone service for Android users... with a few caveats, that is. To get by on the cheap, you'll need to make do with a relatively scant 200 voice minutes and 500MB of mobile data in order to avoid overage fees, but to FreedomPop's credit, it'll include unlimited texting as part of the mix. What's more, if you happen to go over your minute allotment, you'll be charged a rather reasonable $9.99, which brings unlimited voice to the table. As you might've suspected, data overages are the biggest caveat to FreedomPop's service, which can cost between $10 and $20 per gigabyte.The service will operate over Sprint's network, which brings access to EV-DO and WiMAX, and also leverages VoIP for calls. While it won't be available at launch, FreedomPop tells us that LTE may eventually worm its way into the offering. Sadly, the company isn't ready to discuss which Android phones will be offered (or at what price points). As another sticking point, there's a chance that number portability won't make it into the beta launch, but FreedomPop assures us that it's in the works. Even with the constraints and risk of overages, it seems that FreedomPop could still be a workable (and very inexpensive) solution if you lean on WiFi for most of your data usage. In fact, company reps tell us that 50 percent of its customers are able to get by without incurring overages or monthly fees. Think you have the self-restraint to be among them?
-----------Looks sort of like a Republic Wireless close.. just cheaper.
Free Kindle Book today: The Captain: The Journey of Derek Jeter
Added on : Saturday June 01st 2013 04:00:03 AM
The book is from May 2011, but if you are a Yankee fan or have a little leaguer in your family it's a great read.
And the Kindle version is currently freehttp://www.amazon.com/Captain-Journey-Derek-Jeter-ebook/dp/B004X...Every spring, Little Leaguers across the country mimic his stance and squabble over the right to wear his number, 2, the next number to be retired by the worlds most famous ball team. Derek Jeter is their hero. He walks in the footsteps of Ruth, Gehrig, DiMaggio, and Mantle, and someday his shadow will loom just as large. Yet he has never been the best player in baseball. In fact, he hasnt always been the best player on his team. But his intangible grace and Jordanesque ability to play big in the biggest of postseason moments make him the face of the modern Yankee dynasty, and of Americas game.In The Captain, best-selling author Ian OConnor draws on extensive reporting and unique access to Jeter that has spanned some fifteen years to reveal how a biracial kid from Michigan became New Yorks most beloved sports figure and the enduring symbol of the steroid-free athlete. OConnor takes us behind the scenes of a legendary baseball life and career, from Jeters early struggles in the minor leagues, when homesickness and errors in the field threatened a stillborn career, to his heady days as a Yankee superstar and prince of the city who squired some of the worlds most beautiful women, to his tense battles with former best friend A-Rod. We also witness Jeter struggling to come to terms with his declining skills and the declining favor of the only organization he ever wanted to play for, leading to a contentious contract negotiation with the Yankees that left people wondering if Jeter might end his career in a uniform without pinstripes.Derek Jeters march toward the Hall of Fame has been dignified and certain, but behind that leadership and heros grace there are hidden struggles and complexities that have never been explored, until now. As Jeter closes in on 3,000 hits, a number no Yankee has ever touched, The Captain offers an incisive, exhilarating, and revealing new look at one of the games greatest players in the gloaming of his career.
Amazon Coupons
http://local.amazon.com/tampa/B00CIH1110?ascsubtag=
$60 to Spend on Acid-Free Coffee

Tyler's Coffee LLCSold by Tyler's Coffee LLC  The Details
Tylers Coffee is fresh and delicious, and due to its distinct lack of acidity, it avoids the bitter aftertaste and negative side effects often associated with acidic drinks. By roasting coffee as naturally as possible and using only the highest quality of everything available, they provide an innovative, unforgettable coffee experience.
$26 for $60 to spend on acid-free coffee
Acid free is the biggest coffee development since decaf
A passionate company dedicated to beverage excellence
Both ground and whole-bean coffee available What You Need to Know
Buy as many as you like
Limit 1 voucher per order at tylerscoffees.com
Entire value of voucher must be used in a single order
Standard domestic shipping is included. Additional fees apply if shipping outside of the U.S.
Voucher may be applied toward Coffee Club subscription
Available for use immediately after purchase
PROMOTIONAL VALUE EXPIRES FOLLOWING OCTOBER 23, 2013
PAID VALUE EXPIRES 5 YEARS FROM THE PURCHASE DATE EXCEPT IN THE FOLLOWING STATES, THE PAID VALUE NEVER EXPIRES: CA, CT, FL, ME, MA, MN, MT, NH, NJ, ND, OR, RI, WA
Amazon Coupons
Orlando Water Parks - Wet 'n Wild
Added on : Tuesday May 14th 2013 12:00:02 AM
Free All Year - Buy a Day, Get the Rest of the Year Free.
http://www.wetnwildorlando.com/tickets_floridaadm.php
Enjoy unlimited visits to Wet n Wild from date of activation through December 31, 2013
with the purchase of a regular daily admission.
This pass is only valid for the year it was purchased. Adult or Child Admission
Proof of Florida residency required.
Available at the park. Out of State Visitor
Orlando FlexTicket - Unlimited admission to five or six parks for up to 14 consecutive daysOrlando FlexTicket
Unlimited admission to the five parks below for up to 14 consecutive days
Wet n Wild Universal Studios Florida Islands of Adventure SeaWorld SeaWorlds Aquatica Orlando FlexTicketPlus
Unlimited admission to the six parks below for up to 14 consecutive days Wet n Wild Universal Studios Florida Islands of Adventure SeaWorld SeaWorlds Aquatica Busch Gardens Tampa Bay
REGULAR PRICE
FlexTicket Plus (6 park) Adult $344.95 + tax
FlexTicket Plus (6 park) Child $324.95 + tax
FlexTicket (5 park) Adult $304.95 + tax
FlexTicket (5 park) Child $284.95 + tax BUY ONLINEAdditional Details Please allow up to 7 business days for tickets to be delivered if purchasing online. Access is valid for the entire length of your stay, up to 14 consecutive days from the first day of use. You may visit the parks as many times as you want during this time. Six-park, Orlando FlexTicketPlus includes unlimited, free bus transportation to Busch Gardens Tampa Bay on the Busch Gardens Shuttle Express, which has scheduled departures from SeaWorld Orlando and various locations in the Orlando area. Your Orlando Flexticket also includes free access to select live entertainment venues at Universal Orlando Resorts CityWalk entertainment complex (must be 21 or older for some venues). A Parking Fee is required only once each day, regardless of the number of parks visited. (Youll need to show your parking receipt from the first park visited that day.)
3-Park Tickets - Save on your Wet n Wild visit when you add admission to Universal and Islands of Adventure
Save $20 off the gate price on all multi-day tickets!Base Ticket
The Base Ticket is valid for one Guest Admission to Wet n Wild and to EITHER Universal Studios Florida OR Islands of Adventure for (3 or 4 days). You choose which days to use your tickets during a two-week period (14 consecutive days), beginning the first day of use. Adult Child (3-9)
4-Day Base, plus Wet n Wild $178.49 +tax $165.49 +tax
3-Day Base, plus Wet n Wild $168.49 +tax $156.49 +tax

Park-to-Park Ticket
The Park-to-Park Ticket is valid for admission to Wet n Wild and to BOTH Universal Studios Florida AND Islands of Adventure for (3 or 4 days). Plus, paid admission to the entertainment venues of Universal CityWalk during the same length of stay. You choose which days to use your tickets during a the two-week period (14 consecutive days), beginning with the first day of use. Adult Child (3-9)
4-Day Park to Park, plus Wet n Wild $192.49 +tax $179.49 +tax
3-Day Park to Park, plus Wet n Wild $185.49 +tax $173.49 +tax
BEST DEAL: Length-of-Stay Pass - Save $10 when purchased in advance. Unlimited visits for 14 consecutive days Save $10 off the gate when your purchase your tickets in advance.
Enjoy unlimited visits to Wet n Wild during your stay for up to 14 consecutive days.
REGULAR PRICE ADVANCE PURCHASE
Adult or Child Admission $55 + tax $45 + tax
Children (under 3 years) Free Free
*Ticket valid for 14 consecutive days beginning with the first day of use. Discount only available for advance purchase.
Not valid during special events, after-hours events, or private parties. Discounted ticket must be purchased and redeemed by 12/31/13.
Single Day General Admission - Save up to $10 when you purchase in advance. REGULAR PRICE ADVANCE PURCHASE
Adult Admission $55 + tax $45 + tax
Child Admission (Ages 3-9) $50 + tax $40 + tax
Children (under 3 years) Free Free
*Discount only available for advance purchase. Not valid during special events, after-hours events, or private parties. Discounted ticket must be redeemed by 12/31/13.
Afternoon Tickets - Half-Price off Adult and Child General Admission when you visit Wet n Wild in the afternoon Get Half-Price off General Admission when you visit Wet n Wild in the afternoon! Adult Admission $27.50 + tax
Child Admission (Ages 3-9) $25.00 + tax
Children (under 3 years) Free
Pending available capacity. Available only at Front Gate Ticket Booths.
Date Half Price Admission
3/23/13 - 4/6/13 after 3 p.m.
4/7/13 - 4/26/13 after 2 p.m.
4/27/13 - Waves of Glory after 3 p.m.
4/28/13 - 5/24/13 after 2 p.m.
5/25/13 - 6/6/13 after 3 p.m.
6/7/13 after 4 p.m.
6/8/13 - Early Close after 3 p.m.
6/9/13 - 6/27/13 after 4 p.m.
6/28/13 - 8/17/13 after 5 p.m.
8/18/13 - 9/2/13 after 3 p.m.
9/3/13 - 12/31/13 after 2 p.m. Restrictions apply. Not valid with any other discounts or pricing.
Florida Resident
Unlimited Annual Pass - Online SpecialUnlimited visits to Wet n Wild all year long, includes weekends$3 off regular admissions for accompanying guests 50% off rental items (except Cabana rentals) 10% off Breakers Beach Shop purchases (except sale and sundry items) Cost is less than two Adult General Admission ticketsValid for one year from the date of first useIncludes Free Parking
REGULAR PRICE ADVANCE PURCHASE
Unlimited Annual Pass
Adult or Child $92 + tax $82 + tax
Not valid during special events, after-hours events, or private parties. Cannot be combined with any other discount, offer or promotion. Weekday Annual Pass - Unlimited visits Monday through FridayEnjoy unlimited admission to Wet n Wild Monday Friday, all year long (excludes weekends).
Valid for one year from the date of first use.

Weekday Annual Pass
Adult or Child $58 + tax
Not valid during special events, after-hours events, or private parties.
BEST DEAL: Buy a Day, Get the Rest of the Year Free - Unlimited visits for the remainder of 2013Buy a Day, Get the Rest of the Year Free.
Enjoy unlimited visits to Wet n Wild from date of activation through December 31, 2013
with the purchase of a regular daily admission.
This pass is only valid for the year it was purchased.Adult or Child Admission $55 + tax
Proof of Florida residency required. Not valid during special events, after-hours events, or private parties. Florida Resident Admission - Florida Residents save up to $20 on single day admissionAdult or Child AdmissionProof of Florida residency required.Offer is valid on the purchase of a regular daily admission only. Tickets must be used by 12/31/2013.
Limit 6 tickets per ID.
$35.00 + tax
Not valid during special events, after-hours events, or private parties. Afternoon Tickets - Half-Price off Adult and Child General Admission when you visit Wet n Wild in the afternoon Get Half-Price off General Admission when you visit Wet n Wild in the afternoon! Adult Admission $27.50 + tax
Child Admission (Ages 3-9) $25.00 + tax
Children (under 3 years) Free
Pending available capacity. Available only at Front Gate Ticket Booths.   Date Half Price Admission
3/23/13 - 4/6/13 after 3 p.m.
4/7/13 - 4/26/13 after 2 p.m.
4/27/13 - Waves of Glory after 3 p.m.
4/28/13 - 5/24/13 after 2 p.m.
5/25/13 - 6/6/13 after 3 p.m.
6/7/13 after 4 p.m.
6/8/13 - Early Close after 3 p.m.
6/9/13 - 6/27/13 after 4 p.m.
6/28/13 - 8/17/13 after 5 p.m.
8/18/13 - 9/2/13 after 3 p.m.
9/3/13 - 12/31/13 after 2 p.m. Restrictions apply. Not valid with any other discounts or pricing. 3-Night Florida Resident Hotel & Ticket Package start from only $95* per adult, per night, tax inclusive! Experience it all with:
3-night hotel accommodations at a Universal Partner Hotel 2-Day Base Ticket to Universal Studios Florida and Universals Islands of Adventure Plus Wet 'n WildAccess to live entertainment^ at Universal City Walk Early Park Admission to experience The Wizarding World of Harry Potter and
The Amazing Adventures of Spider-Man  Universal Studios FloridaWhy just go to the movies when you can become a part of them! Step through the massive arches of Universal Studios Florida, and take a starring role in some of the biggest movies and TV shows ever created. At the worlds premier movie and TV based theme park, youll find an amazing array of rides, shows, movie sets and attractions. And while every stunt, scream and scare are delivered with Hollywood flair, theyre all just backdrops for the memories youll make.
Universal elements and all related indicia TM & 2012 Universal Studios. 2012 Universal Orlando. All rights reserved.Universals Islands of AdventureHeroes of legend. Stories that transcend generations. Creatures from the past and from your wildest imaginations. Epic adventures and unforgettable journeys. This is Universals Islands of Adventure, your own personal playground. Experience cutting edge rides, shows and interactive attractions that challenge all your senses. Because in these lands, the worlds biggest stories come to life and theres no telling what might happen next.
Universal elements and all related indicia TM & 2012 Universal Studios. 2012 Universal Orlando. All rights reserved.
Universal CityWalkA vacation cant just be all fun and games, can it? Oh, it can? And you want more fun and games? OK! How about Universal CityWalk, an entire entertainment complex where you can dine, dance and play the night away! Just outside both Universal Orlando theme parks is the best in restaurants, nightclubs, shopping, movies and more. Grab a quick bite or a coffee in the morning, shop and dine at your leisure throughout the day, and party the night away until 2 am.
Universal elements and all related indicia TM & 2012 Universal Studios. 2012 Universal Orlando. All rights reserved.Vacation Package Details
2011 BMP. 2011 Wet n Wild. All rights reserved. Hard Rock Hotel Hard Rock Cafe International (USA), Inc. Universal
elements and all related indicia TM & 2011 Universal Studios. 2011 Universal Orlando. All rights reserved. HARRY POTTER, characters, names and related indicia are trademarks of and Warner Bros. Entertainment Inc. Harry Potter Publishing Rights JKR.(s12)All prices, package inclusions & options subject to availability and to change without notice and additional restrictions may apply. Errors will be corrected where discovered, and Universal Orlando and Universal Parks & Resorts Vacations reserve the right to revoke any stated offer and to correct any errors, inaccuracies or omissions, whether such error is on this website or any print or other advertisement relating to these products and services.* Rate is tax inclusive, per adult, per night and based on double adult occupancy for a three night stay at the International Palms Resort Orlando, standard room. Subject to availability, room type, hotel, and travel dates selected. Rate valid for bookings now 8/31/12 and travel now 12/20/12. Reservation must be made 72 hours in advance. Additional hotels and rates available. The 2-Day Base Ticket entitles one (1) guest admission to EITHER Universal Studios Florida OR Islands of Adventure per day. Ticket is valid for any two (2) calendar days during a fourteen (14) consecutive calendar day period which includes the first day any portion of the ticket is used. This ticket also includes fourteen (14) consecutive calendar days of admission to the paid entertainment venues of Universal CityWalk which commences and includes the first day any portion of the ticket is used. The Wet 'n Wild option entitles one (1) guest admission to Wet 'n Wild for the duration of the Universal Orlando portion of the ticket.^ CityWalk Party PassSM valid for fourteen (14) consecutive nights including first day any portion of ticket is used. Not valid for separately ticketed concerts and special events. Some venues require ages 21 or older for admission. Valid photo ID required. Does not include admission to AMC Universal Cineplex 20 with IMAX or the Blue Man Group show. Subject to availability. Requires theme park admission. Early Park Admission begins one (1) hour prior to Universal's Islands of Adventure regular scheduled park opening for Universal Parks & Resorts Vacations guests who purchase a vacation package including hotel and theme park tickets. Current offer valid 7 days a week for travel 7/1-12/31/12 only at Harry Potter and the Forbidden Journey, Flight of the Hippogriff, Dragon Challenge and Caro-Seuss-el; during 3/19/12-6/30/12 valid only at Harry Potter and the Forbidden Journey, Flight of the Hippogriff, Dragon Challenge and The Amazing Adventures of Spider-Man.^^ Transportation schedule and availability subject to change without notice. Excludes Marriott Grande Vista, Holiday Inn Club Vacations Orange Lake Resort and Sheraton Vistana Villages.~ Excludes locations in The Wizarding World of Harry Potter.**Rate is tax inclusive, per adult, per night and based on double adult occupancy for a three night stay at the Royal Pacific Resort, water view room. Subject to availability, room type, hotel, and travel dates selected. Rate valid for bookings now 8/31/12 and travel now 10/4/12. Reservation must be 72 hours in advance. Additional on-sites hotels and rates available.◊ Not valid at Harry Potter and the Forbidden Journey and other select attractions. On-site hotel privileges good for hotel stay as indicated on the room key card and Universal Express Unlimited Pass. Only valid for the number of guests staying in the room. Paid theme park admission required. Ride access available during normal theme park operating hours only. Not valid for separately ticketed special events. Additional restrictions may apply and benefits are subject to change without notice.◊◊ Based on seasonal peak pricing for the Universal Express Unlimited Express pass.
Universal Parks & Resorts Vacations is registered with the State of Florida as a seller of travel. Registration number ST-24215.
 
Wet n Wild Express Pass (Available Seasonally)
Available on some of your favorite attractions. Choose from two types of passes that will help you reach the front of the ride lines more quickly. Visit the park for more details, pricing and to make your purchase.ExpressPass: Valid for one-time use per ride.
Unlimited ExpressPass: Allows unlimited use of your favorite rides at your convenience. This is a Seasonal Offer and is only available at the park.Express Pass price does not include park admission; park admission sold separately. Price varies seasonally (see park for details). Express Pass is only available for use for select rides. Limited daily quantity and additional fee required. Purchase at the park only.
EXPRESS PASS RIDES & MAP
Cabana RentalsRelax in and enjoy a cabana set in a lush, tropical oasis on an island surrounded by the Lazy River. Price includes four guests; up to two additional guests for $20 each (six guests per cabana.)YOUR CABANA EXPERIENCE WILL INCLUDE:
Refrigerator with , three complimentary bottles of water per guest
Towels
A lockbox
Table, chairs and loungers
20% off merchandise at the Breakers Beach Shop
Cabana price does not include park admission; park admission sold separately. Price varies seasonally. Purchase online or at the park. Click on Reserve Online below, for availability, pricing and to reserve your cabana today.
CABANA AVAILABILITY VARIES SEASONALLY.
CHECK FOR AVAILABLE DATES WHEN MAKING YOUR RESERVATION ONLINE.
RESERVE ONLINE--------------------------------------------------------------------------------Enjoy beach front leisure with your own dedicated lounge chair in a private seating area. YOUR PRIVATE SEATING EXPERIENCE WILL INCLUDE:
0.Two padded lounge chairs0.A lockbox0.Dedicated retractable shade structure
Price varies seasonally. Only available for purchase at the park at the Concierge or Beach Rentals Desk. Cabanas and private seating are assigned on first come/first served basis upon check-in on day of rental.
Pricing and amenities subject to change. Rentals do not include park admission.
Unlimited BBQ
Hungry? Wet n Wilds Unlimited BBQ is guaranteed to satisfy your appetite. Enjoy an all-you-can-eat buffet including a selection of entrees,
dessert and soft drinks throughout the day.
Eat as often as you like and as much as you like FOR ONE PRICE!Located at the Riverside Pavilion.Menu for All You Can Eat BBQ Fresh Grilled Hamburgers Corn on the Cob Fresh Fruit
Pulled Pork Potato Salad Dessert
Hotdogs Baked Beans Ice Cold Coca-Cola Drinks
BBQ Chicken Legs Macaroni and Cheese
Now - May 18th, 2013 - Open Saturdays and Sundays Only
Starting May 19th - Open Daily

ONLY RIVERSIDE PATRONS PERMITTED IN THE AREA. All food and beverages must be consumed in BBQ area.
Price is valid for a single day. Open during summer months, usually May through August.$33.99* per person
Offer valid for up to (6) six people per College ID. To receive discount present your valid college Id at the time of purchase at any Wet n Wild ticket booth.*Rate does not include 6.5% Florida Sales Tax. Cannot be combined with any other offer. Offer subject to change without notice.
Military DiscountsNow through December 31, 2013In advance: Visit your nearest participating military base ITT or ITR offices to purchase discounted Wet n Wild admission tickets. Tickets are eligible for a FREE upgrade to a "Length of Stay" pass, allowing for unlimited admissions for 14 consecutive days from your first visit. Tickets eligible for a free upgrade require you to present your purchased ticket at Wet n Wilds Front Gate. Upgrade must be completed on your first day of visit. Offer valid until 12/31/13. Restrictions apply.At the front gate:
Present your current Military or Department of Defense ID to Wet 'n Wilds Front Gate and receive $5 off each General Admission ticket, valid up to six (6) admissions.

Group DiscountsSingle Day Tickets Purchase a minimum of 15 tickets or more and receive a group discount. Tickets must be purchased in advance and include an all-day admission. Annual Passes - Purchase a minimum of 15 or more and receive a group discount on Annual and Weekday Annual Passes. Passes allow a single user unlimited admission for one year from first use. Passes must be purchased in advance.
Restrictions may apply. For more information on our discounted admission tickets, please call a Group Sales Representative
at 800-992-9453 or 407-351-1800 or e-mail groupsales@wetnwildorf.com. 
Parking and Rentals

Parking

Cars, Vans and Motorcycles
$12.00

RVs, Cars with Trailers
$16.00


Rentals
Towels $4.00 + tax
Lockers - Mini Size $5.99 + tax
Lockers - Standard Size $8.99 + tax
Lockers - Family Size $10.99 + tax
Life Vest Free

Deposits: There is a $3.00 deposit on each rental item, which will be refunded upon return.
Dates, times, and prices are subject to change.For specific details, call our 24-hour Information Line 407-351-WILD or 1-800-992-WILD.
For Group Sales information, please call 407-351-1800 or 1-800-992-9453.
Duracell 32 AA + 8 AAA Alkaline Batteries - 40 Total for $13.97
Added on : Thursday May 09th 2013 08:00:04 AM
Duracell 32 AA + 8 AAA Alkaline Batteries - 40 Total for $13.97http://www.yugster.com/todays-deals/daily-offer$3 Shipping.Make sure you don't run out of batteries! Since every device you own seems to need batteries every other week, this convenient package is going to help you out; it contains 32 AA and 8 AAA so you can be prepared! They will last a long time on the shelf too, these are best if used by 2019.These alkaline batteries come from Duracells durable and long-lasting copper top line. Theyre sure to get you and your remote through the biggest games, you and your flashlight through the darkest night, your portable iPod stereo through the best parties, and oh so much more!
Creating a corporation for credit card purposes
Added on : Saturday April 27th 2013 08:01:17 PM
I have become a big credit card churner and from what I have read a few companies make it harder to get a business credit card, especially AMEX. Combined with my wife deciding to be a stay at home I have been thinking about creating a corporation. Eventually, she wants to do video/photography work but I expect 90% of our activity to be credit card churns - thank you Vanilla. My biggest fear is that we create 20k a year in expenses on business cards and may have to file some tax forms.Basically, has anyone created a corporation mainly for credit card purposes? Pros? Cons? Is there a blog or step by step I can follow?
Forever associated with John Cusack holding a boombox over his head, "In Your Eyes" was a rare example of Peter Gabriel losing his usual downbeat English reserve and aiming for the romantic rafters. This may explain why the single, only released in America, became the biggest hit of his career and helped introduce African superstar Youssou N'Dour to the rest of the globe. Nick Dedina, Google Play
Link to the album belowhttps://play.google.com/store/music/album?id=Bk6fetbwqcbqmijxpa5...ORGo to the Music Store
https://play.google.com/store/musicScroll down to FREE Song of the Day
Gifting income generating assets to parents
Added on : Wednesday April 24th 2013 10:01:27 PM
I've been tooling around with this idea in my head for a while. It's a long way from going into action but I thought I would throw it out there in case people have useful input. My parents are in their late 50s and will be retiring soon. They are quite low income, but they have no debt and will have enough savings to get by along with some small pensions and hopefully social security. I would like them to be able to have a lot more than just enough to get by so I plan to help them out a bit in the future when presumably I will have more substantial means. This will give them more freedom to enjoy their retirement by taking luxuries such as trips they might not otherwise be able to afford.My tax rate will be much higher than there's so simply gifting them money is not very tax efficient. Right now the gap in our tax rates is 20%, and that may grow to be 30% or more in the future. So if I earn a dollar and pay tax on it and give them what's left they will get 20 to 30 cents less than if I could give them an asset that generates income so they pay the tax. I want to start gifting them income earning assets in the future to accomplish this.My plan, and it's a very long-term one, is to start gifting them interest in rental real estate as it approaches being fully depreciated. Right now my property doesn't throw off much taxable income after depreciation. I am locked into a 30 year mortgage at a low rate. Over time mortgage interest will go down, rents will go up, and the building will be depreciated for tax purposes. I figure I can capture the benefits of the depreciation to shelter my earnings now, and over time as the tax gains on the building go up and so do my tax rates, I'll start gifting an interest in the building to them. This will reduce my taxable income and increase my parent's. I can gift $14,000 per year to both my mother and father. That's 28,000 per year total (and 56,000 if I'm married then) which I can transfer tax free. I may or may not need to transfer the property into a partnership to ease the transfer (gift them partnership interest where you can take more aggressive valuation discounts), but I haven't gotten that far yet. I want the transfer to be done in a way so that there is no deemed sale for tax purposes and also at a rate low enough to not eat into my own lifetime gift tax exclusion, hence the $14,000 per year rather than gifting them the whole building at once. I would transfer this amount every year until they own the property free and clear, and then just charge them a nominal fee to manage it for them.Right now I would have to pay taxes on around $5,000 in income for the building, but twenty years from now it will probably be generating more like $20,000-30,000. The tax savings on the transfer at this point would be substantial. And although it's a rather morbid way to think about it I may even end up further ahead tax-wise. When they eventually die the property would likely revert back to me through their estate. It would have been fully depreciated by this point so if it's sold before their death the property would be subject to full depreciation recapture plus tax on any increases in value. But if it's in their estate it would get a full step up in basis, all the depreciation would be wiped out, and since their estate will be well below the exclusion there is no estate tax due. I would then have possession of a brand new depreciable building as if I had just bought it. Or it could go to grandkids if they are in the picture and that is more efficient. The biggest risk I can think of is losing control of the building. It would count towards their assets for any type of government assistance if they needed medicaid or whatnot at end of life. And in the unlikely event they decide to go against my advice and wishes and sell the property to pay for something else I couldn't stop them.This type of gifting, going up generations instead of down, is probably rare. It's just something I think will work out really well in my situation and I'm wondering what other people think about it?
Duracell 32 AA + 8 AAA Alkaline Batteries - 40 Total for $14.99 + free shippinghttp://www.dealgenius.com/duracell-32-aa-8-aaa-alkaline-batterie...They're back!With these 40 Duracell Copper Top Batteries (32 AA and 8 AAA), youll get a valuable necessity at an incredible value! These alkaline batteries come from Duracells durable and long-lasting copper top line. Theyre sure to get you and your remote through the biggest games, you and your flashlight through the darkest night, your portable iPod stereo through the best parties, and oh so much more! With 40 standard AA & AAA batteries theres no end to electrically powered possibilities! 40 batteries may seem like a lot, but the expiration dates range from 2018 to 2019, making these perfect for everything from powering handheld fans in the summer to running toys at Christmas. Get your 40 Duracell Alkaline Copper Top Batteries today!
nuts & bolts:Duracell Bulk Box AA & AAA Sizes
Alkaline Batteries, Copper Top, Long Lasting, Exp. Range 2018 - 2019
Biggest Loser: 3 Tier 12.4 Quart Steamer & Rice Cooker in White @ OrangeOnions.com for $24.99http://www.orangeonions.com/biggest-loser-3-tier-12-4-quart-stea...It's full-steam ahead down the path to healthier eating with the Biggest Loser three-tier steamer and rice cooker. This versatile and easy-to-use steam machine prepares delicious, good-for-you meals to help keep you on track to meet your nutritional goals. For the ultimate cooking convenience, the triple-tier construction provides enough space to steam an entire meal--all at once. Use the first level for rice or potatoes; place fish or poultry in the second; prepare veggies in the third. And, remember: unlike other methods of cooking, steaming brings out food's natural flavor and goodness without adding fat or draining nutrients. With 700 watts behind it, this fully featured cooker produces steam in approximately 40 seconds. Short on kitchen storage? Don't get steamed. The stackable design keeps the steamer compact and easy to stow.
Today's Free Kindle Books - 4/15/2013
Added on : Monday April 15th 2013 10:00:44 AM
All I can say is "They were listed as free when I posted on FW"
No Ordinary Hero (Keepers of Justice, Book 1) [Kindle Edition]
Dee J. Stone (Author)
http://www.amazon.com/dp/B00B6LP8GS
Book Description
Publication Date: January 26, 2013
The world is set to explode in three months.The source: a lonely girl with an extreme superpower fueled by the negative emotions inside her.The solution: send fourteen year old superhero-in-training Kale Zenith to be her friend and give her a reason to smile.The problem? The girl trusts no one.With the fate of the world in Kales hands, quitting is not an option. Perseverance is key to knocking down the many walls around her, and soon he gets to know Lindsay as more than just the girl who will destroy the planet.But theres trouble back home. A secret plot is brewing inside his superhero League, and its up to Kale to expose the traitor. But that takes time away from Lindsay when she needs him most. Can he save her and the world before its too late?
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Poster Girl (Friends Along the Way) [Kindle Edition]
Anne Emerick (Author), Laura Petrisin (Illustrator)
http://www.amazon.com/dp/B008PVQ2X0
Book Description
Publication Date: July 17, 2007
Paula wants to win the third-grade science poster contest more than anything. There's just one problem - and her name is Cynthia Lyden. Also known as Little Miss Perfect. Cynthia, a girl with a different hair scrunchie for every outfit. Cynthia, who handwrites whole pages without a single cross-out. Cynthia, who framed her poster and brought it in a day early. All Paula wants is a chance to shine a little. But is she smart enough to compete with Cynthia? And if so, will it matter? As the two girls compete, Paula makes a startling discovery that changes her desire to out-do her rival.
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Ten Interesting Things About Human Behavior [Kindle Edition]
Suzanne Davis (Author)
http://www.amazon.com/dp/B006RDFHCK
Book Description
Publication Date: October 1, 2011
Ten Interesting Things About Human Behavior is a short, lighthearted look at 10 things human beings do, why we do them, and their significance in our everyday lives. How do we resolve psychological conflict that occurs when our behavior violates our attitudes? Why are we so quick to blame others for their behavior while offering excuses for our own? What should we make of the talking heads on cable TV who argue about the cause of TV violence on children's behavior - whose explanation is correct? Why are reality TV shows, some of which portray contestants as pathetic and dysfunctional, so popular?Questions like these usually provoke different answers from different people, each of whom may attribute his or her answers to "common sense." One person argues that "of course children mimic violence they see on TV - my kids do" while another attributes it to "poor parenting - because my kids don't." Which is it, and why?Research psychologists try to answer these questions as best we can. This book is a brief look at the answers to 10 aspects of human behavior - answers derived from controlled behavioral research that is designed to test various theories about behavior. Certainly, there is more to human behavior than the 10 things I chose for this short book. And there are hundreds of primary sources and research reports that describe the research findings in more depth. They're out there if you'd like to read more.But for those who are new to the field of Experimental Psychology, 10 Things may pique your interest in learning more about the subject. And for those "armchair psychologists" out there who'd like a quick read about the most fascinating creatures on the planet - human beings - I think you'll like it, too.
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The Fireball Kid [Kindle Edition]
Bill Palmer (Author)
http://www.amazon.com/dp/B0054H3Z38
Book Description
Publication Date: June 4, 2011
The Sandlot meets The Wonder Years in The Fireball Kid - the story of 12-year-old Danny Voss, a South Side Chicago kid growing up in the racially charged mid '60s.
All Danny dreams about is playing baseball for the Chicago White Sox when he grows up, but 1964 presents some serious obstacles: The toughest teaching nuns in the Chicago Archdiocese. The Little League team and Coach from Hell. A major crush on beautiful, big-haired Gloria. Plus, a well meaning but extremely frugal father, a younger sister who wants to be a priest and a mother that thinks Danny's road to the Major Leagues is paved with her meatloaf.
Except for surviving a secret trip to Riverview, the worlds most dangerous amusement park, the summer of 1964 is hardly going Dannys way. But quicker than a Sandy Koufax fastball, Danny is flush with cash after taking a part-time clandestine job working for Willis, a charismatic black man who lures suckers to Riverviews African Dip" attraction. Dannys rep as the Fireball Kid earns him a spot on the Monarchs - an all black inner city ball team Willis manages. Its not long before the Fireball Kid finds himself playing in the game of his life with his big league dreams and his best friends life on the line.
The Fireball Kid is a hilarious and moving coming-of-age story that feels as good as spending a day at your favorite ballpark with a couple of best friends and a few cold beers.
-Matt Iseman, host of Sports Soup and Clean House.
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Make Him Commit and Think It's His Idea [Kindle Edition]
Nate Truman (Author)
http://www.amazon.com/dp/B008XT8KHA
Book Description
Publication Date: August 14, 2012
Introduction:
Why Should You Read This?  If guy after guy stops calling you 'out of
the blue', then this book is for you.  Hint: It's not 'out of the blue'- there are very specific
reasons why they quit calling you and I'm going to show you how to stop the
behaviors that are turning them off.  If you've had more than one guy 'shut down'
and quit talking during a disagreement, then you need to read this.  If you 'fight
a lot' with every guy you date... maybe you're not the unluckiest woman on the
planet that somehow 'finds all the jerks'...  Maybe it's YOU.  The fact
is, there are 5 very common things that women do unknowingly that really turn
men off... not only turn them off but have them running the opposite direction.  Most of
these you have no idea that you're doing... In fact, you probably think that it's
part of "playing the game", when in reality you're systematically turning him
off one mistake at a time.  A lot of
women think they know exactly what they're doing when it comes to dating and
reeling in the guy they want... but a lot of times the results speak for
themselves.  The
Next 30 Minutes Will Reverse Years of Frustration...  This
will only take you about 30 minutes to read... but it will help your dating
life out tremendously.  I've taken the biggest mistakes that women make
with us guys, and boiled them down into clear explanations that you'll
instantly "get"... and it will become very clear where your problems are.
_____________________________________________________________________________________________________________How To Talk To Your Kids & Grandkids: 10 Secrets To Being The Grandmother Everyone Adores [Kindle Edition]
Deborah Williams (Author), Linda A. Johnson (Author)
http://www.amazon.com/dp/B006P57THG
Book Description
Publication Date: December 21, 2011
How To Talk To Your Kids & Grandkids: 10 Secrets To Being The Grandmother Everyone Adores. The #1 Kindle Bestseller in Grandparenting.
This guide explores the 10 way to talk to your kids, as well as fun tips for opening up conversations with your grandkids. How To Connect Long Distance With Grandkids
Making the Most of Your Time with Grandchildren
Grandparent Visitation
Better Conversation with Grandkids
When Grandkids Visit
Step-Grandparentingand much, much more...The Ten Secrets are not just about becoming an amazing grandparent. They are about how to build, make, and keep strong relationships with your children, and create relationships with your grandchildren that will make a lasting difference in both your life and their lives.Whether your goal is to be a long distance grandmother or to be a key part of your grandchildren's lives, there's never been a better time to learn these skills.Curious? Scroll up and click the "Buy Now" button, and learn the 10 Secrets To Being The Grandmother Everyone Adores
__________________________________________________________________________________________________________________ Perfect Pierogi Recipes [Kindle Edition]
Rose Wysocki (Author)
http://www.amazon.com/dp/B00B0GC7YK
Book Description
Publication Date: January 11, 2013
In Perfect Pierogi Recipes Rose Wysocki shares both traditional and contemporary recipes for pierogi dough, fillings and toppings. Some are recipes from her Polish Mother and Grandmother. Others are recipes she's collected or developed over the years.You'll find a total of 51 recipes. They are very easy to make. Included are recipes for: 10 different pierogi doughs (traditional and contemporary), 15 savory fillings, 6 sweet fillings, 3 traditional pierogi toppings, 2 contemporary toppings, 9 compound butters and 6 sauces. You'll also find a list of 16 additional traditional toppings and 10 contemporary toppings (without recipes.) Finally you'll find a lot of information about the history of pierogi, how to make pierogi dough, different methods to cut, stuff and seal the pierogi, how to best boil, saute, deep fry or bake pierogi, how to freeze pierogi and more. Rose also provides information about a couple of pierogi cutting and sealing tools that will save you a lot of time in preparing pierogi.Making pierogi at home is really easy if you have the right directions. This book will give you a head start on making perfect pierogi for your family in your home.
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Out of Sight, Out of Mind - Easy Home Organization Tips and Storage Solutions for Clutter-Free Living [Kindle Edition]
Judith Turnbridge (Author)
http://www.amazon.com/dp/B008GSG64C
Book Description
Publication Date: July 1, 2012
Out of Sight, Out of Mind - Easy Home Organization Tips and Storage Solutions for Clutter-Free Living Do you feel trapped in a home too small and cluttered to breathe in? Would you like a designated place for everything?If you do, then Judith Turnbridge's latest book will provide you with all the answers you've been looking for.This easy-to-follow guide is jam-packed with practical tips and ideas for clutter-free home storage. It covers a host of topics on the separate areas of your home and gives you unique ideas on storing items such as shoes, makeup, books, and more. You'll learn how to utilize every inch of space, so you can say goodbye to being overwhelmed with clutter. You'll be able to stop wasting time and money looking for lost things and buying duplicates you already have. From now on your home will never be too small.Topics covered include: The living room
Storing toys in the living room
The kitchen - including a kitchen without many cabinets
The bedroom - including storage ideas for a small bedroom
Where and how to store clothes when there are no closets
How to keep nice/business clothes from getting wrinkled and dirty while in storage
How to store clothes in an under-bed storage bag without them smelling
How to raise a bed for under-bed storage
Socks and underwear storage when you don't have a bedroom dresser
Good makeup storage and organizational tips
Simple ideas for jewellery storage
The bathroom - including an extremely tiny bathroom
The kids room - including storing school artwork and crafts
The garage - including ideas for rodent-proof garage storage
How to solve shoe storage problems due to a cluttered closet
Storing shoes that do not serve an everyday purpose
Building your own DIY shoe racks
Handbags and purses
Storing a bike in a small apartmentThere's also much more in this fabulous book. You owe it to yourself to find out why nothing is better than a well-organized home and to finally turn your back on clutter forever.Judith Turnbridge is also author of the popular 'How to Declutter Your Home for Simple Living'.
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The Cuban Missile Crisis: A Very Brief History [Kindle Edition]
Mark Black (Author)
http://www.amazon.com/dp/B00AY4N4B4Book Description
Publication Date: January 6, 2013
Want to learn more about history, but dont think you have the time? Think again.The Cuban Missile Crisis, as it is known in the United States (US), occurred in October 1962. It was a naval military standoff that took place in the Caribbean Sea off the coast of Cuba between the two superpowers: the US and the Union of the Soviet Socialist Republics (USSR). Lasting thirteen days, it marked the height of the Cold War tensions, and was the closest the two nations had actually come to an outright war, which could in turn have led to a nuclear confrontation.The Very Brief History series is intended to give the reader a short, concise account of the most important events in world history. Each book provides the reader with the essential facts concerning a particular event or person; no distractions, just the essential facts, allowing the reader to master the subject in the shortest time possible.With The Very Brief History series, anyone can become a history expert!
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Free Country: A Penniless Adventure the Length of Britain [Kindle Edition]
George Mahood (Author)
http://www.amazon.com/dp/B0085W00M8
Book Description
Publication Date: May 23, 2012
"...spent last night laughing so much my coffee came out my eyes...""...this book is quite simply the best I've read in years...""...a completely bonkers challenge and a brilliantly funny read, I couldn't put it down...""...it reminded me of some of Danny Wallace and Dave Gorman's best bits...""...this wonderful story had me crying with laughter more often than not...""...inspiring, uplifting, need I say more? Quite brilliant...""...funny, totally engrossing and actually quite moving...""...one of the most heart-warming, genuinely funny books I have read in a long time...""...not many books keep me up 'till 4am, endangering my marriage in the process... Read it now...""...for the price of half a pint of beer you'll fill at least 4 pint glasses with tears of laughter..."
FREE COUNTRY: A Penniless Adventure the Length of BritainThe plan is simple. George and Ben have three weeks to cycle 1000 miles from the bottom of England to the top of Scotland. Theres just one small problem they have no bikes, no clothes, no food and no money. Setting off in just a pair of Union Jack boxer shorts, they attempt to rely on the generosity of the British public for everything from food to accommodation, clothes to shoes, and bikes to beer.During the most extraordinary of challenges, George and Ben scavenge through rubbish bins, search for the Loch Ness monster, wash dishes, clean hotels, sing Christmas carols for food, swim in lakes, descend Cornish hills on childrens bikes and cook a barbecue for 30 old people in a field. They spend the night in a greenhouse, a canal boat, a posh hotel, an empty house, a pub, a tent in a car park and a barn with a bull. Through the course of their hysterical journey they are clothed, fed and sheltered by the generous people of Britain; from llama farmers to onion farmers, students to lifeguards, a former rock-star to a former hit-man and Michael Eavis in a pair of hot-pants. They blaze a trail of open doors and warm hospitality the length of this green and pleasant land, proving that - both monetarily and opportunistically - Great Britain is undoubtedly a Free Country.
Tanga - Biggest Warehouse Sale of the Season +FS
Added on : Wednesday April 10th 2013 03:00:09 PM
https://www.tanga.com/deals/biggest-warehouse-sale-of-the-season
Tanga Coupons
13-sigma move in JGB on April 5 - can this ever happen in the US?
Added on : Friday April 05th 2013 07:01:23 PM
Last night's was the biggest market move I've ever observed live since October 20th of 1987 Chicago pit open in Eurodollar futures. Of course, the uncharacteristicly unleaked Japan's "shock and awe" announcement is to blame - which tell me nothing quite of that magnitude will ever happen here. Because why ever make an announcement without your "friends and family" take a position first... Just against the modern American culture
Buying the condo I'm renting
Added on : Wednesday April 03rd 2013 10:01:26 PM
I recently moved to the Bay Area through a corporate relocation. I didn't want to "jump in" and buy a place immediately so I decided to rent a condo for the first 6-12 months, then look for a place. Well, prices have gone through the roof lately and while I thought I could afford a bigger place, now the condo I'm living in is probably the biggest place I could get. I really like the layout and the building, but since my relocation benefit expires in 2.5 months, I'm thinking I can't just wait for another unit to become available. I started to think maybe I can just buy this exact unit from the owner. I found the name and address of the owner (I'm renting via a management company) and I know that they paid $380 with 20% down. My fair price on this condo would essentially make them break-even but lose their down payment. I'm thinking they may or may not be interested in selling it, but I could at least give it a shot. Any suggestions on how to broach the subject to them? I'm thinking I write a letter, explain what my proposal is and give them some positives of selling to me (quick close, etc.) One concern is if I can't find another place to buy then I want to continue renting, but don't want them to jack up the rent too. Any suggestions on how to word the letter to make them know that I'm interested, but not too interested?
Collection Agency contacting about ex-wife medical bill
Added on : Tuesday April 02nd 2013 10:01:58 PM
I've been divorced for about a year and a half (separated for about eight months before that) and just received a collection letter (addressed to both of us at my new home address) for her unpaid medical bills. The collection letter does not have any dates of service on it, simply four providers and amounts claimed to be owed. I dug into my insurance records and I have no EOBs from three of the four providers, and no EOB in the claimed amount from the fourth.This hasn't yet shown up on any credit reports, and I'd like to keep it that way, Ideally, I'd also like to avoid paying her bills, though that may not be possible, My primary goal is to avoid having my (currently excellent) credit trashed. My biggest fear is that this is the leading edge of a deluge.I have not contacted the collection agency yet (foolishly, I tried calling, but luckily it was after hours and they were closed, so no harm no foul).Other pertinent facts: I am in the state of Tennessee, the insurance was in my name, and the divorce decree kept her debts with her (I understand that this isn't worth the paper its printed on in this case, except that it will possibly allow me to sue her to recover if I end up having to pay).Any thoughts?Last item: No, I do not have any pics of her, and you wouldn't want to see them anyway.
Kindle Books 3/28/13
Added on : Thursday March 28th 2013 03:00:47 PM
Archena mentioned she'd been gone next week, but she may be gone today(?), so I'll start it off and hope she arrives. As always, only guaranteed FREE at time of posting!From Abused Puppy to Beloved Family Member: The Life Story of Jacob the Rottweiler [Kindle Edition]
http://www.amazon.com/gp/product/B005J4Z8OU/ref=oh_d__o00_detail...
Pub. 8/24/11
Follow the life journey of an abused Rottweiler puppy named Jacob to a new life in a forever home and see the effect he had on the couple who rescued him.--------------------------------------------------------------------------------Free Yourself From the Shackles of Clutter: Simple + Easy Methods to Declutter Your Home + Other Vital Aspects of Your Life [Kindle Edition]
http://www.amazon.com/gp/product/B00A8VQQ0E/ref=oh_d__o01_detail...
Pub. 11/16/12Feeling overwhelmed with clutter in your home? Are you constantly losing items due to a messy home? Or perhaps you have clutter everywhere in your office which is affecting your productivity? If you are looking for the most efficient way on how to declutter, then this book is for you. Clutter can negatively impact a person in many ways. From missing items, being less productive and even low self esteem it is essential that you break free from the shackles of clutter. However it may have gotten so overwhelming you may not even know where to begin. Or if you do, it seems that you are not making hardly any progress and dismiss cleaning as a lost cause.This book shows you step by step how you can easily declutter not only your home but many other aspects of your life such as your office, college dorm room and even your mind from negative thoughts. So go ahead and break free of the shackles of clutter and become free to live again with much less stress from having too much clutter. Learn how to declutter and take your life back now!
--------------------------------------------------------------Connected Souls: A Dog Story [Kindle Edition]
http://www.amazon.com/gp/product/B008KRWRF6/ref=oh_d__o02_detail...
Pub. 7/11/12Anytime is a good time to read a dog story! When Karen and Will have to unexpectedly put their beloved best friend to sleep, they aren't sure they will ever be ready for another dog. But when an unusual event happens, they learn there is another dog out there who is counting on them.Based on true events that happened in the author's life, this short story tells the tale of two very different dogs that loved their way into the heart of one family and how, through both life and death, they each formed a bond that would be cherished forever.
-------------------------------Homemade Cookie Recipes The Whole Family Will Love! [Kindle Edition]
http://www.amazon.com/gp/product/B00C0M8FVC/ref=oh_d__o03_detail...
Pub. 3/24/13Homemade cookies are everyones biggest weakness. So if you like homemade cookies, you will love cookie recipes from this book. Simple to
prepare. Rich and decadent, your family will ask you to make these delicious treats often. Homemade Cookie Recipes The Whole Family Will Love! By Heavyn Elizabeth will help you find new, tried and true homemade cookie recipes your whole family will surely love.
----------------------Bread Making Made Easy! A No Fluff Guide To Creating Savory Home Made Bread With Instructable Pictures To Go Along [Kindle Edition]
http://www.amazon.com/gp/product/B00C17MVPC/ref=oh_d__o04_detail...
Pub. 3/25/13Ever wanted to make homemade bread? Now you can! This simple, straightforward guide will show you how to create homemade bread right from the comfort of your home without any expensive equipments needed! Comes with recipes for making popular breads like:- Chapati Bread
- Naan Bread
- Sourdough Bread
- And Many More!(Instructions with pictures enclosed)
--------------------------------------------------35 Slow Cooker Side Dish Recipes: Delicious Side Dishes to Make Your Main Course Shine [Kindle Edition]
http://www.amazon.com/gp/product/B00C107L8G/ref=oh_d__o05_detail...
Pub. 3/24/1335 Slow Cooker Side Dish Recipes: Delicious Side Dishes to Make Your Main Course Shine. Are you looking for ideas on what to serve with your main course? Try these Slow Cooker Side Dishes! The Slow Cooker RevolutionYes, not knowing what to serve with a main course (or having the time to cook) can be discouraging at times, but you don't have to worry with these delicious and easy to make slow cooker side dishes for chicken, fish, beef or pork.With your hectic schedule, you're just too tired for an idea to pop up in your head, right?Well, in this side dish cookbook you will find a variety of recipes that will make your meal planning much easier - and quicker! I wanted to free up some of time for you by compiling this crockpot cookbook filled with 35 side dish recipes and here are a few I've included . . . - Italian Bean Casserole
- Zucchini & Cheese Souffle
- Baked Cinnamon & Orange Apples
- Spanish Rice & Tomatoes
- Hash Brown Potatoes & Cheese
- Plus many more
-------------------------------------------------25 Simple Salads and Delightfully Delicious Dressings [Kindle Edition]
http://www.amazon.com/gp/product/B00BZQLOCG/ref=oh_d__o06_detail...
Pub. 3/22/13When you think of the word salad do you associate it with the words boring, dull or diet? Many people associate salads with diet foods, believing there is no reason to eat them unless you have to. In reality, a salad can not only be very healthy but also very flavorful! A traditional chicken Caesar salad tossed in homemade dressing and topped with fresh parmesan cheese is anything but boring and a southwestern chicken salad is sure to tempt your taste buds. If you want to take a step toward a healthier diet without sacrificing flavor, try these simple salads!
------------------------------------------------Cake Mix Recipes [Kindle Edition]
http://www.amazon.com/gp/product/B00BUR70QO/ref=oh_d__o07_detail...
Pub. 3/14/13The book contains instructions about baking the delicious cookies, brownies, and blondies. The book aims to give everyone with recipes that are easy to prepare. It also changes the way people understand procedures and easily streamline their entire baking process. *extra recipe at the end of this book from the new book due to release this Spring 2013
----------------------------------------------------------------------------------------------Top 50 Delicious Salad Recipes: Latest Collection of MOST-WANTED, Easy And Healthy Salad Recipes For Both Vegetarians And Non-Vegetarians [Kindle Edition]
http://www.amazon.com/gp/product/B00BMAQZRO/ref=oh_d__o08_detail...
Pub. 2/26/13Kinza Waneeeza has another book about salads in general (and a very successful and popular one at that) but here she turns to bow to vegetarians and offers a splendid array of choices that are restricted to being meatless.Of course, keeping with her penchant for International tastes she begins with Famous Greek Salad with recipes for both the salad and the accompanying dressing, Macaroni Salad, her Ultimate Greek Salad (!), Tomato-Basil Pasta Salad, Tzatziki Cucumber Dipping Sauce, Kinza's Balsamic Vinaigrette, Mock Tuna Salad (a very healthy alternative without forgoing taste), California Pasta Salad, Mom's Danish Potato Salad, Radish-Olive Salad with Mustard Vinaigrette, Quinoa Black Bean Salad, Baby Cos, Pear and Feta Salad, a Vegetarian Quinoa Pilaf, Mozzarella Tomato and Basil Couscous Salad and others."
---------------------------------Relationship Questions: Dating Questions for a Healthy Relationship [Kindle Edition]
http://www.amazon.com/gp/product/B00C08KHU8/ref=oh_d__o09_detail...
Pub 3/23/13Want a good relationship? The secret to a good relationship is asking the right questions in the very beginning. Never fall in love with losers again by really learning how to screen out the weirdos from the beautiful people. Its important to know someone before you get attached to the idea of being with them romantically. This book will give you the tools to really know someone before taking the dive and avoid all the relationship troubles most people go through. "Relationship Questions" has over 600 powerful and fun questions to ask that person of interest to you. Instead of finding out things years later, get to know them now and never be surprised again!Asking the right questions means finding the right person!
-------------------------------------------------------------
Light of a Dog [Kindle Edition]
http://www.amazon.com/gp/product/B00BQYJJ06/ref=oh_d__o00_detail...
Pub. 3/7/13This is a real story, though the names are fiction ones. I'd like to keep some respect to my family members.
Though this short story, describes part of my life, it's not a whole biographical book, but it keeps some of it inside. It's impossible to be aware of not sharing part of my life along my books, when there are so many lessons I learned in just five years. So, here I gave you a clue. My books and novels are inspired always in real events. I inspired them in some of my living stories, but I trimmed them with some fiction too.
This book is an inspiration of my two lovely dogs, especially my new girl Shine who is the queen of the story.
--------------------------------Total Chi Fitness - Meridian Stretching Exercises for Ultimate Fitness, Performance and Health (Chi Powers for Modern Age) [Kindle Edition]
http://www.amazon.com/gp/product/B00BZG7NK8/ref=oh_d__o01_detail...
Pub 3/21/13This book is complete, practical guide from where you can learn ancient meridian stretching exercises that will enrich your life in many different ways. Learning curve is short (4-6 days) and 15 minutes for doing them is more than enough. To learn complete set of Total Chi Fitness exercises and therefore enjoy full benefits they provide, you do not need anything else but this book (next to the detailed description and photos, videos are also provided by the author). Simplicity and great power of Total Chi Fitness meridian stretching is shocking to most of the practitioners who reports about this sort of benefits:These exercises will boost your energy levels strongly. If you do them correctly they will help you fight disease, accelerate your mental and physical performance far better then any artificial booster or 'food supplement' and provide you with dozen of additional benefits.If your body is sick or weak:Total Chi Fitness exercise program will help you to heal faster. Relief from modern diseases and health disorders (back pain, headache, feeling of low energy and weakness, inability to concentrate etc.) are only some of the healing benefits people report experiencing with this program.If you're healthy, hard-working, active in sports etc.:Total Chi Fitness exercise program will enhance the result you are achieving. It will catapult you to dimensions packed with fresh energy resources that you currently don't even know of! "Secret" of Total Chi Fitness powers is simple: originating from ancient Chinese medicine and martial arts, it remained unchanged by thousands of years.
Meridian stretching and techniques of Total Chi Fitness rapidly 'clean' your energy channels from all the blocks and obstacles that slowdown free and healthy flow of the life energy - Chi.
--------------------------------------------------------Writing for The Soul: An Autobiography and Guide for the Broken Down [Kindle Edition]
http://www.amazon.com/gp/product/B00BUTMVPM/ref=oh_d__o02_detail...
Pub. 3/14/13Writing for The Soul: An Autobiography and Guide for the Broken Down is the story of author Dylon J. Serpa's journey through depression. It reveals the ugliness of mental health disorders including raging fits during basketball games, striking ones parent and more. The story also follows the story of a younger teens terrible struggle through depression and how writing therapy allowed her to express herself. The book also doubles as a guide, showing the beneficial components of writing therapy.
------------------------------132+ Delicious Salads, Dressings And Dips (Gabrielle's FUSS-FREE Healthy Veg Recipes) [Kindle Edition]
http://www.amazon.com/gp/product/B00BQTE3PW/ref=oh_d__o03_detail...
Pub. 3/7/13From the jaw droppingly simple to wonderfully inventive creations, you can (re-) inject some healthy magic into your mealtimes. No matter what your food preferences are - omnivore, vegetarian, vegan, raw-food, 'paleo' or meat eater, you'll discover how to transform salads into must-have meals and tasty side dishes. Making sensational salads, delicious dressings and delectable dips is one sure fire way to delight your taste buds easily! Let Gabrielle lead you on your own personal salad revolution! Never be bored with the same old boring salads again. Salads can be the flagship of any meal when you have the know-how. Sometimes it's in the salad itself. Other times it's in what you dress it with. Imagine combining two winning recipes which may very well inspire even the most salad-phobic of folk. Gabrielle shows you:How to create delicious salads, dressings and dips all fuss-free, tried and tested and using easy-to-find ingredients!
How to make even the most often-used salad ingredients taste different, by cleverly preparing your vegetables to vary consistency and "mouth-feel". And what a difference that makes.
How simplicity can make you a winner in the kitchen. Some salad recipes you will learn are beautiful precisely because of their simplicity.
How you don't always need a complex or long list of ingredients to make your creations interesting or delicious.
Many versatile recipes, ranging from simple right through to Gabrielle's famous and sophisticated "super salads" showing you how to use anywhere from a handful of ingredients to a cornucopia of produce, all with spectacular result.
It's no secret that eating fresh (mostly) raw vegetables is one of your keys to vibrant health. Join the growing wave of people who believe fresh food should be our medicine and make the transition away from "packaged and processed foods" easily by eating more salads.Gabrielle Raiz is also the author of the best-seller "Green Smoothie Magic". In this 200+ page volume she brings you well over 132 easy-to-prepare, fuss-free Salads, Dressings and Dips that will refresh your senses day in and day out ... deliciously!
-------------------------------Eat to Beat Stress: 10 Super Foods to Prevent Major Symptoms of Stress
http://www.amazon.com/gp/product/B00AS074VA/ref=oh_d__o04_detail...
Pub. 3/21/12Leah Borski is a work-at-home mom, family nutrition enthusiast, fitness & wellness Coach, and TheFamilyTableCookbook.com author/blogger. In Eat to Beat Stress, she lays out a simple and direct guide for using food to defeat five major symptoms of stress. Research shows that when people feel stressed, they reach for food. The trouble lies in the types of food sought out during these times. Studies have found a tendency toward fatty, high-sugar foods, which throw off the bodys ability to function effectively and essentially drive people into a vicious cycle of compounded stress and poor eating habits. Eat to Beat Stress demonstrates simply the mechanics of such a pattern and provides a fast-track to breaking it with 10 nutrient rich foods - including protein foods, grains, and fruits & veggies that specifically target 5 major symptoms of stress. In this booklet, readers will find an easy-to-use list of superfoods with a brief description of each foods stress-fighting benefits, photos, serving ideas, shopping tips, cooking instructions, make-ahead tips, recipes from The Family Table Cookbook website, and a sneak preview section of family-friendly recipes from the upcoming publication The Family Table Cookbook: Cook Smart, Stress Less, Eat Better...Together. Each delicious recipe is quick to prepare and includes specific serving tips and instructions for babies and kids (8 months of age and older) so that everyone in the family can easily benefit from the powerful nutrition and stress-busting qualities of these foods.  ]
FREE TOTE with ANY Easter-themed purchase of $20 or more* Offer valid 3/24/2013 through 3/30/2013  Offer available in store only. *Quantities limited; no rain checks.BUY 1 GET 1 50% OFF ALL LEGO construction sets* Offer valid 3/24/2013 through 3/30/2013
THE BIGGEST SELECTION OF LEGO ANYWHERE!**Excludes Marvel Super Heroes & sale items. *Discounted item must be of equal or lesser value to the lowest priced item purchased. Offers cannot be combined. **Excludes LEGO brand retail stores, online stores, LEGOLAND Discovery Center and LEGOLAND Parks.
Being offered a business partnership. Dream or nightmare?
Added on : Tuesday March 12th 2013 11:01:25 AM
My BF has been in the bowling industry his whole life, from his grandfather taking him weekly from the age of 3 to now as a manager of a center. He knows the industry inside and out. He can do everything from the back end to the front, including all the maintenance of the machines. His knowledge is extensive and completely comprehensive. He's been a PBA member for many years. He is no different than many people who would like to have their own business. Owning his own center is a dream. That might just happen for him.He's become good friends with a couple that own a center that had been closed for 3 years. They reopened it last fall. He and his wife are running the place themselves, basically rebuilding the business. They are both very overwhelmed. Over the weekend they proposed an offer to my BF to become a partner in the business. If the business was local to us, it would be a no-brainer, but it's several hours away. My BF's center is 95% shut down for the summer, so he is thinking of the following.He would work at their center several days/week over the summer (he has a place to stay while there). When the bowling season restarts in the fall, he would split time between their center and his. He doesn't want to give up his center at this point, in favor of going full time there due to the uncertainty factor. He wants to feel things out over the summer before any commitment. Their center has the potential to become a gold mine, but it's going to take time and a lot of work. A lot of things need to happen.There are also issues with the man's health. She wants to step out of the center and just work on promotion. I told her it's imperative that they incorporate or LLC, as all the paper is in her name. They want 10K for him to buy in. My biggest concerns are as follows. What happens if they split up? What happens if his health fails more and he dies? What will become of the center and his investment?My BF can realize a huge dream here, but I'm cautious to say the least. He will be working for peanuts for a long time. I don't want to see him throw himself into this and devote time, money and energy, just to see it all go to pot. I told him he needs a contract, but I really don't know what the contract should contain.We could use some suggestions here as to how to proceed.
Question about REIT's with high dividends. What's the catch?
Added on : Saturday March 09th 2013 12:00:59 PM
I'm a very new investor. I've spent many hours of research learning, and plan to spend many more, but currently I do have a lot to learn.I have recently been reading a lot about REIT ETF's. Many of them seem stable to me, for example investing in properties that are rented out to health care facilities, and similar. And biggest of all, I've found quite a few that currently have a 10% or above dividend yield.I'm basically wondering what the catch is. With 10% or higher dividend yield in dividends alone, I'd almost think you wouldn't even be able to buy them because people would be fighting over them so much. I know dividends can be cut, but even if they were cut down to 1/3 or even 1/4, many of these would still have equal or higher yields than a great deal of the ETF's out there that still are talked about often. Unless perhaps people in general just hope that growth of other stocks/ETF's will outperform an ETF with dividend yield, but not a lot of growth? Maybe someone can understand what I'm trying to ask and clear this up for me a bit?
PS: My primary investment goal is to be able to preserve the value of the assets I have (keep up with inflation), while gaining an additional stream of income to make everyday life just a little easier and not have to work quite as hard.
10 My Coke Reward (MCR) Bonus Points via Twitter
Added on : Thursday March 07th 2013 10:00:40 PM
Via the MCR Twitter page, they are celebrating 20 million members and giving away a bunch of points and prizes. Do you think you have the biggest stash of 12-pk codes? Show us & earn 10 bonus pts. Learn how: http://twitpic.com/c9g2tiFollow @MyCokeRewards on Twitter. Tweet a picture of your pile of 12-pack codes with hashtag #MCR20Million and earn 10 bonus points. Ends 3/9/13 at 5pm EST.Limit 1 per member.Here is some additional info on the 20 Million celebration.
10 My Coke Reward (MCR) Bonus Points via Twitter
Added on : Thursday March 07th 2013 09:00:02 PM
Via the MCR Twitter page, they are celebrating 20 million members and giving away a bunch of points and prizes. Do you think you have the biggest stash of 12-pk codes? Show us & earn 10 bonus pts. Learn how: http://twitpic.com/c9g2tiFollow @MyCokeRewards on Twitter. Tweet a picture of your pile of 12-pack codes with hashtag #MCR20Million and earn 10 bonus points. Ends 3/9/13 at 5pm EST.Limit 1 per member.
Free Kindle Books 3.03.13
Added on : Sunday March 03rd 2013 09:00:40 AM
The Curse of Europa (Europa Mission) Brian KayserPublication Date: 2/6/13You are invited to accompany a crew of eight astronauts on their mission to the Jupiter ice-moon named Europa. Their mission is relatively straight forward, look for evidence of life in a vast ocean, which is trapped beneath a thick blanket of ice. There is one problem though... "The Curse!"Over the past 36 years, man has been trying to explore Europa. Every mission to date has ended in failure. Now in 2056, with a faster space craft, the Global Space Organization is trying one more mission. This fully manned mission will attempt to put humans on the surface to search for liquid water, and possibly life. Will this mission finally be the one to succeed, or will it end in failure as well... or worse?Follow Lt. Commander Patrick Turkovitch, Dr. Juliana Evans, and six other astronauts as they try to make history by being the first humans to set foot on the Jovian moon. Will they find life deep in the oceans of Europa, will they find romance, or will the find that the curse is for real? What are they willing to do to ensure their mission is a success? Find out in "The Curse of Europa"thecurseofeuropa.comEssays for the 99% - The Auction - The Choice by John DavidPublished 1/26/12"A four-course meal for the mind, served through the drive-up window.""This writer is spot on . . . making him one of the biggest dreamers in America at the present time. His writing is eloquent and concise."". . . every American not currently in the 1% should read this book and think hard about the ideas."
The Essays for the 99% are the voice of the speechless, the dream of the hopeless, and the passion of the true Patriots who love this great nation enough to want to save it.This is The Auction, and The Choice. Our government is for sale to the highest bidder, and there will be no "winner" for the American people.There is a word for those who sell something that they do not "own," and that word is "criminal."Make Money With Ebay by Gerald Zimmerman Publication 2/21/13Everywhere you look these days, people are searching for a way to raise some money to live on, or to supplement what they have. Millions of Americans are out of work, and many have given up on getting a job.
Sadly, very few jobs are to be found. And the situation at home becomes a nightmare, something they never thought they would be involved in. People who are used to making good healthy incomes are finding that their unemployment checks are running out, and just keeping their head above the financial waters is going to be a real problem for them.They discover quickly that they can only ask friends and family for money just so many times, and then that source of cash dries up. But the grocer and the gas station still want their money when making a purchase from them, and the mortgage, and the car payment, and the kids clothing, and the food, and electricity for the house, and a few dollars to spend. Those things seem like an impossibility.All of this is causing a huge part of our population to become depressed and down.So begins the text in this book, Make Money With eBay by Gerald Zimmerman. In this day of difficult financial situations, and lost jobs, and failing economies, people everywhere are looking for just a little something to help with their personal finances.In this book, Zimmerman presents the idea of finding things around the house, and at thrift stores and yard sales and from friends that might be sold on eBay. Thousands upon thousands of people are doing just that, and many are making very handsome incomes online.This is a book that is a must for those who need a lift, a shot in the arm so to speak, and an idea of what to do to support their life and their families.Make Your Money Work for You: How to End Your Financial Depression and Secure Your Future by Justin SkibinskiPublication: 1/17/13 Have you ever wondered if there was another way to make money other than having a job? Have you ever wanted to make your money work for you, instead of you working for your money? Do you want to start acting like the wealthy 1% just by making a few changes in the way you utilize your own money?
So whats all this then? Is this another eBook on getting rich quick? Fortunately, no. Make Money Work For You was written to start my lifelong goal of financial security for all who want it. It scratches the surface of the social norms that govern how we ought to deal with our money, while showing you what you must do to defeat said norms.
The tricks and tips in this eBook are essentially frameworks and guidelines that you must follow to become part of the new rich that is burgeoning in our country. There is a new rich in this world and in America in particular. These men and women are not billionaires, but they do live the lifestyle. They have worked hard to setup ways of making a decent amount of money without having to do much of anything after the initial setup.
Finally, for how much this eBook is written about serious matters, I write in a somewhat humorous, nonchalant manner and I hope you take my jokes and humor lightly. I do like having fun - I had a lot of fun writing this eBook and I hope you can enjoy the short ride it has to offer.Best 100 Kindle Fire HD Apps: MKW lIDW way qirh Kinslw Diew HS: UpsRWS mexh 2013 by Michael K. EdwardsPublished 2/26/13
While Kindle Fire HD is designed for reading, you can now load your favorite gadget with a number of free and paid applications to enjoy. These apps will not only improve your reading experience, but will also give you better and increased chances to read and keep track of other sources of entertainment. This book unveils the top 100 apps available for Kindle Fire HD and reasons why they are the right choice for all Kindle Fire HD users.
At the end of this book, you will be able to count your favorite list of apps on your fingers after giving most of them an enthusiastic and fun-filled trial. Simply click on the name of the application or the picture to learn more about the Kindle Fire HD apps available on Amazon.com.
Western Digital WD TV LIVE WiFi Streaming Media Player - Stream HD Content From Computers & Hard Drive Factory Refurbished
List Price $99.99
Savings $40.00 (41%)
Price: $59.99
+ Free shipping
http://1saleaday.com/wireless/
Product InfoAs digital storage expands beyond traditional computer and server environments and into almost every aspect of your life, you need a company you can trust. Founded in 1970, WD is one of the data storage industrys global pioneers and longtime leaders. They perform rigorous in-house testing to assure quality and reliability, and are committed to providing their customers with reliable, high-performance storage products and superior customer support and services. Western digitals WD TV line of media players has quickly gained tremendous popularity - and with good reason! You can stream hit movies, catch up on TV shows, stay connected to your social network, watch highlights from the biggest games of the season, and enjoy your home videos and vacation slideshows, all in Full-HD 1080p! Now theres no need to settle for online entertainment on your small computer screen. With the WD TV Live streaming media player, you can enjoy it all in the comfort of your living room on the biggest screen in your house. Plus, it connects to your high-speed Internet connection wirelessly, and is so easy to set up, you'll be up and running in minutes.
SpecsCondition: Factory Refurbished
Packaging: Brown Box
Warranty: 1 Year
Manufacturer: Western Digital
Model: WDBHG70000NBK, WDBGXT0000NBK Features Include:
Watch the best of internet and your own media collection on an HDTV
Supports a wide variety of the most popular files including MKV, MP4, XVID, AVI, WMV, and MOV video formats
The WD TV Live can connect to the Internet connection wirelessly or via the Ethernet port
The WD TV can stream media from any USB drive, network drive, PC or Mac computer in your home network
Connect your camcorder or digital camera directly to the media center and instantly view or archive HD video and photos without a PC
WD TV Live brings many of your favorite games, including Rockswap, Texas Hold em and Sudoku, to your big screen TV
Stay posted on your favorite bloggers and websites with the RSS feed ticker
The included remote control lets you make entertainment choices using an animated navigation menu
Customize buttons on the remote for quick and easy access to your favorite music, photos, videos or menu choices
Use the on-screen keyboard or attach a wired or wireless USB keyboard (not included) for easy text input
Select your favorite song, movie, or photo slideshow to automatically play when the device is turned on
The HDMI port lets you connect to the highest quality HDTV or home theater, or connect to a standard definition TV with a composite RCA cable
Use the optical audio output to send digital signals to your AV receiver for the best surround sound experience
Cool and quiet, this compact system integrates perfectly into your entertainment center
Advanced Functions for Power Users
Windows Vista and 7 Compatible, Microsoft certified Tested and Approved for Windows 7 compatibility
Dimensions (Width x Height x Depth) 3.9 x 1.2 x 4.9
Weight: 6.7 ozPackage Includes:
Western Digital WD TV LIVE Streaming Media Player, Remote Control, AC Adapter
1SaleADay Coupons
This classic Macca cut sounds like a million bucks but was recorded in rough conditions in Nigeria with a "band" that was basically a desperate Paul and Denny Laine playing everything (with a semi-assist from Linda). Here, Paul turns his trials and tribulations into a multi-part tune that opens with synthy autobiographical hopelessness before it starts fighting back and, ultimately, breaks free as (polite) renegade rock. The album itself would become the biggest solo seller for any former Beatle. Nick Dedina, Google Play Link to the album belowhttps://play.google.com/store/music/album?id=Bici7nmsmok72tkju35...
OrGo to the Music Store
https://play.google.com/store/musicScroll down to FREE Song of the Day
Western Digital WD TV LIVE WiFi Streaming Media Player - Stream HD Content From Computers & Hard Drive
List Price $99.99
Savings $40.00 (41%)
Price: $59.99
+ Free shipping
http://1saleaday.com/wireless/
Product InfoAs digital storage expands beyond traditional computer and server environments and into almost every aspect of your life, you need a company you can trust. Founded in 1970, WD is one of the data storage industrys global pioneers and longtime leaders. They perform rigorous in-house testing to assure quality and reliability, and are committed to providing their customers with reliable, high-performance storage products and superior customer support and services. Western digitals WD TV line of media players has quickly gained tremendous popularity - and with good reason! You can stream hit movies, catch up on TV shows, stay connected to your social network, watch highlights from the biggest games of the season, and enjoy your home videos and vacation slideshows, all in Full-HD 1080p! Now theres no need to settle for online entertainment on your small computer screen. With the WD TV Live streaming media player, you can enjoy it all in the comfort of your living room on the biggest screen in your house. Plus, it connects to your high-speed Internet connection wirelessly, and is so easy to set up, you'll be up and running in minutes.
SpecsCondition: Factory Refurbished
Packaging: Brown Box
Warranty: 1 Year
Manufacturer: Western Digital
Model: WDBHG70000NBK, WDBGXT0000NBK Features Include:
Watch the best of internet and your own media collection on an HDTV
Supports a wide variety of the most popular files including MKV, MP4, XVID, AVI, WMV, and MOV video formats
The WD TV Live can connect to the Internet connection wirelessly or via the Ethernet port
The WD TV can stream media from any USB drive, network drive, PC or Mac computer in your home network
Connect your camcorder or digital camera directly to the media center and instantly view or archive HD video and photos without a PC
WD TV Live brings many of your favorite games, including Rockswap, Texas Hold em and Sudoku, to your big screen TV
Stay posted on your favorite bloggers and websites with the RSS feed ticker
The included remote control lets you make entertainment choices using an animated navigation menu
Customize buttons on the remote for quick and easy access to your favorite music, photos, videos or menu choices
Use the on-screen keyboard or attach a wired or wireless USB keyboard (not included) for easy text input
Select your favorite song, movie, or photo slideshow to automatically play when the device is turned on
The HDMI port lets you connect to the highest quality HDTV or home theater, or connect to a standard definition TV with a composite RCA cable
Use the optical audio output to send digital signals to your AV receiver for the best surround sound experience
Cool and quiet, this compact system integrates perfectly into your entertainment center
Advanced Functions for Power Users
Windows Vista and 7 Compatible, Microsoft certified Tested and Approved for Windows 7 compatibility
Dimensions (Width x Height x Depth) 3.9 x 1.2 x 4.9
Weight: 6.7 ozPackage Includes:
Western Digital WD TV LIVE Streaming Media Player, Remote Control, AC Adapter
1SaleADay Coupons
Minimum $5000 spent within 3 months gets you 100k Membership Rewards points. Annual fee of $450. Targeted offer. I already signed up for the AMEX Gold Business for 75k MR points last month and was just approved for this card this evening. Saw no posts about the Platinum Business Card and I wasn't aware that this info was well known.LinkThe following helps to explain the benefits of having this card. Info taken from: http://thepointsguy.com/2012/11/is-the-amex-platinum-card-worth-...Is The AMEX Platinum Card Worth The $450 Annual Fee?
One of the biggest reasons people hesitate to get the AMEX Platinum, Business Platinum and Mercedes-Benz Platinum cards is the hefty $450 annual feewhich is generally not waived the first year. However, if you plan to take advantage of many of the perks the card has to offer, you can reap much more from the card than the annual fee- especially if you get the card now and can max out the $200 airline credit, which runs on a calendar year, which means youll get an additional $200 starting January 1, 2013.You can read my full card review post but here are the various ways that having this card can actually be worth much more than the value of its annual fee.$200 Airline Rebate: Last year AMEX introduced this new benefit to help blunt the loss of Continental leaving Membership Rewards, which was a huge blow. As a cardholder, you get the $200 airline rebate once per calendar year, meaning you could use the card to get a $200 rebate on your designated airline now before the end of the year, and then youll have another $200 to spend on January 1. That means youve already made $400 back on your $450 fee. The credit can be applied toward baggage fees, seat assignment fees, in-flight food and drink, flight change fees and lounge day passes, full lounge membership and award ticket fees. The problem is that many elite travelers already get most of those fees waived, so people have credit leftover at the end of the year. The great thing is that airline gift cards are often reimbursed, even though they technically dont qualify. Read through the 70+ comments on my post last year to read examples of TPG readers who have had success. Please also share your experience getting refunded in the comments section to help people think about different ways they can maximize the value of this benefit.Airport Lounge Access: When you have a valid ticket for same-day travel, the Platinum card will also gain you access to Delta, American and US Airways lounges potentially saving you membership fees of up to around $500 each per year if you were to join each separately and you can even bring two guests or your spouse and any children under 21. US Airways even allows entry if you are flying on a different carrier. The Card also confers Priority Pass Select access to over 600 airport lounges in 100 countries (guests can also enter for a $27 per person fee).Free Global Entry $100 Value: If youve been thinking of getting Global Entry (which will also qualify you for TSA PreCheck, and which I personally love) to get you out of lengthy customs and immigration lines when you return from traveling abroad, when you charge the $100 application fee to your Platinum card, you get a $100 statement credit, so its free, adding another $100 to your value.25% Bonus on Pay With Points: When you have a Platinum card, you can redeem your Membership Rewards First points at a rate of 1.25 cents each rather than 1 cent each when using AMEX Travels Pay With Points option. So a $500 flight that would normally cost you 50,000 points would only require 40,000 points if you have the Platinum card. While I dont usually use my Membership Rewards points in this way, it could be a good redemption option for those who want to save a little money on airfare while still earning miles and elite status on those flights. This option is going away on all cards on February 1, 2013, except the Business Platinum.Automatic Starwood Gold Status: Once you have a Platinum card, just call Starwood at 1-888-625-4990 and tell them you have an AMEX Platinum card and want SPG Gold Status. Then you have to fax in proof that you have the card, but once you send it, theyll upgrade your Starwood account to Gold status. Starwood Gold (normally attained after 25 nights or 10 stays) gets you a 50% bonus on Starpoints (so you earn 3 points per $1 spent at Starwood properties), room upgrades, 4pm late checkout and overall better customer service.Fine Hotels & Resorts Program: I covered this in yesterdays post, but to summarize, the Fine Hotels and Resorts program for American Express Platinum and Business Platinum cardholders is a hotel booking site that includes a bunch of added perks and benefits when you book a hotel stay through it. Benefits include availability-based room upgrades, free night offers, complimentary breakfast, early check-ins and guaranteed 4pm check-outs, resort credits for expenses like restaurants or spa treatments, and sometimes even free WiFi. Room rates are typically about the same as those being offered on the hotels website, but these perks can add up to thousands of dollars of extra value per stay. Whats even better is that though you normally have to book a room directly through a hotel or loyalty programs website in order to earn points and elite credit from your stay, TPG readers have commented that in almost all cases when they have booked through FHR, theyve earned points, elite credit, gotten their elite status benefits and still enjoyed value-added FHR perks like on-property credits. Its like having the best of both worlds and getting the most value possible out of your stay.Purchase Protection: Since its holiday shopping season, this could be an important feature for your gift purchases this year.AMEXspurchase protection program offers coverage for up to 90 days after the date of purchase if your merchandise is lost, stolen or damaged, and includes purchases made all over the world for you or someone else up to the cost charged to your card up to $10,000 per purchase and $50,000 per card per year. AMEX also has return protection where, if you change your mind and want to return an item, theyll refund the charge even if the merchant wont take it back, up to $300 per purchase and $1,000 annually. AMEX also offers extended warranties for up to 1 year on purchases where the manufacturers warranty is 5 years or less. So using your AMEX Platinum card could end up saving you a lot of money if your purchases dont work out as well as youd like, or if they are lost, stolen or damaged (and weve all heard horror stories about how thats happened to gifts in suitcases).Those are just some of the many, many benefits the Platinum card includes, but they are a quick snapshot into how much value the card has, and how, if you are savvy about taking advantage of them, you can more than make up the value of that $450 annual fee.
Minimum $5000 spent within 3 months gets you 100k Membership Rewards points. Annual fee of $450. Probably targeted offer. I already signed up for the AMEX Gold Business for 75k MR points last month and was just approved for this card this evening.Following information taken from: http://thepointsguy.com/2012/11/is-the-amex-platinum-card-worth-...Is The AMEX Platinum Card Worth The $450 Annual Fee?
One of the biggest reasons people hesitate to get the AMEX Platinum, Business Platinum and Mercedes-Benz Platinum cards is the hefty $450 annual feewhich is generally not waived the first year. However, if you plan to take advantage of many of the perks the card has to offer, you can reap much more from the card than the annual fee- especially if you get the card now and can max out the $200 airline credit, which runs on a calendar year, which means youll get an additional $200 starting January 1, 2013.You can read my full card review post but here are the various ways that having this card can actually be worth much more than the value of its annual fee.$200 Airline Rebate: Last year AMEX introduced this new benefit to help blunt the loss of Continental leaving Membership Rewards, which was a huge blow. As a cardholder, you get the $200 airline rebate once per calendar year, meaning you could use the card to get a $200 rebate on your designated airline now before the end of the year, and then youll have another $200 to spend on January 1. That means youve already made $400 back on your $450 fee. The credit can be applied toward baggage fees, seat assignment fees, in-flight food and drink, flight change fees and lounge day passes, full lounge membership and award ticket fees. The problem is that many elite travelers already get most of those fees waived, so people have credit leftover at the end of the year. The great thing is that airline gift cards are often reimbursed, even though they technically dont qualify. Read through the 70+ comments on my post last year to read examples of TPG readers who have had success. Please also share your experience getting refunded in the comments section to help people think about different ways they can maximize the value of this benefit.Airport Lounge Access: When you have a valid ticket for same-day travel, the Platinum card will also gain you access to Delta, American and US Airways lounges potentially saving you membership fees of up to around $500 each per year if you were to join each separately and you can even bring two guests or your spouse and any children under 21. US Airways even allows entry if you are flying on a different carrier. The Card also confers Priority Pass Select access to over 600 airport lounges in 100 countries (guests can also enter for a $27 per person fee).Free Global Entry $100 Value: If youve been thinking of getting Global Entry (which will also qualify you for TSA PreCheck, and which I personally love) to get you out of lengthy customs and immigration lines when you return from traveling abroad, when you charge the $100 application fee to your Platinum card, you get a $100 statement credit, so its free, adding another $100 to your value.25% Bonus on Pay With Points: When you have a Platinum card, you can redeem your Membership Rewards First points at a rate of 1.25 cents each rather than 1 cent each when using AMEX Travels Pay With Points option. So a $500 flight that would normally cost you 50,000 points would only require 40,000 points if you have the Platinum card. While I dont usually use my Membership Rewards points in this way, it could be a good redemption option for those who want to save a little money on airfare while still earning miles and elite status on those flights. This option is going away on all cards on February 1, 2013, except the Business Platinum.Automatic Starwood Gold Status: Once you have a Platinum card, just call Starwood at 1-888-625-4990 and tell them you have an AMEX Platinum card and want SPG Gold Status. Then you have to fax in proof that you have the card, but once you send it, theyll upgrade your Starwood account to Gold status. Starwood Gold (normally attained after 25 nights or 10 stays) gets you a 50% bonus on Starpoints (so you earn 3 points per $1 spent at Starwood properties), room upgrades, 4pm late checkout and overall better customer service.Fine Hotels & Resorts Program: I covered this in yesterdays post, but to summarize, the Fine Hotels and Resorts program for American Express Platinum and Business Platinum cardholders is a hotel booking site that includes a bunch of added perks and benefits when you book a hotel stay through it. Benefits include availability-based room upgrades, free night offers, complimentary breakfast, early check-ins and guaranteed 4pm check-outs, resort credits for expenses like restaurants or spa treatments, and sometimes even free WiFi. Room rates are typically about the same as those being offered on the hotels website, but these perks can add up to thousands of dollars of extra value per stay. Whats even better is that though you normally have to book a room directly through a hotel or loyalty programs website in order to earn points and elite credit from your stay, TPG readers have commented that in almost all cases when they have booked through FHR, theyve earned points, elite credit, gotten their elite status benefits and still enjoyed value-added FHR perks like on-property credits. Its like having the best of both worlds and getting the most value possible out of your stay.Purchase Protection: Since its holiday shopping season, this could be an important feature for your gift purchases this year.AMEXspurchase protection program offers coverage for up to 90 days after the date of purchase if your merchandise is lost, stolen or damaged, and includes purchases made all over the world for you or someone else up to the cost charged to your card up to $10,000 per purchase and $50,000 per card per year. AMEX also has return protection where, if you change your mind and want to return an item, theyll refund the charge even if the merchant wont take it back, up to $300 per purchase and $1,000 annually. AMEX also offers extended warranties for up to 1 year on purchases where the manufacturers warranty is 5 years or less. So using your AMEX Platinum card could end up saving you a lot of money if your purchases dont work out as well as youd like, or if they are lost, stolen or damaged (and weve all heard horror stories about how thats happened to gifts in suitcases).Those are just some of the many, many benefits the Platinum card includes, but they are a quick snapshot into how much value the card has, and how, if you are savvy about taking advantage of them, you can more than make up the value of that $450 annual fee.
Dramatic strings open Nelly Furtado's debut single and as soon as her distinct vocals pierce through"You're beautiful, and that's for sure..."it sounds like the launch of a pop classic. The authentic anthem of self-discovery became one of the biggest hits of 2001 and won the Grammy for Best Female Pop Vocal Performance. Still considered her signature track, Furtado has called this her "freedom song," and it's poignantly suitable that it was her first hit. Laura Checkoway, Google Play
Link to the album belowhttps://play.google.com/store/music/album?id=Bo4ickjuou672gfub46...OrGo to the Music Store
https://play.google.com/store/musicScroll down to FREE Song of the Day
Google Play FREE Song of the Day 2/26 - Band On The Run by PAUL MCCARTNEY
Added on : Tuesday February 26th 2013 09:00:45 AM
This classic Macca cut sounds like a million bucks but was recorded in rough conditions in Nigeria with a "band" that was basically a desperate Paul and Denny Laine playing everything (with a semi-assist from Linda). Here, Paul turns his trials and tribulations into a multi-part tune that opens with synthy autobiographical hopelessness before it starts fighting back and, ultimately, breaks free as (polite) renegade rock. The album itself would become the biggest solo seller for any former Beatle. Nick Dedina, Google Play Link to the album belowhttps://play.google.com/store/music/album?id=Bici7nmsmok72tkju35...
OrGo to the Music Store
https://play.google.com/store/musicScroll down to FREE Song of the Day
Google Play FREE Song of the Day 2/25 - I'm Like A Bird by NELLY FURTADO
Added on : Monday February 25th 2013 09:00:44 AM
Dramatic strings open Nelly Furtado's debut single and as soon as her distinct vocals pierce through"You're beautiful, and that's for sure..."it sounds like the launch of a pop classic. The authentic anthem of self-discovery became one of the biggest hits of 2001 and won the Grammy for Best Female Pop Vocal Performance. Still considered her signature track, Furtado has called this her "freedom song," and it's poignantly suitable that it was her first hit. Laura Checkoway, Google Play
Link to the album belowhttps://play.google.com/store/music/album?id=Bo4ickjuou672gfub46...OrGo to the Music Store
https://play.google.com/store/musicScroll down to FREE Song of the Day
Some background info first:-My parents are divorced (since 2008)
-Dad pays mom 2.5K/mo alimony, plus she has an $11 per hour full time job. Other than these details, I'm not sure what her total income is.
-Mom lives in a 2 bedroom house which she owns and has a mortgage for with my 14 yo sister.
-As far as I know, before now my mother's credit report was squeaky clean and she had never carried a balance on a credit card in her life.Recently, out of the blue my mom called me while I was at work. She was in a panic and asked if she could borrow $3500 because the heating system in her house broke and needed to be replaced. She only had 5K in her savings and didn't want to use it because she wasn't sure if she would then be able to pay her other bills. I thought about it for a second, and about how I wouldn't even be here without my mother, I told her yes, of course I would let her borrow the money. I wasn't worried about her paying me back, I knew she would, she is my mother. Anyway this got me concerned about her financial situation, so I immediately asked her to dinner.At dinner, I pried for more details about her financial situation. She told me the following:
- She only has $250,000 saved for retirement (She is 54)
- She has $7,000 in credit card debt
- She was recently unable to pay some of her CC bills on time, even though in the past she had been paying over the minimum
- There was an incident where her mortgage company claimed she didn't make her mortgage payment, and yet she did. She was apparently able to resolve this with the mortgage company, but it is still possibly on her credit report.
- After the missed CC payment and mortgage payment fiasco, her credit cards all found out and reduced her credit lines
- Her credit has taken a dive to about ~640 from the above. I think it was primarily the mortgage payment.
- My biggest concern is that she didn't seem all that worried about carrying the CC balances. She said "It's fine since I'm only paying the minimums".
- Her phone bill is about $300 per month because she and my sister have multiple ipads/phones/etcs. She also is often late on this bill, though I'm not sure if this is affecting her credit.I tried to give her the following advice: Get your free annual credit report, and see if the mortgage thing is still on it. If so, dispute it with the CRBs. Hopefully this will restore your credit to the point where you can move that 7K of debt over to a personal loan with maybe 10% interest, as opposed to the 25% interest rates of the CCs. She seemed lukewarm to the idea, and though she said she would be interested, I doubt she is going to do anything without me pushing heavily.TL;DR, my mom is starting on a slippery slope, doesn't seem too worried about it and I want to help her. Any advice?
www.woot.com Singer 7470 Confidence Sewing Machine 225 Built-In Stitches including basic, decorative and alphanumeric
6 Fully Automatic 1-Step Buttonholes
LCD screen with push button stitch selection provides clear and easy viewing of stitch patterns, including stitch width and length
Drop & Sew Bobbin System will automatically draw up the bobbin thread for you
Automatic Needle Threader - sewing's biggest timesaver
Adjustable Stitch Length and Width
20 Character Memory Capability - A memory bank holds full names and simple phrases
Stitch Pattern Editing Capability
Drop Feed for free motion sewing
Electronic Twin Needle Control -With just the touch of a button create two parallel rows adding a decorative touch
Programmable Needle Up/Down
Free Arm with Accessory Storage
Heavy Duty Metal Frame for skip-free sewingSinger 14SH764 Stylist Serger 1,300 Stitches per Minute provides professional speed for faster results
2-3-4 Thread Capability provides more stitch variety
6 Serger Stitches including 3-thread flatlock and 4-thread stretch mock safety stitch
4 Built-In Rolled Hems for more options, especially for lightweight fabrics
Differential Feed eliminates stretching and puckering
Color Coded Threading System makes threading easy and saves time
Adjustable Stitch Length & Width keeps seams strong and prevents bunching
Free Arm to easily sew sleeves and cuffs
Machine Intro DVD Included
Instruction Manual with Stitch Guide
Biggest drop in price since camel started tracking this. Been waiting for a while. Enjoy.http://www.amazon.com/gp/product/B004VWKD3M/ref=oh_details_o01_s...
Code is FFSPRING13, expires 2/17. Includes clearance.If you're not familiar with UD, it's a mid/high-end cosmetics brand probably best known for its awesome eyeshadows. Its biggest product (that we've all seen endless ripoffs of, even if we didn't know it) is the Naked palette, 12 smooth, pigmented shadows in a universally flattering range of neutral colors, also includes a very nice brush and a good-sized mini of UD's primer potion.Their Good Karma (non-animal-hair) brushes are also awesome, but honestly, you can get similar products more cheaply elsewhere.Right now I'm trying to decide whether to get a backup of original Naked palette (which I already have, and use a TON) or Naked 2, which I'm told is every bit as gorgeous. Either way, getting Naked. (It also appears that any purchase comes with a mini-sized Naked Skin Beauty Balm, which I'm assuming is UD's version of a BB cream.)
Withdraw Roth IRA to fund down payment first-time homeowner (Age 26)
Added on : Saturday February 09th 2013 08:00:58 PM
This is probably the biggest debate I had ever done but I really want to be homeowner in my life now. Also there are extra costs with the house from buying furniture, appliances, doing repairs, etc that is understood by me. Currently, I'm living with family right now and don't feel like renting an apartment as rates in Houston are going up at a significant rate. I would like to be a homeowner in the next 12-18 months from today.Currently, I have about 28k in a Roth IRA (5 years active), 30K in Roth 401k (3% match), 9k in HSA, 3k in brokerage account, 4 months worth in salary of emergency savings (job security is very high), and earn about over 45k per year depending on quarterly bonuses. Only debt that is active would be a car loan with 6K left at 2.99% (that will be paid off before I purchase the house)The big dilemma would be should I take some money of my Roth IRA to help fund the down payment on a first-time home ownership? Even though I'm a young still, I have a lot time on my side to still contribute to the max at least but understand I'm losing out on tens of thousands of dollars on future me when I'm older. Understand that it's not a lose-lose situation as I'm using my money from the Roth IRA to put equity into the house.. Brain tells me to hold off on it but emotionally I need to do it for wanting to do home ownership and independence reasons cause I don't want to live at home forever. Finally depending on the purchase price, probably raid from 5k - 15k from the Roth IRA and not take the whole amount out.Would do you guys think?
Refurbished Blendtec ICB3 Commercial Blender - $175 Shipped
Added on : Tuesday February 05th 2013 03:00:08 PM
Refurbished Blendtec ICB3 Commercial Blender - $175 Shipped
Blendtec Commercial Refurbished BlenderICB3 in Black for only $175 shipped. http://www.vminnovations.com/Product_19636/Blendtec-ICB3-Commerc...Use code: ICB175I bought one a year back and it's amazing. The biggest knock is they are used. They call them refurbed, and that counts for the motor/board/etc but not the pitcher or sound shield. My sound shield arrived crackled and crazed, the pitcher was also scuffed from use. With that said, I'm almost tempted to buy a second one just for a backup. I'm pretty sure this thing will smash atoms if given the chance.
http://www.prnewswire.com/news-releases/the-secret-is-out-pizza-...DALLAS, Feb. 4, 2013 /PRNewswire/ -- As America tuned in to the biggest sporting event of the year yesterday, pizza lovers watched, and listened, extra closely for the most famous word in the worlds of football and pizza: "Hut." (Photo: http://photos.prnewswire.com/prnh/20130204/CG53315)Last week, Pizza Hut announced that after "Hut" was heard on the gridiron during the Big Game in the Big Easy, they would conduct a massive giveaway of their next big pizza innovation. The drama ended early as TV viewers clearly heard the famous "Hut" during the second set of downs, unleashing a massive consumer event by providing free product at participating Pizza Hut restaurants nationwide. From 4-7 p.m. local time on Tuesday, Feb. 5, customers can get a free taste of the latest and greatest from Pizza Hut: Big Pizza Sliders. The giveaway is for carryout or dine-in only."The 'Hut' call came early and was loud and clear during the Big Game, and now we're ready to come through on our promise and activate one of the largest product giveaways in Pizza Hut history," said Kurt Kane , CMO, Pizza Hut. "America now has a chance to get a free taste of our new Big Pizza Sliders and on Tuesday we look forward to providing yet another Make It Great moment for our fans."Big Pizza SlidersMade with signature Pizza Hut Pan Pizza dough, these mega mini pizzas come nine to a box for $10 or three for $5 and are all about customization. Customers can choose up to three different recipe combos with up to three toppings each. That means you get what you want and what everyone else wants all at the same time. There's officially no more "fight" in pizza night. Pepperoni and cheese Big Pizza Sliders will be sampled on Tuesday.
Winkflash (online custom photo book site) is having its flat rate book sale again (seems to do this a couple of times a year).The deal: up to 100 pages for the price of their "base" (20-page) book with code "ALLBOOKS".
Expires on Feb 5th (though they often extend the deadline on these sales).Prices range from $16.95 for a small 8x8 book to $38.95 for a 12x12 book. Shipping is $7 for most sizes; $9.49 for the biggest (12x12) book.You can make a 100-page 8x11 photo book (so essentially the same size as a letter-sized sheet of paper)for $24.95 plus $7 shipping. =$32. Window cover, custom photo cover, and leather cover available for extra, too.I'd describe their print quality as "very good"; paper is not quite as thick/heavy as the paper from Shutterfly, but still feels nice and a good value.Link: Photo book saleAlternatively, they offer 50% off their books with code "BOOKS50", which would make sense if you're getting a slim book. No, I haven't tried combining the 2 codes -- their page says you can use one or the other.
Workout Mix - Top 40 Hits Vol. 4 - FREE
Added on : Thursday January 24th 2013 02:00:41 PM
Workout Mix - Top 40 Hits Vol. 4 - FREE Head over to get The Biggest Loser Workout Mix FREE Music Download from Workoutmusic.com. Youll get 13 songs for FREE in a zip file you can open/save to your computer. Youll just have to enter your email address and the coupon code FREEBL4 to get your FREE music.http://www.workoutmusic.com/brita.phphasibali op
Newborn Photography Made Easy [Kindle Edition] - normally $5.99
Added on : Thursday January 24th 2013 12:00:37 PM
Newborn Photography Made EasyScott Voelker (Author), Lisa Voelker (Author) 99 Reviews - Rated ★★★★★
43 LikesPublication Date: September 27, 2012Do you want to learn how to become a professional newborn photographer?Wellnow it's easier than ever and this book will explain exactly how to get startedstep by step!Lisa Voelker who has been photographing Newborns for over 12 years now, has written a book to explain everything you'll need to know to get started. She said when first writing this book, "I wanted to write a book that could have helped me, when I was just starting out". This is her personal handbook which includes everything she has learned from photographing newborns over the years.As you may know...Newborn photography can be very challenging at times. Some people give up before they even get started. But...it can also be extremely rewarding capturing these little miracles for the very first time.This book is aimed at the beginner who wants to get started photographing newborns. Although, it can also be very helpful to novice photographers who want to add some new tricks and techniques to their Newborn sessions.Throughout the book, Lisa shares her own personal workflow as well as tips and tricks that have worked over and over again. She also covers what not to do, so you can avoid some of the big mistakes she made when first getting started.The entire book is laid out in a simple to follow workflow order, so you can start out correctly, before you even take your first picture. There are also many pictures included, so you can see exactly what a certain pose or technique looks like.Here's the top 5 biggest questions that most beginners ask and will be answered in the book.1. What Equipment Do I need?
2. What's The Best Time To Photograph Newborns?
3. How Do I Keep The Baby Sleeping?
4. What Are The Best Poses To Use?
5. How Do I Get My First Newborn Session?Plusso many more questions that will be answered in this book.
New Marriott Gift Card 10% off deal
Added on : Wednesday January 16th 2013 01:00:06 PM
Marriott Gift Cards now available at 10% off at Cardpool .
The normal discount at Cardpool varies but is normally 8% for Marriott cards. The 10% off is equal to the biggest percentage off discount that is normally offered directly from Marriott & since Marriott is not currently offering a % off deal on their gift cards, this is the best deal out there. Cards can be used just like cash at checkout at Marriotts, Fairfield Inn, Courtyard
, Springhill Suites, Towneplace Suites, Residence Inn
& other Marriott family hotels. Funds on card never expire. >> Promo Link
Marriott Hotels and Resorts Coupons
Free 3-year subscription to Watch! magazine, via valuemags
Added on : Wednesday January 16th 2013 07:00:33 AM
Free 3-year subscription to Watch! magazine, via ValueMagshttps://www.valuemags.com/freeoffer/freeoffer.asp?offer=Watch_St...Enjoy a 3 year subscription. No strings attached. You'll never receive a bill.Delivers exclusive entertainment & lifestyle content to readers who love pop culture & CBS. Looks at America's favorite TV shows, movies, fashion, travel, sports, news, food, music and more.Watch! is a mass market glossy magazine that gives readers a window into the world of celebrity and style through the eyes of Hollywoods biggest stars. From revealing interviews to glamorous portraits and sumptuous fashion shoots in the world's most exotic destinations, Watch! covers entertainment like no other magazine today.
Free 3-year subscription to CBS's Watch! magazine, via valuemags
Added on : Wednesday January 16th 2013 05:00:35 AM
Free 3-year subscription to CBS's Watch! magazine, via ValueMagshttps://www.valuemags.com/freeoffer/freeoffer.asp?offer=Watch_St...Enjoy a 3 year subscription. No strings attached. You'll never receive a bill.Delivers exclusive entertainment & lifestyle content to readers who love pop culture & CBS. Looks at America's favorite TV shows, movies, fashion, travel, sports, news, food, music and more.Watch! is a mass market glossy magazine that gives readers a window into the world of celebrity and style through the eyes of Hollywoods biggest stars. From revealing interviews to glamorous portraits and sumptuous fashion shoots in the world's most exotic destinations, Watch! covers entertainment like no other magazine today.
*** DEAD *** 50 Fun Stories for 3-7 Year Olds [Kindle Edition]
Added on : Tuesday January 15th 2013 10:00:44 AM
http://www.amazon.com/dp/B009HCLCU4Sharlene Alexander (Author)This book is perfect for bedtime and also children that are learning to read. If your child loves books by Mo Willems, Laura Numeroff, Dr. Seuss, Felicia Bond, P.D. Eastman, and Sandra Boynton, your child will fall in love with this children's story collection.
It is also filled with wonderfully illustrated color pictures.Includes a Table of Contents for easy navigation.This book has:
✓ 50 Fun Stories
✓ Bonus Games: Hidden Picture Games (70+ things to find)1) Dragons Love Hamburgers
2) The Magical Train
3) My Pet Dinosaur Won't Brush His Teeth
4) The Biggest Cupcake Ever
5) Wiggle Wiggle Boooooom!
6) The Dragon that Couldn't Roar
7) Silly Goose
8) Stinky Kitty
9) My Pet Dinosaur Won't Eat His Vegetables
10) The Bunny that Loves to Share
11) The Magical Flute
12) The Animal Olympic Games
13) Shadow the Great Mouse Catcher
14) The Frog's Treat
15) Turkey's Party
16) A Fun Day at the Beach
17) The Hidden Treasure
18) Dragonsaurus
19) The Ugly Duckling and the Turtle
20) The Three Little Wolves and the Big Bad Hungry Pig
++30 More Stories!
50 Fun Stories for 3-7 Year Olds [Kindle Edition]
Added on : Monday January 14th 2013 08:00:45 PM
http://www.amazon.com/dp/B009HCLCU4Sharlene Alexander (Author)This book is perfect for bedtime and also children that are learning to read. If your child loves books by Mo Willems, Laura Numeroff, Dr. Seuss, Felicia Bond, P.D. Eastman, and Sandra Boynton, your child will fall in love with this children's story collection.
It is also filled with wonderfully illustrated color pictures.Includes a Table of Contents for easy navigation.This book has:
✓ 50 Fun Stories
✓ Bonus Games: Hidden Picture Games (70+ things to find)1) Dragons Love Hamburgers
2) The Magical Train
3) My Pet Dinosaur Won't Brush His Teeth
4) The Biggest Cupcake Ever
5) Wiggle Wiggle Boooooom!
6) The Dragon that Couldn't Roar
7) Silly Goose
8) Stinky Kitty
9) My Pet Dinosaur Won't Eat His Vegetables
10) The Bunny that Loves to Share
11) The Magical Flute
12) The Animal Olympic Games
13) Shadow the Great Mouse Catcher
14) The Frog's Treat
15) Turkey's Party
16) A Fun Day at the Beach
17) The Hidden Treasure
18) Dragonsaurus
19) The Ugly Duckling and the Turtle
20) The Three Little Wolves and the Big Bad Hungry Pig
++30 More Stories!
SAVE $25 on your regular-priced LEGO construction purchase of $100 or more
On Sale Now! See The Weekly Ad
Offer valid 1/13/2013 through 1/19/2013
Find it at: Toys R Us
*Available in store  Our Exclusive! THE BIGGEST selection of LEGO ANYWHERE!*Excludes LEGO Technic and clearance. Offer available in store only. *Excludes LEGO brand retail stores, online stores, LEGOLAND Discovery Center and LEGOLAND Parks.
Toys R Us Coupons
http://1saleaday.com/flash/biggest-loser/
American Express Co. (AXP) will eliminate 8.5% of its staff in the credit-card lender's biggest cost cuts in recent years as it works to shore up its business in light of a slowdown in corporate spending growth.The unexpected cuts, announced late Thursday, will cost the company $400 million, mainly tied to severance payments. The lender also will pay $342 million tied to its cardholder rewards program and pay $153 million in refunds to customers related to ongoing regulatory reviews of its business.Goodbye rewards...Read more: http://www.foxbusiness.com/news/2013/01/10/american-express-to-c...
HeavyGlare.com Prescription Sunglasses 30% Off
Added on : Wednesday January 09th 2013 08:00:11 PM
Heavyglare.com is having a 30% Off sale on all prescription sunglasses (except Costa). That includes Oakley, RayBan, Rudy, all the big names in frames. They are out of Eagan, MN and specialize in higher Rx wrap-around style frames. They are pretty popular for a place that sells glasses, really know what they are doing much better than the local shops, I've given up on getting my Rx in anything but regular glasses locally. I've ordered from them twice in the past and got great service and a great product. You don't often see discounts on high end glasses and sunglasses and some don't like to wear those cheapo frames. I'm not affiliated with this company in any way, just a former customer. I don't believe there is a promo code, they just credit your card back 30% the next day.http://www.heavyglare.com/Here's the email I received...Get 30% OFF ALL Prescription Eyewear, when you buy a frame and a set of Rx lenses.We want you to see Clear all Year! So we are giving you a discount on ANY prescription eyewear purchase made between 1/8/13 and 1/31/13. Valid on multiple pair purchases as well.If you have a FLEX spending account, FSA or HSA dollars they can be spent on Rx sunglasses as well. This gives you the biggest opportunity to utilize your benefits for clear vision all year.This offer is not valid with any other promotions, coupons, contacts, previous purchases, readers or non-prescription sunglasses. We do not file any paperwork with insurance companies. Costa Del Mar is excluded.Discount will be refunded back to the card you used. (it is a computer thing...) thanks for understanding.
http://www.giveawayoftheday.com/The program is available for $59.95, but it will be free for our visitors as a time-limited offer. WinX DVD Ripper Platinum just made its biggest upgrade in history with rebuilt kernel! Get the version 7.0.0 created on Dec.19, 2012. With brand-new UI and over 300 new profiles, you are enabled to easily rip any DVD to any popular video formats and mobile devices.

Major update:
Rebuilt the kernel, much faster and more stable. Redesigned the UI, more user-friendly.
Added new profiles to support iPad Mini/4, Galaxy S3/Note, Nexus 7, Kindle Fire, WP8, Surface tab, etc.
Support merge file, clip segments, crop video size, etc.

Key features:
Support loading DVD Disc, DVD Folder and DVD ISO image as source file.
Convert DVD to MTS, M2TS, AVI, MP4, H.264, MPEG, WMV, FLV, MOV, 3GP.
Rip DVD to Apple iPad, iPhone, iPod, iTunes, Apple TV, iDVD, iMovie and Final Cut Pro.
Rip DVD to Android including HTC, Samsung, Galaxy Tab, XOOM, Kindle Fire, Nexus, etc.
Rip DVD to Microsoft WP8, Surface tab, Xbox, Zune and Sony PSP, PS3.
Copy DVD full title/main content to MPEG2 file within 5 minutes. Clone DVD to ISO image.
Today Only! 20 new and classic MP3 Albums for $1.99 or Less on Amazon
Added on : Monday December 24th 2012 12:00:03 PM
They have everything from Johnny Cash to Rihanna. Check out the selection here http://www.amazon.com/gp/feature.html/ref=xs_gb_A3KM1XKGFWIRVN?i...
1.Red
Taylor Swift
2.Legend
Bob Marley
3.Abba Gold
Abba
4.Motown #1's
Various artists
5.Unapologetic (Standard Explicit)
Rihanna
6.Singles 1969-1981
Carpenters | Format: MP3 Music
7.The Very Best of Daryl Hall / John Oates
Daryl Hall & John Oates
8.Halcyon
Ellie Goulding
9.Red River Blue (Deluxe)
Blake Shelton
10.Johnny Cash - 16 Biggest Hits
Johnny Cash
11.R.E.D. (Deluxe Edition)
Ne-Yo
12.Push And Shove
No Doubt
13.Little Broken Hearts
Norah Jones
14.Greatest Hits II
Kenny Chesney
15.Paradise [Explicit]
Lana Del Rey
16.Kisses On The Bottom
Paul Mccartney
17.Dreams and Nightmares [Explicit]
Meek Mill
18.The Best Of Simon & Garfunkel
Simon & Garfunkel
19.Night Visions
Imagine Dragons
Citi VAN (Virtual Account Numbers) change woes
Added on : Sunday December 23rd 2012 05:01:04 PM
A week ago I received an email from Citibank that they were going to discontinue the downloadable version of their Virtual Account Numbers application which can be used to get a one-time use credit card number for use online.I had used the web based version in the past, but I found the downloadable version to be much more convenient, so I was a little upset.But now that I have tried to use the web-based version today, my upset has turned to anger.They have implemented new security measures on the web-based app that makes it almost unusable for it's intended purpose.Aside from the fact that you need to log in TWICE to use it (once on the web site and a second time within the app that pops up), aside from having to click on several buttons and check boxes to get to it, aside that the web-app itself lacks some very useful functionality that the downloadable version has (like drag and drop, always one top, etc.). The biggest, most ridiculous issue I have with the web-based VAN is that every time you launch it IT HAS TO CALL YOUR PHONE TO GIVE YOU A SECURITY CODE THAT HAS TO BE ENTERED ON THE WEB SITE!!!!!Are you kidding me? Every time you need a VAN, you have to allow the system to call you or send you a text message with a code that you need to enter on the web site to allow the VAN app to run.I use VAN all the time, this is just not acceptable to me.I called and had a long discussion with the supervisor for the Citi website, and he was very courteous and took my complaints and said he would notify the people that needed to know. He also said that he did not think the verification would happen every time I tried to start the app, but it did for me. Try it out yourself and let me know if you have the same issue.
If you also have a problem with this, please call or otherwise notify them to let them know!Supposedly, the downloadable app will be disabled starting tomorrow, so call now to give them your opinion!Thanks!
LinkCode: BTEJHHH22 (20% off)Arguably Canon's best lens for APS-C cameras.Currently $999 on Amzn. Lowest was $849.95 in 2008.This code also works on other lenses, but this one seemed like the biggest deal to me as a Canon user.
Newegg Coupons
Acer Timeline X Laptop (Refurb), i3-2370M, 4GB RAM, 320GB HDD $290 F/S
Added on : Thursday December 20th 2012 12:00:06 AM
Not as good a deal as yesterday's HP for $300, but good enough to share. This is from Acer's eBay shop, so quantities will be limited.LinkMostly good reviews. Biggest downside I can see is that it has a non-removable battery, so replacing a worn battery will not be trivial. Also, no built-in bluetooth and only 2 USB ports.Screen Size: 14"
Screen Resolution: 1366 x 768
Processor Model: i3-2370M
Processor Speed: 2.4GHz
Operating System: Windows 7 Home Premium 64-bit
System Memory (RAM): 4GB
RAM Expandable To: 8GB
Type of Memory (RAM): DDR3
Hard Drive Size: 320GB
Hard Drive RPM: 5,400
Optical Drive Type: DVD+RW
Digital Media Reader: Yes
Graphics: HD 3000
Built-in Webcam: Yes
Wireless Networking: Wi-Fi 802.11b/g/n
Bluetooth-Enabled: No
USB Ports: 2
Battery Life: 8hrs
eBay Coupons
SINGER 3232 Simple Sewing Machine 40% off @ Amazon!
Added on : Tuesday December 18th 2012 05:00:03 PM
SINGER 3232 Simple Sewing Machine with Automatic Needle Threader for $199.99Automatic needle threader is sewing?s biggest timesaverAdjustable stitch length and width keeps seams strong and prevents bunching on any fabric typeFully automatic 1-step buttonhole provides professional results at the touch of a button32 built-in stitches, including: 6 essential stitches, 6 stretch stitches, 19 decorative stitches, 1 buttonholeHeavy duty metal frame for overall durability and skip-free sewing. 110 volt machine designed for United States and Canadian use only!LINK TO DEAL
Amazon Coupons
Back Again!! Louisville Ladder 8ft, 250-Pound Duty Rating Fiberglass Step Ladder only $99.99 on Amazon with FSSS
If you missed a couple of weeks ago, Amazon seems to be re-running a lot of their previous deals.
This is on sale for the next 4 hours.
rated 4.3 stars on six reviews, this is a good quality fiberglass ladder for only $99.99. that's $40 off yesterdays price. lowest price I see on camel is $110.0. the biggest advantage is not having to bring it home- as shipping is free to your door.some info:
Louisville Ladder eight foot medium duty fiberglass stepladder, with a 250 pound work capacity. Now features Louisville exclusive Pro Top designed with innovative features to improve the users performance when working electrical, and residential jobs. Pro top includes a magnet tray, hardware tray, curved ergonomic front, drill and tool slots, paint bucket holder, and a pipe or 2x4 holder to increase productivity and extreme durability. Also has pinch resistant spreader braces, slip resistant rubber feet, and double-rivet step construction, secured with six large headed, semi-tubular steel rivets for maximum strength. 30-Percent greater shear strength than solid aluminum rivets, to increase user safety.Link http://www.amazon.com/gp/product/B0017ZNW7U/
Amazon Coupons
LinkyLoo
Optimus Prime and the Omega Combat Armor combine to form Ultimate Optimus Prime
Biggest Optimus Prime toy!
Equipped with the incredibly powerful Mechtech weapons system!
In robot mode,Trailer converts to the Omega Combat Armor!
Wings extend over 55 centimeters!
Amazon Coupons
With the WD TV Live streaming media player, you can enjoy your personal media collection and the best of the Internet on the biggest screen in the house in Full-HD 1080p. It's wireless, worry-free, and plays virtually any file format.LINKY
Amazon Coupons
Lets you instantly play virtually any file format on the biggest screen in your house in Full-HD 1080p.If your're looking for the best deals, you've come to the right place This is where you'll find the Top 10 Laptops & Notebooks Deals! Make sure you check back everyday so you don't miss out!
WD TV Live Streaming Media Player - $89.99
Added on : Thursday November 29th 2012 09:00:18 AM
Lets you instantly play virtually any file format on the biggest screen in your house in Full-HD 1080p.
Beer Kit Magic -Kindle Ebook (save $5)
Added on : Tuesday November 27th 2012 10:00:53 AM
Free for limited time only.... Free to all, not just Prime!http://www.amazon.com/Beer-Kit-Magic-ebook/dp/B006GUKVJIBeer Kit Magic [Kindle Edition]
Clive Fletcher (Author)
Digital List Price: $4.99
Kindle Price: $0.00 includes free wireless delivery via Amazon WhispernetBook Description
Publication Date: November 30, 2011
Magically transform your beer kit to make beer that tastes better than you buy!
Imagine being able to brew prize-winning beers time after time that will satisfy the taste buds of even the biggest home brew skeptics, and with such staggering simplicity you'll want to perform your "magic" over and over again.
If you have access to the right tools and information that are usually closely guarded by the "home brewing elite", your success is virtually guaranteed- whether, right now, you think you can or can't achieve it.
Think about it. If you knew how to "turn a frog into a prince", that is, a simple beer kit into a sublime creation tailored to your own particular taste and design, and all in the comfort of your own home, well, you may never want to buy your beer again!
Lets face it, home brewed beer when made the right way is fresher, cleaner, tastier, healthier, way cheaper and far more satisfying than anything you could buy at the store or your local bar.
Simply put, once you have gained the know-how from this guide to enhance any beer kit the way you want it, you'll never look back.
Walmart Xbox 360 4gb bundle for $159 + Free S&H (Cyber Monday Sale)
Added on : Sunday November 25th 2012 01:00:09 PM
Xbox 360 gives you great games and entertainment, and now for a limited time comes in a glossy white finish with Skylanders Spyro's Adventure Starter Pack, including an exclusive Gill Grunt figurine in translucent Xbox Green armor. With the largest portfolio of games, Xbox 360 has something for everyone -- from classic titles to the biggest blockbusters. And built-in Wi-Fi makes it quick and easy to take your Xbox 360 online to play with friends wherever they are. You also get access to tons of great entertainment on Xbox LIVE, like HD movies, TV shows, live sports, and your favorite music. Entertainment is more amazing with Xbox.
Product Features
Special Edition White Xbox 360 4GB Console:
The Xbox 360 console is sleek and quiet, with a stylish design that will be the centerpiece of your home entertainment system, now with a glossy white finish in this special edition bundle.
Skylanders Spyro's Adventure game:
Skylanders Spyro's Adventure is an action-adventure game spin-off from the Spyro series that unlocks a whole new game universe while incorporating a unique gameplay mechanic utilizing more than 30 physical action figures, creating a controllable in-game representation of that figure. The first release in the Skylander series, Skylanders Spyro's Adventure Starter Pack contains three action figures, an exclusive game peripheral as well as other items. The game features co-op and competitive multiplayer, minigames and more. Rated "E10+" for Everyone 10+.
Exclusive Gill Grunt figurine in translucent Xbox Green armor:
Gill Grunt, also known as Gill by his friends, is a Gillman who is one of the playable Skylanders in the Skylanders series. Limited quantities available and an Xbox 360 exclusive.
Built-in Wi-Fi:
The Xbox 360 is the only console with 802.11n Wi-Fi built in for a faster and easier connection to Xbox LIVE. Download or stream HD movies, TV episodes, and games from Xbox LIVE Marketplace in 1080p and 5.1 surround sound from anywhere in the house. * Compatible with b/g/n networks.
White Xbox 360 Wireless Controller:
This award-winning, high-performance white wireless controller matches the console. It has a range of up to 30 feet and a battery life of up to 30 hours on two AA batteries.
Everything to get started:
Xbox 360 4GB console with wireless controller, Skylanders Spyro's Adventure game, three Skylanders, and the "Portal of Power" peripheral.
Warranty:
One year limited warranty on console (90 days on accessories)LinkUse Discover for 5% off and your choice of CashBack program for up to 10% off.
Walmart Coupons
Lets you instantly play virtually any file format on the biggest screen in your house in Full-HD 1080p.If your're looking for the best deals, you've come to the right place This is where you'll find the Top 10 Laptops & Notebooks Deals! Make sure you check back everyday so you don't miss out!
WD TV Live Streaming Media Player - $69.99*
Added on : Sunday November 25th 2012 09:00:18 AM
Lets you instantly play virtually any file format on the biggest screen in your house in Full-HD 1080p.
Combat Ready Knives L2 Tactical "Puzzle Darko" Folder (43% OFF) $19.99 + Free Shippinghttp://www.gearhog.com/?did=17339Deal Overview
Liberty is the natural born right of every free person. Sadly, freedom is never free, it sometimes comes with the biggest price of all: the blood of patriots. Patriots who always have and always will stand Combat Ready to answer the call for freedom and justice for all. We proudly support our products with the same fierce tenacity as those who defend our freedoms; for life. Combat Ready Knives products have a full lifetime guarantee, free of manufacturers defects, for as long as you own this knife. Period. Can I get a HOORAH?!Features
AUS-8 Stainless steel blade
Titanium nitride coating
Partially serrated
Thumb hole
Texturized black G-10 handle scales
Puzzle lock mechanism
Lanyard hole
Multi-positional pocket clip
4" blade
5" closed
ING Direct Black Friday 2012 - Now thru 11:59 PM ET Sunday, Nov 25
Added on : Friday November 23rd 2012 09:01:27 AM
ING Direct Black FridayING DIRECT's new name (come February) is Capital One 360 and we're committed as ever to finding ways to help you save, just like our 4th annual Black Friday Sale.Check back between 12:00 AM ET, Friday, November 23rd and 11:59 PM ET Sunday, November 25th to take advantage of the biggest savings deals of the
year.
Go through ebates for 50% CashBack on Entertainment Books (usually 17.5%)! This is the biggest CashBack level I've ever seen them give. Coupled with the current 30% off (and free shipping) sale, that makes most of these discount/coupon books a net $12.25. After CashBack, additional books are $10.Black Friday only!
WEST MARINE - 15% OFF sitewide - Biggest Sale Of The Year
Added on : Thursday November 22nd 2012 12:00:13 PM
West Marine - 15% OFF sitewide - Biggest Sale Of The Yearhttp://www.westmarine.com/webapp/wcs/stores/servlet/TopCategorie...Apply code BIG15 @ checkout
West Marine Coupons
Under Armour Black Friday / Cyber Monday / Holiday Promos
Added on : Tuesday November 20th 2012 11:00:05 AM
11/22 @ Noon EST - 11/26: 25% Off Hoody Promotion
During the Thanksgiving / Black Friday / Cyber Monday weekend, shoppers will receive 25% off the new favorite Under Armour hoody + holiday free shipping, no minimum on ALL orders!11/13 - 12/20 @Noon EST: EXTENDED Free Shipping Event
A great promotion leading up to and during the biggest online shopping time of the year! During these dates we're offering free site-wide standard shipping, no minimum on ALL orders.11/13 - Ongoing: New UA.com 10% Off Military Discount
Using Troop ID verification technology, Under Armour is proud to offer the men and women who protect our house a 10% military discount off the entire purchase at UA.com.
Under Armour Coupons
Lets you instantly play virtually any file format on the biggest screen in your house in Full-HD 1080p.If your're looking for the best deals, you've come to the right place This is where you'll find the Top 10 Laptops & Notebooks Deals! Make sure you check back everyday so you don't miss out!
WD TV Live Streaming Media Player - $79.99*
Added on : Monday November 19th 2012 09:00:18 AM
Lets you instantly play virtually any file format on the biggest screen in your house in Full-HD 1080p.
$198 on Amazon - Sony BDPS790 3D Blu-ray Player with Wi-Fi
Added on : Sunday November 18th 2012 10:00:04 AM
Biggest price drop yet - $50. Also available for about the same price on Best Buy if that's the way you like to swing.
Link
Amazon Coupons
Lets you instantly play virtually any file format on the biggest screen in your house in Full-HD 1080p.If your're looking for the best deals, you've come to the right place This is where you'll find the Top 10 Laptops & Notebooks Deals! Make sure you check back everyday so you don't miss out!
WD TV Live Streaming Media Player - $99.99
Added on : Saturday November 17th 2012 09:00:18 AM
Lets you instantly play virtually any file format on the biggest screen in your house in Full-HD 1080p.
Need help in disputing charge on credit card
Added on : Thursday November 15th 2012 09:01:03 PM
to tell in brief, i enrolled my daughter for a dance class with a local dance academy. the dance teacher comes to our community and teaches dance to 5-6 kids in a group. in the beginning, those guy made us sign a credit card authorization form. using that they have been charging $95 monthly for the dance class. last month we decided along with the academy people to discontinue the class and nov 17th was decided to be the final class. there were some missing classes which were accumulated over the period and i was under the impression that the extra 2-3 class in the nov month will be the makeup class. To my surprise, yesterday i found that they charged $95 for the full November month period even though there wouldn't be any class after 17th nov.
I did biggest mistake by giving them my credit card information.
Now i am trying to contact the academy with no avail. I will wait for few more days for the academy to return my call. but i am trying to see if i have to dispute the charge to the credit card company what reason do i have to select.
by the way i used orchard bank credit card. their online dispute form lists following options for the reason of dispute:
******************************************************************
Merchandise Disputes
I have returned the merchandise.
I have not received the merchandise from the merchant.
The merchandise arrived damaged and/or defective.
Merchandise received was "not as described" by merchant.
Payment Disputes
I did not authorize or participate in this transaction.
I was billed the wrong amount.
I have been charged for a reservation I cancelled.
I have been billed more than once for the same transaction.
I already paid for the same transaction by another payment method.
I have cancelled my subscription, membership or policy and continue to be billed.
I was billed in the wrong type of currency. (i.e. euros instead of dollars)
Merchant disputes
I have not received a credit due to me.
I am unsatisfied with services provided (i.e. home repair, salon service).
I was charged for services I have not received.
**************************************************************I am inclined to pick the " I was charged for services I have not received." but wanted to check if any body else has any experience in handling any service related dispute in general and specific to orchard bank.
Up to 50% Off Women's Plus Size Swimwear & Activewear @ HydroChic
Added on : Thursday November 15th 2012 06:00:08 AM
Women's Plus Size swimwear and activewear is on sale at http://hydrochic.com for 5 days (started yesterday the 14th)
Sizes from 1X - 4x on short & long sleeve tops, swim/bike shorts, capri pants, sports bras, and running skirts.
This is the biggest sale I've seen them have all year , no coupon required to get the deal .Sale page at HydrochicHope this helps
Biggest Tax Reform Obstacle? Look In the Mirror
Added on : Wednesday November 14th 2012 11:00:57 AM
Here is the article.From the article:If Congress and the White House would just fix the tax code - by getting rid of decades of deductions, exemptions and other giveaways they could lower tax rates and balance the federal budget.It sounds like a great idea - until the loophole that's closed is the one that puts money in your pocket.Thats one big reason Congress and the White House have been unable to agree on broad-based tax reform for decades.Everybody loves to talk about it: All we have to do is broaden the tax base, cut all the loopholes and lower tax rates,' said Nick Kasprak, an analyst at the Tax Foundation. It sounds nice when you dont get specific about it. But as soon as you start taking about specifics, whatever interest group is behind that tax break is going to fight tooth and nail to keep it....
While voters consistently tell pollsters they strong support efforts to balance the federal budget, they're equally strong in support of popular tax deductions for things like home mortgage interest and donations to their favorite charities. No elected official wants to take them away.And while many voters would be happy eliminate tax breaks for the wealthy or big corporations, the big money is in tax breaks that hit the largest number of voters from a generous package of deductions for homeowners to the tax-free treatment of health insurance premiums paid by employers.Proponents of eliminating tax breaks and loopholes argue that doing so would make the system more fair. While providing benefit to a long list of individual taxpayers, they spread the money around unevenly. Homeowners get a basketful of breaks, for example, while renters get nothing.
HP 17.3" Quad-Core i7 Laptop Refurb $595 Shipped @ Woot
Added on : Wednesday November 14th 2012 02:00:04 AM
http://moofi.woot.com/offers/hp-17-3-quad-core-i7-laptop-4Second-generation Intel Core i7-2670QM 2.2GHz quad-processor with TurboBoost Technology delivers extra performance when you need it and increased energy efficiency when you dont
Stunning 17.3 diagonal HP BrightView HD+ LED widescreen display (1600 x 900)
8GB DDR3 memory for multi-tasking power, expandable to 16GB
Store all of your files on the high-capacity 750GB SATA hard drive
Great-sounding Beats Audio with Triple Bass Reflex Subwoofer
SuperMulti drive watch movies on your computer; read and write CDs and DVDs in multiple formats
Windows 7 Home Premium simplifies everyday tasks with an improved task bar, desktop enhancements, better device management and full-screen previews
Intels advanced WiMAX and Wi-Fi combo adapter uses Intel Centrino Advanced-N + WiMAX 6250 delivers up to 28 Mbps downlink, up to 8 Mbps uplink over WiMAX (802.16e) and up to 300 Mbps bandwidth over WiFi (802.11a/b/g/n) with unique Intel features
WiDi ready Intel Wireless Display lets you view and share content from your hard disk, home network or anywhere a browser can take you on the biggest screen in your home
Simply connect an adapter to your TV (not included), follow a few simple steps, and youre off and running

The Postal Service now forbids shipping lithium batteries, or any items containing them, outside the US. We need a stateside physical address to ship your order to. Sorry, APO/FPO customers.

Warranty: 90 Day HP
Keurig B70 for $144 FSSS @ Amazon!
Added on : Tuesday November 13th 2012 10:00:08 AM
Hi,http://www.amazon.com/dp/B000GTR2F6This is probably the lowest its ever been anywhere without a coupon or rebate...
Keurig B70 Platinum
Biggest Keurig home model
5 Brewing sizes/60 oz reservoir
Adjustable water temperatureShips and Sold by Amazon.com
Free Super Saver Shipping or 2Day Prime, or NEXT DAY for $3.99 (with prime)
Hope you like!
Amazon Coupons
ING Direct Black FridayING DIRECT's new name (come February) is Capital One 360 and we're committed as ever to finding ways to help you save, just like our 4th annual Black Friday Sale.Check back between 12:00 AM ET, Friday, November 23rd and 11:59 PM ET Sunday, November 25th to take advantage of the biggest savings deals of the
year.
ING Direct Black Friday 2012 - Check Back For Details
Added on : Monday November 12th 2012 07:00:58 AM
ING Direct Black FridayING DIRECT's new name (come February) is Capital One 360 and we're committed as ever to finding ways to help you save, just like our 4th annual Black Friday Sale.Check back between 12:00 AM ET, Friday, November 23rd and 11:59 PM ET Sunday, November 25th to take advantage of the biggest savings deals of the
year.
Self-Indexing / Roth IRA/Traditional IRA Splitting Strategy
Added on : Friday November 09th 2012 06:00:57 PM
I've recently decided to try my hand at buy and hold investing to essentially "create my own index" of sorts - pick about 30 to 40 stocks from across all sectors, invest equal in each of them, splitting reasonably between sectors, and reinvesting dividends (which creates fractional share ownership, basically a DRIP).I've done this within my IRAs. I have both Roth and Traditional IRAs. Since I started doing this, I've gotten similar results to the SP500 which is basically what I was hoping for. Some days I've beaten the index slightly, and today I lost to it slightly.The premise of this post is to discuss a possible way to benefit from this style of investing. From this point forward, please assume it's "good"/reasonable to invest by hand picking 30 to 40 stocks and holding them for 10 to 20 years, rather than buying an SP500 index fund.Assuming you are interested in using that investment strategy, and assuming you have both Roth and Traditional IRAs, here's an idea to shift assets around in such a way as to "convert" Traditional IRA money into a Roth, for "free."The idea is that you split stocks between the Traditional and the Roth in such a way that half of the stocks from each sector are within the Roth and half with the T-IRA. Suppose you owned 4 bank stocks: BAC, C, WF and JPM. You put BAC and C in the Roth and WF and JPM in the T-IRA.Suppose the financial sector takes a hit and drops 10% and the Industrials sector gains 10%. You sell the Industrial stocks that you hold in the Roth IRA, and immediately re-buy those same shares within the T-IRA. At the same time you sell the Bank stocks within your T-IRA and rebuy them within the Roth. Essentially, you "transfer" the winners from the Roth to the T-IRA and transfer the losers from the T-IRA to the Roth.The theory is that shares of stock are fungible, so there's no IRS event that's occurring. You have the same exact shares before and after the event, you just manipulate where you are holding them.If reversion to the mean holds true, then the losing stocks are more likely to increase, and the winning stocks are more likely to decrease. Since you've shifted losers to the Roth, they have the biggest expected future gain, and the winners shifted to the T-IRA have the smallest expected future gain. Thus going forward, if you keep repeating this over a long period of time, you're basically causing the Roth to grow more than the T-IRA which is what you want because the Roth comes out all tax-free.The expense involved is only trading costs of the securities and your time. Does this seem worthwhile?
Lets you instantly play virtually any file format on the biggest screen in your house in Full-HD 1080p.If your're looking for the best deals, you've come to the right place This is where you'll find the Top 10 Laptops & Notebooks Deals! Make sure you check back everyday so you don't miss out!
WD TV Live Streaming Media Player - $89.00
Added on : Friday November 09th 2012 12:49:01 AM
Lets you instantly play virtually any file format on the biggest screen in your house in Full-HD 1080p.
Some are 95% off list:"Comedy in a Minor Key""Biggest Loser: Flavors of the World""The Prague Cemetery"Several others available; some great to read, others great to gift to people you don't particularly care for while looking like you spent twenty bucks.
Amazon Coupons
Suzuki to Stop Selling Cars In U.S. After Three Decades
Added on : Tuesday November 06th 2012 03:01:24 PM
TOKYOSuzuki Motor Corp. said it would stop selling cars in the U.S., ending nearly three decades of sales in the world's second-biggest auto market after China as the yen's strength and a limited, compact-car-focused lineup have made it difficult to profit with such low sales. Link
I figured I would post this as there are a few scenarios where some members might be able to turn this into an opportunity. 1) Dealers will liquidate cars which may potentially create some hot deals on new cars2) Often when a car manufacturer leaves a market(such a Pontiac) the used car market depreciates too much relative to the intrinsic value of the car. This is because people don't want to be associated with a failed brand for status reasons and there are fears(often irrational) that used parts won't be available creating an opportunity to buy used cars at great prices. I suspect Suzuki will continue to make parts but that would be worth looking into. 3) If you currently own a Suzuki and think resale value will fall perhaps you can sell it before the market reacts.
I posted this in the investment property thread but was directed that I would get better results by starting a new thread. I just purchased a three unit apartment building. It has two entrances and two driveways. The 2nd and third floor park in the front of the building, and the first floor parks in the rear in a narrow driveway that abuts the neighbors driveway, separated by a large wooden beam. I found out today that over the weekend the neighbor had shifted the barrier out three feet or so further towards my house which effectively blocks my tenant from parking in that spot. The tenants are granted that parking space according to their lease, and I inherited the lease from the prior owner. So at this point I'm pretty pissed that the neighbor seems to be claiming some of my property and screwing things up for my tenant.My situation has changed a bit after a long discussion with my neighbor and some documents from their lawyer. I thought the neighbor was encroaching on my property, it turns out the opposite was true. How the property looked when I bought it was my house is a corner lot with a small driveway next to the house which is adjoined to my neighbors driveway, and the two were separated with a large wooden beam. What had actually happened was the beam was part of a retaining wall that had been squashed and pushed two or three feet out from its original position out over the neighbors driveway. The happened because the driveway is slightly sloped and also too small to really fit a car, so over time the weight of the car pushed it further and further onto his property. So it seems like the neighbor had a legitimate grievance and not only that but had tried to be reasonable in resolving the issue with the guy who sold me the property. So here's the new situation:My neighbor repeatedly asked the seller not to let his tenants park in the spot as it was causing damage. As it gets worse he lets the seller know he is having a survey done to prove they are not allowed to park there and just wants the seller to pay half of the costs of fixing all the damage. The seller ignores these requests for about two years. The results of the survey come back a few months before I end up closing on the property. Once the seller knows that he is at fault, now he says he'll take the deal and agree to pay for half of the damages. He delays and delays for a couple of months and finally sets a meeting with the neighbor for the day after I close on it. At the point he figures he'll have gotten away with it because the building is now mine. So that's what he did, blew the meeting off and left me with the problem.Now the neighbor realized he had been duped and get his lawyer involved. I just received the letter from his lawyer today. Now the situation is he wants me to pay for half of the costs of fixing the damages and all the expenses he incurred for the survey and legal costs. I guess I will be out of pocket around $3,000 plus I'm going to lose the parking space, so I'll need to make some concession to the tenant because it's in their lease that they have a parking space.Now the neighbor had sent registered letters to both the seller's realtor and the seller, neither of which disclosed the results of the survey with me. I had an inkling there was some contention over parking and the property line from brief discussions with the tenant before and after closing on the property, but nothing to this extent. Now it seems like my new problem will be suing the seller and possibly his realtor for damages for not disclosing this on a sale with a warranty deed. I'm pretty confident they are at least at fault for whatever I have to pay to resolve things with the neighbor (probably around $3,000). Can I also sue for lost income if I need to make a concession like reduced rent to the tenant in exchange for losing their space? What about for diminished property value as I thought I was buying a building with enough parking for three tenants when I actually only have enough for two?I want to do right by both my neighbor who seems to have been quite reasonable about this, and also my tenants who have lost their space. I guess I will need to consult a lawyer soon, but I will probably do that once the work and full extent of the costs are known. My biggest concern at this point is taking a move that may somehow shift the liability for this from the seller of the building to myself. Let's say I agree to the neighbors suggestion, have the work done and write a check, and also knock a bunch of money off the tenant's rent. This won't in any way restrict my ability to sue, will it? Do I need to get a lawyer before I do anything?
Site-wide 20% off code: HOLIDAYFF This code works on all All-Clad items but you get the biggest discounts by stacking with the sale items listed below: All-Clad 40th Anniversary Stainless Steel 10" Fry Pan
Reg $89.99
Sale $59.99
Final $47.99
All-Clad Stainless Steel 7" to 13" French Skillet
Reg $85.00 to $155.00
Sale $69.99 to $119.99
Final $55.99 to $95.99
All-Clad Stainless Steel Nonstick 7" to 11" French Skillet
Reg $85.00 to $155.00
Sale $79.99 to $119.99
Final $63.99 to $95.99
All-Clad 3-Quart Stainless Steel Saute Pan
Orig $225.00
Sale $99.99
Final 79.99
All-Clad 13" Nonstick French Skillet
Reg $180.00
Sale $99.99
Final 79.99
All-Clad Stainless Steel 9" French Skillet with Lid
Reg $135.00
Sale $99.99
Final 79.99
All-Clad Stainless Steel Nonstick 9" or 11" French Skillet with Lid
Reg $155.00 to $185.00
Sale $119.99 to $139.99
Final $95.99 to 111.99
All-Clad Stainless Steel Large Rotisserie Combo
Orig $200.00
Was $159.99
Now $127.99
Final $102.39
All-Clad Brushed d5 11" French Skillet With Domed Lid
Reg $190.00
Sale $129.99
Final $103.99
All-Clad Stainless Petite French Rotisserie Pan
Reg $159.99
Sale $129.99
Final $103.99
All-Clad Stainless Steel 3.5 Quart Sauce Pan with Lid
Reg $200.00
Sale $139.00
Final $111.20
All-Clad Stainless Steel 13" French Skillet with Loop & Lid
Reg $205.00
Sale $139.99
Final $111.20
All-Clad Copper Core 3 Quart Covered Sauce Pan
Reg $330.00
Sale $199.99
Final $159.99
All-Clad Brushed d5 11" French Skillet With Domed Lid
Reg $230.00
Sale $149.99
Final $119.99
All-Clad 7" & 9" Stainless Steel Nonstick French Skillet Set
Reg $195.00
Sale $149.99
Final $119.99
All-Clad 13" Nonstick French Skillet with Loop Handle & Lid
Reg $230.00
Sale $169.99
Final $135.99
All-Clad Brushed d5 13" French Skillet With Loop & Lid
Reg $260.00
Sale $179.99
Final $143.99
All-Clad 7 Quart Stockpot with Lid
Reg $295.00
Sale $199.99
Final $159.99
All-Clad Copper Core 5.5 Quart Dutch Oven
Reg $450.00
Sale $199.99
Final $159.99
All-Clad Stainless Steel 10 Piece Cookware Set
Orig $769.99
Sale $699.99
Final $559.99
Bloomingdale's Coupons
IANAL or IANYL and seeking legal help from the forums
Added on : Sunday November 04th 2012 07:00:55 PM
IANAL wikiWhile there is some good commentary at times in these forums, it is worth repeating that there is some real bad legal advice handed out at times by non-lawyers. Most trained lawyers are very careful on what they say to others. This is because most take their professional responsibility seriously. That is why you often see IANAL or IANYL. Even that disclaimer might not be enough. (see article linked by the wiki, nhbarreview article
The biggest problem I see is the "a little knowledge" is dangerous concept. People with a little knowledge are the most dangerous. Please never make any decisions that affect your finance and well-being from posts in an internet forum.And for non-lawyers that want to argue the law, I suppose you are free to do so but I am not sure (IANYL), but you might want to find another forum for that kind of discussion. There is probably something you are missing from your google searches. And probably something you are missing from the facts presented in an OP.
Starts 11/4 - Netgear NeoTV Streaming Player (NTV200): Staples $10+tax After SER (or lower, YMMV)Starts 11/4 at Staples

Sale Price: $30
Staples Easy Rebate: -$20
Cost: $10 + tax

If you have the 20% off Staples coupon, this would only cost $4!Staples product page
Staples ad
Amazon product pageItem: 369202
Model: NTV200-100NASEnjoy Online Entertainment On Your TV.
Turn your TV into a Smart TV. Introducing NeoTV Streaming Player (NTV200) from NETGEAR. NeoTV Streaming Player turns your existing TV into a Smart TV, instantly streaming thousands of movies, the latest TV shows, music and song selections from every genre possible, the most-viewed videos, the hottest games, updated tech podcasts, and endless other entertainment options straight to the biggest screen in your home. That's access to the best selection of streaming entertainment available with more channels, apps, games and more being added constantly.
Instantly watch thousands of movies - If its out on DVD, chances are you will find it on NeoTV. Enjoy thousands of streaming movies and TV shows from Netflix. Its the worlds largest selection of streaming movies
Stream hundreds of new releases - Dont pick from a list of last years hits or worry about whats in stock at the video store or kiosk. Get the movie on VUDU without the hassleyou can even watch the fi rst few minutes for free
YouTube LeanbackBroadcast Yourself - YouTube Leanback is a new way to watch YouTube videos on any big screen. With simple controls and full screen viewing, Leanback makes watching videos on YouTube as effortless as watching TV
Theyre playing my song! - Sit back and enjoy a listening experience full of current and soon-to-be favorite songs for you. Create your favorite stations on Pandora or listen instantly to your choice of over 12 million full-length songs on Napster
Fling those videos! - Fling from the web directly to the TV. Browse YouTube, Vimeo or Crunchyroll.com videos on your PC and simply fling the video you are watching to the NeoTV and enjoy on your big screen TV
Game on... my friend! - Nothing to do tonight with NeoTV you can spend hours swapping gem stones or beating your opponents in the popular game of Texas Holdem poker
Home Depot IN STORE B&M - 3 PACK Step Trash Cans in Stainless Steel $30
Added on : Thursday November 01st 2012 04:00:03 PM
Nice item, 3 pack of various sizes step trash can. Biggest one is about 2 feet tall. Smaller ones about 11" and 12" tall. $29.88 IN STORE ONLY.SKU 577107, UPC 6951800606906, HDX brand (Home Depot's own brand).Similar to this one, but the 3 pack, with a LARGER main step can is only $10 more, and well worth it. I couldn't find this item on the HD website, but the SKU and UPC should help you find it in store, next to the garden department with the other trash cans. In Mira Mesa, CA (San Diego), they were not on display yet, I had to get someone to grab a set down from the stacks of them up 20 feet up in the rafters.All are fairly high quality, comparible to Simply Human items for about 1/4 the price.
The Home Depot Coupons
Coming "Back" From The Dead: Financial Implications/Strategies?
Added on : Wednesday October 31st 2012 03:01:07 PM
I'm watching the new TV series Archer, and the protagonist is a billionaire who was lost at sea for 5 years, presumed dead. It also reminded me of the movie Batman where Bruce Wayne went overseas to learn martial arts, got locked in prison and presumed dead.How do you come back from something like that? Those are fiction, yes, but it is possible to be presumed dead and then you're really alive such as getting stuck somewhere hiking, or stranded on a desserted island while sailing etc. It's not likely, no, but because of that very reason, it's going to be a challenge for you to clear the mess up because it's not like there's a button for all of your banks to click that says "Oops, not really dead."Let's make a checklist of things you should do, and perhaps things you prep for in advance of the event. A biggest concern of mine is my IRA. I have lots of good investments in there and also it took over a decade to amass the amount I have in there due to annual contribution limits. It would be a disaster if I came back only to find out my beneficiary took the money out. Even if they didn't spend the money, or maybe they did spend it but could "repay me", how do I get it back into my IRA? Would the IRS be willing to reverse the distribution and get it back in there? How about if my investments would have earned a lot of money? Could my beneficiary repay the present market value of what I would have had when I was presumed dead?As far as a checklist, I'll list a few ideas and everyone else add on.1) Contact Social Security Bureau if in the US.
2) Contact ALL credit bureaus
3) Contact Lexis Nexus since a lot of financial entities run searches through there too.
4) Contact DMV
5) Contact any professional licensing agencies (state/federal/NGO, etc) to attempt to reinstate them
6) Contact the Post Office to see if there's any held mail
7) Contact Insurance companies to see if you can requalify for long-term good insurer status (I have 15 years without an accident or claim with the same company so very low car insurance, but if I changed providers, I lose that seniority)
8) Email accounts/Facebook/Twitters, etc - may need to be reactivatedMost of all, contact all your friends and throw a party. It might be stressful going through all of this, but look at the bright side - you're ALIVE when you were presumed dead.
Trend following is the only investment strategy repeatedly proven to work in any market environment! Now, in two remarkable eBooks, the world's #1 trend following author reveals why it works so well, and shows how you can apply it to earn exceptional, consistent profit in your own trades. In Trend Following (Updated Edition): Learn to Make Millions in Up or Down Markets, MichaelCovel teaches all the fundamental concepts and techniques you'll need, demonstrating how to understand price movements well enough to consistently profit from them. Covel presents updated profiles of top trend followers who've kept right on profiting through the toughest markets. He even presents simple charts created from their actual trades: powerful visual support for the power of trend following! Next, in Trend Commandments: Trading for Exceptional Returns, Covel distills the essential wisdom of this strategy into fascinating, bite-sized pieces that any investor can understand and use: real moneymaking insights from true winners, backed by real performance results. Learn how one of the biggest names in trend following made over 20% in August 2010 alone and why this strategy keeps making big money when everyone else is dropping like a stone and how to escape the cycle of "panic, fear, hope, and return-to-panic" in today's age of non-stop financial crisis!http://www.amazon.com/Trading-the-Trend-Collection-ebook/dp/B008...
Quick-view stitch setting displays optimal stitch size for sewing ease
Simple stitch adjustment keeps seams strong and prevents bunching on any type of fabric
OneTouch stitch selection make it easy to select and easy to personalize
24 built-in stitches--essential, stretch, decorative and fully automatic 1-step buttonholes
SwiftSmart threading system with automatic needle threader is the biggest timesaver. 110 volt machine designed for United States and Canadian use only
http://www.amazon.com/dp/B007CPG43I/
Amazon Coupons
SpeedoUSA.com - Extra 30% off Any Order
Added on : Thursday October 25th 2012 01:00:05 PM
SpeedoUSA.com - Biggest Sale of the Year: Extra 30% off Any OrderSave 30% off all orders with coupon code: SPEEDOFRIEND during their Friends & Family Sale. It's their biggest sale of the year! It includes an extra 30% off a huge selection of items already on sale up to 60% off for men, women, and kids! Plus get free shipping on orders of $100 or more.
SpeedoUSA Coupons
Plantronics Explorer 360 Bluetooth Headset $8.49 shipped @ eBay
Added on : Wednesday October 24th 2012 02:00:10 PM
Plantronics Explorer 360 Bluetooth headsets are only $8.49 with free shipping on eBay. They are new but in OEM (i.e. not retail) packaging, comes with a brief Plantronics manual and a decent micro-USB charger and this seller apparently has plenty in stock:Plantronics 360 for $8.49 on eBayI bought one of these a year ago from this seller at a higher price and he shipped very quickly, I had it in a few days, and was very pleased with the transaction. Here's my mini-review of this headset:In a word, this is hands-down, the best bluetooth headset I've owned, out of about 5 Motorolas, 3 Samsungs, a Jabra and an LG. The three biggest problems I've encountered with the other headsets are marginal speaker volume, microphone quality, and comfort. The Explorer 360 excels at these functions.PROS- Perfectly loud, clear and adequate speaker. Plantronics pipes its speaker into a narrower diameter tube that inserts a few millimeters into the ear canal (no worries - it's soft rubber, not long enough to go too far into the ear canal, safe and comfortable without needing specific fitting to a particular ear, like with an earphone cushion) and it pipes the sound into one's ear, rather than just in the outer ear area. I've missed phone calls wearing an older Motorola or Samsung bluetooth headset while mowing the lawn, and I've never had that problem hearing the phone ring or had a problem with inadequate volume while I've been driving, as I've had with most of the other sets.- Clear and strong microphone. With every other BT headset I've used, my parents always ask to me either to repeat multiple times or to take off the headset and just talk into the phone. Not with this Plantronics - no one has ever complained to me about the clarity or volume of calls when I've been using the Explorer 360 and I suspect that unless I'm outside and there's a lot of wind noise (which the 360 handles quite well), no one knows I have them on Bluetooth.- Very comfortable to wear. It's about 50% lighter than most of the other headsets I've used, has a larger, rubber padded earloop that hangs comfortably without cutting into my ear like the thin hard plastic Motorola and Samsung ones do, and does not feel crammed or wedged into my inner ear. I've worn one for 8 straight hours and it was not uncomfortable.- Long battery life, listed as 7 hours talk time, 8 days standby. I've had mine sitting for 10 days in my car with some sporadic use and then used it for several lengthy calls that completely drained my Android phone's battery and it still had juice available. It's easy to charge via the included charger or with any micro-USB cable hooked up to a computer - no proprietary chargers.- Durable and reliable. I had mine for a year and it worked perfectly, with no hint of wear or other problems with reliability. The earhook is much stronger and sturdier than those used on most other BT headsets and will not easily break off as several Motorola and Samsung ones have done and the rubber earpiece is still fully intact, much more durable than the rubber earpieces on the several Motorolas I've owned that required replacement about every 6-9 months.CONS:- It's a bit awkward to get on and fit properly, but you get used to it after a few tries and it no longer becomes an issue.- Power button is the main connect/disconnect/function button, requires one hold it down for 5 seconds or so to turn on or off. A sliding switch would have been more convenient.- Doesn't have fancy, extended functionality. It has no battery meter, just the main light flashing when the batter is low. One can do call redial by pushing the function button and supposedly it will do voice dialing depending on the phone (my old Android phone didn't support it with its older OS and I haven't yet tried to figure it out with my new HTC One V - I'll update this soon when I do that). It doesn't talk to you, pair with multiple bluetooth phones or devices, and you can't use it for music/media. But it also doesn't cost $79 or $99 dollars.SUMMARYThe Explorer 360 works so well with basic functions, so much better than any other BT headset I've tried, that when I lost my old one several weeks ago, I ordered another one, even risking that it might not do voice dialing with my new Android phone - I'll trade the volume, call clarity and comfort for increased functionality, any day. Last week I tried going back to one of the Samsungs I picked up a year or so back on some $9.99AR FW deal and the poor, inadequate speaker and microphone made it difficult to use and I could not use it or more than an hour without significant discomfort. As long as you don't need your bluetooth headset to talk to you and perform advanced functionality, you cannot beat this Plantronics and it's a ridiculously good value at $8.50.
eBay Coupons
LINKSimilar to previous deals from February and September but with no HD. This is a built-it-yourself system! The motherboard is limited to 8GB RAM, SATA2, and USB 2.0. $284.99 less $85 spread over five(!) rebates. From experience, some rebates may not get paid, and all will be issued on prepaid AMEX cards, hence the YMMV in the subject line.This is the same motherboard and fanless video card as in the February bundle. This CPU is quad core v. 3 core. The biggest difference is the lack of a hard disk, which is probably a result of increasing desktop disk prices (a 500GB disk is now ~$70). At its initial price of $220 after rebates and including a 500GB disk, that February 2012 deal was better than this one.This Bundle Includes:

GIGABYTE GA-78LMT-S2P AMD 760 Motherboard - Micro ATX, Socket AM3+, AMD 760G Chipset, 1333MHz DDR3, SATA II (3Gb/s), RAID, 7.1-CH Audio, Gigabit LAN, USB 2.0
AMD ADX640WFK42GM Athlon II X4 640 Quad Core Processor - Quad Core, 2MB Cache, Socket AM3, 95W, No Fan, OEM
Thermaltake CL-P0503 CPU Cooler - 70mm Fan, Rifle Bearing, Socket AM2, AM2+, AM3, 754, 939
2x ADATA Premier Series AD3U1333C4G9-SH 4GB Desktop Memory Module - PC3-10666, DDR3-1333MHz, 240-pin DIMM
MSI R4350-MD1GD3H/LP Radeon HD 4350 Video Card - 1GB, DDR3, PCI-Express 2.0 (x16), 1x Dual-Link DVI, 1x HDMI, 1x VGA, DirectX 10.1, Single-Slot, Low Profile
Samsung SH-222BB/BEBE 22X Internal DVDRW Drive - SATA, 1.5MB Buffer, 22x DVD+/-R, 8x DVD+/-RW, 16x DVD+R DL, 12x DVD-R DL, OEM, Black
2x Kingwin 120mm Long Life Bearing Case Fan
DiabloTek CPA-0280 Elite ATX Mid Tower Case - ATX, Micro ATX, 450W PSU, 2x Ext 5.25", 1x Ext 3.5", 2x Int 3.5", 2x USB 2.0 Front Ports, Black

TigerDirect.com Coupons
Quad core AMD 3.0GHz, 8GB bare bones system (no HD) $199 AR Tiger Direct
Added on : Wednesday October 24th 2012 09:00:10 AM
LINKSimilar to previous deals from February and September but with no HD. This is a built-it-yourself system! The motherboard is limited to 8GB RAM, SATA2, and USB 2.0. $284.99 less $85 spread over five(!) rebates. From experience, some rebates may not get paid, and all will be issued on prepaid AMEX cards.This is the same motherboard and fanless video card as in the February bundle. This CPU is quad core v. 3 core. The biggest difference is the lack of a hard disk, which is probably a result of increasing desktop disk prices (a 500GB disk is now ~$70). At its initial price of $220 after rebates and including a 500GB disk, that February 2012 deal was better than this one.This Bundle Includes:

GIGABYTE GA-78LMT-S2P AMD 760 Motherboard - Micro ATX, Socket AM3+, AMD 760G Chipset, 1333MHz DDR3, SATA II (3Gb/s), RAID, 7.1-CH Audio, Gigabit LAN, USB 2.0
AMD ADX640WFK42GM Athlon II X4 640 Quad Core Processor - Quad Core, 2MB Cache, Socket AM3, 95W, No Fan, OEM
Thermaltake CL-P0503 CPU Cooler - 70mm Fan, Rifle Bearing, Socket AM2, AM2+, AM3, 754, 939
2x ADATA Premier Series AD3U1333C4G9-SH 4GB Desktop Memory Module - PC3-10666, DDR3-1333MHz, 240-pin DIMM
MSI R4350-MD1GD3H/LP Radeon HD 4350 Video Card - 1GB, DDR3, PCI-Express 2.0 (x16), 1x Dual-Link DVI, 1x HDMI, 1x VGA, DirectX 10.1, Single-Slot, Low Profile
Samsung SH-222BB/BEBE 22X Internal DVDRW Drive - SATA, 1.5MB Buffer, 22x DVD+/-R, 8x DVD+/-RW, 16x DVD+R DL, 12x DVD-R DL, OEM, Black
2x Kingwin 120mm Long Life Bearing Case Fan
DiabloTek CPA-0280 Elite ATX Mid Tower Case - ATX, Micro ATX, 450W PSU, 2x Ext 5.25", 1x Ext 3.5", 2x Int 3.5", 2x USB 2.0 Front Ports, Black

TigerDirect.com Coupons
Shoprunner membership through 12/31/2013 for $29 for existing members after $50 purchase To all those who signed up last december for the free year of membership, Shoprunner is running a promotion where if you make at least a $50 order from any participating store from now until 12/31/2012 and use Shoprunner shipping, your account is entitled to renew on 12/31/2012 for just $29 (instead of $79) for memebership running through 12/31/2013.

Thus, for members who had all of 2012 free already, this would be $29 for 2 years & 1 month of Shoprunner free shipping. I thought this deal was slick enough to share with the community.

Since I recently made a purchase at Newegg for over $50 I received this email:
Quote :
Congratulations! Since youve made a single purchase of $50 or more your membership will be renewed for only $29 (regularly a $79 value)! We hope you are enjoying your Shoprunner Membership throughout the holiday season as you shop the biggest and best stores.

We wanted to let you know that your Shoprunner membership is set to Do Not Renew and will expire on 12/31/2012. To take advantage of the $29 offer and to keep your benefits going without interruption, sign in today and set your account to renew. We dont want you to lose access to all the great benefits you have come to expect from Shoprunner.
Like my Shoprunner account was set to Do Not Renew but it looks like to get this offer you must log into your account and change it to automatically renew. Pulled from sd thanks to MeatCatalog the op
Retire at 40 - Start Work Again at 50 - Really Retire at 62?
Added on : Wednesday October 17th 2012 09:01:02 AM
I'm in my mid-30s and doing the corporate grind. It sucks and I hate it. I'm thinking from a pure financial and personal perspective, it would make a lot of sense to retire for 10 years and start work again st 50. The only downside I can think of, which is actually pretty big, is trying to get someone to hire me again at 50 having not worked for 10 years.Here's my thoughts:1) At age 50 you get an additional $1k to IRA and $5,500 to 401k catch up contribution. This means you can defer taxes on more income, making your net-income higher because in retirement you can play games like only withdrawing amounts up to the standard deduction at 0%. From a pure tax standpoint, this means working one year at age 50 to 51, even earning the same gross income, is more financially rewarding than working one year age 48 to 49.2) Social Security is based on average income over your highest wage period years. Suppose you could have retired at age 50 if you worked continuously and saved your pennies. Well your SS is going to be based on that income 12 years before you can collect at 62. There's some inflation adjustment built in, but I think it would turn into a higher SS payout if you skipped work from 40 to 50 and worked 50 to 62, rather than skipped work from 52 to 62.3) You will be in better physical condition to enjoy retirement in your 40s than your 60s. I'd rather not work and enjoy 10 years of my life from 40 to 50 than 62 to 72 when I can barely walk from the arthritis.Of course the biggest downside is how will you get a job that pays equivalent to what you're making now if you don't work for 10 years? And the answer is you probably can't.Has anyone else considered this strategy? Any ideas on how to make yourself look like your working over that decade, maybe you're "consulting" and can document some "projects" you've done for a few friend's companies?
Goodbye party for employee going to competitor?
Added on : Sunday October 14th 2012 08:00:44 AM
Ok, maybe a little stretch for finance forum but we do cover a lot of employment issues here and I love the perspectives and advice you guys bring.Here's the deal:
- I have a 20 year employee at big corporation
- retirement plans being changed next year creates some incentive for retirement eligible folks to bail and then get work else where
- my valued and appreciated employee tells me she is taking early retirement and heading to our biggest competitor
- I wish her well personally but do not wish competitor well
- I have never agreed with going-away parties for employees going to competitors - why would we celebrate that?
- my wife says these are to recognize past contributions and one is appropriate
- says others will think I am meanParty or not?Thanks!R
Microsoft 2012 Launch Event Series
Added on : Friday October 12th 2012 11:00:41 AM
Hello. This is my first post. Please move the topic if it's not in the right category.Attend a FREE one-day event and be part of the biggest product launch in our history. Youll discover how the latest Microsoft technologies are transforming the way people workfrom developers and managers to executives in the C-suite. The New Era of Work is here.LinkIt does not mention about any FREE software like in the past launch events.
I realize many will think this question is ridiculous and stupid, throwing money into stocks without knowing what your doing, but hear me out. I did once have a thread similar to this, but it was all over the board, this one is more specific.I have about $10K that I'm feeling comfortable in investing in some higher risk/reward investments. But I feel like my biggest problem is just getting my feet wet. A downfall I have is that I seriously over analyze things, spend way too much time researching, always way too afraid to make a mistake. I often spend so much time trying to learn and master things through research, that by the time I get started on something, I'm often further behind than someone who took the initiative to just start and learn from their mistakes along the way. So I'm wondering if anyone has suggestions on a relatively safe way that I can take $10K and just jump right in and get started, without simply blowing my money. For example, a suggestion on a good investment firm that perhaps may offer free or low cost advice that is trustworthy, and sort of hold my hand through the beginning to get me started with a solid foundation.I do plan to get books, and do more reading etc, but I just feel like I will learn much more jumping in and actually getting some stocks or investments in my hand to watch, manipulate, and gain experience first hand.Any input/advice/hints on a good way to jump in like this, or good firm to use?
Need Heating Options
Added on : Sunday October 07th 2012 07:00:48 PM
I live in Northern NM, where it is getting to be cold. Unfortunately, my house is not well insulated (and I don't have much money to insulate it, plus I may be selling soon, so I don't want to make the investment, So I need to find alternative ways to heat the home. I have been looking at room type heaters, but depending on what one reads, there does not seem to be a clear winner for a certain type to be the most cost efficient. I have an open living room & a bedroom that are my biggest concern. Does anyone have any suggestions/recommendations of what type of heater I should be looking at? Any and all suggestions are welcome. I do winterize as much as possible (i.e. cover the windows with plastic, caulking cracks, etc)..but its just an old house (actually, it is an old mobile home built in the 1960's that is on a permanent foundation). Thanks!!!
I just wanted to follow-up to an old thread and share my own little personal victory. In the past couple years, my wife and I have paid down ~$50k in debt (sadly, almost 75% of this was CC debt from buying *crap* with the remainder of the balance being student loans and paying ourselves back for some money we took from our savings to help pay for our wedding), worked to get our FICOs in the high 700's-low 800's and saved almost $75,000 for a down-payment on a house. It has been a very tough road of sticking to an extremely tight budget and savings plan, which included sacrificing most entertainment/luxuries, cutting out most restaurant visits unless it involved a half-price certificate or coupon, taking leftovers for lunch at work and religiously using coupons at the grocery and maintaining a small garden to get our monthly food budget to about $75 for the both of us. I'll be the first to admit that my wife is the more frugal, "stick to a budget" person in the family and it was mostly my spending habits that needed to be changed and controlled. FWIW, HHI is just shy of $140k (split basically equal among my wife and I, but hers will likely increase dramatically within the next year or two) and our only other current debts are around $25k on a vehicle loan @ 1.49%. I had originally replied with this update in a thread about saving for a house and several people thought I should re-post this, since it is also a follow up to a post I made last year about whether or not it is worth paying a 13% premium to be in a good school district. Yes, there are cheaper houses in the district, but we ultimately decided a year or so ago to build new construction. If we are going to spend this much on a house, we want to be 100% happy with it and tweak it to our needs and wants. The 13% last year is now 17% and was averaged when comparing floor plans from 4-5 local builders who build in the good school district vs. several miles down the road outside of the good school district. Not scientific, but it does show that you may pay more to build the same house in neighborhoods that may only be a few miles apart if one is zoned for excellent schools. While we are building with the intention of being here for 10+ years, we also had to consider potential re-sale and assumed that these schools will maintain their high standing in the future. This city's schools have been desirable since their inception almost 20 years ago. Another item that weighed heavily with us in regards to eventual re-sale is that several people,as well as our buyer's agent, mentioned that a lot of potential buyers will immediately rule out a home if it is not zoned for a specific school district. Not to mention, one of the biggest items you can't change with your home is the location. I am happy to say that we have finally saved up enough where we feel that we can comfortably afford to build a house in the most highly sought after school district in the area. It is somewhat comforting to know that we are going to be able to lay down our roots in a place that should be the best location for our family in the future and it is in the area where we have always wanted to live. Not to mention, after looking at historical data for the area, re-sales in the city where we are building spend less time on the market and generally maintain value or build equity quicker than those in surrounding areas. After much debate and house-hunting, we decided that building a new construction home was right for us and should break ground next month. We also decided to build a slightly smaller house than we originally wanted and it will be one of the lowest-priced homes in the neighborhood, but that doesn't bother me one bit! Prices in the neighborhood range from the $300s to over $1 million and we will be in the $300s, but we still get access to the great schools and all the amenities that the neighborhood has to offer...walking paths, 2 pools, gym, stocked fishing ponds and tennis courts. We were also lucky enough to hit the timing just right and have first choice of lots in the final phase of this established development, which just opened up. We are thrilled right now and can't wait to get the process started.Hopefully this post may help someone and I'm sure others will find faults with what we have done and our plans for the future. I am fine with that and am comfortable with where we are at in our lives right now. If anything, this thread will revive the discussion of paying to be in the good school district for others who may be in a similar situation.
spalook 20% off - works on clarisonic, skinceuticals, etc
Added on : Wednesday October 03rd 2012 07:00:03 AM
SpaLook.com 20% off coupon - works on clarisonic, colorescience, and more!
Clarisonic Pro Plus in Whimsy - $235- 20% = $188 http://www.spalook.com/p-17412-cl...s-set.aspxWe've saved the best for our exclusive Friends and Family event. We only offer our biggest storewide sale twice a year. Not only will you save 20% throughout the store with promo code PVT20, but that includes brands that rarely go on sale like SkinCeuticals, La Roche-Posay, Jan Marini, Colorescience and Euoko, as well as favorites like Dermalogica, [Jurlique]/Jurlique-coupons/#shopnow=http://www.jurlique.com[/L] and more. It's what friends do...
Total Gym Direct Coupons
The first 10,000 new fans can get a free full-size Safslim bottle and full-size bag of Hunger Chews ($60 value) redeemable at a GNC store or online (please be aware you will have to pay shipping if you use your coupon codes online unless you have Shoprunner then you can get free shipping on the Chews). Print your coupon and youve got until Oct. 31 to redeem it at GNC (or while supplies last).
The Biggest Giveaway in Re-Body + GNC History!
Prize Description:
The first 10,000 new fans will receive a coupon code redeemable at GNC retail locations & online for one(1) free 16oz SafSlim (Berry or Tangerine) and a full sized bag of Hunger Chews!
Sweepstakes Starts:
September 28, 2012 04:59
Sweepstakes Ends:
October 31, 2012 18:45
GNC Coupons
Target's Biggest Electronics Event of the Season (On sale) @ Target
Added on : Sunday September 30th 2012 08:00:22 AM
Target's Biggest Electronics Event of the Season
Added on : Sunday September 30th 2012 08:00:03 AM
0 Posted By: FatWalletTopDeals
Views: 287 Replies: 0

Target's Biggest Electronics Event of the Season

Free In-Store Pickup
Expires On: Oct 6, 2012 11:59pm


(FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Northside Congo II Sandal (Toddler Kids') $9.99 + $3.99 S/H
Added on : Friday September 28th 2012 09:00:06 AM
Northside Congo II Sandal (Toddler Kids') $9.99 + $3.99 S/Hhttp://www.98main.com/Kids can take on summer's biggest adventures with the Northside Congo Sandals. These durable sandals are made with soft neoprene, comfy EVA cushioning, and an extra grippy sole. Combine that with the no-fuss Velcro closure, and the Congo Sandals are sure to be every kid's favorite. Durable leather upper material
EVA cushioned insole for support and comfort
Soft neoprene inside for convenience
Velcro closure for easy on/ off
Non-marking rubber sole provides good grip
Rubber toe guard prevents wear in the toe area
The Biggest VIZIO TV You Can Justify Refurb $240 To $490 Shipped @ Woot
Added on : Saturday September 22nd 2012 12:00:02 AM
http://www.woot.com
Down Comforters 60% Off Today, $84.60 shipped for a King oversized down comforter 61.40 for Queen!We got this deal last year and I didn't see the particular down comforter deal posted yet so I'm posting. Every year Pacific Pillows has a twins sale with 7 different days of deals. Today is their PillowTex down comforter & pillows sale for 60% off sale price. We got the oversized King Arctic down comforter last year and couldn't believe the quality of it for the price - so we purchased more this year as Christmas gifts. This comforter is perfect for Wisconsin winters, but we also left it on the bed over the summer and we didn't get too hot with it.http://www.pacificpillows.com/1piarwefeand.html1. Add to cart
2. enter coupon code "twins6"
3. Total price with $5 Shipping comes to $84.60 for King Arctic, $61.40 for Queen StandardTodays Twins Sale offer is 60% off Pillowtex Comforters: Classic Weight, Arctic Weight, and Classic Weight Down Alternative. Winter is right around the corner and Pacific Pillows wants to make sure our customers are warm no matter what climate they live in! Pillowtex comforters range in weight and fill, which provides customers with many options, yet all of the Pillowtex Comforters prices are extremely affordable and high quality! Whether you are looking for a Down and Feather or a Down Alternative comforter, you will be resting well night after night with a comforter made by Pillowtex ! Order today and start getting the rest you need and have been craving! Pillowtex Comforters come in 3 different styles: Classic Weight, Arctic Weight, and Classic Weight Down Alternative and in oversized Queen and King sizes. Order now before we run out!Coupon code: Twins6Expires: 9/21/12Terms and Conditions: Terms and Conditions: Coupon expires 9/21/12 or while supplies last. Use Coupon Code: twins6 to redeem this offer No backorders or rain checks. No refunds. Exchanges ONLY. Place your order today while this great product is still available.What is the Twins Sale? Every year PacificPillows.com celebrates the birth of the twin girls of the PacificPillows.com owners with PacificPillows.com's biggest sale of the year. Don't miss out on the opportunity to save 50-70% on select items all week long. This year PacificPillows.com will have seven days of deals starting September 15th and ending September 21st. Each day there will be a different deal that will only last for one day or until supplies run out. Be sure to check your email account each day to take advantage of the PacificPillows.com Annual Twins Sale!
Northside Congo II Sandal (Kids') $9.99 + $3.99 FS
Added on : Wednesday September 19th 2012 10:00:05 AM
Northside Congo II Sandal (Kids') $9.99 + $3.99 FShttp://www.98main.com/Kids can take on summer's biggest adventures with the Northside Congo Sandals. These durable sandals are made with soft neoprene, comfy EVA cushioning, and an extra grippy sole. Combine that with the no-fuss Velcro closure, and the Congo Sandals are sure to be every kid's favorite. Durable leather upper material
EVA cushioned insole for support and comfort
Soft neoprene inside for convenience
Velcro closure for easy on/ off
Non-marking rubber sole provides good grip
Rubber toe guard prevents wear in the toe area
The Beatles Boxed Set: The Music, The Magic and The Mayhem (Beatlemania)http://www.amazon.com/The-Beatles-Boxed-Set-ebook/dp/B008KEUK26
Book 1: The Paul McCartney Story: From Beatlemania to Buckingham Palace and Beyond
Book 2: John Lennon Superstar: From The Beatles to The Bullets
Book 3: The Extraordinary Life and Times of Ringo Starr: The Beatles and Beyond
Book 4: The George Harrison Story: The Music, The Maharashi and the ManiaThe Beatles Exposed: Music, Mania and Murder...The Story of the Biggest Band in the World (Beatlemania) http://www.amazon.com/The-Beatles-Exposed-Murder-The-ebook/dp/B0...John Lennon Biography: The Music, The Magic & The Murder http://www.amazon.com/John-Lennon-Biography-Murder-ebook/dp/B007...Rock Stars Boxed Set...Murder, Manslaughter and Misadventure: The Lives and Deaths of John Lennon, Michael Jackson & Elvis Presley
http://www.amazon.com/dp/B007EVYJVY
Book 1: John Lennon - The Music, The Magic & The Murder
Book 2: Michael Jackson...Sex, Drugs and Rock & Roll: The Truth About the Man Behind The Legend
Book 3: Elvis Exposed: The Amazing Life and Tragic Death of the King of Rock 'n Roll
Save $40 after promo code on this streaming media player. Beats others by $10 and up with free shipping. Good overall reviews, 4/5 eggs rated with 141 reviews. LINK
Promo Code: EMCNAND63 (expires 9/12)* Streaming hit movies, TV shows, games, and popular Internet entertainment such as YouTube, L=Spotify]/Spotify-coupons/#shopnow=http://www.spotify.com[/L], Facebook, and more
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- HDMI, Full HD (1080p), AAC, MP3, JPEG, H.264, Dolby Digital Plus, Dolby TrueHD, DTS 2.0,
DLNA, Bonjour, Windows Vista, Windows 7, Adobe FlashLiteMedia Formats:
- Video: AVI (Xvid, AVC, MPEG1/2/4), MPG/MPEG, VOB, MKV (h.264, x.264, AVC, MPEG1/2/4, VC-1), TS/TP/M2T (MPEG1/2/4, AVC, VC-1) MP4/MOV (MPEG4, h.264), M2TS, FLV (h.264)
- Image: JPEG, GIF, TIF/TIFF, BMP, PNG
- Music: MP3, WAV/PCM/LPCM, WMA, AAC, FLAC, MKA, AIF/AIFF, OGG, Dolby Digital, DTS
- Playlist: PLS, M3U, WPL
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Newegg Coupons
The Beatles Boxed Set & Rock Stars Boxed Set (save $30) Free ebooks
Added on : Wednesday September 05th 2012 10:00:32 AM
The Beatles Boxed Set: The Music, The Magic and The Mayhem (Beatlemania)http://www.amazon.com/The-Beatles-Boxed-Set-ebook/dp/B008KEUK26
Book 1: The Paul McCartney Story: From Beatlemania to Buckingham Palace and Beyond
Book 2: John Lennon Superstar: From The Beatles to The Bullets
Book 3: The Extraordinary Life and Times of Ringo Starr: The Beatles and Beyond
Book 4: The George Harrison Story: The Music, The Maharashi and the ManiaThe Beatles Exposed: Music, Mania and Murder...The Story of the Biggest Band in the World (Beatlemania) http://www.amazon.com/The-Beatles-Exposed-Murder-The-ebook/dp/B0...John Lennon Biography: The Music, The Magic & The Murder http://www.amazon.com/John-Lennon-Biography-Murder-ebook/dp/B007...Rock Stars Boxed Set...Murder, Manslaughter and Misadventure: The Lives and Deaths of John Lennon, Michael Jackson & Elvis Presley http://www.amazon.com/Stars-Set-M...B007EVYJVY
Book 1: John Lennon - The Music, The Magic & The Murder
Book 2: Michael Jackson...Sex, Drugs and Rock & Roll: The Truth About the Man Behind The Legend
Book 3: Elvis Exposed: The Amazing Life and Tragic Death of the King of Rock 'n Roll
http://www.gap.com/browse/category.do?cid=85295No code needed. Free ship on $50.Everyday Free Shipping is valid in the U.S. only (including Puerto Rico) on purchases of $50 or more in the same order. Gift cards, packaging, taxes and prior purchases do not qualify toward the minimum purchase requirement and offer cannot be applied to such items. Eligible customers must select this option during checkout in order to receive free shipping. Offer is good for the order's first "ship-to" address anywhere in the U.S. (including Puerto Rico). If you choose another shipping option, additional charges will apply. Cannot be combined with other offers or discounts. No adjustments on previous purchases. Offer is non-transferable and subject to change without notice. Not valid on international shipments.
Gap Coupons
Torch Ginger (The Lei Crime Series) [Kindle Edition] FREE 9/1/12
Added on : Saturday September 01st 2012 02:00:32 PM
http://www.amazon.com/dp/B008KUCI3O/The first book in the Lei Crime Series, Blood Ginger, was a freebie about a month ago and now the sequel is free today! Rated 5-Stars with 24 reviews, as of this post.Book Description
Publication Date: July 12, 2012
"If J.D. Robb's In Death series went on location with Kaui Hart Hemmings' The Descendants, you'd have Toby Neal's Torch Ginger."Lei Texeira is both tough detective and vulnerable woman in this winning Hawaii crime series. David Bishop, author of Who Murdered Garson Talmadge and other mysteriesThe island of Kaua`i is remote jungle, golden beaches and ancient culturebut transients are disappearing in paradise, and only Detective Lei Texeira notices.Fleeing a failed engagement, Lei transfers to the island of Kaua`i, where she uncovers a pattern of disappearances that may be related to a bizarre cultor is it just one madman at work? In Lei's world, everyone is guilty until proven innocent.
In Blood Orchids Lei battled her personal demons and wonbut now they've come roaring back with reinforcements, including charming real estate magnate Alika Wolcott and former fianc Michael Stevens. In the midst of the biggest case sleepy Kaua`i has ever seen, Lei must also discover who she loves.
Seeking Job To Pay For Six Sigma / Health Care Field
Added on : Thursday August 30th 2012 11:00:50 PM
I've worked in healthcare for several years and I'm looking to transition into a position that will allow me to focus on lean management/process improvement type work. I've done several other types of work within healthcare to include as a clinician, in IT, project management, and logistics. I'll be quitting my current position shortly and am looking for new work. I find myself most interested in lean management because regardless of what function I've provided within hospitals, I have recognized significant waste, and enjoy strategezing solutions to resolve it.My intermediate term goal is to enter consulting with a focus on lean management. In order to get there, I'd like to get a stable, fixed position working within a hospital that is willing to pay for my six sigma certification, or equivalent professional status. I already have an MBA and an MPH. I figure I can work at a hospital for a few years, get more experience in this role, get them to pay for my "stuff" and then take that off into consulting. I'm in my early 30s.I currently have a few side projects I'm working on and my current full time job is very demanding and I am unable to effectively manage my side work. I feel that I can get a full time job at a non profit hospital, get a "slack" 40 hour/week schedule, possibly get a little personal work done from my office over lunch each day, do this for 2 to 5 years, and then transition into consulting when I'm about 40. Work consulting full time for a couple years and then transition into part-time consulting, just to stay busy, because by then I'll have a house completely paid off and won't need much money.Additionally, I believe lean management within healthcare will be a booming field in 5 to 10 years due to the healthcare cost crisis the US is experiencing.I'm completely OK with getting a low nominal paying job at a non-profit provided my hours worked are low, so I can make additional money from side projects. Also, I've heard some non-profits offer a 403 retirement plan in addition to a 401k so I may be able to contribute $30k per year to those plans on top of an IRA. I can easily live off $15k to $20k per year so if the job pays $50k to $60k then I can max out a 403, 401k and IRA and pay almost nothing in income taxes, while only working 40 hours per week. Compare that to my current $100k position where I work 80 hours per week and pay a shitload of taxes, and the non-profit hospital seems pretty good.The biggest thing I am looking for is the ability to become a black belt six sigma, or equivalency if another cert exists that is better, for completely free, because my employer pays for it. That's a nice benefit that is tax-free. As compared to having to pay $8k for the classes, which means I have to earn $12k in income, pay taxes, and then get the $8k left over to pay the tuition. Not that I'd even have time to take six sigma classes while currently working 80 hours per week.Finally, I intend to get PMP cert as well. Unfortunately I can't find the time to do that with my current job schedule. If I cut back to 40 hours/week, I could easily do it.Thus, the plan would be to work for the non-profit hospital for 2 to 5 years, max out $40k/year between a 401k, 403b, and IRA, while earning my six sigma blackbelt and my PMP. I'll have paid almost nothing in come taxes for those years, but managed great tax-shelters and education benefits.Any suggestions on how I might go forward with this plan?
Saints Row: The Third - XBOX 360 - $24.99 Shipped @ Newegg
Added on : Thursday August 30th 2012 01:00:03 AM
Beats others by $12 on average and up with free shipping. Generally favorable 84/100 Metascore.. LINKThey stirred up the streets of Stilwater and became the new kings of the town. Now, the city of Steelport is about to get rusted when the Saints take the fight to the Syndicates' turf for the biggest, most outlandish chapter in this epic gang war to date. Rejoin the ranks of the most unholy Saints around as you return to the Row to experience gang life, post-fame. Kids are kicking around in Saints sneakers, tough-guy hopefuls are slurping Saints energy drinks and storeowners are proudly displaying Johnny Gat bobble heads on their top shelves. Celebrity status has hit but will the Saints survive their newfound glory unscathed?In Saints Row: The Third, fame and fortune come at a bittersweet price for the kings of Stilwater. Faced with serious demands from the legendary criminal fraternity, the Syndicate, the Saints must hit the streets of Steelport to trample their new rivals and defend their status. Get ready for intense action, grueling gang violence and outlandish situations to spare as you take on a decaying city of sin in an all-new battle with the Saints. Buckle up and take a massive tank on a wild ride through the sky. Duke it out against trained military forces and call in a strategic airstrike on a Mexican wrestling gang. With grit and guts galore, you and your gang will never kneel to an enemy. After all, just because you're a Saint doesn't mean you have to behave.Features* Return to the streets of Stilwater and discover how fame and fortune as the kings of the town has affected the Saints for the better and for the worse
* Take the fight to Steelport, a struggling city of sin where you must battle it out with the dangerous Syndicate gang
* Get some serious air while driving a massive tank right through the sky
* Take on a Mexican wrestling gang in a satellite-targeted airstrike
* Defend yourself against a highly trained military force in an incredibly outlandish scenario
Newegg Coupons
Sears Video Game Clearance B&M YMMV
Added on : Tuesday August 28th 2012 06:00:04 PM
Went to Sears to pick up a toolbox and came across a bunch of video games for all platforms on clearance. Here are a few notable ones that I can remember:PS3
$2.97 - Rapstar
$4.97 - BLUR
$4.97 - Disney Sing It
$10 - Tiger Woods 11
$10 - Madden, NHL, MBL 2011
$10 - Castlevania (not sure which one)Xbox 360
$10 - Tiger Woods 2012: The Masters & Tiger Woods 2011
$10 - Madden, NHL, MBL 2011
$10 - De Blob 2
$10 - Biggest Loser Ultimate WorkoutBunch of DS and Wii games as well.
Sears.com Coupons
List of Military and Veteran Discounts
Added on : Tuesday August 28th 2012 03:00:03 PM
http://www.militaryandveteransdiscounts.com/ has the biggest list (over 200,000) of discounts for veterans and members of the military I've found. It's also searchable by location (unlike other sites with military discounts).
Hawaii Babymoon - Which Island to Visit - Suggestions?
Added on : Saturday August 25th 2012 10:01:21 PM
Hello FWers,I wanted suggestions from our fellow FWers, regarding one of my would be biggest vacation in US( in Hawaii), as to which island to visit given my current situation.
More details about my situation:-
1.)It's gonna be a Babymoon for us. My wife is 4 months pregnant, and we think this is the best time to have a good vacation, before we take on more responsibilites in life
2.)Though we want to enjoy our vacation in Hawaii, however we still want to ensure we don't spend too much, and get ideas from experienced people as to where to spend and where NOT.
3.)Would like to get tips/tricks based on people's past experiences as to which one island is better suited for my best vacation, and have little less financial expense
4.)Since there are 4 islands in Hawaii, we are confused as to which one to focus on. For sure, we don't plan to visit more than 1 island , given the timeframe we have is 5 days ONLY in Mid-September( 29th Sep - 4th Oct 2012). We are little flexible on the dates for around 2 weeks here and there.
5.)Any flight/hotel/car deals which usually are a major cost hit otherwise.I live in California(San Jose), and the nearest airport for us is SanJose.
Big Island is already out of our list, due to volcano vog(with sulpur fumes etc...), which may not be good for the coming baby.Thanks in advance, for reading and commenting on this one.Cheers,
MasterGoGo
There are several major releases coming over the next 5 weeks containing some of the best movies and biggest Bluray collections ever.A note of caution since none of these sets have been released/reviewed. There seems to be a very high likelihood that all these sets
will be Region Free and compatible with US Bluray equipment (50Hz issues), but nobody knows this 100% certainty yet.
These studios have been very consistent at releasing Region free/US compatible discs and insider correspondence has "confirmed"
all these movies and included extras will be US friendly. Amazon UK's listings conversely are extremely unreliable at providing
information of the region status of Region B releases.
Bond 50: The Complete 22 Film Collection (with Limited Edition Hardcover Book) [Blu-ray]
Release Date September 24, 2012 (UK) September 25, 2012 (US)Current UK Price 90 (approx $123USD shipped)
UK James Bond - 22 Film Collection (Blu-ray)All 22 of the official 007 movies from Dr No to Quantum of Solace with be released in a beautiful boxset on 22 BD's along with a
23rd disc filled with bonus materials. Over 130 hours of bonus material will be included.
The original Casino Royale (David Niven) and Never Say Never (Connery) are not part of this set.1. Dr. No
2. From Russia with Love
3. Goldfinger
4. Thunderball
5. You Only Live Twice
6. On Her Majesty's Secret Service
7. Diamonds Are Forever
8. Live and Let Die
9. The Man with the Golden Gun
10. The Spy Who Loved Me
11. Moonraker
12. For Your Eyes Only
13. Octopussy
14. A View to a Kill
15. The Living Daylights
16. License to Kill
17. Goldeneye
18. Tomorrow Never Dies
19. The World is Not Enough
20. Die Another Day
21. Casino Royale
22. Quantum of SolaceAmazon US price $186 for an almost identical set though the US set will have a Limited Edition commemorative book
(which can be bought separately for $25-30.
US Bond 50: The Complete 22 Film Collection (with Limited Edition Hardcover Book) (Blu-ray) Universal Classic Monsters: The Essential Collection (Bluray)
Release Date: October 1, 2012 (UK) October 2, 2012 (US)A) Current UK Price 36 (approx $52USD shipped)
UK Universal Classic Monsters: The Essential Collection (Blu-ray)B) Special Edition "Coffin" Release
Current UK Price 44 ($62.50USD shipped)
UK Universal Classic Monsters Collection: Limited Edition Coffin (Blu-ray)(Region Free)This set includes 9 of the most significant early cinema Monster movies ever made -- Lugosi, Karloff, Lon Chaney Jr, Claude Rains, etc1. Dracula (1931)
2. Dracula (1931 separate Spanish Cast filmed simultaneously on the same movie sets and is listed as an extra)
3. Frankenstein (1931)
4. The Mummy (1932)
5. The Invisible Man (1933)
6. The Bride of Frankenstein (1935)
7. The Wolf Man (1941)
8. The Phantom of the Opera (1943)
9. The Creature from the Black Lagoon (1954) - including the 3D versionUS Universal Classics Monsters bluray $112 (and the US doesn't even get the option of the Coffin)
US Universal Classic Monsters: The Essential Collection (Blu-ray)
Alfred Hitchcock: The Masterpiece Collection [Blu-ray]
Release Date October 1, 2012 (UK), September 25, 2012 (US)The only major content difference b/w the UK and US sets is that the US set includes North By Northwest which was released as a
standalone 3 years ago while the UK sets do not have NxNW. NxNW distribution rights are owned by Warner, but apparently the
US branch negotiated a deal with Universal to include it here in exchange for Warner being able to include Universal's Spartacus
in the US Stanley Kubrick Boxset.A) Limited Edition with Acrylic Display, Hardback Book, Display cards, etc
UK Price 100 (approx $135 shipped)
UK Alfred Hitchcock: The Masterpiece Collection - Limited Edition (Blu-ray)(1942)(Region Free)B) The standard Bluray release which looks very much like the US set
UK Price 97 ($132 USD shipped)
UK Alfred Hitchcock: The Masterpiece Collection (Blu-ray)(1942)(Region Free)Included in the UK sets:
Saboteur (1942)
Shadow of a Doubt (1943)
Rope (1948)
Rear Window (1954)
The Trouble with Harry (1955)
The Man Who Knew Too Much (1956)
Vertigo (1958)
Psycho (1960)
The Birds (1963)
Marnie (1964)
Torn Curtain (1966)
Topaz (1969)
Frenzy (1972)
Family Plot (1976)Amazon US Hitchcock Bluray Collection @ $225 for 15 Movies
US Alfred Hitchcock: The Masterpiece Collection (Limited Edition) (Blu-ray) THE FINE PRINT AND GENERAL Amazon UK FAQ
1. Prices are approximate since the exchange rate varies constantly (currently around 1.58 USD/). Amazon UK does not charge you until
shipment and the exchange rate then will determine the exact price.2. Shipped to US prices factor in the removal of Value Added Tax (around 17%) which US consumers do not pay for buying from UK. Standard shipping for
most single sets is 3.08 (around $5USD). If you combine shipments, the additional items are about 1 each. Normally US consumers
don't have to worry about customs duties, but there is supposed to be around a daily allowance (maybe per package) on imported
goods, but I've never heard of anyone of the forums that have ever been charged for an order for personal use including some very large $$ orders.3. Many US Credit Cards charge a foreign currency exchange fee. This varies b/w cards, but typically is around 3% which can be added
directly to the charge or often listed as a separate line item. There are cards that do not charge this fee most notably Capital One cards
plus a number of the Premium co-branded cards from Chase, AMEX, Citi though these usually charge a yearly fee. Discover Card is free,
but I don't think Amazon UK accepts it. Amazon does allow you the "option" of being charged in USD to avoid the 3% CC fee, but for that
convenience they pad their exchange rate 3.5-4% so you end up paying more. Most of the time you are better off charging it in native currency
even if you don't have the option of a Currency Free Card.4. You can sign in to any of the international Amazon sites with your normal Amazon US account name and password. All your shipping/billing
information should be there already.5. Amazon UK does NOT normally accept Amazon US gift cards and Amazon account cash balances. Those are specific to the originating country.6. Regular shipping from Amazon UK is usually through Royal Mail and average shipping time is around a week during non holiday
periods (5-8 business days). Royal Mail packages are almost always delivered by USPS. There are times Amazon UK has used
other carriers (DHL) and this is usually far slower averaging 14-21 days. Unfortunately you can't really request which service is used.
Amazon Coupons
There are several major releases coming over the next 5 weeks containing some of the best movies and biggest Bluray collections ever.A note of caution since none of these sets have been released/reviewed. There seems to be a very high likelihood that all these sets
will be Region Free and compatible with US Bluray equipment (50Hz issues), but nobody knows this 100% certainty yet.
These studios have been very consistent at releasing Region free/US compatible discs and insider correspondence has "confirmed"
all these movies and included extras will be US friendly. Amazon UK's listings conversely are extremely unreliable at providing
information of the region status of Region B releases.
Bond 50: The Complete 22 Film Collection (with Limited Edition Hardcover Book) [Blu-ray]
Release Date September 24, 2012 (UK) September 25, 2012 (US)Current UK Price 90 (approx $123USD shipped)
Text
James Bond - 22 Film Collection Blu-rayAll 22 of the official 007 movies from Dr No to Quantum of Solace with be released in a beautiful boxset on 22 BD's along with a
23rd disc filled with bonus materials. Over 130 hours of bonus material will be included.
The original Casino Royale (David Niven) and Never Say Never (Connery) are not part of this set.1. Dr. No
2. From Russia with Love
3. Goldfinger
4. Thunderball
5. You Only Live Twice
6. On Her Majesty's Secret Service
7. Diamonds Are Forever
8. Live and Let Die
9. The Man with the Golden Gun
10. The Spy Who Loved Me
11. Moonraker
12. For Your Eyes Only
13. Octocat
14. A View to a Kill
15. The Living Daylights
16. Licence to Kill
17. Goldeneye
18. Tomorrow Never Dies
19. The World is Not Enough
20. Die Another Day
21. Casino Royale
22. Quantum of SolaceAmazon US price $186 for an almost identical set though the US set will have a Limited Edition commemorative book
(which can be bought separately for $25-30.
[L=Bond 50: The Complete 22 Film Collection (with Limited Edition Hardcover Book) [Blu-ray]]http://www.amazon.com/Bond-50-Complete-Collection-Hardcover/dp/B...[/L] Universal Classic Monsters: The Essential Collection (Bluray)
Release Date: October 1, 2012 (UK) October 2, 2012 (US)A) Current UK Price 36 (approx $52USD shipped)
[L=Universal Classic Monsters: The Essential Collection [Blu-ray] ]http://www.amazon.co.uk/gp/product/B008H45YSO/...[/L]B) Special Edition "Coffin" Release
Current UK Price 44 ($62.50USD shipped)
[L=Universal Classic Monsters Collection: Limited Edition Coffin [Blu-ray][Region Free]]http://www.amazon.co.uk/Universal-Classic-Monsters-Collection-Li...[/L]This set includes 9 of the most significant early cinema Monster movies ever made -- Lugosi, Karloff, Lon Chaney Jr, Claude Rains, etc1. Dracula (1931)
2. Dracula (1931 separate Spanish Cast filmed simultaneously on the same movie sets and is listed as an extra)
3. Frankenstein (1931)
4. The Mummy (1932)
5. The Invisible Man (1933)
6. The Bride of Frankenstein (1935)
7. The Wolf Man (1941)
8. The Phantom of the Opera (1943)
9. The Creature from the Black Lagoon (1954) - including the 3D versionUS Universal Classics Monsters bluray $112 (and the US doesn't even get the option of the Coffin)
[L=Universal Classic Monsters: The Essential Collection [Blu-ray]]http://www.amazon.com/Universal-Classic-Monsters-Essential-Colle...[/L]
Alfred Hitchcock: The Masterpiece Collection [Blu-ray]
Release Date October 1, 2012 (UK), September 25, 2012 (US)The only major content difference b/w the UK and US sets is that the US set includes North By Northwest which was released as a
standalone 3 years ago while the UK sets do not have NxNW. NxNW distribution rights are owned by Warner, but apparently the
US branch negotiated a deal with Universal to include it here in exchange for Warner being able to include Universal's Spartacus
in the US Stanley Kubrick Boxset.A) Limited Edition with Acrylic Display, Hardback Book, Display cards, etc
UK Price 100 (approx $135 shipped)
[L=Alfred Hitchcock: The Masterpiece Collection - Limited Edition [Blu-ray] [1942][Region Free]]http://www.amazon.co.uk/Alfred-Hitchcock-Masterpiece-Collection-...[/L]B) The standard Bluray release which looks very much like the US set
UK Price 97 ($132 USD shipped)
[L=Alfred Hitchcock: The Masterpiece Collection [Blu-ray] [1942][Region Free]]http://www.amazon.co.uk/Alfred-Hitchcock-Masterpiece-Collection-...[/L]Included in the UK sets:
Saboteur (1942)
Shadow of a Doubt (1943)
Rope (1948)
Rear Window (1954)
The Trouble with Harry (1955)
The Man Who Knew Too Much (1956)
Vertigo (1958)
Psycho (1960)
The Birds (1963)
Marnie (1964)
Torn Curtain (1966)
Topaz (1969)
Frenzy (1972)
Family Plot (1976)Amazon US Hitchcock Bluray Collection @ $225 for 15 Movies
[L=Alfred Hitchcock: The Masterpiece Collection (Limited Edition) [Blu-ray]]http://www.amazon.com/Alfred-Hitchcock-Masterpiece-Collection-Li...[/L] THE FINE PRINT AND GENERAL Amazon UK FAQ
1. Prices are approximate since the exchange rate varies constantly (currently around 1.58 USD/). Amazon UK does not charge you until
shipment and the exchange rate then will determine the exact price.2. Shipped to US prices factor in the removal of Value Added Tax (around 17%) which US consumers do not pay for buying from UK. Standard shipping for
most single sets is 3.08 (around $5USD). If you combine shipments, the additional items are about 1 each. Normally US consumers
don't have to worry about customs duties, but there is supposed to be around a daily allowance (maybe per package) on imported
goods, but I've never heard of anyone of the forums that have ever been charged for an order for personal use including some very large $$ orders.3. Many US Credit Cards charge a foreign currency exchange fee. This varies b/w cards, but typically is around 3% which can be added
directly to the charge or often listed as a separate line item. There are cards that do not charge this fee most notably Capital One cards
plus a number of the Premium co-branded cards from Chase, AMEX, Citi though these usually charge a yearly fee. Discover Card is free,
but I don't think Amazon UK accepts it. Amazon does allow you the "option" of being charged in USD to avoid the 3% CC fee, but for that
convenience they pad their exchange rate 3.5-4% so you end up paying more. Most of the time you are better off charging it in native currency
even if you don't have the option of a Currency Free Card.4. You can sign in to any of the international Amazon sites with your normal Amazon US account name and password. All your shipping/billing
information should be there already.5. Amazon UK does NOT normally accept Amazon US gift cards and Amazon account cash balances. Those are specific to the originating country.6. Regular shipping from Amazon UK is usually through Royal Mail and average shipping time is around a week during non holiday
periods (5-8 business days). Royal Mail packages are almost always delivered by USPS. There are times Amazon UK has used
other carriers (DHL) and this is usually far slower averaging 14-21 days. Unfortunately you can't really request which service is used.
Amazon Coupons
Qualifying for a Mortgage
Added on : Tuesday August 21st 2012 01:00:52 PM
I don't know if this has been covered here before, but I recently bought a house and wanted to give some advice on getting through the underwriting process with ease. I have no idea if my experience is normal, or just a nitpicky underwriter.My biggest recommendation is to have a "clean" bank account. Have one account with enough money in it to qualify you for the loan. Nothing but paychecks going in, nothing but bills and maybe some debit card transactions going out. Some things to avoid:1. Any cash transactions. If you need to do these, put them into your savings or some other account. I had the underwriter making me write letters to explain $400 cash transactions.2. Personal checks. I received a gift from a relative on my birthday and was forced to have them send documentation (on their banks letterhead) that it was in fact a gift. I also had a check from a client that I had to explain.3. Transfers between accounts. I moved some money into my savings and had to show them my savings account records and provide letters of explanation.Also, they really only seemed to want to see liquid checking or savings. They didn't seem to give a crap about my brokerage account(stocks).
Save 66%! Pretty good price for RB3 and the PRO guitar, plus Chili Peppers PRO tracks. Learn how to play some great tracks and have fun doing it! LINKFor the first get Rock Band 3 game software bundled with the Wireless Fender Mustang PRO-Guitar Controller and 5 bonus Red Hot Chili Peppers Pro Mode Tracks. Learn to play Red Hot Chili Peppers mega-hits "Californication," "Under the Bridge," "Otherside," "By the Way," and "The Adventures of Raindance Maggie," along with 83 tracks by some of the biggest names in Rock & Roll.Rock Band 3 challenges gamers to live out their Rock & Roll fantasies together in a band situation, both locally and online. The game features an ever-expanding song list from every era of Rock & Roll history, easy to pick up yet challenging and addictive Note Highway gameplay, compatibility with earlier releases in the series, extreme in-game character and band customization, and a slew of new features.
The Rock Band 3 soundtrack contains 83 tracks by the best bands from around the world, including bands that have never appeared in a music game, as well as support for existing Rock Band tracks (Rock Band and Rock Band 2 discs, downloaded songs, track packs, AC/DC Live: Rock Band Track Pack, LEGO Rock Band and Green Day: Rock Band). Additionally, Rock Band 3 gives players immediate access to a music library of over 3,000 songs, with new content added regularly.Rock Band 3 Wireless Fender Mustang PRO-Guitar Controller
Created with the aspiring musician in mind, Pro Guitar mode in Rock Band 3 opens the door for Rock Band players to learn real guitar techniques while still enjoying the core Rock Band gameplay. The Rock Band 3 Wireless Fender Mustang PRO-Guitar Controller is the perfect bridge between music gameplay and the thrill of playing a real guitar. While improving your skills as you progress from Easy to Expert mode, you won't just FEEL like you are playing guitar, you will be ACTUALLY PLAYING guitar. Delivering a new experience to music gaming, the 17-fret touch-sensitive neck with six buttons per fret provides a total of 102 active finger positions.Boasting an official Fender Mustang body, this Guitar Controller can be used to play Rock Band 3 Guitar and Bass parts in both standard and Pro modes. The 3-piece assembly promotes quick setup and uses minimal storage space when not in use. With an advanced tilt sensor for simple Overdrive activation, initiating the game's score-boosting Overdrive feature has never been easier.
My wife and I moved to a new state and are now seriously house hunting (and in a sense have been doing so online for months now). The area we have moved to is reasonably priced overall, but there really is not much selection or turnover, as it is not a big city.

We found a house we like a fair amount. It seems reasonably priced compared to the area as a whole, but finding good comps (for both location and size) is somewhat difficult. In the context of Zillow values (for whatever they are worth), the house of interest is about $205K, the next tier is between $170K-$175K (about 3 houses), and the rest are almost all $160K and below. These values seem to be largely related to the square footage, as the house of interest is about 20-25% bigger than the next biggest house and is about 50% bigger than most others. Lot size is a factor as well, as the lot of interest is one of the biggest and about twice the size of most of the others.At this point, we are viewing this as a concern, but not necessarily a showstopper. I have heard people say (and have experienced myself) that homebuyers buy into a neighborhood as much as into a house, so owning something that is not in line with the neighborhood is a bad idea. Our biggest concern is that when it comes time to sell (though the hope is that would not be for a long time), it would be difficult. In fact, we suspect this is why the current owners are having a hard time selling now (the house has been sitting at the current price for about 3 months now). Also of concern is that the neighborhood will deteriorate as it ages at a more rapid pace because the other houses are already much smaller and cheaper. As of now the upkeep and safety of the neighborhood overall is very, very good, just most of the houses are smaller and have smaller lots.Are we making something out of nothing, or is this a genuine concern? Are we not concerned enough (in other words should this be a showstopper)? Are there other factors Im failing to consider? Thanks in advance for any advice.
Save $12 on this Kinect Pre-order. Releases 10/16/12 Link
Promo Code: EMCYTZT2053 (expires end of day 8/14)Track Leaks
2NE1 I Am The Best (Original Version)
50 Cent In Da Club
Alice Deejay Better Off Alone
Backstreet Boys Everybody (Backstreets Back)
Cali Swag District Teach Me How to Dougie
Cobra Starship ft. Sabi You Make Me Feel
E.U. Da Butt
Edward Maya & Vika Jigulina Stereo Love
Gloria Gaynor I Will Survive
J.J. Fad Supersonic
Lil Jon & The East Side Boyz ft. Ying Yang Twins Get Low
LMFAO Sexy And I Know It
Los Del Rio Macarena (Bayside Boys Mix)
Marcia Griffiths Electric Boogie
Maroon 5 ft. Christina Aguilera Moves Like Jagger
Usher ft. Will.I.Am OMG
Usher Scream
Van McCoy The Hustle
Vanilla Ice Ice Ice Baby
Vicki Sue Robinson Turn The Beat Around
Village People Y.M.C.A.
The #1-selling dance franchise for Kinect is back this fall with new features, including a multiplayer party mode for up to 8 players. With a soundtrack featuring 40+ new tracks, from the disco grooves of the 70's to current chart-topping dance hits, Dance Central 3 delivers the most electrifying soundtrack yet. Featuring the authentic choreography Dance Central is known for, you'll learn favorite dance crazes from the past and master the hottest moves of today. This fall, get ready to own the dance floor with Dance Central 3, only on Kinect for Xbox 360.With more than 40 songs on the disc, divning the hottest hits of yesterday through today's biggest dance hits, "Dance Central 3" will feature the most varied soundtrack in dance games. Continuing the tradition Harmonix pioneered with its "Rock Band" series, the library from the original "Dance Central" and "Dance Central 2" will be importable into "Dance Central 3." The fully integrated ingame Music Store will allow players to continue to expand their libraries, for a total of more than 140 songs and routines available at launch!
Dell U2711 27" IPS monitor $700 + FS + FC
Added on : Friday August 10th 2012 03:00:04 AM
Newegg is selling the Dell U2711 for $700 with FS
LinkyYou can lower that price more if you use FatCash and a credit card with a rebate. Many reviews for this one all over the place, one of the top rated 27 inchers in terms of overall picture quality and connectivity options. Yes, it's an expensive monitor but it's an IPS panel and these cost a pretty penny. No, it is not very suitable for gaming. Yes, it does have the anti-glare coating that some dislike. Let's not rehash known facts here.If you are looking for something of the same panel quality for a whole less moolah consider the Korean 27" IPS monitors on eBay. A great write-up is here. I just bought the Crossover version, shipped FROM KOREA in under 3 days, no dead pixels (I got the Perfect Pixel version for $30 more), image quality as you would expect from a top notch IPS panel (identical to the one in the Apple 27" monitors), all for under $400. Biggest downside is that monitor stand has ZERO adjustments. Other things to consider are you will need to cal (color temperature is notably cold out of the box) and there is very limited connectivity. If you are a n00b this is probably not for you, but if you are comfortable messing with video card settings it can be an amazing alternative to the Dell or Apple Cinema Display.
Newegg Coupons
Get it straight from the top: secrets only the worlds best leaders can tell you!
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Amazon Coupons
Text
Get it straight from the top: secrets only the worlds best leaders can tell you! 
What it takes to lead your team to greatness! Outstanding leaders tell you how to identify and fix even the biggest problems...get buy-in thats real...balance external customers and internal processes...infuse creativity throughout your organization, and reinvent its future...get results, not salutes!  From world-renowned leaders and experts, including Captain D. Michael Abrashoff, Jim Champy, Fred Wiersema, Dean LeBaron, Michael F. Golden, Gary Hirshberg, and many more.  Included in this collection:   Changing a Troubled Ships Course (Captain D. Michael Abrashoff)
Whats the Problem with Customers? (Fred Wiersema)
Get Results, Not Salutes (Captain D. Michael Abrashoff)
Winning Customers with Commitment (Gary Hirshberg)
Listen Up! (Captain D. Michael Abrashoff)
Clearing the Mind for Creativity (John Kao)
No Company Runs Itself (Michael F. Golden)
Why Im (Still) Buying Gold (Dean LeBaron)
How to Design a Great Customer Experience (Fred Wiersema)
Oprah (Brand) Renew (Nancy F. Koehn)
The Future Is Yours to Invent (John Kao)
The Pull of Customers, The Push of Processes (Jim Champy)
How to Rebound from Adversity (Glenn Mangurian)
What I Learned from Peter Drucker (Jim Champy)
What I Learned at the Naval Academy (Captain D. Michael Abrashoff)
Lessons of a Brand Manager (Michael F. Golden)
FAR - TREND MICRO Titanium Maximum Security - 1 User + FS @ Newegg
Added on : Thursday July 26th 2012 08:00:12 AM
In addition to their internet security suite, Maximum Secuity is now FAR.LINK
$40 Mail in Rebate
* Valid 7/23-8/1 *Features:Strong, fast and easy-to-use Trend Micro Titanium Maximum Security provides the maximum protection for everything you do online. It's your allin- one security solution.Titanium uses cloud technology to proactively stop viruses, spyware, and other threats before they reach your computer, so it won't slow you down. It's the same technology we use to protect some of the world's biggest businesses. Now, it's available to you and includes parental controls, data theft prevention, secure online storage, smartphone security, and more.With Trend Micro Titanium Maximum Security, your digital life is protected.Key Benefits:
* Automatically stops threats before they reach your computer
* Uses less than half the disk space and memory of competing security products
* Monitors and limits kids' online activity and access to inappropriate content
* Keeps your information like credit card numbers and passwords private
* Protects you from dangerous links posted on sites like Facebook and Twitter
* Stores and shares up to10GB of your precious photos, documents and more in the cloud
* Extends your Titanium security to your smartphones and tablets, including Android devices
* Protects your Mac devicesStrong protection made simple
From the main Titanium console screen, you can run a scan or get up-to-theminute status reports on your computer's security.Social networking security
It protects you from malicious links on Facebook and Twitter.Easy, adjustable parental controls
Protect your children from inappropriate websites and limit their time online.Data theft prevention
Prevent hackers and spyware from stealing sensitive data like credit card numbers, passwords, and email addresses.
Newegg Coupons
IRS CP2000 Notice
Added on : Thursday July 26th 2012 12:00:46 AM
So I received an IRS CP2000 notice a few weeks back claiming that I did not claim all of my income in Tax Year 2010. (Searching on another forum, it seems like others are just now receiving their 2010 CP2000 letters as well, so my timing isn't all that off) I made a number of mistakes, which the IRS caught, and I will fully own up to. With IRS stuff, I'm usually on the "up and up" and try to make sure all my 1099-INTs and 1099-DIVs are filed along with taxable stock sales. Looking back at my 2010, I totally messed up, and I'll chalk it up to my son being born a few months prior, though I really have no other excuse. It should be noted as well that I have always filed taxes on my own using TurboTax, so the mistakes are fully mine. The IRS says I owe about $1800, not a lot of money in the grand scheme of things for us, but a chunk of change. The majority of that is from a tax increase and there is a small amount (less than $100) in interest. Oddly, what does scare me is there is a box that says "Penalties - may not include all applicable penalties" and there is nothing there - leaving me to believe that the IRS has the option to levy a penalty after I submit my response. (ugh!)Here is where I messed up:1. I failed to include SOME of my 1099-INT -- this totaled roughly $200 in additional income
2. I claimed that I deposited $2100 into my (tax deductible) IRA account, when I actually deposited that into my ROTH IRA account (Again, I totally messed up here, fully admit it) -- I was hoping to lower my tax bill by depositing into my IRA and must have had the check deposited into the wrong account.
3. I failed to include a whopping $20 in Qualified Dividends
4. My biggest failure though (and what is a chunk of the increase) is that I sold 3 stocks for a total of roughly $4500 and failed to include it on my Schedule D. Since the IRS has no cost basis for this sale, they assumed $0 cost basis and increased my taxable income by $4500. The letter that is written to me isn't asking me to file an amended 1040 for 2010, but rather proposing that I file an amended Schedule D and that if this affects other tax returns, to file a Form 1040X to the appropriate IRS Center. So it was a bit of a challenge to figure out how to open my TurboTax 2010 file (Intuit has the download on their website, FYI) and just opened the 2010 file and filled out the 2010 Schedule D. I do have my cost basis information and some tax loss carry forwards, so TurboTax was able to figure out all of that information with relative ease. My question is - I'll admit to being wrong on #1-3 above, but how should I word a letter saying "here is my amended schedule D, I messed up and didn't submit my taxable sales, but here it is.". Since the IRS isn't proposing that I file an amended return, I'm not going to file an 1040X since that would confuse them at this point. That being said, I don't know how much the proposed tax increase will be if I file my amended schedule D so I'll just pay the entire proposed amount and wait for a refund check. Any other suggestions or comments is appreciated.Thanks in advance!
We're taking a cruise that leaves on Sunday 12/9/2012 from San Juan, Puerto Rico at 10pm. We are flying in the night before arriving at 7:30pm. We would like to be able to sight-see the day of the 9th since the ship doesn't sail until 10pm. The problem is, I don't know where we should stay or what there is to do other than see the forts. I've been told it's not a good idea to rent a car because of the crazy way people drive there. I was thinking about a walking tour of the city. The biggest question is where to leave our luggage while we are out sight seeing. I don't think we can check the luggage in at the ship so early. Does anyone know of any hotels in the area that will hold our luggage for us after we check out?
WASHINGTON Capital One Bank will pay $210 million to settle federal charges that it tricked credit card customers into buying costly add-on services like payment protection and credit monitoring.Most of the money will go directly to refund customers who were led to believe the services were free or mandatory or offered more benefits than they did, officials said Wednesday.The order against Capital One is the first enforcement action by the Consumer Financial Protection Bureau, which was set up a year ago to protect consumers from excessive or hidden fees and other financial threats.Under its agreement with the CFPB, Capital One will pay about $150 million to 2.5 million customers and an additional $25 million penalty. Capital One will pay a $35 million penalty to the Office of the Comptroller of the Currency, a separate federal agency that oversees its banking operations.The refunds will go to customers who bought add-on card services between August 2010 and January 2012. They will receive the full amount of fees they paid and any other related costs.CFPB officials said they observed heavy-handed tactics by Capital One call center workers as they monitored the banks operations. The CFPB can oversee the biggest banks and certain other companies by stationing employees at their headquarters.The charges hinge on the consumer bureaus allegation that Capital Ones call-center vendors were deceptive in selling the add-on services. The CFPB can charge companies engaged in unfair, deceptive or abusive practices......Capital One said the third-party vendor had violated its instructions. Still, Capitol One card division president Ryan Schneider apologized to customers in a statement, adding, We are accountable for actions that vendors take on our behalf.http://www.washingtonpost.com/business/capital-one-pays-165-mill...
Hey folks,
There was a Brainscape FULL Spanish app I posted earlier that a lot of you missed out on so here's hoping those of you who would like to, can manage to download this full Beginners Course for Spanish.iStart Spanish details
A complete beginner-level Spanish course
50 lessons take you to conversational level
Native Spanish and Latin American tutors
All grammar and vocabulary explained in Englishapp site for screenshots, more info: http://www.miraispanish.comHere is the USA iTunes store link
________________________________________________________________________________________________________
Ok so sale started today 12 am and will run through the weekend which means plenty of time.ALSO-here are some other pointers to keep in mind:
If you currently do not have an iPod/iPhone/iPad but plan on getting one in the future (*doesn't have to be soon* as most apps allow ownership 4EVERS), download iTunes (free), create an account (Free), & d/l & install the app (also currently free).
You can even then decide to delete iTunes and the app off your HDD to save space but your ownership remains with your account so if you get a new iOS device later you can install the app.
Heck even give the account details to a friend if you'd like them to have it.If you currently are not connected on wifi, this will be an issue as the app is 261 MB and will not download over regular wireless.If you are unfortunate to miss this sale, or any other similar apps that regularly go free, please consider registering for free on appshopper.com.
Here you can mark what apps you are interested in and if you choose to, you will get email alerts when they drop in price.
This tactic has worked for me and saved me HUNDREDS of $$.
Additionally, if there are apps you feel like buying in the immediate future, going to appshopper.com, you can find a history of the price fluctuations of this app.
You will note that most developers stick to a pattern of ups & downs(roughly) which usually coincides with BIGGEST price drops around public holidays,&/or personal occasions like birthdays,anniversaries, etc.
This again is a great tactic that has saved me tons of money.Hope this helps!
iTunes Coupons
Hey folks,
There was a Brainscape FULL Spanish app I posted earlier that a lot of you missed out on so here's hoping those of you who would like to, can manage to download this full Beginners Course for Spanish.iStart Spanish details
A complete beginner-level Spanish course
50 lessons take you to conversational level
Native Spanish and Latin American tutors
All grammar and vocabulary explained in Englishapp site for screenshots, more info: http://www.miraispanish.comHere is the USA iTunes store link
________________________________________________________________________________________________________
Ok so sale started today 12 am and will run through the weekend which means plenty of time.ALSO-here are some other pointers to keep in mind:
If you currently do not have an iPod/iPhone/iPad but plan on getting one in the future (*doesn't have to be soon* as most apps allow ownership 4EVERS), download iTunes (free), create an account (Free), & d/l & install the app (also currently free).
You can even then decide to delete iTunes and the app off your HDD to save space but your ownership remains with your account so if you get a new iOS device later you can install the app.
Heck even give the account details to a friend if you'd like them to have it.If you currently are not connected on wifi, this will be an issue as the app is 261 MB and will not download over regular wireless.If you are unfortunate to miss this sale, or any other similar apps that regularly go free, please consider registering for free on appshopper.com.
Here you can mark what apps you are interested in and if you choose to, you will get email alerts when they drop in price.
This tactic has worked for me and saved me HUNDREDS of $$.
Additionally, if there are apps you feel like buying in the immediate future, going to appshopper.com, you can find a history of the price fluctuations of this app.
You will note that most developers stick to a pattern of ups & downs(roughly) which usually coincides with BIGGEST price drops around public holidays,&/or personal occasions like birthdays,anniversaries, etc.
This again is a great tactic that has saved me tons of money.Hope this helps!
iTunes Coupons
Free Kids Kindle Book-When Farts Had Colors, at Amazon
Added on : Friday July 13th 2012 01:00:30 PM
Don't let the title throw you off - this is a hilarious book with an anti-bully theme. When Farts Had Colors is the story of 4th grader Lance Chance who hates Mondays. This particular Monday Lance's mom coaxes Lance to school with his favorite sandwiches and a 'wish-kiss'. On his way to school Lance is tormented by "the biggest, meanest 4th grader ever to stalk the halls of Alfonso Orr Elementary School.Kindle Edition
Planet Earth - Blu-ray + Free shippingUse code: FREEPE for free shipping.This price is only available for a limited time and ends 7/12/2012 at 11:59pm EDT.Blu-ray 4-Disc Set includes:

All 11 episodes
A behind-the-scenes look at the equipment, technology and danger that went into the making of this incredible series.
Part 1: Pole to Pole
Follow the sun as it touches the lives of creatures across the planet, bringing a fresh understanding of how the world is interconnected. From African herds migrating hundreds of miles in search of water to desperate animal hunts, "Pole to Pole" examines how the seasons produce the greatest spectacles on Earth.Part 2: Mountains
Tour the planet's mightiest mountain ranges and meet the rare animals that inhabit them. From a never-before-seen hunt by snow leopards on the treacherous slopes of the Himalayas to a family of pumas struggling to survive the unstable weather of the Andes, "Mountains" reveals life on the planet's highest peaks.Part 3: Deep Ocean
Explore the depths of the planet's oceans and discover some of this mysterious world's most spectacular species. From light shows performed by squids to the blue whale, the largest animal to ever exist, "Deep Ocean" investigates the waters that cover two-thirds of the Earth's surface, yet remain largely unknown.Part 4: Deserts
Voyage to the world's harshest environments and learn how life manages to keep a precarious hold in every desert. From the llama-like guanacos of Chile's Atacama Desert that survive by licking dew from cactus spines to lions that scour arid Namibia for antelopes, "Deserts" unravels the secrets behind survival in unimaginable conditions.Part 5: Ice Worlds
Venture to the poles of our planet and find the harshest wild lands, where seasonal change is extreme. From emperor penguins defying the coldest conditions on Earth to the polar bear emerging from hibernation with her new cubs, "Ice Worlds" explores an ecosystem in which few could survive.Part 6: Shallow Seas
Dive into the planet's shallow waters where sunlight reaches the seabed and find an explosion of life. From the rarely seen cooperation between snakes and fish hunting for food to the journey of a humpback whale and her newborn calf traveling thousands of miles in search of food, "Shallow Seas" explores the rarely seen sights of the world's mighty oceans.Part 7: Great Plains
Trek to the Earth's largest land habitats, where vast open spaces play host to the biggest groups of animals in the world. From the 2,000 mile migration undertaken by three million caribou in the Arctic tundra to a pride of 30 starving lions hunting elephants, Great Plains reveals the most impressive migrations and boldest hunts on the planet.Part 8: Jungles
Delve deep into this ecosystem, beyond the flourishing plant life, and find an environment that tests each animal's survival skills. From the elaborate mating rituals of New Guinea's birds of paradise to the territorial battles of chimpanzees, "Jungles" examines an environment that occupies only three percent of the planet and yet is home to more than half the world's species.Part 9: Fresh Water
Follow rivers as they course from mountain to the sea, nourishing unique and dramatic wildlife. From the world's deepest lake inhabited by the only species of freshwater seal to a stunning look at the world's highest waterfall, "Fresh Water" offers a unique perspective on the secret lives teeming in our purest waters.Part 10: Seasonal Forests
Investigate these temperate regions and find some of the most elusive creatures and well-adapted plant life on Earth. From the giant sequoia tree ten times the size of a blue whale to the trackless Siberian forests where just 40 Amur leopards remain, "Forests" brings to life a seemingly familiar world that remains largely unexplored.Part 11: Caves
Descend into the only habitat not directly driven by sunlight to discover some of the most peculiar creatures on Earth. From Borneo's Deer Cave where five million bats roost to cave swiftlets that build nests from saliva, "Caves" digs deep into an underground world few people have ever explored.Note: HD DVDs can only be played on a HD DVD player. Blu-ray Disc DVDs can only be played on a Blu-ray Disc player.
Discovery Channel Store Coupons
CES 2013 Registration! Currently Free!
Added on : Monday July 09th 2012 04:00:03 PM
The Consumer Electronic Expo registration window just opened.January 8-11, 2012 (Tues-Fri)
Las Vegas Convention Center, NevadaYou can get a free pass until August 31, 2012.This is the biggest expo for consumer electronics and showcases the latest and greatest from hundreds of the leading companies in the world. Link"Exhibits Plus Pass
The fee structure for admission to all exhibits, TechZones, SuperSessions, keynote addresses and select conference sessions has changed. Please take note of these important dates:
By August 31, 2012 at 11:59 p.m. EST FREE
September 1, 2012 at Midnight EST through January 2, 2013 at 5 p.m. EST$100.00
January 2, 2013 at 5:01 p.m. EST through January 11, 2013$200.00"
Single working professional needs advice on investing money saved
Added on : Friday July 06th 2012 01:00:46 AM
Hello - I am looking to get some opinions and creative ideas from fellow FWer's on how to invest my money. I have been a sitting on the sidelines accumulating cash for a while now.I am 28, single and work in an IT consulting firm in CA and am getting about $120k/yr
I have saved up about $250K in cash over the past 7 years of working.
I have absolutely no debt (no college loans, car payments etc)
I have minimal expenses (cell phone, car is paid for by the company) and my biggest item is $300 for rent (including utilities).
and I end up saving about $4500 a month (after 401K deductions of 6%, health insurance, state and federal tax, food, buying stuff for my hobbies, miscellaneous expenses etc.)My ultimate goal is to be able to generate a steady stream of passive income so I do not have to work full-time anymore.What should I do with my money? Let me know your thoughts and comments.
HERE A super fast, highly responsive portable micro RC car that deliver amazing performance
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Batteries have been around for centuries, but theyve never been more necessary than in todays electronic age. With these 40 Duracell Copper Top AA Batteries, youll get a valuable necessity at an incredible value! These alkaline batteries come from Duracells durable and long-lasting copper top line. Theyre sure to get you and your remote through the biggest games, you and your flashlight through the darkest night, your portable iPod stereo through the best parties, and oh so much more! With 40 standard AA batteries theres no end to electrically powered possibilities! 40 batteries may seem like a lot, but the expirations dates range from 2015 to 2019, making these perfect for everything from powering handheld fans in the summer to running toys at Christmas. Get your 40 Duracell Alkaline Copper Top AA Batteries today!
RETURN DEPOSIT ITEM
Added on : Thursday June 14th 2012 04:00:42 AM
Yikes, I'm up at 4am EST because I'm worried about something that happen to our BB&T account. My father passed away, and we sold his truck last Friday after it sat in our yard for a month. The guy that purchased the vehicle gave us a check, which had his business name, and address on the top. We verified the check by calling his bank. So Friday afternoon I went, and deposited the check into my wife's account so she could pay the house note. Well tonight she was going over the quick books stuff, and noticed that the check came back NSF. I called the guy who wrote us the check, and he called his bank,and they told him he had another item come out his account before our check even touched his account. Which I can understand because that has happen to us before as well. He agreed to take care of the check once he get's back into town next Tuesday.My biggest issue is this. Will the bank send the police to our house in the morning, and have us arrested? We want have the money to repay the bank until next month. What should we do??
A question about timing and investing, TMC/GDP ratio, etc.
Added on : Tuesday June 12th 2012 10:00:45 PM
Hi all,I'm looking to rebalance my portfolio a bit, and need some advice.I'm fairly comfortable with the investments I have, but the biggest issue is that I still have a large chunk of money in a money market account ( around 30% of my portfolio ). It's there not because I want safety, but rather because the market seems overvalued at the moment.I know the market can't be timed too well, but looking at the TMC/GDP ratio http://www.gurufocus.com/stock-market-valuations.php, the market doesn't seem to be in a great place to invest right now. ( ~ 4.6% returns )As pointed by Warren Buffett, the percentage of total market cap (TMC) relative to the US GNP is probably the best single measure of where valuations stand at any given moment.So, my options are as follows:
1. Invest immediately to avoid money sitting pointlessly ( would be invested in no-load, low expense ratio index funds ), or
2. Wait 1,2,3 years until that TMC/GDP ratio shows something closer to 6%What I'm not clear on is how long of a timespan the TMC/GDP ratio predicts for. Examples for each:
1. 100k (for sake of keeping numbers easy) invested at 4.5% for 30 years = $179k
2. 100k invested at 1% for 3 years, and then 6% for 27 years = $234kObviously 2 looks better, but I suspect that you can't model exactly like this. Any suggestions for better models? Also, FWIW, I'm still maxing out my 401k every month at work, so it's not like I'm not investing at all, but I hate to have such a large chunk of my portfolio sitting in cash.
One for the Dumbest Financial Thieves category
Added on : Monday June 11th 2012 02:00:45 PM
SourceOk, so you just scammed the government out of 2.1MM, and you go out and buy a $2000 minivan with $800 wheels? Really? You have no better taste that that?===================================================
Krystle Marie Reyes, of Salem, Ore. allegedly weaseled more than $2 million from the state by filing a false return using automated TurboTax software, according to a police report obtained by Oregon Live.
Reyes, 25, reported $3 million in wages and claimed $2.1 million in returns, which worked its way through TurboTax's system and was approved by the state. Soon enough, a Visa debit card loaded with the refund was in her hands.
What's bizarre about the situation is how Reyes was caught. She reported the card as lost or stolen to the issuer, which apparently saw enough red flags to get the state's revenue service on the case.
When Reyes was taken into custody June 6, she'd managed to spend about $150,000 over a two-month period, including a $2,000 Dodge Caravan and more than $800 in tires and wheels, according to the police report.
This universal mobile charger is from online store Budgetgadgets.com.http://www.budgetgadgets.com/universal-large-capacity-portable-m...Some discription are as follows;Capacity: 6000 mAh
With strong LED lighting function
Output voltage: 5 V
Output current: 800 mA (Max)
The input voltage: 5 V
The input current: 500 mA (Max)
Circle life: > 500 times
Size:75*58*20mmThe biggest problem with my phone is the battery capacity, with this, I don't need to worry about being out of power, what's more, it is very portable.
Nordstrom:HALF-YEARLY SALE for MEN.
Added on : Wednesday June 06th 2012 07:00:04 PM
Nordstrom: HALF-YEARLY SALE for MEN. Starts Friday, June 15, 2012.It's the season's biggest Clearance Sale for Men.Shop in store and @ nordstrommen.comEarn Double points June 15-16.
Nordstrom Coupons
Reloadable prepaid credit card for use abroad by minor
Added on : Saturday June 02nd 2012 06:00:42 PM
One of my kids is going abroad for a month on a program -- She's too young to put the responsibility of keeping cash for a month of spending money on her shoulders (she'll need to pay for excursions, this and that...) -- mind you, I wouldn't like that a month's worth of money on my own hands / in a room shared with class mates.So, prepaid card seems to be the way to go... Apart from minimizing the cost (card acquisition, % for loading, % for currency exchange to EUR, etc.) I am looking for the following requirements:
* broadly usable (i.e., Visa or Master, not AMEX, Discover/Diners)
* rechargable without physical access to card (i.e., "send more money, dad")
* avoid liability of card falls into wrong hands
* recover money if card lost/stolen
* ability to expedite card (may not be critical)
* ability to get cash advance (may be negotiable)
* work reliably abroad (Europe, many POS/ATM require chip?)Looking through the discussion, WalMart card seems to be $3 to get, and free to fund by money transfer from bank (i.e., don't need card present). They indicate that they replace the card for a $3 fee. Don't know how the would look upon information that I gave the card to somebody else (minor). Biggest question is usage abroad and fees?

Alternative is to get a separate bank account fund and hand card to minor. Big risk if gets lost, smaller concern if kid uses to withdraw over funded limit.I'll appreciate any suggestions.
http://www.keepshooting.com/hi-point-jhp-45-acp.html( Lifetime Warranty ) Availability: In Stock
- SKU: 34510
In 1904, John Browning designed the .45 ACP cartridge. Like everything else in this world, the cartridge has its pros and it has its cons. Today, we are going to take some time to examine some of those pros and cons.The most impressive attribute of the .45 ACP cartridge is its stopping power. The sheer size of the bullet's diameter gives it a reputation for devastating damage. It is also a fairly accurate cartridge despite its moderate level of recoil. Finally, it is one of easiest cartridges to reload. Now we can move on to the cons.One con for the .45 ACP cartridge is the fact that many pistols chambered for it have limited capacities. But perhaps the biggest drawback is its price. Most .45 ACP ammunition is significantly more expensive than other popular calibers including 9x19mm Parabellum and .40 S&W. In fact, the price of ammunition is high enough to make some people reconsider purchasing a .45-caliber pistol. Not anymore. The Hi-Point JHP .45 ACP pistol makes your initial investment so small that it will offset the price of ammunition for years to come.The Hi-Point JHP .45 ACP is a striker-fired, semi-automatic polymer pistol that utilizes a traditional blowback operation. As its name suggests, the pistol is chambered in .45 ACP and its insignificant price will allow you to stock up on ammunition. This pistol is great for target shooting and comes with a single 9-round box magazine.Thanks Mark
Up to $99 Worth of Prescription Glasses For Free
Added on : Sunday May 27th 2012 12:47:37 AM
If you'd love a new pair of eye glasses but can't spare the cash, then you are in for a treat with this amazing deal from Coastal.com. With this Free Voucher deal, you can spend up to $99 on Coastal.com and pick up a brand new pair of designer frames and lenses with this unbelievable voucher! As the world's biggest online eyewear company, Coastal.com has over 1,500 frame styles to choose from and a proven track record of providing excellent service, quality products, and stylish glasses you will love to wear.http://www.nomorerack.com/daily_deals/view/62827-up_to__99_worth...
Beersmith Brewing Software - Memorial Day Sale - $19.95
Added on : Saturday May 26th 2012 08:51:44 PM
http://www.beersmith.comBeerSmith 2.1 Memorial Day Sale! $19.95 (almost 30% off!) Biggest Sale EverAlso running a 30% off sale on BeerSmithRecipes.com subscriptionsCelebrating those who have served, the BeerSmith 2.1 launch and our new site BeerSmithRecipes.com
Learn to use our new beer recipe sharing service set up a free basic accountSale ends at midnight Eastern time on Tuesday 29 May 2012
I personally use a free, open-source software but for $20 I'm going to try this out anyhow.
Problem with CPA
Added on : Thursday May 24th 2012 09:03:30 PM
I been using a CPA to file my personal, business taxes (Single member LLC) and run my payroll. Lately he been doing a very bad job. I got a letter from IRS recently to submit Form 8832 and when I asked him about it, he said he called them and took care of it. Today when I called IRS, they mentioned I need to submit the form because he filed the taxes as corporation.I called him about it and he said it is my problem and if I want him to submit Form 8832 he will charge more. I said since it is supposed to be submitted as part of the initial filling, it is his responsibility to submit it and he missed it, so he should take care of it.He said no and he even said if I ask him again, he will cut me off and disconnected the phone. When he submitted the taxes initially, he did an automatic draft from my bank for his fees and emailed me to make the payment. Not noticing the draft, I made a credit card payment. After noticing it, I mentioned it to him and he said he will keep it as buffer and will use for future fees.Now my biggest issue is to get the Form 8832 submitted.If he cuts me off (if he doesn't, I will) , what all should I get from him? Are there any specific documents that I need to get from him?
How can I get the extra payment I made? Since he has all my financial information, is there anything he can do out of spite? What can I do to avoid that?Sorry this might be a trivial issue for lot of people, but I am a little worried with getting that letter from IRS.
Melnor 2-Zone Water Timer $27 @ Home Depot B&M YMMV
Added on : Thursday May 24th 2012 03:09:14 AM
Melnor 2-Zone Water TimerModel # 3100V
Internet # 100659501
Store SKU # 271687LINKon clearance in store for $27 & change. Misplaced the receipt but it was a yellow clearance sticker. Regular price on the shelf showed as $49 though the online item shows $39.Mixed reviews on Amazon which has it for $43. At least one of the reviews says that the 2AA version fails quickly. The one from HD is the 4AA version which is supposed to be fine. It's working well, the biggest drawback is the display-less knob interface. I've not found a 2-zone water timer anywhere close to $27 so I'm willing to live with the clunky interface. Set it up once and it's done.The Home Depot Coupons
Free Kindle Book - Case Interview Secrets; 2 Days only
Added on : Tuesday May 15th 2012 06:30:57 AM
Free kindle book. Normally $20. This is for students preparing for management consulting industry. AmazonIn Case Interview Secrets, you'll discover step-by-step instructions on how to dominate what many consider to be the most complex, most difficult, and most intimidating corporate job interview in the worldthe infamous case interview. Victor Cheng, a former McKinsey management consultant, reveals his proven, insider's method for acing the case interview. Having personally secured job offers from McKinsey, Bain & Company, Monitor, L.E.K, Oliver Wyman, and A.T. Kearney, he has also been a McKinsey case interviewerproviding you with a hands-on, real-world perspective on what it really takes to land job offers.Chengs protges work in all the major strategy management consulting firms, including McKinsey, The Boston Consulting Group, Bain & Company, Monitor Company, A.T. Kearny, Oliver Wyman, L.E.K, Roland Berger, Accenture, and Deloitte, as well as in the strategic planning departments of numerous Fortune 500 companies. Whether youre an undergraduate, MBA, PhD, or experienced-hire applicant candidate, youll discover:* What case interviewers really say about you behind closed doors but wouldnt dare tell youuntil now
* The subtle yet specific performance differences that separate those who get management consulting offers from those who dont
* The 10 biggest mistakes candidates make in case interviews (and how to avoid them)
* The 3 specific things interviewers expect in the first 5 minutes of a case that often decide the outcome on the spot
* An insiders take on what interviewers really look for and whyand how to give them what they wantAmazon Coupons
87 Critic Metascore/9.1 User Score LinkConcluding the events set into motion by Ratchet & Clank Future: Tools of Destruction, Ratchet & Clank Future: A Crack in Time will at long last answer some of the franchise fans largest questions.After discovering that Clanks disappearance was engineered by Dr. Nefarious, Ratchet races to rescue his best friend. Unfortunately, he discovers that Clanks capture is just the beginning of Nefariouss latest diabolical plot. In this follow-up to the best-selling series, Ratchet & Clank Future: A Crack in Time puts players into the role of both Ratchet and Clank as they attempt to reunite and save the universe. Along the way, both will finally uncover the hidden truth behind their origins, and discover their ultimate destinies. As the duo come closer to reuniting, theyll have to ask themselves the biggest question of all: Do Ratchet and Clanks destinies lie with each other? Or is it finally time for the universes greatest duo to separate for good?Powered by Insomniac Games fourth-generation PLAYSTATION3 technology, A Crack in Time will continue to bring the experience of playing your own CG-animated movie to the PS3. Players will use new gadgets such as Ratchets Hoverboots to explore levels and can take off in Ratchets ship to discover nearby moons and planets. Clank will use new abilities to manipulate time to try and stop Dr. Nefarious.Newegg Coupons
The Biggest Loser Challenge Wii $9.99 Amazon
Added on : Monday May 07th 2012 09:10:32 PM
http://www.amazon.com/dp/B003S2OO7WAmazon Coupons
TD Bank Card with 5% groceries, dining, utilities for 6 months
Added on : Monday May 07th 2012 09:03:42 PM
TD Bank is advertising a credit car4d that offers 5 points back back on "dining, groceries, gas and cable, phone and utility bill payments for 6 months. The points appears redeemable for $100 gift card at a penny per point value, along with other options.It is the usual 1 point per dollar spent on other items and after the offer expires.How valuable this is depends on what other options you have. 5% on groceries is available through several cards (especially if you use rotating categories). An AMEX fee card offers 6% on groceries. 5% on diing can be gotten through CITI Forward cards or rotating categories. Gas is available through several cards. Utility and phone are harder to get 5% back on, although the CITI Dividend card had 5 points on utilities for the first quarter, and will probably offer that again.TD bank has the virtue of not being one of the biggest card issuing banks. Thus, if you have all the credit firms such as CITI, Chase, BOA. or AMEX wish to extend you, this card may be easier to get than others. If they don't like the way you use the card, and take adverse action you are less likely to have other cards you value affected, or even be in a "Black LIST " that prevents you from getting cards you may badly want in the future. Even if you do not use the card much after 6 months, the added credit line may slightly improve you percentage utilization. I know nothing about what size credit lines they offer. Charter and Citizen' are offering 5% on groceries, drugstores, and gasoline, but their credit lines have been very small, often inadequate to accommodate even the spending needed to fee a large family (see the relevant thread). CITI has what for many may be a better offer, but there may be problems getting the card for those who have recently taken advantage of several CITI offers. )see the relevant threads for the Thank You Preferred card, including my posting at the end.In my particular case, I may hold off applying because most of the benefits can be obtained through an AMEX Blue with 6% on groceries, CITI Forward cards with 5% on dining, and assorted cards with rotating categories. While the utility and phone category is not now covered, I prepaid the next few months using my CITI Dividend card (in the first quarter when it offered 5% on utilities and phone).Link:
http://www.tdbank.com/personalcreditcard/easyrewardscard.html

"TD Easy RewardsSM Visa Credit Card  TD Easy Rewards Credit Card5x rewards for the first six months*Card Features * Earn 5x rewards points on eligible purchases including dining, groceries, gas and cable, phone and utility bill payments for 6 months!*
* 0% introductory APR on balance transfers for 12 months after account opening After that, your variable APR will be 9.24% to 23.24%*
* Earn 1 point for every $1 spent everywhere, every time*
* Unlimited rewards No point caps, points do not expire**
* Use your card for all your monthly bills including cable, phone and utilities to earn more rewards points plus ensure your bills are paid on time when you set up recurring payments with your service providers.
* Easy redemption No blackout dates, restrictions or fees
* No annual fee
* Redeem points for over 400 rewards electronics, gift cards, travel rewards and more starting at just 3,500 points
o Round-trip airfare starting at 25,000 points
o Hotel room or car rental 15,000 points "
(Real Estate) Request for Ideas
Added on : Monday May 07th 2012 12:04:15 PM
Hello Everyone,I have searched for answers, but was able to find only bits and pieces of information. I do not need to be spoon fed, but would like to draw on the collective knowledge of FWF in the hope of solving my problem. Would anyone like to help me solve a puzzle?We live in California. We currently live in a townhome that we purchased in 2004. We would be content to live here as long as possible, except my wife has a movement disorder called Dystonia that has recently started getting worse. She starting to have trouble with stairs and has taken a couple of tumbles while weve lived here. We also have a 5 year old and despite our tricks to keep things organized (including garage sales, etc.) her things are taking over.Our goal is to get into a single level house with a bit more space. There are such houses just down the street that would adequately suit our needs. We would like to stay in our current area because of the schools.The subdivision is small, so the single stories do not come on the market as often as other subdivisions. The city is planning to build a large park (complete with boating, etc.) nearby and I worry that after the abandoned gravel pit is replaced by the park, well be completely priced out of those homes (if we arent already).

We are a bit underwater on our townhome. Ive considered renting it out and buying the single-story house, but given my financial picture (and the need for rental history to count incoming rent as income), I doubt that option will work. I feel my biggest hurdles are time, money, and the fact that if I sell the townhome the deal would be contingent.Walking away is not an option because Im the only bread winner and I have a family that needs a stable situation.If anyone has any suggestions on how I might be able to structure things, Id really appreciate it.Townhome Value: ~$300K
1st Mortgage: 293K balance, $1587/mo payment
2nd Mortgage: 34K balance, $779/mo paymentTaxes: $300/mo
HOA: $184/mo
Insurance: $60/moCurrent Savings/Emergency Fund: $14K
Retirement (401K, ROTH): 174K --Prefer not to touch retirementIncome: $87.4K (annual gross) + $11K (annual disability for wife) = $98.4KOur target house will cost ~$430K-$440K.
Outlaw Audio LFM1-Plus Subwoofer: $499, free ship through May 4!
Added on : Tuesday May 01st 2012 03:08:48 AM
This is a serious subwoofer, and the sale plus free shipping will
save you $115 or so. Get it and get rid of the crummy sub that
came with your home theater system.
Outlaw LFM1-PlusYou'll hear less distortion.
You'll get lower lows.
You'll feel explosions.
You'll hear parts of your music you've never heard before.Now, that's a bit of an exaggeration for some. This isn't a Submersive,
for crying out loud; not at $500. But it's probably the biggest single
upgrade most people can make to their home theater systems. - There's not much difference between the sound quality of a
$300 receiver and a $1,000 receiver
- You'd know if your speakers sucked
- It's harder to make a good subwoofer than to make a good
standard L/R or center speaker due to the amount of air
a sub has to move to accurately reproduce those 25- and
20-Hz sound waves at levels you can detect.I'm not in love with the Outlaw brand, but they make good --
even great -- audio gear and offer a lot of value, since they're
an internet direct company without a lot of the overhead of
brick and mortar stores.And note (full disclosure) that I'm exaggerating the benefits of a
new sub if you have a large, open room. A subwoofer can pressurize
your room best if the room is smaller, and closed off from other
open rooms/areas. You'll still hear far batter bass than with
your HTiB system, but it might not quite bowl you over in a large
room, vs. a small room. More than you want to know about subwoofers
(including getting recommendations based on your room and listening
habits, how to find the best placement for your sub, how to hook
it up, etc.) can be found at the avsforum.com subwoofer group:
http://www.avsforum.com/avs-vb/forumdisplay.php?s=&daysprune=&f=...I personally own an Epik sub -- but Outlaw was on my short list,
and I would be thrilled to have Outlaw in my system. This sub
produces usable sound to 20Hz and possibly below.
biz credit card/cash flow recommendations
Added on : Monday April 30th 2012 12:06:58 PM
Hello FWers-
I've lurked here for a long time, but I'm posting anonymous for obvious reasons. I have a business that did about 60k part time last year, and I switched over to doing it full time. So far this year I've done about 65k in the first 4 months. Business has been great, but my biggest challenge has been cash flow. This business is now my primary income, so the income swings are felt much more then previously. When someone pays me 2 weeks later than normal that causes some major pain. I'm on track for that not to be a problem later this year, but I've had a lot of things to purchase to get up and running full time. I'm at the point where I need something to help absorb the cash flow swings and I need to do some traveling for business. The best solution is a business credit card. The problem is I had a chapter 7 discharged a little over 4 years ago. I had a situation that got me in over my head in debt, went through the chap 7 and through that all of my credit cards were closed. I have been using my debit card through Paypal for purchases since then (which gets 1% Cash Back) which has been decent overall. I've been very reluctant to open any other credit card again but I'm at the point where I can see where it would be a huge help. I talked to my bank, and they said I need to be 5 years past the chap 7 before they can do anything. I havent applied for anything yet because I dont want to generate a ton of inquires on my credit. Score currently is at 650. I see three options at this point:- Get a business credit card (preferably with rewards that match/beat Paypal's 1%)
- Get a biz line of credit for a checking account at a different bank
- Tough it out, keep doing what I am doing Looking for some recommendations, thanks in advance for the help!
Mortgage sold by the the bank - Charges with new mortgage company
Added on : Monday April 30th 2012 03:02:41 AM
Background: My mortgage was with the bank A since last year an half (15 yr fixed loan). Recently bank A sold it to a Mortgage Company B. I received a letter from bank A that my loan terms still remains same. After few days received a welcome letter and information to setup an online account from mortgage company B.Issues:
a. I was making additional payments (in addition to regular bi-weekly payments) towards my principal amount through online. Bank A was not charging anything. However mortgage company B is charging $5 service charge for each transaction.b. Yesterday I received a letter from mortgage company B that if I would like to enroll for by bi-weekly payment (instead of monthly) I will have to pay $100 enrollment fee.It's just 2 weeks and still learning more. So not sure what other charges I might end up with.Questions and need your suggestion:
- Do I have an option to go back with bank A?
- Any option / suggestion to get such charges waived from mortgage company B?
- Mortgage company B has not provided me any short of charges detail (impact to customer) neither comparison of charges on bank A vs mortgage company B. Are they not supposed to provide such detail?My biggest concern is today I pay $100 for bi-weekly to my new mortgage company and in another year or two they sell it to XYZ company and they might have their own charges. So it's like customer keep paying to different companies as my mortgage gets sold from one company to another on which customer has no control. This does not sound fair in any way from a customer point view.Your thoughts?
How Much Do Americans Save infographic
Added on : Friday April 27th 2012 09:03:46 PM
In other news... savings rate for Americans nearing an all-time low. The infographic makes it clear that the decline in the savings rate began with the single biggest economic expansion period of America:How Much Do Americans Save InfographicOne thing the infographic is incorrect on is they take 25% off his total income, where we FW finance people surely know that your tax is based on a tier-level basis, not a flat-tax (at least not yet).I'm willing to bet that most FW'ers save a lot more than the average American.
Shall I close the PenFed 1.99% HEL or stay put - Savings vs. Risks
Added on : Sunday April 22nd 2012 12:07:51 AM
Hi FWers,I would really appreciate your advice regarding PenFed 1.99% 5 yr HEL that I am about to close:http://www.fullofdeals.com/forums/finance/1179515/Here is my situation:I use my primary residence, which has been paid off, to secure this loan. It has been approved and the closing documents have been received. The loan amount is about 140K which means the monthly payment is around $2400.About two years ago we tried to move to another city and ended up buying a house worth 250K. But later we decided to stay at the primary residence so converted this new house as rental property ever since.For this new house, I paid 50K and carry a mortgage of 200K with 5/1 ARM at 3.75% (monthly mortgage payment is $915, monthly rent $1600, exclude HOA, insurance, property tax, etc, monthly NET is $300, so NET $3600 annually).So for my current situation, not considering tax benefits, I calculate the ROI is: 3600/50K = 7.2% This HEL will be combined with my out of pocket expense of 60K to pay off the mortgage (200K) for the new house.So with the closing documents right in front of me and I am given next three days to decide whether to go or not, I am actually a bit hesitated: I know I might save some, but exactly how much I can save for the next five years and what is the ROI now if I go with this HEL?And my biggest concern is: with $2400 monthly payment in my credit report, will that significantly impact my credit card applications down the road? As a matter of fact, I have been denied the PenFed AMEX card due to the debt/income ratio? With my current situation, averagely I can pull in about 3K - 5K CC bonus every year.So shall I proceed or not? I need to make decision quickly and any advice would be greatly appreciated.Thanks!
Mortal Kombat new for PS3 $31.99 (47% off) at Amazon
Added on : Sunday April 15th 2012 06:51:32 PM
Other versions are on sale too, but PS3 was the biggest drop.http://www.amazon.com/Mortal-Kombat-Playstation-3/dp/B003O6E1JSAmazon Coupons
Currently I'm paying close to $30 per pay period (biweekly) for long term disability at 70% of my full salary.I've worked for the same company for several years, at my previous position I did a lot of heavy lifting and machine operating.
For example, I would run a 60 foot lift to work on electric stuff high up on buildings. I elected to take this insurance at my previous position because I was worried about hurting my back from lifting stuff, or falling or getting hurt on equipment.However, I've been working a desk job for a year now. My biggest concern now is heart disease (har har, I'm getting fat from not doing anything outside).Would anyone recommend keeping this insurance around for any reason? Or should I get rid of it?
Free Music Downloads (Radiohead, Snoop Dogg, etc) on Google Play
Added on : Friday April 13th 2012 09:34:02 AM
Just open up Google Play and click on the banner on top that says free music. It's a playlist of Festival All-Stars.Here is what it says when you click on the banner:Festival All-Starsby Eric GrandyThough it typically lands annually in early spring on the lawns of Indio's Empire Polo Club in Southern California, this weekend's big music shindig really signals the start of the summer festival season. As the weather warms up, all kinds of acts begin crisscrossing the U.S. or else flying in for one-off appearances on the festival circuit. Since 1999, the one in Indio has not only been the first fest of the season but also one of the biggest and best, consistently landing the year's big names, up and coming acts and historic reunions.
2012's lineup features reunions from Brit-poppers Pulp, Swedish punks Refused and Texas post-hardcore firecrackers At the Drive-In, as well as headliners Radiohead, the Black Keys, and original G-Funk super-duo Snoop Dogg & Dr. Dre. Previous years' fests, showcased in this "Best of" playlist, have been just as impressive. If you can't make it out for a long weekend of live music and partying in the California sunor if you didn't get tickets (both weekends of this year's fete sold out in record time)enjoy the next best thing: a playlist of festival greats past and present, and album picks for 2012's best bets.Great Festival Performers1 Idioteque Radiohead Share 5:09 Listen
2 Sweat (Snoop Dogg Vs. David Guetta) (David Guetta Remix) Snoop Dogg Share 3:15 Listen
3 We Own The Sky M83 Share 5:02 Listen
4 One (Your Name) (Feat. Pharrell) (Vocal Mix) Swedish House Mafia Share 5:51 Listen
5 One More Time Daft Punk Share 5:20 Listen
6 Clint Eastwood Gorillaz ExplicitShare 5:43 Listen
7 All My Friends LCD Soundsystem Share 7:37 Listen
8 Swoon The Chemical Brothers Share 6:05 Listen
9 Girls & Boys Blur Share 4:50 Listen
10 Sexy Boy Air Share 4:58 Listen
11 The Heinrich Maneuver Interpol Share 3:28 Listen
12 Safe From Harm Massive Attack Share 5:18 Listen
13 Trans-Europe Express Kraftwerk Share 6:37 Listen
14 And I Was A Boy From School Hot Chip Share 5:19 Listen
15 Bitter Sweet Symphony The Verve Share 5:58 ListenGoogle Link
https://www.facebook.com/softlips/posts/460362064962 Sounding the Softlips siren.24 hour alert!!! Well launch our fan celebration tomorrow, 4/2, at 4 p.m. ET. The first 10,000 fans who enter will get a free offer by mail (US only), so be sure to be back to our page tomorrow! Its our biggest giveaway to date!
"The Best Financial Advice I Ever Received"
Added on : Friday March 30th 2012 09:09:28 PM
I just read this great article and thought it was worth sharing with FWF.original Link------------------------------------------------------------------The Best Financial Advice I Ever Received
Posted by Jamie Downey May 20, 2009 09:09 AM
A friend asked me last week, What is the best piece of financial advice you ever received? Without much thought, I responded, invest your time, dont spend it. I got that sage advice from Jeff Gitomer, an entrepreneur and author of several best selling books. While the idea is not original to Mr. Gitomer, I had never read it so succinctly nor contemplated so thoroughly.Similar to investing money, investing your time pays dividends for you in the future, while spending time is a quick pleasure that provides little future value. Investing time will improve you, your life, your health and especially your finances.After getting this piece of wisdom, I set out to eliminate the areas of my life where I was spending time. It is now shocking to me how much time I had wasted on activities that did not benefit my life. Here are the biggest areas where I wasted time and see many others doing the same:Television This was the number one waster of time in my life, and based on my anecdotal evidence, I am not the only one guilty of this problem. I now try to limit time in front of the TV to under an hour a day. Usually this is my last hour of the day when I am pretty tired and my mind is not willing to provide me much motivation. When is the last time the television provided any benefit in your life? The answer is never. (One significant time saver get TiVo or a DVR. I will now watch Patriots game in about an hour and fifteen minutes as opposed to three hours and fifteen minutes. This simple act saves me two hours every game.)Commuting Getting to and from work is something we all must do and provides little future value in our life (save our paycheck). We can improve the value of this time though by listening to audio books, thinking or praying. Listening to music and talk radio helps reduce our rage on the road, but like television is only a mental diversion. Commercial radio will provide no real future benefit in your life.Sleeping Obviously we all need sleep. However, most people can do fine with seven to eight hours of sleep a day. Anymore than that is wasting time. My wife likes to sleep in on weekends, usually until around 10:00AM. Last Saturday was one of those glorious spring days in New England. Unfortunately she lost three of those hours in slumber. Time that will never come back.Shopping My time away from work is precious, and I can think of nothing worse than spending this time at the grocery store or in a crowded mall. Consider Peapod and shopping online when possible to avoid this misuse of your time. Shopping is a double whammy, it saps both your time and finances.Traveling My work requires me to travel on occasion and last night was one of those days. I had a three hour flight from Logan to Ft. Lauderdale and was amazed at the time wasting activities involved by most passengers. Here was three hours that could be used in mental engagement and improving ones mental skills. I saw very few involved in such activities. Mostly people were just watching television or playing solitaire on the computer.Here are some activities that I believe Mr. Gitomer would agree are investing activities:Reading This is the activity that I have increased the most since receiving Mr. Gitomers words of wisdom. I now set out to read at least an hour a day. It is usually the first hour that I get up in the morning and do it with a nice cup of coffee. I split this time between books that will improve my craft (business and motivational books) and spiritual books (the Bible and Christian books). Other good sources of information are history books and biographies. There is a website, 800CEORead.com which provides a list of the 100 best business books. I am trying to tick them all off my reading list. Keep away from trashy novels. Investing my time improving my trade will hopefully reap financial rewards in future years. Develop a passion for learning and your financial life will improve dramatically.Exercising Can you think of a more classic example of investing your time than exercising? It is something that we do now that will improve our future time on this planet in the form of good health.Building relationships There is no such thing in life as a self made person. We have all been helped along by family, friends, the church etc. Knowing the right people can help us reach our goals much quicker and easier. Search for the people that can help you reach your career goals and try and develop a relationship with them.Time with Family My daughter Madeline is turning one this weekend. Any time I can spend with her and my wife is a blessing.Thinking Our mind is our biggest asset and can solve most all of our problems. Spending quiet time every day thinking of ways to solve your problems, improve your productivity at work, increase sales, or accomplish a goal, can be done much faster and more efficiently by using your mind. We all have the ability to be creative, however, creativity is hard work and needs time like anything else. To paraphrase Thomas Edison creativity is one percent inspiration and 99 percent perspiration.Thank you to Mr. Gitomer for your wise and inspiring advice. I hope it will pay dividends in my life for years to come. Carpe diem.
Chapin Pro Series 4-Gal. Backpack Sprayer at bjs for $49.99
Added on : Friday March 23rd 2012 09:10:17 AM
This 4-gallon backpack sprayer from Chapin is designed to hold garden chemicals, pesticides, fungicides, deck cleaners and liquid de-icers.* It features a positionable pump handle for left- or right-handed use and a large pump for quicker pressurizing with less pumping. The 4" filtered opening makes it easy to fill and the spray handle boasts a continuous spray feature. Included are multi-use nozzle tips for all your jobs and a spray shield that protects foliage. The 2-nozzle boom doubles spray coverage, making quick work of your biggest jobs. Finally, a padded carrying strap and wand storage clips make carrying the sprayer comfortable and hassle-free.Product Features:Made from polyethylene with Viton seals to hold garden chemicals, pesticides, fungicides, deck cleaners and liquid de-icers*
4-gal. capacity
Positionable pump handle for left- or right-handed use
Large pump for quicker pressurizing with less pumping
4" filtered opening for easy filling
Spray handle boasts a continuous spray feature
Multi-use nozzle tips for all your jobs
2-nozzle boom doubles spray coverage
Spray shield protects foilage
Padded carrying strap minimizes fatigue
Wand storage clips keep you organized
Warranty: 1 year(Model 61809)http://www.bjs.com/store/chapin-pro-series-4-gal-backpack-spraye...
Two Kindle Books, Free all day Friday from Amazon
Added on : Friday March 16th 2012 06:08:15 PM
Both of JJ Martin's novel are free all day today (Friday) in Amazon's
Kindle store. Find the link to both (Porter House and Sebastian Cupid)
at http://www.jjmartinbooks.com. Just click on the big picture of the
cover on the page for each book. Will take you straight to Amazon.Sebastian CupidIf youve never shot yourself in the chest, Sebastian Cupid can tell
you it hurts like hell. Still, hed rather take three bullets to any
part of his anatomy than find his brothers body in an alley, drained
of blood. Now Sebastian is facing an inquiry from three gods while an
innocent mortal lies comatose in a bed just down the hall, and shes
the only eye witness.Armed with next to no information and a lifelong history of
resentment, Sebastians only pool for suspects is his step-family, who
uses questionable methods to spread hate in the mortal world. But then
disappearances begin to happen on both sides of the family. As gods
clash and Temples fall, they pit power against power to survive.
Little do they realize, the only one that can save them is the least
powerful of them all.Porter HouseCory knows everything about hiding skeletons in the closet. As an
abusive politicians wife, secrecy is her life. She is forced to put
those skills to the test when a brutal beating lands her in the
hospital, scarring her for life and nearly killing her. Cory is forced
to leave her life behind and go on the run, coming face to face with
the biggest secret shes ever kept. While she waits for the law to
bring her abusive husband to justice, Cory meets up with a spirit that
is haunting her familys estate. Who is Kade? What role did he play in
the horrible tragedy that ripped her family apart?Kade is stuck. Hes been haunting Porter House estate for over 100
years without any idea why hes still here. Kade would do anything to
protect Cory, but what if hes too late? With a tragic history that
wont rest, Kade battles his personal demons to bring peace to Porter
House for the last time and protect Cory before the past catches up
with them both.
5 Big Mortgage Companies Will Slash Principal Balances?
Added on : Monday March 12th 2012 06:04:08 AM
I saw a link to this article on a slick thread this morning. I haven't noticed it posted here yet, apologies if I've missed it.Cliff's notes:
"As part of the $26 billion settlement reached between the five major mortgage servicers, the federal government and the attorneys general of 49 states and District of Columbia last month, Bank of America (BAC, Fortune 500) customers who qualify could see their mortgages reduced by an average of $100,000 or more, according to bank spokesman Rick Simon.Those principal reductions are much deeper than the ones originally announced as part of the robo-signing settlement deal.When the settlement was first announced, the average principal reduction was expected to reduce mortgage balances by an average of about $20,000. Among the five biggest lenders, the reductions are expected to help roughly 1 million homeowners who owe more on their homes than they are worth.The other four banks, JPMorgan Chase (JPM, Fortune 500), Citigroup (C, Fortune 500), Wells Fargo (WFC, Fortune 500) and Ally Financial, are expected to reduce qualified borrowers' principal to between 115% and 125% of the value of their homes. Bank of America, meanwhile, is aiming to reduce the amount owed on a home to 100% match the current market value.
...
Bank of America's deal only applies to the mortgages it owns and some that it services for private investors. Loans backed by government-controlled agencies like Fannie and Freddie or insured by the Federal Housing Administration are not eligible for the program.The bank has already identified the 200,000 or so borrowers that it will offer modifications to and will start to reach out to them as soon as a D.C. federal court approves the settlement."We expect to get off to a fast start with this program," said Simon.There are incentives to do that. If the bank is able to demonstrate that it faithfully carried out the provisions of the attorneys general's foreclosure settlement -- as well as a separate settlement in which it agreed to reimburse HUD $1 billion to cover problems originating FHA loans -- over the next three years, it can be forgiven $850 million in penalty payments, said Simon.
End of Cliff's notes.I left the last part in to head off the usual "why would they do that" type skepticism. Very simple, self-interest.I believe on the same day that article was posted on CNN I replied to a post in the Chase mortgage rate reduction thread, essentially telling the poster that he shouldn't expect the banks to reduce his principal, and certainly not in the form of an unsolicited offer to do so. Oops.Way too early to tell but hopefully this is good news to people who are underwater and not eligible for FHA and HARP programs.
Protein - Betancourt Nutrition Big Blend Proteosynthetic! - 35 servings for $16.50 + sh - Reg price: $40I haven't used this stuff yet myself but just ordered 5 based upon recommendations and the sale price on the 35 servings tub. Also, the 9.2 rating on BB.com seems pretty reassuring.Keep in mind the website gives away a selection of free gifts for orders over $75, $100, and $150 price points. You will see this clearly as you order, better gifts the more you spend obviously.Shipping seems to be between 7-10$ for me depending on what I had in my cart, but the shipping went up very little with quantity so load up to better the deal if you will use it. Shipping was under 10$ for me with 5 tubs of these and some other stuff in my cart.Three flavors available on the 35 servings as I type this. Choco-Latte, Vanilla Cappuccino, White Chocolate.http://www.bodybuilding.com/store/bcour/big-blend.html?Enjoy! InB4MiscItem Info From Website:Betancourt Nutrition's team of protein supplement formulators lock themselves inside their in-house cGMP manufacturing lab. Their mission is to develop the "best and the biggest", a protein supplement so massive in its content of myo-augmenting proteins and amino acid derivatives that it will produce anabolic behaviors quantitatively and qualitatively unlike anything else on the market for years to come. Two months and more than a dozen pilot batches later, they emerge from the lab with new Big Blend Proteosynthetic.* If you're looking to get bigger with the best, then look no further than the inside of this bottle. Each serving of new Big Blend contains a blend of refined proteins and amino acid derivatives from a mind-blowing 22 different sources, all fortified by a low-calorie, low-glycemic infrastructure of brown rice bran, proteolytic enzymes and carbohydrate. With each ingredient having several potential mechanisms of action, Big Blend is capable of supporting a diverse array of anabolic behaviors once it gets inside your body. The muscle-building possibilities are virtually endless. Importantly, Big Blend supports protein synthesis in the whole body --muscle as well as non-muscle tissues.* And it tastes as big as it acts!Multi-Species Proteins:Big Blend prepares your stretched and strained muscle fibers for an "anabolic storm" by feeding them precision-processed proteins from Casein, Milk, Brown Rice and Whey.*
Amino Acid Derivatives:Amino acid derivatives like Nitrated BCAAs, N-Acetyl l-Phenylalanine, Glutamine Ethyl Ester HCl and L-Leucine Alpha-Ketoglutarate offer unique pharmacokinetic properties not available from food.*Digestive Stimulators:
Low-calorie, low-glycemic brown rice bran, carbohydrate and enzymes stimulate your digestive tract and help optimize the anabolic efficiency of Big Blend's many proteins and amino acids.*When the perfect workout collides with perfect nutrition, rates of muscle protein synthesis climb mountains. Your muscles go "proteosynthetic," promoting size and strength gains that make all the blood, sweat, toil and tears worthwhile.* Betancourt formulators sourced BIG BLEND's ingredients from around the world, country by country, city by city in order to ensure that it could help support rapid and sustained increases in tissue essential and nonessential amino acid levels, nitrogen balance, whole-body protein synthesis, insulin-like growth-factor-1 production, muscle fiber hypertrophy and muscle mass, strength and thickness.* And to make sure that BIG BLEND makes protein shakes that rapidly quench your appetite every time you drink one, Betancourt developed all of its flavors in-house. From the first to the last gram, BIG BLEND tastes as big as it acts!*BodyBuilding.com Coupons
$3.99 MP3 Albums Hip Hop/R&B @ Google Play
Added on : Saturday March 10th 2012 09:27:50 PM
Google's MP3's are DRM free. You may play them on any player that supports MP3's. You may download them to any device that supports mp3's. You may play them with google's cloud players.https://play.google.com/store/music/collection/promotion_albums_...
Play Beats MP3 Albums for $3.9950 Cent : Get Rich Or Die Tryin' (Parental Advisory)
Beastie Boys : Ill Communication
Chicken - N - Beer : Chicken - N - Beer
Chrisette Michele : Epiphany
Dr. Dre : 2001
Eminem : The Slim Shady LP
Flying Lotus : Cosmogramma
Jay-Z : The Black Album
Kanye West : Graduation
Keri Hilson : In A Perfect World...
Keyshia Cole : Just Like You
Kid Cudi : Man On The Moon: The End Of Day (Parental Advisory)
LeToya : LeToya
Ludacris : Chicken - N - Beer
Mary J. Blige : My Life
MF Doom : Born Like This.
Mya : K.I.S.S. (Keep It Sexy & Simple)
N.W.A. : Straight Outta Compton
Nas : Distant Relatives
Rick Ross : Teflon Don
Snoop Dogg : Doggystyle
Trina : Amazin' (Parental Advisory)
Tyler, The Creator : Goblin
Tyrese : Open Invitation
Young Jeezy : Let's Get It: Thug Motivation 101Also: Still Live is their previous promotionhttps://market.android.com/details?id=music_promotion_albums_201...Greatest Hits MP3 Albums for $3.99Eminem - Curtain Call: The Hits
2Pac - The Best of 2Pac, Part 1 Thug
The Rolling Stones - Big Hits: High Tide And Green Grass
Toby Keith - 35 Biggest Hits
Jay-Z - The Hits Collection, Volume One (Deluxe)
Daft Punk - Musique, Vol.1 (1993-2005)
U2 - The Best of 1980-1990
Etta James - The Essential Modern Records Collection
DMX - The Best of DMX
Guns N' Roses - Greatest Hits
Mary J. Blige - Reflections: A Retrospective
Blink-182 - Greatest Hits
Boyz II Men - Legacy: The Greatest Hits Collection
Pixies - Death To The Pixies
George Strait - Best Of (Deluxe Edition)
Rush - Gold
Barry White - Greatest Hits
Frank Sinatra - Frank Sinatra - The 20 Greatest Hits
Bob Marley - Legend (Deluxe Edition)
Billy Joel - The Hits
Queen - Greatest Hits
Elvis Presley - Elvis 30 #1 Hits
Al Green - Greatest Hits
Jackson 5 - The Ultimate Collection: Jackson 5
Synology DS212j 2-Bay NAS $184 AC @ NewEgg
Added on : Friday March 09th 2012 03:17:37 PM
Not the biggest saving (normally 199 at the Egg or Amazon) but you can get $15 off using EMCNGNA75 at checkout. I've been watching for a few months and decided to pull the trigger, as I don't recall ever seeing it lower.http://www.newegg.com/Product/Product.aspx?Item=N82E16822108095Newegg Coupons
Harbor Freight Parking Lot Sale This Weekend Up to 83% Off, Lots of $1, $2, $3 itemsBiggest Sale of the Seasonhttp://widgets.harborfreight.com/wswidgets/common/displayCoupon....My favorites:1/2" Torque Wrench. Reg. $35; $9.99Oscillating Multi-function power tool. Reg. $60; $19.993 Gallon Pancake Air Compressor. Reg. $75; $45.99Single Edge 100 Pack Utility Blades Reg. $5; $2Pencil Tire Gauge. Reg. $4; $1Harbor Freight Tools Coupons
http://www.amazon.com/Diamond-Dishes-Kitchens-Baseballs-Biggest/...Amazon Coupons
$3.99 MP3 Greatest Hits Albums at Google/Android Market
Added on : Monday March 05th 2012 04:13:15 AM
https://market.android.com/details?id=music_promotion_albums_201...Greatest Hits MP3 Albums for $3.99Eminem - Curtain Call: The Hits
2Pac - The Best of 2Pac, Part 1 Thug
The Rolling Stones - Big Hits: High Tide And Green Grass
Toby Keith - 35 Biggest Hits
Jay-Z - The Hits Collection, Volume One (Deluxe)
Daft Punk - Musique, Vol.1 (1993-2005)
U2 - The Best of 1980-1990
Etta James - The Essential Modern Records Collection
DMX - The Best of DMX
Guns N' Roses - Greatest Hits
Mary J. Blige - Reflections: A Retrospective
Blink-182 - Greatest Hits
Boyz II Men - Legacy: The Greatest Hits Collection
Pixies - Death To The Pixies
George Strait - Best Of (Deluxe Edition)
Rush - Gold
Barry White - Greatest Hits
Frank Sinatra - Frank Sinatra - The 20 Greatest Hits
Bob Marley - Legend (Deluxe Edition)
Billy Joel - The Hits
Queen - Greatest Hits
Elvis Presley - Elvis 30 #1 Hits
Al Green - Greatest Hits
Jackson 5 - The Ultimate Collection: Jackson 5
Saving money at Gas Stations and getting the biggest discount?
Added on : Sunday February 26th 2012 03:19:12 PM
So this year I was very disappointed to find out that my 4% discount gift card from speedway no longer works. It was nice to par that Up with my 5& CB credit card and my speedy rewards discount card. I was averaging about 35 cents off a gallon.The clerk was nice enough to inform me that If you get one of their prepaid fuel cards you will get 6 cents off per gallon all the time. Its not the same but better than nothing. So know I use their giftcard, my CB credit card, and speedy points to save for the 25$ giftcard. Any other ideas on how to save money that I might have missed? I usually check gas buddy app for the cheapest local prices. I don't use any other gas stations If i can because I'm not aware of any other special discounts. Thanks.
Free Sample Crystal Light Energy Citrus -Starts Next Week
Added on : Thursday February 23rd 2012 06:25:59 PM
Ready for a crazy adventure? Get set for the Energy Dash! Its launching right here on Facebook next week! And its especially for our BIGGEST and BEST fans: the first 20,000 users to complete all 4 activities in the Dash will receive a FREE SAMPLE of New Crystal Light Energy Citrus! And the NEXT 100,000 users to complete the dash will receive a coupon for $0.75 off Crystal Light Energy! Check back next week to play!!!https://www.facebook.com/crystallight/posts/10150578093704077
Accountant career advice request
Added on : Friday February 17th 2012 06:13:52 PM
Long time lurker, first time poster here. I've been struggling with some career-related decisions lately, and am hoping the minds of FWF can provide some unique insight.My background:- B.A. Economics
- In the accounting field
- Passed the CPA exam, but need more experience for the certificate
- Age 25, married, no kids
- Located in CaliforniaWhile I was in school, my plan was to follow the "normal" CPA career path (4-5 years at Big4/large regional CPA firm > transition to corporate accounting/open my own small firm). Due to the recession, however, many firms were more or less freezing new hiring by the time I was nearing graduation and my job prospects were poor. I worked as a temp, was unemployed for a while, then was able to land my current job, which is with a municipal government in an accounting role. I decided at the time that it was a good opportunity to ride out the bad economy and get my CPA exams out of the way, which I finished a few months ago. As of now, I've been with my current employer for almost two years. It's a good job overall, but I'm having misgivings about my current path and trying to decide where to go from here.My biggest concern is that the economy is still shaky and I'm hesitant to leave my current job, which is very secure, to pursue my original plan and look for less stable employment in a public accounting role. I don't believe my experience thus far would translate particularly well to public accounting, meaning there's a good chance I'd take a salary cut as well and start in an entry-level role. On the other hand, it doesn't look like the job market will be improving much for at least the next couple of years and I'm afraid of attracting stigma as a government employee by staying in the public sector too long. My job right now also tends to be pretty mind-numbing most of the time and not particularly satisfying on a personal level. Essentially, I'm trying to decide between making a long-term commitment to my current employer and quitting to try to follow my original plan.Current job:- $60k salary, likely future earnings potential is $~80k in five years, $~110k in ten years (plus COLA). Small potential for $~150k in a CFO role within 10-20 years.
- Full health/dental/vision coverage paid by employer. 5-7 weeks PTO per year (paid holidays plus vacation). Ample sick days.
- Defined benefit pension plan (1% at 50, 2% at 60) and 457 plan.
- Relaxed atmosphere, 40 hour work weeks with almost zero overtime required.Alternative:- Based on recent research, $50-$55k likely starting salary, future earnings potential $70-$100k in five years, may be as low as $80k or as high as $200k+ in ten years.
- Health/dental/vision plans offered by most employers I've researched, with varying degrees of employee share.
- 401(k) plan, possibly with employer match. No DB pension.
- LOTS of overtime during the busy season at a CPA firm, 40-45 hours/week during the rest of the year.
- Work is somewhat more fulfilling.What would you do in my shoes?tl;dr: Keep boring, safe government job or take probable pay cut and extra risk for potentially better job in the future?
Two Paranormal/Fantasy Kindle Books, Free all day Friday from Amazon
Added on : Friday February 17th 2012 09:29:20 AM
Both of JJ Martin's novel are free all day today (Friday) in Amazon's Kindle store. Find the link to both (Porter House and Sebastian Cupid) at http://www.jjmartinbooks.com. Just click on the big picture of the cover on the page for each book. Will take you straight to Amazon. Sebastian CupidIf youve never shot yourself in the chest, Sebastian Cupid can tell you it hurts like hell. Still, hed rather take three bullets to any part of his anatomy than find his brothers body in an alley, drained of blood. Now Sebastian is facing an inquiry from three gods while an innocent mortal lies comatose in a bed just down the hall, and shes the only eye witness.Armed with next to no information and a lifelong history of resentment, Sebastians only pool for suspects is his step-family, who uses questionable methods to spread hate in the mortal world. But then disappearances begin to happen on both sides of the family. As gods clash and Temples fall, they pit power against power to survive. Little do they realize, the only one that can save them is the least powerful of them all.Porter HouseCory knows everything about hiding skeletons in the closet. As an abusive politicians wife, secrecy is her life. She is forced to put those skills to the test when a brutal beating lands her in the hospital, scarring her for life and nearly killing her. Cory is forced to leave her life behind and go on the run, coming face to face with the biggest secret shes ever kept. While she waits for the law to bring her abusive husband to justice, Cory meets up with a spirit that is haunting her familys estate. Who is Kade? What role did he play in the horrible tragedy that ripped her family apart?Kade is stuck. Hes been haunting Porter House estate for over 100 years without any idea why hes still here. Kade would do anything to protect Cory, but what if hes too late? With a tragic history that wont rest, Kade battles his personal demons to bring peace to Porter House for the last time and protect Cory before the past catches up with them both.
Johnny Cash "16 Biggest Hits" MP3 Album downloads for $4
Added on : Wednesday February 08th 2012 10:20:03 AM
Today only, the Amazon MP3 Store offers downloads of Johnny Cash's 16 Biggest Hits MP3 Album for $3.99. It's a 16-track, DRM-free country album, released in 1999. (iTunes charges $11.99.) Amazon MP3 Downloader is required.
LINKAmazon Coupons
Credit goes to dealsterino on SD...Biscotti Google HDTV Video Phone $99 ($100 off) after coupon YMMV
Greetings from SB46 media day where it's a balmy 50 degrees . Okay, this deal on the Biscotti.com [biscotti.com] HDTV videophone....might not last long if they volume gets too high but who knows. It is a cool way to make HD video calls on any TV. Definitely a YMMV, but still thought my fellow SDers would like to get in on the fun Biscotti.com
Use code: SUPERBAND for $100 off (shipping additional)
Please do not PM me if the code does not work. Just trying to give back ----------------------------------------THE BIGGEST GAME DESERVES THE BIGGEST WAY TO VIDEO CALL!Say hi to your friends and family back home in high-definition from Super Bowl XLVI with Biscotti TV Phone.Call other Biscotti TV Phone with Biscotti-to-Biscotti and any iPhone, iPad, Android or Laptop with Google Talk video chat.$99 (50% off)
USE CODE: SUPERBAND
Good 2/1/12 to 2/7/12 or while supplies lastFEATURES:
1. Built-in Wi-Fi, HD Camera and microphone
2. Widescreen high-definition calls, mic picks up the whole room
3. Easy to use remote control (with pan/tilt/zoom)
4. No computer or phone line required
5. No monthly fees all calls are free
6. Tiny device sits on your TV and is the size of a Biscotti cookie (less than 6 wide)
7. 5-minute setupREQUIREMENTS:
1. Wi-Fi
2. HDTV with HDMI inputPACKAGE INCLUDES:
1. Biscotti TV Phone
2. Remote control
3. Worldwide power adapter
4. Mounting kit
5. Gift box
6. Get started guide$99 (50% off)
USE CODE: SUPERBAND
Good 2/1/12 to 2/7/12 or while supplies last
Been looking for a deal on a Ultrabook and this one's pretty sweet.Model# S3-951-6646 $899
- $100 off
--------------
$799Don't forget 5% CashBack for Chase Freedom cardholders.
$759 for Chase Freedom cardholdersLink to AmazonI'm posting this deal from my Acer S3 and so far I'm far more impressed with this Ultrabook than the $300 more expensive Asus Zenbook. I had a defective Zenbook that I returned and refused to buy again. Apparently Asus sources their parts from different vendors for their Zenbook, if you get lucky you get one that works, otherwise you get one where the wireless drops whenever it wants even with the latest drivers. The biggest drawback of this Acer S3 is that it has a hybrid 320GB ssd hard drive (20GB SSD) vs the Zenbooks 128GB SSD.
Up to $25 off TurboTax + 8% Cash Back!
Added on : Tuesday January 31st 2012 12:29:39 PM
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Free Workout Mix
Added on : Monday January 30th 2012 09:05:23 PM
This was linked to awhile back, but it looks like it is being offered again by Subway and The Biggest Loser. Follow the link to get 6 free songs in a workout mix.http://subway.workoutmusic.com/Enjoy!
This was linked to awhile back, but it looks like it is being offered again by Subway and The Biggest Loser. Follow the link to get 6 free songs in a workout mix, including Cee Lo Green, Nelly, Black Eyed Peas, Ke$ha, Usher, and Rihanna.http://subway.workoutmusic.com/Enjoy!
Dual XDM6351 Car HD Radio $59.99 shipped - new model
Added on : Sunday January 29th 2012 01:22:40 PM
My wife and I have been looking for a good deal on a pair of car HD radios since we sold our Buick that I had installed a Dual HD radio in a couple of years back. Seems like prices had gone up, because every time I checked, car stereos with both HD radio built in and front USB seemed to be going for $115 or more. Then I found this:Dual XDM6351 It is a newly released model from Dual that has front audio line in jack, front USB, an internal SDHC card reader (up to 32GB) and of course CD player. What really sold me was two buttons on the front:"mono" - there have been many times when driving cross country where I was going out of range of a particular station, and wanted to be able to listen just a bit longer. I remember being able to manually switch my first car radio over to mono, which allowed you to listen to faint stations. This radio has this!"loc/(distance)" - this was my biggest complaint on my first HD radio. When driving out away from metro areas, there would inevitably be an area where the HD signal was not quite strong enough, and the radio would keep switching back and forth between the standard def (SD) and high def (hd) signals. Trouble was, these are often off by a second or so, which makes listening to that particular station impossible at that point. I always wished there was some sort of button to simply tell it whether to use the HD signal or SD signal at that point. This radio gives you the choice! The internal SDHC card reader is, of course, a big bonus. It means I can always have my favorites loaded into the radio and available, even when somebody else has their favorites inserted on a flash drive. No need to later fumble around looking for your flash drive of favorites that they took out to play theirs. Here's the manufacturer page: (see at the bottom, in the middle, where it says "new"
http://www.dualav.com/mobileaudio/receivers.php
(manual is also available there for download)
T-Mobile Prepaid LG Optimus T (Refurb) $99.99 for 6 hours
Added on : Wednesday January 25th 2012 03:31:23 PM
after 1/25 6PM (PST) til midnight for $99.99http://prepaid-phones.t-mobile.com/It would be a hot deal if it also comes with the current promotional $30 prepaid cardPhone is okay with resolution at 320x480 - its biggest selling point for Android phones at this price range.Don't forget FatCash!
T-Mobile LG Optimus T (Refurb) $99.99 for 6 hours
Added on : Wednesday January 25th 2012 12:45:37 PM
after 1/25 6PM (PST) til midnight for $99.99http://prepaid-phones.t-mobile.com/It would be a hot deal if it also comes with the current promotional $30 prepaid cardPhone is okay with resolution at 320x480 - its biggest selling point for Android phones at this price range.Don't forget FatCash!
100% Bonus Call Credit from Rebtel
Added on : Tuesday January 24th 2012 06:31:39 PM
Rebtel is one of the biggest voip service provider and my personal experience with them has been very good. They are offering 100% bonus on all recharges. Balance expires in 1 year I guess (correct me if I am wrong). They let you call from phone, computer, or even through a smartphone app. Direct link to register hereReview of this offer with detailshere
Office Max
Expo Products- http://www.officemax.com/brands/expo/expo-dry-wet-erase-markers?...
Prices start at $2.49$4.58 in MaxPerks rewards on - -$4.59 EXPO DRY ERASE PEN-STYLE MARKERS, 4 ASSORTED MARKERS
http://www.officemax.com/brands/expo/expo-dry-wet-erase-markers/...
$4.59 Expo Chisel Tip Dry Erase Markers, 4 Assorted Markers- http://www.officemax.com/brands/expo/expo-dry-wet-erase-markers/...
---------
Buy 3 Select Expo Products and Receive Free
EXPO BIGGEST LOSER EXERCISE SCHEDULE & GOAL PLANNER MAGNETIC DRY ERASE WHITE BOARD
When you Enter Promo Code: FREEBIGBOARD (Offer Valid 01/22-02/04 Midnight CDT)
Sells for $28.99
Features
18" x 24" board has a metal frame for added durability
Lets you design, organize and track your workout week
Hangs on your wall to keep you motivated each day
Erases cleanly and easily with a dry cloth
Includes 1 Expo original fine tip dry erase marker
http://www.officemax.com/brands/expo/expo-boards/product-prod329...
Buy 2 Select Expos Products and Receive a Biggest Loser Daily Meal Planner Expo Board Free When you Enter Promo Code: FREELITTLEBOARD (Offer Valid 01/22-02/04 Midnight CDT)
Sells for $13.99
Features
8-1/2" x 11" board has a metal frame for added durability
Easy to use for daily meal planning
Convenient to keep on your refrigerator or kitchen counter
Erases cleanly and easily with a dry cloth
Includes 1 Expo original fine tip dry erase marker
http://www.officemax.com/brands/expo/expo-boards/product-prod329...
Buy 1, Get 1 50% OFF on ALL Video Games & Accessories
Added on : Monday January 16th 2012 03:58:17 AM
Buy 1, Get 1 50% OFF on ALL Video Games & Accessories
Hawaii Cruise for honeymoon
Added on : Saturday January 14th 2012 12:00:04 AM
I have been to Hawaii once, but new (to be) husband has not. We are seasoned travelers together and like to run around and explore things on our travels, not just sit and relax. We are thinking of 7 nite Hawaii cruise on NCL as they are the only steady cruise line there (Sat to Sat). The itinerary is good, we can see a lot of Hawaii in 1 week, plan to rent a car in each port and travel around. I have read trip advisor comments, quite a few negative, I would like to hear from fellow FatWallet peeps on their recomendations. The biggest draw for the Hawaii cruise is you get a big bang for your buck. We are getting married in Oct. and live in FL, so snow skiing is out of the question. Thanks
should i sue house appraiser for measuring wrong square footage size?
Added on : Friday January 13th 2012 06:16:01 PM
After doing a lot of googling, I was not able to find any help, so now posting my question and concern here:I think I have a solid case but need some guidance, if possible. Here is my situation:
I bought my house on Jan 2010 (from first owner) for $275,000. Here is some information from the purchase:House size:2846 square footNow two weeks ago, I applied for refinance and we locked in the rate. Bank sent the new appraiser and here is the data provided by new appraiser:House size: 2660 square footAs from both data, you can see that in new measurements the house size is reduced by 186 square foot. Because of this size reduction my house valuation is coming at least $25000 less than what it should be.Issues: We are not sure which appraiser is correct on size?
What I did to solve this problem: I called both appraisers politely to reevaluate their measurements but no one is responding to my calls.
I called city appraiser's office and they have 2846 square foot in their system. They said they can't help me further.
I called builder and as per them the house size should be 2663 square foot.
I tried to get the purchase documents from first owner when they bought the house first time but they are out of country rite now.
I myself did the house measurements and it looks like the house size is around 2660 square foot.With all this work and findings, my biggest concern is: Assuming the house size is 2660 square foot, not 2846 square foot for which I paid when I bought the house, this is case of fraud and cheating. If I look at appraisal (one with 2846 square foot), the per square foot price at that time was $96.63, so I paid almost $17974 extra cost of the house. Plus if i go with all the calculations then since purchase i have paid extra loan interest , property tax etc on wrong price.My question is:
What can I do about this fraud or cheating. Please suggest or direct me towards something that can help me.
Can i sue previous appraiser? Do I have strong case?
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Added on : Friday January 13th 2012 12:46:28 AM
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I have always been awful with groceries. Our biggest problem is that we waste too much food, and will buy food to eat during the week, and go out instead. I would estimate that we spend at least $250 at the grocery store each week. We do not use coupons, but do use the store cards that get you discounts.What I am hoping to get is some help to reduce our costs. The problem is that I do not even know where to start. It seems like we only buy the necessities, but it still comes to over $250 or so. We also go a couple of other times during the week to get something easy for dinner or we did not get enough milk, etc.....What advice or suggestions do the experts here have for someone who wants to start saving money, but is not sure where to start? Thank you.
Direct TV removed channels but is not cancelling contract
Added on : Friday January 06th 2012 06:26:44 PM
Direct TV removed some channels from my service. They sent a letter with an apology and an offer to reduce the monthly price by a few dollars. Those channels are the biggest reason i subscribed to them and there is no sense for me to continue. Upon calling to request cancellation they are refusing to do that without paying a huge fees. Can someone offer any suggestions.
I am thinking of writing to the BBB but they already have a horrible reputation there. Below is the clause in their customer agreement that says that they have the right to change any program and still charge a cancellation fees. Isnt this illegal by itself.....(d) Our Programming Changes. Many factors affect the availability, cost and quality of programming and may influence the decision to raise prices and the amount of any increase. These include, among others, programming and other costs, consumer demand, market and shareholder expectations, and changing business conditions. Accordingly, we must reserve the unrestricted right to change, rearrange, add or delete our programming packages, the selections in those packages, our prices, and any other Service we offer, at any time. We will endeavor to notify you of any change that is within our reasonable control and its effective date. In most cases this notice will be about one month in advance. You always have the right to cancel your Service, in whole or in part, if you do not accept the change (see Section 5). If you cancel your Service, a deactivation fee (described in Sections 2 & 5(b)) or other charges may apply. Credits, if any, to your account will be posted as described in Section 5. If you do not cancel, your continued receipt of our Service will constitute acceptance.
Giveaway of the Day - CDRWIN 8
Added on : Wednesday January 04th 2012 09:44:21 AM
January 4, 2012CDRWIN 8 is concentrated and proven burning power for your CD-, DVD- and / or Blu-ray-writer with a diabolically new and modern interface, which offers the most important functions quickly and clearly arranged.
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Better arranged than e.g. Nero is what our software is titled in edition 01/2011 of ComputerBild (Europes biggest computer magazine)!

CDRWIN 8 highlights:
Direct copy of data-CDs/DVDs (incl. computer games) and audio-CDs
Burning and creation of ISO-, BIN- and XMD-images as well as Cue-Files
Authoring of Orange Book-compatible data-CDs (CD-ROM, CD-ROM/XA) as well as data-DVDs and Blu-ray discs. Also suitable for creation of MP3- and h.264/MPEG-4-CDs/ DVDs & Blu-ray discs.
Automatic setting of the platform-overlapping ISO 9660-file system and the Windows Joliet file system for display of long file names and complex directory structures.
Authoring of Red Book-compatible audio-CDs (CD-DA) in Disc-at-Once-mode with manually adjustable track breaks and CD-Text.
Support of Disc at Once (very important e.g. for standard-compliant creation of audio-CDs and when copying from CDs/DVDs), Track at Once (important in case data-CDs are to be extended retroactively) and Session at Once (CD-extra).
Ripping of audio-CDs in MP3/WMA or WAV. Supports the reading of CD-Text, freedb.org and the manual input of title information
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http://www.newegg.com/Product/Product.aspx?Item=N82E16830992551Not the biggest tripod, but smaller and lighter makes it easier to use in the field.
Mostly 5 star customer reviews on NeweggMax Load:
13.0 lbs.
Max Height:
47"
Max Height w/Column:
60"
Min Height:
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Folded Height:
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Material:
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Adult Dependant Tax Question - any advice appreciated
Added on : Tuesday January 03rd 2012 12:17:03 AM
I recently heard a piece on the radio about being able to deduct expenses for a parent, even if they do not live with you and even if you don't provide more than half of their support. I have read through Publication 501 from the IRS but am still a little unclear about our options. A little background below:My father in law was diagnosed with terminal cancer, had a brain tumor removed in September 2010 and in October 2010 had a nearly fatal blood clot. Since then, we have done much to keep my father in law comfortable in his home. Unbeknownst to anyone, he has had severe financial difficulties (in arrears on his property taxes, all his credit cards are maxed and closed by bank) and he is behind on all his utilities and his car (he hasn't driven in nearly 19 months, but my sister-in-law uses it to get around). During the time leading up to his brain tumor diagnosis, he failed to cash nearly $15K in pension checks (would have eased much of his financial crisis - but things began to snowball when he got behind). Upon discovering his financial situation, my wife and I were able to contact his previous employers who reissued the checks (some going back nearly 4 years). While those checks helped, that well ran dry and we've been supplementing his bills for the past year+.One of the biggest expenses involved having to throw out everything in the family room and basement and refinish both rooms after deadbeat brother in law (who lives in the house) allowed his flea infested animals to destroy the bottom floor of the house. After dealing with the rat and flea infestation (the house was nearing being inhabitable - we were afraid Adult Protective Services might be called) we dropped $3000 into getting the house livable (also F-I-L's bedroom which was also rat infested while he as in hospital/rehab).Though my brother-in-law and sister-in-law (and their baby) live in my father-in-laws house, they do not contribute to the household. They fully expect my F-I-L to buy the food, pay the electricity etc. Basically my father-in-law can afford to live in the house, but he can't afford to live in the house while paying the way for a household of four). Because of this, we've been paying the hospital/doctor bills so they aren't constantly calling the house and causing my F-I-L more stress. Along with that, we've driven him to numerous doctors appointments, physical therapy appointments, follow-ups etc. This is a major expense, since a round trip from our house, to his, to the hospital costs us about $35 - including gas (we live 65 miles one way), tolls ($13 round trip to Long Island) - not to mention the wear an tear on our cars.Basically my question is, can we deduct the expenses associated with keeping my F-I-L's house livable and paying his bills?I believe there are income thresholds regarding this, but how much can he earn? He has two small pensions (~$600/month) plus his social security. Is it gross income? Net income? Taxable income?We typically do our own taxes, but don't want to take on something like this without knowing a little more. We're going to be looking for a trustworthy CPA/tax account, but wanted to have a little bit of knowledge to know the best questions to ask.Thanks for taking the time to read this, and for any input you might provide. (and yes, the names were changed to protect the innocent).
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Added on : Monday January 02nd 2012 06:22:35 PM
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Amazon 12/30 MP3 album Daily Deal: "Cars 2" by Various, $3.99
Added on : Friday December 30th 2011 09:46:34 AM
The Amazon MP3 Daily Deal for Friday, December 30, 2011 is: Cars 2, by Various, for $3.99.
Reviews, track-samples and purchase-link here.Track-list: 1. You Might Think Weezer 3:07 2. Collision Of Worlds Robbie Williams 3:36 3. Mon Coeur Fait Vroum (My Heart Goes Vroom) Bnabar 2:49 4. Nobody's Fool Brad Paisley 4:17 5. Polyrhythm Perfume 4:09 6. Turbo Transmission Michael Giacchino 0:52 7. It's Finn McMissile! Michael Giacchino 5:54 8. Mater The Waiter Michael Giacchino 0:43 9. Radiator Reunion Michael Giacchino 1:3910. Cranking Up The Heat Michael Giacchino 1:5911. Towkyo Takeout Michael Giacchino 5:4012. Tarmac The Magnificent Michael Giacchino 2:3913. Whose Engine Is This? Michael Giacchino 1:2114. History's Biggest Loser Cars Michael Giacchino 2:2615. Mater Of Disguise Michael Giacchino 0:4816. Porto Corsa Michael Giacchino 2:5517. The Lemon Pledge Michael Giacchino 2:1318. Mater's Getaway Michael Giacchino 0:5819. Mater Warns McQueen Michael Giacchino 1:3120. Going To The Backup Plan Michael Giacchino 2:2521. Mater's The Bomb Michael Giacchino 3:1722. Blunder And Lightning Michael Giacchino 2:1723. The Other Shoot Michael Giacchino 1:0324. Axelrod Exposed Michael Giacchino 2:2225. The Radiator Springs Gran Prix Michael Giacchino 1:3026. The Turbomater Michael Giacchino 0:50
free itunes download via 12 days of christmas @ itunes canada
Added on : Tuesday December 27th 2011 12:41:12 PM
linkageclick "learn more" to launch itunesnot sure if this comes up as canada onlyapple said: This holiday season, you and your friends can download free music, TV episodes, movies, apps and books from some of the biggest stars on iTunes.

Each free download will be available for 24 hours only (until midnight ET). Come back each day for a new gift!
This will be the biggest news for those who make international calls.Features of NetTalk Duo
Unlimited calls to USA and Canada
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Enhanced 911 for emergency purposesFor a comprehensive review check out this pageP.S. For all that is holy and in the spirit of the season let us not annoy anyone by cliched Dell jokes
REQUEST- NY to MSP in Jun 2012
Added on : Thursday December 22nd 2011 06:00:04 PM
I am going to be going from NY to Minneapolis, MN on 6/12 and returning 6/27.
I can fly out of anywhere in NYC, Newark NJ, Newburgh NY, White Plains NY, Albany NY, or Danbury CT.
One of the biggest constraints I've found is that I need to arrive before 1:00pm on the 12th and I can't leave until 12:30pm on the 27th. I do not need a hotel/rental car/etc.
The cheapest airfare I've been able to find is in the range of ~$350. I use the AAdvantage miles program (usually fly American) but I couldn't care less which airline I use as I'm just looking to save some money.If anyone has any tips/discounts/etc. please let me know
Thanks in advance
Hot Wheels RC Nitro Speeders Camaro at Amazon was $27.99 now $10.71
Added on : Wednesday December 21st 2011 03:28:15 PM
LinkyEligible for Free Super Saver ShippingA super fast, highly responsive portable micro RC car that deliver amazing performance
Come in their own carrying case serves as the remote control and charger
Nitros small size makes them small enough to fit in your pocket, so they go wherever you go
Fully functioning RC vehicle that is ready to race any time, any place
Nitro Speeders are the biggest little thing in the world of RCHere's another Hot Wheels deal: Hot Wheels RC Nitro Speeders Ford Fiesta at Amazon was $27.99 now $11.64 Linky
Pet Gear Exercise Pen for Dogs $59.99 w/ FS @ dealgenius.com
Added on : Friday December 16th 2011 12:41:50 PM
LinkI just got one. Looks like a good way to keep Spot in the yard.
Taking your dog out of the house brings a host of worries. One of the biggest is how to keep them controlled and calm while not impeding what it is you have to do. Luckily, theres this Pet Gear Portable Exercise Pen!This pen is ideal for letting your dog be happy and active even when you cant be there to watch them. The pen is completely self contained and requires no assembly save snapping it open. It sets up in seconds. The frame is made of rust-resistant steel and the nylon/mesh barrier is strong enough to hold dogs in. It even has a zipper door to allow easy entry. The pen is completely portable. It folds up as quickly as it sets up and fits inside an included carrying bag for ultimate mobility.This pen is perfect for the backyard during grill outs, new puppies in new homes, trips to the beach, or anyway you need to keep your pet off a leash, but not roaming free. Get your Pet Gear Portable Exercise Pen today!
Sony XBR-65HX929 Internet TV $5399.99 FS @ Sony Store
Added on : Wednesday December 07th 2011 03:30:13 PM
Sony Store(Screen size measures 64.5" diagonally)Saw someone over at avsforums mentionED this was onsale, down from $6000.00. Estimated ship date: 12/15/2011.Look no further for the best of the best. The BRAVIA XBR HX929 Series LED HDTV is the pinnacle of elegance and performance. This HDTV features exclusive innovations like a Corning Gorilla Glass panel for an incredibly durable, lightweight and frameless design. X-Reality PRO technology improves picture detail in everything you watch even low-resolution web videos. There's also a unique resin layer that boosts contrast, increases brightness and minimizes unwanted light reflections. In addition, you get Full HD 1080p even in 3D and Sony's highest level of motion detail and clarity, Motionflow XR 960. Plus, enjoy wireless access to online movies, TV shows, music and more from the biggest names in entertainmentso you can watch what you want, when you want.
2-Day Sale! Save 50-85% On Educational Games @ SimplyFun (Dec 4-5 Only)
Added on : Sunday December 04th 2011 06:22:12 AM
SimplyFun's TWO DAY Sale
Dec. 4-5 Only!
Quantities are limited!Save 50-85% on over 40 toys and games for kids.
Ground Shipment (10% of order total, $8 minimum)
https://simplyfun.com/twoday/I ran across this company at a homeschooling convention that the company I work for was exhibiting at. I was incredibly impressed by their toys and games. How well they were constructed and packaged. How they were geared towards both learning AND having fun. I liked their stuff so much, I purchased a few things for my son before the convention ended. I just got this email about their 2-day sale. The prices are excellent, and everything listed in this deal is a good deal and a good buy. I've seen their stuff. I've touched it and played with it. I've met their VP of sales. I like them a lot and wanted to pass along these savings to everyone here on FatWallet.Enjoy!Learning & Connecting... Through Play!
At SimplyFun, we make learning fun and easy for children and keep families connected. How? Through the powerfully simple concept of PLAY.

Play teaches children important academic, social and developmental skills. It helps them make sense of their world. From ABC's to saying please, children are hard-wired to learn through play.

Play allows important human connections to take root, to grow, and to flourish. It allows us to share with each other to really know each other as human beings.

And ultimately, play lightens our load. It relieves stress and creates joyful memories that we can go back to mentally to help us through our rough patches.

Play keeps our families connected!PS... Because they have consultants in every State, you will be charged sales tax.PRODUCTS:$8.00 $1.50 81% OFF!
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ADDITION WOOD PUZZLELearn addition with this clever and colorful puzzle. A great teaching tool!$32.00 $12.50 60% OFF!
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PAVEMENT PALS - CHALK & ACTIVITY BOOKTransform a sidewalk or driveway into a playground! Package includes 14 fun games and activities and 6 pieces of jumbo chalk.$32.00 $12.50 60% OFF!
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SIMPLY CATAN Based on the worldwide bestseller Settlers of Catan. $17.50 $7.50 57% OFF!
SNEAKS Players wildly pass cards around the table to collect four of a kind. Once you do, grab a sneaker, sit back and laugh while everyone else scrambles. $19.00 $5.00 73% OFF!
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TEXAS ROLL'EM Bring your best poker face to the table for Texas Roll'em - the dice game of bidding and bluffing that'll have everyone hooting and hollering!$8.00 $2.50 68% OFF!
TIBBAR CLOCK WOOD PUZZLEOur good buddy Tibbar and his friends help children learn to tell time. Movable arms, and 12 puzzle pieces. $28.00 $15.00 46% OFF!
TIBBAR'S EVERYDAY FELT ADVENTURESLet your child's creativity flourish as they exercise their imagination with hands-on fun! Featuring 88 full-color felt pieces and three story scenes. $24.50 $7.50 69% OFF!
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US STATE FLAGS 104PC PUZZLEHow well do you know your State Flags? Learn them all by putting together our 104-piece puzzle! Larger pieces make it great for both kids and adults.$12.00 $5.00 58% OFF!
US STATES WOOD PUZZLEMotor across the USA in a puzzling way. Matching the 50 states by shape and color is challenging and fun. Under each piece is also the state capital name.$34.00 $15.00 55% OFF!
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ZING!Zing is a trick-taking game like Hearts, with a crazy new twist.
GIFTS4ALL 30% off valid 12/13 through 12/24 (Kohls Card Required) (overlaps partly with Kohl's Cash spending period December 11-18).
Kohl's Cash earning December 14-24th (redeem December 25th through January 1) (TY Sidfarcus)Other (upcoming) 20% off codes for December:
JINGLE2078 20% off valid 12/21 through 12/27 (TY kasty)
BIGGESTSALE 20% off valid 12/8 through 12/11
CC20DEC12 20% off valid 12/7 through 12/13
CC20Y47 20% off valid 12/14 through 12/20
JINGLE2078 20% off valid 12/21 through 12/27
Xbox 360 Kinect Sensors and Bundles $234.95
Added on : Wednesday November 30th 2011 06:26:35 PM
Xbox 360 Kinect Sensors and Bundles for $234.95
Regular Price: $274.95 You save: $40.00

Kinect Ultimate Gaming Bundle with choice of game

Online only offerYou will be prompted to choose from selection of qualifying games after clicking add to cart.Final price will vary based on game selected.
What comes in the bundle
Kinect Sensor Plus The Gunstringer for Xbox 360
Kinect brings games and entertainment to life in extraordinary waysno controller required. Easy to use and instantly fun, the Kinect sensor uses revolutionary full-body tracking to put you in the center of the fun. This amazing technology allows the sensor to recognize your body and mirror your movements in the game, making YOU the controller. Xbox LIVE 3-Month Gold Card
An Xbox LIVE Gold membership lets you take your Xbox 360 online to play Kinect and controller games with friends, no matter where they are. Instantly watch HD movies, TV shows, and sports, and, with the hands-free fun of Kinect, your voice is the remote control. Plus, friends and family are never far away when you can video chat face-to-face the biggest screen in the house.Coming this holiday season, look for better navigation, voice search, and all new video partners like UFC and YouTube.Xbox LIVE 1600 Microsoft Points
Want to take your Xbox 360 to the next level? Get going with Xbox LIVE, and take your gaming online. Once you've got an Xbox LIVE subscription, use points to download games, HD movies, and TV shows, or add-ons to keep your games fresh.Xbox 360 8 GB USB Flash Drive by SanDisk
Expand the memory of your Xbox 360 console with this pre-configured, Xbox 360-branded SanDisk USB flash drive. Just plug it in to experience all that Xbox LIVE has to offer and take your game saves, profiles, downloads, and gamertag with you wherever you go.Game of your choice
On the next page, select a game of your choice from a group of qualifying games to include with your bundle. Choose from some of the most popular and newest titles for Xbox 360 and KinectXbox 360 Kinect Sensors and Bundles
Free Christmas MP3 Downloads from Amazon
Added on : Wednesday November 30th 2011 06:18:43 AM
Text1. The Bell Medley
Classic Christmas Singers Classic Christmas Celebration 4:28 FREE!
2. Christmas Time Is Here
Kimberly Blue Silhouette 2:52 FREE!
3. Christmas Anthem
Landon Smith & The Real Matt Jones Christmas Anthem - Single 2:26 FREE!
4. 12 Days Of Christmas
The Allisons Chacra World Music Holiday Sampler 3:15 FREE!
5. This Christmas
Brian Courtney Wilson Music World Master Series: Holiday 3:04 FREE!
6. Christmas Train
Carey Bell Alligator Records' Genuine Houserockin' Christmas 3:36 FREE!
7. Deck The Halls
Sean Smith Christmas 0:36 FREE!
8. #047: Christmas and Commerce
This American Life #047: Christmas and Commerce 59:08 FREE!
9. God Rest You Merry Gentleman
Joseph Patrick Moore Dan Baraszu Christmas Time Is Here 3:16 FREE!
10. Punk Rawk Christmas
MxPx Punk Rawk Christmas 3:20 FREE!
11. Christmas Song
Mogwai EP+6 3:26 FREE!
12. Coventry Carol
Celtic Lore Chacra World Music Holiday Sampler 1:39 FREE!
13. (Don't Call Me) Mrs. Christmas
Emmy the Great & Tim Wheeler (Don't Call Me) Mrs. Christmas 3:09 FREE!
14. O Christmas Tree
The Allisons Chacra World Music Holiday Sampler 1:55 FREE!
15. Two Days Before Christmas
Brooklyn Soundscraper New York City Grity Soundscapes (Vol. 1) 8:39 FREE!
16. O Holy Night (Demonstration Version - Includes Lead Singer)
The Karaoke Channel The Karaoke Channel - Best Christmas Songs from the Biggest Stars 4:20 FREE!
17. O Holy Night (Karaoke Version)
The Karaoke Channel The Karaoke Channel - Best Christmas Songs from the Biggest Stars 4:20 FREE!
18. Never Too Old (For Ol' Santa Claus)
Jeff Wood Christmas Unplugged 2:45 FREE!
19. Wish You A Merry Xmas
The Korgis Something About The Korgis 2:56 FREE!
20. Santa Make Me Good
The Grip Weeds Under The Influence Of Christmas 3:23 Not Available Available on Dec. 6, 2011
21. We Wish You A Merry Christmas
Shonen Knife Sweet Christmas 1:57 FREE!
22. Silent Night
Harry Allen, Jon-Erik Kellso, James Chirillo, Pat O'Leary & Dave Ratajczak Mark Shane Christmas in New York - the Most Swinging Time of the Year 3:41 FREE
Walking Dead Bluray Season 1 $17.49 Amazon FS w/PRIME
Added on : Sunday November 27th 2011 06:36:59 PM
http://www.amazon.com/Walking-Dead-Season-One-Blu-ray/dp/B0049P1...$17.49 Walking Dead Blu-Ray Season 1Arguably the biggest hit of the 2010 television season, the apocalypse drama The Walking Dead pulls the zombie subgenre out of its overexposed doldrums and finds, ironically enough, the humanity and emotion beneath its rotting shell. Produced by Frank Darabont (The Shawshank Redemption) and Gale Anne Hurd (Aliens) and based on the acclaimed graphic novel by Robert Kirkman, The Walking Dead follows a band of Atlanta-based survivors of a viral outbreak that has caused the dead to rise up and consume the living. The group's nominal leader is a sheriff's deputy (Andrew Lincoln) who wakes from a gunshot-induced coma to find the world in disarray and his wife (Sarah Wayne Callies, Prison Break) and son missing. His search for his family and the survivors' attempts to make sense of their lives in the wake of the outbreak is handled with intelligence and sensitivity, which helps to elevate the show beyond the grindhouse take on zombies, which favors spilled guts over character development. That's not to say that the blood doesn't flow plentifully here: the special effects are on par with zombie-movie mayhem, but again, they aren't the show's raison d'tre. Solid performances, including Jon Bernthal as Lincoln's partner, Jeffrey DeMunn as the group's leading rationalist, and Michael Rooker and Norman Reedus as a pair of trouble-making rednecks, and gripping suspense make each of the first season's six episodes compelling from start to finish for both horror fans and those who dislike the genre as a whole.
The two-disc set of Walking Dead's first season includes all six episodes, as well as a number of making-of extras, including the show's conception and production, a talk with Robert Kirkman (he's a fan), a look at the makeup by KNB Studios, and the show's panel at the 2010 ComicCon. All of the principal players on both sides of the camera are given adequate screen time to discuss their vision for the show, its influences (George Romero, naturally), and the challenges of depicting the end of civilization on a budget. --Paul GaitaProduct Description
After waking from a coma in an abandoned hospital, police officer Rick Grimes finds the world he knew gone - ravaged by a zombie epidemic of apocalyptic proportions. Nearby, on the outskirts of Atlanta, a small encampment struggles to survive as 'the dead' stalk them at every turn. Can Rick and the others hold onto their humanity as they fight to live in this terrifying new world? And, amidst dire conditions and personal rivalries, will they ultimately survive one another? AMCs The Walking Dead is an epic, survival adventure series from the director of The Shawshank Redemption and the producer of The Terminator and Aliens.
AmazonH&RTaxLinkyFirst major discount I've seen for the season! This 2011 tax software includes one State form, too. I've traded off Turbo Tax, TaxCut (now H & R Block At Home) for years and years, with little difficulty. Yes, each program is just a bit different to operate, but money talks, and the least expensive one gets my business each and every year. Never had any problem transferring multi-year depreciation, accrued donations or losses, etc. Neither one is especially brilliant about transferring or automating my state taxes, though, because there are so many differences from the federal rules.NOT a download. If you have Prime privileges, you can also get a $1 credit for MP3 purchase by skipping the free 2nd day shipping. This is the BEST price I've been able to find for either Turbo Tax or H & R Block. By the way, if you don't need State returns, A-zon also has the H&R Block Deluxe 2011 for download for $24.99, but State software can add another $30!
DownloadOnlyLinkyNoState
H &R Block At Home: Deluxe--Homeowners/Investors, Federal + State
H& R Block At Home Deluxe is the right choice for those with more complex tax situations to easily complete their federal and state returns. It includes the H& R Block tax expertise you trust--plus H&R Block's maximum refund guarantee.
H& R Block At Home Deluxe includes everything you need to easily complete your federal and state taxes--with the tax expertise you trust. With an easy-to-use interface, H& R Block At Home Deluxe searches for hundreds of deductions to get you the biggest refund. Ideal for homeowners and investors, the program includes personalized tax guidance and features available only from H&R Block, such as built-in expertise and audit support, expert advice from their community of tax specialists, an H&R Block enrolled agent to represent you in the event of an audit, and, best of all, H&R Block's maximum refund guarantee.Features:
Customized interview process to help you easily complete your federal and state taxes
Imports last year's tax data from H&R Block At Home and TurboTax software
Accuracy Review checks returns to make sure they're accurate and complete*
Free expert advice from their community of tax specialists
Maximum refund guarantee**
Accurate calculations guarantee
Free audit support with guidanceFor Homeowners:
Maximizes deductions for home mortgage interest and real estate taxes
Advice in tax planning, home ownership, and retirement planningFor Investors:
Extra help for accurate investment and dividend reporting
In-depth assistance on stocks, bonds, and mutual funds
Tax calculators to determine the approximate cost basis of investments and assets soldAgain, here's the link: AmazonH&RTaxLinky
ingdirect.com blackfriday
Added on : Sunday November 27th 2011 03:19:15 PM
The Black Friday Sale: Clock's Ticking http://www.ingdirect.com/blackfriday/
Better hurry, Saver. Only a few hours left for you to take advantage of the biggest savings event of the year:
Earn $107 bonus when you open Electric Orange checking
Grab $27 bonus with a new Kids Savings Account
Get $32 with MONEY, an account parents and teens manage together
Open a ShareBuilder account and get $100 after your first 2 trades
Roll over your old 401(k) into a ShareBuilder IRA and get a $100 bonus
Take advantage of our best deals of the year at shop.ingdirect.com
DJ Hero 2 Party Bundle for wii $24.99 plus shipping at gamestop
Added on : Saturday November 26th 2011 06:26:17 PM
http://www.gamestop.com/wii/games/dj-hero-2-party-bundle/78056DJ Hero 2 Party BundleProduct Features:
TWO TURNTABLES* & MICROPHONE** Up to 2 DJs can mix, scratch, and sample on the acclaimed DJ Hero turntable controller, while a vocalist grabs a microphone and sings or raps along with on-screen lyrics.
DON'T STOP THE PARTY Party Play mode turns DJ Hero 2 into the ultimate party accessory. Let the game's incredible mixes play themselves and or jump in/jump out to take control and play along without ever stopping the music.
BATTLE YOUR FRIENDS All-new multiplayer modes redefine the DJ Hero experience. Innovative DJ Battles feature custom mixes and authentic back-and-forth DJ gameplay, and new modes including Accumulator, Checkpoints and Streakers let you prove who is the best DJ in the house.
PLAY HOW YOU WANT Change how the mix sounds each time you play with new Freestyle sections, which let you scratch, sample, and crossfade how you want. Never play a mix the same way twice.
THE BEST SOUNDTRACK GOT BETTER DJ Hero 2 one-ups its predecessor and mixes even hotter tracks from the biggest artists in pop, dance and hip hop including: Lady Gaga, Deadmau5, Kanye West, Chemical Brothers, Dr. Dre, Rihanna and more.
CREATE AN EMPIRE All-new Empire Mode sends players on a journey starting out as a lowly warehouse DJ on the road to becoming the head of a major music empire. Unlock new perks and rewards with each step on your career.
COMMUNICATE WITH HERO FEED Throw down the ultimate battle by challenging and tracking your friend's accomplishments, whether your friend is offline or online.$24.99 plus shippinghttp://www.gamestop.com/wii/games/dj-hero-2-party-bundle/78056
20 iOS/iPad/iPhone Games for $0.99 - Gameloft Biggest Sale Ever
Added on : Friday November 25th 2011 03:20:23 AM
The following 20 games are on sale for $0.99 at the Apple Appstore for the Thanksgiving/Black Friday sale."Thanksgiving Special:
Gameloft's Biggest Sale Ever
20 iOS Games at $0.99!"Assassin's Creed - Altar's Chronicles HD
BackStab
Eternal Legacy HD
Fast Five the Movie: Official Game HD
Gameloft Action Pack
Gameloft Sports Pack
Iron Man 2 for iPad
James Cameron's Avatar for iPad
Prince of Persia: Warrior Within HD
Rayman 2: The Great Escape
Real Golf 2011
Sacred Odyssey : Rise of Ayden HD
Shadow Guardian HD
Shrek Kart HD
Silent Ops
Spider-Man: Total Mayhem HD
Splinter Cell Conviction HD
Starfront - Collision HD
The Settlers HD
Zombie Infection HD
Kinect xbox games $19.99 @BJs Wholesale club BM. Limited okay titles
Added on : Thursday November 24th 2011 09:18:23 PM
I was at BJ's Wholesale Club and saw they had a skid of Kinect titles for $19.99.
Titles include:
Biggest Loser
Game Party In Motion
Brunswick Pro Bowling
Deca Sports
Sonic Free Riders
Fantastic Pets
Virtual Tennis 4
Dance Master
+ one more that I don't remember.
Amazon Black Friday 2011 Video Game Deals And Accessories List
Added on : Wednesday November 23rd 2011 06:25:14 PM
Amazon Black Friday 2011 Video Game Deals And Accessories ListCredit to CheapyD at CAG for list. Also credit to MentaYP who originally posted the link to CAG in his post. I am reposting the data in new thread so users of Fatwallet do not have to go to the CAG site to see the list. Mods- If inappropriate please close thread or merge with MentaYP's thread.ThanksLightning Deals - Black Friday (times tbd)Active Life Outdoor Challenge 17.99
Active Life: Magical Carnival with Mat 34.99
Assassin's Creed II $9.99
Assassin's Creed Revelations $34.99
Assassin's Creed Revelations $34.99
Batman: Arkham City $28.00
Battlefield 3 $28.00
Borderlands Game of the Year $19.99
Bulletstorm $17.99
Call of Duty: World at War $7.99
Child Of Eden $19.99
Dance Central 2 $24.99
Deus Ex: Human Revolution $29.99
Dirt 3 $14.99
Disney Universe $29.99/$27
Driver San Francisco $19.99
Ear Force X12 Gaming Headset and Amplified Stereo Sound 39.99
Earth Defense Force: Insect Armageddon 19.99
Enslaved: Odyssey To The West $9.99
FIFA Soccer 12 $28.00
Final Fantasy XIII $14.99
Final Fantasy XIII $14.99
Forza Motorsport 4 $27.00
G155-Gaming and Entertainment Mobile System (Xbox 360/ PS3 Not included) 199.99
Game Party $5.00
Gears of War 3 $28.00
Gears of War Triple Pack $7.99
Go Vacation $14.99
God of War III $14.99
God of War: Collection $14.99
Grand Theft Auto IV $9.99
Heavy Rain - Greatest Hits $14.99
inFAMOUS $14.99
inFAMOUS 2 $28.00
Just Dance 3 $24.99
Killzone 2 $14.99
Killzone 3 $28.00
Kinect Sports Season Two $24.99
LEGO Batman $9.99
LEGO Battles Ninjago $9.99
LEGO Harry Potter: Years 1-4 $9.99
LittleBigPlanet - Game of the Year Edition Playstation 3 $14.99
Mad Catz Mad Catz Tritton AX 720 Dolby Digital Surround Sound 90.99
Madden NFL 12 $28.00
Madden NFL Football 3DS $14.99
ModNation Racers $14.99
MotorStorm $14.99
MotorStorm Pacific Rift $14.99
MX vs ATV Alive $15.00
Pac-Man Party $7.99
Rabbids: Alive & Kicking $24.99
Ratchet & Clank Future: A Crack In Time $14.99
Ratchet & Clank Future: Tools of Destruction $14.99
Rayman 3D $14.99
Rayman Origins $39.99/$29.99
Resistance 2 $14.99
Resistance: Fall Of Man $14.99
Rio $15.00
Rocksmith $49.99
Scribblenauts $7.99
Smart Girls: Playhouse 9.99
SOCOM: US Navy Seals Confrontation Stand Alone $14.99
Spider-Man: Shattered Dimensions $14.99
Split / Second $9.99
Spongebob Squigglepants $15.00
The Biggest Loser Ultimate Workout $19.99
The Sims 3: Pets $24.99
Toy Story 3 $7.99
Transformers: War for Cybertron $14.99
UFC Personal Trainer $24.99
UNCHARTED 2: Among Thieves - Game of The Year Edition $14.99
Uncharted: Drake's Fortune $14.99
Warhawk (No Headset) $14.99
White Knight Chronicles II 37.99
Wipeout In the Zone $24.99
WWE All Stars $19.99
Xbox 360 4GB Console $139.99
Xbox 360 4GB Console with Kinect + 50 Promotional Credit $199.99
Xbox 360 Kinect TV Mount $17.42
Xbox 360 Wireless Controller - Glossy Black $29.99
Xbox LIVE 3 Month Gold Membership $7.99 All Day - Black Friday
4GB Console with Kinect $199.99
Xbox LIVE 3 Month Gold Membership $12.99
Black Friday 2011 Bundle: LittleBigPlanet 2 Special Edition and Ratchet & Clank: All 4 One $199.99
PlayStation Portable 3000 Core Pack System - Piano Black $99.99Ace Combat Assault Horizon $31.99
Assassin's Creed: Brotherhood $24.99
Bakugan: Rise of the Resistance $14.99
Batman: Arkham City $47.00
Battlefield 3 $39.99
Ben 10 Galactic Racing (PS3 $27.99, 360 $24, 3DS $27.99, Wii/DS $19.99)
Big League Sports for Kinect $24.99
Bioshock 2 $9.99
Bioshock 2 $9.99
Cabela's Adventure Camp $24.99
Cabela's Big Game Hunter 2012 SAS $19.99
Cabela's Big Game Hunter 2012 with Top Shot Elite $59.99/$29.99
Cabela's Big Game Hunter, 2012 $19.99
Cabelas Survival: Shadows of Katmai $19.99
Cabelas Survival: Shadows of Katmai W/Gun $59.99/$29.99
Call of Duty 4 : Modern Warfare $9.99
Call of Duty 4: Game of the Year Edition $9.99
Call of Duty 4: Modern Warfare $14.99
Call of Duty: Black Ops $29.99
Call of Duty: Modern Warfare 2 $19.99
Call of Duty: Modern Warfare: Mobilized $14.99
Call of Duty: World at War $9.99 Reflex $14.99
Catherine (& alt. box art) $34.99
Catherine "Love Is Over" Deluxe Edition $52.99
Club Penguin: Game Day! $9.99
Crysis 2 $29.99
Dance Central with 240 Microsoft Points $29.99
DanceDanceRevolution II $19.99 Bundle $29.99
Dark Souls $31.99
Diablo Battlechest [new version] $24.99
Disney Universe $39.99
Dissidia 012 [duodecim] Final Fantasy $11.99
Dragon Ball: Raging Blast 2 $25.99
DualPenSports $15.99
Duke Nukem Forever $9.99
Dungeon Siege III $20.99/$14.99
El Shaddai: Ascension of the Metatron $29.99
Elder Scrolls V: Skyrim $52.99
Enslaved: Odyssey To The West $11.99
ExerBeat $12.99
Family Feud 2012 / Game $26.39
Family Game Night 4: The Game Show $29.99
FIFA Soccer 12 $39.99
Forza Motorsport 4 $39.99
Gears of War 3 $39.99
Generator Rex $14.99
Go Vacation $15.99
God of War III $17.99
God of War: Collection $17.99
GoldenEye 007: Reloaded $29.99
Happy Feet Two: The Videogame $15.00
Hasbro Family Game Night Fun Pack $29.99
Heavy Rain - Greatest Hits $17.99
Hole In The Wall Deluxe Edition $26.39
inFAMOUS $17.99
inFAMOUS 2 $39.99
Ivy the Kiwi? $11.99
James Bond 007: GoldenEye $14.99
Jane's Advance Strike Fighters $29.99
Just Dance Summer Party $16.99
Katamari Forever $15.99
Killzone 2 $17.99
Kinect Sensor with Kinect Adventures and Gunstringer $99.99
Kinect Sports $29.99
Kinect Sports Season Two $29.99
Kingdom Hearts Re:coded $18.99
Kingdom Hearts: Birth by Sleep $11.99
L.A. Noire $19.99
Lalaloopsy $14.99
LEGO Harry Potter: Years 5-7 $34.99
LEGO Pirates of the Caribbean (360/PS3/Wii $27.99, DS/3DS/PSP/PC $19.99)
LittleBigPlanet - Game of the Year Edition $17.99
Madden NFL 12 $39.99
MAG $17.99
Majin and the Forsaken Kingdom $11.99
ModNation Racers $17.99
Mortal Kombat $29.99
Moshi Monsters $14.99
MotionSports Adrenaline $32.99
MotorStorm $17.99
MotorStorm Pacific Rift $17.99
Namco Museum $12.49
Namco Museum Battle Collection $11.49
Namco Museum Megamix $11.99
NASCAR The Game 2011 $24.99
NASCAR: Arcade $24.99
NBA 2K11 $19.99
NBA 2K12 (Covers May Vary) $39.99
NBA 2K12(Covers May Vary) $29.99
NBA 2K12(Covers May Vary) $19.99
NCAA Football 12 $39.99
Need for Speed: The Run $39.99
Need for Speed: The Run $29.99
NHL 12 $39.99
Pac-Man and Galaga Dimensions $15.99
Pac-Man Party $11.99
Pac-Man Party 3D $15.99
Power Rangers Samurai $19.99/$15.99
PowerUP Heroes $32.99
Price Is Right Decades $26.39
Pro Evolution Soccer 2012 $39.99
Pro Evolution Soccer 2012 $39.99
Quest Trio $14.99
Rage $29.99
Ratchet & Clank Future: A Crack In Time $17.99
Ratchet & Clank Future: Tools of Destruction $17.99
Red Dead Redemption Game of the Year $29.99
Red Dead Redemption: Undead Nightmare $15.99
Resistance 2 $17.99
Resistance: Fall Of Man $17.99
Ridge Racer $11.49
Ridge Racer 3D $15.99
Rise of Nightmares $29.99
Self-Defense Training Camp $32.99
Sesame Street: Once Upon A Monster $24.99
Sid Meier's Civilization V Game of the Year $29.99
Skylanders Spyro's Adventure Starter Pack $49.99
Smart Girls: Playhouse $12.99
SOCOM: US Navy Seals Confrontation Stand Alone $17.99
Solatorobo: Red the Hunter $19.99
Soul Calibur IV $13.99
Spider-man: The Edge of Time $29.99/$14.99
Splatterhouse $12.49
Squinkies 2 $14.99
:mac: StarCraft Battle Chest $9.99
Starcraft II: Wings of Liberty $29.99
Tactics Ogre: Let Us Cling Together $12.00
Tekken 6 $13.99
The 3rd Birthday $11.99
The Biggest Loser Ultimate Workout $18.99
The Black Eyed Peas Experience $34.99
The Legend of Heroes: Trails in the Sky $14.99
The Legend of Heroes: Trails in the Sky Limited Edition $19.99
The Sims 3: Pets $29.99
The Sky Crawlers: Innocent Aces $14.99
Tiger Woods PGA TOUR 12: The Masters $29.99
Tomb Raider Trilogy $16.99
Toy Story 3 The Video Game $9.99
Toy Story Mania! $9.99
Transformers: Dark of the Moon Autobots/Decepticons $11.99
Trivial Pursuit - Bet You Know It $26.39
Tropico 4 $19.99/$15.99
UNCHARTED 2: Among Thieves - Game of The Year Edition $17.99
Uncharted: Drake's Fortune $17.99
Warcraft III Battle Chest $14.99
Warhammer 40,000: Space Marine $39.99
Warhawk (No Headset) $17.99
Winter Stars $21.99
Winter Stars $29.99
Wipeout 2 $24.99
Wipeout 2 $29.99
WipeOut: The Game $14.99
World of Warcraft Battle Chest $11.99
World of Warcraft: Cataclysm $21.99
World of Warcraft: Wrath of the Lich King Expansion Pack $21.99
WWE '12 $47.00
X-Men: Destiny $29.99/$14.99
Your Shape Fitness Evolved $32.99
YS: The Oath In Felghana $12.99
Zhu Zhu Babies $14.99
Zoobles $14.99
Accessories - All Day - Black Friday
22-In-1 Deluxe Starter Kit - Black for DSi $16.00
3DS/DSi/DSi XL Car Adaptor $7.99
Active Life Outdoor Challenge $19.99
Aerobics Step Platform for Wii Fit $16.99
Air Flo Controller for PS3 - Wired $19.99
Air Flo Controller - Wired $29.99
Air Flo Controller - Wired $25.00
Charging Dock and Turbo Cooler $19.99
Domo Starter Kit $11.50
DreamGEAR TriMount , PS3, and Wii $21.99
Dreamworks Super Star Kartz $17.99
Dreamworks Super Star Kartz $17.99
Dreamworks Super Star Kartz $14.99
DS Game Card Case 24 - Clear $7.99
DS Game Card Case 24 (Pink) $7.00
DS Game Cards and SD Cards 12 Game Clear Case - Black $8.99
DS Pokemon Character Case Kit $11.99
DSi -18-In-1 Starter Kit - White $17.50
DSi XL ArmorStore Case and Stand - Blue $11.29
DSi XL ArmorStore Case and Stand - Natural White $11.56
DSiXL Nerf Armor - Blue/Dark Grey $12.50
DSiXL Nerf Armor - Red/Light Grey $12.50
DSL Nerf Armor Black/Red $12.50
DSL Nerf Armor Dark Blue/White $10.99
Dumbbell Set for Wii $12.50
Ferrari Universal 5-in-1 Challenge Wheel $26.49
Grip-iT Analog Stick Covers $4.24
Kinect TV Mount Clip $12.99
Mad Catz 3DS Stylus and Screen Protector Pack $7.69
Mini Pro Elite Wireless for PS3 $25.00
Move Battle Rifle for PS3 $22.99
Move Dual Shot for PS3 $13.99
20-In-1 Essentials - Red $28.00
Comfort Grip - Transparent Black $10.99
Dragon Quest Slime Speaker Stand $19.99
Lite Car Adapter $7.99
i - Crystal Case Plus XL $11.50
i 18-In-1 Starter Kit - Blue $18.00
i Car Adapter $6.99
i XL 20 in 1 Starter Kit - Burgundy $19.50
i XL 20 in 1 Starter Kit - Midnight Blue $20.00
i XL 20 In 1 Starter Kit, Black $14.99
Nintendo Official Expedition Case for 3DS - Blue $9.99
Nintendo Official Expedition Case for 3DS - Gray $10.99
Intec G5614 Dual Charge Station and Turbo Cooler $19.50
Official Comfort Racing Wheel - Black $8.50
Pikachu Charge Stand $12.99
Broadcaster Headset $19.99
Rock Band 3 MIDI PRO - Adapter $25.99
WWE All Stars Brawl Stick $47.98
WWE All Stars Wireless Brawl Pad The Rock and Triple H $21.99
WWE All STARS Wireless BrawlPad Hulk Hogan and John Cena $23.49
PlayStation Move Sniper Rifle Gun $15.75
POWER A Media Expansion Bar for PS3 Slim $12.99
Protective Grips for PlayStation Move Controllers - Black and Pink $8.50
Protective Grips for PlayStation Move Controllers - Black and Red $8.50
Protective Grips for PlayStation Move Controllers - Black and Red $8.50
PS3 Move Dual Port Charging Station $12.25
PS3 Move Extension Cable $7.50
PS3 Move Power Stand $22.99
PS3 Move Quad Charger $16.50
PS3 Move Quad Dock Pro $15.00
PS3 Move Quadruple Port Charging Station $13.75
PS3 Move Triple Port Charge Station for Controllers and Sixaxis Controller $13.99
Quadruple Vertical Induction Charger for Wii and DSi/DSi LL $27.50
Rock Band 2 Double Cymbal Expansion Kit $15.99
Rock Band 3 PRO-Cymbals Expansion Kit $24.49
Rock Band 3 Wireless Fender Mustang PRO-Guitar Controller for Wii $77.49
Rock Band 3 Wireless Keyboard for Wii $36.00
TekNmotion Intruder Gaming Headset for Tablets, Smartphones, PC and Mac $45.00
TekNmotion Yapster Blaster Amplified Universal Headset /PC $22.50
Thrustmaster Ferrari GT Experience Racing Wheel for PS3 and PC $35.49
No Operating System Thrustmaster T-16000M Flight Stick $25.14
Thrustmaster T-Flight Hotas X Flight Stick $34.99
Thrustmaster T-Wireless 3 in 1 Gamepad $21.99
Tritton TRIAX-180 AX 180 Universal Gaming Headset $53.99
Wii 15-in-1 Family Pack - Black $18.50
Wii 15-in-1 Family Pack - White $18.50
Wii Bowling Ball $14.99
Wii Dual Charger Station $13.50
Wii Energizer Flat Panel 2x Induction Charger $14.99
Wii Fit 7-in-1 Exercise Kit $16.50
Wii Fit Starter bundle 6-in-1 $17.50
Wii Football $11.50
Wii Grand Slam Sports Pack - Black $9.99
Wii Grand Slam Sports Pack - White $9.99
Wii Karaoke Wired Microphone $17.50
Wii Knockout Boxing Gloves $12.50
Wii Nascar Wheel $12.50
Wii Push Up Bar $13.99
Wii Remote Energizer Power & Play Battery Pack and Cover $4.99
Wii Rock Band 3 Midi PRO-Adapter $22.99
Wii Soft Football $9.50
Wii Sports Resort 8-in-1 Sports Pack $18.00
Wii Sports Resort 8-in-1 Sports Pack - Black $13.99
Wii SureShot Rifle $17.50
Wii Turbo Wheel Twin Pack - 1094 $12.50
Wii/DSi/DSi XL Dual Induction Charge Station $25.50
Sharkoon X-Tatic SP Gaming Headset $52.99
Sharkoon X-Tatic SR Gaming Headset with Dolby Headphone Technology /PS3/PC $99.99AMPX Amplified Gaming Headset $26.09
Kinect Extension Cable $7.99
Kinect Floor Stand $15.00
Kinect TV Mount $25.00
Kinect Wall Mount $10.50
Rock Band 3 Midi PRO-Adapter $24.99
Rock Band 3 Wireless Fender Telecaster Player's Edition - Light Blue $43.99
Sharkoon X-Tatic SX Stereo Gaming Headset $43.99
WWE All Stars Brawl Pad - The Rock and Triple H $24.49
WWE All Stars Brawl Stick $49.98
WWE All STARS BrawlPad Hulk Hogan and John Cena $21.99
Rite Aid 11/20-11/26 Weekly Ad
Added on : Friday November 18th 2011 12:05:00 PM
Thanks ellgee79.+Up Deals
$10 up WYB $30 Bonus Buys there are a ton of items that qualify i am only listing some
items listed throughout the ad
here are some:
holiday food and gift sets 14.99 (reg.14.99-19.99)
holiday food and gift sets 8.99 (reg. 9.99)
gusset bags, ferrero rocher, ghirardelli and lindt,hersheys ro reeses bags, russel stover sugar free, mrs. fields - on sale for 5.99
ferrero rocher collection, lindt boxed, russell stover nd whitman tins 7.99
RA home xmas assorted 1.00 items
pillow pets, happy nappers, wuggle pets starter kit 19.99
swivel store, yoshiblade, sliceomatic, clean step mat 19.99
perfect meatloaf, furniture fix, knife shaprener, ove glove 14.99
eggies, twin draft guard, snapon feathers, salon express nail kit 9.99
25% off items xmas domestics, and a bunch of RA home for the holiday items for everyone
2/$5 throwsand the list goes on...7 up 2 liter, 4/$5 get $2 up WYB 4LIMIT 1R.M. Palmer bagged chocolates $2 for 2 get 1up LIMIT 2CRAIG 19" TV, $129.99 get $30 upLIMIT 2Vivitar video recorder or camera, $49.99 get $10 up AND $10SCRLIMIT 1Scunci or conair hair accessories $5 up WYB $10LIMIT 2Christmas fragrance gift sets $5 up WYB $25LIMIT 1Christmas cosmetics and implements gift sets $5 up WYB $10LIMIT 1conair dryers, curling irons, straightners, rollers, haircut kits $10 up WYB $30LIMIT 1revlon dryers, curling irons, straightners $10 up WYB $30LIMIT 1WAHL trimmers, haircut kits $10 up WYB $30LIMIT 1Biggest loser shapewear, L'eggs or just my sie panyhose or knee highs, BOGO50% $3 up WYB 2LIMIT 4Burt's bees lip, facial and skin care $2 up WYB $10LIMIT 4Gold Bond ultimate lotions and hand sanitzers, $5.99 get $2 upLIMIT 4Loreal youth code and clinical repair skin care, $5 off reg. retail $5 up WYB anyLIMIT 2Softsoap and IS body wash, $3.99 get $2 upLIMIT 4Fructis shampoo, conditioner or styler get $3 up wyp 2LIMIT 2All porcelana and udderly smooth skin care, $1.99 get $1 upLIMIT 2Samy fat hair shampoo or stylers, fat foam hair color, $8.99 get $5 upLIMIT 2Marc anthony shampoo, conditioner, stylers , $3.99 get $2 upLIMIT 1American crew, biosilk, CHI, rusk, big sexy, TIGI bed head or catwalk hair care get $5 up WYB anyLIMIT 2Playtex tampons, personal cleansing cloths, $3.99 get $1 upLIMIT 4 (MFR $1 coupon in most sunday papers)Colgate kids or adult power TB, 2 for $8 get $2 upLIMIT 4Refresh tears or optive drops, $11.99 get $2 upLIMIT 4pampers big pack, $21.99 get $3 upLIMIT 6reach mint floss, listerine pocketpaks, listerine mouth wash 250ML, 3/$12 get $3 up on 3LIMIT 2Gillette good news, daisy or custom plus disposable razors, 2/$13 get $3 up on 2LIMIT 2Benefiber, gas-x, ex-lax $12.99 get $2 upLIMIT 4MiraLAX, $21.99 get $3 upLIMIT 4Centrum multi-vitamins , $6.99 get $1 upLIMIT 4Summers Eve cloth, wash,powder,spray or douche, 2/$5 get $1 up on 2LIMIT 2Excedrin, $8.99 get $1 upLIMIT 4Aleve, Bayer, Midol get $4 up WYB 2LIMIT 4Mucinex, claritin, $21.99 get $2 upLIMIT 4NyQuil, DayQuil, Vicks sinex, $11.99 get $2 upLIMIT 39 lives cat food get $3 up WYB $10LIMIT 1Ferrero rocher/rondnoir, Raffaello, Mars holiday miniatures, dove holiday pkg candy, godiva gems, 2/$6 get $1 up on 2LIMIT 2Duracell, $9.77 get $2 upLIMIT 2Coke 12 pack 3/$9.99 get $1 up WYB 3LIMIT 2
BOGO Deals:
Natures bounty
RA pain care
Colgate TP, TB, Aquafresh, polident tablets, super polygrip
Tresemme shampoo conditioners and stylers
Purex detergent, softner, niagra spray
finish automatic dishwasher detergent, airwick mini, ultra, imption or neutra air freshmatic kits
Planters, lays, gatorade
Russel stover boxed, maxfield's, andes,queen anne cherries, haviland mints
RA butter cookies
Russel stover bowline or whitmans sampler, russel stover gift box or whi whitman's 100th anniversary tin (this is part of by 30 get 10 ups)
Candle-lite or enenmann's candles (this is part of by 30 get 10 ups)
All RA vitamins and supplements
RA allergy, non aspirin, cold sinus...BOGO 50% off Deals:
all anti perspirant deoderan and body sprays (excluding arrid twin, OS redzone, OS high endurance, Tom's of maine, secret base, dove or degree)Hershey Bliss 2/$7 use 1 off 2 VVCoupon in-ad
BOGO single pack of STRIDE gum - this is a manufacture coupon
Ace Combat: Assault Horizon (Xbox360/PS3) for $30 at Best Buy
Added on : Thursday November 17th 2011 03:17:23 PM
Link $30 + free shipping or store pickup.This game came out about a month ago. Not the biggest new release of the year, but still a solid one. Got a respectable metacritic score of 78 and still has an Amazon trade-in value of $32 (at the time of this posting). If nothing else, you can lock in the trade-in value now, pick up the game today, and send it out next week and think of it as a free one week rental.
Not my favorite Ace Combat title, but I enjoyed it. Fairly high production value.
Premium Outlets Black Friday
Added on : Wednesday November 16th 2011 12:10:28 AM
LinkAfter-Thanksgiving Weekend Sale
Midnight Madness Kick-Off*
Fri - Sun, Nov 25 - 27Mark your calendar
Don't miss the biggest sale of the year. Enjoy exceptional holiday savings and extended shopping hours, plus, experience Midnight Madness as many stores open their doors at midnight right after Thanksgiving.* Some stores may open even earlier. A list of store sale information is posted on each center-specific Sales & Events page. Check center-specific websites for extended sale hours. Select a center from the drop-down menu above.*Midnight opening after Thanksgiving at all Premium Outlet Centers except Florida Keys Outlet Center; Naples Outlet Center, FL; Factory Merchants Branson, MO & The Shoppes at Branson Meadows, MO; Factory Stores of America centers in: Boaz, AL; Graceville, FL; Story City, IA; Georgetown, KY; Lebanon, MO; Nebraska City, NE.
While supplies last, you can download a free workout mix, "Wake Up and Workout" thanks to The Biggest Loser & Subway.The workout mix includes the following tracks:Forget You by Cee Lo Green Just a Dream by Nelly The Time (Dirty Bit) by Black Eyed Peas We R Who We R by Ke$ha DJ Got Us Fallin In Love Again by Usher featuring Pitbull Whats My Name by Rihanna featuring Drake The offer is only available for a limited time and youll need to supply a valid email address to access the download. Valid for one free download. Limit of one per person.http://subway.workoutmusic.com/
Bealls Biggest Sale plus 15% off $4 shipping 4% CB
Added on : Tuesday November 08th 2011 06:07:13 AM
Bealls Coupons:
BEALLSGIFT
Extra 15% off $50 Purchase (expires 12/31/11 8:59pm)
(excludes Click&Find, best value, gift cards, & gift wrap fees)
Main Page
http://www.beallsflorida.com/webapp/wcs/stores/servlet/topCatego...Mens under $10
http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Mens $10- $25http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Mens Shoeshttp://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...
Womens under $10http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Womens $10-$25http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...
Womens $25-$50http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...
Womens $50- $100http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Ladies Shoes
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http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Accessories, Jewelry,Makeup,Perfume,Socks
http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Juniors Under $10http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Juniors $10-$24.99
http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Juniors $25-$49.99http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Juniors shoes
http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Baby Boys 0-24 monthshttp://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Baby Girls 0-24 monthshttp://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Boys 2T-7http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Girls 2T-6Xhttp://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Boys 8-18
http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Boys shoes
http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...Girls 7-18
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Toys under $10http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...
Toys $10-$25
http://www.beallsflorida.com/webapp/wcs/stores/servlet/category_...
Free $5 Kohl's Gift Voucher
Added on : Tuesday November 08th 2011 06:07:12 AM
Kohls.com offers Free $5 Kohl's Gift Voucher for Free + Free shippingSign up for our Sale Alerts today and save $5 off your next in-store purchase and 10% off your next Kohls.com purchase! You'll receive e-mail updates about our biggest sales and clearance events, notice of exclusive free shipping offers, plus promo codes valid for online savings! Enter your e-mail address to sign up.
Macys $10 off $25 Coupon, Valid on November 15th and 16th Biggest "One" Day Sale of the Year
You can print the coupon via the following link:http://akimages.crossmediaservices.com/listingimages/Retailers/m...Macys Biggest "One" Day Sale: November 15th and November 16th, 2011The coupon is valid on both days until 1 PM. Almost every store I've been to will allow customers to use the $10 off $25 coupon until 2:00 PM. All Macys will open at 8:00 AM on Tuesday November 15th and 7:00 AM on Wednesday the 16th. The coupon excludes: the regular priced items, EDV (items end in 98 cents), Morning Specials, and Super Buys (i.e. Levis
). Bruins87 / op
Using Credit Card to Pay Mortgage
Added on : Saturday November 05th 2011 06:00:10 PM
I am researching to use credit card to pay my monthly mortgage. I was wondering if anyone has tried this.The mortgage payment via credit card will have to be a normal charge and not a cash advance.I found a website ChargeSmart. They charge a fee to pay mortgage via your credit card. For instance, for Bank Of America, the fees is $13.95 per transaction.So you basically earn points or Cash Back for paying the biggest monthly purchase that you do.I would appreciate if people could respond with their experience.
Looking for a well-paying job? This year CalSTRS bonus pool, distributed to 52 employees, was $1.79 million. CALPERS (California Public Employees Retirement System) was $4.8 million in bonuses distributed to 54 high-ranking officials. CalSTRS gives staff $1.79 million in bonuses"The $146.6 billion California State Teachers Retirement System, West Sacramento, earned 23% on investments in the year that ended in June and spread the rewards among 52 employees, according to a board report.CalSTRS and the $225.7 billion California Public Employees Retirement System, Sacramento, saw record returns led by gains in stocks and private equity. CalPERS earned 21%, its best result in 14 years.
Jack Ehnes, CalSTRS CEO, received the largest bonus, at $149,940, while Chief Investment Officer Christopher Ailman got $139,500, according to the report.CalSTRS spokesman Ricardo Duran said the two werent available for comment.
The fund gained $29.85 billion in the fiscal year. Of that amount, $1 billion was attributable to specific investment staff decisions on particular securities and investment managers during the fiscal year, the report said.
The bonuses were calculated on a three-year average investment return, meaning that the awards trail overall gains in a boom year.full article here
CalPERS paid $4.8 million in bonuses during the year ended June 30, a 33% increase from a year earlier."CalPERS paid $4.8 million in bonuses to 54 high-ranking officials, including some investment professionals, in the fiscal year ended June 30.Joseph Dear, chief investment officer at the $217.1 billion California Public Employees Retirement System, Sacramento, received an $84,375 bonus, only 19% of the maximum 75% of salary he could have gotten.
Four fixed-income staffers received the highest bonuses granted by the retirement systems board: Thomas M. McDonagh, senior portfolio manager, got $212,063; Kevin Winter, senior portfolio manager, $160,800; Amie Phillips, senior portfolio manager, $148,568; and Curtis Ishii, senior investment officer, $147,112.
None of the four received the maximum possible bonus of 75% of salary. Mr. McDonagh came closest, at 73%.
The fifth biggest bonus went to Janine Guillot, chief operating investment officer, who earned $146,772. She received the maximum amount to which she was entitled, which was 40% of her salary.
CalPERS spokesman Wayne Davis, said the latest incentive awards are based on a three-year rolling average. full article
The Biggest Loser 3 tier food Steamer $19.99 Boscovs.com
Added on : Sunday October 30th 2011 03:04:07 PM
The Biggest Loser Steamer:Steamer features: 3 tier steamer, can cook eggs from soft to hard boiled, steams vegtables and fish, creates steam in less than 40 seconds, stackable design makes it easy for organized storage and the boil alert cuts off heat for safetysells for $40 reg. & @ Amazon picLink $4.97 shipping on $30+ order. 3 days only
50% Off Frames AND Lens Upgrades @ CoastalContacts.com
Added on : Monday October 24th 2011 06:02:59 PM
Hey America ! Weve got some great news for you - get ANY frame AND lens upgrades for 50% off from now until Sunday with code SAVE50! This is the biggest sale weve had so dont miss out on getting the designer frame that youve been eyeing for only half the price!Check out the Deal at CoastalContacts.com
HUD-1 question from first time home buyer
Added on : Monday October 17th 2011 06:00:14 PM
hi, all
thanks for reading this, first of all...i am in the final stage of making the biggest purchase of my life, settlement date is this friday (10/21). a couple of things on the hud-1 make me not so happy.a few days ago, i got the draft hud-1 and now the pretty final hud-1.
1. line 1101 title services and lender's title insurance was $740 and now it is $840.
2. the line 704 admin fee, there was none, and now it is $295. the title company said it is a broker fee, that goes to my agent's company. i thought my buyer agent get 3% of the commission and split that with his broker, do i need to pay this fee?any suggestions as to how to argue this will be greatly appreciated. thanks!!!
*****changed hud to hud-1... sorry! and like i said, first time home buyer **************
Splashtop Remote Desktop for iPhone iPod $0.99
Added on : Saturday October 15th 2011 03:03:51 PM
"BIGGEST SALE in 2011 for Limited Time: 90% OFF regular price of $9.99!" The app is $0.99 cents.
http://itunes.apple.com/us/app/splashtop-remote-desktop-for/id40...
The following tires are included in this Buy 2 Get 2 Free offer: Sumitomo HTR A/S P01, Cooper Discoverer LSX, Nitto Crosstek, Falken Wildpeak A/T, Terramax H/T's.There's also an additional $50 rebate if paying with your Service Central credit card. The biggest savings is on the Cooper Discoverer LSX with the $75 Rebate from Cooper which is stackable with the $50 Rebate and Buy 2 Get 2 offer.
Cooper RebateMust purchase premium installation (roadhazard warranty) and an alignment for the Buy 2 Get 2 Free offer. If you do not need the alignment at time of purchase, they will give you an alignment certificate you can use at a later date.bigotires.com
I have pre-existing health conditions and have been unable to obtain individual health insurance. I am a contract Software Engineer, and my contracting company provides a very limited health care plan ($7,500 maximum payout per year, maximum of 5 doctor's visits). Honestly, I don't even know how this qualifies as a health insurance plan for continuation of coverage purposes, but apparently they have been grandfathered in for a time, and don't have to meet the minimum coverage requirements. The company I contract with has an exclusive agreement with the contracting company, so I can't try to contract independently. I have been offered full time positions, but I would have to move to MN, which I am unwilling to do (all my family is here in GA, etc.).I am finding it very difficult to manage my health within these limitations, as I am down to basically just "maintaining" with generic prescriptions and very limited doctor visits the past few years. I am really neglecting my own health because of it. The crazy $7,500 yearly limit is frightening, also. Therefore, I am considering dropping my health insurance for 6 months so that I can qualify for the Georgia Pre-Existing Condition Insurance Plan. I am a little worried about doing this, however, mostly because I am the sole provider for a family of 5 (everyone else is on individual medical plans or pregnancy medicaid, as we just had twin girls), and if anything major happened to me, that could potentially wipe us out financially. I am also worried about continuation of coverage. And, finally (this is probably the biggest question), I am wondering if there is any way that I can be turned down for the government plan since I voluntarily dropped my health insurance.Does anyone have any experience/advice in this situation? Is there anything "illegal" (or even gray area) about intentionally dropping (a very lame limited) health insurance plan so that I can qualify for the gov't program? Is there anything else I haven't though of? Obviously, I would be without health insurance during that time, and it would be a risk (but is it really much different from a $7,500 yearly limit?).I appreciate any thoughts.
Should I drop my limited health care plan?
Added on : Thursday October 06th 2011 03:00:07 AM
I have pre-existing health conditions and have been unable to obtain individual health insurance. I am a contract Software Engineer, and my contracting company provides a very limited health care plan ($7,500 maximum payout per year, maximum of 5 doctor's visits). Honestly, I don't even know how this qualifies as a health insurance plan for continuation of coverage purposes, but apparently they have been grandfathered in for a time, and don't have to meet the minimum coverage requirements. The company I contract with has an exclusive agreement with the contracting company, so I can't try to contract independently. I have been offered full time positions, but I would have to move to MN, which I am unwilling to do (all my family is here in GA, etc.).I am finding it very difficult to manage my health within these limitations, as I am down to basically just "maintaining" with generic prescriptions and very limited doctor visits the past few years. I am really neglecting my own health because of it. The crazy $7,500 yearly limit is frightening, also. Therefore, I am considering dropping my health insurance for 6 months so that I can qualify for the Georgia Pre-Existing Condition Insurance Plan. I am a little worried about doing this, however, mostly because I am the sole provider for a family of 5 (everyone else is on individual medical plans or pregnancy medicaid, as we just had twin girls), and if anything major happened to me, that could potentially wipe us out financially. I am also worried about continuation of coverage. And, finally (this is probably the biggest question), I am wondering if there is any way that I can be turned down for the government plan since I voluntarily dropped my health insurance.Does anyone have any experience/advice in this situation? Is there anything "illegal" (or even gray area) about intentionally dropping (a very lame limited) health insurance plan so that I can qualify for the gov't program? Is there anything else I haven't though of? Obviously, I would be without health insurance during that time, and it would be a risk (but is it really much different from a $7,500 yearly limit?).I appreciate any thoughts.
We need your help to make this the biggest Military Appreciation Monday in company history. Let's get the word out, that all past and present Military Personnel eat FREE on November 14, 2011, 5-9 pm!
RSVP to the event today!http://www.youtube.com/watch?v=d8ZA5JLsZKohttp://www.goldencorral.com/
This is a calorie counter from 24HourFitness.com that you wear, and it tracks how much calories you burn throughout the day. It's advantage over the similar functioned fitbit (which just measures movement) is that it uses both an accelerometer and a heat sensor (to detect changes in body temp on the skin) as well as galvanic skin response (see info on how it works)
It comes with 6 mo. free subscription
BodyBuggv3 $99 Note - you can choose from a variety of colors
I seem to be having problems linking anyway copy/paste:
http://mystore.24hourfitness.com/search.php?subcat=23
If you enter code BG30QYUVL2 the price drops to $69
however the Biggest Loser Edition" is the same thing w/a 12 mo. subscription - use coupon code AFPBUGGV399 to get the price to drop to $99also as an FYI - there's an "SP" version which allows you to access your info via smartphone ("SP")Reviews:
People seem to be happy with the device though accuracy is not 100%, and paid subscriptions is a downer, lastly (as with all such devices) if you use it to enter food intake, it's a hassle - ie requires dedication - but for exercise tracking it looks great (I ordered one myself)
review #1
summarized review
some reviews of the Biggest Loser Edition from AmazonNote - you'll need to register (free) in order for the coupon code(s) to work.
Also note there is some activity online regarding a hack to track online without a subscription.
I hope this is not a repost, but I searched and didn't find a post to it, and I think it's a great deal
(shamelessly ripped from SD)
Availability of athletic scholarships
Added on : Monday October 03rd 2011 09:00:19 PM
As a former D1 athlete and the parent of current and prospective college athletes; the desire to participate in college was never about the money. I no more expect to recoup the money I spend on coaching, training equipment and travel expenses for my children than I expect to recover the money I spent on music lessons. I only mentioned this article because some families may neglect to fully prepare for their children's college expenses because they expect their children to receive a full scholarship. Unfortunately, the actual amount of scholarship money is much less than some parents expect. About 2 percent of high school athletes nationally receive evan a partial athletic scholarship. "The biggest misconception about athletic scholarships remains their actual worth.As mandated by the NCAA, football, men's and women's basketball, women's volleyball and women's tennis are the only sports categorized as "head count sports," meaning coaches can't award any partial scholarships.Division I-A football gets 85 "full rides" and men's basketball gets 13; women's basketball receives 15; women's volleyball gets 12; and women's tennis gets 8.""It's not the same for other sports.Virginia won its fifth national championship in men's lacrosse this year. In 19 seasons as head coach for the Cavaliers, Dom Starsia has awarded a full scholarship fewer than five times.And in Olympic sports, the concept of a full ride is more myth than a huge snowman roaming the regions of Tibet. They are referred to as "equivalency sports," where coaches award pieces of financial aid.Think of a Division I lacrosse team spreading its allotment of 12.6 scholarships among more than 30 players. Or coaches in soccer, softball and baseball using their roster numbers to do the same with assigned scholarship dollars."
AT WHAT COST: Pursuing athletic scholarships is expensive for families
http://www.midnightbox.com/
Deal 2
$32.28 shipped
RecertifiedDescriptionLogitech is touting an advancement in comfort and usability design with its ergonomic, cross-platform Cordless Wave keyboard. There might be some marketing hyperbole to this claim, but after a week of typing with the Wave, I'm not sure that I could live without it. (This Cordless Desktop Wave also includes the ambidextrous LX8 scroller laser mouse.)Like other ergonomic keyboards, the Wave includes an elevated palm rest, though not as extreme as the platforms of old. It's also covered in a lightly padded vinyl upholstery that feels soft yet firm under the wrist, as well as a Goldilocks amount of tackiness (i.e., not too slippery, not sticky, just right). The keys are also positioned in a gentle U-shaped arc that nearly escapes the eye, but is apparent once you set your wrists down and start typing.But the biggest design innovation that the Wave introduces comes from its name the keys undulate across the board in a wave-shaped contour that mimics the changing lengths in your own digits. The keys are at their highest on the outside at the A and Enter keys (which, if you're a touch typist, is where your little fingers are positioned), and the keys trough to their lowest point at D and K (where the longer middle finger resides) before rising slightly at the G and H keys. The keys have a maximum distance variation of 4mm, and the spacebar mimics the wave contour of the keyboard design.Features * Wave key design: Contoured, wave-shaped key design conforms naturally to your fingers
* Constant Curve design: A curved profile and uniform-size keys promote an ergonomically correct, more comfortable hand position
* Cushioned, contoured palm rest: The soft surface encourages a relaxed position for long typing sessions
* Easy access to Windows Vista: Large, one-touch controls give you direct access to key Windows Vista features
* Longer battery life: Enjoy extended battery life--up to 15 months for the keyboard and 6 months for the mouseWhats in the Box * Logitech Cordless Desktop Wave Keyboard
* Logitech LX8 Scroller Laser Mouse
XFX GeForce 9600 GSO PCI-e Video Card for $17.98 Shipped AR
Added on : Friday September 23rd 2011 09:06:24 AM
TIGERDIRECT LINKShipping is $3.00 but for most no tax. The biggest complaint is a loud fan but I figure I'd just replace it for $2.Rebate is $30 so this might scare some away but thats the way it is! Reviews are generally positiveRestrictions Apply. Notice: Limit (2) rebates per person, address, company, or household (See coupon for details).
DJ Hero 2 (Nintendo Wii, Turntable Bundle) $13.12
Added on : Sunday September 18th 2011 12:08:14 PM
http://www.amazon.com/exec/obidos/ASIN/B003QOWQYUFree Shipping with Amazon Prime for Students or Parents and Caregivers or free shipping on $25 (Amazon Free Shipping Fillers).
Amazon coupons
Tax in KS, KY, ND, NY, WA.  The best soundtrack got even better: DJ Hero 2 one-ups its predecessor and mixes even hotter tracks from the biggest artists in pop, dance and hip hop including: Lady Gaga, Deadmau5, Kanye West, Chemical Brothers, Dr. Dre, Rihanna and more.
Play how you want: Change how the mix sounds each time you play with new Freestyle sections, which let you scratch, sample, and crossfade the way you want. Never play a mix the same way twice.
All-new Empire Mode sends players on a journey starting out as a lowly warehouse DJ on the road to becoming the head of a major music empire. Unlock new perks and rewards with each step in your career.
All-new multiplayer modes redefine the DJ Hero experience. Innovative DJ Battles feature custom mixes and authentic back-and-forth DJ gameplay. New multiplayer modes including Accumulator, Checkpoints and Streakers.
Don?t stop the party: Party Play mode turns DJ Hero 2 into the ultimate party accessory. Let the games incredible mixes play themselves and or jump- in/jump- out to take control and play along without ever stopping the music
LG N2A2DD2 2TB (2x1TB) NAS $179.99 @Newegg.com
Added on : Sunday September 11th 2011 03:02:53 AM
Been watching 2-bay NAS storage for a while. The previous generations units are just too slow, but getting pretty cheap. The top of the line Synology, QNAP units are a little more than I want to invest in right now. There was a nice deal on the Zyxel NSA320 last week, $149.99, plus disks, so about $300 for 4T, 2T storage set to RAID 1, but I did not pull the trigger. Newegg has the LG N2A2DD2 2TB for $179.99 with promo code EMCKAKB48 through 9/14. The performance is not up to the Synology level, and probably not the ZyXel NSA320, but much better than last generation NAS drives. The biggest negative is that the user can not change drives, at least without voiding the warranty, but with 2 1T disks installed, it the cheapest 2 drive NAS with decent performance that I have found. It is currently $245 @ Amazon.com, and $242 @ Buy.com.LG @ Newegg
Samsung UN60D8000 60" 3D LED HDTV at BUY.COM for $2650 + shipping
Added on : Thursday September 08th 2011 03:02:31 PM
I know times are tough....But this is for the select few looking for the "Biggest and one of the Best" in LED LCD TV's for football season and beyond....The latest model....and it lists for $3799....Shipping is about $100 to $150 depending on location.....But if you are looking.....This is a kick butt TV.....at a very attractive price.....Listenning to internet radio.....The deals on TV's are going to get intense because there is "too much" supply.....Starting at 30% off is nice place to start....
LG N2A2DD2 2TB (2x1TB) Network Storage $179.99 @Newegg.com
Added on : Thursday September 08th 2011 03:02:20 PM
Been watching 2-bay NAS storage for a while. The previous generations units are just too slow, but getting pretty cheap. The top of the line Synology, QNAP units are a little more than I want to invest in right now. There was a nice deal on the Zyxel NSA320 last week, $149.99, plus disks, so about $300 for 4T, 2T storage set to RAID 1, but I did not pull the trigger. Newegg has the LG N2A2DD2 2TB for $179.99 with promo code EMCKAKB48 through 9/14. The performance is not up to the Synology level, and probably not the ZyXel NSA320, but much better than last generation NAS drives. The biggest negative is that the user can not change drives, at least without voiding the warranty, but with 2 1T disks installed, it the cheapest 2 drive NAS with decent performance that I have found. It is currently $245 @ Amazon.com, and $242 @ Buy.com.LG @ Newegg
Cabela's North American Adventures Bonus Pack for WII $14.99
Added on : Sunday September 04th 2011 06:00:56 PM
Cabela's North American Adventures Bonus Pack - Nintendo WiiPublisher: Activision | SKU: 1538157
Release Date: 11/25/2010 | ESRB Rating: T=Teen
Customer Reviews 4.3 of 5 (3 reviews)SYNOPSISSynopsis
Your trophy wall is about to really fill up and not with paintings or mirrors. If giant racks of antlers are your ideal decorations, there's only one pastime that will satisfy your itch, and it involves a big gun two big guns, in fact. Embark on the journey of every hunter's dreams as you conquer the wild on a North American adventure that has you tracking and shooting down game across 20 exciting locations. As you climb, wrangle and wrest your way through the forests and fields of this great northern continent, the only thing that will make you even happier is the bragging rights you'll earn when the hunt is over.North American Adventures catapults you into the rugged terrain of the north like only Cabela's can with brimming populations of huge trophy game, fully loaded guns and the power to control it all. This time, your hunting excursion will find you stalking, shooting and slaying more than 30 species of North American game. Along the way, power up and practice your sharp shot in arcade-style shootouts. Now, the skill of building powerful, customized guns is up to you and the trigger-pulling action really comes to life with the Wii's two exclusive Top Shot gun controllers. Choose carefully from among a vast variety of scopes, barrels, receivers and stocks to craft the ultimate killing machine. With a cameraman following your every move collecting awe-inspiring footage of your hunt and friends joining you on multiplayer missions, this will surely be the expedition you've been waiting for. Clean your guns, clear off your wall and get ready to take home the biggest trophies ever to walk the North American terrain.
FEATURES
Embark on the North American hunting experience of a lifetime, in fields and forests brimming with big-time game with 2 Top Shot gun controllers
Trek through more than 20 various terrains in prime hunting locations across the continent
Desecrate your previous records as you stalk and track more than 30 species of Trophy Game
Build yourself a customized, deadly gun, choosing from thousands of options with a variety of receivers, stocks, barrels and scopes
Team up with a cameraman to score exciting footage of your thrilling kills
Return to arcade-style gameplay in Top Shot galleries, now loaded with more power-ups, more action and more point-scoring options
Attract birds and the big trophy animals with a variety of duck calls and all-new stealth mechanicshttp://www.bestbuy.com/site/Cabela's+North+American+Adventures+B...
Snapfish up to 500 4"x6" prints for one penny each +S/H and tax
Added on : Saturday September 03rd 2011 12:09:25 PM
Snapfish up to 500 4"x6" prints for one penny each. Use coupon PENNY094U which can be used more than once. Good thru 9/10/11.Snapfish penny prints sale
Here's the biggest Penny Prints Sale yet up to 500 4" x 6" prints for just a penny each. Print all your summer and Labor Day photos today and save, save, save. It's the sale that lets you share every one of your summertime photos. Just use coupon PENNY094U through September 10.*Remember, since you can use the coupon code more than once, upload and delivery times may take longer than usual due to popular demand, so don't delay and order today.
2:46 - Aftershocks: Stories from the Japan Earthquake
[Kindle Edition]
by William Gibson (Author), Yoko Ono (Author), Barry Eisler (Author), Jake Adelstein (Author), and othersSoftcover version is $11.99Product Description:
In just over a week, a group of unpaid professional and citizen journalists who met on Twitter created a book to raise money for Japanese Red Cross earthquake and tsunami relief efforts. In addition to essays, artwork and photographs submitted by people around the world, including people who endured the disaster and journalists who covered it, 2:46: Aftershocks: Stories from the Japan Earthquake contains a piece by Yoko Ono, and work created specifically for the book by authors William Gibson, Barry Eisler and Jake Adelstein. The primary goal, says the book's editor, a British resident of Japan, is to record the moment, and in doing so raise money for the Japanese Red Cross Society to help the thousands of homeless, hungry and cold survivors of the earthquake and tsunami. The biggest frustration for many of us was being unable to help these victims. I dont have any medical skills, and Im not a helicopter pilot, but I can edit. A few tweets pulled together nearly everything all the participants, all the expertise and in just over a week we had created a book including stories from an 80-year-old grandfather in Sendai, a couple in Canada waiting to hear if their relatives were okay, and a Japanese family who left their home, telling their young son they might never be able to return." If you'd like to make a donation to aid the victims of the March 11 earthquake and tsunami, please visit the Japanese Red Cross Society website, where you can donate via Paypal or bank transfer (watch out for the fees, though!) or the American Red Cross Society, which accepts donations directed to its Japan Earthquake and Pacific Tsunami fund (but only accepts donations made with U.S.-issued credit cards). And of course, if you like the book, please tell your friends, and tell them to give generously as well! Thank you! Japan really does appreciate your help!5.0 out of 5 Stars (27 Reviews)
I was in a small accident tonight. Myself in a car and the other car with 3 older women, prob in their early 70's. Two of them got taken to the ER due to pain. Everyone else seems okie.Here is the problem. I was at fault and given a ticket for careless driving. However there was a sign on the right side of the road that listed the 4 lanes with arrows. The 2 left lanes were pointing left. Because of this I went from the 3rd lane into the 2nd lane to make my left. I was heading back from work after dinner. Id figured on my way home I would come back and take a picture of the sign, or at worst take a picture of where it was dug up.I did go back, and there was no sign. I am 100% sure I seen this sign, otherwise I would not have made a left turn. I could not find any holes in the ground either. I went to the other side and noticed that side had a sign, but the sign had feet on it. Why didnt my side have a sign, but the other sides did? I took pictures of this side, just in case in the next few days a sign pops up. I did see 2 signs that said no left turn when I went back to take pictures. But after seeing the first sign with the arrows when I was making a left turn earlier, I would not have noticed any other signs. I dont think you would either.Another thing is, is that the paint for all lanes, are sanded (very lightly) and do not have any arrows just yet. New arrows should be painted over everything so not to cause confusion. I did snap some pics as best as I can in the dark with my cell showing this. The pictures clearly show that the left painted arrows are still there, lightly sanded. Its still easy to read. There is no new arrows over anything pointing straight. I noticed this before I made the left and proceed to make a left.The accident happened because someone was in the first lane going straight, and I was in the second lane going left. I believe the second car was totaled as the cost of the damage might out weigh the cars worth.
My car was 2 months old and I believe this is way over the 2500$ deductible I had. This is going to cost me a pretty penny. I was able to drive home, I dont know if the second car was drivable as I believe the one girl that was not hurt went to the ER anyway.Is this worth fighting? My biggest concern here is when I go to curt, and plead guilty for the ticket, vs hiring a lawyer and what not just to fight a 2point ticket. I am worried then that because I pleaded guilty I would be hit with lawsuits from either my insurance or from someone in the second card. I also dont think I should have to pay for the damage to my car for either the constructions company mistake or the townships. Yes this part of the road is under contruction and at one point you could make a left. I dont know when that change took affect. I headed down this road to go to the diner for some dinner.
Who can post the biggest Black Monday 2011 paper loss?
Added on : Monday August 08th 2011 03:00:26 PM
I've had a few minus $25k days in the past couple months, but right now, I want to find out which of you braggarts will admit to the greatest paper loss on this black Monday 8/8/2011. I won't hold my breath. Is this what an exploding Ponzi scheme looks like? Are you buying? Are you selling? Are you frozen in fear? Please share.
Buying Land - Possible Scenerios and Seeking Advice
Added on : Monday August 01st 2011 03:00:15 PM
I'm wanting to buy 10 acres of raw land. I'm wanting to build a house on this land in the next 6-12 months. The tract is long and narrow (Approx. 330' x 1280'). I would build the house on the front half of the tract. There is a flood zone bordering the back of the tract. Correct me if I'm wrong, but my understanding is if there is a flood zone on the same parcel of land that your house is on then you are by law required to have flood insurance. Knowing this, and wanting to avoid having to get flood insurance makes me want to have the seller split the 10 acres up so that my house wouldn't be on a parcel that's in a flood zone. Listed below is a couple options to splitting it up that I had in mind. Option #1 - Have the seller sell me two 5 acre tracts. Get a land loan for each. When it comes time for construction, roll the front 5 acres loan that the house would sit on into the construction loan. Once house is finished, this leaves me with back 5 acres land loan and a mortgage. This will ensure that the parcel the house is on will not be in a flood zone. If for some unforeseen reason we ever got in a bind and needed money or to eliminate debt, then it would be much easier to put the back 5 acres up for sale opposed to if the whole 10 acres was in the mortgage.Option #2 - Someone suggested if I'm going to divide it up then I should consider having the seller sell it to me as 9 acres and 1 acre where the 1 acre would be the lot for the house and it would be located in the middle of the front half of the whole tract of land. I would pay the 1 acre in full and then finance the other 9 acres. When I'm ready to build, there would be no land loan to roll into the construction loan. This option would achieve everything option #1 did. The real thinking to this madness is that, God forbid something were to ever happen, it would provide "protection/help" if foreclosure were to occur. If your land or house got foreclosed on then this arrangement will "protect" you from other people wanting to buy the house or land because you would hopefully still own the land surrounding the house or you would own the house out in the middle of the land. Because nobody would really want to buy whichever has been foreclosed on, this arrangement in essence "helps" you by giving you the time to try and figure out what you need to do in order to get your property back from the bank.Option #1 seems simple enough. I like option #2 because it takes preventative measures if something unforeseen were to ever happen, but I have my doubts. The biggest being whether or not a bank would be ok with this arrangement. Obviously, I would have to put in an easement on the 9 acre parcel for access to the house on the 1 acre to make the bank happy. Does anybody have such an experience? Advice you can offer? Please let me know if my thinking on any of this is wrong.
Chaleur sells coffee mugs with fine art paintings on them.
For example, one mug has Monet's Water Lilies on it, and
another has Van Gogh's Starry Night. There are many
choices. I have a few of the mugs and am happy with them. ---------------------------------------------------------
Looking for a coupon?
How about the BIGGEST coupon we've ever offered![ Coupon good for 50% off any purchase ]THAT IS HUGE!We have recently started a facebook page for Chaleur Coffee Mugs and have decided to kick it off right by making our first facebook exclusive coupon our biggest ever. Becoming a fan is easy, visit us on facebook by following this link:http://www.facebook.com/ChaleurCoffeeMugs?sk=app_201143516562748Click the "Like" button and you'll have immediate access to the 50% coupon code to use on our website. You can also share this link with your facebook friends and spread the savings. There is no limit to the number of times the coupon can be used but make sure you place your order by 11:59pm on Tuesday, August 2nd because this coupon expires August 3rd.Can't find the design your looking for on our website?That's another great use for facebook. Not only can you view all the designs that will be back in stock this Fall, you can also view all the collections and vote for which ones you would like to see back in stock.Didn't get this email in time?It would be a shame to miss out on this unique opportunity to save HUGE on your favorite Chaleur Coffee Mugs, and the coupon does absolutely expire on August 3rd. We will have other promotions exclusively for facebook fans going on in the future though, so be sure to follow the link above and become a fan today.Visit us on facebook: facebook/ChaleurCoffeeMugsVisit us on the web: www.chaleur.com
To my knowledge there hasn't been a comparison thread like this before. Wondering if anyone knows how the various pre paid legal services compare to each other? Only 3 I know of so far are http://www.prepaidlegal.com/, www.legalserviceplansinc.com, and http://www.elegalplans.com/I have a bit of interest in getting a pre-paid legal plan, however I don't think I want to go with the most popular company PrePaid Legal. The biggest reason is due to the fact they market via a pyramid scheme. They seem more interested in selling you on the idea of being a salesman, than they do on selling your their product. They have absolutely minimal details available as far as any sort of real details of the plans, so you really don't know exactly what your getting. Whole thing seems like an empty house of cards. I've heard a lot of bad things about them as well, so although I've never used them, I hesitate to.Some of these other sites like elegalplans seem like they may be better, and a little cheaper, and I'd much rather support a non-pyramid company, as long as they are good. I'm not expecting a ton out of any low cost pre-paid plan, but it seems like it could be good to use for the cheap consulting to find out whether a real attorney is necessary or not, rather than the typical way of paying a real attorney $300 an hour to find out if he's needed or not.
Today, Taco Bell launches the Big Box Remixed, which combines the flavor of four classic Taco Bell menu items with the freshness of exclusive music content via a mobile site, packaged in a specially designed MTV Video Music Awards (VMAs) box.Taco Bell features its first QR code on packaging also known as a Quick Response code available using a free QR reader app on smartphones on its Big Box Remixed and large cups that dishes out exclusive music content over a six-week period leading up to this years VMAs on Sun., Aug. 28. This exclusive content will highlight Taco Bell Feed the Beat artists Wallpaper and Chiddy Bang, as well as stream VMA sneak peeks and teasers, performance footage, artist interviews and a look at the artists to be featured at the Friday Night Pre-VMA Concert Event sponsored by Taco Bell on Fri., Aug. 26.Taco Bells exclusive music access extends online with the VMAs Hook-Up, a sweepstakes on the Taco Bell page on Facebook that will reward one lucky winner with a trip to VMAs weekend including the Friday Night Pre-VMA Concert Event sponsored by Taco Bell. Anyone who likes the Taco Bell Facebook page, currently at more than 7 million people, (http://www.facebook.com/tacobell) will have the opportunity to enter for a chance to win the VMAs Hook-Up package including two pre-show tickets, two tickets to the VMAs, two airline tickets, hotel room and $400 in Taco Bell gift cards. Roadtrip to the VMAs Sweepstakes: NO PURCHASE NECESSARY. Legal residents of the 50 United States (D.C.) 13 years or older. The Sweepstakes begins on August 15, 2011 at 12:00 p.m. Pacific Time (PST) and ends on August 17, 2011 at 11:59 p.m. PST. To enter and for Official Rules, including odds of winning and prize description, visit http://www.facebook.com/tacobell. Void where prohibited.In anticipation of the upcoming VMAs, we are turning up the volume by giving Taco Bell and music fans access to never before seen or heard music content which includes some of the phenomenal up-and-coming talent from our Feed the Beat program, said David Ovens, Chief Marketing Officer, Taco Bell Corp. We love music and the Big Box Remixed not only offers a lot of great tasting food for just five bucks, but also feeds music fans hunger for exciting music content accessed easily on the go.Available at participating Taco Bell locations for a suggested retail price of $5 through the month of August, the Big Box Remixed comes in two varieties:Cheesy Double Beef Burrito Box: Cheesy Double Beef Burrito, Burrito Supreme, Crunchy Taco and medium drink.
Cheesy Gordita Crunch Box: Cheesy Gordita Crunch, Burrito Supreme, Crunchy Taco and medium drink.
Were thrilled to join forces with Taco Bell as together we count down to the 2011 MTV Video Music Awards and celebrate Taco Bells commitment to music through their Feed the Beat program, said Jeannie Scalzo, Senior Vice President, Integrated Marketing, MTV. Thanks to Taco Bells innovative VMA sponsorship, millions of their customers across the country will get music content leading up to the biggest night in music.The highly anticipated VMAs will be held in Los Angeles on Sun., Aug. 28, airing live on MTV. Last years VMAs scored the largest audience numbers for any MTV telecast since 2002. The music-themed box is part of Taco Bells activation to support its MTV marketing partnership and Taco Bells Feed the Beat program, which supports up-and-coming artists by providing them $500 in Taco Bell gift cards while touring.Draftfcb, Irvine produced the Big Box Remixed and medium cup packaging, as well as the television advertising. Airing nationally starting Sun., Aug. 14, the commercial spot will depict the Big Box Remixed in an animated world of music and art. Draftfcb, Irvine was also responsible for the in-store messaging. MTV built the QR code, mobile site and will be providing the exclusive content
$1.99 free-shipping Truth or Lies Wii Game THQ
Added on : Sunday July 24th 2011 12:02:57 PM
linkfrom website:
SOMEONE WILL GET CAUGHT!
Put your friends in the Hot Seat to get answers to all of the questions you've been dying to ask! The unique vocal calibration software lets you know whether or not your friends are telling the truth! Play Truth of Lies and discover what secrets are waiting to be revealed!GET EXPOSED! - Answer over 3000 thought provoking questions or create your own to find out everyone's secrets!PROVOKE YOUR FRIENDS! - Play with up to 8 players at once!TELL IT LIKE IT IS - OR ISN'T! - Get funny awards whether you are the biggest saint or the biggest liar!
Limited Use 20% Off Coupon Rugsdoneright.com
Added on : Saturday July 23rd 2011 12:01:39 AM
I was one of the winners of
http://www.rugs101.com/specials-discounts/congratulations-to-our...It is a coupon for 20% off almost any area rug. They also price match, so check rugsusa.com or rugsexpress.com find the same rug, price match to the 110%, then use this coupon code they gave me, DMC20 which will give you an additional 20% off. I checked retailmenot.com and the biggest discount I could find there was 10% off, so this could be a hot deal for some people.1. Price Match or find an area rug you like
2. Coupon Code: DMC20
3. Find Carpet you like http://www.rugsdoneright.com to price match
2 FREE nights at Grand Sierra Resort in Reno
Added on : Thursday July 21st 2011 03:03:14 PM
Text
Charlie Palmer's
"Biggest Little City" Getaway
Receive 2 Complimentary Nights!Chef Charlie Palmer invites you to explore Reno the Biggest Little City in the World. And, to thank you for your continued support of our restaurants coast-to-coast, receive two complimentary nights stay at the Grand Sierra Resort when you visit now through December 23, 2011!Came in my email. Booked a 2 night stay in September, grand total $0.
Online Code:
SKXBBFFSB2 Retail Code:
XE Participation Code:
BBSTR7741 valid 7/18 to 7/25/11 at Skechers.com and Skechers retail stores.
Selected items are excluded.
Limited to 10 pairs per customer. Got this from our corporate event.
This is probably the biggest one i've ever seen... as far as f&f discount goes..
Enjoy!! and Pass it on!
Min purchase: $39.95... FYI.
Corporate code: Just enter anything... in the field.
Free ship and no tax for me here in Washington!!
>>> No sales tax (except CA) sorry cali <<<
may need to sign up..
>>> Thank you for being a Skechers Elite member!
Enjoy FREE shipping on your order today.# Skechers Elite members: FREE Standard Shipping with no quantity limits
# Includes all 50 States in the U.S., P.O. boxes, APO/FPO addresses and U.S. Territories
The Biggest Loser Ultimate Workout for XBOX 360 $20 @ Amazon (FS with Prime)and @ Newegg with FS for KinectAmazon - Biggest Loser Kinect 360Newegg - Biggest Loser Kinect 360
Use Code "T9P8A9P" at Checkout.Free in-store pick-up, or w/ $25 order. Otherwise $2.98.Directed by Guy Ritchie.Streetwise charmer Eddie (Nick Maron) enters the biggest card game of his life with the savings of his three best friends: Tom (Jason Flemyng), Bacon (Jason Statham) and Soap (Dexter Fletcher). But he leaves the table owing his underworld boss Hatchet Harry half a million and has a week to come up with the money. Now Eddie and his friends must outsmart and outgun all types of lowlifes on their way to pay off Harry before time runs out.http://video.barnesandnoble.com/DVD/Lock-Stock-and-Two-Smoking-B...
Organizing my life post graduation. (Update, LONG post warning)
Added on : Tuesday July 05th 2011 06:00:05 PM
Hi, everyone!I made a post here two years ago around gathering some advice on organising my financial outlook and randomly came across it in a Google search. While I know it's probably been long forgotten, I thought it would be a good idea to provide an update on how I'm doing for others that might be in similar predicaments. (Summary: just graduated college, bachelor's in computer engineering, offered a well-paying job with awesome benefits.)Here is the link to that post: click meAnd here are updates to the major points people responded to:Firstly, I already have an apartment of my own, but as it's covered mostly by my parents, I'm thinking of moving out to somewhere a bit nicer. Considering my situation, would it be better to rent out for a while as I eliminate my credit card debt, or should I start thinking about going for a mortgage and owning property for a longer term?

I decided to do the common sense thing and stay where I am. It would be pretty dumb to leave; I live alone in a great area, the floor is owned by my parents and the "rent" I pay goes completely back into my loans. It's a win-win-win.

The balance on one of my credit cards has been completely alleviated and the other one has been mostly paid off. Additionally, my loan principals are coming down nicely; they are still high as all hell, but I'm making decent progress by paying significantly more than minimum on my biggest loans, paying "a bit" over minimum on smaller loans and paying minimum on government loans (they are very low in comparison to the others).

I will not consider moving anywhere until at least one of my biggest loans is completely paid off. When that happens, I'll have enough free cash flow to afford somewhere decent. This won't be for a good while unless something amazing happens in the interim, so I'm not holding my breath. (On a good note, I did get a very nice raise recently which helps in this regard.) I will be considering a house since renting in most places in NYC is a terrible value in comparison.

Secondly, I want to start thinking about finally building my nest egg so that I can be somewhat well off later on in life. The only problem is that I have no idea where to really begin, nor did I ever get good direction for doing this. I was thinking real estate, but it seems way too risky for me as a grad to dabble with, especially with my credit scenario.

So I'm definitely not thinking of doing real estate!

My savings strategy is pretty simple at the moment. 10% of my paycheck goes into a long term savings account that is not used for absolutely anything else except dire emergencies. ("Dire emergencies" are really easy to mess with, so I set hard limits on what this constitutes.) I also save a smaller amount of money per week for high-priced items I want in the future, like vacations or upgrades for my bike. The goal with this account is, obviously, to save enough for the things I want! With that in mind, I'm more lenient about withdrawing money from this account on rainy days, though I reimburse what I take out in full in the next pay cycle.

I was scared about doing this in the past because I was afraid I would have no money left for me to use, but I'm happy about the way things are progressing. I have a while to go before I reach my goals, but I'm happy I'm finally getting there.


(I was told to do this when I first started making decent money as a sophomore in college, but I ignored that advice. Don't do the same!)

Where should I start doing research on how to really start making my money work for me?I'm not anywhere near close to a position where I can start investing my money in "riskier" strategies (stock market, etc.), so I'm sticking to the basics above and growing the 401K offered by my job. Hope that helps someone! I could be doing better, but I'm pretty happy about the direction I'm taking with my money now. I finally feel like I have control!
I could have sworn I have seen will questions on FWF before, but I'm not finding any now even with search... either search is failing or I am failing...I'm in MA since this is potentially a question where state is important.
I guess my biggest question is are there any free options out there to create the will etc that will survive a possible moderate challenge?I see several options to pay $20-$100 and get the forms and/or advice that you need to create it both in web based form, basic pdf form, and in application forms.Some places I found: http://www.legalzoom.com/legal-wills/wills-pricing.html http://www.uslegalforms.com/ma/MA-WIL-0000.htm
To give a somewhat brief background:
I am single with no dependents and in good health so this will being needed isn't all that likely. My plan is for all the money to go to my mom.Towards this end my biggest concern is the possibility of it being challenged. My step father (who did become a legal guardian so legally would be equal to my mom) is a complete scam artist. I could see him fighting a will and even possibly creating fake documents to try to claim money was meant for him (I know for a fact he forged my mom's signature on many legal documents). While not super likely I would give it about a 10% chance he would try to get something.My assets aren't exactly impressive... I have around $30k after debts right now, but that is going up by around $25-30k a year. I would like something to cover me at least for the next 5 years so I don't have to worry about it for a while (figure 250k in assets or so by then at the high end... if it goes higher than that I would revise it sooner). If it wasn't for the stepfather I don't even know if I would bother with a will as it all would go to my mom as closest relative without anyone else having legal standing to challenge it.Anyways are there any free options out there that would work for this? I know I would have to get it witnessed and notarized etc. Should I go see a lawyer?
Paying off all CC debt next week. Any advice?
Added on : Sunday July 03rd 2011 12:00:05 AM
A little background: I'm 26 and have been at my current job for a year and a half. I make a good salary for my age and have a very stable job and good progress on my 401k. On the other hand, I had a number of dental bills not covered by insurance in the past year, so I only have a month's salary in my checking account. I'm anticipating $8k in bonus after tax next week, and have already decided I'd like to pay off all of my credit card debt with it. I currently have about $8k across 4 cards, the most being $4k on a high interest Chase CC that I stupidly signed up for in college, 2005. I'm getting married late next year, though, and we're paying for it ourselves. We've been socking away $500 a month into a savings account for the wedding, but imagine we'll have to put a deposit down on a place well before the date. (I've already tried talking the fiance into a town hall hit-and-run, but he's got a lot of family across the country he wants to invite, so I'm game.)Three questions:(1) I've read horror stories about people paying off very large amounts on credit cards, only to have it flagged as potentially criminal. I would hate to have that much cash tied up but no large credit line, either. Is there anything I can do to deter that? Call the bank ahead of time? (2) Would anyone advise against paying it all off at once? Would it be better to have a bit more cash on-hand? I would think that I could pay my high-interest card with the cash, and if we had to make a deposit, we could charge it to a lower-interest card in his name. He also has savings, so if we really needed emergency cash, it's there. On the other hand, I would love to be mostly singularly debt-free before I convince this sucker to legally become my next of kin.(3) I would love to sever my ties with Chase, since it's been nothing but games and fees from day one. The interest rate is too high for me to be "interested" in utilizing it again, and although I suppose nobody at the bank actually cares, I'd love to give them a big "screw you." Would it look bad on my credit rating to close one of my oldest accounts and biggest credit lines? Or might it be overshadowed by a huge reduction in credit utilization? Another card dates to 2006, so I would still have a history.
Use code AFP24SDSKBiggest Loser 12-Month Sub $121
http://mystore.24hourfitness.com/product_details.php?item=400005797224Boddybug SP $141 Works w/ Smartphones
http://mystore.24hourfitness.com/search.php?subcat=148Biggest Loser w/ Display + 12 Month Sub $169
http://mystore.24hourfitness.com/product_details.php?item=400005822056 Boddybug Version 3 $119 (second row search results)
http://mystore.24hourfitness.com/search.php?subcat=23Copy and Paste to your browser if autolink fails
$3.99 Really Big Chicken Sandwich Combo @ Jack in the Box
Added on : Tuesday June 28th 2011 03:01:16 PM
Jack in the Box restaurants is serving up the seasons biggest and best meal deal a $3.99 Really Big Chicken Sandwich Combo. Available for a limited time, the combo features Jacks Really Big Chicken Sandwich, which includes two breaded chicken patties, lettuce, tomato, bacon, cheese and mayo-onion sauce served on a jumbo bakery bun, along with a small drink and small order of seasoned curly fries for just $3.99, plus tax.http://www.jackinthebox.com/
New Downy Giveaway on FB- 6/30/11
Added on : Monday June 27th 2011 03:00:22 PM
HU- Downy Giveaway on FB- 6/30/11
Downy
We love our fans and to show our appreciation were planning to do our BIGGEST giveaway YET this Thursday, 6/30/11. We will be giving away an exciting NEW product that isnt even in stores yet! Stay tuned and share our page with your friends so they can enjoy this exclusive event!
https://www.facebook.com/downy
not the same as this one -this was for 6/20 & 6/23
http://www.fullofdeals.com/forums/free-stuff/1105707/
ESPN Magazine (26 Issues - 1 Year) - $4 [Includes Insider Access]
Added on : Sunday June 26th 2011 06:01:57 PM
ESPN Magazine - $4.00 - 26 Issues / 1 YearESPN.com Magazine gives you sports the way you want it. Each issue is filled with giant up-close pictures, behind-the-scenes interviews, season previews and expert predictions, plus regular columns from the biggest names in sports. This magazine subscription covers it all - basketball, football, baseball, and hockey. Subscribe now and follow your favorite sports, teams, and players all year long.Once you start receiving your issues, you can claim your free Insider access here:
https://r.espn.go.com/espn/insider/renewtoinsider?addata=2008_MA...
Best Buy, online and in-store, has a bunch of CDs starting at .49. Some titles are Chickenfoot (Michael Anthony/Sammy Hagar), Foo Fighters, Bad Company, Stone Temple Pilots, The Cars.
CDs starting at 49 centsThey also have music DVDs starting at $1.99, including Mariah Carey, Christina Aguilera, and The Who. DVDs from $4.99 include Tom Petty Box Set, Elton John Red Piano (DVD set is $4.99, Blu-ray is also $4.99).
Aguilera $1.99Elton Dream ticketElton Red Piano-Blu-rayTom Petty DVD setThe Who DVD $1.99Police-Certifiable DVD $4.99Rolling Stones--Biggest Bang DVD $4.99Credit to SD for the info.
Daylighting to Increase Income (2X+)
Added on : Wednesday June 22nd 2011 12:00:07 PM
Back in 2008, I attempted to daylight (working multiple jobs during the same shift) at my then employer and a potential new job that would allow me to work from home and mostly off-hours. In an attempt to remain more ethical, I asked my employer to let me work four ten-hour days each week, allowing me one day a week to not be in the office, but I would be available for emergencies during that time. In addition, I indicated that if we had a holiday during any given week, I would use the holiday as my day off for the week and still work four ten-hour days. I thought it was reasonable, but the request was declined. I attempted it for two weeks, but I had to give up. The biggest issue was that there were many people at each job that knew each other and me.Fast forward to 2011. I have been getting contacted by recruiters frequently in the past few weeks. I enjoy my current job as it offers excellent pay and benefits, including nearly unlimited training and flex time (on top of a months worth of PTO each year). That being said, I would really like to drastically increase my income to get ahead financially. My wife was extremely sick for three years and she is now healthy again; we accrued a lot of medical debt in that time frame, but we are down to about $8k. In addition, since much of my income has gone towards medical debt, I have neglected some upkeep items on my home, and I am approaching the point where I need another car. In any event, I want more money and I want to get ahead. Specifically, I want to get out of this debt, pay for a new vehicle in cash (2012 VW Passat TDI), and pay down my mortgage.That being said, I have an interview coming up for another opportunity. It is only for two years, maximum, as it is a contract position (but W-2 employee), so even though they are offering a better salary, and decent benefits (but not as good as I currently have), it is not enough for me to leave my current job. So, I am trying to formulate a means to work both jobs.Let me set the premise... I understand that this can be considered unethical and against workplace policy in many situations. My current employer is very flexible with my time, so I will definitely be able to put in my time. I do not yet know if this is the case with potential new employer.Now, both jobs I will be working on major projects... and here is the great thing... the projects are both doing implementation of the exact same products! So, whenever I am working on one project I am "sharpening my axe" for the other project, and vice-versa. In reality, I would imagine that I could actually put in 60-70 hours a week and get the work done for both, and I believe that is a conservative estimate.Anyhow, I am looking for input from those that have attempted this before. How do you manage this? How should I probe this potential new employer about flex time? How do you get back your Social Security overpayment? What about double benefits... what issues could I have if I get double coverage (I will not be getting a HDHP, so none of those issues)? Are there easy means for an employer to find out if you are working for another employer (I will be keeping things separate, technologically). How would you adjust your withholdings, similar to if you had a working spouse (mine doesn't)? What about 401k, both offer contributions... if I take advantage of both (and stay within my own contribution limits), is there any issue there?
Wii Fit Everlast Resistance Tubing Strength EnduranceFeatures: Wii Everlast Resistance Tubing
Stretch controller holders
Compatible with games like: Wii Fit & Fit Plus, EA Sports Active, Golds Gym Cardio, Jillian Michaels Fitness Ultimatum, The Biggest Loser
Wii Controllers/Software not included
Take you workout to the next level
Adds strength and endurance
Work you arms, shoulders, stomach and back doing easy exercises
ESPN Magazine (26 Issues - 1 Year) - $3.99
Added on : Sunday June 12th 2011 06:01:55 AM
ESPN Magazine - $3.99ESPN.com Magazine gives you sports the way you want it. Each issue is filled with giant up-close pictures, behind-the-scenes interviews, season previews and expert predictions, plus regular columns from the biggest names in sports. This magazine subscription covers it all - basketball, football, baseball, and hockey. Subscribe now and follow your favorite sports, teams, and players all year long.Enter coupon code 5577 at checkout.
Some exclusions may apply.

Some finds (prices before final discounts):
Apollo 13 blu-ray, $14.989 blu-ray, $14.98Friends Smelly Cat plush, $6.97The Office Dundie Award, $9.99The Biggest Loser Ultimate Workout Game (Xbox 360), $49.99
Someone told me that you can convert a 401(k) loan into a home equity loan, making the interest that you pay on it tax deductible. The idea is to take out a 401(k) loan and then give your 401(k) a mortgage lien against your home, making it effectively a home equity loan. My biggest issue with 401(k) loans is that I would be paying after tax dollars in interest that are then taxed again when I withdrawal the money in retirement. It would seem that this strategy would solve that issue. Has anyone heard of this? I've searched on the internet and haven't really seen anything written about it.
There's been a few different versions of this (I own the first two, this being the second). This one's louder than the first though both have two fans, but overall more sturdily constructed/thicker. This one also has its four USB2.0 ports on the back instead of on the left side, which works well for me (have it on a desk). Comes with an AC adapter but I've never needed to use it even with all four ports used (three external 3.5" hard drives, and an Epson RX595).Mixed reviews on various sites; some reports of it dying prematurely, but I've had the first one for years and it's still going strong, and this one I've had since last year's Black Friday. Only things I've experienced is that when you first plug it in, the fans sound a bit weird spinning up, but then it drops off. Definitely still noticeable over my laptop's fan unless it's at max, which only happens when re-encoding DVDs, etc. but it doesn't really bother me. Note that while the previous one's fans drew air down and out the back, this one draws air in from the bottom and exhausts onto the bottom of the laptop, so you have to watch where you place the laptop and the cooler so none of the fans get blocked.Price is $14.99 + $2.99 "Econo" shipping = $17.98. Cheapest I could find from a reputable seller was ~$20 shipped on fulfilled by Amazon..not the biggest savings, but a great deal for this type of notebook cooler (particularly with the integrated hub), I think. For whatever reason there's a huge gap between these two-fan coolers and the ones with a single larger fan..and while some of those might include some aluminium, they don't have ubs, which was a big thing for me.Link: http://www.tigerdirect.com/applications/SearchTools/item-details...
Samsung Chromebook Series 5 with 3G $499
Added on : Wednesday June 01st 2011 03:02:15 PM
Just got email from Chrome team. This is on sale for $499 at Gilt Group. This site is invitation only. You need to sign up at the site or contact existing members to get the invitation.
chromebook
Be the first to get a Chromebook.Samsung Series 5 Chromebook Since we announced the Chrome Notebook Pilot Program back in December, weve been humbled by the amount of interest that weve received from users like you.Were excited about the brand-new Samsung Chromebook that goes on sale on June 15. Fortunately, weve managed to get our hands on a few machines a little earlier, and wed like to make these available to you, our biggest enthusiasts.When you buy your Chromebook, youll also be getting a limited edition, custom-fit Chrome sleeve designed by Rickshaw so you can carry your new Chromebook in style.Our good friends over at Gilt, the premier invitation-only shopping site, have agreed to put these Chromebooks up for sale -- but only for a very limited time.Click here to join the sale on Wednesday, Ju