My wife has only 1 credit card which is a TJ Max credit card and been using that for over 6 months with no late payments.
I on the other hand have been doing AORs for many years now and have credit score above 700, I dunno hers.
Can she do an AOR although she has no income? Is it possible for her to use me as a cosigner?
What if I already have the credit card she is applying for with my cosign? Would this create a problem?